SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported) May 27, 1999
GE CAPITAL MORTGAGE SERVICES, INC.
(as Seller and Servicer under the Pooling and
Servicing Agreement, dated as of May 1, 1999,
providing for the issuance of REMIC Mortgage
Pass-Through Certificates, Series 1999-11)
GE Capital Mortgage Services, Inc.
(Exact name of registrant as specified in its charter)
New Jersey 33-5042 21-0627285
- --------------------------------------------------------------------------------
(State or other jurisdiction (Commission (I.R.S. Employer
of incorporation) File Number) Identification No.)
Three Executive Campus
Cherry Hill, New Jersey 08002
(Address of Principal Executive Office) (Zip Code)
Registrant's telephone number, including area code (609) 661-6100
<PAGE>
ITEM 2. ACQUISITION OR DISPOSITION OF ASSETS
General.
On May 27, 1999, GE Capital Mortgage Services, Inc. ("GECMSI") offered to
investors certain classes of its REMIC Mortgage Pass-Through Certificates,
Series 1999-11 (the "Certificates") evidencing beneficial ownership interests in
a trust fund (the "Trust Fund"). The assets of the Trust Fund consist primarily
of a pool ("Pool 1999-11") of conventional, one- to four-family residential
loans (the "Mortgage Loans"). Capitalized terms used herein and not otherwise
defined shall have the meanings assigned to them in the Prospectus dated April
22, 1999 as supplemented by the Prospectus Supplement dated May 25, 1999.
The original principal balance of each Class of the Certificates is as follows:
Class A1 $30,939,608.00
Class A2 $45,707,200.00
Class A3 $171,374,222.00
Class A4 $41,356,970.00
Class A5 $41,356,790.00
Class A6 $236,250,000.00
Class A7 $150,998,836.00
Class A8 $53,979,484.00
Class A9 $1,000,000.00
Class A10 $18,929,196.00
Class A11 $6,694,000.00
Class A12 $1,306,000.00
Class A13 $21,000,000.00
Class A14 $6,461,538.00
Class A15 $5,000,000.00
Class A16 $5,000,000.00
Class A17 $5,000,000.00
Class A18 $5,630,052.00
Class A19 $5,630,052.00
Class A20 $649,621.00
Class A21 $5,000,000.00
Class A22 $95,240,025.00
Class R $100.00
Class RL $100.00
Class M $17,620,000.00
Class B1 $7,143,000.00
Class B2 $4,286,000.00
Class B3 $4,762,000.00
Class B4 $1,905,000.00
Class B5 $2,381,001.00
Total : $992,650,795.00
The initial Junior Percentage and initial Senior Percentage for Pool 1999-11 are
approximately 4.00% and 96.00%, respectively. The "Bankruptcy Loss Amount," the
"Fraud Loss Amount" and the "Special Hazard Loss Amount" for Pool 1999-11 as of
the initial issuance of the Certificates are $323,391.00, $9,524,003.00 and
$9,524,003.00, respectively, representing approximately .03%, 1.00%, and 1.00%,
respectively, of the aggregate Scheduled Principal Balances of the Mortgage
Loans as of May 1, 1999 (the "Cut-off Date").
<PAGE>
Description of the Mortgage Pool and the Mortgaged Properties
Pool 1999-11
Pool 1999-11 consists primarily of fixed-rate, fully-amortizing conventional
Mortgage Loans evidenced by Mortgage Notes which have original maturities of 20
to 30 years and an aggregate outstanding Scheduled Principal Balance as of the
Cut-off Date, after deducting payments of principal due on or before such date
and prepayments of principal received before such date, of $952,400,249.61.
The interest rates (the "Mortgage Rates") borne by the 2914 Mortgage Loans
conveyed by GECMSI to Pool 1999-11 range from 6.1250% to 11.0000% and the
weighted average Mortgage Rate as of the Cut-off Date is 7.1875% per annum (all
weighted averages in this filing are weighted by aggregate outstanding Scheduled
Principal Balance as of the Cut-off Date). At origination, the principal
balances of the Mortgage Loans in Pool 1999-11 ranged from $32,000.00 to
$1,500,000.00, and, as of the Cut-off Date, the average outstanding Scheduled
Principal Balance of the Mortgage Loans in Pool 1999-11 is $326,836.05, after
application of principal payments due on or before the Cut-off Date and
prepayments of principal received before such date. The earliest origination
date of any Mortgage Loan in Pool 1999-11 is March 18, 1986, and the latest
scheduled maturity date of any such Mortgage Loan is May 1, 2029. The weighted
average loan-to-value ratio of the Mortgage Loans as of the Cut-off Date in Pool
1999-11 is 74.1538%.
<PAGE>
The Mortgage Loans in Pool 1999-11 have the following characteristics as of the
Cut-off Date.
a) The following table sets forth information, as of the Cut-off Date, with
respect to the Mortgage Rates borne by the Mortgage Loans in Pool 1999-11:
MORTGAGE AGGREGATE BALANCES % OF POOL BY
RATES # OF LOANS AS OF CUT-OFF DATE AGGREGATE BALANCE
----- ---------- ------------------ -----------------
6.1250% 1 $442,569.43 0.0465%
6.2500% 2 $567,085.53 0.0595%
6.3750% 18 $6,775,957.24 0.7115%
6.5000% 33 $10,667,748.45 1.1201%
6.6250% 61 $20,526,906.72 2.1553%
6.7500% 133 $43,735,759.91 4.5922%
6.8750% 299 $102,059,847.68 10.7161%
6.9000% 1 $313,397.01 0.0329%
7.0000% 568 $188,127,893.19 19.7529%
7.1250% 484 $160,497,379.24 16.8519%
7.2500% 461 $153,686,707.38 16.1367%
7.3000% 1 $284,749.40 0.0299%
7.3500% 1 $297,152.29 0.0312%
7.3750% 354 $115,979,090.16 12.1775%
7.5000% 219 $69,056,656.14 7.2508%
7.6250% 92 $28,142,584.19 2.9549%
7.7500% 57 $16,367,522.72 1.7186%
7.8000% 1 $180,109.16 0.0189%
7.8750% 21 $6,843,383.55 0.7185%
8.0000% 5 $1,357,150.02 0.1425%
8.1200% 1 $119,621.62 0.0126%
8.1250% 9 $3,202,241.54 0.3362%
8.2500% 5 $1,361,699.35 0.1430%
8.3750% 7 $1,958,606.92 0.2057%
8.5000% 10 $2,695,991.95 0.2831%
8.6250% 14 $4,124,490.98 0.4331%
8.7500% 11 $2,935,880.38 0.3083%
8.8750% 16 $4,403,543.62 0.4624%
9.0000% 5 $1,173,166.63 0.1232%
9.1250% 3 $571,573.24 0.0600%
9.2500% 5 $1,407,893.05 0.1478%
9.3750% 2 $574,286.22 0.0603%
9.5000% 2 $466,375.72 0.0490%
9.7500% 1 $300,935.13 0.0316%
10.0000% 1 $127,700.64 0.0134%
10.1250% 1 $115,382.64 0.0121%
10.2500% 5 $524,850.77 0.0551%
10.3750% 2 $182,146.48 0.0191%
10.7500% 1 $144,184.93 0.0151%
11.0000% 1 $100,028.39 0.0105%
Total 2,914 $952,400,249.61 100.0000%
<PAGE>
b) The following table sets forth information, as of the Cut-off Date, with
respect to the original principal balances of the Mortgage Loans in Pool 1999-11
:
ORIGINAL AGGREGATE BALANCES % OF POOL BY
BALANCES # OF LOANS AS OF CUT-OFF DATE AGGREGATE BAL.
-------- ---------- ------------------ --------------
$ 0 - 227,150 225 $33,166,797.19 3.4824%
$227,151 - 250,000 162 $38,998,861.79 4.0948%
$250,001 - 300,000 1,034 $285,600,944.53 29.9876%
$300,001 - 350,000 631 $203,733,642.66 21.3916%
$350,001 - 400,000 368 $137,585,306.42 14.4461%
$400,001 - 450,000 193 $82,098,470.17 8.6202%
$450,001 - 600,000 219 $110,458,782.46 11.5979%
$600,001 - 650,000 48 $30,499,123.51 3.2023%
$650,001 - 1,500,000 34 $30,258,320.88 3.1771%
Total 2,914 $952,400,249.61 100.0000%
The largest outstanding Scheduled Principal Balance of any Mortgage Loan, as of
the Cut-off Date, in Pool 1999-11 is $1,500,000.00.
The smallest outstanding Scheduled Principal Balance of any Mortgage Loan, as of
the Cut-off Date, in Pool 1999-11 is $31,951.15.
c) The following table sets forth information, as of the Cut-off Date, with
respect to the years of origination of the Mortgage Loans in Pool 1999-11:
YEAR OF AGGREGATE BALANCES % OF POOL BY
ORIGINATION # OF LOANS AS OF CUT-OFF DATE AGGREGATE BALANCE
----------- ---------- ------------------ -----------------
1986 10 $1,050,108.92 0.1103%
1987 1 $144,184.93 0.0151%
1988 1 $102,578.25 0.0108%
1991 6 $1,693,925.86 0.1779%
1992 62 $16,493,799.49 1.7318%
1993 3 $1,210,621.73 0.1271%
1996 4 $912,157.62 0.0958%
1997 7 $1,941,858.89 0.2039%
1998 153 $49,086,817.26 5.1540%
1999 2,667 $879,764,196.66 92.3733%
Total 2,914 $952,400,249.61 100.0000%
<PAGE>
d) The following table sets forth information, as of the Cut-off Date, with
respect to the loan-to-value ratios of the Mortgage Loans at origination in
Pool 1999-11:
LOAN-TO-VALUE AGGREGATE BALANCES % OF POOL BY
RATIO AT ORIGINATION # OF LOANS AS OF CUT-OFF DATE AGGREGATE BALANCE
- -------------------- ---------- ------------------ -----------------
00.000 - 50.00 146 $49,034,595.17 5.1485%
50.001 - 60.00 182 $62,082,069.99 6.5185%
60.001 - 70.00 433 $149,470,769.71 15.6941%
70.001 - 75.00 458 $152,828,296.38 16.0466%
75.001 - 80.00 1,302 $424,126,764.64 44.5324%
80.001 - 85.00 52 $15,217,298.19 1.5978%
85.001 - 90.00 234 $71,621,151.91 7.5201%
90.001 - 95.00 107 $28,019,303.62 2.9420%
Total 2,914 $952,400,249.61 100.0000%
e) The following table sets forth information, as of the Cut-off Date, with
respect to the type of Mortgaged Properties securing the Mortgage Loans in
Pool 1999-11:
% OF POOL BY
TYPE OF DWELLING # OF LOANS AGGREGATE BALANCES AGGREGATE BALANCE
---------------- ---------- ------------------ -----------------
AS OF CUT-OFF DATE
Single-family detached 2,694 $887,145,906.96 93.1485%
Single-family attached 70 $21,152,498.02 2.2210%
Condominium 107 $29,367,777.26 3.0835%
2 - 4 Family Units 43 $14,734,067.37 1.5470%
Total 2,914 $952,400,249.61 100.0000%
f) The following table sets forth information, as of the Cut-off Date, with
respect to the occupancy status of the Mortgaged Properties securing the
Mortgage Loans as represented by the mortgagors at origination in Pool
1999-11:
AGGREGATE BALANCES % OF POOL BY
OCCUPANCY # OF LOANS AS OF CUT-OFF DATE AGGREGATE BALANCE
--------- ---------- ------------------ -----------------
Owner Occupied 2,847 $932,699,942.70 97.9315%
Vacation 48 $14,287,761.22 1.5002%
Investment 19 $5,412,545.69 0.5683%
Total 2,914 $952,400,249.61 100.0000%
<PAGE>
g) The following table sets forth information, as of the Cut-off Date, with
respect to the geographic distribution of the Mortgaged Properties securing
the Mortgage Loans in Pool 1999-11:
AGGREGATE BALANCES % OF POOL BY
STATE # OF LOANS AS OF CUT-OFF DATE AGGREGATE BALANCE
- ----- ---------- ------------------ -----------------
Alabama 6 $1,923,954.11 0.2020%
Arizona 71 $19,973,365.09 2.0972%
Arkansas 2 $599,194.98 0.0629%
California 1,409 $475,789,010.72 49.9571%
Colorado 80 $24,525,679.05 2.5751%
Connecticut 44 $15,633,049.26 1.6414%
Delaware 7 $1,963,551.87 0.2062%
District Of Columbia 22 $7,595,271.04 0.7975%
Florida 87 $26,207,332.83 2.7517%
Georgia 56 $18,032,301.53 1.8934%
Hawaii 3 $1,476,199.98 0.1550%
Idaho 3 $640,280.69 0.0672%
Illinois 87 $29,114,981.05 3.0570%
Indiana 4 $1,305,547.85 0.1371%
Iowa 6 $2,020,510.08 0.2121%
Kansas 1 $276,705.72 0.0291%
Kentucky 7 $2,412,671.35 0.2533%
Louisiana 5 $1,494,275.23 0.1569%
Maine 2 $483,256.34 0.0507%
Maryland 103 $31,855,519.15 3.3448%
Massachusetts 96 $30,220,330.56 3.1731%
Michigan 33 $11,240,725.46 1.1803%
Minnesota 9 $2,779,139.66 0.2918%
Mississippi 2 $347,453.40 0.0365%
Missouri 13 $4,402,989.50 0.4623%
Montana 2 $546,863.55 0.0574%
Nebraska 3 $1,037,086.27 0.1089%
Nevada 18 $5,876,609.52 0.6170%
New Hampshire 6 $1,751,919.48 0.1839%
New Jersey 176 $55,226,231.75 5.7986%
New Mexico 10 $2,895,316.30 0.3040%
New York 76 $23,653,349.90 2.4835%
North Carolina 38 $12,037,042.55 1.2639%
Ohio 21 $7,032,402.64 0.7384%
Oklahoma 3 $1,049,527.34 0.1102%
Oregon 32 $10,629,725.63 1.1161%
Pennsylvania 68 $22,807,590.72 2.3947%
South Carolina 17 $5,392,526.77 0.5662%
Tennessee 7 $2,625,416.85 0.2757%
Texas 41 $12,064,525.02 1.2667%
Utah 22 $7,201,323.47 0.7561%
Vermont 3 $957,368.76 0.1005%
Virginia 123 $37,777,420.33 3.9665%
Washington 80 $25,861,454.38 2.7154%
Wisconsin 9 $3,181,147.38 0.3340%
Wyoming 1 $482,104.50 0.0506%
Total 2,914 $952,400,249.61 100.0000%
<PAGE>
h) The following table sets forth information, as of the Cut-off Date, with
respect to the maturity dates of the Mortgage Loans in Pool 1999-11:
AGGREGATE BALANCES % OF POOL BY
YEAR OF MATURITY # OF LOANS AS OF CUT-OFF DATE AGGREGATE BALANCE
---------------- ---------- ------------------ -----------------
2012 2 $420,914.06 0.0442%
2016 10 $1,050,108.92 0.1103%
2017 1 $144,184.93 0.0151%
2018 4 $1,330,382.60 0.1397%
2019 25 $7,365,032.63 0.7733%
2021 1 $227,462.85 0.0239%
2022 64 $17,155,308.85 1.8013%
2023 1 $275,431.34 0.0289%
2024 23 $6,459,992.32 0.6783%
2026 2 $377,362.33 0.0396%
2027 8 $2,869,862.00 0.3013%
2028 107 $34,146,309.46 3.5853%
2029 2,666 $880,577,897.32 92.4588%
Total 2,914 $952,400,249.61 100.0000%
The weighted average scheduled remaining term to maturity of the Mortgage Loans
in Pool 1999-11 calculated as of the Cut-off Date is 355 months.
i) The following table sets forth information, as of the Cut-off Date, with
respect to the purpose of the Mortgage Loans in Pool 1999-11:
AGGREGATE BALANCES % OF POOL BY
PURPOSE OF LOAN # OF LOANS AS OF CUT-OFF DATE AGGREGATE BALANCE
- --------------- ---------- ------------------ -----------------
Purchase 1,473 $486,037,676.99 51.0330%
Rate Term/Refinance 1,147 $367,904,691.16 38.6291%
Cash-out Refinance 294 $98,457,881.46 10.3379%
Total 2,914 $952,400,249.61 100.0000%
<PAGE>
ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL STATEMENTS AND EXHIBITS.
1.1 The Underwriting Agreement, dated as of September 21, 1995, and the related
Terms Agreement, dated as of April 25, 1994, for certain of the Series
1999-11 Certificates between GE Capital Mortgage Services, Inc. and Bear,
Stearns & Co. Inc.
4.1 The Pooling and Servicing Agreement for the Series 1999-11 Certificates,
dated as of May 1, 1999, between GE Capital Mortgage Services, Inc., as
seller and servicer, and State Street Bank and Trust Company, as trustee.
<PAGE>
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
GE Capital Mortgage Services, Inc.
By:/s/ Syed W. Ali
------------------
Name: Syed W. Ali
Title: Vice President
Dated as of May 27, 1999
<PAGE>
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
GE Capital Mortgage Services, Inc.
By: ___________________
Name: Syed W. Ali
Title: Vice President
Dated as of May 27, 1999
<PAGE>
EXHIBIT INDEX
The exhibits are being filed herewith:
EXHIBIT NO. DESCRIPTION PAGE
----------- ----------- ----
1.1 The Underwriting Agreement, dated
as of September 21, 1995, and the
related Terms Agreement, dated as
of April 25, 1994, for certain of
the Series 1999-11 Certificates
between GE Capital Mortgage
Services, Inc. and Bear, Stearns &
Co. Inc.
4.1 The Pooling and Servicing Agreement
for the Series 1999-11
Certificates, dated as of May 1,
1999, between GE Capital Mortgage
Services, Inc., as seller and
servicer, and State Street Bank and
Trust Company, as trustee.
EXECUTION
GE CAPITAL MORTGAGE SERVICES, INC.
PASS-THROUGH CERTIFICATES
(Issuable in Series)
UNDERWRITING AGREEMENT
Bear, Stearns & Co. Inc. New York, New York
245 Park Avenue September 21, 1995
New York, New York 10167
Ladies and Gentlemen:
GE Capital Mortgage Services, Inc., a corporation organized and existing
under the laws of the State of New Jersey (the "Company"), may offer for sale to
you (the "Underwriter") from time to time its Pass-Through Certificates
evidencing interests in pools of mortgage loans (the "Certificates"). The
Certificates may be issued in various series, and within each series, in one or
more classes, in one or more offerings on terms determined at the time of sale
(each such series, a "Series" and each such class, a "Class"). Each Series of
the Certificates will be issued under a separate Pooling and Servicing Agreement
(each, a "Pooling and Servicing Agreement") to be dated as of the respective
cut-off date (each, a "Cut-off Date") between the Company, as seller and
servicer, and State Street Bank and Trust Company, as trustee (the "Trustee").
Capitalized terms used but not defined herein shall have the meanings given to
them in the related Pooling and Servicing Agreement.
The Certificates issued under each Pooling and Servicing Agreement will
represent the entire beneficial ownership interest in a trust fund (the "Trust
Fund") established by such Pooling and Servicing Agreement. The assets of each
Trust Fund will consist primarily of a pool of conventional, first lien, one- to
four-family residential mortgage loans (the "Mortgage Loans") having the
original terms to maturity, interest rate types and amortization characteristics
specified in the related Terms Agreement referred to hereinbelow. If so
specified in the related Terms Agreement, one or more elections may be made to
treat the assets of each Trust Fund as a real estate mortgage investment conduit
(each, a "REMIC") for federal income tax purposes.
Whenever the Company determines to make an offering of Certificates (each,
a "Certificate Offering") pursuant to this Agreement through you, it will enter
into an agreement with you (the "Terms Agreement") providing for the sale of
specified Classes of Offered Certificates (as defined below) to, and the
purchase and public offering thereof by, the Underwriter. Each such Certificate
Offering which the Company elects to make pursuant to this Agreement shall be
governed by this Agreement, as supplemented by the related Terms Agreement. Each
Terms Agreement, which shall be substantially in the form of Exhibit A hereto,
shall specify, among other things, the Classes of Certificates to be purchased
by the Underwriter (the "Offered Certificates"), the principal balance or
balances of the Offered Certificates, each subject to any stated variance, and
the price or prices at which such Offered Certificates are to be purchased by
the Underwriter from the Company.
1. Representations and Warranties. (a) The Company represents and
warrants to and agrees with the Underwriter, as of the date of the related
Terms Agreement, that:
(i) The registration statement specified in the related Terms
Agreement, on Form S-3, including a prospectus, has been filed with
the Securities and Exchange Commission (the "Commission") for the
registration under the Securities Act of 1933, as amended (the "Act"),
of pass-through certificates issuable in series, which registration
statement has been declared effective by the Commission. Such
registration statement, as amended to the date of the related Terms
Agreement, including any documents incorporated by reference therein
pursuant to Item 12 of Form S-3 under the Act which were filed under
the Securities Exchange Act of 1934, as amended (the "Exchange Act"),
on or before the effective date of the Registration Statement, is
hereinafter called the "Registration Statement," and such prospectus,
as such prospectus is supplemented by a prospectus supplement relating
to the Offered Certificates of the related Series, each in the form
first filed after the date of the related Terms Agreement pursuant to
Rule 424(b) under the Act, including any documents incorporated by
reference therein pursuant to Item 12 of Form S-3 under the Act which
were filed under the Exchange Act on or before the date of such
Prospectus Supplement (other than any such incorporated documents that
relate to Collateral Term Sheets (as defined herein)) (such prospectus
supplement, including such incorporated documents (other than those
that relate to Collateral Term Sheets), in the form first filed after
the date of the related Terms Agreement pursuant to Rule 424(b) is
hereinafter called the "Prospectus Supplement"), is hereinafter called
the "Prospectus". Any reference herein to the terms "amend,"
"amendment" or "supplement" with respect to the Registration
Statement, the Prospectus or the Prospectus Supplement shall be deemed
to refer to and include the filing of any document under the Exchange
Act after the effective date of the Registration Statement or the
issue date of the Prospectus or Prospectus Supplement, as the case may
be, deemed to be incorporated therein by reference pursuant to Item 12
of Form S-3 under the Act.
(ii) The related Registration Statement, at the time it became
effective, and the prospectus contained therein, and any amendments
thereof and supplements thereto filed prior to the date of the related
Terms Agreement, conformed in all material respects to the
requirements of the Act and the rules and regulations of the
Commission thereunder; on the date of the related Terms Agreement and
on each Closing Date (as defined in Section 3 below), the related
Registration Statement and the related Prospectus, and any amendments
thereof and supplements thereto, will conform in all material respects
to the requirements of the Act and the rules and regulations of the
Commission thereunder; such Registration Statement, at the time it
became effective, did not contain any untrue statement of a material
fact or omit to state a material fact required to be stated therein or
necessary to make the statements therein not misleading; such
Prospectus, on the date of any filing pursuant to Rule 424(b) and on
each Closing Date, will not include any untrue statement of a material
fact or omit to state a material fact necessary to make the statements
therein, in the light of the circumstances under which they are made,
not misleading; and the Detailed Description referred to in such
Prospectus, on each Closing Date and the date of any filing thereof
under cover of Form 8-K, will not include any untrue statement of a
material fact or omit to state any information which such Prospectus
states will be included in such Detailed Description; provided,
however, that the Company makes no representations or warranties as to
the information contained in or omitted from (A) such Registration
Statement or such Prospectus (or any supplement thereto) in reliance
upon and in conformity with written information furnished to the
Company by or on behalf of the Underwriter specifically for use in the
preparation thereof or (B) any Current Report (as defined in Section
5(b) below), or in any amendment thereof or supplement thereto,
incorporated by reference in such Registration Statement or such
Prospectus (or any amendment thereof or supplement thereto).
(iii) The Certificates of the related Series will conform to the
description thereof contained in the related Prospectus; will each, if
rated at the time of issuance in one of the two highest rating
categories by a nationally recognized statistical rating organization,
be when issued a "mortgage related security" as such term is defined
in Section 3(a) (41) of the Exchange Act, and will each on the related
Closing Date be duly and validly authorized, and, when validly
executed, countersigned, issued and delivered in accordance with the
related Pooling and Servicing Agreement and sold to you as provided
herein and in the related Terms Agreement, will each be validly issued
and outstanding and entitled to the benefits of the related Pooling
and Servicing Agreement.
(iv) Neither the issuance nor sale of the Certificates of the
related Series nor the consummation of any other of the transactions
herein contemplated, nor the fulfillment of the terms hereof or of the
related Terms Agreement, will conflict with any statute, order or
regulation applicable to the Company of any court, regulatory body,
administrative agency or governmental body having jurisdiction over
the Company or with any organizational document of the Company or any
instrument or any agreement under which the Company is bound or to
which it is a party.
(v) This Agreement and the related Terms Agreement have been duly
authorized, executed and delivered by the Company.
(vi) At or prior to the related Closing Date, the Company will
have entered into the related Pooling and Servicing Agreement and,
assuming the due authorization, execution and delivery thereof by the
Trustee, such Pooling and Servicing Agreement (on such Closing Date)
will constitute the valid and binding agreement of the Company
enforceable in accordance with its terms, subject as to
enforceability, to bankruptcy, insolvency, reorganization or other
similar laws affecting creditors' rights and to general principles of
equity (regardless of whether the enforceability of such Pooling and
Servicing Agreement is considered in a proceeding in equity or at
law).
2. Purchase and Sale. Subject to the execution of the Terms Agreement
for a particular Certificate Offering and subject to the terms and
conditions and in reliance upon the representations and warranties set
forth in this Agreement and such Terms Agreement, the Company agrees to
sell to the Underwriter, and the Underwriter agrees to purchase from the
Company, all, but not less than all, of the related Offered Certificates at
the purchase price therefor set forth in such Terms Agreement (the
"Purchase Price").
The parties hereto agree that settlement for all securities sold
pursuant to this Agreement shall take place on the settlement date agreed
upon at the time of the related transaction and set forth as the "Closing
Date" in the applicable Terms Agreement and not as set forth in Rule
15c6-l(a) of the Exchange Act.
3. Delivery and Payment. Delivery of and payment for the Offered
Certificates of a Series shall be made at the offices of Cleary, Gottlieb,
Steen & Hamilton, New York, New York, at 10:00 A.M., New York City time, on
the Closing Date specified in the related Terms Agreement, which date and
time may be postponed by agreement between the Underwriter and the Company
(such date and time being herein called the "Closing Date"). Delivery of
such Offered Certificates shall be made to the Underwriter against payment
by the Underwriter of the Purchase Price thereof to or upon the order of
the Company by wire transfer in federal or other immediately available
funds. Unless delivery is made through the facilities of The Depository
Trust Company, the Offered Certificates shall be registered in such names
and in such authorized denominations as the Underwriter may request not
less than two full business days in advance of each Closing Date.
The Company agrees to notify the Underwriter at least two business
days before each Closing Date of the exact principal balance evidenced by
the Offered Certificates and to have such Offered Certificates available
for inspection, checking and packaging in New York, New York, no later than
12:00 noon on the business day prior to such Closing Date.
4. Offering by the Underwriter. It is understood that the Underwriter
proposes to offer the Offered Certificates of the related Series for sale
to the public as set forth in the related Prospectus.
5. Agreements. The Company agrees with the Underwriter that:
(a) The Company will cause the Prospectus as supplemented by a
Prospectus Supplement relating to the Offered Certificates to be filed
pursuant to Rule 424 under the Act and will promptly advise the
Underwriter when such Prospectus as so supplemented has been so filed,
and prior to the termination of the Certificate Offering to which such
Prospectus relates also will promptly advise the Underwriter (i) when
any amendment to the related Registration Statement specifically
relating to such Offered Certificates shall have become effective or
any further supplement to such Prospectus has been filed, (ii) of any
request by the Commission for any amendment of such Registration
Statement or Prospectus or for any additional information, (iii) of
the issuance by the Commission of any stop order suspending the
effectiveness of such Registration Statement or the institution or
threatening of any proceeding for that purpose and (iv) of the receipt
by the Company of any written notification with respect to the
suspension of the qualification of such Offered Certificates for sale
in any jurisdiction or the initiation or threatening of any proceeding
for such purpose. The Company will not file any amendment of the
related Registration Statement or supplement to the related Prospectus
(other than any amendment or supplement specifically relating to one
or more Series of pass-through certificates other than the Series that
includes the related Offered Certificates) unless the Company has
furnished the Underwriter with a copy for its review prior to filing.
The Company will use its best efforts to prevent the issuance of any
such stop order and, if issued, to obtain as soon as possible the
withdrawal thereof.
(b) The Company will cause any Computational Materials and any
Structural Term Sheets (each as defined in Section 8 below) with
respect to the Offered Certificates of a Series that are delivered by
the Underwriter to the Company pursuant to Section 8 to be filed with
the Commission on a Current Report on Form 8-K (a "Current Report")
pursuant to Rule 13a-1l under the Exchange Act on the business day
immediately following the day on which such Computational Materials
and Structural Term Sheets are delivered to counsel for the Company by
the Underwriter prior to 10:30 a.m. (and will use its best efforts to
cause such Computational Materials and Structural Term Sheets to be so
filed prior to 2:00 p.m., New York time, on such business day), and
will promptly advise the Underwriter when such Current Report has been
so filed. The Company will cause one Collateral Term Sheet (as defined
in Section 9 below) with respect to the Offered Certificates of a
Series that is delivered by the Underwriter to the Company in
accordance with the provisions of Section 9 to be filed with the
Commission on a Current Report pursuant to Rule 13a-11 under the
Exchange Act on the business day immediately following the day on
which such Collateral Term Sheet is delivered to counsel for the
Company by the Underwriter prior to 10:30 a.m. In addition, if at any
time prior to the availability of the related Prospectus Supplement,
the Underwriter has delivered to any prospective investor a subsequent
Collateral Term Sheet that reflects, in the reasonable judgment of the
Underwriter and the Company, a material change in the characteristics
of the Mortgage Loans for the related Series from those on which a
Collateral Term Sheet with respect to the related Series previously
filed with the Commission was based, the Company will cause any such
Collateral Term Sheet that is delivered by the Underwriter to the
Company in accordance with the provisions of Section 9 to be filed
with the Commission on a Current Report on the business day
immediately following the day on which such Collateral Term Sheet is
delivered to counsel for the Company by the Underwriter prior to 2:00
p.m. In each case, the Company will promptly advise the Underwriter
when such Current Report has been so filed. Each such Current Report
shall be incorporated by reference in the related Prospectus and the
related Registration Statement. Notwithstanding the five preceding
sentences, the Company shall have no obligation to file any materials
provided by the Underwriter pursuant to Sections 8 and 9 which (i) in
the reasonable determination of the Company are not required to be
filed pursuant to the Kidder Letters or the PSA Letter (each as
defined in Section 8 below), or (ii) contain erroneous information or
contain any untrue statement of a material fact or, when read in
conjunction with the Prospectus and Prospectus Supplement, omit to
state a material fact required to be stated therein or necessary to
make the statements therein not misleading; it being understood,
however, that the Company shall have no obligation to review or pass
upon the accuracy or adequacy of, or to correct, any Computational
Materials or ABS Term Sheets (as defined in Section 9 below) provided
by the Underwriter to the Company pursuant to Section 8 or Section 9
hereof. The Company shall give notice to the Underwriter of its
determination not to file any materials pursuant to clause (i) of the
preceding sentence and agrees to file such materials if the
Underwriter reasonably objects to such determination within one
business day after receipt of such notice.
(c) If, at any time when a prospectus relating to the Offered
Certificates of a Series is required to be delivered under the Act,
any event occurs as a result of which the related Prospectus as then
amended or supplemented would include any untrue statement of a
material fact or omit to state any material fact necessary to make the
statements therein in light of the circumstances under which they were
made not misleading, or if it shall be necessary at any time to amend
or supplement the related Prospectus to comply with the Act or the
rules thereunder, the Company promptly will prepare and file with the
Commission, subject to paragraph (a) of this Section 5, an amendment
or supplement which will correct such statement or omission or an
amendment which will effect such compliance; provided, however, that
the Company will not be required to file any such amendment or
supplement with respect to any Computational Materials, Structural
Term Sheets or Collateral Term Sheets incorporated by reference in the
Prospectus other than any amendments or supplements of such
Computational Materials or Structural Term Sheets that are furnished
to the Company by the Underwriter pursuant to Section 8(e) hereof or
any amendments or supplements of such Collateral Term Sheets that are
furnished to the Company by the Underwriter pursuant to Section 9(d)
hereof which are required to be filed in accordance therewith.
(d) The Company will furnish to the Underwriter and counsel for
the Underwriter, without charge, as many signed copies of the related
Registration Statement (including exhibits thereto) and, so long as
delivery of a prospectus by the Underwriter or dealer may be required
by the Act, as many copies of the related Prospectus and any
supplements thereto (other than exhibits to the related Current
Report) as the Underwriter may reasonably request.
(e) The Company will furnish such information, execute such
instruments and take such actions as may be reasonably requested by
the Underwriter to qualify the Offered Certificates of a Series for
sale under the laws of such jurisdictions as the Underwriter may
designate, to maintain such qualifications in effect so long as
required for the distribution of such Offered Certificates and to
determine the legality of such Offered Certificates for purchase by
institutional investors; provided, however, that the Company shall not
be required to qualify to do business in any jurisdiction where it is
not qualified on the date of the related Terms Agreement or to take
any action which would subject it to general or unlimited service of
process in any jurisdiction in which it is not, on the date of the
related Terms Agreement, subject to such service of process.
(f) So long as the Offered Certificates of a Series are
outstanding, the Company will furnish to the Underwriter copies of the
annual independent public accountants' servicing report furnished to
the Trustee pursuant to Section 3.13 of the related Pooling and
Servicing Agreement.
(g) Whether or not the transactions contemplated hereby and by
the related Terms Agreement shall be consummated, the Company shall be
responsible for the payment of any costs and expenses for which
details are submitted, in connection with the performance of its
obligations under this Agreement and the related Terms Agreement,
including, without limitation, (a) the cost and expenses of printing
or otherwise reproducing the related Registration Statement or
Prospectus, this Agreement, the related Terms Agreement, the related
Pooling and Servicing Agreement and the Offered Certificates, and (b)
the cost of delivering the related Offered Certificates to the office
of the Underwriter, insured to the satisfaction of the Underwriter (it
being understood that, except as provided in this paragraph (f) and in
Section 7 hereof, the Underwriter will pay all its own costs and
expenses, including the fees of Brown & Wood, counsel for the
Underwriter, transfer taxes on resale of any Offered Certificates by
it, advertising expenses connected with any offers that it may make,
the fees of KPMG Peat Marwick LLP with respect to its letters
furnished pursuant to Section 6(i) of the Agreement and any letter
furnished pursuant to the last sentence of Section 6(h) hereof, the
fees of any firm of public accountants selected by the Underwriter
with respect to their letter furnished pursuant to Section 8(c) of the
Agreement and any other costs and expenses specified in the related
Terms Agreement as "Additional Expenses").
6. Conditions to the Obligations of the Underwriter. The obligations
of the Underwriter to purchase the Offered Certificates of any Series shall
be subject to the accuracy in all material respects of the representations
and warranties on the part of the Company contained in this Agreement, as
supplemented by the related Terms Agreement, as of the respective dates
thereof and the related Closing Date, to the accuracy of the statements of
the Company made in any applicable officers' certificates pursuant to the
provisions hereof, to the performance by the Company of its obligations
under this Agreement and such Terms Agreement and to the following
additional conditions applicable to the related Certificate Offering:
(a) No stop order suspending the effectiveness of the related
Registration Statement shall have been issued and no proceedings for
that purpose shall have been instituted or threatened.
(b) Cleary, Gottlieb, Steen & Hamilton, counsel for the Company,
shall have furnished to the Underwriter an opinion, dated the related
Closing Date, to the effect that:
(i) this Agreement and the related Terms Agreement have been
duly executed and delivered by the Company under the law of the
State of New York;
(ii) the related Pooling and Servicing Agreement has been
duly executed and delivered by the Company under the law of the
State of New York and is a legal, valid and binding agreement of
the Company enforceable against the Company in accordance with
its terms;
(iii) the Offered Certificates, when duly executed and
countersigned by the Trustee in accordance with the related
Pooling and Servicing Agreement, will be validly issued and
outstanding and entitled to the benefits of such Pooling and
Servicing Agreement;
(iv) the related Pooling and Servicing Agreement is not
required to be qualified under the Trust Indenture Act of 1939,
as amended, and the trust created thereunder is not required to
be registered under the Investment Company Act of 1940, as
amended;
(v) such counsel confirms that (based solely upon telephonic
confirmation from a representative of the Commission) the related
Registration Statement is effective under the Act and, to the
best of such counsel's knowledge, no stop order with respect
thereto has been issued, and no proceeding for that purpose has
been instituted or threatened, by the Commission; such
Registration Statement (except the financial statements and
schedules and other financial and statistical data included
therein and the documents incorporated by reference therein, as
to which such counsel need express no view), at the time it
became effective and the related Prospectus (except the financial
statements and schedules and the other financial and statistical
data included therein, the documents incorporated by reference
therein and the information included in the second sentence of
the antepenultimate paragraph, the first sentence of the
penultimate paragraph, and the last paragraph of the cover page
of such Prospectus Supplement and in the second and fourth
sentences of the first paragraph under the heading "Plan of
Distribution" therein, as to which such counsel need express no
view), as of the date of the Prospectus Supplement, appeared on
their face to be appropriately responsive in all material
respects to the requirements of the Act and the rules and
regulations thereunder; and no information has come to the
attention of such counsel that causes it to believe that (A) such
Registration Statement (except the financial statements and
schedules and the other financial and statistical data included
therein and the documents incorporated by reference therein, as
to which such counsel need express no view) at the time it became
effective, contained an untrue statement of a material fact or
omitted to state a material fact required to be stated therein or
necessary to make the statements therein not misleading or (B)
such Prospectus or any amendment or supplement thereto (except
the financial statements and schedules and the other financial
and statistical data included therein, the documents incorporated
by reference therein and the information included in the second
sentence of the antepenultimate paragraph, the first sentence of
the penultimate paragraph, and the last paragraph of the cover
page of such Prospectus Supplement and in the second and fourth
sentences of the first paragraph under the heading "Plan of
Distribution" therein, as to which such counsel need express no
view), as of the date of the Prospectus Supplement or at the
related Closing Date, contained or contains an untrue statement
of a material fact or omitted or omits to state a material fact
necessary in order to make the statements therein, in the light
of the circumstances under which they were made, not misleading;
(vi) the statements set forth under the heading "Description
of the Certificates" in the related Prospectus, insofar as such
statements purport to summarize certain provisions of the related
Pooling and Servicing Agreement and the related Offered
Certificates, provide a fair summary of such provisions;
(vii) the statements set forth in the related Prospectus
under the headings "Certain Legal Aspects of the Mortgage Loans
and Contracts -- The Mortgage Loans", "Certain Federal Income Tax
Consequences" (insofar as they relate specifically to the
purchase, ownership and disposition of the related Offered
Certificates) and "ERISA Considerations" (insofar as they relate
specifically to the purchase, ownership and disposition of such
Offered Certificates), to the extent that they constitute matters
of law or legal conclusions, provide a fair summary of such law
or conclusions;
(viii) assuming compliance with all provisions of the
related Pooling and Servicing Agreement, for federal income tax
purposes, (A) if any election is made to treat the assets of the
Trust Fund as a REMIC: the related Trust Fund (and any specified
subgrouping therein) will qualify as a REMIC pursuant to Section
860D of the Internal Revenue Code of 1986, as amended (the
"Code"), each Class of Certificates of the related Series, other
than the related Residual Class or Classes, will constitute a
class of "regular interests" in the related REMIC within the
meaning of the Code, and each Class of such Certificates
specified in the related Prospectus as a Class of Residual
Certificates will constitute the "residual interest" in the
related REMIC within the meaning of the Code; (B) if no such
REMIC election is made: the Trust Fund will be treated as a
"grantor trust"; and
(ix) assuming that some or all of the Offered Certificates
of the related Series shall be rated at the time of issuance in
one of the two highest rating categories by a nationally
recognized statistical rating organization, each Offered
Certificate so rated will be at the time of issuance, a "mortgage
related security" as such term is defined in Section 3(a)(41) of
the Exchange Act.
Such opinion may express its reliance as to factual matters on the
representations and warranties made by, and on certificates or other
documents furnished by, officers of the parties to this Agreement, the
related Terms Agreement or the related Pooling and Servicing
Agreement. Such opinion may assume the due authorization, execution
and delivery of the instruments and documents referred to therein by
the parties thereto other than the Company. Such opinion may be
qualified, insofar as it concerns the enforceability of the documents
referred to therein, to the extent that such enforceability may be
limited by bankruptcy, insolvency, reorganization or other similar
laws affecting the enforcement of creditors' rights in general and by
general equity principles (regardless of whether such enforcement is
considered in a proceeding in equity or at law). Such opinion may be
further qualified as expressing no opinion as to (x) the statements in
the related Prospectus under the heading "Certain Legal Aspects of the
Mortgage Loans and Contracts -- The Mortgage Loans" except insofar as
such statements relate to the laws of the State of New York and the
laws of the United States, and (y) the statements in such Prospectus
under the headings "ERISA Considerations" and "Certain Federal Income
Tax Consequences" except insofar as such statements relate to the laws
of the United States. In addition, such opinion may be qualified as an
opinion only on the law of the State of New York and the federal law
of the United States of America.
(c) The General Counsel for the Company shall have furnished to
the Underwriter an opinion, dated the related Closing Date, to the
effect that:
(i) The Company has been duly incorporated and is validly
existing as a corporation in good standing under the laws of the
State of New Jersey, with corporate power to own its properties,
to conduct its business as described in the related Prospectus
and to enter into and perform its obligations under this
Agreement, the related Terms Agreement, the related Pooling and
Servicing Agreement and the Certificates of the related Series;
(ii) The Company has full power and authority to sell and
service the related Mortgage Loans as contemplated herein and in
the related Pooling and Servicing Agreement;
(iii) No consent, approval, authorization or order of any
court or governmental agency or body is required for the
consummation by the Company of the transactions contemplated
herein or in the related Pooling and Servicing Agreement, except
such as may be required under the blue sky laws of any
jurisdiction and such other approvals as have been obtained;
(iv) Neither the issuance of the Certificates of the related
Series nor delivery of the related Offered Certificates, nor the
consummation of any other of the transactions contemplated in
this Agreement, the related Terms Agreement or the related
Pooling and Servicing Agreement, nor the fulfillment of the terms
of the related Certificates, the related Pooling and Servicing
Agreement, this Agreement or the related Terms Agreement will
conflict with or violate any term or provision of the articles of
incorporation or by-laws of the Company or any statute, order or
regulation applicable to the Company of any court, regulatory
body, administrative agency or governmental body having
jurisdiction over the Company and will not conflict with, result
in a breach or violation or the acceleration of or constitute a
default under the terms of any indenture or other agreement or
instrument known to such counsel to which the Company is a party
or by which it is bound; and
(v) There are no actions, proceedings or investigations
pending or, to the best knowledge of such counsel, threatened
before any court, administrative agency or other tribunal (i)
asserting the invalidity of this Agreement, the related Terms
Agreement, the related Pooling and Servicing Agreement or the
related Certificates, (ii) seeking to prevent the issuance of the
Certificates of the related Series or the consummation by the
Company of any of the transactions contemplated by this
Agreement, such Terms Agreement or such Pooling and Servicing
Agreement, or (iii) which might materially and adversely affect
the performance by the Company of its obligations under, or the
validity or enforceability of, this Agreement, such Terms
Agreement, such Pooling and Servicing Agreement or the related
Certificates.
In rendering her opinion such counsel may rely as to matters of fact,
to the extent deemed proper and as stated therein, on certificates of
responsible officers of the Company or public officials. In addition,
such opinion may be qualified as an opinion only on the laws of the
State of New Jersey.
(d) The Underwriter shall have received from Brown & Wood,
counsel for the Underwriter, such opinion or opinions, dated the
related Closing Date, with respect to the issuance and sale of the
Certificates of the related Series, the related Registration
Statement, the related Prospectus and such other related matters as
the Underwriter may reasonably require, and the Company shall have
furnished to such counsel such documents as the Underwriter may
reasonably request for the purpose of enabling them to pass upon such
matters.
(e) The Company shall have furnished to the Underwriter a
certificate of the Company, signed by the President or any Vice
President and the Senior Vice President-Finance or the principal
financial or accounting officer of the Company, dated the related
Closing Date, to the effect that the signers of such certificate have
carefully examined the related Registration Statement (excluding any
Current Reports and any other documents incorporated by reference
therein), the related Prospectus, the Detailed Description referred to
in such Prospectus (excluding any related Current Report), this
Agreement and the related Terms Agreement and that:
(i) the representations and warranties of the Company in
this Agreement are true and correct in all material respects on
and as of the related Closing Date with the same effect as if
made on such Closing Date, and the Company has complied with all
the agreements and satisfied all the conditions on its part to be
performed or satisfied at or prior to such Closing Date;
(ii) no stop order suspending the effectiveness of such
Registration Statement has been issued and no proceedings for
that purpose have been instituted or, to their knowledge,
threatened; and
(iii) nothing has come to their attention that would lead
them to believe that such Registration Statement (excluding any
Current Report) contains any untrue statement of a material fact
or omits to state any material fact required to be stated therein
or necessary to make the statements therein not misleading, that
the related Prospectus (excluding any related Current Report)
contains any untrue statement of a material fact or omits to
state a material fact required to be stated therein or necessary
to make the statements therein, in the light of the circumstances
under which they were made, not misleading, or that the Detailed
Description referred to in such Prospectus includes any untrue
statement of a material fact or omits to state any information
which the Prospectus states will be included in such Detailed
Description.
(f) Peabody & Arnold, counsel for the Trustee, shall have
furnished to the Underwriter an opinion, dated the related Closing
Date, to the effect that:
(i) the Trustee has been duly incorporated and is validly
existing as a corporation in good standing under the laws of the
Commonwealth of Massachusetts with corporate power to own its
properties and conduct its business as presently conducted by it,
to conduct business as a trustee and to enter into and perform
its obligations under the related Pooling and Servicing
Agreement;
(ii) the related Pooling and Servicing Agreement has been
duly authorized, executed and delivered by the Trustee and
constitutes the legal, valid and binding agreement of the Trustee
enforceable against the Trustee in accordance with its terms,
subject to bankruptcy, insolvency, fraudulent conveyance,
reorganization or other similar laws affecting the enforcement of
creditors' rights generally and to judicial discretion, and
general principles of equity (regardless of whether enforcement
is sought in a proceeding in equity or at law);
(iii) the Trustee has duly accepted its appointment as
trustee under the related Pooling and Servicing Agreement;
(iv) no consent, approval, authorization or order of any
Massachusetts or federal court or government agency or body is
required on the part of the Trustee for the consummation of the
transactions contemplated in the related Pooling and Servicing
Agreement, except such as may be required under any federal or
state securities law; and
(v) the performance on the part of the Trustee of any of the
transactions contemplated in the related Pooling and Servicing
Agreement does not conflict with or result in a breach or
violation of any term or provision of, or constitute a default
under, the Articles of Organization, as amended, or By-Laws of
the Trustee, or any Massachusetts or federal statute or
regulation applicable to the Trustee, or to such counsel's
knowledge, any indenture or other agreement or instrument to
which the Trustee is a party or by which it is bound, or, to such
counsel's knowledge, any order of any state or federal court,
regulatory body, administrative agency or governmental body
having jurisdiction over the Trustee.
In addition, such counsel shall furnish to the Underwriter such
opinions as to the treatment of the Trust Fund for purposes of
Massachusetts tax law as are reasonably satisfactory to the
Underwriter.
(g) KPMG Peat Marwick LLP shall have furnished to the Underwriter
a letter, dated as of the date of the related Terms Agreement, in form
and substance satisfactory to the Underwriter, stating in effect that
they have performed certain specified procedures as a result of which
they have determined that such information as the Underwriter may
reasonably request of an accounting, financial or statistical nature
(which is limited to accounting, financial or statistical information
derived from the general accounting records of the Company) set forth
in the related Prospectus Supplement under the caption "Delinquency
and Foreclosure Experience of the Company" agrees with the accounting
records of the Company, excluding any questions of legal
interpretation.
(h) KPMG Peat Marwick LLP shall have furnished to the Underwriter
a letter, dated as of the related Closing Date, in form and substance
satisfactory to the Underwriter, stating in effect that they have
performed certain specified procedures as a result of which they have
determined that such information as the Underwriter may reasonably
request of an accounting, financial or statistical nature (which is
limited to accounting, financial or statistical information derived
from the general accounting records of the Company and which is
obtained from an analysis of a sample of the Mortgage Loans included
in the related pool) set forth in the related Prospectus Supplement
under the caption "Description of the Mortgage Pool and the Mortgaged
Properties" or "Description of the Mortgage Pools and the Mortgaged
Properties", as the case may be, and in the Detailed Description
relating to such Prospectus Supplement is mutually consistent and
agrees with the accounting records of the Company and, where
applicable, the related Mortgage Loan files of the Company, excluding
any questions of legal interpretation. In addition, if applicable,
such accountants shall have furnished to the Underwriter a letter,
dated as of the related Closing Date, which shall include a statement
or statements to the effect that based upon the assumptions and
methodology agreed to by the Company (and which is consistent with the
manner in which any final PAC Balances, TAC Balances, Scheduled
Balances, Maximum and Minimum Scheduled Balances or any other
scheduled balances are to be calculated as set forth in the related
Prospectus), all of which shall be described by reference in such
letter, such accountants shall have verified the mathematical accuracy
of any final PAC Balances Table, TAC Balances Table, Scheduled
Balances Table, Maximum or Minimum Scheduled Balances Table or other
scheduled balances table attached as an exhibit to the related Pooling
and Servicing Agreement.
(i) KPMG Peat Marwick LLP shall have furnished to the Underwriter
and the Company a letter or letters, dated as of the date of the
related Terms Agreement, in form and substance satisfactory to the
Underwriter and the Company, including, without limitation,
statements, if applicable, to the effect that:
(i) based upon the assumptions and methodology set forth in
the related Prospectus, all of which shall be described by
reference in such letter they recomputed the percentages of
initial principal balance outstanding as of each of the
Distribution Dates (as defined in such Prospectus) indicated and
the weighted average lives of each Class of Offered Certificates
at each of the indicated percentages of the applicable Prepayment
Assumption, and they compared the recomputed percentages and
weighted average lives to the corresponding percentages and
weighted average lives set forth in the related tables and found
them to be in agreement;
(ii) based upon the assumptions and methodology set forth in
such Prospectus, all of which shall be described by reference in
such letter, they have verified the mathematical accuracy of any
Scheduled Final Distribution Dates for the Offered Certificates,
PAC Balances, TAC Balances, Scheduled Balances, Maximum and
Minimum Scheduled Balances or any other scheduled balances set
forth in such Prospectus for each indicated Distribution Date,
and have verified the mathematical accuracy of any initial
Effective Ranges of any PAC Certificates, Scheduled Certificates
or other scheduled Certificates set forth in such Prospectus; and
(iii) based upon the assumptions and methodology set forth
in such Prospectus, all of which shall be described by reference
in such letter, they have verified the mathematical accuracy of
the pre-tax yields to maturity and, if applicable, aggregate cash
flows of any Class of Certificates for which such pretax yields
and, if applicable, aggregate cash flows are set forth in such
Prospectus at the indicated percentages of the Prepayment
Assumption and, if applicable, at the indicated values of COFI,
LIBOR or any other index, as applicable.
(j) The Offered Certificates of the related Series shall have
received the ratings specified in the related Terms Agreement (the
"Required Ratings").
(k) Prior to the related Closing Date, the Company shall have
furnished to the Underwriter such further information, certificates
and documents as the Underwriter may reasonably request.
(1) If any Certificates of the related Series are to be sold to
any other underwriter and/or offered in reliance upon an exemption
from the registration requirements of the Act, the sale at or prior to
the related Closing Date of such Certificates to the purchaser thereof
shall have occurred.
(m) Subsequent to the date of the related Terms Agreement, there
shall not have been any change, or any development involving a
prospective change, in or affecting the business or properties of the
Company which the Underwriter concludes in its judgment, after
consultation with the Company, materially impairs the investment
quality of the Offered Certificates of the related Series so as to
make it impractical or inadvisable to proceed with the public offering
or the delivery of such Offered Certificates as contemplated by the
related Prospectus.
If any of the conditions specified in this Section 6 shall not have been
fulfilled in all material respects with respect to the particular Offered
Certificates of a Series when and as provided in this Agreement and the related
Terms Agreement, or if any of the opinions and certificates mentioned above or
elsewhere in this Agreement and the related Terms Agreement shall not be in all
material respects reasonably satisfactory in form and substance to the
Underwriter and its counsel, this Agreement (with respect to the related Offered
Certificates) and the related Terms Agreement and all obligations of the
Underwriter hereunder (with respect to the related Offered Certificates) and
thereunder may be canceled at, or at any time prior to, the related Closing Date
by the Underwriter. Notice of such cancellation shall be given to the Company in
writing, or by telephone or telegraph confirmed in writing.
7. Indemnification and Contribution. (a) The Company agrees to
indemnify and hold harmless the Underwriter and each person who controls
the Underwriter within the meaning of the Act or the Exchange Act against
any and all losses, claims, damages or liabilities, joint or several, to
which they or any of them may become subject under the Act, the Exchange
Act, or other Federal or state statutory law or regulation, at common law
or otherwise, insofar as such losses, claims, damages or liabilities (or
actions in respect thereof) arise out of or are based upon any untrue
statement or alleged untrue statement of a material fact contained in the
Registration Statement relating to the Offered Certificates of the
applicable Series as it became effective or in any amendment or supplement
thereof, or in such Registration Statement or the related Prospectus, or in
any amendment thereof, or in the Detailed Description referred to in such
Prospectus or arise out of or are based upon the omission or alleged
omission (in the case of any Computational Materials or ABS Term Sheets in
respect of which the Company agrees to indemnify the Underwriter, as set
forth below, when such are read in conjunction with the related Prospectus
and Prospectus Supplement) to state therein a material fact required to be
stated therein or necessary to make the statements therein not misleading,
and agrees to reimburse each such indemnified party for any legal or other
expenses reasonably incurred by them in connection with investigating or
defending any such loss, claim, damage, liability or action; provided,
however, that (i) the Company will not be liable in any such case to the
extent that any such loss, claim, damage or liability arises out of or is
based upon any such untrue statement or alleged untrue statement or
omission or alleged omission made therein (A) in reliance upon and in
conformity with written information furnished to the Company as herein
stated by or on behalf of the Underwriter specifically for use in
connection with the preparation thereof or (B) in any Current Report or any
amendment or supplement thereof, except to the extent that any untrue
statement or alleged untrue statement therein or omission therefrom results
(or is alleged to have resulted) directly from an error (a "Mortgage Pool
Error") in the information concerning the characteristics of the Mortgage
Loans furnished by the Company to the Underwriter in writing or by
electronic transmission that was used in the preparation of either (x) any
Computational Materials or ABS Term Sheets (or amendments or supplements
thereof) included in such Current Report (or amendment or supplement
thereof) or (y) any written or electronic materials furnished to
prospective investors on which the Computational Materials (or amendments
or supplements) were based, (ii) such indemnity with respect to any
Corrected Statement (as defined below) in such Prospectus (or supplement
thereto) shall not inure to the benefit of the Underwriter (or any person
controlling the Underwriter) from whom the person asserting any loss,
claim, damage or liability purchased the Certificates of the related Series
that are the subject thereof if such person did not receive a copy of a
supplement to such Prospectus at or prior to the confirmation of the sale
of such Certificates and the untrue statement or omission of a material
fact contained in such Prospectus (or supplement thereto) was corrected (a
"Corrected Statement") in such other supplement and such supplement was
furnished by the Company to the Underwriter prior to the delivery of such
confirmation, and (iii) such indemnity with respect to any Mortgage Pool
Error shall not inure to the benefit of the Underwriter (or any person
controlling the Underwriter) from whom the person asserting any loss,
claim, damage or liability received any Computational Materials (or any
written or electronic materials on which the Computational Materials are
based) or ABS Term Sheets that were prepared on the basis of such Mortgage
Pool Error, if, prior to the time of confirmation of the sale of the
applicable Certificates to such person, the Company notified the
Underwriter in writing of the Mortgage Pool Error or provided in written or
electronic form information superseding or correcting such Mortgage Pool
Error (in any such case, a "Corrected Mortgage Pool Error"), and the
Underwriter failed to notify such person thereof or to deliver to such
person corrected Computational Materials (or underlying written or
electronic materials) or ABS Term Sheets. This indemnity agreement will be
in addition to any liability which the Company may otherwise have.
(b) The Underwriter agrees to indemnify and hold harmless the
Company, each of its directors, each of its officers who signs the
Registration Statement relating to the offered Certificates of the
applicable Series, and each person who controls the Company within the
meaning of the Act or the Exchange Act to the same extent as the
foregoing indemnities from the Company to the Underwriter, but only
with reference to (A) written information furnished to the Company by
or on behalf of the Underwriter specifically for use in the
preparation of the documents referred to in the foregoing indemnity
with respect to the related Series, or (B) any Computational Materials
or ABS Tern Sheets (or amendments or supplements thereof) furnished to
the Company by the Underwriter pursuant to Section 8 and incorporated
by reference in such Registration Statement or the related Prospectus
or any amendment or supplement thereof (except that no such indemnity
shall be available for any losses, claims, damages or liabilities, or
actions in respect thereof resulting from any Mortgage Pool Error,
other than a Corrected Mortgage Pool Error). This indemnity agreement
will be in addition to any liability which the Underwriter may
otherwise have. The Company acknowledges that the statements set forth
in the second sentence of the ante-penultimate paragraph, the first
sentence of the penultimate paragraph, and in the last paragraph
appearing on the cover page of the related Prospectus Supplement as
such statements relate to such Offered Certificates and the second
sentence of the first paragraph under the heading "Plan of
Distribution" in such Prospectus Supplement as such statements relate
to such Offered Certificates constitute the only information furnished
in writing by or on behalf of the Underwriter for inclusion in the
related Prospectus (other than any Computational Materials or ABS Term
Sheets (or amendments or supplements thereof) furnished to the Company
by the Underwriter), and the Underwriter confirms that such statements
are correct.
(c) Promptly after receipt by an indemnified party under Section
7 of notice of the commencement of any action, such indemnified party
will, if a claim in respect thereof is to be made against the
indemnifying party under this Section 7, notify the indemnifying party
in writing of the commencement thereof; but the omission so to notify
the indemnifying party will not relieve it from any liability which it
may have to any indemnified party otherwise than under this Section 7.
In case any such action is brought against any indemnified party, and
it notifies the indemnifying party of the commencement thereof, the
indemnifying party will be entitled to participate therein, and to the
extent that it may elect by written notice delivered to the
indemnified party promptly after receiving the aforesaid notice from
such indemnified party, to assume the defense thereof, with counsel
satisfactory to such indemnified party; provided, however, that if the
defendants in any such action include both the indemnified party and
the indemnifying party and the indemnified party shall have reasonably
concluded that there may be legal defenses available to it and/or
other indemnified parties which are different from or additional to
those available to the indemnifying party, the indemnified party or
parties shall have the right to select separate counsel to assert such
legal defenses and to otherwise participate in the defense of such
action on behalf of such indemnified party or parties. Upon receipt of
notice from the indemnifying party to such indemnified party of its
election so to assume the defense of such action and approval by the
indemnified party of counsel, the indemnifying party will not be
liable to such indemnified party under this Section 7 for any legal or
other expenses subsequently incurred by such indemnified party in
connection with the defense thereof unless (i) the indemnified party
shall have employed separate counsel in connection with the assertion
of legal defenses in accordance with the proviso to the next preceding
sentence (it being understood, however, that the indemnifying party
shall not be liable for the expenses of more than one separate counsel
approved by the indemnified party in the case of subparagraph (a) or
(b), representing the indemnified parties under subparagraph (a) or
(b), who are parties to such action), (ii) the indemnifying party
shall not have employed counsel satisfactory to the indemnified party
to represent the indemnified party within a reasonable time after
notice of commencement of the action or (iii) the indemnifying party
has authorized the employment of counsel for the indemnified party at
the expense of the indemnifying party; and except that, if clause (i)
or (iii) is applicable, such liability shall be only in respect of the
counsel referred to in such clause (i) or (iii).
(d) If the indemnification provided for in paragraph (a) or (b)
of this Section 7 is due in accordance with its terms but is for any
reason held by a court to be unavailable from the Company or the
Underwriter, on grounds of policy or otherwise, or if the indemnified
party failed to give notice under paragraph (c) of this Section 7 in
respect of a claim otherwise subject to indemnification in accordance
with paragraph (a) or (b) of this Section 7, the Company and the
Underwriter shall contribute to the aggregate losses, claims, damages
and liabilities (including legal and other expenses reasonably
incurred in connection with investigating or defending same) to which
the Company and the Underwriter may be subject, as follows:
(i) in the case of any losses, claims, damages and
liabilities (or actions in respect thereof) which do not arise
out of or are not based upon any untrue statement or omission of
a material fact in any Computational Materials or ABS Term Sheets
(or any amendments or supplements thereof), in such proportion so
that the Underwriter is responsible for that portion represented
by the difference between the proceeds to the Company in respect
of the Offered Certificates appearing on the cover page of the
Prospectus Supplement for the related Series and the total
proceeds received by the Underwriter from the sale of such
Offered Certificates (the "Underwriting Discount"), and the
Company is responsible for the balance; provided, however, that
in no case shall the Underwriter be responsible under this
subparagraph (i) for any amount in excess of such Underwriting
Discount applicable to the Offered Certificates purchased by the
Underwriter pursuant to this Agreement and the related Terms
Agreement; and
(ii)in the case of any losses, claims, damages and
liabilities (or actions in respect thereof) which arise out of or
are based upon any untrue statement or omission of a material
fact in any Computational Materials or ABS Term Sheets (or any
amendments or supplements thereof) or in any written or
electronic materials distributed to prospective investors on
which the Computational Materials are based, in such proportion
as is appropriate to reflect the relative fault of the Company on
the one hand and the Underwriter on the other in connection with
the statements or omissions which resulted in such losses,
claims, damages or liabilities (or actions in respect thereof) as
well as any other relevant equitable considerations; provided,
however, that in no case shall the Underwriter be responsible
under this subparagraph (ii) for any amount in excess of the
aggregate Purchase Price for the Offered Certificates. The
relative fault shall be determined by reference to, among other
things, whether the untrue or alleged untrue statement of a
material fact or the omission or alleged omission to state a
material fact in such Computational Materials or ABS Term Sheets
(or any amendments or supplements thereof or such written or
electronic materials) results from information prepared by the
Company on the one hand or the Underwriter on the other and the
parties' relative intent, knowledge, access to information and
opportunity to correct or prevent such statement or omission.
Notwithstanding anything to the contrary in this Section 7(d), no
person guilty of fraudulent misrepresentation (within the meaning of
Section 11(f) of the Act) shall be entitled to contribution from any
person who was not guilty of such fraudulent misrepresentation. For
purposes of this Section 7, each person who controls the Underwriter
within the meaning of either the Act or the Exchange Act shall have
the same rights to contribution as the Underwriter, and each person
who controls the Company within the meaning of either the Act or the
Exchange Act, each officer of the Company who shall have signed the
Registration Statement and each director of the Company shall have the
same rights to contribution as the Company, subject in each case to
the immediately preceding sentence of this paragraph (d).
8. Computational Materials and Structural Term Sheets. (a) Not later
than 2:00 p.m., New York time, on the business day before the date on which
the Current Report relating to the Offered Certificates of a Series is
required to be filed by the Company with the Commission pursuant to Section
5(b) hereof, the Underwriter shall deliver to the Company five complete
copies of all materials provided by the Underwriter to prospective
investors in such Offered Certificates which constitute (i) "Computational
Materials" within the meaning of the no-action letter dated May 20, 1994
issued by the Division of Corporation Finance of the Commission to Kidder,
Peabody Acceptance Corporation I, Kidder, Peabody & Co. Incorporated, and
Kidder Structured Asset Corporation and the no-action letter dated May 27,
1994 issued by the Division of Corporation Finance of the Commission to the
Public Securities Association (together, the "Kidder Letters") and the
filing of such material is a condition of the relief granted in such letter
(such materials being the "Computational Materials"), and (ii) "Structural
Term Sheets" within the meaning of the no-action letter dated February 17,
1995 issued by the Division of Corporation Finance of the Commission to the
Public Securities Association (the "PSA Letter") and the filing of such
material is a condition of the relief granted in such letter (such
materials being the "structural Term Sheets"). Each delivery of
Computational Materials and Structural Term Sheets to the Company pursuant
to this paragraph (a) shall be effected by delivering four copies of such
materials to counsel for the Company on behalf of the Company at the
address specified in Section 3 hereof and one copy of such materials to the
Company.
(b) The Underwriter represents and warrants to and agrees with
the Company, as of the date of the related Terms Agreement and as of
the Closing Date, that:
(i) the Computational Materials furnished to the Company
pursuant to Section 8(a) constitute (either in original,
aggregated or consolidated form) all of the materials furnished
to prospective investors by the Underwriter prior to the time of
delivery thereof to the Company that are required to be filed
with the Commission with respect to the related Offered
Certificates in accordance with the Kidder Letters, and such
Computational Materials comply with the requirements of the
Kidder Letters;
(ii) the Structural Term Sheets furnished to the Company
pursuant to Section 8(a) constitute all of the materials
furnished to prospective investors by the Underwriter prior to
the time of delivery thereof to the Company that are required to
be filed with the Commission as "Structural Term Sheets" with
respect to the related Offered Certificates in accordance with
the PSA Letter, and such Structural Term Sheets comply with the
requirements of the PSA Letter;
(iii) on the date any such Computational Materials or
Structural Term Sheets with respect to such Offered Certificates
(or any written or electronic materials furnished to prospective
investors on which the Computational Materials are based) were
last furnished to each prospective investor and on the date of
delivery thereof to the Company pursuant to Section 8(a) and on
the related Closing Date, such Computational Materials (or such
other materials) or Structural Term Sheets did not and will not
include any untrue statement of a material fact or, when read in
conjunction with the related Prospectus and Prospectus
Supplement, omit to state a material fact required to be stated
therein or necessary to make the statements therein not
misleading; and
(iv) all Computational Materials (or underlying materials
distributed to prospective investors on which the Computational
Materials were based) or Structural Term Sheets furnished to
prospective investors contained and will contain a legend,
prominently displayed on the first page thereof, to the effect
that the Company has not prepared, reviewed or participated in
the preparation of such materials and is not responsible for the
accuracy thereof, and otherwise in form and substance
satisfactory to the Company.
Notwithstanding the foregoing, the Underwriter makes no representation
or warranty as to whether any Computational Materials or Structural
Term Sheets (or any written or electronic materials on which the
Computational Materials are based) included or will include any untrue
statement resulting directly from any Mortgage Pool Error (except any
Corrected Mortgage Pool Error, with respect to materials prepared
after the receipt by the Underwriter from the Company of notice of
such Corrected Mortgage Pool Error or materials superseding or
correcting such Corrected Mortgage Pool Error).
(c) The Underwriter shall cause a firm of public accountants to
furnish to the Company a letter, dated as of the date on which the
Underwriter delivers any Computational Materials (which term shall be
deemed to include, for purposes of this paragraph (c), calculated
statistical information delivered to prospective investors in the form
of a Structural Term Sheet) to the Company pursuant to Section 8(a),
in form and substance satisfactory to the Company, stating in effect
that they have verified the mathematical accuracy of any calculations
performed by the Underwriter and set forth in such Computational
Materials.
(d) The Underwriter acknowledges and agrees that the Company has
not authorized and will not authorize the distribution of any
Computational Materials (or any written or electronic materials on
which the Computational Materials are based) or Structural Term Sheets
to any prospective investor, and agrees that any Computational
Materials or Structural Term Sheets with respect to any Series of
Certificates furnished to prospective investors from and after January
20, 1995 included and shall include a disclaimer in the form described
in paragraph (b) (iv) above. The Underwriter agrees that it will not
represent to prospective investors that any Computational Materials or
structural Term Sheets were prepared or disseminated on behalf of the
Company.
(e) If, at any time when a prospectus relating to the Offered
Certificates of a Series is required to be delivered under the Act, it
shall be necessary to amend or supplement the related Prospectus as a
result of an untrue statement of a material fact contained in any
Computational Materials or structural Term Sheets provided by the
Underwriter pursuant to this Section 8 or the omission to state
therein a material fact required, when considered in conjunction with
the related Prospectus and Prospectus Supplement, to be stated therein
or necessary to make the statements therein, when read in conjunction
with the related Prospectus and Prospectus Supplement, not misleading,
or if it shall be necessary to amend or supplement any Current Report
relating to any Computational Materials or Structural Term Sheets to
comply with the Act or the rules thereunder, the Underwriter promptly
will prepare and furnish to the Company for filing with the Commission
an amendment or supplement which will correct such statement or
omission or an amendment which will effect such compliance. The
Underwriter represents and warrants to the Company, as of the date of
delivery of such amendment or supplement to the Company, that such
amendment or supplement will not include any untrue statement of a
material fact or, when read in conjunction with the related Prospectus
and Prospectus Supplement, omit to state a material fact required to
be stated therein or necessary to make the statements therein not
misleading; provided, however, the Underwriter makes no representation
or warranty as to whether any such amendment or supplement will
include any untrue statement resulting directly from any Mortgage Pool
Error (except any Corrected Mortgage Pool Error, with respect to any
such amendment or supplement prepared after the receipt by the
Underwriter from the Company of notice of such Corrected Mortgage Pool
Error or materials superseding or correcting such Corrected Mortgage
Pool Error). The Company shall have no obligation to file such
amendment or supplement if (i) the Company determines that such
amendment or supplement contains any untrue statement of a material
fact or, when read in conjunction with the related Prospectus and
Prospectus Supplement, omits to state a material fact required to be
stated therein or necessary to make the statements therein not
misleading; it being understood, however, that the Company shall have
no obligation to review or pass upon the accuracy or adequacy of, or
to correct, any such amendment or supplement provided by the
Underwriter to the Company pursuant to this paragraph (e) or (ii) the
Company reasonably determines that such filing is not required under
the Act and the Underwriter does not object as provided below. The
Company shall give notice to the Underwriter of its determination not
to file an amendment or supplement pursuant to clause (ii) of the
preceding sentence and agrees to file such amendment or supplement if
the Underwriter reasonably objects to such determination within one
business day after receipt of such notice.
9. Collateral Term Sheets. (a) Prior to the delivery of any
"Collateral Term Sheet" within the meaning of the PSA Letter, the filing of
which material is a condition of the relief granted in such letter (such
material being the "Collateral Term Sheets"), to a prospective investor in
the Offered Certificates, the Underwriter shall notify the Company and its
counsel by telephone of its intention to deliver such materials and the
approximate date on which the first such delivery of such materials is
expected to occur. Not later than 10:30 a.m., New York time, on the
business day immediately following the date on which any Collateral Term
Sheet was first delivered to a prospective investor in the Offered
Certificates, the Underwriter shall deliver to the Company five complete
copies of all materials provided by the Underwriter to prospective
investors in such Offered Certificates which constitute "Collateral Term
Sheets." Each delivery of a Collateral Term Sheet to the Company pursuant
to this paragraph (a) shall be effected by delivering four copies of such
materials to counsel for the Company on behalf of the Company at the
address specified in Section 3 hereof and one copy of such materials to the
Company. (Collateral Term Sheets and Structural Term Sheets are, together,
referred to herein as "ABS Term Sheets.") At the time of each such
delivery, the Underwriter shall indicate in writing that the materials
being delivered constitute Collateral Term Sheets, and, if there has been
any prior such delivery with respect to the related Series, shall indicate
whether such materials differ in any material respect from any Collateral
Term Sheets previously delivered to the Company with respect to such Series
pursuant to this Section 9(a) as a result of the occurrence of a material
change in the characteristics of the related Mortgage Loans.
(b) The Underwriter represents and warrants to and agrees with
the Company as of the date of the related Terms Agreement and as of
the Closing Date, that:
(i) The Collateral Term Sheets furnished to the Company
pursuant to Section 9(a) constitute all of the materials
furnished to prospective investors by the Underwriter prior to
time of delivery thereof to the Company that are required to be
filed with the Commission as "Collateral Term Sheets" with
respect to the related Offered Certificates in accordance with
the PSA Letter, and such Collateral Term Sheets comply with the
requirements of the PSA Letter;
(ii) On the date any such Collateral Term Sheets with
respect to such Offered Certificates were last furnished to each
prospective investor and on the date of delivery thereof to the
Company pursuant to Section 9(a) and on the related Closing Date,
such Collateral Term Sheets did not and will not include any
untrue statement of a material fact or, when read in conjunction
with the Prospectus and Prospectus Supplement, omit to state a
material fact required to be stated therein or necessary to make
the statements therein not misleading; and
(iii) the Underwriter has not represented to any prospective
investor that any Collateral Term Sheets with respect to any
Series were prepared or disseminated on behalf of the Company,
and, except as otherwise disclosed by the Underwriter to the
Company in writing prior to the date hereof, all Collateral Term
Sheets previously furnished to prospective investors included a
disclaimer to the effect set forth in Section 8(b)(iv).
Notwithstanding the foregoing, the Underwriter makes no representation
or warranty as to whether any Collateral Term Sheet included or will
include any untrue statement or material omission resulting directly
from any Mortgage Pool Error (except any Corrected Mortgage Pool
Error, with respect to materials prepared after the receipt by the
Underwriter from the Company of notice of such Corrected Mortgage Pool
Error or materials superseding or correcting such Corrected Mortgage
Pool Error).
(c) The Underwriter acknowledges and agrees that any Collateral
Term Sheets with respect to any Series of Certificates furnished to
prospective investors from and after the date hereof shall include a
disclaimer in form satisfactory to the Company to the effect set forth
in Section 8(d) hereof, and to the effect that the information
contained in such materials supersedes the information contained in
any prior Collateral Term Sheet with respect to such Series of Offered
Certificates and will be superseded by the description of the related
Mortgage Loans in the related Prospectus Supplement and in the
Detailed Description relating to such Prospectus Supplement to be
filed under cover of Form 8-K. The Underwriter agrees that it will not
represent to prospective investors that any Collateral Term Sheets
were prepared or disseminated on behalf of the Company.
(d) If, at any time when a prospectus relating to the Offered
Certificates of a Series is required to be delivered under the Act, it
shall be necessary to amend or supplement the related Prospectus as a
result of an untrue statement of a material fact contained in any
Collateral Term Sheets provided by the Underwriter pursuant to this
Section 9 or the omission to state therein a material fact required,
when considered in conjunction with the related Prospectus and
Prospectus supplement, to be stated therein or necessary to make the
statements therein, when read in conjunction with the related
Prospectus and Prospectus Supplement, not misleading, or if it shall
be necessary to amend or supplement any Current Report relating to any
Collateral Term Sheets to comply with the Act or the rules thereunder,
the Underwriter promptly will prepare and furnish to the Company for
filing with the Commission an amendment or supplement which will
correct such statement or omission or an amendment which will effect
such compliance. The Underwriter represents and warrants to the
Company, as of the date of delivery of such amendment or supplement to
the Company, that such amendment or supplement will not include any
untrue statement of a material fact or, when read in conjunction with
the related Prospectus and Prospectus Supplement, omit to state a
material fact required to be stated therein or necessary to make the
statements therein not misleading; provided, however, the Underwriter
makes no representation or warranty as to whether any such amendment
or supplement will include any untrue statement resulting directly
from any Mortgage Pool Error (except any Corrected Mortgage Pool
Error, with respect to any such amendment or supplement prepared after
the receipt by the Underwriter from the Company of notice of such
Corrected Mortgage Pool Error or materials superseding or correcting
such Corrected Mortgage Pool Error). The Company shall have no
obligation to file such amendment or supplement if the Company
determines that (i) such amendment or supplement contains any untrue
statement of a material fact or, when read in conjunction with the
related Prospectus and Prospectus Supplement, omits to state a
material fact required to be stated therein or necessary to make the
statements therein not misleading; it being understood, however, that
the Company shall have no obligation to review or pass upon the
accuracy or adequacy of, or to correct, any such amendment or
supplement provided by the Underwriter to the Company pursuant to this
paragraph (d) or (ii) such filing is not required under the Act. The
Company shall give notice to the Underwriter of its determination not
to file an amendment or supplement pursuant to clause (ii) of the
preceding sentence.
10. Termination. This Agreement (with respect to a particular
Certificate Offering) and the related Terms Agreement shall be subject to
termination in the absolute discretion of the Underwriter, by notice given
to the Company prior to delivery of and payment for the related Offered
Certificates, if prior to the related Closing Date (i) trading in
securities generally on the New York Stock Exchange shall have been
suspended or materially limited, (ii) a general moratorium on commercial
banking activities in New York shall have been declared by either federal
or New York State authorities, or (iii) there shall have occurred any
outbreak or material escalation of hostilities or other calamity or crisis
the effect of which on the financial markets of the United States is such
as to make it, in the reasonable judgment of the Underwriter, impracticable
to market such Offered Certificates.
11. Representations and Indemnities to Survive Delivery. The
agreements, representations, warranties, indemnities and other statements
of the Company or its officers and of the Underwriter set forth in or made
pursuant to this Agreement and the related Terms Agreement will remain in
full force and effect, regardless of any investigation made by or on behalf
of the Underwriter or the Company or any of the officers, directors or
controlling persons referred to in Section 7 hereof, and will survive
delivery of and payment for the related Offered Certificates. The
provisions of Section 7 hereof shall survive the termination or
cancellation of this Agreement and the related Terms Agreement.
12. Successors. This Agreement and the related Terms Agreement will
inure to the benefit of and be binding upon the parties hereto and thereto
and their respective successors and the officers, directors and controlling
persons referred to in Section 7 hereof, and their successors and assigns,
and no other person will have any right or obligation hereunder or
thereunder. No purchaser of any Offered Certificate from the Underwriter
shall be deemed a successor or assign by reason of such purchase.
13. APPLICABLE LAW. THIS AGREEMENT AND THE RELATED TERMS AGREEMENT
WILL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE
STATE OF NEW YORK APPLICABLE TO AGREEMENTS MADE AND TO BE PERFORMED
THEREIN.
14. Miscellaneous. This Agreement, as supplemented by the related
Terms Agreement, supersedes all prior and contemporaneous agreements and
understandings relating to the subject matter hereof. This Agreement and
the related Terms Agreement or any term of each may not be changed, waived,
discharged or terminated except by an affirmative written agreement made by
the party against whom enforcement of the change, waiver, discharge or
termination is sought. The headings in this Agreement and the related Terms
Agreement are for purposes of reference only and shall not limit or
otherwise affect the meaning hereof or thereof.
15. Notices. All communications hereunder will be in writing and
effective only on receipt, and, if sent to the Underwriter, will be
delivered to it at the address first above written; or if sent to the
Company, will be delivered to GE Capital Mortgage Services, Inc., Three
Executive Campus, Cherry Hill, New Jersey 08002, Attention: General
Counsel.
<PAGE>
If the foregoing is in accordance with your understanding of our agreement,
please sign and return to the undersigned a counterpart hereof, whereupon this
letter and your acceptance shall represent a binding agreement between the
Company and the Underwriter.
Very truly yours,
GE CAPITAL MORTGAGE SERVICES, INC.
By: /s/ Syed W. Ali
-----------------------------
Name: Syed W. Ali
Title: Vice President
The foregoing Agreement is hereby confirmed and accepted as of the date first
above written.
BEAR, STEARNS & CO. INC.
By: ____________________
Name:
Title:
<PAGE>
If the foregoing is in accordance with your understanding of our agreement,
please sign and return to the undersigned a counterpart hereof, whereupon this
letter and your acceptance shall represent a binding agreement between the
Company and the Underwriter.
Very truly yours,
GE CAPITAL MORTGAGE SERVICES, INC.
By:_______________________________
Name:
Title:
The foregoing Agreement is hereby confirmed and accepted as of the date first
above written.
BEAR, STEARNS & CO. INC.
By:_____________________
Name:
Title:
<PAGE>
EXHIBIT A
GE CAPITAL MORTGAGE SERVICES, INC.
REMIC MULTI-CLASS PASS-THROUGH CERTIFICATES
SERIES _____-___
TERMS AGREEMENT
(to Underwriting Agreement,
dated September [ ], 1995
between the Company and the Underwriter)
GE Capital Mortgage Services, Inc. New York, New York
Three Executive Campus [Date]
Cherry Hill, NJ 08034
Bear, Stearns & Co. Inc. (the "Underwriter") agrees, subject to the terms
and provisions herein and of the captioned Underwriting Agreement (the
"Underwriting Agreement"), to purchase such Classes of Series ____-___
Certificates specified in Section 2(a) hereof (the "Offered Certificates"). This
letter supplements and modifies the Underwriting Agreement solely as it relates
to the purchase and sale of the Offered Certificates described below. The Series
____-___ Certificates are registered with the Securities and Exchange Commission
by means of an effective Registration Statement (No. 33- ___). Capitalized terms
used and not defined herein have the meanings given them in the Underwriting
Agreement.
Section 1. The Mortgage Pool: The Series ____-___ Certificates shall
evidence the entire beneficial ownership interest in a mortgage pool (the
"Mortgage Pool") of conventional, fixed rate, fully amortizing one- to
four-family residential mortgage loans (the "Mortgage Loans") having the
following characteristics as of ________ __, ____ (the "Cut-off Date"):
(a) Aggregate Principal Amount of the Mortgage Pool: $[ ] aggregate
principal balance as of the Cutoff Date, subject to [an upward or downward
variance of up to [ ]%, the precise aggregate principal balance to be
determined by the Company) [a permitted variance such that the aggregate
Scheduled Principal Balance thereof will be not less than $[ ] or greater
than $[ ]].
(b) Original Terms to Maturity: The original term to maturity of each
Mortgage Loan included in the Mortgage Pool shall be between ___ and ___
years.
Section 2. The Certificates: The Offered Certificates shall be issued as
follows:
(a) Classes: The Offered Certificates shall be issued with the
following Class designations, interest rates and principal balances,
subject in the aggregate to the variance referred to in Section 1(a) [and,
as to any particular Class, to an upward or downward variance of up to [
]3%]:
Class Purchase
Class Principal Balance Interest Rate Price Percentage
(b) The Offered Certificates shall have such other characteristics as
described in the related Prospectus.
Section 3. Purchase Price: The Purchase Price for each Class of the Offered
Certificates shall be the Class Purchase Price Percentage therefor (as set forth
in Section 2(a) above) of the initial Class Certificates Principal Balance
thereof plus accrued interest at the rate of [ ]% per annum from and including
the Cut-off Date up to, but not including, __________ __, ____ (the "Closing
Date").
Section 4. Required Ratings: The Offered Certificates shall have received
Required Ratings of at least [ ] from [ ].
Section 5. Tax Treatment: [One or more elections will be made to treat the
assets of the Trust Fund as a REMIC.] [The Trust Fund will be treated as a
"grantor trust" for federal income tax purposes.]
[Section 6. Additional Expenses:]*
<PAGE>
If the foregoing is in accordance with your understanding of our agreement,
please sign and return to the undersigned a counterpart hereof, whereupon this
letter and your acceptance shall represent a binding agreement between the
Company and the Underwriter.
Very truly yours,
GE CAPITAL MORTGAGE SERVICES, INC.
By:_______________________________
Name:
Title:
The foregoing Agreement is hereby confirmed and accepted as of the date first
above written.
BEAR, STEARNS & CO. INC.
By:_____________________
Name:
Title:
- -------------------------
* to be inserted if applicable.
<PAGE>
Execution
GE CAPITAL MORTGAGE SERVICES, INC.
REMIC MORTGAGE PASS-THROUGH CERTIFICATES
SERIES 1999-11
TERMS AGREEMENT
---------------
(to Underwriting Agreement,
dated September 21, 1995,
between the Company and the Underwriter)
GE Capital Mortgage Services, Inc. New York, New York
Three Executive Campus May 25, 1999
Cherry Hill, NJ 08002
Bear, Stearns & Co. Inc. (the "Underwriter") agrees, subject to the terms and
provisions herein and of the captioned Underwriting Agreement (the "Underwriting
Agreement"), to purchase the Classes of Series 1999-11 Certificates specified in
Section 2(a) hereof (the "Offered Certificates"). This Terms Agreement
supplements and modifies the Underwriting Agreement solely as it relates to the
purchase and sale of the Offered Certificates described below. The Series
1999-11 Certificates are registered with the Securities and Exchange Commission
by means of an effective Registration Statement (Nos. 333-68951 and
333-68951-01). Capitalized terms used and not defined herein have the meanings
given them in the Underwriting Agreement.
The Mortgage Pool: The Series 1999-11 Certificates shall evidence the entire
beneficial ownership interest in a mortgage pool (the "Mortgage Pool") of
conventional, fixed-rate, first-lien, fully-amortizing, one- to four-family
residential mortgage loans (the "Mortgage Loans") having the following
characteristics as of May 1, 1999 (the "Cut-off Date"):
Aggregate Principal Amount of the Mortgage Pool: $952,400,249.61 aggregate
principal balance as of the Cut-off Date, subject to a permitted variance such
that the aggregate original Certificate Principal Balance will be not less than
$902,500,000 or greater than $997,500,000.
Original Terms to Maturity: The original term to maturity of substantially all
of the Mortgage Loans included in the Mortgage Pool shall be between 20 and 30
years.
The Certificates: The Offered Certificates shall be issued as follows:
Classes: The Offered Certificates shall be issued with the following Class
designations, interest rates and principal balances, subject in the aggregate to
the variance referred to in Section 1(a):
Class
Principal Interest Purchase Price
Class Balance Rate Percentage
- ----- ------- ---- ----------
Class A1 $30,939,608.00 5.95% 99.082221%
Class A2 45,707,200.00 6.00 99.082221
Class A3 171,374,222.00 6.25 99.082221
Class A4 41,356,970.00 (1) 99.082221
Class A5 (2) (1) 99.082221
Class A6 236,250,000.00 6.50 99.082221
Class A7 150,998,836.00 6.50 99.082221
Class A8 53,979,484.00 6.50 99.082221
Class A9 1,000,000.00 6.50 99.082221
Class A10 18,929,196.00 6.50 99.082221
Class A11 6,694,000.00 6.50 99.082221
Class A12 1,306,000.00 (3) 99.082221
Class A13 21,000,000.00 (1) 99.082221
Class A14 6,461,538.00 (1) 99.082221
Class A15 5,000,000.00 6.50 99.082221
Class A16 5,000,000.00 6.50 99.082221
Class A17 5,000,000.00 6.50 99.082221
Class A18 5,630,052.00 6.75 99.082221
Class A19 5,630,052.00 7.00 99.082221
Class A20 649,621.00 (4) 99.082221
Class A21 5,000,000.00 6.50 99.082221
Class A22 95,240,025.00 6.50 99.082221
Class M 17,620,000.00 6.50 97.904539
Class B1 7,143,000.00 6.50 96.290823
Class B2 4,286,000.00 6.50 89.624979
Class R 100.00 6.50 99.082221
Class RL 100.00 6.50 99.082221
The Class A4, Class A5, Class A13 and Class A14 Certificates will accrue
interest at the floating rates described in the Prospectus Supplement.
The Class A5 Certificates will have a Notional Principal Balance equal at all
times to the Class Certificate Principal Balance of the Class A4 Certificates.
The Class A12 Certificates will accrue interest at the rate of 8.00% per annum
for all Distribution Dates to and including the Distribution Date in May 2000,
at the rate of 7.00% per annum for any Distribution Date occurring in June 2000
and each month thereafter through May 2001, and at the rate of 6.50% per annum
for any Distribution Date on or after June 2001.
The Class A20 Certificates are principal-only Certificates and will not accrue
interest.
The Offered Certificates shall have such other characteristics as described in
the related Prospectus.
Purchase Price: The Purchase Price for each Class of the Offered Certificates
shall be the Class Purchase Price Percentage therefor (as set forth in Section
2(a) above) of the initial Class Certificate Principal Balance thereof plus
accrued interest at the initial interest rate per annum from and including the
Cut-off Date up to, but not including, May 27, 1999 (the "Closing Date").
Required Ratings: The Offered Certificates, other than Class A5, Class A14 and
Class A20 Certificates, shall have received Required Ratings of at least "AAA"
from each of Fitch IBCA, Inc. ("Fitch") and Standard and Poor's Rating Services,
a division of The McGraw-Hill Companies, Inc. ("S&P"). The Class A5, Class A14
and Class A20 Certificates shall have received Required Ratings of "AAA" from
Fitch and "AAAr" from S&P. The Class M, Class B1 and Class B2 Certificates shall
have received Required Ratings of "AA," "A" and "BBB," respectively, from Fitch.
Tax Treatment: One or more elections will be made to treat the assets of the
Trust Fund as a REMIC.
Rounding Account: On the Closing Date, the Underwriter shall deliver to the
Trustee by wire transfer or by certified check an amount equal to $999.99 for
deposit in each Rounding Account (as such term is defined in the Prospectus
Supplement).
<PAGE>
If the foregoing is in accordance with your understanding of our agreement,
please sign and return to the undersigned a counterpart hereof, whereupon this
letter and your acceptance shall represent a binding agreement between the
Underwriter and the Company.
Very truly yours,
BEAR, STEARNS & CO. INC.
By:______________________________________
Name:
Title:
The foregoing Agreement is
hereby confirmed and accepted
as of the date hereof.
GE CAPITAL MORTGAGE SERVICES, INC.
By:______________________________________
Name:
Title:
Execution
===============================================================================
GE CAPITAL MORTGAGE SERVICES, INC.,
Seller and Servicer
and
STATE STREET BANK AND TRUST COMPANY,
Trustee
---------------------
POOLING AND SERVICING AGREEMENT
Dated as of May 1, 1999
---------------------
GE Capital Mortgage Services, Inc.,
1999-11 Trust
===============================================================================
<PAGE>
Table of Contents
Page
----
ARTICLE I
DEFINITIONS
Section 1.01. Definitions.....................................................1
ARTICLE II
CONVEYANCE OF MORTGAGE LOANS; ORIGINAL ISSUANCE OF CERTIFICATES
Section 2.01. Conveyance of Mortgage Loans...................................35
Section 2.02. Acceptance by Trustee..........................................38
Section 2.03. Representations and Warranties of the Company;
Mortgage Loan Repurchase.......................................40
Section 2.04. Execution of Certificates......................................44
Section 2.05. The REMICs; Designations under the REMIC Provisions............44
ARTICLE III
ADMINISTRATION AND SERVICING OF MORTGAGE LOANS
Section 3.01. Company to Act as Servicer.....................................46
Section 3.02. Collection of Certain Mortgage Loan Payments;
Mortgage Loan Payment Record; Certificate Account..............50
Section 3.03. Collection of Taxes, Assessments and Other Items...............52
Section 3.04. Permitted Debits to the Mortgage Loan Payment Record...........53
Section 3.05. Maintenance of the Primary Insurance Policies..................54
Section 3.06. Maintenance of Hazard Insurance................................55
Section 3.07. Assumption and Modification Agreements.........................55
Section 3.08. Realization Upon Defaulted Mortgage Loans......................56
Section 3.09. Trustee to Cooperate; Release of Mortgage Files................59
Section 3.10. Servicing Compensation; Payment of Certain
Expenses by the Company........................................59
Section 3.11. Reports to the Trustee.........................................60
Section 3.12. Annual Statement as to Compliance..............................60
Section 3.13. Annual Independent Public Accountants'
Servicing Report...............................................60
Section 3.14. Access to Certain Documentation and Information
Regarding the Mortgage Loans...................................61
Section 3.15. Maintenance of Certain Servicing Policies......................61
Section 3.16. Optional Purchase of Defaulted Mortgage Loans..................61
Section 3.17. Class A12 Interest Account.....................................61
ARTICLE IV
PAYMENTS AND STATEMENTS
Section 4.01. Distributions..................................................62
Section 4.02. Method of Distribution.........................................67
Section 4.03. Allocation of Losses...........................................68
Section 4.04. Monthly Advances; Purchases of Defaulted Mortgage Loans........70
Section 4.05. Statements to Certificateholders...............................70
Section 4.06. Servicer's Certificate.........................................72
Section 4.07. Reports of Foreclosures and Abandonments of Mortgaged
Property.......................................................72
Section 4.08. Reduction of Servicing Fees by Compensating
Interest Payments..............................................73
Section 4.09. Surety Bond....................................................73
Section 4.10. Distributions to Holders of Designated
Retail Certificates............................................73
ARTICLE V
THE CERTIFICATES
Section 5.01. The Certificates...............................................78
Section 5.02. Registration of Transfer and Exchange of Certificates..........80
Section 5.03. Mutilated, Destroyed, Lost or Stolen Certificates..............86
Section 5.04. Persons Deemed Owners..........................................86
Section 5.05. Access to List of Certificateholders' Names
and Addresses..................................................86
Section 5.06. Representation of Certain Certificateholders...................86
Section 5.07. Determination of COFI..........................................87
Section 5.08. Determination of LIBOR.........................................87
ARTICLE VI
THE COMPANY
Section 6.01. Liability of the Company.......................................89
Section 6.02. Merger or Consolidation of, or Assumption of
the Obligations of, the Company................................89
Section 6.03. Assignment.....................................................89
Section 6.04. Limitation on Liability of the Company and Others..............89
Section 6.05. The Company Not to Resign......................................90
ARTICLE VII
DEFAULT
Section 7.01. Events of Default..............................................90
Section 7.02. Trustee to Act; Appointment of Successor.......................91
Section 7.03. Notification to Certificateholders.............................92
ARTICLE VIII
THE TRUSTEE
Section 8.01. Duties of Trustee..............................................92
Section 8.02. Certain Matters Affecting the Trustee..........................94
Section 8.03. Trustee Not Liable for Certificates or
Mortgage Loans.................................................95
Section 8.04. Trustee May Own Certificates...................................95
Section 8.05. The Company to Pay Trustee's Fees
and Expenses...................................................95
Section 8.06. Eligibility Requirements for Trustee...........................95
Section 8.07. Resignation or Removal of Trustee..............................96
Section 8.08. Successor Trustee..............................................96
Section 8.09. Merger or Consolidation of Trustee.............................97
Section 8.10. Appointment of Co-Trustee or Separate Trustee..................97
Section 8.11. Compliance with REMIC Provisions; Tax Returns..................98
ARTICLE IX
TERMINATION
Section 9.01. Termination upon Repurchase by the Company or
Liquidation of All Mortgage Loans..............................98
Section 9.02. Additional Termination Requirements...........................100
ARTICLE X
MISCELLANEOUS PROVISIONS
Section 10.01. Amendment....................................................100
Section 10.02. Recordation of Agreement.....................................102
Section 10.03. Limitation on Rights of Certificateholders...................102
Section 10.04. Governing Law................................................103
Section 10.05. Notices......................................................103
Section 10.06. Notices to the Rating Agencies...............................103
Section 10.07. Severability of Provisions...................................103
Section 10.08. Certificates Nonassessable and Fully Paid....................103
<PAGE>
Exhibits
EXHIBIT A Forms of Certificates
EXHIBIT B Principal Balance Schedules
EXHIBIT C Mortgage Loans (including list of
Cooperative Loans)
EXHIBIT D Form of Servicer's Certificate
EXHIBIT E Form of Transfer Certificate as to ERISA
Matters for Definitive ERISA-Restricted Certificates
EXHIBIT F Form of Residual Certificate Transferee Affidavit
EXHIBIT G Form of Residual Certificate Transferor Letter
EXHIBIT H Additional Servicer Compensation
EXHIBIT I Form of Investment Letter for Definitive
Restricted Certificates
EXHIBIT J Form of Distribution Date Statement
EXHIBIT K Form of Special Servicing and Collateral Fund Agreement
EXHIBIT L Form of Lost Note Affidavit and Agreement
EXHIBIT M Schedule of Designated Loans
EXHIBIT N Schedule of Pledged Asset Mortgage Loans
EXHIBIT O Senior Principal Priorities
EXHIBIT P Accretion Directed Schedule
<PAGE>
THIS POOLING AND SERVICING AGREEMENT, dated as of May 1, 1999, between GE
CAPITAL MORTGAGE SERVICES, INC., a corporation organized and existing under the
laws of the State of New Jersey, and STATE STREET BANK AND TRUST COMPANY, a
Massachusetts banking corporation, as Trustee.
W I T N E S S E T H T H A T :
In consideration of the mutual agreements herein contained, GE Capital
Mortgage Services, Inc. and State Street Bank and Trust Company agree as
follows:
ARTICLE I
DEFINITIONS
Section 1.01. Definitions. Whenever used in this Agreement, the following
words and phrases, unless the context otherwise requires, shall have the
following meanings:
Accretion Termination Date: With respect to each Class of Accrual
Certificates, the earlier of (1) the Cross-Over Date and (2) the
Distribution Date on which the Class Certificate Principal Balance of such
Accrual Certificate is reduced to zero.
Accretion Directed Schedule: The priorities for the distribution of
any Accrual Amounts as set forth in Exhibit P hereto.
Accrual Amount: As to any Class of Accrual Certificates and any
Accrual Component and each Distribution Date through the related Accretion
Termination Date, the sum of (x) any amount of Accrued Certificate Interest
allocable to such Class or Component pursuant to Section 4.01(a)(i) on such
Distribution Date and (y) any amount of Unpaid Class Interest Shortfall
allocable to such Class or Component pursuant to Section 4.01(a)(ii) on
such Distribution Date, to the extent that such amounts are distributed to
Certificates (or in respect of any Components) pursuant to Section 4.01(g).
As to any Class of Accrual Certificates and any Accrual Component and each
Distribution Date after the related Accretion Termination Date, zero.
Accrual Certificates: Any Class A9, Class A15, Class A16, Class A17 or
Class A21 Certificates.
Accrual Component: None.
Accrued Certificate Interest: As to any Distribution Date and any
Class of Certificates (other than any Class of Principal Only Certificates
and any Class of Certificates consisting of Specified Components), interest
accrued during the related Interest Accrual Period at the applicable
Certificate Interest Rate on the Class Certificate Principal Balance (or,
in the case of any Class of Notional Certificates other than the Class S
Certificates, on the aggregate Notional Principal Balance) thereof
immediately prior to (or, in the case of the Class S Certificates, on the
aggregate Notional Principal Balance thereof with respect to) such
Distribution Date, calculated on the basis of a 360-day year consisting of
twelve 30-day months. As to any Distribution Date and any Specified
Component (other than any Principal Only Component), interest accrued
during the related Interest Accrual Period at the applicable Component
Interest Rate on the Component Principal Balance (or Notional Component
Principal Balance) thereof immediately prior to such Distribution Date,
calculated on the basis of a 360-day year consisting of twelve 30-day
months. As to any Distribution Date and any Class of Certificates
consisting of Specified Components, the aggregate of Accrued Certificate
Interest on such Specified Components for such Distribution Date.
Accrued Certificate Interest on each Class of Certificates (other than
any Class of Principal Only Certificates and any Class of Certificates
consisting of Specified Components) and any Specified Component (other than
any Principal Only Component) shall be reduced by such Class's or Specified
Component's share of the amount of any Net Interest Shortfall and Interest
Losses for such Distribution Date. Any Net Interest Shortfall and Interest
Losses shall be allocated among (x) the Classes of Certificates (other than
any Class of Principal Only Certificates and any Class of Certificates
consisting of Specified Components) and (y) the Specified Components (other
than any Principal Only Component) of any Component Certificate in
proportion to the respective amounts of Accrued Certificate Interest that
would have resulted absent such shortfall or losses.
Additional Collateral: With respect to any Mortgage 100SM Loan, the
marketable securities held from time to time as security for the repayment
of such Mortgage 100SM Loan and any related collateral. With respect to any
Parent PowerSM Loan, the third-party guarantee for such Parent PowerSM
Loan, together with (i) any marketable securities held from time to time as
security for the performance of such guarantee and any related collateral
or (ii) any mortgaged property securing the performance of such guarantee,
the related home equity line of credit loan and any related collateral.
Agreement: This Pooling and Servicing Agreement and all amendments
hereof and supplements hereto.
Allocable Share: (a) As to any Distribution Date and amounts
distributable pursuant to clauses (i) and (iii) of the definition of Junior
Optimal Principal Amount, and as to each Class of Junior Certificates, the
fraction, expressed as a percentage, the numerator of which is the Class
Certificate Principal Balance of such Class and the denominator of which is
the aggregate Class Certificate Principal Balance of the Junior
Certificates.
(b) As to any Distribution Date and amounts distributable pursuant to
clauses (ii), (iv) and (v) of the definition of Junior Optimal Principal
Amount, and as to the Class M Certificates and each Class of Class B
Certificates for which the related Prepayment Distribution Trigger has been
satisfied on such Distribution Date, the fraction, expressed as a
percentage, the numerator of which is the Class Certificate Principal
Balance of such Class and the denominator of which is the aggregate Class
Certificate Principal Balance of all such Classes. As to any Distribution
Date and each Class of Class B Certificates for which the related
Prepayment Distribution Trigger has not been satisfied on such Distribution
Date, 0%.
Amortization Payment: As to any REO Mortgage Loan and any month, the
payment of principal and accrued interest due in such month in accordance
with the terms of the related Mortgage Note as contemplated by Section
3.08(b).
Amount Held for Future Distribution: As to each Distribution Date, the
total of all amounts credited to the Mortgage Loan Payment Record as of the
preceding Determination Date on account of (i) Principal Prepayments,
Insurance Proceeds and Liquidation Proceeds received subsequent to the
preceding Prepayment Period applicable to such receipts, and (ii) monthly
payments of principal and interest due subsequent to the preceding Due
Date.
Anniversary Determination Date: The Determination Date occurring in
June of each year that the Certificates are outstanding, commencing in June
2000.
Assignment of Proprietary Lease: With respect to a Cooperative Loan,
the assignment of the related Proprietary Lease from the Mortgagor to the
originator of the Cooperative Loan.
Assumed Monthly Payment Reduction: As of any Anniversary Determination
Date and as to any Non-Primary Residence Loan remaining in the Mortgage
Pool whose original principal balance was 80% or greater of the Original
Value thereof, the excess of (i) the Monthly Payment thereof calculated on
the assumption that the Mortgage Rate thereon was equal to the weighted
average (by principal balance) of the Net Mortgage Rates of all Outstanding
Mortgage Loans (the "Weighted Average Rate") as of such Anniversary
Determination Date over (ii) the Monthly Payment thereof calculated on the
assumption that the Net Mortgage Rate thereon was equal to the Weighted
Average Rate less 1.25% per annum.
Available Funds: As to each Distribution Date, an amount equal to the
sum of (i) all amounts credited to the Mortgage Loan Payment Record
pursuant to Section 3.02 as of the preceding Determination Date, (ii) any
Monthly Advance and any Compensating Interest Payment for such Distribution
Date, (iii) the Purchase Price of any Defective Mortgage Loans and
Defaulted Mortgage Loans deposited in the Certificate Account on the
Business Day preceding such Distribution Date (including any amounts
deposited in the Certificate Account in connection with any substitution of
a Mortgage Loan as specified in Section 2.03(b)), and (iv) the purchase
price of any defaulted Mortgage Loan purchased under an agreement entered
into pursuant to Section 3.08(e) as of the end of the preceding Prepayment
Period less the sum of (x) the Amount Held for Future Distribution, (y) the
amount of any Unanticipated Recovery credited to the Mortgage Loan Payment
Record pursuant to clause (vi) of Section 3.02(b), and (z) amounts
permitted to be debited from the Mortgage Loan Payment Record pursuant to
clauses (i) through (vii) and (ix) of Section 3.04. Amounts on deposit in
the Class A12 Interest Account are not part of Available Funds.
Bankruptcy Coverage Termination Date: The Distribution Date upon which
the Bankruptcy Loss Amount has been reduced to zero or a negative number
(or the Cross-Over Date, if earlier).
Bankruptcy Loss Amount: As of any Determination Date prior to the
first Anniversary Determination Date, the Bankruptcy Loss Amount shall
equal $323,391, as reduced by the aggregate amount of Deficient Valuations
and Debt Service Reductions since the Cut-off Date. As of any Determination
Date after the first Anniversary Determination Date, other than an
Anniversary Determination Date, the Bankruptcy Loss Amount shall equal the
Bankruptcy Loss Amount on the immediately preceding Anniversary
Determination Date as reduced by the aggregate amount of Deficient
Valuations and Debt Service Reductions since such preceding Anniversary
Determination Date. As of any Anniversary Determination Date, the
Bankruptcy Loss Amount shall equal the lesser of (x) the Bankruptcy Loss
Amount as of the preceding Determination Date as reduced by any Deficient
Valuations and Debt Service Reductions for the preceding Distribution Date,
and (y) the greater of (i) the Fitch Formula Amount for such Anniversary
Determination Date and (ii) the Formula Amount for such Anniversary
Determination Date.
The Bankruptcy Loss Amount may be further reduced by the Company
(including accelerating the manner in which such coverage is reduced)
provided that prior to any such reduction, the Company shall obtain written
confirmation from each Rating Agency that such reduction shall not
adversely affect the then-current rating assigned to the related Classes of
Certificates by such Rating Agency and shall provide a copy of such written
confirmation to the Trustee.
BBA: The British Bankers' Association.
BIF: The Bank Insurance Fund of the FDIC, or its successor in
interest.
Book-Entry Certificate: Any Certificate registered in the name of the
Depository or its nominee, ownership of which is reflected on the books of
the Depository or on the books of a person maintaining an account with such
Depository (directly or as an indirect participant in accordance with the
rules of such Depository). As of the Closing Date, each Class of
Certificates, other than the Class B3, Class B4, Class B5, Class R, Class
RL, Class PO and Class S Certificates, constitutes a Class of Book-Entry
Certificates.
Book-Entry Nominee: As defined in Section 5.02(b).
Business Day: Any day other than a Saturday or a Sunday, or a day on
which banking institutions in New York City or the city in which the
Corporate Trust Office is located are authorized or obligated by law or
executive order to be closed.
Buydown Funds: Funds contributed by the Mortgagor or another source in
order to reduce the interest payments required from the Mortgagor for a
specified period in specified amounts.
Buydown Mortgage Loan: Any Mortgage Loan as to which the Mortgagor
pays less than the full monthly payment specified in the Mortgage Note
during the Buydown Period and the difference between the amount paid by the
Mortgagor and the amount specified in the Mortgage Note is paid from the
related Buydown Funds.
Buydown Period: The period during which Buydown Funds are required to
be applied to the related Buydown Mortgage Loan.
Certificate: Any one of the certificates signed and countersigned by
the Trustee in substantially the forms attached hereto as Exhibit A.
Certificate Account: The trust account or accounts created and
maintained with the Trustee pursuant to Section 3.02 and which must be an
Eligible Account.
Certificate Interest Rate: With respect to any Class of Certificates,
other than the Class S Certificates or any LIBOR Certificates, and as of
any Distribution Date, the per annum rate specified or described in Section
5.01(b). With respect to any Class of LIBOR Certificates, the per annum
variable rate at any time at which interest accrues on the Certificates of
such Class, as determined pursuant to Section 5.01(f). With respect to the
Class S Certificates and any Distribution Date, the Strip Rate for such
Distribution Date.
Certificate Owner: With respect to any Book-Entry Certificate, the
person who is the beneficial owner thereof.
Certificate Principal Balance: As to any Certificate other than a
Notional Certificate, and as of any Distribution Date, the Initial
Certificate Principal Balance of such Certificate (plus, in the case of any
Accrual Certificate, its Percentage Interest of any related Accrual Amount
for each previous Distribution Date) less the sum of (i) all amounts
distributed with respect to such Certificate in reduction of the
Certificate Principal Balance thereof on previous Distribution Dates
pursuant to Section 4.01, (ii) any Realized Losses allocated to such
Certificate on previous Distribution Dates pursuant to Section 4.03(b) and
(c), and (iii) in the case of a Subordinate Certificate, such Certificate's
Percentage Interest of the Subordinate Certificate Writedown Amount
allocated to such Certificate on previous Distribution Dates. The Notional
Certificates are issued without Certificate Principal Balances.
Certificate Register and Certificate Registrar: The register
maintained and the registrar appointed pursuant to Section 5.02.
Certificateholder or Holder: The person in whose name a Certificate is
registered in the Certificate Register, except that, solely for the
purposes of giving any consent pursuant to this Agreement, a Certificate of
any Class to the extent that the Company or any affiliate is the
Certificate Owner or Holder thereof (except to the extent the Company or
any affiliate thereof shall be the Certificate Owner or Holder of all
Certificates of such Class), shall be deemed not to be outstanding and the
Percentage Interest (or Voting Rights) evidenced thereby shall not be taken
into account in determining whether the requisite amount of Percentage
Interests (or Voting Rights) necessary to effect any such consent has been
obtained; provided, however, that in determining whether the Trustee shall
be protected in relying on such consent only the Certificates that the
Trustee knows to be so held shall be so disregarded.
Class: All Certificates or Lower-Tier Interests, as the case may be,
bearing the same class designation.
Class A12 Interest Account: The segregated, non-interest bearing
account denominated as such and established and maintained pursuant to
Section 3.17.
Class A12 Interest Account Deposit: Cash in the amount of $26,120.
Class A12 Interest Account Termination Date: As defined in Section
4.01(h).
Class A22 Percentage: With respect to any Distribution Date, the
percentage (carried to six decimal places) obtained by dividing (x) the
Class Certificate Principal Balance of the Class A22 Certificates
immediately preceding such Distribution Date, by (y) the aggregate
Certificate Principal Balance of all the Certificates (other than the Class
PO Certificates) immediately preceding such Distribution Date.
Class A22 Distribution Percentage: 0% through the Distribution Date in
May 2004; 30% thereafter through the Distribution Date in May 2005; 40%
thereafter through the Distribution Date in May 2006; 60% thereafter
through the Distribution Date in May 2007; 80% thereafter through the
Distribution Date in May 2008; and 100% thereafter.
Class A22 Principal Distribution Amount: With respect to any
Distribution Date, the Senior Optimal Principal Amount for such date
(without application of the Senior Percentage or the Senior Prepayment
Percentage) multiplied by the product of (x) the Class A22 Percentage for
such date and (y) the Class A22 Distribution Percentage for such date;
provided, however, that (i) on the Group I Final Distribution Date, the
Class A22 Principal Distribution Amount will be increased by any Senior
Optimal Principal Amount remaining after distributions of principal have
been made on the Group I Senior Certificates and (ii) following the Group I
Final Distribution Date, the Class A22 Principal Distribution Amount will
equal the Senior Optimal Principal Amount.
Class B Certificate: Any Class B1, Class B2, Class B3, Class B4 or
Class B5 Certificate.
Class Certificate Principal Balance: As to any Class of Certificates,
other than any Class of Notional Certificates, and as of any date of
determination, the aggregate of the Certificate Principal Balances of all
Certificates of such Class. The Class Certificate Principal Balance of each
such Class of Certificates as of the Closing Date is specified in Section
5.01(b).
Class Interest Shortfall: As to any Distribution Date and any Class of
Certificates (other than any Class of Principal Only Certificates or any
Class consisting of Specified Components) or any Specified Component, any
amount by which the amount distributed to Holders of such Class of
Certificates or in respect of such Specified Component (or added to the
Class Certificate Principal Balance of any Class of Accrual Certificates or
to the Component Principal Balance of any Accrual Component constituting a
Specified Component) on such Distribution Date pursuant to Section
4.01(a)(i) is less than the Accrued Certificate Interest thereon or in
respect thereof for such Distribution Date (assuming for this purpose that
interest on the Class A12 Certificates accrues at the Designated Rate). As
to any Distribution Date and any Class of Certificates consisting of
Specified Components, the sum of the Class Interest Shortfalls for such
Components on such date.
Class PO Deferred Amount: As to any Distribution Date on or prior to
the Cross-Over Date, the aggregate of the applicable PO Percentage of the
principal portion of each Realized Loss, other than any Excess Loss, to be
allocated to the Class PO Certificates on such Distribution Date or
previously allocated to the Class PO Certificates and not yet paid to the
Holders of the Class PO Certificates pursuant to Section 4.01(a)(iv).
Class PO Principal Distribution Amount: As to any Distribution Date,
an amount equal to the sum of the applicable PO Percentage of:
(i) the principal portion of each Monthly Payment due on the related
Due Date on each Outstanding Mortgage Loan as of such Due Date as specified
in the amortization schedule at the time applicable thereto (after
adjustments for previous Principal Prepayments and the principal portion of
Debt Service Reductions subsequent to the Bankruptcy Coverage Termination
Date but before any adjustment to such amortization schedule by reason of
any bankruptcy (except as aforesaid) or similar proceeding or any
moratorium or similar waiver or grace period);
(ii) all principal prepayments in part received during the related
Prepayment Period, together with the Scheduled Principal Balance (as
reduced by any Deficient Valuation occurring on or prior to the Bankruptcy
Coverage Termination Date) of each Mortgage Loan which was the subject of a
Voluntary Principal Prepayment in full during the related Prepayment
Period;
(iii) the sum of (A) all Net Liquidation Proceeds allocable to
principal received in respect of each Mortgage Loan that became a
Liquidated Mortgage Loan during the related Prepayment Period (other than
Mortgage Loans described in clause (B)) and (B) the principal balance of
each Mortgage Loan purchased by an insurer from the Trustee pursuant to the
related Primary Insurance Policy, in each case during the related
Prepayment Period;
(iv) the Scheduled Principal Balance (as reduced by any Deficient
Valuation occurring on or prior to the Bankruptcy Coverage Termination
Date) of each Mortgage Loan which was purchased on such Distribution Date
pursuant to Section 2.02, 2.03(a) or 3.16; and
(v) the Substitution Amount for any Mortgage Loan substituted during
the month of such Distribution Date; for purposes of this clause (v), the
definition of "Substitution Amount" shall be modified to reduce the
Scheduled Principal Balance of the Mortgage Loan that is substituted for by
any Deficient Valuation occurring on or prior to the Bankruptcy Coverage
Termination Date.
For purposes of clause (ii) above, a Voluntary Principal Prepayment in
full with respect to a Mortgage Loan serviced by a Primary Servicer shall
be deemed to have been received when the Company, as servicer, receives
notice thereof.
Closing Date: May 27, 1999.
Code: The Internal Revenue Code of 1986, as it may be amended from
time to time, any successor statutes thereto, and applicable U.S.
Department of the Treasury temporary or final regulations promulgated
thereunder.
COFI: The monthly weighted average cost of funds for savings
institutions the home offices of which are located in Arizona, California,
or Nevada that are member institutions of the Eleventh Federal Home Loan
Bank District, as computed from statistics tabulated and published by the
Federal Home Loan Bank of San Francisco in its monthly Information
Bulletin.
COFI Certificates: None.
COFI Determination Date: As to each Interest Accrual Period for any
COFI Certificates, the last Business Day of the calendar month preceding
the commencement of such Interest Accrual Period.
Company: GE Capital Mortgage Services, Inc., a corporation organized
and existing under the laws of the State of New Jersey, or its successor in
interest or, if any successor servicer is appointed as herein provided,
then such successor servicer.
Compensating Interest Payment: With respect to any Distribution Date,
an amount equal to the aggregate of the Interest Shortfalls described in
clauses (a) and (b) of the definition thereof with respect to such
Distribution Date; provided, however, that such amount shall not exceed the
lesser of (i) an amount equal to the product of (x) the Pool Scheduled
Principal Balance with respect to such Distribution Date and (y)
one-twelfth of 0.125%, and (ii) the aggregate of the Servicing Fees that
the Company would be entitled to retain on such Distribution Date (less any
portion thereof paid as servicing compensation to any Primary Servicer)
without giving effect to any Compensating Interest Payment.
Component: Any of the components of a Class of Component Certificates
having the designations and the initial Component Principal Balances as
follows:
Initial Component
Designation Principal Balance
----------- -----------------
N/A N/A
Component Certificate: None.
Component Interest Rate: None.
Component Principal Balance: As of any Distribution Date, and with
respect to any Component, other than any Notional Component, the initial
Component Principal Balance thereof (as set forth, as applicable, in the
definition of Component) (plus, in the case of any Accrual Component, any
related Accrual Amount for each previous Distribution Date) less the sum of
(x) all amounts distributed in reduction thereof on previous Distribution
Dates pursuant to Section 4.01 and (y) the amount of all Realized Losses
allocated thereto pursuant to Section 4.03(d).
Confirmatory Mortgage Note: With respect to any Mortgage Loan, a note
or other evidence of indebtedness executed by the Mortgagor confirming its
obligation under the note or other evidence of indebtedness previously
executed by the Mortgagor upon the origination of the related Mortgage
Loan.
Cooperative: A private, cooperative housing corporation organized in
accordance with applicable state laws which owns or leases land and all or
part of a building or buildings located in the relevant state, including
apartments, spaces used for commercial purposes and common areas therein
and whose board of directors authorizes, among other things, the sale of
Cooperative Stock.
Cooperative Apartment: A dwelling unit in a multi-dwelling building
owned or leased by a Cooperative, which unit the Mortgagor has an exclusive
right to occupy pursuant to the terms of one or more Proprietary Leases.
Cooperative Loans: Any of the Mortgage Loans made in respect of a
Cooperative Apartment, evidenced by a Mortgage Note and secured by (i) a
Security Agreement, (ii) the related Cooperative Stock Certificate(s),
(iii) an assignment of the Proprietary Lease(s), (iv) financing statements
and (v) a stock power (or other similar instrument), and in addition
thereto, a recognition agreement between the Cooperative and the originator
of the Cooperative Loan, each of which was transferred and assigned to the
Trustee pursuant to Section 2.01 and are from time to time held as part of
the Trust Fund. The Mortgage Loans identified as such in Exhibit C hereto
are Cooperative Loans.
Cooperative Stock: With respect to a Cooperative Loan, the single
outstanding class of stock, partnership interest or other ownership
instrument in the related Cooperative.
Cooperative Stock Certificate: With respect to a Cooperative Loan, the
stock certificate(s) or other instrument evidencing the related Cooperative
Stock.
Corporate Trust Office: The principal office of the Trustee at which
at any particular time its corporate trust business shall be administered,
which office at the date of the execution of this instrument is located at
225 Franklin Street, Boston, Massachusetts 02110, Attention: Corporate
Trust Department.
Corresponding Class: With respect to any Class of Lower-Tier
Interests, the Class or Classes of Certificates or Components, and with
respect to any Class of Certificates, the Class or Classes of Lower-Tier
Interests, appearing opposite such Class of Lower-Tier Interests or
Certificates in the table included in Section 2.05(a).
Cross-Over Date: The first Distribution Date on which the aggregate
Class Certificate Principal Balance of the Junior Certificates has been
reduced to zero (giving effect to all distributions on such Distribution
Date).
Custodian: As defined in Section 3.17.
Cut-off Date: May 1, 1999.
Debt Service Reduction: As to any Mortgage Loan and any Determination
Date, the excess of (a) the then current Monthly Payment for such Mortgage
Loan over (b) the amount of the monthly payment of principal and interest
required to be paid by the Mortgagor as established by a court of competent
jurisdiction as a result of a proceeding initiated by or against the
related Mortgagor under the Bankruptcy Code, as amended from time to time
(11 U.S.C.).
Deceased Holder: With respect to a Holder of any Designated Retail
Certificate, as defined in Section 4.10(b).
Defaulted Mortgage Loan: With respect to any Determination Date, a
Mortgage Loan as to which the related Mortgagor has failed to make
unexcused payment in full of a total of three or more consecutive
installments of principal and interest, and as to which such delinquent
installments have not been paid, as of the close of business on the last
Business Day of the month next preceding the month of such Determination
Date.
Defective Mortgage Loan: Any Mortgage Loan which is required to be
purchased by the Company (or which the Company may replace with a
substitute Mortgage Loan) pursuant to Section 2.02 or 2.03(a).
Deficient Valuation: As to any Mortgage Loan and any Determination
Date, the excess of (a) the then outstanding indebtedness under such
Mortgage Loan over (b) the valuation by a court of competent jurisdiction
of the related Mortgaged Property as a result of a proceeding initiated by
or against the related Mortgagor under the Bankruptcy Code, as amended from
time to time (11 U.S.C.), pursuant to which such Mortgagor retained such
Mortgaged Property.
Definitive Certificate: Any Certificate, other than a Book-Entry
Certificate, issued in definitive, fully registered form.
Definitive Restricted Junior Certificate: Any Restricted Junior
Certificate that is in the form of a Definitive Certificate.
Depository: The initial Depository shall be The Depository Trust
Company, the nominee of which is CEDE & Co. The Depository shall at all
times be a "clearing corporation" as defined in Section 8-102(a)(5) of the
Uniform Commercial Code of the State of New York, as amended, or any
successor provisions thereto.
Depository Participant: A broker, dealer, bank or other financial
institution or other Person for which, from time to time, the Depository
effects book-entry transfers and pledges of securities deposited with such
Depository.
Designated Loan Closing Documents: With respect to any Designated
Loan, a Lost Note Affidavit substantially in the form of Exhibit L, and an
assignment of the related Mortgage to the Trustee in recordable form
(except for the omission therein of recording information concerning such
Mortgage).
Designated Loans: The Mortgage Loans listed in Exhibit M hereto.
Designated Rate: 6.50% per annum.
Designated Retail Certificate: Any Class A11 or Class A12 Certificate.
Designated Telerate Page: The Dow Jones Telerate Service page 3750 (or
such other page as may replace page 3750 on that service or such other
service as may be nominated by the BBA for the purpose of displaying the
Interest Settlement Rates).
Determination Date: With respect to any Distribution Date, the fifth
Business Day prior thereto.
Discount Mortgage Loan: Any Mortgage Loan with a Net Mortgage Rate
less than the Designated Rate.
Disqualified Organization: Any of the following: (i) the United
States, any State or political subdivision thereof, or any agency or
instrumentality of any of the foregoing (including but not limited to state
pension organizations); (ii) a foreign government, International
Organization or any agency or instrumentality of either of the foregoing;
(iii) an organization (except certain farmers' cooperatives described in
Code section 521) which is exempt from tax imposed by Chapter 1 of the Code
(including the tax imposed by section 511 of the Code on unrelated business
taxable income); and (iv) a rural electric and telephone cooperative
described in Code section 1381(a)(2)(C). The terms "United States," "State"
and "International Organization" shall have the meanings set forth in Code
section 7701 or successor provisions. A corporation will not be treated as
an instrumentality of the United States or of any State or political
subdivision thereof for these purposes if all of its activities are subject
to tax and a majority of its board of directors is not selected by such
governmental unit.
Distribution Date: The 25th day of each calendar month after the month
of initial issuance of the Certificates, or, if such 25th day is not a
Business Day, the next succeeding Business Day.
Distribution Date Statement: The statement referred to in Section
4.05(a).
Document File: As defined in Section 2.01.
Due Date: The first day of the month of the related Distribution Date.
Eligible Account: An account that is either (i) maintained with a
depository institution the debt obligations of which have been rated by
each Rating Agency in one of its two highest long-term rating categories
and has been assigned by S&P its highest short-term rating, (ii) an account
or accounts the deposits in which are fully insured by either the BIF or
the SAIF, (iii) an account or accounts, in a depository institution in
which such accounts are insured by the BIF or the SAIF (to the limits
established by the FDIC), the uninsured deposits in which accounts are
either invested in Permitted Investments or are otherwise secured to the
extent required by the Rating Agencies such that, as evidenced by an
Opinion of Counsel delivered to the Trustee, the Certificateholders have a
claim with respect to the funds in such account or a perfected first
security interest against any collateral (which shall be limited to
Permitted Investments) securing such funds that is superior to claims of
any other depositors or creditors of the depository institution with which
such account is maintained, (iv) a trust account maintained with the
corporate trust department of a federal or state chartered depository
institution or of a trust company with trust powers and acting in its
fiduciary capacity for the benefit of the Trustee hereunder or (v) such
account as will not cause either Rating Agency to downgrade or withdraw its
then-current rating assigned to the Certificates, as evidenced in writing
by the Rating Agencies.
ERISA: The Employee Retirement Income Security Act of 1974, as
amended.
ERISA-Restricted Certificate: Any Junior Certificate.
Event of Default: An event described in Section 7.01.
Excess Bankruptcy Loss: Any Deficient Valuation or Debt Service
Reduction, or portion thereof, (i) occurring after the Bankruptcy Coverage
Termination Date or (ii) if on such date, in excess of the then-applicable
Bankruptcy Loss Amount.
Excess Fraud Loss: Any Fraud Loss, or portion thereof, (i) occurring
after the Fraud Coverage Termination Date or (ii) if on such date, in
excess of the then-applicable Fraud Loss Amount.
Excess Loss: Any Excess Bankruptcy Loss, Excess Fraud Loss or Excess
Special Hazard Loss.
Excess Special Hazard Loss: Any Special Hazard Loss, or portion
thereof, (i) occurring after the Special Hazard Termination Date or (ii) if
on such date, in excess of the then-applicable Special Hazard Loss Amount.
FDIC: The Federal Deposit Insurance Corporation, or its successor in
interest.
FHLMC: The Federal Home Loan Mortgage Corporation or its successor in
interest.
Financial Intermediary: A broker, dealer, bank or other financial
institution or other Person that clears through or maintains a custodial
relationship with a Depository Participant.
Fitch: Fitch IBCA, Inc. and its successors.
Fitch Formula Amount: As to each Anniversary Determination Date, the
greater of (i) $50,000 and (ii) the product of (x) the greatest Assumed
Monthly Payment Reduction for any Non-Primary Residence Loan whose original
principal balance was 80% or greater of the Original Value thereof, (y) the
weighted average remaining term to maturity (expressed in months) of all
the Non-Primary Residence Loans remaining in the Mortgage Pool as of such
Anniversary Determination Date, and (z) the sum of (A) one plus (B) the
number of all remaining Non-Primary Residence Loans divided by the total
number of Outstanding Mortgage Loans as of such Anniversary Determination
Date.
FNMA: The Federal National Mortgage Association or its successor in
interest.
Formula Amount: As to each Anniversary Determination Date, the greater
of (i) $100,000 and (ii) the product of (x) 0.06% and (y) the Scheduled
Principal Balance of each Mortgage Loan remaining in the Mortgage Pool
whose original principal balance was 75% or greater of the Original Value
thereof.
Fraud Coverage Termination Date: The Distribution Date upon which the
related Fraud Loss Amount has been reduced to zero or a negative number (or
the Cross-Over Date, if earlier).
Fraud Loss: Any Realized Loss attributable to fraud in the origination
of the related Mortgage Loan.
Fraud Loss Amount: As of any Distribution Date after the Cut-off Date,
(x) prior to the first anniversary of the Cut-off Date, an amount equal to
$9,524,003 minus the aggregate amount of Fraud Losses that would have been
allocated to the Junior Certificates in accordance with Section 4.03 in the
absence of the Loss Allocation Limitation since the Cut-off Date, and (y)
from the first to the fifth anniversary of the Cut-off Date, an amount
equal to (1) the lesser of (a) the Fraud Loss Amount as of the most recent
anniversary of the Cut-off Date and (b) 1% (from the first to but excluding
the third anniversaries of the Cut-off Date) or 0.5% (from and including
the third to but excluding the fifth anniversaries of the Cut-off Date) of
the aggregate outstanding principal balance of all of the Mortgage Loans as
of the most recent anniversary of the Cut-off Date minus (2) the Fraud
Losses that would have been allocated to the Junior Certificates in
accordance with Section 4.03 in the absence of the Loss Allocation
Limitation since the most recent anniversary of the Cut-off Date. On or
after the fifth anniversary of the Cut-off Date the Fraud Loss Amount shall
be zero.
Group I Final Distribution Date: The Distribution Date on which the
aggregate Certificate Principal Balance of the Group I Senior Certificates
is reduced to zero.
Group I Senior Certificate: Any Class A1, Class A2, Class A3, Class
A4, Class A6, Class A7, Class A8, Class A9, Class A10, Class A11, Class
A12, Class A13, Class A14, Class A15, Class A16, Class A17, Class A18,
Class A19, Class A20, Class A21, Class R or Class RL Certificate.
Initial Certificate Principal Balance: With respect to any
Certificate, other than a Notional Certificate, the Certificate Principal
Balance of such Certificate or any predecessor Certificate on the Closing
Date.
Initial LIBOR Rate: 4.940%
Insurance Proceeds: Proceeds paid pursuant to the Primary Insurance
Policies, if any, and amounts paid by any insurer pursuant to any other
insurance policy covering a Mortgage Loan.
Insured Expenses: Expenses covered by the Primary Insurance Policies,
if any, or any other insurance policy or policies applicable to the
Mortgage Loans.
Interest Accrual Period: With respect to any Distribution Date and any
Class of Certificates (other than any Class of LIBOR Certificates and any
Class of Principal Only Certificates) or Component, the one-month period
ending on the last day of the month preceding the month in which such
Distribution Date occurs. With respect to any Distribution Date and any
Class of LIBOR Certificates, the one-month period commencing on the 25th
day of the preceding month and ending on the 24th day of the month in which
such Distribution Date occurs.
Interest Losses: The interest portion of (i) on or prior to the
Cross-Over Date, any Excess Losses and (ii) after the Cross-Over Date, any
Realized Losses and Debt Service Reductions.
Interest Settlement Rate: With respect to any Interest Accrual Period,
the rate (expressed as a percentage per annum) for one-month U.S. Dollar
deposits reported by the BBA at 11:00 a.m. London time on the related LIBOR
Determination Date and as it appears on the Designated Telerate Page.
Interest Shortfall: With respect to any Distribution Date and each
Mortgage Loan that during the related Prepayment Period was the subject of
a Voluntary Principal Prepayment or constitutes a Relief Act Mortgage Loan,
an amount determined as follows:
(A) partial principal prepayments: one month's interest at the
applicable Net Mortgage Rate on the amount of such prepayment;
(B) principal prepayments in full received on or after the
sixteenth day of the month preceding the month of such Distribution
Date (or, in the case of the first Distribution Date, on or after the
Cut-off Date) but on or before the last day of the month preceding the
month of such Distribution Date, the difference between (i) one
month's interest at the applicable Net Mortgage Rate on the Scheduled
Principal Balance of such Mortgage Loan immediately prior to such
prepayment and (ii) the amount of interest for the calendar month of
such prepayment (adjusted to the applicable Net Mortgage Rate)
received at the time of such prepayment;
(C) principal prepayments in full received by the Company (or of
which the Company receives notice, in the case of a Mortgage Loan
serviced by a Primary Servicer) on or after the first day but on or
before the fifteenth day of the month of such Distribution Date: none;
and
(D) Relief Act Mortgage Loans: As to any Relief Act Mortgage
Loan, the excess of (i) 30 days' interest (or, in the case of a
Principal Prepayment in full, interest to the date of prepayment) on
the Scheduled Principal Balance thereof (or, in the case of a
Principal Prepayment in part, on the amount so prepaid) at the related
Net Mortgage Rate over (ii) 30 days' interest (or, in the case of a
Principal Prepayment in full, interest to the date of prepayment) on
such Scheduled Principal Balance (or, in the case of a Principal
Prepayment in part, on the amount so prepaid) at the Net Mortgage Rate
required to be paid by the Mortgagor as limited by application of the
Relief Act.
Junior Certificate: Any Class M or Class B Certificate.
Junior Optimal Principal Amount: As to any Distribution Date, an
amount equal to the sum of the following (but in no event greater than the
aggregate Certificate Principal Balance of the Junior Certificates
immediately prior to such Distribution Date):
(i) the Junior Percentage of the applicable Non-PO Percentage of the
principal portion of each Monthly Payment due on the related Due Date on
each Outstanding Mortgage Loan as of such Due Date as specified in the
amortization schedule at the time applicable thereto (after adjustment for
previous Principal Prepayments and the principal portion of Debt Service
Reductions subsequent to the Bankruptcy Coverage Termination Date but
before any adjustment to such amortization schedule by reason of any
bankruptcy (other than as aforesaid) or similar proceeding or any
moratorium or similar waiver or grace period);
(ii) the Junior Prepayment Percentage of the applicable Non-PO
Percentage of all principal prepayments in part received during the related
Prepayment Period, and 100% of any Senior Optimal Principal Amount not
distributed to the Senior Certificates on such Distribution Date, together
with the Junior Prepayment Percentage of the applicable Non-PO Percentage
of the Scheduled Principal Balance of each Mortgage Loan which was the
subject of a Voluntary Principal Prepayment in full during the related
Prepayment Period;
(iii) the excess, if any, of (x) the applicable Non-PO Percentage of
the sum of (A) all Net Liquidation Proceeds allocable to principal received
during the related Prepayment Period (other than in respect of Mortgage
Loans described in clause (B)) and (B) the principal balance of each
Mortgage Loan that was purchased by an insurer from the Trustee during the
related Prepayment Period pursuant to the related Primary Insurance Policy,
over (y) the amount distributable pursuant to clause (iii) of the
definition of Senior Optimal Principal Amount on such Distribution Date;
(iv) the Junior Prepayment Percentage of the applicable Non-PO
Percentage of the Scheduled Principal Balance of each Mortgage Loan which
was purchased on such Distribution Date pursuant to Section 2.02, 2.03(a)
or 3.16; and
(v) the Junior Prepayment Percentage of the applicable Non-PO
Percentage of the Substitution Amount for any Mortgage Loan substituted
during the month of such Distribution Date.
For purposes of clause (ii) above, a Voluntary Principal Prepayment in
full with respect to a Mortgage Loan serviced by a Primary Servicer shall
be deemed to have been received when the Company, as servicer, receives
notice thereof.
After the Class Certificate Principal Balances of the Junior
Certificates have been reduced to zero, the Junior Optimal Principal Amount
shall be zero.
Junior Percentage: As to any Distribution Date, the excess of 100%
over the Senior Percentage for such Distribution Date.
Junior Prepayment Percentage: As to any Distribution Date, the excess
of 100% over the Senior Prepayment Percentage for such Distribution Date,
except that (i) after the aggregate Certificate Principal Balance of the
Senior Certificates other than the Class PO Certificates has been reduced
to zero, the Junior Prepayment Percentage shall be 100%, and (ii) after the
Cross-Over Date, the Junior Prepayment Percentage shall be zero.
Latest Possible Maturity Date: May 25, 2016.
LIBOR: With respect to any Interest Accrual Period, the per annum rate
determined, pursuant to Section 5.08, on the basis of the Interest
Settlement Rate or as otherwise provided in such Section.
LIBOR Certificate: Any Class A4, Class A5, Class A13 or Class A14
Certificate.
LIBOR Determination Date: The second London Banking Day immediately
preceding the commencement of each Interest Accrual Period for any LIBOR
Certificates.
Liquidated Mortgage Loan: Any defaulted Mortgage Loan as to which the
Company has determined that all amounts which it expects to recover on
behalf of the Trust Fund from or on account of such Mortgage Loan have been
recovered, including any Mortgage Loan with respect to which the Company
determines not to foreclose upon the related Mortgaged Property based on
its belief that such Mortgaged Property may be contaminated with or
affected by hazardous or toxic wastes, materials or substances.
Liquidation Expenses: Expenses which are incurred by the Company in
connection with the liquidation of any defaulted Mortgage Loan and not
recovered by the Company under any Primary Insurance Policy for reasons
other than the Company's failure to comply with Section 3.05, such expenses
including, without limitation, legal fees and expenses, and, regardless of
when incurred, any unreimbursed amount expended by the Company pursuant to
Section 3.03 or Section 3.06 respecting the related Mortgage Loan and any
related and unreimbursed Property Protection Expenses.
Liquidation Proceeds: Cash (other than Insurance Proceeds) received in
connection with the liquidation of any defaulted Mortgage Loan whether
through judicial foreclosure or otherwise.
Living Holder: Any Certificate Owner of a Designated Retail
Certificate, other than a Deceased Holder.
Loan-to-Value Ratio: With respect to each Mortgage Loan, the original
principal amount of such Mortgage Loan, divided by the Original Value of
the related Mortgaged Property.
London Banking Day: Any day on which banks are open for dealing in
foreign currency and exchange in London, England.
Loss Allocation Limitation: As defined in Section 4.03(g).
Lower-Tier Balance: As to each Class of Lower-Tier Interests and any
Distribution Date, the initial Lower-Tier Balance thereof set forth or
specified in Section 2.05(a) (plus, in the case of any Class of Lower-Tier
Interests as to which the Corresponding Class is a Class of Accrual
Certificates or includes one or more Accrual Components, an amount equal to
the Accrual Amount for such Corresponding Class or each such Accrual
Component for each previous Distribution Date) less the sum of (i) the
aggregate amount of principal allocable thereto on previous Distribution
Dates pursuant to Section 2.05(c) and (ii) any Realized Losses or
Subordinate Certificate Writedown Amount allocated thereto on previous
Distribution Dates.
Lower-Tier Interest: Any one of the Classes of regular interests in
the Lower-Tier REMIC described as such in Section 2.05(a).
Lower-Tier Interest Rate: As to each Lower-Tier Interest, the
applicable "Lower-Tier Interest Rate," if any, set forth in Section
2.05(a).
Lower-Tier REMIC: One of the two separate REMICs comprising the Trust
Fund, the assets of which consist of the assets and rights specified in
clauses (i) through (viii) of the definition of the term Trust Fund.
Minimum Servicing Standards: As defined in Section 3.13(a).
MLCC: Merrill Lynch Credit Corporation, or its successor in interest.
Monthly Advance: With respect to any Distribution Date, the aggregate
of the advances required to be made by the Company pursuant to Section
4.04(a) (or by the Trustee pursuant to Section 4.04(b)) on such
Distribution Date, the amount of any such Monthly Advance being equal to
(a) the aggregate of payments of principal and interest (adjusted to the
related Net Mortgage Rate) on the Mortgage Loans that were due on the
related Due Date, without regard to any arrangements entered into by the
Company with the related Mortgagors pursuant to Section 3.02(a)(ii), and
delinquent as of the close of business on the Business Day next preceding
the related Determination Date, less (b) the amount of any such payments
which the Company or the Trustee, as applicable, in its reasonable judgment
believes will not be ultimately recoverable by it either out of late
payments by the Mortgagor, Net Liquidation Proceeds, Insurance Proceeds,
REO Proceeds or otherwise. With respect to any Mortgage Loan, the portion
of any such advance or advances made with respect thereto.
Monthly Payment: The scheduled monthly payment on a Mortgage Loan for
any month allocable to principal or interest on such Mortgage Loan.
Moody's: Moody's Investors Service, Inc. and its successors.
Mortgage: The mortgage or deed of trust creating a first lien on a fee
simple interest or leasehold estate in real property securing a Mortgage
Note.
Mortgage 100SM Loan: A Mortgage Loan identified on Exhibit N hereof
that has a Loan-to-Value Ratio at origination in excess of 80.00% and that
is secured by Additional Collateral and does not have a Primary Insurance
Policy.
Mortgage File: The mortgage documents listed in Section 2.01
pertaining to a particular Mortgage Loan and any additional documents
required to be added to such documents pursuant to this Agreement.
Mortgage Loan Payment Record: The record maintained by the Company
pursuant to Section 3.02(b).
Mortgage Loan Schedule: As of any date of determination, the schedule
of Mortgage Loans included in the Trust Fund. The initial schedule of
Mortgage Loans as of the Cut-off Date is attached hereto as Exhibit C.
Mortgage Loans: As of any date of determination, each of the mortgage
loans identified on the Mortgage Loan Schedule (as amended pursuant to
Section 2.03(b)) delivered and assigned to the Trustee pursuant to Section
2.01 or 2.03(b), and not theretofore released from the Trust Fund by the
Trustee.
Mortgage Note: With respect to any Mortgage Loan, the note or other
evidence of indebtedness (which may consist of a Confirmatory Mortgage
Note) evidencing the indebtedness of a Mortgagor under such Mortgage Loan.
Mortgage Pool: The aggregate of the Mortgage Loans identified in the
Mortgage Loan Schedule.
Mortgage Rate: The per annum rate of interest borne by a Mortgage Loan
as set forth in the related Mortgage Note.
Mortgaged Property: The underlying real property securing the Mortgage
Loan, or with respect to a Cooperative Loan, the related Proprietary Lease
and Cooperative Stock.
Mortgagor: With respect to any Mortgage Loan, each obligor on the
related Mortgage Note.
Net Interest Shortfall: With respect to any Distribution Date, the
excess, if any, of the aggregate Interest Shortfalls allocable to the
Certificates (as determined in accordance with the definition of Interest
Shortfall) for such Distribution Date over any Compensating Interest
Payment for such date.
Net Liquidation Proceeds: As to any Liquidated Mortgage Loan, the sum
of (i) any Liquidation Proceeds therefor less the related Liquidation
Expenses, and (ii) any Insurance Proceeds therefor, other than any such
Insurance Proceeds applied to the restoration of the related Mortgaged
Property.
Net Mortgage Rate: With respect to any Mortgage Loan, the related
Mortgage Rate less the applicable Servicing Fee Rate.
Non-Book-Entry Certificate: Any Certificate other than a Book-Entry
Certificate.
Non-Discount Mortgage Loan: Any Mortgage Loan with a Net Mortgage Rate
greater than or equal to the Designated Rate.
Non-permitted Foreign Holder: As defined in Section 5.02(b).
Non-PO Percentage: As to any Discount Mortgage Loan, a fraction
(expressed as a percentage), the numerator of which is the Net Mortgage
Rate of such Discount Mortgage Loan and the denominator of which is the
Designated Rate. As to any Non-Discount Mortgage Loan, 100%.
Non-Primary Residence Loan: Any Mortgage Loan secured by a Mortgaged
Property that is (on the basis of representations made by the Mortgagors at
origination) a second home or investor-owned property.
Nonrecoverable Advance: All or any portion of any Monthly Advance or
Monthly Advances previously made by the Company (or the Trustee) which, in
the reasonable judgment of the Company (or, as applicable, the Trustee)
will not be ultimately recoverable from related Net Liquidation Proceeds,
Insurance Proceeds, REO Proceeds or otherwise. The determination by the
Company that it has made a Nonrecoverable Advance or that any advance, if
made, would constitute a Nonrecoverable Advance, shall be evidenced by an
Officer's Certificate of the Company delivered to the Trustee and detailing
the reasons for such determination.
Non-U.S. Person: As defined in Section 4.02(c).
Notional Certificate: Any Class A5 or Class S Certificate.
Notional Component: None.
Notional Component Balance: None.
Notional Principal Balance: As to any Distribution Date and the Class
A5 Certificates, the Class Certificate Principal Balance of the Class A4
Certificates for such Distribution Date. As to any Distribution Date and
any Class A5 Certificate, such Certificate's Percentage Interest of the
aggregate Notional Principal Balance of the Class A5 Certificates for such
Distribution Date. As to any Distribution Date and the Class S
Certificates, the aggregate Scheduled Principal Balance of the Outstanding
Non-Discount Mortgage Loans as of the Due Date in the month preceding such
Distribution Date. As to any Distribution Date and any Class S Certificate,
such Certificate's Percentage Interest of the aggregate Notional Principal
Balance of the Class S Certificates for such Distribution Date.
Officer's Certificate: A certificate signed by the President, a Senior
Vice President or a Vice President of the Company and delivered to the
Trustee.
Opinion of Counsel: A written opinion of counsel, who may be counsel
for the Company; provided, however, that any Opinion of Counsel with
respect to the interpretation or application of the REMIC Provisions or the
status of an account as an Eligible Account shall be the opinion of
independent counsel satisfactory to the Trustee.
Original Subordinate Principal Balance: As set forth in the definition
of Senior Prepayment Percentage.
Original Value: The value of the property underlying a Mortgage Loan
based, in the case of the purchase of the underlying Mortgaged Property, on
the lower of an appraisal satisfactory to the Company or the sales price of
such property or, in the case of a refinancing, on an appraisal
satisfactory to the Company.
Outstanding Mortgage Loan: With respect to any Due Date, a Mortgage
Loan which, prior to such Due Date, was not the subject of a Principal
Prepayment in full, did not become a Liquidated Mortgage Loan and was not
purchased pursuant to Section 2.02, 2.03(a) or 3.16 or replaced pursuant to
Section 2.03(b).
Outstanding Non-Discount Mortgage Loan: Any Outstanding Mortgage Loan
that is a Non-Discount Mortgage Loan.
PAC Balance: As to any Distribution Date and any Class of PAC
Certificates and any PAC Component, the balance designated as such for such
Distribution Date and such Class or Component as set forth in the Principal
Balance Schedules.
PAC Certificate: Any Class A1, Class A2, Class A3 or Class A4
Certificate.
PAC Component: None.
Parent PowerSM Loan: A Mortgage Loan identified on Exhibit N hereto
that has a Loan-to-Value Ratio at origination in excess of 80.00%, that is
supported by Additional Collateral and does not have a Primary Insurance
Policy.
Pay-out Rate: With respect to any Class of Certificates (other than
any Class of Principal Only Certificates) and any Distribution Date, the
rate at which interest is distributed on such Class on such Distribution
Date and which is equal to a fraction (expressed as an annualized
percentage) the numerator of which is the Accrued Certificate Interest for
such Class and Distribution Date, and the denominator of which is the Class
Certificate Principal Balance (or, in the case of the Notional
Certificates, the Notional Principal Balance) of such Class immediately
prior to such Distribution Date.
Percentage Interest: With respect to any Certificate, the percentage
interest in the undivided beneficial ownership interest in the Trust Fund
evidenced by Certificates of the same Class as such Certificate. With
respect to any Certificate, the Percentage Interest evidenced thereby shall
equal the Initial Certificate Principal Balance (or, in the case of a
Notional Certificate, the initial Notional Principal Balance) thereof
divided by the aggregate Initial Certificate Principal Balance (or, in the
case of a Notional Certificate, the aggregate initial Notional Principal
Balance) of all Certificates of the same Class.
Permitted Investments: One or more of the following; provided,
however, that no such Permitted Investment may mature later than the
Business Day preceding the Distribution Date after such investment except
as otherwise provided in Section 3.02(e) hereof, provided, further, that
such investments qualify as "cash flow investments" as defined in section
860G(a)(6) of the Code:
(i) obligations of, or guaranteed as to timely receipt of principal
and interest by, the United States or any agency or instrumentality thereof
when such obligations are backed by the full faith and credit of the United
States;
(ii) repurchase agreements on obligations specified in clause (i)
provided that the unsecured obligations of the party agreeing to repurchase
such obligations are at the time rated by each Rating Agency in the highest
long-term rating category;
(iii) federal funds, certificates of deposit, time deposits and
banker's acceptances, of any U.S. depository institution or trust company
incorporated under the laws of the United States or any state provided that
the debt obligations of such depository institution or trust company at the
date of acquisition thereof have been rated by each Rating Agency in the
highest long-term rating category;
(iv) commercial paper of any corporation incorporated under the laws
of the United States or any state thereof which on the date of acquisition
has the highest short term rating of each Rating Agency; and
(v) other obligations or securities that are acceptable to each Rating
Agency as a Permitted Investment hereunder and will not, as evidenced in
writing, result in a reduction or withdrawal in the then current rating of
the Certificates.
Notwithstanding the foregoing, Permitted Investments shall not include
"stripped securities" and investments which contractually may return less
than the purchase price therefor.
Person: Any legal person, including any individual, corporation,
partnership, limited liability company, joint venture, association,
joint-stock company, trust, unincorporated organization or government or
any agency or political subdivision thereof.
Plan: Any Person which is an employee benefit plan subject to ERISA or
a plan subject to section 4975 of the Code.
Pledged Asset Loan-to-Value Ratio: With respect to any Pledged Asset
Mortgage Loan, (i) the original loan amount less the portion of any
required Additional Collateral which is covered by the Surety Bond, divided
by (ii) the Original Value of the related Mortgaged Property.
Pledged Asset Mortgage Loan: Each Mortgage 100SM Loan and Parent
PowerSM Loan purchased from MLCC that is supported by Additional Collateral
and identified on Exhibit N hereto.
Pledged Asset Mortgage Servicing Agreement: The Amended and Restated
Pledged Asset Mortgage Servicing Agreement, dated as of June 2, 1998,
between MLCC and the Company.
PO Percentage: As to any Discount Mortgage Loan, a fraction (expressed
as a percentage), the numerator of which is the excess of the Designated
Rate over the Net Mortgage Rate of such Discount Mortgage Loan and the
denominator of which is the Designated Rate. As to any Non-Discount
Mortgage Loan, 0%.
Pool Scheduled Principal Balance: With respect to any Distribution
Date, the aggregate Scheduled Principal Balance of all the Mortgage Loans
that were Outstanding Mortgage Loans on the Due Date in the month next
preceding the month of such Distribution Date (or, in the case of the first
Distribution Date, the Cut-off Date; or, if so specified, such other date).
Prepayment Assumption: The assumed fixed schedule of prepayments on a
pool of new mortgage loans with such schedule given as a monthly sequence
of prepayment rates, expressed as annualized percent values. These values
start at 0.2% per year in the first month, increase by 0.2% per year in
each succeeding month until month 30, ending at 6.0% per year. At such
time, the rate remains constant at 6.0% per year for the balance of the
remaining term. Multiples of the Prepayment Assumption are calculated from
this prepayment rate series.
Prepayment Assumption Multiple: 275% of the Prepayment Assumption.
Prepayment Distribution Trigger: As of any Distribution Date and as to
each Class of Class B Certificates, the related Prepayment Distribution
Trigger is satisfied if (x) the fraction, expressed as a percentage, the
numerator of which is the aggregate Class Certificate Principal Balance of
such Class and each Class subordinate thereto, if any, on such Distribution
Date, and the denominator of which is the Pool Scheduled Principal Balance
for such Distribution Date, equals or exceeds (y) such percentage
calculated as of the Closing Date.
Prepayment Interest Excess: As to any Voluntary Principal Prepayment
in full received from the first day through the fifteenth day of any
calendar month (other than the calendar month in which the Cut-off Date
occurs), all amounts paid in respect of interest on such Principal
Prepayment. For purposes of determining the amount of Prepayment Interest
Excess for any month, a Voluntary Principal Prepayment in full with respect
to a Mortgage Loan serviced by a Primary Servicer shall be deemed to have
been received when the Company, as servicer, receives notice thereof. All
Prepayment Interest Excess shall be retained by the Company, as servicer,
as additional servicing compensation.
Prepayment Period: With respect to any Distribution Date and any
Voluntary Principal Prepayment in part or other Principal Prepayment other
than a Voluntary Principal Prepayment in full, the calendar month preceding
the month of such Distribution Date; with respect to any Distribution Date
and any Voluntary Principal Prepayment in full, the period beginning on the
sixteenth day of the calendar month preceding the month of such
Distribution Date (or, in the case of the first Distribution Date,
beginning on the Cut-off Date) and ending on the fifteenth day of the month
in which such Distribution Date occurs.
Primary Insurance Policy: The certificate of private mortgage
insurance relating to a particular Mortgage Loan, or an electronic screen
print setting forth the information contained in such certificate of
private mortgage insurance, including, without limitation, information
relating to the name of the mortgage insurance carrier, the certificate
number, the loan amount, the property address, the effective date of
coverage, the amount of coverage and the expiration date of the policy.
Each such policy covers defaults by the Mortgagor, which coverage shall
equal the portion of the unpaid principal balance of the related Mortgage
Loan that exceeds 75% (or such lesser coverage required or permitted by
FNMA or FHLMC) of the Original Value of the underlying Mortgaged Property.
Primary Servicer: Any servicer with which the Company has entered into
a servicing agreement, as described in Section 3.01(f).
Principal Balance Schedules: Any principal balance schedules attached
hereto, if applicable, as Exhibit B, setting forth the PAC Balances of any
PAC Certificates and PAC Components, the TAC Balances of any TAC
Certificates and TAC Components and the Scheduled Balances of any Scheduled
Certificates and Scheduled Components.
Principal Distribution Request: Any request for a distribution in
reduction of the Class Certificate Principal Balance of any Designated
Retail Certificate, submitted in writing to a Depository Participant or
Financial Intermediary (or, if such Designated Retail Certificate is no
longer represented by a Book-Entry Certificate, to the Trustee) by the
Certificate Owner (or Certificateholder) of such Designated Retail
Certificate pursuant to Section 4.10(c) or 4.10(g), as applicable.
Principal Only Certificate: Any Class A20 or Class PO Certificate.
Principal Only Component: None.
Principal Prepayment: Any payment or other recovery of principal on a
Mortgage Loan (including, for this purpose, any refinancing permitted by
Section 3.01 and any REO Proceeds treated as such pursuant to Section
3.08(b)) which is received in advance of its scheduled Due Date and is not
accompanied by an amount of interest representing scheduled interest for
any month subsequent to the month of prepayment.
Private Placement Memorandum: The Company's private placement
memorandum relating to the placement of the Restricted Junior Certificates
dated the date of the prospectus supplement referred to in the definition
of Prospectus.
Prohibited Transaction Exemption: U.S. Department of Labor Prohibited
Transaction Exemption 90-30, 55 Fed. Reg. 21461, May 24, 1990.
Property Protection Expenses: With respect to any Mortgage Loan,
expenses paid or incurred by or for the account of the Company in
accordance with the related Mortgage for (a) real estate property taxes and
property repair, replacement, protection and preservation expenses and (b)
similar expenses reasonably paid or incurred to preserve or protect the
value of such Mortgage to the extent the Company is not reimbursed therefor
pursuant to the Primary Insurance Policy, if any, or any other insurance
policy with respect thereto.
Proprietary Lease: With respect to a Cooperative Loan, the proprietary
lease(s) or occupancy agreement with respect to the Cooperative Apartment
occupied by the Mortgagor and relating to the related Cooperative Stock,
which lease or agreement confers an exclusive right to the holder of such
Cooperative Stock to occupy such apartment.
Prospectus: The Company's prospectus supplement dated May 25, 1999,
and the related prospectus dated April 22, 1999, relating to the public
offering of the Certificates other than the Restricted Certificates.
Purchase Price: With respect to any Mortgage Loan required or
permitted to be purchased hereunder from the Trust Fund, an amount equal to
100% of the unpaid principal balance thereof plus interest thereon at the
applicable Mortgage Rate from the date to which interest was last paid to
the first day of the month in which such purchase price is to be
distributed; provided, however, that if the Company is the servicer
hereunder, such purchase price shall be net of unreimbursed Monthly
Advances with respect to such Mortgage Loan, and the interest component of
the Purchase Price may be computed on the basis of the Net Mortgage Rate
for such Mortgage Loan.
QIB: A "qualified institutional buyer" as defined in Rule 144A under
the Securities Act of 1933, as amended.
Random Lot: With respect to any Distribution Date prior to the
Cross-Over Date, if the amount available for distribution in reduction of
the Class Certificate Principal Balance of any Class of Designated Retail
Certificates on such Distribution Date exceeds the amount needed to honor
all Principal Distribution Requests with respect to such Class on such
date, the method by which the Depository will determine which Depository
Participants holding interests in such Class of Certificates will receive
payments of amounts distributable in respect of principal on such Class on
such Distribution Date, using its established random lot procedures or, if
such Class of Certificates is no longer represented by Book-Entry
Certificates, the method by which the Trustee will determine which
Certificates of such Class will receive payments of amounts distributable
in respect of principal on such Class on such Distribution Date, using its
own random lot procedures comparable to those used by the Depository.
Rating Agency: Any statistical credit rating agency, or its successor,
that rated any of the Certificates at the request of the Company at the
time of the initial issuance of the Certificates. If such agency or a
successor is no longer in existence, "Rating Agency" shall be such
statistical credit rating agency, or other comparable Person, designated by
the Company, notice of which designation shall be given to the Trustee.
References herein to the two highest long-term rating categories of a
Rating Agency shall mean such ratings without any modifiers. As of the date
of the initial issuance of the Certificates, the Rating Agencies are Fitch
and S&P; except that for purposes of the Junior Certificates, other than
the Class B5 Certificates, Fitch shall be the sole Rating Agency. The Class
B5 Certificates are issued without ratings.
Realized Loss: Any (i) Deficient Valuation or (ii) as to any
Liquidated Mortgage Loan, (x) the unpaid principal balance of such
Liquidated Mortgage Loan plus accrued and unpaid interest thereon at the
Net Mortgage Rate through the last day of the month of such liquidation
less (y) the related Liquidation Proceeds and Insurance Proceeds (as
reduced by the related Liquidation Expenses).
Record Date: The last Business Day of the month immediately preceding
the month of the related Distribution Date.
Reference Banks: As defined in Section 5.08.
Relief Act: The Soldiers' and Sailors' Civil Relief Act of 1940, as
amended.
Relief Act Mortgage Loan: Any Mortgage Loan as to which the Monthly
Payment thereof has been reduced due to the application of the Relief Act.
REMIC: A "real estate mortgage investment conduit" within the meaning
of section 860D of the Code.
REMIC Provisions: Provisions of the federal income tax law relating to
real estate mortgage investment conduits, which appear at sections 860A
through 860G of Part IV of Subchapter M of Chapter 1 of the Code, and
related provisions, and U.S. Department of the Treasury temporary or final
regulations promulgated thereunder, as the foregoing may be in effect from
time to time, as well as provisions of applicable state laws.
REO Mortgage Loan: Any Mortgage Loan which is not a Liquidated
Mortgage Loan and as to which the related Mortgaged Property is held as
part of the Trust Fund.
REO Proceeds: Proceeds, net of any related expenses of the Company,
received in respect of any REO Mortgage Loan (including, without
limitation, proceeds from the rental of the related Mortgaged Property).
Required Surety Payment: With respect to any Pledged Asset Mortgage
Loan that becomes a Liquidated Mortgage Loan, the lesser of (i) the
principal portion of the Realized Loss with respect to such Mortgage Loan
and (ii) the excess, if any, of (a) the amount of Additional Collateral
required at origination with respect to such Mortgage Loan which is covered
by the Surety Bond over (b) the net proceeds realized by MLCC from the
liquidation of the related Additional Collateral.
Reserve Fund: None.
Reserve Interest Rate: As defined in Section 5.08.
Residual Certificate: Any Class R or Class RL Certificate.
Responsible Officer: When used with respect to the Trustee, any
officer or assistant officer assigned to and working in the Corporate Trust
Department of the Trustee and, also, with respect to a particular matter,
any other officer to whom such matter is referred because of such officer's
knowledge of and familiarity with the particular subject.
Restricted Certificate: Any Restricted Junior Certificate, Class PO,
or Class S Certificate.
Restricted Junior Certificate: Any Class B3, Class B4 or Class B5
Certificate.
Rounding Account: With respect to each Class of Designated Retail
Certificates, the respective segregated, non-interest bearing Eligible
Account created and maintained therefor pursuant to Section 4.10.
Rounding Account Depositor: For each Rounding Account, Bear, Stearns &
Co. Inc.
Rounding Amount: With respect to any Class of Designated Retail
Certificates and each Distribution Date prior to the Cross-Over Date on
which such Class of Certificates is entitled to a distribution in reduction
of the Class Certificate Principal Balance thereof, the amount, if any,
necessary to round the aggregate of such distribution (after giving effect
to any deposit into the related Rounding Account on such Distribution Date)
upward to the next higher integral multiple of $1,000.
S&P: Standard & Poor's Ratings Services, a division of The McGraw-Hill
Companies, Inc., and its successors.
SAIF: The Savings Association Insurance Fund of the FDIC, or its
successor in interest.
Scheduled Balance: As to any Distribution Date and any Class of
Scheduled Certificates and any Scheduled Component, the balance designated
as such for such Distribution Date and such Class or Component as set forth
in the Principal Balance Schedules.
Scheduled Certificate: None.
Scheduled Component: None.
Scheduled Principal Balance: As to any Mortgage Loan and Distribution
Date, the principal balance of such Mortgage Loan as of the Due Date in the
month next preceding the month of such Distribution Date (or, if so
specified, such other date) as specified in the amortization schedule at
the time relating to such Mortgage Loan (before any adjustment to such
amortization schedule by reason of any bankruptcy or similar proceeding or
any moratorium or similar waiver or grace period) after giving effect to
any previous Principal Prepayments, Deficient Valuations incurred
subsequent to the Bankruptcy Coverage Termination Date, adjustments due to
the application of the Relief Act and the payment of principal due on such
Due Date, irrespective of any delinquency in payment by the related
Mortgagor. As to any Mortgage Loan and the Cut-off Date, the "unpaid
balance" thereof specified in the initial Mortgage Loan Schedule.
Security Agreement: With respect to a Cooperative Loan, the agreement
creating a security interest in favor of the originator in the related
Cooperative Stock and Proprietary Lease.
Senior Certificate: Any Certificate other than a Junior Certificate or
Class S Certificate.
Senior Certificate Principal Balance: As of any Distribution Date, an
amount equal to the sum of the Certificate Principal Balances of the Senior
Certificates (other than any Class PO Certificates).
Senior Optimal Principal Amount: As to any Distribution Date, an
amount equal to the sum of:
(i) the Senior Percentage of the applicable Non-PO Percentage of the
principal portion of each Monthly Payment due on the related Due Date on
each Outstanding Mortgage Loan as of such Due Date as specified in the
amortization schedule at the time applicable thereto (after adjustments for
previous Principal Prepayments and the principal portion of Debt Service
Reductions subsequent to the Bankruptcy Coverage Termination Date but
before any adjustment to such amortization schedule by reason of any
bankruptcy (except as aforesaid) or similar proceeding or any moratorium or
similar waiver or grace period);
(ii) the Senior Prepayment Percentage of the applicable Non-PO
Percentage of all principal prepayments in part received during the related
Prepayment Period, together with the Senior Prepayment Percentage of the
applicable Non-PO Percentage of the Scheduled Principal Balance of each
Mortgage Loan which was the subject of a Voluntary Principal Prepayment in
full during the related Prepayment Period;
(iii) the lesser of (x) the Senior Percentage of the applicable Non-PO
Percentage of the sum of (A) the Scheduled Principal Balance of each
Mortgage Loan that became a Liquidated Mortgage Loan (other than Mortgage
Loans described in clause (B)) during the related Prepayment Period and (B)
the Scheduled Principal Balance of each Mortgage Loan that was purchased by
an insurer from the Trustee during the related Prepayment Period pursuant
to the related Primary Insurance Policy, as reduced in each case by the
Senior Percentage of the applicable Non-PO Percentage of the principal
portion of any Excess Losses (other than Excess Bankruptcy Losses
attributable to Debt Service Reductions), and (y) the Senior Prepayment
Percentage of the applicable Non-PO Percentage of the sum of (A) all Net
Liquidation Proceeds allocable to principal received in respect of each
such Liquidated Mortgage Loan (other than Mortgage Loans described in
clause (B)) and (B) the principal balance of each such Mortgage Loan
purchased by an insurer from the Trustee pursuant to the related Primary
Insurance Policy, in each case during the related Prepayment Period;
(iv) the Senior Prepayment Percentage of the applicable Non-PO
Percentage of the Scheduled Principal Balance of each Mortgage Loan which
was purchased on such Distribution Date pursuant to Section 2.02, 2.03(a)
or 3.16; and
(v) the Senior Prepayment Percentage of the applicable Non-PO
Percentage of the Substitution Amount for any Mortgage Loan substituted
during the month of such Distribution Date.
For purposes of clause (ii) above, a Voluntary Principal Prepayment in
full with respect to a Mortgage Loan serviced by a Primary Servicer shall
be deemed to have been received when the Company, as servicer, receives
notice thereof.
Senior Percentage: As to any Distribution Date, the lesser of (i) 100%
and (ii) the percentage (carried to six places rounded up) obtained by
dividing the Senior Certificate Principal Balance immediately prior to such
Distribution Date by an amount equal to the sum of the Certificate
Principal Balances of all the Certificates other than any Class PO
Certificates immediately prior to such Distribution Date.
Senior Prepayment Percentage: For any Distribution Date occurring
prior to the fifth anniversary of the first Distribution Date, 100%. For
any Distribution Date occurring on or after the fifth anniversary of the
first Distribution Date, an amount as follows:
(i) for any Distribution Date subsequent to May 2004 to and including
the Distribution Date in May 2005, the Senior Percentage for such
Distribution Date plus 70% of the Junior Percentage for such Distribution
Date;
(ii) for any Distribution Date subsequent to May 2005 to and including
the Distribution Date in May 2006, the Senior Percentage for such
Distribution Date plus 60% of the Junior Percentage for such Distribution
Date;
(iii) for any Distribution Date subsequent to May 2006 to and
including the Distribution Date in May 2007, the Senior Percentage for such
Distribution Date plus 40% of the Junior Percentage for such Distribution
Date;
(iv) for any Distribution Date subsequent to May 2007 to and including
the Distribution Date in May 2008, the Senior Percentage for such
Distribution Date plus 20% of the Junior Percentage for such Distribution
Date; and
(v) for any Distribution Date thereafter, the Senior Percentage for
such Distribution Date.
Notwithstanding the foregoing, if on any Distribution Date the Senior
Percentage exceeds the Senior Percentage as of the Closing Date, the Senior
Prepayment Percentage for such Distribution Date will equal 100%.
In addition, notwithstanding the foregoing, no reduction of the Senior
Prepayment Percentage below the level in effect for the most recent prior
period as set forth in clauses (i) through (iv) above shall be effective on
any Distribution Date unless at least one of the following two tests is
satisfied:
Test I: If, as of the last day of the month preceding such
Distribution Date, (i) the aggregate Scheduled Principal Balance of
Mortgage Loans delinquent 60 days or more (including for this purpose any
Mortgage Loans in foreclosure and REO Mortgage Loans) as a percentage of
the aggregate Class Certificate Principal Balance of the Junior
Certificates as of such date, does not exceed 50%, and (ii) cumulative
Realized Losses with respect to the Mortgage Loans do not exceed (a) 30% of
the aggregate Class Certificate Principal Balance of the Junior
Certificates as of the Closing Date (the "Original Subordinate Principal
Balance") if such Distribution Date occurs between and including June 2004
and May 2005, (b) 35% of the Original Subordinate Principal Balance if such
Distribution Date occurs between and including June 2005 and May 2006, (c)
40% of the Original Subordinate Principal Balance if such Distribution Date
occurs between and including June 2006 and May 2007, (d) 45% of the
Original Subordinate Principal Balance if such Distribution Date occurs
between and including June 2007 and May 2008 and (e) 50% of the Original
Subordinate Principal Balance if such Distribution Date occurs during or
after June 2008; or
Test II: If, as of the last day of the month preceding such
Distribution Date, (i) the aggregate Scheduled Principal Balance of
Mortgage Loans delinquent 60 days or more (including for this purpose any
Mortgage Loans in foreclosure and REO Mortgage Loans) averaged over the
last three months, as a percentage of the aggregate Scheduled Principal
Balance of Mortgage Loans averaged over the last three months, does not
exceed 4%, and (ii) cumulative Realized Losses with respect to the Mortgage
Loans do not exceed (a) 10% of the Original Subordinate Principal Balance
if such Distribution Date occurs between and including June 2004 and May
2005, (b) 15% of the Original Subordinate Principal Balance if such
Distribution Date occurs between and including June 2005 and May 2006, (c)
20% of the Original Subordinate Principal Balance if such Distribution Date
occurs between and including June 2006 and May 2007, (d) 25% of the
Original Subordinate Principal Balance if such Distribution Date occurs
between and including June 2007 and May 2008 and (e) 30% of the Original
Subordinate Principal Balance if such Distribution Date occurs during or
after June 2008.
Senior Principal Priorities: The priorities for the distribution of
principal to the Senior Certificates as set forth in Exhibit O hereto.
Servicer's Certificate: A certificate, completed by and executed on
behalf of the Company by a Servicing Officer in accordance with Section
4.06, substantially in the form of Exhibit D hereto or in such other form
as the Company and the Trustee shall agree.
Servicing Fee: As to any Mortgage Loan and Distribution Date, an
amount equal to the product of (i) the Scheduled Principal Balance of such
Mortgage Loan as of the Due Date in the preceding calendar month and (ii)
the Servicing Fee Rate for such Mortgage Loan.
Servicing Fee Rate: As to any Mortgage Loan, the per annum rate
identified as such for such Mortgage Loan and set forth in the Mortgage
Loan Schedule.
Servicing Officer: Any officer of the Company involved in, or
responsible for, the administration and servicing of the Mortgage Loans
whose name appears on a list of servicing officers attached to an Officer's
Certificate furnished to the Trustee by the Company, as such list may from
time to time be amended.
Single Certificate: A Certificate with an Initial Certificate
Principal Balance, or initial Notional Principal Balance, of $1,000 or, in
the case of a Class of Certificates issued with an initial Class
Certificate Principal Balance or initial Notional Principal Balance of less
than $1,000, such lesser amount.
Special Event Loss: Any Fraud Loss, Special Hazard Loss or Deficient
Valuation.
Special Hazard Loss: (i) A Realized Loss suffered by a Mortgaged
Property on account of direct physical loss, exclusive of (a) any loss
covered by a hazard policy or a flood insurance policy required to be
maintained in respect of such Mortgaged Property under Section 3.06 and (b)
any loss caused by or resulting from:
(A) normal wear and tear;
(B) conversion or other dishonest act on the part of the Trustee,
the Company or any of their agents or employees; or
(C) errors in design, faulty workmanship or faulty materials,
unless the collapse of the property or a part thereof ensues;
or (ii) any Realized Loss suffered by the Trust Fund arising from or
related to the presence or suspected presence of hazardous wastes or
hazardous substances on a Mortgaged Property unless such loss to a
Mortgaged Property is covered by a hazard policy or a flood insurance
policy required to be maintained in respect of such Mortgaged Property
under Section 3.06.
Special Hazard Loss Amount: As of any Distribution Date, an amount
equal to $9,524,003 minus the sum of (i) the aggregate amount of Special
Hazard Losses that would have been allocated to the Junior Certificates in
accordance with Section 4.03 in the absence of the Loss Allocation
Limitation and (ii) the Adjustment Amount (as defined below) as most
recently calculated. On each anniversary of the Cut-off Date, the
"Adjustment Amount" shall be equal to the amount, if any, by which the
amount calculated in accordance with the preceding sentence (without giving
effect to the deduction of the Adjustment Amount for such anniversary)
exceeds the lesser of (x) the greater of (A) the product of the Special
Hazard Percentage for such anniversary multiplied by the outstanding
principal balance of all the Mortgage Loans on the Distribution Date
immediately preceding such anniversary and (B) twice the outstanding
principal balance of the Mortgage Loan which has the largest outstanding
principal balance on the Distribution Date immediately preceding such
anniversary, and (y) an amount calculated by the Company and approved by
each Rating Agency, which amount shall not be less than $500,000.
Special Hazard Percentage: As of each anniversary of the Cut-off Date,
the greater of (i) 1.00% and (ii) the largest percentage obtained by
dividing (x) the aggregate outstanding principal balance (as of the
immediately preceding Distribution Date) of the Mortgage Loans secured by
Mortgaged Properties located in a single, five-digit zip code area in the
State of California by (y) the outstanding principal balance of all the
Mortgage Loans as of the immediately preceding Distribution Date.
Special Hazard Termination Date: The Distribution Date upon which the
Special Hazard Loss Amount has been reduced to zero or a negative number
(or the Cross-Over Date, if earlier).
Specified Component: None.
Startup Day: As defined in Section 2.05(d).
Strip Rate: With respect to the Class S Certificates and any
Distribution Date, a variable rate per annum equal to the excess of (x) the
weighted average (by Scheduled Principal Balance) carried to six decimal
places, rounded down, of the Net Mortgage Rates of the Outstanding
Non-Discount Mortgage Loans as of the Due Date in the preceding calendar
month (or the Cut-off Date, in the case of the first Distribution Date)
over (y) the Designated Rate; provided, however, that such calculation
shall not include any Mortgage Loan that was the subject of a Voluntary
Principal Prepayment in full received by the Company (or of which the
Company received notice, in the case of a Mortgage Loan serviced by a
Primary Servicer) on or after the first day but on or before the 15th day
of such preceding calendar month.
Subordinate Certificates: As to any date of determination, first, the
Class B5 Certificates until the Class Certificate Principal Balance thereof
has been reduced to zero; second, the Class B4 Certificates until the Class
Certificate Principal Balance thereof has been reduced to zero; third, the
Class B3 Certificates until the Class Certificate Principal Balance thereof
has been reduced to zero; fourth, the Class B2 Certificates until the Class
Certificate Principal Balance thereof has been reduced to zero; fifth, the
Class B1 Certificates until the Class Certificate Principal Balance thereof
has been reduced to zero; and sixth, the Class M Certificates until the
Class Certificate Principal Balance thereof has been reduced to zero.
Subordinate Certificate Writedown Amount: As to any Distribution Date,
first, any amount distributed to the Class PO Certificates on such
Distribution Date pursuant to Section 4.01(a)(iv) and second, after giving
effect to the application of clause first above, the amount by which (i)
the sum of the Class Certificate Principal Balances of all the Certificates
(after giving effect to the distribution of principal and the application
of Realized Losses in reduction of the Certificate Principal Balances of
the related Certificates on such Distribution Date) exceeds (ii) the Pool
Scheduled Principal Balance on the first day of the month of such
Distribution Date less any Deficient Valuations occurring on or prior to
the Bankruptcy Coverage Termination Date.
Substitution Amount: With respect to any Mortgage Loan substituted
pursuant to Section 2.03(b), the excess of (x) the Scheduled Principal
Balance of the Mortgage Loan that is substituted for, over (y) the
Scheduled Principal Balance of the related substitute Mortgage Loan, each
balance being determined as of the date of substitution.
Surety: Ambac Assurance Corporation, or its successors in interest.
Surety Bond: The Limited Purpose Surety Bond (Policy No. AB0039BE),
dated February 28, 1996, issued by the Surety for the benefit of certain
beneficiaries, including the Trustee for the benefit of the Holders of the
Certificates, but only to the extent that such Limited Purpose Surety Bond
covers any Pledged Asset Mortgage Loans.
TAC Balance: As to any Distribution Date and any Class of TAC
Certificates and any TAC Component, the balance designated as such for such
Distribution Date and such Class or Component as set forth in the Principal
Balance Schedules attached as Exhibit B hereto.
TAC Certificates: Any Class A6, Class A7, Class A8, Class A9, Class
A10, Class A11, Class A12, Class A13, Class A14, Class A18, Class A19 or
Class A20 Certificate.
TAC Component: None.
Trigger Event: Any one or more of the following: (i) if the Company is
not a wholly-owned direct or indirect subsidiary of General Electric
Company or if General Electric Capital Corporation shall not own (directly
or indirectly) at least two-thirds of the voting shares of the capital
stock of the Company, (ii) if the long-term senior unsecured rating of
General Electric Capital Corporation is downgraded or withdrawn by Fitch or
S&P below their two highest rating categories, (iii) if General Electric
Capital Corporation is no longer obligated pursuant to the terms of the
support agreement, dated as of October 1, 1990, between General Electric
Capital Corporation and the Company, to maintain the Company's net worth or
liquidity (as such terms are defined therein) at the levels specified
therein, or if such support agreement, including any amendment thereto, has
been breached, terminated or otherwise held to be unenforceable and (iv) if
such support agreement, including any amendment thereto, is amended or
modified.
Trust Fund: The corpus of the trust created by this Agreement
evidenced by the Certificates and consisting of:
(i) the Mortgage Loans;
(ii) all payments on or collections in respect of such Mortgage Loans,
except as otherwise described in the first paragraph of Section 2.01,
including the proceeds from the liquidation of any Additional Collateral
for any Pledged Asset Mortgage Loan;
(iii) the obligation of the Company to deposit in the Certificate
Account the amounts required by Sections 3.02(d), 3.02(e) and 4.04(a), and
the obligation of the Trustee to deposit in the Certificate Account any
amount required pursuant to Section 4.04(b);
(iv) the obligation of the Company to purchase or replace any
Defective Mortgage Loan pursuant to Section 2.02 or 2.03;
(v) all property acquired by foreclosure or deed in lieu of
foreclosure with respect to any REO Mortgage Loan;
(vi) the proceeds of the Primary Insurance Policies, if any, and the
hazard insurance policies required by Section 3.06, in each case, in
respect of the Mortgage Loans, and the Company's interest in the Surety
Bond transferred to the Trustee pursuant to Section 2.01;
(vii) the Certificate Account established pursuant to Section 3.02(d);
(viii) the Eligible Account or Accounts, if any, established pursuant
to Section 3.02(e);
(ix) any collateral funds established to secure the obligations of the
Holder of the Class B4 and Class B5 Certificates, respectively, under any
agreements entered into between such holder and the Company pursuant to
Section 3.08(e) (which collateral funds will not constitute a part of any
REMIC established hereunder); and
(x) all rights of the Company as assignee under any security
agreements, pledge agreements or guarantees relating to the Additional
Collateral supporting any Pledged Asset Mortgage Loan (which rights will
not constitute a part of any REMIC established hereunder).
Trustee: The institution executing this Agreement as Trustee, or its
successor in interest, or if any successor trustee is appointed as herein
provided, then such successor trustee so appointed.
Unanticipated Recovery: As defined in Section 4.01(f) herein.
Uninsured Cause: Any cause of damage to property subject to a Mortgage
such that the complete restoration of the property is not fully
reimbursable by the hazard insurance policies required to be maintained
pursuant to Section 3.06.
Unpaid Class Interest Shortfall: As to any Distribution Date and any
Class of Certificates (other than any Class of Principal Only Certificates
and any Class consisting of Specified Components) or any Specified
Component (other than any Principal Only Component), the amount, if any, by
which the aggregate of the Class Interest Shortfalls for such Class or in
respect of such Specified Component for prior Distribution Dates is in
excess of the aggregate amounts distributed on prior Distribution Dates to
Holders of such Class of Certificates or in respect of such Specified
Component (or added to the Class Certificate Principal Balance of any Class
of Accrual Certificates, or to the Component Principal Balance of any
Accrual Component constituting a Specified Component) pursuant to Section
4.01(a)(ii), in the case of the Senior Certificates (other than any Class
of Principal Only Certificates) and any Specified Component thereof (other
than any Principal Only Component) and the Class S Certificates, Section
4.01(a)(vi), in the case of the Class M Certificates, Section 4.01(a)(ix),
in the case of the Class B1 Certificates, Section 4.01(a)(xii), in the case
of the Class B2 Certificates, Section 4.01(a)(xv), in the case of the Class
B3 Certificates, Section 4.01(a)(xviii), in the case of the Class B4
Certificates, and Section 4.01(a)(xxi), in the case of the Class B5
Certificates. As to any Class of Certificates consisting of Specified
Components and any Distribution Date, the sum of the Unpaid Class Interest
Shortfalls for the Specified Components thereof on such date.
Upper-Tier REMIC: One of the two separate REMICs comprising the Trust
Fund, the assets of which consist of the Lower-Tier Interests, the Class
A12 Interest Account and any Rounding Accounts.
Voluntary Principal Prepayment: With respect to any Distribution Date,
any prepayment of principal received from the related Mortgagor on a
Mortgage Loan.
Voting Rights: The portion of the voting rights of all the
Certificates that is allocated to any Certificate for purposes of the
voting provisions of Section 10.01. At all times during the term of this
Agreement, 98% of all Voting Rights shall be allocated to the Certificates
other than the Class A5 and the Class S Certificates, 1% of all Voting
Rights shall be allocated to the Class A5 Certificates and 1% of all Voting
Rights shall be allocated to the Class S Certificates. Voting Rights
allocated to the Class A5 or the Class S Certificates shall be allocated
among the Certificates of each such Class in proportion to their respective
Notional Principal Balances. Voting Rights allocated to the other Classes
of Certificates shall be allocated among such Classes (and among the
Certificates within each such Class) in proportion to their Class
Certificate Principal Balances (or Certificate Principal Balances), as the
case may be.
ARTICLE II
CONVEYANCE OF MORTGAGE LOANS; ORIGINAL ISSUANCE OF CERTIFICATES
Section 2.01. Conveyance of Mortgage Loans. (a) The Company, concurrently
with the execution and delivery of this Agreement, does hereby transfer, assign,
set-over and otherwise convey to the Trustee without recourse (except as
provided herein) all the right, title and interest of the Company in and to the
Mortgage Loans, including all interest and principal received by the Company on
or with respect to the Mortgage Loans (other than payments of principal and
interest due and payable on the Mortgage Loans on or before, and all Principal
Prepayments received on or before, the Cut-off Date). The Company acknowledges
it has sold all right, title and interest in and to the Mortgage Loans to the
Trustee to the extent provided above and that retention of record title of
Mortgages (subject to Section 2.01(d) of this Agreement) is for convenience only
and that the Company holds record title solely as custodian for the Trustee for
benefit of the Certificateholders. The Company agrees that it will take no
action inconsistent with ownership of the Mortgage Loans by the Trustee and will
not deliver any instrument of satisfaction or conveyance with respect to a
Mortgage or a Mortgage Loan, or convey or purport to convey any interest in a
Mortgage Loan, except in accordance with the terms and the intent of this
Agreement.
In addition, with respect to any Pledged Asset Mortgage Loan, the Company
does hereby transfer, assign, set-over and otherwise convey to the Trustee
without recourse (except as provided herein) (i) its rights as assignee under
any security agreements, pledge agreements or guarantees relating to the
Additional Collateral supporting any Pledged Asset Mortgage Loan, (ii) its
security interest in and to any Additional Collateral, (iii) its right to
receive payments in respect of any Pledged Asset Mortgage Loan pursuant to the
Pledged Asset Mortgage Servicing Agreement, and (iv) its rights as beneficiary
under the Surety Bond in respect of any Pledged Asset Mortgage Loan.
(b) In connection with such transfer and assignment, the Company does
hereby deliver to the Trustee the following documents or instruments with
respect to:
(1) Each Mortgage Loan (other than any Cooperative Loan or Designated
Loan) so transferred and assigned:
(i) The Mortgage Note, endorsed without recourse in blank by the
Company, including all intervening endorsements showing a complete
chain of endorsement from the originator to the Company; provided,
however, that if such Mortgage Note is a Confirmatory Mortgage Note,
such Confirmatory Mortgage Note may be payable directly to the Company
or may show a complete chain of endorsement from the named payee to
the Company;
(ii) Any assumption and modification agreement;
(iii) An assignment in recordable form (which may be included in
a blanket assignment or assignments) of the Mortgage to the Trustee;
and
(2) Each Cooperative Loan (other than a Designated Loan) so transferred and
assigned:
(i) The Mortgage Note, endorsed without recourse in blank by the
Company and showing an unbroken chain of endorsements from the
originator to the Company; provided, however, that if such Mortgage
Note is a Confirmatory Mortgage Note, such Confirmatory Mortgage Note
may be payable directly to the Company or may show a complete chain of
endorsement from the named payee to the Company;
(ii) A counterpart of the Proprietary Lease and the Assignment of
Proprietary Lease executed in blank or to the originator of the
Cooperative Loan;
(iii) The related Cooperative Stock Certificate, together with an
undated stock power (or other similar instrument) executed in blank;
(iv) A counterpart of the recognition agreement by the
Cooperative of the interests of the mortgagee with respect to the
related Cooperative Loan;
(v) The Security Agreement;
(vi) Copies of the original UCC-1 financing statement, and any
continuation statements, filed by the originator of such Cooperative
Loan as secured party, each with evidence of recording thereof,
evidencing the interest of the originator in the Cooperative Stock and
the Proprietary Lease;
(vii) If applicable, copies of the UCC-3 assignments of the
security interest described in clause (vi) above, sent to the
appropriate public office for filing, showing an unbroken chain of
title from the originator to the Company, evidencing the security
interest of the originator in the Cooperative Stock and the
Proprietary Lease;
(viii) An executed assignment (which may be a blanket assignment
for all Cooperative Loans) of the interest of the Company in the
Security Agreement, Assignment of Proprietary Lease and the
recognition agreement described in clause (iv) above, showing an
unbroken chain of title from the originator to the Trustee; and
(ix) A UCC-3 assignment from the Company to the Trustee of the
security interest described in clause (vi) above, in form suitable for
filing, otherwise complete except for filing information regarding the
original UCC-1 if unavailable (which may be included in a blanket
assignment to the Trustee).
In instances where a completed assignment of the Mortgage in recordable
form cannot be delivered by the Company to the Trustee in accordance with
Section 2.01(b)(1)(iii) prior to or concurrently with the execution and delivery
of this Agreement, due to a delay in connection with recording of the Mortgage,
the Company may, in lieu of delivering the completed assignment in recordable
form, deliver to the Trustee the assignment in such form, otherwise complete
except for recording information.
(3) With respect to each Designated Loan, the Company does hereby
deliver to the Trustee the Designated Loan Closing Documents.
(c) In connection with each Mortgage Loan transferred and assigned to the
Trustee, the Company shall deliver to the Trustee the following documents or
instruments as promptly as practicable, but in any event within 30 days, after
receipt by the Company of all such documents and instruments for all of the
outstanding Mortgage Loans:
(1) the Mortgage with evidence of recording indicated thereon (other
than with respect to a Cooperative Loan);
(2) a copy of the title insurance policy (other than with respect to a
Cooperative Loan);
(3) with respect to any Mortgage that has been assigned to the
Company, the related recorded intervening assignment or assignments of
Mortgage, showing a complete chain of assignment from the originator to the
Company (other than with respect to a Cooperative Loan); and
(4) with respect to any Cooperative Loan that has been assigned to the
Company, the related filed intervening UCC-3 financing statements (not
previously delivered pursuant to Section 2.01(b)(2)(vii)), showing a
complete chain of assignment from the named originator to the Company.
Pending such delivery, the Company shall retain in its files (a) copies of the
documents described in clauses (1) and (3) of the preceding sentence, without
evidence of recording thereon, and (b) title insurance binders with respect to
the Mortgage Loans (other than with respect to a Cooperative Loan). The Company
shall also retain in its files the Primary Insurance Policy evidencing any
primary mortgage insurance relating to the Mortgage Loans during the period when
the related insurance is in force. (The copies of the Mortgage, intervening
assignments of Mortgage, if any, title insurance binder and the Primary
Insurance Policy, if any, described in the two preceding sentences are
collectively referred to herein as the "Document File" with respect to each
Mortgage Loan.) The Company shall advise the Trustee in writing if such delivery
to the Trustee shall not have occurred on or before the first anniversary of the
Closing Date. The Company shall promptly furnish to the Trustee the documents
included in the Document Files (other than any such documents previously
delivered to the Trustee as originals or copies) either (a) upon the written
request of the Trustee or (b) when the Company or the Trustee obtains actual
notice or knowledge of a Trigger Event. The Trustee shall have no obligation to
request delivery of the Document Files unless a Responsible Officer of the
Trustee has actual notice or knowledge of the occurrence of a Trigger Event.
In the case of Mortgage Loans which have been prepaid in full after the
Cut-off Date and prior to the date of execution and delivery of this Agreement,
the Company, in lieu of delivering the above documents to the Trustee, herewith
delivers to the Trustee a certification of a Servicing Officer of the nature set
forth in Section 3.09.
(d) The Company shall not be required to record the assignments of the
Mortgages referred to in Section 2.01(b)(1)(iii) or file the UCC-3 assignments
referred to in Section 2.01(b)(2)(ix) to the Trustee unless the Company or the
Trustee obtains actual notice or knowledge of the occurrence of any Trigger
Event; provided, however, that such recording or filing shall not be required if
the Company delivers to the Trustee a letter from each Rating Agency to the
effect that the failure to take such action will not cause such Rating Agency to
reduce or withdraw its then current ratings of the Certificates. The party
obtaining actual notice or knowledge of any of such events shall give the other
party prompt written notice thereof. For purposes of the foregoing (as well as
for purposes of determining whether the Company shall be required to deliver the
Document Files to the Trustee following the occurrence of a Trigger Event), the
Company shall be deemed to have knowledge of any such downgrading referred to in
the definition of Trigger Event if, in the exercise of reasonable diligence, the
Company has or should have had knowledge thereof. As promptly as practicable
subsequent to the Company's delivery or receipt of such written notice, as the
case may be, the Company shall insert the recording or filing information in the
assignments of the Mortgages or UCC-3 assignments to the Trustee and shall cause
the same to be recorded or filed, at the Company's expense, in the appropriate
public office for real property records or UCC financing statements, except that
the Company need not cause to be so completed and recorded any assignment of
mortgage which relates to a Mortgage Loan secured by property in a jurisdiction
under the laws of which, on the basis of an Opinion of Counsel reasonably
satisfactory to the Trustee and satisfactory to each Rating Agency (as evidenced
in writing), recordation of such assignment is not necessary to protect the
Trustee against discharge of such Mortgage Loan by the Company or any valid
assertion that any Person other than the Trustee has title to or any rights in
such Mortgage Loan. In the event that the Company fails or refuses to record or
file the assignment of Mortgages or UCC-3 financing statement in the
circumstances provided above, the Trustee shall record or cause to be recorded
or filed such assignment or UCC-3 financing statement at the expense of the
Company. In connection with any such recording or filing, the Company shall
furnish such documents as may be reasonably necessary to accomplish such
recording or filing. Notwithstanding the foregoing, at any time the Company may
record or file, or cause to be recorded or filed, the assignments of Mortgages
or UCC-3 financing statement at the expense of the Company.
Section 2.02. Acceptance by Trustee. Subject to the examination hereinafter
provided, the Trustee acknowledges receipt of the Mortgage Notes, the
assignments of the Mortgages to the Trustee, the assumption and modification
agreements, if any, the documents specified in Section 2.01(b)(2) (subject to
any permitted delayed delivery of the documents described in Section
2.01(c)(4)), and the Designated Loan Closing Documents, if any, delivered
pursuant to Section 2.01, and declares that the Trustee holds and will hold such
documents and each other document delivered to it pursuant to Section 2.01 in
trust, upon the trusts herein set forth, for the use and benefit of all present
and future Certificateholders. The Trustee agrees, for the benefit of the
Certificateholders, to review each Mortgage File within 45 days after (i) the
execution and delivery of this Agreement, in the case of the Mortgage Notes, the
assignments of the Mortgages to the Trustee, the assumption and modification
agreements, if any, the documents specified in Section 2.01(b)(2) (subject to
any permitted delayed delivery of the documents described in Section
2.01(c)(4)), and the Designated Loan Closing Documents, if any, (ii) delivery to
the Trustee after the Closing Date of the Mortgage Notes and the assumption and
modification agreements, if any, with respect to each Designated Loan, and (iii)
delivery of the recorded Mortgages, title insurance policies, recorded
intervening assignments of Mortgage, if any, and filed intervening UCC-3
financing statements, if any, with respect to any Cooperative Loan to ascertain
that all required documents set forth in Section 2.01 have been executed,
received and recorded, if applicable, and that such documents relate to the
Mortgage Loans identified in Exhibit C hereto. In performing such examination,
the Trustee may conclusively assume the due execution and genuineness of any
such document and the genuineness of any signature thereon. It is understood
that the scope of the Trustee's examination of the Mortgage Files is limited
solely to confirming, after receipt of the documents listed in Section 2.01,
that such documents have been executed, received and recorded, if applicable,
and relate to the Mortgage Loans identified in Exhibit C to this Agreement. If
in the course of such review the Trustee finds (1) that any document required to
be delivered as aforesaid has not been delivered, or (2) any such document has
been mutilated, defaced or physically altered without the borrower's
authorization or approval, or (3) based upon its examination of such documents,
the information with respect to any Mortgage Loan set forth on Exhibit C is not
accurate, the Trustee shall promptly so notify the Company in writing, which
shall have a period of 60 days after receipt of such notice to correct or cure
any such defect. The Company hereby covenants and agrees that, if any such
material defect cannot be corrected or cured, the Company will on a Distribution
Date which is not later than the first Distribution Date which is more than ten
days after the end of such 60-day period repurchase the related Mortgage Loan
from the Trustee at the Purchase Price therefor or replace such Mortgage Loan
pursuant to Section 2.03(b); provided, however, that if the defect (or breach
pursuant to Section 2.03(a)) is one that, had it been discovered before the
Startup Day, would have prevented the Mortgage Loan from being a "qualified
mortgage" within the meaning of the REMIC Provisions, such defect or breach
shall be cured, or the related Mortgage Loan shall be repurchased or replaced,
on a Distribution Date which falls within 90 days of the date of discovery of
such defect or breach. The Purchase Price for the repurchased Mortgage Loan, or
any amount required in respect of a substitution pursuant to Section 2.03(b),
shall be deposited by the Company in the Certificate Account pursuant to Section
3.02(d) on the Business Day prior to the applicable Distribution Date and, upon
receipt by the Trustee of written notification of such deposit signed by a
Servicing Officer, the Trustee shall release or cause to be released to the
Company the related Mortgage File and shall execute and deliver or cause to be
executed and delivered such instruments of transfer or assignment, in each case
without recourse, as shall be necessary to vest in the Company any Mortgage Loan
released pursuant hereto. It is understood and agreed that the obligation of the
Company to repurchase or replace any Mortgage Loan as to which a material defect
in a constituent document exists shall constitute the sole remedy respecting
such defect available to Certificateholders or the Trustee on behalf of
Certificateholders.
Upon receipt by the Trustee of the Mortgage Note with respect to a
Designated Loan that is not defective in accordance with the fifth sentence of
the preceding paragraph, the related Lost Note Affidavit delivered pursuant to
Section 2.01 shall be void and the Trustee shall return it to the Company.
Section 2.03. Representations and Warranties of the Company; Mortgage Loan
Repurchase. (a) The Company hereby represents and warrants to the Trustee that:
(i) The information set forth in Exhibit C hereto was true and correct
in all material respects at the date or dates respecting which such
information is furnished;
(ii) As of the date of the initial issuance of the Certificates, other
than with respect to Cooperative Loans, each Mortgage is a valid and
enforceable first lien on the property securing the related Mortgage Note
subject only to (a) the lien of current real property taxes and
assessments, (b) covenants, conditions and restrictions, rights of way,
easements and other matters of public record as of the date of recording of
such Mortgage, such exceptions appearing of record being acceptable to
mortgage lending institutions generally in the area wherein the property
subject to the Mortgage is located or specifically reflected in the
appraisal obtained in connection with the origination of the related
Mortgage Loan obtained by the Company and (c) other matters to which like
properties are commonly subject which do not materially interfere with the
benefits of the security intended to be provided by such Mortgage;
(iii) Immediately prior to the transfer and assignment herein
contemplated, the Company had good title to, and was the sole owner of,
each Mortgage Loan and all action had been taken to obtain good record
title to each related Mortgage. Each Mortgage Loan has been transferred
free and clear of any liens, claims and encumbrances;
(iv) As of the date of the initial issuance of the Certificates, no
payment of principal of or interest on or in respect of any Mortgage Loan
is 30 or more days past due and none of the Mortgage Loans have been past
due 30 or more days more than once during the preceding 12 months;
(v) As of the date of the initial issuance of the Certificates, other
than with respect to Cooperative Loans, there is no mechanics' lien or
claim for work, labor or material affecting the premises subject to any
Mortgage which is or may be a lien prior to, or equal or coordinate with,
the lien of such Mortgage except those which are insured against by the
title insurance policy referred to in (x) below;
(vi) As of the date of the initial issuance of the Certificates, other
than with respect to Cooperative Loans, there is no delinquent tax or
assessment lien against the property subject to any Mortgage;
(vii) As of the date of the initial issuance of the Certificates,
there is no valid offset, defense or counterclaim to any Mortgage Note or
Mortgage, including the obligation of the Mortgagor to pay the unpaid
principal and interest on such Mortgage Note;
(viii)As of the date of the initial issuance of the Certificates, the
physical property subject to any Mortgage (or, in the case of a Cooperative
Loan, the related Cooperative Apartment) is free of material damage and is
in good repair;
(ix) Each Mortgage Loan at the time it was made complied in all
material respects with applicable state and federal laws, including,
without limitation, usury, equal credit opportunity and disclosure laws;
(x) Other than with respect to Cooperative Loans, a lender's title
insurance policy or binder, or other assurance of title insurance customary
in the relevant jurisdiction therefor was issued on the date of the
origination of each Mortgage Loan and each such policy or binder is valid
and remains in full force and effect;
(xi) Each Mortgage Loan (other than a Pledged Asset Mortgage Loan)
that had, as of the Cut-off Date, a Loan-to-Value Ratio of more than 80% is
covered by a Primary Insurance Policy so long as its then outstanding
principal amount exceeds 80% of the greater of (a) the Original Value and
(b) the then current value of the related Mortgaged Property as evidenced
by an appraisal thereof satisfactory to the Company, except to the extent
such coverage may otherwise be terminable under applicable law. Each
Primary Insurance Policy is issued by a private mortgage insurer acceptable
to FNMA or FHLMC;
(xii) Each Mortgage Note is payable on the first day of each month in
self-amortizing monthly installments of principal and interest, with
interest payable in arrears, over an original term of not more than fifteen
years;
(xiii)Other than with respect to Cooperative Loans, the improvements
on the Mortgaged Properties are insured against loss under a hazard
insurance policy with extended coverage and conforming to the requirements
of Section 3.06 hereof. As of the date of initial issuance of the
Certificates, all such insurance policies are in full force and effect;
(xiv) As to each condominium securing a Mortgage Loan or the related
Mortgage Loan, (a) the related condominium is in a project that is on the
FNMA or FHLMC approved list, (b) the related condominium is in a project
that, upon submission of appropriate application, could be so approved by
either FNMA or FHLMC, (c) the related Mortgage Loan meets the requirements
for purchase by FNMA or FHLMC, (d) the related Mortgage Loan is of the type
that could be approved for purchase by FNMA or FHLMC but for the principal
balance of the related Mortgage Loan or the pre-sale requirements or (e)
the related Mortgage Loan has been approved by a nationally recognized
mortgage pool insurance company for coverage under a mortgage pool
insurance policy issued by such insurer;
(xv) Other than with respect to Cooperative Loans, no Mortgage Loan is
secured by a leasehold interest in the related Mortgaged Property and each
Mortgagor holds fee title to the related Mortgaged Property;
(xvi) The Mortgage Loans and the Mortgaged Properties, individually
and in the aggregate, conform in all material respects to the applicable
descriptions thereof contained in the Prospectus;
(xvii)All appraisals have been prepared substantially in accordance
with the description contained under the caption "The Trusts -- The
Mortgage Loans" in the Prospectus;
(xviii) No selection procedures, other than those necessary to comply
with the representations and warranties set forth herein or the description
of the Mortgage Loans made in any disclosure document delivered to
prospective investors in the Certificates, have been utilized in selecting
the Mortgage Loans from the Company's portfolio which would be adverse to
the interests of the Certificateholders;
(xix) Other than with respect to Cooperative Loans, to the best of the
Company's knowledge, at origination no improvement located on or being part
of a Mortgaged Property was in violation of any applicable zoning and
subdivision laws and ordinances;
(xx) None of the Mortgage Loans is a temporary construction loan. With
respect to any Mortgaged Property which constitutes new construction, the
related construction has been completed substantially in accordance with
the specifications therefor and any incomplete aspect of such construction
shall not be material or interfere with the habitability or legal occupancy
of the Mortgaged Property. Mortgage Loan amounts sufficient to effect any
such completion are in escrow for release upon or in connection with such
completion or a performance bond or completion bond is in place to provide
funds for this purpose and such completion shall be accomplished within 120
days after weather conditions permit the commencement thereof;
(xxi) As of the Cut-off Date, none of the Mortgage Loans constituted
Buydown Mortgage Loans;
(xxii)As of the Closing Date, each Mortgage Loan is a "qualified
mortgage" as defined in Section 860G(a)(3) of the Code;
(xxiii) As of the Closing Date, the Company possesses the Document
File with respect to each Mortgage Loan, and, other than with respect to
Cooperative Loans, the related Mortgages and intervening assignment or
assignments of Mortgages, if any, have been delivered to a title insurance
company for recording;
(xxiv)With respect to each Mortgage Loan identified in Exhibit C as a
Cooperative Loan:
(A) The Security Agreement creates a first lien in the stock
ownership and leasehold rights associated with the related Cooperative
Apartment;
(B) The lien created by the related Security Agreement is a
valid, enforceable and subsisting first priority security interest in
the related Cooperative Stock securing the related Mortgage Note,
subject only to (a) liens of the Cooperative for unpaid assessments
representing the Mortgagor's pro rata share of the Cooperative's
payments for its blanket mortgage, current and future real property
taxes, insurance premiums, maintenance fees and other assessments to
which like collateral is commonly subject and (b) other matters to
which like collateral is commonly subject which do not materially
interfere with the benefits of the security intended to be provided by
the Security Agreement. There are no liens against or security
interest in the Cooperative Stock relating to such Cooperative Loan
(except for unpaid maintenance, assessments and other amounts owed to
the related Cooperative which individually or in the aggregate do not
have a material adverse effect on such Cooperative Loan), which have
priority over the Trustee's security interest in such Cooperative
Stock;
(C) The Cooperative Stock that is pledged as security for the
Mortgage Loan is held by a person as a "tenant-stockholder" within the
meaning of section 216 of the Code, the related Cooperative that owns
title to the related cooperative apartment building is a "cooperative
housing corporation" within the meaning of section 216 of the Code,
and such Cooperative is in material compliance with applicable
federal, state and local laws which, if not complied with, could have
a material adverse effect on the Mortgaged Property; and
(D) There is no prohibition against pledging the Cooperative
Stock or assigning the Proprietary Lease; and
(xxv) With respect to each Mortgage Loan identified on Exhibit C as
having been originated or acquired under the Company's Enhanced Streamlined
Refinance program, the value of the related Mortgaged Property, as of the
date of such origination or acquisition under the Company's Enhanced
Streamlined Refinance program, is no less than the value thereof
established at the time the mortgage loan that is the subject of the
refinancing was originated.
It is understood and agreed that the representations and warranties set
forth in this Section 2.03(a) shall survive delivery of the respective Mortgage
Files to the Trustee. Upon discovery by either the Company or the Trustee of a
breach of any of the foregoing representations and warranties which materially
and adversely affects the interests of the Certificateholders in the related
Mortgage Loan, the party discovering such breach shall give prompt written
notice to the other. Subject to the following sentence, within 60 days of its
discovery or its receipt of notice of breach, or, with the prior written consent
of a Responsible Officer of the Trustee, such longer period specified in such
consent, the Company shall cure such breach in all material respects or shall
repurchase such Mortgage Loan from the Trustee or replace such Mortgage Loan
pursuant to Section 2.03(b). Any such repurchase by the Company shall be
accomplished in the manner set forth in Section 2.02, subject to the proviso of
the third-to-last sentence thereof, and at the Purchase Price. It is understood
and agreed that the obligation of the Company to repurchase or replace any
Mortgage Loan as to which a breach occurred and is continuing shall constitute
the sole remedy respecting such breach available to Certificateholders or the
Trustee on behalf of Certificateholders and such obligation of the Company to
repurchase or replace any such Mortgage Loan shall not be assumed by any Person
which may succeed the Company as servicer hereunder, but shall continue as an
obligation of the Company. Notwithstanding the preceding sentence, if a breach
of the representation and warranty of the Company contained in Section
2.03(a)(ix) occurs as a result of a violation of the federal Truth in Lending
Act, 15 U.S.C. ss. 1601 et seq., as amended ("TILA") or any state truth-in
lending or similar statute, and the Trustee or the Trust Fund is named as a
defendant in a TILA suit or a suit under any such statutes in respect of such
violation and liability in respect thereof is imposed upon the Trustee or the
Trust Fund as assignees of the related Mortgage Loan pursuant to Section 1641 of
TILA, or any analogous provision of any such statute, the Company shall
indemnify the Trustee and the Trust Fund from, and hold them harmless against,
any and all losses, liabilities, damages, claims or expenses (including
reasonable attorneys' fees) to which the Trustee and the Trust Fund, or either
of them, become subject pursuant to TILA or any such statute, insofar as such
losses, damages, claims or expenses (including reasonable attorneys' fees)
result from such violation. The Company's obligations under the preceding
sentence shall not impair or derogate from the Company's obligations to the
Trustee under Section 8.05.
(b) If the Company is required to repurchase any Mortgage Loan pursuant to
Section 2.02 or 2.03(a), the Company may, at its option, within the applicable
time period specified in such respective Sections, remove such Defective
Mortgage Loan from the terms of this Agreement and substitute one or more other
mortgage loans for such Defective Mortgage Loan, in lieu of repurchasing such
Defective Mortgage Loan, provided that no such substitution shall occur more
than two years after the Closing Date. Any substitute Mortgage Loan shall (a)
have a Scheduled Principal Balance (together with that of any other Mortgage
Loan substituted for the same Defective Mortgage Loan) as of the first
Distribution Date following the month of substitution not in excess of the
Scheduled Principal Balance of the Defective Mortgage Loan as of such date (the
amount of any difference, plus one month's interest thereon at the respective
Net Mortgage Rate, to be deposited by the Company in the Certificate Account
pursuant to Section 2.02), (b) have a Mortgage Rate not less than, and not more
than one percentage point greater than, the Mortgage Rate of the Defective
Mortgage Loan, (c) have the same Net Mortgage Rate as the Defective Mortgage
Loan, (d) have a remaining term to stated maturity not later than, and not more
than one year less than, the remaining term to stated maturity of the Defective
Mortgage Loan, (e) be, in the reasonable determination of the Company, of the
same type, quality and character as the Defective Mortgage Loan as if the defect
or breach had not occurred, (f) have a ratio of its current principal amount to
its Original Value not greater than that of the removed Mortgage Loan and (g)
be, in the reasonable determination of the Company, in compliance with the
representations and warranties contained in Section 2.03(a), other than
subparagraph (xvi) thereof, as of the date of substitution.
The Company shall amend the Mortgage Loan Schedule to reflect the
withdrawal of any Defective Mortgage Loan and the substitution of a substitute
Mortgage Loan therefor. Upon such amendment the Company shall be deemed to have
made as to such substitute Mortgage Loan the representations and warranties set
forth in Section 2.03(a), other than subparagraph (xvi) thereof, as of the date
of such substitution, which shall be continuing as long as any Certificate shall
be outstanding or this Agreement has not been terminated, and the remedies for
breach of any such representation or warranty shall be as set forth in Section
2.03(a). Upon such amendment, the Trustee shall review the Mortgage File
delivered to it relating to the substitute Mortgage Loan, within the time and in
the manner and with the remedies specified in Section 2.02, except that for
purposes of this Section 2.03(b) (other than the two-year period specified in
the first sentence of the preceding paragraph of this Section 2.03(b)), such
time shall be measured from the date of the applicable substitution.
Section 2.04. Execution of Certificates. The Trustee has caused to be
executed, countersigned and delivered to or upon the order of the Company, in
exchange for the Mortgage Loans, the Certificates in authorized denominations
evidencing the entire ownership of the Trust Fund.
Section 2.05. The REMICs; Designations under the REMIC Provisions. (a) For
federal income tax purposes, the Trust Fund shall consist of two REMICs, the
Lower-Tier REMIC and the Upper-Tier REMIC. The Certificates, other than the
Class RL Certificate, shall be issued by the Upper-Tier REMIC, and the Class RL
Certificate shall be issued by the Lower-Tier REMIC. The Lower-Tier REMIC shall
be evidenced by the Class RL Certificate and the regular interests having the
characteristics and terms set forth in the following table, which interests
(other than the Class RL Certificate) shall be issued by the Lower-Tier REMIC to
the Trustee. The Lower-Tier Interests and the proceeds thereof shall be assets
of the Upper-Tier REMIC. Principal of and interest on the Lower-Tier Interests
shall be allocated to the Corresponding Classes of Certificates (or Components)
in the manner set forth in the following table.
<TABLE>
<CAPTION>
Corresponding Class of
Certificates (or Components)1
---------------------------------------------
<S> <C> <C> <C> <C>
Allocation Allocation
Lower-Tier Initial Lower- Lower-Tier Of Of
Interest Tier Balance Interest Rate Principal Interest
A1 $ 30,939,608.00 5.95% A1 A1
A2 45,707,200.00 6.00 A2 A2
A3 171,374,222.00 6.25 A3 A3
A4 41,356,970.00 8.50 A4 (3)
A6 236,250,000.00 6.50 A6 A6
A7 150,998,836.00 6.50 A7 A7
A8 53,979,484.00 6.50 A8 A8
A9 1,000,000.00 6.50 A9 A9
A10 18,929,196.00 6.50 A10 A10
A11 6,694,000.00 6.50 A11 A11
A12 1,306,000.00 6.50 A12 A12
A13 21,000,000.00 (2) A13 A13
A14 6,461,538.00 (2) A14 A14
A15 5,000,000.00 6.50 A15 A15
A16 5,000,000.00 6.50 A16 A16
A17 5,000,000.00 6.50 A17 A17
A18 5,630,052.00 6.75 A18 A18
A19 5,630,052.00 7.00 A19 A19
A20 649,621.00 0.00 A20 N/A
A21 5,000,000.00 6.50 A21 A21
A22 95,240,025.00 6.50 A22 A22
PO 1,156,244.78 0.00 PO N/A
S (4) (4) N/A S
M 17,620,000.00 6.50 M M
B1 7,143,000.00 6.50 B1 B1
B2 4,286,000.00 6.50 B2 B2
B3 $4,762,000.00 6.50 B3 B3
B4 $1,905,000.00 6.50 B4 B4
B5 $2,381,000.83 6.50 B5 B5
R 100.00 6.50 R R
</TABLE>
- --------------------
(1) Unless otherwise indicated, the amount of interest and principal
allocable from a Lower-Tier Interest to its Corresponding Class or
Classes of Certificates on any Distribution Date shall be 100%.
(2) The Certificate Interest Rates of Lower-Tier Interests A13 and A14
Certificates for each Interest Accrual Period shall equal such rates
for the Class A13 and Class A14 Certificates, respectively.
(3) On each Distribution Date, interest accrued on Lower-Tier Interest A4
for the applicable Interest Accrual Period shall be allocated as
follows: (x) an amount equal to the Accrued Certificate Interest on the
Corresponding Class shall be allocated to such Class; and (y) the
excess of such amount shall be allocated to the Class A5 Certificates.
(4) The Strip Rate.
(i) The Lower-Tier Interests shall be issued as non-certificated
interests. The Class RL Certificate shall be issued in fully registered
certificated form and shall be executed and countersigned as provided in
Section 5.01 hereof.
(ii) For purposes of further identifying the terms of the Lower-Tier
Interests, distributions of principal and interest on each Class of
Lower-Tier Interests shall be considered to correspond, in timing and
aggregate amount, to the distributions of principal and interest,
respectively, made under Section 4.01, exclusive of subsection (h), on the
Corresponding Classes of Certificates or Components, and allocations of
losses on each Class of Lower-Tier Interests shall be considered to
correspond, in timing and aggregate amount, to the allocations of losses
made under Section 4.03 on the Corresponding Classes of Certificates or
Components.
(iii) On each Distribution Date, in addition to amounts otherwise
distributable thereon pursuant to Section 4.01, the Trustee shall
distribute to the holder of the Class RL Certificate any amounts (other
than the amounts described in clauses (x) and (y) of the definition of
Available Funds) remaining in the Lower-Tier REMIC after all amounts
required to be applied pursuant to Section 2.05(c) have been so applied.
Any distributions pursuant to this clause (d) shall not reduce the Class
Certificate Principal Balance of the Class RL Certificate.
(b) The Company hereby designates the Lower-Tier Interests identified in
Section 2.05(a) above as "regular interests," and the Class RL Certificate as
the single class of "residual interest," in the Lower-Tier REMIC for purposes of
the REMIC Provisions.
(c) The Company hereby designates the Classes of Certificates identified in
Section 5.01(b), other than the Residual Certificates, as "regular interests,"
and the Class R Certificate as the single class of "residual interest," in the
Upper-Tier REMIC for purposes of the REMIC Provisions.
(d) The Closing Date will be the "Startup Day" for each REMIC established
hereunder for purposes of the REMIC Provisions.
(e) The "tax matters person" with respect to each REMIC established
hereunder for purposes of the REMIC Provisions shall be (i) the Company, if the
Company is the owner of the related Residual Certificate, or (ii) in any other
case, the beneficial owner of the related Residual Certificate having the
largest Percentage Interest of such Class; provided, however, that such largest
beneficial owner and, to the extent relevant, each other holder of the related
Residual Certificate, by its acceptance thereof irrevocably appoints the Company
as its agent and attorney-in-fact to act as "tax matters person" with respect to
each REMIC established hereunder for purposes of the REMIC Provisions.
(f) The "latest possible maturity date" of the regular interests in each
REMIC established hereunder is the Latest Possible Maturity Date for purposes of
section 860G(a)(1) of the Code.
(g) In no event shall the assets described in clause (x) of the definition
of the term Trust Fund constitute a part of the any REMIC established hereunder.
(h) In the event that the Servicing Fee exceeds the amount reasonable for
such services (within the meaning of Treasury Regulation 1.860D-1(b)(1)(ii)),
the portion or portions of such fee that can be measured as a fixed number of
basis points on some or all of the Mortgage Loans and can be treated as one or
more stripped coupons within the meaning of Treasury Regulation
1.860D-1(b)(2)(iii) shall be treated as such stripped coupons and shall not be
treated as an asset of any REMIC.
ARTICLE III
ADMINISTRATION AND SERVICING OF MORTGAGE LOANS
Section 3.01. Company to Act as Servicer. (a) It is intended that each
REMIC established hereunder shall constitute, and that the affairs of each such
REMIC shall be conducted so as to qualify (in each case, other than any
collateral fund established under the agreement referred to in Section 3.08(e)),
as a "real estate mortgage investment conduit" as defined in and in accordance
with the REMIC Provisions. In furtherance of such intention, the Company
covenants and agrees that it shall act as agent (and the Company is hereby
appointed to act as agent) on behalf of each of the Upper-Tier REMIC and
Lower-Tier REMIC, and the Holders of the Residual Certificates and that in such
capacity it shall:
(i) prepare and file, or cause to be prepared and filed, in a timely
manner, a U.S. Real Estate Mortgage Investment Conduit Income Tax Return
(Form 1066) and prepare and file or cause to be prepared and filed with the
Internal Revenue Service and applicable state or local tax authorities
income tax or information returns for each taxable year with respect to
each REMIC established hereunder, using the calendar year as the taxable
year and the accrual method of accounting, containing such information and
at the times and in the manner as may be required by the Code or state or
local tax laws, regulations, or rules, and shall furnish or cause to be
furnished to Certificateholders the schedules, statements or information at
such times and in such manner as may be required thereby;
(ii) within thirty days of the Closing Date, shall furnish or cause to
be furnished to the Internal Revenue Service, on Form 8811 or as otherwise
may be required by the Code, the name, title, address, and telephone number
of the person that the holders of the Certificates may contact for tax
information relating thereto (and the Company shall act as the
representative of each REMIC established hereunder for this purpose),
together with such additional information as may be required by such Form,
and shall update such information at the time or times and in the manner
required by the Code;
(iii) make or cause to be made an election, on behalf of each REMIC
established hereunder, to be treated as a REMIC, and make the appropriate
designations, if applicable, in accordance with Section 2.05 hereof on the
federal tax return of the Trust Fund for its first taxable year (and, if
necessary, under applicable state law);
(iv) prepare and forward, or cause to be prepared and forwarded, to
the Certificateholders and to the Internal Revenue Service and, if
necessary, state tax authorities, all information returns or reports, or
furnish or cause to be furnished by telephone, mail, publication or other
appropriate method such information, as and when required to be provided to
them in accordance with the REMIC Provisions, including without limitation,
the calculation of any original issue discount using the Prepayment
Assumption Multiple;
(v) provide information necessary for the computation of tax imposed
on the transfer of a Residual Certificate to a Disqualified Organization,
or an agent (including a broker, nominee or other middleman) of a
Disqualified Organization, or a pass-through entity in which a Disqualified
Organization is the record holder of an interest (the reasonable cost of
computing and furnishing such information may be charged to the Person
liable for such tax);
(vi) use its best reasonable efforts to conduct the affairs of each
REMIC established hereunder at all times that any related Certificates are
outstanding so as to maintain the status thereof as a REMIC under the REMIC
Provisions;
(vii) not knowingly or intentionally take any action or omit to take
any action that would cause the termination of the REMIC status of either
REMIC or that would subject the Trust Fund to tax;
(viii)exercise reasonable care not to allow the creation of any
"interests" (A) in the Upper-Tier REMIC within the meaning of section
860D(a)(2) of the Code in addition to the interests represented by the
Classes of Certificates identified in Section 5.01(b) other than the Class
RL Certificate, and (B) in the Lower-Tier REMIC within the meaning of
Section 860D(a)(2) of the Code in addition to the interests represented by
the Lower-Tier Interests identified in Section 2.05(a) and the Class RL
Certificate;
(ix) exercise reasonable care not to allow the occurrence of any
"prohibited transactions" within the meaning of section 860F of the Code,
unless the Company shall have provided an Opinion of Counsel to the Trustee
that such occurrence would not (a) result in a taxable gain, (b) otherwise
subject the Trust Fund to tax, or (c) cause any REMIC established hereunder
to fail to qualify as a REMIC;
(x) exercise reasonable care not to allow the Trust Fund to receive
income from the performance of services or from assets not permitted under
the REMIC Provisions to be held by a REMIC;
(xi) pay the amount of any federal or state tax, including prohibited
transaction taxes, taxes on certain contributions to each REMIC after the
Startup Day, and taxes on net income from foreclosure property, imposed on
the Trust Fund when and as the same shall be due and payable (but such
obligation shall not prevent the Company or any other appropriate Person
from contesting any such tax in appropriate proceedings and shall not
prevent the Company from withholding payment of such tax, if permitted by
law, pending the outcome of such proceedings);
(xii) ensure that federal, state or local income tax or information
returns shall be signed by the Trustee or such other person as may be
required to sign such returns by the Code or state or local laws,
regulations or rules; and
(xiii)maintain such records relating to each REMIC established
hereunder, including but not limited to the income, expenses, individual
Mortgage Loans (including Mortgaged Property), other assets and liabilities
thereof, and the fair market value and adjusted basis of the property of
each determined at such intervals as may be required by the Code, as may be
necessary to prepare the foregoing returns, schedules, statements or
information.
The Company shall be entitled to be reimbursed pursuant to Section 3.04 for
any federal income taxes paid by it pursuant to clause (xi) of the preceding
sentence, except to the extent that such taxes are imposed as a result of the
bad faith, misfeasance or negligence of the Company in the performance of its
obligations hereunder. With respect to any reimbursement of prohibited
transaction taxes, the Company shall inform the Trustee of the circumstances
under which such taxes were incurred.
(b) The Company shall service and administer the Mortgage Loans and shall
have full power and authority, acting alone or through one or more Primary
Servicers, to do any and all things in connection with such servicing and
administration which it may deem necessary or desirable. Without limiting the
generality of the foregoing, the Company shall continue, and is hereby
authorized and empowered by the Trustee, to execute and deliver, or file, as
appropriate, on behalf of itself, the Certificateholders and the Trustee or any
of them, any and all continuation statements, termination statements,
instruments of satisfaction or cancellation, or of partial or full release or
discharge and all other comparable instruments, with respect to the Mortgage
Loans and with respect to the properties subject to the Mortgages. Without
limitation of the foregoing, if the Company in its individual capacity agrees to
refinance any Mortgage Loan upon the request of the related Mortgagor, the
Company, as servicer hereunder, may execute an instrument of assignment in
customary form to the Company in its individual capacity. In connection with any
such refinancing, the Trustee shall, upon certification of a Servicing Officer
to the effect that an amount equal to the principal balance of the related
Mortgage Loan together with accrued and unpaid interest thereon at the
applicable Net Mortgage Rate to the date of such certification has been credited
to the Mortgage Loan Payment Record, release the related Mortgage File to the
Company whereupon the Company may cancel the related Mortgage Note. Upon request
by the Company after the execution and delivery of this Agreement, the Trustee
shall furnish the Company with any powers of attorney and other documents
necessary or appropriate to enable the Company to carry out its servicing and
administrative duties hereunder. Except as otherwise provided herein, the
Company shall maintain servicing standards substantially equivalent to those
required for approval by FNMA or FHLMC. The Company shall not agree to any
modification of the material terms of any Mortgage Loan except as provided in
the second sentence of Section 3.02(a) and in Section 3.07. The Company shall
not release any portion of any Mortgaged Property from the lien of the related
Mortgage unless the related Mortgage Loan would be a "qualified mortgage" within
the meaning of the REMIC Provisions following such release.
(c) [Intentionally Omitted.]
(d) The relationship of the Company (and of any successor to the Company as
servicer under this Agreement) to the Trustee under this Agreement is intended
by the parties to be that of an independent contractor and not that of a joint
venturer, partner or agent.
(e) All costs incurred by the Company in effecting the timely payment of
taxes and assessments on the properties subject to the Mortgage Loans shall not,
for the purpose of calculating monthly distributions to Certificateholders, be
added to the amount owing under the related Mortgage Loans, notwithstanding that
the terms of such Mortgage Loans so permit, and such costs shall be recoverable
by the Company to the extent permitted by Section 3.04. The Company shall
collect such amounts from the Mortgagor and shall credit the Mortgage Loan
Payment Record accordingly.
(f) If the Company enters into a servicing agreement with any servicer (a
"Primary Servicer") pursuant to which such Primary Servicer shall directly
service certain Mortgage Loans and the Company shall perform master servicing
with respect thereto, the Company shall not be released from its obligations to
the Trustee and Certificateholders with respect to the servicing and
administration of the Mortgage Loans in accordance with the provisions of
Article III hereof and such obligations shall not be diminished by virtue of any
such servicing agreement or arrangement and the Company shall be obligated to
the same extent and under the same terms and conditions as if the Company alone
were servicing and administering the Mortgage Loans. Any amounts received by a
Primary Servicer in respect of a Mortgage Loan shall be deemed to have been
received by the Company whether or not actually received by it. Any servicing
agreement that may be entered into and any transactions or services relating to
the Mortgage Loans involving a Primary Servicer in its capacity as such shall be
deemed to be between the Company and the Primary Servicer alone, and the Trustee
and the Certificateholders shall have no claims, obligations, duties or
liabilities with respect thereto. Notwithstanding the foregoing, in the event
the Company has been removed as the servicer hereunder pursuant to Section 6.04
or Section 7.01, the Trustee or any successor servicer appointed pursuant to
Section 7.02 shall succeed to all of the Company's rights and interests (but not
to any obligations or liabilities of the Company arising prior to the date of
succession) under any servicing agreement with any Primary Servicer in respect
of the Mortgage Loans, subject to the limitation on the Trustee's
responsibilities under Section 7.02.
(g) In no event shall any collateral fund established under the agreement
referred to in Section 3.08(e) constitute an asset of any REMIC established
hereunder.
Section 3.02. Collection of Certain Mortgage Loan Payments; Mortgage Loan
Payment Record; Certificate Account. (a) The Company shall make reasonable
efforts to collect all payments called for under the terms and provisions of the
Mortgage Loans, and shall, to the extent such procedures shall be consistent
with this Agreement, follow such collection procedures as it follows with
respect to mortgage loans comparable to the Mortgage Loans in its servicing
portfolio. Consistent with the foregoing, the Company may in its discretion (i)
waive any late payment charge or any assumption fees or other fees which may be
collected in the ordinary course of servicing such Mortgage Loan and (ii) if a
default on the Mortgage Loan has occurred or is reasonably foreseeable, arrange
at any time prior to foreclosure with a Mortgagor a schedule for the payment of
due and unpaid principal and interest for a period extending not longer than two
years after the date that such schedule is arranged. Any arrangement of the sort
described in clause (ii) above shall not affect the amount or timing of the
Company's obligation to make Monthly Advances with respect to any Mortgage Loan
which Monthly Advances shall be made pursuant to the original amortization
schedule applicable to such Mortgage Loan.
(b) The Company shall establish and maintain a Mortgage Loan Payment Record
in which the following payments on and collections in respect of each Mortgage
Loan shall as promptly as practicable be credited by the Company for the account
of the Holders of the Certificates:
(i) All payments on account of principal, including Principal
Prepayments (other than (A) payments of principal due and payable on the
Mortgage Loans on or before, and all Principal Prepayments received before,
the Cut-off Date, (B) in the case of a substitute Mortgage Loan, payments
of principal due and payable on such Mortgage Loan on or before the
Determination Date in the month of substitution, and all Principal
Prepayments received before the first day of the month of substitution, and
(C) in the case of a replaced Mortgage Loan, payments of principal due and
payable on such Mortgage Loan after the Determination Date in the month of
substitution, and all Principal Prepayments received in the month of
substitution);
(ii) All payments (other than (A) those due and payable on or before
the Cut-off Date, (B) in the case of a substitute Mortgage Loan, those due
and payable on such Mortgage Loan on or before the Determination Date in
the month of substitution, and (C) in the case of a replaced Mortgage Loan,
those due and payable on such Mortgage Loan after the Determination Date in
the month of substitution) on account of interest at the applicable Net
Mortgage Rate on the Mortgage Loan received from the related Mortgagor,
including any Buydown Funds applied with respect to interest at the
applicable Net Mortgage Rate on any Buydown Mortgage Loan;
(iii) All Liquidation Proceeds received by the Company with respect to
such Mortgage Loan and the Purchase Price for any Mortgage Loan purchased
by the Company pursuant to Sections 2.02, 2.03 and 3.16 (including any
amounts received in respect of a substitution of a Mortgage Loan);
(iv) All Insurance Proceeds (including, for this purpose, any amounts
required to be credited by the Company pursuant to the last sentence of
Section 3.06) received by the Company for the benefit of the Trust Fund,
other than proceeds to be applied to the restoration or repair of the
property subject to the related Mortgage or released, or to be released, to
the related Mortgagor in accordance with the normal servicing procedures of
the Company;
(v) All REO Proceeds;
(vi) All Unanticipated Recoveries; and
(vii) All amounts received by the Company with respect to any Pledged
Asset Mortgage Loan pursuant to the liquidation of any Additional
Collateral or pursuant to any recovery under the Surety Bond in accordance
with Section 4.09.
The foregoing requirements respecting credits to the Mortgage Loan Payment
Record are exclusive, it being understood that, without limiting the generality
of the foregoing, the Company need not enter in the Mortgage Loan Payment Record
collections, Liquidation Proceeds or Insurance Proceeds in respect of Mortgage
Loans which have been previously released from the terms of this Agreement,
amounts representing fees or late charge penalties payable by Mortgagors, or
amounts received by the Company for the account of Mortgagors for application
towards the payment of taxes, insurance premiums, assessments and similar items.
(c) Subject to subsection (e) below, until the Business Day prior to each
Distribution Date on which amounts are required to be transferred to the
Certificate Account pursuant to subsection (d) of this Section 3.02, the Company
may retain and commingle such amounts with its own funds and shall be entitled
to retain for its own account any gain or investment income thereon, and any
such investment income shall not be subject to any claim of the Trustee or
Certificateholders. To the extent that the Company realizes any net loss on any
such investments, the Company shall deposit in the Certificate Account an amount
equal to such net loss at the time the Company is required to deposit amounts in
the Certificate Account pursuant to subsection (d) of this section 3.02. Any
such deposit shall not increase the Company's obligation under said subsection
(d).
(d) The Trustee shall establish and maintain with the Trustee in its
corporate trust department a single separate trust account designated in the
name of the Trustee for the benefit of the Holders of the Certificates issued
hereunder (the "Certificate Account") into which the Company shall transfer, not
later than 11:00 a.m. New York time on the Business Day prior to each
Distribution Date, an amount in next day funds equal to the sum of Available
Funds for such Distribution Date and any Unanticipated Recoveries received in
the calendar month preceding the month of such Distribution Date. If the Trustee
does not receive such transfer by 2:00 p.m. on such Business Day, it shall give
the Company written notice thereof.
(e) If the Company or a Responsible Officer of the Trustee obtains actual
notice of or knowledge of the occurrence of either (x) any Trigger Event or (y)
the downgrade by S&P of General Electric Capital Corporation's short-term senior
unsecured debt rating below A-1+ then, notwithstanding subsection (c) above, the
Company shall promptly establish, and thereafter maintain, one or more Eligible
Accounts in the name of the Trustee and bearing a designation indicating that
amounts therein are held for the benefit of the Trustee and the
Certificateholders, into which the Company and any Primary Servicer shall
deposit within two Business Days after receipt, all amounts otherwise required
to be credited to the Mortgage Loan Payment Record pursuant to Section 3.02(b);
provided, however, that such action shall not be required if the Company
delivers to the Trustee a letter from each Rating Agency to the effect that the
failure to take such action will not cause such Rating Agency to withdraw or
reduce its then current ratings of the Certificates. All amounts so deposited
shall be held in trust for the benefit of Certificateholders. Amounts so
deposited may be invested at the written instruction of the Company in Permitted
Investments in the name of the Trustee maturing no later than the Business Day
preceding the Distribution Date following the date of such investment; provided,
however, that any such Permitted Investment which is an obligation of State
Street Bank and Trust Company, in its individual capacity and not in its
capacity as Trustee, may mature on such Distribution Date; and, provided
further, that no such Permitted Investment shall be sold before the maturity
thereof if the sale thereof would result in the realization of gain prior to
maturity unless the Company has obtained an Opinion of Counsel that such sale or
disposition will not cause the Trust Fund to be subject to the tax on prohibited
transactions under section 860F of the Code, or otherwise subject the Trust Fund
to tax or cause either REMIC established hereunder to fail to qualify as a
REMIC. The Trustee shall maintain physical possession of all Permitted
Investments, other than Permitted Investments maintained in book-entry form. The
Company, as servicer, shall be entitled to retain for its own account any gain
or other income from Permitted Investments, and neither the Trustee nor
Certificateholders shall have any right or claim with respect to such income.
The Company shall deposit an amount equal to any loss realized on any Permitted
Investment as soon as any such loss is realized. If the provisions in this
subsection (e) become operable, references in this Agreement to the Mortgage
Loan Payment Record and credits and debits to such Record shall be deemed to
refer to Eligible Accounts and transfers to and withdrawals from such Eligible
Accounts. Any action which may be necessary to establish the terms of an account
pursuant to this Section 3.02(e) may be taken by an amendment or supplement to
this Agreement or pursuant to a written order of the Company, which amendment,
supplement or order shall not require the consent of Certificateholders,
provided that the Company has delivered to the Trustee a letter from each Rating
Agency to the effect that such amendment, supplement or order will not cause
such Rating Agency to withdraw or reduce its then current ratings of the
Certificates.
Section 3.03. Collection of Taxes, Assessments and Other Items. Other than
with respect to any Cooperative Loan, the Company shall establish and maintain
with one or more depository institutions one or more accounts into which it
shall deposit all collections of taxes, assessments, private mortgage or hazard
insurance premiums or comparable items for the account of the Mortgagors. As
servicer, the Company shall effect the timely payment of all such items for the
account of Mortgagors. Withdrawals from such account or accounts may be made
only to effect payment of taxes, assessments, private mortgage or standard
hazard insurance premiums or comparable items, to reimburse the Company out of
related collections for any payments made regarding taxes and assessments or for
any payments made pursuant to Section 3.05 regarding premiums on Primary
Insurance Policies and Section 3.06 regarding premiums on standard hazard
insurance policies, to refund to any Mortgagors any sums determined to be
overages, or to pay interest owed to Mortgagors to the extent required by law.
Section 3.04. Permitted Debits to the Mortgage Loan Payment Record. The
Company (or any successor servicer pursuant to Section 7.02) may, from time to
time, make debits to the Mortgage Loan Payment Record for the following
purposes:
(i) To reimburse the Company or the applicable Primary Servicer for
Liquidation Expenses theretofore incurred in respect of any Mortgage Loan
in an amount not to exceed the amount of the related Liquidation Proceeds
credited to the Mortgage Loan Payment Record pursuant to Section
3.02(b)(iii); provided that the Company or the applicable Primary Servicer
shall not be entitled to reimbursement for Liquidation Expenses incurred
after the initiation of foreclosure proceedings in respect of any Defaulted
Mortgage Loan that is repurchased pursuant to Section 3.16;
(ii) To reimburse the Company or the applicable Primary Servicer for
Insured Expenses and amounts expended by it pursuant to Section 3.08 in
good faith in connection with the restoration of property damaged by an
Uninsured Cause, in an amount not to exceed the amount of the related
Insurance Proceeds and Liquidation Proceeds (net of any debits pursuant to
clause (i) above) and amounts representing proceeds of other insurance
policies covering the property subject to the related Mortgage credited to
the Mortgage Loan Payment Record pursuant to Section 3.02(b) (iii) and
(iv);
(iii) To reimburse the Company to the extent permitted by Sections
3.01(a) and 6.04;
(iv) To pay to the Company amounts received in respect of any
Defective Mortgage Loan or Defaulted Mortgage Loan purchased by the Company
to the extent that the distribution of any such amounts on the Distribution
Date upon which the proceeds of such purchase are distributed would make
the total amount distributed in respect of any such Mortgage Loan on such
Distribution Date greater than the Purchase Price therefor, net of any
unreimbursed Monthly Advances made by the Company;
(v) To reimburse the Company (or the Trustee, as applicable) for
Monthly Advances theretofore made in respect of any Mortgage Loan to the
extent of late payments, REO Proceeds, Insurance Proceeds and Liquidation
Proceeds in respect of such Mortgage Loan;
(vi) To reimburse the Company from any Mortgagor payment of interest
or other recovery with respect to a particular Mortgage Loan, to the extent
not previously retained by the Company, for unpaid Servicing Fees with
respect to such Mortgage Loan, subject to Section 3.08(d);
(vii) To reimburse the Company (or the Trustee, as applicable) for any
Nonrecoverable Advance (which right of reimbursement of the Trustee
pursuant to this clause shall be prior to such right of the Company);
(viii)To make transfers of funds to the Certificate Account pursuant
to Section 3.02(d);
(ix) To pay to the Company amounts received in respect of any Mortgage
Loan purchased by the Company pursuant to Section 9.01 to the extent that
the distribution of any such amounts on the final Distribution Date upon
which the proceeds of such purchase are distributed would make the total
amount distributed in respect of any such Mortgage Loan on such
Distribution Date greater than the purchase price therefor specified in
clause (x) of the first sentence of Section 9.01; and
(x) To deduct any amount credited to the Mortgage Loan Payment Record
in error.
The Company shall keep and maintain separate accounting records, on a
Mortgage Loan by Mortgage Loan basis, for the purpose of accounting for debits
to the Mortgage Loan Payment Record pursuant to clauses (i), (ii), (iv), (v) and
(vi) of this Section 3.04; provided, however, that it is understood and agreed
that the records of such accounting need not be retained by the Company for a
period longer than the five most recent fiscal years.
Section 3.05. Maintenance of the Primary Insurance Policies. (a) The
Company shall not take any action which would result in non-coverage under any
applicable Primary Insurance Policy of any loss which, but for the actions of
the Company, would have been covered thereunder. To the extent coverage is
available, the Company shall keep or cause to be kept in full force and effect
each such Primary Insurance Policy until the principal balance of the related
Mortgage Note is 80% or less of the greater of (i) the related Original Value
and (ii) the then current value of the property underlying the related Mortgage
Note as evidenced by an appraisal thereof satisfactory to the Company; provided
that no such Primary Insurance Policy need be kept in effect if doing so would
violate applicable law. The Company shall not cancel or refuse to renew any such
Primary Insurance Policy applicable to a Mortgage Loan that is in effect at the
Closing Date and is required to be kept in force hereunder unless the
replacement Primary Insurance Policy for such canceled or non-renewed policy is
maintained with an insurer whose claims-paying ability is acceptable to each
Rating Agency for mortgage pass-through certificates having ratings equal to or
better than the ratings then assigned to the Certificates by such Rating Agency.
The Company agrees to effect the timely payment of the premium on each Primary
Insurance Policy, and such costs not otherwise recoverable shall be recoverable
by the Company from related Insurance Proceeds and Liquidation Proceeds pursuant
to Section 3.04.
(b) In connection with its activities as administrator and servicer of the
Mortgage Loans, the Company agrees to present, on behalf of itself, the Trustee
and the Certificateholders, claims to the insurer under each Primary Insurance
Policy and, in this regard, to take such reasonable action as shall be necessary
to permit recovery under any Primary Insurance Policy respecting a related
defaulted Mortgage Loan. To the extent provided in Section 3.02(b), any amounts
collected by the Company under any Primary Insurance Policy in respect of the
Mortgage Loans (including, without limitation, a Mortgage Loan purchased by a
related insurer) shall be credited to the Mortgage Loan Payment Record.
Section 3.06. Maintenance of Hazard Insurance. The Company shall cause to
be maintained for each Mortgage Loan, other than a Cooperative Loan, hazard
insurance with a standard mortgagee clause and with extended coverage in an
amount which is at least equal to the maximum insurable value of the
improvements securing such Mortgage Loan from time to time or the principal
balance owing on such Mortgage Loan from time to time, whichever is less. The
Company shall also maintain on property (other than Cooperative Apartments)
acquired upon foreclosure, or by deed in lieu of foreclosure, hazard insurance
with extended coverage in an amount which is at least equal to the lesser of (i)
the maximum insurable value from time to time of the improvements which are a
part of such property or (ii) the unpaid principal balance of such Mortgage Loan
at the time of such foreclosure or deed in lieu of foreclosure plus accrued
interest and the good-faith estimate of the Company of related Liquidation
Expenses to be incurred in connection therewith. To the extent provided in
Section 3.02(b)(iv), amounts collected by the Company under any such policies in
respect of the Mortgage Loans shall be credited to the Mortgage Loan Payment
Record. Such costs shall be recoverable by the Company pursuant to Sections 3.03
and 3.04. In cases in which property securing any Mortgage Loan other than a
Cooperative Loan is located in a federally designated flood area, the hazard
insurance to be maintained for such Mortgage Loan shall include flood insurance.
All such flood insurance shall be in such amounts as are required under
applicable guidelines of FNMA. The Company shall be under no obligation to
require that any Mortgagor maintain earthquake or other additional insurance and
shall be under no obligation itself to maintain any such additional insurance on
property acquired in respect of a Mortgage Loan, other than pursuant to such
applicable laws and regulations as shall at any time be in force and as shall
require such additional insurance. If the Company shall obtain and maintain a
blanket policy insuring against hazard losses on all of the Mortgage Loans
(whether or not including Cooperative Loans), it shall conclusively be deemed to
have satisfied its obligations as set forth in the first sentence of this
Section 3.06, it being understood and agreed that such policy may contain a
deductible clause, in which case the Company shall, in the event that there
shall not have been maintained on the related Mortgaged Property a policy
complying with the first sentence of this Section 3.06, and there shall have
been a loss which would have been covered by such policy, credit to the Mortgage
Loan Payment Record the amount not otherwise payable under the blanket policy
because of such deductible clause.
Section 3.07. Assumption and Modification Agreements. (a) In any case in
which property subject to a Mortgage has been or is about to be conveyed by the
Mortgagor, the Company shall exercise its right to accelerate the maturity of
such Mortgage Loan under any "due-on-sale" clause applicable thereto, unless in
the reasonable discretion of the Company, such exercise would adversely affect
or jeopardize coverage under the related Primary Insurance Policy, if any;
provided, however, that if the Company is prevented, as provided in Section
3.07(b), from enforcing any such clause, the Company is authorized to make or
enter into an assumption and modification agreement from or with the Person to
whom such property has been or is about to be conveyed, pursuant to which such
Person becomes liable under the Mortgage Note and the Mortgagor remains liable
thereon. In connection with any such assumption and modification agreement, the
Company shall apply its then current underwriting standards to such Person. The
Company shall not make or enter into any such assumption and modification
agreement, however, unless (to the extent practicable in the circumstances) it
shall have received confirmation of the continued effectiveness of any
applicable Primary Insurance Policy and hazard insurance policy. The Company
shall notify the Trustee that any assumption and modification agreement has been
completed by forwarding to the Trustee the original copy thereof, which copy
shall be added by the Trustee to the related Mortgage File and shall, for all
purposes, be considered a part of such Mortgage File to the same extent as all
other documents and instruments constituting a part thereof. In connection with
any such agreement, the Mortgage Rate, mortgage term and any other material term
of such Mortgage Loan shall not be changed. Any fee collected by the Company for
entering into any such agreement will be retained by the Company as additional
servicing compensation.
(b) Notwithstanding Section 3.07(a) or any other provision of this
Agreement, the Company shall not be deemed to be in default, breach or any other
violation of its obligations hereunder by reason of any assumption of a Mortgage
Loan, or transfer of the property subject to a Mortgage without the assumption
thereof, by operation of law or any assumption or transfer which the Company
reasonably believes it may be restricted by law from preventing, for any reason
whatsoever.
Section 3.08. Realization Upon Defaulted Mortgage Loans. (a) The Company
shall foreclose upon or otherwise comparably convert the ownership of properties
securing such of the Mortgage Loans as come into and continue in default and as
to which no satisfactory arrangements can be made for collection of delinquent
payments pursuant to Section 3.02. In connection with such foreclosure or other
conversion the Company shall, consistent with Section 3.05, follow such
practices and procedures as it shall deem necessary or advisable and as shall be
normal and usual in its general mortgage servicing activities. The foregoing is
subject to the proviso that the Company shall not be required to expend its own
funds in connection with any foreclosure or towards the restoration of any
property unless it shall determine (i) that such restoration or foreclosure will
increase the proceeds of liquidation of the Mortgage Loan to Certificateholders
after reimbursement to itself for such expenses and (ii) that such expenses will
be recoverable to it either through Liquidation Proceeds or Insurance Proceeds.
Notwithstanding the foregoing, the Company shall not be entitled to recover
legal expenses incurred in connection with foreclosure proceedings where the
Mortgage Loan is reinstated and such foreclosure proceedings are terminated
prior to completion, other than sums received from the Mortgagor for such
expenses.
Notwithstanding anything to the contrary contained herein, the Company
shall be under no obligation to foreclose upon or otherwise convert the
ownership of any Mortgaged Property which it believes may be contaminated with
or affected by hazardous or toxic wastes, materials or substances. The Company
may, but shall not be obligated to, make such determination on the basis of a
Phase I environmental assessment with respect to the related Mortgaged Property.
Neither the Trustee nor the Company shall be liable to the Trust Fund or the
Certificateholders if, based on the Company's belief that such contamination or
effect exists, the Company does not foreclose upon or otherwise convert the
ownership of a Mortgaged Property. In addition, neither the Trustee nor the
Company shall be liable to the Trust Fund or the Certificateholders if, based on
the Company's belief that no such contamination or effect exists, the Company
forecloses upon a Mortgaged Property and the Trustee or its nominee on behalf of
the Trust Fund takes title to such Mortgaged Property, and thereafter such
Mortgaged Property is determined to be so contaminated or affected.
(b) In the event that title to any Mortgaged Property is acquired in
foreclosure or by deed in lieu of foreclosure, the deed or certificate of sale
shall be issued to the Trustee, or to its nominee on behalf of the Trust Fund.
Notwithstanding any such acquisition of title and cancellation of the related
Mortgage Loan, such Mortgage Loan shall (except for purposes of Section 9.01) be
considered to be an Outstanding Mortgage Loan until such time as the Mortgaged
Property shall be sold and such Mortgage Loan becomes a Liquidated Mortgage
Loan. Consistent with the foregoing, for purposes of all calculations hereunder
so long as such Mortgage Loan shall be considered to be an Outstanding Mortgage
Loan, it shall be assumed that the related Mortgage Note and its amortization
schedule in effect on and after such acquisition of title (after giving effect
to any previous Principal Prepayments and Deficient Valuations incurred
subsequent to the related Bankruptcy Coverage Termination Date and before any
adjustment thereto by reason of any bankruptcy (other than as aforesaid) or any
similar proceeding or any moratorium or similar waiver or grace period) remain
in effect (notwithstanding that the indebtedness evidenced by such Mortgage Note
shall have been discharged), subject to adjustment to reflect the application of
REO Proceeds received in any month. REO Proceeds received in any month shall be
applied to the payment of the installments of principal due and interest accrued
on the related REO Mortgage Loan in accordance with the terms of such Mortgage
Note. REO Proceeds received in any month in excess of the Amortization Payment
for such month due on an REO Mortgage Loan shall be treated as a Principal
Prepayment received in respect of such Mortgage Loan.
(c) In the event that the Trust Fund acquires any Mortgaged Property as
aforesaid or otherwise in connection with a default or imminent default on a
Mortgage Loan, the Company shall dispose of such Mortgaged Property prior to the
close of the third calendar year after the year of its acquisition by the Trust
Fund unless (a) the Trustee shall have been supplied with an Opinion of Counsel
to the effect that the holding by the Trust Fund of such Mortgaged Property
subsequent to such period (and specifying the period beyond such period for
which the Mortgaged Property may be held) will not result in the imposition of
taxes on "prohibited transactions" of the Trust Fund as defined in section 860F
of the Code, or cause either REMIC established hereunder to fail to qualify as a
REMIC at any time that any Certificates are outstanding, in which case the Trust
Fund may continue to hold such Mortgaged Property (subject to any conditions
contained in such Opinion of Counsel), or (b) the Trustee (at the Company's
expense) or the Company shall have applied for, not later than 61 days prior to
the expiration of such period, an extension of such period in the manner
contemplated by section 856(e)(3) of the Code, in which case such period shall
be extended by the time period permitted by section 856(e)(3) of the Code.
Notwithstanding any other provision of this Agreement, no Mortgaged Property
acquired by the Trust Fund shall be rented (or allowed to continue to be rented)
or otherwise used for the production of income by or on behalf of the Trust Fund
or sold in such a manner or pursuant to any terms that would (i) cause such
Mortgaged Property to fail to qualify at any time as "foreclosure property"
within the meaning of section 860G(a)(8) of the Code, (ii) subject the Trust
Fund to the imposition of any federal or state income taxes on "net income from
foreclosure property" with respect to such Mortgaged Property within the meaning
of section 860G(c) of the Code, or (iii) cause the sale of such Mortgaged
Property to result in the receipt by the Trust Fund of any income from
non-permitted assets as described in section 860F(a)(2)(B) of the Code, unless
the Company has agreed to indemnify and hold harmless the Trust Fund with
respect to the imposition of any such taxes.
(d) Any collection of Insurance Proceeds or Liquidation Proceeds will be
applied in the following order of priority: first, to reimburse the Company for
any related unreimbursed Liquidation Expenses and to reimburse the Company or
the Trustee, as applicable, for any related unreimbursed Monthly Advances;
second, to accrued and unpaid interest on the Mortgage Loan at the Mortgage Rate
from the date to which interest was last paid or advanced to the Due Date prior
to the Distribution Date on which such amounts are to be distributed; and third,
as a recovery of principal of the Mortgage Loan. If the amount so allocated to
interest is less than the full amount of accrued and unpaid interest due on such
Mortgage Loan, the amount of such recovery will be allocated between the
Servicing Fee and interest at the Net Mortgage Rate in proportion to the amount
of such accrued interest which would have been allocated to each such category
in the absence of any shortfall.
(e) Notwithstanding anything to the contrary contained herein, the Company
shall have the right to enter into an agreement substantially in the form of
Exhibit K hereto with any Person that is the Holder of 100% of the Class B5
Certificates (provided that such form may be revised to delete the option on the
part of such Person to purchase a defaulted Mortgage Loan as set forth in
Section 2.02(f) thereof). Prior to entering into any such agreement with any
Person, the Company shall obtain a certification from such Person to the effect
that (i) such Person is not an "affiliate" (within the meaning of the Prohibited
Transaction Exemption) of the Trustee and (ii) such Person will not purchase any
Certificates if such purchase would cause such Person to hold more than a ten
percent interest in the Mortgage Pool. It is understood that the right of the
Company to be reimbursed for Monthly Advances and Nonrecoverable Advances under
this Agreement shall not be affected in any way by the provisions of any such
agreement. The Trustee hereby agrees to perform such obligations as may be
expressly required of it pursuant to the provisions of such agreement and to
promptly notify each party to such agreement if a Responsible Officer of the
Trustee (with direct responsibility for administration of this Agreement)
becomes aware of any discussions, plans or events that might lead to the
Trustee's becoming an "affiliate" (within the meaning of the Prohibited
Transaction Exemption) of any Person with which the Company has entered into
such agreement, provided that the contents of any such notification shall be
kept confidential by the parties to such agreement. The Company agrees to
promptly notify the Trustee upon entering into any such agreement. In addition,
the Company shall provide the Trustee with such information as may be necessary
for the Trustee to perform its obligations thereunder, including written
instructions, clearly identifying the source, amount and application of funds to
be deposited or withdrawn from the Collateral Fund (as defined in such
agreement). The Trustee shall provide the Company with such information
concerning credits and debits to the Collateral Fund on account of income, gains
and losses realized from Collateral Fund Permitted Investments (as defined in
such agreement), and costs associated with the purchase and sale thereof, as the
Company may request in order to prepare the instructions described in the
preceding sentence.
In addition, subject to the provisions of the preceding paragraph, the
Company shall have the right to enter into an agreement substantially in the
form of Exhibit K hereto with the Person that is the Holder of 100% of the Class
B4 Certificates, provided that (i) such Person is also the Holder of 100% of the
Class B5 Certificates, (ii) such Person shall have no rights under such
agreement until the date on which the Class Certificate Principal Balance of the
Class B5 Certificates has been reduced to zero, and (iii) any rights of such
Person under such agreement shall terminate in the event that such Person
transfers, directly or indirectly, the Class B4 Certificates to any other
Person.
Section 3.09. Trustee to Cooperate; Release of Mortgage Files. Upon the
payment in full of any Mortgage Loan, the Company will immediately notify the
Trustee by a certification (which certification shall include a statement to the
effect that all amounts received in connection with such payment which are
required to be credited to the Mortgage Loan Payment Record pursuant to Section
3.02 have been so credited) of a Servicing Officer and shall request delivery to
it of the Mortgage File. If a Buydown Mortgage Loan is the subject of a
Principal Prepayment in full during the related Buydown Period, the related
Buydown Funds will be applied or returned to the Person entitled thereto in
accordance with the terms of such Buydown Mortgage Loan. Upon receipt of such
certification and request in form satisfactory to the Trustee, the Trustee shall
promptly, but in any event within five Business Days, release the related
Mortgage File to the Company; provided, that the Trustee shall not be
responsible for any delay in the release of a Mortgage File resulting from acts
beyond its control, including without limitation, acts of God, strikes,
lockouts, riots, acts of war or terrorism, epidemics, nationalization,
governmental regulations imposed after the fact, fire, communication line
failures, computer viruses, power failures, earthquakes or other disasters. Upon
any such payment in full, the Company is authorized to execute, pursuant to the
authorization contained in Section 3.01, an instrument of satisfaction regarding
such Mortgage, which instrument of satisfaction shall be recorded by the Company
if required by applicable law and be delivered to the Person entitled thereto,
it being understood and agreed that no expenses incurred in connection with such
instrument of satisfaction shall be reimbursed from amounts at the time credited
to the Mortgage Loan Payment Record. From time to time and as appropriate for
the servicing or foreclosure of any Mortgage Loan (including, without
limitation, collection under any Primary Insurance Policy), the Trustee shall,
upon request of the Company and delivery to the Trustee of a receipt signed by a
Servicing Officer, release the related Mortgage File to the Company and shall
execute such documents as shall be necessary to the prosecution of any such
proceedings. Such receipt shall obligate the Company to return the Mortgage File
to the Trustee when the need therefor by the Company no longer exists unless the
Mortgage Loan shall be liquidated, in which case, upon receipt of a certificate
of a Servicing Officer similar to that hereinabove specified, the receipt shall
be released by the Trustee to the Company.
Section 3.10. Servicing Compensation; Payment of Certain Expenses by the
Company. (a) As compensation for its activities and obligations hereunder, the
Company shall be entitled to withhold and pay to itself out of each payment
received by it on account of interest on each Mortgage Loan (including the
portion of any Buydown Funds applied to the related Buydown Mortgage Loan for
the applicable period) an amount equal to the Servicing Fee. The aggregate of
the Servicing Fees payable to the Company on any Distribution Date shall be
reduced by the amount of any Compensating Interest Payment for such Distribution
Date. Additional servicing compensation in the form of Prepayment Interest
Excess, assumption fees, modification fees, late payment charges, interest
income or gain with respect to amounts deposited in the Certificate Account and
invested by the Company or otherwise shall be retained by the Company, subject
to Section 3.10(b), if applicable. The Company shall be required to pay all
expenses incurred by it in connection with its activities hereunder (including
payment of Trustee fees and all other fees and expenses not expressly stated
hereunder to be for the account of the Certificateholders) and shall not be
entitled to reimbursement therefor except as provided in Sections 3.01, 3.03,
3.04 and 3.08.
(b) The Company may, as a condition to granting any request by a
Mortgagor for any consent, modification, waiver or amendment or any other matter
or thing, the granting of which is in the Company's discretion pursuant to the
terms of the instruments evidencing or securing the related Mortgage Loan and is
permitted by other sections of this Agreement, require (to the extent permitted
by applicable law) that such Mortgagor pay to it a reasonable or customary fee
in accordance with the schedule set forth as Exhibit H (which may be amended
from time to time by provision of a revised schedule of such fees to the
Trustee, whereupon such revised schedule shall be deemed to be Exhibit H
hereunder) for the additional services performed in connection with such
request, together with any related costs and expenses incurred by it. Such fees
shall be additional servicing compensation to the Company.
Section 3.11. Reports to the Trustee. Not later than 15 days after each
Distribution Date, the Company shall forward to the Trustee a statement,
certified by a Servicing Officer, setting forth the status of the Mortgage Loan
Payment Record as of the close of business on such Distribution Date and
showing, for the period covered by such statement, the aggregate of credits to
the Mortgage Loan Payment Record for each category of credit specified in
Section 3.02 and each category of debit specified in Section 3.04.
Section 3.12. Annual Statement as to Compliance. The Company will deliver
to the Trustee, on or before March 31 of each year, beginning with March 31,
2000, an Officer's Certificate stating that (a) a review of the activities of
the Company during the preceding calendar year and of its performance under this
Agreement has been made under such Officer's supervision and (b) to the best of
such Officer's knowledge, based on such review, the Company has fulfilled all
its material obligations under this Agreement throughout such year, or, if there
has been a default in the fulfillment of any such obligation, specifying each
such default known to such Officer and the nature and status thereof.
Section 3.13. Annual Independent Public Accountants' Servicing Report. On
or before March 31 of each year, beginning with March 31, 2000, the Company
shall:
(a) furnish to a firm of independent public accountants (which may also
render other services to the Company) a statement substantially to the effect
that the Company has complied in all material respects with the minimum
servicing standards set forth in the Uniform Single Attestation Program for
Mortgage Bankers (the "Minimum Servicing Standards") with respect to the
mortgage loans in the Company's servicing portfolio (which may exclude home
equity loans) or, if there has been material noncompliance with such servicing
standards, containing a description of such noncompliance; and
(b) at its expense cause such firm of independent public accountants to
furnish a report to the Trustee stating its opinion as to the Company's
assertion contained in the statement delivered pursuant to Section 3.13(a),
which opinion shall be based on an examination conducted by such firm in
accordance with the standards established by the American Institute of Certified
Public Accountants, including examining, on a test basis, evidence about the
Company's compliance with the Minimum Servicing Standards. Such opinion shall be
to the effect that the Company has complied in all material respects with the
Minimum Servicing Standards with respect to the mortgage loan portfolio
described in the Company's statement delivered pursuant to Section 3.13(a)
hereof or if there has been material noncompliance with the Minimum Servicing
Standards, shall contain a description of such noncompliance in accordance with
applicable accounting standards. In rendering such report, such firm may rely,
as to matters relating to direct servicing of Mortgage Loans by any primary
servicer, upon comparable reports of independent public accountants with respect
to such primary servicer.
Section 3.14. Access to Certain Documentation and Information Regarding the
Mortgage Loans. To the extent permitted by applicable law, the Company shall
provide to the Trustee, Certificateholders which are regulated insurance
entities and the applicable insurance regulatory agencies thereof,
Certificateholders which are federally insured savings and loan associations,
the Office of Thrift Supervision, the FDIC and the supervisory agents and
examiners thereof access to the documentation regarding the Mortgage Loans
required by applicable regulations of the Office of Thrift Supervision or of
such insurance regulatory agencies, as the case may be, such access being
afforded without charge but only upon reasonable request and during normal
business hours at the offices of the Company. Nothing in this Section 3.14 shall
derogate from the obligation of the Company to observe any applicable law
prohibiting disclosure of information regarding the Mortgagors and the failure
of the Company to provide access as provided in this Section 3.14 as a result of
such obligation shall not constitute a breach of this Section 3.14.
Section 3.15. Maintenance of Certain Servicing Policies. The Company shall
during the term of its service as servicer maintain in force (i) a policy or
policies of insurance covering errors and omissions in the performance of its
obligations as servicer hereunder and (ii) a fidelity bond in respect of its
officers, employees or agents. Each such policy or policies and bond shall,
together, comply with the requirements from time to time of FNMA for persons
performing servicing for mortgage loans purchased by such association.
Section 3.16. Optional Purchase of Defaulted Mortgage Loans. The Company
shall have the right, but not the obligation, to purchase any Defaulted Mortgage
Loan for a price equal to the Purchase Price therefor. Any such purchase shall
be accomplished as provided in Section 4.04(a) hereof.
Section 3.17. Class A12 Interest Account. State Street Bank and Trust
Company, not in its capacity as Trustee hereunder, is hereby appointed, and as
evidenced by its execution of this Agreement, does hereby accept such
appointment, to serve as custodian (the "Custodian") of the assets included in
the Class A12 Interest Account created by this Section 3.17. On or prior to the
Closing Date, the Custodian shall establish a segregated, non-interest bearing,
corporate trust account in its corporate trust department in respect of the
Class A12 Certificates (such account, the "Class A12 Interest Account"). The
Class A12 Interest Account shall have the characteristics set forth in this
Section 3.17 and shall be held by the Custodian solely for the benefit of the
Holders of the Class A12 Certificates and the Holders of the Class R
Certificates (to the extent of their rights therein). Amounts on deposit in the
Class A12 Interest Account shall be applied by the Custodian solely as provided
in Sections 4.01(h). The Class A12 Interest Account shall not be an asset of the
Trust Fund, but shall be an asset of the Upper-Tier REMIC. In acting as
Custodian with respect to the Class A12 Interest Account, the Custodian shall
have all rights and immunities of the Trustee under this Agreement and shall
have only such express duties as set forth in this Section 3.17.
On or prior to the Closing Date, the Company, acting as agent for the Class
A12 Certificateholders, shall transfer (or cause to be transferred) the Class
A12 Interest Account Deposit to the Custodian for deposit into the Class A12
Interest Account. The Custodian acknowledges receipt of the Class A12 Interest
Account Deposit. The Custodian shall not invest amounts in the Class A12
Interest Account. Neither the Company, the Custodian, the Trustee nor any other
party shall be under any obligation to make any further deposits into the Class
A12 Interest Account.
The transfer by (or on behalf of) the Company of the Class A12 Interest
Account Deposit is an outright and unconditional assignment to the Custodian for
the benefit of the Holders of the Class A12 Certificates and is not in the
nature of a pledge or similar arrangement. The Class A12 Interest Account shall
not be an asset of the Company and the Company shall have no legal or beneficial
right thereto or interest therein, except any that may arise by virtue of the
Company's becoming a Holder of a Class A12 Certificate or a Class R Certificate.
The Class A12 Certificateholders, by their acceptance of a Class A12
Certificate, appoint the Company as their agent for the purpose of transferring
(or causing the transfer of) the Class A12 Interest Account Deposit to the
Trustee.
ARTICLE IV
PAYMENTS AND STATEMENTS
Section 4.01. Distributions. (a) On each Distribution Date, the Trustee
shall withdraw the Available Funds from the Certificate Account and shall make
distributions to Holders of the Certificates as of the preceding Record Date in
the following order of priority, to the extent of the remaining Available Funds:
(i) to each Class of Senior Certificates (other than any Class of
Principal Only Certificates) and the Class S Certificates, the Accrued
Certificate Interest thereon for such Distribution Date; provided, however,
that it shall be assumed for purposes of distributions of Available Funds
in respect of interest on the Class A12 Certificates that such Class
accrues interest at the Designated Rate; and provided, further, that any
Accrued Certificate Interest on the Class A9, Class A15, Class A16, Class
A17 and Class A21 Certificates for such Distribution Date shall be applied
in the manner provided in Section 4.01(g); and provided, further, that any
shortfall in available amounts shall be allocated among such Classes in
proportion to the amount of Accrued Certificate Interest that would
otherwise be distributable thereto;
(ii) to each Class of Senior Certificates (other than any Class of
Principal Only Certificates) and the Class S Certificates, any related
Unpaid Class Interest Shortfall for such Distribution Date; provided,
however, that any Accrued Certificate Interest on the Class A9, Class A15,
Class A16, Class A17 and Class A21 Certificates for such Distribution Date
shall be applied in the manner provided in Section 4.01(g); and provided,
further, that any shortfall in available amounts shall be allocated among
such Classes in proportion to the Unpaid Class Interest Shortfall for each
such Class on such Distribution Date;
(iii) to the Classes of Senior Certificates in reduction of the Class
Certificate Principal Balances thereof, as set forth in Exhibit O hereto,
without regard to the use of the word "approximately" therein; provided,
however, that defined terms used in Exhibit O shall have the meanings
assigned thereto in Article I hereof, except that the PAC Balances Table
and TAC Balances Table referred to in Exhibit O shall be deemed references
to the Principal Balance Schedules;
(iv) to the Class PO Certificates, any Class PO Deferred Amount for
such Distribution Date, up to an amount not to exceed the Junior Optimal
Principal Amount for such Distribution Date, until the Class Certificate
Principal Balance of such Class has been reduced to zero; provided, that
any such amounts distributed to the Class PO Certificates pursuant to this
clause (iv) shall not reduce the Class Certificate Principal Balance
thereof;
(v) to the Class M Certificates, the Accrued Certificate Interest
thereon for such Distribution Date;
(vi) to the Class M Certificates, any Unpaid Class Interest Shortfall
therefor on such Distribution Date;
(vii) to the Class M Certificates, in reduction of the Class
Certificate Principal Balance thereof, such Class's Allocable Share of the
Junior Optimal Principal Amount on such Distribution Date;
(viii)to the Class B1 Certificates, the Accrued Certificate Interest
thereon for such Distribution Date;
(ix) to the Class B1 Certificates, any Unpaid Class Interest Shortfall
therefor on such Distribution Date;
(x) to the Class B1 Certificates, in reduction of the Class
Certificate Principal Balance thereof, such Class's Allocable Share of the
Junior Optimal Principal Amount on such Distribution Date;
(xi) to the Class B2 Certificates, the Accrued Certificate Interest
thereon for such Distribution Date;
(xii) to the Class B2 Certificates, any Unpaid Class Interest
Shortfall therefor on such Distribution Date;
(xiii)to the Class B2 Certificates, in reduction of the Class
Certificate Principal Balance thereof, such Class's Allocable Share of the
Junior Optimal Principal Amount on such Distribution Date;
(xiv) to the Class B3 Certificates, the Accrued Certificate Interest
thereon for such Distribution Date;
(xv) to the Class B3 Certificates, any Unpaid Class Interest Shortfall
therefor on such Distribution Date;
(xvi) to the Class B3 Certificates, in reduction of the Class
Certificate Principal Balance thereof, such Class's Allocable Share of the
Junior Optimal Principal Amount on such Distribution Date;
(xvii)to the Class B4 Certificates, the Accrued Certificate Interest
thereon for such Distribution Date;
(xviii) to the Class B4 Certificates, any Unpaid Class Interest
Shortfall therefor on such Distribution Date;
(xix) to the Class B4 Certificates, in reduction of the Class
Certificate Principal Balance thereof, such Class's Allocable Share of the
Junior Optimal Principal Amount on such Distribution Date;
(xx) to the Class B5 Certificates, the Accrued Certificate Interest
thereon for such Distribution Date;
(xxi) to the Class B5 Certificates, any Unpaid Class Interest
Shortfall therefor on such Distribution Date; and
(xxii)to the Class B5 Certificates, in reduction of the Class
Certificate Principal Balance thereof, such Class's Allocable Share of the
Junior Optimal Principal Amount on such Distribution Date.
Notwithstanding the foregoing, amounts otherwise distributable pursuant to
clauses (vii), (x), (xiii), (xvi), (xix) and (xxii) on any Distribution Date
shall be reduced, in inverse order of priority, by any amount distributed
pursuant to clause (iv) on such date, such that such amount distributed pursuant
to clause (iv) on such date shall be applied first to reduce the amount
distributable pursuant to clause (xxii), and then, to the extent of any excess,
applied second, to reduce the amount distributable pursuant to clause (xix),
third, to reduce the amount distributable pursuant to clause (xvi), fourth, to
reduce the amount distributable pursuant to clause (xiii), fifth, to reduce the
amount distributable pursuant to clause (x) and sixth, to reduce the amount
distributable pursuant to clause (vii).
(b) (1) On each Distribution Date, the Trustee shall distribute to the
holder of the Class R Certificate any remaining amounts in the Upper Tier REMIC
on such Distribution Date after application of all amounts described in clause
(a) of this Section 4.01, plus any amounts distributable to the holder of the
Class R Certificate pursuant to Sections 4.01(e), 4.01(h) and 4.10(e). Any
distributions pursuant to this clause (b) shall not reduce the Class Certificate
Principal Balance of the Class R Certificate.
(2) On each Distribution Date, in addition to amounts otherwise
distributable thereon pursuant to Section 2.05 or Section 4.01(a), the
Trustee shall distribute to the holder of the Class RL Certificate any
Unanticipated Recoveries received by the Company in the calendar month
preceding the month of such Distribution Date and not distributed on such
Distribution Date to the holders of outstanding Certificates of any other
related Class pursuant to Section 4.01(f). Any distributions pursuant to
this clause (b)(2) shall not reduce the Class Certificate Principal Balance
of the Class RL Certificate.
(c) If on any Distribution Date (i) the Class Certificate Principal Balance
of the Class M Certificates or any Class of Class B Certificates for which the
related Prepayment Distribution Trigger was satisfied on such Distribution Date
is reduced to zero and (ii) amounts distributable pursuant to clauses (ii), (iv)
and (v) of the Junior Optimal Principal Amount remain undistributed on such
Distribution Date after all amounts otherwise distributable on such date
pursuant to clauses (iv) through (xxii) of Section 4.01(a) have been
distributed, such amounts shall be distributed on such Distribution Date to the
remaining Classes of Junior Certificates in order of priority, such that no such
distribution shall be made to any Class of Junior Certificates while a prior
such Class is outstanding.
(d) (i) On each Distribution Date prior to the Cross-Over Date,
distributions in reduction of the Class Certificate Principal Balances of any
Designated Retail Certificates will be made in accordance with the provisions of
Section 4.10.
With respect to any Class of Designated Retail Certificates, upon the
earlier of the Cross-Over Date and the next Distribution Date after the
Distribution Date on which the Class Certificate Principal Balance of such Class
of Designated Retail Certificates has been reduced to zero, (x) to the extent
the balance of funds remaining in the related Rounding Account is less than
$999.99, the balance in such Rounding Account shall be restored to $999.99 (or,
if less, the sum of such remaining balance and the amount so distributable) from
Available Funds otherwise available for distribution on all outstanding Classes
of Certificates and (y) such Rounding Account shall be cleared and terminated,
and the amounts therein shall be distributed to the Class R Certificates on such
date (which distribution shall not reduce the Class Certificate Principal
Balance thereof).
(ii) As provided in Section 4.10(f), notwithstanding any provisions
herein to the contrary, on the Cross-Over Date and on each subsequent
Distribution Date, distributions in reduction of the Class Certificate
Principal Balances of any Class of Designated Retail Certificates shall be
made on a pro rata basis among the outstanding Certificates of the
respective Class, based on the Percentage Interest in each such Class
represented by each Certificate. The Trustee shall notify the Depository
prior to the first Distribution Date on which distributions in respect of
principal on any Class of Designated Retail Certificates are to be made on
a pro rata basis in accordance with the preceding sentence. On the
Cross-Over Date and on each subsequent Distribution Date, the Trustee shall
not, and the Depository is not authorized to, make distributions or
payments in respect of any Class of Designated Retail Certificates in
accordance with any Principal Distribution Request or by Random Lot.
(e) In the event that in any calendar month the Company recovers an amount
(an "Unanticipated Recovery") in respect of principal of a Mortgage Loan which
had previously been allocated as a Realized Loss to any Class of Certificates
pursuant to Section 4.03, on the Distribution Date in the next succeeding
calendar month the Trustee shall withdraw from the Certificate Account and
distribute to the holders of each outstanding Class to which such Realized Loss
had previously been allocated its share (determined as described in the
succeeding paragraph) of such Unanticipated Recovery in an amount not to exceed
the amount of such Realized Loss previously allocated to such Class. When the
Class Certificate Principal Balance of a Class of Certificates has been reduced
to zero, the holders of such Class shall not be entitled to any share of an
Unanticipated Recovery, and such Unanticipated Recovery shall be allocated among
all outstanding Classes of Certificates entitled thereto in accordance with the
preceding sentence, subject to the remainder of this subsection (f). In the
event that (i) any Unanticipated Recovery remains undistributed in accordance
with the preceding sentence or (ii) the amount of an Unanticipated Recovery
exceeds the amount of the Realized Loss previously allocated to any outstanding
Classes with respect to the related Mortgage Loan, on the applicable
Distribution Date the Trustee shall distribute to the holders of all outstanding
Classes of the related Certificates to which Realized Losses had previously been
allocated and not reimbursed their pro rata share (determined as described
below) of such excess in an amount not to exceed the aggregate amount of any
Realized Loss previously allocated to such Class with respect to any other
Mortgage Loan that has not been recovered in accordance with this subsection
(f). Any distributions made pursuant to this subsection (f) shall not reduce the
Class Certificate Principal Balance of the related Certificate.
For purposes of the preceding paragraph, the share of an Unanticipated
Recovery allocable to any Class of Certificates with respect to a Mortgage Loan
shall be (i) with respect to the Class PO Certificates, based on the applicable
PO Percentage of the principal portion of the Realized Loss previously allocated
thereto with respect to such Mortgage Loan (or all Mortgage Loans for purposes
of the next to last sentence of the preceding paragraph), and (ii) with respect
to any other Class of Certificates, based on its pro rata share (in proportion
to the Class Certificate Principal Balances thereof with respect to such
Distribution Date) of the applicable Non-PO Percentage of the principal portion
of any such Realized Loss previously allocated with respect to such Mortgage
Loan (or Loans); provided, however, that (i) the share of an Unanticipated
Recovery allocable to a Class PO Certificate with respect to any Mortgage Loan
(or Loans) shall be reduced by the aggregate amount previously distributed to
such Class on account of the applicable Class PO Deferred Amount in respect of
such Mortgage Loan (or Loans) and (ii) the amount by which the distributions to
the Class PO Certificates have been so reduced shall be distributed to the
Classes of Certificates described in clause (ii) of the preceding paragraph in
the same proportion as described in such clause (ii). For purposes of the
preceding sentence, any Class PO Deferred Amount distributed to a Class PO
Certificate on previous Distribution Dates shall be deemed to have been
allocated in respect of the Mortgage Loans as to which the applicable PO
Percentage of the principal portion of Realized Losses has previously been
allocated to such Class on a pro rata basis (based on the amount of Realized
Losses so allocated).
(f) (1) On each Distribution Date through the related Accretion Termination
Date, amounts allocable to the Class A9, Class A15, Class A16, Class A17 and
Class A21 Certificates pursuant to clauses (a)(i) and (a)(ii) of this Section
4.01 shall not be distributable to the Class A9, Class A15, Class A16, Class A17
and Class A21 Certificates pursuant to such clauses but shall instead be (x)
added to the respective Class Certificate Principal Balance thereof to the
extent of the Accrual Amount for the related Class for such Distribution Date,
and (y) distributed to the following Classes of Certificates, in reduction of
the Class Certificate Principal Balances thereof, before any distributions are
made pursuant to Section 4.01(a)(iii), as provided in the Accretion Directed
Schedule.
(2) On each Distribution Date occurring after the related Accretion
Termination Date, amounts allocable to the Class A9, Class A15, Class A16,
Class A17 and Class A21 Certificates pursuant to clauses (a)(i) and (a)(ii)
of this Section 4.01 shall be distributable on such Distribution Date
pursuant to such clauses to Holders of the Class A9, Class A15, Class A16,
Class A17 and Class A21 Certificates, respectively, as Accrued Certificate
Interest.
(g) On each Distribution Date through the earlier of (a) the Distribution
Date in May 2001, or (b) the Distribution Date on which the Class Certificate
Principal Balance of the Class A12 Certificates is reduced to zero (the "Class
A12 Interest Account Termination Date"), the Custodian shall withdraw and
transfer to the Trustee, from amounts on deposit in the Class A12 Interest
Account, an amount equal to the excess of (i) the amount of interest accrued on
the Class A12 Certificates during the related Interest Accrual Period at the
then-applicable Certificate Interest Rate, over (ii) the amount of interest that
would have accrued on the Class A12 Certificates during such Interest Accrual
Period at a Certificate Interest Rate equal to the Designated Rate, and the
Trustee shall distribute such amounts to the Holders of the Class A12
Certificates, as part of and in addition to the distribution of interest thereon
pursuant to Section 4.01(a)(i) above. On the Class A12 Interest Account
Termination Date, the Custodian shall withdraw any amounts remaining in the
Class A12 Interest Account and transfer such amounts to the Trustee for
distribution to the Holders of the Class R Certificates.
Section 4.02. Method of Distribution. (a) Except as set forth in Section
4.10 in respect of any Designated Retail Certificates, all distributions with
respect to each Class of Certificates on each Distribution Date shall be made
pro rata among the outstanding Certificates of such Class, based on the
Percentage Interest in such Class represented by each Certificate. Payments to
the Certificateholders on each Distribution Date will be made by the Trustee to
the Certificateholders of record on the related Record Date (other than as
provided in Section 9.01 respecting the final distribution) by check or money
order mailed to a Certificateholder at the address appearing in the Certificate
Register, or upon written request by such Certificateholder to the Trustee made
not later than the applicable Record Date, by wire transfer to a U.S. depository
institution acceptable to the Trustee, or by such other means of payment as such
Certificateholder and the Trustee shall agree.
(b) Each distribution with respect to a Book-Entry Certificate shall be
paid to the Depository, which shall credit the amount of such distribution to
the accounts of its Depository Participants in accordance with its normal
procedures. Each Depository Participant shall be responsible for disbursing such
distribution to the Certificate Owners that it represents and to each Financial
Intermediary for which it acts as agent. Each Financial Intermediary shall be
responsible for disbursing funds to the Certificate Owners that it represents.
The Depository shall be responsible for the allocation of the aggregate amount
of distributions in reduction of the Class Certificate Principal Balances of any
Class of Designated Retail Certificates among the Depository Participants in
accordance with Section 4.10, and each Depository Participant (and each
respective Financial Intermediary for which such Depository Participant acts as
agent) shall be responsible for the allocation of the amount allocated thereto
among the related Certificate Owners. All such credits and disbursements with
respect to a Book-Entry Certificate are to be made by the Depository and the
Depository Participants in accordance with the provisions of the applicable
Certificates. Neither the Trustee nor the Company shall have any responsibility
therefor except as otherwise provided by applicable law.
(c) The Trustee shall withhold or cause to be withheld such amounts as it
reasonably determines are required by the Code (giving full effect to any
exemptions from withholding and related certifications required to be furnished
by Certificateholders or Certificate Owners and any reductions to withholding by
virtue of any bilateral tax treaties and any applicable certification required
to be furnished by Certificateholders or Certificate Owners with respect
thereto) from distributions to be made to Non-U.S. Persons. If the Trustee
reasonably determines that a more accurate determination of the amount required
to be withheld for a distribution can be made within a reasonable period after
the scheduled date for such distribution, it may hold such distribution in trust
for a holder of a Residual Certificate until such determination can be made. For
the purposes of this paragraph, a "Non-U.S. Person" is (i) an individual other
than a citizen or resident of the United States, (ii) a partnership, corporation
or entity treated as a partnership or corporation for U.S. federal income tax
purposes not formed under the laws of the United States, any state thereof or
the District of Columbia (unless, in the case of a partnership, Treasury
regulations provide otherwise), (iii) any estate, the income of which is not
subject to U.S. federal income taxation, regardless of source, and (iv) any
trust, other than a trust that a court within the United States is able to
exercise primary supervision over the administration of the trust and one or
more U.S. Persons have the authority to control all substantial decisions of the
trust.
Section 4.03. Allocation of Losses. (a) On or prior to each Determination
Date, the Company shall determine the amount of any Realized Loss in respect of
each Mortgage Loan that occurred during the immediately preceding calendar
month.
(b) With respect to any Distribution Date, the principal portion of each
Realized Loss (other than any Excess Loss) shall be allocated as follows:
(i) the applicable PO Percentage of the principal portion of any such
Realized Loss shall be allocated to the Class PO Certificates until the
Class Certificate Principal Balance thereof has been reduced to zero; and
(ii) the applicable Non-PO Percentage of the principal portion of any
such Realized Loss shall be allocated in the following order of priority:
first, to the Class B5 Certificates until the Class Certificate
Principal Balance thereof has been reduced to zero;
second, to the Class B4 Certificates until the Class Certificate
Principal Balance thereof has been reduced to zero;
third, to the Class B3 Certificates until the Class Certificate
Principal Balance thereof has been reduced to zero;
fourth, to the Class B2 Certificates until the Class Certificate
Principal Balance thereof has been reduced to zero;
fifth, to the Class B1 Certificates until the Class Certificate
Principal Balance thereof has been reduced to zero;
sixth, to the Class M Certificates until the Class Certificate
Principal Balance thereof has been reduced to zero; and
seventh, to the Classes of Senior Certificates other than the
Class PO Certificates, pro rata, in accordance with their Class
Certificate Principal Balances; provided, that any such loss allocated
to any Class of Accrual Certificates (and any Accrual Component) shall
be allocated (subject to Section 4.03(d)) on the basis of the lesser
of (x) the Class Certificate Principal Balance (or Component Principal
Balance) thereof immediately prior to the applicable Distribution Date
and (y) the Class Certificate Principal Balance (or Component
Principal Balance) thereof on the Closing Date (as reduced by any
Realized Losses previously allocated thereto).
(c) With respect to any Distribution Date, the principal portion of any
Excess Loss (other than Excess Bankruptcy Losses attributable to Debt Service
Reductions) shall be allocated as follows: (1) the PO Percentage of any such
loss shall be allocated to the Class PO Certificates, and (2) the Non-PO
Percentage of any such loss shall be allocated to each Class of Certificates
other than the Class PO Certificates, pro rata, based on the respective Class
Certificate Principal Balances thereof; provided, that any such loss allocated
to any Class of Accrual Certificates (and any Accrual Component) shall be
allocated (subject to Section 4.03(d)) on the basis of the lesser of (x) the
Class Certificate Principal Balance (or Component Principal Balance) thereof
immediately prior to the applicable Distribution Date and (y) the Class
Certificate Principal Balance (or Component Principal Balance) thereof on the
Closing Date (as reduced by any Realized Losses previously allocated thereto).
(d) Any Realized Losses allocated to a Class of Certificates pursuant to
Section 4.03(b) or (c) shall be allocated among the Certificates of such Class
in proportion to their respective Certificate Principal Balances. In addition,
any Realized Losses allocated to any Class of Component Certificates on a
Distribution Date shall be allocated in reduction of the Component Principal
Balances of the related Components (other than any Notional Component) in
proportion to their respective Component Principal Balances immediately prior to
such Distribution Date. Any allocation of Realized Losses pursuant to this
paragraph (d) shall be accomplished by reducing the Certificate Principal
Balance (or, in the case of any Component, the Component Principal Balance) of
the related Certificates (or Components) on the related Distribution Date in
accordance with Section 4.03(e).
(e) Realized Losses allocated in accordance with this Section 4.03 shall be
allocated on the Distribution Date in the month following the month in which
such loss was incurred and, in the case of the principal portion thereof, after
giving effect to distributions made on such Distribution Date, except that the
aggregate amount of Realized Losses to be allocated to the Class PO Certificates
on such Distribution Date will be taken into account in determining
distributions in respect of any Class PO Deferred Amount for such date.
(f) On each Distribution Date, the Company shall determine the Subordinate
Certificate Writedown Amount, if any. Any such Subordinate Certificate Writedown
Amount shall effect a corresponding reduction in the Certificate Principal
Balance of the Subordinate Certificates, which reduction shall occur on such
Distribution Date after giving effect to distributions made on such Distribution
Date.
(g) Notwithstanding the foregoing, no such allocation of any Realized Loss
shall be made on a Distribution Date to a Class of Certificates to the extent
that such allocation would result in the reduction of the aggregate Certificate
Principal Balances of all the Certificates as of such Distribution Date, after
giving effect to all distributions and prior allocations of Realized Losses on
such date, to an amount less than the aggregate Scheduled Principal Balance of
the Mortgage Loans as of the first day of the month of such Distribution Date,
less any Deficient Valuations occurring on or prior to the Bankruptcy Coverage
Termination Date (such limitation, the "Loss Allocation Limitation").
(h) Any allocation of a Realized Loss to a Class of Certificates (or
Component), or of any Subordinate Certificate Writedown Amount to a Class of
Subordinate Certificates, pursuant to this Section 4.03 shall effect a
corresponding allocation thereof to the corresponding Class of Lower-Tier
Interests and, in the case of the principal portion of any such Realized Loss
and any such Subordinate Certificate Writedown Amount, a corresponding reduction
in the related Lower-Tier Balance thereof.
Section 4.04. Monthly Advances; Purchases of Defaulted Mortgage Loans. (a)
The Company shall be required to make Monthly Advances in the manner and to the
extent provided herein. Prior to the close of business on each Determination
Date, the Company shall determine (i) the amount of the Monthly Advance which it
is required to make on the related Distribution Date and (ii) whether it has
elected to purchase any Defaulted Mortgage Loan or Loans on such Distribution
Date. If the Company so elects to purchase any Defaulted Mortgage Loans (or is
required to purchase any Mortgage Loan pursuant to Section 2.02 or 2.03(a)), no
Monthly Advance shall be required with respect thereto for the month in which
such purchase occurs. The Company shall include information as to each of such
determinations in the Servicer's Certificate furnished by it to the Trustee in
accordance with Section 4.06 and shall be obligated to transfer to the
Certificate Account pursuant to Section 3.02(d) on or before 11:00 a.m. New York
time on the Business Day next preceding the following Distribution Date in
next-day funds the respective amounts applicable to such determinations
appearing in such Servicer's Certificate. Upon receipt by the Trustee of written
notification signed by a Servicing Officer of any such deposit relating to the
purchase by the Company of such a Mortgage Loan, the Trustee shall release to
the Company the related Mortgage File and shall execute and deliver such
instruments of transfer or assignment, in each case without recourse, as shall
be necessary to vest in the Company any Mortgage Loan released pursuant hereto.
(b) In the event that the Company transfers or expects to transfer less
than the Available Funds required to be deposited by it pursuant to Section
3.02(d), the Company shall so notify the Trustee no later than 9:00 a.m. on the
Business Day preceding the related Distribution Date, and the amount so
transferred, if any, shall be deemed to have been transferred first pursuant to
clause (i) of the definition of Available Funds, second pursuant to clause (iii)
of the definition of Available Funds, and third pursuant to clause (ii) of the
definition of Available Funds. Such notice shall specify each Mortgage Loan
delinquent as of the preceding Determination Date. In such event, the Trustee
shall make any Monthly Advance required to be made hereunder, in the manner and
to the extent required; provided, the Trustee shall not be so obligated if
prohibited by applicable law.
(c) In the event that the Company is succeeded hereunder as servicer, the
obligation to make Monthly Advances in the manner and to the extent required by
Section 4.04(a) shall be assumed by the successor servicer (subject to Section
7.02).
Section 4.05. Statements to Certificateholders. Each month, at least two
Business Days prior to each Distribution Date, the Company shall deliver to the
Trustee for mailing to each Certificateholder, and the Trustee shall mail to
each Certificateholder on such Distribution Date, a statement (each, a
"Distribution Date Statement") substantially in the form of Exhibit J hereto,
setting forth:
(i) The amount of such distribution to the Certificateholders of each
Class (and in respect of any Component), other than any Notional
Certificates (and any Notional Component), allocable to principal,
separately identifying the aggregate amount of any Principal Prepayments
included therein (including, for this purpose, the Scheduled Principal
Balances of all Defaulted Mortgage Loans and Defective Mortgage Loans
purchased pursuant to Section 2.02, 2.03(b) or 3.16, respectively, and any
amounts deposited pursuant to Section 2.03(b) in connection with the
substitution of any Mortgage Loans pursuant to Section 2.02 or 2.03(a), the
proceeds of which purchases or substitutions are being distributed on such
Distribution Date);
(ii) The amount of such distribution to the Certificateholders of each
Class (other than any Class of Principal Only Certificates) allocable to
interest, including any Accrual Amount added to the Class Certificate
Principal Balance or Component Principal Balance of any Class of Accrual
Certificates or any Accrual Components;
(iii) The amount of servicing compensation paid to the Company during
the month preceding the month of distribution in respect of the Mortgage
Loans and such other customary information as the Company deems necessary
or desirable to enable Certificateholders to prepare their tax returns;
(iv) The Pool Scheduled Principal Balance and the aggregate number of
the Mortgage Loans on the preceding Due Date after giving effect to all
distributions allocable to principal made on such Distribution Date;
(v) The Class Certificate Principal Balance (or Notional Principal
Balance) of each Class, the Component Principal Balance of each Component
and the Certificate Principal Balance (or Notional Principal Balance) of a
Single Certificate of each Class after giving effect to (i) all
distributions allocable to principal (or reductions in the Notional
Principal Balance, in the case of the Notional Certificates, or the
addition of any Accrual Amount, in the case of any Class of Accrual
Certificates) made on such Distribution Date and (ii) the allocation of any
Realized Losses and any Subordinate Certificate Writedown Amount for such
Distribution Date;
(vi) The Pay-out Rate applicable to each Class of Certificates;
(vii) The book value and unpaid principal balance of any real estate
acquired on behalf of Certificateholders through foreclosure, or grant of a
deed in lieu of foreclosure or otherwise, of any REO Mortgage Loan, and the
number of the related Mortgage Loans;
(viii)The aggregate Scheduled Principal Balances and number of
Mortgage Loans which, as of the close of business on the last day of the
month preceding the related Distribution Date, were (a) delinquent as to a
total of (x) 30-59 days, (y) 60-89 days and (z) 90 days or more, and (b) in
foreclosure;
(ix) The Scheduled Principal Balance of any Mortgage Loan replaced
pursuant to Section 2.03(b);
(x) The Certificate Interest Rates of any LIBOR Certificates, any COFI
Certificates and the Class S Certificates applicable to the Interest
Accrual Period relating to such Distribution Date and such Class;
(xi) The Senior Percentage, the Class A22 Percentage, the Class A22
Distribution Percentage and the Junior Percentage for such Distribution
Date;
(xii) The Senior Prepayment Percentage and the Junior Prepayment
Percentage for such Distribution Date; and
(xiii)The amount of such distribution to the Certificateholders of
each Class allocable to Unanticipated Recoveries.
In the case of information furnished pursuant to clauses (i) through (iii)
above, the amounts shall be expressed as a dollar amount per Single Certificate.
In connection with any proposed transfer of a Certificate that is purported
to be made in reliance on Rule 144A under the Securities Act, the Company shall
be responsible for furnishing such information as may be required thereunder to
a proposed transferee. In furtherance of the Company's obligations hereunder,
the Company hereby instructs the Trustee, at the Company's expense and on its
behalf, and the Trustee agrees, to promptly make available to the proposed
transferee, upon request of the holder, (i) all statements furnished to
Certificateholders pursuant to this Section 4.05 on previous Distribution Dates,
(ii) all certificates furnished to the Trustee pursuant to Section 4.06 in prior
months, (iii) Officer's Certificates furnished to the Trustee pursuant to
Section 3.12 for the two years preceding such request, (iv) reports of
independent accountants furnished to the Trustee pursuant to Section 3.13 for
the two years preceding such request, (v) a copy of the Private Placement
Memorandum relating to such Certificate, together with any amendments or
supplements thereto issued by the Company, which may be accompanied by a legend
to the effect that the information contained in the Private Placement Memorandum
and any amendment or supplement thereto is current only as of its date and the
delivery thereof does not create an implication that such information is correct
as of any subsequent date of delivery (it being understood that the Company has
no obligation hereunder to update or supplement the Private Placement Memorandum
unless otherwise required pursuant to Rule 144A(d)(4)) (which copy and legend
shall be furnished to the Trustee by the Company), and (vi) the Company's
Current Report on Form 8-K, dated the Closing Date, relating to the Mortgage
Loans; provided, however, that the Trustee shall in no event be required to make
available such statements or certificates pursuant to clauses (i) and (ii) above
relating to Distribution Dates occurring more than twenty-four months preceding
the month in which such request was received; provided, further, however, that
notwithstanding the Trustee's agreement as aforesaid to provide such materials
to a proposed transferee, the Trustee does not assume, and shall not thereby be
deemed to have assumed, any responsibility for compliance by the Company with
Rule 144A (subject to the Trustee's agreement set forth in the second sentence
of this paragraph) and shall be entitled to include a notice with such
statements or certificates to the effect that such materials have not been
prepared or assembled by the Trustee and that the Trustee assumes no
responsibility for the adequacy, sufficiency or contents thereof. In connection
with any such proposed transfer, the Company shall make available to the
proposed holder, at the request of the related transferor, such additional
information, if any, as may be required to be delivered pursuant to Rule
144A(d)(4).
Section 4.06. Servicer's Certificate. Each month, not later than the second
Business Day next preceding each Distribution Date, the Company shall deliver to
the Trustee a completed Servicer's Certificate.
Section 4.07. Reports of Foreclosures and Abandonments of Mortgaged
Property. The Trustee (or the Company on behalf of the Trustee) shall, in each
year beginning after 1999, make the reports of foreclosures and abandonments of
any Mortgaged Property as required by section 6050J of the Code. In order to
facilitate this reporting process, the Company, on or before January 15th of
each year, shall provide to the Trustee reports relating to each instance
occurring during the previous calendar year in which the Company (i) on behalf
of the Trustee acquires an interest in a Mortgaged Property through foreclosure
or other comparable conversion in full or partial satisfaction of a Mortgage
Loan, or (ii) knows or has reason to know that a Mortgaged Property has been
abandoned. Reports from the Company shall be in form and substance sufficient to
meet the reporting requirements imposed by section 6050J of the Code.
Section 4.08. Reduction of Servicing Fees by Compensating Interest
Payments. The aggregate amount of the Servicing Fees subject to retention by the
Company as servicer in respect of any Distribution Date shall be reduced by the
amount of any Compensating Interest Payment for such Distribution Date.
Section 4.09. Surety Bond. (a) If a Required Surety Payment is payable
pursuant to the Surety Bond with respect to any Pledged Asset Mortgage Loan, the
Company shall so notify the Trustee as soon as reasonably practicable and shall,
on behalf of the Trustee for the benefit of the Certificateholders, promptly
complete the notice in the form of Attachment 1 to the Surety Bond and shall
promptly submit such notice to the Surety as a claim for a Required Surety
Payment.
(b) Upon receipt of a Required Surety Payment from the Surety on behalf of
the Certificateholders, the Company shall promptly credit such amount to the
Mortgage Loan Payment Record.
Section 4.10. Distributions to Holders of Designated Retail Certificates.
(a) Except as provided in subsections (d) and (f) below, on each Distribution
Date on which distributions in reduction of the Class Certificate Principal
Balance of a Class of Designated Retail Certificates are made, such
distributions will be made in the following order of priority:
(i) first, in respect of any Principal Distribution Request by the
personal representative of a Deceased Holder of such Class of Certificates,
a surviving tenant by the entirety, a surviving joint tenant, a surviving
tenant in common or such other Person empowered to act on behalf of such
Deceased Holder upon his or her death, in an amount up to but not exceeding
$100,000 per request; and
(ii) second, in respect of any Principal Distribution Request by a
Living Holder of such Class of Certificates, in an amount up to but not
exceeding $10,000 per request.
Thereafter, distributions in respect of such Class submitted on behalf of
each Deceased Holder will be made as provided in clause (i) above up to a second
$100,000 per request and distributions in respect of such Class submitted on
behalf of each Living Holder will be made as provided in clause (ii) above up to
a second $10,000 per request. This sequence of priorities will be repeated until
all such requests have been honored to the extent of amounts available for
distribution in reduction of the Class Certificate Principal Balance of such
Class of Designated Retail Certificates.
Principal Distribution Requests presented on behalf of Deceased Holders in
accordance with the provisions of clause (i) above will be accepted in the order
of their receipt by the Depository. Principal Distribution Requests presented in
accordance with the provisions of clause (ii) above will be accepted in the
order of their receipt by the Depository after all requests presented in
accordance with clause (i) have been honored. All Principal Distribution
Requests with respect to any Distribution Date shall be made in accordance with
Section 4.10(c) below and must be received by the Depository no later than the
close of business on the related Record Date. Principal Distribution Requests
that are received by the Depository after the related Record Date and requests,
in either case, for distributions timely received but not accepted with respect
to any Distribution Date, will be treated as Principal Distribution Requests on
the next succeeding Distribution Date, and each succeeding Distribution Date
thereafter, until each such request is accepted or is withdrawn as provided in
Section 4.10(c). Requests on behalf of Deceased Holders that are not so
withdrawn shall retain their order of priority, all in accordance with the
procedures of the Depository and the Trustee. Upon the transfer of beneficial
ownership of any Designated Retail Certificate, any Principal Distribution
Request previously submitted with respect to such Certificate will be deemed to
have been withdrawn only upon the receipt by the Trustee of notification of such
withdrawal using a form required by the Depository.
Principal Distribution Requests for a Class of Designated Retail
Certificates will be applied, in the aggregate, in an amount equal to the
portion of the Available Funds distributable to such Class of Certificates
pursuant to Section 4.01(a), plus any amounts available for distribution from
the related Rounding Account pursuant to Section 4.10(e), provided that the
aggregate distribution in reduction of the Class Certificate Principal Balance
of any Class of Designated Retail Certificates on any Distribution Date shall be
made in an integral multiple of $1,000, subject to Section 4.10(f).
(b) A "Deceased Holder" is a beneficial owner of a Designated Retail
Certificate who was living at the time such interest was acquired and whose
authorized personal representative, surviving tenant by the entirety, surviving
joint tenant or surviving tenant in common or other Person empowered to act on
behalf of such beneficial owner upon his or her death, causes to be furnished to
the Trustee a certified copy of the death certificate of such Deceased Holder,
evidence of such person's status as an authorized representative of the Deceased
Holder, such as surviving tenant (whether by the entirety, joint tenancy or
tenancy in common), which evidence shall be satisfactory to the Trustee, and any
additional evidence of death required by and satisfactory to the Trustee and any
tax waivers requested by the Trustee. Designated Retail Certificates
beneficially owned by tenants by the entirety, joint tenants or tenants in
common will be considered to be beneficially owned by a single owner. The death
of a tenant by the entirety, joint tenant or tenant in common will be deemed to
be the death of the beneficial owner, and any Designated Retail Certificates so
beneficially owned will be eligible for priority with respect to distributions
in reduction of the Class Certificate Principal Balance of such Class of
Certificates, subject to the limitations contained in this Section 4.10.
Designated Retail Certificates beneficially owned by a trust will be considered
to be beneficially owned by each beneficiary of the trust to the extent of such
beneficiary's beneficial interest therein, but in no event will a trust's
beneficiaries collectively be deemed to be beneficial owners of a number of
individual Designated Retail Certificates greater than the number of individual
Designated Retail Certificates of which such trust is the beneficial owner. The
death of a beneficiary of a trust will be deemed to be the death of a beneficial
owner of the Designated Retail Certificates beneficially owned by the trust to
the extent of such beneficiary's beneficial interest in such trust. The death of
an individual who was a tenant by the entirety, joint tenant or tenant in common
in a tenancy that is the beneficiary of a trust will be deemed to be the death
of the beneficiary of the trust. The death of a person who, immediately prior to
his or her death, was entitled to substantially all of the beneficial ownership
interest in a Designated Retail Certificate will be deemed to be the death of
the beneficial owner of such Certificate regardless of the registration of
ownership of such Certificate, if such beneficial ownership interest can be
established to the satisfaction of the Trustee. The Trustee's decision regarding
whether a Deceased Holder's beneficial interest is substantial for purposes of
the preceding sentence shall be conclusive and binding. Such beneficial interest
will be deemed to exist in typical cases of street name or nominee ownership,
ownership by a trustee, ownership under the Uniform Gifts to Minors Act and
community property or other joint ownership arrangements between a husband and
wife. Beneficial interests shall include the power to sell, transfer or
otherwise dispose of a Designated Retail Certificate, and the right to receive
the proceeds therefrom, as well as interest and distributions in reduction of
the Certificate Principal Balance of such Certificates payable with respect
thereto. The Trustee shall not be under any duty to determine independently the
occurrence of the death of any beneficial owner. The Trustee may rely entirely
upon documentation delivered to it in establishing the eligibility of any
beneficial owner to receive the priority accorded Deceased Holders in Section
4.10(a). Expenses incurred by the Trustee in an effort to determine the
beneficial ownership interest with respect to any Principal Distribution Request
presented on behalf of a Deceased Holder, including, without limitation,
attorneys fees, shall be paid by the Person presenting such Principal
Distribution Request.
(c) Requests for distributions in reduction of the Certificate Principal
Balance of a Class of Designated Retail Certificate must be made by delivering a
Principal Distribution Request therefor to the Depository Participant or
Financial Intermediary that maintains the account evidencing the beneficial
owner's interest in such Certificate. Such Depository Participant or Financial
Intermediary should in turn make the request of the Depository (or, in the case
of an Financial Intermediary, such Financial Intermediary should notify the
related Depository Participant of such request, which Depository Participant
should make the request of the Depository) on a form required by the Depository
and provided to the Depository Participant. In the case of a request on behalf
of a Deceased Holder, a certified copy of the death certificate and any
additional appropriate evidence of death and any tax waivers must be forwarded
to the Trustee under separate cover. Any such requests of Deceased Holders that
are incomplete may not be honored by the Trustee and, if not honored, will lose
their priority and must be resubmitted in proper form. Upon receipt of such
Principal Distribution Request, the Depository will date and time stamp such
request and forward such request to the Trustee. Such requests will be honored
on any Distribution Date only to the extent that they are received by the
Depository on or before the Record Date for such Distribution Date. The
Depository may establish such procedures as it deems fair and equitable to
establish the order of receipt of requests for such distributions received by it
on the same day. Principal Distribution Requests delivered to the Depository
after the Record Date for a particular Distribution Date and requests received
in a timely manner but not accepted with respect to a particular Distribution
Date will be treated as Principal Distribution Requests for the next succeeding
Distribution Date and each succeeding Distribution Date thereafter until each
request is accepted or is withdrawn as provided below. In the case of Principal
Distribution Requests on behalf of Living Holders, the Depository will establish
a new order of priority for each Distribution Date. This order will apply both
to previously unsatisfied Principal Distribution Requests and to newly submitted
requests. A Principal Distribution Request submitted on behalf of a Living
Holder who later dies will become entitled to the priority of a newly submitted
request on behalf of a Deceased Holder upon satisfaction of the requirements set
forth above for requests of a Deceased Holder. Such priority will be effective
for each subsequent Distribution Date if the Trustee has received a certified
copy of the death certificate for such Deceased Holder and any additional
appropriate evidence of death and any requested tax waivers by the last business
day of the preceding calendar month. Each Principal Distribution Request
submitted by a beneficial owner of a Designated Retail Certificate will be held
by the Depository until such request has been accepted or has been withdrawn in
writing as provided herein. Neither the Trustee nor the Company shall be liable
for any delay in delivery of Principal Distribution Requests or Withdrawals (as
defined below) of such requests by the Depository, a Depository Participant or
any Financial Intermediary.
In the event that any Principal Distribution Requests are rejected by the
Trustee for failure to comply with the requirements of this Section 4.10, the
Trustee shall return such requests to the appropriate Depository Participant
with a copy to the Depository with an explanation as to the reason for such
rejection.
The Trustee shall maintain a list of those Depository Participants
representing the Certificate Owners of Designated Retail Certificates that have
submitted Principal Distribution Requests, together with the order of receipt
and the amounts of such requests. The Trustee shall notify the Depository and
the appropriate Depository Participants as to which requests should be honored
on each Distribution Date. Requests shall be honored by the Depository in
accordance with the procedures, and subject to the priorities and limitations,
described in this Section 4.10. The exact procedures to be followed by the
Trustee and the Depository for purposes of determining such priorities and
limitations shall be those established from time to time by the Trustee or the
Depository, as the case may be. The decisions of the Trustee and the Depository
concerning such matters shall be final and binding on all affected Persons.
Any beneficial owner of a Designated Retail Certificate that has made a
Principal Distribution Request may withdraw its request by so notifying in
writing the Depository Participant or Financial Intermediary that maintains such
beneficial owner's account (each such withdrawal, a "Withdrawal"). The
Depository Participant should forward the Withdrawal to the Depository on a form
required by the Depository. In the event that such account is maintained by a
Financial Intermediary, such Financial Intermediary should notify the related
Depository Participant which in turn should forward the Withdrawal of such
request, on a form required by the Depository, to the Depository. If such
Withdrawal has not been received by the Depository and forwarded to the Trustee
on or before the Record Date for the next Distribution Date, the previously made
Principal Distribution Request will be irrevocable with respect to the making of
distributions in reduction of the Certificate Principal Balance of such
Designated Retail Certificate on such Distribution Date.
(d) To the extent, if any, that amounts available for distribution in
reduction of the Class Certificate Principal Balance of a Class of Designated
Retail Certificates on a Distribution Date pursuant to Section 4.01(a) exceed
the dollar amount of Principal Distribution Requests that have been received in
respect of such Class by the related Record Date, as provided in Section 4.10(c)
above, distributions in reduction of the Class Certificate Principal Balance of
such Class of Certificates will be made by mandatory distributions on a Random
Lot basis, in integral multiples equal to $1,000, in reduction thereof without
regard to whether such Certificate Owners have submitted Principal Distribution
Requests. The Trustee shall notify the Depository of the aggregate amount of the
mandatory distribution by Random Lot in reduction of the Class Certificate
Principal Balance of such Designated Retail Certificates to be made on the next
Distribution Date. The Depository shall then allocate such aggregate amount
among its Depository Participants on a Random Lot basis. Each Depository
Participant and, in turn, each Financial Intermediary, will then select, in
accordance with its own procedures, Designated Retail Certificates of such Class
from among those held in its accounts to receive mandatory distributions in
reduction of the Class Certificate Principal Balance of such Certificates, such
that the total amount so selected is equal to the aggregate amount of such
mandatory distributions allocated to such Depository Participant by the
Depository and to such Financial Intermediary by its related Depository
Participant, as the case may be. Depository Participants and Financial
Intermediaries that hold a Class of Designated Retail Certificates selected for
mandatory distributions in reduction of the Class Certificate Principal Balance
thereof should provide notice of such mandatory distributions to the affected
Certificate Owners.
(e) On the Closing Date, a separate Rounding Account shall be established
with the Trustee for each Class of Designated Retail Certificates and the
Rounding Account Depositor for such Rounding Account shall cause to be initially
deposited the sum of $999.99 in each such Rounding Account. On each Distribution
Date on which a distribution is to be made in reduction of the Class Certificate
Principal Balance of a Class of Designated Retail Certificates pursuant to
Section 4.01(a), funds on deposit in the related Rounding Account shall be, to
the extent needed, withdrawn by the Trustee and applied to round upward to an
integral multiple of $1,000 the aggregate distribution in reduction of the Class
Certificate Principal Balance to be made on such Class of Certificates. Rounding
of such distribution on such Class of Designated Retail Certificates shall be
accomplished, on the first such Distribution Date, by withdrawing from the
related Rounding Account the amount of funds, if any, needed to round the amount
otherwise available for such distribution in reduction of the Class Certificate
Principal Balance of such Certificates upward to the next integral multiple of
$1,000. On each succeeding Distribution Date on which distributions in reduction
of the Class Certificate Principal Balance of such Class of Designated Retail
Certificates are to be made pursuant to Section 4.01(a), the aggregate amount of
such distributions allocable to such Certificates shall be applied first to
repay any funds withdrawn from the related Rounding Account and not previously
repaid, and then the remainder of such allocable amount, if any, shall be
similarly rounded upward to the next integral multiple of $1,000 and applied as
distributions in reduction of the Class Certificate Principal Balance of the
related Class of Certificates; this process shall continue on succeeding
principal Distribution Dates prior to the Cross-Over Date until the Class
Certificate Principal Balance of each such Class of Certificates has been
reduced to zero. Each Rounding Account shall be maintained as a non-interest
bearing account; the Rounding Accounts shall not be an asset of the Trust Fund,
but shall be an asset of the Upper-Tier REMIC. On the earlier of (1) the
Cross-Over Date and (2) the first Distribution Date after the Class Certificate
Principal Balance of any Class of Designated Retail Certificates has been
reduced to zero, any remaining amounts in the related Rounding Account shall be
distributed to the Class R Certificate.
(f) Notwithstanding any provisions herein to the contrary, on each
Distribution Date coinciding with or after the Cross-Over Date, all
distributions in reduction of the Class Certificate Principal Balance of any
Class of Designated Retail Certificates will be made among the Holders and
Certificate Owners of such Class of Certificates, pro rata, based on their
Certificate Principal Balances, and will not be made in integral multiples of
$1,000 or pursuant to requested distributions or mandatory distributions by
Random Lot.
(g) In the event that Definitive Certificates representing any Class of
Designated Retail Certificates are issued pursuant to Section 5.02(f), all
requests for distributions or withdrawals of such requests relating to such
Class must be submitted to the Trustee, and the Trustee shall perform the
functions described in Section 4.10(a) through (d) using its own procedures,
which procedures shall, to the extent practicable, be consistent with the
procedures described in Section 4.10(a) through (d).
ARTICLE V
THE CERTIFICATES
Section 5.01. The Certificates. (a) The Certificates shall be substantially
in the forms set forth in Exhibit A hereto, as applicable, and shall, on
original issue, be executed by the Trustee, not in its individual capacity but
solely as Trustee, and countersigned and delivered by the Trustee to or upon the
order of the Company as provided in Article II.
(b) The Certificates shall be issued in an aggregate Initial Certificate
Principal Balance of $952,400,249.61. Such aggregate original principal balance
shall be divided among the Classes having the designations, Class Certificate
Principal Balances, Certificate Interest Rates and minimum denominations as
follows:
<PAGE>
<TABLE>
<CAPTION>
<S> <C> <C> <C>
Initial Class
Certificate Certificate
Principal Interest Minimum
Balance Rate Denominations
Designation
Class A1 $ 30,939,608.00 5.95% $25,000
Class A2 45,707,200.00 6.00 25,000
Class A3 171,374,222.00 6.25 25,000
Class A4 41,356,970.00 (1) 25,000
Class A5 (2) (1) (3)
Class A6 236,250,000.00 6.50 25,000
Class A7 150,998,836.00 6.50 1,000
Class A8 53,979,484.00 6.50 1,000
Class A9 1,000,000.00 6.50 25,000
Class A10 18,929,196.00 6.50 1,000
Class A11 6,694,000.00 6.50 1,000
Class A12 1,306,000.00 (4) 1,000
Class A13 21,000,000.00 (1) 25,000
Class A14 6,461,538.00 (1) 25,000
Class A15 5,000,000.00 6.50 25,000
Class A16 5,000,000.00 6.50 25,000
Class A17 5,000,000.00 6.50 1,000
Class A18 5,630,052.00 6.75 1,000
Class A19 5,630,052.00 7.00 1,000
Class A20 649,621.00 0.00 25,000
Class A21 5,000,000.00 6.50 25,000
Class A22 95,240,025.00 6.50 25,000
Class PO 1,156,244.78 0.00 (5)
Class M 17,620,000.00 6.50 100,000
Class B1 7,143,000.00 6.50 100,000
Class B2 4,286,000.00 6.50 100,000
Class B3 $4,762,000.00 6.50 500,000
Class B4 $1,905,000.00 6.50 500,000
Class B5 $2,381,000.83 6.50 500,000
Class S (6) (6) (7)
Class R 100.00 6.50 100
Class RL 100.00 6.50 100
</TABLE>
- -------------------
(1) The Certificate Interest Rates of the Class A4, Class A5, Class A13 and
Class A14 Certificates for each Interest Accrual Period shall be
determined as provided in Section 5.01(f).
(2) The Class A5 Certificates are issued with an initial Notional Principal
Balance of $41,356,970.00.
(3) The Class A5 Certificates will be issued in minimum denominations of
Notional Principal Balance of $350,000.
(4) The Certificate Interest Rate for the Class A12 Certificates will be
8.00% per annum on all Distribution Dates to and including the
Distribution Date in May 2000, 7.00% per annum on any Distribution Date
from and including June 2000 to and including the Distribution Date in
May 2001, and 6.50% per annum on any Distribution Date on or after June
2001.
(5) The Class PO Certificates will be issued as a single Certificate
evidencing the entire Class Certificate Principal Balance of such
Class.
(6) The Class S Certificates are issued with an initial Notional Principal
Balance of $904,009,427.37 and shall bear interest at the Strip Rate.
(7) The Class S Certificates will be issued in minimum denominations of
Notional Principal Balance of $2,500,000.
(c) The Certificates shall be issuable in registered form only. The
Book-Entry Certificates will be evidenced by one or more certificates,
beneficial ownership of which will be held in the minimum dollar denominations
in Certificate Principal Balance or Notional Principal Balance, as applicable,
specified in Section 5.01(b), and integral multiples of $1,000 in excess
thereof. The Non-Book-Entry Certificates other than the Residual Certificates
shall each be issued in the minimum dollar denominations in Certificate
Principal Balance or Notional Principal Balance, as applicable, specified in
Section 5.01(b), and integral multiples of $1,000 in excess thereof (and, if
necessary, in the amount of the remaining Class Certificate Principal Balance or
Notional Principal Balance, as applicable, of each Class, in the case of one
Certificate of such Class). The Residual Certificates shall each be issued as a
single certificate evidencing the entire Class Certificate Principal Balance of
such Class and having a Percentage Interest of 100%. If necessary, one
Certificate of each Class of Book-Entry Certificates and the Class S
Certificates may evidence an additional amount equal to the remainder of the
Class Certificate Principal Balance (or Notional Principal Balance) of such
Class.
(d) The Certificates shall be executed by manual or facsimile signature on
behalf of the Trustee by an authorized officer under its seal, which may be in
facsimile form and be imprinted or otherwise reproduced thereon. Certificates
bearing the manual or facsimile signatures of individuals who were, at the time
when such signatures were affixed, authorized to sign on behalf of the Trustee
shall bind the Trustee, notwithstanding that such individuals or any of them
have ceased to be so authorized prior to the authentication and delivery of such
Certificates or did not hold such offices at the date of such Certificate. No
Certificate shall be entitled to any benefit under this Agreement, or be valid
for any purpose, unless such Certificate shall have been manually countersigned
by the Trustee substantially in the forms set forth in Exhibit A hereto, and
such countersignature upon any Certificate shall be conclusive evidence, and the
only evidence, that such Certificate has been duly executed and delivered
hereunder. All Certificates issued on the Closing Date shall be dated the
Closing Date; all Certificates issued thereafter shall be dated the date of
their countersignature.
(e) The Strip Rate for each Interest Accrual Period shall be determined by
the Company and included in the Servicer's Certificate for the related
Distribution Date.
(f) (1) During the first Interest Accrual Period, the Certificate Interest
Rate of the Class A5 Certificates shall be 5.240% per annum. For each subsequent
Interest Accrual Period, the Certificate Interest Rate of the Class A4
Certificates shall be a per annum rate equal to the lesser of (1) 0.300% plus
LIBOR and (2) 8.500%, subject to a minimum rate of 0.300%.
(2) During the first Interest Accrual Period, the Certificate Interest
Rate of the Class A5 Certificates shall be 3.260% per annum. For each
subsequent Interest Accrual Period, the Certificate Interest Rate of the
Class A5 Certificates shall be a per annum rate equal to the lesser of (1)
8.200% minus LIBOR and (2) 8.200%, subject to a minimum rate of 0.000%.
(3) During the first Interest Accrual Period, the Certificate Interest
Rate of the Class A13 Certificates shall be 5.440% per annum. For each
subsequent Interest Accrual Period, the Certificate Interest Rate of the
Class A13 Certificates shall be a per annum rate equal to the lesser of (1)
0.500% plus LIBOR and (2) 8.500%, subject to a minimum rate of 0.500%.
(4) During the first Interest Accrual Period, the Certificate Interest
Rate of the Class A14 Certificates shall be 9.945% per annum. For each
subsequent Interest Accrual Period, the Certificate Interest Rate of the
Class A14 Certificates shall be a per annum rate equal to the lesser of (1)
26.000% minus the product of 3.250 and LIBOR and (2) 26.000%, subject to a
minimum rate of 0.000%.
Section 5.02. Registration of Transfer and Exchange of Certificates. (a)
The Trustee shall cause to be kept at an office or agency in the city in which
the Corporate Trust Office of the Trustee is located or in the City of New York,
New York a Certificate Register in which, subject to such reasonable regulations
as it may prescribe, the Trustee shall provide for the registration of
Certificates and of transfers and exchanges of Certificates as herein provided.
The Trustee shall initially serve as Certificate Registrar for the purpose of
registering Certificates and transfers and exchanges of Certificates as herein
provided.
Subject to Sections 5.02(b) and 5.02(c), upon surrender for registration of
transfer of any Certificate at the Corporate Trust Office, the Trustee shall
execute, authenticate and deliver, in the name of the designated transferee or
transferees, one or more new Certificates of the same Class in authorized
denominations of a like Percentage Interest.
At the option of a Certificateholder, Certificates may be exchanged for
other Certificates of authorized denominations of a like Class and Percentage
Interest, upon surrender of the Certificates to be exchanged at any such office
or agency. Whenever any Certificates are so surrendered for exchange the Trustee
shall execute, countersign and deliver the Certificates which the
Certificateholder making the exchange is entitled to receive. Every Certificate
presented or surrendered for registration of transfer or exchange shall be
accompanied by a written instrument of transfer in form satisfactory to the
Trustee and the Certificate Registrar duly executed by the Holder thereof or his
attorney duly authorized in writing.
No service charge shall be made for any registration of transfer or
exchange of Certificates, but the Trustee may require payment of a sum
sufficient to cover any tax or governmental charge that may be imposed in
connection with any transfer or exchange of Certificates.
All Certificates surrendered for registration of transfer and exchange
shall be canceled and subsequently destroyed by the Trustee and a certificate of
destruction shall be delivered by the Trustee to the Company.
(b) No legal or beneficial interest in all or any portion of the Residual
Certificates may be transferred directly or indirectly to (i) a Disqualified
Organization or an agent of a Disqualified Organization (including a broker,
nominee, or middleman), (ii) an entity that holds REMIC residual securities as
nominee to facilitate the clearance and settlement of such securities through
electronic book-entry changes in accounts of participating organizations (a
"Book-Entry Nominee"), or (iii) an individual, corporation, partnership or other
person unless such transferee (A) is not a Non-U.S. Person or (B) is a Non-U.S.
Person that holds a Residual Certificate in connection with the conduct of a
trade or business within the United States and has furnished the transferor and
the Trustee with an effective Internal Revenue Service Form 4224 or (C) is a
Non-U.S. Person that has delivered to both the transferor and the Trustee an
opinion of a nationally recognized tax counsel to the effect that the transfer
of a Residual Certificate to it is in accordance with the requirements of the
Code and the regulations promulgated thereunder and that such transfer of a
Residual Certificate will not be disregarded for federal income tax purposes
(any such person who is not covered by clause (A), (B) or (C) above being
referred to herein as a "Non-permitted Foreign Holder"), and any such purported
transfer shall be void and have no effect. The Trustee shall not execute, and
shall not authenticate and deliver, a Residual Certificate in connection with
any transfer thereof unless the transferor shall have provided to the Trustee an
affidavit, substantially in the form attached as Exhibit F hereto, signed by the
transferee, to the effect that the transferee is not such a Disqualified
Organization, an agent (including a broker, nominee, or middleman) for any
entity as to which the transferee has not received a substantially similar
affidavit, a Book-Entry Nominee or a Non-permitted Foreign Holder, which
affidavit shall contain the consent of the transferee to any such amendments of
this Agreement as may be required to further effectuate the foregoing
restrictions on transfer of the Residual Certificates to Disqualified
Organizations, Book-Entry Nominees or Non-permitted Foreign Holders, and an
agreement by the Transferee that it will not transfer a Residual Certificate
without providing to the Trustee an affidavit substantially in the form attached
as Exhibit F hereto and a letter substantially in the form attached as Exhibit G
hereto. Such affidavit shall also contain the statement of the transferee that
(i) it does not have the intention to impede the assessment or collection of any
federal, state or local taxes legally required to be paid with respect to the
Residual Certificates and (ii) it understands that it may incur tax liabilities
in excess of cash flows generated by a Residual Certificate and that it intends
to pay taxes associated with holding a Residual Certificate as they become due.
The affidavit described in the preceding paragraph, if not executed in
connection with the initial issuance of the Residual Certificates, shall be
accompanied by a written statement in the form attached as Exhibit G hereto,
signed by the transferor, to the effect that as of the time of the transfer, the
transferor has (i) no actual knowledge that the transferee is a Disqualified
Organization, Book-Entry Nominee or Non-permitted Foreign Holder, (ii) no reason
to believe that the transferee has the intention to impede the assessment or
collection of any federal, state or local taxes legally required to be paid with
respect to a Residual Certificate, and (iii) conducted a reasonable
investigation and found that the transferee had historically paid its debts as
they came due and found no significant evidence to indicate that the transferee
will not continue to pay its debts as they become due. The Residual Certificates
shall bear a legend referring to the foregoing restrictions contained in this
paragraph and the preceding paragraph.
Upon notice to the Company that any legal or beneficial interest in any
portion of the Residual Certificates has been transferred, directly or
indirectly, to a Disqualified Organization or agent thereof (including a broker,
nominee, or middleman) in contravention of the foregoing restrictions, (i) such
transferee shall be deemed to hold the Residual Certificate in constructive
trust for the last transferor who was not a Disqualified Organization or agent
thereof, and such transferor shall be restored as the owner of such Residual
Certificate as completely as if such transfer had never occurred, provided that
the Company may, but is not required to, recover any distributions made to such
transferee with respect to the Residual Certificate and return such recovery to
the transferor, and (ii) the Company agrees to furnish to the Internal Revenue
Service and to any transferor of the Residual Certificate or such agent (within
60 days of the request therefor by the transferor or agent) such information
necessary to the application of section 860E(e) of the Code as may be required
by the Code, including but not limited to the present value of the total
anticipated excess inclusions with respect to the Residual Certificate (or
portion thereof) for periods after such transfer. At the election of the
Company, the cost to the Company of computing and furnishing such information
may be charged to the transferor or such agent referred to above; however, the
Company shall in no event be excused from furnishing such information.
The restrictions on transfers of the Residual Certificates set forth in the
preceding three paragraphs shall cease to apply to transfers (and the applicable
portions of the legend to the Residual Certificates may be deleted) after
delivery to the Trustee of an Opinion of Counsel to the effect that the
elimination of such restrictions will not cause the related REMIC established
hereunder to fail to qualify as a REMIC at any time that the Certificates are
outstanding.
No transfer of a Restricted Certificate shall be made unless such transfer
is made pursuant to an effective registration statement under the Securities Act
of 1933, as amended (the "Act"), and any applicable state securities laws, in
each case as evidenced by an Officer's Certificate, or is exempt from the
registration requirements of the Act and any applicable state securities laws.
In the event of such registration, any restrictive legends set forth in the form
of the relevant Restricted Certificate in Exhibit A hereto with respect to the
Act and state securities law restrictions shall be removed by the Trustee upon
request of the Holder thereof and automatically upon exchange or registration of
transfer thereof. As a condition to any transfer that is to be made in reliance
upon an exemption from the Act and such laws of a (i) Class PO or Class S
Certificate or (ii) Restricted Junior Certificate to any person other than a QIB
(as certified by the proposed transferee in the form of assignment attached to
the related Certificate), either (x) the Trustee shall require the transferee to
execute an investment letter in the form substantially as set forth in Exhibit I
hereto or in such other form as may be acceptable to the Trustee, certifying as
to the facts surrounding such transfer, or (y) in lieu of such investment
letter, the Trustee may accept a written Opinion of Counsel (in form and
substance acceptable to the Trustee) that such proposed transfer may be made
pursuant to an exemption from the Act. As an additional condition to any
transfer of a Restricted Certificate, either (i) the transferor and the
transferee shall complete the form of assignment attached to the Certificate
proposed to be transferred, or (ii) the Trustee shall have received the
above-referenced Opinion of Counsel. The holder of any Restricted Certificate
desiring to effect the transfer thereof to a person other than a QIB shall, and
hereby agrees to, comply with any applicable conditions set forth in the
preceding two sentences and indemnify the Trustee and the Company against any
liability that may result if the transfer thereof is not so exempt or is not
made in accordance with such federal and state laws. Such agreement to so
indemnify the Trustee and the Company shall survive the termination of this
Agreement. Notwithstanding the foregoing, no Opinion of Counsel or investment
letter shall be required upon the original issuance of (i) the Restricted Junior
Certificates to the Initial Purchaser (as defined in the Private Placement
Memorandum) or its nominee and (ii) the Class PO or Class S Certificates to the
Company or upon any subsequent transfer of any Class PO or Class S Certificate
by the Company, provided that if any Restricted Junior Certificates are, at the
request of the Initial Purchaser, registered in the name of its nominee, the
Initial Purchaser shall be deemed to acknowledge and agree with the Company and
the Trustee that no transfer of a beneficial interest in such Certificates will
be made without registering such Certificates in the name of the transferee,
which shall be a Person other than such nominee. Any opinion or letter required
pursuant to this paragraph shall not be at the expense of the Trust Fund or the
Trustee.
(c) (i) No transfer of an ERISA-Restricted Certificate in the form of a
Definitive Certificate shall be made to any Person unless the Trustee has
received (A) a certificate (substantially in the form of Exhibit E or such other
form as is acceptable to the Company and the Trustee) from such transferee to
the effect that such transferee (i) is not a Plan or a Person that is using the
assets of a Plan to acquire such ERISA-Restricted Certificate or (ii) is an
insurance company investing assets of its general account and the exemptions
provided by Section III(a) of Department of Labor Prohibited Transaction Class
Exemption 95-60, 60 Fed. Reg. 35925 (July 12, 1995) (the "Exemptions") apply to
the transferee's acquisition and holding of any ERISA-Restricted Certificate or
(B) an opinion of counsel satisfactory to the Trustee and the Company to the
effect that the purchase and holding of such a Certificate will not constitute
or result in the assets of the Trust Fund being deemed to be "plan assets"
subject to the prohibited transactions provisions of ERISA or Section 4975 of
the Code and will not subject the Trustee or the Company to any obligation in
addition to those undertaken in the Agreement; provided, however, that the
Trustee will not require such certificate or opinion in the event that, as a
result of a change of law or otherwise, counsel satisfactory to the Trustee has
rendered an opinion to the effect that the purchase and holding of an
ERISA-Restricted Certificate by a Plan or a Person that is purchasing or holding
such a Certificate with the assets of a Plan will not constitute or result in a
prohibited transaction under ERISA or Section 4975 of the Code. The preparation
and delivery of the certificate and opinions referred to above shall not be an
expense of the Trust Fund, the Trustee or the Company. Notwithstanding the
foregoing, no opinion or certificate shall be required for the initial issuance
of the ERISA-Restricted Certificates.
(ii) No transfer of a Residual Certificate shall be made to any Person
unless the Trustee has received a certification (substantially in the form
of paragraph 4 of Exhibit F) from such transferee to the effect that, among
other things, such transferee is not a Plan or a Person that is using the
assets of a Plan to acquire any such Certificate. The preparation and
delivery of such certificate shall not be an expense of the Trust Fund, the
Trustee or the Company.
(d) Subject to Section 8.01(i) hereof, the Trustee may conclusively rely
upon any certificate, affidavit or opinion delivered pursuant to Section 5.02(b)
or (c). Any certificate or affidavit required to be delivered by a transferee
under this Section 5.02 may be executed and delivered in the name of such
transferee by its attorney-in-fact duly authorized in writing in form and
substance satisfactory to the Trustee.
(e) Except as to any additional Certificate of any Class of Book-Entry
Certificates held in physical certificated form pursuant to Section 5.02(g) or
any Restricted Junior Certificate of any Class of Book-Entry Certificates that
is transferred to an entity other than a QIB, the Book-Entry Certificates shall,
subject to Section 5.02(f), at all times remain registered in the name of the
Depository or its nominee and at all times: (i) registration thereof may not be
transferred by the Trustee except to another Depository; (ii) the Depository
shall maintain book-entry records with respect to the Certificate Owners and
with respect to ownership and transfers of such Certificates; (iii) ownership
and transfers of registration of the Certificates issued in book-entry form on
the books of the Depository shall be governed by applicable rules established by
the Depository and the rights of Certificate Owners with respect to Book-Entry
Certificates shall be governed by applicable law and agreements between such
Certificate Owners and the Depository, Depository Participants, and indirect
participating firms; (iv) the Depository may collect its usual and customary
fees, charges and expenses from its Depository Participants; (v) the Trustee
shall deal with the Depository, Depository Participants and indirect
participating firms as authorized representatives of the Certificate Owners of
the Certificates issued in book-entry form for all purposes including the making
of payments due on the Book-Entry Certificates and exercising the rights of
Holders under this Agreement, and requests and directions for and votes of such
representatives shall not be deemed to be inconsistent if they are made with
respect to different Certificate Owners; (vi) the Trustee may rely and shall be
fully protected in relying upon information furnished by the Depository with
respect to its Depository Participants and furnished by the Depository
Participants with respect to indirect participating firms and persons shown on
the books of such indirect participating firms as direct or indirect Certificate
Owners; (vii) Certificate Owners shall not be entitled to certificates for the
Book-Entry Certificates and (viii) the Trustee may establish a reasonable record
date in connection with solicitations of consents from or voting by
Certificateholders and give notice to the Depository of such record date.
All transfers by Certificate Owners of Book-Entry Certificates shall be
made in accordance with the procedures established by the Depository Participant
or brokerage firm representing such Certificate Owner. Each Depository
Participant shall only transfer Book-Entry Certificates of Certificate Owners it
represents or of brokerage firms for which it acts as agent in accordance with
the Depository's normal procedures. Except as provided herein, the Trustee shall
have no duty to monitor or restrict the transfer of Certificates or interests
therein, and shall have no liability for any transfer, including any transfer
made through the book-entry facilities of the Depository or between or among
Depository Participants or Certificate Owners, made in violation of applicable
restrictions set forth herein, except in the event of the failure of the Trustee
to perform its duties and fulfill its obligations under this Agreement.
(f) If (x)(i) the Company or the Depository advises the Trustee in writing
that the Depository is no longer willing, qualified or able to properly
discharge its responsibilities as Depository, and (ii) the Trustee or the
Company is unable to locate a qualified successor, (y) the Company at its option
advises the Trustee in writing that it elects to terminate the book-entry system
through the Depository or (z) after the occurrence of an Event of Default,
Certificate Owners representing not less than 51% of the aggregate Voting Rights
allocated to the Book-Entry Certificates together advise the Trustee and the
Depository through the Depository Participants in writing that the continuation
of a book-entry system through the Depository is no longer in the best interests
of the Certificate Owners, the Trustee shall notify all Certificate Owners,
through the Depository, of the occurrence of any such event and of the
availability of Definitive Certificates to Certificate Owners requesting the
same. Upon surrender to the Trustee of such Certificates by the Depository,
accompanied by registration instructions from the Depository for registration,
the Trustee shall issue the Definitive Certificates. Neither the Company nor the
Trustee shall be liable for any delay in delivery of such instructions and may
conclusively rely on, and shall be protected in relying on, such instructions.
Upon the issuance of Definitive Certificates all references herein to
obligations imposed upon or to be performed by the Depository shall be deemed to
be imposed upon and performed by the Trustee, to the extent applicable with
respect to such Definitive Certificates and the Trustee shall recognize the
Holders of the Definitive Certificates as Certificateholders hereunder.
(g) On or prior to the Closing Date, there shall be delivered to the
Depository (or to State Street Bank and Trust Company acting as custodian for
the Depository pursuant to the Depository's procedures) one certificate for each
Class of Book-Entry Certificates registered in the name of the Depository's
nominee, Cede & Co. The face amount of each such Certificate shall represent
100% of the initial Class Certificate Principal Balance thereof, except for such
amount that does not constitute an acceptable denomination to the Depository. An
additional Certificate of each Class of Book-Entry Certificates may be issued
evidencing such remainder and, if so issued, will be held in physical
certificated form by the Holders thereof. Each Certificate issued in book-entry
form shall bear the following legend:
"Unless this Certificate is presented by an authorized representative of
The Depository Trust Company, a New York corporation ("DTC"), to Issuer or its
agent for registration of transfer, exchange, or payment, and any certificate
issued is registered in the name of Cede & Co. or in such other name as
requested by an authorized representative of DTC (and any payment is made to
Cede & Co. or to such other entity as is requested by an authorized
representative of DTC), ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL inasmuch as the registered owner
hereof, Cede & Co., has an interest herein."
Section 5.03. Mutilated, Destroyed, Lost or Stolen Certificates. If (a) any
mutilated Certificate is surrendered to the Certificate Registrar, or the
Certificate Registrar receives evidence to its satisfaction of the destruction,
loss or theft of any Certificate and (b) there is delivered to the Company, the
Certificate Registrar and the Trustee such security or indemnity as may be
required by them to save each of them harmless, then, in the absence of notice
to the Certificate Registrar or the Trustee that such Certificate has been
acquired by a bona fide purchaser, the Trustee shall execute, countersign and
deliver, in exchange for or in lieu of any such mutilated, destroyed, lost or
stolen Certificate, a new Certificate of like tenor, Class and Percentage
Interest. In connection with the issuance of any new Certificate under this
Section 5.03, the Trustee may require the payment of a sum sufficient to cover
any tax or other governmental charge that may be imposed in relation thereto and
any other expenses (including the fees and expenses of the Trustee and the
Certificate Registrar) connected therewith. Any duplicate Certificate issued
pursuant to this Section 5.03 shall constitute complete and indefeasible
evidence of ownership in the Trust Fund, as if originally issued, whether or not
the lost, stolen or destroyed Certificate shall be found at any time.
Section 5.04. Persons Deemed Owners. Prior to due presentation of a
Certificate for registration of transfer, the Company, the Trustee, the
Certificate Registrar and any agent of the Company, the Trustee or the
Certificate Registrar may treat the person in whose name any Certificate is
registered as the owner of such Certificate for the purpose of receiving
distributions pursuant to Section 4.01 and for all other purposes whatsoever,
and neither the Company, the Trustee, the Certificate Registrar nor any agent of
the Company, the Trustee or the Certificate Registrar shall be affected by any
notice to the contrary.
Section 5.05. Access to List of Certificateholders' Names and Addresses.
The Certificate Registrar will furnish or cause to be furnished to the Company,
within 15 days after receipt by the Certificate Registrar of request therefor
from the Company in writing, a list, in such form as the Company may reasonably
require, of the names and addresses of the Certificateholders as of the most
recent Record Date for payment of distributions to Certificateholders. If three
or more Certificateholders (hereinafter referred to as "applicants") apply in
writing to the Trustee, and such application states that the applicants desire
to communicate with other Certificateholders with respect to their rights under
this Agreement or under the Certificates and is accompanied by a copy of the
communication which such applicants propose to transmit, then the Trustee shall,
within five Business Days after the receipt of such application, afford such
applicants access during normal business hours to the most recent list of
Certificateholders held by the Trustee. If such list is as of a date more than
90 days prior to the date of receipt of such applicants' request, the Trustee
shall promptly request from the Certificate Registrar a current list as provided
above, and shall afford such applicants access to such list promptly upon
receipt. Every Certificateholder, by receiving and holding a Certificate, agrees
with the Certificate Registrar and the Trustee that neither the Certificate
Registrar nor the Trustee shall be held accountable by reason of the disclosure
of any such information as to the names and addresses of the Certificateholders
hereunder, regardless of the source from which such information was derived.
Section 5.06. Representation of Certain Certificateholders. The fiduciary
of any Plan which becomes a Holder of a Certificate, by virtue of its acceptance
of such Certificate, will be deemed to have represented and warranted to the
Trustee and the Company that such Plan is an "accredited investor" as defined in
Rule 501(a)(1) of Regulation D promulgated by the Securities and Exchange
Commission under the Securities Act of 1933.
Section 5.07. Determination of COFI. (a) If the outstanding Certificates
include any COFI Certificates, then on each COFI Determination Date the Trustee
shall determine the value of COFI on the basis of the most recently available
Information Bulletin referred to in the definition of "COFI". The establishment
of COFI by the Trustee and the Trustee's subsequent calculation of the rates of
interest applicable to the COFI Certificates for each Interest Accrual Period
shall (in the absence of manifest error) be final and binding. During each
Interest Accrual Period, the Certificate Interest Rate for the COFI Certificates
for the current and immediately preceding Interest Accrual Period shall be made
available by the Trustee to Certificate Owners and Certificateholders at the
following telephone number: (617) 664-5500.
(b) The failure by the Federal Home Loan Bank of San Francisco to publish
COFI for a period of 65 calendar days will constitute an "Alternative Rate
Event" for purposes hereof. Upon the occurrence of an Alternative Rate Event,
the Company will calculate the Certificate Interest Rates for the COFI
Certificates for the subsequent Interest Accrual Periods by using, in place of
COFI, (i) the replacement index, if any, published or designated by the Federal
Home Loan Bank of San Francisco or (ii) if no replacement index is so published
or designated, an alternative index to be selected by the Company that has
performed, or that the Company expects to perform, in a manner substantially
similar to COFI. At the time an alternative index is first selected by the
Company, the Company shall determine the average number of basis points, if any,
by which the alternative index differed from COFI for such period as the
Company, in its sole discretion, reasonably determines to reflect fairly the
long-term difference between COFI and the alternative index, and shall adjust
the alternative index by such average. The Company shall select a particular
index as an alternative only if it receives an Opinion of Counsel to the effect
that the selection of such index will not cause any REMIC established hereunder
to fail to qualify as a REMIC for federal income tax purposes. In the absence of
manifest error, the selection of any alternative index as provided by this
Section 5.07(b) shall be final and binding for each subsequent Interest Accrual
Period. Upon the occurrence of an Alternative Rate Event, the Trustee shall have
no responsibility for the determination of any alternative index or the
calculation of the Certificate Interest Rates for the COFI Certificates.
(c) If at any time after the occurrence of an Alternative Rate Event the
Federal Home Loan Bank of San Francisco resumes publication of COFI, the
Certificate Interest Rates for the COFI Certificates for each Interest Accrual
Period commencing thereafter will be calculated by reference to COFI.
Section 5.08. Determination of LIBOR. (a) If the outstanding Certificates
include any LIBOR Certificates, then on each LIBOR Determination Date the
Trustee shall determine LIBOR for the related Interest Accrual Period as such
rate equal to the Interest Settlement Rate. If such rate does not appear on the
Designated Telerate Page as of 11:00 a.m., London time, on the applicable LIBOR
Determination Date:
(i) The Trustee will request the principal London office of each
Reference Bank (as defined in Section 5.08(e)) to provide such bank's
offered quotation (expressed as a percentage per annum) to prime banks in
the London interbank market for one-month U.S. Dollar deposits as of 11:00
a.m., London time, on the applicable LIBOR Determination Date.
(ii) If on any LIBOR Determination Date, two or more of the Reference
Banks provide such offered quotations, LIBOR for the next Interest Accrual
Period will be the arithmetic mean of such offered quotations (rounding
such arithmetic mean upwards, if necessary, to the nearest whole multiple
of 1/16%). If on any LIBOR Determination Date only one or none of the
Reference Banks provide such offered quotations, LIBOR for the next
Interest Accrual Period will be the rate per annum the Trustee determines
to be the arithmetic mean (rounding such arithmetic mean upwards, if
necessary, to the nearest whole multiple of 1/16%) of the one-month
Eurodollar lending rate that three major banks in New York City selected by
the Trustee are quoting as of approximately 11:00 a.m., New York City time,
on the first day of the applicable Interest Accrual Period.
(iii) If on any LIBOR Determination Date the Trustee is required but
unable to determine LIBOR in the manner provided in subparagraph (ii) of
this Section 5.08(a), LIBOR for the next Interest Accrual Period will be
LIBOR as determined on the previous LIBOR Determination Date, or, in the
case of the first LIBOR Determination Date, the Initial LIBOR Rate.
(b) The establishment of LIBOR by the Trustee and the Trustee's subsequent
calculation of the Certificate Interest Rates applicable to the LIBOR
Certificates for the relevant Interest Accrual Period, in the absence of
manifest error, will be final and binding.
(c) Within five Business Days of the Trustee's calculation of the
Certificate Interest Rates of the LIBOR Certificates, the Trustee shall furnish
to the Company by telecopy (or by such other means as the Trustee and the
Company may agree from time to time) such Certificate Interest Rates.
(d) The Trustee shall provide to Certificateholders who inquire of it by
telephone the Certificate Interest Rates of the LIBOR Certificates for the
current and immediately preceding Interest Accrual Period.
(e) As used herein, "Reference Banks" shall mean no more than four leading
banks engaged in transactions in Eurodollar deposits in the international
Eurocurrency market (i) with an established place of business in London,
England, (ii) whose quotations appear on the display designated "LIBO" on the
Reuters Monitor Money Rates Service (the "Reuters Screen LIBO Page") on the
applicable LIBOR Determination Date and (iii) which have been designated as such
by the Trustee and are able and willing to provide such quotations to the
Trustee on each LIBOR Determination Date. The Reference Banks initially shall
be: Barclay's plc, Bank of Tokyo, National Westminster Bank and Trust Company
and Bankers Trust Company. If any of the initial Reference Banks should be
removed from the Reuters Screen LIBO Page or in any other way fail to meet the
qualifications of a Reference Bank, or if such page is no longer published, the
Trustee, after consultation with the Company, shall use its best efforts to
designate alternate Reference Banks.
ARTICLE VI
THE COMPANY
Section 6.01. Liability of the Company. The Company shall be liable in
accordance herewith only to the extent of the obligations specifically imposed
upon and undertaken by the Company herein.
Section 6.02. Merger or Consolidation of, or Assumption of the Obligations
of, the Company. Any corporation into which the Company may be merged or
consolidated, or any corporation resulting from any merger, conversion or
consolidation to which the Company shall be a party, or any corporation
succeeding to the business of the Company, or any corporation, more than 50% of
the voting stock of which is, directly or indirectly, owned by General Electric
Company, or any limited partnership, the sole general partner of which is either
the Company or a corporation, more than 50% of the voting stock of which is
owned, directly or indirectly, by General Electric Company, which executes an
agreement of assumption to perform every obligation of the Company hereunder,
shall be the successor of the Company hereunder, without the execution or filing
of any paper or any further act on the part of any of the parties hereto,
anything herein to the contrary notwithstanding.
Section 6.03. Assignment. The Company may assign its rights and delegate
its duties and obligations as servicer under this Agreement; provided, that (i)
the purchaser or transferee accepting such assignment or delegation is qualified
to service mortgage loans for FNMA or FHLMC, is reasonably satisfactory to the
Trustee and executes and delivers to the Trustee an agreement, in form and
substance reasonably satisfactory to the Trustee, which contains an assumption
by such purchaser or transferee of the due and punctual performance and
observance of each covenant and condition to be performed or observed by the
Company as servicer hereunder from and after the date of such agreement and (ii)
each Rating Agency's rating of any Classes of Certificates in effect immediately
prior to such assignment or delegation would not be qualified, downgraded or
withdrawn as a result thereof. In the case of any such assignment or delegation,
the Company will be released from its obligations as servicer hereunder except
for liabilities and obligations as servicer incurred prior to such assignment or
delegation.
Section 6.04. Limitation on Liability of the Company and Others. Neither
the Company nor any of the directors or officers or employees or agents of the
Company shall be under any liability to the Trust Fund or the Certificateholders
for any action taken or for refraining from the taking of any action by the
Company pursuant to this Agreement, or for errors in judgment; provided,
however, that this provision shall not protect the Company or any such person
against any liability which would otherwise be imposed by reason of willful
misfeasance, bad faith or gross negligence in the performance of duties of the
Company or by reason of reckless disregard of obligations and duties of the
Company hereunder. The Company and any director or officer or employee or agent
of the Company may rely in good faith on any document of any kind prima facie
properly executed and submitted by any Person respecting any matters arising
hereunder. The Company and any director or officer or employee or agent of the
Company shall be indemnified by the Trust Fund and held harmless against any
loss, liability or expense incurred in connection with any legal action relating
to this Agreement or the Certificates, other than any loss, liability or expense
related to any specific Mortgage Loan or Mortgage Loans (except as any such
loss, liability or expense shall be otherwise reimbursable pursuant to this
Agreement) and any loss, liability or expense incurred by reason of willful
misfeasance, bad faith or gross negligence in the performance of duties
hereunder or by reason of reckless disregard of obligations and duties
hereunder. The Company shall be under no obligation to appear in, prosecute or
defend any legal action which is not incidental to its duties to service the
Mortgage Loans in accordance with this Agreement and which in its opinion may
involve it in any expense or liability; provided, however, that the Company may
in its sole discretion undertake any such action which it may deem necessary or
desirable in respect of this Agreement, and the rights and duties of the parties
hereto and the interests of the Certificateholders hereunder. In such event, the
legal expenses and costs of such action and any liability resulting therefrom
shall be expenses, costs and liabilities of the Trust Fund and the Company shall
be entitled to be reimbursed therefor from amounts credited to the Mortgage Loan
Payment Record as provided by Section 3.04.
Section 6.05. The Company Not to Resign. Subject to the provisions of
Sections 6.02 and 6.03, the Company shall not resign from the obligations and
duties hereby imposed on it except upon determination that the performance of
its duties hereunder is no longer permissible under applicable law. Any such
determination permitting the resignation of the Company shall be evidenced by an
Opinion of Counsel to such effect delivered to the Trustee. No such resignation
shall become effective until the Trustee or a successor servicer shall have
assumed the responsibilities and obligations of the Company in accordance with
Section 7.02.
ARTICLE VII
DEFAULT
Section 7.01. Events of Default. If any one of the following events
("Events of Default") shall occur and be continuing:
(i) Any failure by the Company to make any payment to the Trustee of
funds pursuant to Section 3.02(d) out of which distributions to
Certificateholders of any Class are required to be made under the terms of
the Certificates and this Agreement which failure continues unremedied for
a period of three Business Days after the date upon which written notice of
such failure shall have been given to the Company by the Trustee or to the
Company and the Trustee by Holders of Certificates of each Class affected
thereby evidencing, as to each such Class, Percentage Interests aggregating
not less than 25%; or
(ii) Failure on the part of the Company duly to observe or perform in
any material respect any other covenants or agreements of the Company set
forth in the Certificates or in this Agreement, which covenants and
agreements (A) materially affect the rights of Certificateholders and (B)
continue unremedied for a period of 60 days after the date on which written
notice of such failure, requiring the same to be remedied, shall have been
given to the Company by the Trustee, or to the Company and the Trustee by
the Holders of Certificates of each Class affected thereby evidencing, as
to each such Class, Percentage Interests aggregating not less than 25%; or
(iii) The entry of a decree or order by a court or agency or
supervisory authority having jurisdiction in the premises for the
appointment of a conservator, receiver or liquidator in any insolvency,
readjustment of debt, marshalling of assets and liabilities or similar
proceedings of or relating to the Company, or for the winding up or
liquidation of the Company's affairs, and the continuance of any such
decree or order unstayed and in effect for a period of 60 consecutive days;
or
(iv) The consent by the Company to the appointment of a conservator or
receiver or liquidator in any insolvency, readjustment of debt, marshalling
of assets and liabilities or similar proceedings of or relating to the
Company or of or relating to substantially all of its property; or the
Company shall admit in writing its inability to pay its debts generally as
they become due, file a petition to take advantage of any applicable
insolvency or reorganization statute, make an assignment for the benefit of
its creditors, or voluntarily suspend payment of its obligations;
then, and in each and every such case, so long as an Event of Default shall not
have been remedied by the Company, either the Trustee, or the Holders of
Certificates of each Class affected thereby evidencing, as to each such Class,
Percentage Interests aggregating not less than 51%, by notice then given in
writing to the Company (and to the Trustee if given by the Certificateholders)
may terminate all of the rights and obligations of the Company as servicer under
this Agreement. On or after the receipt by the Company of such written notice,
all authority and power of the Company under this Agreement, whether with
respect to the Certificates or the Mortgage Loans or otherwise, shall pass to
and be vested in the Trustee pursuant to and under this Section 7.01; and,
without limitation, the Trustee is hereby authorized and empowered to execute
and deliver, on behalf of the Company, as attorney-in-fact or otherwise, any and
all documents and other instruments, and to do or accomplish all other acts or
things necessary or appropriate to effect the purposes of such notice of
termination, whether to complete the transfer and endorsement of the Mortgage
Loans and related documents, or otherwise, including, without limitation, the
recordation of the assignments of the Mortgage Loans to it. The Company agrees
to cooperate with the Trustee in effecting the termination of the
responsibilities and rights of the Company hereunder, including, without
limitation, the transfer to the Trustee for the administration by it of all cash
amounts that shall at the time be held by the Company and that have been or
should have been credited by it to the Mortgage Loan Payment Record, or that
have been deposited by the Company in the Certificate Account or are thereafter
received by the Company with respect to the Mortgage Loans. In addition to any
other amounts which are then, or, notwithstanding the termination of its
activities as servicer, may become, payable to the Company under this Agreement,
the Company shall be entitled to receive out of any delinquent payment on
account of interest on a Mortgage Loan, due during the period prior to the
notice pursuant to this Section 7.01 which terminates the obligation and rights
of the Company hereunder and received after such notice, that portion of such
payment which it would have been entitled to retain pursuant to Section 3.04(vi)
if such notice had not been given.
Section 7.02. Trustee to Act; Appointment of Successor. (a) On and after
the time the Company receives a notice of termination pursuant to Section 7.01,
the Trustee shall be the successor in all respects to the Company in its
capacity as servicer under this Agreement and the transactions set forth or
provided for herein and shall succeed to all the rights of and be subject to all
the responsibilities, duties and liabilities relating thereto placed on the
Company in its capacity as servicer by the terms and provisions hereof;
provided, however, that the responsibilities and duties of the Company pursuant
to Sections 2.02 and 2.03(a) and, if the Trustee is prohibited by law or
regulation from making Monthly Advances, the responsibility to make Monthly
Advances pursuant to Section 4.04, shall not be the responsibilities, duties or
obligations of the Trustee; and provided further, that any failure of the
Trustee to perform such duties and responsibilities that is caused by the
Company's failure to cooperate with the Trustee as required by Section 7.01
shall not be considered a default by the Trustee hereunder. As compensation
therefor, the Trustee shall, except as provided in Section 7.01, be entitled to
such compensation as the Company would have been entitled to hereunder if no
such notice of termination had been given. Notwithstanding the above, the
Trustee may, if it shall be unwilling so to act, or shall, if it is legally
unable so to act, appoint, or petition a court of competent jurisdiction to
appoint, any established housing and home finance institution approved to
service mortgage loans for either FNMA or FHLMC, having a net worth of not less
than $10,000,000, as the successor to the Company hereunder in the assumption of
all or any part of the responsibilities, duties or liabilities of the Company
hereunder. Pending appointment of a successor to the Company pursuant to this
Article VII, unless the Trustee is prohibited by law from so acting, the Trustee
shall act in such capacity as hereinabove provided. In connection with such
appointment and assumption, the Trustee may make such arrangements for the
compensation of such successor out of payments on Mortgage Loans as it and such
successor shall agree; provided, however, that no such compensation shall be in
excess of that permitted the Company hereunder. The Trustee and such successor
shall take such action, consistent with this Agreement, as shall be necessary to
effectuate any such succession.
(b) Any successor, including the Trustee, to the Company as servicer
pursuant to this Article VII shall during the term of its service as servicer
maintain in force (i) a policy or policies of insurance covering errors and
omissions in the performance of its obligations as servicer hereunder, and (ii)
a fidelity bond in respect of its officers, employees and agents to the same
extent as the Company is so required pursuant to Section 3.15.
Section 7.03. Notification to Certificateholders. Upon any termination or
appointment of a successor to the Company pursuant to this Article VII, the
Trustee shall give prompt written notice thereof to Certificateholders at their
respective addresses appearing in the Certificate Register.
ARTICLE VIII
THE TRUSTEE
Section 8.01. Duties of Trustee. The Trustee, prior to the occurrence of an
Event of Default and after the curing of all Events of Default which may have
occurred, undertakes to perform such duties and only such duties as are
specifically set forth in this Agreement. If an Event of Default has occurred
(which has not been cured), the Trustee shall exercise such of the rights and
powers vested in it by this Agreement, and use the same degree of care and skill
in their exercise, as a prudent person would exercise or use under the
circumstances in the conduct of his or her own affairs.
The Trustee, upon receipt of all resolutions, certificates, statements,
opinions, reports, documents, orders or other instruments furnished to the
Trustee which are specifically required to be furnished pursuant to any
provision of this Agreement, shall examine them to determine whether they
conform to the requirements of this Agreement.
No provision of this Agreement shall be construed to relieve the Trustee
from liability for its own negligent action, its own negligent failure to act or
its own misconduct; provided, however, that:
(i) Prior to the occurrence of an Event of Default, and after the
curing of all such Events of Default which may have occurred, the duties
and obligations of the Trustee shall be determined solely by the express
provisions of this Agreement, the Trustee shall not be liable except for
the performance of such duties and obligations as are specifically set
forth in this Agreement, no implied covenants or obligations shall be read
into this Agreement against the Trustee and, in the absence of bad faith on
the part of the Trustee, the Trustee may conclusively rely, as to the truth
of the statements and the correctness of the opinions expressed therein,
upon any certificates or opinions furnished to the Trustee and conforming
to the requirements of this Agreement;
(ii) The Trustee shall not be personally liable for an error of
judgment made in good faith by a Responsible Officer of the Trustee, unless
it shall be proved that the Trustee was negligent in performing its duties
in accordance with the terms of this Agreement;
(iii) The Trustee shall not be personally liable with respect to any
action taken, suffered or omitted to be taken by it in good faith in
accordance with the direction of the Holders of Certificates of each Class
affected thereby evidencing, as to each such Class, Percentage Interests
aggregating not less than 25%, relating to the time, method and place of
conducting any proceeding for any remedy available to the Trustee, or
exercising any trust or power conferred upon the Trustee, under this
Agreement; and
(iv) The Trustee shall not be charged with knowledge of (A) any
failure by the Company to comply with the obligations of the Company
referred to in clauses (i) and (ii) of Section 7.01, (B) the rating
downgrade referred to in the definition of "Trigger Event" or (C) any
failure by the Company to comply with the obligations of the Company to
record the assignments of Mortgages referred to in Section 2.01 unless a
Responsible Officer of the Trustee at the Corporate Trust Office obtains
actual knowledge of such failures, occurrence or downgrade or the Trustee
receives written notice of such failures, occurrence or downgrade from the
Company or the Holders of Certificates of each Class affected thereby
evidencing, as to each such Class, Percentage Interests aggregating not
less than 25%.
Subject to any obligation of the Trustee to make Monthly Advances as
provided herein, the Trustee shall not be required to expend or risk its own
funds or otherwise incur financial liability in the performance of any of its
duties hereunder, or in the exercise of any of its rights or powers, if there is
reasonable ground for believing that the repayment of such funds or adequate
indemnity against such risk or liability is not reasonably assured to it, and
none of the provisions contained in this Agreement shall in any event require
the Trustee to perform, or be responsible for the manner of performance of, any
of the obligations of the Company under this Agreement, except during such time,
if any, as the Trustee shall be the successor to, and be vested with the rights,
duties, powers and privileges of, the Company in accordance with the terms of
this Agreement.
Section 8.02. Certain Matters Affecting the Trustee. Except as otherwise
provided in Section 8.01:
(i) The Trustee may conclusively rely and shall be protected in acting
or refraining from acting upon any resolution, Officer's Certificate,
certificate of auditors or any other certificate, statement, instrument,
opinion, report, notice, request, consent, order, appraisal, bond or other
paper or document believed by it to be genuine and to have been signed or
presented by the proper party or parties;
(ii) The Trustee may consult with counsel and any Opinion of Counsel
shall be full and complete authorization and protection in respect of any
action taken or suffered or omitted by it hereunder in good faith and in
accordance with such Opinion of Counsel;
(iii) The Trustee shall be under no obligation to exercise any of the
rights or powers vested in it by this Agreement, or to institute, conduct
or defend any litigation hereunder or in relation hereto, at the request,
order or direction of any of the Certificateholders, pursuant to the
provisions of this Agreement, unless such Certificateholders shall have
offered to the Trustee reasonable security or indemnity against the costs,
expenses and liabilities which may be incurred therein or thereby; nothing
contained herein shall, however, relieve the Trustee of the obligations,
upon the occurrence of an Event of Default (which has not been cured), to
exercise such of the rights and powers vested in it by this Agreement, and
to use the same degree of care and skill in their exercise as a prudent
person would exercise or use under the circumstances in the conduct of his
or her own affairs;
(iv) The Trustee shall not be personally liable for any action taken,
suffered or omitted by it in good faith and believed by it to be authorized
or within the discretion or rights or powers conferred upon it by this
Agreement;
(v) Prior to the occurrence of an Event of Default and after the
curing of all Events of Default which may have occurred, the Trustee shall
not be bound to make any investigation into the facts or matters stated in
any resolution, certificate, statement, instrument, opinion, report,
notice, request, consent, order, approval, bond or other paper or
documents, unless requested in writing so to do by Holders of Certificates
of each Class affected thereby evidencing, as to each such Class,
Percentage Interests aggregating not less than 25%; provided, however, that
if the payment within a reasonable time to the Trustee of the costs,
expenses or liabilities likely to be incurred by it in the making of such
investigation is, in the opinion of the Trustee, not reasonably assured to
the Trustee by the security afforded to it by the terms of this Agreement,
the Trustee may require reasonable indemnity against such cost, expense or
liability as a condition to such proceeding. The reasonable expense of
every such investigation shall be paid by the Company or, if paid by the
Trustee, shall be reimbursed by the Company upon demand. Nothing in this
clause (v) shall derogate from the obligation of the Company to observe any
applicable law prohibiting disclosure of information regarding the
Mortgagors; and
(vi) The Trustee may execute any of the trusts or powers hereunder or
perform any duties hereunder either directly or by or through agents or
attorneys or a custodian.
Section 8.03. Trustee Not Liable for Certificates or Mortgage Loans. The
recitals contained herein and in the Certificates (other than the signature and
countersignature of the Trustee on the Certificates) shall be taken as the
statements of the Company, and the Trustee assumes no responsibility for the
correctness of the same. The Trustee makes no representations as to the validity
or sufficiency of this Agreement or of the Certificates (other than the
signature and countersignature of the Trustee on the Certificates) or of any
Mortgage Loan or related document. The Trustee shall not be accountable for the
use or application by the Company of any of the Certificates or of the proceeds
of such Certificates, or for the use or application of any funds paid to the
Company in respect of the Mortgage Loans or deposited in or withdrawn from the
Certificate Account by the Company.
Section 8.04. Trustee May Own Certificates. The Trustee in its individual
or any other capacity may become the owner or pledgee of Certificates with the
same rights as it would have if it were not Trustee.
Section 8.05. The Company to Pay Trustee's Fees and Expenses. The Company
covenants and agrees to pay to the Trustee from time to time, and the Trustee
shall be entitled to, reasonable compensation (which shall not be limited by any
provision of law in regard to the compensation of a trustee of an express trust)
for all services rendered by it in the execution of the trusts hereby created
and in the exercise and performance of any of the powers and duties hereunder of
the Trustee, and the Company will pay or reimburse the Trustee upon its request
for all reasonable expenses, disbursements and advances (including any Monthly
Advances of the Trustee not previously reimbursed thereto pursuant to Section
3.04) incurred or made by the Trustee in accordance with any of the provisions
of this Agreement (including the reasonable compensation and the expenses and
disbursements of its counsel and of all persons not regularly in its employ)
except any such expense, disbursement or advance as may arise from its
negligence or bad faith or which is the responsibility of Certificateholders
hereunder. In addition, the Company covenants and agrees to indemnify the
Trustee from, and hold it harmless against, any and all losses, liabilities,
damages, claims or expenses other than those resulting from the negligence or
bad faith of the Trustee. From time to time, the Trustee may request that the
Company debit the Mortgage Loan Payment Record pursuant to Section 3.04 to
reimburse the Trustee for any Monthly Advances and Nonrecoverable Advances.
Section 8.06. Eligibility Requirements for Trustee. The Trustee hereunder
shall at all times be a corporation having its principal office either in the
State of New York or in the same state as that in which the initial Trustee
under this Agreement has its principal office and organized and doing business
under the laws of such State or the United States of America, authorized under
such laws to exercise corporate trust powers, having a combined capital and
surplus of at least $50,000,000 and subject to supervision or examination by
federal or state authority. If such corporation publishes reports of condition
at least annually, pursuant to law or to the requirements of the aforesaid
supervising or examining authority, then for the purposes of this Section 8.06,
the combined capital and surplus of such corporation shall be deemed to be its
combined capital and surplus as set forth in its most recent report of condition
so published. The Trustee shall not be an affiliate of the Company. In case at
any time the Trustee shall cease to be eligible in accordance with the
provisions of this Section 8.06, the Trustee shall resign immediately in the
manner and with the effect specified in Section 8.07.
Section 8.07. Resignation or Removal of Trustee. The Trustee may at any
time resign and be discharged from the trusts hereby created by giving written
notice thereof to the Company. Upon receiving such notice of resignation, the
Company shall promptly appoint a successor Trustee by written instrument, in
duplicate, one copy of which instrument shall be delivered to the resigning
Trustee and one copy to the successor Trustee. If no successor Trustee shall
have been so appointed and having accepted appointment within 30 days after the
giving of such notice of resignation, the resigning Trustee may petition any
court of competent jurisdiction for the appointment of a successor Trustee.
If the conditions in any of the following clauses (i), (ii) or (iii) shall
occur at any time, the Company may remove the Trustee: (i) the Trustee shall
cease to be eligible in accordance with the provisions of Section 8.06 and shall
fail to resign after written request therefor by the Company; (ii) the Trustee
shall be legally unable to act, or shall be adjudged a bankrupt or insolvent, or
a receiver of the Trustee or of its property shall be appointed, or any public
officer shall take charge or control of the Trustee or of its property or
affairs for the purpose of rehabilitation, conservation or liquidation; or (iii)
the replacement of the Trustee with a successor Trustee will enable the Company
to avoid (and should, based on the information included in the notice referred
to below, result in the avoidance of) a downgrading of the ratings assigned to
the Certificates by the Rating Agencies (whether or not other actions could
avoid such downgrading) and no Event of Default, as provided by Section 7.01
hereof, shall have occurred or be continuing; provided, however, that no action
shall be taken pursuant to this clause (iii) unless reasonable notice shall have
been provided to the Trustee, which notice shall set forth the basis for any
rating downgrade as contemplated by the Rating Agencies and shall also indicate
the manner in which such proposed action is intended to avoid such downgrade. If
it removes the Trustee under the authority of the immediately preceding
sentence, the Company shall promptly appoint a successor trustee by written
instrument, in duplicate, one copy of which instrument shall be delivered to the
Trustee so removed and one copy to the successor trustee.
Any resignation or removal of the Trustee and appointment of a successor
Trustee pursuant to any of the provisions of this Section 8.07 shall not become
effective until acceptance of appointment by the successor Trustee as provided
in Section 8.08.
Section 8.08. Successor Trustee. Any successor Trustee appointed as
provided in Section 8.07 shall execute, acknowledge and deliver to the Company
and to its predecessor Trustee an instrument accepting such appointment
hereunder, and thereupon the resignation or removal of the predecessor Trustee
shall become effective and such successor Trustee, without any further act, deed
or conveyance, shall become fully vested with all the rights, powers, duties and
obligations of its predecessor hereunder, with like effect as if originally
named as Trustee. The predecessor Trustee shall deliver to the successor Trustee
all Mortgage Files and related documents and statements held by it hereunder;
and the Company and the predecessor Trustee shall execute and deliver such
instruments and do such other things as may reasonably be required for fully and
certainly vesting and confirming in the successor Trustee all such rights,
powers, duties and obligations.
No successor Trustee shall accept appointment as provided in this Section
8.08 unless at the time of such acceptance such successor Trustee shall be
eligible under the provisions of Section 8.06.
Upon acceptance of appointment by a successor Trustee as provided in this
Section 8.08, the Company shall mail notice of the succession of such Trustee
hereunder to all holders of Certificates at their addresses as shown in the
Certificate Register. If the Company fails to mail such notice within 10 days
after acceptance of appointment by the successor Trustee, the successor Trustee
shall cause such notice to be mailed at the expense of the Company.
Section 8.09. Merger or Consolidation of Trustee. Any corporation into
which the Trustee may be merged or converted or with which it may be
consolidated, or any corporation resulting from any merger, conversion or
consolidation to which the Trustee shall be a party, or any corporation
succeeding to the corporate trust business of the Trustee, shall be the
successor of the Trustee hereunder, provided that such corporation shall be
eligible under the provisions of Section 8.06, without the execution or filing
of any paper or any further act on the part of any of the parties hereto,
anything herein to the contrary notwithstanding.
Section 8.10. Appointment of Co-Trustee or Separate Trustee.
Notwithstanding any other provisions of this Agreement, at any time, for the
purpose of meeting any legal requirements of any jurisdiction in which any part
of the Trust Fund or property securing any Mortgage Note may at the time be
located, the Company and the Trustee acting jointly shall have the power and
shall execute and deliver all instruments to appoint one or more Persons
approved by the Trustee to act as co-trustee or co-trustees, jointly with the
Trustee, of all or any part of the Trust Fund, or separate trustee or separate
trustees of any part of the Trust Fund, and to vest in such Person or Persons,
in such capacity and for the benefit of the Certificateholders, such title to
the Trust Fund, or any part thereof, and, subject to the other provisions of
this Section 8.10, such powers, duties, obligations, rights and trusts as the
Company and the Trustee may consider necessary or desirable. If the Company
shall not have joined in such appointment within 15 days after the receipt by it
of a request so to do, or in case an Event of Default shall have occurred and be
continuing, the Trustee alone shall have the power to make such appointment. No
co-trustee or separate trustee hereunder shall be required to meet the terms of
eligibility as a successor trustee under Section 8.06 and no notice to
Certificateholders of the appointment of any co-trustee or separate trustee
shall be required under Section 8.08.
Every separate trustee and co-trustee shall, to the extent permitted by
law, be appointed and act subject to the following provisions and conditions:
(i) All rights, powers, duties and obligations conferred or imposed
upon the Trustee shall be conferred or imposed upon and exercised or
performed by the Trustee and such separate trustee or co-trustee jointly
(it being understood that such separate trustee or co-trustee is not
authorized to act separately without the Trustee joining in such act),
except to the extent that under any law of any jurisdiction in which any
particular act or acts are to be performed (whether as Trustee hereunder or
as successor to the Company hereunder), the Trustee shall be incompetent or
unqualified to perform such act or acts, in which event such rights,
powers, duties and obligations (including the holding of title to the Trust
Fund or any portion thereof in any such jurisdiction) shall be exercised
and performed singly by such separate trustee or co-trustee, but solely at
the direction of the Trustee;
(ii) No trustee hereunder shall be held personally liable by reason of
any act or omission of any other trustee hereunder; and
(iii) The Company and the Trustee acting jointly may at any time
accept the resignation of or remove any separate trustee or co-trustee.
Any notice, request or other writing given to the Trustee shall be deemed
to have been given to each of the then separate trustees and co-trustees, as
effectively as if given to each of them. Every instrument appointing any
separate trustee or co-trustee shall refer to this Agreement and the conditions
of this Article VIII. Each separate trustee and co-trustee, upon its acceptance
of the trusts conferred, shall be vested with the estates or property specified
in its instrument of appointment, either jointly with the Trustee or separately,
as may be provided therein, subject to all the provisions of this Agreement,
specifically including every provision of this Agreement relating to the conduct
of, affecting the liability of, or affording protection to, the Trustee. Every
such instrument shall be filed with the Trustee and a copy thereof given to the
Company.
Any separate trustee or co-trustee may, at any time, constitute the
Trustee, its agent or attorney-in-fact, with full power and authority, to the
extent not prohibited by law, to do any lawful act under or in respect of this
Agreement on its behalf and in its name. If any separate trustee or co-trustee
shall die, become incapable of acting, resign or be removed, all of its estates,
properties, rights, remedies and trusts shall vest in and be exercised by the
Trustee, to the extent permitted by law, without the appointment of a new or
successor trustee.
Section 8.11. Compliance with REMIC Provisions; Tax Returns. The Trustee
shall at all times act in such a manner in the performance of its duties
hereunder as shall be necessary to prevent each of the Upper-Tier REMIC and
Lower-Tier REMIC from failing to qualify as a REMIC and to prevent the
imposition of a tax on the Trust Fund or the related REMICs established
hereunder. The Trustee, upon request, will furnish the Company with all such
information within its possession as may be reasonably required in connection
with the preparation of all tax returns of the Trust Fund and any Reserve Fund,
and shall, upon request, execute such returns.
ARTICLE IX
TERMINATION
Section 9.01. Termination upon Repurchase by the Company or Liquidation of
All Mortgage Loans. Subject to Section 9.02, the respective obligations and
responsibilities of the Company and the Trustee created hereby (other than the
obligation of the Trustee to make certain payments to Certificateholders after
the final Distribution Date and the obligation of the Trustee to send certain
notices as hereinafter set forth) shall terminate upon the last action required
to be taken by the Trustee on the final Distribution Date pursuant to this
Article IX following the earlier of (a) the repurchase by the Company of all
Mortgage Loans and all REO Mortgage Loans remaining in the Trust Fund at a price
equal to the sum of (x) 100% of the unpaid principal balance of each Mortgage
Loan (other than any REO Mortgage Loans described in the following clause) as of
the first day of the month in which such purchase price is to be distributed to
Certificateholders plus accrued and unpaid interest thereon at the applicable
Net Mortgage Rate (less any amounts constituting previously unreimbursed Monthly
Advances) to the first day of the month in which such purchase price is to be
distributed to Certificateholders and (y) the appraised value of any REO
Mortgage Loan (less the good faith estimate of the Company of Liquidation
Expenses to be incurred in connection with its disposal thereof), such appraisal
to be conducted by an appraiser mutually agreed upon by the Company and the
Trustee, and (b) the later of the final payment or other liquidation (or any
Monthly Advance with respect thereto) of the last Mortgage Loan remaining in the
Trust Fund or the disposition of all property acquired upon foreclosure or by
deed in lieu of foreclosure of any Mortgage Loan; provided, however, that in no
event shall the Trust Fund created hereby continue beyond the expiration of 21
years from the death of the last survivor of the descendants of Joseph P.
Kennedy, the late ambassador of the United States of America to the Court of St.
James's, living on the date of this Agreement. The right of the Company to
repurchase all Mortgage Loans pursuant to clause (a) above shall be conditioned
upon the aggregate of the Scheduled Principal Balance of the Outstanding
Mortgage Loans, at the time of any such repurchase, aggregating less than 10
percent of the aggregate of the Scheduled Principal Balance of the Mortgage
Loans as of the Cut-off Date.
Notice of any termination, specifying the Distribution Date upon which the
Certificateholders may surrender their Certificates to the Trustee for payment
of the final distribution and cancellation, shall be given promptly by the
Trustee by letter to Certificateholders mailed not earlier than the 15th day and
not later than the 25th day of the month next preceding the month of such final
distribution specifying (A) the Distribution Date upon which final payment of
the Certificates will be made upon presentation and surrender of the
Certificates at the office of the Trustee therein designated, (B) the amount of
any such final payment and (C) that the Record Date otherwise applicable to such
Distribution Date is not applicable, payments being made only upon presentation
and surrender of the Certificates at the office of the Trustee therein
specified. The Trustee shall give such notice to the Certificate Registrar at
the time such notice is given to Certificateholders. In the event such notice is
given in connection with the exercise by the Company of its right of repurchase,
the Company shall deposit in the Certificate Account not later than 11:00 a.m.
on the Business Day prior to the final Distribution Date in next-day funds an
amount equal to the price described above. Upon presentation and surrender of
the Certificates, the Trustee shall cause to be distributed to
Certificateholders an amount equal to the price calculated as above provided,
any such repurchase being in lieu of the distribution otherwise required to be
made on the Distribution Date upon which the repurchase is effected. Upon
certification to the Trustee by a Servicing Officer following such final
deposit, the Trustee shall promptly release to the Company the Mortgage Files
for the repurchased Mortgage Loans.
On the final Distribution Date, the Trustee shall distribute amounts on
deposit in the Certificate Account and, if applicable, in each Rounding Account
and the Class A12 Interest Account, in accordance with the applicable priorities
and uses provided by Sections 4.01 and 4.10. Distributions on each Certificate
shall be made on the final Distribution Date in the manner specified in Section
4.02 but only upon presentation and surrender of the Certificates.
In the event that all of the Certificateholders shall not surrender their
Certificates for cancellation within six months after the date specified in the
above-mentioned written notice, the Trustee shall give a second written notice
to the remaining Certificateholders to surrender their Certificates for
cancellation and receive the final distribution with respect thereto. If within
one year after the second notice all the Certificates shall not have been
surrendered for cancellation, the Trustee may take appropriate steps, or may
appoint an agent to take appropriate steps, to contact the remaining
Certificateholders concerning surrender of their Certificates, and the cost
thereof shall be paid out of the funds and other assets which remain subject
hereto.
Section 9.02. Additional Termination Requirements. (a) In the event the
Company exercises its purchase option as provided in Section 9.01, the Trust
Fund and the related REMICs established hereunder shall be terminated in
accordance with the following additional requirements, unless the Trustee has
been supplied with an Opinion of Counsel to the effect that the failure to
comply with the requirements of this Section 9.02 will not (i) result in the
imposition of taxes on "prohibited transactions" of any such REMIC as defined in
section 860F of the Code, or (ii) cause the Upper-Tier REMIC or Lower-Tier REMIC
to fail to qualify as a REMIC at any time that any Certificates are outstanding:
(i) Within 90 days prior to the final Distribution Date set forth in
the notice given by the Trustee under Section 9.01, the Company shall
prepare and the Trustee shall execute and adopt a plan of complete
liquidation for such REMIC or REMICs within the meaning of section
860F(a)(4)(A)(i) of the Code, which shall be evidenced by such notice; and
(ii) Within 90 days after the time of adoption of such a plan of
complete liquidation, the Trustee shall sell all of the assets of the Trust
Fund to the Company for cash in accordance with Section 9.01.
(b) By their acceptance of the Residual Certificates, the Holders thereof
hereby authorize the Trustee to adopt such a plan of complete liquidation which
authorization shall be binding on all successor Holders of the Residual
Certificates.
(c) On the final federal income tax return for the related REMIC
established hereunder, the Trustee will attach a statement specifying the date
of the adoption of the plan of liquidation.
ARTICLE X
MISCELLANEOUS PROVISIONS
Section 10.01. Amendment. This Agreement may be amended from time to time
by the Company and the Trustee, without the consent of any of the
Certificateholders, to cure any ambiguity, to correct or supplement any
provisions herein or therein which may be defective or inconsistent with any
other provisions herein, or to surrender any right or power herein conferred
upon the Company, or to add any other provisions with respect to matters or
questions arising under this Agreement, which shall not be materially
inconsistent with the provisions of this Agreement; provided, however, that such
action shall not, as evidenced by an Opinion of Counsel, adversely affect in any
material respect the interests of any Certificateholder. Notwithstanding the
foregoing, without the consent of the Certificateholders, the Trustee and the
Company may at any time and from time to time amend this Agreement to modify,
eliminate or add to any of its provisions to such extent as shall be necessary
or appropriate to maintain the qualification of each of the Upper-Tier REMIC or
Lower-Tier REMIC as a REMIC under the Code or to avoid or minimize the risk of
the imposition of any tax on the Trust Fund pursuant to the Code that would be a
claim against the Trust Fund at any time prior to the final redemption of the
Certificates, provided that the Trustee has obtained an opinion of independent
counsel (which opinion also shall be addressed to the Company) to the effect
that such action is necessary or appropriate to maintain such qualification or
to avoid or minimize the risk of the imposition of such a tax.
This Agreement may also be amended from time to time by the Company and the
Trustee with the consent of Holders of Certificates evidencing (i) not less than
66% of the Voting Rights of all the Certificates or (ii) Percentage Interests
aggregating not less than 66% of each Class affected by such amendment, for the
purpose of adding any provisions to or changing in any manner or eliminating any
of the provisions of this Agreement, or of modifying in any manner the rights of
the Holders of Certificates; provided, however, that no such amendment shall (a)
reduce in any manner the amount of, or delay the timing of, collections of
payments on the Mortgage Loans or distributions which are required to be made on
any Certificate without the consent of the Holder of such Certificate, (b)
adversely affect in any material respects the interests of the Holders of any
Class of Certificates in any manner other than as described in (a), without the
consent of the Holders of Certificates evidencing Percentage Interests
aggregating not less than 66% of such Class, or (c) reduce the aforesaid
percentages of Certificates of any Class required to consent to any such
amendment, without the consent of the Holders of all Certificates of such Class
then outstanding. For purposes of this paragraph, references to "Holder" or
"Holders" shall be deemed to include, in the case of any Class of Book-Entry
Certificates, the related Certificate Owners.
Notwithstanding any contrary provision of this Agreement, the Trustee shall
not consent to any amendment to this Agreement unless it shall have first
received an Opinion of Counsel to the effect that such amendment will not
subject the Trust Fund to tax or cause either of the Upper-Tier REMIC or
Lower-Tier REMIC to fail to qualify as a REMIC at any time that any Certificates
are outstanding.
Promptly after the execution of any such amendment or consent the Trustee
shall furnish written notification of the substance of such amendment to each
Certificateholder.
It shall not be necessary for the consent of Certificateholders under this
Section 10.01 to approve the particular form of any proposed amendment, but it
shall be sufficient if such consent shall approve the substance thereof. The
manner of obtaining such consents and of evidencing the authorization of the
execution thereof by Certificateholders shall be subject to such reasonable
requirements as the Trustee may prescribe.
Section 10.02. Recordation of Agreement. This Agreement is subject to
recordation in all appropriate public offices for real property records in all
the counties or other comparable jurisdictions in which any or all of the
properties subject to the Mortgages are situated, and in any other appropriate
public recording office or elsewhere, such recordation to be effected by the
Company and at its expense on direction by the Trustee, but only upon direction
of the Trustee accompanied by an Opinion of Counsel to the effect that such
recordation materially and beneficially affects the interests of
Certificateholders.
For the purpose of facilitating the recordation of this Agreement as herein
provided and for other purposes, this Agreement may be executed simultaneously
in any number of counterparts, each of which counterparts shall be deemed to be
an original, and such counterparts shall constitute but one and the same
instrument.
Section 10.03. Limitation on Rights of Certificateholders. The death or
incapacity of any Certificateholder shall not operate to terminate this
Agreement or the Trust Fund, nor entitle such Certificateholder's legal
representatives or heirs to claim an accounting or to take any action or
commence any proceeding in any court for a partition or winding up of the Trust
Fund, nor otherwise affect the rights, obligations and liabilities of the
parties hereto or any of them.
No Certificateholder shall have any right to vote (except as provided in
Section 10.01) or in any manner otherwise control the operation and management
of the Trust Fund, or the obligations of the parties hereto, nor shall anything
herein set forth, or contained in the terms of the Certificates, be construed so
as to constitute the Certificateholders from time to time as partners or members
of an association; nor shall any Certificateholder be under any liability to any
third person by reason of any action taken by the parties to this Agreement
pursuant to any provision hereof.
No Certificateholder shall have any right by virtue or by availing itself
of any provisions of this Agreement to institute any suit, action or proceeding
in equity or at law upon or under or with respect to this Agreement, unless such
Holder previously shall have given to the Trustee a written notice of default
and of the continuance thereof, as hereinbefore provided, and unless also the
Holders of Certificates of each Class affected thereby evidencing, as to each
such Class, Percentage Interests aggregating not less than 25% shall have made
written request upon the Trustee to institute such action, suit or proceeding in
its own name as Trustee hereunder and shall have offered to the Trustee such
reasonable indemnity as it may require against the costs, expenses and
liabilities to be incurred therein or thereby, and the Trustee, for 60 days
after its receipt of such notice, request and offer of indemnity, shall have
neglected or refused to institute any such action, suit or proceeding; it being
understood and intended, and being expressly covenanted by each
Certificateholder with every other Certificateholder and the Trustee, that no
one or more Holders of Certificates shall have any right in any manner whatever
by virtue or by availing itself or themselves of any provisions of this
Agreement to affect, disturb or prejudice the rights of the Holders of any other
of the Certificates, or to obtain or seek to obtain priority over or preference
to any other such Holder, or to enforce any right under this Agreement, except
in the manner herein provided and for the equal, ratable and common benefit of
all Certificateholders. For the protection and enforcement of the provisions of
this Section 10.03, each and every Certificateholder and the Trustee shall be
entitled to such relief as can be given either at law or in equity.
Section 10.04. Governing Law. THIS AGREEMENT SHALL BE CONSTRUED IN
ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK AND THE OBLIGATIONS, RIGHTS
AND REMEDIES OF THE PARTIES HEREUNDER SHALL BE DETERMINED IN ACCORDANCE WITH
SUCH LAWS.
Section 10.05. Notices. All demands, notices and communications hereunder
shall be in writing and shall be deemed to have been duly given if personally
delivered at or mailed by certified mail, return receipt requested, (a) in the
case of the Company, to GE Capital Mortgage Services, Inc., 3 Executive Campus,
Cherry Hill, New Jersey 08002, Attention: General Counsel, (b) in the case of
the Trustee, to State Street Bank and Trust Company, Corporate Trust Department,
225 Franklin Street, Boston, Massachusetts 02110, (c) in the case of Fitch, to
Fitch IBCA, Inc., One State Street Plaza, New York, New York 10004, Attention:
Structured Finance Surveillance, and (d) in the case of S&P, Standard and Poor's
Ratings Services, 26 Broadway, 10th Floor, New York, New York 10004, Attention:
Residential Mortgage Surveillance, or, as to each such Person, at such other
address as shall be designated by such Person in a written notice to each other
named Person. Any notice required or permitted to be mailed to a
Certificateholder shall be given by first class mail, postage prepaid, at the
address of such Holder as shown in the Certificate Register. Any notice so
mailed within the time prescribed in this Agreement shall be conclusively
presumed to have been duly given, whether or not the Certificateholder receives
such notice.
Section 10.06. Notices to the Rating Agencies. The Company shall deliver
written notice of the following events to each Rating Agency promptly following
the occurrence thereof: material amendment to this Agreement; any Event of
Default; any Trigger Event; change in or termination of the Trustee; removal of
the Company or any successor servicer as servicer; repurchase or replacement of
any Defective Mortgage Loan pursuant to Section 2.03; and final payment to
Certificateholders. In addition, the Company shall deliver copies of the
following documents to each Rating Agency at the time such documents are
required to be delivered pursuant to this Agreement: monthly statements to
Certificateholders pursuant to Section 4.05, annual report of independent
accountants pursuant to Section 3.13 and annual servicer compliance report
pursuant to Section 3.12. Notwithstanding the foregoing, the failure to deliver
such notices or copies shall not constitute an Event of Default under this
Agreement.
Section 10.07. Severability of Provisions. If any one or more of the
covenants, agreements, provisions or terms of this Agreement shall be for any
reason whatsoever held invalid, then to the extent permitted by law such
covenants, agreements, provisions or terms shall be deemed severable from the
remaining covenants, agreements, provisions or terms of this Agreement and shall
in no way affect the validity or enforceability of the other provisions of this
Agreement or of the Certificates or the rights of the Holders thereof.
Section 10.08. Certificates Nonassessable and Fully Paid. It is the
intention of the Trustee that Certificateholders shall not be personally liable
for obligations of the Trust Fund, that the beneficial ownership interests
represented by the Certificates shall be nonassessable for any losses or
expenses of the Trust Fund or for any reason whatsoever, and that Certificates
upon execution, countersignature and delivery thereof by the Trustee are and
shall be deemed fully paid.
* * *
<PAGE>
IN WITNESS WHEREOF, the Company and the Trustee have caused this Agreement
to be duly executed by their respective officers and their respective seals,
duly attested, to be hereunto affixed, all as of the day and year first above
written.
GE CAPITAL MORTGAGE SERVICES, INC.
By:____________________________________
Name:
Title:
[SEAL]
Attest:
By:____________________________________
Name:
Title:
STATE STREET BANK AND
TRUST COMPANY,
as Trustee
By:______________________________________
Name:
Title:
[SEAL]
Attest:
By:____________________________________
Name:
Title:
<PAGE>
State of New Jersey )
) ss.:
County of Camden )
On the day of May, 1999 before me, a notary public in and for the State
of New Jersey, personally appeared _______________________, known to me who,
being by me duly sworn, did depose and say that he/she resides at
______________________________________________________________________________;
that he/she is a(n) _________________________ of GE Capital Mortgage Services,
Inc., a corporation formed under the laws of the State of New Jersey, one of the
parties that executed the foregoing instrument; that he/she knows the seal of
said corporation; that the seal affixed to said instrument is such corporate
seal; that it was so affixed by order of the Board of Directors of said
corporation; and that he/she signed his/her name thereto by like order.
_________________________________
Notary Public
[Notarial Seal]
<PAGE>
The Commonwealth of Massachusetts )
) ss.:
County of Suffolk )
On the day of May, 1999 before me, a notary public in and for the
Commonwealth of Massachusetts, personally appeared ____________________, known
to me who, being by me duly sworn, did depose and say that he/she resides at
_______________________________________________________________________________;
that he/she is a(n) __________________________________ of State Street Bank and
Trust Company, one of the parties that executed the foregoing instrument; that
he/she knows the seal of said Bank; that the seal affixed to said instrument is
such corporate seal; that it was so affixed by order of the Board of Directors
of said Bank; and that he/she signed his/her name thereto by order of the Board
of Directors of said Bank.
_________________________________
Notary Public
[Notarial Seal]
<PAGE>
EXHIBIT A
FORMS OF CERTIFICATES
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A1 Certificate
Principal Balance:
Class A1 $30,939,608
Certificate Interest Initial Certificate Principal
Rate per annum: 5.95% Balance of this Certificate:
$
Cut-off Date:
May 1, 1999
First Distribution Date: CUSIP:36157RX83
June 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A1 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional,
fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and
serviced by GE Capital Mortgage Services, Inc., a corporation organized and
existing under the laws of the State of New Jersey (the "Company"). The Trust
Fund was created pursuant to a Pooling and Servicing Agreement dated as of May
1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust
Company, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth herein below. To the extent not defined herein,
the terms used herein have the meanings assigned in the Agreement. This
Certificate is issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of this Certificate
by virtue of the acceptance hereof assents and by which such Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in June 1999, to the Person in whose name
this Certificate is registered at the close of business on the last Business Day
of the month immediately preceding the month of such distribution (the "Record
Date"), of an amount equal to the product of the Percentage Interest evidenced
by this Certificate and the aggregate amount required to be distributed to
Holders of Certificates of the same Class as this Certificate pursuant to the
Agreement.
Distributions on this Certificate will be made by the Trustee by check or
money order mailed to the Person entitled thereto at the address appearing in
the Certificate Register or, upon written request by the Certificateholder, by
such other means of payment as such Person and the Trustee shall agree. Except
as otherwise provided in the Agreement, the final distribution on this
Certificate will be made in the applicable manner described above, after due
notice by the Trustee of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency
maintained for that purpose by the Trustee in New York, New York.
This Certificate is one of a duly authorized issue of Certificates
designated as REMIC Mortgage Pass-Through Certificates, Series 1999-11, issued
in thirty-two Classes (Class A1, Class A2, Class A3, Class A4, Class A5, Class
A6, Class A7, Class A8, Class A9, Class A10, Class A11, Class A12, Class A13,
Class A14, Class A15, Class A16, Class A17, Class A18, Class A19, Class A20,
Class A21, Class A22, Class S, Class R, Class RL, Class PO, Class M, Class B1,
Class B2, Class B3, Class B4 and Class B5, herein called the "Certificates").
The Certificates are limited in right of payment to certain payments on and
collections in respect of the Mortgage Loans, all as more specifically set forth
in the Agreement. The Certificateholder, by its acceptance of this Certificate,
agrees that it will look solely to the funds on deposit in the Certificate
Account for payment hereunder and that the Trustee in its individual capacity is
not personally liable to the Certificateholders for any amount payable under
this Certificate or the Agreement or, except as expressly provided in the
Agreement, subject to any liability under the Agreement.
As provided in the Agreement and with certain exceptions therein provided,
certain losses on the Mortgage Loans resulting from defaults by Mortgagors will
be borne by the Holders of the Class M, Class B1, Class B2, Class B3, Class B4
and Class B5 Certificates before such losses will be borne by the Holders of the
other Classes of the Certificates.
This Certificate does not purport to summarize the Agreement and reference
is made to the Agreement for the interests, rights and limitations of rights,
benefits, obligations and duties evidenced hereby, and the rights, duties and
immunities of the Trustee.
The Agreement permits, with certain exceptions therein provided, the
amendment thereof and the modification of the rights and obligations of the
Company and the rights of the Certificateholders under the Agreement at any time
by the Company and the Trustee with the consent of the Holders of Certificates
evidencing not less than 66% of all the Voting Rights as defined in the
Agreement. Any such consent by the Holder of this Certificate shall be
conclusive and binding on such Holder and upon all future Holders of this
Certificate and of any Certificate issued upon the transfer hereof or in
exchange herefor or in lieu hereof whether or not notation of such consent is
made upon this Certificate. The Agreement also permits the amendment thereof, in
certain limited circumstances, without the consent of the Holders of any of the
Certificates.
No transfer of any Class M, Class B1, Class B2, Class B3, Class B4 or Class
B5 Certificate which is in the form of a Definitive Certificate shall be made to
any Person unless the Trustee has received (i) a certificate from such
transferee to the effect that such transferee (x) is not an employee benefit
plan subject to the Employee Retirement Income Security Act of 1974, as amended
("ERISA") or a plan subject to Section 4975 of the Internal Revenue Code of
1986, as amended ("Section 4975") (a "Plan") or a Person that is using the
assets of a Plan to acquire such Certificate or (y) is an insurance company
investing assets of its general account and the exemption provided by Section
III(a) of Department of Labor Prohibited Transaction Exemption 95-60, 60 Fed.
Reg. 35925 (July 12, 1995) (the "Exemption") applies to such transferee's
acquisition and holding of such Certificate, or (ii) an opinion of counsel
satisfactory to the Trustee, which opinion shall not be an expense of the
Trustee or the Company, to the effect that the purchase and holding of such
Certificate will not constitute or result in the assets of the Trust Fund being
deemed to be "plan assets" and subject to the prohibited transaction provisions
of ERISA or Section 4975 and will not subject the Trustee or the Company to any
obligation in addition to those undertaken in the Agreement; provided, however,
that the Trustee will not require such certificate or opinion in the event that,
as a result of a change of law or otherwise, counsel satisfactory to the Trustee
has rendered an opinion to the effect that the purchase and holding of a Class
M, Class B1, Class B2, Class B3, Class B4 or Class B5 Certificate by a Plan or a
Person that is purchasing or holding such Certificate with the assets of a Plan
will not constitute or result in a prohibited transaction under ERISA or Section
4975.
No transfer of any Class R or Class RL Certificate shall be made to any
Person unless the Trustee has received a certificate from such transferee to the
effect that, among other things, such transferee (x) is not an employee benefit
plan subject to ERISA or a Plan or a Person that is using the assets of a Plan
to acquire any such Class R or Class RL Certificate or (y) is an insurance
company investing assets of its general account and the Exemption applies to
such transferee's acquisition and holding of any such Class R or Class RL
Certificate.
As provided in the Agreement, and subject to certain limitations therein
set forth, the transfer of this Certificate is registerable in the Certificate
Register of the Trustee upon surrender of this Certificate for registration of
transfer at the office or agency maintained by the Trustee in the city in which
the Corporate Trust Office of the Trustee is located or in the City of New York,
accompanied by a written instrument of transfer in form satisfactory to the
Company, the Trustee, and the Certificate Registrar duly executed by the Holder
hereof or such Holder's attorney duly authorized in writing, and thereupon one
or more new Certificates of the same Class of authorized denominations
evidencing the same aggregate Percentage Interest will be issued to the
designated transferee or transferees.
The Certificates are issuable only as registered Certificates without
coupons in denominations specified in the Agreement. As provided in the
Agreement and subject to certain limitations therein set forth, Certificates are
exchangeable for new Certificates of the same Class of authorized denominations
evidencing the same aggregate Percentage Interest as requested by the Holder
surrendering the same.
No service charge will be made for any such registration of transfer or
exchange, but the Trustee may require payment of a sum sufficient to cover any
tax or other governmental charge payable in connection therewith.
The Trustee and the Certificate Registrar and any agent of the Trustee or
the Certificate Registrar may treat the Person in whose name this Certificate is
registered as the owner hereof for all purposes, and neither the Trustee, the
Certificate Registrar nor any such agent shall be affected by any notice to the
contrary.
The obligations and responsibilities created by the Agreement, and the
Trust Fund created thereby shall terminate upon payment to the
Certificateholders, or provision therefor, in accordance with the Agreement
following the earlier of (a) the repurchase by the Company of all Mortgage Loans
and all property acquired in respect of any Mortgage Loan remaining in the Trust
Fund at a price equal to the sum of (x) 100% of the unpaid principal balance of
each Mortgage Loan (other than a Mortgage Loan described in clause (y)) plus
accrued and unpaid interest thereon at the rate provided for in the Agreement
(less any amounts representing previously unreimbursed Monthly Advances) and (y)
the appraised value of any property acquired in respect of a Mortgage Loan
determined as provided in the Agreement, and (b) the later of the final payment
or other liquidation (or any Monthly Advance with respect thereto) of the last
Mortgage Loan remaining in the Trust Fund and the disposition of all property
acquired upon foreclosure or by deed in lieu of foreclosure of any Mortgage
Loan. The right of the Company to repurchase all the Mortgage Loans and property
in respect of Mortgage Loans is subject to the Pool Scheduled Principal Balance
at the time of repurchase being less than 10 percent of the Pool Scheduled
Principal Balance as of the Cut-off Date. The Company's exercise of such right
will result in early retirement of the Certificates.
Unless this Certificate has been countersigned by the Trustee, by manual
signature, this Certificate shall not be entitled to any benefit under the
Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed under its official seal.
STATE STREET BANK AND TRUST
COMPANY, not in its individual
capacity but solely as Trustee
(SEAL)
By:___________________________
Name:
Title:
Countersigned:
By_______________________
Authorized Signatory of
STATE STREET BANK AND TRUST COMPANY,
not in its individual capacity but
solely as Trustee
Dated:___________________
<PAGE>
ASSIGNMENT
FOR VALUE RECEIVED the undersigned hereby sell(s), assign(s)
and transfer(s) unto
Please insert social security
or other identifying number of assignee
_____________________________________________________________
_____________________________________________________________
(Please print or typewrite name and address
including postal zip code of assignee)
_____________________________________________________________
this Certificate evidencing a Percentage Interest in certain
distributions with respect to the Trust Fund and hereby
authorizes the transfer of registration of such interest to
assignee on the Certificate Register of said Trust Fund.
I (we) further direct the Certificate Registrar to issue a
new Certificate of like Class and Percentage Interest, to the
above named assignee and deliver such Certificate to the
following address:
_____________________________________________________________
_____________________________________________________________
_____________________________________________________________
Dated:___________________
_____________________________________
Signature by or on behalf of assignor
_________________________
*Signature Guaranteed*
*The signature hereon must be guaranteed by a bank, trust company
or broker of the signatory who is a member of a signature
guarantee medallion program.
<PAGE>
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A2 Certificate
Principal Balance:
Class A2 $45,707,200
Certificate Interest Initial Certificate Principal
Rate per annum: 6.00% Balance of this Certificate:
$
Cut-off Date:
May 1, 1999
First Distribution Date: CUSIP:36157RX91
June 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A2 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional,
fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and
serviced by GE Capital Mortgage Services, Inc., a corporation organized and
existing under the laws of the State of New Jersey (the "Company"). The Trust
Fund was created pursuant to a Pooling and Servicing Agreement dated as of May
1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust
Company, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth herein below. To the extent not defined herein,
the terms used herein have the meanings assigned in the Agreement. This
Certificate is issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of this Certificate
by virtue of the acceptance hereof assents and by which such Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in June 1999, to the Person in whose name
this Certificate is registered at the close of business on the last Business Day
of the month immediately preceding the month of such distribution (the "Record
Date"), of an amount equal to the product of the Percentage Interest evidenced
by this Certificate and the aggregate amount required to be distributed to
Holders of Certificates of the same Class as this Certificate pursuant to the
Agreement.
Distributions on this Certificate will be made by the Trustee by check or
money order mailed to the Person entitled thereto at the address appearing in
the Certificate Register or, upon written request by the Certificateholder, by
such other means of payment as such Person and the Trustee shall agree. Except
as otherwise provided in the Agreement, the final distribution on this
Certificate will be made in the applicable
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A3 Certificate
Principal Balance:
Class A3 $171,374,222
Certificate Interest Initial Certificate Principal
Rate per annum: 6.25% Balance of this Certificate
$
Cut-off Date:
May 1, 1999
First Distribution Date: CUSIP:36157RY25
June 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A3 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional,
fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and
serviced by GE Capital Mortgage Services, Inc., a corporation organized and
existing under the laws of the State of New Jersey (the "Company"). The Trust
Fund was created pursuant to a Pooling and Servicing Agreement dated as of May
1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust
Company, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth herein below. To the extent not defined herein,
the terms used herein have the meanings assigned in the Agreement. This
Certificate is issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of this Certificate
by virtue of the acceptance hereof assents and by which such Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in June 1999, to the Person in whose name
this Certificate is registered at the close of business on the last Business Day
of the month immediately preceding the month of such distribution (the "Record
Date"), of an amount equal to the product of the Percentage Interest evidenced
by this Certificate and the aggregate amount required to be distributed to
Holders of Certificates of the same Class as this Certificate pursuant to the
Agreement.
Distributions on this Certificate will be made by the Trustee by check or
money order mailed to the Person entitled thereto at the address appearing in
the Certificate Register or, upon written request by the Certificateholder, by
such other means of payment as such Person and the Trustee shall agree. Except
as otherwise provided in the Agreement, the final distribution on this
Certificate will be made in the applicable
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A4 Certificate
Principal Balance:
Class A4 $41,356,970
Certificate Interest Initial Certificate Principal
Rate per annum: Variable Balance of this Certificate:
$
Cut-off Date:
May 1, 1999
First Distribution Date: CUSIP:36157RY33
June 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A4 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional,
fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and
serviced by GE Capital Mortgage Services, Inc., a corporation organized and
existing under the laws of the State of New Jersey (the "Company"). The Trust
Fund was created pursuant to a Pooling and Servicing Agreement dated as of May
1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust
Company, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth herein below. To the extent not defined herein,
the terms used herein have the meanings assigned in the Agreement. This
Certificate is issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of this Certificate
by virtue of the acceptance hereof assents and by which such Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in June 1999, to the Person in whose name
this Certificate is registered at the close of business on the last Business Day
of the month immediately preceding the month of such distribution (the "Record
Date"), of an amount equal to the product of the Percentage Interest evidenced
by this Certificate and the aggregate amount required to be distributed to
Holders of Certificates of the same Class as this Certificate pursuant to the
Agreement.
Distributions on this Certificate will be made by the Trustee by check or
money order mailed to the Person entitled thereto at the address appearing in
the Certificate Register or, upon written request by the Certificateholder, by
such other means of payment as such Person and the Trustee shall agree. Except
as otherwise provided in the Agreement, the final distribution on this
Certificate will be made in the applicable
PRINCIPAL WILL NOT BE DISTRIBUTABLE IN RESPECT OF THIS CERTIFICATE. INTEREST IS
CALCULATED ON THIS CERTIFICATE BASED ON THE NOTIONAL PRINCIPAL BALANCE HEREOF,
WHICH IS EQUAL TO THE CLASS CERTIFICATE PRINCIPAL BALANCE OF ONE OR MORE CLASSES
OF CERTIFICATES. ACCORDINGLY, THE NOTIONAL PRINCIPAL BALANCE OF THIS CERTIFICATE
AT ANY TIME MAY BE LESS THAN THE INITIAL NOTIONAL PRINCIPAL BALANCE OF THIS
CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST
IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS
DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A5 Certificate
Notional Balance:
Class A5 $41,356,970
Certificate Interest Initial Certificate Notional
Rate per annum: Variable Balance of this Certificate:
$
Cut-off Date:
May 1, 1999
First Distribution Date: CUSIP:36157RY41
June 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A5 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional,
fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and
serviced by GE Capital Mortgage Services, Inc., a corporation organized and
existing under the laws of the State of New Jersey (the "Company"). The Trust
Fund was created pursuant to a Pooling and Servicing Agreement dated as of May
1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust
Company, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth herein below. To the extent not defined herein,
the terms used herein have the meanings assigned in the Agreement. This
Certificate is issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of this Certificate
by virtue of the acceptance hereof assents and by which such Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in June 1999, to the Person in whose name
this Certificate is registered at the close of business on the last Business Day
of the month immediately preceding the month of such distribution (the "Record
Date"), of an amount equal to the product of the Percentage Interest evidenced
by this Certificate and the aggregate amount required to be distributed to
Holders of Certificates of the same Class as this Certificate pursuant to the
Agreement.
Distributions on this Certificate will be made by the Trustee by check or
money order mailed to the Person entitled thereto at the address appearing in
the Certificate Register or, upon written request by the Certificateholder, by
such other means of payment as such Person and the Trustee shall agree. Except
as otherwise provided in the Agreement, the final distribution on this
Certificate will be made in the applicable
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A6 Certificate
Principal Balance:
Class A6 $236,250,000
Certificate Interest Initial Certificate Principal
Rate per annum: 6.50% Balance of this Certificate:
$
Cut-off Date:
May 1, 1999
First Distribution Date: CUSIP:36157RY58
June 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A6 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional,
fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and
serviced by GE Capital Mortgage Services, Inc., a corporation organized and
existing under the laws of the State of New Jersey (the "Company"). The Trust
Fund was created pursuant to a Pooling and Servicing Agreement dated as of May
1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust
Company, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth herein below. To the extent not defined herein,
the terms used herein have the meanings assigned in the Agreement. This
Certificate is issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of this Certificate
by virtue of the acceptance hereof assents and by which such Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in June 1999, to the Person in whose name
this Certificate is registered at the close of business on the last Business Day
of the month immediately preceding the month of such distribution (the "Record
Date"), of an amount equal to the product of the Percentage Interest evidenced
by this Certificate and the aggregate amount required to be distributed to
Holders of Certificates of the same Class as this Certificate pursuant to the
Agreement.
Distributions on this Certificate will be made by the Trustee by check or
money order mailed to the Person entitled thereto at the address appearing in
the Certificate Register or, upon written request by the Certificateholder, by
such other means of payment as such Person and the Trustee shall agree. Except
as otherwise provided in the Agreement, the final distribution on this
Certificate will be made in the applicable
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A7 Certificate
Principal Balance:
Class A7 $150,998,836
Certificate Interest Initial Certificate Principal
Rate per annum: 6.50% Balance of this Certificate:
$
Cut-off Date:
May 1, 1999
First Distribution Date: CUSIP:36157RY66
June 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A7 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional,
fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and
serviced by GE Capital Mortgage Services, Inc., a corporation organized and
existing under the laws of the State of New Jersey (the "Company"). The Trust
Fund was created pursuant to a Pooling and Servicing Agreement dated as of May
1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust
Company, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth herein below. To the extent not defined herein,
the terms used herein have the meanings assigned in the Agreement. This
Certificate is issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of this Certificate
by virtue of the acceptance hereof assents and by which such Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in June 1999, to the Person in whose name
this Certificate is registered at the close of business on the last Business Day
of the month immediately preceding the month of such distribution (the "Record
Date"), of an amount equal to the product of the Percentage Interest evidenced
by this Certificate and the aggregate amount required to be distributed to
Holders of Certificates of the same Class as this Certificate pursuant to the
Agreement.
Distributions on this Certificate will be made by the Trustee by check or
money order mailed to the Person entitled thereto at the address appearing in
the Certificate Register or, upon written request by the Certificateholder, by
such other means of payment as such Person and the Trustee shall agree. Except
as otherwise provided in the Agreement, the final distribution on this
Certificate will be made in the applicable
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A8 Certificate
Principal Balance:
Class A8 $53,979,484
Certificate Interest Initial Certificate Principal
Rate per annum: 6.50% Balance of this Certificate:
$
Cut-off Date:
May 1, 1999
First Distribution Date: CUSIP:36157RY74
June 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A8 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional,
fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and
serviced by GE Capital Mortgage Services, Inc., a corporation organized and
existing under the laws of the State of New Jersey (the "Company"). The Trust
Fund was created pursuant to a Pooling and Servicing Agreement dated as of May
1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust
Company, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth herein below. To the extent not defined herein,
the terms used herein have the meanings assigned in the Agreement. This
Certificate is issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of this Certificate
by virtue of the acceptance hereof assents and by which such Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in June 1999, to the Person in whose name
this Certificate is registered at the close of business on the last Business Day
of the month immediately preceding the month of such distribution (the "Record
Date"), of an amount equal to the product of the Percentage Interest evidenced
by this Certificate and the aggregate amount required to be distributed to
Holders of Certificates of the same Class as this Certificate pursuant to the
Agreement.
Distributions on this Certificate will be made by the Trustee by check or
money order mailed to the Person entitled thereto at the address appearing in
the Certificate Register or, upon written request by the Certificateholder, by
such other means of payment as such Person and the Trustee shall agree. Except
as otherwise provided in the Agreement, the final distribution on this
Certificate will be made in the applicable
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A9 Certificate
Principal Balance:
Class A9 $1,000,000
Certificate Interest Initial Certificate Principal
Rate per annum: 6.50% Balance of this Certificate:
$
Cut-off Date:
May 1, 1999
First Distribution Date: CUSIP:36157RY82
June 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A9 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional,
fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and
serviced by GE Capital Mortgage Services, Inc., a corporation organized and
existing under the laws of the State of New Jersey (the "Company"). The Trust
Fund was created pursuant to a Pooling and Servicing Agreement dated as of May
1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust
Company, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth herein below. To the extent not defined herein,
the terms used herein have the meanings assigned in the Agreement. This
Certificate is issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of this Certificate
by virtue of the acceptance hereof assents and by which such Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in June 1999, to the Person in whose name
this Certificate is registered at the close of business on the last Business Day
of the month immediately preceding the month of such distribution (the "Record
Date"), of an amount equal to the product of the Percentage Interest evidenced
by this Certificate and the aggregate amount required to be distributed to
Holders of Certificates of the same Class as this Certificate pursuant to the
Agreement.
Distributions on this Certificate will be made by the Trustee by check or
money order mailed to the Person entitled thereto at the address appearing in
the Certificate Register or, upon written request by the Certificateholder, by
such other means of payment as such Person and the Trustee shall agree. Except
as otherwise provided in the Agreement, the final distribution on this
Certificate will be made in the applicable
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A10 Certificate
Principal Balance:
Class A10 $18,929,196
Certificate Interest Initial Certificate Principal
Rate per annum: 6.50% Balance of this Certificate:
$
Cut-off Date:
May 1, 1999
First Distribution Date: CUSIP:36157RY90
June 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A10 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional,
fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and
serviced by GE Capital Mortgage Services, Inc., a corporation organized and
existing under the laws of the State of New Jersey (the "Company"). The Trust
Fund was created pursuant to a Pooling and Servicing Agreement dated as of May
1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust
Company, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth herein below. To the extent not defined herein,
the terms used herein have the meanings assigned in the Agreement. This
Certificate is issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of this Certificate
by virtue of the acceptance hereof assents and by which such Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in June 1999, to the Person in whose name
this Certificate is registered at the close of business on the last Business Day
of the month immediately preceding the month of such distribution (the "Record
Date"), of an amount equal to the product of the Percentage Interest evidenced
by this Certificate and the aggregate amount required to be distributed to
Holders of Certificates of the same Class as this Certificate pursuant to the
Agreement.
Distributions on this Certificate will be made by the Trustee by check or
money order mailed to the Person entitled thereto at the address appearing in
the Certificate Register or, upon written request by the Certificateholder, by
such other means of payment as such Person and the Trustee shall agree. Except
as otherwise provided in the Agreement, the final distribution on this
Certificate will be made in the applicable
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A11 Certificate
Principal Balance:
Class A11 $6,694,000
Certificate Interest Initial Certificate Principal
Rate per annum: 6.50% Balance of this Certificate:
$
Cut-off Date:
May 1, 1999
First Distribution Date: CUSIP:36157RZ24
June 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A11 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional,
fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and
serviced by GE Capital Mortgage Services, Inc., a corporation organized and
existing under the laws of the State of New Jersey (the "Company"). The Trust
Fund was created pursuant to a Pooling and Servicing Agreement dated as of May
1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust
Company, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth herein below. To the extent not defined herein,
the terms used herein have the meanings assigned in the Agreement. This
Certificate is issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of this Certificate
by virtue of the acceptance hereof assents and by which such Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in June 1999, to the Person in whose name
this Certificate is registered at the close of business on the last Business Day
of the month immediately preceding the month of such distribution (the "Record
Date"), of an amount equal to the product of the Percentage Interest evidenced
by this Certificate and the aggregate amount required to be distributed to
Holders of Certificates of the same Class as this Certificate pursuant to the
Agreement.
Distributions on this Certificate will be made by the Trustee by check or
money order mailed to the Person entitled thereto at the address appearing in
the Certificate Register or, upon written request by the Certificateholder, by
such other means of payment as such Person and the Trustee shall agree. Except
as otherwise provided in the Agreement, the final distribution on this
Certificate will be made in the applicable
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A12 Certificate
Principal Balance:
Class A12 $1,306,000
Certificate Interest Initial Certificate Principal
Rate per annum: Variable Balance of this Certificate:
$
Cut-off Date:
May 1, 1999
First Distribution Date: CUSIP:36157RZ32
June 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A12 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional,
fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and
serviced by GE Capital Mortgage Services, Inc., a corporation organized and
existing under the laws of the State of New Jersey (the "Company"). The Trust
Fund was created pursuant to a Pooling and Servicing Agreement dated as of May
1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust
Company, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth herein below. To the extent not defined herein,
the terms used herein have the meanings assigned in the Agreement. This
Certificate is issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of this Certificate
by virtue of the acceptance hereof assents and by which such Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in June 1999, to the Person in whose name
this Certificate is registered at the close of business on the last Business Day
of the month immediately preceding the month of such distribution (the "Record
Date"), of an amount equal to the product of the Percentage Interest evidenced
by this Certificate and the aggregate amount required to be distributed to
Holders of Certificates of the same Class as this Certificate pursuant to the
Agreement.
Distributions on this Certificate will be made by the Trustee by check or
money order mailed to the Person entitled thereto at the address appearing in
the Certificate Register or, upon written request by the Certificateholder, by
such other means of payment as such Person and the Trustee shall agree. Except
as otherwise provided in the Agreement, the final distribution on this
Certificate will be made in the applicable
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A13 Certificate
Principal Balance:
Class A13 $21,000,000
Certificate Interest Initial Certificate Principal
Rate per annum: Variable Balance of this Certificate:
$
Cut-off Date:
May 1, 1999
First Distribution Date: CUSIP:36157RZ40
June 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A13 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional,
fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and
serviced by GE Capital Mortgage Services, Inc., a corporation organized and
existing under the laws of the State of New Jersey (the "Company"). The Trust
Fund was created pursuant to a Pooling and Servicing Agreement dated as of May
1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust
Company, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth herein below. To the extent not defined herein,
the terms used herein have the meanings assigned in the Agreement. This
Certificate is issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of this Certificate
by virtue of the acceptance hereof assents and by which such Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in June 1999, to the Person in whose name
this Certificate is registered at the close of business on the last Business Day
of the month immediately preceding the month of such distribution (the "Record
Date"), of an amount equal to the product of the Percentage Interest evidenced
by this Certificate and the aggregate amount required to be distributed to
Holders of Certificates of the same Class as this Certificate pursuant to the
Agreement.
Distributions on this Certificate will be made by the Trustee by check or
money order mailed to the Person entitled thereto at the address appearing in
the Certificate Register or, upon written request by the Certificateholder, by
such other means of payment as such Person and the Trustee shall agree. Except
as otherwise provided in the Agreement, the final distribution on this
Certificate will be made in the applicable
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A14 Certificate
Principal Balance:
Class A14 $6,461,538
Certificate Interest Initial Certificate Principal
Rate per annum: Variable Balance of this Certificate:
$
Cut-off Date:
May 1, 1999
First Distribution Date: CUSIP:36157RZ57
June 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A14 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional,
fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and
serviced by GE Capital Mortgage Services, Inc., a corporation organized and
existing under the laws of the State of New Jersey (the "Company"). The Trust
Fund was created pursuant to a Pooling and Servicing Agreement dated as of May
1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust
Company, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth herein below. To the extent not defined herein,
the terms used herein have the meanings assigned in the Agreement. This
Certificate is issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of this Certificate
by virtue of the acceptance hereof assents and by which such Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in June 1999, to the Person in whose name
this Certificate is registered at the close of business on the last Business Day
of the month immediately preceding the month of such distribution (the "Record
Date"), of an amount equal to the product of the Percentage Interest evidenced
by this Certificate and the aggregate amount required to be distributed to
Holders of Certificates of the same Class as this Certificate pursuant to the
Agreement.
Distributions on this Certificate will be made by the Trustee by check or
money order mailed to the Person entitled thereto at the address appearing in
the Certificate Register or, upon written request by the Certificateholder, by
such other means of payment as such Person and the Trustee shall agree. Except
as otherwise provided in the Agreement, the final distribution on this
Certificate will be made in the applicable
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A15 Certificate
Principal Balance:
Class A15 $5,000,000
Certificate Interest Initial Certificate Principal
Rate per annum: 6.50% Balance of this Certificate:
$
Cut-off Date:
May 1, 1999
First Distribution Date: CUSIP:36157RZ65
June 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A15 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional,
fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and
serviced by GE Capital Mortgage Services, Inc., a corporation organized and
existing under the laws of the State of New Jersey (the "Company"). The Trust
Fund was created pursuant to a Pooling and Servicing Agreement dated as of May
1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust
Company, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth herein below. To the extent not defined herein,
the terms used herein have the meanings assigned in the Agreement. This
Certificate is issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of this Certificate
by virtue of the acceptance hereof assents and by which such Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in June 1999, to the Person in whose name
this Certificate is registered at the close of business on the last Business Day
of the month immediately preceding the month of such distribution (the "Record
Date"), of an amount equal to the product of the Percentage Interest evidenced
by this Certificate and the aggregate amount required to be distributed to
Holders of Certificates of the same Class as this Certificate pursuant to the
Agreement.
Distributions on this Certificate will be made by the Trustee by check or
money order mailed to the Person entitled thereto at the address appearing in
the Certificate Register or, upon written request by the Certificateholder, by
such other means of payment as such Person and the Trustee shall agree. Except
as otherwise provided in the Agreement, the final distribution on this
Certificate will be made in the applicable
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A16 Certificate
Principal Balance:
Class A16 $5,000,000
Certificate Interest Initial Certificate Principal
Rate per annum: 6.50% Balance of this Certificate:
$
Cut-off Date:
May 1, 1999
First Distribution Date: CUSIP:36157RZ73
June 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A16 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional,
fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and
serviced by GE Capital Mortgage Services, Inc., a corporation organized and
existing under the laws of the State of New Jersey (the "Company"). The Trust
Fund was created pursuant to a Pooling and Servicing Agreement dated as of May
1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust
Company, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth herein below. To the extent not defined herein,
the terms used herein have the meanings assigned in the Agreement. This
Certificate is issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of this Certificate
by virtue of the acceptance hereof assents and by which such Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in June 1999, to the Person in whose name
this Certificate is registered at the close of business on the last Business Day
of the month immediately preceding the month of such distribution (the "Record
Date"), of an amount equal to the product of the Percentage Interest evidenced
by this Certificate and the aggregate amount required to be distributed to
Holders of Certificates of the same Class as this Certificate pursuant to the
Agreement.
Distributions on this Certificate will be made by the Trustee by check or
money order mailed to the Person entitled thereto at the address appearing in
the Certificate Register or, upon written request by the Certificateholder, by
such other means of payment as such Person and the Trustee shall agree. Except
as otherwise provided in the Agreement, the final distribution on this
Certificate will be made in the applicable
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A17 Certificate
Principal Balance:
Class A17 $5,000,000
Certificate Interest Initial Certificate Principal
Rate per annum: 6.50% Balance of this Certificate:
$
Cut-off Date:
May 1, 1999
First Distribution Date: CUSIP:36157RZ81
June 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A17 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional,
fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and
serviced by GE Capital Mortgage Services, Inc., a corporation organized and
existing under the laws of the State of New Jersey (the "Company"). The Trust
Fund was created pursuant to a Pooling and Servicing Agreement dated as of May
1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust
Company, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth herein below. To the extent not defined herein,
the terms used herein have the meanings assigned in the Agreement. This
Certificate is issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of this Certificate
by virtue of the acceptance hereof assents and by which such Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in June 1999, to the Person in whose name
this Certificate is registered at the close of business on the last Business Day
of the month immediately preceding the month of such distribution (the "Record
Date"), of an amount equal to the product of the Percentage Interest evidenced
by this Certificate and the aggregate amount required to be distributed to
Holders of Certificates of the same Class as this Certificate pursuant to the
Agreement.
Distributions on this Certificate will be made by the Trustee by check or
money order mailed to the Person entitled thereto at the address appearing in
the Certificate Register or, upon written request by the Certificateholder, by
such other means of payment as such Person and the Trustee shall agree. Except
as otherwise provided in the Agreement, the final distribution on this
Certificate will be made in the applicable
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A18 Certificate
Principal Balance:
Class A18 $5,630,052
Certificate Interest Initial Certificate Principal
Rate per annum: 6.75% Balance of this Certificate:
$
Cut-off Date:
May 1, 1999
First Distribution Date: CUSIP:36157RZ99
June 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A18 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional,
fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and
serviced by GE Capital Mortgage Services, Inc., a corporation organized and
existing under the laws of the State of New Jersey (the "Company"). The Trust
Fund was created pursuant to a Pooling and Servicing Agreement dated as of May
1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust
Company, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth herein below. To the extent not defined herein,
the terms used herein have the meanings assigned in the Agreement. This
Certificate is issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of this Certificate
by virtue of the acceptance hereof assents and by which such Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in June 1999, to the Person in whose name
this Certificate is registered at the close of business on the last Business Day
of the month immediately preceding the month of such distribution (the "Record
Date"), of an amount equal to the product of the Percentage Interest evidenced
by this Certificate and the aggregate amount required to be distributed to
Holders of Certificates of the same Class as this Certificate pursuant to the
Agreement.
Distributions on this Certificate will be made by the Trustee by check or
money order mailed to the Person entitled thereto at the address appearing in
the Certificate Register or, upon written request by the Certificateholder, by
such other means of payment as such Person and the Trustee shall agree. Except
as otherwise provided in the Agreement, the final distribution on this
Certificate will be made in the applicable
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A19 Certificate
Principal Balance:
Class A19 $5,630,052
Certificate Interest Initial Certificate Principal
Rate per annum: 7.00% Balance of this Certificate:
$
Cut-off Date:
May 1, 1999
First Distribution Date: CUSIP:36157R2A2
June 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A19 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional,
fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and
serviced by GE Capital Mortgage Services, Inc., a corporation organized and
existing under the laws of the State of New Jersey (the "Company"). The Trust
Fund was created pursuant to a Pooling and Servicing Agreement dated as of May
1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust
Company, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth herein below. To the extent not defined herein,
the terms used herein have the meanings assigned in the Agreement. This
Certificate is issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of this Certificate
by virtue of the acceptance hereof assents and by which such Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in June 1999, to the Person in whose name
this Certificate is registered at the close of business on the last Business Day
of the month immediately preceding the month of such distribution (the "Record
Date"), of an amount equal to the product of the Percentage Interest evidenced
by this Certificate and the aggregate amount required to be distributed to
Holders of Certificates of the same Class as this Certificate pursuant to the
Agreement.
Distributions on this Certificate will be made by the Trustee by check or
money order mailed to the Person entitled thereto at the address appearing in
the Certificate Register or, upon written request by the Certificateholder, by
such other means of payment as such Person and the Trustee shall agree. Except
as otherwise provided in the Agreement, the final distribution on this
Certificate will be made in the applicable
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A20 Certificate
Principal Balance:
Class A20 $649,621
Certificate Interest Initial Certificate Principal
Rate per annum: Balance of this Certificate:
non-interest bearing $
Cut-off Date:
May 1, 1999
First Distribution Date: CUSIP:36157R2B0
June 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A20 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional,
fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and
serviced by GE Capital Mortgage Services, Inc., a corporation organized and
existing under the laws of the State of New Jersey (the "Company"). The Trust
Fund was created pursuant to a Pooling and Servicing Agreement dated as of May
1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust
Company, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth herein below. To the extent not defined herein,
the terms used herein have the meanings assigned in the Agreement. This
Certificate is issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of this Certificate
by virtue of the acceptance hereof assents and by which such Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in June 1999, to the Person in whose name
this Certificate is registered at the close of business on the last Business Day
of the month immediately preceding the month of such distribution (the "Record
Date"), of an amount equal to the product of the Percentage Interest evidenced
by this Certificate and the aggregate amount required to be distributed to
Holders of Certificates of the same Class as this Certificate pursuant to the
Agreement.
Distributions on this Certificate will be made by the Trustee by check or
money order mailed to the Person entitled thereto at the address appearing in
the Certificate Register or, upon written request by the Certificateholder, by
such other means of payment as such Person and the Trustee shall agree. Except
as otherwise provided in the Agreement, the final distribution on this
Certificate will be made in the applicable
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A21 Certificate
Principal Balance:
Class A21 $5,000,000
Certificate Interest Initial Certificate Principal
Rate per annum: 6.50% Balance of this Certificate:
$
Cut-off Date:
May 1, 1999
First Distribution Date: CUSIP:36157R2C8
June 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A21 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional,
fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and
serviced by GE Capital Mortgage Services, Inc., a corporation organized and
existing under the laws of the State of New Jersey (the "Company"). The Trust
Fund was created pursuant to a Pooling and Servicing Agreement dated as of May
1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust
Company, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth herein below. To the extent not defined herein,
the terms used herein have the meanings assigned in the Agreement. This
Certificate is issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of this Certificate
by virtue of the acceptance hereof assents and by which such Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in June 1999, to the Person in whose name
this Certificate is registered at the close of business on the last Business Day
of the month immediately preceding the month of such distribution (the "Record
Date"), of an amount equal to the product of the Percentage Interest evidenced
by this Certificate and the aggregate amount required to be distributed to
Holders of Certificates of the same Class as this Certificate pursuant to the
Agreement.
Distributions on this Certificate will be made by the Trustee by check or
money order mailed to the Person entitled thereto at the address appearing in
the Certificate Register or, upon written request by the Certificateholder, by
such other means of payment as such Person and the Trustee shall agree. Except
as otherwise provided in the Agreement, the final distribution on this
Certificate will be made in the applicable
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A22 Certificate
Principal Balance:
Class A22 $95,240,025
Certificate Interest Initial Certificate Principal
Rate per annum: 6.50% Balance of this Certificate:
$
Cut-off Date:
May 1, 1999
First Distribution Date: CUSIP:36157R2D6
June 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A22 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional,
fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and
serviced by GE Capital Mortgage Services, Inc., a corporation organized and
existing under the laws of the State of New Jersey (the "Company"). The Trust
Fund was created pursuant to a Pooling and Servicing Agreement dated as of May
1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust
Company, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth herein below. To the extent not defined herein,
the terms used herein have the meanings assigned in the Agreement. This
Certificate is issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of this Certificate
by virtue of the acceptance hereof assents and by which such Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in June 1999, to the Person in whose name
this Certificate is registered at the close of business on the last Business Day
of the month immediately preceding the month of such distribution (the "Record
Date"), of an amount equal to the product of the Percentage Interest evidenced
by this Certificate and the aggregate amount required to be distributed to
Holders of Certificates of the same Class as this Certificate pursuant to the
Agreement.
Distributions on this Certificate will be made by the Trustee by check or
money order mailed to the Person entitled thereto at the address appearing in
the Certificate Register or, upon written request by the Certificateholder, by
such other means of payment as such Person and the Trustee shall agree. Except
as otherwise provided in the Agreement, the final distribution on this
Certificate will be made in the applicable
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
TRANSFER OF THIS CERTIFICATE IS RESTRICTED AS PROVIDED IN SECTION 5.02 OF THE
AGREEMENT.
FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS THE "RESIDUAL
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") AS THOSE
TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(2) AND 860D OF THE INTERNAL
REVENUE CODE OF 1986, AS AMENDED (THE "CODE"). A TRANSFEREE OF THIS CERTIFICATE,
BY ACCEPTANCE HEREOF, IS DEEMED TO HAVE ACCEPTED THIS CERTIFICATE SUBJECT TO
CERTAIN RESTRICTIONS ON TRANSFERABILITY AS SET FORTH IN THE AGREEMENT, AND SHALL
BE REQUIRED TO FURNISH AN AFFIDAVIT TO THE TRANSFEROR AND THE TRUSTEE TO THE
EFFECT THAT IT IS NOT A DISQUALIFIED ORGANIZATION, AS SUCH TERM IS DEFINED IN
CODE SECTION 860E(e)(5), AN AGENT (INCLUDING A BROKER, NOMINEE OR OTHER
MIDDLEMAN) FOR SUCH DISQUALIFIED ORGANIZATION, OR AN ENTITY THAT HOLDS REMIC
RESIDUAL SECURITIES AS NOMINEE TO FACILITATE THE CLEARANCE AND SETTLEMENT OF
SUCH SECURITIES THROUGH BOOK-ENTRY CHANGES IN ACCOUNTS OF PARTICIPATING
ORGANIZATIONS (A "BOOK-ENTRY NOMINEE") AND TO HAVE AGREED TO SUCH AMENDMENTS TO
THE AGREEMENT AS MAY BE REQUIRED TO FURTHER EFFECTUATE THE RESTRICTIONS ON
TRANSFERS TO DISQUALIFIED ORGANIZATIONS, AGENTS THEREOF OR BOOK-ENTRY NOMINEES.
THE HOLDER OF THIS CLASS R OR CLASS RL CERTIFICATE, BY ACCEPTANCE HEREOF, IS
DEEMED TO HAVE IRREVOCABLY APPOINTED THE COMPANY (AS DEFINED HEREIN) AS ITS
AGENT AND ATTORNEY-IN-FACT TO ACT AS "TAX MATTERS PERSON" OF THE REMIC TO
PERFORM THE FUNCTIONS OF A "TAX MATTERS PARTNER" FOR PURPOSES OF SUBCHAPTER C OF
CHAPTER 63 OF SUBTITLE F OF THE CODE, WITH RESPECT TO THE TRUST FUND.
THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY DISQUALIFIED
ORGANIZATION, BOOK-ENTRY NOMINEE OR NON-PERMITTED FOREIGN HOLDER, AS DEFINED IN
THE AGREEMENT OR TO ANY EMPLOYEE BENEFIT PLAN SUBJECT TO THE EMPLOYEE RETIREMENT
INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA") OR A PLAN SUBJECT TO SECTION
4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED ("SECTION 4975") (A
"PLAN") OR A PERSON THAT IS USING THE ASSETS OF A PLAN TO ACQUIRE THIS
CERTIFICATE, EXCEPT AS DESCRIBED HEREIN. THE TRANSFER OF THIS CERTIFICATE IS
SUBJECT TO CERTAIN OTHER RESTRICTIONS AS SET FORTH HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class R Certificate
Principal Balance:
Class R $100
Certificate Interest Initial Certificate Principal
Rate per annum: 6.50% Balance of this Certificate:
$
Cut-off Date:
May 1, 1999
First Distribution Date: CUSIP: 36157R2E4
June 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
R Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional,
fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and
serviced by GE Capital Mortgage Services, Inc., a corporation organized and
existing under the laws of the State of New Jersey (the "Company"). The Trust
Fund was created pursuant to a Pooling and Servicing Agreement dated as of May
1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust
Company, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth herein below. To the extent not defined herein,
the terms used herein have the meanings assigned in the Agreement. This
Certificate is issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of this Certificate
by virtue of the acceptance hereof assents and by which such Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in June 1999, to the Person in whose name
this Certificate is registered at the close of business on the last Business Day
of the month immediately preceding the month of such distribution (the "Record
Date"), of an amount equal to the product of the Percentage Interest evidenced
by this Certificate and the aggregate amount required to be distributed to
Holders of Certificates of the same Class as this Certificate pursuant to the
Agreement.
Distributions on this Certificate will be made by the Trustee by check or
money order mailed to the Person entitled thereto at the address appearing in
the Certificate Register or, upon written request by the Certificateholder, by
such other means of payment as such Person and the Trustee shall agree. Except
as otherwise provided in the Agreement, the final distribution on this
Certificate will be made in the applicable manner described above, after due
notice by the Trustee of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency
maintained for that purpose by the Trustee in New York, New York.
This Certificate is one of a duly authorized issue of Certificates
designated as REMIC Mortgage Pass-Through Certificates, Series 1999-11, issued
in thirty-two Classes (Class A1, Class A2, Class A3, Class A4, Class A5, Class
A6, Class A7, Class A8, Class A9, Class A10, Class A11, Class A12, Class A13,
Class A14, Class A15, Class A16, Class A17, Class A18, Class A19, Class A20,
Class A21, Class A22, Class S, Class R, Class RL, Class PO, Class M, Class B1,
Class B2, Class B3, Class B4 and Class B5, herein called the "Certificates").
The Certificates are limited in right of payment to certain payments on and
collections in respect of the Mortgage Loans, all as more specifically set forth
in the Agreement. The Certificateholder, by its acceptance of this Certificate,
agrees that it will look solely to the funds on deposit in the Certificate
Account for payment hereunder and that the Trustee in its individual capacity is
not personally liable to the Certificateholders for any amount payable under
this Certificate or the Agreement or, except as expressly provided in the
Agreement, subject to any liability under the Agreement.
As provided in the Agreement and with certain exceptions therein provided,
certain losses on the Mortgage Loans resulting from defaults by Mortgagors will
be borne by the Holders of the Class M, Class B1, Class B2, Class B3, Class B4
and Class B5 Certificates before such losses will be borne by the Holders of the
other Classes of the Certificates.
This Certificate does not purport to summarize the Agreement and reference
is made to the Agreement for the interests, rights and limitations of rights,
benefits, obligations and duties evidenced hereby, and the rights, duties and
immunities of the Trustee.
The Agreement permits, with certain exceptions therein provided, the
amendment thereof and the modification of the rights and obligations of the
Company and the rights of the Certificateholders under the Agreement at any time
by the Company and the Trustee with the consent of the Holders of Certificates
evidencing not less than 66% of all the Voting Rights as defined in the
Agreement. Any such consent by the Holder of this Certificate shall be
conclusive and binding on such Holder and upon all future Holders of this
Certificate and of any Certificate issued upon the transfer hereof or in
exchange herefor or in lieu hereof whether or not notation of such consent is
made upon this Certificate. The Agreement also permits the amendment thereof, in
certain limited circumstances, without the consent of the Holders of any of the
Certificates.
No transfer of any Class M, Class B1, Class B2, Class B3, Class B4 or Class
B5 Certificate which is in the form of a Definitive Certificate shall be made to
any Person unless the Trustee has received (i) a certificate from such
transferee to the effect that such transferee (x) is not an employee benefit
plan subject to the Employee Retirement Income Security Act of 1974, as amended
("ERISA") or a plan subject to Section 4975 of the Internal Revenue Code of
1986, as amended ("Section 4975") (a "Plan") or a Person that is using the
assets of a Plan to acquire such Certificate or (y) is an insurance company
investing assets of its general account and the exemption provided by Section
III(a) of Department of Labor Prohibited Transaction Exemption 95-60, 60 Fed.
Reg. 35925 (July 12, 1995) (the "Exemption") applies to such transferee's
acquisition and holding of such Certificate, or (ii) an opinion of counsel
satisfactory to the Trustee, which opinion shall not be an expense of the
Trustee or the Company, to the effect that the purchase and holding of such
Certificate will not constitute or result in the assets of the Trust Fund being
deemed to be "plan assets" and subject to the prohibited transaction provisions
of ERISA or Section 4975 and will not subject the Trustee or the Company to any
obligation in addition to those undertaken in the Agreement; provided, however,
that the Trustee will not require such certificate or opinion in the event that,
as a result of a change of law or otherwise, counsel satisfactory to the Trustee
has rendered an opinion to the effect that the purchase and holding of a Class
M, Class B1, Class B2, Class B3, Class B4 or Class B5 Certificate by a Plan or a
Person that is purchasing or holding such Certificate with the assets of a Plan
will not constitute or result in a prohibited transaction under ERISA or Section
4975.
No transfer of any Class R or Class RL Certificate shall be made to any
Person unless the Trustee has received a certificate from such transferee to the
effect that, among other things, such transferee (x) is not an employee benefit
plan subject to ERISA or a Plan or a Person that is using the assets of a Plan
to acquire any such Class R or Class RL Certificate or (y) is an insurance
company investing assets of its general account and the Exemption applies to
such transferee's acquisition and holding of any such Class R or Class RL
Certificate.
As provided in the Agreement, and subject to certain limitations therein
set forth, the transfer of this Certificate is registerable in the Certificate
Register of the Trustee upon surrender of this Certificate for registration of
transfer at the office or agency maintained by the Trustee in the city in which
the Corporate Trust Office of the Trustee is located or in the City of New York,
accompanied by a written instrument of transfer in form satisfactory to the
Company, the Trustee, and the Certificate Registrar duly executed by the Holder
hereof or such Holder's attorney duly authorized in writing, and thereupon one
or more new Certificates of the same Class of authorized denominations
evidencing the same aggregate Percentage Interest will be issued to the
designated transferee or transferees.
The Certificates are issuable only as registered Certificates without
coupons in denominations specified in the Agreement. As provided in the
Agreement and subject to certain limitations therein set forth, Certificates are
exchangeable for new Certificates of the same Class of authorized denominations
evidencing the same aggregate Percentage Interest as requested by the Holder
surrendering the same.
No service charge will be made for any such registration of transfer or
exchange, but the Trustee may require payment of a sum sufficient to cover any
tax or other governmental charge payable in connection therewith.
The Trustee and the Certificate Registrar and any agent of the Trustee or
the Certificate Registrar may treat the Person in whose name this Certificate is
registered as the owner hereof for all purposes, and neither the Trustee, the
Certificate Registrar nor any such agent shall be affected by any notice to the
contrary.
The obligations and responsibilities created by the Agreement, and the
Trust Fund created thereby shall terminate upon payment to the
Certificateholders, or provision therefor, in accordance with the Agreement
following the earlier of (a) the repurchase by the Company of all Mortgage Loans
and all property acquired in respect of any Mortgage Loan remaining in the Trust
Fund at a price equal to the sum of (x) 100% of the unpaid principal balance of
each Mortgage Loan (other than a Mortgage Loan described in clause (y)) plus
accrued and unpaid interest thereon at the rate provided for in the Agreement
(less any amounts representing previously unreimbursed Monthly Advances) and (y)
the appraised value of any property acquired in respect of a Mortgage Loan
determined as provided in the Agreement, and (b) the later of the final payment
or other liquidation (or any Monthly Advance with respect thereto) of the last
Mortgage Loan remaining in the Trust Fund and the disposition of all property
acquired upon foreclosure or by deed in lieu of foreclosure of any Mortgage
Loan. The right of the Company to repurchase all the Mortgage Loans and property
in respect of Mortgage Loans is subject to the Pool Scheduled Principal Balance
at the time of repurchase being less than 10 percent of the Pool Scheduled
Principal Balance as of the Cut-off Date. The Company's exercise of such right
will result in early retirement of the Certificates.
Unless this Certificate has been countersigned by the Trustee, by manual
signature, this Certificate shall not be entitled to any benefit under the
Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed under its official seal.
STATE STREET BANK AND TRUST
COMPANY, not in its individual
capacity but solely as Trustee
(SEAL)
By:___________________________
Name:
Title:
Countersigned:
By_______________________
Authorized Signatory of
STATE STREET BANK AND TRUST COMPANY,
not in its individual capacity but
solely as Trustee
Dated:___________________
<PAGE>
ASSIGNMENT
FOR VALUE RECEIVED the undersigned hereby sell(s), assign(s)
and transfer(s) unto
Please insert social security
or other identifying number of assignee
_____________________________________________________________
_____________________________________________________________
(Please print or typewrite name and address
including postal zip code of assignee)
_____________________________________________________________
this Certificate evidencing a Percentage Interest in certain
distributions with respect to the Trust Fund and hereby
authorizes the transfer of registration of such interest to
assignee on the Certificate Register of said Trust Fund.
I (we) further direct the Certificate Registrar to issue a
new Certificate of like Class and Percentage Interest, to the
above named assignee and deliver such Certificate to the
following address:
_____________________________________________________________
_____________________________________________________________
_____________________________________________________________
Dated:___________________
_____________________________________
Signature by or on behalf of assignor
_________________________
*Signature Guaranteed*
*The signature hereon must be guaranteed by a bank, trust company
or broker of the signatory who is a member of a signature
guarantee medallion program.
<PAGE>
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
TRANSFER OF THIS CERTIFICATE IS RESTRICTED AS PROVIDED IN SECTION 5.02 OF THE
AGREEMENT.
FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS THE "RESIDUAL
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") AS THOSE
TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(2) AND 860D OF THE INTERNAL
REVENUE CODE OF 1986, AS AMENDED (THE "CODE"). A TRANSFEREE OF THIS CERTIFICATE,
BY ACCEPTANCE HEREOF, IS DEEMED TO HAVE ACCEPTED THIS CERTIFICATE SUBJECT TO
CERTAIN RESTRICTIONS ON TRANSFERABILITY AS SET FORTH IN THE AGREEMENT, AND SHALL
BE REQUIRED TO FURNISH AN AFFIDAVIT TO THE TRANSFEROR AND THE TRUSTEE TO THE
EFFECT THAT IT IS NOT A DISQUALIFIED ORGANIZATION, AS SUCH TERM IS DEFINED IN
CODE SECTION 860E(e)(5), AN AGENT (INCLUDING A BROKER, NOMINEE OR OTHER
MIDDLEMAN) FOR SUCH DISQUALIFIED ORGANIZATION, OR AN ENTITY THAT HOLDS REMIC
RESIDUAL SECURITIES AS NOMINEE TO FACILITATE THE CLEARANCE AND SETTLEMENT OF
SUCH SECURITIES THROUGH BOOK-ENTRY CHANGES IN ACCOUNTS OF PARTICIPATING
ORGANIZATIONS (A "BOOK-ENTRY NOMINEE") AND TO HAVE AGREED TO SUCH AMENDMENTS TO
THE AGREEMENT AS MAY BE REQUIRED TO FURTHER EFFECTUATE THE RESTRICTIONS ON
TRANSFERS TO DISQUALIFIED ORGANIZATIONS, AGENTS THEREOF OR BOOK-ENTRY NOMINEES.
THE HOLDER OF THIS CLASS R OR CLASS RL CERTIFICATE, BY ACCEPTANCE HEREOF, IS
DEEMED TO HAVE IRREVOCABLY APPOINTED THE COMPANY (AS DEFINED HEREIN) AS ITS
AGENT AND ATTORNEY-IN-FACT TO ACT AS "TAX MATTERS PERSON" OF THE REMIC TO
PERFORM THE FUNCTIONS OF A "TAX MATTERS PARTNER" FOR PURPOSES OF SUBCHAPTER C OF
CHAPTER 63 OF SUBTITLE F OF THE CODE, WITH RESPECT TO THE TRUST FUND.
THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY DISQUALIFIED
ORGANIZATION, BOOK-ENTRY NOMINEE OR NON-PERMITTED FOREIGN HOLDER, AS DEFINED IN
THE AGREEMENT OR TO ANY EMPLOYEE BENEFIT PLAN SUBJECT TO THE EMPLOYEE RETIREMENT
INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA") OR A PLAN SUBJECT TO SECTION
4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED ("SECTION 4975") (A
"PLAN") OR A PERSON THAT IS USING THE ASSETS OF A PLAN TO ACQUIRE THIS
CERTIFICATE, EXCEPT AS DESCRIBED HEREIN. THE TRANSFER OF THIS CERTIFICATE IS
SUBJECT TO CERTAIN OTHER RESTRICTIONS AS SET FORTH HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class RL Certificate
Principal Balance:
Class RL $100
Certificate Interest Initial Certificate Principal
Rate per annum: 6.50% Balance of this Certificate:
$
Cut-off Date:
May 1, 1999
First Distribution Date: CUSIP: 36157R2F1
June 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
RL Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional,
fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and
serviced by GE Capital Mortgage Services, Inc., a corporation organized and
existing under the laws of the State of New Jersey (the "Company"). The Trust
Fund was created pursuant to a Pooling and Servicing Agreement dated as of May
1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust
Company, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth herein below. To the extent not defined herein,
the terms used herein have the meanings assigned in the Agreement. This
Certificate is issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of this Certificate
by virtue of the acceptance hereof assents and by which such Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in June 1999, to the Person in whose name
this Certificate is registered at the close of business on the last Business Day
of the month immediately preceding the month of such distribution (the "Record
Date"), of an amount equal to the product of the Percentage Interest evidenced
by this Certificate and the aggregate amount required to be distributed to
Holders of Certificates of the same Class as this Certificate pursuant to the
Agreement.
Distributions on this Certificate will be made by the Trustee by check or
money order mailed to the Person entitled thereto at the address appearing in
the Certificate Register or, upon written request by the Certificateholder, by
such other means of payment as such Person and the Trustee shall agree. Except
as otherwise provided in the Agreement, the final distribution on this
Certificate will be made in the applicable manner described above, after due
notice by the Trustee of the
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS
AMENDED (THE "SECURITIES ACT"). ANY RESALE OR TRANSFER OF THIS CERTIFICATE
WITHOUT REGISTRATION THEREOF UNDER THE SECURITIES ACT MAY ONLY BE MADE IN A
TRANSACTION EXEMPT FROM THE REGISTRATION REQUIREMENTS OF THE SECURITIES ACT AND
IN ACCORDANCE WITH SECTION 5.02 OF THE AGREEMENT REFERRED TO HEREIN.
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class PO Certificate
Principal Balance:
Class PO $1,156,244.78
Certificate Interest Initial Certificate Principal
Rate per annum: Balance of this Certificate:
non-interest bearing $
Cut-off Date:
May 1, 1999
First Distribution Date:
June 25, 1999
<PAGE>
THIS CERTIFIES THAT
GE CAPITAL MORTGAGE SERVICES, INC.
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
PO Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional,
fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and
serviced by GE Capital Mortgage Services, Inc., a corporation organized and
existing under the laws of the State of New Jersey (the "Company"). The Trust
Fund was created pursuant to a Pooling and Servicing Agreement dated as of May
1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust
Company, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth herein below. To the extent not defined herein,
the terms used herein have the meanings assigned in the Agreement. This
Certificate is issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of this Certificate
by virtue of the acceptance hereof assents and by which such Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in June 1999, to the Person in whose name
this Certificate is registered at the close of business on the last Business Day
of the month immediately preceding the month of such distribution (the "Record
Date"), of an amount equal to the product of the Percentage Interest evidenced
by this Certificate and the aggregate amount required to be distributed to
Holders of Certificates of the same Class as this Certificate pursuant to the
Agreement.
Distributions on this Certificate will be made by the Trustee by check or
money order mailed to the Person entitled thereto at the address appearing in
the Certificate Register or, upon written request by the Certificateholder, by
such other means of payment as such Person and the Trustee shall agree. Except
as otherwise provided in the Agreement, the final distribution on this
Certificate will be made in the applicable manner described above, after due
notice by the Trustee of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency
maintained for that purpose by the Trustee in New York, New York.
This Certificate is one of a duly authorized issue of Certificates
designated as REMIC Mortgage Pass-Through Certificates, Series 1999-11, issued
in thirty-two Classes (Class A1, Class A2, Class A3, Class A4, Class A5, Class
A6, Class A7, Class A8, Class A9, Class A10, Class A11, Class A12, Class A13,
Class A14, Class A15, Class A16, Class A17, Class A18, Class A19, Class A20,
Class A21, Class A22, Class S, Class R, Class RL, Class PO, Class M, Class B1,
Class B2, Class B3, Class B4 and Class B5, herein called the "Certificates").
The Certificates are limited in right of payment to certain payments on and
collections in respect of the Mortgage Loans, all as more specifically set forth
in the Agreement. The Certificateholder, by its acceptance of this Certificate,
agrees that it will look solely to the funds on deposit in the Certificate
Account for payment hereunder and that the Trustee in its individual capacity is
not personally liable to the Certificateholders for any amount payable under
this Certificate or the Agreement or, except as expressly provided in the
Agreement, subject to any liability under the Agreement.
As provided in the Agreement and with certain exceptions therein provided,
certain losses on the Mortgage Loans resulting from defaults by Mortgagors will
be borne by the Holders of the Class M, Class B1, Class B2, Class B3, Class B4
and Class B5 Certificates before such losses will be borne by the Holders of the
other Classes of the Certificates.
This Certificate does not purport to summarize the Agreement and reference
is made to the Agreement for the interests, rights and limitations of rights,
benefits, obligations and duties evidenced hereby, and the rights, duties and
immunities of the Trustee.
The Agreement permits, with certain exceptions therein provided, the
amendment thereof and the modification of the rights and obligations of the
Company and the rights of the Certificateholders under the Agreement at any time
by the Company and the Trustee with the consent of the Holders of Certificates
evidencing not less than 66% of all the Voting Rights as defined in the
Agreement. Any such consent by the Holder of this Certificate shall be
conclusive and binding on such Holder and upon all future Holders of this
Certificate and of any Certificate issued upon the transfer hereof or in
exchange herefor or in lieu hereof whether or not notation of such consent is
made upon this Certificate. The Agreement also permits the amendment thereof, in
certain limited circumstances, without the consent of the Holders of any of the
Certificates.
No transfer of any Class M, Class B1, Class B2, Class B3, Class B4 or Class
B5 Certificate which is in the form of a Definitive Certificate shall be made to
any Person unless the Trustee has received (i) a certificate from such
transferee to the effect that such transferee (x) is not an employee benefit
plan subject to the Employee Retirement Income Security Act of 1974, as amended
("ERISA") or a plan subject to Section 4975 of the Internal Revenue Code of
1986, as amended ("Section 4975") (a "Plan") or a Person that is using the
assets of a Plan to acquire such Certificate or (y) is an insurance company
investing assets of its general account and the exemption provided by Section
III(a) of Department of Labor Prohibited Transaction Class Exemption 95-60, 60
Fed. Reg. 35925 (July 12, 1995) (the "Exemption") applies to such transferee's
acquisition and holding of such Certificate, or (ii) an opinion of counsel
satisfactory to the Trustee, which opinion shall not be an expense of the
Trustee or the Company, to the effect that the purchase and holding of such
Certificate will not constitute or result in the assets of the Trust Fund being
deemed to be "plan assets" and subject to the prohibited transaction provisions
of ERISA or Section 4975 and will not subject the Trustee or the Company to any
obligation in addition to those undertaken in the Agreement; provided, however,
that the Trustee will not require such certificate or opinion in the event that,
as a result of a change of law or otherwise, counsel satisfactory to the Trustee
has rendered an opinion to the effect that the purchase and holding of a Class
M, Class B1, Class B2, Class B3, Class B4 or Class B5 Certificate by a Plan or a
Person that is purchasing or holding such Certificate with the assets of a Plan
will not constitute or result in a prohibited transaction under ERISA or Section
4975.
No transfer of any Class R or Class RL Certificate shall be made to any
Person unless the Trustee has received a certificate from such transferee to the
effect that, among other things, such transferee (x) is not an employee benefit
plan subject to ERISA or a Plan or a Person that is using the assets of a Plan
to acquire any such Class R or Class RL Certificate or (y) is an insurance
company investing assets of its general account and the Exemption applies to
such transferee's acquisition and holding of any such Class R or Class RL
Certificate.
As provided in the Agreement, and subject to certain limitations therein
set forth, the transfer of this Certificate is registerable in the Certificate
Register of the Trustee upon surrender of this Certificate for registration of
transfer at the office or agency maintained by the Trustee in the city in which
the Corporate Trust Office of the Trustee is located or in the City of New York,
accompanied by a written instrument of transfer in form satisfactory to the
Company, the Trustee, and the Certificate Registrar duly executed by the Holder
hereof or such Holder's attorney duly authorized in writing, and thereupon one
or more new Certificates of the same Class of authorized denominations
evidencing the same aggregate Percentage Interest will be issued to the
designated transferee or transferees.
The Certificates are issuable only as registered Certificates without
coupons in denominations specified in the Agreement. As provided in the
Agreement and subject to certain limitations therein set forth, Certificates are
exchangeable for new Certificates of the same Class of authorized denominations
evidencing the same aggregate Percentage Interest as requested by the Holder
surrendering the same.
No service charge will be made for any such registration of transfer or
exchange, but the Trustee may require payment of a sum sufficient to cover any
tax or other governmental charge payable in connection therewith.
The Trustee and the Certificate Registrar and any agent of the Trustee or
the Certificate Registrar may treat the Person in whose name this Certificate is
registered as the owner hereof for all purposes, and neither the Trustee, the
Certificate Registrar nor any such agent shall be affected by any notice to the
contrary.
The obligations and responsibilities created by the Agreement, and the
Trust Fund created thereby shall terminate upon payment to the
Certificateholders, or provision therefor, in accordance with the Agreement
following the earlier of (a) the repurchase by the Company of all Mortgage Loans
and all property acquired in respect of any Mortgage Loan remaining in the Trust
Fund at a price equal to the sum of (x) 100% of the unpaid principal balance of
each Mortgage Loan (other than a Mortgage Loan described in clause (y)) plus
accrued and unpaid interest thereon at the rate provided for in the Agreement
(less any amounts representing previously unreimbursed Monthly Advances) and (y)
the appraised value of any property acquired in respect of a Mortgage Loan
determined as provided in the Agreement, and (b) the later of the final payment
or other liquidation (or any Monthly Advance with respect thereto) of the last
Mortgage Loan remaining in the Trust Fund and the disposition of all property
acquired upon foreclosure or by deed in lieu of foreclosure of any Mortgage
Loan. The right of the Company to repurchase all the Mortgage Loans and property
in respect of Mortgage Loans is subject to the Pool Scheduled Principal Balance
at the time of repurchase being less than 10 percent of the Pool Scheduled
Principal Balance as of the Cut-off Date. The Company's exercise of such right
will result in early retirement of the Certificates.
Unless this Certificate has been countersigned by the Trustee, by manual
signature, this Certificate shall not be entitled to any benefit under the
Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed under its official seal.
STATE STREET BANK AND TRUST
COMPANY, not in its individual
capacity but solely as Trustee
(SEAL)
By:___________________________
Name:
Title:
Countersigned:
By_______________________
Authorized Signatory of
STATE STREET BANK AND TRUST COMPANY,
not in its individual capacity but
solely as Trustee
Dated:___________________
<PAGE>
ASSIGNMENT
FOR VALUE RECEIVED the undersigned hereby sell(s), assign(s)
and transfer(s) unto
Please insert social security
or other identifying number of assignee
_____________________________________________________________
_____________________________________________________________
(Please print or typewrite name and address
including postal zip code of assignee)
_____________________________________________________________
this Certificate evidencing a Percentage Interest in certain
distributions with respect to the Trust Fund and hereby
authorizes the transfer of registration of such interest to
assignee on the Certificate Register of said Trust Fund.
I (we) further direct the Certificate Registrar to issue a
new Certificate of like Class and Percentage Interest, to the
above named assignee and deliver such Certificate to the
following address:
_____________________________________________________________
_____________________________________________________________
_____________________________________________________________
Dated:___________________
_____________________________________
Signature by or on behalf of assignor
_________________________
*Signature Guaranteed*
*The signature hereon must be guaranteed by a bank, trust company
or broker of the signatory who is a member of a signature
guarantee medallion program.
<PAGE>
PRINCIPAL WILL NOT BE DISTRIBUTABLE IN RESPECT OF THIS CERTIFICATE. INTEREST IS
CALCULATED ON THIS CERTIFICATE BASED ON THE CLASS S NOTIONAL PRINCIPAL BALANCE,
WHICH, AS OF ANY DISTRIBUTION DATE, IS EQUAL TO THE AGGREGATE SCHEDULED
PRINCIPAL BALANCE OF THE OUTSTANDING NON-DISCOUNT MORTGAGE LOANS AS SET FORTH IN
THE AGREEMENT (AS DEFINED HEREIN). CONSEQUENTLY, THE NOTIONAL PRINCIPAL BALANCE
OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL NOTIONAL PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS
AMENDED (THE "SECURITIES ACT"). ANY RESALE OR TRANSFER OF THIS CERTIFICATE
WITHOUT REGISTRATION THEREOF UNDER THE SECURITIES ACT MAY ONLY BE MADE IN A
TRANSACTION EXEMPT FROM THE REGISTRATION REQUIREMENTS OF THE SECURITIES ACT AND
IN ACCORDANCE WITH SECTION 5.02 OF THE AGREEMENT REFERRED TO HEREIN.
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class S Certificate
Principal Balance:
Class S $904,009,427.37
Certificate Interest Initial Certificate Principal
Rate per annum: variable Balance of this Certificate:
$
Cut-off Date:
May 1, 1999
First Distribution Date:
June 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
S Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional,
fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and
serviced by GE Capital Mortgage Services, Inc., a corporation organized and
existing under the laws of the State of New Jersey (the "Company"). The Trust
Fund was created pursuant to a Pooling and Servicing Agreement dated as of May
1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust
Company, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth herein below. To the extent not defined herein,
the terms used herein have the meanings assigned in the Agreement. This
Certificate is issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of this Certificate
by virtue of the acceptance hereof assents and by which such Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in June 1999, to the Person in whose name
this Certificate is registered at the close of business on the last Business Day
of the month immediately preceding the month of such distribution (the "Record
Date"), of an amount equal to the product of the Percentage Interest evidenced
by this Certificate and the aggregate amount required to be distributed to
Holders of Certificates of the same Class as this Certificate pursuant to the
Agreement.
Distributions on this Certificate will be made by the Trustee by check or
money order mailed to the Person entitled thereto at the address appearing in
the Certificate Register or, upon written request by the Certificateholder, by
such other means of payment as such Person and the Trustee shall agree. Except
as otherwise provided in the Agreement, the final distribution on this
Certificate will be made in the applicable manner described above, after due
notice by the Trustee of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency
maintained for that purpose by the Trustee in New York, New York.
This Certificate is one of a duly authorized issue of Certificates
designated as REMIC Mortgage Pass-Through Certificates, Series 1999-11, issued
in thirty-two Classes (Class A1, Class A2, Class A3, Class A4, Class A5, Class
A6, Class A7, Class A8, Class A9, Class A10, Class A11, Class A12, Class A13,
Class A14, Class A15, Class A16, Class A17, Class A18, Class A19, Class A20,
Class A21, Class A22, Class S, Class R, Class RL, Class PO, Class M, Class B1,
Class B2, Class B3, Class B4 and Class B5, herein called the "Certificates").
The Certificates are limited in right of payment to certain payments on and
collections in respect of the Mortgage Loans, all as more specifically set forth
in the Agreement. The Certificateholder, by its acceptance of this Certificate,
agrees that it will look solely to the funds on deposit in the Certificate
Account for payment hereunder and that the Trustee in its individual capacity is
not personally liable to the Certificateholders for any amount payable under
this Certificate or the Agreement or, except as expressly provided in the
Agreement, subject to any liability under the Agreement.
As provided in the Agreement and with certain exceptions therein provided,
certain losses on the Mortgage Loans resulting from defaults by Mortgagors will
be borne by the Holders of the Class M, Class B1, Class B2, Class B3, Class B4
and Class B5 Certificates before such losses will be borne by the Holders of the
other Classes of the Certificates.
This Certificate does not purport to summarize the Agreement and reference
is made to the Agreement for the interests, rights and limitations of rights,
benefits, obligations and duties evidenced hereby, and the rights, duties and
immunities of the Trustee.
The Agreement permits, with certain exceptions therein provided, the
amendment thereof and the modification of the rights and obligations of the
Company and the rights of the Certificateholders under the Agreement at any time
by the Company and the Trustee with the consent of the Holders of Certificates
evidencing not less than 66% of all the Voting Rights as defined in the
Agreement. Any such consent by the Holder of this Certificate shall be
conclusive and binding on such Holder and upon all future Holders of this
Certificate and of any Certificate issued upon the transfer hereof or in
exchange herefor or in lieu hereof whether or not notation of such consent is
made upon this Certificate. The Agreement also permits the amendment thereof, in
certain limited circumstances, without the consent of the Holders of any of the
Certificates.
No transfer of any Class M, Class B1, Class B2, Class B3, Class B4 or Class
B5 Certificate which is in the form of a Definitive Certificate shall be made to
any Person unless the Trustee has received (i) a certificate from such
transferee to the effect that such transferee (x) is not an employee benefit
plan subject to the Employee Retirement Income Security Act of 1974, as amended
("ERISA") or a plan subject to Section 4975 of the Internal Revenue Code of
1986, as amended ("Section 4975") (a "Plan") or a Person that is using the
assets of a Plan to acquire such Certificate or (y) is an insurance company
investing assets of its general account and the exemption provided by Section
III(a) of Department of Labor Prohibited Transaction Class Exemption 95-60, 60
Fed. Reg. 35925 (July 12, 1995) (the "Exemption") applies to such transferee's
acquisition and holding of such Certificate, or (ii) an opinion of counsel
satisfactory to the Trustee, which opinion shall not be an expense of the
Trustee or the Company, to the effect that the purchase and holding of such
Certificate will not constitute or result in the assets of the Trust Fund being
deemed to be "plan assets" and subject to the prohibited transaction provisions
of ERISA or Section 4975 and will not subject the Trustee or the Company to any
obligation in addition to those undertaken in the Agreement; provided, however,
that the Trustee will not require such certificate or opinion in the event that,
as a result of a change of law or otherwise, counsel satisfactory to the Trustee
has rendered an opinion to the effect that the purchase and holding of a Class
M, Class B1, Class B2, Class B3, Class B4 or Class B5 Certificate by a Plan or a
Person that is purchasing or holding such Certificate with the assets of a Plan
will not constitute or result in a prohibited transaction under ERISA or Section
4975.
No transfer of any Class R or Class RL Certificate shall be made to any
Person unless the Trustee has received a certificate from such transferee to the
effect that, among other things, such transferee (x) is not an employee benefit
plan subject to ERISA or a Plan or a Person that is using the assets of a Plan
to acquire any such Class R or Class RL Certificate or (y) is an insurance
company investing assets of its general account and the Exemption applies to
such transferee's acquisition and holding of any such Class R or Class RL
Certificate.
As provided in the Agreement, and subject to certain limitations therein
set forth, the transfer of this Certificate is registerable in the Certificate
Register of the Trustee upon surrender of this Certificate for registration of
transfer at the office or agency maintained by the Trustee in the city in which
the Corporate Trust Office of the Trustee is located or in the City of New York,
accompanied by a written instrument of transfer in form satisfactory to the
Company, the Trustee, and the Certificate Registrar duly executed by the Holder
hereof or such Holder's attorney duly authorized in writing, and thereupon one
or more new Certificates of the same Class of authorized denominations
evidencing the same aggregate Percentage Interest will be issued to the
designated transferee or transferees.
The Certificates are issuable only as registered Certificates without
coupons in denominations specified in the Agreement. As provided in the
Agreement and subject to certain limitations therein set forth, Certificates are
exchangeable for new Certificates of the same Class of authorized denominations
evidencing the same aggregate Percentage Interest as requested by the Holder
surrendering the same.
No service charge will be made for any such registration of transfer or
exchange, but the Trustee may require payment of a sum sufficient to cover any
tax or other governmental charge payable in connection therewith.
The Trustee and the Certificate Registrar and any agent of the Trustee or
the Certificate Registrar may treat the Person in whose name this Certificate is
registered as the owner hereof for all purposes, and neither the Trustee, the
Certificate Registrar nor any such agent shall be affected by any notice to the
contrary.
The obligations and responsibilities created by the Agreement, and the
Trust Fund created thereby shall terminate upon payment to the
Certificateholders, or provision therefor, in accordance with the Agreement
following the earlier of (a) the repurchase by the Company of all Mortgage Loans
and all property acquired in respect of any Mortgage Loan remaining in the Trust
Fund at a price equal to the sum of (x) 100% of the unpaid principal balance of
each Mortgage Loan (other than a Mortgage Loan described in clause (y)) plus
accrued and unpaid interest thereon at the rate provided for in the Agreement
(less any amounts representing previously unreimbursed Monthly Advances) and (y)
the appraised value of any property acquired in respect of a Mortgage Loan
determined as provided in the Agreement, and (b) the later of the final payment
or other liquidation (or any Monthly Advance with respect thereto) of the last
Mortgage Loan remaining in the Trust Fund and the disposition of all property
acquired upon foreclosure or by deed in lieu of foreclosure of any Mortgage
Loan. The right of the Company to repurchase all the Mortgage Loans and property
in respect of Mortgage Loans is subject to the Pool Scheduled Principal Balance
at the time of repurchase being less than 10 percent of the Pool Scheduled
Principal Balance as of the Cut-off Date. The Company's exercise of such right
will result in early retirement of the Certificates.
Unless this Certificate has been countersigned by the Trustee, by manual
signature, this Certificate shall not be entitled to any benefit under the
Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed under its official seal.
STATE STREET BANK AND TRUST
COMPANY, not in its individual
capacity but solely as Trustee
(SEAL)
By:___________________________
Name:
Title:
Countersigned:
By_______________________
Authorized Signatory of
STATE STREET BANK AND TRUST COMPANY,
not in its individual capacity but
solely as Trustee
Dated:___________________
<PAGE>
ASSIGNMENT
FOR VALUE RECEIVED the undersigned hereby sell(s), assign(s)
and transfer(s) unto
Please insert social security
or other identifying number of assignee
_____________________________________________________________
_____________________________________________________________
(Please print or typewrite name and address
including postal zip code of assignee)
_____________________________________________________________
this Certificate evidencing a Percentage Interest in certain
distributions with respect to the Trust Fund and hereby
authorizes the transfer of registration of such interest to
assignee on the Certificate Register of said Trust Fund.
I (we) further direct the Certificate Registrar to issue a
new Certificate of like Class and Percentage Interest, to the
above named assignee and deliver such Certificate to the
following address:
_____________________________________________________________
_____________________________________________________________
_____________________________________________________________
Dated:___________________
_____________________________________
Signature by or on behalf of assignor
_________________________
*Signature Guaranteed*
*The signature hereon must be guaranteed by a bank, trust company
or broker of the signatory who is a member of a signature
guarantee medallion program.
<PAGE>
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF DISTRIBUTION TO CERTAIN CLASSES OF
THE CERTIFICATES AS SET FORTH HEREIN AND IN THE AGREEMENT REFERRED TO HEREIN.
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
TRANSFER OF THIS CERTIFICATE IS RESTRICTED AS PROVIDED IN SECTION 5.02 OF THE
AGREEMENT.
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY EMPLOYEE BENEFIT
PLAN SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED
("ERISA") OR A PLAN SUBJECT TO SECTION 4975 OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED ("SECTION 4975") (A "PLAN") OR A PERSON THAT IS USING THE
ASSETS OF A PLAN TO ACQUIRE THIS CERTIFICATE, EXCEPT AS DESCRIBED HEREIN. THE
TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN OTHER RESTRICTIONS AS SET
FORTH HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class M Certificate
Principal Balance:
Class M $17,620,000
Certificate Interest Initial Certificate Principal
Rate per annum: 6.50% Balance of this Certificate:
$
Cut-off Date:
May 1, 1999
First Distribution Date: CUSIP: 36157R2G9
June 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
M Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional,
fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and
serviced by GE Capital Mortgage Services, Inc., a corporation organized and
existing under the laws of the State of New Jersey (the "Company"). The Trust
Fund was created pursuant to a Pooling and Servicing Agreement dated as of May
1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust
Company, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth herein below. To the extent not defined herein,
the terms used herein have the meanings assigned in the Agreement. This
Certificate is issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of this Certificate
by virtue of the acceptance hereof assents and by which such Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in June 1999, to the Person in whose name
this Certificate is registered at the close of business on the last Business Day
of the month immediately preceding the month of such distribution (the "Record
Date"), of an amount equal to the product of the Percentage Interest evidenced
by this Certificate and the aggregate amount required to be distributed to
Holders of Certificates of the same Class as this Certificate pursuant to the
Agreement.
Distributions on this Certificate will be made by the Trustee by check or
money order mailed to the Person entitled thereto at the address appearing in
the Certificate Register or, upon written request by the Certificateholder, by
such other means of payment as such Person and the Trustee shall agree. Except
as otherwise provided in the Agreement, the final distribution on this
Certificate will be made in the applicable manner described above, after due
notice by the Trustee of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency
maintained for that purpose by the Trustee in New York, New York.
This Certificate is one of a duly authorized issue of Certificates
designated as REMIC Mortgage Pass-Through Certificates, Series 1999-11, issued
in thirty-two Classes (Class A1, Class A2, Class A3, Class A4, Class A5, Class
A6, Class A7, Class A8, Class A9, Class A10, Class A11, Class A12, Class A13,
Class A14, Class A15, Class A16, Class A17, Class A18, Class A19, Class A20,
Class A21, Class A22, Class S, Class R, Class RL, Class PO, Class M, Class B1,
Class B2, Class B3, Class B4 and Class B5, herein called the "Certificates").
The Certificates are limited in right of payment to certain payments on and
collections in respect of the Mortgage Loans, all as more specifically set forth
in the Agreement. The Certificateholder, by its acceptance of this Certificate,
agrees that it will look solely to the funds on deposit in the Certificate
Account for payment hereunder and that the Trustee in its individual capacity is
not personally liable to the Certificateholders for any amount payable under
this Certificate or the Agreement or, except as expressly provided in the
Agreement, subject to any liability under the Agreement.
As provided in the Agreement and with certain exceptions therein provided,
certain losses on the Mortgage Loans resulting from defaults by Mortgagors will
be borne by the Holders of the Class M, Class B1, Class B2, Class B3, Class B4
and Class B5 Certificates before such losses will be borne by the Holders of the
other Classes of the Certificates.
This Certificate does not purport to summarize the Agreement and reference
is made to the Agreement for the interests, rights and limitations of rights,
benefits, obligations and duties evidenced hereby, and the rights, duties and
immunities of the Trustee.
The Agreement permits, with certain exceptions therein provided, the
amendment thereof and the modification of the rights and obligations of the
Company and the rights of the Certificateholders under the Agreement at any time
by the Company and the Trustee with the consent of the Holders of Certificates
evidencing not less than 66% of all the Voting Rights as defined in the
Agreement. Any such consent by the Holder of this Certificate shall be
conclusive and binding on such Holder and upon all future Holders of this
Certificate and of any Certificate issued upon the transfer hereof or in
exchange herefor or in lieu hereof whether or not notation of such consent is
made upon this Certificate. The Agreement also permits the amendment thereof, in
certain limited circumstances, without the consent of the Holders of any of the
Certificates.
No transfer of any Class M, Class B1, Class B2, Class B3, Class B4 or Class
B5 Certificate which is in the form of a Definitive Certificate shall be made to
any Person unless the Trustee has received (i) a certificate from such
transferee to the effect that such transferee (x) is not an employee benefit
plan subject to the Employee Retirement Income Security Act of 1974, as amended
("ERISA") or a plan subject to Section 4975 of the Internal Revenue Code of
1986, as amended ("Section 4975") (a "Plan") or a Person that is using the
assets of a Plan to acquire such Certificate or (y) is an insurance company
investing assets of its general account and the exemption provided by Section
III(a) of Department of Labor Prohibited Transaction Exemption 95-60, 60 Fed.
Reg. 35925 (July 12, 1995) (the "Exemption") applies to such transferee's
acquisition and holding of such Certificate, or (ii) an opinion of counsel
satisfactory to the Trustee, which opinion shall not be an expense of the
Trustee or the Company, to the effect that the purchase and holding of such
Certificate will not constitute or result in the assets of the Trust Fund being
deemed to be "plan assets" and subject to the prohibited transaction provisions
of ERISA or Section 4975 and will not subject the Trustee or the Company to any
obligation in addition to those undertaken in the Agreement; provided, however,
that the Trustee will not require such certificate or opinion in the event that,
as a result of a change of law or otherwise, counsel satisfactory to the Trustee
has rendered an opinion to the effect that the purchase and holding of a Class
M, Class B1, Class B2, Class B3, Class B4 or Class B5 Certificate by a Plan or a
Person that is purchasing or holding such Certificate with the assets of a Plan
will not constitute or result in a prohibited transaction under ERISA or Section
4975.
No transfer of any Class R or Class RL Certificate shall be made to any
Person unless the Trustee has received a certificate from such transferee to the
effect that, among other things, such transferee (x) is not an employee benefit
plan subject to ERISA or a Plan or a Person that is using the assets of a Plan
to acquire any such Class R or Class RL Certificate or (y) is an insurance
company investing assets of its general account and the Exemption applies to
such transferee's acquisition and holding of any such Class R or Class RL
Certificate.
As provided in the Agreement, and subject to certain limitations therein
set forth, the transfer of this Certificate is registerable in the Certificate
Register of the Trustee upon surrender of this Certificate for registration of
transfer at the office or agency maintained by the Trustee in the city in which
the Corporate Trust Office of the Trustee is located or in the City of New York,
accompanied by a written instrument of transfer in form satisfactory to the
Company, the Trustee, and the Certificate Registrar duly executed by the Holder
hereof or such Holder's attorney duly authorized in writing, and thereupon one
or more new Certificates of the same Class of authorized denominations
evidencing the same aggregate Percentage Interest will be issued to the
designated transferee or transferees.
The Certificates are issuable only as registered Certificates without
coupons in denominations specified in the Agreement. As provided in the
Agreement and subject to certain limitations therein set forth, Certificates are
exchangeable for new Certificates of the same Class of authorized denominations
evidencing the same aggregate Percentage Interest as requested by the Holder
surrendering the same.
No service charge will be made for any such registration of transfer or
exchange, but the Trustee may require payment of a sum sufficient to cover any
tax or other governmental charge payable in connection therewith.
The Trustee and the Certificate Registrar and any agent of the Trustee or
the Certificate Registrar may treat the Person in whose name this Certificate is
registered as the owner hereof for all purposes, and neither the Trustee, the
Certificate Registrar nor any such agent shall be affected by any notice to the
contrary.
The obligations and responsibilities created by the Agreement, and the
Trust Fund created thereby shall terminate upon payment to the
Certificateholders, or provision therefor, in accordance with the Agreement
following the earlier of (a) the repurchase by the Company of all Mortgage Loans
and all property acquired in respect of any Mortgage Loan remaining in the Trust
Fund at a price equal to the sum of (x) 100% of the unpaid principal balance of
each Mortgage Loan (other than a Mortgage Loan described in clause (y)) plus
accrued and unpaid interest thereon at the rate provided for in the Agreement
(less any amounts representing previously unreimbursed Monthly Advances) and (y)
the appraised value of any property acquired in respect of a Mortgage Loan
determined as provided in the Agreement, and (b) the later of the final payment
or other liquidation (or any Monthly Advance with respect thereto) of the last
Mortgage Loan remaining in the Trust Fund and the disposition of all property
acquired upon foreclosure or by deed in lieu of foreclosure of any Mortgage
Loan. The right of the Company to repurchase all the Mortgage Loans and property
in respect of Mortgage Loans is subject to the Pool Scheduled Principal Balance
at the time of repurchase being less than 10 percent of the Pool Scheduled
Principal Balance as of the Cut-off Date. The Company's exercise of such right
will result in early retirement of the Certificates.
Unless this Certificate has been countersigned by the Trustee, by manual
signature, this Certificate shall not be entitled to any benefit under the
Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed under its official seal.
STATE STREET BANK AND TRUST
COMPANY, not in its individual
capacity but solely as Trustee
(SEAL)
By:___________________________
Name:
Title:
Countersigned:
By_______________________
Authorized Signatory of
STATE STREET BANK AND TRUST COMPANY,
not in its individual capacity but
solely as Trustee
Dated:___________________
<PAGE>
ASSIGNMENT
FOR VALUE RECEIVED the undersigned hereby sell(s), assign(s)
and transfer(s) unto
Please insert social security
or other identifying number of assignee
_____________________________________________________________
_____________________________________________________________
(Please print or typewrite name and address
including postal zip code of assignee)
_____________________________________________________________
this Certificate evidencing a Percentage Interest in certain
distributions with respect to the Trust Fund and hereby
authorizes the transfer of registration of such interest to
assignee on the Certificate Register of said Trust Fund.
I (we) further direct the Certificate Registrar to issue a
new Certificate of like Class and Percentage Interest, to the
above named assignee and deliver such Certificate to the
following address:
_____________________________________________________________
_____________________________________________________________
_____________________________________________________________
Dated:___________________
_____________________________________
Signature by or on behalf of assignor
_________________________
*Signature Guaranteed*
*The signature hereon must be guaranteed by a bank, trust company
or broker of the signatory who is a member of a signature
guarantee medallion program.
<PAGE>
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF DISTRIBUTION TO CERTAIN CLASSES OF
THE CERTIFICATES AS SET FORTH HEREIN AND IN THE AGREEMENT REFERRED TO HEREIN.
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
TRANSFER OF THIS CERTIFICATE IS RESTRICTED AS PROVIDED IN SECTION 5.02 OF THE
AGREEMENT.
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY EMPLOYEE BENEFIT
PLAN SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED
("ERISA") OR A PLAN SUBJECT TO SECTION 4975 OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED ("SECTION 4975") (A "PLAN") OR A PERSON THAT IS USING THE
ASSETS OF A PLAN TO ACQUIRE THIS CERTIFICATE, EXCEPT AS DESCRIBED HEREIN. THE
TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN OTHER RESTRICTIONS AS SET
FORTH HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class B1 Certificate
Principal Balance:
Class B1 $7,143,000
Certificate Interest Initial Certificate Principal
Rate per annum: 6.50% Balance of this Certificate:
$
Cut-off Date:
May 1, 1999
First Distribution Date: CUSIP: 36157R2H7
June 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
B1 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional,
fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and
serviced by GE Capital Mortgage Services, Inc., a corporation organized and
existing under the laws of the State of New Jersey (the "Company"). The Trust
Fund was created pursuant to a Pooling and Servicing Agreement dated as of May
1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust
Company, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth herein below. To the extent not defined herein,
the terms used herein have the meanings assigned in the Agreement. This
Certificate is issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of this Certificate
by virtue of the acceptance hereof assents and by which such Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in June 1999, to the Person in whose name
this Certificate is registered at the close of business on the last Business Day
of the month immediately preceding the month of such distribution (the "Record
Date"), of an amount equal to the product of the Percentage Interest evidenced
by this Certificate and the aggregate amount required to be distributed to
Holders of Certificates of the same Class as this Certificate pursuant to the
Agreement.
Distributions on this Certificate will be made by the Trustee
by check or money order mailed to the Person entitled thereto at the address
appearing in the Certificate Register or, upon written request by the
Certificateholder, by such other means of payment as such Person and the Trustee
shall agree. Except as otherwise provided in the Agreement, the final
distribution on this Certificate will be made in the applicable
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF DISTRIBUTION TO CERTAIN CLASSES OF
THE CERTIFICATES AS SET FORTH HEREIN AND IN THE AGREEMENT REFERRED TO HEREIN.
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
TRANSFER OF THIS CERTIFICATE IS RESTRICTED AS PROVIDED IN SECTION 5.02 OF THE
AGREEMENT.
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY EMPLOYEE BENEFIT
PLAN SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED
("ERISA") OR A PLAN SUBJECT TO SECTION 4975 OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED ("SECTION 4975") (A "PLAN") OR A PERSON THAT IS USING THE
ASSETS OF A PLAN TO ACQUIRE THIS CERTIFICATE, EXCEPT AS DESCRIBED HEREIN. THE
TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN OTHER RESTRICTIONS AS SET
FORTH HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class B2 Certificate
Principal Balance:
Class B2 $4,286,000
Certificate Interest Initial Certificate Principal
Rate per annum: 6.50% Balance of this Certificate:
$
Cut-off Date:
May 1, 1999
First Distribution Date: CUSIP: 36157R2J3
June 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
B2 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional,
fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and
serviced by GE Capital Mortgage Services, Inc., a corporation organized and
existing under the laws of the State of New Jersey (the "Company"). The Trust
Fund was created pursuant to a Pooling and Servicing Agreement dated as of May
1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust
Company, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth herein below. To the extent not defined herein,
the terms used herein have the meanings assigned in the Agreement. This
Certificate is issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of this Certificate
by virtue of the acceptance hereof assents and by which such Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in June 1999, to the Person in whose name
this Certificate is registered at the close of business on the last Business Day
of the month immediately preceding the month of such distribution (the "Record
Date"), of an amount equal to the product of the Percentage Interest evidenced
by this Certificate and the aggregate amount required to be distributed to
Holders of Certificates of the same Class as this Certificate pursuant to the
Agreement.
Distributions on this Certificate will be made by the Trustee by check or
money order mailed to the Person entitled thereto at the address appearing in
the Certificate Register or, upon written request by the Certificateholder, by
such other means of payment as such Person and the Trustee shall agree. Except
as otherwise provided in the Agreement, the final distribution on this
Certificate will be made in the applicable
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF DISTRIBUTION TO CERTAIN CLASSES OF
THE CERTIFICATES AS SET FORTH HEREIN AND IN THE AGREEMENT REFERRED TO HEREIN.
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES
ACT OF 1933, AS AMENDED (THE "SECURITIES ACT"), OR THE SECURITIES LAWS OF ANY
STATE OF THE UNITED STATES ("BLUE SKY LAWS"), AND SUCH CERTIFICATE MAY NOT BE
OFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED EXCEPT (A) TO A PERSON WHOM
THE SELLER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE
MEANING OF RULE 144A UNDER THE SECURITIES ACT IN A TRANSACTION MEETING THE
REQUIREMENTS OF RULE 144A, (B) PURSUANT TO AN EXEMPTION FROM REGISTRATION
PROVIDED BY RULE 144 UNDER THE SECURITIES ACT (IF AVAILABLE) OR (C) TO AN
INSTITUTIONAL ACCREDITED INVESTOR AS DEFINED IN RULE 501(a)(1), (2), (3) OR (7)
OF REGULATION D UNDER THE SECURITIES ACT, IN EACH CASE IN A TRANSACTION EXEMPT
FROM THE REGISTRATION REQUIREMENTS OF THE SECURITIES ACT AND IN ACCORDANCE WITH
ANY APPLICABLE BLUE SKY LAWS. NO REPRESENTATION IS MADE AS TO THE AVAILABILITY
OF THE EXEMPTION PROVIDED BY RULE 144 FOR RESALES OF THIS CERTIFICATE.
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
TRANSFER OF THIS CERTIFICATE IS RESTRICTED AS PROVIDED IN SECTION 5.02 OF THE
AGREEMENT.
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY EMPLOYEE BENEFIT
PLAN SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED
("ERISA") OR A PLAN SUBJECT TO SECTION 4975 OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED ("SECTION 4975") (A "PLAN") OR A PERSON THAT IS USING THE
ASSETS OF A PLAN TO ACQUIRE THIS CERTIFICATE, EXCEPT AS DESCRIBED HEREIN. THE
TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN OTHER RESTRICTIONS AS SET
FORTH HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class B3 Certificate
Principal Balance:
Class B3 $4,762,000.00
Certificate Interest Initial Certificate Principal
Rate per annum: 6.50% Balance of this Certificate:
$
Cut-off Date:
May 1, 1999
First Distribution Date: CUSIP: 36157R2N4
June 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
B3 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional,
fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and
serviced by GE Capital Mortgage Services, Inc., a corporation organized and
existing under the laws of the State of New Jersey (the "Company"). The Trust
Fund was created pursuant to a Pooling and Servicing Agreement dated as of MaY
1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust
Company, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth herein below. To the extent not defined herein,
the terms used herein have the meanings assigned in the Agreement. This
Certificate is issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of this Certificate
by virtue of the acceptance hereof assents and by which such Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in June 1999, to the Person in whose name
this Certificate is registered at the close of business on the last Business Day
of the month immediately preceding the month of such distribution (the "Record
Date"), of an amount equal to the product of the Percentage Interest evidenced
by this Certificate and the aggregate amount required to be distributed to
Holders of Certificates of the same Class as this Certificate pursuant to the
Agreement.
Distributions on this Certificate will be made by the Trustee by check or
money order mailed to the Person entitled thereto at the address appearing in
the Certificate Register or, upon written request by the Certificateholder, by
such other means of payment as such Person and the Trustee shall agree. Except
as otherwise provided in the Agreement, the final distribution on this
Certificate will be made in the applicable manner described above, after due
notice by the Trustee of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency
maintained for that purpose by the Trustee in New York, New York.
This Certificate is one of a duly authorized issue of Certificates
designated as REMIC Mortgage Pass-Through Certificates, Series 1999-11, issued
in thirty-two Classes (Class A1, Class A2, Class A3, Class A4, Class A5, Class
A6, Class A7, Class A8, Class A9, Class A10, Class A11, Class A12, Class A13,
Class A14, Class A15, Class A16, Class A17, Class A18, Class A19, Class A20,
Class A21, Class A22, Class S, Class R, Class RL, Class PO, Class M, Class B1,
Class B2, Class B3, Class B4 and Class B5, herein called the "Certificates").
The Certificates are limited in right of payment to certain payments on and
collections in respect of the Mortgage Loans, all as more specifically set forth
in the Agreement. The Certificateholder, by its acceptance of this Certificate,
agrees that it will look solely to the funds on deposit in the Certificate
Account for payment hereunder and that the Trustee in its individual capacity is
not personally liable to the Certificateholders for any amount payable under
this Certificate or the Agreement or, except as expressly provided in the
Agreement, subject to any liability under the Agreement.
As provided in the Agreement and with certain exceptions therein provided,
certain losses on the Mortgage Loans resulting from defaults by Mortgagors will
be borne by the Holders of the Class M, Class B1, Class B2, Class B3, Class B4
and Class B5 Certificates before such losses will be borne by the Holders of the
other Classes of the Certificates.
This Certificate does not purport to summarize the Agreement and reference
is made to the Agreement for the interests, rights and limitations of rights,
benefits, obligations and duties evidenced hereby, and the rights, duties and
immunities of the Trustee.
The Agreement permits, with certain exceptions therein provided, the
amendment thereof and the modification of the rights and obligations of the
Company and the rights of the Certificateholders under the Agreement at any time
by the Company and the Trustee with the consent of the Holders of Certificates
evidencing not less than 66% of all the Voting Rights as defined in the
Agreement. Any such consent by the Holder of this Certificate shall be
conclusive and binding on such Holder and upon all future Holders of this
Certificate and of any Certificate issued upon the transfer hereof or in
exchange herefor or in lieu hereof whether or not notation of such consent is
made upon this Certificate. The Agreement also permits the amendment thereof, in
certain limited circumstances, without the consent of the Holders of any of the
Certificates.
No transfer of any Class M, Class B1, Class B2, Class B3, Class B4 or Class
B5 Certificate which is in the form of a Definitive Certificate shall be made to
any Person unless the Trustee has received (i) a certificate from such
transferee to the effect that such transferee (x) is not an employee benefit
plan subject to the Employee Retirement Income Security Act of 1974, as amended
("ERISA") or a plan subject to Section 4975 of the Internal Revenue Code of
1986, as amended ("Section 4975") (a "Plan") or a Person that is using the
assets of a Plan to acquire such Certificate or (y) is an insurance company
investing assets of its general account and the exemption provided by Section
III(a) of Department of Labor Prohibited Transaction Exemption 95-60, 60 Fed.
Reg. 35925 (July 12, 1995) (the "Exemption") applies to such transferee's
acquisition and holding of such Certificate, or (ii) an opinion of counsel
satisfactory to the Trustee, which opinion shall not be an expense of the
Trustee or the Company, to the effect that the purchase and holding of such
Certificate will not constitute or result in the assets of the Trust Fund being
deemed to be "plan assets" and subject to the prohibited transaction provisions
of ERISA or Section 4975 and will not subject the Trustee or the Company to any
obligation in addition to those undertaken in the Agreement; provided, however,
that the Trustee will not require such certificate or opinion in the event that,
as a result of a change of law or otherwise, counsel satisfactory to the Trustee
has rendered an opinion to the effect that the purchase and holding of a Class
M, Class B1, Class B2, Class B3, Class B4 or Class B5 Certificate by a Plan or a
Person that is purchasing or holding such Certificate with the assets of a Plan
will not constitute or result in a prohibited transaction under ERISA or Section
4975.
No transfer of any Class R or Class RL Certificate shall be made to any
Person unless the Trustee has received a certificate from such transferee to the
effect that, among other things, such transferee (x) is not an employee benefit
plan subject to ERISA or a Plan or a Person that is using the assets of a Plan
to acquire any such Class R or Class RL Certificate or (y) is an insurance
company investing assets of its general account and the Exemption applies to
such transferee's acquisition and holding of any such Class R or Class RL
Certificate.
As provided in the Agreement, and subject to certain limitations therein
set forth, the transfer of this Certificate is registerable in the Certificate
Register of the Trustee upon surrender of this Certificate for registration of
transfer at the office or agency maintained by the Trustee in the city in which
the Corporate Trust Office of the Trustee is located or in the City of New York,
accompanied by a written instrument of transfer in form satisfactory to the
Company, the Trustee, and the Certificate Registrar duly executed by the Holder
hereof or such Holder's attorney duly authorized in writing, and thereupon one
or more new Certificates of the same Class of authorized denominations
evidencing the same aggregate Percentage Interest will be issued to the
designated transferee or transferees.
The Certificates are issuable only as registered Certificates without
coupons in denominations specified in the Agreement. As provided in the
Agreement and subject to certain limitations therein set forth, Certificates are
exchangeable for new Certificates of the same Class of authorized denominations
evidencing the same aggregate Percentage Interest as requested by the Holder
surrendering the same.
No service charge will be made for any such registration of transfer or
exchange, but the Trustee may require payment of a sum sufficient to cover any
tax or other governmental charge payable in connection therewith.
The Trustee and the Certificate Registrar and any agent of the Trustee or
the Certificate Registrar may treat the Person in whose name this Certificate is
registered as the owner hereof for all purposes, and neither the Trustee, the
Certificate Registrar nor any such agent shall be affected by any notice to the
contrary.
The obligations and responsibilities created by the Agreement, and the
Trust Fund created thereby shall terminate upon payment to the
Certificateholders, or provision therefor, in accordance with the Agreement
following the earlier of (a) the repurchase by the Company of all Mortgage Loans
and all property acquired in respect of any Mortgage Loan remaining in the Trust
Fund at a price equal to the sum of (x) 100% of the unpaid principal balance of
each Mortgage Loan (other than a Mortgage Loan described in clause (y)) plus
accrued and unpaid interest thereon at the rate provided for in the Agreement
(less any amounts representing previously unreimbursed Monthly Advances) and (y)
the appraised value of any property acquired in respect of a Mortgage Loan
determined as provided in the Agreement, and (b) the later of the final payment
or other liquidation (or any Monthly Advance with respect thereto) of the last
Mortgage Loan remaining in the Trust Fund and the disposition of all property
acquired upon foreclosure or by deed in lieu of foreclosure of any Mortgage
Loan. The right of the Company to repurchase all the Mortgage Loans and property
in respect of Mortgage Loans is subject to the Pool Scheduled Principal Balance
at the time of repurchase being less than 10 percent of the Pool Scheduled
Principal Balance as of the Cut-off Date. The Company's exercise of such right
will result in early retirement of the Certificates.
Unless this Certificate has been countersigned by the Trustee, by manual
signature, this Certificate shall not be entitled to any benefit under the
Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed under its official seal.
STATE STREET BANK AND TRUST
COMPANY, not in its individual
capacity but solely as Trustee
(SEAL)
By:___________________________
Name:
Title:
Countersigned:
By_______________________
Authorized Signatory of
STATE STREET BANK AND TRUST COMPANY,
not in its individual capacity but
solely as Trustee
Dated:___________________
<PAGE>
ASSIGNMENT
FOR VALUE RECEIVED the undersigned hereby sell(s), assign(s)
and transfer(s) unto
Please insert social security
or other identifying number of assignee
_____________________________________________________________
_____________________________________________________________
(Please print or typewrite name and address
including postal zip code of assignee)
_____________________________________________________________
this Certificate evidencing a Percentage Interest in certain
distributions with respect to the Trust Fund and hereby
authorizes the transfer of registration of such interest to
assignee on the Certificate Register of said Trust Fund.
I (we) further direct the Certificate Registrar to issue a
new Certificate of like Class and Percentage Interest, to the
above named assignee and deliver such Certificate to the
following address:
_____________________________________________________________
_____________________________________________________________
_____________________________________________________________
Dated:___________________
_____________________________________
Signature by or on behalf of assignor
_________________________
*Signature Guaranteed*
*The signature hereon must be guaranteed by a bank, trust company
or broker of the signatory who is a member of a signature
guarantee medallion program.
<PAGE>
In connection with any transfer of this Certificate, the
undersigned registered holder hereof confirms that without utilizing any general
solicitation or general advertising:
(Check One) -
|_| (a) This Certificate is being
transferred by the undersigned to a person
whom the undersigned reasonably believes is
a "qualified institutional buyer" (as
defined in Rule 144A under the Securities
Act of 1933, as amended) pursuant to the
exemption from registration under the
Securities Act of 1933, as amended, provided
by Rule 144A thereunder.
|_| (b) This Certificate is being
transferred by the undersigned to an
institutional "accredited investor" (as
defined in Rule 501(a)(1), (2), (3) or (7)
of Regulation D under the Securities Act of
1933, as amended) and that the undersigned
has been advised by the prospective
purchaser that it intends to hold this
Certificate for investment and not for
distribution or resale.
Dated
___________________________
(Signature)
If none of the foregoing boxes is checked, the Trustee shall not be obligated to
register this Certificate in the name of any person other than the registered
holder thereof unless and until the conditions to any such transfer of
registration set forth herein, and in the Pooling and Servicing Agreement have
been satisfied.
TO BE COMPLETED BY PURCHASER IF (a) ABOVE IS CHECKED:
The undersigned represents and warrants that (i) it is a "qualified
institutional buyer" (as defined in Rule 144A under the Securities Act of 1933,
as amended) and acknowledges that it has received such information as the
undersigned has requested pursuant to Rule 144A or has determined not to request
such information and that it is aware that the registered holder is relying upon
the undersigned's foregoing representations in order to claim the exemption from
registration provided by Rule 144A, and (ii) the undersigned (x) is not an
employee benefit plan subject to the Employee Retirement Income Security Act of
1974, as amended, or a plan subject to Section 4975 of the Internal Revenue Code
of 1986, as amended, and is not using the assets of any such employee benefit or
other plan to acquire this Certificate or (y) is an insurance company investing
assets of its general account and the exemptions provided by Section III(a) of
Department of Labor Prohibited Transaction Exemption 95-60, 60 Fed. Reg. 35925
(July 12, 1995), apply to the acquisition and holding by the undersigned of this
Certificate.
Dated
___________________________
(Signature)
TO BE COMPLETED BY PURCHASER IF (b) ABOVE IS CHECKED:
The undersigned represents and warrants that (i) it is an institutional
"accredited investor" (as defined in Rule 501(a)(1), (2), (3) or (7) of
Regulation D under the Securities Act of 1933, as amended), and (ii) the
undersigned (x) is not an employee benefit plan subject to the Employee
Retirement Income Security Act of 1974, as amended, or a plan subject to Section
4975 of the Internal Revenue Code of 1986, as amended, and is not using the
assets of any such employee benefit or other plan to acquire this Certificate or
(y) is an insurance company investing assets of its general account and the
exemptions provided by Section III(a) of Department of Labor Prohibited
Transaction Exemption 95-60, 60 Fed. Reg. 35925 (July 12, 1995), apply to the
acquisition and holding by the undersigned of this Certificate.
Dated
___________________________
(Signature)
<PAGE>
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF DISTRIBUTION TO CERTAIN CLASSES OF
THE CERTIFICATES AS SET FORTH HEREIN AND IN THE AGREEMENT REFERRED TO HEREIN.
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES
ACT OF 1933, AS AMENDED (THE "SECURITIES ACT"), OR THE SECURITIES LAWS OF ANY
STATE OF THE UNITED STATES ("BLUE SKY LAWS"), AND SUCH CERTIFICATE MAY NOT BE
OFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED EXCEPT (A) TO A PERSON WHOM
THE SELLER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE
MEANING OF RULE 144A UNDER THE SECURITIES ACT IN A TRANSACTION MEETING THE
REQUIREMENTS OF RULE 144A, (B) PURSUANT TO AN EXEMPTION FROM REGISTRATION
PROVIDED BY RULE 144 UNDER THE SECURITIES ACT (IF AVAILABLE) OR (C) TO AN
INSTITUTIONAL ACCREDITED INVESTOR AS DEFINED IN RULE 501(a)(1), (2), (3) OR (7)
OF REGULATION D UNDER THE SECURITIES ACT, IN EACH CASE IN A TRANSACTION EXEMPT
FROM THE REGISTRATION REQUIREMENTS OF THE SECURITIES ACT AND IN ACCORDANCE WITH
ANY APPLICABLE BLUE SKY LAWS. NO REPRESENTATION IS MADE AS TO THE AVAILABILITY
OF THE EXEMPTION PROVIDED BY RULE 144 FOR RESALES OF THIS CERTIFICATE.
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
TRANSFER OF THIS CERTIFICATE IS RESTRICTED AS PROVIDED IN SECTION 5.02 OF THE
AGREEMENT.
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY EMPLOYEE BENEFIT
PLAN SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED
("ERISA") OR A PLAN SUBJECT TO SECTION 4975 OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED ("SECTION 4975") (A "PLAN") OR A PERSON THAT IS USING THE
ASSETS OF A PLAN TO ACQUIRE THIS CERTIFICATE, EXCEPT AS DESCRIBED HEREIN. THE
TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN OTHER RESTRICTIONS AS SET
FORTH HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class B4 Certificate
Principal Balance:
Class B4 $1,905,000.00
Certificate Interest Initial Certificate Principal
Rate per annum: 6.50% Balance of this Certificate:
$
Cut-off Date:
May 1, 1999
First Distribution Date: CUSIP: 36157R2P9
June 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
B4 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional,
fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and
serviced by GE Capital Mortgage Services, Inc., a corporation organized and
existing under the laws of the State of New Jersey (the "Company"). The Trust
Fund was created pursuant to a Pooling and Servicing Agreement dated as of MaY
1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust
Company, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth herein below. To the extent not defined herein,
the terms used herein have the meanings assigned in the Agreement. This
Certificate is issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of this Certificate
by virtue of the acceptance hereof assents and by which such Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in June 1999, to the Person in whose name
this Certificate is registered at the close of business on the last Business Day
of the month immediately preceding the month of such distribution (the "Record
Date"), of an amount equal to the product of the Percentage Interest evidenced
by this Certificate and the aggregate amount required to be distributed to
Holders of Certificates of the same Class as this Certificate pursuant to the
Agreement.
Distributions on this Certificate will be made by the Trustee by check or
money order mailed to the Person entitled thereto at the address appearing in
the Certificate Register or, upon written request by the Certificateholder, by
such other means of payment as such Person and the Trustee shall agree. Except
as otherwise provided in the Agreement, the final distribution on this
Certificate will be made in the applicable
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF DISTRIBUTION TO CERTAIN CLASSES OF
THE CERTIFICATES AS SET FORTH HEREIN AND IN THE AGREEMENT REFERRED TO HEREIN.
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES
ACT OF 1933, AS AMENDED (THE "SECURITIES ACT"), OR THE SECURITIES LAWS OF ANY
STATE OF THE UNITED STATES ("BLUE SKY LAWS"), AND SUCH CERTIFICATE MAY NOT BE
OFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED EXCEPT (A) TO A PERSON WHOM
THE SELLER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE
MEANING OF RULE 144A UNDER THE SECURITIES ACT IN A TRANSACTION MEETING THE
REQUIREMENTS OF RULE 144A, (B) PURSUANT TO AN EXEMPTION FROM REGISTRATION
PROVIDED BY RULE 144 UNDER THE SECURITIES ACT (IF AVAILABLE) OR (C) TO AN
INSTITUTIONAL ACCREDITED INVESTOR AS DEFINED IN RULE 501(a)(1), (2), (3) OR (7)
OF REGULATION D UNDER THE SECURITIES ACT, IN EACH CASE IN A TRANSACTION EXEMPT
FROM THE REGISTRATION REQUIREMENTS OF THE SECURITIES ACT AND IN ACCORDANCE WITH
ANY APPLICABLE BLUE SKY LAWS. NO REPRESENTATION IS MADE AS TO THE AVAILABILITY
OF THE EXEMPTION PROVIDED BY RULE 144 FOR RESALES OF THIS CERTIFICATE.
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
TRANSFER OF THIS CERTIFICATE IS RESTRICTED AS PROVIDED IN SECTION 5.02 OF THE
AGREEMENT.
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY EMPLOYEE BENEFIT
PLAN SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED
("ERISA") OR A PLAN SUBJECT TO SECTION 4975 OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED ("SECTION 4975") (A "PLAN") OR A PERSON THAT IS USING THE
ASSETS OF A PLAN TO ACQUIRE THIS CERTIFICATE, EXCEPT AS DESCRIBED HEREIN. THE
TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN OTHER RESTRICTIONS AS SET
FORTH HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class B5 Certificate
Principal Balance:
Class B5 $2,381,000.83
Certificate Interest Initial Certificate Principal
Rate per annum: 6.50% Balance of this Certificate:
$
Cut-off Date:
May 1, 1999
First Distribution Date: CUSIP: 36157R2Q7
June 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
B5 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional,
fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and
serviced by GE Capital Mortgage Services, Inc., a corporation organized and
existing under the laws of the State of New Jersey (the "Company"). The Trust
Fund was created pursuant to a Pooling and Servicing Agreement dated as of MaY
1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust
Company, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth herein below. To the extent not defined herein,
the terms used herein have the meanings assigned in the Agreement. This
Certificate is issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of this Certificate
by virtue of the acceptance hereof assents and by which such Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in June 1999, to the Person in whose name
this Certificate is registered at the close of business on the last Business Day
of the month immediately preceding the month of such distribution (the "Record
Date"), of an amount equal to the product of the Percentage Interest evidenced
by this Certificate and the aggregate amount required to be distributed to
Holders of Certificates of the same Class as this Certificate pursuant to the
Agreement.
Distributions on this Certificate will be made by the Trustee by check or
money order mailed to the Person entitled thereto at the address appearing in
the Certificate Register or, upon written request by the Certificateholder, by
such other means of payment as such Person and the Trustee shall agree. Except
as otherwise provided in the Agreement, the final distribution on this
Certificate will be made in the applicable
<PAGE>
EXHIBIT B
PRINCIPAL BALANCE SCHEDULES
Appendix A
PAC Balances Table
The PAC Balances set forth in the table below were calculated on the basis
of the Class Certificate Principal Balances of the Class A1, Class A2, Class A3
and Class A4 Certificates set forth in the summary of this prospectus supplement
and the other assumptions described in "Yield and Weighted Average Life
Considerations -- Weighted Average Lives of the Certificates -- PAC
Certificates" in this prospectus supplement.
If such Class Certificate Principal Balances are increased or decreased in
accordance with the variance permitted hereby, the applicable balances set forth
in the table below will be increased or decreased substantially correspondingly.
In such event, the final PAC Balances Table will be calculated on or about May
27, 1999 on the basis of such revised Class Certificate Principal Balances and
the actual characteristics of the mortgage loans and on the basis of (1) the PAC
Structuring Range for the PAC Certificates and (2) the assumptions set forth in
clauses (1), (4) through (8) and (11) of the Modeling Assumptions. The final PAC
Balances Table will be set forth in the Agreement, which will be filed as an
exhibit to the definitive description of the mortgage loans filed on a Current
Report on Form 8-K.
<TABLE>
<CAPTION>
Class A1 Class A2 Class A3 Class A4
Distribution Date PAC Balance PAC Balance PAC Balance PAC Balance
----------------- ----------- ----------- ----------- -----------
<S> <C> <C> <C> <C>
Initial Balance...................... $30,939,608.00 $45,707,200.00 $171,374,222.00 $41,356,970.00
June 1999............................ 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00
July 1999............................ 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00
August 1999.......................... 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00
September 1999....................... 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00
October 1999......................... 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00
November 1999........................ 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00
December 1999........................ 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00
January 2000......................... 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00
February 2000........................ 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00
March 2000........................... 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00
April 2000........................... 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00
May 2000............................. 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00
June 2000............................ 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00
July 2000............................ 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00
August 2000.......................... 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00
September 2000....................... 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00
October 2000......................... 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00
November 2000........................ 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00
December 2000........................ 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00
January 2001......................... 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00
February 2001........................ 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00
March 2001........................... 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00
April 2001........................... 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00
May 2001............................. 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00
June 2001............................ 26,319,220.73 45,707,200.00 171,374,222.00 40,086,363.53
July 2001............................ 21,519,577.47 45,707,200.00 171,374,222.00 38,766,461.66
August 2001.......................... 16,601,897.07 45,707,200.00 171,374,222.00 37,414,099.59
</TABLE>
<TABLE>
<CAPTION>
Class A1 Class A2 Class A3 Class A4
Distribution Date PAC Balance PAC Balance PAC Balance PAC Balance
----------------- ----------- ----------- ----------- -----------
<S> <C> <C> <C> <C>
September 2001....................... $11,709,352.65 $45,707,200.00 $171,374,222.00 $36,068,649.90
October 2001......................... 6,849,188.21 45,707,200.00 171,374,222.00 34,732,104.71
November 2001........................ 2,021,196.01 45,707,200.00 171,374,222.00 33,404,406.89
December 2001........................ 0.00 42,876,873.09 171,374,222.00 32,140,996.27
January 2002......................... 0.00 38,017,322.32 171,374,222.00 30,926,108.58
February 2002........................ 0.00 33,189,959.86 171,374,222.00 29,719,267.96
March 2002........................... 0.00 28,394,579.30 171,374,222.00 28,520,422.83
April 2002........................... 0.00 23,630,975.61 171,374,222.00 27,329,521.90
May 2002............................. 0.00 18,898,945.06 171,374,222.00 26,146,514.26
June 2002............................ 0.00 14,198,285.27 171,374,222.00 24,971,349.32
July 2002............................ 0.00 9,528,795.22 171,374,222.00 23,803,976.80
August 2002.......................... 0.00 4,890,275.14 171,374,222.00 22,644,346.79
September 2002....................... 0.00 282,526.63 171,374,222.00 21,492,409.66
October 2002......................... 0.00 0.00 166,602,391.51 20,825,299.18
November 2002........................ 0.00 0.00 161,550,396.52 20,193,799.80
December 2002........................ 0.00 0.00 156,531,939.34 19,566,492.65
January 2003......................... 0.00 0.00 151,546,805.23 18,943,350.88
February 2003........................ 0.00 0.00 146,594,780.83 18,324,347.82
March 2003........................... 0.00 0.00 141,675,654.19 17,709,456.98
April 2003........................... 0.00 0.00 136,789,214.75 17,098,652.04
May 2003............................. 0.00 0.00 131,935,253.30 16,491,906.86
June 2003............................ 0.00 0.00 127,113,562.06 15,889,195.44
July 2003............................ 0.00 0.00 122,323,934.55 15,290,492.00
August 2003.......................... 0.00 0.00 117,566,165.69 14,695,770.88
September 2003....................... 0.00 0.00 112,840,051.71 14,105,006.63
October 2003......................... 0.00 0.00 108,145,390.22 13,518,173.93
November 2003........................ 0.00 0.00 103,481,980.10 12,935,247.66
December 2003........................ 0.00 0.00 98,849,621.60 12,356,202.84
January 2004......................... 0.00 0.00 94,248,116.24 11,781,014.67
February 2004........................ 0.00 0.00 89,677,266.90 11,209,658.49
March 2004........................... 0.00 0.00 85,136,877.68 10,642,109.83
April 2004........................... 0.00 0.00 80,626,754.01 10,078,344.37
May 2004............................. 0.00 0.00 76,146,702.59 9,518,337.94
June 2004............................ 0.00 0.00 71,954,166.01 8,994,270.86
July 2004............................ 0.00 0.00 67,790,817.62 8,473,852.30
August 2004.......................... 0.00 0.00 63,656,468.59 7,957,058.67
September 2004....................... 0.00 0.00 59,550,931.35 7,443,866.51
October 2004......................... 0.00 0.00 55,474,019.55 6,934,252.52
November 2004........................ 0.00 0.00 51,431,420.32 6,428,927.61
December 2004........................ 0.00 0.00 47,533,363.25 5,941,670.48
January 2005......................... 0.00 0.00 43,775,309.48 5,471,913.75
February 2005........................ 0.00 0.00 40,152,857.45 5,019,107.24
March 2005........................... 0.00 0.00 36,661,738.81 4,582,717.41
April 2005........................... 0.00 0.00 33,297,814.48 4,162,226.86
May 2005............................. 0.00 0.00 30,057,070.73 3,757,133.89
June 2005............................ 0.00 0.00 27,250,143.65 3,406,268.00
July 2005............................ 0.00 0.00 24,551,918.39 3,068,989.83
</TABLE>
<TABLE>
<CAPTION>
Class A1 Class A2 Class A3 Class A4
Distribution Date PAC Balance PAC Balance PAC Balance PAC Balance
----------------- ----------- ----------- ----------- -----------
<S> <C> <C> <C> <C>
August 2005.......................... $ 0.00 $ 0.00 $21,958,842.74 $ 2,744,855.37
September 2005....................... 0.00 0.00 19,467,474.05 2,433,434.28
October 2005......................... 0.00 0.00 17,074,475.92 2,134,309.51
November 2005........................ 0.00 0.00 14,776,614.97 1,847,076.89
December 2005........................ 0.00 0.00 12,570,757.81 1,571,344.74
January 2006......................... 0.00 0.00 10,453,867.95 1,306,733.51
February 2006........................ 0.00 0.00 8,423,002.90 1,052,875.38
March 2006........................... 0.00 0.00 6,475,311.36 809,413.93
April 2006........................... 0.00 0.00 4,608,030.42 576,003.81
May 2006............................. 0.00 0.00 2,818,482.92 352,310.37
June 2006............................ 0.00 0.00 1,646,680.33 205,835.04
July 2006............................ 0.00 0.00 530,758.39 66,344.80
August 2006 and thereafter........... 0.00 0.00 0.00 0.00
</TABLE>
Appendix B
TAC Balances Table
The TAC Balances set forth in the table below were calculated on the basis
of the Class Certificate Principal Balances of the TAC Certificates set forth in
the summary of this prospectus supplement and a constant prepayment rate of 275%
of the Prepayment Assumption (the "TAC Prepayment Assumption") and other
assumptions described in "Yield and Weighted Average Life
Considerations -- Weighted Average Lives of the Certificates -- TAC
Certificates" in this prospectus supplement.
If the Class Certificate Principal Balance of any class of the TAC
Certificates is increased or decreased in accordance with the variance permitted
hereby, the applicable balances set forth in the table below will be increased
or decreased substantially correspondingly. In such event, the final TAC
Balances Table will be calculated on or about May 27, 1999 on the basis of such
revised Class Certificate Principal Balances and the actual characteristics of
the mortgage loans and on the basis of (1) the TAC Prepayment Assumption and (2)
the assumptions set forth in clauses (1), (4) through (8) and (11) of the
Modeling Assumptions. The final TAC Balances Table will be set forth in the
Agreement, which will be filed as an exhibit to the definitive description of
the mortgage loans filed on a Current Report on Form 8-K.
<TABLE>
<CAPTION>
Class A6 Class A7 Class A8 Class A9
Distribution Date TAC Balance TAC Balance TAC Balance TAC Balance
----------------- --------------- --------------- -------------- -------------
<S> <C> <C> <C> <C>
Initial Balance...................... $236,250,000.00 $150,998,836.00 $53,979,484.00 $1,000,000.00
June 1999............................ 235,040,861.40 150,096,884.70 53,657,051.94 1,005,416.67
July 1999............................ 233,625,184.19 149,040,866.89 53,279,543.76 1,010,862.67
August 1999.......................... 232,003,823.20 147,831,420.23 52,847,187.40 1,016,338.18
September 1999....................... 230,177,830.30 146,469,329.35 52,360,263.36 1,021,843.34
October 1999......................... 228,148,547.76 144,955,595.51 51,819,129.58 1,027,378.33
November 1999........................ 225,917,607.83 143,291,436.28 51,224,221.30 1,032,943.30
December 1999........................ 223,486,931.69 141,478,284.75 50,576,050.85 1,038,538.41
January 2000......................... 220,858,727.65 139,517,788.22 49,875,207.10 1,044,163.82
February 2000........................ 218,035,488.76 137,411,806.34 49,122,354.84 1,049,819.71
March 2000........................... 215,019,989.64 135,162,408.85 48,318,233.96 1,055,506.23
April 2000........................... 211,815,282.71 132,771,872.66 47,463,658.44 1,061,223.56
May 2000............................. 208,424,693.65 130,242,678.58 46,559,515.10 1,066,971.85
June 2000............................ 204,851,816.30 127,577,507.39 45,606,762.29 1,072,751.28
July 2000............................ 201,100,506.77 124,779,235.55 44,606,428.28 1,078,562.02
August 2000.......................... 197,174,877.01 121,850,930.35 43,559,609.59 1,084,404.23
September 2000....................... 193,079,287.64 118,795,844.57 42,467,469.03 1,090,278.09
October 2000......................... 188,818,340.19 115,617,410.71 41,331,233.65 1,096,183.76
November 2000........................ 184,396,868.79 112,319,234.75 40,152,192.53 1,102,121.42
December 2000........................ 179,819,931.12 108,905,089.45 38,931,694.37 1,108,091.25
January 2001......................... 175,092,798.94 105,378,907.26 37,671,144.95 1,114,093.41
February 2001........................ 170,220,948.00 101,744,772.79 36,372,004.45 1,120,128.08
March 2001........................... 165,210,047.41 98,006,914.88 35,035,784.60 1,126,195.44
April 2001........................... 160,065,948.56 94,169,698.35 33,664,045.76 1,132,295.66
May 2001............................. 154,794,673.55 90,237,615.35 32,258,393.79 1,138,428.93
June 2001............................ 152,144,606.85 88,260,810.46 31,551,720.08 1,144,595.42
July 2001............................ 149,486,260.50 86,277,829.40 30,842,838.50 1,150,795.31
</TABLE>
<TABLE>
<CAPTION>
Class A6 Class A7 Class A8 Class A9
Distribution Date TAC Balance TAC Balance TAC Balance TAC Balance
----------------- --------------- --------------- -------------- -------------
<S> <C> <C> <C> <C>
August 2001.......................... $146,789,761.72 $ 84,266,388.72 $30,123,783.08 $1,157,028.79
September 2001....................... 144,154,750.94 82,300,814.73 29,421,124.23 1,163,296.03
October 2001......................... 141,585,261.15 80,384,115.81 28,735,937.36 1,169,597.22
November 2001........................ 139,080,119.92 78,515,417.40 28,067,909.86 1,175,932.53
December 2001........................ 136,638,173.59 76,693,858.93 27,416,734.07 1,182,302.17
January 2002......................... 134,258,286.96 74,918,593.61 26,782,107.28 1,188,706.31
February 2002........................ 131,939,342.96 73,188,788.15 26,163,731.61 1,195,145.13
March 2002........................... 129,680,242.45 71,503,622.67 25,561,313.97 1,201,618.83
April 2002........................... 127,479,903.86 69,862,290.36 24,974,565.93 1,208,127.60
May 2002............................. 125,337,263.00 68,263,997.41 24,403,203.72 1,214,671.63
June 2002............................ 123,251,272.73 66,707,962.71 23,846,948.10 1,221,251.10
July 2002............................ 121,220,902.72 65,193,417.67 23,305,524.33 1,227,866.21
August 2002.......................... 119,245,139.20 63,719,606.09 22,778,662.07 1,234,517.15
September 2002....................... 117,322,984.68 62,285,783.90 22,266,095.32 1,241,204.12
October 2002......................... 115,453,457.73 60,891,218.99 21,767,562.38 1,247,927.31
November 2002........................ 113,635,592.70 59,535,191.06 21,282,805.74 1,254,686.91
December 2002........................ 111,868,439.50 58,216,991.38 20,811,572.05 1,261,483.13
January 2003......................... 110,151,063.35 56,935,922.65 20,353,612.03 1,268,316.17
February 2003........................ 108,482,544.53 55,691,298.82 19,908,680.45 1,275,186.21
March 2003........................... 106,861,978.18 54,482,444.91 19,476,535.99 1,282,093.47
April 2003........................... 105,288,474.03 53,308,696.83 19,056,941.26 1,289,038.15
May 2003............................. 103,761,156.22 52,169,401.24 18,649,662.70 1,296,020.44
June 2003............................ 102,279,163.02 51,063,915.33 18,254,470.52 1,303,040.55
July 2003............................ 100,841,646.68 49,991,606.72 17,871,138.66 1,310,098.68
August 2003.......................... 99,447,773.14 48,951,853.26 17,499,444.70 1,317,195.05
September 2003....................... 98,096,721.87 47,944,042.88 17,139,169.84 1,324,329.86
October 2003......................... 96,787,685.66 46,967,573.42 16,790,098.82 1,331,503.31
November 2003........................ 95,519,870.38 46,021,852.53 16,452,019.88 1,338,715.62
December 2003........................ 94,292,494.78 45,106,297.43 16,124,724.70 1,345,967.00
January 2004......................... 93,104,790.34 44,220,334.85 15,808,008.33 1,353,257.65
February 2004........................ 91,956,001.01 43,363,400.80 15,501,669.16 1,360,587.80
March 2004........................... 90,845,383.06 42,534,940.52 15,205,508.88 1,367,957.65
April 2004........................... 89,772,204.86 41,734,408.26 14,919,332.38 1,375,367.42
May 2004............................. 88,735,746.72 40,961,267.14 14,642,947.74 1,382,817.32
June 2004............................ 87,889,605.14 40,330,091.78 14,417,313.42 1,390,307.58
July 2004............................ 87,077,599.96 39,724,380.31 14,200,781.99 1,397,838.42
August 2004.......................... 86,299,051.16 39,143,625.46 13,993,172.14 1,405,410.04
September 2004....................... 85,553,289.92 38,587,328.35 13,794,305.49 1,413,022.68
October 2004......................... 84,839,658.40 38,054,998.25 13,604,006.65 1,420,676.55
November 2004........................ 84,154,434.44 37,543,858.63 13,421,283.04 1,428,371.88
December 2004........................ 83,439,160.64 37,010,303.48 13,230,546.26 1,436,108.90
January 2005......................... 82,695,492.38 36,455,567.61 13,032,237.73 1,443,887.82
February 2005........................ 81,925,024.07 35,880,840.36 12,826,782.64 1,451,708.88
March 2005........................... 81,129,291.15 35,287,267.11 12,614,590.42 1,459,572.30
April 2005........................... 80,309,772.02 34,675,950.63 12,396,055.31 1,467,478.32
May 2005............................. 79,467,889.86 34,047,952.57 12,171,556.81 1,475,427.16
June 2005............................ 78,531,448.57 33,349,418.56 11,921,842.93 1,483,419.06
</TABLE>
<TABLE>
<CAPTION>
Class A6 Class A7 Class A8 Class A9
Distribution Date TAC Balance TAC Balance TAC Balance TAC Balance
----------------- --------------- --------------- -------------- -------------
<S> <C> <C> <C> <C>
July 2005............................ $ 77,577,862.38 $ 32,638,095.39 $11,667,557.15 $1,491,454.25
August 2005.......................... 76,608,351.21 31,914,893.06 11,409,024.76 1,499,532.96
September 2005....................... 75,624,087.39 31,180,686.05 11,146,558.40 1,507,655.43
October 2005......................... 74,626,197.23 30,436,314.55 10,880,458.40 1,515,821.89
November 2005........................ 73,615,762.62 29,682,585.56 10,611,013.27 1,524,032.59
December 2005........................ 72,593,822.41 28,920,274.03 10,338,500.02 1,532,287.77
January 2006......................... 71,561,373.95 28,150,123.92 10,063,184.62 1,540,587.66
February 2006........................ 70,519,374.40 27,372,849.22 9,785,322.29 1,548,932.51
March 2006........................... 69,468,742.14 26,589,134.98 9,505,157.95 1,557,322.56
April 2006........................... 68,410,358.01 25,799,638.29 9,222,926.47 1,565,758.06
May 2006............................. 67,345,066.66 25,004,989.17 8,938,853.10 1,574,239.25
June 2006............................ 66,158,566.42 24,119,924.86 8,622,457.84 1,582,766.38
July 2006............................ 64,972,765.14 23,235,381.92 8,306,248.97 1,591,339.70
August 2006.......................... 63,509,988.60 22,144,230.59 7,916,181.16 1,599,959.45
September 2006....................... 61,798,234.55 20,867,355.65 7,459,720.35 1,608,625.90
October 2006......................... 60,114,963.76 19,611,727.66 7,010,854.97 1,617,339.29
November 2006........................ 58,459,698.53 18,376,990.28 6,569,457.61 1,626,099.88
December 2006........................ 56,831,968.61 17,162,792.74 6,135,402.90 1,634,907.92
January 2007......................... 55,231,311.14 15,968,789.77 5,708,567.40 1,643,763.67
February 2007........................ 53,657,270.47 14,794,641.48 5,288,829.60 1,652,667.39
March 2007........................... 52,109,398.12 13,640,013.32 4,876,069.91 1,661,619.34
April 2007........................... 50,587,252.60 12,504,575.98 4,470,170.61 1,670,619.78
May 2007............................. 49,090,399.35 11,388,005.28 4,071,015.81 1,679,668.97
June 2007............................ 47,769,155.82 10,402,429.84 3,718,689.56 1,688,767.18
July 2007............................ 46,468,915.70 9,432,521.78 3,371,964.13 1,697,914.66
August 2007.......................... 45,189,320.33 8,478,013.59 3,030,743.88 1,707,111.70
September 2007....................... 43,930,016.73 7,538,641.94 2,694,934.70 1,716,358.56
October 2007......................... 42,690,657.56 6,614,147.75 2,364,443.94 1,725,655.50
November 2007........................ 41,470,900.98 5,704,276.02 2,039,180.46 1,735,002.80
December 2007........................ 40,270,410.58 4,808,775.82 1,719,054.56 1,744,400.73
January 2008......................... 39,088,855.32 3,927,400.18 1,403,977.94 1,753,849.57
February 2008........................ 37,925,909.42 3,059,906.11 1,093,863.75 1,763,349.59
March 2008........................... 36,781,252.25 2,206,054.44 788,626.48 1,772,901.07
April 2008........................... 35,654,568.30 1,365,609.81 488,181.99 1,782,504.28
May 2008............................. 34,545,547.10 538,340.61 192,447.50 1,792,159.51
June 2008............................ 33,583,073.94 0.00 0.00 1,801,867.04
July 2008............................ 32,633,847.31 0.00 0.00 1,811,627.15
August 2008.......................... 31,697,651.79 0.00 0.00 1,821,440.13
September 2008....................... 30,774,275.19 0.00 0.00 1,831,306.27
October 2008......................... 29,863,508.48 0.00 0.00 1,841,225.84
November 2008........................ 28,965,145.76 0.00 0.00 1,851,199.15
December 2008........................ 28,078,984.21 0.00 0.00 1,861,226.48
January 2009......................... 27,204,824.05 0.00 0.00 1,871,308.12
February 2009........................ 26,342,468.48 0.00 0.00 1,881,444.38
March 2009........................... 25,491,723.63 0.00 0.00 1,891,635.53
April 2009........................... 24,652,398.53 0.00 0.00 1,901,881.89
May 2009............................. 23,824,305.08 0.00 0.00 1,912,183.75
</TABLE>
<TABLE>
<CAPTION>
Class A6 Class A7 Class A8 Class A9
Distribution Date TAC Balance TAC Balance TAC Balance TAC Balance
----------------- --------------- --------------- -------------- -------------
<S> <C> <C> <C> <C>
June 2009............................ $ 23,007,257.97 $ 0.00 $ 0.00 $1,922,541.41
July 2009............................ 22,201,074.64 0.00 0.00 1,932,955.18
August 2009.......................... 21,405,575.29 0.00 0.00 1,943,425.35
September 2009....................... 20,620,582.78 0.00 0.00 1,953,952.24
October 2009......................... 19,845,922.60 0.00 0.00 1,964,536.15
November 2009........................ 19,081,422.86 0.00 0.00 1,975,177.39
December 2009........................ 18,326,914.23 0.00 0.00 1,985,876.26
January 2010......................... 17,582,229.89 0.00 0.00 1,996,633.09
February 2010........................ 16,847,205.50 0.00 0.00 2,007,448.19
March 2010........................... 16,121,679.19 0.00 0.00 2,018,321.87
April 2010........................... 15,405,491.47 0.00 0.00 2,029,254.44
May 2010............................. 14,698,485.23 0.00 0.00 2,040,246.24
June 2010............................ 14,000,505.70 0.00 0.00 2,051,297.57
July 2010............................ 13,311,400.42 0.00 0.00 2,062,408.77
August 2010.......................... 12,631,019.16 0.00 0.00 2,073,580.15
September 2010....................... 11,959,213.96 0.00 0.00 2,084,812.04
October 2010......................... 11,295,839.02 0.00 0.00 2,096,104.77
November 2010........................ 10,640,750.73 0.00 0.00 2,107,458.67
December 2010........................ 9,993,807.59 0.00 0.00 2,118,874.08
January 2011......................... 9,354,870.20 0.00 0.00 2,130,351.31
February 2011........................ 8,723,801.25 0.00 0.00 2,141,890.71
March 2011........................... 8,100,465.42 0.00 0.00 2,153,492.62
April 2011........................... 7,484,729.41 0.00 0.00 2,165,157.37
May 2011............................. 6,876,461.90 0.00 0.00 2,176,885.31
June 2011............................ 6,275,533.49 0.00 0.00 2,188,676.77
July 2011............................ 5,681,816.72 0.00 0.00 2,200,532.10
August 2011.......................... 5,095,185.99 0.00 0.00 2,212,451.65
September 2011....................... 4,515,517.55 0.00 0.00 2,224,435.77
October 2011......................... 3,942,689.50 0.00 0.00 2,236,484.79
November 2011........................ 3,376,581.69 0.00 0.00 2,248,599.08
December 2011........................ 2,817,075.79 0.00 0.00 2,260,779.00
January 2012......................... 2,264,055.18 0.00 0.00 2,273,024.88
February 2012........................ 1,717,404.96 0.00 0.00 2,285,337.10
March 2012........................... 1,177,011.93 0.00 0.00 2,297,716.01
April 2012........................... 642,764.54 0.00 0.00 2,310,161.97
May 2012............................. 114,552.87 0.00 0.00 2,322,675.35
June 2012............................ 0.00 0.00 0.00 1,459,339.46
July 2012............................ 0.00 0.00 0.00 362,485.68
August 2012 and thereafter........... 0.00 0.00 0.00 0.00
</TABLE>
<TABLE>
<CAPTION>
Class A10 Class A11 Class A12 Class A13
Distribution Date TAC Balance TAC Balance TAC Balance TAC Balance
----------------- -------------- ------------- ------------- --------------
<S> <C> <C> <C> <C>
Initial Balance...................... $18,929,196.00 $6,694,000.00 $1,306,000.00 $21,000,000.00
June 1999............................ 18,929,196.00 6,694,000.00 1,306,000.00 20,874,562.10
July 1999............................ 18,929,196.00 6,694,000.00 1,306,000.00 20,727,697.56
August 1999.......................... 18,929,196.00 6,694,000.00 1,306,000.00 20,559,495.07
September 1999....................... 18,929,196.00 6,694,000.00 1,306,000.00 20,370,063.76
October 1999......................... 18,929,196.00 6,694,000.00 1,306,000.00 20,159,542.86
November 1999........................ 18,929,196.00 6,694,000.00 1,306,000.00 19,928,101.71
December 1999........................ 18,929,196.00 6,694,000.00 1,306,000.00 19,675,939.62
January 2000......................... 18,929,196.00 6,694,000.00 1,306,000.00 19,403,285.68
February 2000........................ 18,929,196.00 6,694,000.00 1,306,000.00 19,110,398.53
March 2000........................... 18,929,196.00 6,694,000.00 1,306,000.00 18,797,566.00
April 2000........................... 18,929,196.00 6,694,000.00 1,306,000.00 18,465,104.76
May 2000............................. 18,929,196.00 6,694,000.00 1,306,000.00 18,113,359.83
June 2000............................ 18,929,196.00 6,694,000.00 1,306,000.00 17,742,704.02
July 2000............................ 18,929,196.00 6,694,000.00 1,306,000.00 17,353,537.39
August 2000.......................... 18,929,196.00 6,694,000.00 1,306,000.00 16,946,286.51
September 2000....................... 18,929,196.00 6,694,000.00 1,306,000.00 16,521,403.75
October 2000......................... 18,929,196.00 6,694,000.00 1,306,000.00 16,079,366.50
November 2000........................ 18,929,196.00 6,694,000.00 1,306,000.00 15,620,676.24
December 2000........................ 18,929,196.00 6,694,000.00 1,306,000.00 15,145,857.67
January 2001......................... 18,929,196.00 6,694,000.00 1,306,000.00 14,655,457.69
February 2001........................ 18,929,196.00 6,694,000.00 1,306,000.00 14,150,044.37
March 2001........................... 18,929,196.00 6,694,000.00 1,306,000.00 13,630,205.81
April 2001........................... 18,929,196.00 6,694,000.00 1,306,000.00 13,096,549.07
May 2001............................. 18,929,196.00 6,694,000.00 1,306,000.00 12,549,698.88
June 2001............................ 18,929,196.00 6,694,000.00 1,306,000.00 12,274,776.87
July 2001............................ 18,929,196.00 6,694,000.00 1,306,000.00 11,998,995.92
August 2001.......................... 18,929,196.00 6,694,000.00 1,306,000.00 11,719,256.98
September 2001....................... 18,929,196.00 6,694,000.00 1,306,000.00 11,445,896.90
October 2001......................... 18,929,196.00 6,694,000.00 1,306,000.00 11,179,334.07
November 2001........................ 18,929,196.00 6,694,000.00 1,306,000.00 10,919,446.86
December 2001........................ 18,929,196.00 6,694,000.00 1,306,000.00 10,666,115.58
January 2002......................... 18,929,196.00 6,694,000.00 1,306,000.00 10,419,222.47
February 2002........................ 18,929,196.00 6,694,000.00 1,306,000.00 10,178,651.65
March 2002........................... 18,929,196.00 6,694,000.00 1,306,000.00 9,944,289.08
April 2002........................... 18,929,196.00 6,694,000.00 1,306,000.00 9,716,022.56
May 2002............................. 18,929,196.00 6,694,000.00 1,306,000.00 9,493,741.70
June 2002............................ 18,929,196.00 6,694,000.00 1,306,000.00 9,277,337.85
July 2002............................ 18,929,196.00 6,694,000.00 1,306,000.00 9,066,704.14
August 2002.......................... 18,929,196.00 6,694,000.00 1,306,000.00 8,861,735.38
September 2002....................... 18,929,196.00 6,694,000.00 1,306,000.00 8,662,328.11
October 2002......................... 18,929,196.00 6,694,000.00 1,306,000.00 8,468,380.50
November 2002........................ 18,929,196.00 6,694,000.00 1,306,000.00 8,279,792.38
December 2002........................ 18,929,196.00 6,694,000.00 1,306,000.00 8,096,465.19
January 2003......................... 18,929,196.00 6,694,000.00 1,306,000.00 7,918,301.94
February 2003........................ 18,929,196.00 6,694,000.00 1,306,000.00 7,745,207.22
March 2003........................... 18,929,196.00 6,694,000.00 1,306,000.00 7,577,087.17
</TABLE>
<TABLE>
<CAPTION>
Class A10 Class A11 Class A12 Class A13
Distribution Date TAC Balance TAC Balance TAC Balance TAC Balance
----------------- -------------- ------------- ------------- --------------
<S> <C> <C> <C> <C>
April 2003........................... $18,929,196.00 $6,694,000.00 $1,306,000.00 $ 7,413,849.43
May 2003............................. 18,929,196.00 6,694,000.00 1,306,000.00 7,255,403.12
June 2003............................ 18,929,196.00 6,694,000.00 1,306,000.00 7,101,658.86
July 2003............................ 18,929,196.00 6,694,000.00 1,306,000.00 6,952,528.70
August 2003.......................... 18,929,196.00 6,694,000.00 1,306,000.00 6,807,926.11
September 2003....................... 18,929,196.00 6,694,000.00 1,306,000.00 6,667,765.97
October 2003......................... 18,929,196.00 6,694,000.00 1,306,000.00 6,531,964.54
November 2003........................ 18,929,196.00 6,694,000.00 1,306,000.00 6,400,439.43
December 2003........................ 18,929,196.00 6,694,000.00 1,306,000.00 6,273,109.59
January 2004......................... 18,929,196.00 6,694,000.00 1,306,000.00 6,149,895.30
February 2004........................ 18,929,196.00 6,694,000.00 1,306,000.00 6,030,718.12
March 2004........................... 18,929,196.00 6,694,000.00 1,306,000.00 5,915,500.91
April 2004........................... 18,929,196.00 6,694,000.00 1,306,000.00 5,804,167.74
May 2004............................. 18,929,196.00 6,694,000.00 1,306,000.00 5,696,643.98
June 2004............................ 18,929,196.00 6,694,000.00 1,306,000.00 5,608,863.95
July 2004............................ 18,929,196.00 6,694,000.00 1,306,000.00 5,524,625.28
August 2004.......................... 18,929,196.00 6,694,000.00 1,306,000.00 5,443,857.43
September 2004....................... 18,929,196.00 6,694,000.00 1,306,000.00 5,366,491.01
October 2004......................... 18,929,196.00 6,694,000.00 1,306,000.00 5,292,457.77
November 2004........................ 18,929,196.00 6,694,000.00 1,306,000.00 5,221,371.58
December 2004........................ 18,929,196.00 6,694,000.00 1,306,000.00 5,147,167.98
January 2005......................... 18,929,196.00 6,694,000.00 1,306,000.00 5,070,018.68
February 2005........................ 18,929,196.00 6,694,000.00 1,306,000.00 4,990,089.11
March 2005........................... 18,929,196.00 6,694,000.00 1,306,000.00 4,907,538.55
April 2005........................... 18,929,196.00 6,694,000.00 1,306,000.00 4,822,520.38
May 2005............................. 18,929,196.00 6,694,000.00 1,306,000.00 4,735,182.22
June 2005............................ 18,929,196.00 6,694,000.00 1,306,000.00 4,638,034.36
July 2005............................ 18,929,196.00 6,694,000.00 1,306,000.00 4,539,107.86
August 2005.......................... 18,929,196.00 6,694,000.00 1,306,000.00 4,438,529.28
September 2005....................... 18,929,196.00 6,694,000.00 1,306,000.00 4,336,420.23
October 2005......................... 18,929,196.00 6,694,000.00 1,306,000.00 4,232,897.57
November 2005........................ 18,929,196.00 6,694,000.00 1,306,000.00 4,128,073.52
December 2005........................ 18,929,196.00 6,694,000.00 1,306,000.00 4,022,055.87
January 2006......................... 18,929,196.00 6,694,000.00 1,306,000.00 3,914,948.07
February 2006........................ 18,929,196.00 6,694,000.00 1,306,000.00 3,806,849.44
March 2006........................... 18,929,196.00 6,694,000.00 1,306,000.00 3,697,855.22
April 2006........................... 18,929,196.00 6,694,000.00 1,306,000.00 3,588,056.82
May 2006............................. 18,929,196.00 6,694,000.00 1,306,000.00 3,477,541.86
June 2006............................ 18,929,196.00 6,694,000.00 1,306,000.00 3,354,452.49
July 2006............................ 18,929,196.00 6,694,000.00 1,306,000.00 3,231,435.64
August 2006.......................... 18,929,196.00 6,694,000.00 1,306,000.00 3,079,684.95
September 2006....................... 18,929,196.00 6,694,000.00 1,306,000.00 2,902,104.94
October 2006......................... 18,929,196.00 6,694,000.00 1,306,000.00 2,727,479.84
November 2006........................ 18,929,196.00 6,694,000.00 1,306,000.00 2,555,760.07
December 2006........................ 18,929,196.00 6,694,000.00 1,306,000.00 2,386,896.86
January 2007......................... 18,929,196.00 6,694,000.00 1,306,000.00 2,220,842.19
February 2007........................ 18,929,196.00 6,694,000.00 1,306,000.00 2,057,548.78
</TABLE>
<TABLE>
<CAPTION>
Class A10 Class A11 Class A12 Class A13
Distribution Date TAC Balance TAC Balance TAC Balance TAC Balance
----------------- -------------- ------------- ------------- --------------
<S> <C> <C> <C> <C>
March 2007........................... $18,929,196.00 $6,694,000.00 $1,306,000.00 $ 1,896,970.12
April 2007........................... 18,929,196.00 6,694,000.00 1,306,000.00 1,739,060.40
May 2007............................. 18,929,196.00 6,694,000.00 1,306,000.00 1,583,774.53
June 2007............................ 18,929,196.00 6,694,000.00 1,306,000.00 1,446,706.69
July 2007............................ 18,929,196.00 6,694,000.00 1,306,000.00 1,311,817.78
August 2007.......................... 18,929,196.00 6,694,000.00 1,306,000.00 1,179,070.58
September 2007....................... 18,929,196.00 6,694,000.00 1,306,000.00 1,048,428.48
October 2007......................... 18,929,196.00 6,694,000.00 1,306,000.00 919,855.45
November 2007........................ 18,929,196.00 6,694,000.00 1,306,000.00 793,316.03
December 2007........................ 18,929,196.00 6,694,000.00 1,306,000.00 668,775.30
January 2008......................... 18,929,196.00 6,694,000.00 1,306,000.00 546,198.94
February 2008........................ 18,929,196.00 6,694,000.00 1,306,000.00 425,553.14
March 2008........................... 18,929,196.00 6,694,000.00 1,306,000.00 306,804.64
April 2008........................... 18,929,196.00 6,694,000.00 1,306,000.00 189,920.71
May 2008............................. 18,929,196.00 6,694,000.00 1,306,000.00 74,869.14
June 2008............................ 18,794,443.52 6,646,346.99 1,296,702.89 0.00
July 2008............................ 18,263,217.99 6,458,487.79 1,260,051.55 0.00
August 2008.......................... 17,739,285.20 6,273,207.54 1,223,903.35 0.00
September 2008....................... 17,222,526.39 6,090,464.26 1,188,250.12 0.00
October 2008......................... 16,712,824.58 5,910,216.56 1,153,083.78 0.00
November 2008........................ 16,210,064.54 5,732,423.71 1,118,396.38 0.00
December 2008........................ 15,714,132.78 5,557,045.57 1,084,180.09 0.00
January 2009......................... 15,224,917.47 5,384,042.60 1,050,427.19 0.00
February 2009........................ 14,742,308.49 5,213,375.84 1,017,130.09 0.00
March 2009........................... 14,266,197.34 5,045,006.93 984,281.30 0.00
April 2009........................... 13,796,477.14 4,878,898.08 951,873.45 0.00
May 2009............................. 13,333,042.63 4,715,012.06 919,899.27 0.00
June 2009............................ 12,875,790.08 4,553,312.19 888,351.62 0.00
July 2009............................ 12,424,617.36 4,393,762.35 857,223.43 0.00
August 2009.......................... 11,979,423.82 4,236,326.94 826,507.77 0.00
September 2009....................... 11,540,110.33 4,080,970.93 796,197.79 0.00
October 2009......................... 11,106,579.23 3,927,659.76 766,286.77 0.00
November 2009........................ 10,678,734.32 3,776,359.42 736,768.06 0.00
December 2009........................ 10,256,480.84 3,627,036.39 707,635.12 0.00
January 2010......................... 9,839,725.43 3,479,657.67 678,881.52 0.00
February 2010........................ 9,428,376.12 3,334,190.72 650,500.91 0.00
March 2010........................... 9,022,342.31 3,190,603.52 622,487.03 0.00
April 2010........................... 8,621,534.76 3,048,864.50 594,833.74 0.00
May 2010............................. 8,225,865.54 2,908,942.56 567,534.95 0.00
June 2010............................ 7,835,248.02 2,770,807.08 540,584.71 0.00
July 2010............................ 7,449,596.90 2,634,427.88 513,977.11 0.00
August 2010.......................... 7,068,828.08 2,499,775.23 487,706.37 0.00
September 2010....................... 6,692,858.78 2,366,819.84 461,766.76 0.00
October 2010......................... 6,321,607.39 2,235,532.87 436,152.66 0.00
November 2010........................ 5,954,993.55 2,105,885.89 410,858.53 0.00
December 2010........................ 5,592,938.06 1,977,850.90 385,878.89 0.00
January 2011......................... 5,235,362.91 1,851,400.31 361,208.37 0.00
</TABLE>
<TABLE>
<CAPTION>
Class A10 Class A11 Class A12 Class A13
Distribution Date TAC Balance TAC Balance TAC Balance TAC Balance
----------------- -------------- ------------- ------------- --------------
<S> <C> <C> <C> <C>
February 2011........................ $ 4,882,191.25 $1,726,506.94 $ 336,841.66 $ 0.00
March 2011........................... 4,533,347.37 1,603,144.01 312,773.54 0.00
April 2011........................... 4,188,756.65 1,481,285.15 288,998.87 0.00
May 2011............................. 3,848,345.60 1,360,904.36 265,512.56 0.00
June 2011............................ 3,512,041.81 1,241,976.04 242,309.64 0.00
July 2011............................ 3,179,773.94 1,124,474.95 219,385.16 0.00
August 2011.......................... 2,851,471.71 1,008,376.25 196,734.30 0.00
September 2011....................... 2,527,065.86 893,655.43 174,352.26 0.00
October 2011......................... 2,206,488.16 780,288.38 152,234.33 0.00
November 2011........................ 1,889,671.39 668,251.32 130,375.89 0.00
December 2011........................ 1,576,549.30 557,520.83 108,772.36 0.00
January 2012......................... 1,267,056.65 448,073.82 87,419.24 0.00
February 2012........................ 961,129.13 339,887.57 66,312.09 0.00
March 2012........................... 658,703.38 232,939.66 45,446.55 0.00
April 2012........................... 359,716.97 127,208.01 24,818.29 0.00
May 2012............................. 64,108.41 22,670.89 4,423.09 0.00
June 2012 and thereafter............. 0.00 0.00 0.00 0.00
</TABLE>
<TABLE>
<CAPTION>
Class A14 Class A18 Class A19 Class A20
Distribution Date TAC Balance TAC Balance TAC Balance TAC Balance
----------------- ------------- ------------- ------------- -----------
<S> <C> <C> <C> <C>
Initial Balance...................... $6,461,538.00 $5,630,052.00 $5,630,052.00 $649,621.00
June 1999............................ 6,422,941.73 5,630,052.00 5,630,052.00 649,621.00
July 1999............................ 6,377,752.64 5,630,052.00 5,630,052.00 649,621.00
August 1999.......................... 6,325,998.03 5,630,052.00 5,630,052.00 649,621.00
September 1999....................... 6,267,711.48 5,630,052.00 5,630,052.00 649,621.00
October 1999......................... 6,202,935.82 5,630,052.00 5,630,052.00 649,621.00
November 1999........................ 6,131,723.17 5,630,052.00 5,630,052.00 649,621.00
December 1999........................ 6,054,134.84 5,630,052.00 5,630,052.00 649,621.00
January 2000......................... 5,970,241.32 5,630,052.00 5,630,052.00 649,621.00
February 2000........................ 5,880,122.20 5,630,052.00 5,630,052.00 649,621.00
March 2000........................... 5,783,866.05 5,630,052.00 5,630,052.00 649,621.00
April 2000........................... 5,681,570.29 5,630,052.00 5,630,052.00 649,621.00
May 2000............................. 5,573,341.09 5,630,052.00 5,630,052.00 649,621.00
June 2000............................ 5,459,293.16 5,630,052.00 5,630,052.00 649,621.00
July 2000............................ 5,339,549.59 5,630,052.00 5,630,052.00 649,621.00
August 2000.......................... 5,214,241.63 5,630,052.00 5,630,052.00 649,621.00
September 2000....................... 5,083,508.48 5,630,052.00 5,630,052.00 649,621.00
October 2000......................... 4,947,497.03 5,630,052.00 5,630,052.00 649,621.00
November 2000........................ 4,806,361.58 5,630,052.00 5,630,052.00 649,621.00
December 2000........................ 4,660,263.57 5,630,052.00 5,630,052.00 649,621.00
January 2001......................... 4,509,371.28 5,630,052.00 5,630,052.00 649,621.00
February 2001........................ 4,353,859.49 5,630,052.00 5,630,052.00 649,621.00
March 2001........................... 4,193,909.18 5,630,052.00 5,630,052.00 649,621.00
April 2001........................... 4,029,707.12 5,630,052.00 5,630,052.00 649,621.00
May 2001............................. 3,861,445.53 5,630,052.00 5,630,052.00 649,621.00
June 2001............................ 3,776,854.15 5,630,052.00 5,630,052.00 649,621.00
July 2001............................ 3,691,998.48 5,630,052.00 5,630,052.00 649,621.00
August 2001.......................... 3,605,924.97 5,630,052.00 5,630,052.00 649,621.00
September 2001....................... 3,521,814.18 5,630,052.00 5,630,052.00 649,621.00
October 2001......................... 3,439,794.85 5,630,052.00 5,630,052.00 649,621.00
November 2001........................ 3,359,829.56 5,630,052.00 5,630,052.00 649,621.00
December 2001........................ 3,281,881.48 5,630,052.00 5,630,052.00 649,621.00
January 2002......................... 3,205,914.38 5,630,052.00 5,630,052.00 649,621.00
February 2002........................ 3,131,892.59 5,630,052.00 5,630,052.00 649,621.00
March 2002........................... 3,059,781.04 5,630,052.00 5,630,052.00 649,621.00
April 2002........................... 2,989,545.19 5,630,052.00 5,630,052.00 649,621.00
May 2002............................. 2,921,151.08 5,630,052.00 5,630,052.00 649,621.00
June 2002............................ 2,854,565.29 5,630,052.00 5,630,052.00 649,621.00
July 2002............................ 2,789,754.92 5,630,052.00 5,630,052.00 649,621.00
August 2002.......................... 2,726,687.62 5,630,052.00 5,630,052.00 649,621.00
September 2002....................... 2,665,331.54 5,630,052.00 5,630,052.00 649,621.00
October 2002......................... 2,605,655.35 5,630,052.00 5,630,052.00 649,621.00
November 2002........................ 2,547,628.24 5,630,052.00 5,630,052.00 649,621.00
December 2002........................ 2,491,219.88 5,630,052.00 5,630,052.00 649,621.00
January 2003......................... 2,436,400.42 5,630,052.00 5,630,052.00 649,621.00
February 2003........................ 2,383,140.51 5,630,052.00 5,630,052.00 649,621.00
March 2003........................... 2,331,411.27 5,630,052.00 5,630,052.00 649,621.00
</TABLE>
<TABLE>
<CAPTION>
Class A14 Class A18 Class A19 Class A20
Distribution Date TAC Balance TAC Balance TAC Balance TAC Balance
----------------- ------------- ------------- ------------- -----------
<S> <C> <C> <C> <C>
April 2003........................... $2,281,184.28 $5,630,052.00 $5,630,052.00 $649,621.00
May 2003............................. 2,232,431.57 5,630,052.00 5,630,052.00 649,621.00
June 2003............................ 2,185,125.65 5,630,052.00 5,630,052.00 649,621.00
July 2003............................ 2,139,239.45 5,630,052.00 5,630,052.00 649,621.00
August 2003.......................... 2,094,746.35 5,630,052.00 5,630,052.00 649,621.00
September 2003....................... 2,051,620.15 5,630,052.00 5,630,052.00 649,621.00
October 2003......................... 2,009,835.10 5,630,052.00 5,630,052.00 649,621.00
November 2003........................ 1,969,365.84 5,630,052.00 5,630,052.00 649,621.00
December 2003........................ 1,930,187.43 5,630,052.00 5,630,052.00 649,621.00
January 2004......................... 1,892,275.34 5,630,052.00 5,630,052.00 649,621.00
February 2004........................ 1,855,605.44 5,630,052.00 5,630,052.00 649,621.00
March 2004........................... 1,820,153.99 5,630,052.00 5,630,052.00 649,621.00
April 2004........................... 1,785,897.64 5,630,052.00 5,630,052.00 649,621.00
May 2004............................. 1,752,813.41 5,630,052.00 5,630,052.00 649,621.00
June 2004............................ 1,725,804.17 5,630,052.00 5,630,052.00 649,621.00
July 2004............................ 1,699,884.58 5,630,052.00 5,630,052.00 649,621.00
August 2004.......................... 1,675,032.93 5,630,052.00 5,630,052.00 649,621.00
September 2004....................... 1,651,227.88 5,630,052.00 5,630,052.00 649,621.00
October 2004......................... 1,628,448.43 5,630,052.00 5,630,052.00 649,621.00
November 2004........................ 1,606,575.76 5,630,052.00 5,630,052.00 649,621.00
December 2004........................ 1,583,743.88 5,630,052.00 5,630,052.00 649,621.00
January 2005......................... 1,560,005.64 5,630,052.00 5,630,052.00 649,621.00
February 2005........................ 1,535,411.93 5,630,052.00 5,630,052.00 649,621.00
March 2005........................... 1,510,011.75 5,630,052.00 5,630,052.00 649,621.00
April 2005........................... 1,483,852.32 5,630,052.00 5,630,052.00 649,621.00
May 2005............................. 1,456,979.04 5,630,052.00 5,630,052.00 649,621.00
June 2005............................ 1,427,087.39 5,630,052.00 5,630,052.00 649,621.00
July 2005............................ 1,396,648.47 5,630,052.00 5,630,052.00 649,621.00
August 2005.......................... 1,365,701.22 5,630,052.00 5,630,052.00 649,621.00
September 2005....................... 1,334,283.05 5,630,052.00 5,630,052.00 649,621.00
October 2005......................... 1,302,429.93 5,630,052.00 5,630,052.00 649,621.00
November 2005........................ 1,270,176.38 5,630,052.00 5,630,052.00 649,621.00
December 2005........................ 1,237,555.56 5,630,052.00 5,630,052.00 649,621.00
January 2006......................... 1,204,599.32 5,630,052.00 5,630,052.00 649,621.00
February 2006........................ 1,171,338.20 5,630,052.00 5,630,052.00 649,621.00
March 2006........................... 1,137,801.53 5,630,052.00 5,630,052.00 649,621.00
April 2006........................... 1,104,017.41 5,630,052.00 5,630,052.00 649,621.00
May 2006............................. 1,070,012.80 5,630,052.00 5,630,052.00 649,621.00
June 2006............................ 1,032,139.16 5,630,052.00 5,630,052.00 649,621.00
July 2006............................ 994,287.82 5,630,052.00 5,630,052.00 649,621.00
August 2006.......................... 947,595.30 5,630,052.00 5,630,052.00 649,621.00
September 2006....................... 892,955.30 5,630,052.00 5,630,052.00 649,621.00
October 2006......................... 839,224.51 5,630,052.00 5,630,052.00 649,621.00
November 2006........................ 786,387.66 5,630,052.00 5,630,052.00 649,621.00
December 2006........................ 734,429.75 5,630,052.00 5,630,052.00 649,621.00
January 2007......................... 683,336.01 5,630,052.00 5,630,052.00 649,621.00
February 2007........................ 633,091.89 5,630,052.00 5,630,052.00 649,621.00
</TABLE>
<TABLE>
<CAPTION>
Class A14 Class A18 Class A19 Class A20
Distribution Date TAC Balance TAC Balance TAC Balance TAC Balance
----------------- ------------- ------------- ------------- -----------
<S> <C> <C> <C> <C>
March 2007........................... $ 583,683.07 $5,630,052.00 $5,630,052.00 $649,621.00
April 2007........................... 535,095.47 5,630,052.00 5,630,052.00 649,621.00
May 2007............................. 487,315.21 5,630,052.00 5,630,052.00 649,621.00
June 2007............................ 445,140.49 5,630,052.00 5,630,052.00 649,621.00
July 2007............................ 403,636.21 5,630,052.00 5,630,052.00 649,621.00
August 2007.......................... 362,790.92 5,630,052.00 5,630,052.00 649,621.00
September 2007....................... 322,593.36 5,630,052.00 5,630,052.00 649,621.00
October 2007......................... 283,032.43 5,630,052.00 5,630,052.00 649,621.00
November 2007........................ 244,097.22 5,630,052.00 5,630,052.00 649,621.00
December 2007........................ 205,777.00 5,630,052.00 5,630,052.00 649,621.00
January 2008......................... 168,061.20 5,630,052.00 5,630,052.00 649,621.00
February 2008........................ 130,939.42 5,630,052.00 5,630,052.00 649,621.00
March 2008........................... 94,401.42 5,630,052.00 5,630,052.00 649,621.00
April 2008........................... 58,437.14 5,630,052.00 5,630,052.00 649,621.00
May 2008............................. 23,036.66 5,630,052.00 5,630,052.00 649,621.00
June 2008............................ 0.00 5,589,972.99 5,589,972.99 644,996.50
July 2008............................ 0.00 5,431,972.23 5,431,972.23 626,765.66
August 2008.......................... 0.00 5,276,140.52 5,276,140.52 608,785.08
September 2008....................... 0.00 5,122,442.56 5,122,442.56 591,050.71
October 2008......................... 0.00 4,970,843.53 4,970,843.53 573,558.53
November 2008........................ 0.00 4,821,309.17 4,821,309.17 556,304.58
December 2008........................ 0.00 4,673,805.73 4,673,805.73 539,284.96
January 2009......................... 0.00 4,528,299.94 4,528,299.94 522,495.84
February 2009........................ 0.00 4,384,759.05 4,384,759.05 505,933.44
March 2009........................... 0.00 4,243,150.78 4,243,150.78 489,594.03
April 2009........................... 0.00 4,103,443.36 4,103,443.36 473,473.95
May 2009............................. 0.00 3,965,605.48 3,965,605.48 457,569.59
June 2009............................ 0.00 3,829,606.27 3,829,606.27 441,877.39
July 2009............................ 0.00 3,695,415.37 3,695,415.37 426,393.83
August 2009.......................... 0.00 3,563,002.84 3,563,002.84 411,115.47
September 2009....................... 0.00 3,432,339.19 3,432,339.19 396,038.90
October 2009......................... 0.00 3,303,395.38 3,303,395.38 381,160.78
November 2009........................ 0.00 3,176,142.80 3,176,142.80 366,477.80
December 2009........................ 0.00 3,050,553.25 3,050,553.25 351,986.71
January 2010......................... 0.00 2,926,598.99 2,926,598.99 337,684.30
February 2010........................ 0.00 2,804,252.64 2,804,252.64 323,567.42
March 2010........................... 0.00 2,683,487.26 2,683,487.26 309,632.96
April 2010........................... 0.00 2,564,276.32 2,564,276.32 295,877.86
May 2010............................. 0.00 2,446,593.65 2,446,593.65 282,299.10
June 2010............................ 0.00 2,330,413.49 2,330,413.49 268,893.71
July 2010............................ 0.00 2,215,710.48 2,215,710.48 255,658.75
August 2010.......................... 0.00 2,102,459.59 2,102,459.59 242,591.35
September 2010....................... 0.00 1,990,636.21 1,990,636.21 229,688.66
October 2010......................... 0.00 1,880,216.06 1,880,216.06 216,947.88
November 2010........................ 0.00 1,771,175.24 1,771,175.24 204,366.25
December 2010........................ 0.00 1,663,490.20 1,663,490.20 191,941.06
January 2011......................... 0.00 1,557,137.74 1,557,137.74 179,669.63
</TABLE>
<TABLE>
<CAPTION>
Class A14 Class A18 Class A19 Class A20
Distribution Date TAC Balance TAC Balance TAC Balance TAC Balance
----------------- ------------- ------------- ------------- -----------
<S> <C> <C> <C> <C>
February 2011........................ $ 0.00 $1,452,094.99 $1,452,094.99 $167,549.32
March 2011........................... 0.00 1,348,339.43 1,348,339.43 155,577.53
April 2011........................... 0.00 1,245,848.88 1,245,848.88 143,751.71
May 2011............................. 0.00 1,144,601.48 1,144,601.48 132,069.32
June 2011............................ 0.00 1,044,575.69 1,044,575.69 120,527.89
July 2011............................ 0.00 945,750.29 945,750.29 109,124.97
August 2011.......................... 0.00 848,104.38 848,104.38 97,858.14
September 2011....................... 0.00 751,617.35 751,617.35 86,725.03
October 2011......................... 0.00 656,268.92 656,268.92 75,723.29
November 2011........................ 0.00 562,039.09 562,039.09 64,850.63
December 2011........................ 0.00 468,908.16 468,908.16 54,104.76
January 2012......................... 0.00 376,856.73 376,856.73 43,483.44
February 2012........................ 0.00 285,865.65 285,865.65 32,984.48
March 2012........................... 0.00 195,916.10 195,916.10 22,605.69
April 2012........................... 0.00 106,989.50 106,989.50 12,344.94
May 2012............................. 0.00 19,067.57 19,067.57 2,200.10
June 2012 and thereafter............. 0.00 0.00 0.00 0.00
</TABLE>
<PAGE>
EXHIBIT C
MORTGAGE LOANS
GE Capital Mortgages Services, Inc. EXHIBIT C
\
Issue Date: May 1, 1999\
P.O. Box 5260\
Cherry Hill, N.J. 08034\
(800) -257-7818\
DELIVERY ID: 0004991130
<TABLE>
<CAPTION>
<S> <C> <C>
--------------------------------------------------------------------------------
LN # 0001085265 MORTGAGORS: DEFILIPPIS, FRANCO
DEFILIPPIS, EMANUELA
ADDRESS : 86 DARLINGTON DRIVE
MORTGAGE AMT: 129,000.00 CITY WAYNE
:\
STATE/ZIP :\
LIFETIME RATE : 10.25000 NJ 07470
UNPAID BALANCE: 111,441.530 OPTION TO CONVERT : No
MONTHLY P&I: 1,155.98 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 10.25000 MATURITY DATE: 05/01/16
RATE:
------------------
--------------------------------------------------------------------------------
LN # 0001086800 MORTGAGORS: FULLER, JAMES
FULLER, MARY
ADDRESS : 467 MEDINA DRIVE
MORTGAGE AMT: 79,000.00 CITY HIGHLAND VILLAGE
:\
STATE/ZIP :\
LIFETIME RATE : 10.25000 TX 75067
UNPAID BALANCE: 68,383.820 OPTION TO CONVERT : No
MONTHLY P&I: 707.93 ANNUAL RATE ADJUST: 0.000
LTV : 57.66423 OUTSIDE CONV DATE:
CURRENT INT 10.25000 MATURITY DATE: 06/01/16
RATE:
02
--------------------------------------------------------------------------------
LN # 0001102888 MORTGAGORS: GARBACCIO, ERNEST
GARBACCIO, JANET
ADDRESS : 8 PINEVIEW DRIVE
MORTGAGE AMT: 110,000.00 CITY WALDWICK
:\
STATE/ZIP :\
LIFETIME RATE : 10.37500 NJ 07436
UNPAID BALANCE: 94,899.580 OPTION TO CONVERT : No
MONTHLY P&I: 995.95 ANNUAL RATE ADJUST: 0.000
LTV : 68.75000 OUTSIDE CONV DATE:
CURRENT INT 10.37500 MATURITY DATE: 04/01/16
RATE:
02
- --------------------------------------------------------------------------------
LN # 0001138247 MORTGAGORS: KIM, SANG
KIM, KYUNG
ADDRESS : 33 BERKSHIRE DRIVE
MORTGAGE AMT: 133,250.00 CITY BERKELEY HEIGHTS
:\
STATE/ZIP :\
LIFETIME RATE : 10.12500 NJ 07922
UNPAID BALANCE: 115,382.640 OPTION TO CONVERT : No
MONTHLY P&I: 1,181.70 ANNUAL RATE ADJUST: 0.000
LTV : 63.45238 OUTSIDE CONV DATE:
CURRENT INT 10.12500 MATURITY DATE: 08/01/16
RATE:
02
- --------------------------------------------------------------------------------
LN # 0001185313 MORTGAGORS: BRENNAN, KENNETH
BRENNAN, DELIA
ADDRESS : 16 BRANCHVILLE ROAD
MORTGAGE AMT: 159,300.00 CITY CLARKSTOWN TOWN
:\
STATE/ZIP :\
LIFETIME RATE : 10.25000 NY 10989
UNPAID BALANCE: 132,763.660 OPTION TO CONVERT : No
MONTHLY P&I: 1,427.49 ANNUAL RATE ADJUST: 0.000
LTV : 74.96470 OUTSIDE CONV DATE:
CURRENT INT 10.25000 MATURITY DATE: 07/01/16
RATE:
02
- --------------------------------------------------------------------------------
LN # 0001185370 MORTGAGORS: BALASKOVITS, ALBERT
BALASKOVITS, ANNA
ADDRESS : 16 MAY PLACE
MORTGAGE AMT: 148,100.00 CITY CLARKSTOWN TOWN
:\
STATE/ZIP :\
LIFETIME RATE : 10.25000 NY 10954
UNPAID BALANCE: 128,346.230 OPTION TO CONVERT : No
MONTHLY P&I: 1,327.13 ANNUAL RATE ADJUST: 0.000
LTV : 74.98734 OUTSIDE CONV DATE:
CURRENT INT 10.25000 MATURITY DATE: 07/01/16
RATE:
02
- --------------------------------------------------------------------------------
LN # 0001195098 MORTGAGORS: MONT, JAY
ADDRESS : NORTH PASS ROAD & LANDFIL
MORTGAGE AMT: 150,000.00 CITY EAST HAMPTON
:\
STATE/ZIP :\
LIFETIME RATE : 11.00000 NY 11937
UNPAID BALANCE: 100,028.390 OPTION TO CONVERT : No
MONTHLY P&I: 1,428.49 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 11.00000 MATURITY DATE: 09/01/16
RATE:
02
- --------------------------------------------------------------------------------
LN # 0001239995 MORTGAGORS: REINERT, RICHARD
REINERT, SHARON
ADDRESS : 3011 NORTH IOWA STREET
MORTGAGE AMT: 97,500.00 CITY CHANDLER
:\
STATE/ZIP :\
LIFETIME RATE : 10.25000 AZ 85224
UNPAID BALANCE: 83,915.530 OPTION TO CONVERT : No
MONTHLY P&I: 873.70 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 10.25000 MATURITY DATE: 05/01/16
RATE:
02
- --------------------------------------------------------------------------------
LN # 0001313832 MORTGAGORS: THOMPSON, MICHAEL
THOMPSON, SUSAN
ADDRESS : 331 SPRINGBROOK TRAIL
MORTGAGE AMT: 100,000.00 CITY SPARTA TOWNSHIP
:\
STATE/ZIP :\
LIFETIME RATE : 10.37500 NJ 07871
UNPAID BALANCE: 87,246.900 OPTION TO CONVERT : No
MONTHLY P&I: 905.41 ANNUAL RATE ADJUST: 0.000
LTV : 66.66666 OUTSIDE CONV DATE:
CURRENT INT 10.37500 MATURITY DATE: 09/01/16
RATE:
02
- --------------------------------------------------------------------------------
LN # 0001404003 MORTGAGORS: SANDELL, RON
SANDELL, JULIE
ADDRESS : 3321 SAN SIMEON WAY
MORTGAGE AMT: 162,750.00 CITY PLANO
:\
STATE/ZIP :\
LIFETIME RATE : 10.75000 TX 75023
UNPAID BALANCE: 144,184.930 OPTION TO CONVERT : No
MONTHLY P&I: 1,519.25 ANNUAL RATE ADJUST: 0.000
LTV : 74.82758 OUTSIDE CONV DATE:
CURRENT INT 10.75000 MATURITY DATE: 08/01/17
RATE:
02
- --------------------------------------------------------------------------------
LN # 0001420108 MORTGAGORS: SHAH, HASMUKH
SHAH, BHARATI
ADDRESS : 601 TIMBER OAKS ROAD
MORTGAGE AMT: 148,000.00 CITY EDISON
:\
STATE/ZIP :\
LIFETIME RATE : 10.00000 NJ 08820
UNPAID BALANCE: 127,700.640 OPTION TO CONVERT : No
MONTHLY P&I: 1,298.81 ANNUAL RATE ADJUST: 0.000
LTV : 79.14438 OUTSIDE CONV DATE:
CURRENT INT 10.00000 MATURITY DATE: 12/01/16
RATE:
02
- --------------------------------------------------------------------------------
LN # 0002893733 MORTGAGORS: ZHANG, PAK
ZHANG, YU
ADDRESS : 15-1 CONCORD SQUARE
MORTGAGE AMT: 112,460.77 CITY SAYERVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 9.12500 NJ 08559
UNPAID BALANCE: 102,578.250 OPTION TO CONVERT : No
MONTHLY P&I: 939.65 ANNUAL RATE ADJUST: 0.000
LTV : 73.02647 OUTSIDE CONV DATE:
CURRENT INT 9.12500 MATURITY DATE: 11/01/18
RATE:
02
- --------------------------------------------------------------------------------
LN # 0004745915 MORTGAGORS: CHUNG, FREDERICK
CHUNG, OK
ADDRESS : 10329 ROYAL ASCOT CT.
MORTGAGE AMT: 329,650.00 CITY ELLICOTT CITY
:\
STATE/ZIP :\
LIFETIME RATE : 8.75000 MD 21043
UNPAID BALANCE: 306,364.380 OPTION TO CONVERT : No
MONTHLY P&I: 2,593.36 ANNUAL RATE ADJUST: 0.000
LTV : 75.01400 OUTSIDE CONV DATE:
CURRENT INT 8.75000 MATURITY DATE: 01/01/22
RATE:
02
- --------------------------------------------------------------------------------
LN # 0004858346 MORTGAGORS: MOLLO, ROBERT
MOLLO, ROBERT
MOLLO, ROBERT
MOLLO, ANGELINA
ADDRESS : 38 COLLEGE AVE
MORTGAGE AMT: 247,500.00 CITY MONTCLAIR
:\
STATE/ZIP :\
LIFETIME RATE : 8.87500 NJ 07042
UNPAID BALANCE: 227,462.850 OPTION TO CONVERT : No
MONTHLY P&I: 1,969.23 ANNUAL RATE ADJUST: 0.000
LTV : 85.64013 OUTSIDE CONV DATE:
CURRENT INT 8.87500 MATURITY DATE: 12/01/21
RATE:
02
- --------------------------------------------------------------------------------
LN # 0004885430 MORTGAGORS: VEST, CHARLES
FEIK, ROBIN
ADDRESS : 6409 AUTUMN SKY WAY
MORTGAGE AMT: 280,000.00 CITY CLARKSVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 8.87500 MD 21029
UNPAID BALANCE: 261,518.550 OPTION TO CONVERT : No
MONTHLY P&I: 2,227.81 ANNUAL RATE ADJUST: 0.000
LTV : 79.99600 OUTSIDE CONV DATE:
CURRENT INT 8.87500 MATURITY DATE: 04/01/22
RATE:
02
- --------------------------------------------------------------------------------
LN # 0004897070 MORTGAGORS: KLINGER, LORA
ADDRESS : 1545 SOUTH BEVERLY DRIVE
MORTGAGE AMT: 305,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 8.62500 CA 90035
UNPAID BALANCE: 283,111.160 OPTION TO CONVERT : No
MONTHLY P&I: 2,372.26 ANNUAL RATE ADJUST: 0.000
LTV : 68.53900 OUTSIDE CONV DATE:
CURRENT INT 8.62500 MATURITY DATE: 02/01/22
RATE:
02
- --------------------------------------------------------------------------------
LN # 0004907408 MORTGAGORS: MULLEN, CRAIG
MULLEN, MIGNON
ADDRESS : 2907 SOUTH LAKE DRIVE
MORTGAGE AMT: 337,600.00 CITY DAVIDSONVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 8.62500 MD 21035
UNPAID BALANCE: 314,141.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,625.82 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.62500 MATURITY DATE: 05/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0004922415 MORTGAGORS: KRUGER-LUTZ, JULIE
LUTZ, DENNIS
ADDRESS : 17413 S.E. 45TH STREET
MORTGAGE AMT: 327,800.00 CITY ISSAQUAH
:\
STATE/ZIP :\
LIFETIME RATE : 8.37500 WA 98027
UNPAID BALANCE: 303,528.390 OPTION TO CONVERT : No
MONTHLY P&I: 2,491.52 ANNUAL RATE ADJUST: 0.000
LTV : 73.66200 OUTSIDE CONV DATE:
CURRENT INT 8.37500 MATURITY DATE: 02/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0004928065 MORTGAGORS: SHUTELLO, DONALD
SHUTELLO, PATRICIA
ADDRESS : 350 NAPLES CT
MORTGAGE AMT: 288,750.00 CITY DOVER TOWNSHIP
:\
STATE/ZIP :\
LIFETIME RATE : 9.00000 NJ 08753
UNPAID BALANCE: 269,191.360 OPTION TO CONVERT : No
MONTHLY P&I: 2,323.35 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 9.00000 MATURITY DATE: 01/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0004933727 MORTGAGORS: CHOI, KYE
CHOI, HYO
ADDRESS : 400 HOPPER AVENUE
MORTGAGE AMT: 216,000.00 CITY RIDGEWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 8.75000 NJ 07450
UNPAID BALANCE: 200,356.850 OPTION TO CONVERT : No
MONTHLY P&I: 1,699.28 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.75000 MATURITY DATE: 02/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0004937199 MORTGAGORS: BURNS, THOMAS
BURNS, LORAINE
ADDRESS : 523 PARKVIEW AVENUE
MORTGAGE AMT: 248,000.00 CITY WESTFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 8.25000 NJ 07090
UNPAID BALANCE: 229,302.020 OPTION TO CONVERT : No
MONTHLY P&I: 1,863.15 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.25000 MATURITY DATE: 03/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0004940086 MORTGAGORS: VANDERWERF, PHILLIP
VANDERWERF, GRACE
ADDRESS : 701 BARRISTER COURT
MORTGAGE AMT: 350,000.00 CITY FRANKLIN LAKES
:\
STATE/ZIP :\
LIFETIME RATE : 8.87500 NJ 07417
UNPAID BALANCE: 326,161.280 OPTION TO CONVERT : No
MONTHLY P&I: 2,784.76 ANNUAL RATE ADJUST: 0.000
LTV : 53.35365 OUTSIDE CONV DATE:
CURRENT INT 8.87500 MATURITY DATE: 02/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0004941852 MORTGAGORS: LEDERFARB, JEFFREY
LEDERFARB, LYNN
ADDRESS : 20 ROLLING WAY
MORTGAGE AMT: 304,000.00 CITY CLARKSTOWN
:\
STATE/ZIP :\
LIFETIME RATE : 8.87500 NY 10956
UNPAID BALANCE: 281,630.830 OPTION TO CONVERT : No
MONTHLY P&I: 2,418.77 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.87500 MATURITY DATE: 03/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0004946299 MORTGAGORS: LABGOLD, MARC
LABGOLD, ELLEN
ADDRESS : 11015 WARWICKSHIRE DRIVE
MORTGAGE AMT: 305,000.00 CITY GREAT FALLS
:\
STATE/ZIP :\
LIFETIME RATE : 8.50000 VA 22066
UNPAID BALANCE: 278,996.190 OPTION TO CONVERT : No
MONTHLY P&I: 2,345.19 ANNUAL RATE ADJUST: 0.000
LTV : 89.70588 OUTSIDE CONV DATE:
CURRENT INT 8.50000 MATURITY DATE: 02/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0004946406 MORTGAGORS: GORMAN, PATRICK
GORMAN, INGE
ADDRESS : 1706 WESTMINSTER WAY
MORTGAGE AMT: 356,250.00 CITY ANNAPOLIS
:\
STATE/ZIP :\
LIFETIME RATE : 8.62500 MD 21401
UNPAID BALANCE: 296,403.080 OPTION TO CONVERT : No
MONTHLY P&I: 2,770.88 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 8.62500 MATURITY DATE: 01/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0004947461 MORTGAGORS: SUTKUS, WAYNE
SUTKUS, ANDREA
ADDRESS : 401 28TH STREET SOUTH
MORTGAGE AMT: 305,300.00 CITY BRIGANTINE
:\
STATE/ZIP :\
LIFETIME RATE : 8.87500 NJ 08203
UNPAID BALANCE: 258,083.190 OPTION TO CONVERT : No
MONTHLY P&I: 2,429.11 ANNUAL RATE ADJUST: 0.000
LTV : 61.06000 OUTSIDE CONV DATE:
CURRENT INT 8.87500 MATURITY DATE: 05/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0004949749 MORTGAGORS: DUBBIOSO, ANGELO
DUBBIOSO, KAREN
ADDRESS : 11 DEER RUN
MORTGAGE AMT: 352,000.00 CITY POMONA
:\
STATE/ZIP :\
LIFETIME RATE : 8.87500 NY 10970
UNPAID BALANCE: 301,033.120 OPTION TO CONVERT : No
MONTHLY P&I: 2,800.68 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.87500 MATURITY DATE: 05/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0004952206 MORTGAGORS: GRIFFIS, SHARON
GRIFFIS, HUGHES
ADDRESS : 605 PEQUOT AVENUE
MORTGAGE AMT: 355,000.00 CITY NEW LONDON
:\
STATE/ZIP :\
LIFETIME RATE : 8.50000 CT 06320
UNPAID BALANCE: 318,560.190 OPTION TO CONVERT : No
MONTHLY P&I: 2,729.65 ANNUAL RATE ADJUST: 0.000
LTV : 63.39200 OUTSIDE CONV DATE:
CURRENT INT 8.50000 MATURITY DATE: 03/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0004953105 MORTGAGORS: OSORIO, SERAPIO
OSORIO, MARIA
ADDRESS : 701 HAWKESBURY LANE
MORTGAGE AMT: 238,000.00 CITY SILVER SPRING
:\
STATE/ZIP :\
LIFETIME RATE : 8.37500 MD 20904
UNPAID BALANCE: 172,648.150 OPTION TO CONVERT : No
MONTHLY P&I: 2,046.63 ANNUAL RATE ADJUST: 0.000
LTV : 64.24185 OUTSIDE CONV DATE:
CURRENT INT 8.37500 MATURITY DATE: 02/01/12
RATE:
02
--------------------------------------------------------------------------------
LN # 0004953790 MORTGAGORS: SANCHEZ, CARLOS
SANCHEZ, WILMA
ADDRESS : 9251 NASHVILLE
MORTGAGE AMT: 310,000.00 CITY MORTON GROVE
:\
STATE/ZIP :\
LIFETIME RATE : 8.87500 IL 60053
UNPAID BALANCE: 279,668.220 OPTION TO CONVERT : No
MONTHLY P&I: 2,466.50 ANNUAL RATE ADJUST: 0.000
LTV : 73.80900 OUTSIDE CONV DATE:
CURRENT INT 8.87500 MATURITY DATE: 02/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0004959995 MORTGAGORS: SLAUGHTER, STEPHEN
SLAUGHTER, DIANA
ADDRESS : 6856 MOSSVINE CIRCLE
MORTGAGE AMT: 228,000.00 CITY DALLAS
:\
STATE/ZIP :\
LIFETIME RATE : 8.50000 TX 75240
UNPAID BALANCE: 210,464.600 OPTION TO CONVERT : No
MONTHLY P&I: 1,753.13 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.50000 MATURITY DATE: 01/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0004960316 MORTGAGORS: ROSEN, JAY
ROSEN, JOSEPHINE
ADDRESS : 198 PARKWAY DRIVE
MORTGAGE AMT: 305,000.00 CITY ROSLYN HEIGHTS
:\
STATE/ZIP :\
LIFETIME RATE : 8.50000 NY 11577
UNPAID BALANCE: 248,265.910 OPTION TO CONVERT : No
MONTHLY P&I: 2,646.87 ANNUAL RATE ADJUST: 0.000
LTV : 73.31700 OUTSIDE CONV DATE:
CURRENT INT 8.50000 MATURITY DATE: 04/01/12
RATE:
02
--------------------------------------------------------------------------------
LN # 0004961835 MORTGAGORS: FALLON, WILLIAM
HARDY, SUSAN
ADDRESS : 30 HARVEST LN
MORTGAGE AMT: 318,750.00 CITY MEDFORD
:\
STATE/ZIP :\
LIFETIME RATE : 9.75000 NJ 08055
UNPAID BALANCE: 300,935.130 OPTION TO CONVERT : No
MONTHLY P&I: 2,738.55 ANNUAL RATE ADJUST: 0.000
LTV : 85.00000 OUTSIDE CONV DATE:
CURRENT INT 9.75000 MATURITY DATE: 05/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0004962676 MORTGAGORS: FIELDCAMP, GEORGE
FIELDCAMP, ROCHELLE
ADDRESS : 104 LOCUST DRIVE
MORTGAGE AMT: 360,000.00 CITY LOWER MORELAND TOWNS
:\
STATE/ZIP :\
LIFETIME RATE : 8.25000 PA 19006
UNPAID BALANCE: 331,262.630 OPTION TO CONVERT : No
MONTHLY P&I: 2,704.56 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.25000 MATURITY DATE: 04/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0004964896 MORTGAGORS: PATEL, NALIN
PATEL, VANDANA
ADDRESS : 6329 BROCKETT'S CROSSING
MORTGAGE AMT: 336,800.00 CITY ALEXANDRIA
:\
STATE/ZIP :\
LIFETIME RATE : 8.75000 VA 22310
UNPAID BALANCE: 310,562.960 OPTION TO CONVERT : No
MONTHLY P&I: 2,649.61 ANNUAL RATE ADJUST: 0.000
LTV : 89.98900 OUTSIDE CONV DATE:
CURRENT INT 8.75000 MATURITY DATE: 02/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0004970885 MORTGAGORS: VOGELIUS, MICHAEL
VOGELIUS, KIRSTEN
ADDRESS : 110 NORTH 8TH AVENUE
MORTGAGE AMT: 244,000.00 CITY HIGHLAND PARK
:\
STATE/ZIP :\
LIFETIME RATE : 8.37500 NJ 08904
UNPAID BALANCE: 226,482.880 OPTION TO CONVERT : No
MONTHLY P&I: 1,854.58 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.37500 MATURITY DATE: 04/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0004972592 MORTGAGORS: WARANCH, ISAAC
WARANCH, NAN
ADDRESS : 2 SHADOW COURT
MORTGAGE AMT: 292,000.00 CITY OWINGS MILLS
:\
STATE/ZIP :\
LIFETIME RATE : 8.62500 MD 21117
UNPAID BALANCE: 271,896.390 OPTION TO CONVERT : No
MONTHLY P&I: 2,271.15 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.62500 MATURITY DATE: 04/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0004975124 MORTGAGORS: ALSOP, RONALD
ALSOP, MARY
ADDRESS : 45 LOCUST DRIVE
MORTGAGE AMT: 223,000.00 CITY SUMMIT
:\
STATE/ZIP :\
LIFETIME RATE : 8.25000 NJ 07901
UNPAID BALANCE: 206,034.440 OPTION TO CONVERT : No
MONTHLY P&I: 1,675.33 ANNUAL RATE ADJUST: 0.000
LTV : 68.61538 OUTSIDE CONV DATE:
CURRENT INT 8.25000 MATURITY DATE: 03/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0004975314 MORTGAGORS: SONG, KENNETH
SONG, ESTEE
ADDRESS : 459 PHILLIPS HILL ROAD
MORTGAGE AMT: 250,000.00 CITY CLARKSTOWN
:\
STATE/ZIP :\
LIFETIME RATE : 8.87500 NY 10956
UNPAID BALANCE: 230,124.080 OPTION TO CONVERT : No
MONTHLY P&I: 1,989.12 ANNUAL RATE ADJUST: 0.000
LTV : 66.31200 OUTSIDE CONV DATE:
CURRENT INT 8.87500 MATURITY DATE: 04/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0004976494 MORTGAGORS: TRAN, QUANG
TRAN, THUYMINH
ADDRESS : 2480 OAKTON HILLS DRIVE
MORTGAGE AMT: 650,000.00 CITY OAKTON
:\
STATE/ZIP :\
LIFETIME RATE : 8.37500 VA 22124
UNPAID BALANCE: 601,302.480 OPTION TO CONVERT : No
MONTHLY P&I: 4,940.47 ANNUAL RATE ADJUST: 0.000
LTV : 74.99685 OUTSIDE CONV DATE:
CURRENT INT 8.37500 MATURITY DATE: 02/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0004978250 MORTGAGORS: PAIGE, CATHY
PAIGE, PHILLIP
ADDRESS : 49 TEAL DRIVE
MORTGAGE AMT: 248,000.00 CITY LANGHORNE
:\
STATE/ZIP :\
LIFETIME RATE : 8.87500 PA 19047
UNPAID BALANCE: 210,341.610 OPTION TO CONVERT : No
MONTHLY P&I: 1,973.20 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.87500 MATURITY DATE: 04/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0004984779 MORTGAGORS: TURNER, LAWRENCE
TURNER, ROBERTA
ADDRESS : 715 EAST DILIDO DRIVE
MORTGAGE AMT: 434,000.00 CITY MIAMI BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 8.50000 FL 33139
UNPAID BALANCE: 403,313.880 OPTION TO CONVERT : No
MONTHLY P&I: 3,337.09 ANNUAL RATE ADJUST: 0.000
LTV : 66.76900 OUTSIDE CONV DATE:
CURRENT INT 8.50000 MATURITY DATE: 04/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0004988481 MORTGAGORS: LEE, HYON
LEE, SAE
ADDRESS : 14106 SILENT WOOD WAY
MORTGAGE AMT: 240,000.00 CITY GAITHERSBURG
:\
STATE/ZIP :\
LIFETIME RATE : 8.62500 MD 20878
UNPAID BALANCE: 219,259.330 OPTION TO CONVERT : No
MONTHLY P&I: 1,866.70 ANNUAL RATE ADJUST: 0.000
LTV : 69.56521 OUTSIDE CONV DATE:
CURRENT INT 8.62500 MATURITY DATE: 02/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0004996161 MORTGAGORS: BENJAMIN, SHEMIRAN
BENJAMIN, DONASHA
BENJAMIN, DONASHA
BENJAMIN, SPER JOHN
ADDRESS : 1844 KELTON AVENUE #104
MORTGAGE AMT: 306,000.00 CITY LOS ANGELES,
:\
STATE/ZIP :\
LIFETIME RATE : 8.75000 CA 90025
UNPAID BALANCE: 284,022.790 OPTION TO CONVERT : No
MONTHLY P&I: 2,407.31 ANNUAL RATE ADJUST: 0.000
LTV : 85.00000 OUTSIDE CONV DATE:
CURRENT INT 8.75000 MATURITY DATE: 03/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0004997227 MORTGAGORS: KUPFERBERG, ROBERT
KUPFERBERG, RONA
ADDRESS : 82-24 215TH STREET
MORTGAGE AMT: 220,000.00 CITY HOLLIS HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 8.62500 NY 11427
UNPAID BALANCE: 204,827.010 OPTION TO CONVERT : No
MONTHLY P&I: 1,711.14 ANNUAL RATE ADJUST: 0.000
LTV : 77.19298 OUTSIDE CONV DATE:
CURRENT INT 8.62500 MATURITY DATE: 04/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0005202429 MORTGAGORS: LARIO, MICHAEL
LARIO, DOROTHEA
ADDRESS : 37 YORKSHIRE DRIVE
MORTGAGE AMT: 277,500.00 CITY VOORHEES TOWNSHIP
:\
STATE/ZIP :\
LIFETIME RATE : 8.62500 NJ 08043
UNPAID BALANCE: 257,805.620 OPTION TO CONVERT : No
MONTHLY P&I: 2,158.37 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 8.62500 MATURITY DATE: 03/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0005202627 MORTGAGORS: FISCHELL, SCOTT
FISCHELL, FELECIA
ADDRESS : 4109 FLINTLOCK COURT
MORTGAGE AMT: 236,000.00 CITY GLENELG
:\
STATE/ZIP :\
LIFETIME RATE : 8.50000 MD 21737
UNPAID BALANCE: 217,524.060 OPTION TO CONVERT : No
MONTHLY P&I: 1,814.64 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.50000 MATURITY DATE: 04/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0005202635 MORTGAGORS: HEALEY, JAMES
HEALEY, SUSAN
ADDRESS : 5713 ROCKMERE DRIVE
MORTGAGE AMT: 331,500.00 CITY BETHESDA
:\
STATE/ZIP :\
LIFETIME RATE : 8.50000 MD 20816
UNPAID BALANCE: 308,193.470 OPTION TO CONVERT : No
MONTHLY P&I: 2,548.95 ANNUAL RATE ADJUST: 0.000
LTV : 57.05679 OUTSIDE CONV DATE:
CURRENT INT 8.50000 MATURITY DATE: 04/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0005204144 MORTGAGORS: JOY, ROBERT
JOY, MYRA
ADDRESS : 5 PADDOCK DRIVE
MORTGAGE AMT: 216,750.00 CITY LAWRENCE TOWNSHIP
:\
STATE/ZIP :\
LIFETIME RATE : 8.62500 NJ 08648
UNPAID BALANCE: 195,265.450 OPTION TO CONVERT : No
MONTHLY P&I: 1,685.86 ANNUAL RATE ADJUST: 0.000
LTV : 71.06500 OUTSIDE CONV DATE:
CURRENT INT 8.62500 MATURITY DATE: 05/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0005209374 MORTGAGORS: SANDERS, JARED
SANDERS, ANNETTE
ADDRESS : 14270 ALDER WOOD LANE
MORTGAGE AMT: 243,500.00 CITY CHINO HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 9.12500 CA 91709
UNPAID BALANCE: 208,627.230 OPTION TO CONVERT : No
MONTHLY P&I: 1,981.20 ANNUAL RATE ADJUST: 0.000
LTV : 85.43800 OUTSIDE CONV DATE:
CURRENT INT 9.12500 MATURITY DATE: 04/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0005211081 MORTGAGORS: PIDANY, JOSEPH
PIDANY, KATHLEEN
ADDRESS : 496 JUNIPER LANE
MORTGAGE AMT: 225,000.00 CITY BRIDGEWATER
:\
STATE/ZIP :\
LIFETIME RATE : 8.75000 NJ 08807
UNPAID BALANCE: 210,058.250 OPTION TO CONVERT : No
MONTHLY P&I: 1,770.08 ANNUAL RATE ADJUST: 0.000
LTV : 74.75083 OUTSIDE CONV DATE:
CURRENT INT 8.75000 MATURITY DATE: 05/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0005222526 MORTGAGORS: HOWARD, JOHN
ADDRESS : 2710 MONKTON ROAD
MORTGAGE AMT: 225,000.00 CITY MONKTON
:\
STATE/ZIP :\
LIFETIME RATE : 9.00000 MD 21111
UNPAID BALANCE: 210,531.550 OPTION TO CONVERT : No
MONTHLY P&I: 1,810.41 ANNUAL RATE ADJUST: 0.000
LTV : 65.78947 OUTSIDE CONV DATE:
CURRENT INT 9.00000 MATURITY DATE: 05/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0005226469 MORTGAGORS: MULLIGAN, MICHAEL
MULLIGAN, DIANA
ADDRESS : 9501 GROVER ROAD
MORTGAGE AMT: 250,650.00 CITY GAITHERSBURG
:\
STATE/ZIP :\
LIFETIME RATE : 8.75000 MD 20877
UNPAID BALANCE: 233,916.550 OPTION TO CONVERT : No
MONTHLY P&I: 1,971.87 ANNUAL RATE ADJUST: 0.000
LTV : 65.96052 OUTSIDE CONV DATE:
CURRENT INT 8.75000 MATURITY DATE: 05/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0005239132 MORTGAGORS: SAVIANO, ANTHONY
SAVIANO, KAREN
ADDRESS : 4 WEXFORD DRIVE
MORTGAGE AMT: 273,300.00 CITY SOUTH BRUNSWICK TOWN
:\
STATE/ZIP :\
LIFETIME RATE : 9.00000 NJ 08852
UNPAID BALANCE: 255,639.040 OPTION TO CONVERT : No
MONTHLY P&I: 2,199.04 ANNUAL RATE ADJUST: 0.000
LTV : 71.92100 OUTSIDE CONV DATE:
CURRENT INT 9.00000 MATURITY DATE: 04/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0005242052 MORTGAGORS: LUBA, MATTHEW
LUBA, ALISON
ADDRESS : 20 WESTMINSTER PLACE
MORTGAGE AMT: 351,000.00 CITY OLD TAPPAN
:\
STATE/ZIP :\
LIFETIME RATE : 8.12500 NJ 07675
UNPAID BALANCE: 324,731.990 OPTION TO CONVERT : No
MONTHLY P&I: 2,606.17 ANNUAL RATE ADJUST: 0.000
LTV : 78.00000 OUTSIDE CONV DATE:
CURRENT INT 8.12500 MATURITY DATE: 04/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0005244934 MORTGAGORS: LANCASTER, DONALD
ADDRESS : 2106 BROMLEY COURT
MORTGAGE AMT: 247,000.00 CITY CROFTON
:\
STATE/ZIP :\
LIFETIME RATE : 8.50000 MD 21114
UNPAID BALANCE: 230,173.660 OPTION TO CONVERT : No
MONTHLY P&I: 1,899.22 ANNUAL RATE ADJUST: 0.000
LTV : 84.58904 OUTSIDE CONV DATE:
CURRENT INT 8.50000 MATURITY DATE: 06/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0005245402 MORTGAGORS: KLOSK, MICHAEL
KLOSK, ARLENE
ADDRESS : 15 MILL ROAD EXTENSION
MORTGAGE AMT: 650,000.00 CITY WOODCLIFF LAKE
:\
STATE/ZIP :\
LIFETIME RATE : 8.62500 NJ 07675
UNPAID BALANCE: 604,492.670 OPTION TO CONVERT : No
MONTHLY P&I: 5,055.64 ANNUAL RATE ADJUST: 0.000
LTV : 79.26800 OUTSIDE CONV DATE:
CURRENT INT 8.62500 MATURITY DATE: 05/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0005250733 MORTGAGORS: CHONG, JOHN
CHONG, PUI-
ADDRESS : 24 NEPOTE PLACE
MORTGAGE AMT: 226,000.00 CITY FRANKLIN TWP
:\
STATE/ZIP :\
LIFETIME RATE : 8.87500 NJ 08873
UNPAID BALANCE: 207,861.690 OPTION TO CONVERT : No
MONTHLY P&I: 1,798.16 ANNUAL RATE ADJUST: 0.000
LTV : 79.29800 OUTSIDE CONV DATE:
CURRENT INT 8.87500 MATURITY DATE: 06/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0005254834 MORTGAGORS: GRIPPO, ALFRED
GRIPPO, CAROLINE
ADDRESS : 48 SUNSET DRIVE
MORTGAGE AMT: 262,000.00 CITY CHATHAM
:\
STATE/ZIP :\
LIFETIME RATE : 8.75000 NJ 07928
UNPAID BALANCE: 244,614.920 OPTION TO CONVERT : No
MONTHLY P&I: 2,061.16 ANNUAL RATE ADJUST: 0.000
LTV : 68.05194 OUTSIDE CONV DATE:
CURRENT INT 8.75000 MATURITY DATE: 05/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0005260559 MORTGAGORS: DIAMANT, JOSEPH
DIAMANT, IRIS
ADDRESS : 10 CAYUGA COURT
MORTGAGE AMT: 281,450.00 CITY SPRINGFIELD TOWNSHIP
:\
STATE/ZIP :\
LIFETIME RATE : 8.50000 NJ 07081
UNPAID BALANCE: 262,263.720 OPTION TO CONVERT : No
MONTHLY P&I: 2,164.11 ANNUAL RATE ADJUST: 0.000
LTV : 76.89890 OUTSIDE CONV DATE:
CURRENT INT 8.50000 MATURITY DATE: 06/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0005268594 MORTGAGORS: ROBINSON, ELIZABETH
ROBINSON, DONALD
ADDRESS : 7823 SOUTHDOWN ROAD
MORTGAGE AMT: 364,000.00 CITY ALEXANDRIA
:\
STATE/ZIP :\
LIFETIME RATE : 8.62500 VA 22308
UNPAID BALANCE: 339,231.940 OPTION TO CONVERT : No
MONTHLY P&I: 2,831.16 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.62500 MATURITY DATE: 05/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0005276662 MORTGAGORS: YOUNG, STEPHEN
HOCKFIELD, BARBARA
ADDRESS : 29 EAGLE ROCK WAY
MORTGAGE AMT: 285,600.00 CITY MONTCLAIR TOWNSHIP
:\
STATE/ZIP :\
LIFETIME RATE : 8.75000 NJ 07042
UNPAID BALANCE: 265,722.660 OPTION TO CONVERT : No
MONTHLY P&I: 2,246.82 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.75000 MATURITY DATE: 06/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0005283627 MORTGAGORS: WALSH, PHILIP
WALSH, KAREN
ADDRESS : 108 BELLEHAHN COURT
MORTGAGE AMT: 380,000.00 CITY SEVERNA PARK
:\
STATE/ZIP :\
LIFETIME RATE : 8.87500 MD 21146
UNPAID BALANCE: 355,036.910 OPTION TO CONVERT : No
MONTHLY P&I: 3,023.46 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.87500 MATURITY DATE: 05/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0005286760 MORTGAGORS: SCHUBERT, DAVID
SCHUBERT, LAURA
ADDRESS : 530 WEST 37TH STREET
MORTGAGE AMT: 267,932.00 CITY DOWNERS GROVE
:\
STATE/ZIP :\
LIFETIME RATE : 9.37500 IL 60515
UNPAID BALANCE: 250,230.470 OPTION TO CONVERT : No
MONTHLY P&I: 2,228.53 ANNUAL RATE ADJUST: 0.000
LTV : 76.55200 OUTSIDE CONV DATE:
CURRENT INT 9.37500 MATURITY DATE: 05/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0005299300 MORTGAGORS: DANNENBERG, O.
DANNENBERG, ETHEL
ADDRESS : 1440 FLORA VISTA DRIVE
MORTGAGE AMT: 268,200.00 CITY ESCONDIDO
:\
STATE/ZIP :\
LIFETIME RATE : 9.25000 CA 92027
UNPAID BALANCE: 251,870.030 OPTION TO CONVERT : No
MONTHLY P&I: 2,206.42 ANNUAL RATE ADJUST: 0.000
LTV : 70.57800 OUTSIDE CONV DATE:
CURRENT INT 9.25000 MATURITY DATE: 06/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0005301890 MORTGAGORS: SYLVESTER, GORDON
SYLVESTER, GLORIA
ADDRESS : SOUTH BREEZE DRIVE
MORTGAGE AMT: 218,000.00 CITY WAINSCOTT
:\
STATE/ZIP :\
LIFETIME RATE : 8.75000 NY 11975
UNPAID BALANCE: 203,364.550 OPTION TO CONVERT : No
MONTHLY P&I: 1,715.01 ANNUAL RATE ADJUST: 0.000
LTV : 68.12500 OUTSIDE CONV DATE:
CURRENT INT 8.75000 MATURITY DATE: 05/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0005318514 MORTGAGORS: CORNFELD, EDWARD
CORNFELD, JOAN
ADDRESS : 8925 CHERBOURG DRIVE
MORTGAGE AMT: 280,000.00 CITY POTOMAC
:\
STATE/ZIP :\
LIFETIME RATE : 8.87500 MD 20854
UNPAID BALANCE: 261,810.060 OPTION TO CONVERT : No
MONTHLY P&I: 2,227.81 ANNUAL RATE ADJUST: 0.000
LTV : 70.88600 OUTSIDE CONV DATE:
CURRENT INT 8.87500 MATURITY DATE: 05/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0005325428 MORTGAGORS: PLOTNICK, I.
PLOTNICK, ESTELLE
ADDRESS : 322 BASSWOOD DRIVE
MORTGAGE AMT: 220,500.00 CITY NORTHBROOK
:\
STATE/ZIP :\
LIFETIME RATE : 9.00000 IL 60062
UNPAID BALANCE: 206,102.200 OPTION TO CONVERT : No
MONTHLY P&I: 1,774.20 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 9.00000 MATURITY DATE: 06/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0005326376 MORTGAGORS: DYCK, PHILIP
MOSCHELLA, JOAN
ADDRESS : 1447 BURRELL COURT
MORTGAGE AMT: 252,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 9.25000 CA 95126
UNPAID BALANCE: 236,600.670 OPTION TO CONVERT : No
MONTHLY P&I: 2,073.14 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 9.25000 MATURITY DATE: 05/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0005330931 MORTGAGORS: WEST, JEFFREY
ADDRESS : 730 OUTPOST CIRCLE
MORTGAGE AMT: 281,250.00 CITY UPPER MERION TOWNSHI
:\
STATE/ZIP :\
LIFETIME RATE : 9.12500 PA 19087
UNPAID BALANCE: 260,367.760 OPTION TO CONVERT : No
MONTHLY P&I: 2,288.35 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 9.12500 MATURITY DATE: 06/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0005351689 MORTGAGORS: HOAG, MARY
ADDRESS : 95 SOUTHERN BOULEVARD
MORTGAGE AMT: 290,000.00 CITY CHATHAM
:\
STATE/ZIP :\
LIFETIME RATE : 8.87500 NJ 07928
UNPAID BALANCE: 249,727.830 OPTION TO CONVERT : No
MONTHLY P&I: 2,307.38 ANNUAL RATE ADJUST: 0.000
LTV : 74.35800 OUTSIDE CONV DATE:
CURRENT INT 8.87500 MATURITY DATE: 06/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0005356019 MORTGAGORS: GRAHAM, GARY
GRAHAM, JUNE
ADDRESS : 3411 HUNTERS PACE DRIVE
MORTGAGE AMT: 247,450.00 CITY LITHONIA
:\
STATE/ZIP :\
LIFETIME RATE : 9.00000 GA 30038
UNPAID BALANCE: 231,702.480 OPTION TO CONVERT : No
MONTHLY P&I: 1,991.04 ANNUAL RATE ADJUST: 0.000
LTV : 76.13846 OUTSIDE CONV DATE:
CURRENT INT 9.00000 MATURITY DATE: 06/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0005380530 MORTGAGORS: SANTOS, JOSEPH
SANTOS, MARY
ADDRESS : 10708 BAILEY DRIVE
MORTGAGE AMT: 250,000.00 CITY CHELTENHAM
:\
STATE/ZIP :\
LIFETIME RATE : 8.87500 MD 20623
UNPAID BALANCE: 233,752.510 OPTION TO CONVERT : No
MONTHLY P&I: 1,989.12 ANNUAL RATE ADJUST: 0.000
LTV : 89.52500 OUTSIDE CONV DATE:
CURRENT INT 8.87500 MATURITY DATE: 05/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0005385315 MORTGAGORS: CALDAROLA, PASQUALE
CALDAROLA, ROSE
ADDRESS : 24 WINFIELD ROAD
MORTGAGE AMT: 225,000.00 CITY S HINGHAM
:\
STATE/ZIP :\
LIFETIME RATE : 9.25000 MA 04043
UNPAID BALANCE: 211,413.170 OPTION TO CONVERT : No
MONTHLY P&I: 1,851.02 ANNUAL RATE ADJUST: 0.000
LTV : 78.94736 OUTSIDE CONV DATE:
CURRENT INT 9.25000 MATURITY DATE: 06/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0005385323 MORTGAGORS: SAIVETZ, RICHARD
SAIVETZ, CAROL
ADDRESS : 33 REDWOOD ROAD
MORTGAGE AMT: 318,000.00 CITY NEWTON
:\
STATE/ZIP :\
LIFETIME RATE : 9.25000 MA 02159
UNPAID BALANCE: 117,886.480 OPTION TO CONVERT : No
MONTHLY P&I: 2,616.11 ANNUAL RATE ADJUST: 0.000
LTV : 74.29906 OUTSIDE CONV DATE:
CURRENT INT 9.25000 MATURITY DATE: 05/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0005393491 MORTGAGORS: LEESLEY, MICHAEL
LEESLEY, BARBARA
ADDRESS : 130 HIGH SIERRA
MORTGAGE AMT: 220,000.00 CITY AUSTIN
:\
STATE/ZIP :\
LIFETIME RATE : 9.50000 TX 78737
UNPAID BALANCE: 194,480.190 OPTION TO CONVERT : No
MONTHLY P&I: 1,849.88 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 9.50000 MATURITY DATE: 05/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0005396437 MORTGAGORS: MORRIS, WILLIAM
MORRIS, ELAINE
ADDRESS : 1046 MELALEUCA ROAD
MORTGAGE AMT: 348,000.00 CITY DELRAY BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 9.37500 FL 33483
UNPAID BALANCE: 324,055.750 OPTION TO CONVERT : No
MONTHLY P&I: 2,894.49 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 9.37500 MATURITY DATE: 05/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0005407473 MORTGAGORS: SALGUERO, SALVADOR
SALGUERO, ISOLINA
ADDRESS : 8503 CENTURY OAK COURT
MORTGAGE AMT: 282,450.00 CITY FAIRFAX STATION
:\
STATE/ZIP :\
LIFETIME RATE : 8.75000 VA 22039
UNPAID BALANCE: 253,137.030 OPTION TO CONVERT : No
MONTHLY P&I: 2,222.04 ANNUAL RATE ADJUST: 0.000
LTV : 77.59615 OUTSIDE CONV DATE:
CURRENT INT 8.75000 MATURITY DATE: 07/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0005521018 MORTGAGORS: CURRAO, JOHN
CURRAO, CHRISTA
ADDRESS : 64 OLD FARM ROAD
MORTGAGE AMT: 235,000.00 CITY SALEM
:\
STATE/ZIP :\
LIFETIME RATE : 8.50000 NH 03079
UNPAID BALANCE: 218,236.270 OPTION TO CONVERT : No
MONTHLY P&I: 1,806.95 ANNUAL RATE ADJUST: 0.000
LTV : 71.21212 OUTSIDE CONV DATE:
CURRENT INT 8.50000 MATURITY DATE: 09/01/22
RATE:
02
--------------------------------------------------------------------------------
LN # 0007520216 MORTGAGORS: HARDIN, CHARLES
ADDRESS : 1906 NORTH BEACH BOULEVAR
MORTGAGE AMT: 90,500.00 CITY BAY SAINT LOUIS
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 MS 39520
UNPAID BALANCE: 88,645.590 OPTION TO CONVERT : No
MONTHLY P&I: 664.06 ANNUAL RATE ADJUST: 0.000
LTV : 64.64280 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 04/01/27
RATE:
02
--------------------------------------------------------------------------------
LN # 0007678485 MORTGAGORS: KAZMIRAK, KRZYSZTOF
KAZMIRAK, JADWIGA
ADDRESS : 1030 BLUEBIRD
MORTGAGE AMT: 185,000.00 CITY ROSELLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.80000 IL 60172
UNPAID BALANCE: 180,109.160 OPTION TO CONVERT : No
MONTHLY P&I: 1,331.77 ANNUAL RATE ADJUST: 0.000
LTV : 41.47900 OUTSIDE CONV DATE:
CURRENT INT 7.80000 MATURITY DATE: 06/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0007705353 MORTGAGORS: HALL, MARK
HALL, MEGAN
ADDRESS : 2046 42ND AVENUE EAST
MORTGAGE AMT: 321,750.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 WA 98112
UNPAID BALANCE: 319,341.930 OPTION TO CONVERT : No
MONTHLY P&I: 2,113.67 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 09/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0007706518 MORTGAGORS: MENDELSON, ROBERT
MENDELSON, CYNTHIA
ADDRESS : 2749 MILESTONE PLANTATION
MORTGAGE AMT: 207,000.00 CITY TALLAHASSEE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 FL 32312
UNPAID BALANCE: 200,172.830 OPTION TO CONVERT : No
MONTHLY P&I: 1,394.60 ANNUAL RATE ADJUST: 0.000
LTV : 42.68041 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/26
RATE:
02
--------------------------------------------------------------------------------
LN # 0007706732 MORTGAGORS: MCCULLOUGH, RALPH
MCCULLOUGH, ELIZABETH
ADDRESS : 201 HAMPTON'S GRANT C
MORTGAGE AMT: 340,000.00 CITY COLUMBIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 SC 29209
UNPAID BALANCE: 336,709.280 OPTION TO CONVERT : No
MONTHLY P&I: 2,319.40 ANNUAL RATE ADJUST: 0.000
LTV : 79.81220 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0007730260 MORTGAGORS: POLLEY, JAMES
POLLEY, BRETT
ADDRESS : 1501 SEVERNCROFT ROAD
MORTGAGE AMT: 512,000.00 CITY ANNAPOLIS
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 MD 21401
UNPAID BALANCE: 507,843.460 OPTION TO CONVERT : No
MONTHLY P&I: 3,278.40 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 08/01/28
RATE:
50
--------------------------------------------------------------------------------
LN # 0007748908 MORTGAGORS: BISHOP, BRUCE
BISHOP, LISA
ADDRESS : 9039 HARMONY GROVE ROAD
MORTGAGE AMT: 320,000.00 CITY ESCONDIDO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92029
UNPAID BALANCE: 317,929.830 OPTION TO CONVERT : No
MONTHLY P&I: 2,237.49 ANNUAL RATE ADJUST: 0.000
LTV : 60.37735 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 09/01/28
RATE:
50
--------------------------------------------------------------------------------
LN # 0007749484 MORTGAGORS: LARKIN, FRED
LARKIN, LUCETTA
ADDRESS : 1 COVE LANE
MORTGAGE AMT: 530,000.00 CITY LITTLETON
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CO 80123
UNPAID BALANCE: 525,058.150 OPTION TO CONVERT : No
MONTHLY P&I: 3,705.84 ANNUAL RATE ADJUST: 0.000
LTV : 55.78900 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 09/01/28
RATE:
50
--------------------------------------------------------------------------------
LN # 0007752074 MORTGAGORS: MCCARTY, TODD
ADDRESS : 8334 FOREST HILLS BOULEVA
MORTGAGE AMT: 500,000.00 CITY DALLAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 TX 75218
UNPAID BALANCE: 497,353.310 OPTION TO CONVERT : No
MONTHLY P&I: 3,496.07 ANNUAL RATE ADJUST: 0.000
LTV : 78.18600 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 10/01/28
RATE:
50
--------------------------------------------------------------------------------
LN # 0007754591 MORTGAGORS: VOGEL, WILLIAM
VOGEL, DINAH
ADDRESS : 4549 RHEIMS PLACE
MORTGAGE AMT: 270,000.00 CITY HIGHLAND PARK
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 TX 75205
UNPAID BALANCE: 267,671.860 OPTION TO CONVERT : No
MONTHLY P&I: 1,819.04 ANNUAL RATE ADJUST: 0.000
LTV : 60.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 08/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0007775257 MORTGAGORS: HERTENSTEIN, DENNIS
ADDRESS : 2901 DRIFTWOOD ROAD
MORTGAGE AMT: 276,000.00 CITY BODEGA BAY
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 94923
UNPAID BALANCE: 274,593.310 OPTION TO CONVERT : No
MONTHLY P&I: 1,953.51 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 11/01/28
RATE:
50
--------------------------------------------------------------------------------
LN # 0007775570 MORTGAGORS: CHUNG, CALVIN
LAI, CAROL
ADDRESS : 462 WEST WINNIE WAY
MORTGAGE AMT: 300,000.00 CITY ARCADIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91007
UNPAID BALANCE: 293,949.650 OPTION TO CONVERT : No
MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000
LTV : 67.41573 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0007775588 MORTGAGORS: MAZER, SUSAN
DAMUTH, JOHN
ADDRESS : 1139 PALOMINO ROAD
MORTGAGE AMT: 300,000.00 CITY SANTA BARBARA
:\
STATE/ZIP :\
LIFETIME RATE : 7.35000 CA 93105
UNPAID BALANCE: 297,152.290 OPTION TO CONVERT : No
MONTHLY P&I: 2,066.92 ANNUAL RATE ADJUST: 0.000
LTV : 48.00000 OUTSIDE CONV DATE:
CURRENT INT 7.35000 MATURITY DATE: 05/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0007775612 MORTGAGORS: PILIGIAN, ALLISON
PILIGIAN, DOUGLAS
ADDRESS : 375 OSTER STED
MORTGAGE AMT: 286,800.00 CITY SOLVANG
:\
STATE/ZIP :\
LIFETIME RATE : 7.30000 CA 93463
UNPAID BALANCE: 284,749.400 OPTION TO CONVERT : No
MONTHLY P&I: 1,966.22 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.30000 MATURITY DATE: 08/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0007777659 MORTGAGORS: PRETTYMAN, RONALD
PRETTYMAN, CAROL
ADDRESS : 10222 HUMBOLT STREET
MORTGAGE AMT: 315,000.00 CITY LOS ALAMITOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90720
UNPAID BALANCE: 313,285.990 OPTION TO CONVERT : No
MONTHLY P&I: 2,148.86 ANNUAL RATE ADJUST: 0.000
LTV : 78.75000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 11/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0007778152 MORTGAGORS: MEISENBACH, THOMAS
MEISENBACH, SANDRA
ADDRESS : 1548 WHIPPLE AVENUE
MORTGAGE AMT: 315,000.00 CITY REDWOOD CITY
:\
STATE/ZIP :\
LIFETIME RATE : 6.90000 CA 94062
UNPAID BALANCE: 313,397.010 OPTION TO CONVERT : No
MONTHLY P&I: 2,074.60 ANNUAL RATE ADJUST: 0.000
LTV : 43.15068 OUTSIDE CONV DATE:
CURRENT INT 6.90000 MATURITY DATE: 11/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0007779002 MORTGAGORS: DIAMOND, STEVEN
ATWELL, DEBRA
ADDRESS : 1000 ESTILL DRIVE
MORTGAGE AMT: 352,000.00 CITY LAKEWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 OH 44107
UNPAID BALANCE: 350,285.790 OPTION TO CONVERT : No
MONTHLY P&I: 2,371.49 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 11/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0007780000 MORTGAGORS: JOHNSON, PHILLIP
JOHNSON, JENNAFER
JOHNSON, KEVIN
JOHNSON, SALLY
ADDRESS : 4211 3RD AVENUE S. W.
MORTGAGE AMT: 284,900.00 CITY NAPLES
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 FL 34119
UNPAID BALANCE: 281,036.540 OPTION TO CONVERT : No
MONTHLY P&I: 1,992.06 ANNUAL RATE ADJUST: 0.000
LTV : 89.87381 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 10/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0007780711 MORTGAGORS: LAGHAEIAN, MEHRDAD
LAGHAEIAN, SARAH
ADDRESS : 28 SOMERSET DRIVE
MORTGAGE AMT: 429,850.00 CITY ANDOVER
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MA 01810
UNPAID BALANCE: 427,704.870 OPTION TO CONVERT : No
MONTHLY P&I: 2,859.80 ANNUAL RATE ADJUST: 0.000
LTV : 79.99900 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 11/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0007782998 MORTGAGORS: MOORE, ANTHONY
ADDRESS : 2711 GALLIVAN LOOP
MORTGAGE AMT: 592,000.00 CITY PARK CITY
:\
STATE/ZIP :\
LIFETIME RATE : 9.25000 UT 84060
UNPAID BALANCE: 590,122.700 OPTION TO CONVERT : No
MONTHLY P&I: 4,870.24 ANNUAL RATE ADJUST: 0.000
LTV : 64.92900 OUTSIDE CONV DATE:
CURRENT INT 9.25000 MATURITY DATE: 11/01/28
RATE:
50
--------------------------------------------------------------------------------
LN # 0007788193 MORTGAGORS: POLOTANU, FLORIN
POLOTANU, CERASELA
ADDRESS : 1661 173RD AVENUE NE
MORTGAGE AMT: 297,000.00 CITY BELLEVUE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 WA 98008
UNPAID BALANCE: 296,087.640 OPTION TO CONVERT : No
MONTHLY P&I: 2,051.31 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007790223 MORTGAGORS: TRACY, JOHN
TRACY, ASHLEY
ADDRESS : 5010 HICKORY HILLS DRIVE
MORTGAGE AMT: 290,200.00 CITY WOODSTOCK
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 GA 30118
UNPAID BALANCE: 289,202.590 OPTION TO CONVERT : No
MONTHLY P&I: 1,930.71 ANNUAL RATE ADJUST: 0.000
LTV : 79.99228 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007790272 MORTGAGORS: WALLACE, BRUCE
ADDRESS : 4348 MIDDLESEX DRIVE
MORTGAGE AMT: 374,900.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92116
UNPAID BALANCE: 371,745.040 OPTION TO CONVERT : No
MONTHLY P&I: 2,494.22 ANNUAL RATE ADJUST: 0.000
LTV : 64.08500 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 07/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0007790413 MORTGAGORS: MAO, RICHARD
MAO, JOY
ADDRESS : 50 PLEASANT COURT
MORTGAGE AMT: 624,800.00 CITY FOSTER CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94404
UNPAID BALANCE: 620,520.930 OPTION TO CONVERT : No
MONTHLY P&I: 4,368.69 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 08/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0007792369 MORTGAGORS: SOKOL, MITCHELL
SOKOL, KIM
ADDRESS : 15216 S. 18TH DR.
MORTGAGE AMT: 296,650.00 CITY PHOENIX
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 AZ 85045
UNPAID BALANCE: 295,562.680 OPTION TO CONVERT : No
MONTHLY P&I: 2,099.68 ANNUAL RATE ADJUST: 0.000
LTV : 89.98556 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 12/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0007792609 MORTGAGORS: COCHRANE, EDWARD
COCHRANE, ANNA
ADDRESS : 6409 JUMET COURT
MORTGAGE AMT: 342,000.00 CITY FAIRFAX STATION
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 VA 22039
UNPAID BALANCE: 337,882.340 OPTION TO CONVERT : No
MONTHLY P&I: 2,600.44 ANNUAL RATE ADJUST: 0.000
LTV : 75.16483 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 11/01/18
RATE:
02
--------------------------------------------------------------------------------
LN # 0007793425 MORTGAGORS: GARLIE, JAMES
ADDRESS : RURAL ROUTE 1, BOX 398A
MORTGAGE AMT: 250,000.00 CITY BACKUS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MN 56435
UNPAID BALANCE: 248,927.250 OPTION TO CONVERT : No
MONTHLY P&I: 1,705.44 ANNUAL RATE ADJUST: 0.000
LTV : 70.62146 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 12/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0007793946 MORTGAGORS: CORIROSSI, JERRY
CORIROSSI, LINDA
ADDRESS : 9418 EAST CAVALRY DRIVE
MORTGAGE AMT: 330,500.00 CITY SCOTTSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 AZ 85262
UNPAID BALANCE: 329,459.340 OPTION TO CONVERT : No
MONTHLY P&I: 2,254.59 ANNUAL RATE ADJUST: 0.000
LTV : 79.99280 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007798531 MORTGAGORS: HALLEN, HUGH
HALLEN, PHILLIS
ADDRESS : 149 RUE DES CHATEAUX
MORTGAGE AMT: 375,000.00 CITY TARPON SPRINGS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 FL 34689
UNPAID BALANCE: 369,164.270 OPTION TO CONVERT : No
MONTHLY P&I: 2,583.17 ANNUAL RATE ADJUST: 0.000
LTV : 75.83417 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 10/01/27
RATE:
02
--------------------------------------------------------------------------------
LN # 0007799034 MORTGAGORS: HOKANSON, JACK
HOKANSON, ROSIE
ADDRESS : 1817 NANTUCKET PL
MORTGAGE AMT: 265,000.00 CITY COSTA MESA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92627
UNPAID BALANCE: 264,144.770 OPTION TO CONVERT : No
MONTHLY P&I: 1,785.35 ANNUAL RATE ADJUST: 0.000
LTV : 78.40200 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007799059 MORTGAGORS: LIVELY, RILEY
LIVELY, ONIE
ADDRESS : 7934 STERLING DRIVE
MORTGAGE AMT: 416,700.00 CITY EL CAJON
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92021
UNPAID BALANCE: 415,451.340 OPTION TO CONVERT : No
MONTHLY P&I: 2,913.63 ANNUAL RATE ADJUST: 0.000
LTV : 73.10500 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007799117 MORTGAGORS: KISLINGBURY, ROGER
KISLINGBURY, ELLEN
ADDRESS : 267 N EL MOLINO AVE
MORTGAGE AMT: 424,000.00 CITY PASADENA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91101
UNPAID BALANCE: 422,284.990 OPTION TO CONVERT : No
MONTHLY P&I: 2,856.57 ANNUAL RATE ADJUST: 0.000
LTV : 44.63100 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 12/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0007799133 MORTGAGORS: RIORDAN, RICHARD
RIORDAN, MARCIA
ADDRESS : 5367 MIDVALE COURT
MORTGAGE AMT: 285,000.00 CITY PLEASANTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94588
UNPAID BALANCE: 283,989.990 OPTION TO CONVERT : No
MONTHLY P&I: 1,944.20 ANNUAL RATE ADJUST: 0.000
LTV : 72.15100 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007799182 MORTGAGORS: ZIEMANN, STEPHEN
ZIEMANN, LEEANN
ADDRESS : 4907 OCEAN VIEW BLVD
MORTGAGE AMT: 265,000.00 CITY LA CANADA-FLINTRIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91011
UNPAID BALANCE: 264,165.560 OPTION TO CONVERT : No
MONTHLY P&I: 1,807.77 ANNUAL RATE ADJUST: 0.000
LTV : 66.25000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007799265 MORTGAGORS: BIBI, FAZAL
ADDRESS : 2895 HIDDEN HILLS WAY
MORTGAGE AMT: 311,400.00 CITY CORONA
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 91720
UNPAID BALANCE: 310,489.840 OPTION TO CONVERT : No
MONTHLY P&I: 2,204.07 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007799331 MORTGAGORS: WATT, JEFFREY
WATT, ANN
ADDRESS : 20261 SOUTH SPRUCE AVENUE
MORTGAGE AMT: 400,000.00 CITY SANTA ANA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92707
UNPAID BALANCE: 399,081.270 OPTION TO CONVERT : No
MONTHLY P&I: 2,762.70 ANNUAL RATE ADJUST: 0.000
LTV : 74.76600 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007799349 MORTGAGORS: SAEE, MAHMOOD
ADDRESS : 1857 NORTH BEVERLY DRIVE
MORTGAGE AMT: 321,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 90210
UNPAID BALANCE: 320,262.710 OPTION TO CONVERT : No
MONTHLY P&I: 2,217.07 ANNUAL RATE ADJUST: 0.000
LTV : 37.32500 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007800097 MORTGAGORS: VO, TOM
JAMISON-VO, CECILIA
ADDRESS : 6782 TIFFANY COMMON
MORTGAGE AMT: 219,600.00 CITY LIVERMORE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94550
UNPAID BALANCE: 219,095.620 OPTION TO CONVERT : No
MONTHLY P&I: 1,516.72 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007800147 MORTGAGORS: PARSONS, MICHAEL
CONG, LIN
ADDRESS : 9265 LOS LAGOS CIRCLE SOU
MORTGAGE AMT: 608,000.00 CITY GRANITE BAY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95746
UNPAID BALANCE: 606,603.550 OPTION TO CONVERT : No
MONTHLY P&I: 4,199.30 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007800154 MORTGAGORS: BURROWS, RAY
SMOKE-BURROWS, JO ANNE
ADDRESS : 4421 FREMONTS LOOP
MORTGAGE AMT: 315,200.00 CITY RESCUE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95672
UNPAID BALANCE: 314,476.040 OPTION TO CONVERT : No
MONTHLY P&I: 2,177.01 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007800246 MORTGAGORS: KING, CHRIS
ADDRESS : 1005 CHAGALL WAY
MORTGAGE AMT: 197,600.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95138
UNPAID BALANCE: 196,178.670 OPTION TO CONVERT : No
MONTHLY P&I: 1,347.98 ANNUAL RATE ADJUST: 0.000
LTV : 79.99100 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 08/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0007800352 MORTGAGORS: JOHNSON, ABBPETTY
JOHNSON, MARILYN
ADDRESS : 6231 STODDARD ROAD
MORTGAGE AMT: 247,500.00 CITY OAKDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95361
UNPAID BALANCE: 246,089.640 OPTION TO CONVERT : No
MONTHLY P&I: 1,667.45 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 10/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0007800378 MORTGAGORS: HENDERSON, DEVIN
ADDRESS : 690 SCENIC WAY
MORTGAGE AMT: 136,800.00 CITY BEN LOMOND
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95005
UNPAID BALANCE: 136,039.290 OPTION TO CONVERT : No
MONTHLY P&I: 933.22 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 10/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0007800451 MORTGAGORS: CYCHNER, THOMAS
CYCHNER, DAWN
ADDRESS : 5130 CONGEMI COURT
MORTGAGE AMT: 260,184.00 CITY RANCHO CUCAMONGA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91739
UNPAID BALANCE: 259,181.860 OPTION TO CONVERT : No
MONTHLY P&I: 1,797.03 ANNUAL RATE ADJUST: 0.000
LTV : 94.99900 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 12/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0007800790 MORTGAGORS: CLINE, LARRY
CLINE, CHERYL
ADDRESS : 21704 37TH PLACE WEST
MORTGAGE AMT: 269,800.00 CITY BRIER
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 WA 98036
UNPAID BALANCE: 268,734.860 OPTION TO CONVERT : No
MONTHLY P&I: 1,840.51 ANNUAL RATE ADJUST: 0.000
LTV : 83.01500 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 12/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0007801301 MORTGAGORS: WELLS, DEBRA
WELLS, H.
ADDRESS : 2242 AUGUSTA DRIVE
MORTGAGE AMT: 304,000.00 CITY EVERGREEN
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CO 80439
UNPAID BALANCE: 303,248.070 OPTION TO CONVERT : No
MONTHLY P&I: 2,022.52 ANNUAL RATE ADJUST: 0.000
LTV : 67.55500 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007801715 MORTGAGORS: CHURCHILL, MINH
ADDRESS : 351 HULL AVENUE
MORTGAGE AMT: 255,200.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95125
UNPAID BALANCE: 254,820.020 OPTION TO CONVERT : No
MONTHLY P&I: 1,784.40 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007801723 MORTGAGORS: PERLISS, STEVEN
CHAN, JOLIE
ADDRESS : 115 3RD AVENUE
MORTGAGE AMT: 459,000.00 CITY SAN FRANCISCO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94118
UNPAID BALANCE: 457,919.310 OPTION TO CONVERT : No
MONTHLY P&I: 3,131.19 ANNUAL RATE ADJUST: 0.000
LTV : 57.37500 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007801731 MORTGAGORS: BETTENCOURT, EDWIN
BETTENCOURT, NANCY
ADDRESS : 1551 PEREGRINE DRIVE
MORTGAGE AMT: 305,000.00 CITY GILROY
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 CA 95020
UNPAID BALANCE: 304,168.330 OPTION TO CONVERT : No
MONTHLY P&I: 1,927.81 ANNUAL RATE ADJUST: 0.000
LTV : 72.61900 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007801749 MORTGAGORS: O'MALLEY, TORI
O'MALLEY, THOMAS
ADDRESS : 749 EL PINTADO ROAD
MORTGAGE AMT: 444,000.00 CITY DANVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94526
UNPAID BALANCE: 442,980.200 OPTION TO CONVERT : No
MONTHLY P&I: 3,066.60 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007801756 MORTGAGORS: JAHN, ELLEN
ADDRESS : 2011 MARSALA CIRCLE
MORTGAGE AMT: 288,000.00 CITY MONTEREY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 93940
UNPAID BALANCE: 287,321.910 OPTION TO CONVERT : No
MONTHLY P&I: 1,964.67 ANNUAL RATE ADJUST: 0.000
LTV : 77.83700 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007801764 MORTGAGORS: TEBELSKIS, JAMES
ADDRESS : 47626 HOYT STREET
MORTGAGE AMT: 272,000.00 CITY FREMONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94539
UNPAID BALANCE: 269,386.590 OPTION TO CONVERT : No
MONTHLY P&I: 1,809.62 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007801772 MORTGAGORS: FERRARI, JOHN
FERRARI, SAGHI
ADDRESS : 71 HASKINS RANCH CIRCLE
MORTGAGE AMT: 295,850.00 CITY DANVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94506
UNPAID BALANCE: 295,187.170 OPTION TO CONVERT : No
MONTHLY P&I: 2,068.63 ANNUAL RATE ADJUST: 0.000
LTV : 74.99300 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007801780 MORTGAGORS: COSTELLO, BARBARA
ADDRESS : 7982 CHERRYWOOD COURT
MORTGAGE AMT: 263,600.00 CITY PLEASANTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94588
UNPAID BALANCE: 263,155.830 OPTION TO CONVERT : No
MONTHLY P&I: 1,731.66 ANNUAL RATE ADJUST: 0.000
LTV : 78.68600 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007801798 MORTGAGORS: POTTS, DENNIS
POTTS, CARTER
ADDRESS : 114 LUCIA LANE
MORTGAGE AMT: 348,000.00 CITY SCOTTS VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 95066
UNPAID BALANCE: 347,117.890 OPTION TO CONVERT : No
MONTHLY P&I: 2,286.11 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007801806 MORTGAGORS: BROWN, GEORGE
DRYDEN-BROWN, JULIE
ADDRESS : 404 VILLAGE CIRCLE
MORTGAGE AMT: 316,000.00 CITY SANTA CRUZ
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95060
UNPAID BALANCE: 315,108.890 OPTION TO CONVERT : No
MONTHLY P&I: 2,128.95 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007801814 MORTGAGORS: ROGERS, DANIEL
ROGERS, KIMBERLY
ADDRESS : 1878 JONATHAN AVENUE
MORTGAGE AMT: 333,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 95125
UNPAID BALANCE: 332,438.880 OPTION TO CONVERT : No
MONTHLY P&I: 2,187.57 ANNUAL RATE ADJUST: 0.000
LTV : 71.30600 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007802002 MORTGAGORS: GARDINER, PEGGY
GARDINER, MICHAEL
ADDRESS : 3001 WHITE CLOUD AVENUE
MORTGAGE AMT: 420,000.00 CITY GIG HARBOR
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 WA 98335
UNPAID BALANCE: 419,035.330 OPTION TO CONVERT : No
MONTHLY P&I: 2,900.84 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007802283 MORTGAGORS: HOLLINGSHEAD, ALLEN
HOLLINGSHEAD, CYNTHIA
ADDRESS : 6228 NEW HARVARD LANE
MORTGAGE AMT: 312,000.00 CITY GLEN ALLEN
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 VA 23060
UNPAID BALANCE: 310,951.180 OPTION TO CONVERT : No
MONTHLY P&I: 2,049.62 ANNUAL RATE ADJUST: 0.000
LTV : 79.59100 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007802309 MORTGAGORS: HUGHES, MARK
HUGHES, LAURA
ADDRESS : 2024 PEPPERMINT COURT
MORTGAGE AMT: 311,200.00 CITY RESTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 VA 20191
UNPAID BALANCE: 310,649.350 OPTION TO CONVERT : No
MONTHLY P&I: 1,992.65 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007802317 MORTGAGORS: SNYDER, JAMES
SNYDER, PATRICIA
ADDRESS : 7614 THOMAS GRANT DRIVE
MORTGAGE AMT: 300,000.00 CITY ALEXANDRIA
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 VA 22315
UNPAID BALANCE: 299,201.550 OPTION TO CONVERT : No
MONTHLY P&I: 1,920.94 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007802325 MORTGAGORS: HUNNINGS, JOSEPH
HUNNINGS, WANDA
ADDRESS : 2840 MILLWOOD LANE
MORTGAGE AMT: 262,000.00 CITY BLACKSBURG
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 VA 24060
UNPAID BALANCE: 261,569.230 OPTION TO CONVERT : No
MONTHLY P&I: 1,743.09 ANNUAL RATE ADJUST: 0.000
LTV : 74.85700 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007802713 MORTGAGORS: ROSE, NORMAN
ADDRESS : 700 FIFTH STREET
MORTGAGE AMT: 320,000.00 CITY GILROY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95020
UNPAID BALANCE: 318,992.370 OPTION TO CONVERT : No
MONTHLY P&I: 2,182.97 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007802770 MORTGAGORS: WORLEY, DIANE
RYAN, TIMOTHY
ADDRESS : 537 MARIN AVENUE
MORTGAGE AMT: 370,000.00 CITY MILL VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94941
UNPAID BALANCE: 369,128.830 OPTION TO CONVERT : No
MONTHLY P&I: 2,524.06 ANNUAL RATE ADJUST: 0.000
LTV : 79.56900 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007802788 MORTGAGORS: TAKEKAWA, MAKOTO
TAKEKAWA, YUKI
ADDRESS : 837 CONSTITUTION DRIVE
MORTGAGE AMT: 363,800.00 CITY FOSTER CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94404
UNPAID BALANCE: 362,922.030 OPTION TO CONVERT : No
MONTHLY P&I: 2,450.99 ANNUAL RATE ADJUST: 0.000
LTV : 79.95600 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007802820 MORTGAGORS: KINNEY, BRIAN
KINNEY, BRENDA
ADDRESS : 1942 KIRKLAND AVENUE
MORTGAGE AMT: 246,500.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95125
UNPAID BALANCE: 245,919.610 OPTION TO CONVERT : No
MONTHLY P&I: 1,681.57 ANNUAL RATE ADJUST: 0.000
LTV : 70.42800 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007802861 MORTGAGORS: KRIENKE, KRISTOPHER
LEE, SUE ANN
ADDRESS : 21380 CASTILLO ST.
MORTGAGE AMT: 408,000.00 CITY WOODLAND HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 91364
UNPAID BALANCE: 407,085.910 OPTION TO CONVERT : No
MONTHLY P&I: 2,852.80 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007802945 MORTGAGORS: GONZALEZ, TAURINO
GONZALEZ, RAQUEL
ADDRESS : 6766 HAMPTON DRIVE
MORTGAGE AMT: 528,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95120
UNPAID BALANCE: 526,378.050 OPTION TO CONVERT : No
MONTHLY P&I: 3,646.77 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007802960 MORTGAGORS: REESE, JOHN
TIGHE, MARY
ADDRESS : 3415 NORTH 21ST AVENUE
MORTGAGE AMT: 318,000.00 CITY ARLINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 VA 22207
UNPAID BALANCE: 317,193.920 OPTION TO CONVERT : No
MONTHLY P&I: 2,089.04 ANNUAL RATE ADJUST: 0.000
LTV : 67.65900 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007803083 MORTGAGORS: LOUGHAN, ROBERT
LOUGHAN, MARY
ADDRESS : 14801 TYROL ROAD
MORTGAGE AMT: 376,000.00 CITY TRUCKEE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 96161
UNPAID BALANCE: 374,844.980 OPTION TO CONVERT : No
MONTHLY P&I: 2,596.94 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007803109 MORTGAGORS: OVERSTREET, RICHARD
ADDRESS : 18465 MURPHY SPRINGS COUR
MORTGAGE AMT: 386,600.00 CITY MORGAN HILL
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95037
UNPAID BALANCE: 385,995.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,637.30 ANNUAL RATE ADJUST: 0.000
LTV : 77.63000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007803141 MORTGAGORS: ZEPEDA, MARVIN
ZEPEDA, ELIZABETH
ADDRESS : 2320 ASHLAND AVENUE
MORTGAGE AMT: 332,500.00 CITY SANTA MONICA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 90405
UNPAID BALANCE: 331,657.170 OPTION TO CONVERT : No
MONTHLY P&I: 2,184.29 ANNUAL RATE ADJUST: 0.000
LTV : 70.74400 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007803224 MORTGAGORS: CANNING, MARY
ADDRESS : 366 SAN CARLOS AVENUE
MORTGAGE AMT: 515,000.00 CITY PIEDMONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94611
UNPAID BALANCE: 513,417.980 OPTION TO CONVERT : No
MONTHLY P&I: 3,556.98 ANNUAL RATE ADJUST: 0.000
LTV : 63.97500 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007803232 MORTGAGORS: GLASCOTT, THOMAS
CITTI-GLASCOTT, ADRIANNA
ADDRESS : 1777 W. HEDDING STREET
MORTGAGE AMT: 560,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95126
UNPAID BALANCE: 558,540.120 OPTION TO CONVERT : No
MONTHLY P&I: 3,725.70 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007803240 MORTGAGORS: SEAVER, CYRUS
ADDRESS : 155 PARKHAVEN DRIVE
MORTGAGE AMT: 305,000.00 CITY DANVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94526
UNPAID BALANCE: 304,263.910 OPTION TO CONVERT : No
MONTHLY P&I: 2,054.85 ANNUAL RATE ADJUST: 0.000
LTV : 50.83300 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007803323 MORTGAGORS: NIKSSARIAN, CYNTHIA
NIKSSARIAN, RICHARD
ADDRESS : 4495 LAWRENCE DRIVE
MORTGAGE AMT: 221,200.00 CITY CASTRO VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94546
UNPAID BALANCE: 220,666.170 OPTION TO CONVERT : No
MONTHLY P&I: 1,490.27 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007803349 MORTGAGORS: DEEL, JEFFERY
DEEL, TRINA
ADDRESS : 91 ELDERBERRY COURT
MORTGAGE AMT: 119,200.00 CITY CHICO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95928
UNPAID BALANCE: 118,833.820 OPTION TO CONVERT : No
MONTHLY P&I: 823.29 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007803430 MORTGAGORS: FINNEGAN, DEAN
FINNEGAN, MELINDA
ADDRESS : 8051 CROSS RIDGE ROAD
MORTGAGE AMT: 283,500.00 CITY DUBLIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94568
UNPAID BALANCE: 282,585.020 OPTION TO CONVERT : No
MONTHLY P&I: 1,910.00 ANNUAL RATE ADJUST: 0.000
LTV : 77.67100 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007803455 MORTGAGORS: LEWIS, CHRISTOPHER
LEWIS, VIRGINIA
ADDRESS : 1009 RIVA RIDGE DRIVE
MORTGAGE AMT: 313,600.00 CITY GREAT FALLS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 VA 22066
UNPAID BALANCE: 312,861.630 OPTION TO CONVERT : No
MONTHLY P&I: 2,139.31 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007803463 MORTGAGORS: LAWRENCE, JOSEPH
LAWRENCE, PAMELA
ADDRESS : 36 VAILWOOD COURT
MORTGAGE AMT: 310,150.00 CITY DANVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94526
UNPAID BALANCE: 309,401.500 OPTION TO CONVERT : No
MONTHLY P&I: 2,089.54 ANNUAL RATE ADJUST: 0.000
LTV : 61.41500 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007803471 MORTGAGORS: LUONG, LOC
SUMARNO, SUSAN
ADDRESS : 4645 VANDERBILT DR.
MORTGAGE AMT: 312,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95130
UNPAID BALANCE: 310,288.460 OPTION TO CONVERT : No
MONTHLY P&I: 2,181.55 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007803505 MORTGAGORS: LAU, PAUL
WONG, MARK
WONG, MARK
LAU, WENDY
ADDRESS : 1447-1449 16TH STREET
MORTGAGE AMT: 334,000.00 CITY SAN FRANCISCO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94122
UNPAID BALANCE: 333,044.850 OPTION TO CONVERT : No
MONTHLY P&I: 2,306.86 ANNUAL RATE ADJUST: 0.000
LTV : 60.18000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007803521 MORTGAGORS: SIMPSON-SHARPE, KIMBERLY
SHARPE, JAMES
ADDRESS : 12948 OAK LAWN PLACE
MORTGAGE AMT: 311,000.00 CITY HERNDON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 VA 20171
UNPAID BALANCE: 310,285.690 OPTION TO CONVERT : No
MONTHLY P&I: 2,148.00 ANNUAL RATE ADJUST: 0.000
LTV : 78.73400 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007803562 MORTGAGORS: BOINSTT, PATRICK
SALVATI, CATHERINE
ADDRESS : 4045 NORTH FORTY FIRST ST
MORTGAGE AMT: 376,000.00 CITY MCLEAN
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 VA 22101
UNPAID BALANCE: 375,366.410 OPTION TO CONVERT : No
MONTHLY P&I: 2,470.06 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007803596 MORTGAGORS: FOURNIER, DANIEL
FOURNIER, DOREEN
ADDRESS : 1715 EISENHOWER STREET
MORTGAGE AMT: 290,000.00 CITY SAN MATEO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94403
UNPAID BALANCE: 288,273.920 OPTION TO CONVERT : No
MONTHLY P&I: 1,929.38 ANNUAL RATE ADJUST: 0.000
LTV : 70.38800 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007803638 MORTGAGORS: STEFFEE, MICHAEL
STEFFEE, SUZANNE
ADDRESS : 4623 MARITIME LOOP
MORTGAGE AMT: 321,600.00 CITY UNION CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94587
UNPAID BALANCE: 320,861.320 OPTION TO CONVERT : No
MONTHLY P&I: 2,221.22 ANNUAL RATE ADJUST: 0.000
LTV : 75.67000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007803646 MORTGAGORS: BOMONGCAG, SABINO
BOMONGCAG, FLORIDA
ADDRESS : 541 BECKET DRIVE
MORTGAGE AMT: 375,000.00 CITY REDWOOD CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94065
UNPAID BALANCE: 374,094.980 OPTION TO CONVERT : No
MONTHLY P&I: 2,526.45 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007803653 MORTGAGORS: PROMET, TYNIS
PROMET, FANCY
ADDRESS : 104 ALMENAR DRIVE
MORTGAGE AMT: 324,000.00 CITY GREENBRAE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94939
UNPAID BALANCE: 322,352.730 OPTION TO CONVERT : No
MONTHLY P&I: 2,128.45 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007803679 MORTGAGORS: MURRAY, THOMAS
ALBERTSEN MURRAY, TAMMY
ADDRESS : 436 BALLY WAY
MORTGAGE AMT: 332,000.00 CITY PACIFICA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94044
UNPAID BALANCE: 331,237.440 OPTION TO CONVERT : No
MONTHLY P&I: 2,293.05 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007803687 MORTGAGORS: GINN, MIKE
TISSON, CAROL
ADDRESS : 2550 SANTA LUCIA AVENUE
MORTGAGE AMT: 650,000.00 CITY CARMEL
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 93923
UNPAID BALANCE: 648,392.250 OPTION TO CONVERT : No
MONTHLY P&I: 4,324.47 ANNUAL RATE ADJUST: 0.000
LTV : 46.59400 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007803695 MORTGAGORS: HERLING, MICHAEL
KING, JOANNE
ADDRESS : 6353 WESTOVER DRIVE
MORTGAGE AMT: 300,000.00 CITY OAKLAND
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94611
UNPAID BALANCE: 298,908.260 OPTION TO CONVERT : No
MONTHLY P&I: 1,970.79 ANNUAL RATE ADJUST: 0.000
LTV : 78.94700 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007803703 MORTGAGORS: CHIN, KEITH
CHEN, CECILIA
ADDRESS : 266 CREEDON CIRCLE
MORTGAGE AMT: 400,000.00 CITY ALAMEDA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94502
UNPAID BALANCE: 397,016.800 OPTION TO CONVERT : No
MONTHLY P&I: 2,694.88 ANNUAL RATE ADJUST: 0.000
LTV : 66.44500 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007803729 MORTGAGORS: HARDY, ALLEN
ECKELMANN, CLAUDIA
ADDRESS : 82 DIABLO VIEW ROAD
MORTGAGE AMT: 425,000.00 CITY ORINDA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94563
UNPAID BALANCE: 423,922.690 OPTION TO CONVERT : No
MONTHLY P&I: 2,791.95 ANNUAL RATE ADJUST: 0.000
LTV : 59.44000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007803778 MORTGAGORS: VOGEL, RANDALL
VOGEL, SUET
ADDRESS : 1 VILLANOVA LANE
MORTGAGE AMT: 327,000.00 CITY OAKLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94611
UNPAID BALANCE: 325,648.010 OPTION TO CONVERT : No
MONTHLY P&I: 2,230.72 ANNUAL RATE ADJUST: 0.000
LTV : 76.04600 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007803794 MORTGAGORS: WELCH, DONALD
WELCH, ANAIDA
ADDRESS : 16970 PINE WAY
MORTGAGE AMT: 325,000.00 CITY MORGAN HILL
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 95037
UNPAID BALANCE: 324,176.180 OPTION TO CONVERT : No
MONTHLY P&I: 2,135.02 ANNUAL RATE ADJUST: 0.000
LTV : 66.32600 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007803802 MORTGAGORS: SORNSEN, NEAL
SORNSEN, BETH
ADDRESS : 427 CABONIA COURT
MORTGAGE AMT: 402,000.00 CITY PLEASANTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94566
UNPAID BALANCE: 400,533.530 OPTION TO CONVERT : No
MONTHLY P&I: 2,742.35 ANNUAL RATE ADJUST: 0.000
LTV : 64.83800 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007803844 MORTGAGORS: ANDERSON, REBECCA
BATTIN, TIMOTHY
ADDRESS : 805 VASSAR ROAD
MORTGAGE AMT: 270,400.00 CITY ALEXANDRIA
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 VA 22314
UNPAID BALANCE: 269,697.630 OPTION TO CONVERT : No
MONTHLY P&I: 1,753.81 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007803943 MORTGAGORS: MARTIN, ZONDRA
MARTIN, HOMER
ADDRESS : 627 TRESTLE GLEN ROAD
MORTGAGE AMT: 268,000.00 CITY OAKLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 94610
UNPAID BALANCE: 267,414.380 OPTION TO CONVERT : No
MONTHLY P&I: 1,896.89 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007804032 MORTGAGORS: VANDERWERF, JOHN
VANDERWERF, JANE
ADDRESS : 1825 MONTE SERENO DRIVE
MORTGAGE AMT: 375,000.00 CITY ALAMO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94507
UNPAID BALANCE: 374,094.980 OPTION TO CONVERT : No
MONTHLY P&I: 2,526.45 ANNUAL RATE ADJUST: 0.000
LTV : 66.96400 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007804073 MORTGAGORS: CABRAL, BRIAN
CABRAL, ELIZABETH
ADDRESS : 5835 CHAMBERTIN DRIVE
MORTGAGE AMT: 271,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95118
UNPAID BALANCE: 270,329.690 OPTION TO CONVERT : No
MONTHLY P&I: 1,802.97 ANNUAL RATE ADJUST: 0.000
LTV : 62.29800 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007804081 MORTGAGORS: LIN, PETER
LIN, JUDY
ADDRESS : 112 GARDEN HILL DRIVE
MORTGAGE AMT: 400,000.00 CITY LOS GATOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95032
UNPAID BALANCE: 399,389.370 OPTION TO CONVERT : No
MONTHLY P&I: 2,762.71 ANNUAL RATE ADJUST: 0.000
LTV : 72.72700 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007804305 MORTGAGORS: MARTIN, F.
ADDRESS : 6301 SOUTH RIVERGLEN ROAD
MORTGAGE AMT: 550,000.00 CITY OZARK
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MO 65721
UNPAID BALANCE: 549,117.720 OPTION TO CONVERT : No
MONTHLY P&I: 3,705.46 ANNUAL RATE ADJUST: 0.000
LTV : 78.57100 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007804537 MORTGAGORS: HANDEL, WILLIAM
HANDEL, LINDA
ADDRESS : 9350 PARKGATE DRIVE
MORTGAGE AMT: 340,000.00 CITY GERMANTOWN
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 TN 38139
UNPAID BALANCE: 337,273.840 OPTION TO CONVERT : No
MONTHLY P&I: 2,279.24 ANNUAL RATE ADJUST: 0.000
LTV : 78.16000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 11/01/27
RATE:
02
--------------------------------------------------------------------------------
LN # 0007804545 MORTGAGORS: BRYANT, G.
ADDRESS : 483 MONTEIGNE BOULEVARD
MORTGAGE AMT: 440,000.00 CITY MEMPHIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 TN 38103
UNPAID BALANCE: 438,859.930 OPTION TO CONVERT : No
MONTHLY P&I: 3,036.07 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 12/01/27
RATE:
02
--------------------------------------------------------------------------------
LN # 0007804727 MORTGAGORS: LIFRIERI, MARIA
SARUBBI, GIUSEPPE
ADDRESS : 121 PARKS ROAD-UNIT 31
MORTGAGE AMT: 254,600.00 CITY GOLDENS BRIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NY 10526
UNPAID BALANCE: 253,697.500 OPTION TO CONVERT : No
MONTHLY P&I: 1,736.83 ANNUAL RATE ADJUST: 0.000
LTV : 94.98200 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007804842 MORTGAGORS: FEKETE, STEVEN
FEKETE, LINDA
ADDRESS : 130 PUMA PLACE
MORTGAGE AMT: 280,000.00 CITY DURANGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CO 81301
UNPAID BALANCE: 279,388.140 OPTION TO CONVERT : No
MONTHLY P&I: 1,981.83 ANNUAL RATE ADJUST: 0.000
LTV : 78.87300 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007805047 MORTGAGORS: WILLIAMS, JEFFREY
WILLIAMS, GINGER
ADDRESS : 4406 N. 38TH STREET
MORTGAGE AMT: 410,000.00 CITY ARLINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 VA 22207
UNPAID BALANCE: 409,325.880 OPTION TO CONVERT : No
MONTHLY P&I: 2,727.75 ANNUAL RATE ADJUST: 0.000
LTV : 79.61100 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007805054 MORTGAGORS: WASZKIEWICZ, DAVID
WASZKIEWICZ, MARY
ADDRESS : 15420 LIBERTY ROAD
MORTGAGE AMT: 292,000.00 CITY MT. AIRY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MD 21771
UNPAID BALANCE: 291,554.240 OPTION TO CONVERT : No
MONTHLY P&I: 2,016.78 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007805062 MORTGAGORS: DITCH, W.
DITCH, JOANNE
ADDRESS : 4661 DEVON PATH
MORTGAGE AMT: 380,000.00 CITY ROYAL OAK
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MD 21662
UNPAID BALANCE: 379,082.910 OPTION TO CONVERT : No
MONTHLY P&I: 2,560.14 ANNUAL RATE ADJUST: 0.000
LTV : 43.42800 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007805070 MORTGAGORS: LONG, ROLAND
LONG, MELINDA
ADDRESS : 8403 BLACK STALLION PLACE
MORTGAGE AMT: 350,000.00 CITY VIENNA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 VA 22182
UNPAID BALANCE: 349,410.750 OPTION TO CONVERT : No
MONTHLY P&I: 2,358.02 ANNUAL RATE ADJUST: 0.000
LTV : 79.72600 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007805088 MORTGAGORS: SUDDRETH, JACK
SUDDRETH, BLANCHE
ADDRESS : 422 PARK AVENUE
MORTGAGE AMT: 288,700.00 CITY FALLS CHURCH
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 VA 22046
UNPAID BALANCE: 287,666.220 OPTION TO CONVERT : No
MONTHLY P&I: 2,086.75 ANNUAL RATE ADJUST: 0.000
LTV : 68.25000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 02/01/24
RATE:
02
--------------------------------------------------------------------------------
LN # 0007805096 MORTGAGORS: MILNER, BRUCE
MILNER, ANNA
ADDRESS : 8801 BELLS MILL ROAD
MORTGAGE AMT: 273,800.00 CITY POTOMAC
:\
STATE/ZIP :\
LIFETIME RATE : 6.37500 MD 20854
UNPAID BALANCE: 273,035.160 OPTION TO CONVERT : No
MONTHLY P&I: 1,708.16 ANNUAL RATE ADJUST: 0.000
LTV : 79.36200 OUTSIDE CONV DATE:
CURRENT INT 6.37500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007805112 MORTGAGORS: REDMON, RICHARD
REDMON, LAURA
ADDRESS : 7805 PREAKNESS LANE
MORTGAGE AMT: 303,000.00 CITY FAIRFAX STATION
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 VA 22039
UNPAID BALANCE: 302,489.420 OPTION TO CONVERT : No
MONTHLY P&I: 1,990.50 ANNUAL RATE ADJUST: 0.000
LTV : 75.93900 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007805179 MORTGAGORS: WALK, CHESTER
WALK, BERNICE
ADDRESS : 21456 DONNELL JONES ROAD
MORTGAGE AMT: 270,500.00 CITY SHERWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MD 21665
UNPAID BALANCE: 270,066.080 OPTION TO CONVERT : No
MONTHLY P&I: 1,822.41 ANNUAL RATE ADJUST: 0.000
LTV : 21.46800 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007805195 MORTGAGORS: BISHOPP, FRED
KING, MARGARET
ADDRESS : 18061 TURNBERRY DRIVE
MORTGAGE AMT: 366,000.00 CITY ROUND HILL
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 VA 20141
UNPAID BALANCE: 365,383.270 OPTION TO CONVERT : No
MONTHLY P&I: 2,404.36 ANNUAL RATE ADJUST: 0.000
LTV : 82.24700 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007805203 MORTGAGORS: LOCKARD, DENNIS
LOCKARD, BEVERLY
ADDRESS : 5021 WHISPER WILLOW DRIVE
MORTGAGE AMT: 262,000.00 CITY FAIRFAX
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 VA 22030
UNPAID BALANCE: 261,600.050 OPTION TO CONVERT : No
MONTHLY P&I: 1,809.57 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007805229 MORTGAGORS: ANDERSON, JEFFREY
ANDERSON, ANN
ADDRESS : 314 LITTLE FALLS STREET
MORTGAGE AMT: 345,000.00 CITY FALLS CHURCH
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 VA 22046
UNPAID BALANCE: 344,418.640 OPTION TO CONVERT : No
MONTHLY P&I: 2,266.41 ANNUAL RATE ADJUST: 0.000
LTV : 77.52800 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007805237 MORTGAGORS: SUPRON, STEPHEN
SUPRON, SHARON
ADDRESS : 5394 HARROW LANE
MORTGAGE AMT: 260,000.00 CITY FAIRFAX
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 VA 22033
UNPAID BALANCE: 259,603.100 OPTION TO CONVERT : No
MONTHLY P&I: 1,795.76 ANNUAL RATE ADJUST: 0.000
LTV : 74.28500 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007806052 MORTGAGORS: RODGERS, DON
RODGERS, CAROLE
ADDRESS : 9247 ROGUES ROAD
MORTGAGE AMT: 350,000.00 CITY CASANOVA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 VA 20139
UNPAID BALANCE: 349,175.920 OPTION TO CONVERT : No
MONTHLY P&I: 2,387.62 ANNUAL RATE ADJUST: 0.000
LTV : 51.09400 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007806060 MORTGAGORS: HURLEY, DAVID
HURLEY, CLEO
ADDRESS : 6776 EDGE CLIFF DRIVE
MORTGAGE AMT: 296,100.00 CITY ALEXANDRIA
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 VA 22315
UNPAID BALANCE: 294,793.490 OPTION TO CONVERT : No
MONTHLY P&I: 1,895.97 ANNUAL RATE ADJUST: 0.000
LTV : 79.99300 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007806128 MORTGAGORS: BRACCIODIETA, WILLIAM
BRACCIODIETA, ELAINE
ADDRESS : 6208 MANAFORD CIR
MORTGAGE AMT: 274,850.00 CITY GLEN ALLEN
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 VA 23060
UNPAID BALANCE: 272,476.630 OPTION TO CONVERT : No
MONTHLY P&I: 1,898.33 ANNUAL RATE ADJUST: 0.000
LTV : 74.99000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0007806136 MORTGAGORS: HUBBARD, ARTHUR
HUBBARD, VANESSA
ADDRESS : 628 GREENTREE DRIVE
MORTGAGE AMT: 250,000.00 CITY VA. BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 VA 23452
UNPAID BALANCE: 249,425.790 OPTION TO CONVERT : No
MONTHLY P&I: 1,726.69 ANNUAL RATE ADJUST: 0.000
LTV : 71.42800 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007806235 MORTGAGORS: HARRIS, ANDREW
REX-HARRIS, ALEXANDRA
ADDRESS : 10110 TATE COURT
MORTGAGE AMT: 310,000.00 CITY OAKTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 VA 22124
UNPAID BALANCE: 309,194.760 OPTION TO CONVERT : No
MONTHLY P&I: 2,010.66 ANNUAL RATE ADJUST: 0.000
LTV : 63.08900 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007806284 MORTGAGORS: SMITH, MICHAEL
SMITH, SALLY
ADDRESS : 13034 CHAMPLAIN DRIVE
MORTGAGE AMT: 244,200.00 CITY MANASSAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 VA 20112
UNPAID BALANCE: 242,842.050 OPTION TO CONVERT : No
MONTHLY P&I: 1,665.88 ANNUAL RATE ADJUST: 0.000
LTV : 79.90300 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 10/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0007806318 MORTGAGORS: FREEMAN, GEORGE
FREEMAN, LOUISE
ADDRESS : 28 WILLWAY AVENUE
MORTGAGE AMT: 285,000.00 CITY RICHMOND
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 VA 23226
UNPAID BALANCE: 282,751.560 OPTION TO CONVERT : No
MONTHLY P&I: 1,872.25 ANNUAL RATE ADJUST: 0.000
LTV : 79.16600 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 09/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0007806466 MORTGAGORS: SMITH, WILLIAM
SMITH, LISA
ADDRESS : 9925 BICKLEY COURT
MORTGAGE AMT: 318,300.00 CITY VIENNA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 VA 22181
UNPAID BALANCE: 317,221.100 OPTION TO CONVERT : No
MONTHLY P&I: 2,091.01 ANNUAL RATE ADJUST: 0.000
LTV : 79.84200 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007806706 MORTGAGORS: RYDER, KAREN
ADDRESS : 6 PINE LANE
MORTGAGE AMT: 350,000.00 CITY CHARLOTTESVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 VA 22901
UNPAID BALANCE: 349,134.290 OPTION TO CONVERT : No
MONTHLY P&I: 2,328.56 ANNUAL RATE ADJUST: 0.000
LTV : 77.77700 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007807696 MORTGAGORS: SCOTT, NEWTON
SCOTT, LOUISE
ADDRESS : 1303 DENBRIGHT ROAD
MORTGAGE AMT: 92,000.00 CITY CATONSVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MD 21228
UNPAID BALANCE: 91,852.400 OPTION TO CONVERT : No
MONTHLY P&I: 619.83 ANNUAL RATE ADJUST: 0.000
LTV : 75.41000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007807704 MORTGAGORS: WILLIAMS, BROOKS
ADDRESS : 7312 POINT OF ROCKS ROAD
MORTGAGE AMT: 349,750.00 CITY SARASOTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 FL 34242
UNPAID BALANCE: 349,470.310 OPTION TO CONVERT : No
MONTHLY P&I: 2,356.33 ANNUAL RATE ADJUST: 0.000
LTV : 57.80900 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007807712 MORTGAGORS: BALLARD, DWANE
BALLARD, TERESA
ADDRESS : 3472 PRESTON LAKES CIRCLE
MORTGAGE AMT: 259,350.00 CITY CELINA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 TX 75009
UNPAID BALANCE: 258,933.970 OPTION TO CONVERT : No
MONTHLY P&I: 1,747.29 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007807738 MORTGAGORS: EVERS, BRUCE
EVERS, LYNDA
ADDRESS : 6616 PRAIRIE HILL DRIVE
MORTGAGE AMT: 279,000.00 CITY SUN PRAIRIE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 WI 53590
UNPAID BALANCE: 278,563.380 OPTION TO CONVERT : No
MONTHLY P&I: 1,903.28 ANNUAL RATE ADJUST: 0.000
LTV : 79.71400 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007807746 MORTGAGORS: HARRIS, GARTH
HARRIS, ORBIE
ADDRESS : 444 SOUTH 8750 EAST
MORTGAGE AMT: 283,500.00 CITY HUNTSVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 UT 84317
UNPAID BALANCE: 283,289.600 OPTION TO CONVERT : No
MONTHLY P&I: 1,982.28 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007807753 MORTGAGORS: STOUGES, WILLIAM
STOUGES, KERRIE
ADDRESS : 22 SUNNYWOODS DRIVE
MORTGAGE AMT: 264,000.00 CITY S HUNTINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NY 11746
UNPAID BALANCE: 263,722.580 OPTION TO CONVERT : No
MONTHLY P&I: 1,845.93 ANNUAL RATE ADJUST: 0.000
LTV : 78.80500 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007807787 MORTGAGORS: GILBURNE, MORRIS
ADDRESS : 12324 NORTH 128TH PLACE
MORTGAGE AMT: 240,000.00 CITY SCOTTSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 AZ 85259
UNPAID BALANCE: 239,633.640 OPTION TO CONVERT : No
MONTHLY P&I: 1,657.62 ANNUAL RATE ADJUST: 0.000
LTV : 74.79000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007807795 MORTGAGORS: FABER, KEITH
FABER, ANITA
ADDRESS : 1458 WEST COMMERSE AVENUE
MORTGAGE AMT: 342,800.00 CITY GILBERT
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 AZ 85233
UNPAID BALANCE: 342,263.550 OPTION TO CONVERT : No
MONTHLY P&I: 2,338.50 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007807803 MORTGAGORS: FERGUSON, MARY
ADDRESS : 4521 CYPRUS CIRCLE
MORTGAGE AMT: 88,750.00 CITY PRESCOTT VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 AZ 86314
UNPAID BALANCE: 88,687.360 OPTION TO CONVERT : No
MONTHLY P&I: 635.82 ANNUAL RATE ADJUST: 0.000
LTV : 57.25800 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007807837 MORTGAGORS: CONCELLO, RANDALL
CONCELLO, CAROL
ADDRESS : 2727 53RD STREET,
MORTGAGE AMT: 100,000.00 CITY SARASOTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 FL 34234
UNPAID BALANCE: 99,847.340 OPTION TO CONVERT : No
MONTHLY P&I: 690.68 ANNUAL RATE ADJUST: 0.000
LTV : 53.76300 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808058 MORTGAGORS: KUBICKI, BERND
ADDRESS : 5821 SPRUCE CREEK WOODS
MORTGAGE AMT: 133,600.00 CITY PORT ORANGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 FL 32127
UNPAID BALANCE: 133,401.080 OPTION TO CONVERT : No
MONTHLY P&I: 934.15 ANNUAL RATE ADJUST: 0.000
LTV : 74.22222 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808140 MORTGAGORS: ALLISON, MIRIAM
ALLISON, DANIEL
ADDRESS : 8593 S. ALBION BASIN ROAD
MORTGAGE AMT: 437,200.00 CITY SANDY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 UT 84092
UNPAID BALANCE: 436,014.350 OPTION TO CONVERT : No
MONTHLY P&I: 3,019.63 ANNUAL RATE ADJUST: 0.000
LTV : 67.26100 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808157 MORTGAGORS: FERMIN, RAMON
ADDRESS : 950 W BERWYN AVE #01
MORTGAGE AMT: 253,000.00 CITY CHICAGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 IL 60640
UNPAID BALANCE: 252,623.290 OPTION TO CONVERT : No
MONTHLY P&I: 1,769.02 ANNUAL RATE ADJUST: 0.000
LTV : 77.60700 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808165 MORTGAGORS: MACIUSZEK, JAMES
MACIUSZEK, CRISTY
MACIUSZEK, CRISTY
ADDRESS : 1079 LAUREL GROVE CT
MORTGAGE AMT: 395,200.00 CITY SUWANEE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 GA 30024
UNPAID BALANCE: 393,561.250 OPTION TO CONVERT : No
MONTHLY P&I: 2,629.28 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 12/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808173 MORTGAGORS: SURGES, RICHARD
SURGES, MELISSA
ADDRESS : 13988 N HONEY BEE TRAIL
MORTGAGE AMT: 600,000.00 CITY TUCSON
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 AZ 85737
UNPAID BALANCE: 598,988.970 OPTION TO CONVERT : No
MONTHLY P&I: 3,941.57 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808181 MORTGAGORS: BARBOUR, JAMES
ADDRESS : 6109 EAST EXETER BLVD.
MORTGAGE AMT: 301,500.00 CITY PHOENIX
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 AZ 85018
UNPAID BALANCE: 300,390.850 OPTION TO CONVERT : No
MONTHLY P&I: 2,005.89 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808199 MORTGAGORS: SCHAUF, KENNETH
SCHAUF, CARRIE
SCHAUF, CARRIE
ADDRESS : 26670 ZANE AVENUE
MORTGAGE AMT: 307,800.00 CITY NEW MARKET TWSP.
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 MN 55020
UNPAID BALANCE: 306,679.130 OPTION TO CONVERT : No
MONTHLY P&I: 1,970.88 ANNUAL RATE ADJUST: 0.000
LTV : 79.99300 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808207 MORTGAGORS: HARRISON, TODD
HARRISON, LISA
ADDRESS : 4 CIRCULO DE PRADO
MORTGAGE AMT: 268,950.00 CITY TUBAC
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 AZ 85646
UNPAID BALANCE: 268,529.030 OPTION TO CONVERT : No
MONTHLY P&I: 1,834.71 ANNUAL RATE ADJUST: 0.000
LTV : 88.18000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808215 MORTGAGORS: HILL, CYNTHIA
ADDRESS : 11907 QUINCY LANE
MORTGAGE AMT: 131,350.00 CITY DALLAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 TX 75230
UNPAID BALANCE: 131,025.130 OPTION TO CONVERT : No
MONTHLY P&I: 873.87 ANNUAL RATE ADJUST: 0.000
LTV : 56.13200 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808231 MORTGAGORS: ONDERA, PAUL
ADDRESS : 6401 RED BANK ROAD
MORTGAGE AMT: 280,000.00 CITY GALENA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 OH 43021
UNPAID BALANCE: 279,118.320 OPTION TO CONVERT : No
MONTHLY P&I: 1,910.10 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808256 MORTGAGORS: NAES, CARL
NAES, JOY
NAES, JOY
ADDRESS : 2075 KEY HARBOUR DRIVE
MORTGAGE AMT: 280,000.00 CITY LAKE ST. LOUIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MO 63367
UNPAID BALANCE: 279,561.820 OPTION TO CONVERT : No
MONTHLY P&I: 1,910.10 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808264 MORTGAGORS: ZELLER, TIMOTHY
ZELLER, MARGARET
ZELLER, MARGARET
ADDRESS : 1627 ST MARY'S STREET
MORTGAGE AMT: 310,000.00 CITY RALEIGH
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 NC 27608
UNPAID BALANCE: 309,464.700 OPTION TO CONVERT : No
MONTHLY P&I: 2,010.65 ANNUAL RATE ADJUST: 0.000
LTV : 76.54300 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808272 MORTGAGORS: MCDANIEL, NANCY
ADDRESS : 1450 W WESLEY RD
MORTGAGE AMT: 307,800.00 CITY ATLANTA
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 GA 30327
UNPAID BALANCE: 307,268.480 OPTION TO CONVERT : No
MONTHLY P&I: 1,996.39 ANNUAL RATE ADJUST: 0.000
LTV : 53.53000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808298 MORTGAGORS: ROKEY, J
ROKEY, KARLYN
ADDRESS : 6398 N.YUMA MINE ROAD
MORTGAGE AMT: 480,000.00 CITY TUCSON
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 AZ 85743
UNPAID BALANCE: 479,191.170 OPTION TO CONVERT : No
MONTHLY P&I: 3,153.26 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808314 MORTGAGORS: SZAREK, VALERIE
ADDRESS : 510 SUNSET DRIVE
MORTGAGE AMT: 105,500.00 CITY LOUISVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CO 80027
UNPAID BALANCE: 105,338.940 OPTION TO CONVERT : No
MONTHLY P&I: 728.67 ANNUAL RATE ADJUST: 0.000
LTV : 68.06400 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808330 MORTGAGORS: GREEN, STEVEN
GREEN, THERESA
ADDRESS : 27 MOUNTAIN PINE DR.
MORTGAGE AMT: 255,500.00 CITY LITTLETON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CO 80127
UNPAID BALANCE: 255,090.150 OPTION TO CONVERT : No
MONTHLY P&I: 1,721.35 ANNUAL RATE ADJUST: 0.000
LTV : 79.84300 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808363 MORTGAGORS: DOWD, BRIAN
ADDRESS : 705 MILLPORT POINTE
MORTGAGE AMT: 521,100.00 CITY DULUTH
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 GA 30097
UNPAID BALANCE: 519,779.090 OPTION TO CONVERT : No
MONTHLY P&I: 3,423.26 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808371 MORTGAGORS: ALTIER, WILLIAM
ALTIER, PAMELA
ADDRESS : 33 MT AIRY RD
MORTGAGE AMT: 292,950.00 CITY PIPERSVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 PA 18947
UNPAID BALANCE: 292,170.300 OPTION TO CONVERT : No
MONTHLY P&I: 1,875.80 ANNUAL RATE ADJUST: 0.000
LTV : 79.17500 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808389 MORTGAGORS: ADCOCK, JOHN
ADDRESS : 118 BELFAIR OAKS BOULEVAR
MORTGAGE AMT: 350,000.00 CITY BLUFFTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 SC 29910
UNPAID BALANCE: 349,090.850 OPTION TO CONVERT : No
MONTHLY P&I: 2,270.10 ANNUAL RATE ADJUST: 0.000
LTV : 61.40300 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808405 MORTGAGORS: WOLFF, WARREN
WOLFF, SHERRIE
ADDRESS : 2900 JULLIARD STREET
MORTGAGE AMT: 255,500.00 CITY BOULDER
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CO 80303
UNPAID BALANCE: 254,868.030 OPTION TO CONVERT : No
MONTHLY P&I: 1,699.85 ANNUAL RATE ADJUST: 0.000
LTV : 58.73500 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808413 MORTGAGORS: SMITH, JERRY
REED, BONNIE
ADDRESS : 14103 S 140TH PL
MORTGAGE AMT: 342,249.00 CITY GILBERT
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 AZ 85296
UNPAID BALANCE: 341,402.440 OPTION TO CONVERT : No
MONTHLY P&I: 2,277.00 ANNUAL RATE ADJUST: 0.000
LTV : 71.30100 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808439 MORTGAGORS: SPRUILL, ELBERT
SPRUILL, PATRICIA
SPRUILL, PATRICIA
ADDRESS : 5302 ASHTON CREEK ROAD
MORTGAGE AMT: 311,250.00 CITY CHESTER
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 VA 23831
UNPAID BALANCE: 310,738.260 OPTION TO CONVERT : No
MONTHLY P&I: 2,070.75 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808447 MORTGAGORS: LARSON, DAVID
ROELOFS, RENAE
ADDRESS : 5617 PROMONTORY POINT RD
MORTGAGE AMT: 293,000.00 CITY MIDLOTHIAN
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 VA 23112
UNPAID BALANCE: 292,458.330 OPTION TO CONVERT : No
MONTHLY P&I: 1,998.78 ANNUAL RATE ADJUST: 0.000
LTV : 73.25000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808462 MORTGAGORS: LOUTHIAN, HERBERT
ADDRESS : 1930 OLD NECK ROAD
MORTGAGE AMT: 288,000.00 CITY COLUMBIA
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 SC 29206
UNPAID BALANCE: 285,163.590 OPTION TO CONVERT : No
MONTHLY P&I: 1,867.97 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808470 MORTGAGORS: CONWAY, DAVID
CONWAY, LEANNE
ADDRESS : 6546 HERITAGE CLUB DRIVE
MORTGAGE AMT: 525,000.00 CITY MASON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 OH 45040
UNPAID BALANCE: 524,157.820 OPTION TO CONVERT : No
MONTHLY P&I: 3,537.03 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808496 MORTGAGORS: RICCHIO, DAVID
RICCHIO, SANDRA
ADDRESS : 4925 LIGHTHOUSE DRIVE
MORTGAGE AMT: 399,000.00 CITY RACINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 WI 53402
UNPAID BALANCE: 398,375.610 OPTION TO CONVERT : No
MONTHLY P&I: 2,721.89 ANNUAL RATE ADJUST: 0.000
LTV : 47.50000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808512 MORTGAGORS: SIMENTON, GEORGE
SIMENTON, BARBARA
ADDRESS : 14260 DARTS
MORTGAGE AMT: 287,200.00 CITY FENTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MI 48430
UNPAID BALANCE: 286,727.790 OPTION TO CONVERT : No
MONTHLY P&I: 1,910.75 ANNUAL RATE ADJUST: 0.000
LTV : 77.62100 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808546 MORTGAGORS: COLBERT, GARRETT
COLBERT, JUDY
ADDRESS : 719 SPINDLETREE AVENUE
MORTGAGE AMT: 250,000.00 CITY NAPERVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 60565
UNPAID BALANCE: 249,608.770 OPTION TO CONVERT : No
MONTHLY P&I: 1,705.44 ANNUAL RATE ADJUST: 0.000
LTV : 62.50000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808553 MORTGAGORS: SMITH, TIMOTHY
SMITH, MARY
ADDRESS : 11815 N 97TH ST
MORTGAGE AMT: 450,000.00 CITY SCOTTSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 AZ 85260
UNPAID BALANCE: 448,966.420 OPTION TO CONVERT : No
MONTHLY P&I: 3,108.04 ANNUAL RATE ADJUST: 0.000
LTV : 68.18100 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808579 MORTGAGORS: FERGUSON, MARIANNE
ADDRESS : 8043 E HARVARD CIRCLE
MORTGAGE AMT: 145,400.00 CITY DENVER
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CO 80231
UNPAID BALANCE: 145,172.450 OPTION TO CONVERT : No
MONTHLY P&I: 991.89 ANNUAL RATE ADJUST: 0.000
LTV : 70.78800 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808587 MORTGAGORS: BARNES, PATRICIA
ADDRESS : 927 #2 MICHIGAN AVE
MORTGAGE AMT: 276,750.00 CITY EVANSTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60202
UNPAID BALANCE: 276,306.050 OPTION TO CONVERT : No
MONTHLY P&I: 1,864.52 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808603 MORTGAGORS: EDWARDS, CHARLES
EDWARDS, PATRICIA
ADDRESS : 10605 WOOD CREST COURT
MORTGAGE AMT: 390,000.00 CITY MEQUON
:\
STATE/ZIP :\
LIFETIME RATE : 6.37500 WI 53092
UNPAID BALANCE: 389,275.660 OPTION TO CONVERT : No
MONTHLY P&I: 2,433.09 ANNUAL RATE ADJUST: 0.000
LTV : 62.40000 OUTSIDE CONV DATE:
CURRENT INT 6.37500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808629 MORTGAGORS: DOYLE, J
DOYLE, MARY
ADDRESS : N5245 CLUB DE NEVEU DRIVE
MORTGAGE AMT: 505,000.00 CITY FOND DU LAC
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 WI 54935
UNPAID BALANCE: 504,229.110 OPTION TO CONVERT : No
MONTHLY P&I: 3,487.91 ANNUAL RATE ADJUST: 0.000
LTV : 73.18800 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808637 MORTGAGORS: MCALEESE, DAVID
MCALEESE, SUSAN
ADDRESS : 925 EAST RIVERBEND STREET
MORTGAGE AMT: 335,200.00 CITY SUPERIOR
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CO 80027
UNPAID BALANCE: 334,662.310 OPTION TO CONVERT : No
MONTHLY P&I: 2,258.30 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808645 MORTGAGORS: GAERTNER, W.
ADDRESS : 1485 AMBERLAKE ROAD
MORTGAGE AMT: 464,100.00 CITY MANAKIN-SABOT
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 VA 23103
UNPAID BALANCE: 463,317.960 OPTION TO CONVERT : No
MONTHLY P&I: 3,048.81 ANNUAL RATE ADJUST: 0.000
LTV : 58.01200 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808660 MORTGAGORS: ELLISON, JERRY
ELLISON, BRENDA
ADDRESS : 16 SPINNAKER CT
MORTGAGE AMT: 365,000.00 CITY HILTON HEAD
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 SC 29928
UNPAID BALANCE: 364,399.870 OPTION TO CONVERT : No
MONTHLY P&I: 2,428.36 ANNUAL RATE ADJUST: 0.000
LTV : 68.86700 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808678 MORTGAGORS: BACKNER, BARRY
BACKNER, NANCY
ADDRESS : 2376 ARLINGTON AVE
MORTGAGE AMT: 401,250.00 CITY COLUMBUS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 OH 43221
UNPAID BALANCE: 400,606.340 OPTION TO CONVERT : No
MONTHLY P&I: 2,703.30 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808686 MORTGAGORS: KALAR, RICHARD
KALAR, BONNIE
ADDRESS : 4535 PALMER COURT
MORTGAGE AMT: 412,000.00 CITY LONGMONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CO 80503
UNPAID BALANCE: 411,339.100 OPTION TO CONVERT : No
MONTHLY P&I: 2,775.72 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808694 MORTGAGORS: PRANCE, DAVID
PRANCE, LINDA
PRANCE, LINDA
ADDRESS : 9135 ETCHING OVERLOOK
MORTGAGE AMT: 508,000.00 CITY DULUTH
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 GA 30097
UNPAID BALANCE: 488,520.740 OPTION TO CONVERT : No
MONTHLY P&I: 3,337.20 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808710 MORTGAGORS: HERRING, LYNETTE
ADDRESS : 34 ENCANTADO ROAD
MORTGAGE AMT: 100,000.00 CITY SANTA FE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NM 87505
UNPAID BALANCE: 99,534.420 OPTION TO CONVERT : No
MONTHLY P&I: 665.30 ANNUAL RATE ADJUST: 0.000
LTV : 58.82300 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808728 MORTGAGORS: DAVIDSON, JAY
DAVIDSON, HYANGKUM
ADDRESS : 419 LAUREL CREEK BLVD
MORTGAGE AMT: 295,650.00 CITY MOORESTOWN
:\
STATE/ZIP :\
LIFETIME RATE : 6.37500 NJ 08057
UNPAID BALANCE: 295,100.870 OPTION TO CONVERT : No
MONTHLY P&I: 1,844.48 ANNUAL RATE ADJUST: 0.000
LTV : 79.99100 OUTSIDE CONV DATE:
CURRENT INT 6.37500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808744 MORTGAGORS: LISI, MARCEL
MANGANO, DAVID
ADDRESS : 909 ONEIDA STREET
MORTGAGE AMT: 380,000.00 CITY DENVER
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CO 80220
UNPAID BALANCE: 379,359.670 OPTION TO CONVERT : No
MONTHLY P&I: 2,496.33 ANNUAL RATE ADJUST: 0.000
LTV : 75.39600 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808777 MORTGAGORS: HULET, JAY
HULET, KIMBERLY
ADDRESS : 1715 EAST ENROSE STREET
MORTGAGE AMT: 271,700.00 CITY MESA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 AZ 85203
UNPAID BALANCE: 271,264.170 OPTION TO CONVERT : No
MONTHLY P&I: 1,830.49 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808785 MORTGAGORS: LAUGHTER, STEPHEN
ADDRESS : 105 LIBERTY COVE
MORTGAGE AMT: 381,650.00 CITY HENDERSONVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 TN 37075
UNPAID BALANCE: 381,037.780 OPTION TO CONVERT : No
MONTHLY P&I: 2,571.25 ANNUAL RATE ADJUST: 0.000
LTV : 63.60800 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808827 MORTGAGORS: PAQUETTE, CRAIG
PAQUETTE, JESSICA
ADDRESS : 1132 N. ROOSEVELT AVENUE
MORTGAGE AMT: 292,500.00 CITY CHANDLER
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 AZ 85226
UNPAID BALANCE: 292,042.260 OPTION TO CONVERT : No
MONTHLY P&I: 1,995.37 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808868 MORTGAGORS: ANNON, DAVID
ANNON, SONDRA
ADDRESS : 4672 N VIA ZURBURAN
MORTGAGE AMT: 273,500.00 CITY TUCSON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 AZ 85750
UNPAID BALANCE: 273,061.280 OPTION TO CONVERT : No
MONTHLY P&I: 1,842.62 ANNUAL RATE ADJUST: 0.000
LTV : 67.53086 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808900 MORTGAGORS: STEVENSON, MICHAEL
STEVENSON, JANE
ADDRESS : 5461 MEDALLION DRIVE EAST
MORTGAGE AMT: 389,262.00 CITY WESTERVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 OH 43082
UNPAID BALANCE: 388,275.300 OPTION TO CONVERT : No
MONTHLY P&I: 2,557.17 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808934 MORTGAGORS: IDRISS, ZIAD
IDRISS, NEHMAT
ADDRESS : 7620 WHEATCROFT CT
MORTGAGE AMT: 612,000.00 CITY BETHESDA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MD 20817
UNPAID BALANCE: 611,065.760 OPTION TO CONVERT : No
MONTHLY P&I: 4,226.94 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808942 MORTGAGORS: THUL, ANDREW
THUL, MARY
ADDRESS : 166 ASBURY ROAD
MORTGAGE AMT: 336,000.00 CITY CINCINNATI
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 OH 45255
UNPAID BALANCE: 335,074.600 OPTION TO CONVERT : No
MONTHLY P&I: 2,263.69 ANNUAL RATE ADJUST: 0.000
LTV : 78.13900 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808959 MORTGAGORS: BOYD, DONALD
BOYD, SANDRA
BOYD, SANDRA
ADDRESS : 1143 EAST PHIPPS COURT
MORTGAGE AMT: 392,000.00 CITY HIGHLANDS RANCH
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CO 80126
UNPAID BALANCE: 391,371.180 OPTION TO CONVERT : No
MONTHLY P&I: 2,640.98 ANNUAL RATE ADJUST: 0.000
LTV : 78.40000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808975 MORTGAGORS: BALISTRERI, JAMES
BALISTRERI, VICTORIA
ADDRESS : 2520 NE 32ND CT
MORTGAGE AMT: 295,000.00 CITY LIGHTHOUSE POINT
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 FL 33064
UNPAID BALANCE: 294,502.890 OPTION TO CONVERT : No
MONTHLY P&I: 1,937.95 ANNUAL RATE ADJUST: 0.000
LTV : 59.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808983 MORTGAGORS: COHEN, SCOTT
ADDRESS : 4116 TWIN LEAF COURT
MORTGAGE AMT: 290,000.00 CITY MARIETTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 GA 30062
UNPAID BALANCE: 289,557.310 OPTION TO CONVERT : No
MONTHLY P&I: 2,002.96 ANNUAL RATE ADJUST: 0.000
LTV : 75.32400 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007808991 MORTGAGORS: BOOHER, EDWARD
BOOHER, KIMBERLY
ADDRESS : 2019 CLEMATIS DRIVE
MORTGAGE AMT: 379,700.00 CITY CHARLOTTE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NC 28211
UNPAID BALANCE: 378,737.520 OPTION TO CONVERT : No
MONTHLY P&I: 2,494.36 ANNUAL RATE ADJUST: 0.000
LTV : 72.32300 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809007 MORTGAGORS: WILLNER, ALAN
WILLNER, SUSAN
ADDRESS : 2 PRAIRIE CLOVER
MORTGAGE AMT: 365,000.00 CITY LITTLETON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CO 80127
UNPAID BALANCE: 364,414.480 OPTION TO CONVERT : No
MONTHLY P&I: 2,459.08 ANNUAL RATE ADJUST: 0.000
LTV : 74.48900 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809015 MORTGAGORS: KESTERSON, SEAN
KESTERSON, MELISSA
ADDRESS : 8200 SHIELD RD.
MORTGAGE AMT: 253,000.00 CITY DEXTER
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MI 48130
UNPAID BALANCE: 252,594.160 OPTION TO CONVERT : No
MONTHLY P&I: 1,704.51 ANNUAL RATE ADJUST: 0.000
LTV : 78.57100 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809031 MORTGAGORS: EVERHART, MICHAEL
EVERHART, TENA
ADDRESS : 11466 W COAL MINE DRIVE
MORTGAGE AMT: 273,750.00 CITY LITTLETON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CO 80127
UNPAID BALANCE: 272,526.480 OPTION TO CONVERT : No
MONTHLY P&I: 1,890.73 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809056 MORTGAGORS: NELSON, MICHAEL
NELSON, JACQUELINE
ADDRESS : 21850 GREEN VALLEY CT
MORTGAGE AMT: 308,000.00 CITY MUNDELEIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60060
UNPAID BALANCE: 307,505.940 OPTION TO CONVERT : No
MONTHLY P&I: 2,075.05 ANNUAL RATE ADJUST: 0.000
LTV : 70.80400 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809064 MORTGAGORS: OMESS, PATRICK
OMESS, MARCIA
OMESS, MARCIA
ADDRESS : 1000 PARRS RIDGE DRIVE
MORTGAGE AMT: 495,000.00 CITY SPENCERVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MD 20868
UNPAID BALANCE: 493,200.010 OPTION TO CONVERT : No
MONTHLY P&I: 3,334.91 ANNUAL RATE ADJUST: 0.000
LTV : 58.23500 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809072 MORTGAGORS: OKUN, BERNARD
OKUN, DEANNA
ADDRESS : 6612 MAUGH RD
MORTGAGE AMT: 437,600.00 CITY MCLEAN
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 VA 22101
UNPAID BALANCE: 436,898.020 OPTION TO CONVERT : No
MONTHLY P&I: 2,948.20 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809114 MORTGAGORS: MOHRDIECK, THOMAS
MOHRDIECK, LORI
ADDRESS : 1266 N MAIDSTONE DRIVE
MORTGAGE AMT: 270,000.00 CITY VERNON HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 60061
UNPAID BALANCE: 269,577.470 OPTION TO CONVERT : No
MONTHLY P&I: 1,841.88 ANNUAL RATE ADJUST: 0.000
LTV : 73.97200 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809122 MORTGAGORS: HALLEY, MARC
HALLEY, DEBRA
ADDRESS : 6201 INVERURIE DRIVE E.
MORTGAGE AMT: 301,500.00 CITY DUBLIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 OH 43017
UNPAID BALANCE: 301,016.340 OPTION TO CONVERT : No
MONTHLY P&I: 2,031.26 ANNUAL RATE ADJUST: 0.000
LTV : 75.37500 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809148 MORTGAGORS: YARBROUGH, JOHN
YARBROUGH, SHARON
YARBROUGH, SHARON
ADDRESS : 140 OLD FARM ROAD
MORTGAGE AMT: 140,000.00 CITY MARIETTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 GA 30068
UNPAID BALANCE: 139,775.420 OPTION TO CONVERT : No
MONTHLY P&I: 943.21 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809171 MORTGAGORS: MAIXNER, WILLIAM
MAIXNER, VIRAVAN
ADDRESS : 228 HUNTINGTON DRIVE
MORTGAGE AMT: 299,000.00 CITY CHAPEL HILL
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 NC 27514
UNPAID BALANCE: 298,470.940 OPTION TO CONVERT : No
MONTHLY P&I: 1,914.53 ANNUAL RATE ADJUST: 0.000
LTV : 77.86400 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809197 MORTGAGORS: ROBINSON, FRED
ROBINSON, MANDIE
ADDRESS : 720 MALLORY MANOR COURT
MORTGAGE AMT: 315,000.00 CITY ALPHARETTA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 GA 30022
UNPAID BALANCE: 314,469.200 OPTION TO CONVERT : No
MONTHLY P&I: 2,069.33 ANNUAL RATE ADJUST: 0.000
LTV : 72.41300 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809205 MORTGAGORS: COLGROVE, ROBERT
COLGROVE, THERESIA
COLGROVE, THERESIA
ADDRESS : 18991 N 74TH DR
MORTGAGE AMT: 270,000.00 CITY GLENDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 AZ 85308
UNPAID BALANCE: 269,577.470 OPTION TO CONVERT : No
MONTHLY P&I: 1,841.88 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809239 MORTGAGORS: KATELMAN, LORRIE
ADDRESS : 12681 MAYPAN DR
MORTGAGE AMT: 201,650.00 CITY BOCA RATON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 FL 33428
UNPAID BALANCE: 201,326.520 OPTION TO CONVERT : No
MONTHLY P&I: 1,358.56 ANNUAL RATE ADJUST: 0.000
LTV : 79.07800 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809247 MORTGAGORS: JOHNSON, JAMES
JOHNSON, TAMMY
ADDRESS : 539 DARK HOLLOW ROAD
MORTGAGE AMT: 298,200.00 CITY PIPERSVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 PA 18947
UNPAID BALANCE: 297,744.800 OPTION TO CONVERT : No
MONTHLY P&I: 2,059.59 ANNUAL RATE ADJUST: 0.000
LTV : 71.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809270 MORTGAGORS: BROOKS, RUTH
ADDRESS : 8277 SOUTH ALBION STREET
MORTGAGE AMT: 353,853.00 CITY LITTLETON
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CO 80122
UNPAID BALANCE: 353,326.140 OPTION TO CONVERT : No
MONTHLY P&I: 2,474.19 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809288 MORTGAGORS: ALLISON, R
ALLISON, JENNIFER
ADDRESS : 3491 N BONANZA AVE
MORTGAGE AMT: 276,700.00 CITY TUCSON
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 AZ 85749
UNPAID BALANCE: 275,981.280 OPTION TO CONVERT : No
MONTHLY P&I: 1,794.67 ANNUAL RATE ADJUST: 0.000
LTV : 78.83100 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809296 MORTGAGORS: FREY, WILLIAM
FREY, FRANCES
ADDRESS : 317 ALDERWOOD DR
MORTGAGE AMT: 359,750.00 CITY GAITHERSBURG
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MD 20878
UNPAID BALANCE: 357,286.120 OPTION TO CONVERT : No
MONTHLY P&I: 2,515.43 ANNUAL RATE ADJUST: 0.000
LTV : 79.99300 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 08/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809304 MORTGAGORS: FRANCIS, ARTHUR
FRANCIS, MARVETTE
ADDRESS : 106 TICONDEROGA RD
MORTGAGE AMT: 250,000.00 CITY APEX
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NC 27502
UNPAID BALANCE: 247,946.490 OPTION TO CONVERT : No
MONTHLY P&I: 1,684.30 ANNUAL RATE ADJUST: 0.000
LTV : 83.33300 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809312 MORTGAGORS: PHILLIPS, MALCOLM
PHILLIPS, KATHY
ADDRESS : 107 SANTA FE TRL
MORTGAGE AMT: 242,000.00 CITY APEX
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NC 27502
UNPAID BALANCE: 239,806.900 OPTION TO CONVERT : No
MONTHLY P&I: 1,630.40 ANNUAL RATE ADJUST: 0.000
LTV : 74.31400 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809320 MORTGAGORS: THOMAS, JAMES
THOMAS, SHINY
ADDRESS : 701 PRESTON VILLAGE WAY
MORTGAGE AMT: 249,950.00 CITY MORRISVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NC 27560
UNPAID BALANCE: 243,384.710 OPTION TO CONVERT : No
MONTHLY P&I: 1,642.00 ANNUAL RATE ADJUST: 0.000
LTV : 79.95100 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 11/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809346 MORTGAGORS: KU, W
KU, ANNIE
KU, ANNIE
ADDRESS : 5617 TEMPLIN WAY
MORTGAGE AMT: 401,051.70 CITY PLANO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 TX 75093
UNPAID BALANCE: 395,684.090 OPTION TO CONVERT : No
MONTHLY P&I: 2,744.52 ANNUAL RATE ADJUST: 0.000
LTV : 63.15700 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 10/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809361 MORTGAGORS: LEHMKUHL, MARK
LEHMKUHL, LINDA
ADDRESS : 5534 ASHFORD ROAD
MORTGAGE AMT: 285,000.00 CITY DUBLIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 OH 43017
UNPAID BALANCE: 284,586.130 OPTION TO CONVERT : No
MONTHLY P&I: 2,017.22 ANNUAL RATE ADJUST: 0.000
LTV : 89.06200 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809387 MORTGAGORS: PARENTE, CIRIACO
ADDRESS : 900 NW 122ND AVE
MORTGAGE AMT: 484,000.00 CITY PLANTATION
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 FL 33325
UNPAID BALANCE: 483,223.600 OPTION TO CONVERT : No
MONTHLY P&I: 3,260.80 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809452 MORTGAGORS: MARTINEZ, JORGE
MARTINEZ, SONYA
ADDRESS : 10401 CANYON DR
MORTGAGE AMT: 112,000.00 CITY OAK HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 92345
UNPAID BALANCE: 111,767.230 OPTION TO CONVERT : No
MONTHLY P&I: 812.08 ANNUAL RATE ADJUST: 0.000
LTV : 78.87300 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809478 MORTGAGORS: KOHLER, THOMAS
KOHLER, KANDACE
ADDRESS : 7341 OAKVIEW
MORTGAGE AMT: 277,267.60 CITY SHAWNEE
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 KS 66216
UNPAID BALANCE: 276,705.720 OPTION TO CONVERT : No
MONTHLY P&I: 2,034.50 ANNUAL RATE ADJUST: 0.000
LTV : 93.98900 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 02/01/29
RATE:
- -----
--------------------------------------------------------------------------------
LN # 0007809544 MORTGAGORS: TURNER, KELLY
BREUHAUS, BABETTA
ADDRESS : 9125 BARKER ROAD
MORTGAGE AMT: 367,500.00 CITY NEW HILL
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 NC 27562
UNPAID BALANCE: 366,402.180 OPTION TO CONVERT : No
MONTHLY P&I: 2,322.86 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809601 MORTGAGORS: THOMAS, MARTIN
ADDRESS : 203 TICONDEROGA RD
MORTGAGE AMT: 280,000.00 CITY APEX
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NC 27502
UNPAID BALANCE: 278,602.650 OPTION TO CONVERT : No
MONTHLY P&I: 1,862.85 ANNUAL RATE ADJUST: 0.000
LTV : 92.92400 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 11/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809619 MORTGAGORS: TWIDT, BRIAN
TWIDT, SHARI
ADDRESS : 112 CUPOLA CHASE WAY
MORTGAGE AMT: 275,100.00 CITY APEX
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NC 27502
UNPAID BALANCE: 273,493.600 OPTION TO CONVERT : No
MONTHLY P&I: 1,830.25 ANNUAL RATE ADJUST: 0.000
LTV : 89.98500 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 10/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809635 MORTGAGORS: BARBUSCIO, KENNETH
BARBUSCIO, SANDRA
ADDRESS : 2 MORRIS DR
MORTGAGE AMT: 250,000.00 CITY HOPEWELL
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 NJ 08560
UNPAID BALANCE: 249,546.750 OPTION TO CONVERT : No
MONTHLY P&I: 1,580.18 ANNUAL RATE ADJUST: 0.000
LTV : 53.76300 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809643 MORTGAGORS: LAGGER, DAVID
LAGGER, NANCY
ADDRESS : 16206 REGENTS RD
MORTGAGE AMT: 272,850.00 CITY LOCKPORT
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 60441
UNPAID BALANCE: 271,789.030 OPTION TO CONVERT : No
MONTHLY P&I: 1,861.32 ANNUAL RATE ADJUST: 0.000
LTV : 86.49700 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809650 MORTGAGORS: BUSH, ELLEN
LLOYD, MILDRED
ADDRESS : 206 SALINGER CLOSE
MORTGAGE AMT: 312,000.00 CITY MOOSIC
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 PA 18507
UNPAID BALANCE: 311,499.500 OPTION TO CONVERT : No
MONTHLY P&I: 2,102.01 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809668 MORTGAGORS: LOMBARDO, ANTHONY
LOMBARDO, DONNA
ADDRESS : 12 HASTINGS RD
MORTGAGE AMT: 400,000.00 CITY HOLMDEL
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 07733
UNPAID BALANCE: 399,358.340 OPTION TO CONVERT : No
MONTHLY P&I: 2,694.88 ANNUAL RATE ADJUST: 0.000
LTV : 43.24300 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809718 MORTGAGORS: WOMACK, DENNIS
WOMACK, CATHERINE
WOMACK, CATHERINE
ADDRESS : 850 MECHUMS WEST DR
MORTGAGE AMT: 356,000.00 CITY CHARLOTTESVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 VA 22903
UNPAID BALANCE: 355,231.710 OPTION TO CONVERT : No
MONTHLY P&I: 2,398.44 ANNUAL RATE ADJUST: 0.000
LTV : 57.88600 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809759 MORTGAGORS: MILLER, WILLIAM
MILLER, DARLENE
ADDRESS : 6100 WHITTEMORE CT
MORTGAGE AMT: 503,000.00 CITY UPPER MARLBORO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MD 20772
UNPAID BALANCE: 502,193.110 OPTION TO CONVERT : No
MONTHLY P&I: 3,388.81 ANNUAL RATE ADJUST: 0.000
LTV : 71.85700 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809767 MORTGAGORS: DEPRIEST, SAMUEL
DEPRIEST, CYNTHIA
ADDRESS : 27 N ELDER
MORTGAGE AMT: 317,250.00 CITY LAGRANGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 60525
UNPAID BALANCE: 316,753.520 OPTION TO CONVERT : No
MONTHLY P&I: 2,164.21 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809775 MORTGAGORS: DUNCAN, RAYMOND
DUNCAN, CATHY
ADDRESS : 1341 NIX BRIDGE ROAD
MORTGAGE AMT: 300,000.00 CITY DAWSONVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 GA 30534
UNPAID BALANCE: 299,506.750 OPTION TO CONVERT : No
MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000
LTV : 56.60300 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809817 MORTGAGORS: STRUNK, MERRIT
ADDRESS : 8605 CASE RIDGE DRIVE
MORTGAGE AMT: 254,000.00 CITY OAKRIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NC 27310
UNPAID BALANCE: 253,309.700 OPTION TO CONVERT : No
MONTHLY P&I: 1,668.60 ANNUAL RATE ADJUST: 0.000
LTV : 84.94900 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809825 MORTGAGORS: SIFFORD, ROBERT
ADDRESS : 6410 HIGHWAY 152 EAST
MORTGAGE AMT: 122,940.00 CITY ROCKWELL
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NC 28138
UNPAID BALANCE: 122,749.810 OPTION TO CONVERT : No
MONTHLY P&I: 859.62 ANNUAL RATE ADJUST: 0.000
LTV : 73.17800 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809833 MORTGAGORS: HUSEBY, WILLIAM
ADDRESS : 2244 TAYLOR GRADY TERRACE
MORTGAGE AMT: 439,000.00 CITY DULUTH
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 GA 30097
UNPAID BALANCE: 437,887.200 OPTION TO CONVERT : No
MONTHLY P&I: 2,883.92 ANNUAL RATE ADJUST: 0.000
LTV : 77.56100 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809858 MORTGAGORS: GRAY, STEPHEN
ADDRESS : 1742 VICKERS CIRCLE
MORTGAGE AMT: 245,250.00 CITY DECATUR
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 GA 30030
UNPAID BALANCE: 244,612.950 OPTION TO CONVERT : No
MONTHLY P&I: 1,590.69 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809874 MORTGAGORS: CRIST, ELMER
CRIST, JOHANNA
ADDRESS : 215 CHANCELLORS PARK CT
MORTGAGE AMT: 311,200.00 CITY SIMPSONVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 SC 29681
UNPAID BALANCE: 309,569.580 OPTION TO CONVERT : No
MONTHLY P&I: 2,018.44 ANNUAL RATE ADJUST: 0.000
LTV : 78.52600 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 11/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809882 MORTGAGORS: MARKUS, BARBARA
ADDRESS : 2310 BOTULPH
MORTGAGE AMT: 110,000.00 CITY SANTA FE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NM 87505
UNPAID BALANCE: 109,670.370 OPTION TO CONVERT : No
MONTHLY P&I: 769.14 ANNUAL RATE ADJUST: 0.000
LTV : 27.50000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809890 MORTGAGORS: INAMULLAH, MOHAMMAD
ADDRESS : 8514 SWEET OAKS COVE
MORTGAGE AMT: 275,000.00 CITY GERMANTOWN
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 TN 38138
UNPAID BALANCE: 274,590.530 OPTION TO CONVERT : No
MONTHLY P&I: 1,922.84 ANNUAL RATE ADJUST: 0.000
LTV : 78.57100 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809908 MORTGAGORS: KNOX, TIMOTHY
KNOX, CHRISTINE
ADDRESS : 226 W JACKSON
MORTGAGE AMT: 315,000.00 CITY ST. LOUIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MO 63119
UNPAID BALANCE: 314,482.070 OPTION TO CONVERT : No
MONTHLY P&I: 2,095.71 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809916 MORTGAGORS: EBNER, THOMAS
EBNER, SHARON
ADDRESS : 12441 BALWYCK
MORTGAGE AMT: 273,500.00 CITY DES PERES
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MO 63131
UNPAID BALANCE: 271,573.080 OPTION TO CONVERT : No
MONTHLY P&I: 1,819.61 ANNUAL RATE ADJUST: 0.000
LTV : 70.12800 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809924 MORTGAGORS: LARIMORE, FREDERICK
ADDRESS : 7221 ALMADEN DRIVE
MORTGAGE AMT: 277,900.00 CITY INDIANAPOLIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IN 46278
UNPAID BALANCE: 277,454.200 OPTION TO CONVERT : No
MONTHLY P&I: 1,872.27 ANNUAL RATE ADJUST: 0.000
LTV : 74.10600 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809932 MORTGAGORS: O'SHEA, CHARLES
O'SHEA, BRENDA
ADDRESS : 820 HEATHERHAVEN DRIVE
MORTGAGE AMT: 280,000.00 CITY BALLWIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MO 63011
UNPAID BALANCE: 279,550.850 OPTION TO CONVERT : No
MONTHLY P&I: 1,886.41 ANNUAL RATE ADJUST: 0.000
LTV : 57.73100 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809957 MORTGAGORS: BLITZ, BEVERLY
ADDRESS : 450 CONWAY VILLAGE DRIVE
MORTGAGE AMT: 489,000.00 CITY TOWN & COUNTRY
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MO 63041
UNPAID BALANCE: 488,175.990 OPTION TO CONVERT : No
MONTHLY P&I: 3,212.39 ANNUAL RATE ADJUST: 0.000
LTV : 59.27200 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007809981 MORTGAGORS: MARCHITELLI, DENNIS
MARCHITELLI, GABRIELA
ADDRESS : 338 COTTSWOLD PL
MORTGAGE AMT: 286,450.00 CITY RIVA
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 MD 21140
UNPAID BALANCE: 285,419.360 OPTION TO CONVERT : No
MONTHLY P&I: 1,857.91 ANNUAL RATE ADJUST: 0.000
LTV : 68.20200 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810005 MORTGAGORS: KATZ, DAVID
KATZ, LISA
ADDRESS : 9435 SUNNYFIELD CT
MORTGAGE AMT: 352,500.00 CITY POTOMAC
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MD 20854
UNPAID BALANCE: 351,920.410 OPTION TO CONVERT : No
MONTHLY P&I: 2,345.20 ANNUAL RATE ADJUST: 0.000
LTV : 68.44600 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810013 MORTGAGORS: DELAUNEY, HUBERT
DELAUNEY, JUNE
ADDRESS : 1017 DARTFORD MEWS
MORTGAGE AMT: 350,000.00 CITY VIRGINIA BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 VA 23452
UNPAID BALANCE: 349,410.210 OPTION TO CONVERT : No
MONTHLY P&I: 2,299.26 ANNUAL RATE ADJUST: 0.000
LTV : 47.29700 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810021 MORTGAGORS: WRIGHT, TERRY
WRIGHT, JAMIE
ADDRESS : 2080 E DOVE RD.
MORTGAGE AMT: 364,000.00 CITY SOUTHLAKE
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 TX 76092
UNPAID BALANCE: 363,355.910 OPTION TO CONVERT : No
MONTHLY P&I: 2,330.74 ANNUAL RATE ADJUST: 0.000
LTV : 50.00000 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810047 MORTGAGORS: CARROLL, THOMAS
MIKO, KATHLEEN
ADDRESS : 3843 GARRISON ST
MORTGAGE AMT: 486,400.00 CITY WASHINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 DC 20016
UNPAID BALANCE: 484,998.510 OPTION TO CONVERT : No
MONTHLY P&I: 3,236.04 ANNUAL RATE ADJUST: 0.000
LTV : 74.83000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810054 MORTGAGORS: LEW, JOANN
LEW, M
ADDRESS : 1184 W PINE GROVE ROAD
MORTGAGE AMT: 360,000.00 CITY PENNA FURNANCE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 PA 16865
UNPAID BALANCE: 359,408.100 OPTION TO CONVERT : No
MONTHLY P&I: 2,395.09 ANNUAL RATE ADJUST: 0.000
LTV : 76.59500 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810062 MORTGAGORS: BRENNER, IRA
BRENNER, JENNIFER
ADDRESS : 8411 RIVER ROCK TERR
MORTGAGE AMT: 432,000.00 CITY BETHESDA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MD 20817
UNPAID BALANCE: 431,307.010 OPTION TO CONVERT : No
MONTHLY P&I: 2,910.47 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810104 MORTGAGORS: SEATON, CHRISTOPHER
SEATON, TERESA
ADDRESS : 509 INDIAN TRAIL
MORTGAGE AMT: 270,000.00 CITY SALADO
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 TX 76571
UNPAID BALANCE: 269,315.600 OPTION TO CONVERT : No
MONTHLY P&I: 1,773.71 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810120 MORTGAGORS: MILLER, SHARON
ADDRESS : 1115 QUEEN PALM CT
MORTGAGE AMT: 160,000.00 CITY HOLLYWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 FL 33019
UNPAID BALANCE: 159,749.600 OPTION TO CONVERT : No
MONTHLY P&I: 1,091.49 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810146 MORTGAGORS: SIMO, WILLIAM
SIMO, LAURA
ADDRESS : 1550 WOODVALE
MORTGAGE AMT: 412,000.00 CITY DEERFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60015
UNPAID BALANCE: 411,339.080 OPTION TO CONVERT : No
MONTHLY P&I: 2,775.73 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810153 MORTGAGORS: JOHNSON, ROBERT
JOHNSON, KERRY
ADDRESS : 214 PAUL REVERE DR
MORTGAGE AMT: 280,000.00 CITY HOUSTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 TX 77024
UNPAID BALANCE: 278,787.360 OPTION TO CONVERT : No
MONTHLY P&I: 1,839.41 ANNUAL RATE ADJUST: 0.000
LTV : 74.17200 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810161 MORTGAGORS: SPOONER, DAVID
SPOONER, NANCY
SPOONER, NANCY
ADDRESS : 1908 KENMORE ST N
MORTGAGE AMT: 260,000.00 CITY ARLINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 VA 22207
UNPAID BALANCE: 259,539.950 OPTION TO CONVERT : No
MONTHLY P&I: 1,664.81 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810179 MORTGAGORS: KOCH, WILLIAM
KOCH, BARBARA
KOCH, BARBARA
ADDRESS : 1407 ARNOLD PALMER BLVD
MORTGAGE AMT: 430,000.00 CITY LOUISVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 KY 40245
UNPAID BALANCE: 429,310.230 OPTION TO CONVERT : No
MONTHLY P&I: 2,896.99 ANNUAL RATE ADJUST: 0.000
LTV : 79.95900 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810187 MORTGAGORS: WARRELL, DANIEL
WARRELL, NORMA
ADDRESS : 135 MEADOW BRK
MORTGAGE AMT: 300,000.00 CITY SPRINGBORO
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 OH 45066
UNPAID BALANCE: 299,201.540 OPTION TO CONVERT : No
MONTHLY P&I: 1,920.94 ANNUAL RATE ADJUST: 0.000
LTV : 67.41500 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810195 MORTGAGORS: CARUSO, ANDREW
CARUSO, LINDA
ADDRESS : 105 WINDSOR DRIVE
MORTGAGE AMT: 225,000.00 CITY EATONTOWN
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 07724
UNPAID BALANCE: 224,406.990 OPTION TO CONVERT : No
MONTHLY P&I: 1,515.87 ANNUAL RATE ADJUST: 0.000
LTV : 73.77049 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810203 MORTGAGORS: GARLAND, LYNDEN
GARLAND, OLIVIA
ADDRESS : 2804 COTTAGE COVE DR
MORTGAGE AMT: 280,000.00 CITY RICHMOND
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 VA 23233
UNPAID BALANCE: 278,684.290 OPTION TO CONVERT : No
MONTHLY P&I: 2,108.27 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 03/01/19
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810211 MORTGAGORS: LORENZO, DAVID
ADDRESS : 69 WEST COLUMBIA AVE
MORTGAGE AMT: 355,200.00 CITY PALISADES PARK
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 NJ 07650
UNPAID BALANCE: 354,696.980 OPTION TO CONVERT : No
MONTHLY P&I: 2,544.70 ANNUAL RATE ADJUST: 0.000
LTV : 71.04000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810229 MORTGAGORS: TOCCI, ANTHONY
RONAN, SUSAN
ADDRESS : 12704 WATERTOWN COURT
MORTGAGE AMT: 322,400.00 CITY POTOMAC
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 MD 20854
UNPAID BALANCE: 321,843.260 OPTION TO CONVERT : No
MONTHLY P&I: 2,091.09 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810245 MORTGAGORS: FLYNN, NEIL
FLYNN, SUSAN
ADDRESS : 5208 WILDCAT RUN
MORTGAGE AMT: 372,700.00 CITY SPRINGFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 62707
UNPAID BALANCE: 372,116.740 OPTION TO CONVERT : No
MONTHLY P&I: 2,542.48 ANNUAL RATE ADJUST: 0.000
LTV : 64.25800 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810252 MORTGAGORS: FRIEDAN, BETTY
ADDRESS : 2022 COLUMBIA ROAD NW #4
MORTGAGE AMT: 281,000.00 CITY WASHINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 DC 20009
UNPAID BALANCE: 280,602.060 OPTION TO CONVERT : No
MONTHLY P&I: 2,013.12 ANNUAL RATE ADJUST: 0.000
LTV : 71.13900 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810260 MORTGAGORS: BLATT, RANDOLPH
BLATT, JANE
BLATT, JANE
ADDRESS : 1914 REDWOOD AVE
MORTGAGE AMT: 120,000.00 CITY WYOMISSING
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 PA 19610
UNPAID BALANCE: 119,802.690 OPTION TO CONVERT : No
MONTHLY P&I: 798.37 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810278 MORTGAGORS: WELLS, DOUGLAS
THOMPSON-WELLS, DIANE
ADDRESS : 11230 STRATFORD PL
MORTGAGE AMT: 278,000.00 CITY BELVIDERE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 61008
UNPAID BALANCE: 277,564.930 OPTION TO CONVERT : No
MONTHLY P&I: 1,896.46 ANNUAL RATE ADJUST: 0.000
LTV : 70.37900 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810286 MORTGAGORS: WITHAM, ROBERT
WITHAM, MARY
ADDRESS : 4727 ASHWOOD CT
MORTGAGE AMT: 266,500.00 CITY ZIONSVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IN 46077
UNPAID BALANCE: 266,072.480 OPTION TO CONVERT : No
MONTHLY P&I: 1,795.47 ANNUAL RATE ADJUST: 0.000
LTV : 55.52000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810328 MORTGAGORS: FAYOMI, OLUKAYODE
ADDRESS : 7160 MORNING LIGHT TRAIL
MORTGAGE AMT: 276,000.00 CITY COLUMBIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MD 21044
UNPAID BALANCE: 275,546.200 OPTION TO CONVERT : No
MONTHLY P&I: 1,836.24 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810336 MORTGAGORS: BUNTING, W
BUNTING, KAREN
ADDRESS : 9522 HEMSWELL PLACE
MORTGAGE AMT: 729,700.00 CITY POTOMAC
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MD 20854
UNPAID BALANCE: 728,500.230 OPTION TO CONVERT : No
MONTHLY P&I: 4,854.72 ANNUAL RATE ADJUST: 0.000
LTV : 76.01000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
15
--------------------------------------------------------------------------------
LN # 0007810344 MORTGAGORS: BARTH, MICHAEL
BARTH, CHRISTINA
ADDRESS : 151 GLYN CARIN STABLES
MORTGAGE AMT: 386,900.00 CITY GRANVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 OH 43023
UNPAID BALANCE: 386,263.870 OPTION TO CONVERT : No
MONTHLY P&I: 2,574.06 ANNUAL RATE ADJUST: 0.000
LTV : 79.60900 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810351 MORTGAGORS: VOLKERDING, MICHAEL
ALLEN, MARY
ADDRESS : 946 REDWAY AVE
MORTGAGE AMT: 288,000.00 CITY CINCINNATI
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 OH 45229
UNPAID BALANCE: 287,526.460 OPTION TO CONVERT : No
MONTHLY P&I: 1,916.08 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810369 MORTGAGORS: ANDERSON, RICHARD
ANDERSON, DONNA
ADDRESS : 9690 MARTINGHAM CR
MORTGAGE AMT: 295,000.00 CITY ST MICHAELS
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MD 21663
UNPAID BALANCE: 294,502.880 OPTION TO CONVERT : No
MONTHLY P&I: 1,937.95 ANNUAL RATE ADJUST: 0.000
LTV : 49.16600 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810377 MORTGAGORS: SHARP-GRACIA, LEEANNE
ADDRESS : 2208 WYOMING AVE. NW
MORTGAGE AMT: 469,600.00 CITY WASHINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 DC 20008
UNPAID BALANCE: 468,619.880 OPTION TO CONVERT : No
MONTHLY P&I: 3,124.27 ANNUAL RATE ADJUST: 0.000
LTV : 76.11000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810385 MORTGAGORS: CULBERTSON, JACK
CULBERTSON, MARGARET
ADDRESS : 3804 PURDUE ST
MORTGAGE AMT: 273,700.00 CITY UNIVERSITY PARK
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 TX 75225
UNPAID BALANCE: 273,260.940 OPTION TO CONVERT : No
MONTHLY P&I: 1,843.97 ANNUAL RATE ADJUST: 0.000
LTV : 79.33300 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810393 MORTGAGORS: SCHNEIDER, PAULINE
ADDRESS : 5900 16TH STREET NW
MORTGAGE AMT: 513,000.00 CITY WASHINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 DC 20011
UNPAID BALANCE: 511,703.140 OPTION TO CONVERT : No
MONTHLY P&I: 3,370.05 ANNUAL RATE ADJUST: 0.000
LTV : 79.78200 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810401 MORTGAGORS: HURLEY, JANICE
ADDRESS : 1308 EAST CAPITOL ST NE
MORTGAGE AMT: 194,250.00 CITY WASHINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 DC 20002
UNPAID BALANCE: 193,960.760 OPTION TO CONVERT : No
MONTHLY P&I: 1,358.23 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810419 MORTGAGORS: KASTNER, ROBERT
ADDRESS : 122 BEAGLE TRAIL
MORTGAGE AMT: 441,000.00 CITY WILMINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 NC 28409
UNPAID BALANCE: 440,219.670 OPTION TO CONVERT : No
MONTHLY P&I: 2,823.78 ANNUAL RATE ADJUST: 0.000
LTV : 64.85200 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810443 MORTGAGORS: POPP, CRAIG
GREGG, LINDA
ADDRESS : 6N603 BROOKHAVEN LANE
MORTGAGE AMT: 388,000.00 CITY ST CHARLES
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 IL 60175
UNPAID BALANCE: 385,586.680 OPTION TO CONVERT : No
MONTHLY P&I: 2,679.82 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 09/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810450 MORTGAGORS: SILLIVEN, DAVID
SILLIVEN, MEREDITH
ADDRESS : 2812 OAKWOOD SE
MORTGAGE AMT: 280,000.00 CITY EAST GRAND RAPIDS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MI 49506
UNPAID BALANCE: 278,980.740 OPTION TO CONVERT : No
MONTHLY P&I: 1,886.41 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810468 MORTGAGORS: HAWKINS, CHRISTOPHER
HON-HAWKINS, JERILYN
ADDRESS : 2376 CASCADE LAKES CIR SE
MORTGAGE AMT: 319,000.00 CITY GRAND RAPIDS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MI 49546
UNPAID BALANCE: 317,446.510 OPTION TO CONVERT : No
MONTHLY P&I: 2,149.16 ANNUAL RATE ADJUST: 0.000
LTV : 76.86700 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 11/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810476 MORTGAGORS: WASSENAAR, JEFFREY
ADDRESS : 878 BRADFORD GREENS CT. N
MORTGAGE AMT: 331,000.00 CITY GRAND RAPIDS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MI 49505
UNPAID BALANCE: 329,693.250 OPTION TO CONVERT : No
MONTHLY P&I: 2,258.00 ANNUAL RATE ADJUST: 0.000
LTV : 73.71900 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 12/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810484 MORTGAGORS: MORGAN, WILLIAM
MORGAN, SUSAN
ADDRESS : 13070 COUNTY CLUB DR
MORTGAGE AMT: 280,000.00 CITY CLIO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MI 48420
UNPAID BALANCE: 278,636.440 OPTION TO CONVERT : No
MONTHLY P&I: 1,886.41 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 11/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810492 MORTGAGORS: BRANOFF, CHRISTOPHER
BRANOFF, KIMBERLEY
ADDRESS : 5711 ALASKA
MORTGAGE AMT: 649,950.00 CITY ALTO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MI 49302
UNPAID BALANCE: 647,953.460 OPTION TO CONVERT : No
MONTHLY P&I: 4,489.04 ANNUAL RATE ADJUST: 0.000
LTV : 51.99600 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810500 MORTGAGORS: MURRAY, BRUCE
MURRAY, CHERYL
ADDRESS : 530 GREENTREE LANE
MORTGAGE AMT: 267,200.00 CITY ADA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MI 49301
UNPAID BALANCE: 266,118.840 OPTION TO CONVERT : No
MONTHLY P&I: 1,800.18 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 12/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810518 MORTGAGORS: HUBERS, ROBERT
HUBERS, RUTH
ADDRESS : 4368 WINTERWOOD SHORES
MORTGAGE AMT: 355,600.00 CITY WHITEHALL
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MI 49461
UNPAID BALANCE: 354,534.420 OPTION TO CONVERT : No
MONTHLY P&I: 2,486.41 ANNUAL RATE ADJUST: 0.000
LTV : 74.08300 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810526 MORTGAGORS: JEFFERY, JAMES
JEFFERY, BARBARA
ADDRESS : 8074 GROSSE ILE PARKWAY
MORTGAGE AMT: 261,150.00 CITY GROSSE ILE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MI 48138
UNPAID BALANCE: 257,235.600 OPTION TO CONVERT : No
MONTHLY P&I: 1,737.44 ANNUAL RATE ADJUST: 0.000
LTV : 59.62300 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810534 MORTGAGORS: ZEERIP, NELSON
ZEERIP, MARY
ADDRESS : 387 BIG BAY
MORTGAGE AMT: 420,000.00 CITY HOLLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MI 49424
UNPAID BALANCE: 418,421.890 OPTION TO CONVERT : No
MONTHLY P&I: 2,936.70 ANNUAL RATE ADJUST: 0.000
LTV : 64.61500 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 12/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810542 MORTGAGORS: HAMILTON, BETTY
ADDRESS : 901 SPRING DRIVE
MORTGAGE AMT: 600,000.00 CITY NORTHVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 MI 48167
UNPAID BALANCE: 598,721.370 OPTION TO CONVERT : No
MONTHLY P&I: 4,298.47 ANNUAL RATE ADJUST: 0.000
LTV : 38.70900 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810559 MORTGAGORS: CARTER, SANDRA
CARTER, KURT
ADDRESS : 6133 COTTAGE DR
MORTGAGE AMT: 650,000.00 CITY HASLETT
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 MI 48840
UNPAID BALANCE: 646,712.630 OPTION TO CONVERT : No
MONTHLY P&I: 4,656.68 ANNUAL RATE ADJUST: 0.000
LTV : 65.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810567 MORTGAGORS: LIVERMORE, BRIAN
FRANCO, LISA
ADDRESS : 9019 SOUTH DAMEN AVENUE
MORTGAGE AMT: 416,000.00 CITY CHICAGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60620
UNPAID BALANCE: 414,657.420 OPTION TO CONVERT : No
MONTHLY P&I: 2,802.67 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810575 MORTGAGORS: WILLENBORG, STEVEN
WILLENBORG, CHRISTINE
ADDRESS : 12482 SCENIC VIEW COURT
MORTGAGE AMT: 320,000.00 CITY BRIGHTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MI 48114
UNPAID BALANCE: 319,226.940 OPTION TO CONVERT : No
MONTHLY P&I: 2,182.96 ANNUAL RATE ADJUST: 0.000
LTV : 70.19000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810583 MORTGAGORS: LOWEN, WILLIAM
ADDRESS : 2560 BUTTRICK AVENUE SE
MORTGAGE AMT: 262,000.00 CITY ADA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MI 49301
UNPAID BALANCE: 260,591.480 OPTION TO CONVERT : No
MONTHLY P&I: 1,809.57 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810591 MORTGAGORS: SPUNGEN, ERIC
SPUNGEN, SHARON
ADDRESS : 60 FOX POINT CT NE
MORTGAGE AMT: 267,600.00 CITY ADA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MI 49301
UNPAID BALANCE: 266,969.960 OPTION TO CONVERT : No
MONTHLY P&I: 1,825.50 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810609 MORTGAGORS: HESS, CHARLES
HESS, KATHLEEN
ADDRESS : 3000 N 9TH STREET
MORTGAGE AMT: 269,000.00 CITY KALAMAZOO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MI 49009
UNPAID BALANCE: 268,334.660 OPTION TO CONVERT : No
MONTHLY P&I: 1,789.66 ANNUAL RATE ADJUST: 0.000
LTV : 89.75600 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810617 MORTGAGORS: JOUBRAN, THEODORE
JOUBRAN, LINDA
ADDRESS : 8132 UNDERWOOD RIDGE
MORTGAGE AMT: 317,500.00 CITY TRAVERSE CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MI 49686
UNPAID BALANCE: 316,752.460 OPTION TO CONVERT : No
MONTHLY P&I: 2,165.91 ANNUAL RATE ADJUST: 0.000
LTV : 62.25400 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810625 MORTGAGORS: WALTERS, JAMES
CRISSMAN, MOLLY
ADDRESS : 17865 N FRUITPORT ROAD
MORTGAGE AMT: 439,200.00 CITY SPRING LAKE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MI 49456
UNPAID BALANCE: 438,512.690 OPTION TO CONVERT : No
MONTHLY P&I: 2,996.12 ANNUAL RATE ADJUST: 0.000
LTV : 76.38200 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810633 MORTGAGORS: WILLIAMS, CHAD
WILLIAMS, KATHY
ADDRESS : 4155 FIRE RIDGE DRIVE
MORTGAGE AMT: 379,000.00 CITY GRAND RAPIDS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MI 49525
UNPAID BALANCE: 378,406.900 OPTION TO CONVERT : No
MONTHLY P&I: 2,585.45 ANNUAL RATE ADJUST: 0.000
LTV : 53.38000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810641 MORTGAGORS: FEENSTRA, GARY
FEENSTRA, DIANE
ADDRESS : 547 NORTHRIDGE
MORTGAGE AMT: 468,750.00 CITY HOLLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MI 49423
UNPAID BALANCE: 467,913.530 OPTION TO CONVERT : No
MONTHLY P&I: 3,197.70 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007810666 MORTGAGORS: VERGARA, VIRGINIA
ADDRESS : 345 BROOKSIDE LANE
MORTGAGE AMT: 266,000.00 CITY GLENCOE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60022
UNPAID BALANCE: 265,573.310 OPTION TO CONVERT : No
MONTHLY P&I: 1,792.09 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007811763 MORTGAGORS: JONDRON, LORI
ADDRESS : 3613 LEAFIELD DRIVE
MORTGAGE AMT: 94,400.00 CITY AUSTIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 TX 78749
UNPAID BALANCE: 94,172.150 OPTION TO CONVERT : No
MONTHLY P&I: 636.00 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007812142 MORTGAGORS: AVENTO, DOMINICK
AVENTO, DOMINICK
AVENTO, JOSEPHINE
ADDRESS : 215 HIDDEN ACRES PATH
MORTGAGE AMT: 252,000.00 CITY WADING RIVER
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NY 11792
UNPAID BALANCE: 251,595.740 OPTION TO CONVERT : No
MONTHLY P&I: 1,697.78 ANNUAL RATE ADJUST: 0.000
LTV : 89.13800 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007812159 MORTGAGORS: FENELLO, MICHAEL
FENELLO, PATRICIA
ADDRESS : 50 CLIVEDON COURT
MORTGAGE AMT: 318,450.00 CITY PHOENIXVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 PA 19460
UNPAID BALANCE: 317,886.530 OPTION TO CONVERT : No
MONTHLY P&I: 2,039.07 ANNUAL RATE ADJUST: 0.000
LTV : 79.61200 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007812175 MORTGAGORS: KELEHER, RANDALL
KELEHER, DIANE
ADDRESS : 123 LOCKWOOD ROAD
MORTGAGE AMT: 259,000.00 CITY RIVERSIDE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CT 06878
UNPAID BALANCE: 258,270.630 OPTION TO CONVERT : No
MONTHLY P&I: 1,851.27 ANNUAL RATE ADJUST: 0.000
LTV : 30.47000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/24
RATE:
02
--------------------------------------------------------------------------------
LN # 0007812209 MORTGAGORS: HARRIS, JAMES
HARRIS, SYLVIA
ADDRESS : 637 CROSS RIDGE LANE
MORTGAGE AMT: 396,000.00 CITY MANAKIN-SABOT
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 VA 23103
UNPAID BALANCE: 395,364.760 OPTION TO CONVERT : No
MONTHLY P&I: 2,667.93 ANNUAL RATE ADJUST: 0.000
LTV : 78.90800 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007812225 MORTGAGORS: DUNNING, MAYNARD
DUNNING, LISA
ADDRESS : 21090 CEDAR LANE
MORTGAGE AMT: 261,000.00 CITY COUNCIL BLUFFS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 IA 51503
UNPAID BALANCE: 260,786.060 OPTION TO CONVERT : No
MONTHLY P&I: 1,736.44 ANNUAL RATE ADJUST: 0.000
LTV : 72.50000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007812233 MORTGAGORS: MINOR, LLOYD
KEAMY, LISA
ADDRESS : 303 VALLEYVIEW GARTH
MORTGAGE AMT: 270,000.00 CITY TIMONIUM
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MD 21093
UNPAID BALANCE: 269,556.070 OPTION TO CONVERT : No
MONTHLY P&I: 1,796.32 ANNUAL RATE ADJUST: 0.000
LTV : 79.41100 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007812241 MORTGAGORS: BEYER, EDWIN
BEYER, JENNIFER
ADDRESS : 23 SIERRA DRIVE
MORTGAGE AMT: 319,000.00 CITY WASHINGTON TOWNSHIP
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 07853
UNPAID BALANCE: 318,488.270 OPTION TO CONVERT : No
MONTHLY P&I: 2,149.17 ANNUAL RATE ADJUST: 0.000
LTV : 88.85700 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007812258 MORTGAGORS: SKILLMAN, DAVID
SKILLMAN, BRENDA
ADDRESS : 614 E PACIFIC AVE
MORTGAGE AMT: 289,050.00 CITY ST LOUIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MO 63119
UNPAID BALANCE: 288,608.750 OPTION TO CONVERT : No
MONTHLY P&I: 1,996.40 ANNUAL RATE ADJUST: 0.000
LTV : 84.99600 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007812274 MORTGAGORS: TIPTON, DAILEY
TIPTON, JESSICA
ADDRESS : 210 W ASHBRIDGE STREET
MORTGAGE AMT: 255,000.00 CITY WEST CHESTER
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 PA 19380
UNPAID BALANCE: 254,369.240 OPTION TO CONVERT : No
MONTHLY P&I: 1,696.53 ANNUAL RATE ADJUST: 0.000
LTV : 78.46100 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007812282 MORTGAGORS: SODEN, STEPHEN
ADDRESS : 6221 NORTHLAKE DR
MORTGAGE AMT: 363,920.00 CITY PARKVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MO 64152
UNPAID BALANCE: 363,336.230 OPTION TO CONVERT : No
MONTHLY P&I: 2,451.80 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007812290 MORTGAGORS: OOSTEN, MELINDA
OOSTEN, DIERCK
ADDRESS : 1795 HAWTHORNE DRIVE
MORTGAGE AMT: 290,500.00 CITY WAUKEE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 IA 50263
UNPAID BALANCE: 290,255.940 OPTION TO CONVERT : No
MONTHLY P&I: 1,908.38 ANNUAL RATE ADJUST: 0.000
LTV : 85.95800 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007812308 MORTGAGORS: DOWNS, FREDERICK
DOWNS, TINA
ADDRESS : RD 3 BOX 189B
MORTGAGE AMT: 280,000.00 CITY LEWES
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 DE 19958
UNPAID BALANCE: 279,764.770 OPTION TO CONVERT : No
MONTHLY P&I: 1,839.40 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007812316 MORTGAGORS: SAMPLE, KENNETH
SAMPLE, DEBORAH
ADDRESS : 629 OAKWOOD DRIVE
MORTGAGE AMT: 380,000.00 CITY LEITCHFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 KY 42754
UNPAID BALANCE: 379,390.440 OPTION TO CONVERT : No
MONTHLY P&I: 2,560.13 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007812332 MORTGAGORS: HUGHES, EDWARD
JOHANSEN-HUGHES, SHERYL
ADDRESS : 14254 WEST OAKWOOD COURT
MORTGAGE AMT: 288,000.00 CITY GREEN OAKS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 60048
UNPAID BALANCE: 287,549.300 OPTION TO CONVERT : No
MONTHLY P&I: 1,964.67 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007812340 MORTGAGORS: CRAWFORD, JOHN
CRAWFORD, KAREN
ADDRESS : 13510 FORT STREET
MORTGAGE AMT: 320,000.00 CITY OMAHA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NE 68164
UNPAID BALANCE: 319,486.680 OPTION TO CONVERT : No
MONTHLY P&I: 2,155.90 ANNUAL RATE ADJUST: 0.000
LTV : 55.65200 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007812357 MORTGAGORS: RICHARDS, FRANCIS
RICHARDS, BARBARA
ADDRESS : 116 NANSEMOND POINT DR
MORTGAGE AMT: 289,600.00 CITY SUFFOLK
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 VA 23434
UNPAID BALANCE: 288,865.900 OPTION TO CONVERT : No
MONTHLY P&I: 1,902.47 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007812365 MORTGAGORS: MCCAIN, SCOTT
MCCAIN, LORI
ADDRESS : 5889 WEST COUNTY ROAD
MORTGAGE AMT: 298,500.00 CITY MCCORDSVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IN 46055
UNPAID BALANCE: 298,021.170 OPTION TO CONVERT : No
MONTHLY P&I: 2,011.05 ANNUAL RATE ADJUST: 0.000
LTV : 79.81200 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007812373 MORTGAGORS: JENNINGS, JOSEPH
JENNINGS, MARGARET
ADDRESS : 4401 50TH STREET WEST
MORTGAGE AMT: 397,500.00 CITY EDINA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MN 55424
UNPAID BALANCE: 396,830.170 OPTION TO CONVERT : No
MONTHLY P&I: 2,611.30 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007812381 MORTGAGORS: ALFORD, RONALD
ALFORD, JANAN
ADDRESS : 13920 TINCUP CIRCLE
MORTGAGE AMT: 340,000.00 CITY BROOMFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CO 80020
UNPAID BALANCE: 339,454.590 OPTION TO CONVERT : No
MONTHLY P&I: 2,290.65 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007812399 MORTGAGORS: HILEY, CHARLES
HILEY, VICKI
ADDRESS : 803 FOXPOINTE LANE SW
MORTGAGE AMT: 391,000.00 CITY ROCHESTER
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MN 55902
UNPAID BALANCE: 390,671.510 OPTION TO CONVERT : No
MONTHLY P&I: 2,568.59 ANNUAL RATE ADJUST: 0.000
LTV : 56.74800 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007812407 MORTGAGORS: WORTH, RICHARD
WORTH, TREVA
ADDRESS : 71 THE WOODLANDS
MORTGAGE AMT: 361,650.00 CITY GLADSTONE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MO 64119
UNPAID BALANCE: 361,084.050 OPTION TO CONVERT : No
MONTHLY P&I: 2,467.09 ANNUAL RATE ADJUST: 0.000
LTV : 79.48300 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007812415 MORTGAGORS: DIAMOND, MURRY
DIAMOND, JULIE
ADDRESS : 14602 GOLDEN LEAF PLACE
MORTGAGE AMT: 384,000.00 CITY LOUISVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 KY 40245
UNPAID BALANCE: 383,384.020 OPTION TO CONVERT : No
MONTHLY P&I: 2,587.08 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007812449 MORTGAGORS: EMEHISER, DANIEL
EMEHISER, DIANA
ADDRESS : 9153 NW 73RD ST
MORTGAGE AMT: 500,000.00 CITY JOHNSTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 IA 50131
UNPAID BALANCE: 499,590.160 OPTION TO CONVERT : No
MONTHLY P&I: 3,326.51 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007812456 MORTGAGORS: UDELMAN, HAROLD
UDELMAN, LINDA
ADDRESS : 11249 E SORREL LANE
MORTGAGE AMT: 395,000.00 CITY SCOTTSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 AZ 85259
UNPAID BALANCE: 394,350.570 OPTION TO CONVERT : No
MONTHLY P&I: 2,627.94 ANNUAL RATE ADJUST: 0.000
LTV : 79.79700 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007812464 MORTGAGORS: MCDONALD, ALEXANDER
MCDONALD, CATHERINE
ADDRESS : 34 HOPKINS ROAD
MORTGAGE AMT: 340,000.00 CITY NEW BOSTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NH 03070
UNPAID BALANCE: 339,454.590 OPTION TO CONVERT : No
MONTHLY P&I: 2,290.65 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007812480 MORTGAGORS: BRENNER, CHARLES
BRENNER, CHERYL
ADDRESS : 444 ROLLING ROAD
MORTGAGE AMT: 365,000.00 CITY SALISBURY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MD 21801
UNPAID BALANCE: 364,399.890 OPTION TO CONVERT : No
MONTHLY P&I: 2,428.35 ANNUAL RATE ADJUST: 0.000
LTV : 78.49400 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007812498 MORTGAGORS: SMITH, GREGORY
SMITH, JILL
ADDRESS : 12202 HOLLY LANE
MORTGAGE AMT: 297,000.00 CITY ANCHORAGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 KY 40223
UNPAID BALANCE: 296,768.320 OPTION TO CONVERT : No
MONTHLY P&I: 2,026.06 ANNUAL RATE ADJUST: 0.000
LTV : 79.20000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007812506 MORTGAGORS: SANDAU, GERALD
BEATTIE, JEAN
ADDRESS : 9723 NORTH 117TH WAY
MORTGAGE AMT: 312,000.00 CITY SCOTTSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 AZ 85259
UNPAID BALANCE: 311,499.520 OPTION TO CONVERT : No
MONTHLY P&I: 2,102.00 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007812514 MORTGAGORS: MORGAN, H
MORGAN, TERRI
ADDRESS : 803 GREY FRIAR DRIVE
MORTGAGE AMT: 264,000.00 CITY LAKE SHERWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MO 63357
UNPAID BALANCE: 263,783.600 OPTION TO CONVERT : No
MONTHLY P&I: 1,756.40 ANNUAL RATE ADJUST: 0.000
LTV : 75.42800 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007812530 MORTGAGORS: INGOGLIA, SCOTT
INGOGLIA, DAWN
ADDRESS : 6448 CRABAPPLE DR
MORTGAGE AMT: 293,850.00 CITY TROY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MI 48098
UNPAID BALANCE: 293,378.640 OPTION TO CONVERT : No
MONTHLY P&I: 1,979.72 ANNUAL RATE ADJUST: 0.000
LTV : 77.32800 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007812563 MORTGAGORS: BARRETT, REBECCA
BARRETT, SEAN
ADDRESS : 807 BALTIMORE PIKE
MORTGAGE AMT: 316,000.00 CITY CHADDSFORD
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 PA 19317
UNPAID BALANCE: 315,480.430 OPTION TO CONVERT : No
MONTHLY P&I: 2,102.36 ANNUAL RATE ADJUST: 0.000
LTV : 84.26600 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007812571 MORTGAGORS: CARNEY, MICHAEL
CARNEY, KAREN
ADDRESS : 1450 WELLINGTON VIEW LANE
MORTGAGE AMT: 265,000.00 CITY WILDWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MO 63005
UNPAID BALANCE: 264,574.920 OPTION TO CONVERT : No
MONTHLY P&I: 1,785.35 ANNUAL RATE ADJUST: 0.000
LTV : 79.34100 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007812589 MORTGAGORS: WHARTON, C.
WHARTON, ALLISON
ADDRESS : 8914 NORWICK ROAD
MORTGAGE AMT: 332,500.00 CITY RICHMOND
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 VA 23229
UNPAID BALANCE: 331,953.290 OPTION TO CONVERT : No
MONTHLY P&I: 2,212.14 ANNUAL RATE ADJUST: 0.000
LTV : 76.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007812605 MORTGAGORS: MENDOZA, JOE
MENDOZA, MARY
ADDRESS : 11087 JACKSON RD
MORTGAGE AMT: 269,600.00 CITY KRUM
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 TX 76249
UNPAID BALANCE: 269,188.460 OPTION TO CONVERT : No
MONTHLY P&I: 1,862.06 ANNUAL RATE ADJUST: 0.000
LTV : 88.73900 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007812613 MORTGAGORS: HODGES, THOMAS
ADDRESS : 5700 N GRANDVIEW
MORTGAGE AMT: 350,000.00 CITY LITTLE ROCK
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 AR 72207
UNPAID BALANCE: 349,410.230 OPTION TO CONVERT : No
MONTHLY P&I: 2,299.25 ANNUAL RATE ADJUST: 0.000
LTV : 73.68400 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007812621 MORTGAGORS: KINDIG, EDWIN
KINDIG, PATRICIA
ADDRESS : 23858 SARAH COURT
MORTGAGE AMT: 277,500.00 CITY ANTIOCH
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 60002
UNPAID BALANCE: 276,965.130 OPTION TO CONVERT : No
MONTHLY P&I: 1,893.04 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007812639 MORTGAGORS: ROCCO, FRANK
ROCCO, ANGELA
ADDRESS : 795 LARSON LANE
MORTGAGE AMT: 301,000.00 CITY ROSELLE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 IL 60172
UNPAID BALANCE: 300,747.120 OPTION TO CONVERT : No
MONTHLY P&I: 1,977.36 ANNUAL RATE ADJUST: 0.000
LTV : 62.70800 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007812654 MORTGAGORS: CLEMMENT, ROBERT
CLEMMENT, JILL
ADDRESS : 406 PROVIDENCE WAY
MORTGAGE AMT: 337,500.00 CITY EASLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 SC 29642
UNPAID BALANCE: 336,643.140 OPTION TO CONVERT : No
MONTHLY P&I: 2,302.35 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007812688 MORTGAGORS: DAY, ZANE
DAY, DONNA
ADDRESS : 8212 W FOOTHILL DRIVE
MORTGAGE AMT: 287,700.00 CITY PEORIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 AZ 85382
UNPAID BALANCE: 287,249.760 OPTION TO CONVERT : No
MONTHLY P&I: 1,962.63 ANNUAL RATE ADJUST: 0.000
LTV : 94.97800 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007812696 MORTGAGORS: DEBRUYN, RANDALL
DODGE, SARAH
ADDRESS : 831 TYROL TRL N
MORTGAGE AMT: 384,000.00 CITY GOLDEN VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MN 55427
UNPAID BALANCE: 383,685.230 OPTION TO CONVERT : No
MONTHLY P&I: 2,554.77 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007812704 MORTGAGORS: WALKER, C.
WALKER, SUZANNE
ADDRESS : 6150 SHADOWBROOK DR
MORTGAGE AMT: 288,000.00 CITY BETTENDORF
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IA 52722
UNPAID BALANCE: 287,775.330 OPTION TO CONVERT : No
MONTHLY P&I: 1,964.67 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007813587 MORTGAGORS: HARDESTY, KEVIN
ADDRESS : 17260 GARVIN COURT
MORTGAGE AMT: 118,000.00 CITY BROOKINGS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 OR 97415
UNPAID BALANCE: 117,903.270 OPTION TO CONVERT : No
MONTHLY P&I: 785.06 ANNUAL RATE ADJUST: 0.000
LTV : 76.12900 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007813595 MORTGAGORS: SALTER, RONALD
SALTER, JACQUELINE
ADDRESS : 19550 BRAEWOOD DRIVE
MORTGAGE AMT: 350,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91356
UNPAID BALANCE: 349,713.110 OPTION TO CONVERT : No
MONTHLY P&I: 2,328.56 ANNUAL RATE ADJUST: 0.000
LTV : 66.66600 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007813603 MORTGAGORS: WELLS, CATHERINE
ADDRESS : 12736 HORTENSE STREET
MORTGAGE AMT: 267,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91604
UNPAID BALANCE: 266,791.720 OPTION TO CONVERT : No
MONTHLY P&I: 1,821.41 ANNUAL RATE ADJUST: 0.000
LTV : 62.82300 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007813611 MORTGAGORS: STALLONES, STEVEN
ADDRESS : 4665 INGRAM COURT
MORTGAGE AMT: 167,000.00 CITY BOULDER
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CO 80303
UNPAID BALANCE: 166,879.130 OPTION TO CONVERT : No
MONTHLY P&I: 1,182.02 ANNUAL RATE ADJUST: 0.000
LTV : 77.67400 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007813629 MORTGAGORS: GUNNETT, WILLIAM
GUNNETT, SANDRA
ADDRESS : 485 FLORENCE DRIVE
MORTGAGE AMT: 276,000.00 CITY LAFAYETTE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94549
UNPAID BALANCE: 275,784.690 OPTION TO CONVERT : No
MONTHLY P&I: 1,882.81 ANNUAL RATE ADJUST: 0.000
LTV : 72.63100 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007813645 MORTGAGORS: CHAPMAN, THOMAS
CHAPMAN, LISA
ADDRESS : 18021 NORTHEAST 13TH STRE
MORTGAGE AMT: 198,400.00 CITY BELLEVUE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 WA 98008
UNPAID BALANCE: 198,245.230 OPTION TO CONVERT : No
MONTHLY P&I: 1,353.44 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007813652 MORTGAGORS: GABAI, MORAD
GABAI, NADIA
ADDRESS : 10363 CALVIN AVENUE
MORTGAGE AMT: 275,250.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 90025
UNPAID BALANCE: 275,040.560 OPTION TO CONVERT : No
MONTHLY P&I: 1,901.08 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007813660 MORTGAGORS: WOODS, JOHN
WOODS, BARBARA
ADDRESS : 789 DOUGLAS PLACE
MORTGAGE AMT: 77,500.00 CITY BERTHOUD
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CO 80513
UNPAID BALANCE: 76,560.760 OPTION TO CONVERT : No
MONTHLY P&I: 541.89 ANNUAL RATE ADJUST: 0.000
LTV : 50.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007813678 MORTGAGORS: VERSHININA, OLGA
RUBANOV, NATAN
ADDRESS : 43335 BANDA TERRACE
MORTGAGE AMT: 310,000.00 CITY FREMONT
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 CA 94539
UNPAID BALANCE: 309,726.500 OPTION TO CONVERT : No
MONTHLY P&I: 1,984.96 ANNUAL RATE ADJUST: 0.000
LTV : 76.54300 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007813686 MORTGAGORS: CARVER, DEBORAH
ADDRESS : 667 EAST FIFTH STREET
MORTGAGE AMT: 144,500.00 CITY CHICO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95928
UNPAID BALANCE: 144,390.040 OPTION TO CONVERT : No
MONTHLY P&I: 998.03 ANNUAL RATE ADJUST: 0.000
LTV : 79.90000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007813694 MORTGAGORS: GHIRALDINI, MARCO
GHIRALDINI, MARIA
ADDRESS : 1170 MCCLELLAND DRIVE
MORTGAGE AMT: 308,000.00 CITY NOVATO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94945
UNPAID BALANCE: 307,753.700 OPTION TO CONVERT : No
MONTHLY P&I: 2,075.05 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007813702 MORTGAGORS: CROCKER, RONALD
CROCKER, LINDA
ADDRESS : 4171 OLD VINEYARD LANE
MORTGAGE AMT: 410,800.00 CITY SANTA ROSA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95404
UNPAID BALANCE: 410,237.750 OPTION TO CONVERT : No
MONTHLY P&I: 2,767.64 ANNUAL RATE ADJUST: 0.000
LTV : 51.35000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007813710 MORTGAGORS: BEVERLY, DAVID
BEVERLY, ANN
ADDRESS : 162 CLOVER WAY
MORTGAGE AMT: 739,900.00 CITY LOS GATOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95030
UNPAID BALANCE: 739,322.810 OPTION TO CONVERT : No
MONTHLY P&I: 5,047.42 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
15
--------------------------------------------------------------------------------
LN # 0007813728 MORTGAGORS: DESGRANGES, PAULA
ADDRESS : 14010 S. HANEY RD.
MORTGAGE AMT: 107,200.00 CITY KENNEWICK
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 WA 99337
UNPAID BALANCE: 107,126.230 OPTION TO CONVERT : No
MONTHLY P&I: 777.27 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007813736 MORTGAGORS: KJESSLER, MICHAEL
ADDRESS : 17720 WICKIUP LANE
MORTGAGE AMT: 107,800.00 CITY SUNRIVER
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 OR 97707
UNPAID BALANCE: 107,717.970 OPTION TO CONVERT : No
MONTHLY P&I: 744.55 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007813744 MORTGAGORS: WVINNER, JAMES
ADDRESS : 727 OZONE AVENUE
MORTGAGE AMT: 248,000.00 CITY SANTA MONICA
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 90405
UNPAID BALANCE: 247,820.500 OPTION TO CONVERT : No
MONTHLY P&I: 1,755.33 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007813751 MORTGAGORS: CARDENAS, DANIEL
ADDRESS : 4180 SOUTH OURAY WAY
MORTGAGE AMT: 77,750.00 CITY AURORA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CO 80013
UNPAID BALANCE: 75,953.850 OPTION TO CONVERT : No
MONTHLY P&I: 543.64 ANNUAL RATE ADJUST: 0.000
LTV : 64.79100 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007813769 MORTGAGORS: LYNN, NICHOLAS
MARRA, CHRISTINE
ADDRESS : 5929 SOUTH MOLINE WAY
MORTGAGE AMT: 250,600.00 CITY ENGLEWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CO 80111
UNPAID BALANCE: 250,418.620 OPTION TO CONVERT : No
MONTHLY P&I: 1,773.73 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007813777 MORTGAGORS: DE LUCA, PATRICIA
ADDRESS : 1913 QUEBEC WAY
MORTGAGE AMT: 328,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 95124
UNPAID BALANCE: 327,768.500 OPTION TO CONVERT : No
MONTHLY P&I: 2,349.83 ANNUAL RATE ADJUST: 0.000
LTV : 60.96600 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007813785 MORTGAGORS: RUSHMEYER, ANTIONETTE
ADDRESS : 3129 AARON DRIVE
MORTGAGE AMT: 193,000.00 CITY ROCKLIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95765
UNPAID BALANCE: 192,853.150 OPTION TO CONVERT : No
MONTHLY P&I: 1,333.00 ANNUAL RATE ADJUST: 0.000
LTV : 74.84600 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007813793 MORTGAGORS: CONDOLORA, LISA
ADDRESS : 6751 WEST TURQUOISE AVENU
MORTGAGE AMT: 67,500.00 CITY PEORIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 AZ 85345
UNPAID BALANCE: 67,392.140 OPTION TO CONVERT : No
MONTHLY P&I: 483.58 ANNUAL RATE ADJUST: 0.000
LTV : 76.70400 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007813819 MORTGAGORS: FLAMM, BRYAN
FLAMM, KATHERINE
ADDRESS : 524 CHAMISO LANE NW
MORTGAGE AMT: 173,100.00 CITY ALBUQUERQUE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NM 87107
UNPAID BALANCE: 172,971.540 OPTION TO CONVERT : No
MONTHLY P&I: 1,210.34 ANNUAL RATE ADJUST: 0.000
LTV : 73.65900 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007813827 MORTGAGORS: BRAND, GARY
ADDRESS : 19748 BLYTHE STREET
MORTGAGE AMT: 172,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91306
UNPAID BALANCE: 171,862.450 OPTION TO CONVERT : No
MONTHLY P&I: 1,158.80 ANNUAL RATE ADJUST: 0.000
LTV : 66.15300 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007813835 MORTGAGORS: LUCAS, MOYES
LUCAS, JAN
ADDRESS : 912 MOUNT WASHINGTON DRIV
MORTGAGE AMT: 260,750.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 90065
UNPAID BALANCE: 260,556.490 OPTION TO CONVERT : No
MONTHLY P&I: 1,823.20 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007813843 MORTGAGORS: SAWELSON, ADAM
SAWELSON, MICHELLE
ADDRESS : 12109 HILLSLOPE STREET
MORTGAGE AMT: 360,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 91604
UNPAID BALANCE: 359,745.920 OPTION TO CONVERT : No
MONTHLY P&I: 2,579.08 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007813850 MORTGAGORS: ANDREWS, JAKUB
ADDRESS : 5021 DANTES VIEW DRIVE
MORTGAGE AMT: 210,000.00 CITY CALABASAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 91301
UNPAID BALANCE: 209,844.150 OPTION TO CONVERT : No
MONTHLY P&I: 1,468.35 ANNUAL RATE ADJUST: 0.000
LTV : 71.18600 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007813868 MORTGAGORS: BROOKS, JEAN
ZAK, WILLIAM
ADDRESS : 2527 172ND STREET COURT E
MORTGAGE AMT: 97,450.00 CITY SPANAWAY
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 WA 98387
UNPAID BALANCE: 97,379.460 OPTION TO CONVERT : No
MONTHLY P&I: 689.75 ANNUAL RATE ADJUST: 0.000
LTV : 74.99000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007813876 MORTGAGORS: POPE, KELLY
ADDRESS : 6715 11TH STREET EAST
MORTGAGE AMT: 196,000.00 CITY FIFE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 WA 98424
UNPAID BALANCE: 195,854.540 OPTION TO CONVERT : No
MONTHLY P&I: 1,370.46 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007813884 MORTGAGORS: SETHI, BALRAM
SETHI, SUDESH
ADDRESS : 11049 SWANSFIELD ROAD
MORTGAGE AMT: 227,000.00 CITY COLUMBIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MD 21044
UNPAID BALANCE: 226,653.490 OPTION TO CONVERT : No
MONTHLY P&I: 1,567.83 ANNUAL RATE ADJUST: 0.000
LTV : 79.64900 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007813892 MORTGAGORS: GARRIDO, CARLOS
GARRIDO, EUNICE
ADDRESS : 11601 GOLF COURSE SQUARE
MORTGAGE AMT: 123,000.00 CITY RESTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 VA 20191
UNPAID BALANCE: 122,810.230 OPTION TO CONVERT : No
MONTHLY P&I: 849.53 ANNUAL RATE ADJUST: 0.000
LTV : 66.48600 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 03/01/29
RATE:
- -----------------
--------------------------------------------------------------------------------
LN # 0007813900 MORTGAGORS: HOEFLICH, JEFFERY
ADDRESS : 49 COASTAL DRIVE
MORTGAGE AMT: 68,000.00 CITY BERLIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 MD 21811
UNPAID BALANCE: 67,890.640 OPTION TO CONVERT : No
MONTHLY P&I: 487.16 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007813926 MORTGAGORS: JACKSON, PATRICIA
ADDRESS : 528 OLD FORT ROAD
MORTGAGE AMT: 115,000.00 CITY WINCHESTER
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 VA 22601
UNPAID BALANCE: 114,914.650 OPTION TO CONVERT : No
MONTHLY P&I: 804.10 ANNUAL RATE ADJUST: 0.000
LTV : 43.43700 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007813934 MORTGAGORS: BERNSTEIN, GARY
BERNSTEIN, MARTINE
ADDRESS : 111 NOTTINGHAM LANE
MORTGAGE AMT: 82,500.00 CITY BERLIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MD 21811
UNPAID BALANCE: 82,436.520 OPTION TO CONVERT : No
MONTHLY P&I: 569.81 ANNUAL RATE ADJUST: 0.000
LTV : 79.71000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007813942 MORTGAGORS: TROSS, MARILYN
ADDRESS : 103 SUNSET DRIVE
MORTGAGE AMT: 141,900.00 CITY ANNAPOLIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 MD 21403
UNPAID BALANCE: 141,799.850 OPTION TO CONVERT : No
MONTHLY P&I: 1,016.59 ANNUAL RATE ADJUST: 0.000
LTV : 63.06600 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007813967 MORTGAGORS: SPEARS, JOHN
SPEARS, CAROLYN
ADDRESS : 22923 WILDCAT ROAD
MORTGAGE AMT: 317,000.00 CITY GAITHERSBURG
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MD 20882
UNPAID BALANCE: 307,775.700 OPTION TO CONVERT : No
MONTHLY P&I: 2,135.69 ANNUAL RATE ADJUST: 0.000
LTV : 79.25000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007813975 MORTGAGORS: WADE, JOHN
ADDRESS : 5153 UTE ROAD
MORTGAGE AMT: 116,250.00 CITY INDIAN HILL
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CO 80454
UNPAID BALANCE: 116,155.760 OPTION TO CONVERT : No
MONTHLY P&I: 783.20 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007813991 MORTGAGORS: HAIGHT, PATRICIA
ADDRESS : 20462 PACIFIC COAST HIGHW
MORTGAGE AMT: 434,000.00 CITY MALIBU
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 90265
UNPAID BALANCE: 433,677.910 OPTION TO CONVERT : No
MONTHLY P&I: 3,034.59 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814007 MORTGAGORS: DUCKWORTH, HAROLD
ADDRESS : 3066 ELM STREET
MORTGAGE AMT: 190,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92102
UNPAID BALANCE: 189,855.430 OPTION TO CONVERT : No
MONTHLY P&I: 1,312.28 ANNUAL RATE ADJUST: 0.000
LTV : 73.07600 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814023 MORTGAGORS: LAI, TU
PHUONG, KIEU
ADDRESS : 13 WEAVER PLACE
MORTGAGE AMT: 180,000.00 CITY EAST HANOVER
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 07936
UNPAID BALANCE: 179,711.270 OPTION TO CONVERT : No
MONTHLY P&I: 1,212.69 ANNUAL RATE ADJUST: 0.000
LTV : 66.66600 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814031 MORTGAGORS: CASEY, THOMAS
ADDRESS : 793 HIGHLAND AVENUE
MORTGAGE AMT: 123,000.00 CITY MEDFORD
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MA 02155
UNPAID BALANCE: 122,896.670 OPTION TO CONVERT : No
MONTHLY P&I: 808.02 ANNUAL RATE ADJUST: 0.000
LTV : 72.35200 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814056 MORTGAGORS: CAPONE, BENJAMIN
ADDRESS : 7 WESTON STREET
MORTGAGE AMT: 66,800.00 CITY HULL
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MA 02045
UNPAID BALANCE: 66,290.480 OPTION TO CONVERT : No
MONTHLY P&I: 450.04 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814064 MORTGAGORS: GARLAND, MICHAEL
GARLAND, STACY
ADDRESS : 222 BORTON MILL COURT
MORTGAGE AMT: 130,000.00 CITY DELRAN
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 NJ 08075
UNPAID BALANCE: 129,778.330 OPTION TO CONVERT : No
MONTHLY P&I: 920.13 ANNUAL RATE ADJUST: 0.000
LTV : 94.54500 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814072 MORTGAGORS: TUONI, THOMAS
ADDRESS : 1612 IRONSIDE ROAD\ MORTGAGE AMT:
252,000.00 CITY NEWARK
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 DE 19702
UNPAID BALANCE: 251,822.140 OPTION TO CONVERT : No
MONTHLY P&I: 1,805.36 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814098 MORTGAGORS: EVANS FOSTER, DAVID
EVANS FOSTER, CARRIE
ADDRESS : 1764 TIERRA NUEVA LANE
MORTGAGE AMT: 116,800.00 CITY OCEANO
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 93445
UNPAID BALANCE: 116,713.010 OPTION TO CONVERT : No
MONTHLY P&I: 846.89 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814106 MORTGAGORS: GOULART, MIKE
CORSON-GOULART, JILL
ADDRESS : 5520 CAMINO TECATE
MORTGAGE AMT: 283,200.00 CITY YORBA LINDA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92887
UNPAID BALANCE: 282,971.430 OPTION TO CONVERT : No
MONTHLY P&I: 1,907.97 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814114 MORTGAGORS: KONG, AMY
ADDRESS : 9145 1/2 NOBLE AVENUE
MORTGAGE AMT: 95,900.00 CITY LOS ANGELES (NORTH H
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 91343
UNPAID BALANCE: 95,832.310 OPTION TO CONVERT : No
MONTHLY P&I: 687.04 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814122 MORTGAGORS: ROYSTON, JEFF
ADDRESS : 21500 CALIFA STREET, UNIT
MORTGAGE AMT: 120,000.00 CITY LOS ANGELES (WOODLAN
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 91367
UNPAID BALANCE: 119,896.870 OPTION TO CONVERT : No
MONTHLY P&I: 839.06 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814130 MORTGAGORS: MARKS, ELIANE
ADDRESS : 6122 WEST 77TH STREET
MORTGAGE AMT: 280,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90045
UNPAID BALANCE: 279,781.580 OPTION TO CONVERT : No
MONTHLY P&I: 1,910.09 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814148 MORTGAGORS: ZHAO, MING
GU, RONGQING
ADDRESS : 1115 HUGO REID DRIVE
MORTGAGE AMT: 353,000.00 CITY ARCADIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91007
UNPAID BALANCE: 352,717.710 OPTION TO CONVERT : No
MONTHLY P&I: 2,378.23 ANNUAL RATE ADJUST: 0.000
LTV : 79.86400 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814155 MORTGAGORS: UNDERWOOD, FRANK
ADDRESS : 243 UPLAND ROAD
MORTGAGE AMT: 268,000.00 CITY REDWOOD CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94062
UNPAID BALANCE: 267,796.070 OPTION TO CONVERT : No
MONTHLY P&I: 1,851.01 ANNUAL RATE ADJUST: 0.000
LTV : 55.25700 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814163 MORTGAGORS: HART, DAVID
HART, BARBARA
ADDRESS : 1647 ELDORADO DRIVE
MORTGAGE AMT: 195,000.00 CITY GILROY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95020
UNPAID BALANCE: 194,847.890 OPTION TO CONVERT : No
MONTHLY P&I: 1,330.24 ANNUAL RATE ADJUST: 0.000
LTV : 41.93500 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814171 MORTGAGORS: CLEAVER, ROBERT
ADDRESS : 1210 VACATION DRIVE
MORTGAGE AMT: 284,000.00 CITY LAFAYETTE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94549
UNPAID BALANCE: 283,778.450 OPTION TO CONVERT : No
MONTHLY P&I: 1,937.38 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814189 MORTGAGORS: TORKELSON, RICHARD
ENOCHS-TORKELSON, LORI
ADDRESS : 9 SKYHAWK COURT
MORTGAGE AMT: 347,950.00 CITY PETALUMA
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 94954
UNPAID BALANCE: 347,698.160 OPTION TO CONVERT : No
MONTHLY P&I: 2,462.77 ANNUAL RATE ADJUST: 0.000
LTV : 79.99700 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814197 MORTGAGORS: SHATTUCK, DAVID
ADDRESS : 7290 5TH AVENUE
MORTGAGE AMT: 111,500.00 CITY TAHOMA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 96142
UNPAID BALANCE: 111,413.020 OPTION TO CONVERT : No
MONTHLY P&I: 760.63 ANNUAL RATE ADJUST: 0.000
LTV : 76.89600 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814205 MORTGAGORS: GANLEY, THOMAS
GANLEY, MAURA
ADDRESS : 237 MONTURA WAY
MORTGAGE AMT: 424,500.00 CITY NOVATO
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94949
UNPAID BALANCE: 424,143.370 OPTION TO CONVERT : No
MONTHLY P&I: 2,788.66 ANNUAL RATE ADJUST: 0.000
LTV : 70.80900 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814213 MORTGAGORS: WINFREE, ROBERT
ADDRESS : 14542 STORY ROAD
MORTGAGE AMT: 193,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95127
UNPAID BALANCE: 192,849.440 OPTION TO CONVERT : No
MONTHLY P&I: 1,316.60 ANNUAL RATE ADJUST: 0.000
LTV : 57.61100 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814221 MORTGAGORS: HANF, MARK
HANF, LISA
ADDRESS : 38 RICHARDSON ROAD
MORTGAGE AMT: 370,000.00 CITY NOVATO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94949
UNPAID BALANCE: 369,711.370 OPTION TO CONVERT : No
MONTHLY P&I: 2,524.05 ANNUAL RATE ADJUST: 0.000
LTV : 79.97300 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814239 MORTGAGORS: SCHLICHTING, JOHN
SHCLICHTING, LORIE
ADDRESS : 2257 LORING AVENUE
MORTGAGE AMT: 270,750.00 CITY HENDERSON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NV 89014
UNPAID BALANCE: 270,538.790 OPTION TO CONVERT : No
MONTHLY P&I: 1,846.99 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814247 MORTGAGORS: DE DIOS, MARIA
ADDRESS : 241 NORTH DREXEL AVENUE
MORTGAGE AMT: 72,000.00 CITY NATIONAL CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 91950
UNPAID BALANCE: 71,845.950 OPTION TO CONVERT : No
MONTHLY P&I: 503.43 ANNUAL RATE ADJUST: 0.000
LTV : 50.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814254 MORTGAGORS: SCHMIDT, ERIK
ADDRESS : 1 AVENTINE
MORTGAGE AMT: 189,000.00 CITY ALISO VIEJO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92656
UNPAID BALANCE: 188,859.730 OPTION TO CONVERT : No
MONTHLY P&I: 1,321.52 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814262 MORTGAGORS: PINDER, WILLIAM
PINDER, DONNA
ADDRESS : 22972 TIAGUA
MORTGAGE AMT: 355,200.00 CITY MISSION VIEJO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92692
UNPAID BALANCE: 354,936.390 OPTION TO CONVERT : No
MONTHLY P&I: 2,483.61 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814270 MORTGAGORS: OSWALD, LESTER
ADDRESS : 24821 LAGRIMA
MORTGAGE AMT: 192,000.00 CITY MISSION VIEJO
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 92692
UNPAID BALANCE: 191,864.490 OPTION TO CONVERT : No
MONTHLY P&I: 1,375.51 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814288 MORTGAGORS: LIPKIN, DIANE
ADDRESS : 1268 VALLECITO ROAD
MORTGAGE AMT: 145,000.00 CITY CARPINTERIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 93013
UNPAID BALANCE: 144,889.670 OPTION TO CONVERT : No
MONTHLY P&I: 1,001.48 ANNUAL RATE ADJUST: 0.000
LTV : 46.77400 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814296 MORTGAGORS: PAIGNE, CHAMNAN
VANLY, MORYVANN
ADDRESS : 12240 SANDY ROCK STREET
MORTGAGE AMT: 220,000.00 CITY CERRITOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 90703
UNPAID BALANCE: 219,832.590 OPTION TO CONVERT : No
MONTHLY P&I: 1,519.49 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814304 MORTGAGORS: HAHN, YUNJU
ADDRESS : 22700 HIDDEN HILLS ROAD
MORTGAGE AMT: 497,000.00 CITY YORBA LINDA
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 92887
UNPAID BALANCE: 496,640.290 OPTION TO CONVERT : No
MONTHLY P&I: 3,517.73 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814312 MORTGAGORS: GALEA, FRANK
GALEA, KATHRYN
ADDRESS : 1632 MOLITOR ROAD
MORTGAGE AMT: 312,000.00 CITY BELMONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94002
UNPAID BALANCE: 311,768.450 OPTION TO CONVERT : No
MONTHLY P&I: 2,181.55 ANNUAL RATE ADJUST: 0.000
LTV : 49.68100 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814320 MORTGAGORS: DWYER, JAMES
DWYER, VICTORIA
ADDRESS : 28752 CALLE VISTA
MORTGAGE AMT: 223,200.00 CITY LAGUNA NIGUEL
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 92677
UNPAID BALANCE: 223,038.450 OPTION TO CONVERT : No
MONTHLY P&I: 1,579.80 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814338 MORTGAGORS: SAMPSON, LINDA
ADDRESS : 13719 IROQUOIS
MORTGAGE AMT: 259,900.00 CITY TUSTIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92782
UNPAID BALANCE: 259,707.120 OPTION TO CONVERT : No
MONTHLY P&I: 1,817.26 ANNUAL RATE ADJUST: 0.000
LTV : 79.99300 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814346 MORTGAGORS: BUDINICH, ROBERT
BIEWER, SHELLY
ADDRESS : 3520 197TH AVENUE COURT E
MORTGAGE AMT: 249,500.00 CITY SUMNER
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 WA 98390
UNPAID BALANCE: 249,305.370 OPTION TO CONVERT : No
MONTHLY P&I: 1,702.03 ANNUAL RATE ADJUST: 0.000
LTV : 83.16600 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814353 MORTGAGORS: HOWK, MONTE
HOWK, MARGARET
ADDRESS : 1443 ARBOR STREET
MORTGAGE AMT: 84,800.00 CITY RATHDRUM
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 ID 83858
UNPAID BALANCE: 84,739.880 OPTION TO CONVERT : No
MONTHLY P&I: 607.52 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814361 MORTGAGORS: DU, PHAT
DU, MAI
ADDRESS : 6325 WEST HARBOR DRIVE
MORTGAGE AMT: 196,000.00 CITY COEUR D ALENE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 ID 83814
UNPAID BALANCE: 195,843.260 OPTION TO CONVERT : No
MONTHLY P&I: 1,320.49 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814379 MORTGAGORS: THOMPSON, LARRY
THOMPSON, PHYLLIS
ADDRESS : 9525 180TH AVENUE EAST
MORTGAGE AMT: 200,000.00 CITY SUMNER
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 WA 98390
UNPAID BALANCE: 199,851.570 OPTION TO CONVERT : No
MONTHLY P&I: 1,398.43 ANNUAL RATE ADJUST: 0.000
LTV : 74.90600 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814387 MORTGAGORS: TILLER, DONALD
ADDRESS : 22 PINE COURT
MORTGAGE AMT: 89,600.00 CITY PORT HADLOCK
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 WA 98339
UNPAID BALANCE: 89,311.180 OPTION TO CONVERT : No
MONTHLY P&I: 626.50 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814395 MORTGAGORS: DECUIRE, MARJORIE
ADDRESS : 2009 EAST LUDLOW DRIVE
MORTGAGE AMT: 127,900.00 CITY PHOENIX
:\
STATE/ZIP :\
LIFETIME RATE : 8.12500 AZ 85022
UNPAID BALANCE: 127,816.340 OPTION TO CONVERT : No
MONTHLY P&I: 949.65 ANNUAL RATE ADJUST: 0.000
LTV : 79.98700 OUTSIDE CONV DATE:
CURRENT INT 8.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814403 MORTGAGORS: MONTGOMERY, MICHAEL
ADDRESS : 22645 SOUTH 195TH PLACE
MORTGAGE AMT: 174,400.00 CITY QUEEN CREEK
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 AZ 85242
UNPAID BALANCE: 174,279.980 OPTION TO CONVERT : No
MONTHLY P&I: 1,264.52 ANNUAL RATE ADJUST: 0.000
LTV : 79.27200 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814429 MORTGAGORS: MILOWE, JEFFREY
MILOWE, HELEN
ADDRESS : 161 PINE STREET
MORTGAGE AMT: 284,000.00 CITY SAN ANSELMO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94960
UNPAID BALANCE: 283,778.450 OPTION TO CONVERT : No
MONTHLY P&I: 1,937.38 ANNUAL RATE ADJUST: 0.000
LTV : 68.43300 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814437 MORTGAGORS: HOLT, JANET
MOLINA, LAURA
MOLINA, LAURA
MOLINA, MARK
ADDRESS : 915 PIOVANA COURT
MORTGAGE AMT: 344,000.00 CITY CARLSBAD
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92009
UNPAID BALANCE: 343,744.700 OPTION TO CONVERT : No
MONTHLY P&I: 2,405.30 ANNUAL RATE ADJUST: 0.000
LTV : 66.15300 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814445 MORTGAGORS: LIGHT, B
LIGHT,
ADDRESS : 3853 REKLAW DRIVE
MORTGAGE AMT: 329,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91604
UNPAID BALANCE: 328,743.340 OPTION TO CONVERT : No
MONTHLY P&I: 2,244.37 ANNUAL RATE ADJUST: 0.000
LTV : 67.83500 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814452 MORTGAGORS: THOMSEN, BENT
ADDRESS : 17622 WEDDINGTON STREET
MORTGAGE AMT: 500,000.00 CITY LOS ANGELES (ENCINO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91316
UNPAID BALANCE: 499,619.540 OPTION TO CONVERT : No
MONTHLY P&I: 3,453.38 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814460 MORTGAGORS: WEST, M
ADDRESS : 2493 SOUTH 800 EAST
MORTGAGE AMT: 90,000.00 CITY SALT LAKE CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 UT 84106
UNPAID BALANCE: 89,931.510 OPTION TO CONVERT : No
MONTHLY P&I: 621.61 ANNUAL RATE ADJUST: 0.000
LTV : 61.64300 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814478 MORTGAGORS: SHAPIRO, SUSAN
ADDRESS : 1496 SENEGAL COURT
MORTGAGE AMT: 323,000.00 CITY GILROY
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 95020
UNPAID BALANCE: 322,777.720 OPTION TO CONVERT : No
MONTHLY P&I: 2,341.97 ANNUAL RATE ADJUST: 0.000
LTV : 79.96000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 04/01/29
RATE:
- -------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0007814486 MORTGAGORS: SHAHBAZI, MEHDI
SHAHBAZI, VALERIE
ADDRESS : 9603 BUCKEYE COURT
MORTGAGE AMT: 376,000.00 CITY CARMEL VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 93923
UNPAID BALANCE: 375,734.620 OPTION TO CONVERT : No
MONTHLY P&I: 2,693.71 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814494 MORTGAGORS: TOM, ALAND
CHU, ELAINE
ADDRESS : 4232 ANZA STREET
MORTGAGE AMT: 265,000.00 CITY SAN FRANCISCO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94121
UNPAID BALANCE: 264,798.360 OPTION TO CONVERT : No
MONTHLY P&I: 1,830.29 ANNUAL RATE ADJUST: 0.000
LTV : 74.64700 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814502 MORTGAGORS: LOWRY JR, JOHN
LOWRY, NANCY
ADDRESS : 6 SILVER PINE TERRACE
MORTGAGE AMT: 270,000.00 CITY SAN RAFAEL
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94903
UNPAID BALANCE: 269,778.680 OPTION TO CONVERT : No
MONTHLY P&I: 1,796.32 ANNUAL RATE ADJUST: 0.000
LTV : 58.06400 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814510 MORTGAGORS: SIBAL, MICHAEL
SIBAL, MELLIE
ADDRESS : 690 POPPY CIRCLE
MORTGAGE AMT: 121,600.00 CITY VACAVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95687
UNPAID BALANCE: 121,500.320 OPTION TO CONVERT : No
MONTHLY P&I: 809.01 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814528 MORTGAGORS: CROWLEY, TIMOTHY
URBACH, KATRINA
ADDRESS : 62 UPPER BRIAR ROAD
MORTGAGE AMT: 584,000.00 CITY KENTFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94904
UNPAID BALANCE: 583,566.590 OPTION TO CONVERT : No
MONTHLY P&I: 4,083.41 ANNUAL RATE ADJUST: 0.000
LTV : 47.47900 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814536 MORTGAGORS: KELLEY, FRANCIS
KELLEY, MARY
ADDRESS : 1711 JUBILEE DRIVE
MORTGAGE AMT: 194,900.00 CITY BRENTWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94513
UNPAID BALANCE: 194,751.690 OPTION TO CONVERT : No
MONTHLY P&I: 1,346.13 ANNUAL RATE ADJUST: 0.000
LTV : 74.99000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814544 MORTGAGORS: ERIXSON, KIMBERLEY
ADDRESS : 490 DENMAN ROAD
MORTGAGE AMT: 185,000.00 CITY PENNGROVE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94951
UNPAID BALANCE: 184,688.270 OPTION TO CONVERT : No
MONTHLY P&I: 1,215.32 ANNUAL RATE ADJUST: 0.000
LTV : 49.33300 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814551 MORTGAGORS: ERDMAN, ERIC
ERDMAN, SUZANNE
ADDRESS : 1545 VIVIAN LANE
MORTGAGE AMT: 400,000.00 CITY INCLINE VILLAGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 NV 89451
UNPAID BALANCE: 399,710.500 OPTION TO CONVERT : No
MONTHLY P&I: 2,831.17 ANNUAL RATE ADJUST: 0.000
LTV : 31.37200 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814569 MORTGAGORS: WEINSTEIN, MENDEL
WEINSTEIN, FANYA
ADDRESS : 1678 26TH AVENUE
MORTGAGE AMT: 277,800.00 CITY SAN FRANCISCO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94122
UNPAID BALANCE: 277,588.610 OPTION TO CONVERT : No
MONTHLY P&I: 1,918.70 ANNUAL RATE ADJUST: 0.000
LTV : 63.13600 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814577 MORTGAGORS: SAAKIAN, SAMUEL
SAAKIAN, NINA
ADDRESS : 600-602 SOUTH CHEVY CHASE
MORTGAGE AMT: 99,000.00 CITY GLENDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91205
UNPAID BALANCE: 98,920.830 OPTION TO CONVERT : No
MONTHLY P&I: 666.98 ANNUAL RATE ADJUST: 0.000
LTV : 44.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814585 MORTGAGORS: GULRAJANI, ROMESH
GULRAJANI, TARA
ADDRESS : 686 CALLE MIGUEL
MORTGAGE AMT: 185,400.00 CITY CAMARILLO
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 93010
UNPAID BALANCE: 185,265.810 OPTION TO CONVERT : No
MONTHLY P&I: 1,312.25 ANNUAL RATE ADJUST: 0.000
LTV : 79.98700 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814593 MORTGAGORS: TOKADJIAN, SAMVEL
TOKADJIAN, MARINE
ADDRESS : 17623 ROSCOE BOULEVARD
MORTGAGE AMT: 157,500.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91325
UNPAID BALANCE: 157,377.130 OPTION TO CONVERT : No
MONTHLY P&I: 1,074.43 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814601 MORTGAGORS: VETLUGIN, NATASHA
ADDRESS : 12029 DRESDEN PLACE
MORTGAGE AMT: 217,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91344
UNPAID BALANCE: 216,834.880 OPTION TO CONVERT : No
MONTHLY P&I: 1,498.77 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814619 MORTGAGORS: PURL, LINDA
ADDRESS : 3714 WHITESPEAK DRIVE
MORTGAGE AMT: 353,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91403
UNPAID BALANCE: 352,717.710 OPTION TO CONVERT : No
MONTHLY P&I: 2,378.23 ANNUAL RATE ADJUST: 0.000
LTV : 69.90000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814627 MORTGAGORS: TIANSAY, RAUL
TIANSAY, RUTH
ADDRESS : 7038 BROADWAY TERRACE
MORTGAGE AMT: 528,000.00 CITY OAKLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94611
UNPAID BALANCE: 527,545.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,646.76 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814643 MORTGAGORS: MOQUIN, THOMAS
ADDRESS : 727 VANITIE COURT
MORTGAGE AMT: 227,500.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92109
UNPAID BALANCE: 227,326.890 OPTION TO CONVERT : No
MONTHLY P&I: 1,571.29 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814650 MORTGAGORS: STAATS, NEAL
ADDRESS : 2120 ORINDA DRIVE UNIT #C
MORTGAGE AMT: 245,600.00 CITY ENCINITAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92007
UNPAID BALANCE: 245,413.120 OPTION TO CONVERT : No
MONTHLY P&I: 1,696.30 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814668 MORTGAGORS: HILL, LEAH
ADDRESS : 4605 SEDA COVE
MORTGAGE AMT: 222,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 92124
UNPAID BALANCE: 221,839.330 OPTION TO CONVERT : No
MONTHLY P&I: 1,571.30 ANNUAL RATE ADJUST: 0.000
LTV : 68.30700 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814676 MORTGAGORS: CHAMMAS, SABAH
CHAMMAS, ZEINA
ADDRESS : 13913 BOQUITA DRIVE
MORTGAGE AMT: 460,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 92014
UNPAID BALANCE: 459,667.070 OPTION TO CONVERT : No
MONTHLY P&I: 3,255.85 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814684 MORTGAGORS: POLLOCK, JAMES
ADDRESS : 3565 WINDMILL DRIVE UNIT
MORTGAGE AMT: 58,100.00 CITY FORT COLLINS
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CO 80526
UNPAID BALANCE: 58,058.990 OPTION TO CONVERT : No
MONTHLY P&I: 416.24 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814700 MORTGAGORS: DUNCAN, M.
ADDRESS : 745 MARSHVIEW CLOSE
MORTGAGE AMT: 159,000.00 CITY ROSWELL
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 GA 30076
UNPAID BALANCE: 158,863.290 OPTION TO CONVERT : No
MONTHLY P&I: 1,125.39 ANNUAL RATE ADJUST: 0.000
LTV : 69.13000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814718 MORTGAGORS: EBERWEIN, JAMES
EBERWEIN, JILL
ADDRESS : 5283 NORTH PLEASANT AVENU
MORTGAGE AMT: 160,800.00 CITY FRESNO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 93711
UNPAID BALANCE: 160,680.660 OPTION TO CONVERT : No
MONTHLY P&I: 1,124.34 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814726 MORTGAGORS: LAU, JUDY
ADDRESS : 780 VASONA STREET
MORTGAGE AMT: 209,600.00 CITY MILPITAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 95035
UNPAID BALANCE: 209,452.070 OPTION TO CONVERT : No
MONTHLY P&I: 1,501.60 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814734 MORTGAGORS: HOUTS, MARK
ADDRESS : 151 EATON STREET
MORTGAGE AMT: 234,750.00 CITY SANTA CRUZ
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95062
UNPAID BALANCE: 234,575.780 OPTION TO CONVERT : No
MONTHLY P&I: 1,641.41 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814742 MORTGAGORS: PARK, JAMES
PARK, ESTHER
ADDRESS : 980 STANLEY AVENUE
MORTGAGE AMT: 400,000.00 CITY LOS ALTOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94024
UNPAID BALANCE: 399,695.630 OPTION TO CONVERT : No
MONTHLY P&I: 2,762.70 ANNUAL RATE ADJUST: 0.000
LTV : 68.96500 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814759 MORTGAGORS: BARTLE, RICHARD
ADDRESS : 1841 CHANTICLEER AVENUE
MORTGAGE AMT: 232,000.00 CITY SANTA CRUZ
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 95062
UNPAID BALANCE: 231,671.450 OPTION TO CONVERT : No
MONTHLY P&I: 1,662.08 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814767 MORTGAGORS: TASSA, SHACHAR
TASSA, ZIONA
TASSA, ABRAHAM
ADDRESS : 824 SLADKY AVENUE
MORTGAGE AMT: 390,400.00 CITY MOUNTAIN VIEW
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94040
UNPAID BALANCE: 390,102.930 OPTION TO CONVERT : No
MONTHLY P&I: 2,696.40 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007814775 MORTGAGORS: SAWYER, CHARLES
SAWYER, BELINDA
ADDRESS : 3712 NORTHSIDE DRIVE
MORTGAGE AMT: 212,500.00 CITY KEY WEST
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 FL 33040
UNPAID BALANCE: 212,330.060 OPTION TO CONVERT : No
MONTHLY P&I: 1,431.66 ANNUAL RATE ADJUST: 0.000
LTV : 65.38400 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007815475 MORTGAGORS: KIM, WESLEY
ADDRESS : 11 BODEGA DRIVE
MORTGAGE AMT: 910,000.00 CITY NEWPORT BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92625
UNPAID BALANCE: 909,290.110 OPTION TO CONVERT : No
MONTHLY P&I: 6,207.81 ANNUAL RATE ADJUST: 0.000
LTV : 65.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
15
--------------------------------------------------------------------------------
LN # 0007815483 MORTGAGORS: WITTPENN, GREGORY
WITTPENN, BONNIE
ADDRESS : 906 GAOL PLACE
MORTGAGE AMT: 228,800.00 CITY COLLEGE STATION
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 TX 77845
UNPAID BALANCE: 228,621.510 OPTION TO CONVERT : No
MONTHLY P&I: 1,560.82 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007815491 MORTGAGORS: PETERSON, ROGER
MAGNE, LISA
ADDRESS : 207 JUNIPERO COURT
MORTGAGE AMT: 240,000.00 CITY CAPITOLA
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 95010
UNPAID BALANCE: 239,793.360 OPTION TO CONVERT : No
MONTHLY P&I: 1,556.64 ANNUAL RATE ADJUST: 0.000
LTV : 73.84600 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007815509 MORTGAGORS: WANG, CHUNG-YI
HORNG, CHIA-CHING
ADDRESS : 43148 GALLEGOS AVENUE
MORTGAGE AMT: 344,000.00 CITY FREEMONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94539
UNPAID BALANCE: 343,209.880 OPTION TO CONVERT : No
MONTHLY P&I: 2,375.93 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007815517 MORTGAGORS: HORN, TIMOTHY
MARTIN, ELIZABETH
ADDRESS : 34 SPRUCE ROAD
MORTGAGE AMT: 279,100.00 CITY FAIRFAX
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94930
UNPAID BALANCE: 278,871.220 OPTION TO CONVERT : No
MONTHLY P&I: 1,856.86 ANNUAL RATE ADJUST: 0.000
LTV : 89.97400 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007815525 MORTGAGORS: TITTIRANONDA, PACHONGJIT
ADDRESS : 110 PALMER STREET
MORTGAGE AMT: 330,000.00 CITY SAN RAMON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94583
UNPAID BALANCE: 329,736.100 OPTION TO CONVERT : No
MONTHLY P&I: 2,223.28 ANNUAL RATE ADJUST: 0.000
LTV : 68.46600 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007815533 MORTGAGORS: OTA, CHRIS
OTA, KATHRYN
ADDRESS : 325 YEARLING COURT
MORTGAGE AMT: 650,000.00 CITY PLEASANTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94566
UNPAID BALANCE: 649,453.920 OPTION TO CONVERT : No
MONTHLY P&I: 4,270.04 ANNUAL RATE ADJUST: 0.000
LTV : 65.65600 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007815541 MORTGAGORS: FAVRAT, ANTON
MOREN, MARY
ADDRESS : 36825 PAPAYA STREET
MORTGAGE AMT: 288,000.00 CITY NEWARK
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94560
UNPAID BALANCE: 287,775.330 OPTION TO CONVERT : No
MONTHLY P&I: 1,964.67 ANNUAL RATE ADJUST: 0.000
LTV : 78.90400 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007815558 MORTGAGORS: JILES, BRIAN
JILES, MARGO
ADDRESS : 428 ROBIN DRIVE
MORTGAGE AMT: 300,000.00 CITY APTOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95003
UNPAID BALANCE: 299,760.090 OPTION TO CONVERT : No
MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000
LTV : 78.94700 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007815566 MORTGAGORS: GRADY, KENNETH
GRADY, GIUIA
ADDRESS : 981 SKYLINE DRIVE
MORTGAGE AMT: 266,000.00 CITY DALY CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94015
UNPAID BALANCE: 265,797.590 OPTION TO CONVERT : No
MONTHLY P&I: 1,837.20 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007815574 MORTGAGORS: KENNING, MICHAEL
KENNING, MEGAN
ADDRESS : 3236 MONMOUTH COURT
MORTGAGE AMT: 265,600.00 CITY PLEASANTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94588
UNPAID BALANCE: 265,392.810 OPTION TO CONVERT : No
MONTHLY P&I: 1,811.86 ANNUAL RATE ADJUST: 0.000
LTV : 78.11700 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007815590 MORTGAGORS: VALDEZ, TROY
VALDEZ, KRISTINA
ADDRESS : 30 MEDALLION COURT
MORTGAGE AMT: 368,000.00 CITY PLEASANT HILL
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94523
UNPAID BALANCE: 367,726.890 OPTION TO CONVERT : No
MONTHLY P&I: 2,573.11 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007815608 MORTGAGORS: MUNOZ, MARIA
ADDRESS : 15409 NW WHITE FOX DRIVE
MORTGAGE AMT: 64,500.00 CITY BEAVERTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 OR 97006
UNPAID BALANCE: 64,447.130 OPTION TO CONVERT : No
MONTHLY P&I: 429.12 ANNUAL RATE ADJUST: 0.000
LTV : 33.59300 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007815616 MORTGAGORS: PARSONS, ROBERT
PARSONS, MARY
ADDRESS : 7219 SOUTHEAST 28TH AVENU
MORTGAGE AMT: 337,500.00 CITY PORTLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 OR 97202
UNPAID BALANCE: 337,223.350 OPTION TO CONVERT : No
MONTHLY P&I: 2,245.40 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007815624 MORTGAGORS: LIZARDE, PLUTARCO
LIZARDE, MARIA
ADDRESS : 8441 WOODLAWN STREET
MORTGAGE AMT: 300,000.00 CITY SAN GABRIEL
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91775
UNPAID BALANCE: 299,760.090 OPTION TO CONVERT : No
MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007815632 MORTGAGORS: TODD, JOSEPH
TODD, KIMBERLY
ADDRESS : 1550 POST CANYON ROAD
MORTGAGE AMT: 420,000.00 CITY TEMPLETON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 93465
UNPAID BALANCE: 419,680.410 OPTION TO CONVERT : No
MONTHLY P&I: 2,900.84 ANNUAL RATE ADJUST: 0.000
LTV : 62.22200 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007815640 MORTGAGORS: TINTLE, GERARD
TINTLE, MARTHA
ADDRESS : 25302 LINDA VISTA DRIVE
MORTGAGE AMT: 291,500.00 CITY LAGUNA HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92653
UNPAID BALANCE: 291,278.190 OPTION TO CONVERT : No
MONTHLY P&I: 2,013.32 ANNUAL RATE ADJUST: 0.000
LTV : 88.87100 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007815657 MORTGAGORS: LIVINGSTON, GLEN
LIVINGSTON, ELIZABETH
ADDRESS : 3881 TROUT GULCH ROAD
MORTGAGE AMT: 506,000.00 CITY APTOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95003
UNPAID BALANCE: 505,585.240 OPTION TO CONVERT : No
MONTHLY P&I: 3,366.43 ANNUAL RATE ADJUST: 0.000
LTV : 66.75400 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007815665 MORTGAGORS: MCDOWELL, DENNIS
MCDOWELL, GLADYS
MCDOWELL, GLADYS
GARDE, COLLEEN
ADDRESS : 128 FOREST AVENUE
MORTGAGE AMT: 328,000.00 CITY SANTA CRUZ
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95062
UNPAID BALANCE: 327,737.700 OPTION TO CONVERT : No
MONTHLY P&I: 2,209.80 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007815673 MORTGAGORS: LIST, ROBERT
LIST, TERI
ADDRESS : 792 PARK COURT
MORTGAGE AMT: 285,000.00 CITY SANTA CLARA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95050
UNPAID BALANCE: 284,777.670 OPTION TO CONVERT : No
MONTHLY P&I: 1,944.21 ANNUAL RATE ADJUST: 0.000
LTV : 74.02500 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007815681 MORTGAGORS: VANSCHEIK, WILLIAM
VANSCHEIK, JESSIE
ADDRESS : 2545 YERBA HILLS COURT
MORTGAGE AMT: 229,620.00 CITY SAN JOSEARA
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 95121
UNPAID BALANCE: 229,453.800 OPTION TO CONVERT : No
MONTHLY P&I: 1,625.24 ANNUAL RATE ADJUST: 0.000
LTV : 89.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
--------------------------------------------------------------------------------
LN # 0007815699 MORTGAGORS: KARIM, RON
KARIM, MARIAM
ADDRESS : 2161 HILLSTONE DRIVE
MORTGAGE AMT: 482,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95138
UNPAID BALANCE: 481,207.510 OPTION TO CONVERT : No
MONTHLY P&I: 3,206.76 ANNUAL RATE ADJUST: 0.000
LTV : 59.14100 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
--------------------------------------------------------------------------------
LN # 0007815707 MORTGAGORS: GIVELBER, ILIA
GIVELBER, MARIA
ADDRESS : 24649 GILMORE STREET
MORTGAGE AMT: 287,200.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 91307
UNPAID BALANCE: 286,986.850 OPTION TO CONVERT : No
MONTHLY P&I: 2,008.15 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007815715 MORTGAGORS: NGUYEN, LINH
HOANG, TONY
HOANG, TONY
DOAN, HAI
ADDRESS : 1950 SOUTHWEST EXPRESSWAY
MORTGAGE AMT: 489,600.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95126
UNPAID BALANCE: 489,236.640 OPTION TO CONVERT : No
MONTHLY P&I: 3,423.36 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007815723 MORTGAGORS: WILLIAMS, MICHAEL
WILLIAMS, BEVERLEY
ADDRESS : 15345 ARMSBY LANE
MORTGAGE AMT: 420,000.00 CITY MORGAN HILL
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 CA 95037
UNPAID BALANCE: 419,629.440 OPTION TO CONVERT : No
MONTHLY P&I: 2,689.31 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007815731 MORTGAGORS: KUMAR, KRISHNA
KUMAR, GLORIA
ADDRESS : 1092 NOVEMBER DRIVE
MORTGAGE AMT: 500,000.00 CITY CUPERTINO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95014
UNPAID BALANCE: 499,609.940 OPTION TO CONVERT : No
MONTHLY P&I: 3,410.89 ANNUAL RATE ADJUST: 0.000
LTV : 73.63700 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007815756 MORTGAGORS: KINGSLEY, EDWIN
KINGSLEY, SUSAN
ADDRESS : 25950 CARMEL KNOLLS DRIVE
MORTGAGE AMT: 457,000.00 CITY CARMEL
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 93923
UNPAID BALANCE: 456,660.840 OPTION TO CONVERT : No
MONTHLY P&I: 3,195.41 ANNUAL RATE ADJUST: 0.000
LTV : 69.87700 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007815764 MORTGAGORS: HEWITT, JEFFREY
MUELLER, KERSTIN
ADDRESS : 479 SIMAS DRIVE
MORTGAGE AMT: 311,900.00 CITY MILPITAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95035
UNPAID BALANCE: 311,662.670 OPTION TO CONVERT : No
MONTHLY P&I: 2,154.22 ANNUAL RATE ADJUST: 0.000
LTV : 79.99400 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007815772 MORTGAGORS: KING, DANIEL
KING, SIMONE
ADDRESS : 1106 VIA ROBLE
MORTGAGE AMT: 510,000.00 CITY LAYAYETTE
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 CA 94549
UNPAID BALANCE: 509,550.040 OPTION TO CONVERT : No
MONTHLY P&I: 3,265.59 ANNUAL RATE ADJUST: 0.000
LTV : 58.42400 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007815780 MORTGAGORS: SACKETT, JAMES
PATTENGALE, MARY
ADDRESS : 101 PLANTATION CIRCLE S.
MORTGAGE AMT: 491,250.00 CITY PONTE VERDA BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 FL 32082
UNPAID BALANCE: 490,857.150 OPTION TO CONVERT : No
MONTHLY P&I: 3,309.65 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007815798 MORTGAGORS: BEAL, JEFF
ADDRESS : 8518 POTOSI COVE
MORTGAGE AMT: 126,400.00 CITY AUSTIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 TX 78717
UNPAID BALANCE: 126,303.810 OPTION TO CONVERT : No
MONTHLY P&I: 873.02 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007815806 MORTGAGORS: KLONOWSKI, MICHAEL
KLONOWSKI, CRISTY
ADDRESS : 17412 NORTH 60TH PLACE
MORTGAGE AMT: 287,800.00 CITY SCOTTSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 AZ 85254
UNPAID BALANCE: 287,558.210 OPTION TO CONVERT : No
MONTHLY P&I: 1,890.65 ANNUAL RATE ADJUST: 0.000
LTV : 65.70700 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007815814 MORTGAGORS: FAGAN, NANCY
ADDRESS : 77 PRIMROSE LANE
MORTGAGE AMT: 59,000.00 CITY PORTLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 ME 04103
UNPAID BALANCE: 58,955.110 OPTION TO CONVERT : No
MONTHLY P&I: 407.50 ANNUAL RATE ADJUST: 0.000
LTV : 59.59500 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007815822 MORTGAGORS: SORENSON, KELLY
SORENSON, DENNA
ADDRESS : 1926 EAST 7325 STREET
MORTGAGE AMT: 328,000.00 CITY SALT LAKE CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 UT 84121
UNPAID BALANCE: 327,744.130 OPTION TO CONVERT : No
MONTHLY P&I: 2,237.54 ANNUAL RATE ADJUST: 0.000
LTV : 89.86300 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007815830 MORTGAGORS: IM, WAN-SU
IM, YOUN
IM, YOUN
ADDRESS : 11 RUSSEL PARK DRIVE
MORTGAGE AMT: 276,000.00 CITY SYOSSET
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NY 11791
UNPAID BALANCE: 275,784.690 OPTION TO CONVERT : No
MONTHLY P&I: 1,882.81 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007815855 MORTGAGORS: GREEN, TAMARA
ADDRESS : 3949 RIDGEMONT DRIVE
MORTGAGE AMT: 599,000.00 CITY MALIBU
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 90265
UNPAID BALANCE: 598,520.980 OPTION TO CONVERT : No
MONTHLY P&I: 4,035.58 ANNUAL RATE ADJUST: 0.000
LTV : 62.72200 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007815863 MORTGAGORS: KIRSCHNER, ROBERT
ADDRESS : 235 BELMONT ROAD
MORTGAGE AMT: 360,000.00 CITY WEST PALM BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 FL 33405
UNPAID BALANCE: 359,726.070 OPTION TO CONVERT : No
MONTHLY P&I: 2,486.43 ANNUAL RATE ADJUST: 0.000
LTV : 79.12000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007815871 MORTGAGORS: FERDINANDI, DAVID
FERDINANDI, WENDY
ADDRESS : 6680 NORTH VAN NESS BLVD
MORTGAGE AMT: 508,800.00 CITY FRESNO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 93711
UNPAID BALANCE: 508,393.120 OPTION TO CONVERT : No
MONTHLY P&I: 3,427.88 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007815889 MORTGAGORS: CRAWFORD, MICHAEL
ALBERS, CHERYL
ADDRESS : 6582 APOLLO ROAD
MORTGAGE AMT: 296,000.00 CITY WEST LINN
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 OR 97068
UNPAID BALANCE: 295,732.400 OPTION TO CONVERT : No
MONTHLY P&I: 1,870.93 ANNUAL RATE ADJUST: 0.000
LTV : 89.98900 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007815897 MORTGAGORS: ZARRELLA, EDWARD
ZARRELLA, SHARON
ADDRESS : 11672 FAIRMONT PLACE
MORTGAGE AMT: 262,500.00 CITY IJAMSVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MD 21754
UNPAID BALANCE: 262,290.070 OPTION TO CONVERT : No
MONTHLY P&I: 1,768.52 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007815905 MORTGAGORS: WENDT, JEFFREY
WENDT, SUZANNE
ADDRESS : 198 NORTH SIERRA COURT
MORTGAGE AMT: 260,000.00 CITY GILBERT
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 AZ 85234
UNPAID BALANCE: 259,797.170 OPTION TO CONVERT : No
MONTHLY P&I: 1,773.66 ANNUAL RATE ADJUST: 0.000
LTV : 89.65500 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007815913 MORTGAGORS: LAZAR, DAVID
LAZAR, GAIL
ADDRESS : 6599 153RD AVENUE S.E.
MORTGAGE AMT: 360,000.00 CITY BELLEVUE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 WA 98006
UNPAID BALANCE: 359,408.100 OPTION TO CONVERT : No
MONTHLY P&I: 2,395.09 ANNUAL RATE ADJUST: 0.000
LTV : 57.60000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007815921 MORTGAGORS: ESCHBACH JR, JOHN
ESCHBACH, CAROLE
ADDRESS : 29629 FLYING CLOUD AVENUE
MORTGAGE AMT: 130,000.00 CITY BIG PINE KEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 FL 33043
UNPAID BALANCE: 129,893.430 OPTION TO CONVERT : No
MONTHLY P&I: 864.90 ANNUAL RATE ADJUST: 0.000
LTV : 46.42800 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007815939 MORTGAGORS: DALE, ERIC
DALE, DIANE
ADDRESS : 458 EAST FAIRCHILD DRIVE
MORTGAGE AMT: 650,000.00 CITY LITTLETON
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CO 80126
UNPAID BALANCE: 649,440.360 OPTION TO CONVERT : No
MONTHLY P&I: 4,215.89 ANNUAL RATE ADJUST: 0.000
LTV : 69.89200 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007815947 MORTGAGORS: DAVIS, RAYMOND
DAVIS, KSTHLEEN
DAVIS, KSTHLEEN
CURTIS, MARTIN
ADDRESS : 7641 MIRABEL ROAD
MORTGAGE AMT: 311,000.00 CITY FORESTVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95436
UNPAID BALANCE: 310,745.080 OPTION TO CONVERT : No
MONTHLY P&I: 2,069.09 ANNUAL RATE ADJUST: 0.000
LTV : 77.75000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007815954 MORTGAGORS: PATTERSON, CAROL
ADDRESS : 21911 ERIE LANE
MORTGAGE AMT: 620,000.00 CITY LAKE FOREST
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92630
UNPAID BALANCE: 619,504.190 OPTION TO CONVERT : No
MONTHLY P&I: 4,177.06 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007815962 MORTGAGORS: ROACH, THEODORE
ROACH, JOAN
ADDRESS : 7435 MOUNT VERNON ROAD
MORTGAGE AMT: 330,000.00 CITY AUBURN
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95603
UNPAID BALANCE: 329,742.560 OPTION TO CONVERT : No
MONTHLY P&I: 2,251.19 ANNUAL RATE ADJUST: 0.000
LTV : 73.33300 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007815970 MORTGAGORS: WAUFLE, MICHAEL
WAUFLE, KATHRYN
ADDRESS : 5910 LA SALLE AVE
MORTGAGE AMT: 276,000.00 CITY OAKLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94611
UNPAID BALANCE: 275,773.760 OPTION TO CONVERT : No
MONTHLY P&I: 1,836.24 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007815996 MORTGAGORS: HOEPER, JOANNE
TOMICH, STEPHEN
ADDRESS : 1912 YOLO AVENUE
MORTGAGE AMT: 402,450.00 CITY BERKELEY
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94707
UNPAID BALANCE: 402,111.890 OPTION TO CONVERT : No
MONTHLY P&I: 2,643.81 ANNUAL RATE ADJUST: 0.000
LTV : 69.99100 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007816002 MORTGAGORS: HALL, BURL
HALL, MARY
ADDRESS : 1766 MALLARD COURT
MORTGAGE AMT: 297,483.00 CITY LIVERMORE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94550
UNPAID BALANCE: 297,233.070 OPTION TO CONVERT : No
MONTHLY P&I: 1,954.26 ANNUAL RATE ADJUST: 0.000
LTV : 79.99900 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007816010 MORTGAGORS: WHITSEL, ROBERT
WHITSEL, CANDI
ADDRESS : 5147 BREWSTER AVENUE
MORTGAGE AMT: 272,000.00 CITY SANTA CLARA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95124
UNPAID BALANCE: 271,782.480 OPTION TO CONVERT : No
MONTHLY P&I: 1,832.52 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007816028 MORTGAGORS: ZILBERMAN, DAVID
ZILBERMAN, LEORAH
ADDRESS : 2728 ELMWOOD AVENUE
MORTGAGE AMT: 470,000.00 CITY BERKLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94705
UNPAID BALANCE: 469,642.360 OPTION TO CONVERT : No
MONTHLY P&I: 3,246.18 ANNUAL RATE ADJUST: 0.000
LTV : 63.51351 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007816036 MORTGAGORS: HARRIS, GREGORY
MAYHEW-HARRIS, PAULA
ADDRESS : 9566 FERNCREST LANE
MORTGAGE AMT: 324,000.00 CITY PALO CEDRO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 96073
UNPAID BALANCE: 323,734.420 OPTION TO CONVERT : No
MONTHLY P&I: 2,155.58 ANNUAL RATE ADJUST: 0.000
LTV : 79.80200 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007816044 MORTGAGORS: LOPEZ, ERIC
LOPEZ, SYLVIA
ADDRESS : 1785 MARLYN WAY
MORTGAGE AMT: 345,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95125
UNPAID BALANCE: 344,337.710 OPTION TO CONVERT : No
MONTHLY P&I: 2,674.79 ANNUAL RATE ADJUST: 0.000
LTV : 46.24600 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/19
RATE:
02
--------------------------------------------------------------------------------
LN # 0007816051 MORTGAGORS: JAYE, JEFFREY
JAYE, BARBARA
ADDRESS : 2824 MORGAN DRIVE
MORTGAGE AMT: 355,200.00 CITY SAN RAMON
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 94583
UNPAID BALANCE: 354,894.180 OPTION TO CONVERT : No
MONTHLY P&I: 2,303.82 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007816069 MORTGAGORS: PANDYA, HIMANSHU
PANDYA, UTTARA
ADDRESS : 116 CASCADES CIRCLE
MORTGAGE AMT: 273,400.00 CITY UNION CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94587
UNPAID BALANCE: 273,191.960 OPTION TO CONVERT : No
MONTHLY P&I: 1,888.31 ANNUAL RATE ADJUST: 0.000
LTV : 80.05800 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007816077 MORTGAGORS: JOHNSON-ALOSI, PAULA
ADDRESS : 755 CUESTA AVENUE
MORTGAGE AMT: 340,000.00 CITY SAN MATEO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94403
UNPAID BALANCE: 339,721.300 OPTION TO CONVERT : No
MONTHLY P&I: 2,262.03 ANNUAL RATE ADJUST: 0.000
LTV : 61.81800 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007816085 MORTGAGORS: FONG, ANDREW
FONG, CAROL
ADDRESS : 4098 CRANFORD CIRCLE
MORTGAGE AMT: 411,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95124
UNPAID BALANCE: 410,663.100 OPTION TO CONVERT : No
MONTHLY P&I: 2,734.40 ANNUAL RATE ADJUST: 0.000
LTV : 79.99200 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007816093 MORTGAGORS: PRATER, DARYL
PRATER, VALARIE
ADDRESS : 5419 EAST CREEK COURT
MORTGAGE AMT: 303,250.00 CITY ANTIOCH
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94509
UNPAID BALANCE: 303,007.490 OPTION TO CONVERT : No
MONTHLY P&I: 2,043.06 ANNUAL RATE ADJUST: 0.000
LTV : 79.99700 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007816101 MORTGAGORS: ESTEVERENA, ALEX
ESTEVERENA, RUTH
ADDRESS : 3005 BRITTAN
MORTGAGE AMT: 490,000.00 CITY SAN CARLOS
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 94070
UNPAID BALANCE: 489,578.120 OPTION TO CONVERT : No
MONTHLY P&I: 3,178.13 ANNUAL RATE ADJUST: 0.000
LTV : 74.92300 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007816119 MORTGAGORS: PRICE, FRANKLIN
RUDOLPH, JANET
ADDRESS : 7155 MARBOROUGH TERRACE
MORTGAGE AMT: 400,000.00 CITY BERKLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94705
UNPAID BALANCE: 399,687.960 OPTION TO CONVERT : No
MONTHLY P&I: 2,728.71 ANNUAL RATE ADJUST: 0.000
LTV : 72.07200 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007816127 MORTGAGORS: WILSON, CHARLES
WILSON, JOAN
ADDRESS : 4561 PALOMA LANE
MORTGAGE AMT: 213,600.00 CITY YORBA LINDA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92886
UNPAID BALANCE: 213,437.460 OPTION TO CONVERT : No
MONTHLY P&I: 1,475.29 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007816135 MORTGAGORS: OSTROFF, LAWRENCE
OSTROFF, MARLENE
ADDRESS : 17 HOLDEN LANE
MORTGAGE AMT: 350,000.00 CITY BAYVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NY 11709
UNPAID BALANCE: 349,720.110 OPTION TO CONVERT : No
MONTHLY P&I: 2,358.02 ANNUAL RATE ADJUST: 0.000
LTV : 63.63600 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007816143 MORTGAGORS: BENNION, DOUGLAS
BENNION, KAREN
ADDRESS : 955 WEST 10375 SOUTH
MORTGAGE AMT: 268,000.00 CITY SOUTH JORDAN
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 UT 84095
UNPAID BALANCE: 267,780.320 OPTION TO CONVERT : No
MONTHLY P&I: 1,783.01 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007816150 MORTGAGORS: RIGGS, STEVEN
RIGGS, ANN
RIGGS, ANN
ADDRESS : 2432 GENOA ASPEN DRIVE
MORTGAGE AMT: 425,000.00 CITY GENOA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NV 89411
UNPAID BALANCE: 424,676.610 OPTION TO CONVERT : No
MONTHLY P&I: 2,935.37 ANNUAL RATE ADJUST: 0.000
LTV : 74.56100 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007816168 MORTGAGORS: MCGARRY, MICHAEL
ADDRESS : 8655 WINDING WAY
MORTGAGE AMT: 390,000.00 CITY FAIR OAKS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95628
UNPAID BALANCE: 389,688.120 OPTION TO CONVERT : No
MONTHLY P&I: 2,627.51 ANNUAL RATE ADJUST: 0.000
LTV : 67.82600 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0007816275 MORTGAGORS: SARNO, DEBORAH
SARNO, MARK
ADDRESS : 125 BOWKER STREET
MORTGAGE AMT: 470,000.00 CITY NORWELL
:\
STATE/ZIP :\
LIFETIME RATE : 8.87500 MA 02061
UNPAID BALANCE: 469,471.050 OPTION TO CONVERT : No
MONTHLY P&I: 3,739.54 ANNUAL RATE ADJUST: 0.000
LTV : 89.94800 OUTSIDE CONV DATE:
CURRENT INT 8.87500 MATURITY DATE: 03/01/29
RATE:
50
--------------------------------------------------------------------------------
LN # 0007816317 MORTGAGORS: HOGLE, RHONDA
ADDRESS : 1027 SOUTH MAPLE AVENUE
MORTGAGE AMT: 250,000.00 CITY MESA
:\
STATE/ZIP :\
LIFETIME RATE : 8.87500 AZ 85206
UNPAID BALANCE: 249,859.840 OPTION TO CONVERT : No
MONTHLY P&I: 1,989.12 ANNUAL RATE ADJUST: 0.000
LTV : 79.36500 OUTSIDE CONV DATE:
CURRENT INT 8.87500 MATURITY DATE: 04/01/29
RATE:
50
--------------------------------------------------------------------------------
LN # 0030580658 MORTGAGORS: ROBERTS, JOHN
ROBERTS, CHARLENE
ADDRESS : 1933 SOUTHEAST TALBOT PLA
MORTGAGE AMT: 300,550.00 CITY STUART
:\
STATE/ZIP :\
LIFETIME RATE : 8.37500 FL 34997
UNPAID BALANCE: 294,795.290 OPTION TO CONVERT : No
MONTHLY P&I: 2,284.40 ANNUAL RATE ADJUST: 0.000
LTV : 79.98700 OUTSIDE CONV DATE:
CURRENT INT 8.37500 MATURITY DATE: 01/01/27
RATE:
02
--------------------------------------------------------------------------------
LN # 0030795413 MORTGAGORS: CRANDALL, DENNIS
CRANDALL, LAURA
ADDRESS : 3719 E. LEONARA DRIVE
MORTGAGE AMT: 528,000.00 CITY MESA
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 AZ 85205
UNPAID BALANCE: 177,189.500 OPTION TO CONVERT : No
MONTHLY P&I: 3,861.44 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 03/01/26
RATE:
02
--------------------------------------------------------------------------------
LN # 0030895205 MORTGAGORS: JACOBY, PHILIP
JACOBY, PHYLLIS
ADDRESS : 6800 PARADISE SPRING COUR
MORTGAGE AMT: 310,000.00 CITY CLIFTON
:\
STATE/ZIP :\
LIFETIME RATE : 8.37500 VA 22024
UNPAID BALANCE: 304,984.610 OPTION TO CONVERT : No
MONTHLY P&I: 2,356.23 ANNUAL RATE ADJUST: 0.000
LTV : 62.62600 OUTSIDE CONV DATE:
CURRENT INT 8.37500 MATURITY DATE: 05/01/27
RATE:
02
--------------------------------------------------------------------------------
LN # 0031350911 MORTGAGORS: QUINTAVALLE, DAVID
ADDRESS : 36 COMMERCE STREET
MORTGAGE AMT: 629,000.00 CITY NEW YORK
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NY 10014
UNPAID BALANCE: 625,860.970 OPTION TO CONVERT : No
MONTHLY P&I: 4,184.76 ANNUAL RATE ADJUST: 0.000
LTV : 33.10500 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 11/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0031581523 MORTGAGORS: GOODMAN, GEOFFREY
GOODMAN, KATHRYN
ADDRESS : 6255 CLUBHOUSE DRIVE
MORTGAGE AMT: 979,382.00 CITY RANCHO SANTA FE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92067
UNPAID BALANCE: 977,810.950 OPTION TO CONVERT : No
MONTHLY P&I: 6,598.28 ANNUAL RATE ADJUST: 0.000
LTV : 69.99900 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
15
--------------------------------------------------------------------------------
LN # 0031581689 MORTGAGORS: SHEETS, DALE
SHEETS, MONICA
ADDRESS : 6700 VIA CORDOBA
MORTGAGE AMT: 600,000.00 CITY RANCHO SANTA FE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92067
UNPAID BALANCE: 599,031.030 OPTION TO CONVERT : No
MONTHLY P&I: 4,045.55 ANNUAL RATE ADJUST: 0.000
LTV : 36.92300 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031584238 MORTGAGORS: WATTS, WILLIAM
WATTS, RUTH
ADDRESS : 108 SANCTUARY TRACE
MORTGAGE AMT: 317,700.00 CITY CRYSTAL BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 FL 34681
UNPAID BALANCE: 317,470.050 OPTION TO CONVERT : No
MONTHLY P&I: 2,248.67 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031617509 MORTGAGORS: LIN, HUEI
ADDRESS : 38 ASH STREET
MORTGAGE AMT: 300,000.00 CITY ENGLEWOOD CLIFFS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NJ 07632
UNPAID BALANCE: 298,843.920 OPTION TO CONVERT : No
MONTHLY P&I: 2,072.03 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 12/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0031632458 MORTGAGORS: LIOTTA, STEVE
LIOTTA, MARGARET
ADDRESS : 24 EQUESTRIAN ROAD
MORTGAGE AMT: 300,000.00 CITY SALEM
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NH 03079
UNPAID BALANCE: 299,031.780 OPTION TO CONVERT : No
MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000
LTV : 66.85000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031666845 MORTGAGORS: BRAUN, NANCY
ADDRESS : 4109 RUTHERFORD DRIVE
MORTGAGE AMT: 119,200.00 CITY CHARLOTTE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NC 28210
UNPAID BALANCE: 118,299.730 OPTION TO CONVERT : No
MONTHLY P&I: 793.05 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 08/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0031712441 MORTGAGORS: BEDROSIAN, CRAIG
BEDROSIAN, CHRISTINE
ADDRESS : 25 EVERSON PL.
MORTGAGE AMT: 300,000.00 CITY BERNARDS TOWNSHIP
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NJ 07920
UNPAID BALANCE: 296,920.440 OPTION TO CONVERT : No
MONTHLY P&I: 2,072.03 ANNUAL RATE ADJUST: 0.000
LTV : 68.01500 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 10/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0031717671 MORTGAGORS: MILLIKAN, ROBERT
MILLIKAN, ANN
ADDRESS : 14 HIGGINS PLACE
MORTGAGE AMT: 280,000.00 CITY HARRINGTON PARK
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 NJ 07640
UNPAID BALANCE: 276,833.020 OPTION TO CONVERT : No
MONTHLY P&I: 2,005.96 ANNUAL RATE ADJUST: 0.000
LTV : 72.16494 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 08/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0031729221 MORTGAGORS: SKOLNIK, CHRISTINE
ADDRESS : 37 LAKE KATHERINE WAY
MORTGAGE AMT: 273,000.00 CITY PALOS HEIGHTS
:\
STATE/ZIP :\
LIFETIME RATE : 9.50000 IL 60463
UNPAID BALANCE: 271,895.530 OPTION TO CONVERT : No
MONTHLY P&I: 2,295.53 ANNUAL RATE ADJUST: 0.000
LTV : 89.90600 OUTSIDE CONV DATE:
CURRENT INT 9.50000 MATURITY DATE: 09/01/28
RATE:
50
--------------------------------------------------------------------------------
LN # 0031737422 MORTGAGORS: WILLIAMS, STEVEN
LENNON, NELL
ADDRESS : 2006 BYRD ROAD
MORTGAGE AMT: 398,250.00 CITY VIENNA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 VA 22182
UNPAID BALANCE: 395,242.500 OPTION TO CONVERT : No
MONTHLY P&I: 2,649.57 ANNUAL RATE ADJUST: 0.000
LTV : 79.96988 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 08/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0031764939 MORTGAGORS: MCCOIG, BOBBY
MCCOIG, LAURA
ADDRESS : 5625 BELSTEAD LANE
MORTGAGE AMT: 250,900.00 CITY GLEN ALLEN
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 VA 23060
UNPAID BALANCE: 249,414.500 OPTION TO CONVERT : No
MONTHLY P&I: 1,775.86 ANNUAL RATE ADJUST: 0.000
LTV : 94.99900 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 09/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0031766728 MORTGAGORS: PIETRZYK, MARIAN
DROGON, WIESLAW
ADDRESS : 1724 62ND STREET
MORTGAGE AMT: 342,000.00 CITY BROOKLYN
:\
STATE/ZIP :\
LIFETIME RATE : 8.25000 NY 11204
UNPAID BALANCE: 340,262.860 OPTION TO CONVERT : No
MONTHLY P&I: 2,569.34 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 8.25000 MATURITY DATE: 10/01/28
RATE:
50
--------------------------------------------------------------------------------
LN # 0031773989 MORTGAGORS: XU, RUO
ZHANG, DAN
ADDRESS : 66 DOGWOOD LANE
MORTGAGE AMT: 286,000.00 CITY WATCHUNG
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NJ 07060
UNPAID BALANCE: 286,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,902.77 ANNUAL RATE ADJUST: 0.000
LTV : 79.88800 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031775158 MORTGAGORS: TRICK, CHARLES
TRICK, CLARE
ADDRESS : 1945 MATZEN RANCH CIRCLE
MORTGAGE AMT: 452,000.00 CITY PETALUMA
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 94954
UNPAID BALANCE: 449,125.750 OPTION TO CONVERT : No
MONTHLY P&I: 3,277.32 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 08/01/28
RATE:
50
--------------------------------------------------------------------------------
LN # 0031782238 MORTGAGORS: MCCURRY, KEVIN
MCCURRY, CHERYL
ADDRESS : 233 HEREDIA COURT
MORTGAGE AMT: 338,900.00 CITY ROSEVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95747
UNPAID BALANCE: 338,635.620 OPTION TO CONVERT : No
MONTHLY P&I: 2,311.90 ANNUAL RATE ADJUST: 0.000
LTV : 89.99300 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031786072 MORTGAGORS: MERCEDES, HECTOR
ADDRESS : 8356 NW 10 STREET 6
MORTGAGE AMT: 104,000.00 CITY MIAMI
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 FL 33126
UNPAID BALANCE: 103,248.720 OPTION TO CONVERT : No
MONTHLY P&I: 736.11 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031790637 MORTGAGORS: PARRA, JOSE
PARRA, GLORIA
PARRA, GLORIA
ADDRESS : 559 PASEO ROSAL
MORTGAGE AMT: 310,450.00 CITY CHULA VISTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 91910
UNPAID BALANCE: 310,225.300 OPTION TO CONVERT : No
MONTHLY P&I: 2,197.35 ANNUAL RATE ADJUST: 0.000
LTV : 89.98500 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031804206 MORTGAGORS: FOX, JOELLE
FOX, JOELLE
FOX, TIMOTHY
ADDRESS : 1118 ZIMMER DRIVE
MORTGAGE AMT: 292,000.00 CITY ATLANTA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 GA 30306
UNPAID BALANCE: 291,754.690 OPTION TO CONVERT : No
MONTHLY P&I: 1,918.23 ANNUAL RATE ADJUST: 0.000
LTV : 78.91800 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031811045 MORTGAGORS: HECKMAN, JOHN
HECKMAN, KRISTINE
ADDRESS : 2030 KRISTI COURT
MORTGAGE AMT: 457,900.00 CITY FALLBROOK
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92028
UNPAID BALANCE: 457,560.170 OPTION TO CONVERT : No
MONTHLY P&I: 3,201.71 ANNUAL RATE ADJUST: 0.000
LTV : 79.99700 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031819055 MORTGAGORS: MICHEL, J.
MICHEL, LOUELLEN
ADDRESS : 10925 FALLS ROAD
MORTGAGE AMT: 322,000.00 CITY LUTHERVILLE,
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 MD 21093
UNPAID BALANCE: 320,579.240 OPTION TO CONVERT : No
MONTHLY P&I: 2,279.10 ANNUAL RATE ADJUST: 0.000
LTV : 84.73600 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 11/01/28
RATE:
50
--------------------------------------------------------------------------------
LN # 0031820616 MORTGAGORS: SANDERSON, STEVEN
SANDERSON, ROSAILE
ADDRESS : 316 VICKERS DRIVE NE,
MORTGAGE AMT: 500,000.00 CITY ATLANTA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 GA 30307
UNPAID BALANCE: 497,008.580 OPTION TO CONVERT : No
MONTHLY P&I: 3,284.64 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 10/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0031825730 MORTGAGORS: ZINKL, CHRISTOPHER
MASSON, DOLORES
ZINKL, TRACY
ADDRESS : 13 FAQUIER COURT
MORTGAGE AMT: 344,500.00 CITY EDGEWATER
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MD 21037
UNPAID BALANCE: 344,224.510 OPTION TO CONVERT : No
MONTHLY P&I: 2,320.96 ANNUAL RATE ADJUST: 0.000
LTV : 79.99800 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031827967 MORTGAGORS: SUTILA, BARBARA
ADDRESS : 126 MERRIMAC DRIVE
MORTGAGE AMT: 337,500.00 CITY TRUMBULL
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CT 06611
UNPAID BALANCE: 335,896.210 OPTION TO CONVERT : No
MONTHLY P&I: 2,302.35 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 11/01/28
RATE:
50
--------------------------------------------------------------------------------
LN # 0031828528 MORTGAGORS: WADE, ROBERT
WADE, STACEY
ADDRESS : 2 DONNA COURT
MORTGAGE AMT: 375,000.00 CITY OCEAN TOWNSHIP
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NJ 07712
UNPAID BALANCE: 375,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,494.89 ANNUAL RATE ADJUST: 0.000
LTV : 78.12500 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031831233 MORTGAGORS: THAXTON, ALAN
THAXTON, THERESA
ADDRESS : 2544 BRICKFIELD COURT
MORTGAGE AMT: 606,600.00 CITY THOUSAND OAKS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91362
UNPAID BALANCE: 606,102.780 OPTION TO CONVERT : No
MONTHLY P&I: 4,035.72 ANNUAL RATE ADJUST: 0.000
LTV : 79.99600 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031833601 MORTGAGORS: BRANNON, KATHY
ADDRESS : 3337 LANGSTON DRIVE
MORTGAGE AMT: 130,500.00 CITY PLANO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 TX 75025
UNPAID BALANCE: 129,559.720 OPTION TO CONVERT : No
MONTHLY P&I: 912.48 ANNUAL RATE ADJUST: 0.000
LTV : 79.99800 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 08/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0031837511 MORTGAGORS: LEHMANN, PAUL
LEHMANN, CAROLE
ADDRESS : 25 STAFFORD DRIVE
MORTGAGE AMT: 297,500.00 CITY MADISON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NJ 07940
UNPAID BALANCE: 297,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,029.48 ANNUAL RATE ADJUST: 0.000
LTV : 53.60300 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031844715 MORTGAGORS: GOAD, JAMES
ADDRESS : LOT 7 CORONADO DRIVE
MORTGAGE AMT: 110,000.00 CITY PUNTA GORDA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 FL 33950
UNPAID BALANCE: 109,907.590 OPTION TO CONVERT : No
MONTHLY P&I: 722.62 ANNUAL RATE ADJUST: 0.000
LTV : 33.43465 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031851389 MORTGAGORS: REMICK, LINDA
ADDRESS : 6418 THIRTEENTH STREET
MORTGAGE AMT: 218,500.00 CITY ALEXANDRIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 VA 22307
UNPAID BALANCE: 217,511.740 OPTION TO CONVERT : No
MONTHLY P&I: 1,527.78 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 11/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0031855471 MORTGAGORS: GRESKOVICH, WILLIAM
GRESKOVICH, ELIZABETH
ADDRESS : 24 WINDFLOWER COURT
MORTGAGE AMT: 343,400.00 CITY REISTERSTOWN
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MD 21136
UNPAID BALANCE: 343,111.510 OPTION TO CONVERT : No
MONTHLY P&I: 2,255.89 ANNUAL RATE ADJUST: 0.000
LTV : 79.99534 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031859820 MORTGAGORS: SULLIVAN, CASEY
SULLIVAN, NICOLE
ADDRESS : 5189 NEWGATE DRIVE
MORTGAGE AMT: 257,700.00 CITY CASTRO VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94552
UNPAID BALANCE: 257,483.500 OPTION TO CONVERT : No
MONTHLY P&I: 1,692.91 ANNUAL RATE ADJUST: 0.000
LTV : 79.98700 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031865124 MORTGAGORS: LOGAN, DWAYNE
ADDRESS : 28184 NEW BEDFORD DRIVE
MORTGAGE AMT: 328,000.00 CITY FARMINGTON HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MI 48334
UNPAID BALANCE: 326,175.900 OPTION TO CONVERT : No
MONTHLY P&I: 2,237.54 ANNUAL RATE ADJUST: 0.000
LTV : 79.03614 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 10/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0031865314 MORTGAGORS: DIGIORNO, TERESA
ADDRESS : 36369 CRYSTAL SPRINGS CT
MORTGAGE AMT: 281,900.00 CITY NEWARK
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94560
UNPAID BALANCE: 281,436.510 OPTION TO CONVERT : No
MONTHLY P&I: 1,875.49 ANNUAL RATE ADJUST: 0.000
LTV : 74.99400 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031866478 MORTGAGORS: SHEAF, CHARLES
SHEAF, KATHERINE
ADDRESS : 1 QUARRY STREET
MORTGAGE AMT: 80,000.00 CITY LAMBERTVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NJ 08530
UNPAID BALANCE: 44,786.100 OPTION TO CONVERT : No
MONTHLY P&I: 532.25 ANNUAL RATE ADJUST: 0.000
LTV : 55.94400 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031881246 MORTGAGORS: DYMOTT, THOMAS
DYMOTT, CARROL
ADDRESS : 6390 TOPMAST DRIVE
MORTGAGE AMT: 399,100.00 CITY CARLSBAD
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92009
UNPAID BALANCE: 398,088.350 OPTION TO CONVERT : No
MONTHLY P&I: 2,621.80 ANNUAL RATE ADJUST: 0.000
LTV : 74.98700 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031887052 MORTGAGORS: RAIOLA, STEVEN
RAIOLA, JENNIFER
ADDRESS : 10 ALYSSA LANE
MORTGAGE AMT: 312,000.00 CITY MANALAPAN
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NJ 07726
UNPAID BALANCE: 310,993.900 OPTION TO CONVERT : No
MONTHLY P&I: 2,513.46 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/19
RATE:
02
--------------------------------------------------------------------------------
LN # 0031887367 MORTGAGORS: GAGNON, STEWART
GAGNON, LYNN
ADDRESS : 11610 MOCKINGBIRD LANE
MORTGAGE AMT: 664,350.00 CITY HOUSTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 TX 77024
UNPAID BALANCE: 661,483.430 OPTION TO CONVERT : No
MONTHLY P&I: 4,580.21 ANNUAL RATE ADJUST: 0.000
LTV : 79.99400 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 11/01/27
RATE:
50
--------------------------------------------------------------------------------
LN # 0031892029 MORTGAGORS: DUNLOP, BRIAN
DUNLOP, SHERI
ADDRESS : 10701 MILLER ROAD
MORTGAGE AMT: 306,000.00 CITY OAKTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 VA 22124
UNPAID BALANCE: 304,884.460 OPTION TO CONVERT : No
MONTHLY P&I: 1,934.13 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031899644 MORTGAGORS: GALVEZ, ANA
ADDRESS : 1016-1018 NORTH ARDMORE A
MORTGAGE AMT: 179,100.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 90029
UNPAID BALANCE: 178,645.740 OPTION TO CONVERT : No
MONTHLY P&I: 1,267.66 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031903255 MORTGAGORS: JENSEN, JEFF
JENSEN, SHELLEY
ADDRESS : 26209 BEECHER LANE
MORTGAGE AMT: 260,050.00 CITY STEVENSON RANCH
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91381
UNPAID BALANCE: 259,231.170 OPTION TO CONVERT : No
MONTHLY P&I: 1,774.00 ANNUAL RATE ADJUST: 0.000
LTV : 79.98800 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031908478 MORTGAGORS: REPASKY, SUSAN
PERREAULT, KATHLEEN
ADDRESS : 7450 SUNDIAL PLACE
MORTGAGE AMT: 400,000.00 CITY CARLSBAD
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 92005
UNPAID BALANCE: 398,961.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,594.39 ANNUAL RATE ADJUST: 0.000
LTV : 75.85200 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031909815 MORTGAGORS: WEINER, ROBERT
WILKER, NACHAMA
ADDRESS : 2715 LIVINGSTON STREET NW
MORTGAGE AMT: 304,000.00 CITY WASHINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 DC 20015
UNPAID BALANCE: 302,267.630 OPTION TO CONVERT : No
MONTHLY P&I: 2,048.11 ANNUAL RATE ADJUST: 0.000
LTV : 72.38000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 10/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0031911084 MORTGAGORS: ZARA, GRACIANO
ADDRESS : 22 PRIMROSE LANE
MORTGAGE AMT: 335,196.00 CITY EAST BRUNSWICK
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 NJ 08816
UNPAID BALANCE: 333,967.450 OPTION TO CONVERT : No
MONTHLY P&I: 2,372.50 ANNUAL RATE ADJUST: 0.000
LTV : 92.09900 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 12/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0031913171 MORTGAGORS: HOSIMER, GENE
HOSIMER, PAMELA
ADDRESS : 10201 BUCKMEADOW LANE
MORTGAGE AMT: 268,500.00 CITY DAMASCUS
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MD 20872
UNPAID BALANCE: 268,300.740 OPTION TO CONVERT : No
MONTHLY P&I: 1,877.39 ANNUAL RATE ADJUST: 0.000
LTV : 79.99200 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031917131 MORTGAGORS: SMITH, MARGARET
SMITH, JAY
ADDRESS : 696 PADDOCK CIRCLE
MORTGAGE AMT: 360,000.00 CITY WEST CHESTER
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 PA 19382
UNPAID BALANCE: 360,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,275.44 ANNUAL RATE ADJUST: 0.000
LTV : 78.77400 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031920994 MORTGAGORS: CELL, ANDREW
CHAE, SOOKA
ADDRESS : 2596 ESTELLA DRIVE
MORTGAGE AMT: 260,000.00 CITY SANTA CLARA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95051
UNPAID BALANCE: 259,593.120 OPTION TO CONVERT : No
MONTHLY P&I: 1,773.66 ANNUAL RATE ADJUST: 0.000
LTV : 48.59800 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031921489 MORTGAGORS: COWAN, PATRICK
COWAN, BILLIE
ADDRESS : 12902 CAMINITO BESO
MORTGAGE AMT: 266,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 92130
UNPAID BALANCE: 265,807.480 OPTION TO CONVERT : No
MONTHLY P&I: 1,882.73 ANNUAL RATE ADJUST: 0.000
LTV : 70.93300 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031925571 MORTGAGORS: RICHERT, PETER
RICHERT, SANDRA
ADDRESS : 5357 FAIRWEATHER COURT
MORTGAGE AMT: 321,350.00 CITY CASTRO VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94552
UNPAID BALANCE: 321,086.590 OPTION TO CONVERT : No
MONTHLY P&I: 2,137.95 ANNUAL RATE ADJUST: 0.000
LTV : 79.99000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031925597 MORTGAGORS: MATLIN, DAVID
PARKER, HEATHER
ADDRESS : 2 LAUREL LANE
MORTGAGE AMT: 268,000.00 CITY OLD FIELD
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NY 11733
UNPAID BALANCE: 267,548.410 OPTION TO CONVERT : No
MONTHLY P&I: 1,760.57 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031926009 MORTGAGORS: MCDERMOTT, FRANK
MCDERMOTT, MARCIA
ADDRESS : 108 COLVARD COURT
MORTGAGE AMT: 288,000.00 CITY FOREST HILL
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 MD 21050
UNPAID BALANCE: 287,179.020 OPTION TO CONVERT : No
MONTHLY P&I: 2,063.27 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031928294 MORTGAGORS: MCKENZIE, DONAVAN
MCKENZIE, JUDITH
ADDRESS : 113 OAKMONT DRIVE
MORTGAGE AMT: 371,900.00 CITY MOORESTOWN
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NJ 08057
UNPAID BALANCE: 369,998.300 OPTION TO CONVERT : No
MONTHLY P&I: 2,443.12 ANNUAL RATE ADJUST: 0.000
LTV : 89.99200 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 11/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0031929003 MORTGAGORS: HEINLEIN, DAVID
HEINLEIN, JENNIFER
ADDRESS : 23 BOGART AVENUE
MORTGAGE AMT: 246,000.00 CITY PORT WASHINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NY 11050
UNPAID BALANCE: 245,803.280 OPTION TO CONVERT : No
MONTHLY P&I: 1,657.35 ANNUAL RATE ADJUST: 0.000
LTV : 69.68800 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
50
--------------------------------------------------------------------------------
LN # 0031930613 MORTGAGORS: SHINGLER, JOHN
SHINGLER, NANCY
ADDRESS : 105 PINE LAKE DR
MORTGAGE AMT: 440,000.00 CITY ATLANTA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 GA 30327
UNPAID BALANCE: 438,508.620 OPTION TO CONVERT : No
MONTHLY P&I: 2,890.49 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031930720 MORTGAGORS: POOL, STEVEN
POOL, SUSAN
ADDRESS : 11 HANCOCK ST
MORTGAGE AMT: 356,000.00 CITY LAGUNA NIGUEL
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92677
UNPAID BALANCE: 355,708.190 OPTION TO CONVERT : No
MONTHLY P&I: 2,368.48 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031934011 MORTGAGORS: GOMERDINGER, GEOFFREY
GOMERDINGER, CYNTHIA
ADDRESS : 10796 QUAIL CREEK DR. EAS
MORTGAGE AMT: 314,900.00 CITY PARKER
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CO 80138
UNPAID BALANCE: 314,194.500 OPTION TO CONVERT : No
MONTHLY P&I: 2,201.83 ANNUAL RATE ADJUST: 0.000
LTV : 89.61200 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031939549 MORTGAGORS: REID, SAMMY
REID, PEGGY
ADDRESS : 3296 RUNNING TRAILS
MORTGAGE AMT: 295,050.00 CITY SIMI VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 93063
UNPAID BALANCE: 294,576.700 OPTION TO CONVERT : No
MONTHLY P&I: 1,987.81 ANNUAL RATE ADJUST: 0.000
LTV : 79.99400 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031943491 MORTGAGORS: ADAMKIEWICZ, CHARLES
ADAMKIEWICZ, LAURIE
ADDRESS : 1468 GARRETT DRIVE
MORTGAGE AMT: 282,000.00 CITY WALL
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 NJ 07719
UNPAID BALANCE: 282,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,829.05 ANNUAL RATE ADJUST: 0.000
LTV : 67.14200 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031943707 MORTGAGORS: MARALDO, CLAUDE
MARALDO, KATHERINE
ADDRESS : 586 WEST BEACH BLVD.
MORTGAGE AMT: 300,000.00 CITY LONG BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MS 39560
UNPAID BALANCE: 258,807.810 OPTION TO CONVERT : No
MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000
LTV : 86.95600 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031949076 MORTGAGORS: BLACK, GINGER
ADDRESS : 6731 TOWNE LANE RD.
MORTGAGE AMT: 266,000.00 CITY MCLEAN
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 VA 22101
UNPAID BALANCE: 265,792.490 OPTION TO CONVERT : No
MONTHLY P&I: 1,814.59 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031949910 MORTGAGORS: LI, STEVEN
LI, SHU
ADDRESS : 75 STALLION CIRCLE
MORTGAGE AMT: 290,000.00 CITY HOLLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 PA 18966
UNPAID BALANCE: 289,534.790 OPTION TO CONVERT : No
MONTHLY P&I: 1,953.79 ANNUAL RATE ADJUST: 0.000
LTV : 72.63900 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031951676 MORTGAGORS: GALLOWAY, THOMAS
GALLOWAY, MARY
GALLOWAY, MARY-LOIS
ADDRESS : 7113 THUNDER MOUNTAIN ROA
MORTGAGE AMT: 454,000.00 CITY EFLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NC 27243
UNPAID BALANCE: 453,627.860 OPTION TO CONVERT : No
MONTHLY P&I: 3,020.47 ANNUAL RATE ADJUST: 0.000
LTV : 79.92900 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031953201 MORTGAGORS: PATEL, RAKESHKUMAR
PATEL, GEMINI
ADDRESS : 2801 MILES STONE DRIVE
MORTGAGE AMT: 268,000.00 CITY VIENNA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 VA 22181
UNPAID BALANCE: 267,774.850 OPTION TO CONVERT : No
MONTHLY P&I: 1,760.57 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031953995 MORTGAGORS: MCELROY, FELIX
MCELROY, TRISHA
ADDRESS : 255 SOUNDVIEW AVENUE
MORTGAGE AMT: 430,000.00 CITY WHITE PLAINS
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 NY 10605
UNPAID BALANCE: 429,375.580 OPTION TO CONVERT : No
MONTHLY P&I: 3,043.51 ANNUAL RATE ADJUST: 0.000
LTV : 68.25300 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031954324 MORTGAGORS: ABRAMS, DANIEL
ABRAMS, MICHELLE
ABRAMS, MICHELLE
ADDRESS : 704 21ST PLACE
MORTGAGE AMT: 650,000.00 CITY SANTA MONICA
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 90402
UNPAID BALANCE: 648,311.620 OPTION TO CONVERT : No
MONTHLY P&I: 4,215.89 ANNUAL RATE ADJUST: 0.000
LTV : 47.27200 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031955776 MORTGAGORS: DEVITA, JAMES
DEVITA, ELSA
ADDRESS : 37 DARWIN AVENUE
MORTGAGE AMT: 350,000.00 CITY HASTINGS-ON-HUDSON
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NY 10706
UNPAID BALANCE: 349,478.880 OPTION TO CONVERT : No
MONTHLY P&I: 2,447.25 ANNUAL RATE ADJUST: 0.000
LTV : 72.91600 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031956394 MORTGAGORS: NEWMAN, THOMAS
ADDRESS : 14 GATE HOUSE ROAD
MORTGAGE AMT: 330,000.00 CITY SEA RANCH LAKES
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 FL 33308
UNPAID BALANCE: 329,203.580 OPTION TO CONVERT : No
MONTHLY P&I: 2,223.28 ANNUAL RATE ADJUST: 0.000
LTV : 50.76900 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031961014 MORTGAGORS: STEIN, JOSEPH
ADDRESS : 1039 RT 35
MORTGAGE AMT: 285,000.00 CITY CROSS RIVER
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NY 10518
UNPAID BALANCE: 283,645.680 OPTION TO CONVERT : No
MONTHLY P&I: 1,944.21 ANNUAL RATE ADJUST: 0.000
LTV : 68.67400 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 11/01/28
RATE:
50
--------------------------------------------------------------------------------
LN # 0031961550 MORTGAGORS: MACDONALD, DANIEL
MACDONALD, LINDA
ADDRESS : 10 CEDAR CREST ROAD
MORTGAGE AMT: 172,000.00 CITY CANTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 MA 02021
UNPAID BALANCE: 171,530.990 OPTION TO CONVERT : No
MONTHLY P&I: 1,087.16 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031961725 MORTGAGORS: ROSENBERG, ALFRED
ROSENBERG, LUCY
ADDRESS : 10153 NW 17TH STREET
MORTGAGE AMT: 290,000.00 CITY CORAL SPRINGS
:\
STATE/ZIP :\
LIFETIME RATE : 8.62500 FL 33071
UNPAID BALANCE: 290,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,255.60 ANNUAL RATE ADJUST: 0.000
LTV : 78.37800 OUTSIDE CONV DATE:
CURRENT INT 8.62500 MATURITY DATE: 05/01/29
RATE:
50
--------------------------------------------------------------------------------
LN # 0031967623 MORTGAGORS: DY, ROBEN
DY, MERLINA
ADDRESS : 802 BAMBOO PALM COURT
MORTGAGE AMT: 276,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 95133
UNPAID BALANCE: 275,300.370 OPTION TO CONVERT : No
MONTHLY P&I: 1,813.13 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031967680 MORTGAGORS: CARL, ELIZABETH
ADDRESS : 2 CEDAR HILL ROAD
MORTGAGE AMT: 211,000.00 CITY STONY BROOK
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NY 11790
UNPAID BALANCE: 210,831.260 OPTION TO CONVERT : No
MONTHLY P&I: 1,421.55 ANNUAL RATE ADJUST: 0.000
LTV : 69.18000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031968464 MORTGAGORS: WILLIAMS, JO ANN
AGRESTA, JOSEPH
ADDRESS : 5 YORKSHIRE ROAD
MORTGAGE AMT: 384,000.00 CITY DOVER
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MA 02030
UNPAID BALANCE: 383,692.920 OPTION TO CONVERT : No
MONTHLY P&I: 2,587.08 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031969611 MORTGAGORS: KINKELDEI, BERND
KINKELDEI, BAERBEL
ADDRESS : 523 PORT ROYAL COURT
MORTGAGE AMT: 323,000.00 CITY LANDENBERG
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 PA 19350
UNPAID BALANCE: 321,660.650 OPTION TO CONVERT : No
MONTHLY P&I: 2,148.93 ANNUAL RATE ADJUST: 0.000
LTV : 71.77700 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 12/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0031969678 MORTGAGORS: CHERUK, ALFRED
CHERUK, SUZANNE
ADDRESS : 161 BRIAR BRAE ROAD
MORTGAGE AMT: 369,000.00 CITY STAMFORD
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CT 06903
UNPAID BALANCE: 368,697.530 OPTION TO CONVERT : No
MONTHLY P&I: 2,454.97 ANNUAL RATE ADJUST: 0.000
LTV : 88.06600 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031972094 MORTGAGORS: HAN, SANGMIN
HAN, MEE
ADDRESS : 5780 176TH PLACE SOUTHEAS
MORTGAGE AMT: 861,750.00 CITY BELLEVUE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 WA 98006
UNPAID BALANCE: 859,618.630 OPTION TO CONVERT : No
MONTHLY P&I: 5,951.89 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 02/01/29
RATE:
15
--------------------------------------------------------------------------------
LN # 0031972102 MORTGAGORS: HOUGHTON, BROCK
HOUGHTON, MARTHA
ADDRESS : 774 DUNE ROAD
MORTGAGE AMT: 249,600.00 CITY WESTHAMPTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NY 11977
UNPAID BALANCE: 249,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,723.93 ANNUAL RATE ADJUST: 0.000
LTV : 79.87200 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031972243 MORTGAGORS: HENNESSY, MICHAEL
HENNESSY, KIMBERLY
ADDRESS : 6636 N LOLETA AVENUE
MORTGAGE AMT: 328,500.00 CITY CHICAGO
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 IL 60646
UNPAID BALANCE: 327,904.470 OPTION TO CONVERT : No
MONTHLY P&I: 2,076.34 ANNUAL RATE ADJUST: 0.000
LTV : 77.29400 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031972805 MORTGAGORS: KEENE, TERRANCE
KEENE, LISA
ADDRESS : 18888 CRESCENT ROAD
MORTGAGE AMT: 366,400.00 CITY ODESSA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 FL 33556
UNPAID BALANCE: 365,579.110 OPTION TO CONVERT : No
MONTHLY P&I: 2,561.93 ANNUAL RATE ADJUST: 0.000
LTV : 89.80300 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031973977 MORTGAGORS: DIBARTOLO, CARMELO
HERN, MICHELE
ADDRESS : 526 72ND STREET
MORTGAGE AMT: 341,000.00 CITY BROOKLYN
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NY 11209
UNPAID BALANCE: 340,740.520 OPTION TO CONVERT : No
MONTHLY P&I: 2,355.21 ANNUAL RATE ADJUST: 0.000
LTV : 89.97300 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031975345 MORTGAGORS: MITCHELL, ROBIN
DALY, MARY
ADDRESS : 800 MILL ROAD
MORTGAGE AMT: 500,000.00 CITY BRYN MAWR
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 PA 19010
UNPAID BALANCE: 499,547.990 OPTION TO CONVERT : No
MONTHLY P&I: 3,160.34 ANNUAL RATE ADJUST: 0.000
LTV : 70.42200 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031975774 MORTGAGORS: LEE, STEPHEN
LEE, SOON
ADDRESS : 6057 FIRWOOD ROW
MORTGAGE AMT: 356,000.00 CITY LA JOLLA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92037
UNPAID BALANCE: 355,400.110 OPTION TO CONVERT : No
MONTHLY P&I: 2,338.67 ANNUAL RATE ADJUST: 0.000
LTV : 56.96000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031976491 MORTGAGORS: LABELLE, MICHAEL
LABELLE, SUE
ADDRESS : 43 HIGHLAND AVE
MORTGAGE AMT: 436,000.00 CITY MADISON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NJ 07940
UNPAID BALANCE: 436,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,011.35 ANNUAL RATE ADJUST: 0.000
LTV : 78.55800 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031977184 MORTGAGORS: MARCH, ALANE
MAZENKO, SCOTT
ADDRESS : 6419 VIA DE ANZA
MORTGAGE AMT: 423,500.00 CITY RANCHO PALOS VERDES
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90275
UNPAID BALANCE: 422,837.260 OPTION TO CONVERT : No
MONTHLY P&I: 2,889.02 ANNUAL RATE ADJUST: 0.000
LTV : 79.53000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031977846 MORTGAGORS: VELEZ, JOSE
VALEZ, SHELLY
ADDRESS : 56 FEATHER RIDGE
MORTGAGE AMT: 320,000.00 CITY MISSION VIEJO
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92692
UNPAID BALANCE: 319,731.160 OPTION TO CONVERT : No
MONTHLY P&I: 2,102.17 ANNUAL RATE ADJUST: 0.000
LTV : 74.41800 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031977853 MORTGAGORS: EBNER, EMMETT
EBNER, TANYA
ADDRESS : 22551 WAKEFIELD,
MORTGAGE AMT: 305,000.00 CITY MISSION VIEJO,
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92692
UNPAID BALANCE: 304,743.770 OPTION TO CONVERT : No
MONTHLY P&I: 2,003.63 ANNUAL RATE ADJUST: 0.000
LTV : 68.53900 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031978224 MORTGAGORS: WOOD, JOSEPH
WOOD, LORI
ADDRESS : 9821 BRIDLERIDGE COURT
MORTGAGE AMT: 249,850.00 CITY VIENNA
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 VA 22181
UNPAID BALANCE: 249,634.880 OPTION TO CONVERT : No
MONTHLY P&I: 1,620.53 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031979768 MORTGAGORS: GRAVES, JAMES
GRAVES, CYNTHIA
ADDRESS : 2491 IRON FORGE RD
MORTGAGE AMT: 281,600.00 CITY OAK HILL
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 VA 20171
UNPAID BALANCE: 281,369.170 OPTION TO CONVERT : No
MONTHLY P&I: 1,873.50 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031980477 MORTGAGORS: CHEN, QIANG
ZHU, CHUANXIAN
ADDRESS : 1 BERGEN DRIVE
MORTGAGE AMT: 342,000.00 CITY CRANBURY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NJ 08512
UNPAID BALANCE: 342,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,275.34 ANNUAL RATE ADJUST: 0.000
LTV : 79.88955 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031980899 MORTGAGORS: BARASCH, JAY
ADDRESS : 4037 SUNSET LANE
MORTGAGE AMT: 485,000.00 CITY NORTHBROOK
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 IL 60062
UNPAID BALANCE: 485,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,226.72 ANNUAL RATE ADJUST: 0.000
LTV : 64.66600 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031981236 MORTGAGORS: BOWEN, ALVIN
ADDRESS : 5600 HEATHERDALE DRIVE
MORTGAGE AMT: 270,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 CA 90043
UNPAID BALANCE: 269,522.260 OPTION TO CONVERT : No
MONTHLY P&I: 1,728.84 ANNUAL RATE ADJUST: 0.000
LTV : 72.00000 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031981442 MORTGAGORS: STACY, MARK
STACY, MARY
ADDRESS : 16 EDGERLY PLACE
MORTGAGE AMT: 307,000.00 CITY BOSTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MA 02116
UNPAID BALANCE: 307,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,120.38 ANNUAL RATE ADJUST: 0.000
LTV : 71.39534 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031982119 MORTGAGORS: AKHTAR, ASHER
ADDRESS : 2472 SYCAMORE LAKES COVE
MORTGAGE AMT: 276,000.00 CITY HERNDON
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 VA 20171
UNPAID BALANCE: 275,511.640 OPTION TO CONVERT : No
MONTHLY P&I: 1,767.26 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031982184 MORTGAGORS: COLE, THOMAS
COLE, KRISTINA
ADDRESS : 111 HAMILTON COURT
MORTGAGE AMT: 287,200.00 CITY GRANITE BAY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95746
UNPAID BALANCE: 286,739.300 OPTION TO CONVERT : No
MONTHLY P&I: 1,934.92 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031982788 MORTGAGORS: BOSWORTH, SCOTT
BOSWORTH, ANNETTE
ADDRESS : 36 LINDEN AVENUE
MORTGAGE AMT: 342,000.00 CITY LAKE FOREST
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60045
UNPAID BALANCE: 342,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,304.12 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031983034 MORTGAGORS: WINCHESTER, SAMUEL
WINCHESTER, SYLVIA
ADDRESS : 100 LOCHSTONE LN
MORTGAGE AMT: 350,000.00 CITY CARY
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NC 27511
UNPAID BALANCE: 349,705.960 OPTION TO CONVERT : No
MONTHLY P&I: 2,299.25 ANNUAL RATE ADJUST: 0.000
LTV : 66.53900 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031984032 MORTGAGORS: FRIEDLAND, STEVEN
FRIEDLAND, RANDI
ADDRESS : 32 BAKER HILL ROAD
MORTGAGE AMT: 270,000.00 CITY GREAT NECK
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NY 11020
UNPAID BALANCE: 269,784.080 OPTION TO CONVERT : No
MONTHLY P&I: 1,819.05 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
50
--------------------------------------------------------------------------------
LN # 0031984438 MORTGAGORS: SCHLOSS, MARTIN
SLOSF, KIM
SCHLOSS, KIM
ADDRESS : 15 CAMPBELL ROAD
MORTGAGE AMT: 335,000.00 CITY MIDDLETON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MA 01949
UNPAID BALANCE: 334,732.100 OPTION TO CONVERT : No
MONTHLY P&I: 2,256.96 ANNUAL RATE ADJUST: 0.000
LTV : 70.52600 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031984677 MORTGAGORS: KRESCH, ROBERT
FEIN, DEBORAH
ADDRESS : 283 SUMMIT STREET
MORTGAGE AMT: 418,500.00 CITY NORWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NJ 07648
UNPAID BALANCE: 418,181.550 OPTION TO CONVERT : No
MONTHLY P&I: 2,890.48 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031985054 MORTGAGORS: MILLS, MICHAEL
ADDRESS : 3064 CASTLE STREET
MORTGAGE AMT: 374,250.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90039
UNPAID BALANCE: 373,509.450 OPTION TO CONVERT : No
MONTHLY P&I: 2,489.90 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
--------------------------------------------------------------------------------
LN # 0031986763 MORTGAGORS: RADNOTI, ROBERT
RADNOTI, JAN
ADDRESS : 3805 CAMPUS DRIVE
MORTGAGE AMT: 375,000.00 CITY THOUSAND OAKS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91360
UNPAID BALANCE: 375,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,494.88 ANNUAL RATE ADJUST: 0.000
LTV : 63.51300 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031987290 MORTGAGORS: BECKER, SCOTT
BECKER, STACEY
ADDRESS : 11268 SHERRARD WAY
MORTGAGE AMT: 369,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92131
UNPAID BALANCE: 363,731.880 OPTION TO CONVERT : No
MONTHLY P&I: 2,424.07 ANNUAL RATE ADJUST: 0.000
LTV : 70.96153 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031987720 MORTGAGORS: BARBAGALLO, NEIL
CALABRETTA, CLAIRE
ADDRESS : 516 88TH STREET
MORTGAGE AMT: 275,400.00 CITY BROOKLYN
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NY 11209
UNPAID BALANCE: 275,179.770 OPTION TO CONVERT : No
MONTHLY P&I: 1,855.42 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031988645 MORTGAGORS: HARRIS, MICHELLE
ADDRESS : 116 NORTHSHORE DRIVE
MORTGAGE AMT: 351,500.00 CITY STOW
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MA 01775
UNPAID BALANCE: 350,928.990 OPTION TO CONVERT : No
MONTHLY P&I: 2,444.89 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0031989007 MORTGAGORS: ZARKOWSKY, FRANK
ZARKOWSKY, CHRISTINE
ADDRESS : 21 ADAMS ROAD
MORTGAGE AMT: 333,600.00 CITY RIDGEFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 CT 06877
UNPAID BALANCE: 333,305.670 OPTION TO CONVERT : No
MONTHLY P&I: 2,136.08 ANNUAL RATE ADJUST: 0.000
LTV : 52.37000 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031989270 MORTGAGORS: EHLING, ELIZABETH
ADDRESS : 298 GREEN RIDGE ROAD
MORTGAGE AMT: 239,900.00 CITY FRANKLIN LAKES
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NJ 07417
UNPAID BALANCE: 239,717.460 OPTION TO CONVERT : No
MONTHLY P&I: 1,656.93 ANNUAL RATE ADJUST: 0.000
LTV : 43.61800 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031989379 MORTGAGORS: MAYFIELD, DARYL
MAYFIELD, LESLIE
ADDRESS : 28926 CURLEW LANE
MORTGAGE AMT: 443,000.00 CITY LAGUNA NIGUEL
:\
STATE/ZIP :\
LIFETIME RATE : 6.12500 CA 92677
UNPAID BALANCE: 442,569.430 OPTION TO CONVERT : No
MONTHLY P&I: 2,691.72 ANNUAL RATE ADJUST: 0.000
LTV : 84.70300 OUTSIDE CONV DATE:
CURRENT INT 6.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031989643 MORTGAGORS: BARNES, RONALD
BARNES, SANDRA
ADDRESS : 33010 FOREST DRIVE
MORTGAGE AMT: 277,600.00 CITY GRAYSLAKE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60030
UNPAID BALANCE: 277,378.010 OPTION TO CONVERT : No
MONTHLY P&I: 1,870.24 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031989676 MORTGAGORS: SHAKIS, DAVID
BLAIR, SUSAN
ADDRESS : 138 UNION STREET
MORTGAGE AMT: 362,000.00 CITY HINGHAM
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 MA 02043
UNPAID BALANCE: 361,359.460 OPTION TO CONVERT : No
MONTHLY P&I: 2,317.93 ANNUAL RATE ADJUST: 0.000
LTV : 65.81800 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031989809 MORTGAGORS: VALENTI, JAMES
VALENTI, JEAN
ADDRESS : 37 LONDONDERRY ROAD
MORTGAGE AMT: 360,000.00 CITY WINDHAM
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NH 03087
UNPAID BALANCE: 359,726.070 OPTION TO CONVERT : No
MONTHLY P&I: 2,486.43 ANNUAL RATE ADJUST: 0.000
LTV : 79.64600 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031989858 MORTGAGORS: GREENWOOD, BEN
DAVIDTZ, EMBETH
ADDRESS : 338 MOUNT HOLYOKE AVENUE
MORTGAGE AMT: 788,000.00 CITY PACIFIC PALISADES
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 90272
UNPAID BALANCE: 787,400.400 OPTION TO CONVERT : No
MONTHLY P&I: 5,442.52 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
15
--------------------------------------------------------------------------------
LN # 0031989932 MORTGAGORS: RESCH, PAUL
RESCH, MAUREEN
ADDRESS : 8 EXETER PASS
MORTGAGE AMT: 188,000.00 CITY COLTS NECK
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NJ 07722
UNPAID BALANCE: 187,845.900 OPTION TO CONVERT : No
MONTHLY P&I: 1,250.77 ANNUAL RATE ADJUST: 0.000
LTV : 67.14285 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031990278 MORTGAGORS: BRAMBLE, MARK
BRAMBLE, DONNA
BRAMBLE, DONNA
ADDRESS : 12 ELISHA DRIVE
MORTGAGE AMT: 305,650.00 CITY ALLENTOWN
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NJ 08501
UNPAID BALANCE: 305,411.560 OPTION TO CONVERT : No
MONTHLY P&I: 2,085.08 ANNUAL RATE ADJUST: 0.000
LTV : 88.59400 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031991748 MORTGAGORS: BENDER, DONALD
BENDER, MARGARET
ADDRESS : 374 WOODLAND PLACE
MORTGAGE AMT: 254,000.00 CITY SOUTH ORANGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NJ 07079
UNPAID BALANCE: 253,724.410 OPTION TO CONVERT : No
MONTHLY P&I: 1,689.87 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031992191 MORTGAGORS: COUTURE, TAMMY
COLEMAN, SUSANNE
ADDRESS : 4156 N. PAULINA STREET
MORTGAGE AMT: 444,000.00 CITY CHICAGO
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 IL 60613
UNPAID BALANCE: 443,598.610 OPTION TO CONVERT : No
MONTHLY P&I: 2,806.39 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031992951 MORTGAGORS: DODD, MICHAEL
DODD, DONNA
ADDRESS : 30 LINDEN HEIGHTS,
MORTGAGE AMT: 284,400.00 CITY NORWALK
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CT 06851
UNPAID BALANCE: 284,172.570 OPTION TO CONVERT : No
MONTHLY P&I: 1,916.06 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031992985 MORTGAGORS: O'FARRELL, GENE
SMITH, ANGELA
ADDRESS : 1372 HENKE ROAD
MORTGAGE AMT: 330,000.00 CITY LAKE ST.LOUIS
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 MO 63367
UNPAID BALANCE: 329,715.880 OPTION TO CONVERT : No
MONTHLY P&I: 2,140.37 ANNUAL RATE ADJUST: 0.000
LTV : 73.33300 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031993405 MORTGAGORS: GOLDMAN, DIANE
GOLDMAN, ANDREW
ADDRESS : 13 NOTTINGHAM ROAD
MORTGAGE AMT: 500,000.00 CITY LIVINGSTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NJ 07039
UNPAID BALANCE: 499,382.770 OPTION TO CONVERT : No
MONTHLY P&I: 3,533.90 ANNUAL RATE ADJUST: 0.000
LTV : 78.12500 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/24
RATE:
02
--------------------------------------------------------------------------------
LN # 0031993496 MORTGAGORS: OWENS, LEON
OWENS, JACQUELINE
OWENS, JACQUELYN
ADDRESS : 5725 GOVERNOR'S POND CR
MORTGAGE AMT: 248,150.00 CITY ALEXANDRIA
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 VA 22310
UNPAID BALANCE: 247,931.060 OPTION TO CONVERT : No
MONTHLY P&I: 1,588.94 ANNUAL RATE ADJUST: 0.000
LTV : 79.28495 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031993934 MORTGAGORS: NUNES, MARK
WILSON-NUNES, MYKEN
ADDRESS : 10316 186TH CT NE
MORTGAGE AMT: 309,000.00 CITY REDMOND
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 WA 98052
UNPAID BALANCE: 308,746.720 OPTION TO CONVERT : No
MONTHLY P&I: 2,055.78 ANNUAL RATE ADJUST: 0.000
LTV : 78.22700 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031994213 MORTGAGORS: OETGEN, GARY
OETGEN, TRACY
ADDRESS : 147 PENROSE DRIVE
MORTGAGE AMT: 512,000.00 CITY SAVANNAH
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 GA 31410
UNPAID BALANCE: 511,580.320 OPTION TO CONVERT : No
MONTHLY P&I: 3,406.35 ANNUAL RATE ADJUST: 0.000
LTV : 68.26600 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031994676 MORTGAGORS: DE MARZO, DARLENE
DE MARZO, EUGENE
ADDRESS : 6 JENNIFER COURT
MORTGAGE AMT: 300,000.00 CITY EAST BRUNSWICK
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NJ 08816
UNPAID BALANCE: 299,765.970 OPTION TO CONVERT : No
MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031994817 MORTGAGORS: CROSS, DAVID
CROSS, CHERYL
ADDRESS : 289 UPPER TOWN TRAIL
MORTGAGE AMT: 510,000.00 CITY CHARLOTTE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 VT 05445
UNPAID BALANCE: 509,592.170 OPTION TO CONVERT : No
MONTHLY P&I: 3,435.96 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031995145 MORTGAGORS: SUTHERLAND, WYATT
SUTHERLAND, MONIKA
ADDRESS : 126 S. CLINTON AVENUE
MORTGAGE AMT: 314,000.00 CITY OAK PARK
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 IL 60302
UNPAID BALANCE: 314,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,062.76 ANNUAL RATE ADJUST: 0.000
LTV : 74.76100 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031995251 MORTGAGORS: CROVELLA, MARK
CROVELLA, LINDA
ADDRESS : 14 COLLIER ROAD
MORTGAGE AMT: 314,000.00 CITY SCITUATE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MA 02066
UNPAID BALANCE: 313,642.070 OPTION TO CONVERT : No
MONTHLY P&I: 2,320.43 ANNUAL RATE ADJUST: 0.000
LTV : 78.50000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/24
RATE:
02
--------------------------------------------------------------------------------
LN # 0031995277 MORTGAGORS: SHAFFER, MARK
SHAFFER, PATRICIA
ADDRESS : 4 PHEASANT HOLLOW ROAD
MORTGAGE AMT: 314,400.00 CITY NATICK
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MA 01760
UNPAID BALANCE: 314,142.290 OPTION TO CONVERT : No
MONTHLY P&I: 2,091.71 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031995475 MORTGAGORS: MAYO, WAYNIE
MAYO, ASTER
ADDRESS : 1197 PARK BROOK COURT
MORTGAGE AMT: 259,000.00 CITY MILPITAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 95035
UNPAID BALANCE: 258,623.890 OPTION TO CONVERT : No
MONTHLY P&I: 1,833.19 ANNUAL RATE ADJUST: 0.000
LTV : 94.87100 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031995483 MORTGAGORS: EAKINS, WALTER
ADDRESS : 10836 POND RIDGE DRIVE
MORTGAGE AMT: 264,000.00 CITY FORT MYERS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 FL 33913
UNPAID BALANCE: 263,788.880 OPTION TO CONVERT : No
MONTHLY P&I: 1,778.62 ANNUAL RATE ADJUST: 0.000
LTV : 79.04100 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031995988 MORTGAGORS: FITZPATRICK, BRENDAN
GIBBONS, MARY
ADDRESS : 2003 ST. ANDREWS DRIVE
MORTGAGE AMT: 380,000.00 CITY BERWYN
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 PA 19312
UNPAID BALANCE: 379,664.730 OPTION TO CONVERT : No
MONTHLY P&I: 2,433.19 ANNUAL RATE ADJUST: 0.000
LTV : 76.37700 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031996572 MORTGAGORS: CORRAL, EDGAZ
ARMONA-CORRAL, JANET
ADDRESS : 6723 ALTIPLANO WAY
MORTGAGE AMT: 252,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 95119
UNPAID BALANCE: 251,788.280 OPTION TO CONVERT : No
MONTHLY P&I: 1,655.47 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031996598 MORTGAGORS: O'DONNELL, MICHAEL
O'DONNELL, JIHAN
ADDRESS : 12607 LAKE NORMANDY LANE
MORTGAGE AMT: 316,000.00 CITY FAIRFAX
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 VA 22030
UNPAID BALANCE: 315,734.520 OPTION TO CONVERT : No
MONTHLY P&I: 2,075.90 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031997349 MORTGAGORS: HOUSTON, DOUGLAS
HOUSTON, SANDRA
ADDRESS : 6349 THISTLEWOOD COURT
MORTGAGE AMT: 290,000.00 CITY SPARKS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NV 89436
UNPAID BALANCE: 289,523.190 OPTION TO CONVERT : No
MONTHLY P&I: 1,929.38 ANNUAL RATE ADJUST: 0.000
LTV : 70.73100 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031997968 MORTGAGORS: THOMPSON, EDWARD
KINDER, NANCY
THOMPSON, JULIETTE
ADDRESS : 2229 CASEMONT DRIVE
MORTGAGE AMT: 304,000.00 CITY FALLS CHURCH
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 VA 22046
UNPAID BALANCE: 303,762.850 OPTION TO CONVERT : No
MONTHLY P&I: 2,073.82 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031999170 MORTGAGORS: SIMKOWITZ, PHILIP
WOLF, LORRAINE
ADDRESS : LOT #1 STEVENS LAKE ESTAT
MORTGAGE AMT: 316,000.00 CITY MONTEREY
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 MA 01245
UNPAID BALANCE: 315,727.930 OPTION TO CONVERT : No
MONTHLY P&I: 2,049.57 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031999261 MORTGAGORS: GASTON, ROGER
GASTON, SUZANNE
ADDRESS : 200 HIGHLAND AVENUE
MORTGAGE AMT: 830,000.00 CITY RIDGEWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NJ 07450
UNPAID BALANCE: 830,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 5,732.61 ANNUAL RATE ADJUST: 0.000
LTV : 67.75500 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
15
--------------------------------------------------------------------------------
LN # 0031999774 MORTGAGORS: VAN LANDINGHAM, VICTORIA
STODDARD, PAUL
ADDRESS : 16004 SOUTHEAST 264TH PLA
MORTGAGE AMT: 261,600.00 CITY KENT
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 WA 98042
UNPAID BALANCE: 261,180.360 OPTION TO CONVERT : No
MONTHLY P&I: 1,762.45 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0031999824 MORTGAGORS: BROWN, JOHN
BROWN, KERRY
ADDRESS : 11260 BROADVIEW DRIVE
MORTGAGE AMT: 366,000.00 CITY MOORPARK
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 93021
UNPAID BALANCE: 365,721.500 OPTION TO CONVERT : No
MONTHLY P&I: 2,527.87 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
50
--------------------------------------------------------------------------------
LN # 0031999923 MORTGAGORS: CARMACK, CURTIS
CARMACK, MELANIE
ADDRESS : 210 BLACKBURN ROAD
MORTGAGE AMT: 360,000.00 CITY SUMMIT
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NJ 07901
UNPAID BALANCE: 360,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,455.84 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032000069 MORTGAGORS: NEUMANN, RICHARD
NEUMANN, MARY
ADDRESS : 777 GALILEO DR
MORTGAGE AMT: 370,000.00 CITY COROLLA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NC 27927
UNPAID BALANCE: 369,704.120 OPTION TO CONVERT : No
MONTHLY P&I: 2,492.76 ANNUAL RATE ADJUST: 0.000
LTV : 72.40704 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
50
--------------------------------------------------------------------------------
LN # 0032000077 MORTGAGORS: ABRAHAM, DAVID
ABRAHAM, BRONTE
ADDRESS : 785 ARBOR ROAD
MORTGAGE AMT: 438,750.00 CITY MENLO PARK
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94025
UNPAID BALANCE: 438,416.150 OPTION TO CONVERT : No
MONTHLY P&I: 3,030.34 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032001547 MORTGAGORS: O'BRIEN, GEORGE
ADDRESS : 349 SALEM ST
MORTGAGE AMT: 44,000.00 CITY REVERE/SAUGUS
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 MA 02151
UNPAID BALANCE: 43,432.920 OPTION TO CONVERT : No
MONTHLY P&I: 311.43 ANNUAL RATE ADJUST: 0.000
LTV : 31.42800 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032001620 MORTGAGORS: LIAO, CHENG
ADDRESS : 11998 N 80TH PLACE
MORTGAGE AMT: 321,200.00 CITY SCOTTSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 AZ 85260
UNPAID BALANCE: 320,930.150 OPTION TO CONVERT : No
MONTHLY P&I: 2,110.06 ANNUAL RATE ADJUST: 0.000
LTV : 79.30800 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032002537 MORTGAGORS: BECKER, TROY
ADDRESS : 607 PALOMAR ROAD
MORTGAGE AMT: 324,000.00 CITY OJAI
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 93023
UNPAID BALANCE: 323,198.570 OPTION TO CONVERT : No
MONTHLY P&I: 2,155.59 ANNUAL RATE ADJUST: 0.000
LTV : 73.22000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032002677 MORTGAGORS: SALAS, PATRICK
ADDRESS : 22391 RIPPLING BROOK
MORTGAGE AMT: 256,500.00 CITY LAKE FOREST
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 92630
UNPAID BALANCE: 255,833.750 OPTION TO CONVERT : No
MONTHLY P&I: 1,663.65 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032002701 MORTGAGORS: MARTIN-VON CANNON, MARLA
MARTIN, CAROLE
VON CANNON, SCOTT
ADDRESS : 31841 EAST NINE DRIVE
MORTGAGE AMT: 370,000.00 CITY LAGUNA NIGUEL
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92677
UNPAID BALANCE: 369,391.650 OPTION TO CONVERT : No
MONTHLY P&I: 2,461.62 ANNUAL RATE ADJUST: 0.000
LTV : 63.79310 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032002743 MORTGAGORS: GLENN, LORNA
ADDRESS : 7700 WESTPARK DRIVE
MORTGAGE AMT: 262,270.00 CITY RIVERSIDE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92506
UNPAID BALANCE: 261,636.980 OPTION TO CONVERT : No
MONTHLY P&I: 1,766.96 ANNUAL RATE ADJUST: 0.000
LTV : 84.60322 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032002990 MORTGAGORS: HENDERSON, CARL
HENDERSON, CANDY
ADDRESS : 525 17TH STREET
MORTGAGE AMT: 284,000.00 CITY HUNTINGTON BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92648
UNPAID BALANCE: 283,778.440 OPTION TO CONVERT : No
MONTHLY P&I: 1,937.39 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032003170 MORTGAGORS: SMITH, AUBREY
SMITH, JUNE
ADDRESS : 23 FRANCIS DRIVE
MORTGAGE AMT: 261,100.00 CITY HILLSBOROUGH TOWNSHI
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NJ 08502
UNPAID BALANCE: 260,660.040 OPTION TO CONVERT : No
MONTHLY P&I: 1,715.24 ANNUAL RATE ADJUST: 0.000
LTV : 88.50800 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032003196 MORTGAGORS: BRYCHCY, STEVEN
ADDRESS : 64 FOSTER AVENUE
MORTGAGE AMT: 101,000.00 CITY VALLEY STREAM
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NY 11580
UNPAID BALANCE: 101,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 671.96 ANNUAL RATE ADJUST: 0.000
LTV : 60.11900 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032003444 MORTGAGORS: CORNELIUS, PETER
ADDRESS : 103 ESMERALDA COURT
MORTGAGE AMT: 450,000.00 CITY SANTA CRUZ
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 95060
UNPAID BALANCE: 449,621.950 OPTION TO CONVERT : No
MONTHLY P&I: 2,956.18 ANNUAL RATE ADJUST: 0.000
LTV : 74.38000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032003477 MORTGAGORS: SANBORN, DARRYL
SANBORN, CONNIE
ADDRESS : 22084 EAST QUARTO PLACE
MORTGAGE AMT: 274,858.00 CITY AURORA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CO 80016
UNPAID BALANCE: 274,632.700 OPTION TO CONVERT : No
MONTHLY P&I: 1,828.64 ANNUAL RATE ADJUST: 0.000
LTV : 84.99900 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032003873 MORTGAGORS: HAPP, JAMES
MOSES, ELIZABETH
ADDRESS : 13433 GIBSON STREET
MORTGAGE AMT: 280,000.00 CITY GLEN ELLEN
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 95442
UNPAID BALANCE: 279,272.710 OPTION TO CONVERT : No
MONTHLY P&I: 1,816.07 ANNUAL RATE ADJUST: 0.000
LTV : 63.63600 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032004699 MORTGAGORS: CURRIN, JAMES
CURRIN, THERESE
ADDRESS : 3910 SAINT ANDREWS COURT
MORTGAGE AMT: 355,000.00 CITY MASON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 OH 45040
UNPAID BALANCE: 354,723.060 OPTION TO CONVERT : No
MONTHLY P&I: 2,421.73 ANNUAL RATE ADJUST: 0.000
LTV : 78.88800 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032004806 MORTGAGORS: PHILLIPS, GRANT
BRODERICK, MARIA
ADDRESS : 33 WARNER STREET
MORTGAGE AMT: 430,000.00 CITY CONCORD
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 MA 01742
UNPAID BALANCE: 430,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,788.98 ANNUAL RATE ADJUST: 0.000
LTV : 88.29500 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032005217 MORTGAGORS: FLEMING, NANO
FLEMING, NATALIE
ADDRESS : 15440 GOLDEN STAR AVENUE
MORTGAGE AMT: 305,950.00 CITY RIVERSIDE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92506
UNPAID BALANCE: 305,446.980 OPTION TO CONVERT : No
MONTHLY P&I: 2,035.49 ANNUAL RATE ADJUST: 0.000
LTV : 89.98500 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032005365 MORTGAGORS: ALLEN, MARTIN
ALLEN, CASEY
ADDRESS : 1650 9TH AVENUE
MORTGAGE AMT: 248,400.00 CITY SACRAMENTO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95818
UNPAID BALANCE: 248,096.380 OPTION TO CONVERT : No
MONTHLY P&I: 1,652.62 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032005613 MORTGAGORS: RAVICHANDRAN, GURUSWAMINAIDU
RAVICHANDRAN, SANDHYA
RAVICHANDRAN, SANDHYA
ADDRESS : 410 SAN MIGUEL DR
MORTGAGE AMT: 330,000.00 CITY ARCADIA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 91007
UNPAID BALANCE: 329,722.760 OPTION TO CONVERT : No
MONTHLY P&I: 2,167.87 ANNUAL RATE ADJUST: 0.000
LTV : 87.07100 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032005910 MORTGAGORS: CRIBBS, DAVID
DOUGLAS, SUSAN
DOUGLAS, STEVEN
CRIBBS, MICHELLE
ADDRESS : 57668 RED CEDAR LANE
MORTGAGE AMT: 283,000.00 CITY SUNRIVER
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 OR 97707
UNPAID BALANCE: 283,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,859.11 ANNUAL RATE ADJUST: 0.000
LTV : 74.47300 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032006199 MORTGAGORS: THURMAN, RUSSELL
ROBERTS, PATRICIA
ADDRESS : 9654 RANIER AVENUE SOUTH
MORTGAGE AMT: 422,000.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 WA 98118
UNPAID BALANCE: 421,006.390 OPTION TO CONVERT : No
MONTHLY P&I: 2,878.79 ANNUAL RATE ADJUST: 0.000
LTV : 88.84200 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032006348 MORTGAGORS: BARBAKOW, ALAN
BARBAKOW, RISE
ADDRESS : 31820 SEAFIELD DRIVE
MORTGAGE AMT: 1,225,000.00 CITY MALIBU
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90285
UNPAID BALANCE: 1,223,995. OPTION TO CONVERT : No
870
MONTHLY P&I: 8,149.96 ANNUAL RATE ADJUST: 0.000
LTV : 40.83300 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
50
--------------------------------------------------------------------------------
LN # 0032006611 MORTGAGORS: GRAVEL, ALAN
ADDRESS : 4278 BRISTLECONE DR,
MORTGAGE AMT: 303,000.00 CITY MARIETTA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 GA 30064
UNPAID BALANCE: 302,745.440 OPTION TO CONVERT : No
MONTHLY P&I: 1,990.50 ANNUAL RATE ADJUST: 0.000
LTV : 70.46500 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032006926 MORTGAGORS: MARTINEZ, JAMES
ADDRESS : 3521 BUFFALO GRASS LANE
MORTGAGE AMT: 148,650.00 CITY CASTLE ROCK
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CO 80104
UNPAID BALANCE: 148,650.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,001.49 ANNUAL RATE ADJUST: 0.000
LTV : 79.99800 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
50
--------------------------------------------------------------------------------
LN # 0032006959 MORTGAGORS: LEWINTER, ROBERT
ADDRESS : 12282 MENUDA PANORAMA
MORTGAGE AMT: 484,000.00 CITY SANTA ANA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92705
UNPAID BALANCE: 482,549.680 OPTION TO CONVERT : No
MONTHLY P&I: 3,384.20 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 02/01/29
RATE:
50
--------------------------------------------------------------------------------
LN # 0032007205 MORTGAGORS: KOSS, GREGORY
OLLVIERI-KOSS, MARIA
ADDRESS : 11 LENOX TERRACE
MORTGAGE AMT: 272,000.00 CITY SOUTH ORANGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NJ 07079
UNPAID BALANCE: 271,793.030 OPTION TO CONVERT : No
MONTHLY P&I: 1,878.64 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032007221 MORTGAGORS: JONES, SCOTT
JONES, ELIZABETH
ADDRESS : 13245 WEST 67TH PLACE
MORTGAGE AMT: 385,608.00 CITY ARVADA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CO 80002
UNPAID BALANCE: 385,284.030 OPTION TO CONVERT : No
MONTHLY P&I: 2,533.18 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032007296 MORTGAGORS: HOFMANN, NORBERT
WAGNER, ANITA
ADDRESS : 5-7 TRAYMORE STREET
MORTGAGE AMT: 375,000.00 CITY CAMBRIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 02140
UNPAID BALANCE: 374,655.040 OPTION TO CONVERT : No
MONTHLY P&I: 2,610.59 ANNUAL RATE ADJUST: 0.000
LTV : 66.96400 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/27
RATE:
02
--------------------------------------------------------------------------------
LN # 0032007379 MORTGAGORS: EDMUNDSON, ROBERT
EDMUNDSON, DIANE
ADDRESS : 3731 DEVONSHIRE RD
MORTGAGE AMT: 302,000.00 CITY ALLENTOWN
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 PA 18103
UNPAID BALANCE: 301,764.410 OPTION TO CONVERT : No
MONTHLY P&I: 2,060.17 ANNUAL RATE ADJUST: 0.000
LTV : 72.77100 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032007445 MORTGAGORS: OLIVERA, MICHAEL
OLIVERA, MARY
ADDRESS : 35 LA SERENA TRAIL
MORTGAGE AMT: 430,300.00 CITY SANTA FE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NM 87501
UNPAID BALANCE: 429,592.510 OPTION TO CONVERT : No
MONTHLY P&I: 2,862.80 ANNUAL RATE ADJUST: 0.000
LTV : 78.23600 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032007692 MORTGAGORS: MCMILLAN, STEPHEN
MCMILLAN,
MCMILLAN, LORRIE
ADDRESS : 25581 UPPER CLUBHOUSE DRI
MORTGAGE AMT: 277,200.00 CITY SOUTH RIDING
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 VA 20152
UNPAID BALANCE: 276,983.760 OPTION TO CONVERT : No
MONTHLY P&I: 1,890.99 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032007700 MORTGAGORS: UMPHREY, KIRK
ADDRESS : 1592 EAST CHAPEL OAKS CIR
MORTGAGE AMT: 350,000.00 CITY SANDY
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 UT 84093
UNPAID BALANCE: 349,410.230 OPTION TO CONVERT : No
MONTHLY P&I: 2,299.25 ANNUAL RATE ADJUST: 0.000
LTV : 74.46800 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032007767 MORTGAGORS: LYCAN, MAURICE
LYCAN, GARY
LYCAN, MARY
ADDRESS : 2332 RIVERSIDE DRIVE
MORTGAGE AMT: 288,000.00 CITY SANTA ANA
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 92706
UNPAID BALANCE: 287,791.550 OPTION TO CONVERT : No
MONTHLY P&I: 2,038.45 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032008138 MORTGAGORS: VELACRUZ, ALVIN
VELACRUZ, MARY ANN
ADDRESS : 2720 ALEMANY BOULEVARD
MORTGAGE AMT: 270,750.00 CITY SAN FRANCISCO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94112
UNPAID BALANCE: 270,549.070 OPTION TO CONVERT : No
MONTHLY P&I: 1,893.12 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032008203 MORTGAGORS: HARRIS, TIMOTHY
STEPHENS, MEGAN
ADDRESS : 32 WINTERFIELD ROAD
MORTGAGE AMT: 296,850.00 CITY IRVINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92602
UNPAID BALANCE: 296,543.970 OPTION TO CONVERT : No
MONTHLY P&I: 2,025.05 ANNUAL RATE ADJUST: 0.000
LTV : 94.99700 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032008328 MORTGAGORS: WEATHERSPOON, FLOYD
JONES-WEATHERSPOON, STEPHANIE
ADDRESS : 1618 PERRIS COURT
MORTGAGE AMT: 358,300.00 CITY NEW ALBANY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 OH 43054
UNPAID BALANCE: 358,013.470 OPTION TO CONVERT : No
MONTHLY P&I: 2,413.94 ANNUAL RATE ADJUST: 0.000
LTV : 94.98900 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032008559 MORTGAGORS: MESSERMAN, JEFFREY
MESSERMAN, LYNDA
ADDRESS : 19 BLUEBERRY LANE
MORTGAGE AMT: 343,000.00 CITY HOPKINTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MA 01748
UNPAID BALANCE: 343,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,310.86 ANNUAL RATE ADJUST: 0.000
LTV : 79.76744 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032008815 MORTGAGORS: MARIANO, JAMES
ADDRESS : 51 R.F. HIGGINS DRIVE
MORTGAGE AMT: 300,000.00 CITY NORWELL
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MA 02061
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,970.79 ANNUAL RATE ADJUST: 0.000
LTV : 56.60300 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032008930 MORTGAGORS: GRECO, RAY
GRECO, KATHY
ADDRESS : 3404 SEA CREST
MORTGAGE AMT: 374,400.00 CITY HILTON HEAD ISLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 SC 29928
UNPAID BALANCE: 374,135.750 OPTION TO CONVERT : No
MONTHLY P&I: 2,682.25 ANNUAL RATE ADJUST: 0.000
LTV : 69.99400 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032009300 MORTGAGORS: BRUNO, FRANK
BRUNO, CYNTHIA
ADDRESS : 13 LACKAWANNA TRAIL
MORTGAGE AMT: 105,000.00 CITY SUFFERN
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NY 10901
UNPAID BALANCE: 104,807.440 OPTION TO CONVERT : No
MONTHLY P&I: 837.87 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/19
RATE:
02
--------------------------------------------------------------------------------
LN # 0032009326 MORTGAGORS: DAVIS, RICHARD
DAVIS, JEANIE
DAVIS, JEANIE
ADDRESS : 636 EAST RAWHIDE AVENUE
MORTGAGE AMT: 319,900.00 CITY GILBERT
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 AZ 85296
UNPAID BALANCE: 319,644.180 OPTION TO CONVERT : No
MONTHLY P&I: 2,155.23 ANNUAL RATE ADJUST: 0.000
LTV : 76.16600 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032009334 MORTGAGORS: YAZDANI, MARIA
ADDRESS : 26 ROCK ROSE
MORTGAGE AMT: 321,800.00 CITY ALSIO VIEJO
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 92656
UNPAID BALANCE: 321,578.540 OPTION TO CONVERT : No
MONTHLY P&I: 2,333.27 ANNUAL RATE ADJUST: 0.000
LTV : 79.45600 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 04/01/29
RATE:
50
--------------------------------------------------------------------------------
LN # 0032009565 MORTGAGORS: CHERNG, THOMAS
CHERNG, JUANA
ADDRESS : 302 HIGHLAND PLACE
MORTGAGE AMT: 280,000.00 CITY MONROVIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91016
UNPAID BALANCE: 279,572.550 OPTION TO CONVERT : No
MONTHLY P&I: 1,933.90 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032009573 MORTGAGORS: HAMMAD, MO
HAMMAD, REEM
ADDRESS : 11670 LAURELWOOD DRIVE
MORTGAGE AMT: 252,000.00 CITY STUDIO CITY AREA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91604
UNPAID BALANCE: 251,808.240 OPTION TO CONVERT : No
MONTHLY P&I: 1,740.51 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032009649 MORTGAGORS: RUDOLPH, NICK
MILLS, LYNDA
ADDRESS : 1549 WEST SALTSAGE DRIVE
MORTGAGE AMT: 394,600.00 CITY PHOENIX
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 AZ 85045
UNPAID BALANCE: 394,284.440 OPTION TO CONVERT : No
MONTHLY P&I: 2,658.50 ANNUAL RATE ADJUST: 0.000
LTV : 89.65000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032009656 MORTGAGORS: STEINTHAL, RONALD
STEINTHAL, LORI
ADDRESS : 17203 DEBBIE ROAD
MORTGAGE AMT: 409,000.00 CITY LOS GATOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95030
UNPAID BALANCE: 408,343.920 OPTION TO CONVERT : No
MONTHLY P&I: 2,755.51 ANNUAL RATE ADJUST: 0.000
LTV : 53.11600 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032009847 MORTGAGORS: BODNAR, JOHN
BODNAR, KAREN
ADDRESS : 3 FERNDALE ROAD
MORTGAGE AMT: 434,000.00 CITY MADISON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NJ 07940
UNPAID BALANCE: 434,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,960.65 ANNUAL RATE ADJUST: 0.000
LTV : 67.81200 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032009854 MORTGAGORS: GRAINGER, RAYMOND
GRAINGER, ELISA
ADDRESS : 24 CERVANTES
MORTGAGE AMT: 650,000.00 CITY NEWPORT BEACH,
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92660
UNPAID BALANCE: 650,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 4,270.04 ANNUAL RATE ADJUST: 0.000
LTV : 74.93400 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032010035 MORTGAGORS: WON, JONG
WON, KYONG
ADDRESS : 115 PHILIP DRIVE
MORTGAGE AMT: 450,000.00 CITY ROCKAWAY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NJ 07866
UNPAID BALANCE: 449,631.130 OPTION TO CONVERT : No
MONTHLY P&I: 2,993.87 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032010175 MORTGAGORS: PLUM, DAVID
PLUM, DAWN
ADDRESS : 8 MEADOWBROOK ROAD
MORTGAGE AMT: 300,000.00 CITY RANDOLPH
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 07869
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000
LTV : 78.94700 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032010977 MORTGAGORS: SLOAN, CAROL
ADDRESS : 2908 WEST CANYON AVENUE
MORTGAGE AMT: 288,450.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92123
UNPAID BALANCE: 288,213.560 OPTION TO CONVERT : No
MONTHLY P&I: 1,919.07 ANNUAL RATE ADJUST: 0.000
LTV : 89.99700 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032011132 MORTGAGORS: KENDALL, LAWRENCE
KENDALL, JOAN
ADDRESS : 33 MEETING HOUSE ROAD
MORTGAGE AMT: 649,000.00 CITY GREENWICH
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CT 06831
UNPAID BALANCE: 648,468.020 OPTION TO CONVERT : No
MONTHLY P&I: 4,317.81 ANNUAL RATE ADJUST: 0.000
LTV : 33.71400 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032011736 MORTGAGORS: DOUBEK, WILLIAM
ADDRESS : 897 CAYO GRANDE COURT
MORTGAGE AMT: 271,200.00 CITY THOUSAND OAKS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91320
UNPAID BALANCE: 269,911.250 OPTION TO CONVERT : No
MONTHLY P&I: 1,850.07 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 11/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0032011801 MORTGAGORS: FISHER, JAMES
ADDRESS : 5243 NEPTUNE SQUARE
MORTGAGE AMT: 280,000.00 CITY OXNARD
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 93035
UNPAID BALANCE: 279,340.740 OPTION TO CONVERT : No
MONTHLY P&I: 1,910.10 ANNUAL RATE ADJUST: 0.000
LTV : 71.79400 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032011884 MORTGAGORS: GANDOLFI, THOMAS
GANDOLFI, MELODY
ADDRESS : 1700 CATTAIL WOODS LANE
MORTGAGE AMT: 340,000.00 CITY WOODBINE
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 MD 21797
UNPAID BALANCE: 339,707.260 OPTION TO CONVERT : No
MONTHLY P&I: 2,205.24 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032012031 MORTGAGORS: KORREN, ROBERT
KORREN, AMY
KORREN, AMY
ADDRESS : 76 BRUNDAGE RIDGE ROAD
MORTGAGE AMT: 265,000.00 CITY BEDFORD
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NY 10506
UNPAID BALANCE: 264,788.090 OPTION TO CONVERT : No
MONTHLY P&I: 1,785.35 ANNUAL RATE ADJUST: 0.000
LTV : 58.88800 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032012346 MORTGAGORS: OBADIAH, RICHARD
OBADIAH, PATRICIA
ADDRESS : 151 TREMONT STREET, UNIT
MORTGAGE AMT: 315,000.00 CITY BOSTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MA 02111
UNPAID BALANCE: 315,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,095.70 ANNUAL RATE ADJUST: 0.000
LTV : 78.75000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032012353 MORTGAGORS: RODMAN, JEFFREY
RODMAN, ABBY
RODMAN, ABBY
ADDRESS : 101 CLAREMONT STREET
MORTGAGE AMT: 450,000.00 CITY NEWTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MA 02458
UNPAID BALANCE: 449,631.140 OPTION TO CONVERT : No
MONTHLY P&I: 2,993.86 ANNUAL RATE ADJUST: 0.000
LTV : 55.55500 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032012387 MORTGAGORS: COOPER, DAVID
ADDRESS : 5 KIMBALL ROAD
MORTGAGE AMT: 260,000.00 CITY LEXINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MA 02421
UNPAID BALANCE: 259,807.040 OPTION TO CONVERT : No
MONTHLY P&I: 1,817.96 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032012510 MORTGAGORS: GAYLE, CHRISTOPHER
GALE, CHRIS
GAYLE, MICHELLE
ADDRESS : 6972 SECREST COURT
MORTGAGE AMT: 297,200.00 CITY ARVADA
:\
STATE/ZIP :\
LIFETIME RATE : 6.25000 CO 80007
UNPAID BALANCE: 297,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,829.91 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032014052 MORTGAGORS: BUTCH, PARK
ADDRESS : 465 OCEAN DRIVE APT. 1101
MORTGAGE AMT: 112,000.00 CITY MIAMI BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 FL 33139
UNPAID BALANCE: 110,759.010 OPTION TO CONVERT : No
MONTHLY P&I: 802.39 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 02/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0032014474 MORTGAGORS: STOHLGREN, KEITH
STOHLGREN, CAMILLE
ADDRESS : 63 LINDEN AVENUE
MORTGAGE AMT: 360,000.00 CITY LAKE FOREST
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 IL 60045
UNPAID BALANCE: 360,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,395.09 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032014839 MORTGAGORS: GENNARI, MATTHEW
GENNARI, CHRIS
ADDRESS : 113 STOHE CLIFF ROAD
MORTGAGE AMT: 500,000.00 CITY PRINCETON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NJ 08540
UNPAID BALANCE: 500,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,326.52 ANNUAL RATE ADJUST: 0.000
LTV : 78.29700 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032014862 MORTGAGORS: EMANUEL, DEBRA
ADDRESS : 7 WILLOW LAKE DRIVE
MORTGAGE AMT: 397,500.00 CITY COLTS NECK
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 NJ 07722
UNPAID BALANCE: 397,219.450 OPTION TO CONVERT : No
MONTHLY P&I: 2,847.74 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032015422 MORTGAGORS: BENDER, JONATHAN
ADDRESS : 7208 LA PRESA DRIVE
MORTGAGE AMT: 468,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 90068
UNPAID BALANCE: 467,597.060 OPTION TO CONVERT : No
MONTHLY P&I: 3,035.44 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032015547 MORTGAGORS: LORING, KELLY
LORING, JAMES
ADDRESS : 46 ROCKY WOODS ROAD
MORTGAGE AMT: 278,000.00 CITY HOPKINTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 01748
UNPAID BALANCE: 277,783.130 OPTION TO CONVERT : No
MONTHLY P&I: 1,896.45 ANNUAL RATE ADJUST: 0.000
LTV : 74.13300 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032015588 MORTGAGORS: KORN, SCOTT
KORN, ARLENE
ADDRESS : 1233 MEADOWBANK ROAD
MORTGAGE AMT: 1,500,000.00 CITY VILLANOVA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 PA 19085
UNPAID BALANCE: 1,500,000. OPTION TO CONVERT : No
000
MONTHLY P&I: 10,360.13 ANNUAL RATE ADJUST: 0.000
LTV : 62.50000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
15
--------------------------------------------------------------------------------
LN # 0032016412 MORTGAGORS: PAVLINI, PAUL
PAVLINI, DELORES
PAVLINI, DOLORES
ADDRESS : 18 FOWLER ROAD
MORTGAGE AMT: 430,000.00 CITY PEAPACK-GLADSTONE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NJ 07934
UNPAID BALANCE: 430,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,860.80 ANNUAL RATE ADJUST: 0.000
LTV : 68.80000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032016479 MORTGAGORS: TRUE, DOUGLAS
TRUE, DENISE
ADDRESS : 1541 MANNING LANE
MORTGAGE AMT: 352,400.00 CITY ALAMO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94507
UNPAID BALANCE: 352,125.090 OPTION TO CONVERT : No
MONTHLY P&I: 2,403.99 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032016693 MORTGAGORS: CHARLTON, MATTHEW
CHARLTON, CHRISTINE
ADDRESS : 611 LAWRENCE AVENUE
MORTGAGE AMT: 356,000.00 CITY WESTFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NJ 07090
UNPAID BALANCE: 356,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,338.67 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032017048 MORTGAGORS: GERENA, EDGARD
ADDRESS : 67 MAPLE AVENUE NORTH
MORTGAGE AMT: 383,000.00 CITY WESTPORT
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CT 06880
UNPAID BALANCE: 382,701.220 OPTION TO CONVERT : No
MONTHLY P&I: 2,612.74 ANNUAL RATE ADJUST: 0.000
LTV : 69.63600 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032017071 MORTGAGORS: PELEUSES, ZEUS
PELEUSES, STEPHANIE
ADDRESS : 35 WASHINGTON
MORTGAGE AMT: 336,000.00 CITY IRVINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 92606
UNPAID BALANCE: 335,512.070 OPTION TO CONVERT : No
MONTHLY P&I: 2,378.19 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032017253 MORTGAGORS: DARROW, BRIAN
ADDRESS : 2450 ORANGE AVE
MORTGAGE AMT: 290,000.00 CITY COSTA MESA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92627
UNPAID BALANCE: 289,773.770 OPTION TO CONVERT : No
MONTHLY P&I: 1,978.31 ANNUAL RATE ADJUST: 0.000
LTV : 76.31500 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032017279 MORTGAGORS: MARCUS, KENNETH
MARCUS, MARY
MARCUS, MARY
ADDRESS : 11834 CEDAR CREEK ROAD
MORTGAGE AMT: 321,600.00 CITY CEDARBURG
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 WI 53012
UNPAID BALANCE: 321,329.810 OPTION TO CONVERT : No
MONTHLY P&I: 2,112.69 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032017352 MORTGAGORS: SEHRINGER, GOTTFRIED
SEHRINGER, CLAIRE
ADDRESS : 26 RICE SPRING LANE
MORTGAGE AMT: 334,000.00 CITY WAYLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MA 01778
UNPAID BALANCE: 333,745.850 OPTION TO CONVERT : No
MONTHLY P&I: 2,306.86 ANNUAL RATE ADJUST: 0.000
LTV : 89.78400 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032017402 MORTGAGORS: SPAULDING, CRAIG
ADDRESS : 6904 BOB-O-LINK DRIVE
MORTGAGE AMT: 308,000.00 CITY DALLAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 TX 75214
UNPAID BALANCE: 307,753.700 OPTION TO CONVERT : No
MONTHLY P&I: 2,075.05 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032017428 MORTGAGORS: CURCIO, ROBERT
CURCIO, DEBRA
ADDRESS : 3523 ASBURY AVENUE
MORTGAGE AMT: 273,375.00 CITY OCEAN CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NJ 08226
UNPAID BALANCE: 273,375.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,888.14 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032017493 MORTGAGORS: MATTERA, PAUL
MATTERA, JUDITH
ADDRESS : 16 FULLER AVENUE
MORTGAGE AMT: 310,000.00 CITY SWAMPSCOTT
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MA 01907
UNPAID BALANCE: 309,752.110 OPTION TO CONVERT : No
MONTHLY P&I: 2,088.52 ANNUAL RATE ADJUST: 0.000
LTV : 60.78400 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032017758 MORTGAGORS: BERRY, DELORES
ADDRESS : 267 PALMETTO DR
MORTGAGE AMT: 150,000.00 CITY ELLERSLIE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 GA 31807
UNPAID BALANCE: 149,882.980 OPTION TO CONVERT : No
MONTHLY P&I: 1,023.27 ANNUAL RATE ADJUST: 0.000
LTV : 60.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032017774 MORTGAGORS: BENNETT, PATRICK
BENNETT, UTE
ADDRESS : 16 DIAMOND DRIVE
MORTGAGE AMT: 288,000.00 CITY THORNTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 PA 19373
UNPAID BALANCE: 287,775.330 OPTION TO CONVERT : No
MONTHLY P&I: 1,964.67 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032017915 MORTGAGORS: STIBOLT, JULIA
ADDRESS : 1122 SOUTH ESTATE LANE
MORTGAGE AMT: 300,000.00 CITY LAKE FORREST
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 60045
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000
LTV : 62.50000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032017980 MORTGAGORS: FLETCHER, JEFFREY
FLETCHER, TAMI
ADDRESS : 3633 WHITE OAK LANE
MORTGAGE AMT: 341,600.00 CITY CUMMING
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IA 50061
UNPAID BALANCE: 341,132.310 OPTION TO CONVERT : No
MONTHLY P&I: 2,330.32 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032018426 MORTGAGORS: RIVARD, JOHN
RIVARD, JULIE
RIVARD, JULIE
ADDRESS : 2104 COPLEY AVENUE
MORTGAGE AMT: 373,500.00 CITY ANN ARBOR
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MI 48104
UNPAID BALANCE: 373,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,516.34 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032018517 MORTGAGORS: SATTERFIELD, MARK
ADDRESS : 720 RIO GRANDE DRIVE
MORTGAGE AMT: 150,950.00 CITY ALPHARETTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 GA 30022
UNPAID BALANCE: 150,832.240 OPTION TO CONVERT : No
MONTHLY P&I: 1,029.75 ANNUAL RATE ADJUST: 0.000
LTV : 60.38000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032018681 MORTGAGORS: WARDLOW, RICHARD
WARDLOW, GERALDINE
ADDRESS : 12627 SPRING CREEK COURT
MORTGAGE AMT: 266,800.00 CITY MOORPARK
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 93021
UNPAID BALANCE: 266,606.890 OPTION TO CONVERT : No
MONTHLY P&I: 1,888.40 ANNUAL RATE ADJUST: 0.000
LTV : 73.09500 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032018715 MORTGAGORS: CHAMPION, THOMAS
ADDRESS : 1227 BROOKHAVEN PARK PLAC
MORTGAGE AMT: 206,000.00 CITY ATLANTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 GA 30319
UNPAID BALANCE: 205,839.290 OPTION TO CONVERT : No
MONTHLY P&I: 1,405.29 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032018764 MORTGAGORS: RIDGE, JOHN
JOHNS, PENELOPE
ADDRESS : 815 ANITA STREET
MORTGAGE AMT: 276,000.00 CITY REDONDO BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90278
UNPAID BALANCE: 276,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,836.23 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032018863 MORTGAGORS: MARIN, ELIOT
RAND, DIANE
ADDRESS : 17206 CIRCA DEL NORTE
MORTGAGE AMT: 875,000.00 CITY RANCHO SANTE FE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92067
UNPAID BALANCE: 874,350.620 OPTION TO CONVERT : No
MONTHLY P&I: 6,118.13 ANNUAL RATE ADJUST: 0.000
LTV : 58.33300 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
15
--------------------------------------------------------------------------------
LN # 0032018970 MORTGAGORS: STEDMAN, ALICIA
STEDMAN, MICHAEL
ADDRESS : 47 BEAUFORT AVENUE
MORTGAGE AMT: 260,800.00 CITY NEEDHAM
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MA 02492
UNPAID BALANCE: 260,591.440 OPTION TO CONVERT : No
MONTHLY P&I: 1,757.06 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032019291 MORTGAGORS: SMITH, RICHARD
BELTRAMELLO, MARIA
ADDRESS : 160 WATERTOWN ROAD
MORTGAGE AMT: 349,900.00 CITY MIDDLEBURY
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 CT 06762
UNPAID BALANCE: 349,591.290 OPTION TO CONVERT : No
MONTHLY P&I: 2,240.45 ANNUAL RATE ADJUST: 0.000
LTV : 69.28700 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032019390 MORTGAGORS: DUDLEY, PAUL
DUDLEY, TONIA
ADDRESS : 2080 EAST VICTOR ROAD
MORTGAGE AMT: 277,250.00 CITY GILBERT
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 AZ 85296
UNPAID BALANCE: 277,017.070 OPTION TO CONVERT : No
MONTHLY P&I: 1,821.34 ANNUAL RATE ADJUST: 0.000
LTV : 79.98900 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032019457 MORTGAGORS: KNIGHTLY, KEITH
KNIGHTLY, LISA
ADDRESS : 9 MONROE PLACE
MORTGAGE AMT: 365,000.00 CITY BERNARDS TOWNSHIP
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NJ 07920
UNPAID BALANCE: 364,700.810 OPTION TO CONVERT : No
MONTHLY P&I: 2,428.36 ANNUAL RATE ADJUST: 0.000
LTV : 66.66600 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032019572 MORTGAGORS: MILONE, RICHARD
TROMP, KAREN
ADDRESS : 2955 WHISPERING OAKS
MORTGAGE AMT: 351,000.00 CITY BUFFALO GROVE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 60089
UNPAID BALANCE: 350,726.190 OPTION TO CONVERT : No
MONTHLY P&I: 2,394.44 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032019630 MORTGAGORS: MACIAS, ALEX
MACIAS, CECILLIA
ADDRESS : 3051 WINLOCK WAY
MORTGAGE AMT: 322,000.00 CITY GRANITE BAY
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95746
UNPAID BALANCE: 322,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,251.47 ANNUAL RATE ADJUST: 0.000
LTV : 88.21900 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032019705 MORTGAGORS: WELWOOD, MICHAEL
WELWOOD, MELINDA
ADDRESS : 735 EAGLE POINT DRIVE
MORTGAGE AMT: 515,800.00 CITY VENICE
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 FL 34292
UNPAID BALANCE: 515,426.680 OPTION TO CONVERT : No
MONTHLY P&I: 3,650.80 ANNUAL RATE ADJUST: 0.000
LTV : 60.68200 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032019713 MORTGAGORS: BULLOCK, JOHN
BULLOCK, LINDA
ADDRESS : 430 GREAT SPRINGS ROAD
MORTGAGE AMT: 560,000.00 CITY BRYN MAWR
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 PA 19010
UNPAID BALANCE: 560,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,772.82 ANNUAL RATE ADJUST: 0.000
LTV : 67.87800 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032019754 MORTGAGORS: CLAPP, JEFFREY
CLAPP, ROSEANNE
ADDRESS : 67 AGAWAM DRIVE
MORTGAGE AMT: 308,000.00 CITY WAYNE
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 NJ 07470
UNPAID BALANCE: 308,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,972.16 ANNUAL RATE ADJUST: 0.000
LTV : 75.49000 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032019861 MORTGAGORS: MILLER, MATTHEW
MILLER, T
FOSSUM, THERESA
ADDRESS : 4920 FIRESTONE DRIVE
MORTGAGE AMT: 316,000.00 CITY COLLEGE STATION
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 TX 77845
UNPAID BALANCE: 315,747.290 OPTION TO CONVERT : No
MONTHLY P&I: 2,128.96 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032019887 MORTGAGORS: DINH, TIEN
DINH, CYNTHIA
ADDRESS : 1918 COACHLAMP DRIVE
MORTGAGE AMT: 89,600.00 CITY CEDAR PARK
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 TX 78613
UNPAID BALANCE: 89,531.820 OPTION TO CONVERT : No
MONTHLY P&I: 618.85 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032020224 MORTGAGORS: BLAGG, DAVID
BLAGG, MARY
ADDRESS : 448 LEXINGTON CIRCLE
MORTGAGE AMT: 297,300.00 CITY OCEANSIDE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92057
UNPAID BALANCE: 297,068.080 OPTION TO CONVERT : No
MONTHLY P&I: 2,028.11 ANNUAL RATE ADJUST: 0.000
LTV : 94.99200 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032020265 MORTGAGORS: WATSON, JAMES
WATSON, SUSAN
ADDRESS : 34300 LANTERN BAY DRIVE
MORTGAGE AMT: 332,000.00 CITY DANA POINT
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92629
UNPAID BALANCE: 331,753.610 OPTION TO CONVERT : No
MONTHLY P&I: 2,321.39 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032020463 MORTGAGORS: GANEM, GLENDA
BRESLIN, M.
ADDRESS : 189 CARLTON ROAD
MORTGAGE AMT: 305,500.00 CITY WABAN
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MA 02468
UNPAID BALANCE: 305,499.740 OPTION TO CONVERT : No
MONTHLY P&I: 2,006.92 ANNUAL RATE ADJUST: 0.000
LTV : 67.58800 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032020505 MORTGAGORS: SALO, MARK
SALO, KARI
ADDRESS : 4 CHANDLER PLACE
MORTGAGE AMT: 259,500.00 CITY LAS FLORES
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92688
UNPAID BALANCE: 259,281.980 OPTION TO CONVERT : No
MONTHLY P&I: 1,704.74 ANNUAL RATE ADJUST: 0.000
LTV : 79.98600 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032020927 MORTGAGORS: WOO, DEAN
WOO, JEAN
ADDRESS : 1541 TAYLOR STREET
MORTGAGE AMT: 350,000.00 CITY SAN FRANCISCO
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94133
UNPAID BALANCE: 349,705.950 OPTION TO CONVERT : No
MONTHLY P&I: 2,299.26 ANNUAL RATE ADJUST: 0.000
LTV : 46.66600 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032020992 MORTGAGORS: FENN, WILLIE
FENN, SYLVIA
ADDRESS : 31 BLACK GUM DRIVE
MORTGAGE AMT: 276,550.00 CITY THE TOWNSHIP OF SOUT
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NJ 08852
UNPAID BALANCE: 276,117.220 OPTION TO CONVERT : No
MONTHLY P&I: 1,886.56 ANNUAL RATE ADJUST: 0.000
LTV : 79.99700 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032021396 MORTGAGORS: LAROIA, RAJIV
LAROIA, SAPNA
ADDRESS : 455 SOMERVILLE RD.
MORTGAGE AMT: 352,000.00 CITY BASKING RIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 07920
UNPAID BALANCE: 352,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,371.49 ANNUAL RATE ADJUST: 0.000
LTV : 74.89300 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032021438 MORTGAGORS: SCANNELL, J.P.
SCANNELL, LISA
ADDRESS : 5315 N. 40TH STREET
MORTGAGE AMT: 249,050.00 CITY PHOENIX
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 AZ 85018
UNPAID BALANCE: 248,878.600 OPTION TO CONVERT : No
MONTHLY P&I: 1,805.79 ANNUAL RATE ADJUST: 0.000
LTV : 79.98500 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032021446 MORTGAGORS: MCDONALD, JOSEPH
MCDONALD, KATHLEEN
ADDRESS : 18906 SANTA CATHRINE STRE
MORTGAGE AMT: 266,900.00 CITY FOUNTAIN VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92708
UNPAID BALANCE: 266,696.910 OPTION TO CONVERT : No
MONTHLY P&I: 1,843.41 ANNUAL RATE ADJUST: 0.000
LTV : 85.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032021461 MORTGAGORS: SMITH, ROBERT
SMITH, MARCIA
ADDRESS : 9157 BUCK HILL DRIVE
MORTGAGE AMT: 480,000.00 CITY HIGHLANDS RANCH
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CO 80126
UNPAID BALANCE: 479,606.550 OPTION TO CONVERT : No
MONTHLY P&I: 3,193.45 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032021602 MORTGAGORS: FOX, DANIEL
ADDRESS : 412 RESERVE TRAIL
MORTGAGE AMT: 440,000.00 CITY SOUTH RUSSELL
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 OH 44022
UNPAID BALANCE: 439,639.330 OPTION TO CONVERT : No
MONTHLY P&I: 2,927.34 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032021719 MORTGAGORS: RILEY, JOHN
RILEY, PATRICIA
ADDRESS : 16 SHELTERWOOD PLACE
MORTGAGE AMT: 547,550.00 CITY DANVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94506
UNPAID BALANCE: 547,112.130 OPTION TO CONVERT : No
MONTHLY P&I: 3,688.95 ANNUAL RATE ADJUST: 0.000
LTV : 79.99700 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032021768 MORTGAGORS: CLOUTIER, NORMAND
CLOUTIER, GWENDOLYN
ADDRESS : 5267 WINTER VIEW DRIVE
MORTGAGE AMT: 323,450.00 CITY ALEXANDRIA
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 VA 22312
UNPAID BALANCE: 323,171.510 OPTION TO CONVERT : No
MONTHLY P&I: 2,097.90 ANNUAL RATE ADJUST: 0.000
LTV : 79.99200 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032021867 MORTGAGORS: HODGSON, JAMES
HODGSON, MARJORIE
ADDRESS : 1317 LINGER LONGER ROAD
MORTGAGE AMT: 285,000.00 CITY QUILCENE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 WA 98376
UNPAID BALANCE: 284,452.890 OPTION TO CONVERT : No
MONTHLY P&I: 2,209.61 ANNUAL RATE ADJUST: 0.000
LTV : 76.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/19
RATE:
02
--------------------------------------------------------------------------------
LN # 0032022097 MORTGAGORS: BEREZIN, ERIC
BEREZIN, DEBRA
ADDRESS : 2034 OLD FORGE WAY
MORTGAGE AMT: 256,000.00 CITY MARIETTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 GA 30068
UNPAID BALANCE: 255,795.280 OPTION TO CONVERT : No
MONTHLY P&I: 1,724.72 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032022188 MORTGAGORS: BANWELL, SCOTT
BANWELL, ELPIDIA
ADDRESS : 8 CHANDLER PLACE
MORTGAGE AMT: 274,750.00 CITY LAS FLORES
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92688
UNPAID BALANCE: 274,524.790 OPTION TO CONVERT : No
MONTHLY P&I: 1,827.92 ANNUAL RATE ADJUST: 0.000
LTV : 79.99300 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032022220 MORTGAGORS: MACILOEK, JOHN
MACILOEK, TERRI
ADDRESS : 478 BALLYTORE ROAD
MORTGAGE AMT: 275,000.00 CITY WYNNEWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 PA 19096
UNPAID BALANCE: 274,785.470 OPTION TO CONVERT : No
MONTHLY P&I: 1,875.99 ANNUAL RATE ADJUST: 0.000
LTV : 63.21800 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032022675 MORTGAGORS: MIGINSKY, MICHAEL
MIGINSKY, CAROL
MIGINSKY, CAROL
ADDRESS : 40888 HANNAH DRIVE
MORTGAGE AMT: 500,000.00 CITY WATERFORD
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 VA 20197
UNPAID BALANCE: 499,579.930 OPTION TO CONVERT : No
MONTHLY P&I: 3,284.65 ANNUAL RATE ADJUST: 0.000
LTV : 75.75700 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032022907 MORTGAGORS: FELDGOISE, JEFFREY
REMEN, DANNA
ADDRESS : 15 WINDSOR ROAD
MORTGAGE AMT: 316,000.00 CITY BROOKLINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MA 02445
UNPAID BALANCE: 315,747.300 OPTION TO CONVERT : No
MONTHLY P&I: 2,128.95 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032023004 MORTGAGORS: NATHAN, MARC
NATHAN, CATHY S.
NATHAN, CATHY
ADDRESS : 4381 PASEO SANTA CATARINA
MORTGAGE AMT: 556,700.00 CITY THOUSAND OAKS
:\
STATE/ZIP :\
LIFETIME RATE : 6.37500 CA 91320
UNPAID BALANCE: 556,700.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,473.08 ANNUAL RATE ADJUST: 0.000
LTV : 79.99400 OUTSIDE CONV DATE:
CURRENT INT 6.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032023228 MORTGAGORS: ONOUYE, VICTOR
ONOUYE, SANAE
ADDRESS : 2838 WINDMILL ROAD
MORTGAGE AMT: 300,000.00 CITY TORRANCE
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 90505
UNPAID BALANCE: 299,741.710 OPTION TO CONVERT : No
MONTHLY P&I: 1,945.79 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032023244 MORTGAGORS: MCDONOUGH, ELIZABETH
FISCHER, LINDA
ADDRESS : 1555 CALIFORNIA STREET #4
MORTGAGE AMT: 272,550.00 CITY DENVER
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CO 80202
UNPAID BALANCE: 272,332.050 OPTION TO CONVERT : No
MONTHLY P&I: 1,836.22 ANNUAL RATE ADJUST: 0.000
LTV : 89.99100 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032023343 MORTGAGORS: CHOWDHURY, BADRUL
PARVEEN, MARIUM
ADDRESS : 10434 SNOWPOINT DRIVE
MORTGAGE AMT: 500,000.00 CITY BETHESDA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MD 20814
UNPAID BALANCE: 499,177.910 OPTION TO CONVERT : No
MONTHLY P&I: 3,326.52 ANNUAL RATE ADJUST: 0.000
LTV : 79.36500 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032023632 MORTGAGORS: PERRY, FRANK
PERRY, LESLIE
ADDRESS : 708 N. ROCKWELL
MORTGAGE AMT: 385,000.00 CITY CHICAGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 IL 60612
UNPAID BALANCE: 384,707.050 OPTION TO CONVERT : No
MONTHLY P&I: 2,659.10 ANNUAL RATE ADJUST: 0.000
LTV : 70.64200 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032024689 MORTGAGORS: ANTES, JAMES
ANTES, ANN
ADDRESS : 6 REBECCA LANE
MORTGAGE AMT: 318,000.00 CITY WESTFORD
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 MA 01886
UNPAID BALANCE: 317,719.430 OPTION TO CONVERT : No
MONTHLY P&I: 2,036.19 ANNUAL RATE ADJUST: 0.000
LTV : 77.56000 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032024796 MORTGAGORS: HOOPER, ROBERT
BUCKINGHAM, JOHN
ADDRESS : 6345 BRYN MAWR DRIVE
MORTGAGE AMT: 300,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90068
UNPAID BALANCE: 299,248.980 OPTION TO CONVERT : No
MONTHLY P&I: 2,325.90 ANNUAL RATE ADJUST: 0.000
LTV : 77.92200 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/19
RATE:
02
--------------------------------------------------------------------------------
LN # 0032024895 MORTGAGORS: PROULX, ROGER
BLANCHETTE, SHAY
ADDRESS : 13 NORTON STREET
MORTGAGE AMT: 282,400.00 CITY FOXBORO
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 MA 02035
UNPAID BALANCE: 282,400.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,831.65 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032024978 MORTGAGORS: PLOTKIN, ALEX
PLOTKIN, INESSA
ADDRESS : 556 JONES ROAD
MORTGAGE AMT: 386,000.00 CITY ENGLEWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 07631
UNPAID BALANCE: 384,536.040 OPTION TO CONVERT : No
MONTHLY P&I: 3,021.69 ANNUAL RATE ADJUST: 0.000
LTV : 89.78800 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/19
RATE:
02
--------------------------------------------------------------------------------
LN # 0032025009 MORTGAGORS: WINSKAS, JOHN
WINSKAS, ROBIN
ADDRESS : 7518 E. PLACITA DE LA POE
MORTGAGE AMT: 277,100.00 CITY TUCSON
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 AZ 85750
UNPAID BALANCE: 276,609.680 OPTION TO CONVERT : No
MONTHLY P&I: 1,774.31 ANNUAL RATE ADJUST: 0.000
LTV : 89.99800 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032025074 MORTGAGORS: KOCAR, WILLIAM
KOCAR, VICTORIA
ADDRESS : 830 ANACAPA COURT
MORTGAGE AMT: 325,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92109
UNPAID BALANCE: 324,215.650 OPTION TO CONVERT : No
MONTHLY P&I: 2,189.59 ANNUAL RATE ADJUST: 0.000
LTV : 59.09000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032025082 MORTGAGORS: DEXTER, MIKE
DEXTER, ELIZABETH
ADDRESS : 6220 TRANCAS CANYON ROAD
MORTGAGE AMT: 352,000.00 CITY MALIBU
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 CA 90265
UNPAID BALANCE: 351,377.150 OPTION TO CONVERT : No
MONTHLY P&I: 2,253.90 ANNUAL RATE ADJUST: 0.000
LTV : 56.77400 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032025090 MORTGAGORS: DEPPISCH, RALPH
DEPPISCH, MARY
ADDRESS : 611 KINGS PLACE
MORTGAGE AMT: 465,000.00 CITY NEWPORT BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92663
UNPAID BALANCE: 463,877.780 OPTION TO CONVERT : No
MONTHLY P&I: 3,132.80 ANNUAL RATE ADJUST: 0.000
LTV : 78.41400 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032025116 MORTGAGORS: AL-ESHAIKER, MAAN
AZIZ, BAN
ADDRESS : 6 MAYFLOWER
MORTGAGE AMT: 266,000.00 CITY IRVINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92620
UNPAID BALANCE: 265,562.640 OPTION TO CONVERT : No
MONTHLY P&I: 1,769.71 ANNUAL RATE ADJUST: 0.000
LTV : 78.23500 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032025199 MORTGAGORS: RIPPE, WILLIAM
RIPPE, MABEL
ADDRESS : 1020 CRESTVIEW DRIVE
MORTGAGE AMT: 290,000.00 CITY MILLBRAE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94030
UNPAID BALANCE: 289,523.190 OPTION TO CONVERT : No
MONTHLY P&I: 1,929.38 ANNUAL RATE ADJUST: 0.000
LTV : 62.36500 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032025371 MORTGAGORS: FLASHNER, DAVID
FLASHNER, JODY
ADDRESS : 42 DONNA ROAD
MORTGAGE AMT: 282,000.00 CITY NEWTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 02459
UNPAID BALANCE: 282,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,923.74 ANNUAL RATE ADJUST: 0.000
LTV : 48.62069 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032025454 MORTGAGORS: PERKINSON, DAVID
PERKINSON, SUZANNE
ADDRESS : 4142 EAST HUBER CIRCLE
MORTGAGE AMT: 320,000.00 CITY MESA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 AZ 85205
UNPAID BALANCE: 319,744.100 OPTION TO CONVERT : No
MONTHLY P&I: 2,155.90 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032025512 MORTGAGORS: HADLEY, THEODORE
HADLEY, NANCY
ADDRESS : 1721 44TH AVENUE SOUTHWES
MORTGAGE AMT: 290,700.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 WA 98116
UNPAID BALANCE: 290,461.720 OPTION TO CONVERT : No
MONTHLY P&I: 1,934.03 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032025561 MORTGAGORS: MAHLKE, KENT
ADDRESS : 1384 GULFPORT RUN
MORTGAGE AMT: 317,100.00 CITY GRAYSON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 GA 30017
UNPAID BALANCE: 317,100.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,163.18 ANNUAL RATE ADJUST: 0.000
LTV : 79.99400 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032025637 MORTGAGORS: BRIGGS, PHILIP
BRIGGS, SUSAN
BRIGGS, SUSAN
ADDRESS : 1872 FOREST CIR
MORTGAGE AMT: 570,000.00 CITY SANTA FE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NM 87501
UNPAID BALANCE: 569,544.180 OPTION TO CONVERT : No
MONTHLY P&I: 3,840.20 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032025678 MORTGAGORS: HUGHES, LARRY
HUGHES, ALICE
ADDRESS : 5051 PARIS WAY
MORTGAGE AMT: 272,000.00 CITY IRVINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92604
UNPAID BALANCE: 271,361.300 OPTION TO CONVERT : No
MONTHLY P&I: 1,809.63 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032025702 MORTGAGORS: YAKIRA, JOSEPH
YAKIRA, RODIKA
ADDRESS : 417 EDGEMONT DRIVE
MORTGAGE AMT: 500,000.00 CITY REDLANDS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92373
UNPAID BALANCE: 499,177.910 OPTION TO CONVERT : No
MONTHLY P&I: 3,326.52 ANNUAL RATE ADJUST: 0.000
LTV : 79.36500 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032025793 MORTGAGORS: MILLER, MARTIN
MILLER, LESLIE
ADDRESS : 30-32 LANCASTER STREET
MORTGAGE AMT: 645,000.00 CITY CAMBRIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MA 02140
UNPAID BALANCE: 645,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 4,237.19 ANNUAL RATE ADJUST: 0.000
LTV : 43.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032025975 MORTGAGORS: BOWMAN, SUZANNE
ADDRESS : 385 WADDY DRIVE
MORTGAGE AMT: 302,000.00 CITY WEEMS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 VA 22576
UNPAID BALANCE: 301,752.450 OPTION TO CONVERT : No
MONTHLY P&I: 2,009.22 ANNUAL RATE ADJUST: 0.000
LTV : 46.46100 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032026007 MORTGAGORS: LANGFORD, FP
ADDRESS : 13436 SCANLAN WAY
MORTGAGE AMT: 273,750.00 CITY DAVIDSON
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NC 28036
UNPAID BALANCE: 273,520.010 OPTION TO CONVERT : No
MONTHLY P&I: 1,798.35 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032026023 MORTGAGORS: BLECH, SCOTT
BLECH, HEDIE
ADDRESS : 2882 WEST CANYON AVENUE
MORTGAGE AMT: 260,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92123
UNPAID BALANCE: 259,786.880 OPTION TO CONVERT : No
MONTHLY P&I: 1,729.79 ANNUAL RATE ADJUST: 0.000
LTV : 79.99300 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032026155 MORTGAGORS: LONG, MICHAEL
LONG, DEE
ADDRESS : 545 MEADOWMEADE LANE
MORTGAGE AMT: 268,800.00 CITY LAWERENCEVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 GA 30043
UNPAID BALANCE: 268,579.660 OPTION TO CONVERT : No
MONTHLY P&I: 1,788.34 ANNUAL RATE ADJUST: 0.000
LTV : 84.34800 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032026205 MORTGAGORS: KING, D.
KING, REBECCA
ADDRESS : 30 STRATFORD ROAD
MORTGAGE AMT: 355,000.00 CITY CANTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MA 02021
UNPAID BALANCE: 354,716.100 OPTION TO CONVERT : No
MONTHLY P&I: 2,391.71 ANNUAL RATE ADJUST: 0.000
LTV : 60.68300 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032026445 MORTGAGORS: RICHARDS, STEVEN
RICHARDS, MICHELLE
RICHARDS, MICHELE
ADDRESS : 1809 RAMONA AVENUE
MORTGAGE AMT: 364,000.00 CITY SOUTH PASADENA
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 91030
UNPAID BALANCE: 363,686.600 OPTION TO CONVERT : No
MONTHLY P&I: 2,360.90 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032026494 MORTGAGORS: STRICKLETT, CHRISTOPHER
STRICKLETT, KAREN
ADDRESS : 6203 HICKORY COURT SOUTHE
MORTGAGE AMT: 166,250.00 CITY OLYMPIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 WA 98501
UNPAID BALANCE: 166,117.050 OPTION TO CONVERT : No
MONTHLY P&I: 1,120.06 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032027088 MORTGAGORS: WAITE, RYAN
SPANGLER, SANDRA
ADDRESS : 5722-43RD AVENUE NORTHEAS
MORTGAGE AMT: 255,000.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 WA 98105
UNPAID BALANCE: 254,785.770 OPTION TO CONVERT : No
MONTHLY P&I: 1,675.17 ANNUAL RATE ADJUST: 0.000
LTV : 60.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032027377 MORTGAGORS: JAUCH, STEVEN
JAUCH, ALISA
ADDRESS : 2248 RUDOLPH DRIVE
MORTGAGE AMT: 290,300.00 CITY SIMI VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 93065
UNPAID BALANCE: 290,056.110 OPTION TO CONVERT : No
MONTHLY P&I: 1,907.07 ANNUAL RATE ADJUST: 0.000
LTV : 79.99000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032027419 MORTGAGORS: PETROSINO, RICHARD
PETROSINO, CAROL
ADDRESS : 3352 FALLING WATER COURT
MORTGAGE AMT: 413,800.00 CITY SIMI VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 93063
UNPAID BALANCE: 413,452.350 OPTION TO CONVERT : No
MONTHLY P&I: 2,718.38 ANNUAL RATE ADJUST: 0.000
LTV : 79.99000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032027468 MORTGAGORS: OUSHAN, KAMIL
OUSHAN, KAMIL
BORJA, DORIS
ADDRESS : 7255 MARTWOOD WAY
MORTGAGE AMT: 265,600.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95120
UNPAID BALANCE: 265,392.810 OPTION TO CONVERT : No
MONTHLY P&I: 1,811.86 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032027617 MORTGAGORS: ROGERS, RYAN
RODGERS, BRIAN
ROGERS, KELLY
ADDRESS : 22835 OCEAN AVENUE
MORTGAGE AMT: 270,300.00 CITY TORRANCE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 90505
UNPAID BALANCE: 270,083.850 OPTION TO CONVERT : No
MONTHLY P&I: 1,821.06 ANNUAL RATE ADJUST: 0.000
LTV : 79.99400 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032027625 MORTGAGORS: HERTER, MATTHEW
ZAKI, KARMA
ZAKI, KARIMA
ADDRESS : 2894 WEST CANYON AVENUE
MORTGAGE AMT: 307,400.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92123
UNPAID BALANCE: 307,148.030 OPTION TO CONVERT : No
MONTHLY P&I: 2,045.14 ANNUAL RATE ADJUST: 0.000
LTV : 89.99000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032027658 MORTGAGORS: MURPHY, THOMAS
MURPHY, JUDITH
ADDRESS : 2902 WEST CANYON AVENUE
MORTGAGE AMT: 302,250.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92123
UNPAID BALANCE: 301,753.050 OPTION TO CONVERT : No
MONTHLY P&I: 2,010.88 ANNUAL RATE ADJUST: 0.000
LTV : 79.99300 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032027674 MORTGAGORS: BUTLER, ADAM
BUTLER, TRACY
ADDRESS : 21333 THIMBLEWEED COURT
MORTGAGE AMT: 199,920.00 CITY ASHBURN
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 VA 20147
UNPAID BALANCE: 199,752.040 OPTION TO CONVERT : No
MONTHLY P&I: 1,313.34 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032028045 MORTGAGORS: FISHER, BROOKS
ADDRESS : 10122 ADELHEID COURT
MORTGAGE AMT: 400,000.00 CITY CUPERTINO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95014
UNPAID BALANCE: 399,687.960 OPTION TO CONVERT : No
MONTHLY P&I: 2,728.71 ANNUAL RATE ADJUST: 0.000
LTV : 44.44400 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032028060 MORTGAGORS: JANSSEN, MELISSA
JANSSEN, CHRISTIAN
ADDRESS : 4 OAK CREST ROAD
MORTGAGE AMT: 412,000.00 CITY DARIEN
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CT 06820
UNPAID BALANCE: 412,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,672.22 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032028110 MORTGAGORS: ABUL-JUBEIN, SARI
ADDRESS : 257 LAKEVIEW AVENUE
MORTGAGE AMT: 432,000.00 CITY CAMBRIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MA 02138
UNPAID BALANCE: 432,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,837.93 ANNUAL RATE ADJUST: 0.000
LTV : 79.26600 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032028185 MORTGAGORS: LINGLE, MARK
LINGLE, JOAN
ADDRESS : 104 SAINT ANDREWS DRIVE
MORTGAGE AMT: 376,000.00 CITY AVONDALE
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 PA 19311
UNPAID BALANCE: 375,668.260 OPTION TO CONVERT : No
MONTHLY P&I: 2,407.57 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032028318 MORTGAGORS: VANSYCKLE, LEE
VANSYCKLE, LINDA
ADDRESS : 9 BRINDLEWOOD CT
MORTGAGE AMT: 258,750.00 CITY ALGONQUIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 60102
UNPAID BALANCE: 258,548.150 OPTION TO CONVERT : No
MONTHLY P&I: 1,765.13 ANNUAL RATE ADJUST: 0.000
LTV : 73.82300 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032028375 MORTGAGORS: SINGH, JASBIR
KOUR, CAVINDER
KAUR, RAVINDER
ADDRESS : 4263 LAUREL RIDGE CIRCLE
MORTGAGE AMT: 163,000.00 CITY WESTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 FL 33331
UNPAID BALANCE: 162,859.670 OPTION TO CONVERT : No
MONTHLY P&I: 1,057.21 ANNUAL RATE ADJUST: 0.000
LTV : 68.14300 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032028417 MORTGAGORS: BLENDER, ALAN
BLENDER, MARCY
ADDRESS : 734 RIGHTERS MILL ROAD
MORTGAGE AMT: 400,000.00 CITY NARBERTH
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 PA 19072
UNPAID BALANCE: 399,695.630 OPTION TO CONVERT : No
MONTHLY P&I: 2,762.70 ANNUAL RATE ADJUST: 0.000
LTV : 36.36300 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032028425 MORTGAGORS: DIAZ, HENRY
DIAZ, INEZ
ADDRESS : 45560 CALLESITO ALTAR
MORTGAGE AMT: 266,650.00 CITY TEMECULA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92592
UNPAID BALANCE: 266,436.750 OPTION TO CONVERT : No
MONTHLY P&I: 1,796.48 ANNUAL RATE ADJUST: 0.000
LTV : 94.99300 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032028540 MORTGAGORS: SAMSON, CLIFTON
SAMSON, CLIFTON
SAMSON, MARION
ADDRESS : 470 DORSET STREET
MORTGAGE AMT: 185,000.00 CITY CAMBRIA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 93428
UNPAID BALANCE: 184,844.580 OPTION TO CONVERT : No
MONTHLY P&I: 1,215.32 ANNUAL RATE ADJUST: 0.000
LTV : 77.08300 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032028748 MORTGAGORS: KELLY, MICHAEL
KELLY, LINDA
ADDRESS : 2803 WINTER OAKS WAY
MORTGAGE AMT: 390,000.00 CITY OAK HILL
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 VA 20171
UNPAID BALANCE: 389,647.430 OPTION TO CONVERT : No
MONTHLY P&I: 2,465.07 ANNUAL RATE ADJUST: 0.000
LTV : 75.27900 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032028920 MORTGAGORS: GOODMAN, MARK
GOODMAN, ANNE
ADDRESS : 3894 ROYAL WOODS DRIVE
MORTGAGE AMT: 336,000.00 CITY SHERMAN OAKS AREA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91403
UNPAID BALANCE: 335,402.110 OPTION TO CONVERT : No
MONTHLY P&I: 2,320.67 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032029308 MORTGAGORS: SERINA, ELISEO
SERINA, NORMA
ADDRESS : 10 SURREY LANE
MORTGAGE AMT: 293,175.00 CITY RANCHO PALOS VERDES
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 90275
UNPAID BALANCE: 289,789.060 OPTION TO CONVERT : No
MONTHLY P&I: 1,925.95 ANNUAL RATE ADJUST: 0.000
LTV : 51.43400 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032029472 MORTGAGORS: VONGPUKKEAW, NIRUN
VONGPUKKEAW, RATTANA
ADDRESS : 5452 MARLSTONE LANE
MORTGAGE AMT: 474,550.00 CITY FAIRFAX
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 VA 22030
UNPAID BALANCE: 474,151.320 OPTION TO CONVERT : No
MONTHLY P&I: 3,117.46 ANNUAL RATE ADJUST: 0.000
LTV : 69.99600 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032029563 MORTGAGORS: SHRINKMAN, RONALD
STEINHAUS, STEPHANIE
ADDRESS : 5406 HAZELTINE ST
MORTGAGE AMT: 274,550.00 CITY SHERMAN OAKS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91401
UNPAID BALANCE: 274,550.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,872.91 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032030124 MORTGAGORS: THAXTER, STEVEN
THAXTER, JAYNE
ADDRESS : 7577 NORTH CHERYL AVENUE
MORTGAGE AMT: 328,500.00 CITY FRESNO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 93711
UNPAID BALANCE: 328,256.210 OPTION TO CONVERT : No
MONTHLY P&I: 2,296.92 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032030157 MORTGAGORS: SUDARMADJI, MARIA
ADDRESS : 1145 PORTHOLE COURT
MORTGAGE AMT: 51,500.00 CITY OXNARD
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 93030
UNPAID BALANCE: 51,459.820 OPTION TO CONVERT : No
MONTHLY P&I: 351.33 ANNUAL RATE ADJUST: 0.000
LTV : 26.68300 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032030215 MORTGAGORS: CREASI, ANITA
ADDRESS : 12846 WILLIAMS MEADOW COU
MORTGAGE AMT: 283,000.00 CITY HERNDON
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 VA 20171
UNPAID BALANCE: 282,744.160 OPTION TO CONVERT : No
MONTHLY P&I: 1,788.76 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032030322 MORTGAGORS: NGUYEN, CHIEN
LE, TRAN
LE, TRAM
ADDRESS : 619 CYPRESS TREE COURT
MORTGAGE AMT: 76,000.00 CITY ORLANDO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 FL 32701
UNPAID BALANCE: 75,939.220 OPTION TO CONVERT : No
MONTHLY P&I: 512.03 ANNUAL RATE ADJUST: 0.000
LTV : 62.80900 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032030355 MORTGAGORS: FRIAS, ALFONSO
FRIAS, DOLORES
ADDRESS : 116 SAINT FRANCIS BOULEVA
MORTGAGE AMT: 272,000.00 CITY DALY CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94015
UNPAID BALANCE: 271,787.810 OPTION TO CONVERT : No
MONTHLY P&I: 1,855.52 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032031395 MORTGAGORS: FORRESTER, CHIRSTOPHER
FORRESTER, LINDA
ADDRESS : 815 SOUTH ROYAL STREET
MORTGAGE AMT: 237,800.00 CITY ALEXANDRIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 VA 22314
UNPAID BALANCE: 237,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,662.74 ANNUAL RATE ADJUST: 0.000
LTV : 79.98900 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032031718 MORTGAGORS: KINNEY, STEVEN
KINNEY, SUSAN
ADDRESS : 2108 SHILSTONE WAY
MORTGAGE AMT: 528,000.00 CITY EDMOND
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 OK 73013
UNPAID BALANCE: 527,627.340 OPTION TO CONVERT : No
MONTHLY P&I: 3,782.66 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 04/01/29
RATE:
50
--------------------------------------------------------------------------------
LN # 0032031759 MORTGAGORS: SHIH, RONNIE
SHIH, SHAO
SHIH, SHAO
ADDRESS : 4340 ST. ANDREWS DRIVE
MORTGAGE AMT: 268,000.00 CITY STOCKTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95219
UNPAID BALANCE: 267,785.680 OPTION TO CONVERT : No
MONTHLY P&I: 1,805.57 ANNUAL RATE ADJUST: 0.000
LTV : 76.90100 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032031866 MORTGAGORS: YACKLEY, RANDAL
YACKLEY, MARY
ADDRESS : 5379 ASPENWOOD DRIVE
MORTGAGE AMT: 351,900.00 CITY CONCORD
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 94521
UNPAID BALANCE: 351,597.020 OPTION TO CONVERT : No
MONTHLY P&I: 2,282.42 ANNUAL RATE ADJUST: 0.000
LTV : 79.99500 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032031924 MORTGAGORS: SUMMERS, BRETT
SUMMERS, JAMIE
ADDRESS : 111 HIGH STREET
MORTGAGE AMT: 390,000.00 CITY CAMBRIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MD 21613
UNPAID BALANCE: 389,672.350 OPTION TO CONVERT : No
MONTHLY P&I: 2,562.03 ANNUAL RATE ADJUST: 0.000
LTV : 78.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032031957 MORTGAGORS: JENNINGS, WAYNE
JENNINGS, MEREDTIH
ADDRESS : 180 HAY STREET
MORTGAGE AMT: 280,000.00 CITY NEWBURY
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 MA 01951
UNPAID BALANCE: 280,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,981.82 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032032047 MORTGAGORS: DICKIE, DAVID
DICKIE, KATHERINE
ADDRESS : 20 ARBORWOOD ROAD
MORTGAGE AMT: 322,500.00 CITY ACTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MA 01720
UNPAID BALANCE: 322,242.100 OPTION TO CONVERT : No
MONTHLY P&I: 2,172.74 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032033003 MORTGAGORS: ROONEY, JAMES
ROONEY, KIRSTEN
ADDRESS : 28036 LIANA LANE
MORTGAGE AMT: 290,000.00 CITY (AREA OF VALENCIA)LO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91354
UNPAID BALANCE: 289,762.290 OPTION TO CONVERT : No
MONTHLY P&I: 1,929.38 ANNUAL RATE ADJUST: 0.000
LTV : 70.73100 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032033128 MORTGAGORS: ROSA, STEPHEN
ROSA, LINDA
ADDRESS : 5405 LOS RIOS
MORTGAGE AMT: 309,600.00 CITY YORBA LINDA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92887
UNPAID BALANCE: 309,370.230 OPTION TO CONVERT : No
MONTHLY P&I: 2,164.77 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032033664 MORTGAGORS: WOOLLETT, LAURIE
ADDRESS : 108-D S HIGH ST
MORTGAGE AMT: 365,000.00 CITY BRECKENRIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CO 80424
UNPAID BALANCE: 364,469.960 OPTION TO CONVERT : No
MONTHLY P&I: 2,583.45 ANNUAL RATE ADJUST: 0.000
LTV : 73.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032034126 MORTGAGORS: GARRETT, MICHAEL
GARRETT, MARY
ADDRESS : 3375 FALLING WATER COURT
MORTGAGE AMT: 436,600.00 CITY SIMI VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 93065
UNPAID BALANCE: 433,155.660 OPTION TO CONVERT : No
MONTHLY P&I: 2,868.16 ANNUAL RATE ADJUST: 0.000
LTV : 79.99600 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032034142 MORTGAGORS: ROBINSON, ANDREA
TALAMO, JONATHON
TALAMO, JONATHAN
ADDRESS : 7 EUCLID AVENUE
MORTGAGE AMT: 303,600.00 CITY MATTAPOISETT
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MA 02739
UNPAID BALANCE: 303,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,994.44 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032034167 MORTGAGORS: RUSSELL, JOHN
RUSSELL, CHERYL
ADDRESS : 1616 BRENTWOOD LANE
MORTGAGE AMT: 283,100.00 CITY GILROY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95020
UNPAID BALANCE: 282,884.590 OPTION TO CONVERT : No
MONTHLY P&I: 1,955.30 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032034266 MORTGAGORS: HALLAL, HUSSEIN
HALLAL, DIANA
ADDRESS : 28171 SOMERSET
MORTGAGE AMT: 244,000.00 CITY MISSION VIEJO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92692
UNPAID BALANCE: 243,627.520 OPTION TO CONVERT : No
MONTHLY P&I: 1,685.25 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032034274 MORTGAGORS: MORTAZAVI, MAHMOOD
MORTAZAVI, CARMEN
ADDRESS : 35440 THOMAS ROAD
MORTGAGE AMT: 316,000.00 CITY AGUA DULCE, LOS ANGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91350
UNPAID BALANCE: 315,517.610 OPTION TO CONVERT : No
MONTHLY P&I: 2,182.54 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032034282 MORTGAGORS: VER STEEG, KURT
ADDRESS : 2227 MAPLELEAF AVENUE
MORTGAGE AMT: 262,000.00 CITY THOUSAND OAKS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91320
UNPAID BALANCE: 261,569.210 OPTION TO CONVERT : No
MONTHLY P&I: 1,743.10 ANNUAL RATE ADJUST: 0.000
LTV : 77.05800 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032034290 MORTGAGORS: MOFFETT, THOMAS
MOFFETT, DEBRA
ADDRESS : 13490 HIDDEN VALLEY ROAD
MORTGAGE AMT: 395,100.00 CITY VICTORVILLE AREA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92392
UNPAID BALANCE: 394,450.370 OPTION TO CONVERT : No
MONTHLY P&I: 2,628.62 ANNUAL RATE ADJUST: 0.000
LTV : 79.09900 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032034308 MORTGAGORS: ORTOLF, DAVID
ORTOLF, CYNTHIA
ADDRESS : 20582 PAISLEY LANE
MORTGAGE AMT: 256,000.00 CITY HUNTINGTON BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92646
UNPAID BALANCE: 255,579.080 OPTION TO CONVERT : No
MONTHLY P&I: 1,703.18 ANNUAL RATE ADJUST: 0.000
LTV : 77.57500 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032034324 MORTGAGORS: TALUNAS, ANNAMARIE
ADDRESS : 29852 TRIUNFO DRIVE
MORTGAGE AMT: 336,000.00 CITY AGOURA HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91301
UNPAID BALANCE: 335,447.550 OPTION TO CONVERT : No
MONTHLY P&I: 2,235.42 ANNUAL RATE ADJUST: 0.000
LTV : 78.13953 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032034357 MORTGAGORS: HAUSER, STEPHEN
HAUSER, PAULA
ADDRESS : 7835 WESTPARK DRIVE
MORTGAGE AMT: 284,000.00 CITY RIVERSIDE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92506
UNPAID BALANCE: 283,533.060 OPTION TO CONVERT : No
MONTHLY P&I: 1,889.46 ANNUAL RATE ADJUST: 0.000
LTV : 78.88800 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032034431 MORTGAGORS: RAPS, PAUL
ADDRESS : 869 NORTHFIELD ROAD
MORTGAGE AMT: 82,000.00 CITY LUNENBURG
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MA 01462
UNPAID BALANCE: 81,931.110 OPTION TO CONVERT : No
MONTHLY P&I: 538.68 ANNUAL RATE ADJUST: 0.000
LTV : 33.74400 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032034456 MORTGAGORS: ANTONACIO, DONALD
ADDRESS : 345 DRESHERTOWN ROAD
MORTGAGE AMT: 387,100.00 CITY FORT WASHINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.37500 PA 19034
UNPAID BALANCE: 383,215.310 OPTION TO CONVERT : No
MONTHLY P&I: 2,415.01 ANNUAL RATE ADJUST: 0.000
LTV : 77.42000 OUTSIDE CONV DATE:
CURRENT INT 6.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032035099 MORTGAGORS: HUCKEMEYER, DANIEL
HUCKEMEYER, LISA
ADDRESS : 27927 NORTH BROOKDALE COU
MORTGAGE AMT: 251,000.00 CITY VALENCIA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 91354
UNPAID BALANCE: 250,577.030 OPTION TO CONVERT : No
MONTHLY P&I: 1,648.90 ANNUAL RATE ADJUST: 0.000
LTV : 77.23000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032035495 MORTGAGORS: GOLOD, RICHARD
GOLOD, CYNTHIA
GOLOD, CYNTHIA
ADDRESS : 932 MELVIN ROAD
MORTGAGE AMT: 342,800.00 CITY ANNAPOLIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MD 21401
UNPAID BALANCE: 342,525.870 OPTION TO CONVERT : No
MONTHLY P&I: 2,309.51 ANNUAL RATE ADJUST: 0.000
LTV : 68.56000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032035552 MORTGAGORS: JAKIMOWSKA, DARIA
GILMORE, RODERICK
ADDRESS : 103 PRINCETON OVAL
MORTGAGE AMT: 293,100.00 CITY FREEHOLD TOWNSHIP
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NJ 07728
UNPAID BALANCE: 292,859.740 OPTION TO CONVERT : No
MONTHLY P&I: 1,950.01 ANNUAL RATE ADJUST: 0.000
LTV : 84.99600 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032035669 MORTGAGORS: ALLISON, DAVE
ALLISON, SUSAN
ADDRESS : 2513 RUSHWOOD DRIVE
MORTGAGE AMT: 303,200.00 CITY FLOWER MOUND
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 TX 75028
UNPAID BALANCE: 302,963.470 OPTION TO CONVERT : No
MONTHLY P&I: 2,068.36 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032035685 MORTGAGORS: MOYER, M
MOYER, PATRICIA
ADDRESS : 1268 ROUND HILL ROAD
MORTGAGE AMT: 300,000.00 CITY BRYN MAWR
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 PA 19010
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,149.24 ANNUAL RATE ADJUST: 0.000
LTV : 63.15700 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032036071 MORTGAGORS: HAMANN, MARTIN
ADDRESS : 614 NORTH 23RD STREET
MORTGAGE AMT: 220,400.00 CITY PHILADELPHIA
:\
STATE/ZIP :\
LIFETIME RATE : 8.62500 PA 19130
UNPAID BALANCE: 220,269.880 OPTION TO CONVERT : No
MONTHLY P&I: 1,714.25 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 8.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032036535 MORTGAGORS: ANDREWS, ROGER
SAN GABRIEL, DARIO
ADDRESS : 4909 SIR EDWARDS COURT
MORTGAGE AMT: 318,750.00 CITY FAIR OAKS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95628
UNPAID BALANCE: 318,488.720 OPTION TO CONVERT : No
MONTHLY P&I: 2,120.66 ANNUAL RATE ADJUST: 0.000
LTV : 85.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032036667 MORTGAGORS: BOERNER, ELEANOR
SUNDERHAUF, STEPHEN
ADDRESS : 1527 DAHLIA COURT
MORTGAGE AMT: 296,000.00 CITY MCLEAN
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 VA 22101
UNPAID BALANCE: 296,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,944.51 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032036683 MORTGAGORS: LONG, CHRISTOPHER
LONG, MERRILL
ADDRESS : 19 MONTGOMERY AVENUE,
MORTGAGE AMT: 271,900.00 CITY ROCKY HILL
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 NJ 08553
UNPAID BALANCE: 271,900.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,924.49 ANNUAL RATE ADJUST: 0.000
LTV : 84.99500 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032037558 MORTGAGORS: ADAMS, RICHARD
ADAMS, BRENDA
ADDRESS : 3154 VIA DE CABALLO
MORTGAGE AMT: 244,150.00 CITY ENCINITAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 92024
UNPAID BALANCE: 243,977.680 OPTION TO CONVERT : No
MONTHLY P&I: 1,749.12 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032037913 MORTGAGORS: GIAMMONA, JERRY
ADDRESS : 3207 SYLVANER COURT
MORTGAGE AMT: 280,000.00 CITY PLEASANTON
:\
STATE/ZIP :\
LIFETIME RATE : 8.12500 CA 94566
UNPAID BALANCE: 279,816.840 OPTION TO CONVERT : No
MONTHLY P&I: 2,078.99 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.12500 MATURITY DATE: 04/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------PRODUCT
CODE:250
--------------------------------------------------------------------------------
LN # 0032038127 MORTGAGORS: RIORDAN, MICHAEL
RIORDAN, MARCY
RIORDAN, MARCY
ADDRESS : 6 MAGNOLIA DRIVE UNIT 21
MORTGAGE AMT: 332,000.00 CITY WESTFORD
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MA 01886
UNPAID BALANCE: 332,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,321.39 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032038184 MORTGAGORS: TABATABAI, NOUROLDIN
TABATABAI, DONNA
ADDRESS : 1330 PEBBLE HILL ROAD
MORTGAGE AMT: 255,000.00 CITY DOYLESTOWN
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 PA 18901
UNPAID BALANCE: 255,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,761.23 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
50
--------------------------------------------------------------------------------
LN # 0032038242 MORTGAGORS: HARRIS, CHERYL
ADDRESS : 2560 TOWNSHIP ROAD
MORTGAGE AMT: 304,000.00 CITY QUAKERTOWN
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 PA 18951
UNPAID BALANCE: 303,762.850 OPTION TO CONVERT : No
MONTHLY P&I: 2,073.82 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032038374 MORTGAGORS: BORAGNO, LUCILLE
ADDRESS : 515 MARIGOLD AVE
MORTGAGE AMT: 432,000.00 CITY CORONA DEL MAR
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92625
UNPAID BALANCE: 431,671.280 OPTION TO CONVERT : No
MONTHLY P&I: 2,983.72 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032038432 MORTGAGORS: BELTRAN, MARK
BELTRAN, MIN-CHI
ADDRESS : 31 HIGHCREST LANE
MORTGAGE AMT: 320,300.00 CITY SOUTH SAN FRANCISCO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94080
UNPAID BALANCE: 320,050.130 OPTION TO CONVERT : No
MONTHLY P&I: 2,185.02 ANNUAL RATE ADJUST: 0.000
LTV : 79.99300 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032038457 MORTGAGORS: DUNCAN, SCOTT
ADDRESS : 2212 RACE STREET
MORTGAGE AMT: 287,900.00 CITY PHILADELPHIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 PA 19103
UNPAID BALANCE: 287,691.620 OPTION TO CONVERT : No
MONTHLY P&I: 2,037.74 ANNUAL RATE ADJUST: 0.000
LTV : 79.99400 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032038994 MORTGAGORS: JACKSON, BRIAN
JACKSON, LINDA
ADDRESS : 17 SAW MILL DRIVE
MORTGAGE AMT: 346,150.00 CITY FRANKLIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NJ 08873
UNPAID BALANCE: 345,893.100 OPTION TO CONVERT : No
MONTHLY P&I: 2,420.34 ANNUAL RATE ADJUST: 0.000
LTV : 89.99700 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032039042 MORTGAGORS: MOORE, THOMAS
MOORE, CHRISTINA
ADDRESS : 2590 MALAGA DRIVE
MORTGAGE AMT: 305,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95125
UNPAID BALANCE: 304,756.100 OPTION TO CONVERT : No
MONTHLY P&I: 2,054.84 ANNUAL RATE ADJUST: 0.000
LTV : 79.11800 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032039208 MORTGAGORS: DRUM, JOHN
LINDELL, DEANNA
ADDRESS : 8667 E WINDSONG DRIVE
MORTGAGE AMT: 348,500.00 CITY ANAHEIM HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92808
UNPAID BALANCE: 347,616.600 OPTION TO CONVERT : No
MONTHLY P&I: 2,289.40 ANNUAL RATE ADJUST: 0.000
LTV : 94.95900 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032039612 MORTGAGORS: HENNING, WALTER
HENNING, TERESA
ADDRESS : 3699 TIFFANI COURT
MORTGAGE AMT: 315,000.00 CITY SANTA CRUZ
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95065
UNPAID BALANCE: 314,482.090 OPTION TO CONVERT : No
MONTHLY P&I: 2,095.70 ANNUAL RATE ADJUST: 0.000
LTV : 55.75200 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032039646 MORTGAGORS: FREIJE, CHARLES
FREIJE, LAURIE
ADDRESS : 21913 EAST RIDGE TRAIL CI
MORTGAGE AMT: 325,000.00 CITY AURORA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CO 80016
UNPAID BALANCE: 324,633.020 OPTION TO CONVERT : No
MONTHLY P&I: 2,162.23 ANNUAL RATE ADJUST: 0.000
LTV : 59.89800 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032039828 MORTGAGORS: RAKOSKY, JOHN
RAKOSKY, GAYL
ADDRESS : 5716 THISTLETON LANE
MORTGAGE AMT: 366,200.00 CITY RALEIGH
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NC 27606
UNPAID BALANCE: 366,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,467.16 ANNUAL RATE ADJUST: 0.000
LTV : 79.99700 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032039901 MORTGAGORS: CALVANESE, RALPH
CALVANESE, JOAN
ADDRESS : 11 FREEDOM TRAIL
MORTGAGE AMT: 376,500.00 CITY NORFOLK
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 MA 02056
UNPAID BALANCE: 376,234.270 OPTION TO CONVERT : No
MONTHLY P&I: 2,697.29 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032040248 MORTGAGORS: KIWAN, JOHN
ADDRESS : 3560 COOPER CREST
MORTGAGE AMT: 352,500.00 CITY ENCINITAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92024
UNPAID BALANCE: 352,211.060 OPTION TO CONVERT : No
MONTHLY P&I: 2,345.19 ANNUAL RATE ADJUST: 0.000
LTV : 46.38100 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032040438 MORTGAGORS: YAMIN, ALI
KASHANI, PARIVASH
ADDRESS : 1515 GLENDON AVENUE
MORTGAGE AMT: 400,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90024
UNPAID BALANCE: 400,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,728.71 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032040529 MORTGAGORS: ZWICKER, GLEN
ADDRESS : 1632 30TH STREET N.W. #9
MORTGAGE AMT: 200,000.00 CITY WASHINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 DC 20007
UNPAID BALANCE: 200,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,398.43 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032040636 MORTGAGORS: KOWALSKI, DAVID
BUINIS, LONNA
ADDRESS : 588 RIVER ROAD
MORTGAGE AMT: 312,000.00 CITY BELLE MEAD
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NJ 08502
UNPAID BALANCE: 312,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,154.91 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032040644 MORTGAGORS: CLARK, DANIEL
CLARK, ROBIN
ADDRESS : 4920 KENWORTH DRIVE
MORTGAGE AMT: 268,000.00 CITY SHINGLE SPRINGS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95682
UNPAID BALANCE: 268,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,783.01 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032040693 MORTGAGORS: CARBERRY, DAVID
CARBERRY, ANDREA
ADDRESS : 2835 PINCKARD AVENUE
MORTGAGE AMT: 251,750.00 CITY REDONDO BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90278
UNPAID BALANCE: 251,553.610 OPTION TO CONVERT : No
MONTHLY P&I: 1,717.38 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032040768 MORTGAGORS: WAGGAMAN, DOUGLAS
WAGGAMAN, LORENE
ADDRESS : 15650 KINGMAN ROAD
MORTGAGE AMT: 440,000.00 CITY POWAY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92064
UNPAID BALANCE: 439,639.340 OPTION TO CONVERT : No
MONTHLY P&I: 2,927.33 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032041329 MORTGAGORS: YELLIN, WILLIAM
YELLIN, WNEDY
YELLIN, WENDY
ADDRESS : 15 CENTURY OAKS COURTS
MORTGAGE AMT: 411,000.00 CITY SAN RAMON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94583
UNPAID BALANCE: 410,663.100 OPTION TO CONVERT : No
MONTHLY P&I: 2,734.40 ANNUAL RATE ADJUST: 0.000
LTV : 79.80500 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032041451 MORTGAGORS: FALCO, STEVEN
FALCO, DANA
ADDRESS : 10 LORIMAR LANE
MORTGAGE AMT: 400,000.00 CITY REHOBOTH
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MA 02769
UNPAID BALANCE: 399,663.950 OPTION TO CONVERT : No
MONTHLY P&I: 2,627.72 ANNUAL RATE ADJUST: 0.000
LTV : 59.61200 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032041675 MORTGAGORS: WARREN, VIRGINIA
ADDRESS : 97 ASPEN WAY
MORTGAGE AMT: 266,000.00 CITY ROLLING HILLS ESTATE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 90274
UNPAID BALANCE: 265,797.590 OPTION TO CONVERT : No
MONTHLY P&I: 1,837.20 ANNUAL RATE ADJUST: 0.000
LTV : 66.83400 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032041717 MORTGAGORS: QUINN, DAVID
QUINN, HEIDI
ADDRESS : 1290 OAK CIRCLE
MORTGAGE AMT: 320,000.00 CITY HEBER CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 UT 84032
UNPAID BALANCE: 319,756.510 OPTION TO CONVERT : No
MONTHLY P&I: 2,210.16 ANNUAL RATE ADJUST: 0.000
LTV : 76.19000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032041782 MORTGAGORS: STORCH, ROBERT
STORCH, SUSAN
ADDRESS : 9632 E.ROAD RUNNER DRIVE
MORTGAGE AMT: 375,750.00 CITY SCOTTSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 AZ 85262
UNPAID BALANCE: 375,434.330 OPTION TO CONVERT : No
MONTHLY P&I: 2,468.41 ANNUAL RATE ADJUST: 0.000
LTV : 74.99900 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032041790 MORTGAGORS: CANFIELD, CRAIG
CANFIELD, ROSEMARY
ADDRESS : 214 INDIO DRIVE
MORTGAGE AMT: 416,000.00 CITY PISMO BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 93449
UNPAID BALANCE: 416,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,837.85 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032041832 MORTGAGORS: MELVIN, BRIAN
RICINGER-MELVIN, GABRIELLA
REISINGER-MELVIN, GABRIELA
ADDRESS : 24515 MARINE VIEW DRIVE S
MORTGAGE AMT: 255,200.00 CITY DES MOINES
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 WA 98198
UNPAID BALANCE: 255,000.920 OPTION TO CONVERT : No
MONTHLY P&I: 1,740.91 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032042012 MORTGAGORS: ALLEN, GEOFFREY
ALLEN, NANCY
ADDRESS : 321 DANA WAY
MORTGAGE AMT: 294,750.00 CITY WINTER PARK
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 FL 32789
UNPAID BALANCE: 294,520.070 OPTION TO CONVERT : No
MONTHLY P&I: 2,010.71 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032042095 MORTGAGORS: BROERSMA, JAMES
SEBADE, DOROTHY
ADDRESS : 1088 CORTEZ AVENUE
MORTGAGE AMT: 435,000.00 CITY LAGUNA BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92651
UNPAID BALANCE: 434,634.550 OPTION TO CONVERT : No
MONTHLY P&I: 2,857.64 ANNUAL RATE ADJUST: 0.000
LTV : 68.50300 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032042111 MORTGAGORS: MORRIS, LISA
MAGEL, RON
MAGEE, RONALD
ADDRESS : 31814 TREVOR AVENUE
MORTGAGE AMT: 244,600.00 CITY HAYWARD
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94544
UNPAID BALANCE: 244,413.880 OPTION TO CONVERT : No
MONTHLY P&I: 1,689.39 ANNUAL RATE ADJUST: 0.000
LTV : 94.99000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032042228 MORTGAGORS: ROJAS, GEORGE
OYCO, LYNNE
ROJAS, CATHERINE
ADDRESS : 215 BELHAVEN AVENUE
MORTGAGE AMT: 238,400.00 CITY DALY CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94015
UNPAID BALANCE: 238,214.020 OPTION TO CONVERT : No
MONTHLY P&I: 1,626.31 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032042616 MORTGAGORS: MARTINEZ, EUGENIO
MARTINEZ, KIM
ADDRESS : 23 VINEYARD PLACE
MORTGAGE AMT: 315,200.00 CITY EASTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MA 02356
UNPAID BALANCE: 315,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,203.93 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032042731 MORTGAGORS: JASINSKI, JAMES
JASINSKI, SUSAN
ADDRESS : 27 ENGLISH PATH
MORTGAGE AMT: 290,900.00 CITY FREEHOLD
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NJ 07728
UNPAID BALANCE: 290,678.640 OPTION TO CONVERT : No
MONTHLY P&I: 2,009.18 ANNUAL RATE ADJUST: 0.000
LTV : 74.99300 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032042913 MORTGAGORS: KEARNEY, THOMAS
KEARNEY, DEBORAH
ADDRESS : 18 KNICHEL ROAD
MORTGAGE AMT: 430,000.00 CITY MAHWAH
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 NJ 07430
UNPAID BALANCE: 429,629.770 OPTION TO CONVERT : No
MONTHLY P&I: 2,788.98 ANNUAL RATE ADJUST: 0.000
LTV : 72.94300 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032043291 MORTGAGORS: SHOCKLEY, RICHARD
ADDRESS : 2708 CRANLYN ROAD
MORTGAGE AMT: 352,000.00 CITY SHAKER HEIGHTS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 OH 44122
UNPAID BALANCE: 352,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,341.86 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032043382 MORTGAGORS: SHOEMAKER, ROBERT
PHAM, PHUONG
ADDRESS : 26911 WINDEMERE CIRCLE,
MORTGAGE AMT: 316,000.00 CITY LAKE FOREST,
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92630
UNPAID BALANCE: 315,753.490 OPTION TO CONVERT : No
MONTHLY P&I: 2,155.68 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032043556 MORTGAGORS: SCHUELER, ROBERT
SCHUELER, KRISTINE
ADDRESS : 394 BRYN MAWR ST
MORTGAGE AMT: 425,000.00 CITY BIRMINGHAM
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MI 48009
UNPAID BALANCE: 425,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,899.25 ANNUAL RATE ADJUST: 0.000
LTV : 66.40600 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032043663 MORTGAGORS: DEUTCHMAN, GARY
ADDRESS : 67 SHAD ROAD WEST
MORTGAGE AMT: 475,000.00 CITY POUND RIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NY 10576
UNPAID BALANCE: 475,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,321.27 ANNUAL RATE ADJUST: 0.000
LTV : 79.16600 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
50
--------------------------------------------------------------------------------
LN # 0032043861 MORTGAGORS: MILLHOUSE, RICHARD
MILLHOUSE, KATHERINE
ADDRESS : 8422 EAST IRONWOOD AVENUE
MORTGAGE AMT: 261,250.00 CITY ORANGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92869
UNPAID BALANCE: 261,051.210 OPTION TO CONVERT : No
MONTHLY P&I: 1,804.39 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032043887 MORTGAGORS: BAKER, GLEN
BAKER, JOYA
ADDRESS : 43555 CAREFREE DRIVE
MORTGAGE AMT: 650,000.00 CITY TEMECULA
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 92592
UNPAID BALANCE: 649,529.550 OPTION TO CONVERT : No
MONTHLY P&I: 4,600.66 ANNUAL RATE ADJUST: 0.000
LTV : 66.66600 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032044133 MORTGAGORS: KUSSIN, DAVID
KUSSIN, MEREDITH
ADDRESS : 18923 VINTAGE STREET
MORTGAGE AMT: 311,250.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91324
UNPAID BALANCE: 311,013.160 OPTION TO CONVERT : No
MONTHLY P&I: 2,149.73 ANNUAL RATE ADJUST: 0.000
LTV : 73.23500 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032044257 MORTGAGORS: EDWARDS, STEVEN
EDWARDS, JANIS
ADDRESS : 47330 WESTWOOD PLACE
MORTGAGE AMT: 256,800.00 CITY STERLING
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 VA 20165
UNPAID BALANCE: 256,599.670 OPTION TO CONVERT : No
MONTHLY P&I: 1,751.83 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032044737 MORTGAGORS: GANEVA, STOYAN
GANEVA, MARINA
ADDRESS : 27 FOREST AVE.
MORTGAGE AMT: 295,200.00 CITY GREENWICH
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CT 06870
UNPAID BALANCE: 294,986.340 OPTION TO CONVERT : No
MONTHLY P&I: 2,089.41 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032045130 MORTGAGORS: FUGOSO, MAURICIO
FUGOSO, TERESITA
ADDRESS : 1018 ACERO STREET,
MORTGAGE AMT: 317,000.00 CITY CHULA VISTA,
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91910
UNPAID BALANCE: 316,253.630 OPTION TO CONVERT : No
MONTHLY P&I: 2,162.50 ANNUAL RATE ADJUST: 0.000
LTV : 70.44400 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032045320 MORTGAGORS: DANIAL, ALBERT
DANIAL, ASHLEY
ADDRESS : 2207 ROBINSON STREET #B
MORTGAGE AMT: 319,150.00 CITY REDONDO BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 90278
UNPAID BALANCE: 318,907.150 OPTION TO CONVERT : No
MONTHLY P&I: 2,204.29 ANNUAL RATE ADJUST: 0.000
LTV : 79.99700 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032045346 MORTGAGORS: MAN, DONALD
MAN, CECILIA
ADDRESS : 30 CASABLANCA STREET
MORTGAGE AMT: 343,200.00 CITY DANVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 94506
UNPAID BALANCE: 342,607.360 OPTION TO CONVERT : No
MONTHLY P&I: 2,225.99 ANNUAL RATE ADJUST: 0.000
LTV : 79.98900 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032045593 MORTGAGORS: BROWN, TYLER
BROWN, COLLEEN
ADDRESS : 29 MIDDLE STREET
MORTGAGE AMT: 369,000.00 CITY HINGHAM
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MA 02043
UNPAID BALANCE: 369,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,580.11 ANNUAL RATE ADJUST: 0.000
LTV : 78.52700 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032045866 MORTGAGORS: SCHANZER, ALAN
SCHANZER, TRACY
ADDRESS : 1304 SHIPPAN AVENUE
MORTGAGE AMT: 291,000.00 CITY STAMFORD
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CT 06902
UNPAID BALANCE: 290,784.040 OPTION TO CONVERT : No
MONTHLY P&I: 2,034.71 ANNUAL RATE ADJUST: 0.000
LTV : 78.43600 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032046088 MORTGAGORS: LINAO, SALVADOR
LINAO, AURITA
ADDRESS : 1752 THURBER PLACE
MORTGAGE AMT: 346,500.00 CITY BURBANK
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 91501
UNPAID BALANCE: 346,249.210 OPTION TO CONVERT : No
MONTHLY P&I: 2,452.51 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032046195 MORTGAGORS: RAPPORT, MARK
ADDRESS : 9435 BRIDGE CREEK LANE,
MORTGAGE AMT: 390,000.00 CITY NEWCASTLE,
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95658
UNPAID BALANCE: 389,688.130 OPTION TO CONVERT : No
MONTHLY P&I: 2,627.50 ANNUAL RATE ADJUST: 0.000
LTV : 79.59100 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032046336 MORTGAGORS: TRAUTMAN, ARTHUR
TRAUTMAN, JUDITH
ADDRESS : 6444 NORTH 181ST AVENUE
MORTGAGE AMT: 256,000.00 CITY WADDELL
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 AZ 85355
UNPAID BALANCE: 255,800.300 OPTION TO CONVERT : No
MONTHLY P&I: 1,746.37 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032046575 MORTGAGORS: LAMB, JOHN
LAMB, SUSAN
ADDRESS : 25041 VALLEY PLACE
MORTGAGE AMT: 420,000.00 CITY CARMEL
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 93923
UNPAID BALANCE: 420,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,936.70 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032046666 MORTGAGORS: ROSENBERG, JEFFREY
ROSENBERG, LYNN
ADDRESS : 432 SUNDANCE TRAIL
MORTGAGE AMT: 363,600.00 CITY WEBSTER
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NY 14580
UNPAID BALANCE: 363,316.360 OPTION TO CONVERT : No
MONTHLY P&I: 2,480.39 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032046963 MORTGAGORS: LAMPE, JAMES
LAMPE, JANE
ADDRESS : 7930 S.E. 70TH STREET
MORTGAGE AMT: 225,000.00 CITY MERCER ISLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 WA 98040
UNPAID BALANCE: 224,820.070 OPTION TO CONVERT : No
MONTHLY P&I: 1,515.87 ANNUAL RATE ADJUST: 0.000
LTV : 51.14700 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032047524 MORTGAGORS: JOHNSON, ANN
JOHNSON, PIERCE
ADDRESS : 543 MONROE AVENUE
MORTGAGE AMT: 340,000.00 CITY RIVER FOREST
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60305
UNPAID BALANCE: 340,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,290.65 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032048399 MORTGAGORS: REDMOND, JOHN
ADDRESS : 7860 OLD MILL ROAD
MORTGAGE AMT: 300,000.00 CITY GATES MILLS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 OH 44040
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032048621 MORTGAGORS: COMRAS, MICHAEL
ADDRESS : 5890 SW 117 ST,
MORTGAGE AMT: 450,000.00 CITY CORAL GABLES
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 FL 33156
UNPAID BALANCE: 450,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,223.86 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 05/01/29
RATE:
50
--------------------------------------------------------------------------------
LN # 0032048886 MORTGAGORS: MAROTTA, RICHARD
ADDRESS : 1304 ESCALONA DRIVE
MORTGAGE AMT: 500,000.00 CITY SANTA CRUZ
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95060
UNPAID BALANCE: 500,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,368.59 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032048936 MORTGAGORS: BURLAND, BRIAN
LASALA-BURLAND, JOHANNA
ADDRESS : 11 LEDGE ROAD
MORTGAGE AMT: 440,000.00 CITY WOODBRIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CT 06525
UNPAID BALANCE: 440,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,038.98 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032049140 MORTGAGORS: FINN, STEPHEN
ADDRESS : 10391 PINEVILLE AVENUE
MORTGAGE AMT: 374,500.00 CITY CUPERTINO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95014
UNPAID BALANCE: 374,215.040 OPTION TO CONVERT : No
MONTHLY P&I: 2,586.58 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032049264 MORTGAGORS: HENDERSON, ALAN
ADDRESS : 8172 KIRKWOOD DRIVE
MORTGAGE AMT: 300,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 90046
UNPAID BALANCE: 299,777.360 OPTION TO CONVERT : No
MONTHLY P&I: 2,097.64 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032049397 MORTGAGORS: PAYNE, NAOMA
PAYNE, GEORGE
ADDRESS : 14881 ROUND VALLEY DRIVE
MORTGAGE AMT: 384,000.00 CITY SHERMAN OAKS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91403
UNPAID BALANCE: 383,692.920 OPTION TO CONVERT : No
MONTHLY P&I: 2,587.08 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032049496 MORTGAGORS: COOPER, SAMUEL
COOPER, DIANE
ADDRESS : 4531 CLUB VALLEY DRIVE
MORTGAGE AMT: 241,500.00 CITY ATLANTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 GA 30319
UNPAID BALANCE: 241,311.600 OPTION TO CONVERT : No
MONTHLY P&I: 1,647.46 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032049512 MORTGAGORS: ANDERSON, EDWARD
ANDERSON, CARLA
ADDRESS : 7759 EAST MOURA DRIVE
MORTGAGE AMT: 485,100.00 CITY SCOTTSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 AZ 85262
UNPAID BALANCE: 484,739.990 OPTION TO CONVERT : No
MONTHLY P&I: 3,391.89 ANNUAL RATE ADJUST: 0.000
LTV : 79.99300 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032049819 MORTGAGORS: TRAN, TUAN
XAOCHAY, MAINHIA
ADDRESS : 18775 ASHFORD LANE
MORTGAGE AMT: 312,600.00 CITY HUNTINGTON BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92648
UNPAID BALANCE: 312,362.140 OPTION TO CONVERT : No
MONTHLY P&I: 2,159.05 ANNUAL RATE ADJUST: 0.000
LTV : 76.61700 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032049959 MORTGAGORS: STANLEY, ELIZABETH
ADDRESS : 2923 PEARL STREET
MORTGAGE AMT: 290,100.00 CITY SANTA MONICA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90405
UNPAID BALANCE: 289,862.210 OPTION TO CONVERT : No
MONTHLY P&I: 1,930.04 ANNUAL RATE ADJUST: 0.000
LTV : 58.02000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032049975 MORTGAGORS: PATEL, ARVIND
PATEL, PRABHA
ADDRESS : 25569 SOUTH GOLDRIDGE DRI
MORTGAGE AMT: 404,000.00 CITY CASTRO VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94552
UNPAID BALANCE: 403,351.920 OPTION TO CONVERT : No
MONTHLY P&I: 2,721.83 ANNUAL RATE ADJUST: 0.000
LTV : 74.12800 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032050023 MORTGAGORS: O'BOYLE, KEVIN
O'BOYLE, CARRIE
ADDRESS : 18345 LAMSON ROAD
MORTGAGE AMT: 299,300.00 CITY CASTRO VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94546
UNPAID BALANCE: 298,819.880 OPTION TO CONVERT : No
MONTHLY P&I: 2,016.44 ANNUAL RATE ADJUST: 0.000
LTV : 72.12000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032050049 MORTGAGORS: KOPELOW, KEVIN
ADDRESS : 10624 BRADBURY ROAD
MORTGAGE AMT: 604,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 90064
UNPAID BALANCE: 603,031.110 OPTION TO CONVERT : No
MONTHLY P&I: 4,069.26 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032050122 MORTGAGORS: POWELL, MICHELLE
ADDRESS : 5433 MARICOPA DR
MORTGAGE AMT: 251,000.00 CITY SIMI VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 93063
UNPAID BALANCE: 251,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,733.59 ANNUAL RATE ADJUST: 0.000
LTV : 89.64200 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032050130 MORTGAGORS: CORE, BRUCE
CORE, DEBORAH
ADDRESS : 341 SOUTH COYOTE LANE
MORTGAGE AMT: 363,000.00 CITY ANAHEIM
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92808
UNPAID BALANCE: 363,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,445.60 ANNUAL RATE ADJUST: 0.000
LTV : 79.78000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032050239 MORTGAGORS: ARDABILIZADEH, ALI
ARDABILIZADEH, ALALEH
ADDRESS : 1212 VIA VISALIA
MORTGAGE AMT: 195,000.00 CITY SAN CLEMENTE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92672
UNPAID BALANCE: 195,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,330.24 ANNUAL RATE ADJUST: 0.000
LTV : 45.77400 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032050262 MORTGAGORS: PRINZ, JENNIFER
ADDRESS : 19020 88TH AVE W
MORTGAGE AMT: 258,850.00 CITY EDMONDS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 WA 98026
UNPAID BALANCE: 258,850.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,765.81 ANNUAL RATE ADJUST: 0.000
LTV : 94.99000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032050312 MORTGAGORS: CASTILLO, THOMAS
CASTILLO, AMY
ADDRESS : 14781 WINNWOOD
MORTGAGE AMT: 406,400.00 CITY DALLAS AKA ADDISON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 TX 75248
UNPAID BALANCE: 406,075.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,738.00 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032050452 MORTGAGORS: IRELAND, LYNDA
ADDRESS : 26 HARBORWATCH COURT
MORTGAGE AMT: 350,000.00 CITY SAG HARBOR
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 NY 11963
UNPAID BALANCE: 350,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,477.28 ANNUAL RATE ADJUST: 0.000
LTV : 50.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032050510 MORTGAGORS: LA PLACE, DIANA
ADDRESS : 50 APPLEGLEN DRIVE
MORTGAGE AMT: 291,500.00 CITY IRVINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92602
UNPAID BALANCE: 291,272.600 OPTION TO CONVERT : No
MONTHLY P&I: 1,988.55 ANNUAL RATE ADJUST: 0.000
LTV : 94.99900 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032050536 MORTGAGORS: SCHRADER, MICHAEL
SCHRADER, ANN MARIE
SCHRADER, ANN
ADDRESS : 924 ANATRA COURT
MORTGAGE AMT: 281,000.00 CITY CARLSBAD
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92009
UNPAID BALANCE: 280,769.670 OPTION TO CONVERT : No
MONTHLY P&I: 1,869.50 ANNUAL RATE ADJUST: 0.000
LTV : 66.11700 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032050791 MORTGAGORS: ROTH, HELEN
ADDRESS : 950 N MICHIGAN AVE #4404
MORTGAGE AMT: 125,000.00 CITY CHICAGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 IL 60611
UNPAID BALANCE: 125,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 895.52 ANNUAL RATE ADJUST: 0.000
LTV : 21.00800 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032050833 MORTGAGORS: DEVITT, DONALD
NADEAU-DEVITT,
NADEAU-DEVITT, BARBARA
ADDRESS : 35 PPILGRIM ROAD
MORTGAGE AMT: 300,000.00 CITY MARBLEHEAD
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 01945
UNPAID BALANCE: 299,765.970 OPTION TO CONVERT : No
MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000
LTV : 60.66700 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032050874 MORTGAGORS: TOLLESON, RAYMOND
TOLLESON, ALICE
ADDRESS : 310 HOLLYPORT ROAD
MORTGAGE AMT: 270,000.00 CITY RICHMOND
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 VA 23229
UNPAID BALANCE: 269,799.620 OPTION TO CONVERT : No
MONTHLY P&I: 1,887.88 ANNUAL RATE ADJUST: 0.000
LTV : 49.09000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032050882 MORTGAGORS: SMITH, KEVIN
SMITH, ELIZABETH C
SMITH, ELIZABETH
ADDRESS : 9411 45TH AVENUE SW
MORTGAGE AMT: 277,500.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 WA 98136
UNPAID BALANCE: 277,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,893.04 ANNUAL RATE ADJUST: 0.000
LTV : 84.99200 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032050908 MORTGAGORS: BONNETT, DANIEL
MARTIN, SUSAN
ADDRESS : 3912 NORTH 54TH STREET
MORTGAGE AMT: 311,200.00 CITY PHOENIX
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 AZ 85018
UNPAID BALANCE: 310,974.760 OPTION TO CONVERT : No
MONTHLY P&I: 2,202.66 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032050924 MORTGAGORS: BORDO, GREGORY
KUSSIN, SUSAN
ADDRESS : 5301 MELVIN AVENUE
MORTGAGE AMT: 410,000.00 CITY TARZANA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91356
UNPAID BALANCE: 409,663.930 OPTION TO CONVERT : No
MONTHLY P&I: 2,727.74 ANNUAL RATE ADJUST: 0.000
LTV : 78.09500 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032050940 MORTGAGORS: KELLY, WILLIAM
KELLY, JODIE
ADDRESS : 21700 LOS ALIMOS STREET
MORTGAGE AMT: 288,000.00 CITY CHATSWORTH
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 91311
UNPAID BALANCE: 288,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,013.74 ANNUAL RATE ADJUST: 0.000
LTV : 66.20600 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032051005 MORTGAGORS: FREETHY, BARBARA
ADDRESS : 125 CRESCENT AVENUE
MORTGAGE AMT: 462,700.00 CITY BURLINGAME
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94010
UNPAID BALANCE: 462,700.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,078.36 ANNUAL RATE ADJUST: 0.000
LTV : 59.70300 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032051013 MORTGAGORS: GORDON, DOUGLAS
GORDAN, JANICE
GORDON, ANN
ADDRESS : 20 POWDER BOWL COURT
MORTGAGE AMT: 320,000.00 CITY RICHMOND
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94803
UNPAID BALANCE: 319,385.710 OPTION TO CONVERT : No
MONTHLY P&I: 2,480.96 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/19
RATE:
02
--------------------------------------------------------------------------------
LN # 0032051104 MORTGAGORS: WINCHESTER, PAUL
WINCHESTER, CHERYL
ADDRESS : 10408 RAINIER AVE S
MORTGAGE AMT: 339,600.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 WA 98178
UNPAID BALANCE: 339,328.430 OPTION TO CONVERT : No
MONTHLY P&I: 2,287.95 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032051153 MORTGAGORS: CASSIDY, PAULA
ADDRESS : 45 ST. BOTOLPH STREET, UN
MORTGAGE AMT: 324,800.00 CITY BOSTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 MA 02116
UNPAID BALANCE: 324,520.350 OPTION TO CONVERT : No
MONTHLY P&I: 2,106.65 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032051336 MORTGAGORS: WOERNER, WILLIAM
WOERNER, LIZETTE
ADDRESS : 515 BUTLER NATIONAL DRIVE
MORTGAGE AMT: 390,000.00 CITY DULUTH
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 GA 30097
UNPAID BALANCE: 389,688.120 OPTION TO CONVERT : No
MONTHLY P&I: 2,627.51 ANNUAL RATE ADJUST: 0.000
LTV : 79.59100 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032051344 MORTGAGORS: FARNUM, WILLIAM
ADDRESS : 2755 S. GILPIN STREET
MORTGAGE AMT: 141,600.00 CITY DENVER
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CO 80210
UNPAID BALANCE: 141,494.910 OPTION TO CONVERT : No
MONTHLY P&I: 990.09 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032051518 MORTGAGORS: BASS, RUTH
BASS, JAMES
ADDRESS : 4720 CHESTERFIELD PLACE
MORTGAGE AMT: 274,550.00 CITY JAMESTOWN
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NC 27282
UNPAID BALANCE: 274,346.240 OPTION TO CONVERT : No
MONTHLY P&I: 1,919.70 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032051567 MORTGAGORS: CARTON, STEVEN
STRONG, MICHELLE
STRONG, MICHELE
ADDRESS : 3252 BRECKENRIDGE WAY
MORTGAGE AMT: 322,000.00 CITY RIVA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MD 21140
UNPAID BALANCE: 321,748.810 OPTION TO CONVERT : No
MONTHLY P&I: 2,196.61 ANNUAL RATE ADJUST: 0.000
LTV : 89.44400 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032051583 MORTGAGORS: MILBRANDT, KEITH
SMITH, JEAN
ADDRESS : 1125 NORBY LANE
MORTGAGE AMT: 266,000.00 CITY FULLERTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92833
UNPAID BALANCE: 265,562.640 OPTION TO CONVERT : No
MONTHLY P&I: 1,769.71 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032051898 MORTGAGORS: FENTON, ROBERT
SENTON, MARY
FENTON, MARY
ADDRESS : 12833 DOGWOOD HILLS LANE
MORTGAGE AMT: 278,250.00 CITY FAIRFAX
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 VA 22033
UNPAID BALANCE: 278,021.910 OPTION TO CONVERT : No
MONTHLY P&I: 1,851.21 ANNUAL RATE ADJUST: 0.000
LTV : 94.99800 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032051930 MORTGAGORS: DERIDER, ROBERT
CHALOUPKA, JULIE
ADDRESS : 9346 VINEYARD CREST
MORTGAGE AMT: 408,000.00 CITY BELLEVUE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 WA 98004
UNPAID BALANCE: 408,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,714.43 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032052060 MORTGAGORS: MURPHY, THOMAS
MURPHY, ELAINE
ADDRESS : 5330 SOLEDAD MOUNTAIN ROA
MORTGAGE AMT: 357,000.00 CITY SAN DEIGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92109
UNPAID BALANCE: 356,721.510 OPTION TO CONVERT : No
MONTHLY P&I: 2,435.37 ANNUAL RATE ADJUST: 0.000
LTV : 78.80700 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032052243 MORTGAGORS: REYNER, WILLIAM
REYNER, DEBORAH
ADDRESS : 12 MANZINITA PLACE
MORTGAGE AMT: 650,000.00 CITY MILL VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94941
UNPAID BALANCE: 649,505.400 OPTION TO CONVERT : No
MONTHLY P&I: 4,489.39 ANNUAL RATE ADJUST: 0.000
LTV : 46.90000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032052250 MORTGAGORS: FRIEDMAN, JUD
FRIEDMAN, KARIN
ADDRESS : 12328 DEBBY STREET
MORTGAGE AMT: 250,000.00 CITY NORTH HOLLYWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91606
UNPAID BALANCE: 249,800.080 OPTION TO CONVERT : No
MONTHLY P&I: 1,684.30 ANNUAL RATE ADJUST: 0.000
LTV : 78.12500 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032052326 MORTGAGORS: GESSELMAN, GARRETT
GESSELMAN, CHERYL
ADDRESS : 1212 MARINA CIRCLE
MORTGAGE AMT: 282,850.00 CITY DISCOVERY BAY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94514
UNPAID BALANCE: 282,850.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,929.54 ANNUAL RATE ADJUST: 0.000
LTV : 89.99300 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032052334 MORTGAGORS: BURG, DUANE
BURG, TONYA
ADDRESS : 23075 NO. SOWLES ROAD
MORTGAGE AMT: 272,500.00 CITY ACAMPO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95220
UNPAID BALANCE: 272,282.090 OPTION TO CONVERT : No
MONTHLY P&I: 1,835.88 ANNUAL RATE ADJUST: 0.000
LTV : 79.91200 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032052573 MORTGAGORS: KATO, BRIAN
ADDRESS : 7922 COLLINS LANE
MORTGAGE AMT: 284,000.00 CITY LA PALMA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90623
UNPAID BALANCE: 283,778.440 OPTION TO CONVERT : No
MONTHLY P&I: 1,937.39 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032052631 MORTGAGORS: GONZALES, RAMON
GONZALES, BERNADETTE
ADDRESS : 5605 MARIOLA PL NE
MORTGAGE AMT: 304,300.00 CITY ALBUQUERQUE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NM 87111
UNPAID BALANCE: 304,050.560 OPTION TO CONVERT : No
MONTHLY P&I: 2,024.52 ANNUAL RATE ADJUST: 0.000
LTV : 89.99600 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032052920 MORTGAGORS: DENMARK, STEVEN
DENMARK, KAREN
ADDRESS : 383 CORRAL DE TIERRA
MORTGAGE AMT: 545,000.00 CITY SALINAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 93908
UNPAID BALANCE: 544,564.170 OPTION TO CONVERT : No
MONTHLY P&I: 3,671.77 ANNUAL RATE ADJUST: 0.000
LTV : 65.66200 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032052946 MORTGAGORS: RICHARDSON, MARK
RICHARDSON, TERI
ADDRESS : 2305 CHINON STREET
MORTGAGE AMT: 275,500.00 CITY BAKERSFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 93311
UNPAID BALANCE: 275,285.080 OPTION TO CONVERT : No
MONTHLY P&I: 1,879.40 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032053019 MORTGAGORS: KLAASSENS, ROBERT
ADDRESS : 102 PINTAIL COURT
MORTGAGE AMT: 263,600.00 CITY NORTH WALES
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 PA 19454
UNPAID BALANCE: 263,378.540 OPTION TO CONVERT : No
MONTHLY P&I: 1,731.67 ANNUAL RATE ADJUST: 0.000\ LTV :
94.99000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032053142 MORTGAGORS: NOUSS, J. STEPHEN
NOUSS, JEANNE
ADDRESS : 2341 NORTHEAST 28TH COURT
MORTGAGE AMT: 486,500.00 CITY LIGHTHOUSE POINT
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 FL 33064
UNPAID BALANCE: 486,101.220 OPTION TO CONVERT : No
MONTHLY P&I: 3,236.70 ANNUAL RATE ADJUST: 0.000
LTV : 77.84000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032053563 MORTGAGORS: MARTIN, BARDI
ADDRESS : 5700 ANN ARBOR AVE NORTHE
MORTGAGE AMT: 329,000.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 WA 98105
UNPAID BALANCE: 328,730.320 OPTION TO CONVERT : No
MONTHLY P&I: 2,188.85 ANNUAL RATE ADJUST: 0.000
LTV : 67.14200 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032053589 MORTGAGORS: VARGAS, JAVIER
ADDRESS : 816 W EMERSON STREET #816
MORTGAGE AMT: 319,875.00 CITY SEATTLE,
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 WA 98119
UNPAID BALANCE: 319,619.200 OPTION TO CONVERT : No
MONTHLY P&I: 2,155.06 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032053894 MORTGAGORS: NEMIROFF, ARTHUR
NEMIROFF, UTE
ADDRESS : 6 GALAXY
MORTGAGE AMT: 517,500.00 CITY IRVINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92612
UNPAID BALANCE: 517,106.230 OPTION TO CONVERT : No
MONTHLY P&I: 3,574.24 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032053902 MORTGAGORS: EMANUELSON, MARK
WANLESS, JEANETTE
ADDRESS : 2210 STEBBINS AVENUE
MORTGAGE AMT: 256,000.00 CITY SANTA CLARA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95051
UNPAID BALANCE: 256,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,768.13 ANNUAL RATE ADJUST: 0.000
LTV : 78.76900 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032053977 MORTGAGORS: STUREK, RICHARD
STUREK, KATHLEEN
ADDRESS : 9837 LA CIENEGA STREET
MORTGAGE AMT: 257,500.00 CITY LAS VEGAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NV 89123
UNPAID BALANCE: 257,308.900 OPTION TO CONVERT : No
MONTHLY P&I: 1,800.48 ANNUAL RATE ADJUST: 0.000
LTV : 89.98700 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032053993 MORTGAGORS: CUTLER, TIMOTHY
CUTLER, MILLICENT
ADDRESS : 31 CONCORD AVENUE #13
MORTGAGE AMT: 282,800.00 CITY CAMBRIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 02138
UNPAID BALANCE: 282,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,929.19 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032054132 MORTGAGORS: DOW, RICHARD
DOW, DIANE
ADDRESS : 2817 TEAL STREET
MORTGAGE AMT: 338,400.00 CITY LA VERNE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91750
UNPAID BALANCE: 338,122.620 OPTION TO CONVERT : No
MONTHLY P&I: 2,251.38 ANNUAL RATE ADJUST: 0.000
LTV : 69.28800 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032054157 MORTGAGORS: FERRARO, JOHN
FERRARO, LAURA
ADDRESS : 2808 39TH AVENUE WEST
MORTGAGE AMT: 364,000.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 WA 98199
UNPAID BALANCE: 363,694.200 OPTION TO CONVERT : No
MONTHLY P&I: 2,391.22 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032054249 MORTGAGORS: HARVEY, G
MCCORMACK,
MCCORMACK, MIKE
ADDRESS : 371 EL CAMINO DEL MAR
MORTGAGE AMT: 776,000.00 CITY LAGUNA BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92651
UNPAID BALANCE: 775,409.530 OPTION TO CONVERT : No
MONTHLY P&I: 5,359.64 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
15
--------------------------------------------------------------------------------
LN # 0032054330 MORTGAGORS: HOUGH, PAUL
HOUGH, VICKI
ADDRESS : 4024 GREENVIEW DRIVE
MORTGAGE AMT: 435,000.00 CITY EL DORADO HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95762
UNPAID BALANCE: 434,302.200 OPTION TO CONVERT : No
MONTHLY P&I: 2,930.68 ANNUAL RATE ADJUST: 0.000
LTV : 77.67800 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032054629 MORTGAGORS: RICHTER, DAVID
RICHTER, ALISON
ADDRESS : 307 ELATI COURT
MORTGAGE AMT: 453,000.00 CITY DANVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94526
UNPAID BALANCE: 452,663.800 OPTION TO CONVERT : No
MONTHLY P&I: 3,167.45 ANNUAL RATE ADJUST: 0.000
LTV : 78.78200 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032054637 MORTGAGORS: FARMER, RUSSELL
FARMER, SUSAN
ADDRESS : 79142 STARLIGHT LANE
MORTGAGE AMT: 266,400.00 CITY BERMUDA DUNES
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92201
UNPAID BALANCE: 266,181.630 OPTION TO CONVERT : No
MONTHLY P&I: 1,772.37 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032055683 MORTGAGORS: WHERRY, KENNETH
WHERRY, MARGUERITE
ADDRESS : 2975 SEQUIT DRIVE
MORTGAGE AMT: 308,000.00 CITY MALIBU
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90265
UNPAID BALANCE: 307,747.530 OPTION TO CONVERT : No
MONTHLY P&I: 2,049.14 ANNUAL RATE ADJUST: 0.000
LTV : 56.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032055691 MORTGAGORS: SULLIVAN, NEIL
SULLIVAN, NEIL
SULLIVAN, MICHELE
ADDRESS : 542 FAIRMOUNT AVENUE
MORTGAGE AMT: 295,000.00 CITY CHATHAM
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 07928
UNPAID BALANCE: 294,764.090 OPTION TO CONVERT : No
MONTHLY P&I: 1,987.47 ANNUAL RATE ADJUST: 0.000
LTV : 88.05900 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032055782 MORTGAGORS: MURRAY, CARL
MURRAY, VERA
ADDRESS : 11 TURNBERRY DRIVE
MORTGAGE AMT: 246,000.00 CITY MANALAPAN
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NJ 07726
UNPAID BALANCE: 245,817.430 OPTION TO CONVERT : No
MONTHLY P&I: 1,720.07 ANNUAL RATE ADJUST: 0.000
LTV : 79.91300 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032056012 MORTGAGORS: HENRYDOSS, GNANASEKARAN
GNANASEKARAN, BERLIN
ADDRESS : 37310 LANTANA COMMON
MORTGAGE AMT: 308,000.00 CITY FREMONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94536
UNPAID BALANCE: 307,771.420 OPTION TO CONVERT : No
MONTHLY P&I: 2,153.58 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032056087 MORTGAGORS: WEISS, JOHN
WEISS, ELIZABETH
ADDRESS : 322 WARWICK ROAD
MORTGAGE AMT: 633,000.00 CITY KENILWORTH
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60043
UNPAID BALANCE: 633,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 4,264.64 ANNUAL RATE ADJUST: 0.000
LTV : 55.04300 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032056186 MORTGAGORS: ROBINSON, MICHAEL
ADDRESS : 1100 SOUTH MONTEZUMA WAY
MORTGAGE AMT: 275,000.00 CITY WEST COVINA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91791
UNPAID BALANCE: 274,547.840 OPTION TO CONVERT : No
MONTHLY P&I: 1,829.59 ANNUAL RATE ADJUST: 0.000
LTV : 78.57100 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032056194 MORTGAGORS: MEYER, TERRY
ADDRESS : 1756 MCBAIN AVENUE
MORTGAGE AMT: 428,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95125
UNPAID BALANCE: 427,666.110 OPTION TO CONVERT : No
MONTHLY P&I: 2,919.72 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032056269 MORTGAGORS: WHISLER, CLAYTON
WHISLER, ZANDRA
ADDRESS : 50 NEBRASKA
MORTGAGE AMT: 263,650.00 CITY IRVINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92606
UNPAID BALANCE: 263,433.880 OPTION TO CONVERT : No
MONTHLY P&I: 1,754.08 ANNUAL RATE ADJUST: 0.000
LTV : 89.98600 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032056335 MORTGAGORS: YARGER, WAYNE
YARGER, SUSAN
ADDRESS : 3088 HIGHWAY 37
MORTGAGE AMT: 282,000.00 CITY LIBBY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MT 59923
UNPAID BALANCE: 281,768.850 OPTION TO CONVERT : No
MONTHLY P&I: 1,876.15 ANNUAL RATE ADJUST: 0.000
LTV : 76.52600 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032056392 MORTGAGORS: HESSE, EDWIN
ADDRESS : 723 GLENGARRY ROAD
MORTGAGE AMT: 444,000.00 CITY PHILADELPHIA
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 PA 19118
UNPAID BALANCE: 444,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,842.98 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032056426 MORTGAGORS: SHAUL, KENNETH
SHAUL, JANICE
ADDRESS : 1033 HAVRE COURT
MORTGAGE AMT: 365,000.00 CITY SUNNYVALE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94087
UNPAID BALANCE: 365,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,397.79 ANNUAL RATE ADJUST: 0.000
LTV : 68.86700 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032056442 MORTGAGORS: MONJAZEB, JAVANSHIR
MONJAZEB, JAVEN
MONJAZEB, MEHRDOKHT
ADDRESS : 4605 CONRAD DRIVE
MORTGAGE AMT: 340,000.00 CITY LA MESA
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 91941
UNPAID BALANCE: 339,766.010 OPTION TO CONVERT : No
MONTHLY P&I: 2,465.24 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 04/01/29
RATE:
50
--------------------------------------------------------------------------------
LN # 0032056483 MORTGAGORS: LACHEY, STEPHEN
ADDRESS : 401 THE ALAMEDA
MORTGAGE AMT: 375,000.00 CITY SAN ANSELMO
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 94960
UNPAID BALANCE: 374,728.580 OPTION TO CONVERT : No
MONTHLY P&I: 2,654.23 ANNUAL RATE ADJUST: 0.000
LTV : 66.96400 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032056491 MORTGAGORS: FITZPATRICK, JAYNE
ADDRESS : 14 WILDE ROAD
MORTGAGE AMT: 399,900.00 CITY NEWTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MA 02468
UNPAID BALANCE: 399,900.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,762.01 ANNUAL RATE ADJUST: 0.000
LTV : 76.17100 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032056632 MORTGAGORS: BROWN, ROBERT
MIRRER, ANGELA
ADDRESS : 140 WAVERLEY AVENUE
MORTGAGE AMT: 268,000.00 CITY NEWTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MA 02458
UNPAID BALANCE: 268,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,851.01 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032056731 MORTGAGORS: COWAN, MICHAEL
MCDERMOTT-COWAN, MARYANN
ADDRESS : 3333 RITTENHOUSE ST N.W.
MORTGAGE AMT: 336,000.00 CITY WASHINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 DC 20015
UNPAID BALANCE: 335,750.630 OPTION TO CONVERT : No
MONTHLY P&I: 2,349.37 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032057374 MORTGAGORS: QUINER, PAUL
ADDRESS : 2379 HYDE PARK COURT
MORTGAGE AMT: 464,000.00 CITY ATLANTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 GA 30318
UNPAID BALANCE: 463,628.940 OPTION TO CONVERT : No
MONTHLY P&I: 3,126.06 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032057473 MORTGAGORS: ARAM, FARBOD
ADDRESS : 22658 SILVER OAK LANE
MORTGAGE AMT: 280,000.00 CITY CUPERTINO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95014
UNPAID BALANCE: 279,792.190 OPTION TO CONVERT : No
MONTHLY P&I: 1,957.81 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032057499 MORTGAGORS: SAMUELSON, WALTER
SAMUELSON, PATRICIA
ADDRESS : 2038 ESSEX MINE COURT
MORTGAGE AMT: 365,100.00 CITY GOLD RIVER
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95670
UNPAID BALANCE: 364,499.720 OPTION TO CONVERT : No
MONTHLY P&I: 2,429.02 ANNUAL RATE ADJUST: 0.000
LTV : 58.88700 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032057549 MORTGAGORS: BOULANGER, JOSEPH
BOULANGER, ELIZABETH
ADDRESS : 25 PEARL ROAD
MORTGAGE AMT: 295,000.00 CITY BOXFORD
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 MA 01921
UNPAID BALANCE: 295,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,913.37 ANNUAL RATE ADJUST: 0.000
LTV : 52.39700 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032057804 MORTGAGORS: HANSON, EDWARD
KOMES, LINDA
ADDRESS : 3408 RODMAN STREET NW
MORTGAGE AMT: 300,000.00 CITY WASHINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 DC 20008
UNPAID BALANCE: 299,760.090 OPTION TO CONVERT : No
MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032058323 MORTGAGORS: GUERRERO, ARMANDO
GUERRERO, COLLEEN
ADDRESS : 5835 IMPALA TRAIL
MORTGAGE AMT: 260,000.00 CITY SANTA MARIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 93455
UNPAID BALANCE: 260,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,729.79 ANNUAL RATE ADJUST: 0.000
LTV : 60.18500 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032058349 MORTGAGORS: PARKS, RYAN
PARKS, NICHOLE
ADDRESS : 11 VALEROSO
MORTGAGE AMT: 286,200.00 CITY RANCHO SANTA MARGARI
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92688
UNPAID BALANCE: 285,717.720 OPTION TO CONVERT : No
MONTHLY P&I: 1,880.14 ANNUAL RATE ADJUST: 0.000
LTV : 94.99200 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032058364 MORTGAGORS: TA, VINH
TA, MARGARET
ADDRESS : 1655 27TH AVENUE
MORTGAGE AMT: 280,000.00 CITY SAN FRANCISCO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94122
UNPAID BALANCE: 279,776.080 OPTION TO CONVERT : No
MONTHLY P&I: 1,886.42 ANNUAL RATE ADJUST: 0.000
LTV : 65.11600 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032058414 MORTGAGORS: MESSIHA, JOSEPH
ADDRESS : 2045 MORGAN AVENUE
MORTGAGE AMT: 287,200.00 CITY BURBANK
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91504
UNPAID BALANCE: 287,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,983.62 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032058588 MORTGAGORS: SCHUTZ, JERROLD
ADDRESS : 4221 MICHELLE DRIVE
MORTGAGE AMT: 383,200.00 CITY TORRANCE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 90503
UNPAID BALANCE: 382,878.070 OPTION TO CONVERT : No
MONTHLY P&I: 2,517.35 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032058604 MORTGAGORS: CACACHO, ARTHUR
CACACHO, GRACE
CACACHO, GRACE
ADDRESS : 34512 SALINAS PLACE
MORTGAGE AMT: 316,800.00 CITY FREMONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94555
UNPAID BALANCE: 316,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,107.68 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032058844 MORTGAGORS: LEICHTLING, NITZA
CADY, ANDREW
ADDRESS : 903-905 STRATFORD CT.
MORTGAGE AMT: 480,000.00 CITY DEL MAR
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92014
UNPAID BALANCE: 479,606.550 OPTION TO CONVERT : No
MONTHLY P&I: 3,193.45 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032058919 MORTGAGORS: KELLER, JAMES
KELLER, PATRICIA
ADDRESS : 2 BARKENTINE ROAD
MORTGAGE AMT: 261,000.00 CITY RANCHO PALOS VERDES
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90275
UNPAID BALANCE: 261,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,736.44 ANNUAL RATE ADJUST: 0.000
LTV : 49.24500 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032058935 MORTGAGORS: BUTLER, PETER
BUTLER, ALEXANDRA
ADDRESS : 5028 COMMONWEALTH AVENUE
MORTGAGE AMT: 579,000.00 CITY LA CANADA FLINTRIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 91011
UNPAID BALANCE: 578,570.290 OPTION TO CONVERT : No
MONTHLY P&I: 4,048.46 ANNUAL RATE ADJUST: 0.000
LTV : 63.07100 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032058943 MORTGAGORS: APPELL, THOMAS
APPELL, DIANNA
ADDRESS : 1 PEGASUS DRIVE
MORTGAGE AMT: 300,000.00 CITY COTO DE CAZA AREA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92679
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,970.79 ANNUAL RATE ADJUST: 0.000
LTV : 54.54500 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
- --------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032058992 MORTGAGORS: ENGELHARDT, DONALD
ENGELHARDT, JULIA
ADDRESS : 2780 CANYON VIEW CIRCLE
MORTGAGE AMT: 300,000.00 CITY CORONA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91720
UNPAID BALANCE: 299,754.090 OPTION TO CONVERT : No
MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000
LTV : 89.87700 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032059149 MORTGAGORS: HEWITT, JAMES
HEWITT, PATRICIA
ADDRESS : 23612 VERRAZANNO BAY,
MORTGAGE AMT: 303,800.00 CITY DANA POINT,
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92629
UNPAID BALANCE: 303,324.570 OPTION TO CONVERT : No
MONTHLY P&I: 2,072.46 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032059263 MORTGAGORS: SCHAEFER, STEVEN
SCHAEFER, NANCY
ADDRESS : 4670 PANNONIA ROAD
MORTGAGE AMT: 361,600.00 CITY CARLSBAD
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92008
UNPAID BALANCE: 361,303.600 OPTION TO CONVERT : No
MONTHLY P&I: 2,405.73 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032059552 MORTGAGORS: HASSELL, MARK
HASSELL, SHERYL
ADDRESS : 6 PARADISE COVE
MORTGAGE AMT: 315,000.00 CITY LAGUNA NIGUEL
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92677
UNPAID BALANCE: 314,735.360 OPTION TO CONVERT : No
MONTHLY P&I: 2,069.33 ANNUAL RATE ADJUST: 0.000
LTV : 56.25000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032060329 MORTGAGORS: HICKEY, PAUL
ADDRESS : #32 BEETOVEN AVENUE
MORTGAGE AMT: 347,000.00 CITY WALPOLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 02081
UNPAID BALANCE: 346,729.310 OPTION TO CONVERT : No
MONTHLY P&I: 2,367.15 ANNUAL RATE ADJUST: 0.000
LTV : 94.89700 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032060345 MORTGAGORS: WISEMAN, THOMAS
WISEMAN, JANICE
ADDRESS : 13970 HANNUM COURT
MORTGAGE AMT: 400,000.00 CITY WALNUT GROVE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95690
UNPAID BALANCE: 399,695.630 OPTION TO CONVERT : No
MONTHLY P&I: 2,762.70 ANNUAL RATE ADJUST: 0.000
LTV : 89.48500 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032060378 MORTGAGORS: BAKER, TERRANCE
BAKER, JANET
ADDRESS : 1664 CAMBRIA PLACE,
MORTGAGE AMT: 302,000.00 CITY ESCONDIDO,
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92029
UNPAID BALANCE: 302,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,009.21 ANNUAL RATE ADJUST: 0.000
LTV : 67.11100 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032060394 MORTGAGORS: MOLASKEY, JAMES
MOLASKEY, TRACY
MOLASKEY, TRACEY
ADDRESS : 109 WINTERGREEN LANE
MORTGAGE AMT: 290,000.00 CITY GROTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 MA 01450
UNPAID BALANCE: 290,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,880.93 ANNUAL RATE ADJUST: 0.000
LTV : 70.73100 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032060410 MORTGAGORS: FOGELSON, ADAM
FOGELSON, HILLARY
ADDRESS : 1802 CALIFORNIA AVENUE NO
MORTGAGE AMT: 344,000.00 CITY SANTA MONICA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 90403
UNPAID BALANCE: 343,738.240 OPTION TO CONVERT : No
MONTHLY P&I: 2,375.93 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032060634 MORTGAGORS: LONG, JESSE
LONG, ANITA
ADDRESS : 13501 CASABLANCA COURT
MORTGAGE AMT: 275,000.00 CITY MANASSAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 VA 20112
UNPAID BALANCE: 275,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,875.99 ANNUAL RATE ADJUST: 0.000
LTV : 73.33300 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032060709 MORTGAGORS: VERDONE, JOSEPH
VERDONE, MEREDITH
ADDRESS : 6 GENEVA ROAD
MORTGAGE AMT: 276,800.00 CITY MELROSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MA 02176
UNPAID BALANCE: 276,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,841.56 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032060741 MORTGAGORS: POHLMAN, LAWRENCE
PUNER, POLLY
ADDRESS : 280 CLARK ROAD
MORTGAGE AMT: 520,000.00 CITY BROOKLINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MA 02445
UNPAID BALANCE: 520,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,591.51 ANNUAL RATE ADJUST: 0.000
LTV : 61.17600 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032060824 MORTGAGORS: BOND, RICHARD
BOND, ELIZABETH
ADDRESS : 3 ASPEN HILL ROAD
MORTGAGE AMT: 550,000.00 CITY CRESTED BUTTE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CO 81224
UNPAID BALANCE: 550,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,751.97 ANNUAL RATE ADJUST: 0.000
LTV : 62.85700 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032060857 MORTGAGORS: SALCEDO, EDWARD
SALCEDO, JEANNE
ADDRESS : 2030 BALTRA PLACE
MORTGAGE AMT: 320,000.00 CITY CASA MESA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92626
UNPAID BALANCE: 318,736.700 OPTION TO CONVERT : No
MONTHLY P&I: 2,182.96 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 12/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0032060972 MORTGAGORS: MOLYNEUX, ALLEN
MOLYNEUX, LINDA
ADDRESS : 905 DEER PLACE
MORTGAGE AMT: 326,700.00 CITY CLAYTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94517
UNPAID BALANCE: 326,700.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,228.67 ANNUAL RATE ADJUST: 0.000
LTV : 79.99100 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032061079 MORTGAGORS: BROOKS, DAMIEN
BROOKS, CAROLYN
ADDRESS : 1577 RIDGEWOOD ROAD
MORTGAGE AMT: 365,000.00 CITY ALAMO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94507
UNPAID BALANCE: 365,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,489.95 ANNUAL RATE ADJUST: 0.000
LTV : 77.65900 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032061285 MORTGAGORS: PONCE, WALTER
MORA-PONCE,
ADDRESS : 5247 ARMIDA DRIVE
MORTGAGE AMT: 325,000.00 CITY WOODLAND HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 CA 91364
UNPAID BALANCE: 325,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,081.01 ANNUAL RATE ADJUST: 0.000
LTV : 73.86300 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032061343 MORTGAGORS: LEWIS, CRAIG
LEWIS, CAROL
ADDRESS : 195 WILLOWBROOK DRIVE
MORTGAGE AMT: 260,000.00 CITY PROTOLA VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94028
UNPAID BALANCE: 260,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,708.01 ANNUAL RATE ADJUST: 0.000
LTV : 20.07700 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032061400 MORTGAGORS: KANEF, MICHAEL
OXFELD-KANEF, GAIL
ADDRESS : 318 LUPINE WAY
MORTGAGE AMT: 465,750.00 CITY MILLBURN
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 NJ 07078
UNPAID BALANCE: 465,348.990 OPTION TO CONVERT : No
MONTHLY P&I: 3,020.85 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032061442 MORTGAGORS: BRACKEN, MICHAEL
BRACKEN, LAURA
ADDRESS : 4441 GLOSTER ROAD
MORTGAGE AMT: 479,200.00 CITY DALLAS
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 TX 75220
UNPAID BALANCE: 478,797.410 OPTION TO CONVERT : No
MONTHLY P&I: 3,148.01 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032061467 MORTGAGORS: PETERS, THOMAS
PETERS, SARAH
ADDRESS : 22512 ROBIN COURT
MORTGAGE AMT: 216,000.00 CITY GAITHERSBURG
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MD 20882
UNPAID BALANCE: 215,827.270 OPTION TO CONVERT : No
MONTHLY P&I: 1,455.23 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032061509 MORTGAGORS: RUPERT, JEANNINE
ADDRESS : 1675 GROVE ROAD
MORTGAGE AMT: 252,700.00 CITY EL CAJON AREA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92020
UNPAID BALANCE: 252,492.860 OPTION TO CONVERT : No
MONTHLY P&I: 1,681.22 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032061558 MORTGAGORS: JAVER, CHARLES
JAVER, CHERYL
ADDRESS : 13895 PLUMROSE PLACE
MORTGAGE AMT: 494,100.00 CITY CHINO HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 91709
UNPAID BALANCE: 494,100.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,245.89 ANNUAL RATE ADJUST: 0.000
LTV : 79.99900 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032061574 MORTGAGORS: HIGGINS, THOMAS
ADDRESS : 4575 SOUTHEAST REGNER ROA
MORTGAGE AMT: 645,000.00 CITY GRESHAM
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 OR 97080
UNPAID BALANCE: 644,509.200 OPTION TO CONVERT : No
MONTHLY P&I: 4,454.86 ANNUAL RATE ADJUST: 0.000
LTV : 53.75000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032061590 MORTGAGORS: STERNLIEB, GEOFFREY
FEHER, ELSA
FEHER, GEORGE
FEHER, SHOSHANAH
ADDRESS : 3932 ALAMEDO PLACE
MORTGAGE AMT: 399,600.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92103
UNPAID BALANCE: 399,280.450 OPTION TO CONVERT : No
MONTHLY P&I: 2,692.18 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032061665 MORTGAGORS: WONG, ETHAN CHUNG
WONG, SELINA
ADDRESS : 5 CLARK COURT
MORTGAGE AMT: 315,000.00 CITY TITUSVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 08560
UNPAID BALANCE: 315,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,122.22 ANNUAL RATE ADJUST: 0.000
LTV : 69.23000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032061699 MORTGAGORS: YANG, MICHAEL
YANG, DAVID
YANG, DAVID
YANG, MARIA
ADDRESS : 2813 RUBINO CIRCLE
MORTGAGE AMT: 290,200.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95125
UNPAID BALANCE: 289,967.920 OPTION TO CONVERT : No
MONTHLY P&I: 1,955.14 ANNUAL RATE ADJUST: 0.000
LTV : 79.97400 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032061855 MORTGAGORS: POTTS, MARK
POTTS, COLLEEN
ADDRESS : 4358 WHITTINGTON WAY
MORTGAGE AMT: 260,000.00 CITY NORCROSS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 GA 30092
UNPAID BALANCE: 259,736.570 OPTION TO CONVERT : No
MONTHLY P&I: 1,729.79 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032061871 MORTGAGORS: MCGRATH, JOSEPH
SYNGAL, SONALI
ADDRESS : 31089 PALOMARES ROAD
MORTGAGE AMT: 460,000.00 CITY CASTRO VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94552
UNPAID BALANCE: 459,613.550 OPTION TO CONVERT : No
MONTHLY P&I: 3,021.87 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032061905 MORTGAGORS: PARKS, WILLIAM
STRUCKHOFF, BETH
ADDRESS : 5544 ASHWORTH AVENUE NORT
MORTGAGE AMT: 277,000.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 WA 98103
UNPAID BALANCE: 276,772.940 OPTION TO CONVERT : No
MONTHLY P&I: 1,842.89 ANNUAL RATE ADJUST: 0.000
LTV : 67.56000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032061947 MORTGAGORS: FLANAGAN, MICHAEL
FLANAGAN, KATHLEEN
ADDRESS : 268 WINDROSE COURT
MORTGAGE AMT: 324,450.00 CITY THOUSAND OAKS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91320
UNPAID BALANCE: 324,184.060 OPTION TO CONVERT : No
MONTHLY P&I: 2,158.57 ANNUAL RATE ADJUST: 0.000
LTV : 89.98900 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032062028 MORTGAGORS: NAIR, KRISHNA
SETH, UDITA
ADDRESS : 12 TEN BROEK COURT
MORTGAGE AMT: 249,000.00 CITY BRIDGEWATER
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NJ 08807
UNPAID BALANCE: 249,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,698.62 ANNUAL RATE ADJUST: 0.000
LTV : 79.04700 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032062168 MORTGAGORS: BOHORQUEZ, JUAN
BOHORQUEZ, MARTHA
ADDRESS : 5513 WOODHURST LANE
MORTGAGE AMT: 260,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95123
UNPAID BALANCE: 259,797.170 OPTION TO CONVERT : No
MONTHLY P&I: 1,773.66 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032062259 MORTGAGORS: BURPEE, RALPH
BURPEE, RITA
ADDRESS : 11520 CLARA BARTON DRIVE
MORTGAGE AMT: 370,500.00 CITY FAIRFAX STATION
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 VA 22039
UNPAID BALANCE: 370,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,558.96 ANNUAL RATE ADJUST: 0.000
LTV : 86.16200 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032062440 MORTGAGORS: LEITCH, JAMES
ADDRESS : 2541 MALAGA DRIVE
MORTGAGE AMT: 324,400.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 95125
UNPAID BALANCE: 324,400.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,296.08 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032062499 MORTGAGORS: SWINDAL, ROY
ADDRESS : 103 MOUNTAIN BROOK PARK #
MORTGAGE AMT: 295,100.00 CITY MOUNTAIN BROOK
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 AL 35213
UNPAID BALANCE: 294,852.080 OPTION TO CONVERT : No
MONTHLY P&I: 1,938.60 ANNUAL RATE ADJUST: 0.000
LTV : 79.99200 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032063224 MORTGAGORS: HINTZ, CRAIG
HINTZ, MICHELLE
HINTZ, D.
ADDRESS : 47585 GRIFFITH PLACE
MORTGAGE AMT: 313,000.00 CITY STERLING
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 VA 20165
UNPAID BALANCE: 312,737.040 OPTION TO CONVERT : No
MONTHLY P&I: 2,056.19 ANNUAL RATE ADJUST: 0.000
LTV : 79.44100 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032063331 MORTGAGORS: PLUMMER, CHARLES
PLUMMER, KATHLEEN
ADDRESS : 3 ALEXANDER DRIVE
MORTGAGE AMT: 288,000.00 CITY HAMPTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NH 03842
UNPAID BALANCE: 287,769.690 OPTION TO CONVERT : No
MONTHLY P&I: 1,940.31 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032063356 MORTGAGORS: YING, LEVI
ADDRESS : 1016 VOLANTE DRIVE,
MORTGAGE AMT: 345,000.00 CITY ARCADIA,
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91007
UNPAID BALANCE: 344,730.870 OPTION TO CONVERT : No
MONTHLY P&I: 2,353.51 ANNUAL RATE ADJUST: 0.000
LTV : 65.09400 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032063679 MORTGAGORS: EDWARDS, DWIGHT
ADDRESS : 736 ARLINGTON ROAD
MORTGAGE AMT: 265,000.00 CITY RIVERSIDE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60546
UNPAID BALANCE: 265,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,785.35 ANNUAL RATE ADJUST: 0.000
LTV : 89.98302 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032063794 MORTGAGORS: RUIZ, MARIO
RUIZ, SUSAN
ADDRESS : 7655 RIVER RANCH WAY
MORTGAGE AMT: 314,700.00 CITY SACRAMENTO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95831
UNPAID BALANCE: 314,700.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,093.71 ANNUAL RATE ADJUST: 0.000
LTV : 74.92800 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032063877 MORTGAGORS: ENGELMANN, MATTHEW
ENGELMANN, KATHRYN
ADDRESS : 17757 STEADING ROAD
MORTGAGE AMT: 256,650.00 CITY EDEN PRAIRIE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MN 55347
UNPAID BALANCE: 256,444.760 OPTION TO CONVERT : No
MONTHLY P&I: 1,729.10 ANNUAL RATE ADJUST: 0.000
LTV : 79.98500 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032063885 MORTGAGORS: ALLEN, DAVID
ADDRESS : 55 BAYBERRY AVENUE
MORTGAGE AMT: 350,000.00 CITY PROVINCETOWN
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MA 02657
UNPAID BALANCE: 350,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,358.02 ANNUAL RATE ADJUST: 0.000
LTV : 71.13800 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032063901 MORTGAGORS: SAKOWSKI, NADEEN
ADDRESS : 6 DOWITCHER WAY
MORTGAGE AMT: 295,200.00 CITY SAN RAFAEL
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94901
UNPAID BALANCE: 294,958.030 OPTION TO CONVERT : No
MONTHLY P&I: 1,963.97 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032063976 MORTGAGORS: DOUGHTY, ALLEN
DOUGHTY, KAREN
ADDRESS : 833 WOODLAWN AVENUE
MORTGAGE AMT: 276,000.00 CITY SAN BERNARDINO
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 92407
UNPAID BALANCE: 275,762.360 OPTION TO CONVERT : No
MONTHLY P&I: 1,790.14 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032064065 MORTGAGORS: LOVE, TIMOTHY
LOVE, MARINA
ADDRESS : 122 F STREET
MORTGAGE AMT: 315,000.00 CITY SOUTH BOSTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 02127
UNPAID BALANCE: 315,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,148.86 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032064222 MORTGAGORS: SHERMAN, MICHAEL
SHERMAN, PENNY
ADDRESS : 114 ROLLING HILL DRIVE
MORTGAGE AMT: 287,800.00 CITY MARLBORO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NJ 07746
UNPAID BALANCE: 286,204.280 OPTION TO CONVERT : No
MONTHLY P&I: 1,987.77 ANNUAL RATE ADJUST: 0.000
LTV : 79.28300 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 09/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0032064305 MORTGAGORS: ROSE, ALAN
ROSE, SUSAN
ADDRESS : 1629 NORTH HUDSON AVENUE
MORTGAGE AMT: 437,000.00 CITY CHICAGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60614
UNPAID BALANCE: 437,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,944.15 ANNUAL RATE ADJUST: 0.000
LTV : 69.64100 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032064529 MORTGAGORS: MARENTIS, TODD
MACKEY-MARENTIS, KATHRYN
ADDRESS : 7710 RIO BARCO WAY
MORTGAGE AMT: 300,000.00 CITY SACRAMENTO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95831
UNPAID BALANCE: 299,760.090 OPTION TO CONVERT : No
MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000
LTV : 68.88600 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032064586 MORTGAGORS: MCMAHAN, ROBERT
MCMAHAN, DONNA
ADDRESS : 12130 MONT VISTA DRIVE
MORTGAGE AMT: 332,800.00 CITY AUBURN
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95603
UNPAID BALANCE: 332,533.860 OPTION TO CONVERT : No
MONTHLY P&I: 2,242.14 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032064784 MORTGAGORS: BUCK, CHARLES
BUCK, NANCEE
ADDRESS : 330 WEST MALVERN AVENUE
MORTGAGE AMT: 204,800.00 CITY FULLERTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92832
UNPAID BALANCE: 204,471.470 OPTION TO CONVERT : No
MONTHLY P&I: 1,379.78 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032064917 MORTGAGORS: AMOS, HENRY
AMOS, DIANA
ADDRESS : 101 TOMLINSON DRIVE
MORTGAGE AMT: 305,000.00 CITY FOLSOM
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 95630
UNPAID BALANCE: 304,557.080 OPTION TO CONVERT : No
MONTHLY P&I: 2,158.78 ANNUAL RATE ADJUST: 0.000
LTV : 71.76400 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032064933 MORTGAGORS: BENZIGER, DAVID
VOGT, LILIANA
ADDRESS : 1071 HIGH STREET
MORTGAGE AMT: 350,000.00 CITY DEDHAM
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 02026
UNPAID BALANCE: 350,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,387.62 ANNUAL RATE ADJUST: 0.000
LTV : 62.50000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032065237 MORTGAGORS: MORELLO, GREGORY
MORELLO, KATHLEEN
ADDRESS : 100 BRIAR WAY
MORTGAGE AMT: 300,000.00 CITY BRANCHBURG TWP.
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NJ 08853
UNPAID BALANCE: 299,765.970 OPTION TO CONVERT : No
MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000
LTV : 69.76700 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032065377 MORTGAGORS: PEEK, DANIEL
PEEK, ALYCE
ADDRESS : 685 DEPOT ROAD
MORTGAGE AMT: 320,000.00 CITY BOXBOROUGH
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 MA 01719
UNPAID BALANCE: 320,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,075.52 ANNUAL RATE ADJUST: 0.000
LTV : 68.81700 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032065419 MORTGAGORS: WRIGHT, CHARLES
WRIGHT, SUVADA
ADDRESS : 21092 PONDEROSA
MORTGAGE AMT: 257,000.00 CITY MISSIN VIEJO
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92692
UNPAID BALANCE: 256,784.090 OPTION TO CONVERT : No
MONTHLY P&I: 1,688.31 ANNUAL RATE ADJUST: 0.000
LTV : 79.81300 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032065484 MORTGAGORS: CRAVEN, ROBERT
CRAVEN, LAURA
ADDRESS : 995 EDEN ISLE DR. NE
MORTGAGE AMT: 300,000.00 CITY ST. PETERSBURG
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 FL 33704
UNPAID BALANCE: 299,747.960 OPTION TO CONVERT : No
MONTHLY P&I: 1,970.79 ANNUAL RATE ADJUST: 0.000
LTV : 71.42800 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032065674 MORTGAGORS: BURCHETT, MICHAEL
PRESTINARI-BURCHETT, NORA
ADDRESS : 1934 BARTON HILL ROAD
MORTGAGE AMT: 249,000.00 CITY RESTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 VA 20191
UNPAID BALANCE: 248,800.880 OPTION TO CONVERT : No
MONTHLY P&I: 1,677.56 ANNUAL RATE ADJUST: 0.000
LTV : 87.36800 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032065708 MORTGAGORS: LUNGO, MARINELLIS
LUNGO, JULIE
ADDRESS : 12 LEICESTER COURT
MORTGAGE AMT: 535,000.00 CITY LAGUNA NIGUEL
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92677
UNPAID BALANCE: 534,602.950 OPTION TO CONVERT : No
MONTHLY P&I: 3,740.80 ANNUAL RATE ADJUST: 0.000
LTV : 69.93400 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
50
--------------------------------------------------------------------------------
LN # 0032065773 MORTGAGORS: BRUGUE, JUAN
HERNANDO, THERESA
ADDRESS : 5345 NORTH WINTHROP AVENU
MORTGAGE AMT: 328,000.00 CITY CHICAGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 IL 60640
UNPAID BALANCE: 327,750.420 OPTION TO CONVERT : No
MONTHLY P&I: 2,265.41 ANNUAL RATE ADJUST: 0.000
LTV : 89.86300 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032065799 MORTGAGORS: SCHMOLL, ROBERT
SCHMOLL, JENNIFER
ADDRESS : 948 DUTTON MILL ROAD
MORTGAGE AMT: 333,000.00 CITY WEST CHESTER
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 PA 19380
UNPAID BALANCE: 333,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,215.46 ANNUAL RATE ADJUST: 0.000
LTV : 85.38400 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032065864 MORTGAGORS: SELINE, RICHARD
SELINE, ELEANOR
ADDRESS : 711 CHALFONTE DRIVE
MORTGAGE AMT: 320,000.00 CITY ALEXANDRIA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 VA 22305
UNPAID BALANCE: 320,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,102.18 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032065955 MORTGAGORS: GRIJALVA, FRANK
ADDRESS : 7015 BIANCA AVENUE
MORTGAGE AMT: 155,300.00 CITY (VAN NUYS AREA) LOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91406
UNPAID BALANCE: 155,181.830 OPTION TO CONVERT : No
MONTHLY P&I: 1,072.62 ANNUAL RATE ADJUST: 0.000
LTV : 94.98400 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032065963 MORTGAGORS: BERRY, WAYNE
BERRY, ISABEL
ADDRESS : 325 STEEPLE CREST NORTH
MORTGAGE AMT: 330,000.00 CITY IRMO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 SC 29063
UNPAID BALANCE: 330,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,251.19 ANNUAL RATE ADJUST: 0.000
LTV : 73.66000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032066078 MORTGAGORS: THOMAS, WILLIAM
THOMAS, LINDA
ADDRESS : 231 S FAIRFIELD LANE
MORTGAGE AMT: 296,600.00 CITY ORANGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92869
UNPAID BALANCE: 296,368.620 OPTION TO CONVERT : No
MONTHLY P&I: 2,023.34 ANNUAL RATE ADJUST: 0.000
LTV : 94.99894 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032066144 MORTGAGORS: EMBURY, STEPHEN
EMBURY, KRISTIN
EMBURY, KRISTIN
ADDRESS : 108 EAGLE TRACE DRIVE,
MORTGAGE AMT: 540,800.00 CITY HALF MOON BAY,
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94109
UNPAID BALANCE: 540,356.710 OPTION TO CONVERT : No
MONTHLY P&I: 3,597.96 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032066318 MORTGAGORS: MA, CHRISTINE
ADDRESS : 1990 ROBIN ROAD
MORTGAGE AMT: 360,000.00 CITY SAN MARINO
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 91108
UNPAID BALANCE: 359,697.550 OPTION TO CONVERT : No
MONTHLY P&I: 2,364.95 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032066359 MORTGAGORS: FABER, DONALD
FABER, GENEVIEVE
ADDRESS : 161 HIGHLAND AVENUE
MORTGAGE AMT: 275,000.00 CITY MONTCLAIR
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NJ 07042
UNPAID BALANCE: 274,785.470 OPTION TO CONVERT : No
MONTHLY P&I: 1,875.99 ANNUAL RATE ADJUST: 0.000
LTV : 63.95300 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032066375 MORTGAGORS: MENTZER, RICHARD
MENTZER, JOYCE
MENTZER, JOYCE
ADDRESS : 6218 S NETHERLAND CIR
MORTGAGE AMT: 257,850.00 CITY AURORA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CO 80016
UNPAID BALANCE: 257,653.790 OPTION TO CONVERT : No
MONTHLY P&I: 1,780.91 ANNUAL RATE ADJUST: 0.000
LTV : 57.30000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032066466 MORTGAGORS: CAVERS, MICHAEL
CAVERS, AMY
ADDRESS : 1 STONE MILL DRIVE
MORTGAGE AMT: 325,000.00 CITY PITTSTOWN
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NJ 08867
UNPAID BALANCE: 325,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,244.70 ANNUAL RATE ADJUST: 0.000
LTV : 79.95300 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032066490 MORTGAGORS: HERBERT, WAYNE
HERBERT, JANA
ADDRESS : 24751 MONTE ROYALE
MORTGAGE AMT: 292,000.00 CITY LAGUNA HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92653
UNPAID BALANCE: 292,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,991.96 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032066524 MORTGAGORS: KRAEMER, JAMES
KRAEMER, JO ANNE
KRAEMER, JO-ANNE
ADDRESS : 2052 WINWARD POINT
MORTGAGE AMT: 326,250.00 CITY BYRON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94514
UNPAID BALANCE: 325,995.490 OPTION TO CONVERT : No
MONTHLY P&I: 2,225.60 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032066565 MORTGAGORS: FISHER, KIMBERLY
ADDRESS : 1871,1873,1875 MCALLISTER
MORTGAGE AMT: 340,000.00 CITY SAN FRANCISCO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94115
UNPAID BALANCE: 339,747.670 OPTION TO CONVERT : No
MONTHLY P&I: 2,377.33 ANNUAL RATE ADJUST: 0.000
LTV : 70.10300 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
50
--------------------------------------------------------------------------------
LN # 0032066672 MORTGAGORS: DUKE, PAUL
DUKE, SONOKO
ADDRESS : 5282 MORNING MIST LANE
MORTGAGE AMT: 267,250.00 CITY ALEXANDRIA
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 VA 22312
UNPAID BALANCE: 267,014.200 OPTION TO CONVERT : No
MONTHLY P&I: 1,711.24 ANNUAL RATE ADJUST: 0.000
LTV : 79.99100 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032066813 MORTGAGORS: DERTOROSSIAN, VATACHE
DERTOROSSIAN, MARAL
ADDRESS : 111 SHIRLEY ROAD
MORTGAGE AMT: 260,000.00 CITY WALTHAM
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MA 02454
UNPAID BALANCE: 260,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,751.67 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032066979 MORTGAGORS: AMATO, DAVID
AMATO, MARILYN
ADDRESS : 24811 HENDON STREET
MORTGAGE AMT: 324,000.00 CITY LAGUNA HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92653
UNPAID BALANCE: 323,734.420 OPTION TO CONVERT : No
MONTHLY P&I: 2,155.58 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032066987 MORTGAGORS: LEMESNAGER, RENE
LEMESNAGER, REBECCA
LEMESNAGER, REBECCA
ADDRESS : 5441 LA JOLLA BOULEVARD
MORTGAGE AMT: 209,600.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92037
UNPAID BALANCE: 209,440.510 OPTION TO CONVERT : No
MONTHLY P&I: 1,447.66 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032067134 MORTGAGORS: PINO, CONRAD
ADDRESS : 8263 SKYLINE CIRCLE,
MORTGAGE AMT: 331,465.00 CITY OAKLAND,
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 CA 94604
UNPAID BALANCE: 310,755.740 OPTION TO CONVERT : No
MONTHLY P&I: 2,095.09 ANNUAL RATE ADJUST: 0.000
LTV : 79.99800 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032067266 MORTGAGORS: FRITCH, DAVID
FRITCH, JENNIFER
ADDRESS : 114 BRIDGEWATER DRIVE
MORTGAGE AMT: 244,150.00 CITY NEW HOPE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 PA 18938
UNPAID BALANCE: 244,150.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,603.89 ANNUAL RATE ADJUST: 0.000
LTV : 89.98200 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032067639 MORTGAGORS: WALKER, SCOTT
ADDRESS : 36393 CRYSTAL SPRINGS COU
MORTGAGE AMT: 460,300.00 CITY NEWARK
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94560
UNPAID BALANCE: 442,362.520 OPTION TO CONVERT : No
MONTHLY P&I: 3,023.85 ANNUAL RATE ADJUST: 0.000
LTV : 79.99916 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032067753 MORTGAGORS: HUTTER, MICHAEL
BORDWELL, CONNIE
ADDRESS : 10731 HUNTER STATION ROAD
MORTGAGE AMT: 412,000.00 CITY VIENNA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 VA 22181
UNPAID BALANCE: 410,952.840 OPTION TO CONVERT : No
MONTHLY P&I: 2,810.57 ANNUAL RATE ADJUST: 0.000
LTV : 76.29600 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032067787 MORTGAGORS: MACKLIN, RICHARD
MACKLIN, DEBORAH
ADDRESS : 25220 WOODFIELD SCHOOL RO
MORTGAGE AMT: 230,000.00 CITY GAITHERSBURG
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MD 20882
UNPAID BALANCE: 229,310.810 OPTION TO CONVERT : No
MONTHLY P&I: 1,608.19 ANNUAL RATE ADJUST: 0.000
LTV : 59.58500 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032067803 MORTGAGORS: SMITH, WILLIAM
SMITH, LOUISE
ADDRESS : 1022 SONATA LANE
MORTGAGE AMT: 287,200.00 CITY APOLLO BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 FL 33572
UNPAID BALANCE: 286,986.860 OPTION TO CONVERT : No
MONTHLY P&I: 2,008.14 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032067845 MORTGAGORS: ABELITE, PAUL
SANTAGATA, LOREEN
ADDRESS : 11900 PROFFITT ESTATES CO
MORTGAGE AMT: 333,000.00 CITY HERNDON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 VA 20171
UNPAID BALANCE: 332,176.340 OPTION TO CONVERT : No
MONTHLY P&I: 2,215.46 ANNUAL RATE ADJUST: 0.000
LTV : 65.16600 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032067894 MORTGAGORS: CHAKKO, SIMON
CHAKKO, ELIZABETH
ADDRESS : 12641 SW 103 COURT
MORTGAGE AMT: 312,000.00 CITY MIAMI
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 FL 33176
UNPAID BALANCE: 311,228.300 OPTION TO CONVERT : No
MONTHLY P&I: 2,075.74 ANNUAL RATE ADJUST: 0.000
LTV : 79.97700 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032067928 MORTGAGORS: CROWLEY, MICHAEL
CROWLEY, DEBBY
ADDRESS : 1407 PINE STREET
MORTGAGE AMT: 344,000.00 CITY KEY WEST
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 FL 33040
UNPAID BALANCE: 343,474.890 OPTION TO CONVERT : No
MONTHLY P&I: 2,375.92 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032067944 MORTGAGORS: ZANER, TOMMY
ZANER, JULIE ANN
ADDRESS : 5054 WINDING HILLS LANE
MORTGAGE AMT: 282,500.00 CITY WOODSTOCK
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 GA 30189
UNPAID BALANCE: 282,046.840 OPTION TO CONVERT : No
MONTHLY P&I: 1,903.25 ANNUAL RATE ADJUST: 0.000
LTV : 78.47200 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032067985 MORTGAGORS: STEVENS, BARRY
STEVENS, ANITA
ADDRESS : 501 S. LEXINGTON STREET
MORTGAGE AMT: 259,000.00 CITY ARLINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 VA 22204
UNPAID BALANCE: 258,574.160 OPTION TO CONVERT : No
MONTHLY P&I: 1,723.13 ANNUAL RATE ADJUST: 0.000
LTV : 72.75200 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032068009 MORTGAGORS: HENDRICKS, R.
CHECROUN, TAMAR
ADDRESS : 914 3RD AVENUE
MORTGAGE AMT: 282,000.00 CITY LONGMONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CO 80501
UNPAID BALANCE: 281,311.100 OPTION TO CONVERT : No
MONTHLY P&I: 1,923.74 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032068033 MORTGAGORS: TRUSKOWSKI, MICHAEL
TRUSKOWSKI, ANNE
ADDRESS : 18 OAKLEIGH LANE
MORTGAGE AMT: 350,000.00 CITY LADUE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MO 63124
UNPAID BALANCE: 349,424.540 OPTION TO CONVERT : No
MONTHLY P&I: 2,328.56 ANNUAL RATE ADJUST: 0.000
LTV : 36.84200 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032068041 MORTGAGORS: FIORILLO, LORAYNE
ADDRESS : 629 CASWELL BEACH ROAD
MORTGAGE AMT: 299,000.00 CITY CASWELL BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NC 28465
UNPAID BALANCE: 298,508.410 OPTION TO CONVERT : No
MONTHLY P&I: 1,989.25 ANNUAL RATE ADJUST: 0.000
LTV : 66.44400 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032068108 MORTGAGORS: GOETZ, CHRIS
GOETZ, SHEREE
ADDRESS : 9755 MARSHALL WAY
MORTGAGE AMT: 295,750.00 CITY WESTMINSTER
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CO 80021
UNPAID BALANCE: 295,513.500 OPTION TO CONVERT : No
MONTHLY P&I: 1,992.52 ANNUAL RATE ADJUST: 0.000
LTV : 84.00100 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032068215 MORTGAGORS: RINALDI, PAUL
RINALDI, KATREEN
ADDRESS : 10320 HICKORY FOREST DRIV
MORTGAGE AMT: 444,000.00 CITY OAKTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 VA 22124
UNPAID BALANCE: 443,214.380 OPTION TO CONVERT : No
MONTHLY P&I: 2,842.98 ANNUAL RATE ADJUST: 0.000
LTV : 69.92100 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032068447 MORTGAGORS: FULFORD, WILLIAM
FULFORD, SHERRI
ADDRESS : 9741 BENTBROOK DRIVE
MORTGAGE AMT: 349,200.00 CITY MONTGOMERY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 AL 36117
UNPAID BALANCE: 348,639.840 OPTION TO CONVERT : No
MONTHLY P&I: 2,352.63 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032068546 MORTGAGORS: CHAPIN, DAVID
ADDRESS : 166 WEST BROOKLINE STREET
MORTGAGE AMT: 450,000.00 CITY ROXBURY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 02118
UNPAID BALANCE: 450,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,069.79 ANNUAL RATE ADJUST: 0.000
LTV : 47.36800 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032068611 MORTGAGORS: SMITH, CRAIG
SMITH, KRISTEN
ADDRESS : 5110 TALLGRASS GLEN
MORTGAGE AMT: 292,800.00 CITY KENNESAW
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 GA 30152
UNPAID BALANCE: 292,318.580 OPTION TO CONVERT : No
MONTHLY P&I: 1,948.01 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032068652 MORTGAGORS: PRIEGUES, LAZARO
PRIEGUES, LAUREN
ADDRESS : 925 CASTILE PLAZA
MORTGAGE AMT: 640,000.00 CITY CORAL GABLES
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 FL 33134
UNPAID BALANCE: 638,416.970 OPTION TO CONVERT : No
MONTHLY P&I: 4,257.94 ANNUAL RATE ADJUST: 0.000
LTV : 67.36800 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032068678 MORTGAGORS: PLOHR, THOMAS
PLOHR, BARBARA
ADDRESS : 1031 BLACKBURN CIRCLE
MORTGAGE AMT: 408,000.00 CITY LIBERTYVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 IL 60048
UNPAID BALANCE: 407,130.530 OPTION TO CONVERT : No
MONTHLY P&I: 2,922.96 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032068702 MORTGAGORS: ANDERSON, MARK
ANDERSON, JEANETTE
ADDRESS : 1662 GORE DR
MORTGAGE AMT: 472,350.00 CITY LAKESPUR
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CO 80118
UNPAID BALANCE: 471,554.070 OPTION TO CONVERT : No
MONTHLY P&I: 3,103.00 ANNUAL RATE ADJUST: 0.000
LTV : 89.99900 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032068736 MORTGAGORS: WEISCHEDEL, MARK
WEISCHEDEL, JUDITH
ADDRESS : 1607 MASTERS WAY
MORTGAGE AMT: 305,000.00 CITY CHADDS FORD
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 PA 19317
UNPAID BALANCE: 305,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,927.81 ANNUAL RATE ADJUST: 0.000
LTV : 68.15600 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032068827 MORTGAGORS: KESSLER, ARTHUR
KESSLER, CARROLL
ADDRESS : 3057 RIO ROAD
MORTGAGE AMT: 200,000.00 CITY CARMEL
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 93923
UNPAID BALANCE: 200,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,381.35 ANNUAL RATE ADJUST: 0.000
LTV : 40.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032068884 MORTGAGORS: CRAIN, MICHAEL
CRAIN, NICOLE
ADDRESS : 3771 PLATT COURT NORTH
MORTGAGE AMT: 267,750.00 CITY PLEASANTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94588
UNPAID BALANCE: 267,541.130 OPTION TO CONVERT : No
MONTHLY P&I: 1,826.53 ANNUAL RATE ADJUST: 0.000
LTV : 85.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
50
--------------------------------------------------------------------------------
LN # 0032069049 MORTGAGORS: MOORE, DAVID
MOORE, INGEBORG
MOORE, INGEBORG
MOORE, CHARLES
ADDRESS : 16164 TORTOLA CIRCLE
MORTGAGE AMT: 356,250.00 CITY HUNTINGTON BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92649
UNPAID BALANCE: 355,957.980 OPTION TO CONVERT : No
MONTHLY P&I: 2,370.15 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032069205 MORTGAGORS: ARGENS, JEFFREY
ARGENS, ERIN
ADDRESS : 3850 42ND AVENUE NORTHEAS
MORTGAGE AMT: 250,000.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 WA 98015
UNPAID BALANCE: 250,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,663.26 ANNUAL RATE ADJUST: 0.000
LTV : 45.45400 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032069403 MORTGAGORS: HUANG, ALVIN
HUANG, JOYCE
ADDRESS : 1062 HOA STREET
MORTGAGE AMT: 400,000.00 CITY HONOLULU
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 HI 96825
UNPAID BALANCE: 400,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,661.21 ANNUAL RATE ADJUST: 0.000
LTV : 59.25900 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032069437 MORTGAGORS: MANN, SRENG
MANN, SRONG
MANN, SRONG
ADDRESS : 27 EDMONTON WAY
MORTGAGE AMT: 204,950.00 CITY LAS FLORES,
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92688
UNPAID BALANCE: 204,786.100 OPTION TO CONVERT : No
MONTHLY P&I: 1,380.79 ANNUAL RATE ADJUST: 0.000
LTV : 67.19800 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032069775 MORTGAGORS: KRAUSE, JAMES
KRAUSE, KRISTIE
ADDRESS : 2310 DIANA AVENUE
MORTGAGE AMT: 550,000.00 CITY MORGAN HILL
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95037
UNPAID BALANCE: 550,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,751.97 ANNUAL RATE ADJUST: 0.000
LTV : 70.51200 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032071359 MORTGAGORS: EARL, MICHAEL
EARL, LA VONNE
ADDRESS : 5005 CHELSHIRE DOWNS ROAD
MORTGAGE AMT: 399,000.00 CITY GRANITE BAY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95746
UNPAID BALANCE: 398,696.400 OPTION TO CONVERT : No
MONTHLY P&I: 2,755.79 ANNUAL RATE ADJUST: 0.000
LTV : 76.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032071383 MORTGAGORS: MORFE, SIMEON
MORFE, JULIA
ADDRESS : 1 WHITESELL COURT
MORTGAGE AMT: 323,000.00 CITY SUMMIT
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NJ 07901
UNPAID BALANCE: 322,760.280 OPTION TO CONVERT : No
MONTHLY P&I: 2,258.47 ANNUAL RATE ADJUST: 0.000
LTV : 85.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032071557 MORTGAGORS: BIFANO, DAVID
BIFANO, JENNY
ADDRESS : 929 W.CARMEL VALLEY RD.
MORTGAGE AMT: 525,000.00 CITY CARMEL VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 93924
UNPAID BALANCE: 524,218.300 OPTION TO CONVERT : No
MONTHLY P&I: 3,670.88 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032071565 MORTGAGORS: HASSAN, MUKTA
ADDRESS : 94-29 54TH AVE.
MORTGAGE AMT: 300,000.00 CITY ELMHURST
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 NY 11372
UNPAID BALANCE: 299,564.340 OPTION TO CONVERT : No
MONTHLY P&I: 2,123.39 ANNUAL RATE ADJUST: 0.000
LTV : 89.55200 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032071771 MORTGAGORS: LAMBERTZ, RODNEY
LAMBERTZ, MARILYN
ADDRESS : 22458 EAST POLK DRIVE
MORTGAGE AMT: 289,350.00 CITY AURORA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CO 80016
UNPAID BALANCE: 289,112.830 OPTION TO CONVERT : No
MONTHLY P&I: 1,925.05 ANNUAL RATE ADJUST: 0.000
LTV : 79.99300 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032071813 MORTGAGORS: LEWIS, ANDREW
LEWIS, SUZANNE
ADDRESS : 22497 E POLK DRIVE
MORTGAGE AMT: 312,850.00 CITY AURORA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CO 80016
UNPAID BALANCE: 312,593.560 OPTION TO CONVERT : No
MONTHLY P&I: 2,081.40 ANNUAL RATE ADJUST: 0.000
LTV : 94.37200 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032071912 MORTGAGORS: KHOSROVI, PAUL
ETTEFAGH, LEILA
ADDRESS : 110 GERBERA STREET
MORTGAGE AMT: 412,300.00 CITY DANVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94506
UNPAID BALANCE: 411,638.600 OPTION TO CONVERT : No
MONTHLY P&I: 2,777.75 ANNUAL RATE ADJUST: 0.000
LTV : 79.99500 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032072316 MORTGAGORS: CHERVENAK, FRANK
CHERVENAK, CAROLYN
CHERVENAK, CAROLYN
ADDRESS : 18585 RAINBOW RIDGE COURT
MORTGAGE AMT: 500,000.00 CITY COLFAX
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 95713
UNPAID BALANCE: 499,647.110 OPTION TO CONVERT : No
MONTHLY P&I: 3,582.06 ANNUAL RATE ADJUST: 0.000
LTV : 76.92300 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 04/01/29
RATE:
50
--------------------------------------------------------------------------------
LN # 0032072613 MORTGAGORS: HOFFMAN, GILBERT
HOFFMAN, VIVIAN
ADDRESS : 5491 NIAGARA STREET
MORTGAGE AMT: 97,600.00 CITY COMMERCE CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CO 80022
UNPAID BALANCE: 97,523.860 OPTION TO CONVERT : No
MONTHLY P&I: 665.81 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032072639 MORTGAGORS: OSTRONIK, K
MENZIES, ROSSLYN
ADDRESS : 116 POINT PLEASANT
MORTGAGE AMT: 290,000.00 CITY KEY LARGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 FL 33037
UNPAID BALANCE: 289,762.290 OPTION TO CONVERT : No
MONTHLY P&I: 1,929.38 ANNUAL RATE ADJUST: 0.000
LTV : 70.73100 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032073173 MORTGAGORS: WETZEL, GLEN
WETZEL, SUSAN
WETZEL, SUSAN
ADDRESS : 3276 PALMO COURT
MORTGAGE AMT: 352,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95135
UNPAID BALANCE: 351,732.150 OPTION TO CONVERT : No
MONTHLY P&I: 2,431.18 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032073199 MORTGAGORS: LINK, EDWARD
LINK, BARBARA
ADDRESS : 2954 MOUNTAIN VIEW DRIVE
MORTGAGE AMT: 320,000.00 CITY LAGUNA BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92651
UNPAID BALANCE: 319,762.510 OPTION TO CONVERT : No
MONTHLY P&I: 2,237.49 ANNUAL RATE ADJUST: 0.000
LTV : 66.66600 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032073371 MORTGAGORS: SHVETZOV, WALTER
SHVETZOV, DEBORAH
ADDRESS : 15 VIA ENCARO
MORTGAGE AMT: 251,000.00 CITY RANCHO SANTA MARGARI
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92688
UNPAID BALANCE: 250,809.020 OPTION TO CONVERT : No
MONTHLY P&I: 1,733.59 ANNUAL RATE ADJUST: 0.000
LTV : 79.68200 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032073389 MORTGAGORS: SIVAKUMAR, VISVANATHAN
SIVAKUMAR, REMA
ADDRESS : 1047 QUAIL CREEK CIRCLE
MORTGAGE AMT: 440,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95120
UNPAID BALANCE: 440,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,927.33 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032073462 MORTGAGORS: CRITCHFIELD, STEPHEN
CRITCHFIELD, DEBORAH
ADDRESS : 2 KRISTEN COURT
MORTGAGE AMT: 424,900.00 CITY WAYNE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NJ 07470
UNPAID BALANCE: 424,900.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,970.97 ANNUAL RATE ADJUST: 0.000
LTV : 68.53200 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
50
--------------------------------------------------------------------------------
LN # 0032073835 MORTGAGORS: DAVIS, MARK
TEST, MARINA
ADDRESS : 437 BISCAYNE AVENUE
MORTGAGE AMT: 440,000.00 CITY FOSTER CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94404
UNPAID BALANCE: 440,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,001.58 ANNUAL RATE ADJUST: 0.000
LTV : 77.19200 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032073876 MORTGAGORS: ANDERSON, ERIK
ADDRESS : 2531 10TH AVENUE
MORTGAGE AMT: 220,000.00 CITY OAKLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 94606
UNPAID BALANCE: 219,840.770 OPTION TO CONVERT : No
MONTHLY P&I: 1,557.15 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032074163 MORTGAGORS: FUNG, GREG
FUNG, TRACI
FUNG, TRACI
ADDRESS : 38707 SOBRANTE STREET
MORTGAGE AMT: 297,600.00 CITY FREMONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94536
UNPAID BALANCE: 297,373.550 OPTION TO CONVERT : No
MONTHLY P&I: 2,055.45 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032074312 MORTGAGORS: HOFFMANN, THOMAS
HOFFMANN, CYNTHIA
ADDRESS : 11 MEADOWOOD
MORTGAGE AMT: 305,000.00 CITY LAS FLORES AREA ORA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92688
UNPAID BALANCE: 304,756.090 OPTION TO CONVERT : No
MONTHLY P&I: 2,054.85 ANNUAL RATE ADJUST: 0.000
LTV : 67.77700 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032074635 MORTGAGORS: MIHELICH, JOHN
MIHELICH, PAMELA
ADDRESS : 418 NORTH DOWNEY LANE
MORTGAGE AMT: 456,000.00 CITY PLACENTIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92870
UNPAID BALANCE: 455,250.260 OPTION TO CONVERT : No
MONTHLY P&I: 3,033.78 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032074775 MORTGAGORS: BIEDERMANN, SCOTT
ADDRESS : 3775 EAST THOUSAND OAKS C
MORTGAGE AMT: 368,000.00 CITY SALT LAKE CITY
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 UT 84124
UNPAID BALANCE: 368,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,417.50 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032075020 MORTGAGORS: ROSADO, CAROLYN
ADDRESS : 3983 CAMINITO SILVELA
MORTGAGE AMT: 175,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 92122
UNPAID BALANCE: 175,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,253.72 ANNUAL RATE ADJUST: 0.000
LTV : 68.62700 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032075244 MORTGAGORS: PULIDO, BERTIN
PULIDO, ANA
ADDRESS : 870 WATER MILL LANE
MORTGAGE AMT: 270,000.00 CITY SANTA YNEZ
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 93460
UNPAID BALANCE: 270,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,819.04 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032075517 MORTGAGORS: COOLEY, CRISMAN
COOLEY, CATHERINE
ADDRESS : 599 VIA EL CUADRO
MORTGAGE AMT: 327,200.00 CITY SANTA BARBARA
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 CA 93111
UNPAID BALANCE: 326,904.200 OPTION TO CONVERT : No
MONTHLY P&I: 2,068.13 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032075574 MORTGAGORS: GREATHEAD, DENIS
GREATHEAD, JOANN
ADDRESS : 21425 RIVERVIEW COURT
MORTGAGE AMT: 272,300.00 CITY SALINAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 93908
UNPAID BALANCE: 272,076.800 OPTION TO CONVERT : No
MONTHLY P&I: 1,811.62 ANNUAL RATE ADJUST: 0.000
LTV : 75.63800 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032075665 MORTGAGORS: PRELL, LLOYD
TRELL, AURDREY
PRELL, AUDREY
ADDRESS : 260 NORTH KENTER AVENUE
MORTGAGE AMT: 500,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 90049
UNPAID BALANCE: 499,628.920 OPTION TO CONVERT : No
MONTHLY P&I: 3,496.08 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032075707 MORTGAGORS: BROWN, PETER
BROWN, TRUDY
ADDRESS : 35 SANDY BROOK DRIVE
MORTGAGE AMT: 248,000.00 CITY DURHAM
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NH 03824
UNPAID BALANCE: 247,701.080 OPTION TO CONVERT : No
MONTHLY P&I: 1,670.83 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032075723 MORTGAGORS: GURITA, MIRCEA
O'CONNOR, PATRICIA
ADDRESS : 21413 VILLENA AVENUE
MORTGAGE AMT: 283,100.00 CITY WOODLAND HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91364
UNPAID BALANCE: 283,100.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,931.24 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032075749 MORTGAGORS: SPETKO, MARY
ADDRESS : 6915 A1A SOUTH
MORTGAGE AMT: 150,000.00 CITY MELBOURNE BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 FL 32951
UNPAID BALANCE: 149,880.050 OPTION TO CONVERT : No
MONTHLY P&I: 1,010.58 ANNUAL RATE ADJUST: 0.000
LTV : 43.60400 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032075756 MORTGAGORS: FURLAND, DONALD
FURLAND, MELANIE
ADDRESS : 8471 SIENA MADRE TRAIL
MORTGAGE AMT: 329,900.00 CITY KALAMAZOO (TOWNSHIP
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 MI 49009
UNPAID BALANCE: 329,661.220 OPTION TO CONVERT : No
MONTHLY P&I: 2,335.02 ANNUAL RATE ADJUST: 0.000
LTV : 94.99200 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032075863 MORTGAGORS: BUA, JOSEPH
BUA, SUSAN
ADDRESS : 17100 RAYMER STREET
MORTGAGE AMT: 292,500.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91325
UNPAID BALANCE: 292,266.090 OPTION TO CONVERT : No
MONTHLY P&I: 1,970.63 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032076010 MORTGAGORS: WOOD, MATTHEW
DEICKE, DOREEN
ADDRESS : 725 ANDOVER STREET
MORTGAGE AMT: 271,200.00 CITY SAN FRANCISCO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94110
UNPAID BALANCE: 271,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,850.06 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032076051 MORTGAGORS: KHALIGHI, AMIR
ADDRESS : 1220 LONGMEADOW DRIVE
MORTGAGE AMT: 270,400.00 CITY GILORY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95020
UNPAID BALANCE: 270,189.060 OPTION TO CONVERT : No
MONTHLY P&I: 1,844.61 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032076077 MORTGAGORS: HAZLINGER, PAUL
HAZLINGER, PEG
ADDRESS : 1116 WEST LAS PALMARITUS
MORTGAGE AMT: 340,000.00 CITY PHOENIX
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 AZ 85021
UNPAID BALANCE: 339,728.100 OPTION TO CONVERT : No
MONTHLY P&I: 2,290.65 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032076291 MORTGAGORS: SURREY, DAVID
LONNEGREN, CAMI
LONNEGREN, CAMI
ADDRESS : 6397 TOPMAST DRIVE
MORTGAGE AMT: 431,500.00 CITY CARLSBAD
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92009
UNPAID BALANCE: 431,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,907.10 ANNUAL RATE ADJUST: 0.000
LTV : 79.96900 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032076457 MORTGAGORS: CAREY, TIMOTHY
CAREY, VIRGINIA
ADDRESS : 1120 SIERRA MADRE
MORTGAGE AMT: 400,000.00 CITY SAN MARINO
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 91108
UNPAID BALANCE: 399,655.600 OPTION TO CONVERT : No
MONTHLY P&I: 2,594.40 ANNUAL RATE ADJUST: 0.000
LTV : 62.69500 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032076515 MORTGAGORS: SUAREZ, ANTONIO
ADDRESS : 10448 SALINAS RIVER CIRCL
MORTGAGE AMT: 356,000.00 CITY FOUNTAIN VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 92708
UNPAID BALANCE: 355,742.330 OPTION TO CONVERT : No
MONTHLY P&I: 2,519.75 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032076622 MORTGAGORS: FOLEY, CHRISTOPHER
ADDRESS : 2157 CORTE ACEBO,
MORTGAGE AMT: 299,700.00 CITY CARLSBAD,
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 CA 92009
UNPAID BALANCE: 299,156.670 OPTION TO CONVERT : No
MONTHLY P&I: 1,894.31 ANNUAL RATE ADJUST: 0.000
LTV : 79.98900 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032076648 MORTGAGORS: EMERSON, MICHAEL
EMERSON, LEAH
ADDRESS : 2323 PASEO SAUCEDAL
MORTGAGE AMT: 310,000.00 CITY CARLSBAD
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92009
UNPAID BALANCE: 309,490.300 OPTION TO CONVERT : No
MONTHLY P&I: 2,062.44 ANNUAL RATE ADJUST: 0.000
LTV : 74.90200 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032076663 MORTGAGORS: ECHEVERRY, CARLOS
ECHEVERRY, STELLA
ADDRESS : 8675 E WINDSONG DRIVE
MORTGAGE AMT: 272,650.00 CITY ANAHEIM HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92808
UNPAID BALANCE: 272,190.570 OPTION TO CONVERT : No
MONTHLY P&I: 1,791.12 ANNUAL RATE ADJUST: 0.000
LTV : 79.99400 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032076705 MORTGAGORS: JOPES, DAN
JOPES, NANCY
ADDRESS : 2331 PASEO SAUCEDAL,
MORTGAGE AMT: 299,300.00 CITY CARLSBAD,
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92009
UNPAID BALANCE: 298,807.890 OPTION TO CONVERT : No
MONTHLY P&I: 1,991.26 ANNUAL RATE ADJUST: 0.000
LTV : 79.99000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
- ---------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032076804 MORTGAGORS: D'SA, RUSSELL
D'SA, ELLEN
ADDRESS : 6109 SADDLE HORN DRIVE
MORTGAGE AMT: 325,600.00 CITY FAIRFAX
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 VA 22030
UNPAID BALANCE: 325,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,276.64 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
:002
--------------------------------------------------------------------------------
LN # 0032076838 MORTGAGORS: DAWSON, DANIEL
DAWSON, SUZANNE
ADDRESS : 2113 VALLEY LO LANE
MORTGAGE AMT: 330,000.00 CITY GLENVIEW
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60025
UNPAID BALANCE: 329,470.630 OPTION TO CONVERT : No
MONTHLY P&I: 2,223.28 ANNUAL RATE ADJUST: 0.000
LTV : 66.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032076853 MORTGAGORS: COFFMAN, CRAIG
LITTLE, SUSAN
ADDRESS : 5095 REDFIELD RD.
MORTGAGE AMT: 354,250.00 CITY DOYLESTOWN
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 PA 18901
UNPAID BALANCE: 353,681.740 OPTION TO CONVERT : No
MONTHLY P&I: 2,386.65 ANNUAL RATE ADJUST: 0.000
LTV : 94.99100 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032076887 MORTGAGORS: ELLIOTT, PETER
ADDRESS : #2 LAKESIDE DR.
MORTGAGE AMT: 588,000.00 CITY AUSTIN
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 TX 78746
UNPAID BALANCE: 587,009.170 OPTION TO CONVERT : No
MONTHLY P&I: 3,862.75 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032076903 MORTGAGORS: GUIDERA, GERALD
ADDRESS : 1527 T STREET NW
MORTGAGE AMT: 356,400.00 CITY WASHINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 DC 20009
UNPAID BALANCE: 355,855.940 OPTION TO CONVERT : No
MONTHLY P&I: 2,461.57 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032076911 MORTGAGORS: SACKS, RITA
ADDRESS : 701 PENNSYLVANIA AVE. NW
MORTGAGE AMT: 267,900.00 CITY WASHINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 DC 20004
UNPAID BALANCE: 267,480.740 OPTION TO CONVERT : No
MONTHLY P&I: 1,827.56 ANNUAL RATE ADJUST: 0.000
LTV : 79.99400 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032077026 MORTGAGORS: HART, STEVEN
PLUGGE, DENISE
ADDRESS : 7846 SITIO COCO
MORTGAGE AMT: 305,150.00 CITY CARLSBAD
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92009
UNPAID BALANCE: 304,648.260 OPTION TO CONVERT : No
MONTHLY P&I: 2,030.18 ANNUAL RATE ADJUST: 0.000
LTV : 79.99900 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032077364 MORTGAGORS: NASH, JERRY
NASH, MARY
NASH, MARY
ADDRESS : 3 SPRUCEWOOD
MORTGAGE AMT: 336,000.00 CITY ALISO VIEJO AREA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92656
UNPAID BALANCE: 336,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,207.28 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032078065 MORTGAGORS: LAI, TY
HO, SEPHANIA
ADDRESS : 1801 PENWOOD STREET
MORTGAGE AMT: 271,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95133
UNPAID BALANCE: 270,783.280 OPTION TO CONVERT : No
MONTHLY P&I: 1,825.78 ANNUAL RATE ADJUST: 0.000
LTV : 59.46700 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032078255 MORTGAGORS: MAYBURY, MARK
MAYBURY, VICKIE
ADDRESS : 7109 SO CHAPPAREL CIR W
MORTGAGE AMT: 351,200.00 CITY AURORA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CO 80016
UNPAID BALANCE: 350,932.770 OPTION TO CONVERT : No
MONTHLY P&I: 2,425.65 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032078263 MORTGAGORS: LEAL, JORGE
LEAL, MARIA
ADDRESS : 2402 SOUTH DUNDEE STREET
MORTGAGE AMT: 322,000.00 CITY TAMPA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 FL 33629
UNPAID BALANCE: 321,496.100 OPTION TO CONVERT : No
MONTHLY P&I: 2,196.61 ANNUAL RATE ADJUST: 0.000
LTV : 45.67300 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032078768 MORTGAGORS: LIAPIS, GEORGE
LIAPIS, CHARLOTTE
ADDRESS : 5011 E. DESERT VISTA LANE
MORTGAGE AMT: 248,000.00 CITY PHOENIX
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 AZ 85331
UNPAID BALANCE: 247,536.550 OPTION TO CONVERT : No
MONTHLY P&I: 1,649.96 ANNUAL RATE ADJUST: 0.000
LTV : 89.99200 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032078792 MORTGAGORS: SCOTT, RON
SCOTT, ANN
ADDRESS : 4254 S. HAMPTON CIRCLE
MORTGAGE AMT: 306,000.00 CITY BOULDER
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CO 80301
UNPAID BALANCE: 305,257.140 OPTION TO CONVERT : No
MONTHLY P&I: 2,187.21 ANNUAL RATE ADJUST: 0.000
LTV : 57.73500 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/24
RATE:
02
--------------------------------------------------------------------------------
LN # 0032078800 MORTGAGORS: KAFATOS, MENAS
KAFATOU, THALIS
KAFATOU, THALIA
ADDRESS : 8741 MOUNTAIN VALLEY RD.
MORTGAGE AMT: 360,000.00 CITY FAIRFAX STATION
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 VA 22039
UNPAID BALANCE: 359,422.510 OPTION TO CONVERT : No
MONTHLY P&I: 2,425.39 ANNUAL RATE ADJUST: 0.000
LTV : 72.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032078818 MORTGAGORS: PACHOLKA, ROGER
PACHOLKA, KATHRYN
ADDRESS : 2375 ALDERWOOD CT.
MORTGAGE AMT: 275,500.00 CITY XENIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 OH 45385
UNPAID BALANCE: 275,068.860 OPTION TO CONVERT : No
MONTHLY P&I: 1,879.40 ANNUAL RATE ADJUST: 0.000
LTV : 75.06800 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032078834 MORTGAGORS: HOLLIS, WILLIAM
HOLLIS, REBECCA
ADDRESS : 897 ESTATES DRIVE
MORTGAGE AMT: 333,000.00 CITY LOS ALAMOS
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NM 87544
UNPAID BALANCE: 332,155.910 OPTION TO CONVERT : No
MONTHLY P&I: 2,187.57 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032078842 MORTGAGORS: QARAGHOLI, ALI
NASHAT, NADWA
ADDRESS : 1405 NORTH PEGRAM STREET
MORTGAGE AMT: 464,000.00 CITY ALEXANDRIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 VA 22304
UNPAID BALANCE: 458,627.660 OPTION TO CONVERT : No
MONTHLY P&I: 3,126.05 ANNUAL RATE ADJUST: 0.000
LTV : 43.16200 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032078867 MORTGAGORS: REESE, RONALD
REESE, BRENDA
ADDRESS : 321 5TH ST SE
MORTGAGE AMT: 294,400.00 CITY WASHINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 DC 20003
UNPAID BALANCE: 293,915.940 OPTION TO CONVERT : No
MONTHLY P&I: 1,958.66 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032078909 MORTGAGORS: BRANSOM, ROB
BRANSOM, KATHRYN
ADDRESS : 10400 CARRIAGE TRAIL
MORTGAGE AMT: 398,000.00 CITY CINCINNATI
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 OH 45242
UNPAID BALANCE: 397,361.570 OPTION TO CONVERT : No
MONTHLY P&I: 2,681.40 ANNUAL RATE ADJUST: 0.000
LTV : 50.18900 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032078917 MORTGAGORS: CAPAUL, ROXANNE
ADDRESS : 66 TIMBER LANE
MORTGAGE AMT: 210,500.00 CITY BOULDER
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CO 80304
UNPAID BALANCE: 210,178.670 OPTION TO CONVERT : No
MONTHLY P&I: 1,453.87 ANNUAL RATE ADJUST: 0.000
LTV : 60.14200 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032078925 MORTGAGORS: WORRELL, GREGORY
ADDRESS : 12 OLGA ST.
MORTGAGE AMT: 454,500.00 CITY WAYNE
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 NJ 07470
UNPAID BALANCE: 453,839.990 OPTION TO CONVERT : No
MONTHLY P&I: 3,216.93 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032078933 MORTGAGORS: SPENCER, JOHN
SPENCER, CARMELINA
ADDRESS : 126 GRANDVIEW AVENUE
MORTGAGE AMT: 246,800.00 CITY QUINCY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MA 02170
UNPAID BALANCE: 246,394.220 OPTION TO CONVERT : No
MONTHLY P&I: 1,641.97 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032079279 MORTGAGORS: NGUYEN, SON
NGUYEN, GIANG
ADDRESS : 18053 SECOND STREET
MORTGAGE AMT: 259,200.00 CITY FOUNTAIN VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92708
UNPAID BALANCE: 258,992.720 OPTION TO CONVERT : No
MONTHLY P&I: 1,746.28 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032079352 MORTGAGORS: LEIBOWITZ, MARK
LEIBOWITZ, CARA
ADDRESS : 1500 OCEAN DRIVE #903
MORTGAGE AMT: 318,000.00 CITY MIAMI
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 FL 33139
UNPAID BALANCE: 317,758.020 OPTION TO CONVERT : No
MONTHLY P&I: 2,196.35 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032079436 MORTGAGORS: LAZARUS, ARTHUR
LAZARUS, CHERYL
ADDRESS : 6830 WINDHAM PKWY
MORTGAGE AMT: 350,000.00 CITY PROSPECT
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 KY 40059
UNPAID BALANCE: 349,740.250 OPTION TO CONVERT : No
MONTHLY P&I: 2,447.25 ANNUAL RATE ADJUST: 0.000
LTV : 76.08600 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032079444 MORTGAGORS: ZAREI, ZAVASH
ZAREI, Z
ASADZADEHFARD, ZOHREH
ADDRESS : 1746 BROWN DEER RIDGE
MORTGAGE AMT: 341,250.00 CITY CORALVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 IA 52241
UNPAID BALANCE: 340,970.280 OPTION TO CONVERT : No
MONTHLY P&I: 2,270.34 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032079584 MORTGAGORS: WAYNE, JOHN
FOX-WAYNE, COLLEEN
FOX-WAYNE, COLLEEN
ADDRESS : 959 COUNTY ROAD 2900
MORTGAGE AMT: 255,000.00 CITY AZREC
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NM 87410
UNPAID BALANCE: 254,610.730 OPTION TO CONVERT : No
MONTHLY P&I: 1,761.23 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032079592 MORTGAGORS: BRISSON, ISAAC
ADDRESS : 1015 LIGHTHOUSE ROAD
MORTGAGE AMT: 283,000.00 CITY CHAPIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 SC 29036
UNPAID BALANCE: 282,534.690 OPTION TO CONVERT : No
MONTHLY P&I: 1,882.81 ANNUAL RATE ADJUST: 0.000
LTV : 76.48600 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032079626 MORTGAGORS: LARSON, KEVIN
LARSON, MICHELE
ADDRESS : 202 LEACH COURT
MORTGAGE AMT: 269,000.00 CITY BERKELEY TOWNSHIP,
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 08721
UNPAID BALANCE: 268,784.880 OPTION TO CONVERT : No
MONTHLY P&I: 1,812.31 ANNUAL RATE ADJUST: 0.000
LTV : 89.66600 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032079642 MORTGAGORS: KLARIDES, THEODORA
ADDRESS : 6711 NORTH OCEAN BLVD #6
MORTGAGE AMT: 275,000.00 CITY OCEAN RIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 FL 33435
UNPAID BALANCE: 274,547.860 OPTION TO CONVERT : No
MONTHLY P&I: 1,829.58 ANNUAL RATE ADJUST: 0.000
LTV : 60.57200 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032079659 MORTGAGORS: SPRINGER, ARTHUR
SPRINGER, MARITA
SPRINGER, MARITA
ADDRESS : 1315 CAMINITO DIADEMA
MORTGAGE AMT: 299,400.00 CITY LA JOLLA
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 92037
UNPAID BALANCE: 298,882.990 OPTION TO CONVERT : No
MONTHLY P&I: 1,941.91 ANNUAL RATE ADJUST: 0.000
LTV : 32.02100 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032079683 MORTGAGORS: HAWKINS, DAVID
HAWKINS, PATTI
ADDRESS : 17605 MANZANITA DRIVE
MORTGAGE AMT: 400,000.00 CITY MORGAN HILL
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95037
UNPAID BALANCE: 399,680.120 OPTION TO CONVERT : No
MONTHLY P&I: 2,694.88 ANNUAL RATE ADJUST: 0.000
LTV : 71.42800 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032079691 MORTGAGORS: RIIS, JAMES
RIIS, ELIZABETH
RIIS, ELIZABETH
ADDRESS : 6104 WARBLER WAY
MORTGAGE AMT: 311,550.00 CITY GLEN ALLEN
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 VA 23060
UNPAID BALANCE: 310,998.740 OPTION TO CONVERT : No
MONTHLY P&I: 1,994.89 ANNUAL RATE ADJUST: 0.000
LTV : 79.99700 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032079733 MORTGAGORS: DUDASH, J
DUDASH, MARY
DUDASH, MARY
ADDRESS : 188 TRADD ST
MORTGAGE AMT: 531,600.00 CITY CHARLESTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 SC 29401
UNPAID BALANCE: 530,704.240 OPTION TO CONVERT : No
MONTHLY P&I: 3,492.23 ANNUAL RATE ADJUST: 0.000
LTV : 66.24200 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032079741 MORTGAGORS: NICE, RICHARD
NICE, JUDITH
NICE, JUDITH
ADDRESS : 18949 ST CLARE DRIVE
MORTGAGE AMT: 300,000.00 CITY BATON ROUGE
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 LA 70810
UNPAID BALANCE: 299,469.160 OPTION TO CONVERT : No
MONTHLY P&I: 1,920.94 ANNUAL RATE ADJUST: 0.000
LTV : 54.05400 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032079758 MORTGAGORS: FUERST, MARTHA
FUERST, JULIAN
FUERST, JULIAN
ADDRESS : 2679 MERCEDES DRIVE NE
MORTGAGE AMT: 258,000.00 CITY ATLANTA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 GA 30345
UNPAID BALANCE: 257,565.250 OPTION TO CONVERT : No
MONTHLY P&I: 1,694.88 ANNUAL RATE ADJUST: 0.000
LTV : 50.39000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032079766 MORTGAGORS: SOLDWISCH, ROBERT
SOLDWISCH, MARY
SOLDWISCH, MARY
ADDRESS : 23744 CALRSON COURT
MORTGAGE AMT: 317,000.00 CITY HAYWARD
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94541
UNPAID BALANCE: 314,921.620 OPTION TO CONVERT : No
MONTHLY P&I: 2,109.01 ANNUAL RATE ADJUST: 0.000
LTV : 74.58800 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032079774 MORTGAGORS: MOSSMAN, MICHAEL
ADDRESS : 4537 EAST ENCANTO
MORTGAGE AMT: 308,900.00 CITY MESA
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 AZ 85205
UNPAID BALANCE: 304,879.060 OPTION TO CONVERT : No
MONTHLY P&I: 1,977.93 ANNUAL RATE ADJUST: 0.000
LTV : 89.02000 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032079782 MORTGAGORS: RUSSELL, KENT
RUSSELL, ROZANNE
RUSSELL, ROZANNE
ADDRESS : 180 SOUTH 325 WEST
MORTGAGE AMT: 274,000.00 CITY OREM
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 UT 84058
UNPAID BALANCE: 273,538.280 OPTION TO CONVERT : No
MONTHLY P&I: 1,799.99 ANNUAL RATE ADJUST: 0.000
LTV : 70.25600 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032079790 MORTGAGORS: BRYANT, RUSSELL
ADDRESS : 17835 EAST POWERS DRIVE
MORTGAGE AMT: 280,000.00 CITY AURORA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CO 80015
UNPAID BALANCE: 279,181.260 OPTION TO CONVERT : No
MONTHLY P&I: 1,910.10 ANNUAL RATE ADJUST: 0.000
LTV : 87.50000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032079808 MORTGAGORS: IORILLO, ANTHONY
IORILLO, SALLY
IORILLO, SALLY
ADDRESS : 551 PASEO MIRAMAR PACIFIC
MORTGAGE AMT: 409,000.00 CITY PALISADES AREA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 90272
UNPAID BALANCE: 408,343.920 OPTION TO CONVERT : No
MONTHLY P&I: 2,755.51 ANNUAL RATE ADJUST: 0.000
LTV : 22.10800 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032079816 MORTGAGORS: ROBINSON, DENNIS
ROBINSON, ANNE
ROBINSON, ANNE
ADDRESS : 159 COTTAGE PLACE
MORTGAGE AMT: 375,000.00 CITY RIDGEWAY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NJ 07450
UNPAID BALANCE: 374,072.470 OPTION TO CONVERT : No
MONTHLY P&I: 2,494.88 ANNUAL RATE ADJUST: 0.000
LTV : 71.42800 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032079832 MORTGAGORS: BENNION, SCOTT
BENNION, BRITTANY
ADDRESS : 2604 EAST 6200 SOUTH
MORTGAGE AMT: 343,500.00 CITY SALT LAKE CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 UT 84121
UNPAID BALANCE: 343,232.030 OPTION TO CONVERT : No
MONTHLY P&I: 2,343.28 ANNUAL RATE ADJUST: 0.000
LTV : 85.87500 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032079857 MORTGAGORS: PINE, SHARON
ADDRESS : 20948 COLINA DRIVE
MORTGAGE AMT: 350,000.00 CITY TOPANGA AREA
:\
STATE/ZIP :\
LIFETIME RATE : 8.12500 CA 90290
UNPAID BALANCE: 349,540.530 OPTION TO CONVERT : No
MONTHLY P&I: 2,598.75 ANNUAL RATE ADJUST: 0.000
LTV : 50.00000 OUTSIDE CONV DATE:
CURRENT INT 8.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032079865 MORTGAGORS: MOUFLOUZELIS, JOHN
MOUFLOUZELIS, SUSAN
MOUFLOUZELIS, SUSAN
ADDRESS : 5021 WEST ESTES AVENUE
MORTGAGE AMT: 281,250.00 CITY SKOKIE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60077
UNPAID BALANCE: 280,775.020 OPTION TO CONVERT : No
MONTHLY P&I: 1,894.84 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032079873 MORTGAGORS: SUMBLER, J
SUMBLER, KATHLEEN
SUMBLER, KATHLEEN
ADDRESS : 28781 SHADOW MOUNTAIN DRI
MORTGAGE AMT: 264,000.00 CITY CONIFER
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CO 80433
UNPAID BALANCE: 263,565.940 OPTION TO CONVERT : No
MONTHLY P&I: 1,756.40 ANNUAL RATE ADJUST: 0.000
LTV : 78.80500 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032079881 MORTGAGORS: SINYANSKY, VIKTOR
SINYANSKY, LYUDMILA
SINYANSKY, LYUDMILA
ADDRESS : 182 CANDLEWICK LANE
MORTGAGE AMT: 270,400.00 CITY BRIDGEWATER
:\
STATE/ZIP :\
LIFETIME RATE : 6.25000 NJ 08807
UNPAID BALANCE: 269,885.530 OPTION TO CONVERT : No
MONTHLY P&I: 1,664.90 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032079899 MORTGAGORS: GALLO, PETER
GALLO, MICHELE
GALLO, MICHELE
ADDRESS : 145 BARN HILL LANE
MORTGAGE AMT: 300,000.00 CITY NEWINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CT 06111
UNPAID BALANCE: 299,518.760 OPTION TO CONVERT : No
MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032079907 MORTGAGORS: DORN, PETER
DORN, BONNIE
DORN, BONNIE
DORN, BONNIE
ADDRESS : 848 N.E 33RD STREET
MORTGAGE AMT: 330,000.00 CITY BOCA RATON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 FL 33431
UNPAID BALANCE: 329,742.570 OPTION TO CONVERT : No
MONTHLY P&I: 2,251.18 ANNUAL RATE ADJUST: 0.000
LTV : 63.46100 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032079923 MORTGAGORS: NEWMAN, BRUCE
NEWMAN, URSULA
NEWMAN, URSULA
ADDRESS : 10201 NORTH 109TH PLACE
MORTGAGE AMT: 531,000.00 CITY SCOTTSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 AZ 85259
UNPAID BALANCE: 530,189.420 OPTION TO CONVERT : No
MONTHLY P&I: 3,667.49 ANNUAL RATE ADJUST: 0.000
LTV : 79.25300 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032079931 MORTGAGORS: WILLIAMS, ROBIN
ADDRESS : 1936 BILTMORE STREET,NW
MORTGAGE AMT: 497,600.00 CITY WASHINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.37500 DC 20009
UNPAID BALANCE: 496,675.790 OPTION TO CONVERT : No
MONTHLY P&I: 3,104.38 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.37500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032079949 MORTGAGORS: HEDRICK, BOBBY
HEDRICK, RENEE
ADDRESS : 17735 SPINNAKERS REACH DR
MORTGAGE AMT: 390,000.00 CITY CORNELIUS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NC 28031
UNPAID BALANCE: 389,404.660 OPTION TO CONVERT : No
MONTHLY P&I: 2,693.63 ANNUAL RATE ADJUST: 0.000
LTV : 61.51400 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032079956 MORTGAGORS: WESEMANN, DARREN
WESEMANN, STACY
WESEMANN, STACY
ADDRESS : 229 FAIRWAY DRIVE
MORTGAGE AMT: 350,000.00 CITY NORTH SALT LAKE ,
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 UT 84054
UNPAID BALANCE: 349,456.570 OPTION TO CONVERT : No
MONTHLY P&I: 2,458.37 ANNUAL RATE ADJUST: 0.000
LTV : 79.54500 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 09/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0032079964 MORTGAGORS: CARL, ROBERT
ADDRESS : 2 JENNY LANE
MORTGAGE AMT: 400,000.00 CITY WAYNE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 07470
UNPAID BALANCE: 399,034.680 OPTION TO CONVERT : No
MONTHLY P&I: 2,694.87 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032080095 MORTGAGORS: LEW, KEN
LEW, YIM
ADDRESS : 13747 SORBONNE COURT
MORTGAGE AMT: 226,300.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92128
UNPAID BALANCE: 226,123.470 OPTION TO CONVERT : No
MONTHLY P&I: 1,543.76 ANNUAL RATE ADJUST: 0.000
LTV : 79.99200 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032080111 MORTGAGORS: GOODNOUGH, PAUL
GOODNOUGH, DEBORAH
ADDRESS : 187 PARKSIDE DRIVE
MORTGAGE AMT: 252,000.00 CITY SIMI VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 93065
UNPAID BALANCE: 251,793.430 OPTION TO CONVERT : No
MONTHLY P&I: 1,676.57 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032080129 MORTGAGORS: GRIGSBY, TERESA
ADDRESS : 2681 PREAKNESS WAY
MORTGAGE AMT: 180,000.00 CITY NORCO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91760
UNPAID BALANCE: 179,852.450 OPTION TO CONVERT : No
MONTHLY P&I: 1,197.55 ANNUAL RATE ADJUST: 0.000
LTV : 57.56600 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032080210 MORTGAGORS: LEE, BRADLEY
LEE, ANDRIENNE
LEE, ADRIENNE
ADDRESS : 4643 GOOSE CREEK FLYWAY
MORTGAGE AMT: 289,750.00 CITY CHESAPEAKE
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 VA 23321
UNPAID BALANCE: 289,249.660 OPTION TO CONVERT : No
MONTHLY P&I: 1,879.31 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032080228 MORTGAGORS: TAYLOR, EDWARD
TAYLOR, LEANORE
TAYLOR, LEANORE
ADDRESS : 2571 MONTECITO AVENUE
MORTGAGE AMT: 611,650.00 CITY THOUSAND OAKS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91362
UNPAID BALANCE: 610,644.330 OPTION TO CONVERT : No
MONTHLY P&I: 4,069.33 ANNUAL RATE ADJUST: 0.000
LTV : 78.99800 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032080236 MORTGAGORS: MCLAUGHLIN, MICHAEL
MCLAUGHLIN, BARBARA
ADDRESS : 1902 MISTY WOODS DRIVE
MORTGAGE AMT: 261,000.00 CITY DULUTH
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 GA 30097
UNPAID BALANCE: 260,581.320 OPTION TO CONVERT : No
MONTHLY P&I: 1,758.41 ANNUAL RATE ADJUST: 0.000
LTV : 94.94300 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032080251 MORTGAGORS: BEAZELY, RONALD
BEAZELY, JANICE
ADDRESS : 3645 NE MERGES DR
MORTGAGE AMT: 498,000.00 CITY PORTLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 OR 97212
UNPAID BALANCE: 497,220.670 OPTION TO CONVERT : No
MONTHLY P&I: 3,397.24 ANNUAL RATE ADJUST: 0.000
LTV : 88.92800 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032080269 MORTGAGORS: PARKER, CHRISTOPHER
PARKER, CHRISTINA
ADDRESS : 1319 ROBERT E LEE LANE
MORTGAGE AMT: 248,000.00 CITY BRENTWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 TN 37027
UNPAID BALANCE: 247,582.110 OPTION TO CONVERT : No
MONTHLY P&I: 1,629.18 ANNUAL RATE ADJUST: 0.000
LTV : 84.06700 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032080277 MORTGAGORS: VITTI, VINCENT
VITTI, SUSAN
VITTI, SUSAN
ADDRESS : 140 SUNSET LANE
MORTGAGE AMT: 500,000.00 CITY MANTOLOKING
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 08738
UNPAID BALANCE: 498,386.350 OPTION TO CONVERT : No
MONTHLY P&I: 3,368.59 ANNUAL RATE ADJUST: 0.000
LTV : 65.78900 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032080285 MORTGAGORS: MILLS, CHARLES
MILLS, CHARLENE
MILLS, CHARLENE
ADDRESS : 22737 IA LANE
MORTGAGE AMT: 335,000.00 CITY WOODLAND HILLS AREA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91364
UNPAID BALANCE: 334,449.200 OPTION TO CONVERT : No
MONTHLY P&I: 2,228.77 ANNUAL RATE ADJUST: 0.000
LTV : 58.77100 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032080293 MORTGAGORS: MALPIEDI, RONALD
MALPIEDI, PATRICIA
MALPIEDI, PATRICIA
ADDRESS : 10747 NORTH 140TH WAY
MORTGAGE AMT: 297,500.00 CITY SCOTTSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 AZ 85259
UNPAID BALANCE: 297,010.860 OPTION TO CONVERT : No
MONTHLY P&I: 1,979.28 ANNUAL RATE ADJUST: 0.000
LTV : 72.91600 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032080418 MORTGAGORS: BIENZ, TIMOTHY
MA, YAN
ADDRESS : 5547 BIGOAK DRIVE
MORTGAGE AMT: 529,600.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 95129
UNPAID BALANCE: 529,155.070 OPTION TO CONVERT : No
MONTHLY P&I: 3,479.10 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032080459 MORTGAGORS: NARDIELLO, ANTHONY
NARDIELLO, LORRAINE
ADDRESS : 47 RIVEREDGE DRIVE
MORTGAGE AMT: 650,000.00 CITY COLTS NECK
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NJ 07722
UNPAID BALANCE: 649,007.760 OPTION TO CONVERT : No
MONTHLY P&I: 4,489.39 ANNUAL RATE ADJUST: 0.000
LTV : 79.46200 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032080467 MORTGAGORS: SCALES, ROBERT
SCALES, WILMA
ADDRESS : 1270 ROGERS LAKE ROAD
MORTGAGE AMT: 245,850.00 CITY LITHONIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 GA 30058
UNPAID BALANCE: 245,326.070 OPTION TO CONVERT : No
MONTHLY P&I: 1,761.30 ANNUAL RATE ADJUST: 0.000
LTV : 86.26300 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032080483 MORTGAGORS: MANSMITH, DAVID
MANSMITH, PATRICIA
MANSMITH, PATRICIA
ADDRESS : 411 N. THORNBUSH CIRCLE
MORTGAGE AMT: 480,424.00 CITY HARTLAND
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 WI 53029
UNPAID BALANCE: 480,020.380 OPTION TO CONVERT : No
MONTHLY P&I: 3,156.04 ANNUAL RATE ADJUST: 0.000
LTV : 77.48700 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032080509 MORTGAGORS: NAKAMURA, TOSHIAKI
NAKAMURA, SATOMI
ADDRESS : 25171 SULLIVAN LN
MORTGAGE AMT: 269,400.00 CITY NOVI
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MI 48375
UNPAID BALANCE: 269,195.010 OPTION TO CONVERT : No
MONTHLY P&I: 1,860.68 ANNUAL RATE ADJUST: 0.000
LTV : 73.60600 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032080525 MORTGAGORS: MADDOX, RONALD
MADDOX, GRETA
ADDRESS : 821 CUMBERLAND RD.
MORTGAGE AMT: 360,800.00 CITY ATLANTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 GA 30306
UNPAID BALANCE: 360,532.230 OPTION TO CONVERT : No
MONTHLY P&I: 2,522.77 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032080533 MORTGAGORS: BLAKE, CHRISTOPHER
BLAKE, DEBRA
ADDRESS : 2273 SHADETREE CIRCLE
MORTGAGE AMT: 290,000.00 CITY BREA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92821
UNPAID BALANCE: 289,762.290 OPTION TO CONVERT : No
MONTHLY P&I: 1,929.38 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032080541 MORTGAGORS: MOSER, DAVID
MOSER, SHEILA
ADDRESS : 29 SOUTH MONROE STREET
MORTGAGE AMT: 486,700.00 CITY HINSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 IL 60521
UNPAID BALANCE: 486,301.050 OPTION TO CONVERT : No
MONTHLY P&I: 3,238.03 ANNUAL RATE ADJUST: 0.000
LTV : 72.64100 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032080558 MORTGAGORS: WIEDERRICH, LESTER
WIEDERRICH, FLORENCE
ADDRESS : 13440 ST ANDREWS PLACE
MORTGAGE AMT: 300,000.00 CITY POWAY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92064
UNPAID BALANCE: 299,754.090 OPTION TO CONVERT : No
MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000
LTV : 69.76700 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032080566 MORTGAGORS: CHEWNING, HUGH
CHEWNING, ROBERTA
ADDRESS : 4 CANDLEBUSH
MORTGAGE AMT: 272,000.00 CITY IRVINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92612
UNPAID BALANCE: 271,782.480 OPTION TO CONVERT : No
MONTHLY P&I: 1,832.52 ANNUAL RATE ADJUST: 0.000
LTV : 56.08200 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032080590 MORTGAGORS: KLEYKAMP, PAUL
KLEYKAMP, KATHY
ADDRESS : 17000 COUNTRY CLUB DR.
MORTGAGE AMT: 326,000.00 CITY CATLETTSBURG
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 KY 41129
UNPAID BALANCE: 325,477.050 OPTION TO CONVERT : No
MONTHLY P&I: 2,196.33 ANNUAL RATE ADJUST: 0.000
LTV : 74.94200 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032080608 MORTGAGORS: PALADINO, FRANK
PALADINO, KATHLEEN
ADDRESS : 335 FLOWER STREET
MORTGAGE AMT: 346,500.00 CITY COSTA MESA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92627
UNPAID BALANCE: 346,215.970 OPTION TO CONVERT : No
MONTHLY P&I: 2,305.28 ANNUAL RATE ADJUST: 0.000
LTV : 77.86500 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032080624 MORTGAGORS: STEVENS, LISA
STEVENS, JAMES
STEVENS, JAMES
ADDRESS : 1829 16TH ST. NW #2
MORTGAGE AMT: 212,000.00 CITY WASHINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 DC 20009
UNPAID BALANCE: 211,659.910 OPTION TO CONVERT : No
MONTHLY P&I: 1,428.29 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032080640 MORTGAGORS: MAGUIRE, DANIEL
MAGUIRE, LESLIE
ADDRESS : 440 SUNSET ROAD
MORTGAGE AMT: 440,000.00 CITY WINNETKA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60093
UNPAID BALANCE: 439,258.320 OPTION TO CONVERT : No
MONTHLY P&I: 2,964.37 ANNUAL RATE ADJUST: 0.000
LTV : 61.53800 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032080699 MORTGAGORS: SCHLECT, PATRICIA
ADDRESS : 2014 CHALCEDONY STREET
MORTGAGE AMT: 350,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92109
UNPAID BALANCE: 349,713.110 OPTION TO CONVERT : No
MONTHLY P&I: 2,328.56 ANNUAL RATE ADJUST: 0.000
LTV : 72.91600 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032080814 MORTGAGORS: ESPOSITO, LINDA
ADDRESS : 8 GREENFIELD COURT,
MORTGAGE AMT: 372,000.00 CITY MILL VALLEY,
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94941
UNPAID BALANCE: 371,716.940 OPTION TO CONVERT : No
MONTHLY P&I: 2,569.31 ANNUAL RATE ADJUST: 0.000
LTV : 48.31100 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032080848 MORTGAGORS: SMITH, STEVEN
SMITH, BABETTE
ADDRESS : 15585 UVAS ROAD,
MORTGAGE AMT: 400,000.00 CITY MORGAN HILL,
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 CA 95037
UNPAID BALANCE: 399,647.090 OPTION TO CONVERT : No
MONTHLY P&I: 2,561.24 ANNUAL RATE ADJUST: 0.000
LTV : 78.43100 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032080855 MORTGAGORS: DALY, SCOTT
DALY, KATHERINE
ADDRESS : 865 HIGHLAND AVENUE
MORTGAGE AMT: 350,000.00 CITY SANTA CRUZ,
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95060
UNPAID BALANCE: 349,720.120 OPTION TO CONVERT : No
MONTHLY P&I: 2,358.01 ANNUAL RATE ADJUST: 0.000
LTV : 67.56700 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032081028 MORTGAGORS: TARANTINO, NICHOLAS
TARANTINO, KIMBERLY
ADDRESS : 19 LARKFIELD LANE
MORTGAGE AMT: 430,000.00 CITY LAGUNA NIGUEL
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92677
UNPAID BALANCE: 429,555.540 OPTION TO CONVERT : No
MONTHLY P&I: 2,896.99 ANNUAL RATE ADJUST: 0.000
LTV : 64.27500 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032081085 MORTGAGORS: BELDEN, ANDREW
BELDEN, DEIRDRE
ADDRESS : 12405 AMERSHIRE LANE
MORTGAGE AMT: 251,950.00 CITY GLEN ALLEN
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 VA 23060
UNPAID BALANCE: 251,733.070 OPTION TO CONVERT : No
MONTHLY P&I: 1,634.15 ANNUAL RATE ADJUST: 0.000
LTV : 89.99800 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032081119 MORTGAGORS: SQUIRE, SHARON
ADDRESS : 1016 PENNSYLVANIA AVENUE
MORTGAGE AMT: 194,250.00 CITY SAN FRANCISCO
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 94107
UNPAID BALANCE: 194,109.410 OPTION TO CONVERT : No
MONTHLY P&I: 1,374.89 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032081242 MORTGAGORS: DUROVY, JAMES
DUROVY, NANCY
DUROVY, NANCY
ADDRESS : 3333 DAWSONVILLE HIGHWAY
MORTGAGE AMT: 307,620.00 CITY GAINESVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 GA 30506
UNPAID BALANCE: 306,706.320 OPTION TO CONVERT : No
MONTHLY P&I: 1,995.22 ANNUAL RATE ADJUST: 0.000
LTV : 70.39300 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032081259 MORTGAGORS: DORSEY, HATTIE
ADDRESS : 4405 PARK CENTER DRIVE
MORTGAGE AMT: 392,000.00 CITY ATLANTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 GA 30331
UNPAID BALANCE: 391,686.520 OPTION TO CONVERT : No
MONTHLY P&I: 2,640.98 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032081267 MORTGAGORS: ADAMS, DAVID
ADAMS, PAMELA
ADDRESS : 3041 FARMINGTON LANE
MORTGAGE AMT: 350,000.00 CITY ATLANTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 GA 30339
UNPAID BALANCE: 349,759.140 OPTION TO CONVERT : No
MONTHLY P&I: 2,537.74 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032081283 MORTGAGORS: ANASTACIO, RUBEN
ANASTACIO, TERESITA
ADDRESS : RFD 3820
MORTGAGE AMT: 329,000.00 CITY LONG GROVE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 IL 60047
UNPAID BALANCE: 328,730.320 OPTION TO CONVERT : No
MONTHLY P&I: 2,188.85 ANNUAL RATE ADJUST: 0.000
LTV : 51.56700 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032081291 MORTGAGORS: BUFTY, PAUL
BUFTY, MINDY
ADDRESS : 79 ROY LANE
MORTGAGE AMT: 301,500.00 CITY HUNTINGDON VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 PA 19006
UNPAID BALANCE: 301,252.860 OPTION TO CONVERT : No
MONTHLY P&I: 2,005.89 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032081309 MORTGAGORS: NAWALINSKI, FRANCIS
ADDRESS : 244 WOODLAND ROAD
MORTGAGE AMT: 375,000.00 CITY NEWTOWN,
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 PA 18940
UNPAID BALANCE: 374,352.460 OPTION TO CONVERT : No
MONTHLY P&I: 2,432.24 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032081317 MORTGAGORS: HAUGLID, DAVID
HAUGLID, MELISSA
ADDRESS : 10920 DEERBERRY COURT
MORTGAGE AMT: 277,000.00 CITY MATTHEWS
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NC 28105
UNPAID BALANCE: 276,767.290 OPTION TO CONVERT : No
MONTHLY P&I: 1,819.69 ANNUAL RATE ADJUST: 0.000
LTV : 89.35400 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032081325 MORTGAGORS: BREWER, DONALD
BREWER, ELIZABETH
ADDRESS : 4808 CLUBVIEW COURT
MORTGAGE AMT: 563,200.00 CITY FUQUAY-VARINA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NC 27526
UNPAID BALANCE: 562,726.850 OPTION TO CONVERT : No
MONTHLY P&I: 3,699.82 ANNUAL RATE ADJUST: 0.000
LTV : 61.89000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032081333 MORTGAGORS: SCHWEIKERT, ERIC
O'CONNOR, LYNNE
O'CONNOR, LYNNE
ADDRESS : 2352 N VERNON STREET
MORTGAGE AMT: 344,000.00 CITY ARLINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 VA 22207
UNPAID BALANCE: 343,296.990 OPTION TO CONVERT : No
MONTHLY P&I: 2,231.18 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032081341 MORTGAGORS: SCHLESAK, HERBERT
ANTOLIN, JENNIFER
ADDRESS : 405 CREST HILL
MORTGAGE AMT: 285,750.00 CITY PROSPECT HEIGHTS
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 IL 60070
UNPAID BALANCE: 283,438.030 OPTION TO CONVERT : No
MONTHLY P&I: 2,047.15 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 10/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0032081358 MORTGAGORS: KLEIN, RICHARD
ADDRESS : 46 ANNANDALE DRIVE
MORTGAGE AMT: 323,000.00 CITY CHAPPAQUA
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 NY 10514
UNPAID BALANCE: 322,542.570 OPTION TO CONVERT : No
MONTHLY P&I: 2,314.02 ANNUAL RATE ADJUST: 0.000
LTV : 37.34100 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032081366 MORTGAGORS: KOSENA, ROBERT
KOSENA, NANCY
ADDRESS : 4241 PRESERVE PARKWAY SOU
MORTGAGE AMT: 478,000.00 CITY LITTLETON
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CO 80121
UNPAID BALANCE: 477,598.420 OPTION TO CONVERT : No
MONTHLY P&I: 3,140.12 ANNUAL RATE ADJUST: 0.000
LTV : 59.75000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032081374 MORTGAGORS: KHANNA, OM
KHANNA, UMA
KHANNA, UMA
ADDRESS : 3630 PARK COURT
MORTGAGE AMT: 468,750.00 CITY FT LAUDERDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 FL 33332
UNPAID BALANCE: 468,402.120 OPTION TO CONVERT : No
MONTHLY P&I: 3,277.57 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032081382 MORTGAGORS: MANDEL, MARC
MANDEL, SARAH
MANDEL, SARAH
ADDRESS : 806 NANCY WAY
MORTGAGE AMT: 361,600.00 CITY WESTFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NJ 07090
UNPAID BALANCE: 360,926.670 OPTION TO CONVERT : No
MONTHLY P&I: 2,858.00 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/19
RATE:
02
--------------------------------------------------------------------------------
LN # 0032081390 MORTGAGORS: WALL, KEVIN
SAND-WALL, DARLENE
ADDRESS : 1246 MERRELL ROAD
MORTGAGE AMT: 248,800.00 CITY BURLINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 KY 41005
UNPAID BALANCE: 248,601.040 OPTION TO CONVERT : No
MONTHLY P&I: 1,676.21 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032081416 MORTGAGORS: VENTIMIGLIA, FRANK
VENTIMIGLIA, CHRISTINE
VENTIMIGLIA, CHRISTINE
ADDRESS : 21503 CROWN LAKE DRIVE
MORTGAGE AMT: 270,000.00 CITY CORNELIUS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NC 28031
UNPAID BALANCE: 269,778.680 OPTION TO CONVERT : No
MONTHLY P&I: 1,796.32 ANNUAL RATE ADJUST: 0.000
LTV : 73.97200 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032081424 MORTGAGORS: DE MARINO, FRANK
DE MARINO, LAURA
ADDRESS : 4725 TALLEYBROOK DRIVE
MORTGAGE AMT: 455,500.00 CITY KENNESAW
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 GA 30152
UNPAID BALANCE: 455,117.330 OPTION TO CONVERT : No
MONTHLY P&I: 2,992.31 ANNUAL RATE ADJUST: 0.000
LTV : 79.99200 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032081440 MORTGAGORS: PANGAN, CRISPIN
PANGAN, ARZELI
PANGAN, ARZELI
ADDRESS : 8190 EAST SOMERSET LANE
MORTGAGE AMT: 364,000.00 CITY ANAHEIM
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 92808
UNPAID BALANCE: 363,471.420 OPTION TO CONVERT : No
MONTHLY P&I: 2,576.37 ANNUAL RATE ADJUST: 0.000
LTV : 60.56500 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032081465 MORTGAGORS: AMOROSO, CARMELO
AMOROSO, RANDI
ADDRESS : 1001 BETTE LANE
MORTGAGE AMT: 387,000.00 CITY GLENVIEW
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 60025
UNPAID BALANCE: 386,698.100 OPTION TO CONVERT : No
MONTHLY P&I: 2,640.03 ANNUAL RATE ADJUST: 0.000
LTV : 74.42300 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032081473 MORTGAGORS: SWEET, THEODORE
SWEET, PAMELA
ADDRESS : 15541 EAST EL LAGO BLVD
MORTGAGE AMT: 260,000.00 CITY FOUNTAIN HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 AZ 85268
UNPAID BALANCE: 259,797.170 OPTION TO CONVERT : No
MONTHLY P&I: 1,773.66 ANNUAL RATE ADJUST: 0.000
LTV : 89.99600 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032081481 MORTGAGORS: ALLEN, JOHN
ALLEN, DAWNRACHELLE
ADDRESS : 27680 YANKEE STREET
MORTGAGE AMT: 300,000.00 CITY EDWARDSBURG
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MI 49112
UNPAID BALANCE: 299,777.350 OPTION TO CONVERT : No
MONTHLY P&I: 2,097.65 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032081499 MORTGAGORS: ESAGOFF, ASHER
ESAGOFF, NORA
ESAGOFF, NORA
ADDRESS : 611 NORTH LINDEN DRIVE
MORTGAGE AMT: 650,000.00 CITY BEVERLY HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 90210
UNPAID BALANCE: 648,904.710 OPTION TO CONVERT : No
MONTHLY P&I: 4,270.04 ANNUAL RATE ADJUST: 0.000
LTV : 41.93500 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032081507 MORTGAGORS: MONTILLA, THOMAS
MONTILLA, MARITZA
ADDRESS : 3868 FALCON RIDGE CIR
MORTGAGE AMT: 255,600.00 CITY WESTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 FL 33331
UNPAID BALANCE: 255,158.620 OPTION TO CONVERT : No
MONTHLY P&I: 1,657.82 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032081515 MORTGAGORS: ALCARAZ, FRANK
ALCARAZ, ANGELA
ADDRESS : 13 CREEKVIEW TERRACE
MORTGAGE AMT: 306,850.00 CITY LAFAYETTE HILL
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 PA 19444
UNPAID BALANCE: 305,953.120 OPTION TO CONVERT : No
MONTHLY P&I: 2,171.87 ANNUAL RATE ADJUST: 0.000
LTV : 79.99900 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032081523 MORTGAGORS: BONNEY, F
BONNEY, LINDA
ADDRESS : 3303 SPRINGCREEK COURT
MORTGAGE AMT: 280,000.00 CITY MIDLOTHIAN
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 VA 23113
UNPAID BALANCE: 279,770.480 OPTION TO CONVERT : No
MONTHLY P&I: 1,862.85 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032081531 MORTGAGORS: MIELE, STEFANO
MIELE, ANGELA
MIELE, ANGELA
ADDRESS : 325 HUNTING VIEW COURT
MORTGAGE AMT: 368,500.00 CITY ATLANTA
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 GA 30328
UNPAID BALANCE: 367,863.680 OPTION TO CONVERT : No
MONTHLY P&I: 2,390.08 ANNUAL RATE ADJUST: 0.000
LTV : 79.99800 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032081549 MORTGAGORS: D'ARISTA, UMBERTO
ROMA, MARY
ADDRESS : 7350 SEDWICK CT.
MORTGAGE AMT: 292,000.00 CITY ST. LEONARD
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MD 20685
UNPAID BALANCE: 291,777.800 OPTION TO CONVERT : No
MONTHLY P&I: 2,016.78 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032081556 MORTGAGORS: AUSTIN, DAVID
AUSTIN, ALEXANDRA
AUSTIN, ALEXANDRA
ADDRESS : ROUTE 100
MORTGAGE AMT: 300,000.00 CITY WESTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 VT 05148
UNPAID BALANCE: 299,395.350 OPTION TO CONVERT : No
MONTHLY P&I: 1,970.79 ANNUAL RATE ADJUST: 0.000
LTV : 54.24900 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032081564 MORTGAGORS: CHISLING, BRIAN
ADDRESS : 231 EAST SYCAMORE STREET
MORTGAGE AMT: 280,000.00 CITY COLUMBUS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 OH 43206
UNPAID BALANCE: 279,770.480 OPTION TO CONVERT : No
MONTHLY P&I: 1,862.85 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032081572 MORTGAGORS: MCMILLAN, VERNOTTO
MCMILLAN, PHYLLIS
MCMILLAN, PHYLLIS
ADDRESS : 283 RIVER COVE ROAD
MORTGAGE AMT: 285,000.00 CITY HUNTSVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 AL 35811
UNPAID BALANCE: 284,312.190 OPTION TO CONVERT : No
MONTHLY P&I: 1,920.10 ANNUAL RATE ADJUST: 0.000
LTV : 73.07600 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032081580 MORTGAGORS: TRISJONO, FREDERICK
LEE, ELAINE
ADDRESS : 2797 RUBINO CIRCLE
MORTGAGE AMT: 337,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 8.12500 CA 95125
UNPAID BALANCE: 336,557.610 OPTION TO CONVERT : No
MONTHLY P&I: 2,502.22 ANNUAL RATE ADJUST: 0.000
LTV : 89.86600 OUTSIDE CONV DATE:
CURRENT INT 8.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032081598 MORTGAGORS: MILLER, ALEXANDER
MILLER, MONICA
MILLER, MONICA
ADDRESS : 5 LOST TIMBERS
MORTGAGE AMT: 392,000.00 CITY SAN ANTONIO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 TX 78248
UNPAID BALANCE: 391,355.480 OPTION TO CONVERT : No
MONTHLY P&I: 2,607.99 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032081614 MORTGAGORS: KIMMEL, H
KIMMEL, HARRIET
KIMMEL, HARRIET
ADDRESS : 12412 RIVERS EDGE DRIVE
MORTGAGE AMT: 550,000.00 CITY POTOMAC
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MD 20854
UNPAID BALANCE: 549,139.310 OPTION TO CONVERT : No
MONTHLY P&I: 3,751.97 ANNUAL RATE ADJUST: 0.000
LTV : 71.89500 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032081630 MORTGAGORS: MATHEWS, ALTON
MATHEWS, ANGELA
ADDRESS : 100 CAMINO RAYO DEL SOL
MORTGAGE AMT: 354,000.00 CITY CORRALES
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NM 87048
UNPAID BALANCE: 353,403.490 OPTION TO CONVERT : No
MONTHLY P&I: 2,325.53 ANNUAL RATE ADJUST: 0.000
LTV : 86.34100 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032081648 MORTGAGORS: GRESHAM, WILLIAM
ADDRESS : 86 COWDRAY PARK
MORTGAGE AMT: 297,000.00 CITY COLUMBIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 SC 29223
UNPAID BALANCE: 296,511.680 OPTION TO CONVERT : No
MONTHLY P&I: 1,975.95 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032081655 MORTGAGORS: FRANZESE, ANIELLO
FRANZESE, TERESA
ADDRESS : 112 WEST WOOSTER STREET
MORTGAGE AMT: 243,000.00 CITY DANBURY
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 CT 06810
UNPAID BALANCE: 242,539.340 OPTION TO CONVERT : No
MONTHLY P&I: 1,535.93 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032081663 MORTGAGORS: MATHEWS, JOHN
MATHEWS, AMY
ADDRESS : 4600 SE VIEW ACRES ROAD
MORTGAGE AMT: 247,000.00 CITY MILWAUKIE
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 OR 97267
UNPAID BALANCE: 246,446.560 OPTION TO CONVERT : No
MONTHLY P&I: 1,778.50 ANNUAL RATE ADJUST: 0.000
LTV : 88.21400 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 07/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0032081705 MORTGAGORS: FLOM, FREDERIC
FLOM, CAROLYN
ADDRESS : E 1185 ROUND LAKE DRIVE
MORTGAGE AMT: 262,500.00 CITY WAUPACA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 WI 54981
UNPAID BALANCE: 262,284.830 OPTION TO CONVERT : No
MONTHLY P&I: 1,746.42 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032081853 MORTGAGORS: DELANEY, MICHAEL
DELANEY, SOTHY
ADDRESS : 19 VALEROSO,
MORTGAGE AMT: 265,000.00 CITY RANCHO SANTA MARGARI
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 92688
UNPAID BALANCE: 264,542.390 OPTION TO CONVERT : No
MONTHLY P&I: 1,718.79 ANNUAL RATE ADJUST: 0.000
LTV : 87.62400 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032081903 MORTGAGORS: KOSH, TINA
ADDRESS : 374 KENNEDY AVENUE
MORTGAGE AMT: 231,950.00 CITY SAN BUENAVENTURA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 93003
UNPAID BALANCE: 231,773.500 OPTION TO CONVERT : No
MONTHLY P&I: 1,602.03 ANNUAL RATE ADJUST: 0.000
LTV : 79.98500 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032081937 MORTGAGORS: REZA, ART
REZA, COLETTE
ADDRESS : 12204 BRIAR KNOLL WAY
MORTGAGE AMT: 325,500.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92128
UNPAID BALANCE: 325,226.530 OPTION TO CONVERT : No
MONTHLY P&I: 2,138.31 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032081960 MORTGAGORS: WINER, KENNETH
WINER, MICHELLE
ADDRESS : 2334 MONTROSE DRIVE
MORTGAGE AMT: 276,000.00 CITY THOUSAND OAKS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91362
UNPAID BALANCE: 275,773.760 OPTION TO CONVERT : No
MONTHLY P&I: 1,836.24 ANNUAL RATE ADJUST: 0.000
LTV : 78.85700 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032081986 MORTGAGORS: SIMONIAN, LONNY
SIMONIAN, DOMINIQUE
ADDRESS : 4 SPARROW COURT
MORTGAGE AMT: 368,500.00 CITY MORAGA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94556
UNPAID BALANCE: 368,212.540 OPTION TO CONVERT : No
MONTHLY P&I: 2,513.82 ANNUAL RATE ADJUST: 0.000
LTV : 77.57800 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082018 MORTGAGORS: FARBER, RANDY
BARLETTA-FARBER, L
BARLETTA-FARBER, L.
ADDRESS : 5921 EAST SUNNY VISTA AVE
MORTGAGE AMT: 340,000.00 CITY VENTURA COUNTY
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 91377
UNPAID BALANCE: 339,724.860 OPTION TO CONVERT : No
MONTHLY P&I: 2,377.33 ANNUAL RATE ADJUST: 0.000
LTV : 85.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082075 MORTGAGORS: BELLANTONI, JOSEPH
BELLANTONI, DENISE
BELLANTONI, DENISE
ADDRESS : 756 WEST SHORE DRIVE
MORTGAGE AMT: 286,000.00 CITY KINNELON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 07405
UNPAID BALANCE: 285,771.300 OPTION TO CONVERT : No
MONTHLY P&I: 1,926.83 ANNUAL RATE ADJUST: 0.000
LTV : 43.30000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082083 MORTGAGORS: GREENWALD, STEVEN
GREENWALD, CAROL
GREENWALD, CAROL
ADDRESS : 7239 BALLANTRAE COURT
MORTGAGE AMT: 600,000.00 CITY BOCA RATON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 FL 33496
UNPAID BALANCE: 599,013.490 OPTION TO CONVERT : No
MONTHLY P&I: 3,991.82 ANNUAL RATE ADJUST: 0.000
LTV : 61.22400 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082091 MORTGAGORS: HOLYFIELD, LARRY
HOLYFIELD, JULIA
HOLYFIELD, JULIA
ADDRESS : 17112 GREEN DOLPHIN LANE
MORTGAGE AMT: 483,550.00 CITY CORNELIUS
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 NC 28031
UNPAID BALANCE: 482,715.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,136.30 ANNUAL RATE ADJUST: 0.000
LTV : 68.58800 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082109 MORTGAGORS: DE SOUZA LIMA, DOUGLAS
ADDRESS : 10451 NORTH WEST 48 STREE
MORTGAGE AMT: 260,000.00 CITY MIAMI
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 FL 33178
UNPAID BALANCE: 259,631.810 OPTION TO CONVERT : No
MONTHLY P&I: 1,862.67 ANNUAL RATE ADJUST: 0.000
LTV : 78.78700 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082117 MORTGAGORS: WILLIAMS, DR. STEPHEN
WILLIAMS, LORI
WILLIAMS, LORI
ADDRESS : 655 FAIRACRES ROAD
MORTGAGE AMT: 412,500.00 CITY OMAHA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NE 68132
UNPAID BALANCE: 411,838.300 OPTION TO CONVERT : No
MONTHLY P&I: 2,779.09 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082125 MORTGAGORS: VALDEZ, FRANK
VALDEZ, PEARL
VALDEZ, PEARL
ADDRESS : 03 CALLE ESTEVAN,
MORTGAGE AMT: 270,350.00 CITY SANTA FE
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 NM 87501
UNPAID BALANCE: 269,782.590 OPTION TO CONVERT : No
MONTHLY P&I: 1,753.49 ANNUAL RATE ADJUST: 0.000
LTV : 64.36900 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082133 MORTGAGORS: COCKRIEL, CHARLES
COCKRIEL, TRACY
COCKRIEL, TRACY
ADDRESS : 6431 SOUTH JAMICA
MORTGAGE AMT: 297,500.00 CITY ENGLEWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CO 80111
UNPAID BALANCE: 296,986.280 OPTION TO CONVERT : No
MONTHLY P&I: 1,929.58 ANNUAL RATE ADJUST: 0.000
LTV : 78.28900 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082141 MORTGAGORS: TORRES, MARIO
MENDOZA, MARTHA
ADDRESS : 3473 MT PRIETA DRIVE
MORTGAGE AMT: 270,750.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95127
UNPAID BALANCE: 270,315.670 OPTION TO CONVERT : No
MONTHLY P&I: 1,824.10 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082158 MORTGAGORS: GARRIGUES, HAL
ADDRESS : 7350 SW 173 STREET
MORTGAGE AMT: 311,200.00 CITY MIAMI
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 FL 33157
UNPAID BALANCE: 310,713.010 OPTION TO CONVERT : No
MONTHLY P&I: 2,122.93 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082166 MORTGAGORS: CHUNKA, MICHAEL
CHUNKA, JOAN
CHUNKA, JOAN
ADDRESS : 61 ARUBA BEND
MORTGAGE AMT: 290,000.00 CITY CORONADO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92118
UNPAID BALANCE: 289,546.160 OPTION TO CONVERT : No
MONTHLY P&I: 1,978.32 ANNUAL RATE ADJUST: 0.000
LTV : 58.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082174 MORTGAGORS: WAGONER, JAMES
WAGONER, ANGELA
WAGONER, ANGELA
ADDRESS : 4372 LOMBARD AVE
MORTGAGE AMT: 340,000.00 CITY FREMONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94536
UNPAID BALANCE: 339,440.980 OPTION TO CONVERT : No
MONTHLY P&I: 2,262.03 ANNUAL RATE ADJUST: 0.000
LTV : 47.22200 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082182 MORTGAGORS: HAIGHT, DONALD
HAIGHT, LORI
HAIGHT, LORI
ADDRESS : 24012 SOUTH 150TH STREET
MORTGAGE AMT: 317,000.00 CITY CHANDLER
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 AZ 85249
UNPAID BALANCE: 316,289.800 OPTION TO CONVERT : No
MONTHLY P&I: 2,216.51 ANNUAL RATE ADJUST: 0.000
LTV : 60.38000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082190 MORTGAGORS: ARCHER, KEVIN
ARCHER, LINDA
ADDRESS : 7702 CORONA COURT
MORTGAGE AMT: 301,000.00 CITY LARKSPUR
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CO 80118
UNPAID BALANCE: 300,517.150 OPTION TO CONVERT : No
MONTHLY P&I: 2,027.90 ANNUAL RATE ADJUST: 0.000
LTV : 84.78800 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082208 MORTGAGORS: PARKER, GREGORY
PARKER, AMANDA
PARKER, AMANDA
ADDRESS : 20 PARTRICK LANE,
MORTGAGE AMT: 425,000.00 CITY WESTPORT
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CT 06880
UNPAID BALANCE: 424,334.920 OPTION TO CONVERT : No
MONTHLY P&I: 2,899.25 ANNUAL RATE ADJUST: 0.000
LTV : 69.97600 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082232 MORTGAGORS: GIARRATANO, JERALD
GIARRATANO, MARIA
ADDRESS : 36 BROOKS ROAD
MORTGAGE AMT: 270,000.00 CITY MORRESTOWN
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NJ 08057
UNPAID BALANCE: 269,577.460 OPTION TO CONVERT : No
MONTHLY P&I: 1,841.88 ANNUAL RATE ADJUST: 0.000
LTV : 84.38100 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082240 MORTGAGORS: QIAN, PHILIP
QIAN, LILY
QIAN, LILY
ADDRESS : 129 BRIARCLIFF DRIVE
MORTGAGE AMT: 330,000.00 CITY MARLBORO TOWNSHIP
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NJ 07751
UNPAID BALANCE: 329,356.840 OPTION TO CONVERT : No
MONTHLY P&I: 2,195.50 ANNUAL RATE ADJUST: 0.000
LTV : 78.57100 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082257 MORTGAGORS: WOJTOWICZ, STEPHEN
WOJTOWICZ, KATHLEEN
ADDRESS : 27 MISTY LANE
MORTGAGE AMT: 348,000.00 CITY SHELTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CT 06484
UNPAID BALANCE: 347,399.080 OPTION TO CONVERT : No
MONTHLY P&I: 2,257.12 ANNUAL RATE ADJUST: 0.000
LTV : 89.92200 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082265 MORTGAGORS: MANCINI, ALDO
ADDRESS : 2533 MONTCLAIRE CIRCLE
MORTGAGE AMT: 412,000.00 CITY WESTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 FL 33327
UNPAID BALANCE: 411,339.100 OPTION TO CONVERT : No
MONTHLY P&I: 2,775.72 ANNUAL RATE ADJUST: 0.000
LTV : 73.57100 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082281 MORTGAGORS: DE MOYE, CYNTHIA
MONDIK, GARY
MONDIK, GARY
ADDRESS : 1642 SILVERHEELS DRIVE
MORTGAGE AMT: 282,550.00 CITY LARKSPUR
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CO 80118
UNPAID BALANCE: 281,800.280 OPTION TO CONVERT : No
MONTHLY P&I: 1,975.64 ANNUAL RATE ADJUST: 0.000
LTV : 68.08400 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082299 MORTGAGORS: THIELKE, PETER
THIELKE, MARNIE
ADDRESS : 12686 DURHAM WAY
MORTGAGE AMT: 259,000.00 CITY APPLE VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MN 55124
UNPAID BALANCE: 258,533.450 OPTION TO CONVERT : No
MONTHLY P&I: 1,788.85 ANNUAL RATE ADJUST: 0.000
LTV : 89.93000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082307 MORTGAGORS: ABAR, GEORGE
CAMPAIGNE, ALYSSONDRA
CAMPAIGNE, ALYSSONDRA
ADDRESS : 1343 T STREET NW
MORTGAGE AMT: 324,000.00 CITY WASHINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 DC 20009
UNPAID BALANCE: 323,529.510 OPTION TO CONVERT : No
MONTHLY P&I: 2,293.25 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082356 MORTGAGORS: MONTASSER, ALI
MONTASSER, KATHLEEN
ADDRESS : 5318 CARVEL ROAD
MORTGAGE AMT: 415,000.00 CITY BETHESDA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MD 20816-1807
UNPAID BALANCE: 414,676.250 OPTION TO CONVERT : No
MONTHLY P&I: 2,831.04 ANNUAL RATE ADJUST: 0.000
LTV : 65.87300 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082364 MORTGAGORS: OWENS, JAMES
BROWN, STACEY
ADDRESS : 234 MEADOW GATE DRIVE
MORTGAGE AMT: 553,000.00 CITY ANNAPOLIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MD 21401
UNPAID BALANCE: 551,697.970 OPTION TO CONVERT : No
MONTHLY P&I: 3,772.44 ANNUAL RATE ADJUST: 0.000
LTV : 73.05100 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082372 MORTGAGORS: HESTER, EUGENE
HESTER, SHARON
ADDRESS : 21606 REDBEAM AVENUE
MORTGAGE AMT: 320,000.00 CITY TORRANCE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90503-6227
UNPAID BALANCE: 319,750.360 OPTION TO CONVERT : No
MONTHLY P&I: 2,182.97 ANNUAL RATE ADJUST: 0.000
LTV : 67.36800 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:\02
--------------------------------------------------------------------------------
LN # 0032082380 MORTGAGORS: WILKERSON, WILLIDEAN
WILKERSON, DOUGLAS
ADDRESS : 5809 BARNES DRIVE
MORTGAGE AMT: 252,000.00 CITY CLINTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MD 20735-4712
UNPAID BALANCE: 251,605.630 OPTION TO CONVERT : No
MONTHLY P&I: 1,719.09 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082406 MORTGAGORS: ENG, VICTOR
ENG, CHARLAINE
ADDRESS : 18841 DEEP WELL ROAD
MORTGAGE AMT: 400,000.00 CITY SANTA ANA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92705
UNPAID BALANCE: 399,695.620 OPTION TO CONVERT : No
MONTHLY P&I: 2,762.71 ANNUAL RATE ADJUST: 0.000
LTV : 65.04000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082414 MORTGAGORS: ALLEN, WILLIAM
ALLEN, ROSANNA
ADDRESS : 3069 BELLE RIVER DRIVE
MORTGAGE AMT: 286,200.00 CITY HACIENDA HEIGHTS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91745
UNPAID BALANCE: 285,752.130 OPTION TO CONVERT : No
MONTHLY P&I: 1,952.39 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082422 MORTGAGORS: KEAST, DONALD
KEAST, MARILYN
ADDRESS : 373 WASHINGTONIA DRIVE
MORTGAGE AMT: 384,000.00 CITY SAN MARCOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92069
UNPAID BALANCE: 383,399.070 OPTION TO CONVERT : No
MONTHLY P&I: 2,619.56 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082430 MORTGAGORS: LALANI, JALALUDDIN
LALANI, MEENAH
ADDRESS : 2348 SANTE FE AVENUE
MORTGAGE AMT: 270,000.00 CITY CITY OF TORRANCE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90501
UNPAID BALANCE: 269,778.680 OPTION TO CONVERT : No
MONTHLY P&I: 1,796.32 ANNUAL RATE ADJUST: 0.000
LTV : 65.06000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082448 MORTGAGORS: BENNER, CAROL
BENNER, C.
ADDRESS : 2333 CHESTNUT HILL AVE.
MORTGAGE AMT: 247,500.00 CITY FALLS CHURCH
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 VA 22043-2924
UNPAID BALANCE: 247,112.680 OPTION TO CONVERT : No
MONTHLY P&I: 1,688.39 ANNUAL RATE ADJUST: 0.000
LTV : 59.35200 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082455 MORTGAGORS: YOSHIKAWA, DONALD
YOSHIKAWA, DARLENE
ADDRESS : 18150 SIGMOND CIRCLE
MORTGAGE AMT: 352,000.00 CITY FOUNTAIN VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92708
UNPAID BALANCE: 351,718.510 OPTION TO CONVERT : No
MONTHLY P&I: 2,371.49 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082463 MORTGAGORS: EAKIN, PAUL
ADDRESS : 1745 BEACH AVENUE
MORTGAGE AMT: 350,000.00 CITY ATLANTIC BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 FL 32233
UNPAID BALANCE: 349,175.920 OPTION TO CONVERT : No
MONTHLY P&I: 2,387.62 ANNUAL RATE ADJUST: 0.000
LTV : 46.66600 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082497 MORTGAGORS: FOSTER, DAVID
ADDRESS : 12760 DUNVEGAN DRIVE
MORTGAGE AMT: 408,000.00 CITY CLIFTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 VA 20124-1800
UNPAID BALANCE: 407,039.380 OPTION TO CONVERT : No
MONTHLY P&I: 2,783.28 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082505 MORTGAGORS: MUSMANN, CARLTON
ADDRESS : 1302 EL CERRITO CIRCLE
MORTGAGE AMT: 384,000.00 CITY SOUTH PASADENA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91030
UNPAID BALANCE: 383,685.230 OPTION TO CONVERT : No
MONTHLY P&I: 2,554.77 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082513 MORTGAGORS: ARNDT, STEPHEN
ARNDT, SIDNEY
ADDRESS : 7291 NE WILLIAM ROGERS RO
MORTGAGE AMT: 312,200.00 CITY INDIANOLA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 WA 98342
UNPAID BALANCE: 311,956.450 OPTION TO CONVERT : No
MONTHLY P&I: 2,129.76 ANNUAL RATE ADJUST: 0.000
LTV : 65.72600 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082521 MORTGAGORS: CRISWELL, NANCY
ADDRESS : 4715 THOMAS DRIVE
MORTGAGE AMT: 125,000.00 CITY PANAMA CITY BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 FL 32408
UNPAID BALANCE: 124,902.480 OPTION TO CONVERT : No
MONTHLY P&I: 852.73 ANNUAL RATE ADJUST: 0.000
LTV : 45.45400 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082547 MORTGAGORS: ADAMS, ARTHUR
ADAMS, CLARE
ADDRESS : 33 SPRUCEWOOD
MORTGAGE AMT: 338,600.00 CITY ALISO VIEJO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92656-2117
UNPAID BALANCE: 337,701.570 OPTION TO CONVERT : No
MONTHLY P&I: 2,309.85 ANNUAL RATE ADJUST: 0.000
LTV : 69.10200 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082554 MORTGAGORS: LEE, JEFFREY
LEE, BONNIE
ADDRESS : 9391 MOKIHANA DRIVE
MORTGAGE AMT: 243,750.00 CITY HUNTINGTON BCH
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92646-7948
UNPAID BALANCE: 243,176.090 OPTION TO CONVERT : No
MONTHLY P&I: 1,662.81 ANNUAL RATE ADJUST: 0.000
LTV : 79.91800 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082562 MORTGAGORS: BRENHAUG, MICHAEL
BRENHAUG, SUSAN
ADDRESS : 3810 CANTERBURY DRIVE
MORTGAGE AMT: 100,000.00 CITY REDDING
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 96002
UNPAID BALANCE: 99,925.780 OPTION TO CONVERT : No
MONTHLY P&I: 699.22 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082570 MORTGAGORS: PALHIDAI, SCOTT
PALHIDAI, TERRY
ADDRESS : 25 BELCANTO
MORTGAGE AMT: 292,500.00 CITY MISSION VIEJO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92692
UNPAID BALANCE: 292,277.430 OPTION TO CONVERT : No
MONTHLY P&I: 2,020.23 ANNUAL RATE ADJUST: 0.000
LTV : 73.12500 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082596 MORTGAGORS: KLINE, RONALD
ADDRESS : 1531 SILVERWOOD TERRACE
MORTGAGE AMT: 304,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 90026
UNPAID BALANCE: 303,756.890 OPTION TO CONVERT : No
MONTHLY P&I: 2,048.11 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082604 MORTGAGORS: CHINN, ROBERT
CHINN, TERRI
ADDRESS : 219 SKI TRAIL ROAD
MORTGAGE AMT: 352,000.00 CITY MOUNT CHARLESTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NV 89124
UNPAID BALANCE: 351,711.460 OPTION TO CONVERT : No
MONTHLY P&I: 2,341.87 ANNUAL RATE ADJUST: 0.000
LTV : 76.52100 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082612 MORTGAGORS: TETER, MATT
ADDRESS : 410 GALLERIA DRIVE
MORTGAGE AMT: 280,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95134
UNPAID BALANCE: 279,770.480 OPTION TO CONVERT : No
MONTHLY P&I: 1,862.85 ANNUAL RATE ADJUST: 0.000
LTV : 77.77700 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082638 MORTGAGORS: WALKER, MARICHU
ADDRESS : 4209 VANALDEN AVENUE
MORTGAGE AMT: 275,000.00 CITY LOS ANGELES (TARZAN
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91356
UNPAID BALANCE: 274,774.580 OPTION TO CONVERT : No
MONTHLY P&I: 1,829.59 ANNUAL RATE ADJUST: 0.000
LTV : 54.24000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082646 MORTGAGORS: WHITNEY, PETER
WHITNEY, MARIA
ADDRESS : 311 SURREY DRIVE
MORTGAGE AMT: 292,500.00 CITY CHULA VISTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91902
UNPAID BALANCE: 291,924.220 OPTION TO CONVERT : No
MONTHLY P&I: 1,995.37 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082661 MORTGAGORS: KENT, NANCY
KENT, KRISTOPHER
ADDRESS : 5 DEERFIELD PLACE
MORTGAGE AMT: 300,700.00 CITY TRABUCO CANYON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92679
UNPAID BALANCE: 300,229.420 OPTION TO CONVERT : No
MONTHLY P&I: 2,051.31 ANNUAL RATE ADJUST: 0.000
LTV : 79.99400 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082711 MORTGAGORS: MERING, SUMNER
MERING, PAMELA
ADDRESS : 247 CHERRY LANE
MORTGAGE AMT: 370,000.00 CITY DOYLESTOWN
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 PA 18901
UNPAID BALANCE: 369,718.460 OPTION TO CONVERT : No
MONTHLY P&I: 2,555.50 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082729 MORTGAGORS: GOLDSMITH, PAUL
GOLDSMITH, KATHLEEN
ADDRESS : 420 KENNEDY AVENUE
MORTGAGE AMT: 247,850.00 CITY SAN BUENAVENTURA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 93003
UNPAID BALANCE: 247,661.410 OPTION TO CONVERT : No
MONTHLY P&I: 1,711.84 ANNUAL RATE ADJUST: 0.000
LTV : 79.99300 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082737 MORTGAGORS: WALKER, GWENDOLYN
ADDRESS : 19647 VINTAGE STREET
MORTGAGE AMT: 277,875.00 CITY NORTHRIDGE (AREA),
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 91324
UNPAID BALANCE: 277,678.870 OPTION TO CONVERT : No
MONTHLY P&I: 1,990.74 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082794 MORTGAGORS: D'SILVA, BOSCO
D'SILVA, GAIL
ADDRESS : 850 BREVINS LOOP
MORTGAGE AMT: 342,400.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95125
UNPAID BALANCE: 342,126.180 OPTION TO CONVERT : No
MONTHLY P&I: 2,306.82 ANNUAL RATE ADJUST: 0.000
LTV : 79.99700 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082935 MORTGAGORS: DEGANGE, DOUGLAS
DEGANGE, MICHELLE
ADDRESS : 2530 ELTINGE DRIVE
MORTGAGE AMT: 279,800.00 CITY ALPINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91901
UNPAID BALANCE: 279,466.960 OPTION TO CONVERT : No
MONTHLY P&I: 1,932.51 ANNUAL RATE ADJUST: 0.000
LTV : 83.52200 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082950 MORTGAGORS: STEINERT, SCOTT
STEINERT, DIANA
ADDRESS : 11235 NEW MORNING ROAD
MORTGAGE AMT: 272,000.00 CITY LA MESA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 91941
UNPAID BALANCE: 271,771.480 OPTION TO CONVERT : No
MONTHLY P&I: 1,786.85 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032082984 MORTGAGORS: JEANE, MICHAEL
JEANE, PAMELA
ADDRESS : 3559 ALTURIA HEIGHTS
MORTGAGE AMT: 300,000.00 CITY SANTA ROSA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95403
UNPAID BALANCE: 299,760.090 OPTION TO CONVERT : No
MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032083115 MORTGAGORS: MATTHEWS, DAVID
MATTHEWS, CHERYL
MATTHEWS, CHERYL
ADDRESS : LOT 325 TANGLWOOD NORTH
MORTGAGE AMT: 280,000.00 CITY TAFTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 PA 18464
UNPAID BALANCE: 279,768.420 OPTION TO CONVERT : No
MONTHLY P&I: 1,894.08 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 11/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0032083123 MORTGAGORS: FLAXMAN, MARTIN
FALES, MARY
FALES, MARY
ADDRESS : 2 SOUTH BOULEVARD
MORTGAGE AMT: 333,000.00 CITY ORANGETOWN TWP, SOUT
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NY 10960
UNPAID BALANCE: 331,455.920 OPTION TO CONVERT : No
MONTHLY P&I: 2,299.95 ANNUAL RATE ADJUST: 0.000
LTV : 68.65900 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 11/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0032083131 MORTGAGORS: SCHLOTTER, ANDREW
SCHLOTTER, LINDA
SCHLOTTER, LINDA
ADDRESS : 87 HAMPTON COURT
MORTGAGE AMT: 333,000.00 CITY WASHINGTON TOWNSHIP
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 PA 18940
UNPAID BALANCE: 331,940.720 OPTION TO CONVERT : No
MONTHLY P&I: 2,271.65 ANNUAL RATE ADJUST: 0.000
LTV : 54.59000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032083149 MORTGAGORS: APPENZELLER, KEITH
APPENZELLER, SUSAN
APPENZELLER, SUSAN
ADDRESS : 1123 RANCH ROAD
MORTGAGE AMT: 400,000.00 CITY TARPON SPRINGS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 FL 34689
UNPAID BALANCE: 399,342.330 OPTION TO CONVERT : No
MONTHLY P&I: 2,661.21 ANNUAL RATE ADJUST: 0.000
LTV : 66.11500 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032083172 MORTGAGORS: HEALY, ROBERT
HEALY, CHERYL
HEALY, CHERYL
ADDRESS : 3200 PROVIDENCE BRANCE LA
MORTGAGE AMT: 502,500.00 CITY CHARLOTTE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NC 28270
UNPAID BALANCE: 501,713.630 OPTION TO CONVERT : No
MONTHLY P&I: 3,427.94 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032083180 MORTGAGORS: BHASTEKAR, ABIMELEKH
ADDRESS : 6447 ALTAMAR CIRCLE
MORTGAGE AMT: 269,775.00 CITY LIVERMORE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94550
UNPAID BALANCE: 269,775.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,817.53 ANNUAL RATE ADJUST: 0.000
LTV : 94.99700 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032083206 MORTGAGORS: RICHINS, LEANN
ADDRESS : 21282 HILLSIDE COURT
MORTGAGE AMT: 306,000.00 CITY LAKE FOREST
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92630
UNPAID BALANCE: 305,761.290 OPTION TO CONVERT : No
MONTHLY P&I: 2,087.46 ANNUAL RATE ADJUST: 0.000
LTV : 78.46100 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032083222 MORTGAGORS: SALLE, WILLIAM
SALLE, NANCY
ADDRESS : 3612 PATRICK HENRY PLACE
MORTGAGE AMT: 375,750.00 CITY AGOURA HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 CA 91301
UNPAID BALANCE: 375,418.480 OPTION TO CONVERT : No
MONTHLY P&I: 2,405.97 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032083248 MORTGAGORS: BODAS, MILIND
BODAS, MOHANA
ADDRESS : 554 CARLISLE WAY
MORTGAGE AMT: 452,000.00 CITY SUNNYVALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94087
UNPAID BALANCE: 451,629.500 OPTION TO CONVERT : No
MONTHLY P&I: 3,007.17 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032083255 MORTGAGORS: JOURDAIN, CHARLES
JOURDAIN, JENNIFER
ADDRESS : 37 BANBRIDGE PLACE
MORTGAGE AMT: 319,200.00 CITY PLEASANT HILL
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94523
UNPAID BALANCE: 318,944.740 OPTION TO CONVERT : No
MONTHLY P&I: 2,150.51 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032083339 MORTGAGORS: MCNICHOLAS, STEVE
MCNICHOLAS, MARY
ADDRESS : 25932 VIA MAREJADA
MORTGAGE AMT: 371,200.00 CITY MISSION VIEJO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92691
UNPAID BALANCE: 370,895.730 OPTION TO CONVERT : No
MONTHLY P&I: 2,469.60 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032083347 MORTGAGORS: BULEY, JOSEPH
BULEY, GERALDINE
ADDRESS : 17192 GREENLEAF LANE
MORTGAGE AMT: 300,000.00 CITY HUNTINGTON BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92649
UNPAID BALANCE: 299,754.090 OPTION TO CONVERT : No
MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000
LTV : 73.17000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
- -----------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032083370 MORTGAGORS: BARNHART, PATRICIA
ADDRESS : 9120 NORTHEAST 19TH STREE
MORTGAGE AMT: 286,000.00 CITY BELLEVUE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 WA 98004
UNPAID BALANCE: 285,776.900 OPTION TO CONVERT : No
MONTHLY P&I: 1,951.02 ANNUAL RATE ADJUST: 0.000
LTV : 35.75000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032083388 MORTGAGORS: CONDE, DAVID
CONDE, VICTORIA
ADDRESS : 11301 ANEGADA STREET
MORTGAGE AMT: 275,500.00 CITY CYPRESS
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 90630
UNPAID BALANCE: 275,295.540 OPTION TO CONVERT : No
MONTHLY P&I: 1,926.34 ANNUAL RATE ADJUST: 0.000
LTV : 79.85500 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032083396 MORTGAGORS: STATLER, DOUGLAS
STATLER, KIMBERLY
ADDRESS : 63 MONSERRAT AVENUE
MORTGAGE AMT: 286,000.00 CITY FOOTHILL RANCH
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 92610
UNPAID BALANCE: 285,793.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,024.29 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032083404 MORTGAGORS: MYERS, MICHAEL
ADDRESS : 341 GRANTHAM ROAD
MORTGAGE AMT: 514,000.00 CITY HAMILTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 GA 31811
UNPAID BALANCE: 513,112.430 OPTION TO CONVERT : No
MONTHLY P&I: 3,333.79 ANNUAL RATE ADJUST: 0.000
LTV : 77.87800 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032083420 MORTGAGORS: STIDHAM, WENDELL
STIDHAM, JENNIFER
ADDRESS : 908 ACORN RIDGE PLACE
MORTGAGE AMT: 322,000.00 CITY SPARTANBURG
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 SC 29301
UNPAID BALANCE: 321,483.490 OPTION TO CONVERT : No
MONTHLY P&I: 2,169.37 ANNUAL RATE ADJUST: 0.000
LTV : 89.94600 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032083438 MORTGAGORS: PARKER, HAROLD
ADDRESS : 4954 RIDGE OAK RUN
MORTGAGE AMT: 280,000.00 CITY MABLETON
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 GA 30126
UNPAID BALANCE: 279,764.770 OPTION TO CONVERT : No
MONTHLY P&I: 1,839.40 ANNUAL RATE ADJUST: 0.000
LTV : 79.79400 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032083446 MORTGAGORS: JOHNSON, LINDA
ADDRESS : 84 BAYVIEW
MORTGAGE AMT: 650,000.00 CITY LOVELADIES
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NJ 08008
UNPAID BALANCE: 649,453.920 OPTION TO CONVERT : No
MONTHLY P&I: 4,270.04 ANNUAL RATE ADJUST: 0.000
LTV : 67.01000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032083461 MORTGAGORS: KERSTING, ROBERT
ADDRESS : 5202 NORTH 34TH PLACE
MORTGAGE AMT: 250,500.00 CITY PHOENIX
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 AZ 85018
UNPAID BALANCE: 250,314.090 OPTION TO CONVERT : No
MONTHLY P&I: 1,751.54 ANNUAL RATE ADJUST: 0.000
LTV : 84.91500 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032083479 MORTGAGORS: ELLIS, PAUL
ADDRESS : 149 ALPINE STREET
MORTGAGE AMT: 244,000.00 CITY STAMFORD
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CT 06905
UNPAID BALANCE: 243,396.470 OPTION TO CONVERT : No
MONTHLY P&I: 1,623.34 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032083487 MORTGAGORS: HERSHGORDON, HAL
HERSHGORDON, RANDI
HERSHGORDON, RANDI
ADDRESS : 1512 AIDENN LAIR RD
MORTGAGE AMT: 351,200.00 CITY MAPLE GLEN
:\
STATE/ZIP :\
LIFETIME RATE : 6.37500 PA 19002
UNPAID BALANCE: 350,874.720 OPTION TO CONVERT : No
MONTHLY P&I: 2,191.03 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032083495 MORTGAGORS: KREISCHER, MICHAEL
WYSOCKI, SHEREE
WYSOCKI, SHEREE
ADDRESS : 16333 FREDERICK ROAD
MORTGAGE AMT: 300,000.00 CITY WOODBINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MD 21797
UNPAID BALANCE: 299,271.830 OPTION TO CONVERT : No
MONTHLY P&I: 2,084.99 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0032083511 MORTGAGORS: LUONG, THANH
NGUYEN, MARIE
ADDRESS : 2965 SERIANA WAY
MORTGAGE AMT: 324,000.00 CITY UNION CITY
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94587
UNPAID BALANCE: 323,454.040 OPTION TO CONVERT : No
MONTHLY P&I: 2,128.45 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032083529 MORTGAGORS: GALBREATH, DEAN
GALBREATH, DEBRA
GALBREATH, DEBRA
ADDRESS : 9506 SOUTH HARFORD COURT
MORTGAGE AMT: 289,000.00 CITY HIGHLANDS RANCH
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CO 80126
UNPAID BALANCE: 288,536.320 OPTION TO CONVERT : No
MONTHLY P&I: 1,947.05 ANNUAL RATE ADJUST: 0.000
LTV : 68.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032083537 MORTGAGORS: LENHARD, GARY
LENHARD, BERNA
ADDRESS : 24269 DODDS ROAD
MORTGAGE AMT: 350,000.00 CITY BEND
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 OR 97701
UNPAID BALANCE: 349,726.960 OPTION TO CONVERT : No
MONTHLY P&I: 2,387.62 ANNUAL RATE ADJUST: 0.000
LTV : 76.08600 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032083545 MORTGAGORS: FALES, ROBERT
ADDRESS : 252 MIDDLESEX AVENUE
MORTGAGE AMT: 361,500.00 CITY CHESTER
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CT 06412
UNPAID BALANCE: 360,905.630 OPTION TO CONVERT : No
MONTHLY P&I: 2,405.07 ANNUAL RATE ADJUST: 0.000
LTV : 70.74300 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032083560 MORTGAGORS: RIZZO, FRANK
RIZZO, CHRISTINE
RIZZO, CHRISTINE
ADDRESS : 3 GUERNSEY LANE
MORTGAGE AMT: 278,000.00 CITY MEDIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 PA 19063
UNPAID BALANCE: 277,783.130 OPTION TO CONVERT : No
MONTHLY P&I: 1,896.45 ANNUAL RATE ADJUST: 0.000
LTV : 78.30900 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032083578 MORTGAGORS: NODAL, CARLOS
NODAL, KARRI
ADDRESS : 11262 S.W. 25 COURT
MORTGAGE AMT: 360,000.00 CITY DAVIE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 FL 33325
UNPAID BALANCE: 359,719.170 OPTION TO CONVERT : No
MONTHLY P&I: 2,455.83 ANNUAL RATE ADJUST: 0.000
LTV : 87.80400 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032083586 MORTGAGORS: NG, IRENE
ADDRESS : 4434 WESTOVER PLACE NW
MORTGAGE AMT: 348,000.00 CITY WASHINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 DC 20016
UNPAID BALANCE: 347,369.100 OPTION TO CONVERT : No
MONTHLY P&I: 2,199.60 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032083594 MORTGAGORS: MCMAHON, CARY
MCMAHON, DESIREE
MCMAHON, DESIREE
ADDRESS : 5201 LAUREL STREET
MORTGAGE AMT: 300,900.00 CITY BELLAIRE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 TX 77401
UNPAID BALANCE: 300,169.620 OPTION TO CONVERT : No
MONTHLY P&I: 2,091.25 ANNUAL RATE ADJUST: 0.000
LTV : 77.15300 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0032083610 MORTGAGORS: DOERGES, FRED
DOERGES, LINDA
ADDRESS : 21053 VIA FRANCISCO
MORTGAGE AMT: 277,500.00 CITY YORBA LINDA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92887
UNPAID BALANCE: 277,288.840 OPTION TO CONVERT : No
MONTHLY P&I: 1,916.63 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032083644 MORTGAGORS: PATYK, MICHAEL
PATYK, DEBORAH
PATYK, DEBORAH
ADDRESS : 11202 E. PROSPECT LANE
MORTGAGE AMT: 276,000.00 CITY TUCSON
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 AZ 85749
UNPAID BALANCE: 275,523.400 OPTION TO CONVERT : No
MONTHLY P&I: 1,790.13 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032083677 MORTGAGORS: DANA, WILLIAM
DANA, PAMELA
DANA, PAMELA
ADDRESS : 16686 COLUMBIA DRIVE
MORTGAGE AMT: 250,000.00 CITY CASTRO VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 94552
UNPAID BALANCE: 249,645.940 OPTION TO CONVERT : No
MONTHLY P&I: 1,791.04 ANNUAL RATE ADJUST: 0.000
LTV : 64.93500 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032083685 MORTGAGORS: SASINA, KEITH
SASINE, LINDA
SASINE, LINDA
ADDRESS : 12401 EAST 114TH AVENUE
MORTGAGE AMT: 273,750.00 CITY HENDERSON
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CO 80640
UNPAID BALANCE: 273,288.700 OPTION TO CONVERT : No
MONTHLY P&I: 1,798.35 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032083693 MORTGAGORS: BERNHARDT, MARY
BUSKO, ERIC
BUSKO, ERIC
ADDRESS : 2684 BROOKWOOD DRIVE
MORTGAGE AMT: 280,000.00 CITY ATLANTA
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 GA 30305
UNPAID BALANCE: 279,516.500 OPTION TO CONVERT : No
MONTHLY P&I: 1,816.07 ANNUAL RATE ADJUST: 0.000
LTV : 65.88200 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032083701 MORTGAGORS: RASHMIR, LEWIS
RASHMIR, MARILYN
RASHMIR, MARILYN
ADDRESS : 5112 WALNUT PARK DR
MORTGAGE AMT: 650,000.00 CITY BRENTWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 TN 37027
UNPAID BALANCE: 649,492.930 OPTION TO CONVERT : No
MONTHLY P&I: 4,434.15 ANNUAL RATE ADJUST: 0.000
LTV : 76.47000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032083719 MORTGAGORS: DECKER, MELINDA
DECKER, ROBERT
ADDRESS : 2694 BRAND DRIVE
MORTGAGE AMT: 261,250.00 CITY TUSTIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92782
UNPAID BALANCE: 261,041.080 OPTION TO CONVERT : No
MONTHLY P&I: 1,760.09 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032083727 MORTGAGORS: CLEMENT, RONALD
CLEMENT, ELAINE
ADDRESS : 7571 LOCKFORD COURT
MORTGAGE AMT: 368,000.00 CITY CUPERTINO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95014
UNPAID BALANCE: 367,719.990 OPTION TO CONVERT : No
MONTHLY P&I: 2,541.68 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032083917 MORTGAGORS: ROSSI, VICTOR
ROSSI, BONNIE
ADDRESS : 4827 LIDO SANDS DRIVE
MORTGAGE AMT: 450,000.00 CITY NEWPORT BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92663
UNPAID BALANCE: 449,657.580 OPTION TO CONVERT : No
MONTHLY P&I: 3,108.04 ANNUAL RATE ADJUST: 0.000
LTV : 73.77000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032083925 MORTGAGORS: KRONBERGER, WILLIAM
KRONBERGER, CAROL
KRONBERGER, LYNN
ADDRESS : 2682 MISSION BOULEVARD #B
MORTGAGE AMT: 311,250.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92109
UNPAID BALANCE: 311,019.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,176.31 ANNUAL RATE ADJUST: 0.000
LTV : 73.58100 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032083941 MORTGAGORS: SEARS, MARK
SEARS, MELANIE
ADDRESS : 26808 GWENALDA LANE
MORTGAGE AMT: 371,250.00 CITY SANTA CLARITA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 91350
UNPAID BALANCE: 370,974.480 OPTION TO CONVERT : No
MONTHLY P&I: 2,595.83 ANNUAL RATE ADJUST: 0.000
LTV : 75.76500 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032083982 MORTGAGORS: LEW, CLARENCE
LEW, LESLIE
ADDRESS : 9 VERMONT
MORTGAGE AMT: 330,000.00 CITY IRVINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92606
UNPAID BALANCE: 329,729.500 OPTION TO CONVERT : No
MONTHLY P&I: 2,195.50 ANNUAL RATE ADJUST: 0.000
LTV : 76.74400 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032083990 MORTGAGORS: POKHARNA, HIMANSHU
POKHARNA, ANUPAMA
ADDRESS : 439 CAMILLE CIRCLE #13
MORTGAGE AMT: 304,800.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95134
UNPAID BALANCE: 304,538.240 OPTION TO CONVERT : No
MONTHLY P&I: 2,079.27 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032084014 MORTGAGORS: SHASTRI, SUBRAMANIAN
BALAN-SHASTRI, VIJI
ADDRESS : 4373 MILLER AVENUE
MORTGAGE AMT: 480,000.00 CITY PALO ALTO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94306
UNPAID BALANCE: 479,606.540 OPTION TO CONVERT : No
MONTHLY P&I: 3,193.46 ANNUAL RATE ADJUST: 0.000
LTV : 78.68800 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032084022 MORTGAGORS: MEYER-HUNT, CYNTHIA
HUNT, MARKUS
ADDRESS : 11462 MARWICK DRIVE
MORTGAGE AMT: 306,000.00 CITY DUBLIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94568
UNPAID BALANCE: 305,749.170 OPTION TO CONVERT : No
MONTHLY P&I: 2,035.83 ANNUAL RATE ADJUST: 0.000
LTV : 77.66400 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032084030 MORTGAGORS: WILLIAMS, JAMES
WEBER, KIMBERLY
ADDRESS : 523 15TH STREET
MORTGAGE AMT: 270,000.00 CITY HUNTINGTON BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92648
UNPAID BALANCE: 269,799.620 OPTION TO CONVERT : No
MONTHLY P&I: 1,887.88 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032084048 MORTGAGORS: NORDSTROM, JEFF
NORDSTROM, TANIA
ADDRESS : 9804 WISH AVENUE
MORTGAGE AMT: 328,000.00 CITY NORTHRIDGE AREA LOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91325
UNPAID BALANCE: 327,744.130 OPTION TO CONVERT : No
MONTHLY P&I: 2,237.54 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032084089 MORTGAGORS: FETTERMAN, CHARLES
FETTERMAN, LESLEY
ADDRESS : 1727 KELLY STREET
MORTGAGE AMT: 342,700.00 CITY SAN MATEO
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 94403
UNPAID BALANCE: 342,458.120 OPTION TO CONVERT : No
MONTHLY P&I: 2,455.15 ANNUAL RATE ADJUST: 0.000
LTV : 75.65100 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 04/01/29
RATE:
50
--------------------------------------------------------------------------------
LN # 0032084105 MORTGAGORS: DEAN, MATTHEW
DEAN, JAYNA
ADDRESS : 851 ALMARIDA DRIVE
MORTGAGE AMT: 360,000.00 CITY CAMPBELL
:\
STATE/ZIP :\
LIFETIME RATE : 8.62500 CA 95008
UNPAID BALANCE: 359,787.450 OPTION TO CONVERT : No
MONTHLY P&I: 2,800.05 ANNUAL RATE ADJUST: 0.000
LTV : 56.69200 OUTSIDE CONV DATE:
CURRENT INT 8.62500 MATURITY DATE: 04/01/29
RATE:
50
--------------------------------------------------------------------------------
LN # 0032084113 MORTGAGORS: LAWSON, JOHN
LAWSON, REBBECCA
LAWSON, REBECCAA
ADDRESS : 448 GLENCREST DRIVE,
MORTGAGE AMT: 325,000.00 CITY SOLANA BEACH,
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92075
UNPAID BALANCE: 324,758.800 OPTION TO CONVERT : No
MONTHLY P&I: 2,272.45 ANNUAL RATE ADJUST: 0.000
LTV : 65.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032084188 MORTGAGORS: BISCHOFF, WILLIAM
BISCHOFF, PAMELA
ADDRESS : 1537 HERMOCILLA WAY
MORTGAGE AMT: 261,750.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95116
UNPAID BALANCE: 261,545.810 OPTION TO CONVERT : No
MONTHLY P&I: 1,785.60 ANNUAL RATE ADJUST: 0.000
LTV : 79.98500 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032084212 MORTGAGORS: MCCORMICK, GRANT
ADDRESS : 2835 RUBINO CIRCLE
MORTGAGE AMT: 332,650.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95125
UNPAID BALANCE: 332,403.120 OPTION TO CONVERT : No
MONTHLY P&I: 2,325.94 ANNUAL RATE ADJUST: 0.000
LTV : 79.98800 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032084295 MORTGAGORS: HEPKER, CRAIG
HEPKER, SUSAN
ADDRESS : RT 1,BOX 1298
MORTGAGE AMT: 255,000.00 CITY MANISTIQUE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MI 49854
UNPAID BALANCE: 254,790.970 OPTION TO CONVERT : No
MONTHLY P&I: 1,696.53 ANNUAL RATE ADJUST: 0.000
LTV : 85.57000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032084469 MORTGAGORS: ARMSTRONG, WESLEY
ARMSTRONG, BARBARA
ARMSTRONG, BARBARA
ADDRESS : 2422 OLD RANCH ROAD
MORTGAGE AMT: 259,600.00 CITY ESCONDIDO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92027
UNPAID BALANCE: 259,392.410 OPTION TO CONVERT : No
MONTHLY P&I: 1,748.97 ANNUAL RATE ADJUST: 0.000
LTV : 84.98700 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032084543 MORTGAGORS: FITZGIBBON, JOHN
FITZGIBBON, MELYNDA
ADDRESS : 26782 ASHFORD
MORTGAGE AMT: 288,000.00 CITY MISSION VIEJO
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 92692
UNPAID BALANCE: 287,752.040 OPTION TO CONVERT : No
MONTHLY P&I: 1,867.96 ANNUAL RATE ADJUST: 0.000
LTV : 87.80487 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032084568 MORTGAGORS: PRUNCHUNAS, EDWARD
PRUNCHUNAS, ELBA
ADDRESS : 22133 TULSA STREET
MORTGAGE AMT: 870,000.00 CITY CHATSWORTH AREA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91311
UNPAID BALANCE: 869,338.010 OPTION TO CONVERT : No
MONTHLY P&I: 6,008.87 ANNUAL RATE ADJUST: 0.000
LTV : 66.92300 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
15
--------------------------------------------------------------------------------
LN # 0032084600 MORTGAGORS: PRELL, KAREN
QUINN, MICHAEL
ADDRESS : 2762 HOLLIDAY COURT
MORTGAGE AMT: 260,700.00 CITY PINOLE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94564
UNPAID BALANCE: 260,480.980 OPTION TO CONVERT : No
MONTHLY P&I: 1,712.61 ANNUAL RATE ADJUST: 0.000
LTV : 79.99300 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032084618 MORTGAGORS: MURATA, CRAIG
MURATA, JOYCE
ADDRESS : 3227 FALLS CREEK DRIVE
MORTGAGE AMT: 363,300.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95135
UNPAID BALANCE: 363,016.590 OPTION TO CONVERT : No
MONTHLY P&I: 2,478.35 ANNUAL RATE ADJUST: 0.000
LTV : 66.05400 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032084626 MORTGAGORS: DALE, WILLIAM
DALE, AMYLYNN
ADDRESS : 2401 CALISTOGA DRIVE,
MORTGAGE AMT: 211,050.00 CITY HOLLISTER,
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95023
UNPAID BALANCE: 210,889.410 OPTION TO CONVERT : No
MONTHLY P&I: 1,457.67 ANNUAL RATE ADJUST: 0.000
LTV : 79.99600 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032084659 MORTGAGORS: LEE, WILLIAM
LEE, LUANNA
ADDRESS : 1021 WINDSOR STREET
MORTGAGE AMT: 270,000.00 CITY SANTA CRUZ
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95062
UNPAID BALANCE: 269,794.550 OPTION TO CONVERT : No
MONTHLY P&I: 1,864.82 ANNUAL RATE ADJUST: 0.000
LTV : 72.97200 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
--------------------------------------------------------------------------------
LN # 0032084709 MORTGAGORS: MOSSER, LARRY
MOSSER, MARY
ADDRESS : 6212 FOXCROFT AVENUE
MORTGAGE AMT: 275,000.00 CITY LAS VEGAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 NV 89108
UNPAID BALANCE: 274,800.960 OPTION TO CONVERT : No
MONTHLY P&I: 1,946.44 ANNUAL RATE ADJUST: 0.000
LTV : 94.82700 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
--------------------------------------------------------------------------------
LN # 0032084733 MORTGAGORS: BACIO, ANTHONY
ADDRESS : 2839 RUBINO CIRCLE
MORTGAGE AMT: 301,300.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95125
UNPAID BALANCE: 301,076.390 OPTION TO CONVERT : No
MONTHLY P&I: 2,106.74 ANNUAL RATE ADJUST: 0.000
LTV : 74.97600 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032084808 MORTGAGORS: BOHACIK, STEPHEN
BOHACIK, THERESA
BOHACIK, THERESA
ADDRESS : 415 OSPREY POINT LANE
MORTGAGE AMT: 650,000.00 CITY BRIELLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NJ 08730
UNPAID BALANCE: 649,492.930 OPTION TO CONVERT : No
MONTHLY P&I: 4,434.15 ANNUAL RATE ADJUST: 0.000
LTV : 70.65200 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032084824 MORTGAGORS: AMBER, MARK
AMBER, KRISTIN
ADDRESS : 83 LAKE ESTATES DRIVE
MORTGAGE AMT: 423,000.00 CITY MONTGOMERY
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 TX 77356
UNPAID BALANCE: 422,287.220 OPTION TO CONVERT : No
MONTHLY P&I: 2,778.81 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032084832 MORTGAGORS: JONES, THEODORE
ADDRESS : 18423 WEST VILLAGE WAY DR
MORTGAGE AMT: 324,000.00 CITY BATON ROUGE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 LA 70810
UNPAID BALANCE: 323,454.040 OPTION TO CONVERT : No
MONTHLY P&I: 2,128.45 ANNUAL RATE ADJUST: 0.000
LTV : 78.07200 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032084857 MORTGAGORS: NECUZE, LUIS
NECUZE, ANA
NECUZE, ANA
ADDRESS : 9250 SW 118 TERRACE
MORTGAGE AMT: 425,000.00 CITY MIAMI
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 FL 33176
UNPAID BALANCE: 424,634.090 OPTION TO CONVERT : No
MONTHLY P&I: 2,756.54 ANNUAL RATE ADJUST: 0.000
LTV : 72.03300 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032084865 MORTGAGORS: BERNDT, DENNIS
BERNDT, BETH
ADDRESS : 9 FOXCHASE
MORTGAGE AMT: 314,200.00 CITY IRVINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92618
UNPAID BALANCE: 313,683.380 OPTION TO CONVERT : No
MONTHLY P&I: 2,090.39 ANNUAL RATE ADJUST: 0.000
LTV : 79.99700 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032084873 MORTGAGORS: MARSH, SAMUEL
ADDRESS : 107 CANVAS BACK DRIVE
MORTGAGE AMT: 252,000.00 CITY DUCK
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NC 27949
UNPAID BALANCE: 251,788.290 OPTION TO CONVERT : No
MONTHLY P&I: 1,655.46 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032084899 MORTGAGORS: SCHWABROW, MICHAEL
SCHWABROW, KELLY
ADDRESS : 7 FOXCHASE
MORTGAGE AMT: 389,300.00 CITY IRVINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92618
UNPAID BALANCE: 388,659.920 OPTION TO CONVERT : No
MONTHLY P&I: 2,590.03 ANNUAL RATE ADJUST: 0.000
LTV : 79.99500 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032084907 MORTGAGORS: SHULER, EDWARD
SHULER, COLLEEN
SHULER, EDWARD
SHULER, DONNA
ADDRESS : 312 NORHT DOWNEY LANE
MORTGAGE AMT: 432,000.00 CITY PLACENTIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92870
UNPAID BALANCE: 431,289.710 OPTION TO CONVERT : No
MONTHLY P&I: 2,874.11 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032084915 MORTGAGORS: ANDERSON, NANCY
ADDRESS : 32 WASHINGTON VALLEY ROAD
MORTGAGE AMT: 382,500.00 CITY MORRISTOWN
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NJ 07960
UNPAID BALANCE: 382,201.620 OPTION TO CONVERT : No
MONTHLY P&I: 2,609.32 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032084923 MORTGAGORS: WYLIE, STEVE
WYLIE, KAREN
ADDRESS : 32881 SENTINEL DRIVE
MORTGAGE AMT: 350,000.00 CITY (TRABUCO CANYON AREA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92679
UNPAID BALANCE: 349,196.090 OPTION TO CONVERT : No
MONTHLY P&I: 2,417.37 ANNUAL RATE ADJUST: 0.000
LTV : 76.08600 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032084931 MORTGAGORS: REEVES, MELVYN
REEVES, LINDA
REEVES, LINDA
REEVES, LINDA
ADDRESS : 1903 EAST RIDGEHOLLOW DRI
MORTGAGE AMT: 366,000.00 CITY BOUNTIFUL
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 UT 84010
UNPAID BALANCE: 365,707.320 OPTION TO CONVERT : No
MONTHLY P&I: 2,465.81 ANNUAL RATE ADJUST: 0.000
LTV : 63.65200 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032084956 MORTGAGORS: RAMA, JOHN
RAMA, CATHERINE
ADDRESS : LOT 2061 WILLBROOK LANE
MORTGAGE AMT: 393,720.00 CITY MT. PLEASANT
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 SC 29464
UNPAID BALANCE: 392,793.680 OPTION TO CONVERT : No
MONTHLY P&I: 2,767.60 ANNUAL RATE ADJUST: 0.000
LTV : 94.99900 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0032084972 MORTGAGORS: SNYDER, AARON
SNYDER, KIMIKO
SNYDER, KIMIKO
ADDRESS : 3933 15TH STREET
MORTGAGE AMT: 294,750.00 CITY BOULDER
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CO 80304
UNPAID BALANCE: 294,265.380 OPTION TO CONVERT : No
MONTHLY P&I: 1,960.98 ANNUAL RATE ADJUST: 0.000
LTV : 75.57600 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032084980 MORTGAGORS: DICKSON, THOMAS
DICKSON, DAPHNE
DICKSON, DAPHNE
ADDRESS : 4120 HAMMONDS FERRY
MORTGAGE AMT: 270,000.00 CITY EVANS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 GA 30809
UNPAID BALANCE: 269,566.890 OPTION TO CONVERT : No
MONTHLY P&I: 1,819.04 ANNUAL RATE ADJUST: 0.000
LTV : 67.50000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032084998 MORTGAGORS: TIERNEY, KEVIN
TIERNEY, CRIS
TIERNEY, CRIS
ADDRESS : 44 WOODLANDS DRIVE
MORTGAGE AMT: 425,000.00 CITY FALMOUTH
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 ME 04105
UNPAID BALANCE: 424,301.230 OPTION TO CONVERT : No
MONTHLY P&I: 2,827.54 ANNUAL RATE ADJUST: 0.000
LTV : 72.03300 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032085003 MORTGAGORS: WERNER, GARY
WERNER, DIANE
WERNER, DIANE
ADDRESS : 8 TREE TOP LANE
MORTGAGE AMT: 500,000.00 CITY CHATHAM
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 NJ 07928
UNPAID BALANCE: 499,558.870 OPTION TO CONVERT : No
MONTHLY P&I: 3,201.55 ANNUAL RATE ADJUST: 0.000
LTV : 62.85300 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032085029 MORTGAGORS: MILLS, JOE
MILLS, BRENDA
MILLS, BRENDA
ADDRESS : 6108 BELLE RIVE DRIVE
MORTGAGE AMT: 296,800.00 CITY BRENTWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 TN 37027
UNPAID BALANCE: 296,579.730 OPTION TO CONVERT : No
MONTHLY P&I: 2,075.27 ANNUAL RATE ADJUST: 0.000
LTV : 55.89400 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032085037 MORTGAGORS: DUBBS, DAVID
FIRESTONE, WILLIAM
FIRESTONE, WILLIAM
DUBBS, SUSAN
ADDRESS : 1919-1921 BRODERICK STREE
MORTGAGE AMT: 614,000.00 CITY SAN FRANCISCO
:\
STATE/ZIP :\
LIFETIME RATE : 8.12500 CA 95115
UNPAID BALANCE: 613,170.970 OPTION TO CONVERT : No
MONTHLY P&I: 4,558.94 ANNUAL RATE ADJUST: 0.000
LTV : 52.47800 OUTSIDE CONV DATE:
CURRENT INT 8.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032085045 MORTGAGORS: SUN, JOHN
WANG, GRACE
ADDRESS : 1285 28TH AVENUE
MORTGAGE AMT: 320,000.00 CITY SAN FRANCISCO
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 94122
UNPAID BALANCE: 319,768.390 OPTION TO CONVERT : No
MONTHLY P&I: 2,264.94 ANNUAL RATE ADJUST: 0.000
LTV : 57.14200 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032085052 MORTGAGORS: STEVENSON, JOHN
STEVENSON, TERESA
STEVENSON, TERESA
ADDRESS : 1 RIVERVIEW TERRACE
MORTGAGE AMT: 516,000.00 CITY IRVINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NY 10533
UNPAID BALANCE: 515,130.510 OPTION TO CONVERT : No
MONTHLY P&I: 3,389.76 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032085078 MORTGAGORS: MAYFIELD, JAMES
MAYFIELD, LIDA
MAYFIELD, LIDA
ADDRESS : 11393 WILLOW GARDENS DRIV
MORTGAGE AMT: 360,000.00 CITY WINDERMERE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 FL 34786
UNPAID BALANCE: 359,719.170 OPTION TO CONVERT : No
MONTHLY P&I: 2,455.83 ANNUAL RATE ADJUST: 0.000
LTV : 73.46900 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032085086 MORTGAGORS: GOMEZ, JUAN
GOMEZ, RAMONA
ADDRESS : 3557 DEL MONTE WAY
MORTGAGE AMT: 145,000.00 CITY SAN LEANDRO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94578
UNPAID BALANCE: 144,892.380 OPTION TO CONVERT : No
MONTHLY P&I: 1,013.87 ANNUAL RATE ADJUST: 0.000
LTV : 61.70200 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032085094 MORTGAGORS: MISCHEL, JOHN
MISCHEL, LAURA
MISCHEL, LAURA
ADDRESS : 3957 194TH LANE
MORTGAGE AMT: 446,500.00 CITY SUNNY ISLES BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 FL 33160
UNPAID BALANCE: 446,124.880 OPTION TO CONVERT : No
MONTHLY P&I: 2,933.19 ANNUAL RATE ADJUST: 0.000
LTV : 79.73200 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032085102 MORTGAGORS: OGILVY, PETER
OGILVY, LYNN
OGILVY, LYNN
ADDRESS : 69 ROUND HILL DRIVE
MORTGAGE AMT: 319,000.00 CITY FAIRFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CT 06430
UNPAID BALANCE: 317,995.560 OPTION TO CONVERT : No
MONTHLY P&I: 2,176.14 ANNUAL RATE ADJUST: 0.000
LTV : 50.41200 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032085128 MORTGAGORS: MANDEL, EDWARD
MANDEL, IRENE
ADDRESS : 4609 FIRESTONE DRIVE
MORTGAGE AMT: 376,200.00 CITY FRISCO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 TX 75034
UNPAID BALANCE: 375,913.740 OPTION TO CONVERT : No
MONTHLY P&I: 2,598.32 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032085144 MORTGAGORS: ZHANG, BIAO
ZHANG, ZHILING
ADDRESS : 1616 KITCHENER DRIVE
MORTGAGE AMT: 462,000.00 CITY SUNNYVALE
:\
STATE/ZIP :\
LIFETIME RATE : 8.12500 CA 94087
UNPAID BALANCE: 461,393.520 OPTION TO CONVERT : No
MONTHLY P&I: 3,430.34 ANNUAL RATE ADJUST: 0.000
LTV : 74.51600 OUTSIDE CONV DATE:
CURRENT INT 8.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032085151 MORTGAGORS: PERRON, RICHARD
LAMB, ARNOLD
LAMB, ARNOLD
ADDRESS : 9681 WILSHIRE LAKE BLVD.
MORTGAGE AMT: 297,800.00 CITY NAPLES
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 FL 34109
UNPAID BALANCE: 297,561.860 OPTION TO CONVERT : No
MONTHLY P&I: 2,006.33 ANNUAL RATE ADJUST: 0.000
LTV : 89.99600 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032085169 MORTGAGORS: KRAFINSKI, PETER
MOLINI, LEE
MOLINI, LEE
ADDRESS : 2535 WILLOW CREEK COURT
MORTGAGE AMT: 340,000.00 CITY EVANS
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 GA 30809
UNPAID BALANCE: 339,383.610 OPTION TO CONVERT : No
MONTHLY P&I: 2,149.03 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032085177 MORTGAGORS: PETRILLI, JOSEPH
PETRILLI, DONNA
PETRILLI, DONNA
ADDRESS : 7 WOODBRIDGE COURT
MORTGAGE AMT: 412,500.00 CITY DOVE CANYON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92679
UNPAID BALANCE: 411,854.470 OPTION TO CONVERT : No
MONTHLY P&I: 2,813.98 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032085185 MORTGAGORS: HALL, WILLIAM
HALL, LYNNE
HALL, LYNNE
ADDRESS : 25 PONTIAC DRIVE
MORTGAGE AMT: 250,000.00 CITY MEDFORD
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NJ 08055
UNPAID BALANCE: 249,795.070 OPTION TO CONVERT : No
MONTHLY P&I: 1,663.26 ANNUAL RATE ADJUST: 0.000
LTV : 79.87200 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032085193 MORTGAGORS: MOORE, STANLEY
ADDRESS : 208 SE 3RD STREET
MORTGAGE AMT: 250,000.00 CITY BENTONVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 AR 72712
UNPAID BALANCE: 249,784.750 OPTION TO CONVERT : No
MONTHLY P&I: 1,621.50 ANNUAL RATE ADJUST: 0.000
LTV : 74.62600 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032085201 MORTGAGORS: LEWIS, BARRY
LEWIS, PEGGY
LEWIS, PEGGY
ADDRESS : 24 LAKE ROAD
MORTGAGE AMT: 275,000.00 CITY NEWTOWN
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CT 06470
UNPAID BALANCE: 274,785.480 OPTION TO CONVERT : No
MONTHLY P&I: 1,875.98 ANNUAL RATE ADJUST: 0.000
LTV : 42.30700 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032085318 MORTGAGORS: ROSEN, DAVID
ROSEN, CHERYLE
ADDRESS : 316 C. SOUTH 2ND STREET
MORTGAGE AMT: 299,250.00 CITY PHILADELPHIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 PA 19106
UNPAID BALANCE: 299,016.550 OPTION TO CONVERT : No
MONTHLY P&I: 2,041.42 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032085706 MORTGAGORS: FERNANDEZ, BIENVENIDO
NUVAL, CYRIL
FERNANDEZ, JOHN
FERNANDEZ, ROSALINA
ADDRESS : 21 SURREY COURT
MORTGAGE AMT: 306,000.00 CITY DALY CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94015
UNPAID BALANCE: 305,767.150 OPTION TO CONVERT : No
MONTHLY P&I: 2,113.47 ANNUAL RATE ADJUST: 0.000
LTV : 85.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032085714 MORTGAGORS: CRANNER, CHRIS
PERDUE-CRANNER, ROSEMOND
ADDRESS : 4458 RADFORD AVENUE
MORTGAGE AMT: 340,000.00 CITY LOS ANGELES NORTH HO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 91607
UNPAID BALANCE: 339,747.670 OPTION TO CONVERT : No
MONTHLY P&I: 2,377.33 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032085763 MORTGAGORS: HA, MELANIE
HA, YVONNE
ADDRESS : 44551 KADI COURT
MORTGAGE AMT: 385,000.00 CITY FREMONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94539
UNPAID BALANCE: 384,714.270 OPTION TO CONVERT : No
MONTHLY P&I: 2,691.98 ANNUAL RATE ADJUST: 0.000
LTV : 74.97500 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032085789 MORTGAGORS: MONELA, ROMMEL
MONELA, JADE
ADDRESS : 2581 OREGON STREET
MORTGAGE AMT: 252,000.00 CITY UNION CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94587
UNPAID BALANCE: 252,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,676.57 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032085797 MORTGAGORS: CHAPMAN, LESLIE
ADDRESS : 13754 VALLEY VISTA BLVD
MORTGAGE AMT: 360,000.00 CITY LOS ANGELES, SHERMAN
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 91423
UNPAID BALANCE: 359,732.830 OPTION TO CONVERT : No
MONTHLY P&I: 2,517.17 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032085839 MORTGAGORS: FAULK, RICHARD
FAULK, ANGELA
ADDRESS : 17 ELM GROVE WAY
MORTGAGE AMT: 380,000.00 CITY GREENSBORO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NC 27405
UNPAID BALANCE: 379,717.980 OPTION TO CONVERT : No
MONTHLY P&I: 2,657.02 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032086209 MORTGAGORS: WELSH, MICHAEL
WELSH, SUSAN
ADDRESS : 550 SOUTH SILVERADO WAY
MORTGAGE AMT: 284,000.00 CITY ANAHEIM
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92807
UNPAID BALANCE: 283,783.900 OPTION TO CONVERT : No
MONTHLY P&I: 1,961.52 ANNUAL RATE ADJUST: 0.000
LTV : 74.73600 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032086274 MORTGAGORS: GWIN, THOMAS
GIACALONE, THERESA
GWIN, DINA
ADDRESS : 70 VALENTINE STREET
MORTGAGE AMT: 405,000.00 CITY YONKERS
:\
STATE/ZIP :\
LIFETIME RATE : 8.12500 NY 10704
UNPAID BALANCE: 404,163.410 OPTION TO CONVERT : No
MONTHLY P&I: 3,019.17 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 8.12500 MATURITY DATE: 08/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0032086290 MORTGAGORS: DUBE, GLENN
DUBE, BERNADETTE
ADDRESS : 2 PATRICIAN COURT
MORTGAGE AMT: 272,650.00 CITY EAST NORTHPORT
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NY 11731
UNPAID BALANCE: 272,437.300 OPTION TO CONVERT : No
MONTHLY P&I: 1,859.96 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032086316 MORTGAGORS: FIRST, JONATHAN
FIRST, SUSAN
FIRST, SUSAN
ADDRESS : 718 FREDERICK COURT
MORTGAGE AMT: 380,000.00 CITY WYCKOFF
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NJ 07481
UNPAID BALANCE: 379,680.750 OPTION TO CONVERT : No
MONTHLY P&I: 2,496.33 ANNUAL RATE ADJUST: 0.000
LTV : 48.40700 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032086324 MORTGAGORS: JACOBUS, JEFFREY
JACOBUS, STEPHANIE
JACOBUS, STEPHANIE
ADDRESS : 1450 GOLF STREET
MORTGAGE AMT: 274,000.00 CITY SCOTCH PLAINS
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NJ 07076
UNPAID BALANCE: 273,769.810 OPTION TO CONVERT : No
MONTHLY P&I: 1,799.98 ANNUAL RATE ADJUST: 0.000
LTV : 79.42000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032086332 MORTGAGORS: JENKINS, JAMES
JENKINS, ALLISON
JENKINS, ALLISON
ADDRESS : 260 HELENS MANOR DRIVE
MORTGAGE AMT: 276,000.00 CITY LAWRENCEVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 GA 30045
UNPAID BALANCE: 275,768.130 OPTION TO CONVERT : No
MONTHLY P&I: 1,813.12 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032086340 MORTGAGORS: KIPPER, STEVEN
KIPPER, NANCY
KIPPER, NANCY
ADDRESS : 2122 CENTURY PARK LANE NO
MORTGAGE AMT: 300,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 90067
UNPAID BALANCE: 299,793.540 OPTION TO CONVERT : No
MONTHLY P&I: 2,175.21 ANNUAL RATE ADJUST: 0.000
LTV : 57.14200 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032086357 MORTGAGORS: PATE, JOHN
ADDRESS : 102 REEDY COVE PLACE
MORTGAGE AMT: 266,400.00 CITY GREENWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 SC 29649
UNPAID BALANCE: 266,181.630 OPTION TO CONVERT : No
MONTHLY P&I: 1,772.37 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032086373 MORTGAGORS: GOLDMAN, CESAR
GOLDMAN, ARIELA
GOLDMAN, ARIELA
ADDRESS : 23680 PARK SEVILLA
MORTGAGE AMT: 480,000.00 CITY CALABASAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 91302
UNPAID BALANCE: 479,661.220 OPTION TO CONVERT : No
MONTHLY P&I: 3,438.78 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032086381 MORTGAGORS: GREENWALD, THOMAS
GREENWALD, GAIL
GREENWALD, GAIL
ADDRESS : 428 IROQUOIS AVE
MORTGAGE AMT: 268,000.00 CITY BEACH HAVEN
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NJ 08008
UNPAID BALANCE: 267,580.610 OPTION TO CONVERT : No
MONTHLY P&I: 1,828.23 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032086399 MORTGAGORS: BERNARDINO, VITALIANO
BERNARDINO, EVELINA
BERNARDINO, EVELINA
ADDRESS : 1112 SHANNON LANE
MORTGAGE AMT: 380,000.00 CITY NEWTOWN
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 PA 18940
UNPAID BALANCE: 379,703.560 OPTION TO CONVERT : No
MONTHLY P&I: 2,592.27 ANNUAL RATE ADJUST: 0.000
LTV : 67.67500 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032086407 MORTGAGORS: TORDIK, SUSAN
ADDRESS : 4590 WINDSOR PARK PLACE
MORTGAGE AMT: 259,520.00 CITY ATLANTA
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 GA 30342
UNPAID BALANCE: 259,296.560 OPTION TO CONVERT : No
MONTHLY P&I: 1,683.24 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032086415 MORTGAGORS: SWENSON, LAWRENCE
SWENSON, ELISABETH
ADDRESS : 24234 HIPSLEY MILL ROAD
MORTGAGE AMT: 280,800.00 CITY LAYTONSVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MD 20882
UNPAID BALANCE: 280,132.430 OPTION TO CONVERT : No
MONTHLY P&I: 1,946.91 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 09/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0032086423 MORTGAGORS: PORTER, THOMAS
PORTER, MITZI
PORTER, MITZI
ADDRESS : 18326 BOWSPRIT POINTE
MORTGAGE AMT: 525,000.00 CITY CORNELIUS
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 NC 28031
UNPAID BALANCE: 523,992.870 OPTION TO CONVERT : No
MONTHLY P&I: 3,405.14 ANNUAL RATE ADJUST: 0.000
LTV : 77.20500 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032086431 MORTGAGORS: CRANE, DOUGLAS
CRANE, ROSEMARY
CRANE, ROSEMARY
ADDRESS : 5310 CHIPPERS COURT
MORTGAGE AMT: 264,560.00 CITY NAGS HEAD
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NC 27959
UNPAID BALANCE: 264,145.980 OPTION TO CONVERT : No
MONTHLY P&I: 1,804.77 ANNUAL RATE ADJUST: 0.000
LTV : 76.68400 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032086449 MORTGAGORS: HANSEN, CRAIG
ADDRESS : 7954 EAST ROSE GARDEN LAN
MORTGAGE AMT: 369,000.00 CITY SCOTTSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 AZ 85255
UNPAID BALANCE: 368,732.930 OPTION TO CONVERT : No
MONTHLY P&I: 2,611.76 ANNUAL RATE ADJUST: 0.000
LTV : 89.95600 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032086456 MORTGAGORS: WAX, DANIEL
DELANEY-WAX, AMY
ADDRESS : LOT 53 INDIGO LAKE DR.
MORTGAGE AMT: 247,950.00 CITY MAGNOLIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 TX 77355
UNPAID BALANCE: 247,159.110 OPTION TO CONVERT : No
MONTHLY P&I: 1,657.89 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 08/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0032086464 MORTGAGORS: LEONARD, JOSEPH
ADDRESS : INDIAN HARBOUR VILLAS UNI
MORTGAGE AMT: 288,000.00 CITY BETHANY BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 DE 19930
UNPAID BALANCE: 287,549.300 OPTION TO CONVERT : No
MONTHLY P&I: 1,964.67 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032086472 MORTGAGORS: BOWEN, CHRISTOPHER
BOWEN, KAREN
BOWEN, KAREN
ADDRESS : 125 WHITE PLAINS ROAD
MORTGAGE AMT: 550,000.00 CITY BRONXVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NY 10708
UNPAID BALANCE: 549,591.820 OPTION TO CONVERT : No
MONTHLY P&I: 3,845.68 ANNUAL RATE ADJUST: 0.000
LTV : 59.78200 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032086480 MORTGAGORS: KHAN, MUHAMMAD
KHAN, FATNA
KHAN, FATNA
ADDRESS : 29 LAURA DRIVE
MORTGAGE AMT: 295,000.00 CITY CEDAR GROVE
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 NJ 07009
UNPAID BALANCE: 294,188.920 OPTION TO CONVERT : No
MONTHLY P&I: 1,913.36 ANNUAL RATE ADJUST: 0.000
LTV : 51.25900 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032086498 MORTGAGORS: BURKE, JOHN
BURKE, LISA
ADDRESS : SADDLE RIDGE TOWNHOME UNI
MORTGAGE AMT: 265,500.00 CITY BIG SKY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MT 59716
UNPAID BALANCE: 265,094.700 OPTION TO CONVERT : No
MONTHLY P&I: 1,833.75 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032086514 MORTGAGORS: WRIGHT, INGA-LISA
ADDRESS : 1232 WEST SHORE DRIVE
MORTGAGE AMT: 250,000.00 CITY BIG PINE KEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 FL 33043
UNPAID BALANCE: 249,618.370 OPTION TO CONVERT : No
MONTHLY P&I: 1,726.69 ANNUAL RATE ADJUST: 0.000
LTV : 75.75700 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 03/01/29
RATE:
02\ --------------------------------------------------------------------------------
LN # 0032086522 MORTGAGORS: PERRYMAN, MICHAEL
PERRYMAN, VICKI
PERRYMAN, VICKI
ADDRESS : 9712 MOODY COURT
MORTGAGE AMT: 296,000.00 CITY HARRISBURG
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NC 28075
UNPAID BALANCE: 295,513.320 OPTION TO CONVERT : No
MONTHLY P&I: 1,969.30 ANNUAL RATE ADJUST: 0.000
LTV : 75.89700 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032086530 MORTGAGORS: BURNETTE, DONNA
BURNETTE, BRUCE
BURNETTE, BRUCE
ADDRESS : LOT 4 CROOKED BRIDGE LANE
MORTGAGE AMT: 282,400.00 CITY LEESBURG
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 VA 20175
UNPAID BALANCE: 281,700.120 OPTION TO CONVERT : No
MONTHLY P&I: 1,967.45 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 03/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0032086548 MORTGAGORS: HARRON, PAUL
ADDRESS : 10484 MUIRFIELD ROAD
MORTGAGE AMT: 500,000.00 CITY BOYNTON BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 FL 33436
UNPAID BALANCE: 499,628.930 OPTION TO CONVERT : No
MONTHLY P&I: 3,496.07 ANNUAL RATE ADJUST: 0.000
LTV : 72.72700 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032086555 MORTGAGORS: GORDON, CHARLES
ADDRESS : 241 CROSSCREEK LANE
MORTGAGE AMT: 315,000.00 CITY WINCHESTER
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 VA 22603
UNPAID BALANCE: 314,741.800 OPTION TO CONVERT : No
MONTHLY P&I: 2,095.70 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032086563 MORTGAGORS: DAVIS, ROBERT
DAVIS, ARLENE
DAVIS, ARLENE
ADDRESS : #910-N ANNAPOLIS HOUSE
MORTGAGE AMT: 300,000.00 CITY BEHTANY BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 DE 19930
UNPAID BALANCE: 299,530.530 OPTION TO CONVERT : No
MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032086795 MORTGAGORS: BERNAS, JASON
BERNAS, JENNIFER
ADDRESS : 2355 LASS DRIVE
MORTGAGE AMT: 289,000.00 CITY SANTA CLARA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95054
UNPAID BALANCE: 288,780.090 OPTION TO CONVERT : No
MONTHLY P&I: 1,996.06 ANNUAL RATE ADJUST: 0.000
LTV : 64.94300 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032086811 MORTGAGORS: SCHRAUB, PAUL
BUTLER, KATHERINE
ADDRESS : 451 GRANITE CREEK ROAD
MORTGAGE AMT: 280,000.00 CITY SANTA CRUZ
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 95065
UNPAID BALANCE: 279,764.770 OPTION TO CONVERT : No
MONTHLY P&I: 1,839.40 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032086837 MORTGAGORS: HIGAKI, ROBERT
ADDRESS : 735 OREGON STREEET
MORTGAGE AMT: 266,800.00 CITY WATSONVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95076
UNPAID BALANCE: 266,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,775.03 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032086886 MORTGAGORS: MOORE, CHRISTOPHER
MOORE, CATHERINE
ADDRESS : 2843 RUBINO CIRCLE
MORTGAGE AMT: 280,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 95125
UNPAID BALANCE: 279,764.760 OPTION TO CONVERT : No
MONTHLY P&I: 1,839.41 ANNUAL RATE ADJUST: 0.000
LTV : 73.06700 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032086944 MORTGAGORS: DAVIDIAN, ARAMAZD
DAVIDIAN, ANNETTE
ADDRESS : 3328 SANTA CARLOTTA STREE
MORTGAGE AMT: 380,800.00 CITY GLENDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91214
UNPAID BALANCE: 380,487.860 OPTION TO CONVERT : No
MONTHLY P&I: 2,533.47 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032087009 MORTGAGORS: FAGAN, SCOTT
FAGAN, LESLIE
ADDRESS : 11721 PINE STREET
MORTGAGE AMT: 279,000.00 CITY LOS ALAMITOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90720
UNPAID BALANCE: 278,771.310 OPTION TO CONVERT : No
MONTHLY P&I: 1,856.19 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032087348 MORTGAGORS: GUIDI, DAVID
GUIDI, SHIRLEY
ADDRESS : 1416 DOMINICA LANE
MORTGAGE AMT: 450,000.00 CITY FOSTER CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94404
UNPAID BALANCE: 450,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,108.04 ANNUAL RATE ADJUST: 0.000
LTV : 64.74800 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032087371 MORTGAGORS: VANN, JOEL
VANN, PAMELA
ADDRESS : 2335 PASEO SAUCEDAL
MORTGAGE AMT: 328,050.00 CITY CARLSBAD
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92009
UNPAID BALANCE: 327,787.660 OPTION TO CONVERT : No
MONTHLY P&I: 2,210.14 ANNUAL RATE ADJUST: 0.000
LTV : 79.99900 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032087520 MORTGAGORS: RIVAS, ABUNDIO
ADDRESS : 1734 FABIAN DRIVE
MORTGAGE AMT: 344,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95124
UNPAID BALANCE: 343,448.190 OPTION TO CONVERT : No
MONTHLY P&I: 2,317.59 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032087538 MORTGAGORS: WILLIAMS, JODELL
ADDRESS : 982 JIMENO ROAD
MORTGAGE AMT: 260,000.00 CITY SANTA BARBARA
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 93103
UNPAID BALANCE: 259,811.820 OPTION TO CONVERT : No
MONTHLY P&I: 1,840.26 ANNUAL RATE ADJUST: 0.000
LTV : 37.95600 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032087546 MORTGAGORS: BERTRAM, JOHN
RUCKER, ELIZABETH
RUCKER, ELIZABETH
BERTRAM, SANDRA
ADDRESS : 4889 GRANGE ROAD
MORTGAGE AMT: 400,000.00 CITY SANTA ROSA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95404
UNPAID BALANCE: 399,672.120 OPTION TO CONVERT : No
MONTHLY P&I: 2,661.21 ANNUAL RATE ADJUST: 0.000
LTV : 44.44400 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032087595 MORTGAGORS: HOWARD, CAROL
ADDRESS : 3856 DIXIE CANYON AVENUE
MORTGAGE AMT: 241,000.00 CITY SHERMAN OAKS AREA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91423
UNPAID BALANCE: 240,816.620 OPTION TO CONVERT : No
MONTHLY P&I: 1,664.53 ANNUAL RATE ADJUST: 0.000
LTV : 54.77200 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032087629 MORTGAGORS: RIEK-RICCIUTI, JENNIFER
ADDRESS : 10 SUSAN TERRACE
MORTGAGE AMT: 346,500.00 CITY NORTHPORT
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NY 11768
UNPAID BALANCE: 346,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,305.27 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032087694 MORTGAGORS: METOYER, JAMES
STOUFFER-METOYER, SHARON
ADDRESS : 5052 CORNELL AVENUE
MORTGAGE AMT: 296,000.00 CITY WESTMINSTER
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92683
UNPAID BALANCE: 295,282.670 OPTION TO CONVERT : No
MONTHLY P&I: 1,994.21 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032087793 MORTGAGORS: ADAMS, DALE
ADAMS, CARYN
ADDRESS : 474 PANORAMA DRIVE
MORTGAGE AMT: 269,000.00 CITY BENICIA
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 94510
UNPAID BALANCE: 269,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,744.73 ANNUAL RATE ADJUST: 0.000
LTV : 79.94000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032087892 MORTGAGORS: KWAN, SIMON
KWAN, MAE
ADDRESS : 34936 NOVA TERRACE
MORTGAGE AMT: 276,000.00 CITY FREMONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94555
UNPAID BALANCE: 275,779.290 OPTION TO CONVERT : No
MONTHLY P&I: 1,859.46 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032087918 MORTGAGORS: WASSERMAN, RANDALL
WASSERMAN, ANGELA
ADDRESS : 10376 RUE RIVIERE VERTE
MORTGAGE AMT: 350,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92131
UNPAID BALANCE: 350,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,358.01 ANNUAL RATE ADJUST: 0.000
LTV : 77.77700 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032087926 MORTGAGORS: KOVAL, KEVIN
ADDRESS : 909 SOUTH EASTHILLS DRIVE
MORTGAGE AMT: 292,000.00 CITY WEST COVINA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91791
UNPAID BALANCE: 292,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,967.26 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032088023 MORTGAGORS: DE LA RIVA, MARK
ADDRESS : 5820 EAST AVENIDA SERRA
MORTGAGE AMT: 247,000.00 CITY ANAHEIM
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92807
UNPAID BALANCE: 247,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,705.97 ANNUAL RATE ADJUST: 0.000
LTV : 79.93500 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032088254 MORTGAGORS: KIKUTA, DARREN
KIKUTA, CANDICE
ADDRESS : 11725 GOETTING AVE
MORTGAGE AMT: 303,800.00 CITY TUSTIN RANCH
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92782
UNPAID BALANCE: 303,544.770 OPTION TO CONVERT : No
MONTHLY P&I: 1,995.75 ANNUAL RATE ADJUST: 0.000
LTV : 89.88400 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032088270 MORTGAGORS: ALESSI, JOSEPH
ALESSI, MICHELLE
ADDRESS : 11735 GOETTING AVENUE
MORTGAGE AMT: 298,850.00 CITY TUSTIN RANCH
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92782
UNPAID BALANCE: 298,605.030 OPTION TO CONVERT : No
MONTHLY P&I: 1,988.26 ANNUAL RATE ADJUST: 0.000
LTV : 79.99400 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032088320 MORTGAGORS: RYB, GABRIEL
RYB, LORI
ADDRESS : 19 S. DERBY AVENUE
MORTGAGE AMT: 360,000.00 CITY VENTNOR
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NJ 08406
UNPAID BALANCE: 360,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,395.09 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032088346 MORTGAGORS: TAW, JEFFERY
TAW, VISTORIA
TAW, VICTORIA
ADDRESS : 923 SOUTH AVERIL AVENUE
MORTGAGE AMT: 273,000.00 CITY SAN PEDRO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 90732
UNPAID BALANCE: 272,593.510 OPTION TO CONVERT : No
MONTHLY P&I: 1,908.86 ANNUAL RATE ADJUST: 0.000
LTV : 61.34800 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032088353 MORTGAGORS: CLAVELLI, MICHAEL
CLAVELLI, SHARON
ADDRESS : 429 APPLEBY STREET
MORTGAGE AMT: 243,150.00 CITY CORONA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91720
UNPAID BALANCE: 242,955.550 OPTION TO CONVERT : No
MONTHLY P&I: 1,638.15 ANNUAL RATE ADJUST: 0.000
LTV : 94.99900 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032088403 MORTGAGORS: BISNAR, BRENT
ADDRESS : 27 RUSSEL LANE
MORTGAGE AMT: 398,000.00 CITY LAGUNA NIGUEL
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92677
UNPAID BALANCE: 398,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,681.40 ANNUAL RATE ADJUST: 0.000
LTV : 69.21700 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032088411 MORTGAGORS: HUNTER, JOHN
HUNTER, MELISSA
ADDRESS : 3541 FOXWOOD PLACE
MORTGAGE AMT: 383,200.00 CITY SANTA ROSA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95405
UNPAID BALANCE: 383,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,581.69 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032088429 MORTGAGORS: SEBITS, GEORGE
SEBITS, CAROLE
ADDRESS : 1009 ROBLE LANE
MORTGAGE AMT: 400,000.00 CITY SANTA BARBARA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 93103
UNPAID BALANCE: 399,672.120 OPTION TO CONVERT : No
MONTHLY P&I: 2,661.21 ANNUAL RATE ADJUST: 0.000
LTV : 47.05800 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032088437 MORTGAGORS: GOLDHAWK, GARY
GOLDHAWK, ROBIN
ADDRESS : 614 SHERI LANE
MORTGAGE AMT: 295,000.00 CITY DANVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94526
UNPAID BALANCE: 294,769.860 OPTION TO CONVERT : No
MONTHLY P&I: 2,012.43 ANNUAL RATE ADJUST: 0.000
LTV : 62.10500 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032088957 MORTGAGORS: MURRAY, PATRICK
MURRAY, KATHLEEN
MURRAY, KATHLEEN
ADDRESS : 189 MOUNTAIN AVENUE
MORTGAGE AMT: 460,000.00 CITY WARREN
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NJ 07060
UNPAID BALANCE: 459,641.160 OPTION TO CONVERT : No
MONTHLY P&I: 3,138.01 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032089096 MORTGAGORS: AMIRI, RAHMAT
TOKHI, DAVID
ADDRESS : 3603 MISTY GLEN COURT
MORTGAGE AMT: 267,950.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 95111
UNPAID BALANCE: 267,950.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,737.92 ANNUAL RATE ADJUST: 0.000
LTV : 79.98700 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
- -------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032089120 MORTGAGORS: LARSON, JAMES
ANTON, DENISE
ADDRESS : 83 MAGEE AVENUE
MORTGAGE AMT: 360,000.00 CITY MILL VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94941
UNPAID BALANCE: 360,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,395.09 ANNUAL RATE ADJUST: 0.000
LTV : 45.56900 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032089138 MORTGAGORS: CARLSON, MICHAEL
CARLSON, KIM
ADDRESS : 1073 HACIENDA DRIVE
MORTGAGE AMT: 456,000.00 CITY WALNUT CREEK
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94598
UNPAID BALANCE: 456,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,110.72 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032089260 MORTGAGORS: ROSAZZA, EUGENE
O'HEERN, ROBIN
ADDRESS : 78 PIZARRO AVENUE
MORTGAGE AMT: 342,000.00 CITY NOVATO
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94949
UNPAID BALANCE: 342,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,246.70 ANNUAL RATE ADJUST: 0.000
LTV : 89.98300 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032089567 MORTGAGORS: RINGLER, BRIAN
RINGLER, VIRGINIA
ADDRESS : 539 IRWIN LANE
MORTGAGE AMT: 311,700.00 CITY SANTA ROSA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95401
UNPAID BALANCE: 311,700.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,152.83 ANNUAL RATE ADJUST: 0.000
LTV : 79.92300 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032089658 MORTGAGORS: DEAN, STEPHEN
DEAN, MICHELLE
ADDRESS : 3457 ASHWOOD AVENUE
MORTGAGE AMT: 280,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 90066
UNPAID BALANCE: 279,764.760 OPTION TO CONVERT : No
MONTHLY P&I: 1,839.41 ANNUAL RATE ADJUST: 0.000
LTV : 69.13500 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0032090136 MORTGAGORS: MARSDEN, MICHAEL
MARSDEN, LINDA
ADDRESS : 1109 BRITTANY HILLS COURT
MORTGAGE AMT: 293,750.00 CITY MARTINEZ
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94553
UNPAID BALANCE: 293,750.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,954.33 ANNUAL RATE ADJUST: 0.000
LTV : 89.99900 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070007182 MORTGAGORS: PARKER, SAMUEL
PARKER, DEBRA
ADDRESS : 626 SOUTH LEE STREET
MORTGAGE AMT: 280,800.00 CITY ALEXANDRIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 VA 22314
UNPAID BALANCE: 275,431.340 OPTION TO CONVERT : No
MONTHLY P&I: 2,075.09 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 01/01/23
RATE:
--------------------------------------------------------------------------------
LN # 0070023916 MORTGAGORS: BEEKES, MARIO
BEEKES, HENRIETTA
ADDRESS : 271 FRONT STREET
MORTGAGE AMT: 435,000.00 CITY LAHAINA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 HI 96761
UNPAID BALANCE: 426,802.010 OPTION TO CONVERT : No
MONTHLY P&I: 3,041.58 ANNUAL RATE ADJUST: 0.000
LTV : 54.37500 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 02/01/28
RATE: 02
--------------------------------------------------------------------------------
LN # 0070089214 MORTGAGORS: WENTZ, JERRY
WENTZ, ELIZABETH
ADDRESS : 704 HUNTING RIDGE ROAD
MORTGAGE AMT: 116,550.00 CITY RALEIGH
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 NC 27615
UNPAID BALANCE: 113,409.220 OPTION TO CONVERT : No
MONTHLY P&I: 886.20 ANNUAL RATE ADJUST: 0.000
LTV : 92.50000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/18
RATE: 01
--------------------------------------------------------------------------------
LN # 0070095898 MORTGAGORS: AMBRUZ, JOHN
HARRIS, JENNIFER
ADDRESS : 57 WINDING WOOD ROAD
MORTGAGE AMT: 388,600.00 CITY RYE BROOK
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NY 10573
UNPAID BALANCE: 384,039.590 OPTION TO CONVERT : No
MONTHLY P&I: 2,717.15 ANNUAL RATE ADJUST: 0.000
LTV : 76.95050 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0070152830 MORTGAGORS: HAYNES, DENNIS
HAYNES, LINDA
ADDRESS : 10315 REGENCY STATION
MORTGAGE AMT: 418,750.00 CITY FAIRFAX STA
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 VA 22039
UNPAID BALANCE: 415,707.090 OPTION TO CONVERT : No
MONTHLY P&I: 2,999.98 ANNUAL RATE ADJUST: 0.000
LTV : 82.92079 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 07/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0070225198 MORTGAGORS: PETAJA, MICHAEL
ADDRESS : 6 FOX LANE
MORTGAGE AMT: 260,000.00 CITY DIX HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 NY 11746
UNPAID BALANCE: 258,063.480 OPTION TO CONVERT : No
MONTHLY P&I: 1,840.26 ANNUAL RATE ADJUST: 0.000
LTV : 76.02339 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0070267588 MORTGAGORS: SPELLS, MICHAEL
SPELLS, DEBRA
ADDRESS : 142 NASSAU DRIVE
MORTGAGE AMT: 44,000.00 CITY SPRINGFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MA 01129
UNPAID BALANCE: 43,836.310 OPTION TO CONVERT : No
MONTHLY P&I: 303.90 ANNUAL RATE ADJUST: 0.000
LTV : 77.19298 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070268552 MORTGAGORS: DAVIS, KENNY
ADDRESS : 308 WEST NORTH 2ND STREET
MORTGAGE AMT: 38,000.00 CITY SUMMERVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 SC 29483
UNPAID BALANCE: 37,823.800 OPTION TO CONVERT : No
MONTHLY P&I: 262.46 ANNUAL RATE ADJUST: 0.000
LTV : 58.64198 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 11/01/28
RATE:
01
--------------------------------------------------------------------------------
LN # 0070352901 MORTGAGORS: RAMOS, PATRICIA
ADDRESS : 3205 RIVIERA DRIVE
MORTGAGE AMT: 265,600.00 CITY CORAL GABLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 FL 33134
UNPAID BALANCE: 261,970.610 OPTION TO CONVERT : No
MONTHLY P&I: 1,879.90 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 08/01/28
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0070401823 MORTGAGORS: SANTELISES, RAY
ADDRESS : 31 SEVEN OAKS ROAD
MORTGAGE AMT: 243,500.00 CITY MONROE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NY 10950
UNPAID BALANCE: 243,314.720 OPTION TO CONVERT : No
MONTHLY P&I: 1,681.79 ANNUAL RATE ADJUST: 0.000
LTV : 78.54839 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070478946 MORTGAGORS: GUGLIADA, RICHARD
GUGLIADA, KUMUD
ADDRESS : 15 GRYMES HILL ROAD
MORTGAGE AMT: 633,600.00 CITY STATEN ISLA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NY 10301
UNPAID BALANCE: 632,558.250 OPTION TO CONVERT : No
MONTHLY P&I: 4,215.36 ANNUAL RATE ADJUST: 0.000
LTV : 89.23944 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070498613 MORTGAGORS: SINGER, JEFFREY
SINGER, JILL
ADDRESS : 47766 MARINER COURT
MORTGAGE AMT: 246,550.00 CITY STERLING
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 VA 20165
UNPAID BALANCE: 244,329.860 OPTION TO CONVERT : No
MONTHLY P&I: 1,619.66 ANNUAL RATE ADJUST: 0.000
LTV : 73.59701 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070506811 MORTGAGORS: BROWN, JESS
BROWN, LAURA
ADDRESS : 815 VISTA DEL MAR DRIVE
MORTGAGE AMT: 383,000.00 CITY APTOS
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 95003
UNPAID BALANCE: 381,807.540 OPTION TO CONVERT : No
MONTHLY P&I: 2,516.04 ANNUAL RATE ADJUST: 0.000
LTV : 75.09804 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070507629 MORTGAGORS: LEEUW, JAMES
LEEUW, SHERI
ADDRESS : 504 MORAINE WAY
MORTGAGE AMT: 525,000.00 CITY HEATH
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 TX 75087
UNPAID BALANCE: 519,068.170 OPTION TO CONVERT : No
MONTHLY P&I: 3,492.84 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070513445 MORTGAGORS: BRADSHAW, CURTIS
ADDRESS : 16100 FOX RIDGE CIRCLE
MORTGAGE AMT: 425,000.00 CITY SISTERS
:\
STATE/ZIP :\
LIFETIME RATE : 8.75000 OR 97759
UNPAID BALANCE: 423,759.440 OPTION TO CONVERT : No
MONTHLY P&I: 3,343.48 ANNUAL RATE ADJUST: 0.000
LTV : 65.38462 OUTSIDE CONV DATE:
CURRENT INT 8.75000 MATURITY DATE: 12/01/28
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0070534227 MORTGAGORS: FELDMAN, PETER
BRESLIN, MARY
ADDRESS : 465 BLINN ROAD
MORTGAGE AMT: 437,700.00 CITY CROTON ON H
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NY 10520
UNPAID BALANCE: 437,349.970 OPTION TO CONVERT : No
MONTHLY P&I: 2,948.87 ANNUAL RATE ADJUST: 0.000
LTV : 89.50920 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070568274 MORTGAGORS: WRIGHT, DANIEL
WRIGHT, DEBORAH
ADDRESS : 11838 MACODA LANE
MORTGAGE AMT: 783,900.00 CITY CHATSWORTH
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91311
UNPAID BALANCE: 776,512.790 OPTION TO CONVERT : No
MONTHLY P&I: 6,195.76 ANNUAL RATE ADJUST: 0.000
LTV : 68.16522 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 12/01/18
RATE:
03
--------------------------------------------------------------------------------
LN # 0070604814 MORTGAGORS: PETRUSKY, PETER
ADDRESS : 5 SHADY COVE LANE
MORTGAGE AMT: 240,000.00 CITY NOYACK
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NY 11963
UNPAID BALANCE: 240,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,576.63 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
01
--------------------------------------------------------------------------------
LN # 0070635669 MORTGAGORS: CORLEY, JAMES
LATTIMER COR, PHYLLIS
ADDRESS : 219 75 STEWART RD
MORTGAGE AMT: 248,000.00 CITY QUEENS VILL
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NY 11427
UNPAID BALANCE: 247,791.650 OPTION TO CONVERT : No
MONTHLY P&I: 1,629.18 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070635677 MORTGAGORS: PASKA, JOSEPH
PASKA, MARY
ADDRESS : 2513 CHELMSFORD DRIVE
MORTGAGE AMT: 229,500.00 CITY CROFTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MD 21114
UNPAID BALANCE: 229,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,762.13 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/19
RATE:
04
--------------------------------------------------------------------------------
LN # 0070641287 MORTGAGORS: MURRAY, R
MURRAY, TAMMY
ADDRESS : 1208 DELPA DRIVE
MORTGAGE AMT: 240,000.00 CITY NEWARK
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 DE 19711
UNPAID BALANCE: 239,735.660 OPTION TO CONVERT : No
MONTHLY P&I: 1,576.63 ANNUAL RATE ADJUST: 0.000
LTV : 87.27273 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
01
--------------------------------------------------------------------------------
LN # 0070646237 MORTGAGORS: SHERRILL, JAMES
MC GRATH, KELLY
ADDRESS : 3952 RHODA AVE
MORTGAGE AMT: 250,000.00 CITY OAKLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94602
UNPAID BALANCE: 249,800.080 OPTION TO CONVERT : No
MONTHLY P&I: 1,684.30 ANNUAL RATE ADJUST: 0.000
LTV : 79.36508 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070646955 MORTGAGORS: ROBBINS, PERCY
ROBBINS, AMELIA
ADDRESS : 12404 WOODWALK TERRACE
MORTGAGE AMT: 356,400.00 CITY MITCHELLVIL
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MD 20721
UNPAID BALANCE: 356,400.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,431.28 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070647078 MORTGAGORS: HARLAN, ROBERT
ADDRESS : 01255 SW MARY FAILING DRI
MORTGAGE AMT: 325,000.00 CITY PORTLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 OR 97219
UNPAID BALANCE: 322,321.480 OPTION TO CONVERT : No
MONTHLY P&I: 2,217.07 ANNUAL RATE ADJUST: 0.000
LTV : 45.45455 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070652466 MORTGAGORS: TULLIS, RICHARD
ADDRESS : 101 MOUNT LYELL DRIVE
MORTGAGE AMT: 345,000.00 CITY SAN RAFAEL
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94903
UNPAID BALANCE: 345,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,353.51 ANNUAL RATE ADJUST: 0.000
LTV : 71.13402 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070660667 MORTGAGORS: PHILLIPS, GAIL
ADDRESS : 4025 ALTA MESA DRIVE
MORTGAGE AMT: 293,950.00 CITY STUDIO CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91604
UNPAID BALANCE: 293,950.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,005.26 ANNUAL RATE ADJUST: 0.000
LTV : 78.38667 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070660865 MORTGAGORS: BERGMAN, R
BOYER, CELIA
ADDRESS : 3176 CAMINO COLORADOS
MORTGAGE AMT: 276,750.00 CITY LAFAYETTE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94549
UNPAID BALANCE: 276,517.500 OPTION TO CONVERT : No
MONTHLY P&I: 1,818.05 ANNUAL RATE ADJUST: 0.000
LTV : 79.07143 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070666201 MORTGAGORS: CUMMINGS, ALLAN
CUMMINGS, EILEEN
ADDRESS : 19 COUNTRY MEADOW RD
MORTGAGE AMT: 232,500.00 CITY HACKETTSTOW
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 NJ 07840
UNPAID BALANCE: 232,199.260 OPTION TO CONVERT : No
MONTHLY P&I: 1,507.99 ANNUAL RATE ADJUST: 0.000
LTV : 89.42308 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
01
--------------------------------------------------------------------------------
LN # 0070666409 MORTGAGORS: ST LAWRENCE, OLIVER
ST LAWRENCE, SHARON
ADDRESS : 1 SLEIGH LANE
MORTGAGE AMT: 320,000.00 CITY WESTBOROUGH
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 01581
UNPAID BALANCE: 319,750.370 OPTION TO CONVERT : No
MONTHLY P&I: 2,182.96 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070668660 MORTGAGORS: BOOMGARDEN, MICHAEL
BOOMGARDEN, VICTORIA
ADDRESS : 429 EAST NORTH AVENUE
MORTGAGE AMT: 234,500.00 CITY NAPERVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 IL 60540
UNPAID BALANCE: 230,903.290 OPTION TO CONVERT : No
MONTHLY P&I: 1,540.50 ANNUAL RATE ADJUST: 0.000
LTV : 74.68000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
01
--------------------------------------------------------------------------------
LN # 0070669924 MORTGAGORS: ROBINSON, GARY
ROBINSON, KATHRYN
ADDRESS : 2640 OBELISCO PLACE
MORTGAGE AMT: 476,000.00 CITY CARLSBAD
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92009
UNPAID BALANCE: 475,637.810 OPTION TO CONVERT : No
MONTHLY P&I: 3,287.61 ANNUAL RATE ADJUST: 0.000
LTV : 52.88889 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070669981 MORTGAGORS: DEAN, GREGORY
DEAN, MARGARET
ADDRESS : 10503 EAST TIERRA BUENA
MORTGAGE AMT: 233,500.00 CITY SCOTTSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 AZ 85259
UNPAID BALANCE: 233,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,514.48 ANNUAL RATE ADJUST: 0.000
LTV : 81.92982 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
01
--------------------------------------------------------------------------------
LN # 0070670922 MORTGAGORS: NEIDERMAN, GEORGE
NEIDERMAN, LAURIE
ADDRESS : 9 TAIN DRIVE
MORTGAGE AMT: 330,000.00 CITY GREAT NECK
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NY 11021
UNPAID BALANCE: 330,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,223.27 ANNUAL RATE ADJUST: 0.000
LTV : 73.33333 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070671524 MORTGAGORS: BANNAN, RICHARD
BANNAN, PAMELA
ADDRESS : 1546 BRIARCLIFF ROAD
MORTGAGE AMT: 300,000.00 CITY ARNOLD
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MD 21012
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000
LTV : 69.76744 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070671599 MORTGAGORS: DAVEJAN, MIKAIL
DAVEJAN, RIMA
ADDRESS : 932 PORTSWOOD CIRCLE
MORTGAGE AMT: 350,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95120
UNPAID BALANCE: 350,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,328.56 ANNUAL RATE ADJUST: 0.000
LTV : 67.30769 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070673363 MORTGAGORS: BRIDGEWATER, BRUCE
BRIDGEWATER, JACQUELINE
ADDRESS : 13414 EAST GOLD DUST AVEN
MORTGAGE AMT: 251,000.00 CITY SCOTTSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 AZ 85259
UNPAID BALANCE: 248,851.580 OPTION TO CONVERT : No
MONTHLY P&I: 1,691.03 ANNUAL RATE ADJUST: 0.000
LTV : 69.72222 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070674494 MORTGAGORS: GABRIELE, CARMEN
DAVIS, CORENE
DAVIS, CALVIN
GABRIELE, RENEE
ADDRESS : 2800 OLD SALINAS ROAD
MORTGAGE AMT: 350,000.00 CITY SAN JUAN BA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 95045
UNPAID BALANCE: 350,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,299.25 ANNUAL RATE ADJUST: 0.000
LTV : 44.30380 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070674536 MORTGAGORS: HOFFMAN, STEPHEN
HOFFMAN, DEANA
ADDRESS : 1504 COUNTRY VISTAS LANE
MORTGAGE AMT: 329,950.00 CITY CHULA VISTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91910
UNPAID BALANCE: 329,686.150 OPTION TO CONVERT : No
MONTHLY P&I: 2,222.93 ANNUAL RATE ADJUST: 0.000
LTV : 79.12470 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070675756 MORTGAGORS: TAVLIN, JOSHUA
TAVLIN, CYNTHIA
ADDRESS : 1210 BLOOMFIELD STREET
MORTGAGE AMT: 329,350.00 CITY HOBOKEN
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 07030
UNPAID BALANCE: 329,350.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,218.89 ANNUAL RATE ADJUST: 0.000
LTV : 77.49412 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070676424 MORTGAGORS: JENKINS, JOHN
MC GUIRE, SHARON
ADDRESS : 507 DUDLEY COURT
MORTGAGE AMT: 245,800.00 CITY WESTFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 07090
UNPAID BALANCE: 245,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,656.00 ANNUAL RATE ADJUST: 0.000
LTV : 76.81250 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070677356 MORTGAGORS: BIALICK, GERALD
BIALICK, KAREN
BIALICK, KAREN
ADDRESS : 930 WILLOW COURT
MORTGAGE AMT: 240,000.00 CITY FAIRVIEW
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 TX 75069
UNPAID BALANCE: 239,798.370 OPTION TO CONVERT : No
MONTHLY P&I: 1,576.63 ANNUAL RATE ADJUST: 0.000
LTV : 64.86486 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
01
--------------------------------------------------------------------------------
LN # 0070681416 MORTGAGORS: JENSEN, DAVID
JENSEN, JANET
ADDRESS : 2 WHITNEY TERRACE
MORTGAGE AMT: 250,700.00 CITY VERONA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 07044
UNPAID BALANCE: 250,499.520 OPTION TO CONVERT : No
MONTHLY P&I: 1,689.01 ANNUAL RATE ADJUST: 0.000
LTV : 68.12500 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070684014 MORTGAGORS: CURRIE, RANDY
CURRIE, MARY
ADDRESS : 103 ASHFORD DRIVE
MORTGAGE AMT: 293,000.00 CITY KENNETT
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 PA 19317
UNPAID BALANCE: 293,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,949.34 ANNUAL RATE ADJUST: 0.000
LTV : 76.10390 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070684949 MORTGAGORS: MARSHALL, WESLEY
LORRAINE, ANDREA
ADDRESS : 14 ROBERT ROAD
MORTGAGE AMT: 292,000.00 CITY MARBLEHEAD
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MA 01945
UNPAID BALANCE: 291,760.650 OPTION TO CONVERT : No
MONTHLY P&I: 1,942.68 ANNUAL RATE ADJUST: 0.000
LTV : 78.91892 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070685474 MORTGAGORS: CLAIR, KELLY
CLAIR, MARGARET
ADDRESS : 7815 BALTUSROL LANE
MORTGAGE AMT: 367,500.00 CITY CHARLOTTE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NC 28210
UNPAID BALANCE: 367,198.760 OPTION TO CONVERT : No
MONTHLY P&I: 2,444.99 ANNUAL RATE ADJUST: 0.000
LTV : 63.36207 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070685623 MORTGAGORS: WIENER, DAVID
KLEIN, LYNN
ADDRESS : 218 MEETINGHOUSE LANE
MORTGAGE AMT: 368,200.00 CITY MERION
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 PA 19066
UNPAID BALANCE: 368,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,357.62 ANNUAL RATE ADJUST: 0.000
LTV : 75.91753 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070685870 MORTGAGORS: LESERMAN, ANDREW
LESERMAN, KIMBERLY
ADDRESS : 1150 3RD STREET
MORTGAGE AMT: 400,000.00 CITY MANHATTAN B
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90266
UNPAID BALANCE: 399,672.120 OPTION TO CONVERT : No
MONTHLY P&I: 2,661.21 ANNUAL RATE ADJUST: 0.000
LTV : 48.89976 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070686126 MORTGAGORS: MARAJ, NORMA
ADDRESS : 2940 NW 26 COURT
MORTGAGE AMT: 257,000.00 CITY BOCA RATON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 FL 33434
UNPAID BALANCE: 256,506.650 OPTION TO CONVERT : No
MONTHLY P&I: 1,992.52 ANNUAL RATE ADJUST: 0.000
LTV : 66.75325 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/19
RATE:
05
--------------------------------------------------------------------------------
LN # 0070686217-R01 MORTGAGORS: BELTRANO, ROBERT
BELTRANO, KRISTIN
ADDRESS : 1926 GREY EAGLE STREET
MORTGAGE AMT: 275,200.00 CITY HENDERSON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NV 89014
UNPAID BALANCE: 273,939.780 OPTION TO CONVERT : No
MONTHLY P&I: 1,830.91 ANNUAL RATE ADJUST: 0.000
LTV : 64.60094 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070686571 MORTGAGORS: HIBBARD, WILLIAM
HIBBARD, JULIE
ADDRESS : 18 VIA BERRENDO
MORTGAGE AMT: 360,000.00 CITY RANCHO SANT
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92688
UNPAID BALANCE: 360,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,395.09 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070686993 MORTGAGORS: PULSIPHER, JAMES
PULSIPHER, SUZANNE
ADDRESS : 12072 WOOD RANCH ROAD
MORTGAGE AMT: 371,900.00 CITY GRANADA HIL
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91344
UNPAID BALANCE: 371,595.160 OPTION TO CONVERT : No
MONTHLY P&I: 2,474.26 ANNUAL RATE ADJUST: 0.000
LTV : 61.98333 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070687090 MORTGAGORS: ANDERSEN, CRAIG
ANDERSEN, JODY
ADDRESS : 16273 NORTHWOOD ROAD
MORTGAGE AMT: 268,000.00 CITY PRIOR LAKE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MN 55372
UNPAID BALANCE: 267,780.320 OPTION TO CONVERT : No
MONTHLY P&I: 1,783.01 ANNUAL RATE ADJUST: 0.000
LTV : 71.27660 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070687678 MORTGAGORS: OTTO, STEVEN
OTTO, ERIKA
ADDRESS : 565 ALAMEDA BLVD
MORTGAGE AMT: 325,000.00 CITY CORONADO
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 92118
UNPAID BALANCE: 324,720.190 OPTION TO CONVERT : No
MONTHLY P&I: 2,107.94 ANNUAL RATE ADJUST: 0.000
LTV : 49.61832 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070688130 MORTGAGORS: TANG, DANNY
TANG, SUPHIE
ADDRESS : 2 TAYLORR LAKE COURT
MORTGAGE AMT: 385,000.00 CITY MANALAPAN TOWNSHIP
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NJ 07726
UNPAID BALANCE: 384,684.420 OPTION TO CONVERT : No
MONTHLY P&I: 2,561.41 ANNUAL RATE ADJUST: 0.000
LTV : 55.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070688395 MORTGAGORS: MONAGHAN,, JOHN
MONAGHAN, JOHN
ADDRESS : 121-123 SUNRIDGE STREET
MORTGAGE AMT: 286,000.00 CITY PLAYA DEL REY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90293
UNPAID BALANCE: 286,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,902.77 ANNUAL RATE ADJUST: 0.000
LTV : 76.27000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070688593 MORTGAGORS: BURNITT, RUSSELL
BURNITT, CATHERINE
ADDRESS : 120 JON QUIL COURT
MORTGAGE AMT: 303,500.00 CITY MOORESVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NC 28115
UNPAID BALANCE: 303,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,019.19 ANNUAL RATE ADJUST: 0.000
LTV : 63.89474 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070689120 MORTGAGORS: BOWER, WILLIAM
KING BOWER, EILEEN
ADDRESS : 1333 MONROE AVENUE
MORTGAGE AMT: 335,000.00 CITY RIVER FORES
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 IL 60305
UNPAID BALANCE: 334,725.410 OPTION TO CONVERT : No
MONTHLY P&I: 2,228.76 ANNUAL RATE ADJUST: 0.000
LTV : 76.65904 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070689146 MORTGAGORS: MILAD, MAGDY
MILAD, ELLEN
ADDRESS : 7314 OAK STREET
MORTGAGE AMT: 596,000.00 CITY RIVER FORES
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60305
UNPAID BALANCE: 595,523.390 OPTION TO CONVERT : No
MONTHLY P&I: 4,015.36 ANNUAL RATE ADJUST: 0.000
LTV : 79.46667 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070689484 MORTGAGORS: HIBBARD, MARK
HIBBARD, JUDITH
ADDRESS : 2446 CIRCLE DRIVE
MORTGAGE AMT: 282,300.00 CITY KANSASVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 WI 53139
UNPAID BALANCE: 282,068.600 OPTION TO CONVERT : No
MONTHLY P&I: 1,878.15 ANNUAL RATE ADJUST: 0.000
LTV : 77.13115 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070689633 MORTGAGORS: KYLE, DANNY
KYLE, LANIE
ADDRESS : 2761 WEST WINDSOR AVENUE
MORTGAGE AMT: 278,000.00 CITY CHICAGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 IL 60625
UNPAID BALANCE: 277,772.130 OPTION TO CONVERT : No
MONTHLY P&I: 1,849.54 ANNUAL RATE ADJUST: 0.000
LTV : 68.30467 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070689757 MORTGAGORS: DE LA PAZ, ALBERTO
DE LA PAZ, KAREN
ADDRESS : 9216 GOLDEN EAGLE DRIVE
MORTGAGE AMT: 595,000.00 CITY LAS VEGAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NV 89134
UNPAID BALANCE: 594,512.280 OPTION TO CONVERT : No
MONTHLY P&I: 3,958.55 ANNUAL RATE ADJUST: 0.000
LTV : 64.32432 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070689963 MORTGAGORS: LEVY, JOAN
ADDRESS : 12710 MANOR DRIVE
MORTGAGE AMT: 263,700.00 CITY AUBURN
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95603
UNPAID BALANCE: 263,483.850 OPTION TO CONVERT : No
MONTHLY P&I: 1,754.40 ANNUAL RATE ADJUST: 0.000
LTV : 74.28169 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070690763 MORTGAGORS: ISHAM PITMAN, CAROLYNN
PITMAN, PAUL
ADDRESS : 280 SOUTHERN AVENUE
MORTGAGE AMT: 400,000.00 CITY ESSEX
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MA 01929
UNPAID BALANCE: 400,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,661.21 ANNUAL RATE ADJUST: 0.000
LTV : 57.14286 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070692009 MORTGAGORS: SERIMIAN, DAVID
ADDRESS : 10176 NORTH PONDEROSA DRI
MORTGAGE AMT: 379,000.00 CITY FRESNO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 93720
UNPAID BALANCE: 378,689.330 OPTION TO CONVERT : No
MONTHLY P&I: 2,521.50 ANNUAL RATE ADJUST: 0.000
LTV : 77.34694 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070692173 MORTGAGORS: NANQUIL, ANACLETO
NANQUIL, CAESAR
NANQUIL, CAESAR
NANQUIL, SALLY
ADDRESS : 9687 BABAUTA ROAD
MORTGAGE AMT: 275,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92129
UNPAID BALANCE: 275,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,829.58 ANNUAL RATE ADJUST: 0.000
LTV : 76.38889 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070692249 MORTGAGORS: BONNEY, PHILIP
BONNEY, KATHARINE
ADDRESS : 7587 MCCONNELL AVENUE
MORTGAGE AMT: 230,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 90045
UNPAID BALANCE: 229,801.970 OPTION TO CONVERT : No
MONTHLY P&I: 1,491.78 ANNUAL RATE ADJUST: 0.000
LTV : 70.76923 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
01
--------------------------------------------------------------------------------
LN # 0070692561 MORTGAGORS: CHO, CHARLIE
CHO, JENIFER
ADDRESS : 1364 CERRO VERDE
MORTGAGE AMT: 268,900.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95120
UNPAID BALANCE: 268,457.880 OPTION TO CONVERT : No
MONTHLY P&I: 1,789.00 ANNUAL RATE ADJUST: 0.000
LTV : 56.61053 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070692595 MORTGAGORS: STOCKTON, ALFRED
STOCKTON, STEPHANIE
ADDRESS : 407 WEST POPLAR AVENUE
MORTGAGE AMT: 431,000.00 CITY SAN MATEO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94402
UNPAID BALANCE: 431,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,867.45 ANNUAL RATE ADJUST: 0.000
LTV : 45.36842 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070692934 MORTGAGORS: KIM, BONG
KIM, SOON
ADDRESS : 1235 S WINDSOR BLVD
MORTGAGE AMT: 255,800.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90019
UNPAID BALANCE: 255,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,701.84 ANNUAL RATE ADJUST: 0.000
LTV : 74.14493 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070693270 MORTGAGORS: LEVINE, SALLY
LEVINE, BARTON
ADDRESS : 2741 ROSCOMARE ROAD
MORTGAGE AMT: 350,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90077
UNPAID BALANCE: 349,713.110 OPTION TO CONVERT : No
MONTHLY P&I: 2,328.56 ANNUAL RATE ADJUST: 0.000
LTV : 79.54545 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070693726 MORTGAGORS: BRAMMER, KEVIN
LOOP BRAMMER, SHAWN
ADDRESS : 14610 WEETH DRIVE
MORTGAGE AMT: 371,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95124
UNPAID BALANCE: 370,390.020 OPTION TO CONVERT : No
MONTHLY P&I: 2,468.27 ANNUAL RATE ADJUST: 0.000
LTV : 68.70370 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070693924 MORTGAGORS: MILLER, LARRY
MILLER, TRACEY
ADDRESS : 32 CAMARIN STREET
MORTGAGE AMT: 321,550.00 CITY FOOTHILL RA
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 CA 92610
UNPAID BALANCE: 321,550.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,032.41 ANNUAL RATE ADJUST: 0.000
LTV : 79.39506 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070694047 MORTGAGORS: MILLER, JAMES
MURPHY, RICHARD
ADDRESS : 151 WEST GILBERT ROAD
MORTGAGE AMT: 384,000.00 CITY SOUTHBURY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CT 06488
UNPAID BALANCE: 382,327.100 OPTION TO CONVERT : No
MONTHLY P&I: 2,977.15 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/19
RATE:
05
--------------------------------------------------------------------------------
LN # 0070694138 MORTGAGORS: COLLINS, MAUREEN
ADDRESS : 3178 CLUBHOUSE ROAD
MORTGAGE AMT: 365,000.00 CITY MERRICK
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NY 11566
UNPAID BALANCE: 365,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,428.35 ANNUAL RATE ADJUST: 0.000
LTV : 71.56863 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070694484 MORTGAGORS: DUNKER, JOHN
ANDERSON DUN, DEBRA
ADDRESS : 5945 BLAKEFORD DR
MORTGAGE AMT: 309,300.00 CITY WINDERMERE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 FL 34786
UNPAID BALANCE: 309,300.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,031.88 ANNUAL RATE ADJUST: 0.000
LTV : 79.92248 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070694583 MORTGAGORS: HORVATH, JOSEPH
HORVATH, JANET
ADDRESS : 5431 SOUTH GENEVA STREET
MORTGAGE AMT: 318,450.00 CITY ENGLEWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CO 80111
UNPAID BALANCE: 318,094.620 OPTION TO CONVERT : No
MONTHLY P&I: 2,118.66 ANNUAL RATE ADJUST: 0.000
LTV : 56.86607 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070694690 MORTGAGORS: VEGA, JOHN
VEGA, SHIRLEY
ADDRESS : 11325 DONOVAN ROAD
MORTGAGE AMT: 286,000.00 CITY LOS ALAMITO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90720
UNPAID BALANCE: 285,765.560 OPTION TO CONVERT : No
MONTHLY P&I: 1,902.77 ANNUAL RATE ADJUST: 0.000
LTV : 75.26316 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070695598 MORTGAGORS: FORBES, MARILYN
ADDRESS : 8421 MELBA AVENUE
MORTGAGE AMT: 237,000.00 CITY WEST HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 91304
UNPAID BALANCE: 236,795.950 OPTION TO CONVERT : No
MONTHLY P&I: 1,537.18 ANNUAL RATE ADJUST: 0.000
LTV : 74.06250 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
01
--------------------------------------------------------------------------------
LN # 0070695861 MORTGAGORS: MIGLAS, CRAIG
MIGLAS, MARIA
ADDRESS : 53571 SOUTH RIVER ROAD
MORTGAGE AMT: 251,000.00 CITY CLARKSBURG
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95612
UNPAID BALANCE: 251,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,669.91 ANNUAL RATE ADJUST: 0.000
LTV : 56.40449 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070696273 MORTGAGORS: ISAAC, RAPHAEL
ISAAC, SUSAN
ADDRESS : 17 NASSAU DRIVE
MORTGAGE AMT: 347,300.00 CITY GREAT NECK
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 NY 11021
UNPAID BALANCE: 347,300.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,399.54 ANNUAL RATE ADJUST: 0.000
LTV : 69.46000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/24
RATE:
14
--------------------------------------------------------------------------------
LN # 0070697065 MORTGAGORS: WIITA, BRUCE
WIITA, LUANN
ADDRESS : 848 LAKESIDE DRIVE
MORTGAGE AMT: 649,000.00 CITY NORTH PALM
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 FL 33408
UNPAID BALANCE: 648,481.010 OPTION TO CONVERT : No
MONTHLY P&I: 4,372.43 ANNUAL RATE ADJUST: 0.000
LTV : 67.25389 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070697800 MORTGAGORS: KOHLER, DIETMAR
KOHLER, ELPIDA
ADDRESS : 37 DERWEN ROAD
MORTGAGE AMT: 320,000.00 CITY BALA CYNWYD
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 PA 19004
UNPAID BALANCE: 319,774.150 OPTION TO CONVERT : No
MONTHLY P&I: 2,292.52 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 04/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0070698147 MORTGAGORS: ALFORD, EVAN
COOPER, MARY
ADDRESS : 42512 ALFORD ROAD
MORTGAGE AMT: 376,000.00 CITY ASHBURN
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 VA 20148
UNPAID BALANCE: 376,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,533.18 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070698212 MORTGAGORS: LONG, DENMAN
LONG, MARY
ADDRESS : 355 NORTHWEST RIDGE ROAD
MORTGAGE AMT: 482,500.00 CITY JACKSON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 WY 83001
UNPAID BALANCE: 482,104.500 OPTION TO CONVERT : No
MONTHLY P&I: 3,210.08 ANNUAL RATE ADJUST: 0.000
LTV : 48.25000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070699277 MORTGAGORS: OLIVER, MICHAEL
OLIVER, EVELYN
ADDRESS : 20589 KOMINA AVENUE
MORTGAGE AMT: 322,000.00 CITY SARATOGA
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 95070
UNPAID BALANCE: 321,722.760 OPTION TO CONVERT : No
MONTHLY P&I: 2,088.49 ANNUAL RATE ADJUST: 0.000
LTV : 64.40000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070700778 MORTGAGORS: FERNANDEZ, DAVID
FERNANDEZ, JOANN
ADDRESS : 9332 BALCOM AVE
MORTGAGE AMT: 280,000.00 CITY NORTHRIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 CA 91325
UNPAID BALANCE: 280,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,769.79 ANNUAL RATE ADJUST: 0.000
LTV : 77.77778 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070701198 MORTGAGORS: LINDMAN, HARRY
LINDMAN, PATRICIA
ADDRESS : 856 GREENTHORNE BOULEVARD
MORTGAGE AMT: 446,200.00 CITY SCHENECTADY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NY 12303
UNPAID BALANCE: 446,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,006.13 ANNUAL RATE ADJUST: 0.000
LTV : 79.67857 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070701966 MORTGAGORS: KHORRAM, HOMAYOUN
KHORRAM, THERESA
ADDRESS : 13243 WHISPER CREEK DRIVE
MORTGAGE AMT: 291,950.00 CITY CHARLOTTE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NC 28277
UNPAID BALANCE: 291,950.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,086.78 ANNUAL RATE ADJUST: 0.000
LTV : 79.98630 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/24
RATE:
14
--------------------------------------------------------------------------------
LN # 0070702238 MORTGAGORS: SHEEHAN, VINCE
SHEEHAN, JOAN
ADDRESS : 183 RESERVOIR ROAD
MORTGAGE AMT: 345,000.00 CITY SAN RAFAEL
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94901
UNPAID BALANCE: 344,717.210 OPTION TO CONVERT : No
MONTHLY P&I: 2,295.29 ANNUAL RATE ADJUST: 0.000
LTV : 54.76190 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070702451 MORTGAGORS: ROBERTS, THOMAS
ROBERTS, CYNTHIA
ADDRESS : 28925 WAGON ROAD
MORTGAGE AMT: 640,000.00 CITY AGOURA
:\
STATE/ZIP :\
LIFETIME RATE : 6.37500 CA 91301
UNPAID BALANCE: 640,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,992.77 ANNUAL RATE ADJUST: 0.000
LTV : 67.36842 OUTSIDE CONV DATE:
CURRENT INT 6.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070703681 MORTGAGORS: NGUYEN, TIEN
TRAN, PHUONG
ADDRESS : 325 DIAMOND COURT
MORTGAGE AMT: 505,000.00 CITY PLEASANTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94566
UNPAID BALANCE: 504,401.560 OPTION TO CONVERT : No
MONTHLY P&I: 3,317.49 ANNUAL RATE ADJUST: 0.000
LTV : 66.88742 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070704192 MORTGAGORS: KEENAN, THOMAS
KEENAN, IRENE
ADDRESS : 125 FRANKLIN AVENUE
MORTGAGE AMT: 280,000.00 CITY OAKLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NJ 07436
UNPAID BALANCE: 280,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,862.85 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
- -----------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070704200 MORTGAGORS: CAGGIANO, THOMAS
CAGGIANO, MARIE
ADDRESS : 17 ANDERSON ROAD
MORTGAGE AMT: 244,000.00 CITY POMONA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NY 10970
UNPAID BALANCE: 244,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,623.34 ANNUAL RATE ADJUST: 0.000
LTV : 74.16413 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
UCT CODE:102
--------------------------------------------------------------------------------
LN # 0070704390 MORTGAGORS: PETRIDES, KONSTANTIN
PETRIDES, SOTIRA
ADDRESS : 30 STUART AVENUE
MORTGAGE AMT: 293,600.00 CITY NORWALK
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CT 06850
UNPAID BALANCE: 293,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,953.33 ANNUAL RATE ADJUST: 0.000
LTV : 75.28205 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070704416 MORTGAGORS: FREY, STEVEN
FREY, RUTH
ADDRESS : 802 DRESHER WAY
MORTGAGE AMT: 311,500.00 CITY WAYNE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 PA 19087
UNPAID BALANCE: 311,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,072.42 ANNUAL RATE ADJUST: 0.000
LTV : 46.14815 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070704457 MORTGAGORS: KISZA, ALAN
ADDRESS : 295 KINNELON ROAD
MORTGAGE AMT: 326,500.00 CITY KINNELON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NJ 07405
UNPAID BALANCE: 326,232.370 OPTION TO CONVERT : No
MONTHLY P&I: 2,172.21 ANNUAL RATE ADJUST: 0.000
LTV : 63.03089 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070705561 MORTGAGORS: NIERI, WALTER
FLEMING, LILI
ADDRESS : 6510 NORTH 27TH STREET
MORTGAGE AMT: 287,400.00 CITY PHOENIX
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 AZ 85016
UNPAID BALANCE: 287,164.420 OPTION TO CONVERT : No
MONTHLY P&I: 1,912.08 ANNUAL RATE ADJUST: 0.000
LTV : 63.87000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070705942 MORTGAGORS: ARROYO, PEDRO
ARROYO, MARCIA
ADDRESS : 1440 ARROYO VISTA DRIVE
MORTGAGE AMT: 282,000.00 CITY DELAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 FL 32724
UNPAID BALANCE: 282,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,876.15 ANNUAL RATE ADJUST: 0.000
LTV : 71.39241 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070705967 MORTGAGORS: ROBSON, GARY
ROBSON, REBECCA
ADDRESS : 621 WOODSMANS WAY
MORTGAGE AMT: 272,500.00 CITY CROWNSVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MD 21032
UNPAID BALANCE: 272,276.630 OPTION TO CONVERT : No
MONTHLY P&I: 1,812.95 ANNUAL RATE ADJUST: 0.000
LTV : 85.15625 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070706817 MORTGAGORS: BERRO, STEVEN
BERRO, TAMMY
ADDRESS : 20791 PORTER RANCH ROAD
MORTGAGE AMT: 275,000.00 CITY TRABUCO CAN
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92679
UNPAID BALANCE: 274,774.590 OPTION TO CONVERT : No
MONTHLY P&I: 1,829.58 ANNUAL RATE ADJUST: 0.000
LTV : 72.94430 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070707344 MORTGAGORS: BROCCO, PERRY
BROCCO, CHERYL
ADDRESS : 47 ROYDEN ROAD
MORTGAGE AMT: 334,600.00 CITY TENAFLY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NJ 07670
UNPAID BALANCE: 334,325.730 OPTION TO CONVERT : No
MONTHLY P&I: 2,226.10 ANNUAL RATE ADJUST: 0.000
LTV : 78.72941 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070707591 MORTGAGORS: CARTER, JOY
ADDRESS : 3930 ADMIRABLE DRIVE
MORTGAGE AMT: 415,000.00 CITY RANCHO PALO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90275
UNPAID BALANCE: 413,639.020 OPTION TO CONVERT : No
MONTHLY P&I: 2,831.03 ANNUAL RATE ADJUST: 0.000
LTV : 75.45455 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070708334 MORTGAGORS: WILLIAMS, GEORGE
WILLIAMS, MARIAN
ADDRESS : 51 WILCOX AVENUE
MORTGAGE AMT: 119,700.00 CITY EAST ORANGE
:\
STATE/ZIP :\
LIFETIME RATE : 8.12000 NJ 07017
UNPAID BALANCE: 119,621.620 OPTION TO CONVERT : No
MONTHLY P&I: 888.35 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 8.12000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070708458 MORTGAGORS: LEE, HANLEY
WONG LEE, JOLENE
ADDRESS : 22 HUNTINGTON DRIVE
MORTGAGE AMT: 308,550.00 CITY SAN FRANCIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94132
UNPAID BALANCE: 308,297.080 OPTION TO CONVERT : No
MONTHLY P&I: 2,052.79 ANNUAL RATE ADJUST: 0.000
LTV : 66.35484 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070708565 MORTGAGORS: BARNES, RAYMOND
CORSELLO, JOHN
ADDRESS : 5184 CANOGA AVE
MORTGAGE AMT: 264,000.00 CITY WOODLAND HI
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 91364
UNPAID BALANCE: 264,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,845.93 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070709332 MORTGAGORS: KORTSCHAK, PAUL
KORTSCHAK, KIMBERLY
ADDRESS : 135 PARKHAVEN DRIVE
MORTGAGE AMT: 288,000.00 CITY DANVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94506
UNPAID BALANCE: 288,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,891.95 ANNUAL RATE ADJUST: 0.000
LTV : 51.42857 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070709415 MORTGAGORS: COPPIN, KEVIN
COPPIN, JULIE
ADDRESS : 6123 WOODLAKE AVENUE
MORTGAGE AMT: 285,000.00 CITY WOODLAND HI
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 91367
UNPAID BALANCE: 285,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,872.25 ANNUAL RATE ADJUST: 0.000
LTV : 54.28571 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070709423 MORTGAGORS: KIRKPATRICK, BRUCE
ADDRESS : 27045 COUNTRY ROAD
MORTGAGE AMT: 235,600.00 CITY DAVIS
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 CA 95616
UNPAID BALANCE: 235,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,773.95 ANNUAL RATE ADJUST: 0.000
LTV : 78.53333 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 05/01/19
RATE:
04
--------------------------------------------------------------------------------
LN # 0070711254 MORTGAGORS: MABANGLO, DAVID
MABANGLO, ELIZABETH
ADDRESS : 5555 RIDGEWOOD DRIVE
MORTGAGE AMT: 268,000.00 CITY FREMONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94555
UNPAID BALANCE: 267,669.160 OPTION TO CONVERT : No
MONTHLY P&I: 1,894.17 ANNUAL RATE ADJUST: 0.000
LTV : 60.90909 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/24
RATE:
14
--------------------------------------------------------------------------------
LN # 0070711536 MORTGAGORS: LING, RICHARD
LING, SANDRA
ADDRESS : 1401 ALTER ROAD
MORTGAGE AMT: 292,000.00 CITY MILFORD
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MI 48381
UNPAID BALANCE: 291,760.650 OPTION TO CONVERT : No
MONTHLY P&I: 1,942.68 ANNUAL RATE ADJUST: 0.000
LTV : 76.43979 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070711916 MORTGAGORS: ANDERSON, MARK
ANDERSON, PATRICIA
ADDRESS : 3900 CUBA ROAD
MORTGAGE AMT: 350,000.00 CITY LONG GROVE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 IL 60047
UNPAID BALANCE: 350,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,713.55 ANNUAL RATE ADJUST: 0.000
LTV : 66.66667 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/19
RATE:
05
--------------------------------------------------------------------------------
LN # 0070713334 MORTGAGORS: DAIGLE, MICHAEL
DAIGLE, DEIRDRE
ADDRESS : 11611 MARINE VIEW DRIVE S
MORTGAGE AMT: 410,000.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 WA 98146
UNPAID BALANCE: 409,680.160 OPTION TO CONVERT : No
MONTHLY P&I: 2,796.92 ANNUAL RATE ADJUST: 0.000
LTV : 63.07692 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070713383 MORTGAGORS: SHANDS, JOSEPH
SHANDS, DONNA
ADDRESS : 2487 NW QUIMBY STREET
MORTGAGE AMT: 303,000.00 CITY PORTLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 OR 97210
UNPAID BALANCE: 302,769.440 OPTION TO CONVERT : No
MONTHLY P&I: 2,092.75 ANNUAL RATE ADJUST: 0.000
LTV : 79.73684 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070713474 MORTGAGORS: SOON, DAN
SOON, KWANG
ADDRESS : 7324 233RD PL NE
MORTGAGE AMT: 295,000.00 CITY REDMOND
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 WA 98053
UNPAID BALANCE: 294,769.870 OPTION TO CONVERT : No
MONTHLY P&I: 2,012.42 ANNUAL RATE ADJUST: 0.000
LTV : 73.75000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070713714 MORTGAGORS: BEHL, ROBERT
BEHL, JOANNA
ADDRESS : 361 TIOGA COURT
MORTGAGE AMT: 312,300.00 CITY PALO ALTO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94306
UNPAID BALANCE: 312,044.010 OPTION TO CONVERT : No
MONTHLY P&I: 2,077.74 ANNUAL RATE ADJUST: 0.000
LTV : 56.78182 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070713953 MORTGAGORS: SUTTON, NORMA
ADDRESS : 825 SOUTH OAKLEY BOULEVAR
MORTGAGE AMT: 289,000.00 CITY CHICAGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 IL 60612
UNPAID BALANCE: 289,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,922.72 ANNUAL RATE ADJUST: 0.000
LTV : 89.75155 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070713995 MORTGAGORS: SOUSA, CHRISTOPHE
ADDRESS : 13 MAPLE STREET
MORTGAGE AMT: 242,250.00 CITY NORTHBOROUG
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MA 01581
UNPAID BALANCE: 242,250.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,673.16 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070714159 MORTGAGORS: SCAZZERO, WILLIAM
LAPORTA, JEANNE
ADDRESS : 125 STONEWALL CIRCLE
MORTGAGE AMT: 525,000.00 CITY WEST HARRIS
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 NY 10604
UNPAID BALANCE: 525,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,318.36 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070715065 MORTGAGORS: LIGHTFOOT, JAY
TITUS, SUSAN
ADDRESS : 1202 ROWLAND DRIVE
MORTGAGE AMT: 246,500.00 CITY HERNDON
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 VA 22070
UNPAID BALANCE: 246,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,619.33 ANNUAL RATE ADJUST: 0.000
LTV : 74.92401 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070715263 MORTGAGORS: BRUIN, EDWARD
BRUIN, PAULA
ADDRESS : 154 LOMBARD STREET
MORTGAGE AMT: 332,750.00 CITY SAN FRANCIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94111
UNPAID BALANCE: 332,750.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,213.79 ANNUAL RATE ADJUST: 0.000
LTV : 65.89000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070715701 MORTGAGORS: CHUEY, PAMELA
ADDRESS : 240 EWING TERRACE
MORTGAGE AMT: 312,500.00 CITY SAN FRANCIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94118
UNPAID BALANCE: 312,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,079.07 ANNUAL RATE ADJUST: 0.000
LTV : 72.67442 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070715875 MORTGAGORS: MULLEN, THOMAS
MULLEN, KATHLEEN
ADDRESS : 142 LAKE ROAD
MORTGAGE AMT: 292,200.00 CITY MORRISTOWN
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NJ 07960
UNPAID BALANCE: 291,954.510 OPTION TO CONVERT : No
MONTHLY P&I: 1,919.55 ANNUAL RATE ADJUST: 0.000
LTV : 82.30986 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070716089 MORTGAGORS: GHANIZADEH, TEOUMAN
GHANIZADEH, JACQUELINE
ADDRESS : 59 RIDGE AVENUE
MORTGAGE AMT: 295,500.00 CITY SAN RAFAEL
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94901
UNPAID BALANCE: 295,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,965.97 ANNUAL RATE ADJUST: 0.000
LTV : 47.66129 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070716485 MORTGAGORS: KISIEL, KEVIN
KISIEL, ANNETTE
ADDRESS : 10344 NEWINGTON DRIVE
MORTGAGE AMT: 253,600.00 CITY ORLANDO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 FL 32836
UNPAID BALANCE: 251,990.140 OPTION TO CONVERT : No
MONTHLY P&I: 1,687.21 ANNUAL RATE ADJUST: 0.000
LTV : 79.74843 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070716535 MORTGAGORS: FITZGERALD, JOHN
FITZGERALD, MICHELLE
ADDRESS : 14 CHESTERWOOD
MORTGAGE AMT: 250,000.00 CITY ALISO VIEJO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92656
UNPAID BALANCE: 247,863.780 OPTION TO CONVERT : No
MONTHLY P&I: 1,663.26 ANNUAL RATE ADJUST: 0.000
LTV : 78.12500 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070716717 MORTGAGORS: FOUCAR, DAVID
FOUCAR, DEBORA
ADDRESS : 742 VISTA PALACIO
MORTGAGE AMT: 281,500.00 CITY CAMARILLO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 93012
UNPAID BALANCE: 281,269.250 OPTION TO CONVERT : No
MONTHLY P&I: 1,872.83 ANNUAL RATE ADJUST: 0.000
LTV : 72.17949 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070717079 MORTGAGORS: ORDONIO, ANTHONY
ORDONIO, MIMI
ADDRESS : 1817 KOFMAN PARKWAY
MORTGAGE AMT: 321,000.00 CITY ALAMEDA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94502
UNPAID BALANCE: 321,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,488.71 ANNUAL RATE ADJUST: 0.000
LTV : 69.78261 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/19
RATE:
05
--------------------------------------------------------------------------------
LN # 0070717525 MORTGAGORS: SCHUSTER, DOUGLAS
SCHUSTER, CHRISTINE
ADDRESS : 9 MAYNARD FARM CIRCLE
MORTGAGE AMT: 397,000.00 CITY SUDBURY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MA 01776
UNPAID BALANCE: 396,682.530 OPTION TO CONVERT : No
MONTHLY P&I: 2,674.66 ANNUAL RATE ADJUST: 0.000
LTV : 66.16667 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070719356 MORTGAGORS: HOSIER, ROBERT
HOSIER, WINNIE
ADDRESS : 27614 SOUTH FAIR OAKS ROA
MORTGAGE AMT: 290,000.00 CITY TRACY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95376
UNPAID BALANCE: 290,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,929.38 ANNUAL RATE ADJUST: 0.000
LTV : 77.33333 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070719711 MORTGAGORS: HASTINGS, JAMES
HASTINGS, PATRICIA
ADDRESS : 305 PIPING ROCK DRIVE
MORTGAGE AMT: 247,500.00 CITY SILVER SPRI
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MD 20905
UNPAID BALANCE: 247,297.130 OPTION TO CONVERT : No
MONTHLY P&I: 1,646.62 ANNUAL RATE ADJUST: 0.000
LTV : 79.32692 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070720115 MORTGAGORS: FREEDMAN, EDWARD
FREEDMAN, KIMBERLEY
ADDRESS : 56 WILTSHIRE LANE
MORTGAGE AMT: 281,000.00 CITY MARSHFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MA 02050
UNPAID BALANCE: 280,769.670 OPTION TO CONVERT : No
MONTHLY P&I: 1,869.50 ANNUAL RATE ADJUST: 0.000
LTV : 74.93333 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070721477 MORTGAGORS: CHURCH, WILLIAM
CHURCH, PATRICIA
ADDRESS : 6012 EAST ROBINSON ROAD
MORTGAGE AMT: 297,000.00 CITY FREELAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 WA 98249
UNPAID BALANCE: 297,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,975.95 ANNUAL RATE ADJUST: 0.000
LTV : 40.13514 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070721485 MORTGAGORS: HARTHUN, ERIC
HARTHUN, CAROLYN
ADDRESS : 128 BRISTOL ROAD
MORTGAGE AMT: 463,000.00 CITY WELLESLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MA 02481
UNPAID BALANCE: 462,629.740 OPTION TO CONVERT : No
MONTHLY P&I: 3,119.32 ANNUAL RATE ADJUST: 0.000
LTV : 83.42342 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070722137 MORTGAGORS: BASANEZ, MIGUEL
ADDRESS : 27 WEST SHORE DRIVE
MORTGAGE AMT: 285,000.00 CITY PENNINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NJ 08534
UNPAID BALANCE: 284,527.370 OPTION TO CONVERT : No
MONTHLY P&I: 1,896.11 ANNUAL RATE ADJUST: 0.000
LTV : 79.16667 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070722749 MORTGAGORS: BRENNAN, HELEN
ADDRESS : 131 CORNELL AVENUE
MORTGAGE AMT: 232,750.00 CITY HAWTHORNE
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 NJ 07506
UNPAID BALANCE: 232,750.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,608.10 ANNUAL RATE ADJUST: 0.000
LTV : 86.20370 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/24
RATE:
13
--------------------------------------------------------------------------------
LN # 0070722970 MORTGAGORS: LICHTCSIEN, STEVEN
LICHTCSIEN, SHARON
ADDRESS : 1914 ATLANTIC AVENUE
MORTGAGE AMT: 240,000.00 CITY SANDUSKY
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 OH 44870
UNPAID BALANCE: 239,793.360 OPTION TO CONVERT : No
MONTHLY P&I: 1,556.64 ANNUAL RATE ADJUST: 0.000
LTV : 76.19048 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
01
--------------------------------------------------------------------------------
LN # 0070723754 MORTGAGORS: SMITH, JAY
ADDRESS : 5415 42ND STREET NW
MORTGAGE AMT: 415,000.00 CITY WASHINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 DC 20015
UNPAID BALANCE: 414,533.860 OPTION TO CONVERT : No
MONTHLY P&I: 2,831.03 ANNUAL RATE ADJUST: 0.000
LTV : 79.42584 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070723937 MORTGAGORS: SAMUELS, ROBERT
LUND, LINDA
ADDRESS : 2841 QUEEN COURTYARD DRIV
MORTGAGE AMT: 255,750.00 CITY LAS VEGAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NV 89109
UNPAID BALANCE: 255,249.510 OPTION TO CONVERT : No
MONTHLY P&I: 1,701.51 ANNUAL RATE ADJUST: 0.000
LTV : 71.04167 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070724133 MORTGAGORS: LUSTBADER, JEROME
LUSTBADER, JOYCE
ADDRESS : 111 OXFORD DRIVE
MORTGAGE AMT: 549,000.00 CITY TENAFLY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NJ 07670
UNPAID BALANCE: 549,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 4,256.39 ANNUAL RATE ADJUST: 0.000
LTV : 56.30769 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/19
RATE:
05
--------------------------------------------------------------------------------
LN # 0070724935 MORTGAGORS: SELIG, MADELINE
ADDRESS : 109 SPRING GROVE AVENUE
MORTGAGE AMT: 285,000.00 CITY SAN ANSELMO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94960
UNPAID BALANCE: 285,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,920.10 ANNUAL RATE ADJUST: 0.000
LTV : 63.33333 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070725866 MORTGAGORS: WILLIAMS, SUEANNE
ADDRESS : 662 HARBOR ROAD
MORTGAGE AMT: 360,000.00 CITY BRICK
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 NJ 08724
UNPAID BALANCE: 359,682.380 OPTION TO CONVERT : No
MONTHLY P&I: 2,305.12 ANNUAL RATE ADJUST: 0.000
LTV : 63.15789 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070726245 MORTGAGORS: HOFMANN, ERWIN
HOFMANN, MARJORIE
ADDRESS : 1497 GLENWOOD DRIVE
MORTGAGE AMT: 253,300.00 CITY GARDNERVILL
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NV 89410
UNPAID BALANCE: 252,702.960 OPTION TO CONVERT : No
MONTHLY P&I: 1,685.21 ANNUAL RATE ADJUST: 0.000
LTV : 71.55367 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
- -------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070726682 MORTGAGORS: MCDONALD, KEVIN
MCDONALD, LINDA
ADDRESS : 25110 CENTURY OAKS CIRCLE
MORTGAGE AMT: 340,000.00 CITY CASTRO VALL
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94552
UNPAID BALANCE: 340,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,262.03 ANNUAL RATE ADJUST: 0.000
LTV : 69.38776 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
- -----------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070726849 MORTGAGORS: CUMMINGS, JOHN
SWENSON CUMM, CHERYL
ADDRESS : 4108 OLD TOPANGA CANYON R
MORTGAGE AMT: 254,200.00 CITY CALABASAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91302
UNPAID BALANCE: 253,996.720 OPTION TO CONVERT : No
MONTHLY P&I: 1,712.59 ANNUAL RATE ADJUST: 0.000
LTV : 75.88060 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070726864 MORTGAGORS: MCFARLAND, RICHARD
MCFARLAND, SHARON
ADDRESS : 30335 MERIDIEN CIRCLE
MORTGAGE AMT: 311,350.00 CITY UNION CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94587
UNPAID BALANCE: 311,350.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,097.62 ANNUAL RATE ADJUST: 0.000
LTV : 75.02410 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070727052 MORTGAGORS: MOORE, ROBERT
MOORE, MARY
ADDRESS : 901 SW 87TH PLACE
MORTGAGE AMT: 322,000.00 CITY OCALA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 FL 34480
UNPAID BALANCE: 322,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,169.37 ANNUAL RATE ADJUST: 0.000
LTV : 76.66667 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070727490 MORTGAGORS: RICHART, GEORGE
RICHART, SUSAN
ADDRESS : 328 PRATT STREET
MORTGAGE AMT: 239,900.00 CITY LONGMONT
:\
STATE/ZIP :\
LIFETIME RATE : 6.37500 CO 80501
UNPAID BALANCE: 239,900.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,496.66 ANNUAL RATE ADJUST: 0.000
LTV : 68.54286 OUTSIDE CONV DATE:
CURRENT INT 6.37500 MATURITY DATE: 05/01/29
RATE:
01
--------------------------------------------------------------------------------
LN # 0070727581 MORTGAGORS: JOHNSON, RUSSELL
JOHNSON, CHERYL
ADDRESS : 9 ERICK COURT
MORTGAGE AMT: 292,500.00 CITY CHESTER TOW
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 07930
UNPAID BALANCE: 292,146.010 OPTION TO CONVERT : No
MONTHLY P&I: 2,090.71 ANNUAL RATE ADJUST: 0.000
LTV : 70.48193 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/24
RATE:
14
--------------------------------------------------------------------------------
LN # 0070727623 MORTGAGORS: CURRAN, BRIAN
CURRAN, DANA
ADDRESS : 800 PARKWOOD COURT
MORTGAGE AMT: 265,500.00 CITY MCKINNEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 TX 75070
UNPAID BALANCE: 265,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,766.38 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070729108 MORTGAGORS: SITINAS, NICHOLAS
ROBERTSON SI, STACY
ADDRESS : 17 POND ROAD
MORTGAGE AMT: 416,934.00 CITY WILTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CT 06897
UNPAID BALANCE: 416,592.240 OPTION TO CONVERT : No
MONTHLY P&I: 2,773.87 ANNUAL RATE ADJUST: 0.000
LTV : 54.14727 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070729165 MORTGAGORS: PIKEN, SUNNY
ADDRESS : 45 EIDER CREEK LANE
MORTGAGE AMT: 285,800.00 CITY TELLURIDE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CO 81435
UNPAID BALANCE: 285,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,925.49 ANNUAL RATE ADJUST: 0.000
LTV : 71.45000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070729355 MORTGAGORS: BRAUSAM, TIMOTHY
BRAUSAM, CAMILLE
ADDRESS : 26016 LUCERNE COURT
MORTGAGE AMT: 254,800.00 CITY VALENCIA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 91355
UNPAID BALANCE: 254,303.400 OPTION TO CONVERT : No
MONTHLY P&I: 1,956.39 ANNUAL RATE ADJUST: 0.000
LTV : 68.86486 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/19
RATE:
05
--------------------------------------------------------------------------------
LN # 0070729512 MORTGAGORS: SUNSHINE, STEPHEN
LANGWEILER, SUSAN
ADDRESS : 44 DEER TRAIL ROAD
MORTGAGE AMT: 278,000.00 CITY NORTH CALDW
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NJ 07006
UNPAID BALANCE: 277,772.130 OPTION TO CONVERT : No
MONTHLY P&I: 1,849.54 ANNUAL RATE ADJUST: 0.000
LTV : 75.13514 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070730379 MORTGAGORS: PIZZOLI, JOSEPH
PIZZOLI, CHRISTINE
ADDRESS : 15 ROCKHILL DRIVE
MORTGAGE AMT: 333,310.00 CITY LIVINGSTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 07039
UNPAID BALANCE: 333,310.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,245.57 ANNUAL RATE ADJUST: 0.000
LTV : 59.62612 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070730452 MORTGAGORS: CARLSON, JEFF
CARLSON, KAREN
ADDRESS : 605 S ROCKRIDGE PLACE
MORTGAGE AMT: 351,000.00 CITY ANAHEIM
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92807
UNPAID BALANCE: 351,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,394.44 ANNUAL RATE ADJUST: 0.000
LTV : 74.68085 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070730460 MORTGAGORS: WINIK, JEFFREY
WINIK, ROBYN
ADDRESS : 84 ADELLA AVENUE
MORTGAGE AMT: 330,000.00 CITY NEWTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MA 02465
UNPAID BALANCE: 329,722.760 OPTION TO CONVERT : No
MONTHLY P&I: 2,167.87 ANNUAL RATE ADJUST: 0.000
LTV : 62.26415 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070731534 MORTGAGORS: GOLDMAN, MARK
GOLDMAN, JAN
ADDRESS : 3737 SUNRIDGE DRIVE
MORTGAGE AMT: 284,600.00 CITY PARK CITY
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 UT 84098
UNPAID BALANCE: 284,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,869.62 ANNUAL RATE ADJUST: 0.000
LTV : 66.18605 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070732748 MORTGAGORS: MCQUEEN, DARREN
MCQUEEN, ANGELLA
ADDRESS : 21 BEECHWOOD LANE
MORTGAGE AMT: 368,000.00 CITY EAST HANOVE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 07936
UNPAID BALANCE: 368,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,630.37 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/24
RATE:
14
--------------------------------------------------------------------------------
LN # 0070732961 MORTGAGORS: HONG, JEN HO
ADDRESS : 18102 SANTA ARABELLA
MORTGAGE AMT: 276,000.00 CITY FOUTAIN VAL
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 92708
UNPAID BALANCE: 276,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,790.13 ANNUAL RATE ADJUST: 0.000
LTV : 69.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070733134 MORTGAGORS: WHITTEN, DANIEL
WHITTEN, LESLIE
ADDRESS : 9 CANOE BROOK ROAD
MORTGAGE AMT: 450,000.00 CITY SHORT HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 6.37500 NJ 07078
UNPAID BALANCE: 449,583.220 OPTION TO CONVERT : No
MONTHLY P&I: 2,807.41 ANNUAL RATE ADJUST: 0.000
LTV : 70.31250 OUTSIDE CONV DATE:
CURRENT INT 6.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070733779 MORTGAGORS: TAYLOR, WARREN
TAYLOR, SHERRY
ADDRESS : 280 WEBLEY LANE
MORTGAGE AMT: 283,000.00 CITY ALPHARETTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 GA 30202
UNPAID BALANCE: 283,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,906.62 ANNUAL RATE ADJUST: 0.000
LTV : 89.84127 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070734488 MORTGAGORS: BALTAZAR, DILSO
BALTAZAR, SIOMARA
ADDRESS : 41 HIGHLAND BOULEVARD
MORTGAGE AMT: 323,000.00 CITY KENSINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94707
UNPAID BALANCE: 323,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,121.88 ANNUAL RATE ADJUST: 0.000
LTV : 52.95082 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070734785 MORTGAGORS: KAPLAN, EVAN
ADDRESS : 2266 NE 63RD STREET
MORTGAGE AMT: 266,400.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 WA 98155
UNPAID BALANCE: 266,181.630 OPTION TO CONVERT : No
MONTHLY P&I: 1,772.37 ANNUAL RATE ADJUST: 0.000
LTV : 50.74286 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070735147 MORTGAGORS: DOLAN, PATRICK
DOLAN, MARGARET
ADDRESS : 64 STANISLAUS AVENUE
MORTGAGE AMT: 290,500.00 CITY VENTURA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 93004
UNPAID BALANCE: 290,267.690 OPTION TO CONVERT : No
MONTHLY P&I: 1,957.15 ANNUAL RATE ADJUST: 0.000
LTV : 78.51351 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070735238 MORTGAGORS: HAYES, JAMES
HAYES, MARIANNE
ADDRESS : 630 EARL DRIVE
MORTGAGE AMT: 327,800.00 CITY NORTHFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60093
UNPAID BALANCE: 327,537.860 OPTION TO CONVERT : No
MONTHLY P&I: 2,208.45 ANNUAL RATE ADJUST: 0.000
LTV : 74.50000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070735329 MORTGAGORS: BECKER, DAVID
ADDRESS : 12 COUNTRY CLUB CIRCLE
MORTGAGE AMT: 364,500.00 CITY TEQUESTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 FL 33469
UNPAID BALANCE: 364,215.660 OPTION TO CONVERT : No
MONTHLY P&I: 2,486.53 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070735527 MORTGAGORS: BOARDWINE, CARL
BOARDWINE, IRMA
ADDRESS : 125 BALDCYPRESS EAST
MORTGAGE AMT: 358,000.00 CITY ECLECTIC
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 AL 36024
UNPAID BALANCE: 358,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,411.91 ANNUAL RATE ADJUST: 0.000
LTV : 54.24242 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070736178 MORTGAGORS: FLEISCHER, SCOTT
FLEISCHER, JEANNE
ADDRESS : 1500 MONTICELLO DRIVE
MORTGAGE AMT: 455,000.00 CITY GLADWYNE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 PA 19035
UNPAID BALANCE: 455,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,989.03 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070736327 MORTGAGORS: OLEY, ROBERT
OLEY, SARA
ADDRESS : 7 APRIL DRIVE
MORTGAGE AMT: 421,000.00 CITY WESTPORT
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CT 06880
UNPAID BALANCE: 420,663.340 OPTION TO CONVERT : No
MONTHLY P&I: 2,836.35 ANNUAL RATE ADJUST: 0.000
LTV : 71.96581 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070737150 MORTGAGORS: LYNCH, JOHN
LYNCH, LINDA
ADDRESS : 546 BRIGHTON WAY
MORTGAGE AMT: 348,200.00 CITY PHOENIXVILL
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 PA 19460
UNPAID BALANCE: 348,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,752.09 ANNUAL RATE ADJUST: 0.000
LTV : 68.27451 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/19
RATE:
05
--------------------------------------------------------------------------------
LN # 0070737796 MORTGAGORS: TURNER, FRANKLIN
ADDRESS : 25 DEERBROOK LANE
MORTGAGE AMT: 298,400.00 CITY MILFORD
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NJ 07480
UNPAID BALANCE: 298,400.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,035.61 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070737861 MORTGAGORS: MUNSO, JOSEPH
MUNSO, DIANE
ADDRESS : 1723 7TH AVENUE
MORTGAGE AMT: 265,250.00 CITY SACRAMENTO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95818
UNPAID BALANCE: 265,250.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,787.04 ANNUAL RATE ADJUST: 0.000
LTV : 76.88406 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070738596 MORTGAGORS: STONE LEWIS, MIRIAM
LEWIS, OSCAR
ADDRESS : 2427 EAST LOUISA STREET
MORTGAGE AMT: 372,000.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 WA 98112
UNPAID BALANCE: 371,687.470 OPTION TO CONVERT : No
MONTHLY P&I: 2,443.78 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070739081 MORTGAGORS: AMARAL, GENUINO
ADDRESS : 23288 HANSEN ROAD
MORTGAGE AMT: 228,200.00 CITY TRACY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95376
UNPAID BALANCE: 228,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,649.45 ANNUAL RATE ADJUST: 0.000
LTV : 68.11940 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/24
RATE:
14
--------------------------------------------------------------------------------
LN # 0070740782 MORTGAGORS: DUPUY, DAMIAN
DUPUY, CATHERINE
ADDRESS : 148 ORCHARD STREET
MORTGAGE AMT: 280,000.00 CITY MILLIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MA 02054
UNPAID BALANCE: 279,776.090 OPTION TO CONVERT : No
MONTHLY P&I: 1,886.41 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070742267 MORTGAGORS: WEAVER, HENRY
WEAVER, MONICA
ADDRESS : 9126 MC BRIDE RIVER AVENU
MORTGAGE AMT: 277,700.00 CITY FOUNTAIN VA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92708
UNPAID BALANCE: 277,700.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,894.40 ANNUAL RATE ADJUST: 0.000
LTV : 77.13889 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070742366 MORTGAGORS: TOBIA, ALPHONSE
TOBIA, JUDITH
ADDRESS : 5692 ABINGTON DRIVE
MORTGAGE AMT: 240,000.00 CITY NEWARK
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94560
UNPAID BALANCE: 240,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,677.18 ANNUAL RATE ADJUST: 0.000
LTV : 66.30000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/24
RATE:
13
--------------------------------------------------------------------------------
LN # 0070742887 MORTGAGORS: ABBATO, CHRISTOPHE
ABBATO, SILVA
ADDRESS : 31 ROBINHOOD WAY
MORTGAGE AMT: 270,000.00 CITY WAYNE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NJ 07470
UNPAID BALANCE: 270,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,796.32 ANNUAL RATE ADJUST: 0.000
LTV : 62.50000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070747621 MORTGAGORS: HIRAGA, RONALD
NISHIKAWA, GAYLE
ADDRESS : 813 EVELYN AVENUE
MORTGAGE AMT: 270,000.00 CITY ALBANY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94706
UNPAID BALANCE: 269,784.090 OPTION TO CONVERT : No
MONTHLY P&I: 1,819.04 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070748017 MORTGAGORS: ESVELDT, GEORGE
HUNT, KATHRYN
ADDRESS : 5014 48TH AVE S
MORTGAGE AMT: 319,000.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 WA 98118
UNPAID BALANCE: 318,744.900 OPTION TO CONVERT : No
MONTHLY P&I: 2,149.16 ANNUAL RATE ADJUST: 0.000
LTV : 77.80488 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070748389 MORTGAGORS: RAY, GARY
RAY, CAROLYN
ADDRESS : 2306 DANBURY DRIVE
MORTGAGE AMT: 240,000.00 CITY COLLEYVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 TX 76034
UNPAID BALANCE: 240,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,576.63 ANNUAL RATE ADJUST: 0.000
LTV : 66.29834 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
01
--------------------------------------------------------------------------------
LN # 0070750153 MORTGAGORS: BAGHAI, PARVIZ
OTMISHI, SHOHREH
ADDRESS : 575 SOUTH BARRINGTON AVEN
MORTGAGE AMT: 459,100.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 90049
UNPAID BALANCE: 459,100.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,281.52 ANNUAL RATE ADJUST: 0.000
LTV : 59.62338 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/24
RATE:
14
--------------------------------------------------------------------------------
LN # 0070752696 MORTGAGORS: DEWELL, JAMES
DEWELL, JEMELA
ADDRESS : 4726 PALM DRIVE
MORTGAGE AMT: 364,000.00 CITY LA CANADA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91011
UNPAID BALANCE: 364,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,452.34 ANNUAL RATE ADJUST: 0.000
LTV : 53.92593 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070753157 MORTGAGORS: ZUBER, MARIANN
ADDRESS : 1809 ADOBE CREEK DRIVE
MORTGAGE AMT: 300,000.00 CITY PETALUMA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94954
UNPAID BALANCE: 299,760.090 OPTION TO CONVERT : No
MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000
LTV : 67.41573 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070753199 MORTGAGORS: ROARK, JAMES
ADDRESS : 1106 37TH AVENUE
MORTGAGE AMT: 330,000.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 WA 98122
UNPAID BALANCE: 325,566.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,167.87 ANNUAL RATE ADJUST: 0.000
LTV : 55.46218 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070753488 MORTGAGORS: GUSTAFSON, LEE
EATHERLY, SUSAN
ADDRESS : 266 VIA BUENA VENTURA
MORTGAGE AMT: 331,800.00 CITY REDONDO BEA
:\
STATE/ZIP :\
LIFETIME RATE : 6.37500 CA 90277
UNPAID BALANCE: 331,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,070.00 ANNUAL RATE ADJUST: 0.000
LTV : 65.05882 OUTSIDE CONV DATE:
CURRENT INT 6.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070753793 MORTGAGORS: HARRIS, JERRY
GATTI HARRIS, BEVERLY
ADDRESS : 125 STONEBRIDGE BOULEVARD
MORTGAGE AMT: 310,000.00 CITY BOSSIER CIT
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 LA 71111
UNPAID BALANCE: 310,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,062.44 ANNUAL RATE ADJUST: 0.000
LTV : 77.50000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070754353 MORTGAGORS: FRANKLIN, JAMES
FRANKLIN, MICHELE
ADDRESS : 23671 WEST SILVERHAWK PLA
MORTGAGE AMT: 236,600.00 CITY VALENCIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91354
UNPAID BALANCE: 236,406.060 OPTION TO CONVERT : No
MONTHLY P&I: 1,574.11 ANNUAL RATE ADJUST: 0.000
LTV : 77.82895 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
01
--------------------------------------------------------------------------------
LN # 0070754502 MORTGAGORS: ADLER, ALAN
ADLER, KAREN
ADDRESS : 23 WHIPPORWILL LN
MORTGAGE AMT: 275,000.00 CITY EAST QUOGUE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NY 11942
UNPAID BALANCE: 274,780.080 OPTION TO CONVERT : No
MONTHLY P&I: 1,852.73 ANNUAL RATE ADJUST: 0.000
LTV : 59.13978 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070754726 MORTGAGORS: GUTHRIE, MARK
GUTHRIE, NATALIE
ADDRESS : 174 NORTH RIVER DRIVE EAS
MORTGAGE AMT: 298,000.00 CITY JUPITER
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 FL 33414
UNPAID BALANCE: 298,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,982.60 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070755368 MORTGAGORS: PACK, JUDY
ADDRESS : 4260 NORTH WILSON AVENUE
MORTGAGE AMT: 264,500.00 CITY FRESNO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 93704
UNPAID BALANCE: 264,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,826.84 ANNUAL RATE ADJUST: 0.000
LTV : 73.47222 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070755509 MORTGAGORS: GAGLIARDO, ANDREW
GAGLIARDO, ELISABETH
ADDRESS : 719 JACKSON
MORTGAGE AMT: 312,000.00 CITY RIVER FORES
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 IL 60305
UNPAID BALANCE: 312,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,075.74 ANNUAL RATE ADJUST: 0.000
LTV : 76.09756 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070756267 MORTGAGORS: WATERS, DAVID
WATERS, LIVIA
ADDRESS : 52 VILLAGE ROAD
MORTGAGE AMT: 265,200.00 CITY FLORHAM PAR
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 07932
UNPAID BALANCE: 265,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,786.70 ANNUAL RATE ADJUST: 0.000
LTV : 61.67442 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070758057 MORTGAGORS: HANKE, DAVID
HANKE, ANITA
HANKE, ANIA
ADDRESS : 12645 PREGO CT
MORTGAGE AMT: 385,950.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92130
UNPAID BALANCE: 385,950.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,600.22 ANNUAL RATE ADJUST: 0.000
LTV : 75.67647 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070758206 MORTGAGORS: SEGLIAS, EDWARD
SEGLIAS, LINDA
SEGLIAS, LYNDA
ADDRESS : 1115 SHADOW OAK ROAD
MORTGAGE AMT: 368,000.00 CITY MALVERN
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 PA 19355
UNPAID BALANCE: 368,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,356.34 ANNUAL RATE ADJUST: 0.000
LTV : 75.40984 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070758834 MORTGAGORS: SMITH, JAMES
JAHANT, JAMES
ADDRESS : 2031 VETERAN AVENUE
MORTGAGE AMT: 278,600.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90025
UNPAID BALANCE: 278,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,900.54 ANNUAL RATE ADJUST: 0.000
LTV : 71.25320 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070759014 MORTGAGORS: FARGIS, JOSEPH
HOMFELD, CONRAD
ADDRESS : 467 HAMPTON ROAD
MORTGAGE AMT: 300,000.00 CITY SOUTH HAMPT
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NY 11968
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000
LTV : 75.94937 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070759824 MORTGAGORS: CUNNINGHAM, RALPH
CUNNINGHAM, MARIA
ADDRESS : 3524 QUEBEC STREET NW
MORTGAGE AMT: 280,000.00 CITY WASHINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 DC 20016
UNPAID BALANCE: 280,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,910.09 ANNUAL RATE ADJUST: 0.000
LTV : 78.87324 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070760228 MORTGAGORS: VARGAS, MICHAEL
VARGAS, NORMA
ADDRESS : 8106 ENRAMADA AVENUE
MORTGAGE AMT: 300,000.00 CITY WHITTIER
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90605
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000
LTV : 76.72634 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070760426 MORTGAGORS: JACK, EVERETT
ADDRESS : 33916 E KAPPLER ROAD
MORTGAGE AMT: 320,000.00 CITY SAINT HELEN
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 OR 97051
UNPAID BALANCE: 319,717.670 OPTION TO CONVERT : No
MONTHLY P&I: 2,049.00 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070761366 MORTGAGORS: WIGGINS, EVELYN
SCHNEIDER, RICHARD
ADDRESS : 2812 BAYSIDE WALK
MORTGAGE AMT: 558,700.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92109
UNPAID BALANCE: 558,253.210 OPTION TO CONVERT : No
MONTHLY P&I: 3,764.07 ANNUAL RATE ADJUST: 0.000
LTV : 79.81429 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070761630 MORTGAGORS: BISHOW, THOMAS
BISHOW, NANCY
ADDRESS : 2 SEQUERO
MORTGAGE AMT: 240,000.00 CITY RANCHO SANT
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92688
UNPAID BALANCE: 240,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,696.27 ANNUAL RATE ADJUST: 0.000
LTV : 64.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/24
RATE:
13
--------------------------------------------------------------------------------
LN # 0070762679 MORTGAGORS: MCALISTER, DONALD
MCALISTER, LISA
ADDRESS : 12 SOMERSET DRIVE
MORTGAGE AMT: 410,800.00 CITY ANDOVER
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 01810
UNPAID BALANCE: 410,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,802.38 ANNUAL RATE ADJUST: 0.000
LTV : 76.07000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070762802 MORTGAGORS: POWELL, JAMES
ADDRESS : 2032 GRANT AVENUE
MORTGAGE AMT: 281,250.00 CITY WALNUT CREE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94596
UNPAID BALANCE: 281,250.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,918.62 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070764436 MORTGAGORS: STRAUSS, PAUL
GERSHBERG, FELICIA
ADDRESS : 1033 RUBIS DRIVE
MORTGAGE AMT: 487,700.00 CITY SUNNYVALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94087
UNPAID BALANCE: 487,700.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,285.73 ANNUAL RATE ADJUST: 0.000
LTV : 79.30000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070765029 MORTGAGORS: RAES, RONALD
RAES, CANDICE
ADDRESS : 17909 LAHEY STREET
MORTGAGE AMT: 262,400.00 CITY GRANADA HIL
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 CA 91344
UNPAID BALANCE: 262,400.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,680.18 ANNUAL RATE ADJUST: 0.000
LTV : 77.17647 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070766282 MORTGAGORS: MIRK, JEFFREY
MIRK, KATHLEEN
ADDRESS : 3385 OAKWOOD COURT
MORTGAGE AMT: 293,350.00 CITY MORGAN HILL
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95037
UNPAID BALANCE: 293,350.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,001.16 ANNUAL RATE ADJUST: 0.000
LTV : 71.54878 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070766589 MORTGAGORS: HUGHES, NICCI
ADDRESS : 6221 CORDOBA CT
MORTGAGE AMT: 340,000.00 CITY LONG BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 90803
UNPAID BALANCE: 339,728.110 OPTION TO CONVERT : No
MONTHLY P&I: 2,290.64 ANNUAL RATE ADJUST: 0.000
LTV : 61.81818 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070766621 MORTGAGORS: STEFANIK, RICHARD
STEFANIK, MONA
ADDRESS : 60 JANE ANNWAY
MORTGAGE AMT: 358,000.00 CITY CAMPBELL
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95008
UNPAID BALANCE: 357,706.550 OPTION TO CONVERT : No
MONTHLY P&I: 2,381.78 ANNUAL RATE ADJUST: 0.000
LTV : 71.60000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070766761 MORTGAGORS: MOFFAT, CLARK
MOFFAT, ELIZABETH
ADDRESS : 2404 VIA DEL AQUACATE
MORTGAGE AMT: 321,569.00 CITY FALLBROOK
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92028
UNPAID BALANCE: 321,569.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,166.47 ANNUAL RATE ADJUST: 0.000
LTV : 61.25124 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070766845 MORTGAGORS: ERION, KEVIN
ADDRESS : 18582 E VIA BRAVO
MORTGAGE AMT: 423,200.00 CITY VILLA PARK
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92861
UNPAID BALANCE: 422,885.920 OPTION TO CONVERT : No
MONTHLY P&I: 2,959.08 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0070767330 MORTGAGORS: BOLAND, ROBERT
BOLAND, MARLEEN
ADDRESS : 3421 EL CAMINO REAL
MORTGAGE AMT: 311,200.00 CITY ATHERTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 94027
UNPAID BALANCE: 311,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,229.47 ANNUAL RATE ADJUST: 0.000
LTV : 66.92473 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070767546 MORTGAGORS: WILLIAMS, DANNY
ADDRESS : 26955 CORTE CRISTAL
MORTGAGE AMT: 305,250.00 CITY TEMECULA
:\
STATE/ZIP :\
LIFETIME RATE : 8.12500 CA 92590
UNPAID BALANCE: 305,050.330 OPTION TO CONVERT : No
MONTHLY P&I: 2,266.47 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 8.12500 MATURITY DATE: 04/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0070768072 MORTGAGORS: KNIGHT, SUSAN
ADDRESS : 2310 NE 47TH STREET
MORTGAGE AMT: 308,000.00 CITY LIGHTHOUSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 FL 33064
UNPAID BALANCE: 307,765.640 OPTION TO CONVERT : No
MONTHLY P&I: 2,127.28 ANNUAL RATE ADJUST: 0.000
LTV : 69.21348 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070768353 MORTGAGORS: BAILEY, DAVID
BAILEY, LINDA
ADDRESS : 1643 VIA CAMPAGNA
MORTGAGE AMT: 442,500.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 95120
UNPAID BALANCE: 442,119.010 OPTION TO CONVERT : No
MONTHLY P&I: 2,870.05 ANNUAL RATE ADJUST: 0.000
LTV : 68.60465 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070768932 MORTGAGORS: NIEVES, ARTHUR
NIEVES, JO
ADDRESS : 11824 NW 9TH ST
MORTGAGE AMT: 335,500.00 CITY CORAL SPRIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 FL 33071
UNPAID BALANCE: 335,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,260.33 ANNUAL RATE ADJUST: 0.000
LTV : 74.55556 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070769286 MORTGAGORS: JOHNSON, DEAN
JOHNSON, KAREN
ADDRESS : 1480 185TH AVE NE
MORTGAGE AMT: 424,500.00 CITY BELLEVUE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 WA 98008
UNPAID BALANCE: 424,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,824.21 ANNUAL RATE ADJUST: 0.000
LTV : 85.75758 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070770052 MORTGAGORS: HUANG, YIWEN
WANG, XIAODAN
ADDRESS : 20 BERGEN DRIVE
MORTGAGE AMT: 335,450.00 CITY CRANBURY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 08512
UNPAID BALANCE: 335,181.740 OPTION TO CONVERT : No
MONTHLY P&I: 2,259.99 ANNUAL RATE ADJUST: 0.000
LTV : 79.86905 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070770466 MORTGAGORS: NORRIS, LOUIS
NORRIS, MARY
ADDRESS : 6870 LODGEPOLE COURT
MORTGAGE AMT: 256,000.00 CITY MANASSAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 VA 20111
UNPAID BALANCE: 256,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,746.37 ANNUAL RATE ADJUST: 0.000
LTV : 76.41791 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070772017 MORTGAGORS: SMELSER, SCOTT
SMELSER, JULIE
ADDRESS : 1185 HANOVER PLACE
MORTGAGE AMT: 366,000.00 CITY SAN LUIS OB
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 93401
UNPAID BALANCE: 366,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,496.77 ANNUAL RATE ADJUST: 0.000
LTV : 73.93939 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070772090 MORTGAGORS: BLONSKY, PETER
BLONSKY, STEPHANIE
ADDRESS : 3099 N FENIMORE AVENUE
MORTGAGE AMT: 255,000.00 CITY TUCSON
:\
STATE/ZIP :\
LIFETIME RATE : 8.25000 AZ 85749
UNPAID BALANCE: 254,837.400 OPTION TO CONVERT : No
MONTHLY P&I: 1,915.73 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 8.25000 MATURITY DATE: 04/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0070772322 MORTGAGORS: LA FRAMBOISE, ROBERT
NOONAN, JOYCE
ADDRESS : 3507 NORTHWEST 67TH STREE
MORTGAGE AMT: 340,600.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 WA 98117
UNPAID BALANCE: 340,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,294.69 ANNUAL RATE ADJUST: 0.000
LTV : 72.77778 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070772694 MORTGAGORS: RUCH, DAVID
RUCH, JULIE
ADDRESS : 20646 SPICE WAY
MORTGAGE AMT: 303,250.00 CITY JAMUL
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91935
UNPAID BALANCE: 303,013.440 OPTION TO CONVERT : No
MONTHLY P&I: 2,068.70 ANNUAL RATE ADJUST: 0.000
LTV : 70.52326 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070772769 MORTGAGORS: WARREN, RICHARD
WARREN, KATHLEEN
ADDRESS : 20730 VISTA DEL NORTE
MORTGAGE AMT: 256,800.00 CITY YORBA LINDA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92886
UNPAID BALANCE: 256,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,708.50 ANNUAL RATE ADJUST: 0.000
LTV : 65.01266 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070773023 MORTGAGORS: MUNNO, SALVATORE
MUNNO, LOUISE
ADDRESS : 14501 OLDE HICKORY BLVD
MORTGAGE AMT: 254,000.00 CITY FORT MYERS
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 FL 33912
UNPAID BALANCE: 253,786.610 OPTION TO CONVERT : No
MONTHLY P&I: 1,668.60 ANNUAL RATE ADJUST: 0.000
LTV : 65.97403 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070773601 MORTGAGORS: BUIKA, PAUL
BUIKA, MARGARET
ADDRESS : 6268 VISTA STREET
MORTGAGE AMT: 283,000.00 CITY LONG BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 90803
UNPAID BALANCE: 282,784.660 OPTION TO CONVERT : No
MONTHLY P&I: 1,954.61 ANNUAL RATE ADJUST: 0.000
LTV : 69.87654 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070773809 MORTGAGORS: SOBOL, LAWRENCE
SOBOL, VIRGINIA
ADDRESS : 14 BROTHERS PLACE
MORTGAGE AMT: 300,000.00 CITY CONVENT STA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 07960
UNPAID BALANCE: 299,760.090 OPTION TO CONVERT : No
MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000
LTV : 67.41573 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070774054 MORTGAGORS: LI, DAVID
LI, CHRISTINA
ADDRESS : 1721 TIMBER RIDGE COURT
MORTGAGE AMT: 244,000.00 CITY VIRGINIA BE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 VA 23455
UNPAID BALANCE: 244,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,643.87 ANNUAL RATE ADJUST: 0.000
LTV : 47.19536 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070774625 MORTGAGORS: MARTUCCI, THOMAS
MARTUCCI, KATHLEEN
ADDRESS : 27 HAINES COVE DR
MORTGAGE AMT: 557,000.00 CITY TOMS RIVER
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NJ 08753
UNPAID BALANCE: 556,586.630 OPTION TO CONVERT : No
MONTHLY P&I: 3,894.62 ANNUAL RATE ADJUST: 0.000
LTV : 79.57143 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0070774849 MORTGAGORS: STENZLER, MICHAEL
STENZLER, CAROLINE
ADDRESS : 23 FLICKER LANE
MORTGAGE AMT: 428,000.00 CITY NORWALK
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CT 06853
UNPAID BALANCE: 428,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,919.71 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070774872 MORTGAGORS: BAGHERI, ASGHAR
ADDRESS : 9120 HOME GUARD DRIVE
MORTGAGE AMT: 234,000.00 CITY BURKE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 VA 22015
UNPAID BALANCE: 234,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,672.57 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/24
RATE:
13
--------------------------------------------------------------------------------
LN # 0070774948 MORTGAGORS: ZUANICH, ROBERT
ZUANICH, MICHELLE
ADDRESS : 17777 15TH AVENUE NW
MORTGAGE AMT: 415,500.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 WA 98177
UNPAID BALANCE: 415,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,834.44 ANNUAL RATE ADJUST: 0.000
LTV : 69.25000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070774971 MORTGAGORS: JOHNSON, JAMES
JOHNSON, JUDYTA
ADDRESS : 1335 CHANDLER ROAD
MORTGAGE AMT: 305,000.00 CITY LAKE OSWEGO
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 OR 97034
UNPAID BALANCE: 304,743.770 OPTION TO CONVERT : No
MONTHLY P&I: 2,003.63 ANNUAL RATE ADJUST: 0.000
LTV : 35.46512 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070775135 MORTGAGORS: STOLL, JOHN
ADDRESS : 22487 KENT AVENUE
MORTGAGE AMT: 259,200.00 CITY TORRANCE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 90503
UNPAID BALANCE: 259,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,746.28 ANNUAL RATE ADJUST: 0.000
LTV : 79.75385 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070775499 MORTGAGORS: MIZUSAWA, ANITA
ALEI, PHILIP
ADDRESS : 7920 VIA ENSENADA
MORTGAGE AMT: 308,600.00 CITY CARLSBAD
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92009
UNPAID BALANCE: 308,340.740 OPTION TO CONVERT : No
MONTHLY P&I: 2,027.28 ANNUAL RATE ADJUST: 0.000
LTV : 67.82418 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070775531 MORTGAGORS: CANO, JOHN
R CANO, RHONDA
ADDRESS : 8513 LA SIERRA AVENUE
MORTGAGE AMT: 273,800.00 CITY WHITTIER
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 90605
UNPAID BALANCE: 273,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,844.64 ANNUAL RATE ADJUST: 0.000
LTV : 61.39013 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070775747 MORTGAGORS: TUCCIARONE, JAMES
TUCCIARONE, MARY
ADDRESS : 123 HURLBUTT STREET
MORTGAGE AMT: 319,000.00 CITY WILTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CT 06897
UNPAID BALANCE: 316,582.980 OPTION TO CONVERT : No
MONTHLY P&I: 2,149.16 ANNUAL RATE ADJUST: 0.000
LTV : 65.10204 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070775861 MORTGAGORS: MORSE, LAURENCE
MC KOIN, PAMELA
ADDRESS : 208 GUINEA ROAD
MORTGAGE AMT: 390,000.00 CITY STAMFORD
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CT 06903
UNPAID BALANCE: 389,680.320 OPTION TO CONVERT : No
MONTHLY P&I: 2,594.68 ANNUAL RATE ADJUST: 0.000
LTV : 69.64286 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070775986 MORTGAGORS: LINCOLN, STEPHEN
LINCOLN, LESLIE
ADDRESS : 54 OLD HOLLOW ROAD
MORTGAGE AMT: 335,000.00 CITY TRUMBULL
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CT 06611
UNPAID BALANCE: 335,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,256.96 ANNUAL RATE ADJUST: 0.000
LTV : 78.82353 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070776174 MORTGAGORS: ROBINSON, JOSEPH
ROBINSON, MARYLIN
ADDRESS : 9600 CONESTOGA WAY
MORTGAGE AMT: 390,000.00 CITY POTOMAC
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MD 20854
UNPAID BALANCE: 390,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,660.49 ANNUAL RATE ADJUST: 0.000
LTV : 57.52212 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070776885 MORTGAGORS: KELLING, BRUCE
ADDRESS : 39095 ZACATE AVENUE
MORTGAGE AMT: 252,400.00 CITY FREMONT
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94539
UNPAID BALANCE: 252,400.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,937.96 ANNUAL RATE ADJUST: 0.000
LTV : 70.30641 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/19
RATE:
05
--------------------------------------------------------------------------------
LN # 0070777644 MORTGAGORS: PLADSON, TODD
PLADSON, CYNTHIA
ADDRESS : 4324 202ND AVENUE NE
MORTGAGE AMT: 291,950.00 CITY REDMOND
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 WA 98053
UNPAID BALANCE: 291,950.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,917.90 ANNUAL RATE ADJUST: 0.000
LTV : 79.98630 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070778063 MORTGAGORS: NORR, KERRY
NORR, ALLISON
ADDRESS : 14003 263RD AVE EAST
MORTGAGE AMT: 308,000.00 CITY BUCKLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 WA 98321
UNPAID BALANCE: 307,765.640 OPTION TO CONVERT : No
MONTHLY P&I: 2,127.28 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0070778311 MORTGAGORS: CHARLES, GEOFFREY
CHARLES, JANET
ADDRESS : 6630 CASCADE PLACE SE
MORTGAGE AMT: 406,400.00 CITY SNOQUALMIE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 WA 98065
UNPAID BALANCE: 406,400.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,772.36 ANNUAL RATE ADJUST: 0.000
LTV : 77.40952 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070778592 MORTGAGORS: ELDER, LEO
ELDER, RUTH
ADDRESS : 2156 VIZCAYA CIRCLE
MORTGAGE AMT: 350,000.00 CITY CAMPBELL
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 95008
UNPAID BALANCE: 350,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,299.25 ANNUAL RATE ADJUST: 0.000
LTV : 63.06306 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070779699 MORTGAGORS: MICROUTSICOS, VANETTA
ADDRESS : 81 CRANBROOK ROAD
MORTGAGE AMT: 55,000.00 CITY TRENTON
:\
STATE/ZIP :\
LIFETIME RATE : 8.37500 NJ 08690
UNPAID BALANCE: 54,865.120 OPTION TO CONVERT : No
MONTHLY P&I: 418.04 ANNUAL RATE ADJUST: 0.000
LTV : 30.55556 OUTSIDE CONV DATE:
CURRENT INT 8.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070780507 MORTGAGORS: MORSE, RICHARD
MORSE, KATHLEEN
ADDRESS : 4812 NORTHEAST 40TH STREE
MORTGAGE AMT: 345,000.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 WA 98105
UNPAID BALANCE: 345,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,382.83 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070780945 MORTGAGORS: MC ALLISTER, SCOTT
MC ALLISTER, KATHLEEN
ADDRESS : 2277 RYAN STREET
MORTGAGE AMT: 542,100.00 CITY LIVERMORE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94550
UNPAID BALANCE: 542,100.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,652.23 ANNUAL RATE ADJUST: 0.000
LTV : 79.99481 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070781778 MORTGAGORS: ALEXANDER, MARK
ALEXANDER, DANIELLE B
ADDRESS : 9710 LIVE OAK AVENUE
MORTGAGE AMT: 245,400.00 CITY BEN LOMOND
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95005
UNPAID BALANCE: 245,400.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,715.87 ANNUAL RATE ADJUST: 0.000
LTV : 80.45902 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070782396 MORTGAGORS: JENNINGS, RONALD
JENNINGS, CHARMAINE
ADDRESS : 1103 PETRA COURT
MORTGAGE AMT: 236,400.00 CITY DAVIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95616
UNPAID BALANCE: 236,400.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,612.66 ANNUAL RATE ADJUST: 0.000
LTV : 89.20755 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
01
--------------------------------------------------------------------------------
LN # 0070784616 MORTGAGORS: ELIAS, CHARLES
ELIAS, EDNA
ADDRESS : 7890 HARVARD DRIVE
MORTGAGE AMT: 246,000.00 CITY BEN LOMOND
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95005
UNPAID BALANCE: 246,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,720.07 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070785696 MORTGAGORS: BROWN, JASON
MILCAREK, WILLIAM
ADDRESS : 53 KETTLEHOLE ROAD
MORTGAGE AMT: 433,000.00 CITY MONTAUK
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 NY 11954
UNPAID BALANCE: 433,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,064.75 ANNUAL RATE ADJUST: 0.000
LTV : 79.88930 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070786264 MORTGAGORS: HANSEN, ELIOT
HANSEN, ABBY
ADDRESS : 9712 WESTWOOD DRIVE
MORTGAGE AMT: 249,000.00 CITY WESTMINSTER
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 92683
UNPAID BALANCE: 249,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,044.16 ANNUAL RATE ADJUST: 0.000
LTV : 79.29936 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 05/01/19
RATE:
05
--------------------------------------------------------------------------------
LN # 0070786694 MORTGAGORS: BREITBARTH, LARRY
HEATH BREITB, JESSICA
ADDRESS : 23769 MONTECARLO PLACE NW
MORTGAGE AMT: 299,250.00 CITY POULSBO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 WA 98370
UNPAID BALANCE: 299,016.560 OPTION TO CONVERT : No
MONTHLY P&I: 2,041.41 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070787056 MORTGAGORS: YOUNG, NORMAN
YOUNG, RUTH
ADDRESS : 2472 E LAKE SAMMAMISH PKW
MORTGAGE AMT: 300,000.00 CITY REDMOND
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 WA 98053
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000
LTV : 63.82979 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070787775 MORTGAGORS: ORNELAS, CARY
ADDRESS : 290 LA VERNE AVENUE
MORTGAGE AMT: 300,000.00 CITY LONG BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90803
UNPAID BALANCE: 299,765.970 OPTION TO CONVERT : No
MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0070787833 MORTGAGORS: AVEDIAN, RAFFI
AVEDIAN, GAYANEH
ADDRESS : 12060 BEAUFAIT AVENUE
MORTGAGE AMT: 500,000.00 CITY NORTHRIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 91326
UNPAID BALANCE: 499,579.940 OPTION TO CONVERT : No
MONTHLY P&I: 3,284.64 ANNUAL RATE ADJUST: 0.000
LTV : 75.75758 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070787932 MORTGAGORS: FINE, ADAM
FINE, ROGER
ADDRESS : 155 WEST 68TH STREET
MORTGAGE AMT: 288,750.00 CITY NEW YORK
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NY 10023
UNPAID BALANCE: 288,750.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,994.32 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070788401 MORTGAGORS: GEDNEY, REX
GEDNEY, LAURA
ADDRESS : 153 SOUTH WATER STREET
MORTGAGE AMT: 280,000.00 CITY EDGARTOWN
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 MA 02539
UNPAID BALANCE: 279,797.350 OPTION TO CONVERT : No
MONTHLY P&I: 1,981.82 ANNUAL RATE ADJUST: 0.000
LTV : 43.07692 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0070788625 MORTGAGORS: RUBINSTEIN, JACOB
RUBINSTEIN, MARIA
ADDRESS : 41 SACO STREET
MORTGAGE AMT: 157,000.00 CITY NEWTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MA 02464
UNPAID BALANCE: 156,880.540 OPTION TO CONVERT : No
MONTHLY P&I: 1,084.36 ANNUAL RATE ADJUST: 0.000
LTV : 64.08163 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070788732 MORTGAGORS: ASHBY, JOHN
ASHBY, MICHELLE
ADDRESS : 1311 HAGYSFORD ROAD
MORTGAGE AMT: 616,650.00 CITY NARBERTH
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 PA 19072
UNPAID BALANCE: 616,650.000 OPTION TO CONVERT : No
MONTHLY P&I: 4,311.71 ANNUAL RATE ADJUST: 0.000
LTV : 67.39344 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070789805 MORTGAGORS: WOLVOS, TOM
ADDRESS : 40 CEDARCREST ROAD
MORTGAGE AMT: 316,000.00 CITY CANTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MA 02021
UNPAID BALANCE: 316,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,209.52 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070790605 MORTGAGORS: COLBY, KENNETH
COLBY, MAXINE
ADDRESS : 25307 MALIBU ROAD
MORTGAGE AMT: 295,000.00 CITY MALIBU
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 90265
UNPAID BALANCE: 294,775.530 OPTION TO CONVERT : No
MONTHLY P&I: 2,037.49 ANNUAL RATE ADJUST: 0.000
LTV : 43.70370 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070791199 MORTGAGORS: ABORDE, JOEL
ABORDE, MINA
ADDRESS : 97 SOUTH CLIFF STREET
MORTGAGE AMT: 250,000.00 CITY COLONIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 07067
UNPAID BALANCE: 250,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,684.30 ANNUAL RATE ADJUST: 0.000
LTV : 94.69697 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070791264 MORTGAGORS: DAVIS, WILLIAM
DAVIS, EILEEN
ADDRESS : 16 WILLOW DR
MORTGAGE AMT: 452,000.00 CITY CHESTER
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 NJ 07930
UNPAID BALANCE: 452,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,238.18 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070791371 MORTGAGORS: EVANS FORD, ANNETTE
ADDRESS : 966 SCOTT STREET
MORTGAGE AMT: 423,800.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92106
UNPAID BALANCE: 423,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,891.06 ANNUAL RATE ADJUST: 0.000
LTV : 53.98726 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070793120 MORTGAGORS: MORGAN, DWIGHT
ADDRESS : 26001 CAMPEON
MORTGAGE AMT: 268,000.00 CITY LAGUNA NIGU
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92677
UNPAID BALANCE: 268,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,851.01 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070793716 MORTGAGORS: HACKETT, DAVID
PANICK, MELISSA
ADDRESS : 5 CACCAMO LANE
MORTGAGE AMT: 392,000.00 CITY WESTPORT
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CT 06880
UNPAID BALANCE: 392,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,674.13 ANNUAL RATE ADJUST: 0.000
LTV : 79.19192 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070794912 MORTGAGORS: ALLEN, MICHAEL
ALLEN, AMY
ADDRESS : 548 HILL AVENUE
MORTGAGE AMT: 280,000.00 CITY GLEN ELLYN
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 IL 60137
UNPAID BALANCE: 280,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,981.82 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070795208 MORTGAGORS: NELSON, LEE
ADDRESS : 2310 CASTLEGATE LANE
MORTGAGE AMT: 132,000.00 CITY Vista
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92084
UNPAID BALANCE: 132,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 964.76 ANNUAL RATE ADJUST: 0.000
LTV : 35.68000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/24
RATE:
14
--------------------------------------------------------------------------------
LN # 0070795703 MORTGAGORS: LOONEY, GAYLAND
LOONEY, HEATHER
ADDRESS : 22044 SW RIGGS RD
MORTGAGE AMT: 440,000.00 CITY ALOHA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 OR 97007
UNPAID BALANCE: 440,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,001.58 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070795786 MORTGAGORS: SANGHA, HARJINDER
SANGHA, GIAN
ADDRESS : 276 SHOSHONE COURT
MORTGAGE AMT: 263,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95127
UNPAID BALANCE: 263,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,794.12 ANNUAL RATE ADJUST: 0.000
LTV : 82.96530 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070796511 MORTGAGORS: LINELL, G
RAHN, BAIBA
ADDRESS : 2373 N LABADIE ROAD
MORTGAGE AMT: 352,000.00 CITY MILFORD
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MI 48380
UNPAID BALANCE: 352,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,461.24 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070796743 MORTGAGORS: PRIGAL, KENNETH
ADDRESS : 2617 BAYVIEW DRIVE
MORTGAGE AMT: 272,000.00 CITY FORT LAUDER
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 FL 33306
UNPAID BALANCE: 272,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,925.20 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 05/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0070797055 MORTGAGORS: FERRARA, ERIC
FERRARA, MARTA
ADDRESS : 18 WORCHESTER COURT
MORTGAGE AMT: 325,000.00 CITY BRIDGEHAMPT
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NY 11932
UNPAID BALANCE: 325,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,272.45 ANNUAL RATE ADJUST: 0.000
LTV : 65.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070797196 MORTGAGORS: RICCIARDELLI, ROBERT
ADDRESS : 131 WEST 82ND STREET 8
MORTGAGE AMT: 234,400.00 CITY NEW YORK
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NY 10024
UNPAID BALANCE: 234,400.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,638.96 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070797261 MORTGAGORS: CURTIS, ROBERT
CURTIS, VICTORIA
ADDRESS : 60 MIMOSA CIRCLE
MORTGAGE AMT: 431,900.00 CITY RIDGEFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CT 06877
UNPAID BALANCE: 431,900.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,946.32 ANNUAL RATE ADJUST: 0.000
LTV : 89.99792 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070797378 MORTGAGORS: BERINI, JOSEPH
ADDRESS : 676 ROUTE 9W
MORTGAGE AMT: 308,000.00 CITY NYACK
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NY 10960
UNPAID BALANCE: 308,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,101.10 ANNUAL RATE ADJUST: 0.000
LTV : 89.27536 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070798087 MORTGAGORS: BAKER, BUCK
BAKER, LINDI
ADDRESS : 4707 LOWER RIVER ROAD
MORTGAGE AMT: 398,000.00 CITY GRANTS PASS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 OR 97526
UNPAID BALANCE: 397,681.730 OPTION TO CONVERT : No
MONTHLY P&I: 2,681.40 ANNUAL RATE ADJUST: 0.000
LTV : 56.61451 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070799366 MORTGAGORS: MCFAUL, THOMAS
ADDRESS : 1752 PROSPECT AVENUE
MORTGAGE AMT: 335,200.00 CITY SANTA BARBA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 93101
UNPAID BALANCE: 335,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,315.14 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070799721 MORTGAGORS: FELDMAN, ROB
FELDMAN, KAREN
ADDRESS : 14017 LOBLOLLY TERRACE
MORTGAGE AMT: 298,046.00 CITY ROCKVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MD 20850
UNPAID BALANCE: 297,801.690 OPTION TO CONVERT : No
MONTHLY P&I: 1,982.91 ANNUAL RATE ADJUST: 0.000
LTV : 74.88593 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070801410 MORTGAGORS: TREAT, MICHAEL
TREAT, JOYCE
ADDRESS : 1531 205TH COURT NORTHEAS
MORTGAGE AMT: 573,500.00 CITY REDMOND
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 WA 98053
UNPAID BALANCE: 573,041.380 OPTION TO CONVERT : No
MONTHLY P&I: 3,863.78 ANNUAL RATE ADJUST: 0.000
LTV : 71.68750 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070801998 MORTGAGORS: FREGOSO, FABRICIO
FREGOSO, NORMA
ADDRESS : 11943 LA SERNA DRIVE
MORTGAGE AMT: 236,400.00 CITY LA MIRADA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90638
UNPAID BALANCE: 236,400.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,612.66 ANNUAL RATE ADJUST: 0.000
LTV : 86.91176 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
01
--------------------------------------------------------------------------------
LN # 0070802004 MORTGAGORS: CUNNINGHAM, ROBERT
ADDRESS : 1196 S GARFIELD AVENUE
MORTGAGE AMT: 248,500.00 CITY DENVER
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CO 80210
UNPAID BALANCE: 248,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,653.28 ANNUAL RATE ADJUST: 0.000
LTV : 65.39474 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070802442 MORTGAGORS: SANCHEZ, NORBERTO
SANCHEZ, WENDY
ADDRESS : 4810 12 UNIVERSITY DRIVE
MORTGAGE AMT: 273,600.00 CITY CORAL GABLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 FL 33134
UNPAID BALANCE: 273,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,913.05 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0070802806 MORTGAGORS: THILO, ROBERT
ADDRESS : 7215 SOUTHEAST 32ND STREE
MORTGAGE AMT: 420,000.00 CITY MERCER ISLA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 WA 98040
UNPAID BALANCE: 420,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,794.27 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070802970 MORTGAGORS: ROJAS, DANIEL
ROJAS, CYNTHIA
ADDRESS : 57 DECLARATION PLACE
MORTGAGE AMT: 322,500.00 CITY IRVINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92602
UNPAID BALANCE: 322,254.600 OPTION TO CONVERT : No
MONTHLY P&I: 2,227.43 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070802996 MORTGAGORS: LEE, PRESTON
LEE, GRETCHEN
ADDRESS : 8 WHITEWATER DRIVE
MORTGAGE AMT: 300,000.00 CITY CORONA DEL
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 CA 92625
UNPAID BALANCE: 299,798.710 OPTION TO CONVERT : No
MONTHLY P&I: 2,201.29 ANNUAL RATE ADJUST: 0.000
LTV : 54.54545 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 04/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0070803200 MORTGAGORS: NOURI NIKBAK, KAMRAN
DEGANI, MONICA
ADDRESS : 10 EAST TRENTON
MORTGAGE AMT: 285,000.00 CITY IRVINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92620
UNPAID BALANCE: 285,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,944.20 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070804182 MORTGAGORS: BOWKER, ROBERT
BOWKER, KAREN
ADDRESS : 7451 WESTCLIFF DRIVE
MORTGAGE AMT: 309,100.00 CITY WEST HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91307
UNPAID BALANCE: 309,100.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,108.61 ANNUAL RATE ADJUST: 0.000
LTV : 60.60784 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070804380 MORTGAGORS: TATE, PATRICK
TATE, BARBARA
ADDRESS : 23829 DOCKTON ROAD SW
MORTGAGE AMT: 429,000.00 CITY VASHON ISLA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 WA 98070
UNPAID BALANCE: 429,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,963.00 ANNUAL RATE ADJUST: 0.000
LTV : 78.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070804547 MORTGAGORS: MARTINEZ, JOSEPH
MARTINEZ, ANGIE
ADDRESS : 11201 ADDISON ROAD
MORTGAGE AMT: 300,000.00 CITY SANTA ANA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92705
UNPAID BALANCE: 299,765.970 OPTION TO CONVERT : No
MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000
LTV : 77.72021 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070804570 MORTGAGORS: WEEDE, RICHARD
WEEDE, MARGARET
ADDRESS : 14935 HIGHLAND VALLEY ROA
MORTGAGE AMT: 289,500.00 CITY ESCONDIDO
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 92025
UNPAID BALANCE: 289,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,074.01 ANNUAL RATE ADJUST: 0.000
LTV : 79.31507 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070805387 MORTGAGORS: CULOTTI, GARY
ADDRESS : 708 17TH STREET
MORTGAGE AMT: 500,000.00 CITY SANTA MONIC
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 90402
UNPAID BALANCE: 499,655.900 OPTION TO CONVERT : No
MONTHLY P&I: 3,625.35 ANNUAL RATE ADJUST: 0.000
LTV : 64.51613 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 04/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0070805981 MORTGAGORS: TOOHEY, TIMOTHY
TOOHEY, ANN
ADDRESS : 39 STONELEIGH ROAD
MORTGAGE AMT: 254,150.00 CITY TRUMBULL
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CT 06611
UNPAID BALANCE: 254,150.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,777.05 ANNUAL RATE ADJUST: 0.000
LTV : 85.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070806070 MORTGAGORS: CIAMPI, GISELA
ADDRESS : 9 HOLLAND AVENUE
MORTGAGE AMT: 270,200.00 CITY OAKHURST
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NJ 07755
UNPAID BALANCE: 269,994.400 OPTION TO CONVERT : No
MONTHLY P&I: 1,866.20 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070806864 MORTGAGORS: MADSON, JACK
MADSON, KATHLEEN
ADDRESS : 7205 NE 131ST PLACE
MORTGAGE AMT: 300,000.00 CITY KIRKLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 WA 98034
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000
LTV : 74.07407 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070806997 MORTGAGORS: GURICK, MITCHELL
GURICK, LISA
ADDRESS : 4 SHELBURNE DRIVE
MORTGAGE AMT: 359,200.00 CITY OAK BROOK
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 IL 60523
UNPAID BALANCE: 358,898.230 OPTION TO CONVERT : No
MONTHLY P&I: 2,359.69 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070807672 MORTGAGORS: CLEAVER, CLIFFORD
CLEAVER, LINDA
ADDRESS : 282 OLD PICKARD STREET
MORTGAGE AMT: 347,700.00 CITY CONCORD
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 MA 01742
UNPAID BALANCE: 347,700.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,255.18 ANNUAL RATE ADJUST: 0.000
LTV : 63.79817 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070807839 MORTGAGORS: RUSSELL, EDWARD
RUSSELL, DORIS
ADDRESS : 220 GREENWOOD DR
MORTGAGE AMT: 260,000.00 CITY LAKE OSWEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 OR 97034
UNPAID BALANCE: 260,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,817.96 ANNUAL RATE ADJUST: 0.000
LTV : 78.78788 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0070808290 MORTGAGORS: DODDS, DOUGLAS
ADDRESS : 250 EAST 54TH STREET
MORTGAGE AMT: 374,500.00 CITY NEW YORK
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 NY 10022
UNPAID BALANCE: 374,242.280 OPTION TO CONVERT : No
MONTHLY P&I: 2,715.38 ANNUAL RATE ADJUST: 0.000
LTV : 65.13043 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070808308 MORTGAGORS: BEACH, TYLER
BEACH, JULIE
ADDRESS : 212 DOE RUN ROAD
MORTGAGE AMT: 290,000.00 CITY LOPEZ
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 WA 98261
UNPAID BALANCE: 289,779.330 OPTION TO CONVERT : No
MONTHLY P&I: 2,002.96 ANNUAL RATE ADJUST: 0.000
LTV : 74.35897 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070808555 MORTGAGORS: ANDERSON, CHRISTIAN
SMITH, CHERI
ADDRESS : 2743 VETERAN AVENUE
MORTGAGE AMT: 260,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 90064
UNPAID BALANCE: 260,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,708.01 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070811294 MORTGAGORS: LANNON, DAVID
LANNON, KELLEY
ADDRESS : 47 SINAWOY
MORTGAGE AMT: 336,000.00 CITY GREENWICH
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CT 06807
UNPAID BALANCE: 335,744.330 OPTION TO CONVERT : No
MONTHLY P&I: 2,320.67 ANNUAL RATE ADJUST: 0.000
LTV : 87.27273 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070811401 MORTGAGORS: MCKEAGUE, CHARLES
MCKEAGUE, DIANE
ADDRESS : 398 WINDWARD AVENUE
MORTGAGE AMT: 500,000.00 CITY PISMO BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 93449
UNPAID BALANCE: 499,590.160 OPTION TO CONVERT : No
MONTHLY P&I: 3,326.51 ANNUAL RATE ADJUST: 0.000
LTV : 52.63158 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070811435 MORTGAGORS: MORRIS, JEAN
HARRIS, DAROLD
ADDRESS : 1840 KELSON PLACE
MORTGAGE AMT: 325,000.00 CITY ESCONDIDO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92029
UNPAID BALANCE: 325,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,272.45 ANNUAL RATE ADJUST: 0.000
LTV : 79.85258 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070811872 MORTGAGORS: GODIN, ROY
KENNISON GOD, JANE
ADDRESS : 47 COMMERCIAL WHARF
MORTGAGE AMT: 376,000.00 CITY BOSTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 MA 02110
UNPAID BALANCE: 376,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,661.30 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070812300 MORTGAGORS: LENDWAY, CHARLES
LENDWAY, VIMLA
ADDRESS : 18332 MINNIHAHA STREET
MORTGAGE AMT: 276,300.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 91326
UNPAID BALANCE: 276,300.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,931.93 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070812342 MORTGAGORS: SPENCER, GARY
ADDRESS : 3905 S DOUGLAS BOULEVARD
MORTGAGE AMT: 250,000.00 CITY EDMOND
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 OK 73013
UNPAID BALANCE: 250,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,748.04 ANNUAL RATE ADJUST: 0.000
LTV : 79.36508 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0070812409 MORTGAGORS: SMITHERMAN, JOHN
SMITHERMAN, REBECCA
ADDRESS : 12527 ANTONIO PLACE
MORTGAGE AMT: 300,000.00 CITY SALINAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 93908
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000
LTV : 59.40594 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070812425 MORTGAGORS: DABNEY, ANDREW
ADDRESS : 1493 SW 156 WAY
MORTGAGE AMT: 292,000.00 CITY PEMBROKE PI
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 FL 33027
UNPAID BALANCE: 292,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,942.68 ANNUAL RATE ADJUST: 0.000
LTV : 89.84615 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070812524 MORTGAGORS: MAURINO, VINCENT
MAURINO, CARMEN
ADDRESS : 1671 CLARK LANE
MORTGAGE AMT: 289,000.00 CITY CONCORD
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 94521
UNPAID BALANCE: 289,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,874.45 ANNUAL RATE ADJUST: 0.000
LTV : 77.06667 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070812672 MORTGAGORS: HOLSTON, ROBERT
HOLSTON, ROXANNE
ADDRESS : 12518 PRARIE ROSE WAY
MORTGAGE AMT: 228,500.00 CITY BAKERSFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 93312
UNPAID BALANCE: 228,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,806.01 ANNUAL RATE ADJUST: 0.000
LTV : 87.88462 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/19
RATE:
04
--------------------------------------------------------------------------------
LN # 0070812995 MORTGAGORS: JANSEN, CHARLES
JANSEN, PHYLLIS
ADDRESS : 5521 WENDY CIRCLE
MORTGAGE AMT: 284,000.00 CITY HUNTINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92649
UNPAID BALANCE: 283,721.650 OPTION TO CONVERT : No
MONTHLY P&I: 1,937.38 ANNUAL RATE ADJUST: 0.000
LTV : 77.80822 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070813993 MORTGAGORS: EVANS, WILLIAM
ADDRESS : 922 SAN PAULO WAY
MORTGAGE AMT: 58,000.00 CITY KISSIMMEE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 FL 34758
UNPAID BALANCE: 58,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 419.23 ANNUAL RATE ADJUST: 0.000
LTV : 67.44186 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/24
RATE:
14
--------------------------------------------------------------------------------
LN # 0070815253 MORTGAGORS: ALVIS, HELEN
ROSENTHAL, ELIZABETH
ADDRESS : 1740 MELISE DRIVE
MORTGAGE AMT: 260,000.00 CITY GLENVIEW
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 60025
UNPAID BALANCE: 260,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,773.66 ANNUAL RATE ADJUST: 0.000
LTV : 78.78788 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070815501 MORTGAGORS: FREAL, MIKE
BOLLINGER, DANA
ADDRESS : 504 7TH AVENUE
MORTGAGE AMT: 262,400.00 CITY KIRKLAND
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 WA 98034
UNPAID BALANCE: 262,400.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,723.78 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070815998 MORTGAGORS: MORRIS, SCOTT
MORRIS, CARA
ADDRESS : 22625 S FERGUSON
MORTGAGE AMT: 320,000.00 CITY BEAVERCREEK
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 OR 97004
UNPAID BALANCE: 320,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,210.16 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0070816301 MORTGAGORS: STEPHENS, JOHN
STEPHENS, JOLENE
ADDRESS : 22220 NE 187TH STREET
MORTGAGE AMT: 367,200.00 CITY WOODINVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 WA 98072
UNPAID BALANCE: 367,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,473.89 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070816319 MORTGAGORS: GREENSTEIN, SIMEON
GREENSTEIN, BARBARA
ADDRESS : 867 REQUEZA STREET
MORTGAGE AMT: 275,000.00 CITY ENCINITAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92024
UNPAID BALANCE: 275,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,922.84 ANNUAL RATE ADJUST: 0.000
LTV : 66.26506 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070816566 MORTGAGORS: WATERMAN, GEORGE
WATERMON, MARY
WATERMAN, MARYSUE
ADDRESS : 14 SILVERBROOK ROAD
MORTGAGE AMT: 270,000.00 CITY Westport
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 CT 06880
UNPAID BALANCE: 270,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,728.84 ANNUAL RATE ADJUST: 0.000
LTV : 41.86000 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070816673 MORTGAGORS: HINK, JEFFREY
HINK, SUSAN
ADDRESS : 2011 ROBINSON ST
MORTGAGE AMT: 268,000.00 CITY REDONDO BEA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90278
UNPAID BALANCE: 268,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,783.01 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070816749 MORTGAGORS: ROGERS, STEVEN
ROGERS, TERESA
ADDRESS : 363 SHAWNEE WAY
MORTGAGE AMT: 304,000.00 CITY FREMONT
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94539
UNPAID BALANCE: 304,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,997.06 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070816830 MORTGAGORS: KLINK, PAUL
KLINK, LISA
ADDRESS : 17508 LUNA DE MIEL
MORTGAGE AMT: 478,000.00 CITY RANCHO SANT
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 92067
UNPAID BALANCE: 478,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,465.83 ANNUAL RATE ADJUST: 0.000
LTV : 53.11111 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070816871 MORTGAGORS: SCAPA, BENJAMIN
SCAPA, VICTORIA
ADDRESS : 3736 140TH AVENUE NE
MORTGAGE AMT: 244,000.00 CITY BELLEVUE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 WA 98005
UNPAID BALANCE: 244,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,706.08 ANNUAL RATE ADJUST: 0.000
LTV : 38.42520 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070816889 MORTGAGORS: GRADY, THOMAS
GRADY, LINDA
ADDRESS : 631 633 I AVENUE
MORTGAGE AMT: 492,000.00 CITY CORONADO
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 92118
UNPAID BALANCE: 491,661.410 OPTION TO CONVERT : No
MONTHLY P&I: 3,567.34 ANNUAL RATE ADJUST: 0.000
LTV : 78.72000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070817036 MORTGAGORS: ROBINSON, RONALD
GILMORE, MARY
ADDRESS : 3041 PALM VISTA COURT
MORTGAGE AMT: 292,000.00 CITY EL CAJON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92019
UNPAID BALANCE: 291,760.650 OPTION TO CONVERT : No
MONTHLY P&I: 1,942.68 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070817044 MORTGAGORS: SWENSON, ROBERT
SWENSON, JOANNE
ADDRESS : 28 MARSEILLE
MORTGAGE AMT: 410,000.00 CITY LAGUNA NIGU
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92677
UNPAID BALANCE: 409,663.930 OPTION TO CONVERT : No
MONTHLY P&I: 2,727.74 ANNUAL RATE ADJUST: 0.000
LTV : 74.81752 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070817341 MORTGAGORS: SCHENONE, ZOILA
ADDRESS : 101 HAMPTON LANE
MORTGAGE AMT: 357,000.00 CITY KEY BISCAYN
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 FL 33149
UNPAID BALANCE: 357,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,435.37 ANNUAL RATE ADJUST: 0.000
LTV : 53.28358 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070817440 MORTGAGORS: WERESCH, JOSEPH
WERESCH, SANDRA
ADDRESS : 21390 PARKVIEW TERRACE
MORTGAGE AMT: 320,800.00 CITY WEST LINN
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 OR 97068
UNPAID BALANCE: 320,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,270.60 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070817531 MORTGAGORS: SEEKER, EDWARD
SEEKER, TONI
ADDRESS : 14430 SE 61ST STREET
MORTGAGE AMT: 307,950.00 CITY BELLEVUE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 WA 98006
UNPAID BALANCE: 307,950.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,074.72 ANNUAL RATE ADJUST: 0.000
LTV : 79.99740 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070817622 MORTGAGORS: HOFMANN, RONALD
HOFMANN, ZOE
ADDRESS : 26414 WEST BEECHER LANE
MORTGAGE AMT: 284,250.00 CITY STEVENSON R
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 91381
UNPAID BALANCE: 284,250.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,867.32 ANNUAL RATE ADJUST: 0.000
LTV : 79.99111 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070817689 MORTGAGORS: PHINNEY, DAVID
PHINNEY, ELAINE
ADDRESS : 2847 SHIRLEY DRIVE
MORTGAGE AMT: 260,500.00 CITY THOUSAND OA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91320
UNPAID BALANCE: 260,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,799.21 ANNUAL RATE ADJUST: 0.000
LTV : 77.76119 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070817721 MORTGAGORS: KEBSCHULL, SCOTT
KEBSCHULL, LAURA
ADDRESS : 100 ROCKINGHORSE ROAD
MORTGAGE AMT: 432,000.00 CITY RANCHO PALO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90275
UNPAID BALANCE: 432,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,874.11 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070817754 MORTGAGORS: MATAS, DANIEL
MATAS, MARION
MATAS, MARY
ADDRESS : 1127 N WOODBINE AVENUE
MORTGAGE AMT: 437,600.00 CITY OAK PARK
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 60302
UNPAID BALANCE: 437,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,985.20 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070817796 MORTGAGORS: JEVENS, DAREL
JEVENS, LISA
ADDRESS : 5207 N LAKEWOOD AVENUE
MORTGAGE AMT: 346,800.00 CITY CHICAGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60640
UNPAID BALANCE: 346,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,336.46 ANNUAL RATE ADJUST: 0.000
LTV : 82.57143 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070817937 MORTGAGORS: JONSEN, STEPHEN
JONSEN, SUZANNE
ADDRESS : 1431 GREGORY AVENUE
MORTGAGE AMT: 410,000.00 CITY WILMETTE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 60091
UNPAID BALANCE: 410,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,796.92 ANNUAL RATE ADJUST: 0.000
LTV : 87.23404 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070818497 MORTGAGORS: RICHARDS, SHIRLETA
ADDRESS : 6634 SHENANDOAH AVENUE
MORTGAGE AMT: 409,600.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 90056
UNPAID BALANCE: 409,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,969.88 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 05/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0070818547 MORTGAGORS: RICHER, MICHEL
RICHER, KELLI
ADDRESS : 1527 ALAMITAS AVENUE
MORTGAGE AMT: 169,600.00 CITY MONROVIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91016
UNPAID BALANCE: 169,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,142.63 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070819271 MORTGAGORS: YOUNGBLOOD, CHRIS
YOUNGBLOOD, DIANE
ADDRESS : 26810 S BOLLAND ROAD
MORTGAGE AMT: 255,000.00 CITY CANBY
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 OR 97013
UNPAID BALANCE: 255,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,783.00 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0070819503 MORTGAGORS: MARTINEZ, FRANK
MARTINEZ, FRANCES
ADDRESS : 4817 FAIRLAWN DRIVE
MORTGAGE AMT: 520,000.00 CITY LA CANADA F
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 91011
UNPAID BALANCE: 520,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,416.03 ANNUAL RATE ADJUST: 0.000
LTV : 75.36232 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070819602 MORTGAGORS: ELAKMAN, CARYN
ADDRESS : 9 CHURCH STREET NORTH
MORTGAGE AMT: 300,000.00 CITY WESTPORT
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CT 06880
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000
LTV : 78.95000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070819800 MORTGAGORS: ATKINS, FLOYD
ATKINS, JOYCE
ADDRESS : 19 BRIDLE PATH
MORTGAGE AMT: 415,500.00 CITY WESTWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MA 02090
UNPAID BALANCE: 415,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,799.30 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070819826 MORTGAGORS: MOORE, CLAY
ADDRESS : 5719 MOSS CREEK COURT
MORTGAGE AMT: 320,000.00 CITY DALLAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 TX 75240
UNPAID BALANCE: 319,768.390 OPTION TO CONVERT : No
MONTHLY P&I: 2,264.94 ANNUAL RATE ADJUST: 0.000
LTV : 79.01235 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0070820964 MORTGAGORS: MONAHAN, WAYNE
MONAHAN, JANELLE
ADDRESS : 2237 WILLESTER AVENUE
MORTGAGE AMT: 272,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95124
UNPAID BALANCE: 272,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,809.62 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070820980 MORTGAGORS: BECKER, KARL
BECKER, MONIKA
ADDRESS : 855 SUGARBUSH DRIVE
MORTGAGE AMT: 391,300.00 CITY VISTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92084
UNPAID BALANCE: 391,300.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,669.36 ANNUAL RATE ADJUST: 0.000
LTV : 75.25000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070821277 MORTGAGORS: HANSEN, TODD
HANSEN, KYLE
ADDRESS : 1124 NORTH LINDEN AVENUE
MORTGAGE AMT: 271,200.00 CITY OAK PARK
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 IL 60302
UNPAID BALANCE: 271,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,873.11 ANNUAL RATE ADJUST: 0.000
LTV : 79.76471 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070821368 MORTGAGORS: TAYLOR, RICHARD
TAYLOR, FLORENCE
ADDRESS : 4433 HONEY TREE LANE
MORTGAGE AMT: 101,100.00 CITY JACKSONVILL
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 FL 32225
UNPAID BALANCE: 101,100.000 OPTION TO CONVERT : No
MONTHLY P&I: 706.91 ANNUAL RATE ADJUST: 0.000
LTV : 78.98438 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070822010 MORTGAGORS: MACDONALD, ROBERT
ADDRESS : 125 BAY VIEW DRIVE
MORTGAGE AMT: 560,000.00 CITY MILL VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94941
UNPAID BALANCE: 560,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,725.69 ANNUAL RATE ADJUST: 0.000
LTV : 65.72770 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070822416 MORTGAGORS: STONE, MARK
STONE, RINA
ADDRESS : 22602 LIBERTY BELL ROAD
MORTGAGE AMT: 340,000.00 CITY CALABASAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91302
UNPAID BALANCE: 340,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,290.64 ANNUAL RATE ADJUST: 0.000
LTV : 66.66667 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070822457 MORTGAGORS: FRAZIER, CHRISTOPHE
FRAZIER, STACEY
ADDRESS : 539 BENNINGTON TERRACE
MORTGAGE AMT: 256,000.00 CITY RIDGEWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NJ 07450
UNPAID BALANCE: 255,800.300 OPTION TO CONVERT : No
MONTHLY P&I: 1,746.37 ANNUAL RATE ADJUST: 0.000
LTV : 78.52761 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070822747 MORTGAGORS: KRUEGER, MICHAEL
KRUEGER, KATHY
ADDRESS : 10830 SW MOREY LANE
MORTGAGE AMT: 640,000.00 CITY WILSONVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 OR 97070
UNPAID BALANCE: 640,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 4,420.32 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0070822804 MORTGAGORS: BROWN, KAREN
ADDRESS : 36429 249TH AVENUE SE
MORTGAGE AMT: 332,000.00 CITY ENUMCLAW
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 WA 98022
UNPAID BALANCE: 332,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,293.04 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0070823596 MORTGAGORS: RUIZ, CARLOS
BOUDREAU, KATHY
ADDRESS : 4 BALDWIN STREET
MORTGAGE AMT: 119,500.00 CITY HAVERHILL
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 01832
UNPAID BALANCE: 119,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 815.20 ANNUAL RATE ADJUST: 0.000
LTV : 91.92308 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070824099 MORTGAGORS: UNBEKANT, DONALD
UNBEKANT, M
ADDRESS : 62 COVE CIRCLE
MORTGAGE AMT: 299,000.00 CITY MARION
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MA 02738
UNPAID BALANCE: 299,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,014.42 ANNUAL RATE ADJUST: 0.000
LTV : 46.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070824206 MORTGAGORS: MCPEAK, PARTICK
MCPEAK, DONNA
ADDRESS : 9030 HUNT CLUB ROAD
MORTGAGE AMT: 464,000.00 CITY ZIONSVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 IN 46077
UNPAID BALANCE: 464,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,204.73 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070824396 MORTGAGORS: GREEN, DONALD
ADDRESS : 765 HARVARD AVENUE
MORTGAGE AMT: 333,900.00 CITY SUNNYVALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 94087
UNPAID BALANCE: 333,900.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,392.10 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 05/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0070824446 MORTGAGORS: SCHOEFFEL, BERNARD
BOND SCHOEFF, ELIZABETH
ADDRESS : 3188 C STREET
MORTGAGE AMT: 400,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 92102
UNPAID BALANCE: 400,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,900.28 ANNUAL RATE ADJUST: 0.000
LTV : 78.43137 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 05/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0070824511 MORTGAGORS: TAYLOR, JOHN
TAYLOR, LINDA
ADDRESS : 6835 AVILA VALLEY DRIVE
MORTGAGE AMT: 436,700.00 CITY SAN LUIS OB
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 93405
UNPAID BALANCE: 436,700.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,016.18 ANNUAL RATE ADJUST: 0.000
LTV : 56.34839 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070824867 MORTGAGORS: PEIFFER, JEFFERY
PEIFFER, CLARE
ADDRESS : N11 W 29866 ST JAMES WAY
MORTGAGE AMT: 265,000.00 CITY WAUKESHA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 WI 53188
UNPAID BALANCE: 265,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,807.77 ANNUAL RATE ADJUST: 0.000
LTV : 58.24176 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070825237 MORTGAGORS: SHANKLE, WILLIAM
HARA, JUNKO
ADDRESS : 614 1/2 ACACIA AVENUE
MORTGAGE AMT: 439,200.00 CITY NEWPORT BEA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92625
UNPAID BALANCE: 439,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,070.95 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0070825492 MORTGAGORS: SMITH, GEOFFREY
SMITH, JULIANNE
ADDRESS : 3323 DOVE HOLLOW ROAD
MORTGAGE AMT: 380,000.00 CITY ENCINITAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92024
UNPAID BALANCE: 380,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,592.27 ANNUAL RATE ADJUST: 0.000
LTV : 44.18605 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070825583 MORTGAGORS: THOMPSON, TERRY
THOMPSON, SUE
ADDRESS : 2731 S LAKE CRABAPPLE RD
MORTGAGE AMT: 337,000.00 CITY MARYSVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 WA 98271
UNPAID BALANCE: 337,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,242.07 ANNUAL RATE ADJUST: 0.000
LTV : 74.88889 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070826599 MORTGAGORS: VALENZUELA, CESAR
VALENZUELA, MARIA
ADDRESS : 31611 VIA COYOTE
MORTGAGE AMT: 344,000.00 CITY TRABUCO CAN
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92679
UNPAID BALANCE: 344,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,317.59 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070826870 MORTGAGORS: RASHTIAN, ROSHANAK
ADDRESS : 709 NORTH ELM DRIVE
MORTGAGE AMT: 935,000.00 CITY BEVERLY HIL
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 90210
UNPAID BALANCE: 935,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 6,537.66 ANNUAL RATE ADJUST: 0.000
LTV : 40.65217 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0070826979 MORTGAGORS: ANGLE, DONALD
NEWELL ANGLE, KATHLEEN
ADDRESS : 10675 LONGFELLOW TRACE
MORTGAGE AMT: 273,600.00 CITY SHREVEPORT
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 LA 71106
UNPAID BALANCE: 273,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,843.29 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070827290 MORTGAGORS: TANKENSON, DAVE
TANKENSON, LAURA
ADDRESS : 1334 WHITECLIFF ROAD
MORTGAGE AMT: 204,250.00 CITY THOUSAND OA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91360
UNPAID BALANCE: 204,250.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,376.07 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070827514 MORTGAGORS: SILVA, WILLIAM
SILVA, JACKALYN
ADDRESS : 90 MATTERHORN TERRACE
MORTGAGE AMT: 285,000.00 CITY PARK CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 UT 84098
UNPAID BALANCE: 281,549.750 OPTION TO CONVERT : No
MONTHLY P&I: 1,968.42 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070828306 MORTGAGORS: WAYNE, JAMES
WAYNE, ROBIN
ADDRESS : 2824 AVENIDA DE AUTLAN
MORTGAGE AMT: 407,200.00 CITY CAMARILLO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 93010
UNPAID BALANCE: 406,890.150 OPTION TO CONVERT : No
MONTHLY P&I: 2,812.43 ANNUAL RATE ADJUST: 0.000
LTV : 79.84314 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070828397 MORTGAGORS: CARNEY, GERALD
CARNEY, DIANE
ADDRESS : 89 INDIAN HILL ROAD
MORTGAGE AMT: 270,000.00 CITY WILTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CT 06897
UNPAID BALANCE: 270,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,887.88 ANNUAL RATE ADJUST: 0.000
LTV : 56.84211 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070828553 MORTGAGORS: STEWART JONE, PRISCILLA
JONES, ERIC
ADDRESS : 8026 IGLESIA DRIVE
MORTGAGE AMT: 274,000.00 CITY DUBLIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94568
UNPAID BALANCE: 274,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,869.16 ANNUAL RATE ADJUST: 0.000
LTV : 70.25641 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070828835 MORTGAGORS: HARRINGTON, WILLIAM
HARRINGTON, GLORIA
ADDRESS : 2110 BALLAU AVENUE
MORTGAGE AMT: 71,250.00 CITY SCRANTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 PA 18508
UNPAID BALANCE: 71,250.000 OPTION TO CONVERT : No
MONTHLY P&I: 498.19 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070829114 MORTGAGORS: COTOI, CORNEL
COTOI, VIORICA
ADDRESS : 10219 HORLEY AVENUE
MORTGAGE AMT: 274,500.00 CITY DOWNEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90241
UNPAID BALANCE: 274,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,872.57 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070829197 MORTGAGORS: SHINGLES, BERYL
ADDRESS : 9650 SOUTH LEAVITT
MORTGAGE AMT: 254,400.00 CITY CHICAGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60643
UNPAID BALANCE: 254,400.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,713.94 ANNUAL RATE ADJUST: 0.000
LTV : 79.87441 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070829759 MORTGAGORS: YOON, DOUGLAS
YOON, CHUNG
ADDRESS : 20111 VIVA CIRCLE
MORTGAGE AMT: 253,000.00 CITY HUNTINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92646
UNPAID BALANCE: 253,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,747.41 ANNUAL RATE ADJUST: 0.000
LTV : 56.85393 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070829825 MORTGAGORS: TEXEIRA, STEVE
TEXEIRA, KAREN
ADDRESS : 321 IRON HORSE COURT
MORTGAGE AMT: 450,000.00 CITY ALAMO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94507
UNPAID BALANCE: 450,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,108.04 ANNUAL RATE ADJUST: 0.000
LTV : 35.29412 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070829924 MORTGAGORS: SAKURAI, TEIICHI
ADDRESS : 5307 CHANNELBROOK COURT
MORTGAGE AMT: 480,000.00 CITY DALLAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 TX 75287
UNPAID BALANCE: 480,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,438.78 ANNUAL RATE ADJUST: 0.000
LTV : 78.68852 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 05/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0070830377 MORTGAGORS: BARTHELEMY, JANICE
ADDRESS : 2241 RIDGEMONT DRIVE
MORTGAGE AMT: 355,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90046
UNPAID BALANCE: 355,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,421.73 ANNUAL RATE ADJUST: 0.000
LTV : 65.13761 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070830559 MORTGAGORS: BEHAR, JOY
ADDRESS : 123 NORTH WEST PATH
MORTGAGE AMT: 329,600.00 CITY SAGAPONACK
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NY 11962
UNPAID BALANCE: 329,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,220.58 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070831052 MORTGAGORS: LADD, JAMES
ADDRESS : 1433 E 24TH STREET
MORTGAGE AMT: 210,000.00 CITY NATIONAL CI
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91950
UNPAID BALANCE: 210,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,397.14 ANNUAL RATE ADJUST: 0.000
LTV : 30.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070831102 MORTGAGORS: TURNER, MICHELE
ADDRESS : 26408 WEST BEECHER LANE
MORTGAGE AMT: 278,000.00 CITY STEVENSON R
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91381
UNPAID BALANCE: 278,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,849.54 ANNUAL RATE ADJUST: 0.000
LTV : 79.98895 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070831219 MORTGAGORS: TASSONE, STEPHEN
TASSONE, FRANCINE
ADDRESS : 120 PASEO DE LAS DELICIAS
MORTGAGE AMT: 470,400.00 CITY REDONDO BEA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 90277
UNPAID BALANCE: 470,400.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,248.94 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070831292 MORTGAGORS: AMANTE, BENJAMIN
AMANTE, CAROL
ADDRESS : 19432 SIERRA NUEVO ROAD
MORTGAGE AMT: 301,000.00 CITY IRVINE
:\
STATE/ZIP :\
LIFETIME RATE : 6.37500 CA 92612
UNPAID BALANCE: 301,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,877.85 ANNUAL RATE ADJUST: 0.000
LTV : 68.25397 OUTSIDE CONV DATE:
CURRENT INT 6.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070831508 MORTGAGORS: ADAMS, RICHARD
ADAMS, DIANE
ADDRESS : 100 CHARLES LANE
MORTGAGE AMT: 300,000.00 CITY DANVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 94526
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,149.24 ANNUAL RATE ADJUST: 0.000
LTV : 93.75000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070832639 MORTGAGORS: TENORIO, FRANK
TENORIO, CATHERINE
ADDRESS : 4221 230TH WAY SE
MORTGAGE AMT: 397,000.00 CITY ISSAQUAH
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 WA 98029
UNPAID BALANCE: 397,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,708.24 ANNUAL RATE ADJUST: 0.000
LTV : 79.40000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070832670 MORTGAGORS: LIONIKIS, GEORGE
LIONIKIS, PATRICIA
ADDRESS : 3 JENNA LANE
MORTGAGE AMT: 308,000.00 CITY EDISON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NJ 08820
UNPAID BALANCE: 308,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,127.28 ANNUAL RATE ADJUST: 0.000
LTV : 64.84211 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0070832720 MORTGAGORS: FINKBONER, BRIAN
ADDRESS : 4565 SANTA CRUZ AVENUE
MORTGAGE AMT: 265,000.00 CITY San Diego
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92107
UNPAID BALANCE: 265,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,740.86 ANNUAL RATE ADJUST: 0.000
LTV : 69.74000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070834106 MORTGAGORS: FALCIANI, AMERIGO
GRAULE, MELISSA
GRAULE, MELISSA
ADDRESS : 444 CARIBBEAN DRIVE EAST
MORTGAGE AMT: 344,000.00 CITY SUMMERLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 FL 33042
UNPAID BALANCE: 344,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,375.92 ANNUAL RATE ADJUST: 0.000\ LTV :
80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070834494 MORTGAGORS: WHEELER, CYNTHIA
ADDRESS : 4836 BREWSTER DRIVE
MORTGAGE AMT: 385,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91356
UNPAID BALANCE: 385,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,626.38 ANNUAL RATE ADJUST: 0.000
LTV : 48.12500 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070834692 MORTGAGORS: NEVES, GILBERT
NEVES, TERESA
ADDRESS : 1732 HIGGINS AVENUE
MORTGAGE AMT: 288,000.00 CITY SANTA CLARA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95051
UNPAID BALANCE: 288,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,989.14 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070834726 MORTGAGORS: RHONE, RICHARD
RHONE, ANNE
ADDRESS : 158 THE HIGHLANDS
MORTGAGE AMT: 263,150.00 CITY TUSCALOOSA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 AL 35404
UNPAID BALANCE: 263,150.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,772.89 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070834825 MORTGAGORS: PRASAD, RAJENDRA
PRASAD, BRINDA
ADDRESS : 57 EAGLE CREEK
MORTGAGE AMT: 376,400.00 CITY IRVINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92620
UNPAID BALANCE: 376,400.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,631.84 ANNUAL RATE ADJUST: 0.000
LTV : 79.99167 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0070836366 MORTGAGORS: TAQUECHEL, AMARO
TAQUECHEL, JULIA
ADDRESS : 740 MENDOZA AVENUE
MORTGAGE AMT: 200,000.00 CITY CORAL GABLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 FL 33134
UNPAID BALANCE: 200,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,381.35 ANNUAL RATE ADJUST: 0.000
LTV : 57.14286 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070836663 MORTGAGORS: KEOGH, PARRY
KEOGH, KATRINA
ADDRESS : 1314 N AVENIDA DE LA ESTR
MORTGAGE AMT: 400,000.00 CITY SAN CLEMENT
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 92672
UNPAID BALANCE: 400,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,900.28 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070838446 MORTGAGORS: REICHERT, TIMOTHY
KIRBY, ROBIN
ADDRESS : 2175 RIM CREST DRIVE
MORTGAGE AMT: 207,500.00 CITY NORCO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91760
UNPAID BALANCE: 207,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,397.97 ANNUAL RATE ADJUST: 0.000
LTV : 65.25157 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
01
--------------------------------------------------------------------------------
LN # 0070838552 MORTGAGORS: YOUNKIN, G C
HEBRANK, GAIL
ADDRESS : 2501 WEST 10TH STREET
MORTGAGE AMT: 272,000.00 CITY PORT ANGELE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 WA 98363
UNPAID BALANCE: 272,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,855.52 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0070839188 MORTGAGORS: ASHBY, ROBIN
ADDRESS : 951 FISKE STREET
MORTGAGE AMT: 400,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 90272
UNPAID BALANCE: 400,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,627.72 ANNUAL RATE ADJUST: 0.000
LTV : 62.01550 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070839337 MORTGAGORS: AMO, KEITH
ADDRESS : 3863 OCEAN LANE
MORTGAGE AMT: 235,000.00 CITY CANNON BEAC
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 OR 97145
UNPAID BALANCE: 235,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,623.09 ANNUAL RATE ADJUST: 0.000
LTV : 37.90323 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070839618 MORTGAGORS: CONOVER, JOHN
ADDRESS : 647 QUAIL GARDEN DRIVE
MORTGAGE AMT: 435,000.00 CITY ENCINITAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92024
UNPAID BALANCE: 435,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,004.44 ANNUAL RATE ADJUST: 0.000
LTV : 66.92308 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070841382 MORTGAGORS: MERELES, ENRIQUE
HAWKIN MERELES, NANNETTE
MERELES, NANNETTE L
ADDRESS : 1075 SUNSET CLIFFS BOULEV
MORTGAGE AMT: 937,500.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92107
UNPAID BALANCE: 937,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 6,395.40 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
03
--------------------------------------------------------------------------------
LN # 0070842232 MORTGAGORS: BROADBENT, THOMAS
SPITERI, NANCY
ADDRESS : 66 COMPO ROAD NORTH
MORTGAGE AMT: 637,500.00 CITY WESTPORT
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CT 06880
UNPAID BALANCE: 637,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 4,134.81 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070842752 MORTGAGORS: KAO, SHIUNG PIN
CHIN, YING LO
ADDRESS : 1740 WAYNE CIRCLE
MORTGAGE AMT: 308,700.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95131
UNPAID BALANCE: 308,700.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,158.48 ANNUAL RATE ADJUST: 0.000
LTV : 79.97782 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070843107 MORTGAGORS: KIMMEL, MELISSA
GOLDBLATT, JASON
ADDRESS : 3609 ALBEMARLE STREET NW
MORTGAGE AMT: 375,000.00 CITY WASHINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 DC 20016
UNPAID BALANCE: 375,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,494.88 ANNUAL RATE ADJUST: 0.000
LTV : 52.93947 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070844600 MORTGAGORS: KIRSCH, HARVEY
KIRSCH, ROSE
ADDRESS : 7306 AMBER FALLS LANE
MORTGAGE AMT: 70,000.00 CITY BOYNTON BEA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 FL 33437
UNPAID BALANCE: 70,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 459.85 ANNUAL RATE ADJUST: 0.000
LTV : 34.09429 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
01
--------------------------------------------------------------------------------
LN # 0070844774 MORTGAGORS: MC COY, JEANNE
ADDRESS : 3995 SYME DRIVE
MORTGAGE AMT: 282,500.00 CITY CARLSBAD
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92008
UNPAID BALANCE: 282,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,975.28 ANNUAL RATE ADJUST: 0.000
LTV : 62.77778 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070845748 MORTGAGORS: KHALSA, MEHERBANI
KHALSA, GURUMANTRA
ADDRESS : 1238 UPAS STREET
MORTGAGE AMT: 313,300.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92103
UNPAID BALANCE: 313,300.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,190.64 ANNUAL RATE ADJUST: 0.000
LTV : 72.02299 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070846183 MORTGAGORS: POND, G
POND, TRACY
ADDRESS : 437 AIRSTREAM COURT
MORTGAGE AMT: 290,400.00 CITY SCOTTS VALL
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95066
UNPAID BALANCE: 290,400.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,932.04 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070847223 MORTGAGORS: HASLINGER, PAUL
HASLINGER, BEATE
ADDRESS : 20602 DEFOREST STREET
MORTGAGE AMT: 416,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 91364
UNPAID BALANCE: 416,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,732.82 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070847512 MORTGAGORS: HENRIQUEZ, ANA
ADDRESS : 175 TULIP LANE
MORTGAGE AMT: 244,000.00 CITY COSTA MESA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92627
UNPAID BALANCE: 244,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,664.51 ANNUAL RATE ADJUST: 0.000
LTV : 78.70968 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0070848387 MORTGAGORS: PEKEROL, MEHMET
ADDRESS : 1714 SUNSET AVENUE
MORTGAGE AMT: 456,000.00 CITY SANTA MONIC
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90405
UNPAID BALANCE: 456,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,110.72 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0070848460 MORTGAGORS: KIRSHAW, LESLIE
ADDRESS : 28 DOROTHY ROAD
MORTGAGE AMT: 445,000.00 CITY REDDING
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CT 06896
UNPAID BALANCE: 445,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,923.33 ANNUAL RATE ADJUST: 0.000
LTV : 68.99225 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070848528 MORTGAGORS: MITCHELL, CHRIS
MITCHELL, DEBRA
ADDRESS : 370 MERCURY ROAD
MORTGAGE AMT: 429,000.00 CITY JUNO BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 FL 33408
UNPAID BALANCE: 429,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,890.25 ANNUAL RATE ADJUST: 0.000
LTV : 79.44444 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070850359 MORTGAGORS: SCHULTZ, WILLIAM
SCHULTZ, WENDY
ADDRESS : 23210 BEAUMONT STREET
MORTGAGE AMT: 297,000.00 CITY VALENCIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91354
UNPAID BALANCE: 297,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,000.94 ANNUAL RATE ADJUST: 0.000
LTV : 69.06977 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070850680 MORTGAGORS: FERRY, THOMAS
FERRY, KATHLEEN
ADDRESS : 2007 SABRINA TERRACE
MORTGAGE AMT: 1,218,750.00 CITY CORONA DEL
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92625
UNPAID BALANCE: 1,218,750. OPTION TO CONVERT : No
000
MONTHLY P&I: 8,521.68 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
03
--------------------------------------------------------------------------------
LN # 0070851415 MORTGAGORS: SCHWARTZ, ARTHUR
SCHWARTZ, KAREN
ADDRESS : 105 STONE CREEK LANE
MORTGAGE AMT: 292,000.00 CITY PERKASIE
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 PA 18944
UNPAID BALANCE: 292,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,142.59 ANNUAL RATE ADJUST: 0.000
LTV : 76.84211 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070851787 MORTGAGORS: BROWN, MITCHELL
BROWN, SUSAN
ADDRESS : 764 HOLLY DRIVE NORTH
MORTGAGE AMT: 310,400.00 CITY Annapolis
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MD 21401
UNPAID BALANCE: 310,400.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,383.29 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/19
RATE:
05
--------------------------------------------------------------------------------
LN # 0070851985 MORTGAGORS: DECKOFF, ANTHONY
ADDRESS : 7617 FOUNTAIN AVENUE
MORTGAGE AMT: 252,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90046
UNPAID BALANCE: 252,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,719.08 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070851993 MORTGAGORS: HOUSER, GREGORY
HOUSER, SUSAN
ADDRESS : 3627 MONTROSE PLACE
MORTGAGE AMT: 318,000.00 CITY LIVERMORE
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 94550
UNPAID BALANCE: 318,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,062.54 ANNUAL RATE ADJUST: 0.000
LTV : 74.47307 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070852066 MORTGAGORS: CASSIDY, STEVEN
CASSIDY, JOAN
ADDRESS : 2 ROCKLAWN RD
MORTGAGE AMT: 340,000.00 CITY WESTBORO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MA 01581
UNPAID BALANCE: 340,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,377.33 ANNUAL RATE ADJUST: 0.000
LTV : 76.75000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070853171 MORTGAGORS: IVES WARD, LAUREN
ADDRESS : 4 BRADLEY STREET
MORTGAGE AMT: 504,000.00 CITY WESTPORT
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CT 06880
UNPAID BALANCE: 504,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,395.54 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070853924 MORTGAGORS: GROSS, STUART
GROSS, NANCY
ADDRESS : 11909 SE INDIAN RIVER DRI
MORTGAGE AMT: 280,000.00 CITY HOBE SOUND
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 FL 33455
UNPAID BALANCE: 280,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,769.79 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070854120 MORTGAGORS: THOMPSON, SHARON
THOMPSON, KEVIN
ADDRESS : 1053 CASSIA WAY
MORTGAGE AMT: 360,000.00 CITY SUNNYVALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94086
UNPAID BALANCE: 360,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,486.43 ANNUAL RATE ADJUST: 0.000
LTV : 78.09111 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070854740 MORTGAGORS: ROSENBERG, CRAIG
WURMBRAND, AMELY
ADDRESS : 1574 NW 190TH STREET
MORTGAGE AMT: 480,000.00 CITY SHORELINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 WA 98177
UNPAID BALANCE: 480,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,274.45 ANNUAL RATE ADJUST: 0.000
LTV : 73.84615 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070854807 MORTGAGORS: HALVORSON, GARY
HALVORSON, JAN
ADDRESS : 2875 ARLINE WAY
MORTGAGE AMT: 375,000.00 CITY EUGENE
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 OR 97403
UNPAID BALANCE: 375,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,370.26 ANNUAL RATE ADJUST: 0.000
LTV : 61.98347 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070855523 MORTGAGORS: HIEMENZ, ERIC
HIEMENZ, JODI
ADDRESS : 16004 BACONSFIELD LANE
MORTGAGE AMT: 295,000.00 CITY Monkton
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MD 21111
UNPAID BALANCE: 295,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,012.42 ANNUAL RATE ADJUST: 0.000
LTV : 69.41000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070855895 MORTGAGORS: MARKINSON, KEITH
MARKINSON, MARTIN
MARKINSON, MARTIN
MARKINSON, LISA
ADDRESS : 5100 AVENIDA HACIENDA
MORTGAGE AMT: 700,000.00 CITY TARZANA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91356
UNPAID BALANCE: 700,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 4,775.23 ANNUAL RATE ADJUST: 0.000
LTV : 66.66667 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
03
--------------------------------------------------------------------------------
LN # 0070858071 MORTGAGORS: GIBBAR, DAVID
GIBBAR, ELIZABETH
ADDRESS : 437 WALTONIA DRIVE
MORTGAGE AMT: 271,000.00 CITY GLENDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91206
UNPAID BALANCE: 271,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,802.97 ANNUAL RATE ADJUST: 0.000
LTV : 71.31579 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070858493 MORTGAGORS: FREIDENREICH, ELLIOT
SHEERY, MARC
SHEERY, MARC
FREIDENREICH, ANITA
ADDRESS : 1578 RT 27
MORTGAGE AMT: 76,400.00 CITY EDISON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NJ 08817
UNPAID BALANCE: 74,881.590 OPTION TO CONVERT : No
MONTHLY P&I: 521.18 ANNUAL RATE ADJUST: 0.000
LTV : 72.76190 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
01
--------------------------------------------------------------------------------
LN # 0070858832 MORTGAGORS: BAKER, DOUGLAS
BAKER, BILLIE
ADDRESS : 14408 BUTTERFIELD DRIVE
MORTGAGE AMT: 271,900.00 CITY OKLAHOMA CI
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 OK 73101
UNPAID BALANCE: 271,900.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,831.84 ANNUAL RATE ADJUST: 0.000
LTV : 84.96875 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070860002 MORTGAGORS: SCHWARTZ, BRUCE
SCHWARTZ, TERRI
ADDRESS : 18752 MAPLEWOOD LANE
MORTGAGE AMT: 415,000.00 CITY NORTHRIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91326
UNPAID BALANCE: 415,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,795.93 ANNUAL RATE ADJUST: 0.000
LTV : 79.04762 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070861588 MORTGAGORS: AIELLO, JOHN
ADDRESS : 1265 3RD AVENUE
MORTGAGE AMT: 278,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90019
UNPAID BALANCE: 278,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,896.45 ANNUAL RATE ADJUST: 0.000
LTV : 73.15789 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070862115 MORTGAGORS: KHANMOHAMED, HOOSEIN
KHANMOHAMED, SAKER
KHANMOHAMED, SAKERKHANO
ADDRESS : 4127 BERRYMAN AVENUE
MORTGAGE AMT: 266,000.00 CITY CULVER CITY
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 90066
UNPAID BALANCE: 266,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,747.43 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070867668 MORTGAGORS: MCALLISTER, TROY
COYLE, CARA
ADDRESS : 255 WILLIAMS AVENUE
MORTGAGE AMT: 150,300.00 CITY HASBROUCK H
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 07604
UNPAID BALANCE: 150,300.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,012.60 ANNUAL RATE ADJUST: 0.000
LTV : 89.25178 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
01
--------------------------------------------------------------------------------
LN # 0070867791 MORTGAGORS: KLINE, JAMES
KLINE, LAURA
ADDRESS : 1628 OLD BARN CIRCLE
MORTGAGE AMT: 296,000.00 CITY LIBERTYVILL
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 60048
UNPAID BALANCE: 296,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,019.24 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0070872007 MORTGAGORS: MC CLOY, CHARLES
MC CLOY, WANDA
ADDRESS : 29 FAIRWAY OAKS LANE
MORTGAGE AMT: 250,000.00 CITY ISLE OF PAL
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 SC 29451
UNPAID BALANCE: 249,045.390 OPTION TO CONVERT : No
MONTHLY P&I: 1,663.26 ANNUAL RATE ADJUST: 0.000
LTV : 79.36508 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080005499 MORTGAGORS: KUBISCHTA, RONALD
KUBISCHTA, RHONDA
ADDRESS : 9795 MARSHALL WAY
MORTGAGE AMT: 262,550.00 CITY WESTMINSTER
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CO 80021
UNPAID BALANCE: 262,355.150 OPTION TO CONVERT : No
MONTHLY P&I: 1,835.79 ANNUAL RATE ADJUST: 0.000
LTV : 79.56061 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080005689 MORTGAGORS: HOCHFELD, KURT
NIXA, DIANE
ADDRESS : 1081 PRINCETON KINGSTON R
MORTGAGE AMT: 300,000.00 CITY PRINCETON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NJ 08540
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000
LTV : 74.07407 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080005713 MORTGAGORS: MYERS, DAVID
Myers, Michelle
MYERS, MICHELLE
ADDRESS : 2415 W COURSE DRIVE
MORTGAGE AMT: 339,500.00 CITY RIVERWOODS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 IL 60015
UNPAID BALANCE: 339,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,258.71 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080005747 MORTGAGORS: BOWMAN, WILLIAM
BOWMAN, LISELOTTE
BOWMAN, LISE
ADDRESS : 5823 SOUTH KEARNEY ST
MORTGAGE AMT: 500,000.00 CITY ENGLEWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CO 80111
UNPAID BALANCE: 499,619.540 OPTION TO CONVERT : No
MONTHLY P&I: 3,453.38 ANNUAL RATE ADJUST: 0.000
LTV : 74.07407 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080005754 MORTGAGORS: GENTILE, DAVID
GENTILE, KRISTIN
ADDRESS : 11 GREENGROVE COURT
MORTGAGE AMT: 348,000.00 CITY MIDDLETOWN
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NJ 07738
UNPAID BALANCE: 348,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,433.27 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080005887 MORTGAGORS: STEVENSON, SHAWN
STEVENSON, CHRISTINE
ADDRESS : 10053 EAST TOLLHOUSE ROAD
MORTGAGE AMT: 307,500.00 CITY CLOVIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 93611
UNPAID BALANCE: 307,247.940 OPTION TO CONVERT : No
MONTHLY P&I: 2,045.81 ANNUAL RATE ADJUST: 0.000
LTV : 75.92593 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080005911 MORTGAGORS: DUTT, KASEY
ADDRESS : 7045 LANEWOOD AVENUE
MORTGAGE AMT: 400,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 CA 90028
UNPAID BALANCE: 400,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,935.06 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080005960 MORTGAGORS: MILLER, JAMES
Miller, Patricia
MILLER, PATRICIA
ADDRESS : 1101 PHEASANT HILL WAY
MORTGAGE AMT: 473,100.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95120
UNPAID BALANCE: 472,377.800 OPTION TO CONVERT : No
MONTHLY P&I: 3,267.58 ANNUAL RATE ADJUST: 0.000
LTV : 78.85000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 03/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0080006059 MORTGAGORS: TAYLOR, RICHARD
TAYLOR, ZORAIDA
ADDRESS : 7490 NORTHAMPTON COURT
MORTGAGE AMT: 262,250.00 CITY CUMMING
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 GA 30040
UNPAID BALANCE: 262,040.280 OPTION TO CONVERT : No
MONTHLY P&I: 1,766.83 ANNUAL RATE ADJUST: 0.000
LTV : 79.99231 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080006372 MORTGAGORS: GASPERONI, GREGORY
gasperoni, charlene
GASPERONI, CHARLENE
ADDRESS : 4 GREENBRIAR CIRCLE
MORTGAGE AMT: 323,200.00 CITY ANDOVER
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MA 01810
UNPAID BALANCE: 322,928.480 OPTION TO CONVERT : No
MONTHLY P&I: 2,123.19 ANNUAL RATE ADJUST: 0.000
LTV : 79.60591 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080006638 MORTGAGORS: DELUSANT, JOSEPH
DELUSANT, MARION
ADDRESS : 134 PRINCETON OVAL
MORTGAGE AMT: 300,000.00 CITY FREEHOLD TO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NJ 07726
UNPAID BALANCE: 299,777.350 OPTION TO CONVERT : No
MONTHLY P&I: 2,097.65 ANNUAL RATE ADJUST: 0.000
LTV : 89.41894 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080006778 MORTGAGORS: ROSE, RICHARD
ROSE, COLLEEN
ADDRESS : 130 GREENDALE DRIVE
MORTGAGE AMT: 458,000.00 CITY LOS GATOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95032
UNPAID BALANCE: 457,660.100 OPTION TO CONVERT : No
MONTHLY P&I: 3,202.40 ANNUAL RATE ADJUST: 0.000
LTV : 89.98035 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080006794 MORTGAGORS: KOLAKOwSKI, GENE
KOLAKOWSKI, ANNA
ADDRESS : 2125 GREENSBORO ROAD
MORTGAGE AMT: 318,000.00 CITY PLACERVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 CA 95667
UNPAID BALANCE: 318,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,036.19 ANNUAL RATE ADJUST: 0.000
LTV : 76.62651 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080007016 MORTGAGORS: FLOYD, CARLTON
FLOYD, JERILYN
ADDRESS : 22457 E POLK DRIVE
MORTGAGE AMT: 315,500.00 CITY AURORA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CO 80016
UNPAID BALANCE: 315,241.390 OPTION TO CONVERT : No
MONTHLY P&I: 2,099.03 ANNUAL RATE ADJUST: 0.000
LTV : 79.47103 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080007156 MORTGAGORS: HEBERT, JEFF
HEBERT, KRISTIN
ADDRESS : 7450 HIGHWAY 73
MORTGAGE AMT: 300,000.00 CITY EVERGREEN
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CO 80439
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000
LTV : 62.50000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080007198 MORTGAGORS: LOCOCO, JOHN
Lococo, Dorothy
LOCOCO, DOROTHY
ADDRESS : 6796 DECANTURE STREET
MORTGAGE AMT: 281,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92120
UNPAID BALANCE: 280,780.790 OPTION TO CONVERT : No
MONTHLY P&I: 1,916.92 ANNUAL RATE ADJUST: 0.000
LTV : 74.93333 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080007255 MORTGAGORS: SISSON, DARYL
sisson, lisa
SISSON, LISA
ADDRESS : 9435 SOUTHEAST 52ND STREE
MORTGAGE AMT: 460,000.00 CITY MERCER ISLA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 WA 98040
UNPAID BALANCE: 460,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,099.11 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080007446 MORTGAGORS: SALVO, LA WEEN
SALVO, PAUL
ADDRESS : 2003 DEWEY STREET
MORTGAGE AMT: 304,000.00 CITY SANTA MONIC
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 90405
UNPAID BALANCE: 304,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,997.06 ANNUAL RATE ADJUST: 0.000
LTV : 56.82243 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080007594 MORTGAGORS: NECE, J
Rosentswieg, Jody
ROSENTSWIEG, JODY
ADDRESS : 9109 31ST AVENUE NW
MORTGAGE AMT: 287,600.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 WA 98117
UNPAID BALANCE: 287,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,913.41 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080007636 MORTGAGORS: MACLELLAN, DONALD
MACLELLAN, DONNA
ADDRESS : 10 VIA TIGRA
MORTGAGE AMT: 302,300.00 CITY RANCHO SANT
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92688
UNPAID BALANCE: 302,300.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,087.91 ANNUAL RATE ADJUST: 0.000
LTV : 89.99702 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080007768 MORTGAGORS: RUSSO, JOSEPH
RUSSO, LYNN
ADDRESS : 81 AUDUBON ROAD
MORTGAGE AMT: 463,000.00 CITY WELLESLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 MA 02481
UNPAID BALANCE: 463,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,277.09 ANNUAL RATE ADJUST: 0.000
LTV : 69.51952 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080007776 MORTGAGORS: GIRON, SAMUEL
GIRON, BONNIE
ADDRESS : 20890 COVINA HILLS ROAD
MORTGAGE AMT: 150,000.00 CITY COVINA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 91724
UNPAID BALANCE: 149,888.680 OPTION TO CONVERT : No
MONTHLY P&I: 1,048.82 ANNUAL RATE ADJUST: 0.000
LTV : 42.85714 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080008220 MORTGAGORS: MARION, DAVID
ADDRESS : 595 BAUMANN COURT
MORTGAGE AMT: 358,000.00 CITY MORGAN HILL
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 CA 92057
UNPAID BALANCE: 358,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,292.31 ANNUAL RATE ADJUST: 0.000
LTV : 70.89109 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080008394 MORTGAGORS: THOMAS, JOHN
HUNTER, SAMUEL
ADDRESS : 511 WEST LEE STREET
MORTGAGE AMT: 440,000.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 WA 98119
UNPAID BALANCE: 440,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,964.36 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080008501 MORTGAGORS: GRANDE, STEPHEN
GRANDE, SUSAN
ADDRESS : 9881 SOUTH VERDE LOMAS CI
MORTGAGE AMT: 455,000.00 CITY VILLA PARK
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92861
UNPAID BALANCE: 455,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,027.13 ANNUAL RATE ADJUST: 0.000
LTV : 70.54264 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080008741 MORTGAGORS: BLAIR, ROBERT
ADDRESS : 883 OLD STAGE ROAD
MORTGAGE AMT: 382,000.00 CITY CENTRAL POI
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 OR 97502
UNPAID BALANCE: 381,694.520 OPTION TO CONVERT : No
MONTHLY P&I: 2,573.61 ANNUAL RATE ADJUST: 0.000
LTV : 58.76923 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080008907 MORTGAGORS: PITTS, ROBERT
ADDRESS : 3468 HENDERSON CIRCLE
MORTGAGE AMT: 308,750.00 CITY SANTA ROSA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95403
UNPAID BALANCE: 308,503.090 OPTION TO CONVERT : No
MONTHLY P&I: 2,080.11 ANNUAL RATE ADJUST: 0.000
LTV : 76.23457 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080009020 MORTGAGORS: LEDERMAN, CHARLES
LEDERMAN, DIANE
ADDRESS : 342 SUN VALLEY DRIVE
MORTGAGE AMT: 240,000.00 CITY AMBLER
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 PA 19002
UNPAID BALANCE: 239,817.370 OPTION TO CONVERT : No
MONTHLY P&I: 1,657.63 ANNUAL RATE ADJUST: 0.000
LTV : 63.15789 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080009095 MORTGAGORS: KANG, YUNG
LIN, HUEI MIN
ADDRESS : 2424 SAINT GEORGE WAY
MORTGAGE AMT: 260,700.00 CITY BROOKEVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 6.37500 MD 20833
UNPAID BALANCE: 260,458.540 OPTION TO CONVERT : No
MONTHLY P&I: 1,626.43 ANNUAL RATE ADJUST: 0.000
LTV : 77.82090 OUTSIDE CONV DATE:
CURRENT INT 6.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080009202 MORTGAGORS: BOX, MICHAEL
BOX, BELLA
ADDRESS : 1627 NORTH HILL AVENUE
MORTGAGE AMT: 339,000.00 CITY PASADENA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91104
UNPAID BALANCE: 338,728.900 OPTION TO CONVERT : No
MONTHLY P&I: 2,283.91 ANNUAL RATE ADJUST: 0.000
LTV : 72.90323 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080009210 MORTGAGORS: CALDWELL, KENNETH
CALDWELL, TERESA
ADDRESS : 845 LAGUNA ROAD
MORTGAGE AMT: 544,000.00 CITY PASADENA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91105
UNPAID BALANCE: 543,586.060 OPTION TO CONVERT : No
MONTHLY P&I: 3,757.27 ANNUAL RATE ADJUST: 0.000
LTV : 73.51351 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080009509 MORTGAGORS: SURBER, DAVID
SURBER, MARIE
ADDRESS : 4301 HARVEST COURT
MORTGAGE AMT: 350,400.00 CITY ROHNERT PAR
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94928
UNPAID BALANCE: 350,133.370 OPTION TO CONVERT : No
MONTHLY P&I: 2,420.13 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080009558 MORTGAGORS: KHANNA, VINAY
GUPTE, SONJA
ADDRESS : 14451 SOBEY ROAD
MORTGAGE AMT: 566,000.00 CITY SARATOGA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95070
UNPAID BALANCE: 565,547.380 OPTION TO CONVERT : No
MONTHLY P&I: 3,813.25 ANNUAL RATE ADJUST: 0.000
LTV : 49.21739 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080009608 MORTGAGORS: LUTHER, JEFFREY
REILLEY, NICOLE-MELISSA
REILLEY, NICOLE MEL
ADDRESS : 18 GAUCHO DRIVE
MORTGAGE AMT: 432,000.00 CITY ROLLING HIL
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90274
UNPAID BALANCE: 431,645.890 OPTION TO CONVERT : No
MONTHLY P&I: 2,874.11 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080009954 MORTGAGORS: DOMOKOS, STEVE
DOMOKOS, HELEN
ADDRESS : 5441 CHERRYLEE LANE
MORTGAGE AMT: 340,800.00 CITY YORBA LINDA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92686
UNPAID BALANCE: 340,527.470 OPTION TO CONVERT : No
MONTHLY P&I: 2,296.03 ANNUAL RATE ADJUST: 0.000
LTV : 75.73333 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080011018 MORTGAGORS: FEALING, LINDA
ADDRESS : 4706 WALNEY KNOLL COURT
MORTGAGE AMT: 289,600.00 CITY CHANTILLY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 VA 20151
UNPAID BALANCE: 289,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,951.09 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080011042 MORTGAGORS: NAEF, WESTON
NAEF, MARY
NAEF, MARY
ADDRESS : 844 AND 846 HAVERFORD AVE
MORTGAGE AMT: 640,000.00 CITY PACIFIC PAL
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 90272
UNPAID BALANCE: 639,488.200 OPTION TO CONVERT : No
MONTHLY P&I: 4,311.80 ANNUAL RATE ADJUST: 0.000
LTV : 55.65217 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080011067 MORTGAGORS: ESNER, STUART
ADDRESS : 4901 CASTLE ROAD
MORTGAGE AMT: 432,000.00 CITY LA CANADA-FLINTRIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91011
UNPAID BALANCE: 432,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,947.00 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080011117 MORTGAGORS: HINES, KEVIN
HINES, VALERIE
ADDRESS : 1436 CAMBRIDGE STREET
MORTGAGE AMT: 272,000.00 CITY NOVATO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94947
UNPAID BALANCE: 271,777.050 OPTION TO CONVERT : No
MONTHLY P&I: 1,809.62 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080011208 MORTGAGORS: HEITZ, ERIC
BIRKS, BRENDA
ADDRESS : 91 NELSON AVENUE
MORTGAGE AMT: 332,000.00 CITY MILL VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94941
UNPAID BALANCE: 331,734.500 OPTION TO CONVERT : No
MONTHLY P&I: 2,236.75 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080011224 MORTGAGORS: OSTERGAARD, SONDRA
ADDRESS : 5801 SANTA TERESA BLVD
MORTGAGE AMT: 247,500.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95123
UNPAID BALANCE: 247,311.670 OPTION TO CONVERT : No
MONTHLY P&I: 1,709.42 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080011265 MORTGAGORS: IDIART, PATRICK
IDIART, MARIE
ADDRESS : 521 ALMANOR STREET
MORTGAGE AMT: 269,500.00 CITY PETALUMA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94954
UNPAID BALANCE: 269,284.490 OPTION TO CONVERT : No
MONTHLY P&I: 1,815.67 ANNUAL RATE ADJUST: 0.000
LTV : 76.02257 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080011273 MORTGAGORS: PARK, JONG
PARK, SOON
ADDRESS : 24352 RIMFORD PLACE
MORTGAGE AMT: 280,000.00 CITY DIAMOND BAR
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91765
UNPAID BALANCE: 280,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,910.09 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0080011281 MORTGAGORS: TELEFUS, MARK
TLELFUS, TENATA
TELEFUS, RENATA
ADDRESS : 22 WOODACRES COURT
MORTGAGE AMT: 650,000.00 CITY ORINDA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94563
UNPAID BALANCE: 649,480.210 OPTION TO CONVERT : No
MONTHLY P&I: 4,379.17 ANNUAL RATE ADJUST: 0.000
LTV : 46.42857 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080011315 MORTGAGORS: RODRIGUEZ, RICARDO
RODRIGUEZ, DEBRA
ADDRESS : 2728 NORTH LONGHURST STRE
MORTGAGE AMT: 448,000.00 CITY ORANGE
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 CA 92867
UNPAID BALANCE: 447,604.740 OPTION TO CONVERT : No
MONTHLY P&I: 2,868.59 ANNUAL RATE ADJUST: 0.000
LTV : 79.29204 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080011422 MORTGAGORS: LINDNER, JEFFREY
aryan, cheryl
ARYAN, CHERYL
ADDRESS : 2357 N BAILY STREET
MORTGAGE AMT: 248,900.00 CITY ORANGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92867
UNPAID BALANCE: 248,900.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,676.89 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080011448 MORTGAGORS: ALVAREZ, ROBERT
ALVAREZ, MICHELE
ALVAREZ, MICHELLE
ADDRESS : 2841 BLUME DR
MORTGAGE AMT: 267,700.00 CITY LOS ALAMITO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 90720
UNPAID BALANCE: 267,700.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,803.54 ANNUAL RATE ADJUST: 0.000
LTV : 79.99402 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0080011471 MORTGAGORS: PACKARD, MICHAEL
ADDRESS : 600 STANTON ROAD
MORTGAGE AMT: 268,000.00 CITY ARROYO GRAN
:\
STATE/ZIP :\
LIFETIME RATE : 8.62500 CA 93420
UNPAID BALANCE: 268,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,084.48 ANNUAL RATE ADJUST: 0.000
LTV : 72.62873 OUTSIDE CONV DATE:
CURRENT INT 8.62500 MATURITY DATE: 05/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0080011687 MORTGAGORS: MORTELL, JOHN
ADDRESS : 64 LONGWOOD DRIVE
MORTGAGE AMT: 404,000.00 CITY SAN ANSELMO
:\
STATE/ZIP :\
LIFETIME RATE : 6.37500 CA 94960
UNPAID BALANCE: 403,625.820 OPTION TO CONVERT : No
MONTHLY P&I: 2,520.43 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080011695 MORTGAGORS: STEPHENS, RONALD
STEPHENS, JUDITH
ADDRESS : 113 ENGELHART DRIVE
MORTGAGE AMT: 288,000.00 CITY FOLSOM
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95630
UNPAID BALANCE: 287,775.330 OPTION TO CONVERT : No
MONTHLY P&I: 1,964.67 ANNUAL RATE ADJUST: 0.000
LTV : 77.83784 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080011737 MORTGAGORS: ZOELLNER, JAY
DUNCAN, MICHELLE
ADDRESS : 32491 SEVEN SEAS DRIVE
MORTGAGE AMT: 400,000.00 CITY DANA POINT
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92629
UNPAID BALANCE: 399,672.120 OPTION TO CONVERT : No
MONTHLY P&I: 2,661.21 ANNUAL RATE ADJUST: 0.000
LTV : 88.88889 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080011752 MORTGAGORS: FURY, MICHAEL
FURY, L.
FURY, L
ADDRESS : 3065 WHISPERWAVE CIRCLE
MORTGAGE AMT: 426,000.00 CITY REDWOOD CIT
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94065
UNPAID BALANCE: 425,642.110 OPTION TO CONVERT : No
MONTHLY P&I: 2,798.52 ANNUAL RATE ADJUST: 0.000
LTV : 78.88889 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080011760 MORTGAGORS: GIBSON, ROBERT
GIBSON, ELIZABETH
ADDRESS : 28501 EL SUR
MORTGAGE AMT: 292,850.00 CITY LAGUNA NIGU
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92677
UNPAID BALANCE: 292,632.660 OPTION TO CONVERT : No
MONTHLY P&I: 2,047.65 ANNUAL RATE ADJUST: 0.000
LTV : 79.14865 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080011778 MORTGAGORS: FOSTER, ROBIN
ADDRESS : 82 MARINERO CIRCLE
MORTGAGE AMT: 294,000.00 CITY TIBURON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94920
UNPAID BALANCE: 293,764.900 OPTION TO CONVERT : No
MONTHLY P&I: 1,980.73 ANNUAL RATE ADJUST: 0.000
LTV : 73.50000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080011794 MORTGAGORS: SAKAGUCHI, GERALD
SAKAGUCHI, REGINA
ADDRESS : 20141 CRATER CIRCLE
MORTGAGE AMT: 292,000.00 CITY HUNTINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92646
UNPAID BALANCE: 291,754.690 OPTION TO CONVERT : No
MONTHLY P&I: 1,918.23 ANNUAL RATE ADJUST: 0.000
LTV : 76.84211 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080011810 MORTGAGORS: COLBECK, BRIAN
ADDRESS : 28455 RANCHO GRANDE
MORTGAGE AMT: 345,600.00 CITY LAGUNA NIGU
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92677
UNPAID BALANCE: 345,330.400 OPTION TO CONVERT : No
MONTHLY P&I: 2,357.60 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
- -PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080011950 MORTGAGORS: CHOW, OLIVER
ADDRESS : 33 WEST PUTNAM AVENUE
MORTGAGE AMT: 300,000.00 CITY GREENWICH
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CT 06830
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080012099 MORTGAGORS: IBRAHIM, ANDRIA
Ibrahim, Luciene
IBRAHIM, LUCIENNE
ADDRESS : 14120 STIRLING ROAD
MORTGAGE AMT: 240,000.00 CITY FT LAUDERDA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 FL 33330
UNPAID BALANCE: 240,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,678.11 ANNUAL RATE ADJUST: 0.000
LTV : 20.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080012107 MORTGAGORS: MEGUERDITCHI, HAROUTIOUN
MEGUERDITCHI, ZOVIG
ADDRESS : 5837 IRVINE AVENUE
MORTGAGE AMT: 155,000.00 CITY NORTH HOLLY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91601
UNPAID BALANCE: 155,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,057.37 ANNUAL RATE ADJUST: 0.000
LTV : 34.44444 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080012180 MORTGAGORS: LUU, VANHAO
DO, VU
LUU, TRANG
ADDRESS : 5351 PINTAIL STREET
MORTGAGE AMT: 337,500.00 CITY LAVERNE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91750
UNPAID BALANCE: 337,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,273.80 ANNUAL RATE ADJUST: 0.000
LTV : 79.97630 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080012222 MORTGAGORS: Forschner, Hans
Forschner, Lenora
Forschner, Lenora
ADDRESS : 2533 North Shady Forest L
MORTGAGE AMT: 280,000.00 CITY ORANGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92867
UNPAID BALANCE: 280,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,910.09 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080012495 MORTGAGORS: SMITH, MARTIN
TURNER SMITH, DEBORAH
ADDRESS : 25539 BAKER PLACE
MORTGAGE AMT: 280,000.00 CITY STEVENSON R
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 91381
UNPAID BALANCE: 280,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,957.80 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0080012511 MORTGAGORS: DONNELLY, JANET
ADDRESS : 4243 BAKMAN AVENUE
MORTGAGE AMT: 276,000.00 CITY STUDIO CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91602
UNPAID BALANCE: 276,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,882.81 ANNUAL RATE ADJUST: 0.000
LTV : 77.74648 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080012545 MORTGAGORS: MEYER, KATHLEEN
ADDRESS : 99 ST MARKS LANE
MORTGAGE AMT: 250,000.00 CITY ISLIP
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NY 11751
UNPAID BALANCE: 250,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,726.69 ANNUAL RATE ADJUST: 0.000
LTV : 74.29421 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080012826 MORTGAGORS: REITH, BETH ANNE
M. Reith, Beth
MAHONEY, ANNE
ADDRESS : 319 CAMBRIDGE STREET
MORTGAGE AMT: 256,000.00 CITY BURLINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 MA 01803
UNPAID BALANCE: 255,823.820 OPTION TO CONVERT : No
MONTHLY P&I: 1,856.18 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080012941 MORTGAGORS: MITCHELL, THOMAS
MITCHELL, STACIE
ADDRESS : 9281 LOGANBERRY DRIVE
MORTGAGE AMT: 280,800.00 CITY GILROY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95020
UNPAID BALANCE: 280,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,915.55 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080013006 MORTGAGORS: KELLY, JANE
ABRAHAMS, ELIHU
ADDRESS : 195 EAST LUPINE DR
MORTGAGE AMT: 430,000.00 CITY ASPEN
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CO 81611
UNPAID BALANCE: 430,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,896.99 ANNUAL RATE ADJUST: 0.000
LTV : 64.66165 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080013048 MORTGAGORS: TALKHOONCHEH, NASSER
ADDRESS : 26722 FOND DU LAC ROAD
MORTGAGE AMT: 260,000.00 CITY RANCHO PALO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90275
UNPAID BALANCE: 260,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,773.66 ANNUAL RATE ADJUST: 0.000
LTV : 49.05660 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080013089 MORTGAGORS: YOUNG, JOHN
YOUNG, KAYLA
ADDRESS : 27138 NORTH SADDLE PEAK T
MORTGAGE AMT: 209,000.00 CITY VALENCIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 91355
UNPAID BALANCE: 209,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,479.29 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080013121 MORTGAGORS: STEWART, GINA
STEWART, J
ADDRESS : 135 - 135 1/2 31ST STREE
MORTGAGE AMT: 527,200.00 CITY HERMOSA BEA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90254
UNPAID BALANCE: 527,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,596.43 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080013147 MORTGAGORS: THOMPSON, DAVID
NORTHCUTT, KRISTINE
ADDRESS : 12525 9TH AVENUE NW
MORTGAGE AMT: 412,000.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 WA 98177
UNPAID BALANCE: 412,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,741.05 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080013220 MORTGAGORS: URUBURU, STEVEN
URUBURU, RONNA
ADDRESS : 1928 AVENIDA ESTUDIANTE
MORTGAGE AMT: 299,500.00 CITY RANCHO PALO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 90275
UNPAID BALANCE: 299,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,068.57 ANNUAL RATE ADJUST: 0.000
LTV : 78.81579 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080013261 MORTGAGORS: CALAGNA, CHRISTOPHE
ADDRESS : 772 TWINVIEW PLACE
MORTGAGE AMT: 259,000.00 CITY PLEASANT HI
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94523
UNPAID BALANCE: 259,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,810.97 ANNUAL RATE ADJUST: 0.000
LTV : 79.69231 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080013311 MORTGAGORS: LUND, THOMAS
LUND, ROBERTA
ADDRESS : 6531 S RICHMOND AVE
MORTGAGE AMT: 270,000.00 CITY CLARENDON H
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 IL 60514
UNPAID BALANCE: 270,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,887.88 ANNUAL RATE ADJUST: 0.000
LTV : 72.97297 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080013386 MORTGAGORS: BECK, DAVID
Beck, Linda
BECK, LINDA
ADDRESS : 3807 JOCELYN DRIVE
MORTGAGE AMT: 176,000.00 CITY WOODBRIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 VA 22192
UNPAID BALANCE: 176,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,260.89 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080013519 MORTGAGORS: HANNUM, DAVID
Hannum, Larissa
HANNUM, LARISA
ADDRESS : 307 NOTTINGHAM DRIVE
MORTGAGE AMT: 162,500.00 CITY SPRING CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 PA 19475
UNPAID BALANCE: 162,258.050 OPTION TO CONVERT : No
MONTHLY P&I: 1,136.22 ANNUAL RATE ADJUST: 0.000
LTV : 47.51462 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080013543 MORTGAGORS: REEVES, WAYNE
REEVES, RHONDA
ADDRESS : 11250 NORTH 118TH WAY
MORTGAGE AMT: 319,350.00 CITY SCOTTSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 AZ 85259
UNPAID BALANCE: 319,094.610 OPTION TO CONVERT : No
MONTHLY P&I: 2,151.53 ANNUAL RATE ADJUST: 0.000
LTV : 89.99817 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080013568 MORTGAGORS: WULFF, RICHARD
WULFF, GEMMA
ADDRESS : 10813 ELM RIDGE AVE
MORTGAGE AMT: 268,500.00 CITY LAS VEGAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NV 89134
UNPAID BALANCE: 268,295.690 OPTION TO CONVERT : No
MONTHLY P&I: 1,854.47 ANNUAL RATE ADJUST: 0.000
LTV : 79.99166 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080013576 MORTGAGORS: KALAVRITINOS, CHRISTOPHE
ADDRESS : 11508 RIDGE MIST TERRACE
MORTGAGE AMT: 300,000.00 CITY POTOMAC
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MD 20854
UNPAID BALANCE: 299,760.090 OPTION TO CONVERT : No
MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000
LTV : 50.30392 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080013592 MORTGAGORS: Romick, Brent
Romick, robin
Romick, Robin
ADDRESS : 28750 ROUTT COUNTY ROAD 1
MORTGAGE AMT: 648,900.00 CITY Steamboat Springs
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CO 80477
UNPAID BALANCE: 648,900.000 OPTION TO CONVERT : No
MONTHLY P&I: 4,481.79 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080013618 MORTGAGORS: NORTHRUP, M
ADDRESS : 616 VISTAMONT AVENUE
MORTGAGE AMT: 371,250.00 CITY BERKELEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94708
UNPAID BALANCE: 371,250.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,469.94 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080013659 MORTGAGORS: WHITE, JAMES
WHITE, MARION
ADDRESS : 12725 LONGSTOCK COURT
MORTGAGE AMT: 262,800.00 CITY HUNTERSVILL
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NC 28078
UNPAID BALANCE: 262,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,792.76 ANNUAL RATE ADJUST: 0.000
LTV : 94.97651 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080014780 MORTGAGORS: DIENER, GLENN
Diener, Cynthia
DIENER, CYNTHIA
ADDRESS : 15 PERRI PLACE
MORTGAGE AMT: 289,500.00 CITY DIX HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NY 11746
UNPAID BALANCE: 288,632.490 OPTION TO CONVERT : No
MONTHLY P&I: 2,024.23 ANNUAL RATE ADJUST: 0.000
LTV : 82.71429 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080014806 MORTGAGORS: WAENDELIN, ANNA
ADDRESS : 1137 SOUTH CITRUS AVENUE
MORTGAGE AMT: 270,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 90019
UNPAID BALANCE: 270,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,864.82 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080014871 MORTGAGORS: KIMBALL, SCOTT
KIMBALL, WENDY
ADDRESS : 30739 COOL VALLEY RANCH L
MORTGAGE AMT: 278,600.00 CITY VALLEY CENT
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92082
UNPAID BALANCE: 278,371.640 OPTION TO CONVERT : No
MONTHLY P&I: 1,853.53 ANNUAL RATE ADJUST: 0.000
LTV : 73.70370 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080014939 MORTGAGORS: YU, TONNY
Yu, Lawrence
Yu, Lawrence
YU, SHEILA
ADDRESS : 926 SOUTH 8TH AVENUE
MORTGAGE AMT: 292,000.00 CITY ARCADIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 91006
UNPAID BALANCE: 292,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,041.71 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080014962 MORTGAGORS: ERWIN, GREGORY
ERWIN, TERRY
ADDRESS : 18008 AVENIDA ALONDRA
MORTGAGE AMT: 1,256,500.00 CITY RANCHO SANT
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92067
UNPAID BALANCE: 1,256,500. OPTION TO CONVERT : No
000
MONTHLY P&I: 8,571.55 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
03
--------------------------------------------------------------------------------
LN # 0080015035 MORTGAGORS: JACOBS, MARC
KLEMPNER JAC, ESTHER
ADDRESS : 7 COROMANDE
MORTGAGE AMT: 297,500.00 CITY IRVINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92614
UNPAID BALANCE: 297,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,979.27 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080015225 MORTGAGORS: BRENNAN COOK, JESSE
BRENNAN COOK, MICHELLE
ADDRESS : 7437 BRIGADOON WAY
MORTGAGE AMT: 256,500.00 CITY DUBLIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94568
UNPAID BALANCE: 256,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,728.09 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080015316 MORTGAGORS: NGUYEN, THANH
NGUYEN, MYLY
NGUYEN, MY
ADDRESS : 19241 HARDING LANE
MORTGAGE AMT: 262,000.00 CITY HUNTINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92646
UNPAID BALANCE: 262,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,787.30 ANNUAL RATE ADJUST: 0.000
LTV : 77.05882 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080015852 MORTGAGORS: MC COMB, DONALD
MC COMB, MICHELLE
ADDRESS : 845 LOMA PRIETA DRIVE
MORTGAGE AMT: 236,050.00 CITY APTOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95003
UNPAID BALANCE: 235,865.860 OPTION TO CONVERT : No
MONTHLY P&I: 1,610.28 ANNUAL RATE ADJUST: 0.000
LTV : 91.13900 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080015878 MORTGAGORS: O BRIEN, TOM
O BRIEN, TRACIE
ADDRESS : 13244 LA SALINA STREET
MORTGAGE AMT: 270,000.00 CITY LA MIRADA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90638
UNPAID BALANCE: 269,778.680 OPTION TO CONVERT : No
MONTHLY P&I: 1,796.32 ANNUAL RATE ADJUST: 0.000
LTV : 79.41176 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080015902 MORTGAGORS: DELLS, EUGENE
ADDRESS : 3752 BLUEBIRD CANYON ROAD
MORTGAGE AMT: 311,200.00 CITY VISTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92084
UNPAID BALANCE: 310,963.190 OPTION TO CONVERT : No
MONTHLY P&I: 2,149.39 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080015936 MORTGAGORS: KNOX, FRED
KNOX, GLENDA
ADDRESS : 3 WINDGATE
MORTGAGE AMT: 353,000.00 CITY MISSION VIE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92692
UNPAID BALANCE: 352,710.650 OPTION TO CONVERT : No
MONTHLY P&I: 2,348.52 ANNUAL RATE ADJUST: 0.000
LTV : 77.58242 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080015944 MORTGAGORS: GOODMAN, CHARLES
GOODMAN, LYNNE
ADDRESS : 743 CHANTRY CIRCLE
MORTGAGE AMT: 300,000.00 CITY SIMI VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 93065
UNPAID BALANCE: 299,754.090 OPTION TO CONVERT : No
MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000
LTV : 70.58824 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080015977 MORTGAGORS: NGUYEN, TOAN
NGUYEN, ISABELLE
ADDRESS : 2950 SALEM DRIVE
MORTGAGE AMT: 265,700.00 CITY SANTA CLARA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95051
UNPAID BALANCE: 265,482.210 OPTION TO CONVERT : No
MONTHLY P&I: 1,767.71 ANNUAL RATE ADJUST: 0.000
LTV : 78.60947 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080015993 MORTGAGORS: RASIC, WALTER
ADDRESS : 2315 LEE AVENUE
MORTGAGE AMT: 344,000.00 CITY ARCADIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 91006
UNPAID BALANCE: 343,757.210 OPTION TO CONVERT : No
MONTHLY P&I: 2,464.46 ANNUAL RATE ADJUST: 0.000
LTV : 73.19149 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 04/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0080016009 MORTGAGORS: ALSHAWAHIN, JAMAL
BRINK, KIMBERLEE
ADDRESS : 2625 MONARDA COURT
MORTGAGE AMT: 319,900.00 CITY PLEASANTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94588
UNPAID BALANCE: 319,637.780 OPTION TO CONVERT : No
MONTHLY P&I: 2,128.30 ANNUAL RATE ADJUST: 0.000
LTV : 79.98980 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080016041 MORTGAGORS: LOIS, RODRIGO
COBOS, ANA
ADDRESS : 24851 WINTERWOOD DRIVE
MORTGAGE AMT: 303,000.00 CITY LAKE FOREST
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92630
UNPAID BALANCE: 302,745.450 OPTION TO CONVERT : No
MONTHLY P&I: 1,990.49 ANNUAL RATE ADJUST: 0.000
LTV : 89.11765 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080016066 MORTGAGORS: RIGHTER, WILLIAM
RIGHTER, LINDA
ADDRESS : 14807 NORTHWEST APPLEGATE
MORTGAGE AMT: 256,000.00 CITY PORTLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 OR 97229
UNPAID BALANCE: 255,382.180 OPTION TO CONVERT : No
MONTHLY P&I: 1,724.72 ANNUAL RATE ADJUST: 0.000
LTV : 78.76923 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080016090 MORTGAGORS: CONDON, NIALL
CONDON, MAJELLA
ADDRESS : 82 PAYER LANE
MORTGAGE AMT: 272,000.00 CITY GROTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CT 06355
UNPAID BALANCE: 272,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,832.51 ANNUAL RATE ADJUST: 0.000
LTV : 94.93892 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080016165 MORTGAGORS: REVECHE, EDWIN
Reveche, Ann
REVECHE, ANN
ADDRESS : 28702 LOMO DRIVE
MORTGAGE AMT: 350,000.00 CITY RANCHO PALO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90275
UNPAID BALANCE: 349,726.960 OPTION TO CONVERT : No
MONTHLY P&I: 2,387.62 ANNUAL RATE ADJUST: 0.000
LTV : 76.08696 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080016272 MORTGAGORS: FRAUM, BRAD
FRAUM, SHARON
ADDRESS : 1 SWEET WATER LANE
MORTGAGE AMT: 330,000.00 CITY HILTON HEAD
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 SC 29926
UNPAID BALANCE: 329,736.110 OPTION TO CONVERT : No
MONTHLY P&I: 2,223.27 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080016306 MORTGAGORS: GRIMES, JAMES
ADDRESS : 45527 CLUB DR
MORTGAGE AMT: 265,500.00 CITY INDIAN WELL
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92210
UNPAID BALANCE: 265,302.970 OPTION TO CONVERT : No
MONTHLY P&I: 1,856.41 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080016470 MORTGAGORS: MOODY, GIDEON
NEYLAND, SHIRLEY
ADDRESS : 4838 BERMUDA AVENUE
MORTGAGE AMT: 294,500.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92107
UNPAID BALANCE: 294,270.260 OPTION TO CONVERT : No
MONTHLY P&I: 2,009.01 ANNUAL RATE ADJUST: 0.000
LTV : 94.08946 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080016496 MORTGAGORS: PHILLIPS, WALTER
PHILLIPS, DIANA
ADDRESS : 9549 VIA PEREZA
MORTGAGE AMT: 248,900.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 92129
UNPAID BALANCE: 248,593.240 OPTION TO CONVERT : No
MONTHLY P&I: 1,761.70 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080016579 MORTGAGORS: HALL, STANLEY
HALL, ANNETTE
ADDRESS : 978 EL MONTE DRIVE
MORTGAGE AMT: 292,500.00 CITY SIMI VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 93065
UNPAID BALANCE: 292,266.090 OPTION TO CONVERT : No
MONTHLY P&I: 1,970.63 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080016587 MORTGAGORS: HALKER, GARY
HALKER, DONNA
ADDRESS : 3331 HILL ROSE DRIVE
MORTGAGE AMT: 300,000.00 CITY LOS ALAMITO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90720
UNPAID BALANCE: 299,754.090 OPTION TO CONVERT : No
MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080016611 MORTGAGORS: PEARSON, JOSEPH
PEARSON, LISA
ADDRESS : 2918 GRAYSON AVENUE
MORTGAGE AMT: 354,220.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90291
UNPAID BALANCE: 353,929.640 OPTION TO CONVERT : No
MONTHLY P&I: 2,356.64 ANNUAL RATE ADJUST: 0.000
LTV : 61.07241 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080016629 MORTGAGORS: BACON, HARRY
ADDRESS : 27850 MOUNT WHITNEY WAY
MORTGAGE AMT: 435,000.00 CITY YORBA LINDA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92887
UNPAID BALANCE: 434,669.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,004.44 ANNUAL RATE ADJUST: 0.000
LTV : 66.92308 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080016645 MORTGAGORS: SULLIVAN, MARY LOU
ADDRESS : 9 AVOCADO LANE
MORTGAGE AMT: 304,000.00 CITY ROLLING HIL
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 90274
UNPAID BALANCE: 304,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,099.65 ANNUAL RATE ADJUST: 0.000
LTV : 78.96104 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0080016678 MORTGAGORS: CHARLES, BRUCE
CHARLES, JUNE
ADDRESS : 3 WOODFLOWER
MORTGAGE AMT: 500,000.00 CITY IRVINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92614
UNPAID BALANCE: 499,590.150 OPTION TO CONVERT : No
MONTHLY P&I: 3,326.52 ANNUAL RATE ADJUST: 0.000
LTV : 76.92308 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080016686 MORTGAGORS: DWYER, PAUL
DWYER, MARY SUE
ADDRESS : 221 WEST END AVENUE
MORTGAGE AMT: 300,000.00 CITY RIDGEWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NJ 07450
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,970.79 ANNUAL RATE ADJUST: 0.000
LTV : 53.81166 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080016744 MORTGAGORS: STEWART, BURT
ADDRESS : 21989 LOS ALTOS DRIVE
MORTGAGE AMT: 320,000.00 CITY PALO CEDRO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 96073
UNPAID BALANCE: 319,737.700 OPTION TO CONVERT : No
MONTHLY P&I: 2,128.97 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080016769 MORTGAGORS: BROOKS, JASON
BROOKS, BETH
ADDRESS : 3665 JEPSON CIRCLE
MORTGAGE AMT: 263,500.00 CITY CORONA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91720
UNPAID BALANCE: 263,299.500 OPTION TO CONVERT : No
MONTHLY P&I: 1,819.93 ANNUAL RATE ADJUST: 0.000
LTV : 94.98747 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080016819 MORTGAGORS: HAMMERNESS, ROLLAND
HAMMERNESS, GWENDA
ADDRESS : 438 DE ANZA SPUR
MORTGAGE AMT: 284,000.00 CITY BORREGO SPR
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92004
UNPAID BALANCE: 283,767.210 OPTION TO CONVERT : No
MONTHLY P&I: 1,889.46 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080016827 MORTGAGORS: GREEN, ROWAN
ADDRESS : 332 COLTON
MORTGAGE AMT: 245,000.00 CITY NEWPORT BEA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92660
UNPAID BALANCE: 244,808.870 OPTION TO CONVERT : No
MONTHLY P&I: 1,671.34 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080016843 MORTGAGORS: SCHWARTZBERG, LAWRENCE
SCHWARTZBERG, KATHLEEN
ADDRESS : 417 SOUTH BROADWAY
MORTGAGE AMT: 331,000.00 CITY REDONDO BEA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90277
UNPAID BALANCE: 330,728.670 OPTION TO CONVERT : No
MONTHLY P&I: 2,202.16 ANNUAL RATE ADJUST: 0.000
LTV : 77.88235 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080016850 MORTGAGORS: ELSTER, MICHAEL
ADDRESS : 617 WILLOWGLEN ROAD
MORTGAGE AMT: 294,500.00 CITY SANTA BARBA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 93105
UNPAID BALANCE: 294,275.910 OPTION TO CONVERT : No
MONTHLY P&I: 2,034.04 ANNUAL RATE ADJUST: 0.000
LTV : 70.79327 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080016868 MORTGAGORS: PARKER, THOMAS
ADDRESS : 19532 RANCH LANE
MORTGAGE AMT: 275,500.00 CITY HUNTINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92648
UNPAID BALANCE: 275,268.550 OPTION TO CONVERT : No
MONTHLY P&I: 1,809.84 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080016876 MORTGAGORS: HUME, MICHAEL
MCNAUGHTON H, KIMBERLY
ADDRESS : 31734 FAIRVIEW ROAD
MORTGAGE AMT: 304,000.00 CITY LAGUNA BEAC
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92651
UNPAID BALANCE: 303,768.670 OPTION TO CONVERT : No
MONTHLY P&I: 2,099.66 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080016884 MORTGAGORS: WELCH, KENNETH
ADDRESS : 159 ORVAL AVENUE
MORTGAGE AMT: 284,000.00 CITY MOSS BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94038
UNPAID BALANCE: 283,767.210 OPTION TO CONVERT : No
MONTHLY P&I: 1,889.46 ANNUAL RATE ADJUST: 0.000
LTV : 56.57371 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080016900 MORTGAGORS: LEE, ELEANOR
Smuckers, Timothy
SMUCKER, TIMOTHY
ADDRESS : 1084 LANIER BOULEVARD
MORTGAGE AMT: 327,050.00 CITY ATLANTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 GA 30306
UNPAID BALANCE: 327,050.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,175.88 ANNUAL RATE ADJUST: 0.000
LTV : 79.76829 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080016926 MORTGAGORS: HIGHLAND, SCOTT
HIGHLAND, PAMELA
ADDRESS : 24 SIERRA BLANCO
MORTGAGE AMT: 264,000.00 CITY FOOTHILL RA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92610
UNPAID BALANCE: 263,783.600 OPTION TO CONVERT : No
MONTHLY P&I: 1,756.40 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080016934 MORTGAGORS: PEBSWORTH, STANLEY
PEBSWORTH, LINDA
ADDRESS : 1408 RUTHERFORD DRIVE
MORTGAGE AMT: 470,000.00 CITY PASADENA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91103
UNPAID BALANCE: 469,614.740 OPTION TO CONVERT : No
MONTHLY P&I: 3,126.93 ANNUAL RATE ADJUST: 0.000
LTV : 56.42257 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080016991 MORTGAGORS: GUNEWARDENA, SHELLY
GUNEWARDENA, LORNA
ADDRESS : 20347 RIM RIDGE ROAD
MORTGAGE AMT: 264,000.00 CITY WALNUT
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91789
UNPAID BALANCE: 263,788.880 OPTION TO CONVERT : No
MONTHLY P&I: 1,778.62 ANNUAL RATE ADJUST: 0.000
LTV : 78.80597 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080017015 MORTGAGORS: LEBOWITZ, MARK
LEBOWITZ, EILEEN
ADDRESS : 141 NORTH WINDSOR BOULEVA
MORTGAGE AMT: 275,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90004
UNPAID BALANCE: 274,774.580 OPTION TO CONVERT : No
MONTHLY P&I: 1,829.59 ANNUAL RATE ADJUST: 0.000
LTV : 61.11111 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080017056 MORTGAGORS: MCALEENAN, MICHAEL
ADDRESS : 3190 HOLLYBURNE COURT
MORTGAGE AMT: 415,000.00 CITY GLENDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91206
UNPAID BALANCE: 414,668.120 OPTION TO CONVERT : No
MONTHLY P&I: 2,795.94 ANNUAL RATE ADJUST: 0.000
LTV : 79.80769 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080017171 MORTGAGORS: GRANDE, TROY
GRANDE, LINDA
ADDRESS : 1829 LAUREL
MORTGAGE AMT: 840,000.00 CITY MANHATTAN B
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90267
UNPAID BALANCE: 840,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 5,730.29 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
03
--------------------------------------------------------------------------------
LN # 0080017205 MORTGAGORS: RYAN, PATRICIA
RYAN, THOMAS
ADDRESS : 441 COUNTRY CLUB LANE
MORTGAGE AMT: 380,250.00 CITY CORONADO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92118
UNPAID BALANCE: 380,250.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,561.82 ANNUAL RATE ADJUST: 0.000
LTV : 74.99260 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080017254 MORTGAGORS: EIBECK, DOUGLAS
EIBECK, SANDRA
ADDRESS : 587 HUBBARD AVENUE
MORTGAGE AMT: 330,000.00 CITY SANTA CLARA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 95051
UNPAID BALANCE: 330,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,167.87 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080017296 MORTGAGORS: WORTHY, THOMAS
Worthy, Susan
WORTHY, SUSAN
ADDRESS : 1101 JOHNSON DRIVE
MORTGAGE AMT: 381,000.00 CITY NAPERVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60540
UNPAID BALANCE: 381,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,566.87 ANNUAL RATE ADJUST: 0.000
LTV : 76.20000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080017387 MORTGAGORS: HACKETT, LEONARD
BUCKLEY, MARY
ADDRESS : 2703 WEST LAKE VAN NESS C
MORTGAGE AMT: 597,600.00 CITY FRESNO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 93711
UNPAID BALANCE: 597,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 4,127.47 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080017411 MORTGAGORS: CANNON, KELL
CANNON, KIMBERLY
ADDRESS : 45 SPRUCE HOLLOW ROAD
MORTGAGE AMT: 355,000.00 CITY GREENBROOK
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NJ 08812
UNPAID BALANCE: 354,601.750 OPTION TO CONVERT : No
MONTHLY P&I: 2,332.10 ANNUAL RATE ADJUST: 0.000
LTV : 68.26923 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080017460 MORTGAGORS: LEE, KEVIN
LEE, LUCINDY
ADDRESS : 33733 TRAILSIDE WAY
MORTGAGE AMT: 374,748.00 CITY UNION CITY
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94587
UNPAID BALANCE: 374,433.160 OPTION TO CONVERT : No
MONTHLY P&I: 2,461.83 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080017486 MORTGAGORS: KANEMOTO, SEAN
KANEMOTO, MARYANN
ADDRESS : 36184 KIOTE DRIVE
MORTGAGE AMT: 361,257.00 CITY NEWARK
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94560
UNPAID BALANCE: 360,953.490 OPTION TO CONVERT : No
MONTHLY P&I: 2,373.21 ANNUAL RATE ADJUST: 0.000
LTV : 79.92412 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080017643 MORTGAGORS: TRIEU, ALEX
T TRIEU, HANH
ADDRESS : 36220 KIOTE DRIVE
MORTGAGE AMT: 250,450.00 CITY NEWARK
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94560
UNPAID BALANCE: 250,239.590 OPTION TO CONVERT : No
MONTHLY P&I: 1,645.28 ANNUAL RATE ADJUST: 0.000
LTV : 55.52439 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080017684 MORTGAGORS: ZHANG, LI
LI, QING
ADDRESS : 17116 PATINA STREET
MORTGAGE AMT: 291,900.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92127
UNPAID BALANCE: 291,900.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,966.58 ANNUAL RATE ADJUST: 0.000
LTV : 79.99452 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080017932 MORTGAGORS: HEMATI, NERSI
Hemati, Mojqan
HEMATI, MOJQAN
ADDRESS : 150 NADINA WAY
MORTGAGE AMT: 420,000.00 CITY GREENBRAE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94904
UNPAID BALANCE: 419,664.130 OPTION TO CONVERT : No
MONTHLY P&I: 2,829.62 ANNUAL RATE ADJUST: 0.000
LTV : 66.66667 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080018021 MORTGAGORS: SABA, MICHAEL
ADDRESS : 104 PATERO DE ORO
MORTGAGE AMT: 380,000.00 CITY SAN CLEMENT
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92672
UNPAID BALANCE: 380,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,560.13 ANNUAL RATE ADJUST: 0.000
LTV : 79.16667 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080018229 MORTGAGORS: BORER, JONATHAN
Borer, Susana
BORER, SUSANA
ADDRESS : 8740 EAST BANNER RIDGE DR
MORTGAGE AMT: 302,000.00 CITY ANAHEIM
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92808
UNPAID BALANCE: 301,775.870 OPTION TO CONVERT : No
MONTHLY P&I: 2,111.63 ANNUAL RATE ADJUST: 0.000
LTV : 78.44156 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080018252 MORTGAGORS: HOANG, THANH
Le, Baochau
LE, BAOCHAU
ADDRESS : 3822 SAPPHIRE DRIVE
MORTGAGE AMT: 275,000.00 CITY ENCINO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91436
UNPAID BALANCE: 274,774.580 OPTION TO CONVERT : No
MONTHLY P&I: 1,829.59 ANNUAL RATE ADJUST: 0.000
LTV : 59.13978 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080018286 MORTGAGORS: RICHTER, GREG
ADDRESS : 2 TALKING TREES DRIVE
MORTGAGE AMT: 295,000.00 CITY MURPHY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NC 28906
UNPAID BALANCE: 294,758.180 OPTION TO CONVERT : No
MONTHLY P&I: 1,962.65 ANNUAL RATE ADJUST: 0.000
LTV : 63.44086 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080018302 MORTGAGORS: DAILEY, THOMAS
Dailey, Maria
DAILEY, MARIA
ADDRESS : 22622 ORELLANA
MORTGAGE AMT: 340,000.00 CITY MISSION VIE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92691
UNPAID BALANCE: 339,747.670 OPTION TO CONVERT : No
MONTHLY P&I: 2,377.33 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080018310 MORTGAGORS: POPP, PETER
ADDRESS : 3547 VIA LOMA VISTA
MORTGAGE AMT: 283,000.00 CITY ESCONDIDO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92029
UNPAID BALANCE: 282,773.680 OPTION TO CONVERT : No
MONTHLY P&I: 1,906.63 ANNUAL RATE ADJUST: 0.000
LTV : 54.95146 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080018328 MORTGAGORS: KOwALSKI, LYDIA
ADDRESS : 5035 CARRILLOS DRIVE
MORTGAGE AMT: 275,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 91364
UNPAID BALANCE: 274,768.960 OPTION TO CONVERT : No
MONTHLY P&I: 1,806.56 ANNUAL RATE ADJUST: 0.000
LTV : 79.71014 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080018393 MORTGAGORS: DUGAN, GARY
Dugan, Becky
DUGAN, BECKY
ADDRESS : 18770 BRANHART AVEENUE
MORTGAGE AMT: 254,000.00 CITY CUPERTINO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95014
UNPAID BALANCE: 253,806.720 OPTION TO CONVERT : No
MONTHLY P&I: 1,754.32 ANNUAL RATE ADJUST: 0.000
LTV : 74.70588 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080018401 MORTGAGORS: NOORANI, FARHAD
ADDRESS : 412 NORTH PALM DRIVE #204
MORTGAGE AMT: 225,000.00 CITY BEVERLY HIL
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 90210
UNPAID BALANCE: 224,828.790 OPTION TO CONVERT : No
MONTHLY P&I: 1,554.02 ANNUAL RATE ADJUST: 0.000
LTV : 70.31250 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080018492 MORTGAGORS: BURNS, CHRISTINE
RICKENBACHER, BRUCE
ADDRESS : 6548 WEST 98TH DRIVE
MORTGAGE AMT: 245,550.00 CITY WESTMINSTER
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CO 80021
UNPAID BALANCE: 245,550.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,695.95 ANNUAL RATE ADJUST: 0.000
LTV : 94.99511 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080018583 MORTGAGORS: TENDICK, JEFFREY
\ TENDICK, ELIZABETH
ADDRESS : 1 MANOR ROAD
MORTGAGE AMT: 400,000.00 CITY NEWTOWN
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 PA 18940
UNPAID BALANCE: 399,647.080 OPTION TO CONVERT : No
MONTHLY P&I: 2,561.25 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080018625 MORTGAGORS: LUK, WILLIAM
LUK, JOSEPHINE
ADDRESS : 36196 KIOTE DRIVE
MORTGAGE AMT: 363,450.00 CITY NEWARK
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94560
UNPAID BALANCE: 363,144.660 OPTION TO CONVERT : No
MONTHLY P&I: 2,387.61 ANNUAL RATE ADJUST: 0.000
LTV : 79.98952 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080018641 MORTGAGORS: GOVINDACHARI, ARAVIND
RAJAGOPAL, SUNITA
ADDRESS : 36232 KIOTE DRIVE
MORTGAGE AMT: 338,596.00 CITY NEWARK
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94560
UNPAID BALANCE: 338,112.690 OPTION TO CONVERT : No
MONTHLY P&I: 2,224.34 ANNUAL RATE ADJUST: 0.000
LTV : 89.69430 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080018773 MORTGAGORS: OISTER, MICHAEL
OISTER, JODI
ADDRESS : 934 LA SALLE STREET
MORTGAGE AMT: 340,800.00 CITY SUPERIOR
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CO 80027
UNPAID BALANCE: 340,553.330 OPTION TO CONVERT : No
MONTHLY P&I: 2,412.17 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080018807 MORTGAGORS: HOLDEN, THOMAS
ADDRESS : 15 PIERCE DRIVE
MORTGAGE AMT: 380,000.00 CITY NOVATO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94947
UNPAID BALANCE: 379,696.120 OPTION TO CONVERT : No
MONTHLY P&I: 2,560.13 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080018872 MORTGAGORS: Hancock, James
HANCOCK, SHERRANA
ADDRESS : 1800 Foxborough Trail
MORTGAGE AMT: 260,500.00 CITY Flower Mound
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 TX 75028
UNPAID BALANCE: 260,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,755.04 ANNUAL RATE ADJUST: 0.000
LTV : 74.43000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080019011 MORTGAGORS: PATEL, VIRENDRAKU
PATEL, SANDHYA
ADDRESS : 19932 EAST SKYLINE DRIVE
MORTGAGE AMT: 381,000.00 CITY WALNUT
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91789
UNPAID BALANCE: 381,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,534.80 ANNUAL RATE ADJUST: 0.000
LTV : 70.68646 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080019037 MORTGAGORS: SCHINDERLE, DAVID
RULLO SCHIND, MARIA
ADDRESS : 26902 CALLE ESPERANZA
MORTGAGE AMT: 400,000.00 CITY SAN JUAN CA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92675
UNPAID BALANCE: 399,672.120 OPTION TO CONVERT : No
MONTHLY P&I: 2,661.21 ANNUAL RATE ADJUST: 0.000
LTV : 72.72727 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080019052 MORTGAGORS: COCHRAN, MICHAEL
SHELLABARGER, SUSAN
ADDRESS : 1472 LA CULEBRA CIRCLE
MORTGAGE AMT: 245,800.00 CITY CAMARILLO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 93012
UNPAID BALANCE: 245,598.520 OPTION TO CONVERT : No
MONTHLY P&I: 1,635.31 ANNUAL RATE ADJUST: 0.000
LTV : 66.43243 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080019185 MORTGAGORS: SOLONIUK, GAYLENE
ADDRESS : 1600 NORTH IRWIN STREET
MORTGAGE AMT: 348,500.00 CITY HANFORD
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 93230
UNPAID BALANCE: 348,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,377.38 ANNUAL RATE ADJUST: 0.000
LTV : 85.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080019250 MORTGAGORS: MORRIS, DAVID
MORRIS, ARLENE
ADDRESS : 11701 WINDING WAY
MORTGAGE AMT: 629,000.00 CITY LOS ALTOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94024
UNPAID BALANCE: 628,509.320 OPTION TO CONVERT : No
MONTHLY P&I: 4,290.89 ANNUAL RATE ADJUST: 0.000
LTV : 57.18182 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080019292 MORTGAGORS: MINASIAN, DAVID
MINASIAN, CARLENE
ADDRESS : 3924 BEACON ROAD
MORTGAGE AMT: 308,000.00 CITY SEAFORD
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NY 11783
UNPAID BALANCE: 308,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,101.11 ANNUAL RATE ADJUST: 0.000
LTV : 94.98843 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080019318 MORTGAGORS: DAWSON, HARRY
ADDRESS : 3292 VENTURE DRIVE
MORTGAGE AMT: 1,000,000.00 CITY HUNTINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92649
UNPAID BALANCE: 1,000,000. OPTION TO CONVERT : No
000
MONTHLY P&I: 6,821.76 ANNUAL RATE ADJUST: 0.000
LTV : 45.45455 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
03
--------------------------------------------------------------------------------
LN # 0080019359 MORTGAGORS: CORNELL, TODD
Cornell, Jennifer
CORNELL, JENNIFER
ADDRESS : 4885 WESTFALIA COURT NE
MORTGAGE AMT: 311,000.00 CITY ATLANTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 GA 30342
UNPAID BALANCE: 311,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,174.56 ANNUAL RATE ADJUST: 0.000
LTV : 73.17647 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080019649 MORTGAGORS: PINNEY, RUSSELL
PINNEY, NANCY
ADDRESS : 5152 ELLINGTON COURT
MORTGAGE AMT: 1,000,000.00 CITY GRANITE BAY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95746
UNPAID BALANCE: 1,000,000. OPTION TO CONVERT : No
000
MONTHLY P&I: 6,737.19 ANNUAL RATE ADJUST: 0.000
LTV : 55.55556 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
03
--------------------------------------------------------------------------------
LN # 0080019763 MORTGAGORS: JONES, ADAM
JONES, PENNY
ADDRESS : 68 APPLE TREE POINT ROAD
MORTGAGE AMT: 148,500.00 CITY BURLINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 VT 05401
UNPAID BALANCE: 148,381.240 OPTION TO CONVERT : No
MONTHLY P&I: 1,000.48 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
01
--------------------------------------------------------------------------------
LN # 0080019771 MORTGAGORS: WALLACE, MARK
WALLACE, MARK
LEKER, TERRI
ADDRESS : 10 BAYHILLS DRIVE
MORTGAGE AMT: 318,000.00 CITY SAN RAFAEL
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94903
UNPAID BALANCE: 318,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,169.32 ANNUAL RATE ADJUST: 0.000
LTV : 76.62651 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080019813 MORTGAGORS: NAY, LORRAINE
ADDRESS : 408 LYNN ST
MORTGAGE AMT: 300,000.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 WA 98109
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000
LTV : 78.53403 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080019821 MORTGAGORS: LORENC, MAREK
LORENC, JULI
ADDRESS : 9769 VIA CANADA
MORTGAGE AMT: 735,000.00 CITY KENWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95452
UNPAID BALANCE: 735,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 5,076.46 ANNUAL RATE ADJUST: 0.000
LTV : 45.93750 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
03
--------------------------------------------------------------------------------
LN # 0080019839 MORTGAGORS: JOYCE, JOSEPH
JOYCE, LESLIE
ADDRESS : 12563 SOUTH 1840 EAST
MORTGAGE AMT: 551,250.00 CITY DRAPER
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 UT 84020
UNPAID BALANCE: 551,250.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,713.87 ANNUAL RATE ADJUST: 0.000
LTV : 74.49324 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080019961 MORTGAGORS: BEARD, THOMAS
ADDRESS : 3301 WEST ANDREWS DRIVE
MORTGAGE AMT: 733,000.00 CITY ATLANTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 GA 30305
UNPAID BALANCE: 733,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 5,000.36 ANNUAL RATE ADJUST: 0.000
LTV : 66.63636 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
03
--------------------------------------------------------------------------------
LN # 0080019995 MORTGAGORS: BIGCAS, PATERNO
ADDRESS : 33692 CALLE CONEJO
MORTGAGE AMT: 314,400.00 CITY SAN JUAN CA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92675
UNPAID BALANCE: 314,160.760 OPTION TO CONVERT : No
MONTHLY P&I: 2,171.49 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080020142 MORTGAGORS: HAGEN, RICHARD
Hagen, Janet
HAGEN, JANET
ADDRESS : 373 ULTIMO AVENUE
MORTGAGE AMT: 268,800.00 CITY LONG BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 90814
UNPAID BALANCE: 268,595.470 OPTION TO CONVERT : No
MONTHLY P&I: 1,856.53 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080020167 MORTGAGORS: METZ, MARILYN
ADDRESS : 5 NORTH COVE
MORTGAGE AMT: 260,000.00 CITY IRVINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92604
UNPAID BALANCE: 259,786.880 OPTION TO CONVERT : No
MONTHLY P&I: 1,729.79 ANNUAL RATE ADJUST: 0.000
LTV : 74.28571 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080020217 MORTGAGORS: SANTRAPPE, LONA
ADDRESS : 31513 1ST AVENUE
MORTGAGE AMT: 287,000.00 CITY LAGUNA BEAC
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92651
UNPAID BALANCE: 286,770.480 OPTION TO CONVERT : No
MONTHLY P&I: 1,933.58 ANNUAL RATE ADJUST: 0.000
LTV : 71.75000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080020233 MORTGAGORS: ALCALA, BRIAN
ALCALA, JULIE
ADDRESS : 3831 BROADVIEW DRIVE
MORTGAGE AMT: 199,920.00 CITY CINCINNATI
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 OH 45208
UNPAID BALANCE: 199,920.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,330.08 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080020258 MORTGAGORS: MOTTAGHI, MOHAMMAD
Teimoori, Sahar
TEIMOORI, SAHAR
ADDRESS : 8538 E CANYON VISTA DRIVE
MORTGAGE AMT: 316,000.00 CITY ANAHEIM
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92808
UNPAID BALANCE: 315,747.290 OPTION TO CONVERT : No
MONTHLY P&I: 2,128.96 ANNUAL RATE ADJUST: 0.000
LTV : 72.64368 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080020282 MORTGAGORS: CONRAD, KRISTINE
Conrad, John
CONRAD, JOHN
ADDRESS : 3260 LILY AVENUE
MORTGAGE AMT: 315,000.00 CITY LONG BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90808
UNPAID BALANCE: 314,741.790 OPTION TO CONVERT : No
MONTHLY P&I: 2,095.71 ANNUAL RATE ADJUST: 0.000
LTV : 78.75000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080020365 MORTGAGORS: RIOS, ALBERT
TRETTIN RIOS, TERRI
ADDRESS : 41815 OLYMPUS AVENUE
MORTGAGE AMT: 281,400.00 CITY FREMONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94539
UNPAID BALANCE: 281,180.490 OPTION TO CONVERT : No
MONTHLY P&I: 1,919.64 ANNUAL RATE ADJUST: 0.000
LTV : 70.35000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080020381 MORTGAGORS: DOST, ROBERT
DOST, PAMELA
ADDRESS : 25019 135TH AVENUE SOUTHE
MORTGAGE AMT: 271,000.00 CITY KENT
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 WA 98042
UNPAID BALANCE: 270,772.320 OPTION TO CONVERT : No
MONTHLY P&I: 1,780.28 ANNUAL RATE ADJUST: 0.000
LTV : 77.42857 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080020571 MORTGAGORS: HOwARD, ROBERT
HOWARD, JOANNE
ADDRESS : 123 EDGEMERE DRIVE
MORTGAGE AMT: 333,000.00 CITY SOUTHAMPTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NY 11968
UNPAID BALANCE: 333,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,215.46 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080020670 MORTGAGORS: WEST, GREGG
WEISS WEST, GAIL
ADDRESS : 7 SAINT GEORGE WAY
MORTGAGE AMT: 326,480.00 CITY BROOKEVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MD 20833
UNPAID BALANCE: 326,212.390 OPTION TO CONVERT : No
MONTHLY P&I: 2,172.08 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080020712 MORTGAGORS: WALTERS, CHARLES
Gauardo, Janice
GALLARDO, JANICE
ADDRESS : 22311 WARMSIDE AVENUE
MORTGAGE AMT: 450,000.00 CITY TORRANCE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 90505
UNPAID BALANCE: 449,657.590 OPTION TO CONVERT : No
MONTHLY P&I: 3,108.04 ANNUAL RATE ADJUST: 0.000
LTV : 72.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080020746 MORTGAGORS: GLANCY, JAMES
GLANCY, CHERI
ADDRESS : 688 MEDER STREET
MORTGAGE AMT: 600,000.00 CITY SANTA CRUZ
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95060
UNPAID BALANCE: 599,531.940 OPTION TO CONVERT : No
MONTHLY P&I: 4,093.06 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080020753 MORTGAGORS: HIGGINSON, ROBERT
HIGGINSON, ROBYN
ADDRESS : 3858 ALTA LOMA DRIVE
MORTGAGE AMT: 313,000.00 CITY JAMUL AREA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91935
UNPAID BALANCE: 312,743.430 OPTION TO CONVERT : No
MONTHLY P&I: 2,082.40 ANNUAL RATE ADJUST: 0.000
LTV : 70.33708 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080020811 MORTGAGORS: SZMIDT, ANDRZEJ
Szmidt, Maria
SZMIDT, MARIA
ADDRESS : 876 PAMELA LANE
MORTGAGE AMT: 306,000.00 CITY EL CAJON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92020
UNPAID BALANCE: 305,767.160 OPTION TO CONVERT : No
MONTHLY P&I: 2,113.47 ANNUAL RATE ADJUST: 0.000
LTV : 85.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080020852 MORTGAGORS: ASHJIAN, HENRY
Ashjian, Nora
ASHJIAN, NORA
ADDRESS : 1049 DON DIABLO DRIVE
MORTGAGE AMT: 360,000.00 CITY ARCADIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91006
UNPAID BALANCE: 359,712.110 OPTION TO CONVERT : No
MONTHLY P&I: 2,425.39 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080020886 MORTGAGORS: BLACK, BOOKER
Black, Mertis
BLACK, MERTIS
ADDRESS : 5283 RENOIR LANE
MORTGAGE AMT: 305,000.00 CITY CHINO HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91709
UNPAID BALANCE: 304,767.920 OPTION TO CONVERT : No
MONTHLY P&I: 2,106.56 ANNUAL RATE ADJUST: 0.000
LTV : 87.14286 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080020902 MORTGAGORS: COFFELT, CHRIS
Coffelt, Barbara
COFFELT, BARBARA
ADDRESS : 5656 IRON COURT
MORTGAGE AMT: 309,600.00 CITY MERCED
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95340
UNPAID BALANCE: 309,364.410 OPTION TO CONVERT : No
MONTHLY P&I: 2,138.34 ANNUAL RATE ADJUST: 0.000
LTV : 85.05495 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080020910 MORTGAGORS: PETERSON, CARY
PETERSON, CHARLA
ADDRESS : 194 PARK HILL ROAD
MORTGAGE AMT: 273,600.00 CITY SIMI VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 93065
UNPAID BALANCE: 273,391.810 OPTION TO CONVERT : No
MONTHLY P&I: 1,889.69 ANNUAL RATE ADJUST: 0.000
LTV : 79.88321 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080020928 MORTGAGORS: DONATI, RICHARD
DONATI, NANCY
ADDRESS : 1241 RAMAL LANE
MORTGAGE AMT: 403,000.00 CITY NIPOMO
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 93444
UNPAID BALANCE: 403,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,647.42 ANNUAL RATE ADJUST: 0.000
LTV : 73.27273 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080020969 MORTGAGORS: HAN, BYONG
HAN, HYE
ADDRESS : 6270 TWEEDHOLM COURT
MORTGAGE AMT: 350,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95120
UNPAID BALANCE: 349,726.960 OPTION TO CONVERT : No
MONTHLY P&I: 2,387.62 ANNUAL RATE ADJUST: 0.000
LTV : 75.26882 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080021017 MORTGAGORS: BENDLER EDWA, GRETCHEN
ADDRESS : 10908 BISMARCK AVENUE
MORTGAGE AMT: 255,000.00 CITY NORTHRIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 91326
UNPAID BALANCE: 254,810.750 OPTION TO CONVERT : No
MONTHLY P&I: 1,783.00 ANNUAL RATE ADJUST: 0.000
LTV : 86.44068 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080021041 MORTGAGORS: SHELLER, STEVEN
SHELLER, SANDRA
ADDRESS : 820 HILLCREST STREET
MORTGAGE AMT: 308,000.00 CITY WALNUT
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91789
UNPAID BALANCE: 307,747.530 OPTION TO CONVERT : No
MONTHLY P&I: 2,049.14 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080021173 MORTGAGORS: CHANDRA, RAVI
CHANDRA, AMY
ADDRESS : 615 CONCORD PLACE
MORTGAGE AMT: 254,000.00 CITY SAN MARCOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92069
UNPAID BALANCE: 253,811.500 OPTION TO CONVERT : No
MONTHLY P&I: 1,776.00 ANNUAL RATE ADJUST: 0.000
LTV : 78.15385 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080021264 MORTGAGORS: GRIGSBY, RAYMOND
GRIGSBY, ANNE-MARIE
GRIGSBY, ANNE MARIE
ADDRESS : 2753 TROVATA COURT
MORTGAGE AMT: 360,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95135
UNPAID BALANCE: 359,719.160 OPTION TO CONVERT : No
MONTHLY P&I: 2,455.84 ANNUAL RATE ADJUST: 0.000
LTV : 65.51410 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080021272 MORTGAGORS: TINDAL, ROBERT
TINDAL, CONNIE
ADDRESS : 1122 BEL MARIN KEYS
MORTGAGE AMT: 368,000.00 CITY NOVATO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94949
UNPAID BALANCE: 367,726.890 OPTION TO CONVERT : No
MONTHLY P&I: 2,573.11 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080021298 MORTGAGORS: TOSTI, NICOLA
TOSTI, DEBORA
ADDRESS : 28 EAGLETON FARMS ROAD
MORTGAGE AMT: 260,000.00 CITY NEWTOWN
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 PA 18940
UNPAID BALANCE: 259,807.040 OPTION TO CONVERT : No
MONTHLY P&I: 1,817.96 ANNUAL RATE ADJUST: 0.000
LTV : 75.36232 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080021330 MORTGAGORS: MELIKIAN, VICKEN
Melikian, Sandra
MELIKIAN, SANDRA
ADDRESS : 164 MASSIMO CIRCLE
MORTGAGE AMT: 312,000.00 CITY SANTA ROSA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95404
UNPAID BALANCE: 311,762.590 OPTION TO CONVERT : No
MONTHLY P&I: 2,154.91 ANNUAL RATE ADJUST: 0.000
LTV : 78.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080021355 MORTGAGORS: BRAUNS, DONALD
BRAUNS, JOCELYN
ADDRESS : 1770 WAYNE CIRCLE
MORTGAGE AMT: 317,300.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95131
UNPAID BALANCE: 316,803.450 OPTION TO CONVERT : No
MONTHLY P&I: 2,164.55 ANNUAL RATE ADJUST: 0.000
LTV : 79.92443 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080021371 MORTGAGORS: SMITH, ALICE
ADDRESS : 9621 GAVIN STONE AVENUE
MORTGAGE AMT: 280,000.00 CITY LAS VEGAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NV 89128
UNPAID BALANCE: 279,770.480 OPTION TO CONVERT : No
MONTHLY P&I: 1,862.85 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080021389 MORTGAGORS: NAU, RICHARD
NAU, TERRY
ADDRESS : 10111 EAGLE AVENUE
MORTGAGE AMT: 288,000.00 CITY FOUNTAIN VA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92708
UNPAID BALANCE: 287,658.320 OPTION TO CONVERT : No
MONTHLY P&I: 2,081.68 ANNUAL RATE ADJUST: 0.000
LTV : 74.80519 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/24
RATE:
02
--------------------------------------------------------------------------------
LN # 0080021397 MORTGAGORS: PITTMAN, JERRY
GARVEY, SUSAN
ADDRESS : 9658 EAST SUMMIT RIDGE CO
MORTGAGE AMT: 316,000.00 CITY PARKER
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CO 80138
UNPAID BALANCE: 315,740.970 OPTION TO CONVERT : No
MONTHLY P&I: 2,102.36 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080021405 MORTGAGORS: STOLTZ, STEVEN
ADDRESS : 684 HAWTHORNE DRIVE
MORTGAGE AMT: 479,600.00 CITY TIBURON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94920
UNPAID BALANCE: 479,232.530 OPTION TO CONVERT : No
MONTHLY P&I: 3,312.48 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
- -------
--------------------------------------------------------------------------------
LN # 0080021413 MORTGAGORS: HOLSTEIN, JAMES
LENHARD, KAREN
ADDRESS : 12265 OLD FREDERICK RD
MORTGAGE AMT: 214,400.00 CITY MARRIOTTSVI
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MD 21104
UNPAID BALANCE: 214,228.550 OPTION TO CONVERT : No
MONTHLY P&I: 1,444.45 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
- ---------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080021439 MORTGAGORS: HAUPT, KURT
HAUPT, SUSAN
ADDRESS : 18 MARIPOSA DRIVE
MORTGAGE AMT: 306,500.00 CITY SAN LUIS OB
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 93401
UNPAID BALANCE: 306,263.760 OPTION TO CONVERT : No
MONTHLY P&I: 2,116.92 ANNUAL RATE ADJUST: 0.000
LTV : 79.61039 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080021470 MORTGAGORS: WILSON, HAROLD
ADDRESS : 4105 WESTWOOD PLACE
MORTGAGE AMT: 248,850.00 CITY RALEIGH
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NC 27613
UNPAID BALANCE: 248,660.640 OPTION TO CONVERT : No
MONTHLY P&I: 1,718.75 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080021488 MORTGAGORS: CHORNEAU, PETER
Holliday-Chorneau, Nancy
HOLLIDAY CHO, NANCY
ADDRESS : 205 SOUTH STREET
MORTGAGE AMT: 282,000.00 CITY SAUSALITO
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94965
UNPAID BALANCE: 281,763.090 OPTION TO CONVERT : No
MONTHLY P&I: 1,852.54 ANNUAL RATE ADJUST: 0.000
LTV : 66.35294 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080021512 MORTGAGORS: JAMESON, CHARLES
ADDRESS : 10539 LINDERHOF AVENUE
MORTGAGE AMT: 259,900.00 CITY LAS VEGAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NV 89135
UNPAID BALANCE: 259,061.950 OPTION TO CONVERT : No
MONTHLY P&I: 1,729.13 ANNUAL RATE ADJUST: 0.000
LTV : 94.64607 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080021553 MORTGAGORS: BRADLEY, MARK
Moon, Julia
MOON, JULIA
ADDRESS : 221 BEHRENS STREET
MORTGAGE AMT: 290,000.00 CITY EL CERRITO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94530
UNPAID BALANCE: 289,768.100 OPTION TO CONVERT : No
MONTHLY P&I: 1,953.78 ANNUAL RATE ADJUST: 0.000
LTV : 86.05341 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080021595 MORTGAGORS: WARD, ROBERT
WARD, DEBORAH
ADDRESS : 60 RAFAEL DRIVE
MORTGAGE AMT: 309,750.00 CITY SAN RAFAEL
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94901
UNPAID BALANCE: 309,489.770 OPTION TO CONVERT : No
MONTHLY P&I: 2,034.84 ANNUAL RATE ADJUST: 0.000
LTV : 74.45913 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080021645 MORTGAGORS: FORRESTER, CHERI
ADDRESS : 101 WALNUT AVENUE
MORTGAGE AMT: 500,000.00 CITY MILL VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94941
UNPAID BALANCE: 499,600.160 OPTION TO CONVERT : No
MONTHLY P&I: 3,368.59 ANNUAL RATE ADJUST: 0.000
LTV : 74.07407 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080021678 MORTGAGORS: RODGERS, JOHN
ADDRESS : 13090 HIGHWAY A1A
MORTGAGE AMT: 275,000.00 CITY VERO BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 FL 32963
UNPAID BALANCE: 275,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,829.58 ANNUAL RATE ADJUST: 0.000
LTV : 79.94186 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080021702 MORTGAGORS: LU, PHAT
KUANG, MENG
ADDRESS : 4846 TUSCANY CIRCLE
MORTGAGE AMT: 365,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95135
UNPAID BALANCE: 364,715.270 OPTION TO CONVERT : No
MONTHLY P&I: 2,489.94 ANNUAL RATE ADJUST: 0.000
LTV : 72.27723 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080021710 MORTGAGORS: WILLET, NANCY
ADDRESS : 26 WOODSIDE WAY
MORTGAGE AMT: 599,000.00 CITY ROSS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94957
UNPAID BALANCE: 598,532.720 OPTION TO CONVERT : No
MONTHLY P&I: 4,086.24 ANNUAL RATE ADJUST: 0.000
LTV : 71.73653 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080021751 MORTGAGORS: KELLEY, KIMBERLY
ADDRESS : 12000 GOSHEN AVENUE
MORTGAGE AMT: 270,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90049
UNPAID BALANCE: 269,789.370 OPTION TO CONVERT : No
MONTHLY P&I: 1,841.88 ANNUAL RATE ADJUST: 0.000
LTV : 67.50000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080021785 MORTGAGORS: THOMPSON, PAUL
THOMPSON, LISA
THOMPSON, ELISABETH
ADDRESS : 5020 GROSVENOR CIRCLE
MORTGAGE AMT: 412,000.00 CITY GRANITE BAY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95746
UNPAID BALANCE: 411,662.280 OPTION TO CONVERT : No
MONTHLY P&I: 2,741.05 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080021827 MORTGAGORS: CLAIRMONT, DANIEL
CLAIRMONT, GAIL
ADDRESS : 24512 LADERA DRIVE
MORTGAGE AMT: 259,900.00 CITY MISSION VIE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92691
UNPAID BALANCE: 259,686.960 OPTION TO CONVERT : No
MONTHLY P&I: 1,729.12 ANNUAL RATE ADJUST: 0.000
LTV : 79.96923 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080021850 MORTGAGORS: SCOTT, JOHN
ADDRESS : 515 EAST SOLA STREET
MORTGAGE AMT: 368,000.00 CITY SANTA BARBA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 93103
UNPAID BALANCE: 368,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,573.11 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080021884 MORTGAGORS: MAYFIELD, RICHARD
MAYFIELD, SUSAN
ADDRESS : 296 LARIAT LOOP DRIVE
MORTGAGE AMT: 276,000.00 CITY SILVERTHORN
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CO 80498
UNPAID BALANCE: 275,754.480 OPTION TO CONVERT : No
MONTHLY P&I: 1,859.47 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080021900 MORTGAGORS: REED, DENNIS
Reed, Vicki
REED, VICKI
ADDRESS : 2715 BRENTWOOD CIRCLE
MORTGAGE AMT: 271,000.00 CITY ARROYO GRAN
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 93420
UNPAID BALANCE: 270,772.320 OPTION TO CONVERT : No
MONTHLY P&I: 1,780.28 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080021918 MORTGAGORS: GOETTING, MARK
GOETTING, DEBRA
ADDRESS : 687 OLD OAK RD
MORTGAGE AMT: 310,000.00 CITY LIVERMORE
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 94550
UNPAID BALANCE: 309,533.090 OPTION TO CONVERT : No
MONTHLY P&I: 2,010.66 ANNUAL RATE ADJUST: 0.000
LTV : 53.27010 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080021926 MORTGAGORS: DANAHER, JAMES
DANAHER, KATHLEEN
ADDRESS : 42 WINDING RIDGE
MORTGAGE AMT: 251,900.00 CITY OAKLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NJ 07436
UNPAID BALANCE: 251,900.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,739.81 ANNUAL RATE ADJUST: 0.000
LTV : 79.97079 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080021934 MORTGAGORS: MCCANN, JAMES
McCann, Gretchen
MCCANN, GRETCHEN
ADDRESS : 1055 SECOND AVENUE
MORTGAGE AMT: 310,000.00 CITY NAPA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94558
UNPAID BALANCE: 310,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,036.48 ANNUAL RATE ADJUST: 0.000
LTV : 73.80952 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080022114 MORTGAGORS: MEHTA, SHASHI
ADDRESS : 13528 LA SIERRA DRIVE
MORTGAGE AMT: 476,000.00 CITY CHINO HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91709
UNPAID BALANCE: 475,628.670 OPTION TO CONVERT : No
MONTHLY P&I: 3,247.16 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080022270 MORTGAGORS: S STEPNICK, LARRY
RYBOWSKI, LISA
ADDRESS : 21121 STONECROP PLACE
MORTGAGE AMT: 280,000.00 CITY ASHBURN
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 VA 20147
UNPAID BALANCE: 280,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,886.41 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080022296 MORTGAGORS: MCKEE, STEVEN
vader, fran
VADER, FRAN
ADDRESS : 2378 BENTON STREET
MORTGAGE AMT: 273,700.00 CITY SANTA CLARA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 95050
UNPAID BALANCE: 273,700.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,798.01 ANNUAL RATE ADJUST: 0.000
LTV : 70.35990 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080022403 MORTGAGORS: NOWLIN, THOMAS
VOGEL, ALEXIS
ADDRESS : 18128 ERWIN STREET
MORTGAGE AMT: 299,250.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91335
UNPAID BALANCE: 299,250.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,041.42 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080022445 MORTGAGORS: KOHNE, GARTH
KOHNE, LISA
ADDRESS : 10 WHISTLING ISLE
MORTGAGE AMT: 300,000.00 CITY IRVINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92614
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080022510 MORTGAGORS: DUFFY, MICHAEL
DUFFY, PATRICIA
ADDRESS : 171 H LANE
MORTGAGE AMT: 300,000.00 CITY NOVATO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94945
UNPAID BALANCE: 299,771.720 OPTION TO CONVERT : No
MONTHLY P&I: 2,072.03 ANNUAL RATE ADJUST: 0.000
LTV : 46.15385 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080022676 MORTGAGORS: WEINSTEIN, MARC
weinstein, lisa
WEINSTEIN, LISA
ADDRESS : 2 ALCOTT WAY
MORTGAGE AMT: 346,000.00 CITY MEDFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MA 02052
UNPAID BALANCE: 346,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,682.53 ANNUAL RATE ADJUST: 0.000
LTV : 65.28302 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/19
RATE:
05
--------------------------------------------------------------------------------
LN # 0080023054 MORTGAGORS: BENEVENTO, JOHN
BENEVENTO, DENISE
ADDRESS : 1462 GERHARDT AVENUE
MORTGAGE AMT: 350,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 95125
UNPAID BALANCE: 349,705.960 OPTION TO CONVERT : No
MONTHLY P&I: 2,299.25 ANNUAL RATE ADJUST: 0.000
LTV : 67.43738 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080023070 MORTGAGORS: TURNER, MICHAEL
TURNER, DAYNA
ADDRESS : 1535 CERRO VERDE WAY
MORTGAGE AMT: 288,000.00 CITY TRACY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95376
UNPAID BALANCE: 287,780.860 OPTION TO CONVERT : No
MONTHLY P&I: 1,989.14 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080024607 MORTGAGORS: KATZ, RICHARD
KATZ, MICHELLE
ADDRESS : 2412 MILL RIDGE TRL
MORTGAGE AMT: 219,500.00 CITY ATLANTA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 GA 30345
UNPAID BALANCE: 219,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,441.96 ANNUAL RATE ADJUST: 0.000
LTV : 79.98455 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080024680 MORTGAGORS: BATEMAN, ROBERT
Bateman, Gilda
BATEMAN, GILDA
ADDRESS : 14034 NEWPORTER WAY
MORTGAGE AMT: 271,050.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92128
UNPAID BALANCE: 271,050.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,803.30 ANNUAL RATE ADJUST: 0.000
LTV : 84.99530 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080024706 MORTGAGORS: POTTER, JAMES
POTTER, KRISTY
ADDRESS : 4355 CAMELLO ROAD
MORTGAGE AMT: 328,000.00 CITY WOODLAND HI
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 91364
UNPAID BALANCE: 327,724.440 OPTION TO CONVERT : No
MONTHLY P&I: 2,154.73 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080024805 MORTGAGORS: STARR, DENNIS
STARR, CHERYYL
ADDRESS : 5270 CRESCENT DRIVE
MORTGAGE AMT: 415,000.00 CITY YORBA LINDA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92887
UNPAID BALANCE: 414,659.820 OPTION TO CONVERT : No
MONTHLY P&I: 2,761.01 ANNUAL RATE ADJUST: 0.000
LTV : 75.45455 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080024847 MORTGAGORS: VEITCH, GREGORY
VEITCH, KERRY
ADDRESS : 193 OXBOW ROAD
MORTGAGE AMT: 308,700.00 CITY WAYLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MA 01778
UNPAID BALANCE: 308,700.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,132.12 ANNUAL RATE ADJUST: 0.000
LTV : 79.99482 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080025133 MORTGAGORS: RALPH, MARK
RALPH, KATHY
ADDRESS : 26 WASHINGTON
MORTGAGE AMT: 331,000.00 CITY IRVINE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92606
UNPAID BALANCE: 331,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,174.43 ANNUAL RATE ADJUST: 0.000
LTV : 79.95169 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080025174 MORTGAGORS: AGUILA, ROSEMARIE
AGUILA, REXELL
AGUILA, RYAN
ADDRESS : 5066 YELLOWSTONE PARK DRI
MORTGAGE AMT: 265,500.00 CITY FREMONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94538
UNPAID BALANCE: 265,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,811.18 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080025380 MORTGAGORS: WRIGHT, WILLIAM
WRIGHT, LINDA
ADDRESS : 26 CERVANTES
MORTGAGE AMT: 567,000.00 CITY NEWPORT BEA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92660
UNPAID BALANCE: 567,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,724.79 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080026594 MORTGAGORS: SMITH, ARLENE
ADDRESS : 647 NORTH CANYON BOULEVAR
MORTGAGE AMT: 274,000.00 CITY MONROVIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91016
UNPAID BALANCE: 273,775.400 OPTION TO CONVERT : No
MONTHLY P&I: 1,822.93 ANNUAL RATE ADJUST: 0.000
LTV : 78.28571 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080026636 MORTGAGORS: BARRETT, WILLIAM
Barrett, Lana
BARRETT, LANA
ADDRESS : 28482 CALLE PINATA
MORTGAGE AMT: 387,500.00 CITY SAN JUAN CA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92675
UNPAID BALANCE: 387,197.710 OPTION TO CONVERT : No
MONTHLY P&I: 2,643.44 ANNUAL RATE ADJUST: 0.000
LTV : 79.89691 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080026701 MORTGAGORS: MARTIN, BARBARA
ADDRESS : 118 APOLENA AVENUE
MORTGAGE AMT: 400,000.00 CITY NEWPORT BEA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92662
UNPAID BALANCE: 400,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,627.72 ANNUAL RATE ADJUST: 0.000
LTV : 61.53846 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080026842 MORTGAGORS: FRANCISCO, KELLY
FRANCISCO, DENISE
ADDRESS : 28027 TWISTED OAK ROAD
MORTGAGE AMT: 360,000.00 CITY KEENE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 93531
UNPAID BALANCE: 359,704.910 OPTION TO CONVERT : No
MONTHLY P&I: 2,395.09 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080026925 MORTGAGORS: ROSALES, ISRAEL
ROSALES, LAETITIA
ADDRESS : 95 SYCAMORE AVENUE
MORTGAGE AMT: 476,250.00 CITY MILL VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 94941
UNPAID BALANCE: 475,905.300 OPTION TO CONVERT : No
MONTHLY P&I: 3,370.87 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080026974 MORTGAGORS: SIMMONS, GARY
SIMMONS, CAROL
ADDRESS : 18390 NORTHWEST COLLINS R
MORTGAGE AMT: 261,000.00 CITY HILLSBORO
:\
STATE/ZIP :\
LIFETIME RATE : 6.37500 OR 97124
UNPAID BALANCE: 260,314.180 OPTION TO CONVERT : No
MONTHLY P&I: 1,628.30 ANNUAL RATE ADJUST: 0.000
LTV : 74.14773 OUTSIDE CONV DATE:
CURRENT INT 6.37500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080027014 MORTGAGORS: BARROSO, ROBERTO
BARROSO, RAIMUNDA
ADDRESS : 12965 HOMERIDGE LANE
MORTGAGE AMT: 315,000.00 CITY CHINO HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91709
UNPAID BALANCE: 314,482.090 OPTION TO CONVERT : No
MONTHLY P&I: 2,095.70 ANNUAL RATE ADJUST: 0.000
LTV : 87.50000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080027105 MORTGAGORS: TASCIYAN, M
TASCIYAN, MERI
ADDRESS : 333 OSWEGO COURT
MORTGAGE AMT: 313,850.00 CITY WEST NEW YO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NJ 07093
UNPAID BALANCE: 313,592.730 OPTION TO CONVERT : No
MONTHLY P&I: 2,088.06 ANNUAL RATE ADJUST: 0.000
LTV : 79.99094 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080027121 MORTGAGORS: KIRSTEN, OSKAR
KIRSTEN, JUDITH
ADDRESS : 5101 MIDDLETON ROAD
MORTGAGE AMT: 282,300.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92109
UNPAID BALANCE: 282,068.600 OPTION TO CONVERT : No
MONTHLY P&I: 1,878.15 ANNUAL RATE ADJUST: 0.000
LTV : 64.15909 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080027170 MORTGAGORS: WATSON, JAMES
WATSON, MELANIE
ADDRESS : 38 LORTON AVENUE
MORTGAGE AMT: 379,200.00 CITY BURLINGAME
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94010
UNPAID BALANCE: 378,881.430 OPTION TO CONVERT : No
MONTHLY P&I: 2,491.07 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080027238 MORTGAGORS: MILLER, STUART
MILLER, SABRINA
ADDRESS : 10 SONORA COURT
MORTGAGE AMT: 460,000.00 CITY NOVATO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94947
UNPAID BALANCE: 459,622.940 OPTION TO CONVERT : No
MONTHLY P&I: 3,060.39 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080027279 MORTGAGORS: PRICE, RUSSELL
PRICE, STEPHANIE
ADDRESS : 1564 MEADOW LANE
MORTGAGE AMT: 557,600.00 CITY MOUNTAIN VI
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94041
UNPAID BALANCE: 557,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,756.66 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080027311 MORTGAGORS: RADOC, YOLANDA
ADDRESS : 660 LAUSANNE AVENUE
MORTGAGE AMT: 327,250.00 CITY DALY CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94014
UNPAID BALANCE: 327,250.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,260.23 ANNUAL RATE ADJUST: 0.000
LTV : 85.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0080027386 MORTGAGORS: ZEICHNER, DANIEL
blechman, enid
BLECHMAN, ENID
ADDRESS : 596 HURLEY AVENUE
MORTGAGE AMT: 320,000.00 CITY HURLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NY 12443
UNPAID BALANCE: 320,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,128.97 ANNUAL RATE ADJUST: 0.000
LTV : 62.13592 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080027501 MORTGAGORS: PATRICIAN, MICHAEL
PATRICIAN, MARTHA
ADDRESS : 9 STILL SHORE COURT
MORTGAGE AMT: 455,800.00 CITY SACRAMENTO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95831
UNPAID BALANCE: 455,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,109.36 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080027592 MORTGAGORS: HALM, PETER
HALM, PASCALE
ADDRESS : 8984 SHOREHAM DRIVE
MORTGAGE AMT: 300,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 90069
UNPAID BALANCE: 299,782.860 OPTION TO CONVERT : No
MONTHLY P&I: 2,123.39 ANNUAL RATE ADJUST: 0.000
LTV : 57.14286 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080027691 MORTGAGORS: KRELL, BRENT
KRELL, ROBIN
ADDRESS : 2303 NORTH 54TH STREET
MORTGAGE AMT: 320,000.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 WA 98103
UNPAID BALANCE: 319,744.100 OPTION TO CONVERT : No
MONTHLY P&I: 2,155.90 ANNUAL RATE ADJUST: 0.000
LTV : 79.80050 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080027725 MORTGAGORS: BROCKMAN, LAWRENCE
ADDRESS : 10304 CLUSTERBERRY COURT
MORTGAGE AMT: 425,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90077
UNPAID BALANCE: 425,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,827.54 ANNUAL RATE ADJUST: 0.000
LTV : 62.96296 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080027733 MORTGAGORS: LANDIS, KENNETH
landis, lia
LANDIS, LIA
ADDRESS : 460 FROST PLACE
MORTGAGE AMT: 386,800.00 CITY LAKE FOREST
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 IL 60045
UNPAID BALANCE: 386,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,573.40 ANNUAL RATE ADJUST: 0.000
LTV : 79.95866 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080027949 MORTGAGORS: WEINTRAUB, JACK
WEINTRAUB, RONIT
ADDRESS : 9921 DURANT DRIVE
MORTGAGE AMT: 603,000.00 CITY BEVERLY HIL
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90212
UNPAID BALANCE: 603,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 4,011.77 ANNUAL RATE ADJUST: 0.000
LTV : 73.09091 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080027998 MORTGAGORS: AHRENHOLD, HENRY
AHRENHOLD, ELIZABETH
ADDRESS : 4645 MILLBROOK DRIVE
MORTGAGE AMT: 340,000.00 CITY ATLANTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 GA 30327
UNPAID BALANCE: 340,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,348.30 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0080028020 MORTGAGORS: Sandor, Edward
Sandor, Carrie
ADDRESS : 17 Fado lane
MORTGAGE AMT: 290,000.00 CITY COS COB
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CT 06807
UNPAID BALANCE: 290,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,978.31 ANNUAL RATE ADJUST: 0.000
LTV : 69.88000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080028079 MORTGAGORS: WOO PARK, DENNIS
ADDRESS : 5847 COLODNY DRIVE
MORTGAGE AMT: 487,500.00 CITY AGOURA HILL
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91301
UNPAID BALANCE: 487,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,367.04 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0080028202 MORTGAGORS: JOHNSON, KIMBER
Johnson, Louranne
JOHNSON, LORRAINE
ADDRESS : 44 Woodridge Road
MORTGAGE AMT: 536,000.00 CITY WELLESLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MA 02481
UNPAID BALANCE: 536,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,566.02 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080028434 MORTGAGORS: FREYER, DANIEL
LEIGHTON, JOANNE
ADDRESS : 2113 NORTH MEADOWS AVENUE
MORTGAGE AMT: 258,000.00 CITY MANHATTAN B
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 90266
UNPAID BALANCE: 258,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,781.94 ANNUAL RATE ADJUST: 0.000
LTV : 57.97753 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080028475 MORTGAGORS: SKAIST, MARK
SKAIST, JILL
ADDRESS : 427 HIGH DRIVE
MORTGAGE AMT: 488,000.00 CITY LAGUNA BEAC
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92651
UNPAID BALANCE: 488,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,287.75 ANNUAL RATE ADJUST: 0.000
LTV : 75.65891 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080028491 MORTGAGORS: STRICKFADEN, MICHAEL
Strickfaden, Yukiko
STRICKFADEN, YUKIKO
ADDRESS : 1 VIA ONAGRO
MORTGAGE AMT: 254,900.00 CITY RANCHO SANT
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92688
UNPAID BALANCE: 254,706.040 OPTION TO CONVERT : No
MONTHLY P&I: 1,760.53 ANNUAL RATE ADJUST: 0.000
LTV : 67.07895 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080028509 MORTGAGORS: ESCOBAR, RAMONA
ADDRESS : 712 RIVER VIEW DRIVE
MORTGAGE AMT: 50,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95111
UNPAID BALANCE: 50,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 332.65 ANNUAL RATE ADJUST: 0.000
LTV : 15.47988 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080028533 MORTGAGORS: FABIANO, MICHAEL
FABIANO, SONDRA
ADDRESS : 160 WILLIAMS STREET
MORTGAGE AMT: 240,000.00 CITY WRENTHAM
:\
STATE/ZIP :\
LIFETIME RATE : 6.37500 MA 02093
UNPAID BALANCE: 240,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,497.29 ANNUAL RATE ADJUST: 0.000
LTV : 68.57143 OUTSIDE CONV DATE:
CURRENT INT 6.37500 MATURITY DATE: 05/01/29
RATE:
01
--------------------------------------------------------------------------------
LN # 0080028566 MORTGAGORS: WADE, JON
ADDRESS : 45587 CALLESITO ALTAR
MORTGAGE AMT: 323,850.00 CITY TEMECULA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92592
UNPAID BALANCE: 323,850.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,154.58 ANNUAL RATE ADJUST: 0.000
LTV : 89.95833 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080028715 MORTGAGORS: A GUBATA, JOHN
GUBATA, JOYCE
ADDRESS : 15 CARDINAL LANE
MORTGAGE AMT: 180,000.00 CITY WALPOLE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MA 02081
UNPAID BALANCE: 180,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,182.48 ANNUAL RATE ADJUST: 0.000
LTV : 57.14286 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
01
--------------------------------------------------------------------------------
LN # 0080029010 MORTGAGORS: CULLEN, DAVID
CULLEN, DEBORAH
ADDRESS : 34 WINTERBERRY DRIVE
MORTGAGE AMT: 277,000.00 CITY FRANKLIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MA 02038
UNPAID BALANCE: 277,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,936.82 ANNUAL RATE ADJUST: 0.000
LTV : 74.86486 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080029275 MORTGAGORS: BOHAN, LIESL
BOHAN, DAVID
ADDRESS : 8615 NORTHEAST JUANITA DR
MORTGAGE AMT: 650,000.00 CITY KIRKLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 WA 98034
UNPAID BALANCE: 650,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 4,379.17 ANNUAL RATE ADJUST: 0.000
LTV : 67.35751 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080029572 MORTGAGORS: LUX, STEVEN
LUX, RUTH
ADDRESS : 10301 TOPEKA DRIVE
MORTGAGE AMT: 303,000.00 CITY NORTHRIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91326
UNPAID BALANCE: 303,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,092.75 ANNUAL RATE ADJUST: 0.000
LTV : 78.70130 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080029648 MORTGAGORS: MAGNUSON, ARTHUR
KOTEWA, CHANEL
ADDRESS : 9299 CEDAR TRAILS LANE
MORTGAGE AMT: 328,000.00 CITY VALLEY CENT
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92082
UNPAID BALANCE: 328,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,209.80 ANNUAL RATE ADJUST: 0.000
LTV : 79.03614 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0080030042 MORTGAGORS: HORN, JAN
WESTON, JANE
ADDRESS : 529 LAKEMEAD WAY
MORTGAGE AMT: 525,000.00 CITY REDWOOD CIT
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94062
UNPAID BALANCE: 525,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,626.04 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080030190 MORTGAGORS: HOFFMAN, GARY
Hoffman, Lonnie
HOFFMAN, LONNIE
ADDRESS : 4022 YERBA BUENA AVENUE
MORTGAGE AMT: 267,750.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95121
UNPAID BALANCE: 267,750.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,803.88 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080030224 MORTGAGORS: DIAZ, ERNESTO
DIAZ, JENNIFER
ADDRESS : 1820 VERDUGO KNOLLS PLACE
MORTGAGE AMT: 275,000.00 CITY GLENDALE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 91208
UNPAID BALANCE: 274,768.970 OPTION TO CONVERT : No
MONTHLY P&I: 1,806.55 ANNUAL RATE ADJUST: 0.000
LTV : 73.33333 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080030240 MORTGAGORS: BECKER, REGAN
JOHNSON, SCOTT
ADDRESS : 132 BURRILL DRIVE
MORTGAGE AMT: 266,000.00 CITY FOLSOM
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95630
UNPAID BALANCE: 265,573.310 OPTION TO CONVERT : No
MONTHLY P&I: 1,792.09 ANNUAL RATE ADJUST: 0.000
LTV : 93.33333 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080030257 MORTGAGORS: VICENTE, JUAN
ADDRESS : 3626 ROLLINGSIDE DRIVE
MORTGAGE AMT: 300,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 95148
UNPAID BALANCE: 299,494.480 OPTION TO CONVERT : No
MONTHLY P&I: 1,970.79 ANNUAL RATE ADJUST: 0.000
LTV : 77.92208 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080030281 MORTGAGORS: CASARETTO, JOHN
CASARETTO, JULIE
ADDRESS : 1376 VERNON AVENUE
MORTGAGE AMT: 253,650.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95125
UNPAID BALANCE: 253,447.160 OPTION TO CONVERT : No
MONTHLY P&I: 1,708.89 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080030299 MORTGAGORS: KOLBER, KEITH
ADDRESS : 730 PALMS BOULEVARD
MORTGAGE AMT: 342,000.00 CITY VENICE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90291
UNPAID BALANCE: 341,719.670 OPTION TO CONVERT : No
MONTHLY P&I: 2,275.33 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0080030331 MORTGAGORS: STENOVICH, MICHAEL
Stenovich, Loretta
STENOVICH, LORETTA
ADDRESS : 2807 JASON COURT
MORTGAGE AMT: 350,000.00 CITY THOUSAND OA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91362
UNPAID BALANCE: 349,713.110 OPTION TO CONVERT : No
MONTHLY P&I: 2,328.56 ANNUAL RATE ADJUST: 0.000
LTV : 72.46377 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080030349 MORTGAGORS: HESS, THOMAS
Hess, Jane
HESS, JANE
ADDRESS : 10200 AUTUMN LEAF CIRCLE
MORTGAGE AMT: 263,950.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 CA 90077
UNPAID BALANCE: 263,717.120 OPTION TO CONVERT : No
MONTHLY P&I: 1,690.10 ANNUAL RATE ADJUST: 0.000
LTV : 47.99091 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080030356 MORTGAGORS: QUINN WEYANT, WILLIAM
Quinn-Weyant, Janice
QUINN WEYANT, JANICE
ADDRESS : 2124 LOMA ALTA DRIVE
MORTGAGE AMT: 259,500.00 CITY FULLERTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92833
UNPAID BALANCE: 259,292.480 OPTION TO CONVERT : No
MONTHLY P&I: 1,748.30 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080030406 MORTGAGORS: KAUFFMAN, JOHN
Kauffman, Robert
KAUFFMAN, KATHLEEN
KAUFFMAN, ROBERT
ADDRESS : 1804 SPEYER LANE
MORTGAGE AMT: 273,000.00 CITY REDONDO BEA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 90278
UNPAID BALANCE: 273,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,839.25 ANNUAL RATE ADJUST: 0.000
LTV : 70.90909 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080030489 MORTGAGORS: AGGARwAL, ASHOK
Aggarwal, Renu
AGGARWAL, RENU
ADDRESS : 20 ELIZABETH LANE
MORTGAGE AMT: 327,535.00 CITY IRVINE
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 CA 92602
UNPAID BALANCE: 327,238.900 OPTION TO CONVERT : No
MONTHLY P&I: 2,070.25 ANNUAL RATE ADJUST: 0.000
LTV : 79.78928 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080030695 MORTGAGORS: DITTMAN, JEFFREY
DITTMAN, SUSAN
ADDRESS : 1687 ALTAMAR WAY
MORTGAGE AMT: 260,684.00 CITY LIVERMORE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94550
UNPAID BALANCE: 260,475.530 OPTION TO CONVERT : No
MONTHLY P&I: 1,756.28 ANNUAL RATE ADJUST: 0.000
LTV : 79.99975 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080030711 MORTGAGORS: SAMANIEGO, FABIAN
WETTERSTROM, JON
ADDRESS : 695 LAKEVIEW DRIVE
MORTGAGE AMT: 400,000.00 CITY ZEPHYR COVE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NV 89448
UNPAID BALANCE: 399,687.960 OPTION TO CONVERT : No
MONTHLY P&I: 2,728.71 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080030729 MORTGAGORS: JONES, EVAN
ADDRESS : 2216 WALNUT GROVE AVENUE
MORTGAGE AMT: 297,600.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95128
UNPAID BALANCE: 297,373.550 OPTION TO CONVERT : No
MONTHLY P&I: 2,055.45 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080030745 MORTGAGORS: FRIED, EDGAR
MICHAND, NANCY
MICHAND, GARY
MAAS, CYNTHIA
ADDRESS : 214 CEDAR RIDGE
MORTGAGE AMT: 328,000.00 CITY ZEPHYR COVE
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 NV 89448
UNPAID BALANCE: 327,768.500 OPTION TO CONVERT : No
MONTHLY P&I: 2,349.83 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080030802 MORTGAGORS: HASSELL, ROGER
HASSELL, KATHRYN
ADDRESS : 1367 GOLDMINE LANE
MORTGAGE AMT: 400,000.00 CITY EVERGREEN
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CO 80439
UNPAID BALANCE: 399,672.120 OPTION TO CONVERT : No
MONTHLY P&I: 2,661.21 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080030851 MORTGAGORS: CONRAD, JOHN
VESSELS, PAULA
ADDRESS : 33214 NORTH 61ST ST
MORTGAGE AMT: 301,900.00 CITY CAVE CREEK
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 AZ 85331
UNPAID BALANCE: 301,900.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,033.96 ANNUAL RATE ADJUST: 0.000
LTV : 89.99609 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080030901 MORTGAGORS: PITUKCHEEWAN, PISIT
ADDRESS : 10023 BENARES PLACE
MORTGAGE AMT: 273,600.00 CITY SUN VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 91352
UNPAID BALANCE: 273,370.140 OPTION TO CONVERT : No
MONTHLY P&I: 1,797.36 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080030950 MORTGAGORS: DOUBEK, JAMES
DOUBEK, JOANN
DOUBEK, JO
ADDRESS : 1898 MOUNTAIN VALLEY LANE
MORTGAGE AMT: 336,000.00 CITY ESCONDIDO
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92029
UNPAID BALANCE: 335,717.720 OPTION TO CONVERT : No
MONTHLY P&I: 2,207.28 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080031024 MORTGAGORS: ANDERSON, LAUREN
MURPHEY, KIMBERLY
MURPHEY, STEVEN
ANDERSON, MARIE
ADDRESS : 1116 DUTCH LANE
MORTGAGE AMT: 372,000.00 CITY PENNGROVE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94951
UNPAID BALANCE: 371,388.360 OPTION TO CONVERT : No
MONTHLY P&I: 2,474.93 ANNUAL RATE ADJUST: 0.000
LTV : 79.14894 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080031057 MORTGAGORS: DEININGER, PETER
ADDRESS : 1632 VALLEJO STREET
MORTGAGE AMT: 359,200.00 CITY SAN FRANCIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94123
UNPAID BALANCE: 358,926.670 OPTION TO CONVERT : No
MONTHLY P&I: 2,480.91 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080031065 MORTGAGORS: REDDELL, WILLIAM
reddell, mari
REDDELL, MARI
ADDRESS : 690 FOOTHILL ROAD
MORTGAGE AMT: 390,000.00 CITY COPPEROPOLI
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95228
UNPAID BALANCE: 390,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,594.68 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080031081 MORTGAGORS: FERNANDEZ, VICTOR
FERNANDEZ, LETICIA
ADDRESS : 2657 BURLINGAME WAY
MORTGAGE AMT: 247,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95111
UNPAID BALANCE: 246,807.310 OPTION TO CONVERT : No
MONTHLY P&I: 1,684.98 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080031115 MORTGAGORS: BIBAT, LEANDRO
BIBAT, HENRY
BIBAT, CORDOLA
ADDRESS : 3406 CROPLEY AVENUE
MORTGAGE AMT: 260,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95132
UNPAID BALANCE: 259,786.880 OPTION TO CONVERT : No
MONTHLY P&I: 1,729.79 ANNUAL RATE ADJUST: 0.000
LTV : 84.69055 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080031222 MORTGAGORS: BERGIN, DANIEL
ADDRESS : 5418 NORTH CROSS COUNTRY
MORTGAGE AMT: 289,400.00 CITY PARK CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 UT 84098
UNPAID BALANCE: 289,185.220 OPTION TO CONVERT : No
MONTHLY P&I: 2,023.53 ANNUAL RATE ADJUST: 0.000
LTV : 91.87302 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
- ------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080031305 MORTGAGORS: DUNN, DAVID
OLIVAS, DENNIS
ADDRESS : 21 NETHERBY PLACE
MORTGAGE AMT: 300,000.00 CITY PLEASANT HI
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94523
UNPAID BALANCE: 299,494.480 OPTION TO CONVERT : No
MONTHLY P&I: 1,970.79 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
ODE:102
--------------------------------------------------------------------------------
LN # 0080031347 MORTGAGORS: SCHMIDT, DALE
BOWMAN SCHMI, DOROTHEA
ADDRESS : 352 PANORAMIC WAY
MORTGAGE AMT: 327,500.00 CITY BERKELEY
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94704
UNPAID BALANCE: 326,649.310 OPTION TO CONVERT : No
MONTHLY P&I: 2,151.44 ANNUAL RATE ADJUST: 0.000
LTV : 76.16279 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080031362 MORTGAGORS: MEHL, CLAUDINE
MARKS, WILBERNE
ADDRESS : 422 SHEFFIELD ROAD
MORTGAGE AMT: 276,000.00 CITY ALAMEDA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94501
UNPAID BALANCE: 275,773.770 OPTION TO CONVERT : No
MONTHLY P&I: 1,836.23 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080031578 MORTGAGORS: d'amico, DAVID
d'amico, MARGARET
ADDRESS : 270 PIN OAK ROAD
MORTGAGE AMT: 329,400.00 CITY FREEHOLD
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 07728
UNPAID BALANCE: 329,400.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,219.23 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080031685 MORTGAGORS: HAMMOND, CYNTHIA
ADDRESS : 1206 DESTINY LANE
MORTGAGE AMT: 220,000.00 CITY SAN RAMON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94583
UNPAID BALANCE: 220,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,463.67 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080032188 MORTGAGORS: RICHARDS, W
RICHARDS, PATRICIA
ADDRESS : 22448 E POLK DRIVE
MORTGAGE AMT: 330,000.00 CITY AURORA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CO 80016
UNPAID BALANCE: 330,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,251.18 ANNUAL RATE ADJUST: 0.000
LTV : 86.33094 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080032212 MORTGAGORS: ALVAREZ, VICTOR
ALVAREZ, DANA
ADDRESS : 3511 CLAREMORE AVENUE
MORTGAGE AMT: 277,600.00 CITY LONG BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90808
UNPAID BALANCE: 277,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,846.88 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080032220 MORTGAGORS: RUUD, JOHN
CARDONA MORE, ROSA
ADDRESS : 8608 113TH WAY NORTHEAST
MORTGAGE AMT: 265,000.00 CITY KIRKLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 WA 98033
UNPAID BALANCE: 265,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,763.05 ANNUAL RATE ADJUST: 0.000
LTV : 88.94110 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080032261 MORTGAGORS: PRIZZI, CHARLES
PRIZZI, JENNIFER
ADDRESS : 5 RAY PLACE
MORTGAGE AMT: 176,800.00 CITY NORTHPORT
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 NY 11768
UNPAID BALANCE: 176,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,146.73 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080032337 MORTGAGORS: BOWDEN, DANIEL
BOWDEN, NANCIE
ADDRESS : 5075 TISDALE WAY
MORTGAGE AMT: 258,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95130
UNPAID BALANCE: 258,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,781.95 ANNUAL RATE ADJUST: 0.000
LTV : 71.66667 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080032386 MORTGAGORS: GALLO, THOMAS
Gallo, Lisa
GALLO, LISA
ADDRESS : 23 TRAFALGAR PLACE
MORTGAGE AMT: 321,500.00 CITY SHREWSBURY
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 NJ 07702
UNPAID BALANCE: 321,223.200 OPTION TO CONVERT : No
MONTHLY P&I: 2,085.24 ANNUAL RATE ADJUST: 0.000
LTV : 71.44444 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080032527 MORTGAGORS: HEITING, JAMES
HEITING, CINDY
ADDRESS : 15992 SUMMIT CREST DRIVE
MORTGAGE AMT: 286,000.00 CITY RIVERSIDE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92506
UNPAID BALANCE: 286,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,926.83 ANNUAL RATE ADJUST: 0.000
LTV : 69.75610 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080032568 MORTGAGORS: S KIM, CHOL
KIM, KYUNG
ADDRESS : 16322 EAGLE RIDGE COURT
MORTGAGE AMT: 270,000.00 CITY LA MIRADA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 90638
UNPAID BALANCE: 270,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,819.04 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0080032642 MORTGAGORS: WHITAKER FUM, BRIDGET
ADDRESS : 22 CORMORANT CIRCLE
MORTGAGE AMT: 382,500.00 CITY NEWPORT BEA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92660
UNPAID BALANCE: 382,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,609.33 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0080032790 MORTGAGORS: GAROFALO, JOHN
Canafolo, Christiane
GAROFALO, CHRISTIANN
ADDRESS : 1476 MAPLEWOOD DRIVE
MORTGAGE AMT: 254,000.00 CITY LIVERMORE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94550
UNPAID BALANCE: 253,811.490 OPTION TO CONVERT : No
MONTHLY P&I: 1,776.01 ANNUAL RATE ADJUST: 0.000
LTV : 79.87421 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080032832 MORTGAGORS: WALSH, MICHAEL
walsh, Suzanne
WALSH, SUZANNE
ADDRESS : 31 RODEO DRIVE
MORTGAGE AMT: 360,000.00 CITY HAILEY
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 ID 83333
UNPAID BALANCE: 359,697.550 OPTION TO CONVERT : No
MONTHLY P&I: 2,364.95 ANNUAL RATE ADJUST: 0.000
LTV : 77.41935 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080032840 MORTGAGORS: HICKS, MICHAEL
HICKS, SANDRA
ADDRESS : 11674 MELONES WAY
MORTGAGE AMT: 292,500.00 CITY GOLD RIVER
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95670
UNPAID BALANCE: 292,277.430 OPTION TO CONVERT : No
MONTHLY P&I: 2,020.23 ANNUAL RATE ADJUST: 0.000
LTV : 84.78261 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080033178 MORTGAGORS: JIMENEZ, KENNETH
BERGMANN, ELIZABETH
ADDRESS : 59 CAMELOT COURT
MORTGAGE AMT: 313,600.00 CITY ALAMO
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94507
UNPAID BALANCE: 313,336.540 OPTION TO CONVERT : No
MONTHLY P&I: 2,060.13 ANNUAL RATE ADJUST: 0.000
LTV : 48.84735 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080033251 MORTGAGORS: GOMEZ, MICHAEL
GOMEZ, PATRICIA
ADDRESS : 7500 DOWD DRIVE
MORTGAGE AMT: 351,200.00 CITY SEBASTOPOL
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95472
UNPAID BALANCE: 351,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,455.65 ANNUAL RATE ADJUST: 0.000
LTV : 78.04444 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080033269 MORTGAGORS: CAMERINO, ALEXANDER
CAMERINO, LISA
ADDRESS : 2303 BLUERIDGE AVENUE
MORTGAGE AMT: 528,000.00 CITY MENLO PARK
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 94025
UNPAID BALANCE: 527,617.850 OPTION TO CONVERT : No
MONTHLY P&I: 3,737.15 ANNUAL RATE ADJUST: 0.000
LTV : 74.89362 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080033368 MORTGAGORS: MARCENARO, CARLOS
RIZO, VERONICA
ADDRESS : 14227 FLORAL PARK DRIVE
MORTGAGE AMT: 431,450.00 CITY North Potomac
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 MD 20878
UNPAID BALANCE: 431,450.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,053.78 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080033392 MORTGAGORS: BRANON, SHEILA
BRANON, DAVID
ADDRESS : 3771 VISTA DRIVE
MORTGAGE AMT: 268,000.00 CITY SOQUEL
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95073
UNPAID BALANCE: 268,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,805.57 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080033442 MORTGAGORS: GOODSHAW, JAMES
GOODSHAW, KAREN
ADDRESS : 321 ROUNDHILL PLACE
MORTGAGE AMT: 315,000.00 CITY CLAYTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94517
UNPAID BALANCE: 315,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,095.70 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080033525 MORTGAGORS: FASHEMPOUR, SHARRON
ADDRESS : 5500 VIA FONTE
MORTGAGE AMT: 291,200.00 CITY YORBA LINDA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92686
UNPAID BALANCE: 291,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,011.25 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080033541 MORTGAGORS: BLUM, JOSEPH
BLUM, LINDA
ADDRESS : 9 STEEPLE DRIVE
MORTGAGE AMT: 316,000.00 CITY BELLE MEAD
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 08502
UNPAID BALANCE: 316,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,128.96 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080033657 MORTGAGORS: LEONARD, CHRISTOPHE
LEONARD, STEPHANY
ADDRESS : 3132 FERNCREST PLACE
MORTGAGE AMT: 293,000.00 CITY THOUSAND OA
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 91362
UNPAID BALANCE: 292,787.930 OPTION TO CONVERT : No
MONTHLY P&I: 2,073.84 ANNUAL RATE ADJUST: 0.000
LTV : 73.25000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080033715 MORTGAGORS: MARDESICH, THOMAS
ADDRESS : 5570 RANCHO LOMA LINDA DR
MORTGAGE AMT: 258,000.00 CITY CRESTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 93432
UNPAID BALANCE: 258,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,716.49 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080033723 MORTGAGORS: BUCHNER, ROBERT
Buchner, Carol
BUCHNER, CAROL
ADDRESS : 7161 PARK VILLAGE ROAD
MORTGAGE AMT: 295,600.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92129
UNPAID BALANCE: 295,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,066.88 ANNUAL RATE ADJUST: 0.000
LTV : 75.79487 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080033855 MORTGAGORS: GIL, JERONIMO
GIL, DESI
ADDRESS : 1615 FORD STREET
MORTGAGE AMT: 328,500.00 CITY REDONDO BEA
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 90278
UNPAID BALANCE: 328,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,130.64 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080033889 MORTGAGORS: RAY, RICHARD
Ray, Marianne
RAY, MARIANNE
ADDRESS : 18850 BLACKBERRY LANE
MORTGAGE AMT: 348,000.00 CITY MEADOW VIST
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 95722
UNPAID BALANCE: 348,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,286.11 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080033962 MORTGAGORS: MILLER, GREGORY
ADDRESS : 5707 IDLEWOOD ROAD
MORTGAGE AMT: 530,000.00 CITY SANTA ROSA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95404
UNPAID BALANCE: 530,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,660.58 ANNUAL RATE ADJUST: 0.000
LTV : 69.73684 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080034010 MORTGAGORS: FLAMSON, SCOTT
FLAMSON, BILLIE
ADDRESS : 1539 PRISCILLA LANE
MORTGAGE AMT: 300,000.00 CITY NEWPORT BEA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92660
UNPAID BALANCE: 299,771.720 OPTION TO CONVERT : No
MONTHLY P&I: 2,072.03 ANNUAL RATE ADJUST: 0.000
LTV : 45.80153 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0080034085 MORTGAGORS: LAVAIL, MATTHEW
ADDRESS : 5 17 PEREGO TERRACE
MORTGAGE AMT: 331,200.00 CITY SAN FRANCIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94131
UNPAID BALANCE: 330,954.200 OPTION TO CONVERT : No
MONTHLY P&I: 2,315.80 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080034101 MORTGAGORS: A LUYON, ALVIN
LUYON, REGINA
ADDRESS : 1619 CONWAY STREET
MORTGAGE AMT: 272,000.00 CITY MILPITAS
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 95035
UNPAID BALANCE: 271,771.480 OPTION TO CONVERT : No
MONTHLY P&I: 1,786.85 ANNUAL RATE ADJUST: 0.000
LTV : 77.71429 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080034572 MORTGAGORS: JAQUET, STEFAN
ADDRESS : 17035 OAK LEAF DRIVE
MORTGAGE AMT: 390,000.00 CITY MORGAN HILL
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 95037
UNPAID BALANCE: 390,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,562.02 ANNUAL RATE ADJUST: 0.000
LTV : 79.10751 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080034648 MORTGAGORS: MICHAELSON, MIRIAM
ADDRESS : 134 GARDEN STREET
MORTGAGE AMT: 290,000.00 CITY CAMBRIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MA 02138
UNPAID BALANCE: 289,756.360 OPTION TO CONVERT : No
MONTHLY P&I: 1,905.10 ANNUAL RATE ADJUST: 0.000
LTV : 63.73626 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080034762 MORTGAGORS: DALY, RICHARD
DALY, SUSAN
ADDRESS : 1601 LEXINGTON ROAD
MORTGAGE AMT: 385,000.00 CITY GREEN OAKS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60048
UNPAID BALANCE: 385,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,593.82 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080034770 MORTGAGORS: VRBAN, MICHAEL
VRBAN, MAUREEN
ADDRESS : 5371 ASPENWOOD COURT
MORTGAGE AMT: 352,700.00 CITY CONCORD
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94521
UNPAID BALANCE: 352,700.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,316.99 ANNUAL RATE ADJUST: 0.000
LTV : 79.99546 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080034812 MORTGAGORS: DOLL, RICHARD
KENNEDY DOLL, VICTORIA
ADDRESS : 3531 COUNTY ROAD 331
MORTGAGE AMT: 325,000.00 CITY SILT
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CO 81652
UNPAID BALANCE: 324,733.590 OPTION TO CONVERT : No
MONTHLY P&I: 2,162.24 ANNUAL RATE ADJUST: 0.000
LTV : 79.26829 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080034846 MORTGAGORS: MCKAY, WILLIAM
ADDRESS : 5305 WOOD GROVE CT
MORTGAGE AMT: 433,900.00 CITY CONCORD
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94521
UNPAID BALANCE: 433,900.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,850.42 ANNUAL RATE ADJUST: 0.000
LTV : 79.99263 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080034978 MORTGAGORS: HEYDARIAN, HAMID
HEYDARIAN, SUSAN
ADDRESS : 9231 RIVERWOOD DRIVE
MORTGAGE AMT: 262,000.00 CITY PLACERVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95667
UNPAID BALANCE: 261,795.620 OPTION TO CONVERT : No
MONTHLY P&I: 1,787.30 ANNUAL RATE ADJUST: 0.000
LTV : 79.15408 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0080035348 MORTGAGORS: QUADRA, CHARLES
QUADRA, OLGA
ADDRESS : 24576 SADABA
MORTGAGE AMT: 235,000.00 CITY MISSION VIE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92692
UNPAID BALANCE: 235,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,623.09 ANNUAL RATE ADJUST: 0.000
LTV : 77.04918 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080035496 MORTGAGORS: SCHROCK, JEFFREY
ADDRESS : 1713 WARREN AVENUE NORTH
MORTGAGE AMT: 300,600.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 WA 98109
UNPAID BALANCE: 300,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,999.90 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080035744 MORTGAGORS: WILLIAMS, MONIQUE
WILLIAMS, JAIME
ADDRESS : 277 ALMSHOUSE ROAD
MORTGAGE AMT: 300,000.00 CITY RICHBORO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 PA 18954
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,072.03 ANNUAL RATE ADJUST: 0.000
LTV : 93.89671 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080036296 MORTGAGORS: DAVIS, PAMELA
ADDRESS : 387 WESTON ROAD
MORTGAGE AMT: 303,200.00 CITY WELLESLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MA 02482
UNPAID BALANCE: 303,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,042.72 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080036320 MORTGAGORS: DEVIN, WILLIAM
Devin, Renate
ADDRESS : 140 LAMBERTS LANE
MORTGAGE AMT: 477,600.00 CITY COHASSET
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 MA 02025
UNPAID BALANCE: 477,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,097.71 ANNUAL RATE ADJUST: 0.000
LTV : 79.86622 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080036346-R01 MORTGAGORS: SMITH, MARK
Smith, Lori
SMITH, LORI
ADDRESS : 27110 HIGHLANDS LANE
MORTGAGE AMT: 270,250.00 CITY Valencia (AREA)
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 CA 91354
UNPAID BALANCE: 268,186.560 OPTION TO CONVERT : No
MONTHLY P&I: 1,730.44 ANNUAL RATE ADJUST: 0.000
LTV : 77.21429 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080036411 MORTGAGORS: IBRAHIM, HISHAM
ADDRESS : 271 APTOS BEACH DRIVE
MORTGAGE AMT: 288,000.00 CITY APTOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95003
UNPAID BALANCE: 288,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,940.31 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080036452 MORTGAGORS: TRAN, TU
Nguyen, Teneese
NGUYEN, TENEESE
ADDRESS : 2816 AUGUSTA WAY
MORTGAGE AMT: 349,550.00 CITY SANTA ANA
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 92706
UNPAID BALANCE: 349,249.040 OPTION TO CONVERT : No
MONTHLY P&I: 2,267.18 ANNUAL RATE ADJUST: 0.000
LTV : 79.98179 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080036502 MORTGAGORS: BURRILL, CHRISTINE
BURRILL, FREDERICK
ADDRESS : 156 WADSWORTH AVENUE
MORTGAGE AMT: 513,000.00 CITY SANTA MONIC
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90405
UNPAID BALANCE: 512,599.810 OPTION TO CONVERT : No
MONTHLY P&I: 3,499.57 ANNUAL RATE ADJUST: 0.000
LTV : 58.62857 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080036650 MORTGAGORS: FERRIS, DAKIN
HIBBS, KATHY
ADDRESS : 446 448 GUERRERO STREET
MORTGAGE AMT: 421,000.00 CITY SAN FRANCIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94110
UNPAID BALANCE: 420,341.160 OPTION TO CONVERT : No
MONTHLY P&I: 2,871.97 ANNUAL RATE ADJUST: 0.000
LTV : 63.78788 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080036742 MORTGAGORS: SAVASTA, RICHARD
SAVASTA, MONIQUE
ADDRESS : 5251 WOODVALE WAY
MORTGAGE AMT: 304,000.00 CITY CARMICHAEL
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95608
UNPAID BALANCE: 303,762.850 OPTION TO CONVERT : No
MONTHLY P&I: 2,073.82 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080037294 MORTGAGORS: WASHINGTON, JOHN
LAPRADE, CELESTE
ADDRESS : 155 BUENA VISTA AVENUE
MORTGAGE AMT: 364,000.00 CITY STINSON BEA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94970
UNPAID BALANCE: 363,601.630 OPTION TO CONVERT : No
MONTHLY P&I: 2,421.70 ANNUAL RATE ADJUST: 0.000
LTV : 72.80000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080037690 MORTGAGORS: ALLGYER, WARREN
ALLGYER, KELLY
ADDRESS : 15 ROUNDUP ROAD
MORTGAGE AMT: 600,000.00 CITY BELL CANYON
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 91307
UNPAID BALANCE: 600,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,941.58 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080037716 MORTGAGORS: ROSS, STEVEN
JAMES, BARBARA
ADDRESS : 203 OXFORD STREET
MORTGAGE AMT: 396,000.00 CITY CHEVY CHASE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MD 20815
UNPAID BALANCE: 394,657.760 OPTION TO CONVERT : No
MONTHLY P&I: 2,601.44 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080037906 MORTGAGORS: WITT, MICHAEL
witt, michael
WITT, MARY
ADDRESS : 2080 OUTRIGGER DRIVE
MORTGAGE AMT: 455,000.00 CITY EL DORADO H
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95762
UNPAID BALANCE: 454,636.140 OPTION TO CONVERT : No
MONTHLY P&I: 3,065.42 ANNUAL RATE ADJUST: 0.000
LTV : 64.53901 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080037971 MORTGAGORS: SERVEDIO, PHILIP
KENNEDY, ANNE
ADDRESS : 410 PINEWOOD AVENUE
MORTGAGE AMT: 290,000.00 CITY SAN RAFAEL
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94903
UNPAID BALANCE: 290,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,953.78 ANNUAL RATE ADJUST: 0.000
LTV : 77.33333 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080038011 MORTGAGORS: SIMONS, RICHARD
SIMONS, LYNN
ADDRESS : 223 ROBINHOOD PLACE
MORTGAGE AMT: 296,000.00 CITY COSTA MESA
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 92627
UNPAID BALANCE: 295,745.150 OPTION TO CONVERT : No
MONTHLY P&I: 1,919.85 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080038185 MORTGAGORS: UNGER, GIDEON
ADDRESS : 232 CLEVELAND AVENUE
MORTGAGE AMT: 350,000.00 CITY MILL VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94941
UNPAID BALANCE: 350,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,299.25 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080038276 MORTGAGORS: GRASSO, LOUIS
CARTARIQUA G, JEAN
ADDRESS : 259 OCEAN VIEW AVENUE
MORTGAGE AMT: 735,000.00 CITY NEWPORT BEA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92663
UNPAID BALANCE: 734,440.720 OPTION TO CONVERT : No
MONTHLY P&I: 5,076.47 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0080038300 MORTGAGORS: WALMER, ORTON
ADDRESS : 10411 GARDEN HIGHWAY
MORTGAGE AMT: 330,000.00 CITY SACRAMENTO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95837
UNPAID BALANCE: 327,195.420 OPTION TO CONVERT : No
MONTHLY P&I: 2,279.23 ANNUAL RATE ADJUST: 0.000
LTV : 69.76744 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080038359 MORTGAGORS: SISCO, ERIC
ADDRESS : 3348 SOLAMERE DRIVE
MORTGAGE AMT: 650,000.00 CITY PARK CITY
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 UT 84060
UNPAID BALANCE: 650,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 4,270.04 ANNUAL RATE ADJUST: 0.000
LTV : 71.42857 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080038375 MORTGAGORS: TINIO, FROILAN
TINIO, NARISSA
ADDRESS : 323 NEARGLEN AVENUE
MORTGAGE AMT: 290,700.00 CITY COVINA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91724
UNPAID BALANCE: 290,467.530 OPTION TO CONVERT : No
MONTHLY P&I: 1,958.50 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080038441 MORTGAGORS: RICHARDSON, ARTHUR
HAMM, KAREN
ADDRESS : 13505 GAMBREL COURT
MORTGAGE AMT: 244,200.00 CITY LAUREL
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MD 20707
UNPAID BALANCE: 242,981.330 OPTION TO CONVERT : No
MONTHLY P&I: 1,624.67 ANNUAL RATE ADJUST: 0.000
LTV : 94.98804 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 11/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0080038458 MORTGAGORS: JACOBS, HENRY
JACOBS, DIANE
ADDRESS : 9705 RUGBY COURT
MORTGAGE AMT: 280,100.00 CITY ELLICOTT CI
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MD 21042
UNPAID BALANCE: 279,173.570 OPTION TO CONVERT : No
MONTHLY P&I: 1,863.51 ANNUAL RATE ADJUST: 0.000
LTV : 75.70270 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080038474 MORTGAGORS: ALBERGO, LOUIS
M ALBERGO, REGINA
ADDRESS : 4N630 EATON WAY
MORTGAGE AMT: 260,000.00 CITY WEST CHICAG
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 IL 60185
UNPAID BALANCE: 258,444.480 OPTION TO CONVERT : No
MONTHLY P&I: 1,708.01 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 10/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0080038490 MORTGAGORS: LAWRENCE, ROBERT
LAWRENCE, JEANNIE
ADDRESS : 2 QUAIL COVEY COURT
MORTGAGE AMT: 397,300.00 CITY REISTERSTOW
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MD 21136
UNPAID BALANCE: 395,953.360 OPTION TO CONVERT : No
MONTHLY P&I: 2,609.98 ANNUAL RATE ADJUST: 0.000
LTV : 79.88926 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080038508 MORTGAGORS: WUBBENA, TROY
WUBBENA, JEWEL
ADDRESS : 2965 MAPLE TRACE
MORTGAGE AMT: 275,000.00 CITY TARPON SPRI
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 FL 34689
UNPAID BALANCE: 274,134.110 OPTION TO CONVERT : No
MONTHLY P&I: 1,875.98 ANNUAL RATE ADJUST: 0.000
LTV : 69.62025 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080038516 MORTGAGORS: WOODSIDE, ALLEN
WOODSIDE, AUDREY
ADDRESS : 1132 REGAL OAK DRIVE
MORTGAGE AMT: 231,900.00 CITY ROCKVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 MD 20852
UNPAID BALANCE: 231,094.580 OPTION TO CONVERT : No
MONTHLY P&I: 1,504.10 ANNUAL RATE ADJUST: 0.000
LTV : 79.78916 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080038532 MORTGAGORS: DE VALK, RANDALL
BJORKLUND, CYBELE
ADDRESS : 4810 EARLSTON DRIVE
MORTGAGE AMT: 264,000.00 CITY BETHESDA
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 MD 20816
UNPAID BALANCE: 262,450.670 OPTION TO CONVERT : No
MONTHLY P&I: 1,668.66 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 12/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0080038565 MORTGAGORS: FOSTER, WALTER
PARISER FOST, BEVERLY
ADDRESS : 6322 NODDING NIGHT COURT
MORTGAGE AMT: 327,800.00 CITY COLUMBIA
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 MD 21044
UNPAID BALANCE: 325,280.340 OPTION TO CONVERT : No
MONTHLY P&I: 2,071.92 ANNUAL RATE ADJUST: 0.000
LTV : 77.12941 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 12/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0080038573 MORTGAGORS: JAROSCH, KENNETH
JAROSCH, KATHRYN
ADDRESS : 715 WINSTON DR
MORTGAGE AMT: 320,000.00 CITY ELK GROVE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60007
UNPAID BALANCE: 318,441.620 OPTION TO CONVERT : No
MONTHLY P&I: 2,155.90 ANNUAL RATE ADJUST: 0.000
LTV : 71.11111 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 11/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0080038581 MORTGAGORS: GREDE, FREDERICK
GREDE, JANICE
ADDRESS : 228 N OAK STREET
MORTGAGE AMT: 675,000.00 CITY HINSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 IL 60521
UNPAID BALANCE: 672,131.920 OPTION TO CONVERT : No
MONTHLY P&I: 4,434.27 ANNUAL RATE ADJUST: 0.000
LTV : 48.21429 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 12/01/28
RATE:
03
--------------------------------------------------------------------------------
LN # 0080038599 MORTGAGORS: HARPER, DAVID
HARPER, CHARLETTA
ADDRESS : 5N571 MERCURY CT
MORTGAGE AMT: 263,000.00 CITY BARTLETT
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 IL 60103
UNPAID BALANCE: 261,882.520 OPTION TO CONVERT : No
MONTHLY P&I: 1,727.72 ANNUAL RATE ADJUST: 0.000
LTV : 73.05556 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 12/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0080038607 MORTGAGORS: BARRY, TIMOTHY
BARRY, CAROL
ADDRESS : 21400 BLUNT ROAD
MORTGAGE AMT: 360,800.00 CITY GERMANTOWN
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MD 20876
UNPAID BALANCE: 359,042.920 OPTION TO CONVERT : No
MONTHLY P&I: 2,430.78 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 11/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0080038615 MORTGAGORS: TADOM, TAMMY
ADDRESS : 2113 PARKSIDE DRIVE
MORTGAGE AMT: 359,000.00 CITY MITCHELVILL
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MD 20721
UNPAID BALANCE: 357,582.680 OPTION TO CONVERT : No
MONTHLY P&I: 2,449.01 ANNUAL RATE ADJUST: 0.000
LTV : 87.56098 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 11/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0080038623 MORTGAGORS: MATTHEWS, DONALD
MATTHEWS, CHRISTINA
ADDRESS : 1592 PISCATAWAY ROAD
MORTGAGE AMT: 334,750.00 CITY CROWNSVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MD 21032
UNPAID BALANCE: 332,973.790 OPTION TO CONVERT : No
MONTHLY P&I: 2,283.59 ANNUAL RATE ADJUST: 0.000
LTV : 61.99074 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 11/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0080038631 MORTGAGORS: TROCHA, CHESTER
TROCHA, HEIDI
ADDRESS : 5 ORIOLE CT
MORTGAGE AMT: 295,500.00 CITY HAWTHORN WO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60047
UNPAID BALANCE: 294,304.350 OPTION TO CONVERT : No
MONTHLY P&I: 1,990.84 ANNUAL RATE ADJUST: 0.000
LTV : 71.37681 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 12/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0080038649 MORTGAGORS: WILFONG, JOHN
WILFONG, SUSAN
ADDRESS : 5 HILLSYDE COURT
MORTGAGE AMT: 303,700.00 CITY COCKEYSVILL
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 MD 21030
UNPAID BALANCE: 302,096.130 OPTION TO CONVERT : No
MONTHLY P&I: 1,969.79 ANNUAL RATE ADJUST: 0.000
LTV : 41.88966 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 11/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0080038656 MORTGAGORS: KYTE, JOHN
ADDRESS : 814 MASSACHUSETTS AVE NE
MORTGAGE AMT: 380,000.00 CITY WASHINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 DC 20002
UNPAID BALANCE: 378,194.290 OPTION TO CONVERT : No
MONTHLY P&I: 2,592.27 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 11/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0080038672 MORTGAGORS: RAJAGOPAL, BANGALORE
RAJAGOPAL, GEETHA
ADDRESS : 2200 SAMANTHA WAY
MORTGAGE AMT: 310,550.00 CITY ELLICOTT CI
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 MD 21042
UNPAID BALANCE: 310,013.740 OPTION TO CONVERT : No
MONTHLY P&I: 2,014.22 ANNUAL RATE ADJUST: 0.000
LTV : 89.99415 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080038698 MORTGAGORS: LEE, CHIH TE
CHEN, SOPHIA
ADDRESS : 11209 HAWHILL END
MORTGAGE AMT: 330,300.00 CITY POTOMAC
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 MD 20854
UNPAID BALANCE: 328,430.700 OPTION TO CONVERT : No
MONTHLY P&I: 2,142.32 ANNUAL RATE ADJUST: 0.000
LTV : 79.99516 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 11/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0080038706 MORTGAGORS: CHRISTMAS, PATRICK
CHRISTMAS, DANNETTE
ADDRESS : 119 BEDFORD AVENUE
MORTGAGE AMT: 254,000.00 CITY REHOBOTH BE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 DE 19971
UNPAID BALANCE: 253,430.960 OPTION TO CONVERT : No
MONTHLY P&I: 1,776.00 ANNUAL RATE ADJUST: 0.000
LTV : 59.76471 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080038722 MORTGAGORS: BLANCHARD, JOSEPH
BLANCHARD, MICHELLE
ADDRESS : 239 NEW YORK AVE
MORTGAGE AMT: 165,600.00 CITY PASADENA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MD 21122
UNPAID BALANCE: 165,180.240 OPTION TO CONVERT : No
MONTHLY P&I: 1,087.87 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080038730 MORTGAGORS: STAPLETON, MARK
STAPLETON, JODI
ADDRESS : 0N492 ARBOR COURT
MORTGAGE AMT: 290,000.00 CITY WINFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60190
UNPAID BALANCE: 289,300.150 OPTION TO CONVERT : No
MONTHLY P&I: 1,953.78 ANNUAL RATE ADJUST: 0.000
LTV : 79.88981 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080038755 MORTGAGORS: ROSS, S
ROSS, MARGARET
ADDRESS : 951 EVONSHIRE LANE
MORTGAGE AMT: 293,000.00 CITY GREAT FALLS
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 VA 22066
UNPAID BALANCE: 292,238.950 OPTION TO CONVERT : No
MONTHLY P&I: 1,900.39 ANNUAL RATE ADJUST: 0.000
LTV : 57.45098 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080038763 MORTGAGORS: JACOBOVITZ, JEFFREY
HADAD, LEAH
ADDRESS : 2807 ELLICOTT STREET NW
MORTGAGE AMT: 500,000.00 CITY WASHINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 DC 20008
UNPAID BALANCE: 498,346.230 OPTION TO CONVERT : No
MONTHLY P&I: 3,326.51 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080038797 MORTGAGORS: WEISBART, EDMOND
JENKINS, CYNTHIA
ADDRESS : 1218 N GROVE AVE
MORTGAGE AMT: 336,000.00 CITY OAK PARK
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60302
UNPAID BALANCE: 335,461.020 OPTION TO CONVERT : No
MONTHLY P&I: 2,263.69 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080038839 MORTGAGORS: PEDERS, THORVALD
GOSSIN, MARIAN
ADDRESS : 8608 WATER FALL DRIVE
MORTGAGE AMT: 266,000.00 CITY LAUREL
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MD 20723
UNPAID BALANCE: 264,922.290 OPTION TO CONVERT : No
MONTHLY P&I: 1,747.43 ANNUAL RATE ADJUST: 0.000
LTV : 79.99639 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080038862 MORTGAGORS: GARDINER, ELIZABETH
GARDINER, DAVID
ADDRESS : 3611 N HARRISON STREET
MORTGAGE AMT: 317,500.00 CITY ARLINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 VA 22207
UNPAID BALANCE: 316,770.770 OPTION TO CONVERT : No
MONTHLY P&I: 2,192.89 ANNUAL RATE ADJUST: 0.000
LTV : 50.19763 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080038870 MORTGAGORS: MCMAHON, MICHAEL
MCMAHON, ELIZABETH
ADDRESS : 25 COLONY DRIVE
MORTGAGE AMT: 310,000.00 CITY SUMMIT
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 NJ 07901
UNPAID BALANCE: 309,293.740 OPTION TO CONVERT : No
MONTHLY P&I: 2,010.65 ANNUAL RATE ADJUST: 0.000
LTV : 79.69152 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080038888 MORTGAGORS: LARSON, THOMAS
LARSON, PAMELA
ADDRESS : 21790 W JUPITER CT
MORTGAGE AMT: 287,000.00 CITY MUNDELEIN
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 IL 60060
UNPAID BALANCE: 286,516.380 OPTION TO CONVERT : No
MONTHLY P&I: 1,885.39 ANNUAL RATE ADJUST: 0.000
LTV : 64.49438 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080038896 MORTGAGORS: KELTY, KEVIN
KELTY, LAURIE
ADDRESS : 21240 RAVENWOOD COURT
MORTGAGE AMT: 256,000.00 CITY STERLING
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 VA 20165
UNPAID BALANCE: 255,568.620 OPTION TO CONVERT : No
MONTHLY P&I: 1,681.74 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080038904 MORTGAGORS: WEINSTEIN, GLEN
D ANDREA, ELISA
ADDRESS : 3810 RENO ROAD NW
MORTGAGE AMT: 275,500.00 CITY WASHINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 DC 20008
UNPAID BALANCE: 275,047.030 OPTION TO CONVERT : No
MONTHLY P&I: 1,832.91 ANNUAL RATE ADJUST: 0.000
LTV : 51.98113 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080038912 MORTGAGORS: MARTINEZ, SAMUEL
MARTINEZ, RUTH
ADDRESS : 3823 DADE DRIVE
MORTGAGE AMT: 364,000.00 CITY ANNANDALE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 VA 22003
UNPAID BALANCE: 363,062.220 OPTION TO CONVERT : No
MONTHLY P&I: 2,391.22 ANNUAL RATE ADJUST: 0.000
LTV : 75.05155 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080038920 MORTGAGORS: BEARD, SANFORD
BEARD, YVONNE
ADDRESS : 2034 NACHTMAN CT
MORTGAGE AMT: 292,750.00 CITY WHEATON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 60187
UNPAID BALANCE: 292,291.880 OPTION TO CONVERT : No
MONTHLY P&I: 1,997.07 ANNUAL RATE ADJUST: 0.000
LTV : 79.98634 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080038938 MORTGAGORS: PETERSEN, VOLKER
PETERSEN, KIMBERLY
PETERSEN, KIMBERLY
ADDRESS : 7515 BONNIE RIDGE ROAD
MORTGAGE AMT: 288,700.00 CITY CRYSTAL LAK
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60014
UNPAID BALANCE: 287,780.610 OPTION TO CONVERT : No
MONTHLY P&I: 1,945.03 ANNUAL RATE ADJUST: 0.000
LTV : 74.02564 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080038946 MORTGAGORS: LEVINE, NOEL
M LEVINE, PATRICIA
ADDRESS : 2009 JORDAN TERRACE
MORTGAGE AMT: 400,000.00 CITY BUFFALO GRO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 60089
UNPAID BALANCE: 399,374.030 OPTION TO CONVERT : No
MONTHLY P&I: 2,728.71 ANNUAL RATE ADJUST: 0.000
LTV : 88.69180 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080039035 MORTGAGORS: VAIL, WILLIAM
VAIL, WANDA
ADDRESS : 16086 PACIFIC AVENUE
MORTGAGE AMT: 280,000.00 CITY SEAL BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 90743
UNPAID BALANCE: 279,797.350 OPTION TO CONVERT : No
MONTHLY P&I: 1,981.82 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
- ---------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080039084 MORTGAGORS: QUANT, JOSE
CHAVARRIA, ZULEMA
QUANT, INES
ADDRESS : 3257 NORWOOD AVENUE
MORTGAGE AMT: 276,750.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95148
UNPAID BALANCE: 276,750.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,841.23 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
- ----------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080039274 MORTGAGORS: REESE, DANN
Reese, Carol
REESE, CAROLE
ADDRESS : 159 MONTARA DRIVE
MORTGAGE AMT: 164,700.00 CITY ALISO VIEJO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92656
UNPAID BALANCE: 164,700.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,109.61 ANNUAL RATE ADJUST: 0.000
LTV : 78.42857 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
01
--------------------------------------------------------------------------------
LN # 0080039423 MORTGAGORS: RICH, LEE
RICH, KRISTI
ADDRESS : 7617 ROUNDTABLE ROAD
MORTGAGE AMT: 119,500.00 CITY FRISCO
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 TX 75035
UNPAID BALANCE: 119,413.510 OPTION TO CONVERT : No
MONTHLY P&I: 845.81 ANNUAL RATE ADJUST: 0.000
LTV : 94.46640 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080039506 MORTGAGORS: HSIEH, ANTHONY
Hsieh, Leah
HSIEH, LEAH
ADDRESS : 16792 CORAL CAY LANE
MORTGAGE AMT: 1,000,000.00 CITY HUNTINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 92649
UNPAID BALANCE: 998,273.200 OPTION TO CONVERT : No
MONTHLY P&I: 6,485.98 ANNUAL RATE ADJUST: 0.000
LTV : 53.56186 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 03/01/29
RATE:
03
--------------------------------------------------------------------------------
LN # 0080039878 MORTGAGORS: HAYES, JEFFREY
HAYES, FREDERICK
ADDRESS : 1660 NORTH DRUID HILLS RO
MORTGAGE AMT: 295,500.00 CITY ATLANTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 GA 30319
UNPAID BALANCE: 295,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,066.18 ANNUAL RATE ADJUST: 0.000
LTV : 86.91176 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080040140 MORTGAGORS: COVINGTON, COLIN
Covington, Christy
COVINGTON, CHRISTY
ADDRESS : 18031 EAST SERRANO AVENUE
MORTGAGE AMT: 365,000.00 CITY VILLA PARK
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92861
UNPAID BALANCE: 365,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,459.07 ANNUAL RATE ADJUST: 0.000
LTV : 71.85039 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080040538 MORTGAGORS: DAHLIN, SUSAN
DAHLIN, BARRY
ADDRESS : 13 SUNROSE
MORTGAGE AMT: 285,000.00 CITY IRVINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92612
UNPAID BALANCE: 285,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,896.11 ANNUAL RATE ADJUST: 0.000
LTV : 53.27103 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080040553 MORTGAGORS: ALULIS, GENA
ALULIS, PAUL
ADDRESS : 60 GARLAND COURT
MORTGAGE AMT: 300,000.00 CITY VALLEY FORG
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 PA 19446
UNPAID BALANCE: 299,760.090 OPTION TO CONVERT : No
MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000
LTV : 77.62709 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080040579 MORTGAGORS: HAMILTON, THEODORE
HAMILTON, CHARCENE
ADDRESS : 1042 BURLINGTON COURT
MORTGAGE AMT: 352,000.00 CITY WALNUT CREE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94598
UNPAID BALANCE: 352,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,431.18 ANNUAL RATE ADJUST: 0.000
LTV : 74.10526 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080040587 MORTGAGORS: BELFORTE, HEIDI
ADDRESS : 27 HACIENDA COURT
MORTGAGE AMT: 248,800.00 CITY SAN RAFAEL
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94901
UNPAID BALANCE: 248,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,634.44 ANNUAL RATE ADJUST: 0.000
LTV : 74.26866 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080040595 MORTGAGORS: YAMANISHI, EIJI
YAMANISHI, JANET
ADDRESS : 4824 SHARYNNE LANE
MORTGAGE AMT: 430,000.00 CITY TORRANCE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 90505
UNPAID BALANCE: 430,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,896.99 ANNUAL RATE ADJUST: 0.000
LTV : 79.92565 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080040603 MORTGAGORS: MINGUS, JERRY
MINGUS, ROCHELLE
ADDRESS : 5555 MULBERRY WAY
MORTGAGE AMT: 305,600.00 CITY YORBA LINDA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92887
UNPAID BALANCE: 305,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,110.70 ANNUAL RATE ADJUST: 0.000
LTV : 78.35897 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080040629 MORTGAGORS: BEATON, SANDRA
ADDRESS : 24 RIDGEVIEW COURT
MORTGAGE AMT: 280,000.00 CITY SAUSALITO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94965
UNPAID BALANCE: 280,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,862.85 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080040645 MORTGAGORS: STOHLER, ROBERT
STOHLER, SANDRA
ADDRESS : 275 SAN LUIS WAY
MORTGAGE AMT: 320,000.00 CITY NOVATO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94945
UNPAID BALANCE: 320,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,155.90 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080040652 MORTGAGORS: REED, LACHLAN
ADDRESS : 2253 LINDA FLORA DRIVE
MORTGAGE AMT: 300,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90077
UNPAID BALANCE: 299,754.090 OPTION TO CONVERT : No
MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000
LTV : 46.15385 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080040702 MORTGAGORS: MURDOCK, RICHARD
Murdock, Patricia
MURDOCK, PATRICIA
ADDRESS : 3001 SEABROOK COURT
MORTGAGE AMT: 620,000.00 CITY REDWOOD CIT
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94065
UNPAID BALANCE: 619,479.120 OPTION TO CONVERT : No
MONTHLY P&I: 4,072.96 ANNUAL RATE ADJUST: 0.000
LTV : 71.46521 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080040736 MORTGAGORS: JUMPER, JON
Jumper, Makiko
JUMPER, MAKIKO
ADDRESS : 2820 AUGUSTA WAY
MORTGAGE AMT: 321,200.00 CITY SANTA ANA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92706
UNPAID BALANCE: 320,949.430 OPTION TO CONVERT : No
MONTHLY P&I: 2,191.15 ANNUAL RATE ADJUST: 0.000
LTV : 79.99741 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080040751 MORTGAGORS: RAGLAND, ERIC
ADDRESS : 19122 OLYMPIC CREST DRIVE
MORTGAGE AMT: 284,350.00 CITY SANTA CLARI
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91351
UNPAID BALANCE: 284,116.920 OPTION TO CONVERT : No
MONTHLY P&I: 1,891.79 ANNUAL RATE ADJUST: 0.000
LTV : 79.99066 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080040769 MORTGAGORS: LONDON, CAROLYN
ADDRESS : 440 NORTH CITRUS AVENUE
MORTGAGE AMT: 496,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 90036
UNPAID BALANCE: 496,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,341.64 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080040777 MORTGAGORS: LEE, ALFRED
Li, Mina
LI, MINA
ADDRESS : 2232 CHISIN STREET
MORTGAGE AMT: 375,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95121
UNPAID BALANCE: 374,707.460 OPTION TO CONVERT : No
MONTHLY P&I: 2,558.17 ANNUAL RATE ADJUST: 0.000
LTV : 65.10417 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080040876 MORTGAGORS: JIMENEZ, ERNESTO
Jimenez, Luzviminda
JIMENEZ, LUZVIMINDA
ADDRESS : 1505 WENTWORTH PLACE
MORTGAGE AMT: 272,250.00 CITY SAN MARCOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92069
UNPAID BALANCE: 272,037.610 OPTION TO CONVERT : No
MONTHLY P&I: 1,857.23 ANNUAL RATE ADJUST: 0.000
LTV : 72.99045 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080040900 MORTGAGORS: RHOADES, KEVIN
Rhoades, Chrity
RHOADES, CHRISTY
ADDRESS : 4879 STONEYFORD COURT
MORTGAGE AMT: 411,900.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95138
UNPAID BALANCE: 411,562.360 OPTION TO CONVERT : No
MONTHLY P&I: 2,740.39 ANNUAL RATE ADJUST: 0.000
LTV : 66.76457 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080040918 MORTGAGORS: LY, JENNIFER
Tran, Peter
TRAN, PETER
ADDRESS : 4880 STONEYFORD COURT
MORTGAGE AMT: 400,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95138
UNPAID BALANCE: 399,672.120 OPTION TO CONVERT : No
MONTHLY P&I: 2,661.21 ANNUAL RATE ADJUST: 0.000
LTV : 70.40518 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080040975 MORTGAGORS: MARIYAPPA, TEJ
MARIYAPPA, VEENA
ADDRESS : 2805 SAWGRASS DRIVE
MORTGAGE AMT: 332,050.00 CITY SANTA ANA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92706
UNPAID BALANCE: 331,777.820 OPTION TO CONVERT : No
MONTHLY P&I: 2,209.14 ANNUAL RATE ADJUST: 0.000
LTV : 79.99894 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080041023 MORTGAGORS: CARMICHAEL, NORMAN
Carmichael, Susan
CARMICHAEL, SUSAN
ADDRESS : 2709 HEATHERWOOD DRIVE
MORTGAGE AMT: 282,700.00 CITY FLOWER MOUN
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 TX 75028
UNPAID BALANCE: 282,479.470 OPTION TO CONVERT : No
MONTHLY P&I: 1,928.51 ANNUAL RATE ADJUST: 0.000
LTV : 94.99519 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080041064 MORTGAGORS: WILSON, RUSSELL
POLVERINO-WILSON, SARA
POLVERINO WI, SARA
ADDRESS : 205 DARBSTER PLACE
MORTGAGE AMT: 284,000.00 CITY SANTA ROSA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95404
UNPAID BALANCE: 284,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,961.52 ANNUAL RATE ADJUST: 0.000
LTV : 79.99121 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080041072 MORTGAGORS: SHEEHAN, SHEILA
ADDRESS : 510 CHEROKEE DRIVE
MORTGAGE AMT: 391,200.00 CITY ORLANDO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 FL 32801
UNPAID BALANCE: 391,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,602.67 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080041114 MORTGAGORS: NICOL, DUANE
Nicol, Marcia
NICOL, MARCIA
ADDRESS : 2675 N GREENWOOD COURT
MORTGAGE AMT: 256,900.00 CITY ARLINGTON H
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 60004
UNPAID BALANCE: 256,699.590 OPTION TO CONVERT : No
MONTHLY P&I: 1,752.51 ANNUAL RATE ADJUST: 0.000
LTV : 94.99370 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080041155 MORTGAGORS: FILLMORE, PETER
Fillmore, Merrill
Fillmore, Herbert
FILLMORE, LISA
ADDRESS : 19117 OLYMPIC CREST DRIVE
MORTGAGE AMT: 273,900.00 CITY SANTA CLARI
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91351
UNPAID BALANCE: 273,680.960 OPTION TO CONVERT : No
MONTHLY P&I: 1,845.32 ANNUAL RATE ADJUST: 0.000
LTV : 79.99089 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080041197 MORTGAGORS: MEADE, KENNETH
MEADE, SUSAN
ADDRESS : 4867 STONEYFORD COURT
MORTGAGE AMT: 502,850.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95138
UNPAID BALANCE: 502,437.810 OPTION TO CONVERT : No
MONTHLY P&I: 3,345.48 ANNUAL RATE ADJUST: 0.000
LTV : 79.99765 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080041288 MORTGAGORS: LACOUNT, KELLEE
LaCount, Mary
LACOUNT, MARY
ADDRESS : 6356 BURNT MOUNTAIN PATH
MORTGAGE AMT: 235,650.00 CITY COLUMBIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MD 21045
UNPAID BALANCE: 235,470.690 OPTION TO CONVERT : No
MONTHLY P&I: 1,627.58 ANNUAL RATE ADJUST: 0.000
LTV : 79.99308 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080041296 MORTGAGORS: WAGNER, BARBARA
Burnham, Edward
BURNHAM, EDWARD
ADDRESS : 3340 GOVERNOR HOWARD DR
MORTGAGE AMT: 261,250.00 CITY ELLICOTT CI
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MD 21043
UNPAID BALANCE: 261,046.200 OPTION TO CONVERT : No
MONTHLY P&I: 1,782.19 ANNUAL RATE ADJUST: 0.000
LTV : 79.98592 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080041338 MORTGAGORS: BURGMAN, DAVID
Burgman, Aileen
BURGMAN, AILEEN
ADDRESS : 5106 NORTHERN FENCES LANE
MORTGAGE AMT: 264,250.00 CITY COLUMBIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MD 21044
UNPAID BALANCE: 264,038.670 OPTION TO CONVERT : No
MONTHLY P&I: 1,780.31 ANNUAL RATE ADJUST: 0.000
LTV : 79.98535 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080041346 MORTGAGORS: GODWIN, JAMES
GODWIN, KIMBERLY
ADDRESS : 2930 SOUTH NEWCOMBE WAY
MORTGAGE AMT: 304,428.00 CITY LAKEWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CO 80227
UNPAID BALANCE: 304,428.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,999.88 ANNUAL RATE ADJUST: 0.000
LTV : 89.99982 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080041353 MORTGAGORS: KUMAR, PREM
NAYAR, ASHA
ADDRESS : 3029 SEABROOK COURT
MORTGAGE AMT: 645,000.00 CITY REDWOOD CIT
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94065
UNPAID BALANCE: 644,484.200 OPTION TO CONVERT : No
MONTHLY P&I: 4,345.49 ANNUAL RATE ADJUST: 0.000
LTV : 72.39025 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080041395 MORTGAGORS: LEMMEN, SCOTT
Thomas, Mara
THOMAS, MARA LEE
ADDRESS : 19119 OLYMPIC CREST DRIVE
MORTGAGE AMT: 252,250.00 CITY SANTA CLARI
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91351
UNPAID BALANCE: 252,053.220 OPTION TO CONVERT : No
MONTHLY P&I: 1,720.79 ANNUAL RATE ADJUST: 0.000
LTV : 79.98668 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080041486 MORTGAGORS: SCHAFFER, M
Shaffer, Kristine
SHAFFER, KRISTINE
ADDRESS : 10101 NICKOLAS AVENUE
MORTGAGE AMT: 279,100.00 CITY HIGHLANDS R
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CO 80126
UNPAID BALANCE: 278,882.270 OPTION TO CONVERT : No
MONTHLY P&I: 1,903.96 ANNUAL RATE ADJUST: 0.000
LTV : 89.99539 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080041528 MORTGAGORS: BAKER, JAMES
Carr, Pamela
CARR, PAMELA
ADDRESS : 8804 S HOYT COURT
MORTGAGE AMT: 245,900.00 CITY LITTLETON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CO 80128
UNPAID BALANCE: 245,698.440 OPTION TO CONVERT : No
MONTHLY P&I: 1,635.98 ANNUAL RATE ADJUST: 0.000
LTV : 79.99662 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080041551 MORTGAGORS: CAGNEY, F
CAGNEY, KATHLEEN
ADDRESS : 28741 WOODCOCK DRIVE
MORTGAGE AMT: 388,000.00 CITY LAGUNA NIGU
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92677
UNPAID BALANCE: 388,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,646.85 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080041650 MORTGAGORS: BOOMHOUWER, MARINUS
BOOMHOUWER, PYONG
ADDRESS : 837 WEST ETHELINDA WAY
MORTGAGE AMT: 280,000.00 CITY BREA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92821
UNPAID BALANCE: 280,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,910.10 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080041783 MORTGAGORS: WAGNER, CHRISTIAN
WAGNER, LISA
ADDRESS : 905 CENTRE ROAD
MORTGAGE AMT: 352,000.00 CITY GREENVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 DE 19807
UNPAID BALANCE: 351,718.510 OPTION TO CONVERT : No
MONTHLY P&I: 2,371.49 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080042385 MORTGAGORS: PARNASS, JOHN
HOPKINS, JANET
ADDRESS : 1545 SUNSET AVE SW
MORTGAGE AMT: 500,000.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 WA 98116
UNPAID BALANCE: 500,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,410.88 ANNUAL RATE ADJUST: 0.000
LTV : 79.36508 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080042500 MORTGAGORS: BAYAT, BIJAN
KARAYIGITOGL, CIGDEM
ADDRESS : 1110 PEBBLEWOOD LANE
MORTGAGE AMT: 384,000.00 CITY GLENCOE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60022
UNPAID BALANCE: 384,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,587.08 ANNUAL RATE ADJUST: 0.000
LTV : 78.36735 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080042690 MORTGAGORS: TAYLOR, MICHAEL
TAYLOR, ERIN
ADDRESS : 33322 CHAMIZO CALLE ROAD
MORTGAGE AMT: 327,200.00 CITY SANTA CLARI
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91350
UNPAID BALANCE: 327,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,204.41 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080042815 MORTGAGORS: KAWAGUCHI, MICHAEL
KAWAGUCHI, GRACE
ADDRESS : 823 BOULDER ROAD
MORTGAGE AMT: 270,000.00 CITY BIG BEAR LA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92315
UNPAID BALANCE: 269,799.620 OPTION TO CONVERT : No
MONTHLY P&I: 1,887.88 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080042864 MORTGAGORS: MCDONALD, PETER
MCDONALD, ARYANNA
ADDRESS : 2119 12TH AVENUE
MORTGAGE AMT: 340,000.00 CITY SAN FRANCIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94116
UNPAID BALANCE: 339,721.300 OPTION TO CONVERT : No
MONTHLY P&I: 2,262.03 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080042930 MORTGAGORS: ANIEVAS, DAVID
OLSON, DARLENE
ADDRESS : 107 27TH STREET
MORTGAGE AMT: 486,800.00 CITY NEWPORT BEA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92663
UNPAID BALANCE: 486,388.960 OPTION TO CONVERT : No
MONTHLY P&I: 3,197.93 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080042955 MORTGAGORS: HANUKAAI, JOSEPH
HANUKAAI, AZITA
ADDRESS : 4418 GREER ROAD
MORTGAGE AMT: 251,000.00 CITY WOODLAND HI
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91364
UNPAID BALANCE: 251,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,834.51 ANNUAL RATE ADJUST: 0.000
LTV : 77.23077 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/24
RATE:
14
--------------------------------------------------------------------------------
LN # 0080043003 MORTGAGORS: HUTCHESON, THOMAS
HUTCHESON, DIANE
ADDRESS : 1165 EUCALYPTUS ROAD
MORTGAGE AMT: 200,000.00 CITY NIPOMO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 93444
UNPAID BALANCE: 200,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,347.44 ANNUAL RATE ADJUST: 0.000
LTV : 45.45455 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080043037 MORTGAGORS: GORCHOFF, NATHAN
GORCHOFF, ROSALIE
ADDRESS : 13219 FIJI WAY UNIT A
MORTGAGE AMT: 246,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 90001
UNPAID BALANCE: 246,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,699.07 ANNUAL RATE ADJUST: 0.000
LTV : 78.09524 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080043052 MORTGAGORS: MAHONEY, MICHAEL
MAHONEY, BELLA
ADDRESS : 2375 LANCASTER COURT
MORTGAGE AMT: 400,000.00 CITY HAYWARD
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94542
UNPAID BALANCE: 399,687.960 OPTION TO CONVERT : No
MONTHLY P&I: 2,728.71 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080043078 MORTGAGORS: ZAKOSKI, ROBERT
ZAKOSKI, KATHLEEN
ADDRESS : 294 VIA DEL CERRITO
MORTGAGE AMT: 272,645.00 CITY ENCINITAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92024
UNPAID BALANCE: 272,645.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,836.86 ANNUAL RATE ADJUST: 0.000
LTV : 50.48981 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080043136 MORTGAGORS: SLACK, MARK
SLACK, PAULETTE
ADDRESS : 824 CRESCENT AVENUE
MORTGAGE AMT: 350,000.00 CITY SAN MATEO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94401
UNPAID BALANCE: 350,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,447.26 ANNUAL RATE ADJUST: 0.000
LTV : 43.75000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080043151 MORTGAGORS: PATTERSON, JULIE
ALLEN, KAREN
ADDRESS : 596 BONITA CANYON WAY
MORTGAGE AMT: 285,800.00 CITY BREA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92821
UNPAID BALANCE: 285,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,949.66 ANNUAL RATE ADJUST: 0.000
LTV : 79.38889 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080043250 MORTGAGORS: RICHMOND, ROBERT
RICHMOND, MELINDA
ADDRESS : 22933 AUDREY AVENUE
MORTGAGE AMT: 320,000.00 CITY TORRANCE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 90505
UNPAID BALANCE: 319,731.150 OPTION TO CONVERT : No
MONTHLY P&I: 2,102.18 ANNUAL RATE ADJUST: 0.000
LTV : 64.25703 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080043300 MORTGAGORS: KEADY, ANN
ADDRESS : 1571 WILLOWMONT AVENUE
MORTGAGE AMT: 262,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 95118
UNPAID BALANCE: 261,532.490 OPTION TO CONVERT : No
MONTHLY P&I: 1,699.33 ANNUAL RATE ADJUST: 0.000
LTV : 54.13223 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080043458 MORTGAGORS: SHIELDS, ERIC
SHIELDS, PAMELA
ADDRESS : 532 NORTH ACACIA DRIVE
MORTGAGE AMT: 392,000.00 CITY GILBERT
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 AZ 85233
UNPAID BALANCE: 391,694.190 OPTION TO CONVERT : No
MONTHLY P&I: 2,674.14 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080043466 MORTGAGORS: ORTEZ, JESSE
ORTEZ, CONSTANCE
ADDRESS : 539 ANCHOR CIRCLE
MORTGAGE AMT: 265,000.00 CITY REDWOOD CIT
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94065
UNPAID BALANCE: 264,782.770 OPTION TO CONVERT : No
MONTHLY P&I: 1,763.06 ANNUAL RATE ADJUST: 0.000
LTV : 66.25000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080043474 MORTGAGORS: LUNDBERG, JACK
LUNDBERG, JULIE
ADDRESS : 266 6TH STREET
MORTGAGE AMT: 384,000.00 CITY MONTARA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94037
UNPAID BALANCE: 383,700.440 OPTION TO CONVERT : No
MONTHLY P&I: 2,619.56 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080043532 MORTGAGORS: BOWMAN, MARC
BOWMAN, RHONDA
ADDRESS : 23404 POLMITA PLACE
MORTGAGE AMT: 244,000.00 CITY VALENCIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91355
UNPAID BALANCE: 243,804.870 OPTION TO CONVERT : No
MONTHLY P&I: 1,643.88 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080043565 MORTGAGORS: FONTANA, CORRADO
FONTANA, LORI
ADDRESS : 72 HIGHBRIDGE COURT
MORTGAGE AMT: 320,000.00 CITY DANVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94526
UNPAID BALANCE: 319,744.100 OPTION TO CONVERT : No
MONTHLY P&I: 2,155.90 ANNUAL RATE ADJUST: 0.000
LTV : 70.79646 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080043615 MORTGAGORS: ENGER, KOLBY
ENGER, SUZANNE
ADDRESS : 1925 OXFORD COURT
MORTGAGE AMT: 280,606.00 CITY VISTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 92083
UNPAID BALANCE: 280,402.900 OPTION TO CONVERT : No
MONTHLY P&I: 1,986.12 ANNUAL RATE ADJUST: 0.000
LTV : 94.99895 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080043631 MORTGAGORS: SPENCER DEVL, MUFFIN
ADDRESS : 1083 MIRAMAR ST
MORTGAGE AMT: 301,500.00 CITY LAGUNA BEAC
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92651
UNPAID BALANCE: 301,276.240 OPTION TO CONVERT : No
MONTHLY P&I: 2,108.14 ANNUAL RATE ADJUST: 0.000
LTV : 69.47005 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080043649 MORTGAGORS: WALLER, IAN
SHEVLIN WALL, DEBBIE
ADDRESS : 3403 NORTH VALLEY DRIVE
MORTGAGE AMT: 272,000.00 CITY MANHATTAN B
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 90266
UNPAID BALANCE: 271,793.030 OPTION TO CONVERT : No
MONTHLY P&I: 1,878.64 ANNUAL RATE ADJUST: 0.000
LTV : 68.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080043698 MORTGAGORS: JACKSON, JAMES
JACKSON, DIANE
ADDRESS : 1072 EAST MARCELLUS STREE
MORTGAGE AMT: 244,100.00 CITY LONG BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 90807
UNPAID BALANCE: 244,100.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,685.94 ANNUAL RATE ADJUST: 0.000
LTV : 76.28125 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080043722 MORTGAGORS: RAMSEY, JANET
ADDRESS : 4440 SAN ANTONIO ROAD
MORTGAGE AMT: 370,400.00 CITY YORBA LINDA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92886
UNPAID BALANCE: 370,400.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,433.27 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080043748 MORTGAGORS: SHARP, PHILIP
SHARP, NANETTE
ADDRESS : 719 721 BALBOA COURT
MORTGAGE AMT: 330,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 92109
UNPAID BALANCE: 330,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,140.38 ANNUAL RATE ADJUST: 0.000
LTV : 52.38095 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080043755 MORTGAGORS: BLAKELY, MICHAEL
BLAKELY, NICOLE
ADDRESS : 10760 MOLONY ROAD
MORTGAGE AMT: 290,000.00 CITY CULVER CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90230
UNPAID BALANCE: 289,762.290 OPTION TO CONVERT : No
MONTHLY P&I: 1,929.38 ANNUAL RATE ADJUST: 0.000
LTV : 61.05263 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080043797 MORTGAGORS: BAGLEY, RICK
BAGLEY, KARLA
ADDRESS : 5426 WOODLAKE AVENUE
MORTGAGE AMT: 297,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91367
UNPAID BALANCE: 296,762.490 OPTION TO CONVERT : No
MONTHLY P&I: 2,000.95 ANNUAL RATE ADJUST: 0.000
LTV : 79.20000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080043904 MORTGAGORS: RITENOUR, JACOB
RITENOUR, KATHRYN
ADDRESS : 3800 GUEST ROAD
MORTGAGE AMT: 289,000.00 CITY JACKSON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MI 49203
UNPAID BALANCE: 289,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,922.73 ANNUAL RATE ADJUST: 0.000
LTV : 79.17808 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080043912 MORTGAGORS: HUANG, YAO YEON
ADDRESS : 1632 VISTA DEL SOL
MORTGAGE AMT: 241,000.00 CITY SAN MATEO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94404
UNPAID BALANCE: 240,821.140 OPTION TO CONVERT : No
MONTHLY P&I: 1,685.11 ANNUAL RATE ADJUST: 0.000
LTV : 79.80132 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080043946 MORTGAGORS: SPIVEY, CHRISTOPHE
SPIVEY, MARY
ADDRESS : 2161 OCEAN BOULEVARD
MORTGAGE AMT: 471,800.00 CITY NEWPORT BEA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92661
UNPAID BALANCE: 471,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,138.90 ANNUAL RATE ADJUST: 0.000
LTV : 79.99864 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080043961 MORTGAGORS: CAMPBELL, JOHN
ADDRESS : 2424 CASTILIAN DRIVE
MORTGAGE AMT: 440,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90069
UNPAID BALANCE: 440,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,001.58 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080043979 MORTGAGORS: TOTH, MICHAEL
TOTH, LAURA
ADDRESS : 1074 E ROCK SPRINGS RD
MORTGAGE AMT: 365,000.00 CITY ATLANTA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 GA 30306
UNPAID BALANCE: 365,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,397.79 ANNUAL RATE ADJUST: 0.000
LTV : 58.87097 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080044001 MORTGAGORS: DOOLIN, PATRICK
ADDRESS : 6362 WEST 84TH STREET
MORTGAGE AMT: 269,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90045
UNPAID BALANCE: 269,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,835.06 ANNUAL RATE ADJUST: 0.000
LTV : 76.85714 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080044050 MORTGAGORS: PEARCE, MICHAEL
PEARCE, ALISON
ADDRESS : 22 STOW COURT
MORTGAGE AMT: 462,800.00 CITY SAN RAMON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94592
UNPAID BALANCE: 462,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,079.02 ANNUAL RATE ADJUST: 0.000
LTV : 79.99723 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080044092 MORTGAGORS: SIMMONS, GERALD
SIMMONS, ESTHER
ADDRESS : 13222 WHISTLER LANE
MORTGAGE AMT: 250,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91344
UNPAID BALANCE: 250,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,726.69 ANNUAL RATE ADJUST: 0.000
LTV : 70.42254 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080044217 MORTGAGORS: STERN, DAVID
Stern, Sylvia
STERN, SYLVIA
ADDRESS : 49 RALPH ROAD
MORTGAGE AMT: 262,500.00 CITY MARBLEHEAD
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 01945
UNPAID BALANCE: 262,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,790.72 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080044274 MORTGAGORS: YORK, CHRISTOPHE
YORK, CHRISTINE
ADDRESS : 3100 FOOTHILL DRIVE.
MORTGAGE AMT: 256,000.00 CITY THOUSAND OA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91361
UNPAID BALANCE: 255,800.290 OPTION TO CONVERT : No
MONTHLY P&I: 1,746.38 ANNUAL RATE ADJUST: 0.000
LTV : 94.81481 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080044357 MORTGAGORS: DAVIS, DAVID
ADDRESS : 2390 VISTA ROAD
MORTGAGE AMT: 262,500.00 CITY LA HABRA HE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 90631
UNPAID BALANCE: 262,300.250 OPTION TO CONVERT : No
MONTHLY P&I: 1,813.03 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080044399 MORTGAGORS: BRATENE, OSBJORN
BRATENE, JANICE
ADDRESS : 30140 VIA MONTEREY
MORTGAGE AMT: 266,000.00 CITY TEMECULA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92591
UNPAID BALANCE: 266,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,814.59 ANNUAL RATE ADJUST: 0.000
LTV : 71.89189 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080044514 MORTGAGORS: NICOLAS, GIL
NICOLAS, LINDA
ADDRESS : 2634 GLEN FARM COURT
MORTGAGE AMT: 255,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95148
UNPAID BALANCE: 255,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,717.99 ANNUAL RATE ADJUST: 0.000
LTV : 62.96296 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080044704 MORTGAGORS: LEFFERMAN, ELIAS
OLEARY LEFF, KATHLEEN
ADDRESS : 7917 VISKSBURG AVENUE
MORTGAGE AMT: 270,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 90045
UNPAID BALANCE: 269,799.620 OPTION TO CONVERT : No
MONTHLY P&I: 1,887.88 ANNUAL RATE ADJUST: 0.000
LTV : 79.64602 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080044738 MORTGAGORS: ALMQUIST, TIMOTHY
ALMQUIST, JULIE
ADDRESS : 41785 CHAPARRAL DRIVE
MORTGAGE AMT: 380,800.00 CITY TEMECULA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92592
UNPAID BALANCE: 380,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,630.10 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080044779 MORTGAGORS: FRIEDMAN, ARNOLD
ADDRESS : 11182 PROMESA DRIVE
MORTGAGE AMT: 267,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92174
UNPAID BALANCE: 266,781.140 OPTION TO CONVERT : No
MONTHLY P&I: 1,776.36 ANNUAL RATE ADJUST: 0.000
LTV : 79.70149 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080044795 MORTGAGORS: MALONE, THOMAS
ADDRESS : 1323 ROBERT COURT
MORTGAGE AMT: 267,500.00 CITY BREA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92821
UNPAID BALANCE: 267,291.320 OPTION TO CONVERT : No
MONTHLY P&I: 1,824.83 ANNUAL RATE ADJUST: 0.000
LTV : 68.58974 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080044829 MORTGAGORS: ANTILLON, LANA
COGHILL, ADAM
ADDRESS : 31554 SUMMIT ROAD
MORTGAGE AMT: 342,000.00 CITY LAGUNA BEAC
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92651
UNPAID BALANCE: 342,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,275.34 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080044837 MORTGAGORS: MC GOWN, MICHAEL
MC GOWN, KAREN
ADDRESS : 9 MARVIN STREET
MORTGAGE AMT: 320,000.00 CITY NORWALK
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CT 06855
UNPAID BALANCE: 320,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,155.90 ANNUAL RATE ADJUST: 0.000
LTV : 76.19048 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080044910 MORTGAGORS: MACHADO, JEROME
MACHADO, CAROL
ADDRESS : 16930 MALAGA DRIVE
MORTGAGE AMT: 285,000.00 CITY MORGAN HILL
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 95037
UNPAID BALANCE: 285,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,872.25 ANNUAL RATE ADJUST: 0.000
LTV : 71.25000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080044936 MORTGAGORS: O, SUNGKI
PUN, STEPHANIE
ADDRESS : 117 KING AVENUE
MORTGAGE AMT: 277,080.00 CITY FREMONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94536
UNPAID BALANCE: 277,080.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,866.74 ANNUAL RATE ADJUST: 0.000
LTV : 79.96537 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080044944 MORTGAGORS: EDWARDS, CRANDALL
EDWARDS, DOREEN
ADDRESS : 2765 WILLIAMS WAY
MORTGAGE AMT: 219,000.00 CITY SANTA BARBA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 93105
UNPAID BALANCE: 219,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,475.44 ANNUAL RATE ADJUST: 0.000
LTV : 49.77273 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
01
--------------------------------------------------------------------------------
LN # 0080045016 MORTGAGORS: MYKLEBUST, OLAF
COYMAN, CAROLYN
ADDRESS : 1770 SANDERS ROAD
MORTGAGE AMT: 436,000.00 CITY SEBASTOPOL
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 95472
UNPAID BALANCE: 436,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,827.89 ANNUAL RATE ADJUST: 0.000
LTV : 74.52991 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080045131 MORTGAGORS: DOWNING, MARK
DOWNING, CHERYL
ADDRESS : 5750 MARSH HAWK DRIVE
MORTGAGE AMT: 292,000.00 CITY SANTA ROSA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95409
UNPAID BALANCE: 292,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,967.26 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080045156 MORTGAGORS: KESSLER, THOMAS
Kessler, Jacqueline
KESSLER, JACQUELINE
ADDRESS : 80 COOPER ROAD
MORTGAGE AMT: 285,000.00 CITY DENVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 07834
UNPAID BALANCE: 285,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,920.10 ANNUAL RATE ADJUST: 0.000
LTV : 79.16667 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080045164 MORTGAGORS: RAMBO, MICHELE
Coughlin, Brian
COUGHLIN, BRIAN
ADDRESS : 11954 GRAY SQUIRREL LANE
MORTGAGE AMT: 280,000.00 CITY RESTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 VA 20194
UNPAID BALANCE: 280,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,886.42 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080045172 MORTGAGORS: LIM, SCOTT
ADDRESS : 132 GLEN AVENUE
MORTGAGE AMT: 256,000.00 CITY MILLBURN TO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NJ 07041
UNPAID BALANCE: 255,800.290 OPTION TO CONVERT : No
MONTHLY P&I: 1,746.38 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080045180 MORTGAGORS: TEUBER, HANS PETER
Ambros, Barbara
AMBROS, BARBARA
ADDRESS : 15 PLEASANT VIEW ROAD
MORTGAGE AMT: 330,000.00 CITY CLINTON TOW
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NJ 08833
UNPAID BALANCE: 330,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,195.50 ANNUAL RATE ADJUST: 0.000
LTV : 72.52747 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080045198 MORTGAGORS: WALSH, CHRISTINE
Tolleson, Joseph
TOLLESON, JOSEPH
ADDRESS : 37 ROOSEVELT AVENUE
MORTGAGE AMT: 266,800.00 CITY CHATHAM BOR
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NJ 07928
UNPAID BALANCE: 266,596.980 OPTION TO CONVERT : No
MONTHLY P&I: 1,842.73 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080045206 MORTGAGORS: HASKELL, GORDON
Haskell, Lisa
HASKELL, LISA
ADDRESS : 24 WOODLAND DRIVE
MORTGAGE AMT: 337,600.00 CITY FAIR HAVEN
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NJ 07704
UNPAID BALANCE: 337,343.110 OPTION TO CONVERT : No
MONTHLY P&I: 2,331.72 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080045214 MORTGAGORS: POTTER, DAVID
POTTER, CATHY
ADDRESS : 4 MUIRHEAD CT
MORTGAGE AMT: 269,500.00 CITY MONTGOMERY
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 NJ 08502
UNPAID BALANCE: 269,262.220 OPTION TO CONVERT : No
MONTHLY P&I: 1,725.64 ANNUAL RATE ADJUST: 0.000
LTV : 79.99406 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080045354 MORTGAGORS: MAZZA, BARBARA
ADDRESS : 12344 NW 48 DRIVE
MORTGAGE AMT: 252,000.00 CITY CORAL SPRIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 FL 33076
UNPAID BALANCE: 251,634.040 OPTION TO CONVERT : No
MONTHLY P&I: 1,783.65 ANNUAL RATE ADJUST: 0.000
LTV : 77.85924 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 03/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0080045362 MORTGAGORS: LEUNG, JOSNEY
LEUNG, SHIRLEY
ADDRESS : 232 LUCY COURT
MORTGAGE AMT: 441,800.00 CITY FREMONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94539
UNPAID BALANCE: 441,073.600 OPTION TO CONVERT : No
MONTHLY P&I: 2,939.31 ANNUAL RATE ADJUST: 0.000
LTV : 57.24051 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0080045370 MORTGAGORS: ICKOwICZ, TERRY
ADDRESS : 6441 GARLAND CIRCLE
MORTGAGE AMT: 335,100.00 CITY HUNTINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92648
UNPAID BALANCE: 334,825.320 OPTION TO CONVERT : No
MONTHLY P&I: 2,229.43 ANNUAL RATE ADJUST: 0.000
LTV : 57.26932 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0080045420 MORTGAGORS: Rahman, Fahim
Rahman, Fareeha
ADDRESS : 2672 Sycamore Grove Place
MORTGAGE AMT: 462,500.00 CITY San Jose
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95121
UNPAID BALANCE: 461,739.570 OPTION TO CONVERT : No
MONTHLY P&I: 3,077.02 ANNUAL RATE ADJUST: 0.000
LTV : 69.81000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0080045446 MORTGAGORS: CLODFELTER, DEBORAH
ADDRESS : 15816 SW 17TH ST
MORTGAGE AMT: 268,150.00 CITY DAVIE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 FL 33326
UNPAID BALANCE: 167,750.730 OPTION TO CONVERT : No
MONTHLY P&I: 1,874.95 ANNUAL RATE ADJUST: 0.000
LTV : 59.90238 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 03/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0080045453 MORTGAGORS: ANDERSON, MARC
ADDRESS : 1233 GOLD FLOWER ROAD
MORTGAGE AMT: 345,350.00 CITY CARLSBAD
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92009
UNPAID BALANCE: 344,809.550 OPTION TO CONVERT : No
MONTHLY P&I: 2,355.90 ANNUAL RATE ADJUST: 0.000
LTV : 69.99832 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0080045479 MORTGAGORS: LEWIS, MARGO
ADDRESS : 7972 GRADO EL TUPELO
MORTGAGE AMT: 330,150.00 CITY CARLSBAD
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92009
UNPAID BALANCE: 329,620.390 OPTION TO CONVERT : No
MONTHLY P&I: 2,224.29 ANNUAL RATE ADJUST: 0.000
LTV : 79.99661 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0080045495 MORTGAGORS: SMITH, THEODORE
ADDRESS : 14 ALHAMBRA COURT
MORTGAGE AMT: 250,400.00 CITY NOVATO
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 94949
UNPAID BALANCE: 250,036.370 OPTION TO CONVERT : No
MONTHLY P&I: 1,772.32 ANNUAL RATE ADJUST: 0.000
LTV : 69.98871 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 03/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0080045743 MORTGAGORS: LAWRENCE, LLOYD
ADDRESS : 2918 RR 620 N
MORTGAGE AMT: 251,950.00 CITY AUSTIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 TX 78734
UNPAID BALANCE: 251,003.290 OPTION TO CONVERT : No
MONTHLY P&I: 1,761.68 ANNUAL RATE ADJUST: 0.000
LTV : 89.99821 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 01/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080045925 MORTGAGORS: ONEIL, SARAH
ADDRESS : 514 HANDS CREEK ROAD
MORTGAGE AMT: 277,700.00 CITY EAST HAMPTO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NY 11937
UNPAID BALANCE: 277,488.690 OPTION TO CONVERT : No
MONTHLY P&I: 1,918.01 ANNUAL RATE ADJUST: 0.000
LTV : 74.85175 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080046022 MORTGAGORS: SHIVELY, DAVID
SHIVELY, JENNIFER
ADDRESS : 4865 RICHMOND AVENUE
MORTGAGE AMT: 300,000.00 CITY FREMONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94536
UNPAID BALANCE: 299,765.970 OPTION TO CONVERT : No
MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000
LTV : 69.12442 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080046071 MORTGAGORS: KIMMELMAN, DAVID
KIMMELMAN, BARBARA
ADDRESS : 5112 TAMPA AVENUE
MORTGAGE AMT: 337,000.00 CITY TARZANA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91356
UNPAID BALANCE: 337,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,242.07 ANNUAL RATE ADJUST: 0.000
LTV : 76.59091 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080046121 MORTGAGORS: RICHTER, HOWARD
RICHTER, LUCY
ADDRESS : 21 CAENARVON LANE
MORTGAGE AMT: 257,500.00 CITY HAVERFORD
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 PA 19041
UNPAID BALANCE: 257,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,713.16 ANNUAL RATE ADJUST: 0.000
LTV : 62.80488 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080046188 MORTGAGORS: PLOCK, HENRY
ADDRESS : 7015 EARLDOM STREET
MORTGAGE AMT: 288,000.00 CITY PLAYA DEL R
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90293
UNPAID BALANCE: 288,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,916.08 ANNUAL RATE ADJUST: 0.000
LTV : 76.80000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080046204 MORTGAGORS: WIEST, KURT
WIEST, KAREN
ADDRESS : 1594 LOGANBERRY
MORTGAGE AMT: 304,000.00 CITY PLEASANTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 CA 94566
UNPAID BALANCE: 303,725.180 OPTION TO CONVERT : No
MONTHLY P&I: 1,921.49 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080046212 MORTGAGORS: HODJATI, SARANG
TADAYON, SHAHLA
ADDRESS : 2217 MALCOLM AVENUE
MORTGAGE AMT: 320,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90064
UNPAID BALANCE: 319,737.700 OPTION TO CONVERT : No
MONTHLY P&I: 2,128.97 ANNUAL RATE ADJUST: 0.000
LTV : 76.19048 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080046238 MORTGAGORS: GATTU, RADHARANI
ADDRESS : 4373 CORTE DE LA FONDA
MORTGAGE AMT: 330,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92130
UNPAID BALANCE: 329,755.090 OPTION TO CONVERT : No
MONTHLY P&I: 2,307.41 ANNUAL RATE ADJUST: 0.000
LTV : 73.00885 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080046279 MORTGAGORS: MONFORE, PETER
ADDRESS : 48 SILKWOOD
MORTGAGE AMT: 360,000.00 CITY ALISO VIEJO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92656
UNPAID BALANCE: 359,719.160 OPTION TO CONVERT : No
MONTHLY P&I: 2,455.84 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080046329 MORTGAGORS: LO, JIMMY
VONG, CYNDI
ADDRESS : 193 LINDA VISTA DRIVE
MORTGAGE AMT: 268,000.00 CITY DALY CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94014
UNPAID BALANCE: 267,785.680 OPTION TO CONVERT : No
MONTHLY P&I: 1,805.57 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080046360 MORTGAGORS: DOPP, NOEL
DOPP, MINERVA
ADDRESS : 5077 WAYLAND AVENUE
MORTGAGE AMT: 291,650.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95124
UNPAID BALANCE: 291,422.480 OPTION TO CONVERT : No
MONTHLY P&I: 1,989.57 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080046410 MORTGAGORS: GIFFIN, R
GIFFIN, KELLY
ADDRESS : 120 AND 124 WEST ISLAY ST
MORTGAGE AMT: 371,200.00 CITY SANTA BARBA
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 CA 93101
UNPAID BALANCE: 370,543.200 OPTION TO CONVERT : No
MONTHLY P&I: 2,376.83 ANNUAL RATE ADJUST: 0.000
LTV : 67.49091 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080046477 MORTGAGORS: DIEGOLI, JOHN
DIEGOLI, EDITH
ADDRESS : 9455 SKYLINE BOULEVARD
MORTGAGE AMT: 264,000.00 CITY OAKLAND
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94611
UNPAID BALANCE: 264,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,734.30 ANNUAL RATE ADJUST: 0.000
LTV : 75.42857 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080046527 MORTGAGORS: SUH, ROBERT
ADDRESS : 525 WEST FERN DRIVE
MORTGAGE AMT: 265,200.00 CITY FULLERTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92832
UNPAID BALANCE: 265,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,854.32 ANNUAL RATE ADJUST: 0.000
LTV : 71.67568 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080046550 MORTGAGORS: TALLEY, MARK
TALLEY, TRACY
ADDRESS : 5991 COUNTRY VIEW DRIVE
MORTGAGE AMT: 267,000.00 CITY YORBA LINDA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92886
UNPAID BALANCE: 267,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,866.90 ANNUAL RATE ADJUST: 0.000
LTV : 66.75000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080046576 MORTGAGORS: ZAKSON, LAURENCE
ADDRESS : 9015 ELEVADO STREET
MORTGAGE AMT: 353,600.00 CITY WEST HOLLYW
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90069
UNPAID BALANCE: 353,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,352.51 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080046733 MORTGAGORS: RIVERA, THOMAS
RIVERA, CYNTHIA
ADDRESS : 9210 NORTH 132ND STREET
MORTGAGE AMT: 306,000.00 CITY OMAHA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NE 68142
UNPAID BALANCE: 305,761.290 OPTION TO CONVERT : No
MONTHLY P&I: 2,087.46 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080046808 MORTGAGORS: LATIMER, THOMAS
ADDRESS : 666 UPAS
MORTGAGE AMT: 299,250.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92101
UNPAID BALANCE: 299,250.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,016.10 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080046923 MORTGAGORS: CRAIG, MONTE
ADDRESS : 780 FLANDERS ROAD
MORTGAGE AMT: 297,850.00 CITY RENO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NV 89511
UNPAID BALANCE: 297,850.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,031.86 ANNUAL RATE ADJUST: 0.000
LTV : 89.98734 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080046949 MORTGAGORS: KUKA, MYSLIM
KUKA, GERTRUDE
ADDRESS : 12 MONELL PLACE
MORTGAGE AMT: 390,000.00 CITY BEACON
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 NY 12508
UNPAID BALANCE: 390,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,760.40 ANNUAL RATE ADJUST: 0.000
LTV : 46.70659 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080046980 MORTGAGORS: GROSSMAN, BARRY
GROSSMAN, SALLY
ADDRESS : 5038 OTIS AVENUE
MORTGAGE AMT: 421,600.00 CITY TARZANA
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 91356
UNPAID BALANCE: 421,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,984.06 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080046998 MORTGAGORS: JACK, DEBORAH
HARGREAVES, GREGORY
ADDRESS : 14374 WEST BAYAUD
MORTGAGE AMT: 289,900.00 CITY GOLDEN
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CO 80401
UNPAID BALANCE: 289,200.360 OPTION TO CONVERT : No
MONTHLY P&I: 1,953.11 ANNUAL RATE ADJUST: 0.000
LTV : 79.99448 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080047020 MORTGAGORS: ARDEN, MICHELLE
AKIN, THOMAS
ADDRESS : 786 PALO ALTO AVENUE
MORTGAGE AMT: 345,000.00 CITY PALO ALTO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94301
UNPAID BALANCE: 343,824.520 OPTION TO CONVERT : No
MONTHLY P&I: 2,295.30 ANNUAL RATE ADJUST: 0.000
LTV : 53.90625 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080047459 MORTGAGORS: BOCHNER, DAVID
Bochner, Beth
BOCHNER, BETH
ADDRESS : 37 HOWARD PARK DRIVE
MORTGAGE AMT: 416,000.00 CITY TENAFLY BOR
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NJ 07670
UNPAID BALANCE: 415,659.010 OPTION TO CONVERT : No
MONTHLY P&I: 2,767.66 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080047475 MORTGAGORS: COTTER, THOMAS
Cotter, Patricia
COTTER, PATRICIA
ADDRESS : 433 FAIRMOUNT AVENUE
MORTGAGE AMT: 353,000.00 CITY CHATHAM TOW
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 07928
UNPAID BALANCE: 353,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,378.23 ANNUAL RATE ADJUST: 0.000
LTV : 77.92494 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080047483 MORTGAGORS: KAHN, ROBERT
Leider, Christine
LEIDER, CHRISTINE
ADDRESS : 505 NORTH CENTRAL AVENUE
MORTGAGE AMT: 260,000.00 CITY RAMSEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NJ 07446
UNPAID BALANCE: 259,797.170 OPTION TO CONVERT : No
MONTHLY P&I: 1,773.66 ANNUAL RATE ADJUST: 0.000
LTV : 63.41463 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080047491 MORTGAGORS: DANIELS, MICHAEL
Daniels, Jerlean
DANIELS, JERLEAN
ADDRESS : 80 NORTH MITCHELL AVENUE
MORTGAGE AMT: 252,000.00 CITY LIVINGSTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NJ 07039
UNPAID BALANCE: 251,812.980 OPTION TO CONVERT : No
MONTHLY P&I: 1,762.02 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080047509 MORTGAGORS: PAYTON, MICHAEL
Payton, Teresa
PAYTON, TERESA
ADDRESS : 2638 SOUTH LYNN STREET
MORTGAGE AMT: 310,000.00 CITY ARLINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 VA 22202
UNPAID BALANCE: 309,745.890 OPTION TO CONVERT : No
MONTHLY P&I: 2,062.44 ANNUAL RATE ADJUST: 0.000
LTV : 62.62626 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080047673 MORTGAGORS: POURZANJANI, KAMRAN
Pourzanjani, Farnaz
POURZANJANI, FARNAZ
ADDRESS : 15467 MILLDALE DRIVE
MORTGAGE AMT: 430,200.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90077
UNPAID BALANCE: 430,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,862.13 ANNUAL RATE ADJUST: 0.000
LTV : 50.61176 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080047715 MORTGAGORS: MAJERUS, JOAN
HICKS, SMITH
ADDRESS : 5825 CAMINITO DEL ESTIO
MORTGAGE AMT: 274,000.00 CITY LA JOLLA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92037
UNPAID BALANCE: 274,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,869.16 ANNUAL RATE ADJUST: 0.000
LTV : 62.27273 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080047749 MORTGAGORS: N THOMAS, TERRY
THOMAS, DELORIE
ADDRESS : 15088 HUNTINGTON GATE DRI
MORTGAGE AMT: 435,000.00 CITY POWAY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92064
UNPAID BALANCE: 435,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,967.47 ANNUAL RATE ADJUST: 0.000
LTV : 48.33333 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080047905 MORTGAGORS: CECCARELLI, JOHN
CECCARELLI, KRISTIN
ADDRESS : 4931 SEAPINE CIRCLE
MORTGAGE AMT: 292,000.00 CITY HUNTINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92649
UNPAID BALANCE: 291,766.490 OPTION TO CONVERT : No
MONTHLY P&I: 1,967.26 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080047921 MORTGAGORS: NUZUM, JEFF
NUZUM, MARNI
ADDRESS : 402 DURANT WAY
MORTGAGE AMT: 332,000.00 CITY MILL VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94941
UNPAID BALANCE: 332,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,208.80 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080047939 MORTGAGORS: NELSON, R
NELSON, SHARON
ADDRESS : 2030 CONEJO LANE
MORTGAGE AMT: 259,000.00 CITY FULLERTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92833
UNPAID BALANCE: 259,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,723.13 ANNUAL RATE ADJUST: 0.000
LTV : 79.69231 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080047947 MORTGAGORS: GRAD, DENNIS
GRAD, LORI
ADDRESS : 2725 211TH AVENUE EAST
MORTGAGE AMT: 314,000.00 CITY SUMNER
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 WA 98390
UNPAID BALANCE: 314,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,062.76 ANNUAL RATE ADJUST: 0.000
LTV : 88.70056 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080048168 MORTGAGORS: CLEM, T
CLEM, VICTORIA
ADDRESS : 4614 BRIGHTWOOD ROAD
MORTGAGE AMT: 270,800.00 CITY OLNEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MD 20832
UNPAID BALANCE: 270,593.950 OPTION TO CONVERT : No
MONTHLY P&I: 1,870.34 ANNUAL RATE ADJUST: 0.000
LTV : 79.98818 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080048192 MORTGAGORS: RABIN, DAVID
RABIN, DEBRA
ADDRESS : 10 VIA VETTI
MORTGAGE AMT: 310,500.00 CITY LAGUNA NIGU
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92677
UNPAID BALANCE: 310,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,118.16 ANNUAL RATE ADJUST: 0.000
LTV : 59.71154 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080048259 MORTGAGORS: BARMORE, GARY
Barmore, Martha
BARMORE, MARTHA
ADDRESS : 1823 HUMMINGBIRD DRIVE
MORTGAGE AMT: 290,500.00 CITY COSTA MESA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92626
UNPAID BALANCE: 290,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,031.22 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080048309 MORTGAGORS: AMORY, REGINALD
Amory, Marian
AMORY, MARION
ADDRESS : 702 INDIAN WELLS COURT
MORTGAGE AMT: 401,350.00 CITY SILVER SPRI
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MD 20905
UNPAID BALANCE: 401,029.050 OPTION TO CONVERT : No
MONTHLY P&I: 2,703.97 ANNUAL RATE ADJUST: 0.000
LTV : 79.85952 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080048325 MORTGAGORS: DEFOREST, SHERMAN
MEHAN, PATRICIA
ADDRESS : 801 CREST ROAD
MORTGAGE AMT: 428,000.00 CITY DEL MAR
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92014
UNPAID BALANCE: 428,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,847.50 ANNUAL RATE ADJUST: 0.000
LTV : 43.23232 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080048366 MORTGAGORS: DOMINGUEZ, DANIEL
DOMINGUEZ, PETRA
ADDRESS : 563 QUAIL RUN CIRCLE
MORTGAGE AMT: 262,050.00 CITY TRACY
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95376
UNPAID BALANCE: 261,855.520 OPTION TO CONVERT : No
MONTHLY P&I: 1,832.29 ANNUAL RATE ADJUST: 0.000
LTV : 89.99835 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080048432 MORTGAGORS: GLADDEN, DANE
GLADDEN, MINDY
ADDRESS : 28542 NORTH CALEX DRIVE
MORTGAGE AMT: 271,300.00 CITY VALENCIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91354
UNPAID BALANCE: 271,300.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,804.97 ANNUAL RATE ADJUST: 0.000
LTV : 79.99575 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080048481 MORTGAGORS: YOUNG, WAYNE
ADDRESS : 4401 HARBOUR TOWN DRIVE
MORTGAGE AMT: 253,550.00 CITY BELTSVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MD 20705
UNPAID BALANCE: 253,347.240 OPTION TO CONVERT : No
MONTHLY P&I: 1,708.21 ANNUAL RATE ADJUST: 0.000
LTV : 79.98675 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080048515 MORTGAGORS: KING, CECIL
King, Janis
KING, JANIS
ADDRESS : 1016 MARLIN DRIVE
MORTGAGE AMT: 260,000.00 CITY WEST CHESTE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 PA 19382
UNPAID BALANCE: 259,786.880 OPTION TO CONVERT : No
MONTHLY P&I: 1,729.79 ANNUAL RATE ADJUST: 0.000
LTV : 60.88993 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080048523 MORTGAGORS: BRUNER, WILLIAM
BRUNER, BONNIE
ADDRESS : 6221 CENTURY HILL DRIVE
MORTGAGE AMT: 372,000.00 CITY RIVERSIDE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92506
UNPAID BALANCE: 371,695.070 OPTION TO CONVERT : No
MONTHLY P&I: 2,474.93 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080048556 MORTGAGORS: HOFFMAN, RICHARD
HOFFMAN, DAWN
ADDRESS : 12377 COLD STREAM GUARD C
MORTGAGE AMT: 252,500.00 CITY BRISTOW
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 VA 20136
UNPAID BALANCE: 252,277.220 OPTION TO CONVERT : No
MONTHLY P&I: 1,616.79 ANNUAL RATE ADJUST: 0.000
LTV : 79.99620 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080048572 MORTGAGORS: ROY, CARL
Roy, Tracy
ROY, TRACY
ADDRESS : 3726 VALLEY OAKS DRIVE
MORTGAGE AMT: 339,700.00 CITY FAIRFAX
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 VA 22033
UNPAID BALANCE: 339,414.610 OPTION TO CONVERT : No
MONTHLY P&I: 2,231.59 ANNUAL RATE ADJUST: 0.000
LTV : 79.99058 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080048580 MORTGAGORS: MARTIN, JERI
MARTIN, MARGARET
MARTIN, MARGARET
ADDRESS : 3206 KIMBERLY DRIVE
MORTGAGE AMT: 266,000.00 CITY MOUNT AIRY
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 MD 21771
UNPAID BALANCE: 265,540.650 OPTION TO CONVERT : No
MONTHLY P&I: 1,725.27 ANNUAL RATE ADJUST: 0.000
LTV : 68.21000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080048622 MORTGAGORS: HENDERSON, DARRYL
HENDERSON, ALISON
HENDERSON, ALISON
ADDRESS : 106 BEECHDALE COURT
MORTGAGE AMT: 348,000.00 CITY Accokeek
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 MD 20607
UNPAID BALANCE: 347,139.760 OPTION TO CONVERT : No
MONTHLY P&I: 2,257.12 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080048663 MORTGAGORS: HEMMY, VICTOR
HEMMY, CANDACE
HEMMY, CANDACE
ADDRESS : 868 MOANIALA ST.
MORTGAGE AMT: 650,000.00 CITY Honolulu
:\
STATE/ZIP :\
LIFETIME RATE : 6.37500 HI 96821
UNPAID BALANCE: 649,397.970 OPTION TO CONVERT : No
MONTHLY P&I: 4,055.15 ANNUAL RATE ADJUST: 0.000
LTV : 63.73000 OUTSIDE CONV DATE:
CURRENT INT 6.37500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080048671 MORTGAGORS: MATTHEWS, MARK
HATFIELD, JOAN
ADDRESS : 60 MIDDLE LINE HIGHWAY
MORTGAGE AMT: 500,000.00 CITY SOUTHAMPTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NY 11968
UNPAID BALANCE: 500,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,410.88 ANNUAL RATE ADJUST: 0.000
LTV : 64.51613 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080048697 MORTGAGORS: BROADY, JAMES
BROADY, JAMES
ADDRESS : 11024 DORSCH FARM ROAD
MORTGAGE AMT: 325,000.00 CITY ELLICOTT CI
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MD 21042
UNPAID BALANCE: 324,740.100 OPTION TO CONVERT : No
MONTHLY P&I: 2,189.59 ANNUAL RATE ADJUST: 0.000
LTV : 79.94785 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080048721 MORTGAGORS: BEALL,, LLOYD
BEALL, JANIS
ADDRESS : 3991 BRIARBUSH WAY
MORTGAGE AMT: 273,000.00 CITY Fairfax
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 VA 22031
UNPAID BALANCE: 270,673.120 OPTION TO CONVERT : No
MONTHLY P&I: 1,770.67 ANNUAL RATE ADJUST: 0.000
LTV : 74.59000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080048804 MORTGAGORS: NORTON, CARL
NORTON, FRANCES
NORTON, FRANCES
ADDRESS : 6739 HERITAGE PLACE
MORTGAGE AMT: 283,000.00 CITY WARRENTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 VA 20187
UNPAID BALANCE: 282,511.300 OPTION TO CONVERT : No
MONTHLY P&I: 1,835.53 ANNUAL RATE ADJUST: 0.000
LTV : 72.56000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080048846 MORTGAGORS: CAPATI, LAVERNE
CAPATI, REMEDIOS
CAPATI, REMEDIOS
ADDRESS : 12639 SORA WAY
MORTGAGE AMT: 258,750.00 CITY San Diego
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 CA 92129
UNPAID BALANCE: 258,280.900 OPTION TO CONVERT : No
MONTHLY P&I: 1,635.48 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080048861 MORTGAGORS: HOLLOWAY, EUGENE
HOLLOWAY, SALLY
HOLLOWAY, SALLY
ADDRESS : 1 CHERRY TREE LN
MORTGAGE AMT: 303,750.00 CITY Chester
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 NJ 07930
UNPAID BALANCE: 303,750.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,970.12 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080048929 MORTGAGORS: EDMONDS, LEE
EDMONDS, DEBORAH
EDMONDS, DEBORAH
ADDRESS : 11600 RIVERSHORE DRIVE
MORTGAGE AMT: 298,400.00 CITY Dunkirk
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 MD 20754
UNPAID BALANCE: 297,806.030 OPTION TO CONVERT : No
MONTHLY P&I: 1,886.09 ANNUAL RATE ADJUST: 0.000
LTV : 75.16000 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080048952 MORTGAGORS: LEITNER, KENNETH
LEITNER, LYLA
ADDRESS : 5745 CAMINO DE BRYANT
MORTGAGE AMT: 428,000.00 CITY YORBA LINDA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92887
UNPAID BALANCE: 427,649.180 OPTION TO CONVERT : No
MONTHLY P&I: 2,847.49 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080048994 MORTGAGORS: RICHARDSON, STEPHEN
RICHARDSON, KAREN
ADDRESS : 26061 CHARONNE COURT
MORTGAGE AMT: 279,000.00 CITY SANTA CLARI
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91355
UNPAID BALANCE: 279,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,903.28 ANNUAL RATE ADJUST: 0.000
LTV : 75.40541 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049059 MORTGAGORS: BRACCIO, PETER
BRACCIO, RACHEL
BRACCIO, RACHEL
ADDRESS : 9 CAMINO DE TRAVESIA
MORTGAGE AMT: 298,400.00 CITY Carmel Valley
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 93924
UNPAID BALANCE: 297,100.860 OPTION TO CONVERT : No
MONTHLY P&I: 1,935.42 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 11/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049091 MORTGAGORS: DENTON, JOHN
DENTON, VICTORIA
ADDRESS : 658 BONWIT PLACE
MORTGAGE AMT: 296,000.00 CITY SIMI VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 93065
UNPAID BALANCE: 295,774.770 OPTION TO CONVERT : No
MONTHLY P&I: 2,044.40 ANNUAL RATE ADJUST: 0.000
LTV : 78.72340 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049109 MORTGAGORS: KRATZER, JEFFREY
KRATZER, URSULA
ADDRESS : 112 LONGWOOD DRIVE
MORTGAGE AMT: 288,000.00 CITY Mandeville
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 LA 70471
UNPAID BALANCE: 287,752.030 OPTION TO CONVERT : No
MONTHLY P&I: 1,867.96 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049158 MORTGAGORS: STELLATO, VIRGINIA
OLDOERP, GREGORY
ADDRESS : 19642 ISLAND BAY LANE
MORTGAGE AMT: 379,000.00 CITY HUNTINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92648
UNPAID BALANCE: 379,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,521.50 ANNUAL RATE ADJUST: 0.000
LTV : 70.18519 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049174 MORTGAGORS: GIANNELLI, GRETCHEN
GIANNELLI, VINCENZO
ADDRESS : 2103 WILKINSON PLACE
MORTGAGE AMT: 340,000.00 CITY Alexandria
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 VA 22306
UNPAID BALANCE: 339,700.020 OPTION TO CONVERT : No
MONTHLY P&I: 2,177.06 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049190 MORTGAGORS: HENDERSON, DOUGLAS
PEPPER, REBECCA
ADDRESS : 434 NE FLORAL PLACE
MORTGAGE AMT: 123,000.00 CITY PORTLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 OR 97232
UNPAID BALANCE: 122,396.610 OPTION TO CONVERT : No
MONTHLY P&I: 818.32 ANNUAL RATE ADJUST: 0.000
LTV : 48.43000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049208 MORTGAGORS: GARIBALDI, SHERRY
ADDRESS : 7625 EAST CAMELBACK
MORTGAGE AMT: 32,000.00 CITY SCOTTSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 AZ 85251
UNPAID BALANCE: 31,951.150 OPTION TO CONVERT : No
MONTHLY P&I: 221.02 ANNUAL RATE ADJUST: 0.000
LTV : 62.75000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049216 MORTGAGORS: SANTARELLI, LORI
ADDRESS : 0085 STONEGATE CIRCLE UNI
MORTGAGE AMT: 166,875.00 CITY EDWARDS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CO 81632
UNPAID BALANCE: 166,620.280 OPTION TO CONVERT : No
MONTHLY P&I: 1,152.56 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049224 MORTGAGORS: CAMPBELL, CHARLES
CAMPBELL, DONNA
ADDRESS : 2500 NE 160TH AVENUE
MORTGAGE AMT: 148,200.00 CITY VANCOUVER
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 WA 98684
UNPAID BALANCE: 146,092.180 OPTION TO CONVERT : No
MONTHLY P&I: 998.45 ANNUAL RATE ADJUST: 0.000
LTV : 60.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049232 MORTGAGORS: SHIVERS, ROBERT
SHIVERS, TARA
ADDRESS : 1424 EAST FREMONT ROAD
MORTGAGE AMT: 75,000.00 CITY PHOENIX
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 AZ 85040
UNPAID BALANCE: 74,942.930 OPTION TO CONVERT : No
MONTHLY P&I: 518.01 ANNUAL RATE ADJUST: 0.000
LTV : 68.81000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049240 MORTGAGORS: PEARCE, CARL
PEARCE, JOY
ADDRESS : 3120 SOUTH GREYTHORN WAY
MORTGAGE AMT: 327,000.00 CITY CHANDLER
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 AZ 85248
UNPAID BALANCE: 326,751.180 OPTION TO CONVERT : No
MONTHLY P&I: 2,258.51 ANNUAL RATE ADJUST: 0.000
LTV : 76.05000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049257 MORTGAGORS: FAKTOROVICH, BORIS
ADDRESS : 3421 oak glen drive
MORTGAGE AMT: 404,500.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 90068
UNPAID BALANCE: 402,392.690 OPTION TO CONVERT : No
MONTHLY P&I: 2,725.19 ANNUAL RATE ADJUST: 0.000
LTV : 61.38000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049265 MORTGAGORS: SALTZMAN, JACK
SALTZMAN, MARJORIE
ADDRESS : 2332 SW 16TH AVENUE
MORTGAGE AMT: 1,000,000.00 CITY PORTLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 OR 97201
UNPAID BALANCE: 1,000,000. OPTION TO CONVERT : No
000
MONTHLY P&I: 6,821.76 ANNUAL RATE ADJUST: 0.000
LTV : 58.82000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049273 MORTGAGORS: NUTE, HOWARD
NUTE, DEBRA
ADDRESS : 6199 north 20th street
MORTGAGE AMT: 432,500.00 CITY PHOENIX
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 AZ 85016
UNPAID BALANCE: 431,788.910 OPTION TO CONVERT : No
MONTHLY P&I: 2,877.43 ANNUAL RATE ADJUST: 0.000
LTV : 50.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049281 MORTGAGORS: HOFMANN, ADELE
ADDRESS : 1551 tahiti avenue
MORTGAGE AMT: 600,000.00 CITY laguna beach
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92651
UNPAID BALANCE: 599,520.190 OPTION TO CONVERT : No
MONTHLY P&I: 4,042.31 ANNUAL RATE ADJUST: 0.000
LTV : 60.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049299 MORTGAGORS: TAYLOR, PATRICIA
ADDRESS : 5072 Buckingham Road
MORTGAGE AMT: 100,700.00 CITY BOULDER
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CO 80301
UNPAID BALANCE: 100,700.000 OPTION TO CONVERT : No
MONTHLY P&I: 669.96 ANNUAL RATE ADJUST: 0.000
LTV : 75.71000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049307 MORTGAGORS: REYNOLDS, KATHLEEN
ADDRESS : 4460 MONACO STREET
MORTGAGE AMT: 275,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92107
UNPAID BALANCE: 274,790.740 OPTION TO CONVERT : No
MONTHLY P&I: 1,899.36 ANNUAL RATE ADJUST: 0.000
LTV : 51.89000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049331 MORTGAGORS: DANIEL, W
DANIEL, ADRIANA
ADDRESS : 400 costa del sol
MORTGAGE AMT: 395,000.00 CITY MALIBU
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90265
UNPAID BALANCE: 394,691.860 OPTION TO CONVERT : No
MONTHLY P&I: 2,694.60 ANNUAL RATE ADJUST: 0.000
LTV : 61.72000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049349 MORTGAGORS: JANOFF, WALTER
JANOFF, MARIANNE
ADDRESS : 2 coveview drive
MORTGAGE AMT: 304,000.00 CITY rancho palos verdes
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 90275
UNPAID BALANCE: 304,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,099.65 ANNUAL RATE ADJUST: 0.000
LTV : 38.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049356 MORTGAGORS: HADAR, ETTI
ADDRESS : 4707 dunas lane
MORTGAGE AMT: 423,000.00 CITY TARZANA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91356
UNPAID BALANCE: 423,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,921.56 ANNUAL RATE ADJUST: 0.000
LTV : 35.25000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049364 MORTGAGORS: CAPITAN, JOSE
CAPITAN, BARBARA
ADDRESS : 11 miguel street
MORTGAGE AMT: 475,000.00 CITY san francisco
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94131
UNPAID BALANCE: 474,519.270 OPTION TO CONVERT : No
MONTHLY P&I: 3,280.71 ANNUAL RATE ADJUST: 0.000
LTV : 67.86000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049380 MORTGAGORS: HENDRICKS, PHILIP
ADDRESS : 3975 HAINES STREET
MORTGAGE AMT: 195,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92109
UNPAID BALANCE: 195,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,297.34 ANNUAL RATE ADJUST: 0.000
LTV : 67.24000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049398 MORTGAGORS: SHAHEEN, PATRICIA
ADDRESS : 11701 north 135th way
MORTGAGE AMT: 122,000.00 CITY SCOTTSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 AZ 85259
UNPAID BALANCE: 121,900.000 OPTION TO CONVERT : No
MONTHLY P&I: 811.67 ANNUAL RATE ADJUST: 0.000
LTV : 71.76000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049406 MORTGAGORS: FOWL, RICHARD
MONROE-FOWL, PATRICIA
ADDRESS : 9230 NORTH 113TH WAY
MORTGAGE AMT: 345,000.00 CITY SCOTTSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 AZ 85259
UNPAID BALANCE: 345,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,382.83 ANNUAL RATE ADJUST: 0.000
LTV : 63.30000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049414 MORTGAGORS: BAKER, LONA
ADDRESS : 128 south pioneer street
MORTGAGE AMT: 72,000.00 CITY MIDVALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 UT 84047
UNPAID BALANCE: 72,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 497.29 ANNUAL RATE ADJUST: 0.000
LTV : 59.50000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049422 MORTGAGORS: MICHEL, JOHN
MICHEL, JOAN
ADDRESS : 14943 altata drive
MORTGAGE AMT: 310,000.00 CITY pacific palisades
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90272
UNPAID BALANCE: 310,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,062.44 ANNUAL RATE ADJUST: 0.000
LTV : 17.71000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049430 MORTGAGORS: HARPER, JOSEPH
HARPER, BARBARA
ADDRESS : 1716 OCEAN FRONT
MORTGAGE AMT: 930,000.00 CITY DEL MAR
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92014
UNPAID BALANCE: 928,544.640 OPTION TO CONVERT : No
MONTHLY P&I: 6,344.24 ANNUAL RATE ADJUST: 0.000
LTV : 18.60000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0080049448 MORTGAGORS: fugleberg, erika
FUGLEBERG, LARRY
ADDRESS : 10233 east caron street
MORTGAGE AMT: 265,962.00 CITY SCOTTSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 AZ 85258
UNPAID BALANCE: 265,962.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,769.45 ANNUAL RATE ADJUST: 0.000
LTV : 69.99000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049455 MORTGAGORS: WHITE, JACK
WHITE, DOROTHY
ADDRESS : 3635 alcott street
MORTGAGE AMT: 405,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92106
UNPAID BALANCE: 405,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,694.48 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049463 MORTGAGORS: MAZER, BARBARA
ADDRESS : 1569 EMMONS
MORTGAGE AMT: 86,000.00 CITY BIRMINGHAM
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MI 48009
UNPAID BALANCE: 86,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 673.23 ANNUAL RATE ADJUST: 0.000
LTV : 48.31000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/19
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049471 MORTGAGORS: NEUSCHATZ, ANDREW
EPEL, SHARON
ADDRESS : 301 san benito way
MORTGAGE AMT: 350,000.00 CITY san francisco
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94127
UNPAID BALANCE: 350,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,358.01 ANNUAL RATE ADJUST: 0.000
LTV : 42.94000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049489 MORTGAGORS: MUNDY, JEFFERSON
MUNDY, ALINE
ADDRESS : 104 south ridgewood road
MORTGAGE AMT: 239,000.00 CITY KENTFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94904
UNPAID BALANCE: 239,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,671.12 ANNUAL RATE ADJUST: 0.000
LTV : 11.95000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049497 MORTGAGORS: MAR, GERALD
MAR, FLOR-ELLA
ADDRESS : 11386 paymogo court
MORTGAGE AMT: 276,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92129
UNPAID BALANCE: 276,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,882.81 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049505 MORTGAGORS: KLEIN, NORMA
ADDRESS : 1000 west ocean front
MORTGAGE AMT: 775,000.00 CITY newport beach
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92661
UNPAID BALANCE: 775,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 5,352.73 ANNUAL RATE ADJUST: 0.000
LTV : 55.36000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049513 MORTGAGORS: GUERRERO, PETER
ADDRESS : 8302 EAST VISTA DRIVE
MORTGAGE AMT: 95,900.00 CITY SCOTTSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 AZ 85250
UNPAID BALANCE: 95,900.000 OPTION TO CONVERT : No
MONTHLY P&I: 662.36 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049521 MORTGAGORS: MIGUENS, JOSE
MIGUENS, BLANCA
ADDRESS : 24720 NORTH 72ND PLACE
MORTGAGE AMT: 89,000.00 CITY SCOTTSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 AZ 85255
UNPAID BALANCE: 89,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 637.61 ANNUAL RATE ADJUST: 0.000
LTV : 55.97000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049539 MORTGAGORS: TITUS, NICOLE
ADDRESS : 12806 NORTH 15TH DRIVE
MORTGAGE AMT: 118,200.00 CITY PHOENIX
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 AZ 85029
UNPAID BALANCE: 118,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 816.38 ANNUAL RATE ADJUST: 0.000
LTV : 69.53000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049547 MORTGAGORS: COOPER, SUSAN
COOPER, JAMES
ADDRESS : 16046 NORTH 71ST AVENUE
MORTGAGE AMT: 53,650.00 CITY PEORIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 AZ 85382
UNPAID BALANCE: 53,650.000 OPTION TO CONVERT : No
MONTHLY P&I: 384.36 ANNUAL RATE ADJUST: 0.000
LTV : 94.96000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049554 MORTGAGORS: BRAYTON, BRYAN
ADDRESS : 5816 VARNA AVENUE
MORTGAGE AMT: 290,000.00 CITY VAN NUYS
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 91401
UNPAID BALANCE: 290,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,052.60 ANNUAL RATE ADJUST: 0.000
LTV : 76.32000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049562 MORTGAGORS: GIBSON, OSCAR
WALKER-GIBSON, CHRISTY
ADDRESS : 5245 EAST VIA DEL CIELO
MORTGAGE AMT: 360,500.00 CITY PARADISE VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 AZ 85253
UNPAID BALANCE: 359,907.270 OPTION TO CONVERT : No
MONTHLY P&I: 2,398.42 ANNUAL RATE ADJUST: 0.000
LTV : 72.10000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049570 MORTGAGORS: THONE,, ROBERT
THONE, PATRICIA
ADDRESS : 32146 RANCHO CIELO
MORTGAGE AMT: 287,000.00 CITY Trabuco Canyon
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92679
UNPAID BALANCE: 287,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,909.42 ANNUAL RATE ADJUST: 0.000
LTV : 65.98000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049596 MORTGAGORS: GEIB, PATRICIA
ADDRESS : 19 GREENVIEW DRIVE
MORTGAGE AMT: 175,000.00 CITY CARLSBAD
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92009
UNPAID BALANCE: 174,739.460 OPTION TO CONVERT : No
MONTHLY P&I: 1,223.63 ANNUAL RATE ADJUST: 0.000
LTV : 58.33000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049604 MORTGAGORS: ROTH, JEFFERSON
ROTH, ELAINE
ADDRESS : 011 DEER VALLEY DRIVE
MORTGAGE AMT: 280,000.00 CITY GLENWOOD SPRINGS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CO 81601
UNPAID BALANCE: 278,921.850 OPTION TO CONVERT : No
MONTHLY P&I: 2,170.84 ANNUAL RATE ADJUST: 0.000
LTV : 48.11000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/19
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049620 MORTGAGORS: SAWYER, ROBERT
ADDRESS : 3661 NORTH NAVAJO TRAIL
MORTGAGE AMT: 177,000.00 CITY PARK CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 UT 84098
UNPAID BALANCE: 176,469.610 OPTION TO CONVERT : No
MONTHLY P&I: 1,237.61 ANNUAL RATE ADJUST: 0.000
LTV : 62.11000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 12/01/28
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049638 MORTGAGORS: KLECKNER, MARTIN
KLECKNER, DARLENE
ADDRESS : 6908 wildrose terrace
MORTGAGE AMT: 247,500.00 CITY CARLSBAD
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92009
UNPAID BALANCE: 246,739.700 OPTION TO CONVERT : No
MONTHLY P&I: 1,646.62 ANNUAL RATE ADJUST: 0.000
LTV : 56.90000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049646 MORTGAGORS: BENSON, LEE
BENSON, PAULA
ADDRESS : 3229 EAST PIRO STREE
MORTGAGE AMT: 250,000.00 CITY PHOENIX
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 AZ 85044
UNPAID BALANCE: 250,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,726.69 ANNUAL RATE ADJUST: 0.000
LTV : 44.64000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049661 MORTGAGORS: GAROFOLO, RALPH
ADDRESS : 404 SUMMER MESA DRIVE
MORTGAGE AMT: 399,500.00 CITY LAS VEGAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NV 89134
UNPAID BALANCE: 399,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,759.25 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049687 MORTGAGORS: MARTIN, NANCY
ADDRESS : 10040 EAST HAPPY VALLEY R
MORTGAGE AMT: 388,800.00 CITY SCOTTSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 AZ 85255
UNPAID BALANCE: 388,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,652.30 ANNUAL RATE ADJUST: 0.000
LTV : 79.99000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049695 MORTGAGORS: HOUSLEY, WAYNE
HOUSLEY, ANNE
ADDRESS : 20529 SE BRADY ROAD
MORTGAGE AMT: 297,750.00 CITY CAMAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 WA 98607
UNPAID BALANCE: 297,284.050 OPTION TO CONVERT : No
MONTHLY P&I: 2,031.18 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049703 MORTGAGORS: VAN KOMEN, JOHN
KOMEN, EILEEN
ADDRESS : 1362 EAST 8175 SOUTH
MORTGAGE AMT: 120,000.00 CITY SANDY
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 UT 84093
UNPAID BALANCE: 119,785.340 OPTION TO CONVERT : No
MONTHLY P&I: 849.35 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049760 MORTGAGORS: FLORES, DANIEL
FLORES, SUZETTE
FLORES, SUZETTE
ADDRESS : 13699 ESSENCE ROAD
MORTGAGE AMT: 245,250.00 CITY San Diego
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 92128
UNPAID BALANCE: 245,250.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,590.69 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049836 MORTGAGORS: LEE, FRED
LEE, THERESA
LEE, THERESA
ADDRESS : 6709 MICHAELS DRIVE
MORTGAGE AMT: 356,450.00 CITY Bethesda
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 MD 20817
UNPAID BALANCE: 356,450.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,311.93 ANNUAL RATE ADJUST: 0.000
LTV : 74.99000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049877 MORTGAGORS: DOERFLER, KATRINA
CRETNEY,, WARREN
CRETNEY,, WARREN
ADDRESS : 27009 FIELDING DRIVE
MORTGAGE AMT: 268,600.00 CITY Hayward
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 CA 94542
UNPAID BALANCE: 268,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,697.73 ANNUAL RATE ADJUST: 0.000
LTV : 78.31000 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049901 MORTGAGORS: COEN, IRA
COEN, JEROLYN
COEN, JEROLYN
ADDRESS : 468 GEHRKE ROAD
MORTGAGE AMT: 345,000.00 CITY Port Angeles
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 WA 98362
UNPAID BALANCE: 345,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,237.66 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049935 MORTGAGORS: CHANDLER, JEROME
CHANDLER AKA, BETTY
ADDRESS : 3016 BRUNER AVE
MORTGAGE AMT: 304,200.00 CITY BRONX
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NY 10469
UNPAID BALANCE: 304,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,998.38 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049950 MORTGAGORS: KELLER, ROBERT
KELLER, MARY
KELLER, MARY
ADDRESS : 126 CAMERON MEWS
MORTGAGE AMT: 300,000.00 CITY Alexandria
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 VA 22314
UNPAID BALANCE: 299,741.700 OPTION TO CONVERT : No
MONTHLY P&I: 1,945.79 ANNUAL RATE ADJUST: 0.000
LTV : 64.10000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049968 MORTGAGORS: MYTCZYNSKY, STEFAN
MYTCZYNSKY, SUSAN
MYTCZYNSKY, SUSAN
ADDRESS : 0053 SCR 1041
MORTGAGE AMT: 434,000.00 CITY Frisco
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CO 80443
UNPAID BALANCE: 434,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,814.92 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080049984 MORTGAGORS: LAMMERS, CHARLES
LAMMERS, AMY
ADDRESS : 8911 CRESCENT DRIVE
MORTGAGE AMT: 353,000.00 CITY HUNTINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92646
UNPAID BALANCE: 353,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,378.23 ANNUAL RATE ADJUST: 0.000
LTV : 79.32584 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080050016 MORTGAGORS: KEARNS, MICHAEL
CORCORAN, MIMI
ADDRESS : 2454 DONNINGTON CT.
MORTGAGE AMT: 300,000.00 CITY Jeffersonton
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 VA 22724
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,945.79 ANNUAL RATE ADJUST: 0.000
LTV : 89.55000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080050057 MORTGAGORS: STOCKEL, JOHN
ADDRESS : 2873 PEBBLE BEACH DRIVE
MORTGAGE AMT: 365,000.00 CITY Ellicott City
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 MD 21042
UNPAID BALANCE: 365,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,367.38 ANNUAL RATE ADJUST: 0.000
LTV : 73.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080050073 MORTGAGORS: POWELL, ROBERT
POWELL, JANET
ADDRESS : 473 EAST MONTECITO AVENUE
MORTGAGE AMT: 335,000.00 CITY SIERRA MADR
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 91024
UNPAID BALANCE: 334,718.550 OPTION TO CONVERT : No
MONTHLY P&I: 2,200.72 ANNUAL RATE ADJUST: 0.000
LTV : 79.76190 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080050099 MORTGAGORS: NAKAMURA, KARL
NAKAMURA, GLENDA
ADDRESS : 5605 LOPING LANE
MORTGAGE AMT: 261,250.00 CITY BONITA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91902
UNPAID BALANCE: 261,051.210 OPTION TO CONVERT : No
MONTHLY P&I: 1,804.39 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080050347 MORTGAGORS: HENRY, FERRON
HENRY, SANDRA
ADDRESS : 11 VIA LIEBRE
MORTGAGE AMT: 270,500.00 CITY RANCHO SANT
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 92688
UNPAID BALANCE: 270,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,937.90 ANNUAL RATE ADJUST: 0.000
LTV : 68.48101 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080050735 MORTGAGORS: WAUGH, DONALD
WAUGH, PAULA
ADDRESS : 1191 SPRING STREET
MORTGAGE AMT: 238,000.00 CITY OAK VIEW
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 93022
UNPAID BALANCE: 238,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,603.46 ANNUAL RATE ADJUST: 0.000
LTV : 52.88889 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080050743 MORTGAGORS: FORD, JAMES
ADDRESS : 306 33RD STREET
MORTGAGE AMT: 304,000.00 CITY NEWPORT BEA
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 92663
UNPAID BALANCE: 304,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,971.74 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080050768 MORTGAGORS: JOHANSEN, ROBERT
JOHANSEN, PENNY
ADDRESS : 708 APPALOOSA DRIVE
MORTGAGE AMT: 290,000.00 CITY WALNUT CREE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94596
UNPAID BALANCE: 289,773.760 OPTION TO CONVERT : No
MONTHLY P&I: 1,978.32 ANNUAL RATE ADJUST: 0.000
LTV : 71.60494 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080051402 MORTGAGORS: MUNN, HARRY
Munn, Roslyn
MUNN, ROSLYN
ADDRESS : 1383 STONEBRIDGE CIRCLE
MORTGAGE AMT: 287,000.00 CITY ESCONDIDO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92029
UNPAID BALANCE: 287,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,957.85 ANNUAL RATE ADJUST: 0.000
LTV : 66.74419 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080051410 MORTGAGORS: ADICKES, ERIC
ADDRESS : 34831 DOHENY PLACE
MORTGAGE AMT: 635,000.00 CITY CAPISTRANO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92624
UNPAID BALANCE: 635,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 4,385.79 ANNUAL RATE ADJUST: 0.000
LTV : 74.70588 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080051535 MORTGAGORS: HAJ IBRAHIM, AHMAD
CATOVIC, SURAYYA
ADDRESS : 8 DOGWOOD DRIVE
MORTGAGE AMT: 286,000.00 CITY LOWER MAKEF
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 PA 19067
UNPAID BALANCE: 285,776.890 OPTION TO CONVERT : No
MONTHLY P&I: 1,951.03 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080051543 MORTGAGORS: HENNESSY, JOHN
HENNESSY, CAREN
ADDRESS : 19820 AVENIDA CASTILLA
MORTGAGE AMT: 378,000.00 CITY MURRIETA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92562
UNPAID BALANCE: 378,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,578.63 ANNUAL RATE ADJUST: 0.000
LTV : 68.72727 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080051618 MORTGAGORS: TESSIER, VICTOR
TESSIER, CATHERINE
ADDRESS : 1180 NORTH PALOMARES STRE
MORTGAGE AMT: 396,000.00 CITY POMONA
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 CA 91767
UNPAID BALANCE: 396,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,502.99 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080051675 MORTGAGORS: JOHNSON, GEORGE
JOHNSON, DIANA
ADDRESS : 362 PISMO TERRACE
MORTGAGE AMT: 255,000.00 CITY SUNNYVALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94086
UNPAID BALANCE: 255,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,696.53 ANNUAL RATE ADJUST: 0.000
LTV : 53.68421 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080051733 MORTGAGORS: BUCKLEY, EDWARD
BUCKLEY, PATRICIA
ADDRESS : 327 ADAMS STREEET
MORTGAGE AMT: 251,600.00 CITY DECATUR
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 GA 30030
UNPAID BALANCE: 251,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,652.83 ANNUAL RATE ADJUST: 0.000
LTV : 69.88889 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080051758 MORTGAGORS: DEVEREAUX, LESLIE
ADDRESS : 74 AZALEA STREET
MORTGAGE AMT: 320,000.00 CITY PISCATAWAY
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NJ 08854
UNPAID BALANCE: 319,762.510 OPTION TO CONVERT : No
MONTHLY P&I: 2,237.49 ANNUAL RATE ADJUST: 0.000
LTV : 88.88889 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080051782 MORTGAGORS: WILLIAMS, WENDELL
WILLIAMS, THERESE
ADDRESS : 1585 DIANNE LANE
MORTGAGE AMT: 255,100.00 CITY CORONA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91719
UNPAID BALANCE: 255,100.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,761.92 ANNUAL RATE ADJUST: 0.000
LTV : 75.02941 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080051808 MORTGAGORS: EVANS, BRADSHAW
Evans, Shawna
EVANS, SHAWNA
ADDRESS : 2 TRACEY LANE
MORTGAGE AMT: 300,000.00 CITY MT OLIVE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 07828
UNPAID BALANCE: 299,760.090 OPTION TO CONVERT : No
MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000
LTV : 89.82036 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080051832 MORTGAGORS: MIDGETTE, JERRY
Midgette, Lisa
MIDGETTE, LISA
ADDRESS : 10 MANSFIELD ROAD
MORTGAGE AMT: 300,000.00 CITY FRANKLIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NJ 08540
UNPAID BALANCE: 299,765.970 OPTION TO CONVERT : No
MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000
LTV : 93.89671 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080051857 MORTGAGORS: KLOCK, DONALD
KLOCK, PATTI
ADDRESS : 1921 AVENIDA MONTE VISTA
MORTGAGE AMT: 256,000.00 CITY SAN DIMAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91773
UNPAID BALANCE: 256,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,768.13 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080051865 MORTGAGORS: LARKIN, THOMAS
Larkin, Mary
LARKIN, MARY
ADDRESS : 41 COREY LANE
MORTGAGE AMT: 650,000.00 CITY MENDHAM
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 NJ 07945
UNPAID BALANCE: 648,849.860 OPTION TO CONVERT : No
MONTHLY P&I: 4,162.03 ANNUAL RATE ADJUST: 0.000
LTV : 41.93548 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080051881 MORTGAGORS: CONNELL, MARC
CONNELL, MICHELLE
ADDRESS : 13829 ARAPAHOE
MORTGAGE AMT: 262,000.00 CITY TUSTIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92782
UNPAID BALANCE: 262,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,743.10 ANNUAL RATE ADJUST: 0.000
LTV : 88.81356 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080051915 MORTGAGORS: BERLOWITZ, PAUL
Bailey, Malinda
BAILEY, MALINDA
ADDRESS : 4 NICOLE TERRACE
MORTGAGE AMT: 309,000.00 CITY LEBANON
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 NJ 08826
UNPAID BALANCE: 308,727.370 OPTION TO CONVERT : No
MONTHLY P&I: 1,978.57 ANNUAL RATE ADJUST: 0.000
LTV : 79.42016 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080051972 MORTGAGORS: SCUITTO, CHRISTOPHE
SCUITTO, TIFFANY
ADDRESS : 5111 LAURELGROVE AVENUE
MORTGAGE AMT: 294,000.00 CITY VALLEY VILL
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91607
UNPAID BALANCE: 293,759.010 OPTION TO CONVERT : No
MONTHLY P&I: 1,955.99 ANNUAL RATE ADJUST: 0.000
LTV : 77.36842 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080052004 MORTGAGORS: BOUCHIER, RICHARD
Bouchier, Deena
BOUCHIER, DEENA
ADDRESS : 22 KIPP STREET
MORTGAGE AMT: 281,250.00 CITY NEW CASTLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NY 10514
UNPAID BALANCE: 281,025.080 OPTION TO CONVERT : No
MONTHLY P&I: 1,894.84 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080052020 MORTGAGORS: KRISHNAMOORT, RAMAIYAH
Krishnamoorthy, Kanchana
KRISHNAMOORT, KANCHANA
ADDRESS : 45 ZAITZ FARM ROAD
MORTGAGE AMT: 335,150.00 CITY WEST WINDSO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NJ 08550
UNPAID BALANCE: 334,901.270 OPTION TO CONVERT : No
MONTHLY P&I: 2,343.42 ANNUAL RATE ADJUST: 0.000
LTV : 78.85882 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080052046 MORTGAGORS: GREENBAUM, DENNIS
Byrne, Rosemary
BYRNE, ROSEMARY
ADDRESS : 970 SALEM LANE
MORTGAGE AMT: 355,500.00 CITY RIDGEWOOD V
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NJ 07451
UNPAID BALANCE: 355,229.480 OPTION TO CONVERT : No
MONTHLY P&I: 2,455.36 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080052095 MORTGAGORS: RAGUSA, CHRISTINE
ADDRESS : 32 VAN ETTEN BOULEVARD
MORTGAGE AMT: 304,000.00 CITY NEW ROCHELL
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NY 10804
UNPAID BALANCE: 303,500.170 OPTION TO CONVERT : No
MONTHLY P&I: 2,022.52 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080052129 MORTGAGORS: MANSELL, JOHN
Mansell, Arlene
MANSELL, ARLENE
ADDRESS : 1093 LORAN COURT
MORTGAGE AMT: 268,800.00 CITY GREAT FALLS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 VA 22066
UNPAID BALANCE: 268,579.660 OPTION TO CONVERT : No
MONTHLY P&I: 1,788.34 ANNUAL RATE ADJUST: 0.000
LTV : 79.98810 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080052160 MORTGAGORS: BUCCI, RAYMOND
BUCCI, DEBORAH
ADDRESS : 750 IRVINE ROAD
MORTGAGE AMT: 468,000.00 CITY SIMI VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 93065
UNPAID BALANCE: 467,616.380 OPTION TO CONVERT : No
MONTHLY P&I: 3,113.62 ANNUAL RATE ADJUST: 0.000
LTV : 74.88000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080052194 MORTGAGORS: KING, KATHERINE
ADDRESS : 317 N ROYAL STREET
MORTGAGE AMT: 256,500.00 CITY ALEXANDRIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 VA 22314
UNPAID BALANCE: 256,289.740 OPTION TO CONVERT : No
MONTHLY P&I: 1,706.51 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080052251 MORTGAGORS: DESTEFANO, WILLIAM
ADDRESS : 451 ROUTE 24
MORTGAGE AMT: 397,000.00 CITY CHESTER TOW
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 07930
UNPAID BALANCE: 396,682.520 OPTION TO CONVERT : No
MONTHLY P&I: 2,674.67 ANNUAL RATE ADJUST: 0.000
LTV : 79.71888 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080052277 MORTGAGORS: MULLEN, KIMBERLY
ADDRESS : 19 SHERWOOD LANE
MORTGAGE AMT: 264,000.00 CITY COLTS NECK
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NJ 07722
UNPAID BALANCE: 263,794.050 OPTION TO CONVERT : No
MONTHLY P&I: 1,800.95 ANNUAL RATE ADJUST: 0.000
LTV : 75.42857 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080052327 MORTGAGORS: LENTZ, JILL
ADDRESS : 1942 SOUTH EL CAMINO REAL
MORTGAGE AMT: 255,000.00 CITY ENCINITAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92024
UNPAID BALANCE: 255,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,761.22 ANNUAL RATE ADJUST: 0.000
LTV : 60.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080052368 MORTGAGORS: ASH, JOHN
Ash, Louise
ASH, LOUISE
ADDRESS : FIVE WOODSVIEW DRIVE
MORTGAGE AMT: 250,950.00 CITY CONCORD
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 PA 19061
UNPAID BALANCE: 250,728.580 OPTION TO CONVERT : No
MONTHLY P&I: 1,606.87 ANNUAL RATE ADJUST: 0.000
LTV : 79.98279 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080052376 MORTGAGORS: CALUBAQUIB, RAMON
CALUBAQUIB, EVELYN
ADDRESS : 1616 RANCHO HILLS DRIVE
MORTGAGE AMT: 304,000.00 CITY CHINO HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91709
UNPAID BALANCE: 304,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,022.52 ANNUAL RATE ADJUST: 0.000
LTV : 77.94872 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080052392 MORTGAGORS: JACOBSON, RICHARD
JACOBSON, KATHERINE
ADDRESS : 724 SANTA RITA WAY
MORTGAGE AMT: 336,000.00 CITY SACRAMENTO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95864
UNPAID BALANCE: 336,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,292.12 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080052400 MORTGAGORS: BUCHANAN, WILLIAM
ADDRESS : 2918 PAPER LANE
MORTGAGE AMT: 500,000.00 CITY NEWPORT BEA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92660
UNPAID BALANCE: 500,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,496.08 ANNUAL RATE ADJUST: 0.000
LTV : 76.92308 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080052442 MORTGAGORS: SUEME, DONALD
PRESCOTT SUE, PATRICIA
ADDRESS : 1192 LA LIMONAR
MORTGAGE AMT: 380,000.00 CITY SANTA ANA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92705
UNPAID BALANCE: 380,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,496.33 ANNUAL RATE ADJUST: 0.000
LTV : 77.55102 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080052459 MORTGAGORS: HAAKE, CHARLES
HAAKE, KOURTNEY
ADDRESS : 2008 BAJA
MORTGAGE AMT: 260,000.00 CITY NEWPORT BEA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92660
UNPAID BALANCE: 260,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,729.79 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080052483 MORTGAGORS: RICHTER, GERALDINE
ADDRESS : 2125 NORTH SCOTT STREET
MORTGAGE AMT: 392,000.00 CITY ARLINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 VA 22209
UNPAID BALANCE: 392,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,607.99 ANNUAL RATE ADJUST: 0.000
LTV : 71.27273 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080052525 MORTGAGORS: SAFAEINILI, ALI
SAFAEINILI, LISA
ADDRESS : 3199 MONTE CARLO DRIVE
MORTGAGE AMT: 298,000.00 CITY THOUSAND OA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91362
UNPAID BALANCE: 298,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,032.89 ANNUAL RATE ADJUST: 0.000
LTV : 70.95238 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080052624 MORTGAGORS: FISHLYN, ELLIOTT
GREEN, LAURA
ADDRESS : 4279 SAN RAFAEL AVENUE
MORTGAGE AMT: 335,200.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90042
UNPAID BALANCE: 335,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,286.66 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080052988 MORTGAGORS: ANKETELL, SURENDRA
ANKETELL, CHRISTINA
ADDRESS : 1685 BRIGDEN ROAD
MORTGAGE AMT: 270,000.00 CITY PASADENA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91104
UNPAID BALANCE: 270,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,864.83 ANNUAL RATE ADJUST: 0.000
LTV : 75.63025 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080053291 MORTGAGORS: CHISOM, HENRY
CHISOM, LYNNEAN
ADDRESS : 5321 OVERDALE DRIVE
MORTGAGE AMT: 254,500.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90043
UNPAID BALANCE: 254,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,736.14 ANNUAL RATE ADJUST: 0.000
LTV : 79.53125 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080053341 MORTGAGORS: CLENDENEN, JON
CLENDENEN, KATHERINE
ADDRESS : 7937 WESTLAWN AVENUE
MORTGAGE AMT: 255,500.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 90045
UNPAID BALANCE: 255,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,657.17 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080053408 MORTGAGORS: KNOLL, GEORGE
PARADA, JAIME
KNOLL, KURTIS
KNOLL, JANE
ADDRESS : 22762 BOLTANA
MORTGAGE AMT: 383,900.00 CITY MISSION VIE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92688
UNPAID BALANCE: 383,900.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,651.51 ANNUAL RATE ADJUST: 0.000
LTV : 79.97917 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080053432 MORTGAGORS: HYNEMAN, WALTER
BARRENA, MONTSE
ADDRESS : 719 NORTH JUANITA AVENUE
MORTGAGE AMT: 295,000.00 CITY REDONDO BEA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90277
UNPAID BALANCE: 295,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,962.64 ANNUAL RATE ADJUST: 0.000
LTV : 70.23810 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080053465 MORTGAGORS: COOPER, CANDACE
ADDRESS : 6726 SOUTH HOLT AVENUE
MORTGAGE AMT: 390,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 90056
UNPAID BALANCE: 390,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,627.51 ANNUAL RATE ADJUST: 0.000
LTV : 72.89720 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080053473 MORTGAGORS: RANCK, PETER
WATSON RANCK, YVONNE
ADDRESS : 1634 AMARELLE STREET
MORTGAGE AMT: 281,530.00 CITY THOUSAND OA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 91320
UNPAID BALANCE: 281,530.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,968.50 ANNUAL RATE ADJUST: 0.000
LTV : 73.69895 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080053747 MORTGAGORS: SCHMIDT, VICTORIA
SCHMIDT, ERIK
ADDRESS : 3007 204TH ST SE
MORTGAGE AMT: 278,000.00 CITY BOTHELL
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 WA 98012
UNPAID BALANCE: 278,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,896.45 ANNUAL RATE ADJUST: 0.000
LTV : 94.88055 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080054000 MORTGAGORS: GENATOSSIO, CARLO
Genatossio, Nina
GENATOSSIO, NINA
ADDRESS : 145 SYCAMORE DRIVE
MORTGAGE AMT: 284,000.00 CITY HOLDEN
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MA 01520
UNPAID BALANCE: 283,783.900 OPTION TO CONVERT : No
MONTHLY P&I: 1,961.52 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080054349 MORTGAGORS: CERNY, EDWARD
CERNY, DE
ADDRESS : 26 SKYCREST
MORTGAGE AMT: 448,000.00 CITY MISSION VIE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92692
UNPAID BALANCE: 448,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,094.23 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080054786 MORTGAGORS: ALBISTON, CLAYTON
ALBISTON, DEBORAH
ADDRESS : 611 SOUTH WARBLER CIRCLE
MORTGAGE AMT: 352,000.00 CITY ANAHEIM
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92807
UNPAID BALANCE: 352,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,341.87 ANNUAL RATE ADJUST: 0.000
LTV : 70.40000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080054836 MORTGAGORS: STRATTON, ELIZABETH
ADDRESS : 21 RICHARDS ROAD
MORTGAGE AMT: 400,000.00 CITY LITCHFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CT 06759
UNPAID BALANCE: 400,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,661.21 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080054950 MORTGAGORS: TCHAICKOVSKY, IZABELLA
ADDRESS : 3029 20TH AVENUE
MORTGAGE AMT: 240,000.00 CITY SAN FRANCIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94132
UNPAID BALANCE: 240,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,596.73 ANNUAL RATE ADJUST: 0.000
LTV : 35.82090 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
01
--------------------------------------------------------------------------------
LN # 0080055098 MORTGAGORS: MEYER, GEOFFREY
ADDRESS : 2533 WALTON ROAD
MORTGAGE AMT: 245,600.00 CITY HUNTINGDON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 PA 19006
UNPAID BALANCE: 245,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,696.30 ANNUAL RATE ADJUST: 0.000
LTV : 94.46154 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
- ---------------------------------------------------------------------------------------------------------------PRODUCT
CODE:351
--------------------------------------------------------------------------------
LN # 0080055163 MORTGAGORS: FOOTE, WILLIAM
FOOTE, KATHLEEN
ADDRESS : 114 JUNEBERRY COURT
MORTGAGE AMT: 274,750.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95136
UNPAID BALANCE: 274,540.940 OPTION TO CONVERT : No
MONTHLY P&I: 1,897.63 ANNUAL RATE ADJUST: 0.000
LTV : 67.83951 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080055296 MORTGAGORS: GAFFNEY, WILLIAM
GAFFNEY, JOANNE
ADDRESS : 37 HOLLY HILL LANE
MORTGAGE AMT: 600,000.00 CITY CHARLESTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 PA 19355
UNPAID BALANCE: 599,565.740 OPTION TO CONVERT : No
MONTHLY P&I: 4,246.76 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080055429 MORTGAGORS: SHELDON, KAREN
ADDRESS : 921 TELFORD LANE
MORTGAGE AMT: 240,000.00 CITY PETALUMA
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 94954
UNPAID BALANCE: 240,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,556.64 ANNUAL RATE ADJUST: 0.000
LTV : 72.94833 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
01
--------------------------------------------------------------------------------
LN # 0080055627 MORTGAGORS: TAN, LUIS
TAN, CRISELDA
ADDRESS : 2208 166TH AVENUE
MORTGAGE AMT: 240,000.00 CITY SAN LEANDRO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94578
UNPAID BALANCE: 240,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,616.92 ANNUAL RATE ADJUST: 0.000
LTV : 73.84615 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
01
--------------------------------------------------------------------------------
LN # 0080055635 MORTGAGORS: HATHEWAY, DOUG
MCNEVIN, VALERIE
ADDRESS : 1711 VERA AVENUE
MORTGAGE AMT: 292,500.00 CITY REDWOOD CIT
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94061
UNPAID BALANCE: 292,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,045.20 ANNUAL RATE ADJUST: 0.000
LTV : 78.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080055775 MORTGAGORS: TSANG, ERIC
ADDRESS : 1716 WAYNE CIRCLE
MORTGAGE AMT: 303,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95131
UNPAID BALANCE: 303,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,041.37 ANNUAL RATE ADJUST: 0.000
LTV : 78.72052 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080056203 MORTGAGORS: RAMOS, MICHAEL
RAMOS, SHELLI
ADDRESS : 2643 CHATEAU LANE
MORTGAGE AMT: 265,000.00 CITY DAVIS
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 95616
UNPAID BALANCE: 264,777.360 OPTION TO CONVERT : No
MONTHLY P&I: 1,740.87 ANNUAL RATE ADJUST: 0.000
LTV : 77.94118 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080056278 MORTGAGORS: PETERSEN, DOUGLAS
Petersen, Myrna
PETERSEN, MYRNA
ADDRESS : 1 NEW YORK COURT
MORTGAGE AMT: 265,000.00 CITY MONARCH BEA
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 92629
UNPAID BALANCE: 265,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,898.49 ANNUAL RATE ADJUST: 0.000
LTV : 57.23542 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080056773 MORTGAGORS: BRANTLEY, OTIS
BRANTLEY, NITA
ADDRESS : 16180 PINNACLE ROAD
MORTGAGE AMT: 307,000.00 CITY CHINO HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91709
UNPAID BALANCE: 307,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,042.48 ANNUAL RATE ADJUST: 0.000
LTV : 78.31633 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080056906 MORTGAGORS: RAMALINGAM, SUBRAMANI
VENKATACHALA, JAYASHREE
ADDRESS : 8226 RINCONADA CT
MORTGAGE AMT: 361,050.00 CITY NEWARK
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94560
UNPAID BALANCE: 361,050.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,371.85 ANNUAL RATE ADJUST: 0.000
LTV : 79.98910 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080058092 MORTGAGORS: KENNEDY, THOMAS
SILVA, JOSEPH
KENNEDY, ARLENE
ADDRESS : 495 FIFTH STREET
MORTGAGE AMT: 300,000.00 CITY GILROY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95020
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000
LTV : 55.04587 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080058159 MORTGAGORS: DOMINICIS, ANTHONY
DI BATTISTA, MELISSA
DI BATTISTA, PATRICK
ADDRESS : 36 AMANTES
MORTGAGE AMT: 334,000.00 CITY RANCHO SANT
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92688
UNPAID BALANCE: 334,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,335.38 ANNUAL RATE ADJUST: 0.000
LTV : 77.67442 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080058589 MORTGAGORS: SEBERG, KEVIN
ADDRESS : 2121 COLINA VISTA COURT
MORTGAGE AMT: 252,000.00 CITY COSTA MESA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92627
UNPAID BALANCE: 252,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,719.08 ANNUAL RATE ADJUST: 0.000
LTV : 84.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080058639 MORTGAGORS: RATAJCZAK, ROGER
RATAJCZAK, PATRICIA
ADDRESS : 8282 MOLLER RANCH DRIVE
MORTGAGE AMT: 528,000.00 CITY PLEASANTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94588
UNPAID BALANCE: 527,588.100 OPTION TO CONVERT : No
MONTHLY P&I: 3,601.90 ANNUAL RATE ADJUST: 0.000
LTV : 74.36620 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080058688 MORTGAGORS: SHAFER, ROBERT
SHAFER, SUZANNE
ADDRESS : 22115 BELLCROFT DRIVE
MORTGAGE AMT: 268,000.00 CITY LAKE FOREST
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92630
UNPAID BALANCE: 268,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,783.02 ANNUAL RATE ADJUST: 0.000
LTV : 93.37979 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080058761 MORTGAGORS: KUECHLER, ROBERT
KUECHLER, JUDITH
ADDRESS : 451 SANTA ROSA DRIVE
MORTGAGE AMT: 953,990.00 CITY LOS GATOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95032
UNPAID BALANCE: 953,990.000 OPTION TO CONVERT : No
MONTHLY P&I: 6,346.92 ANNUAL RATE ADJUST: 0.000
LTV : 69.99963 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
03
--------------------------------------------------------------------------------
LN # 0080058936 MORTGAGORS: STAR, CRYSTAL
KARIMI, MITRA
ADDRESS : 23782 MEDINAH LANE
MORTGAGE AMT: 280,000.00 CITY LAGUNA NIGU
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92677
UNPAID BALANCE: 280,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,862.85 ANNUAL RATE ADJUST: 0.000
LTV : 45.90164 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080059017 MORTGAGORS: YU, SHERMAN
YU, MEI
ADDRESS : 208 WINDROSE COURT
MORTGAGE AMT: 255,950.00 CITY THOUSAND OA
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 91320
UNPAID BALANCE: 255,485.380 OPTION TO CONVERT : No
MONTHLY P&I: 1,660.09 ANNUAL RATE ADJUST: 0.000
LTV : 79.99687 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080059074 MORTGAGORS: GUTHRIE, WILLIAM
GUTHRIE, DEANNA
ADDRESS : 4007 SUTHERLAND COURT
MORTGAGE AMT: 318,321.00 CITY PLEASANTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 94588
UNPAID BALANCE: 318,046.930 OPTION TO CONVERT : No
MONTHLY P&I: 2,064.63 ANNUAL RATE ADJUST: 0.000
LTV : 91.20946 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080059272 MORTGAGORS: NEHIRA, ALICE
ADDRESS : 2104 WEST 234TH STREET
MORTGAGE AMT: 311,250.00 CITY TORRANCE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 90501
UNPAID BALANCE: 310,988.500 OPTION TO CONVERT : No
MONTHLY P&I: 2,044.70 ANNUAL RATE ADJUST: 0.000
LTV : 77.81250 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080059280 MORTGAGORS: DEVANEY, FRANCIS
DEVANEY, LESLIE
ADDRESS : 12454 FIGTREE STREET
MORTGAGE AMT: 545,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92131
UNPAID BALANCE: 545,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,625.90 ANNUAL RATE ADJUST: 0.000
LTV : 73.15436 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080059306 MORTGAGORS: HAYNES, CHRISTINE
ADDRESS : 1421 RIVERVIEW DRIVE
MORTGAGE AMT: 255,000.00 CITY FALLBROOK
:\
STATE/ZIP :\
LIFETIME RATE : 6.37500 CA 92028
UNPAID BALANCE: 255,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,590.87 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 6.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080059330 MORTGAGORS: S KO, JOHN
KO, LINDA
ADDRESS : 11680 SEMINOLE CR
MORTGAGE AMT: 383,600.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91326
UNPAID BALANCE: 383,285.560 OPTION TO CONVERT : No
MONTHLY P&I: 2,552.11 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080059355 MORTGAGORS: BAUM, GARY
BAUM, JANET
ADDRESS : 239 HORIZON DRIVE
MORTGAGE AMT: 303,000.00 CITY ENCINITAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92024
UNPAID BALANCE: 303,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,118.62 ANNUAL RATE ADJUST: 0.000
LTV : 73.01205 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080059371 MORTGAGORS: CHING, CHRISTOPHE
ADDRESS : 328 SPYGLASS WAY
MORTGAGE AMT: 364,850.00 CITY APTOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95003
UNPAID BALANCE: 364,850.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,458.06 ANNUAL RATE ADJUST: 0.000
LTV : 79.15175 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080059470 MORTGAGORS: CRESPIN, ROBERT
CRESPIN, JULIE
CRESPIN, JULIE
ADDRESS : 15341 ARDATH AVENUE
MORTGAGE AMT: 168,000.00 CITY GARDENA
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 90249
UNPAID BALANCE: 167,878.400 OPTION TO CONVERT : No
MONTHLY P&I: 1,189.10 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080059546 MORTGAGORS: SKEHAN, RODERICK
SKEHAN, BETTINA
ADDRESS : 30857 CANTERBURY WAY
MORTGAGE AMT: 262,000.00 CITY UNION CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94587
UNPAID BALANCE: 262,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,787.31 ANNUAL RATE ADJUST: 0.000
LTV : 68.94737 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080059561 MORTGAGORS: MONTELEONE, ANTHONY
LYON MONTELE, ROBYN
ADDRESS : 4178 MENTONE AVENUE
MORTGAGE AMT: 262,800.00 CITY CULVER CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 90232
UNPAID BALANCE: 262,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,815.10 ANNUAL RATE ADJUST: 0.000
LTV : 77.29412 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080059660 MORTGAGORS: HAYNES, DANNY
HAYNES, MICHELE
ADDRESS : 29245 KENSINGTON DRIVE
MORTGAGE AMT: 311,850.00 CITY LAGUNA NIGU
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92677
UNPAID BALANCE: 311,850.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,048.64 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080059694 MORTGAGORS: BJELOBRK, MATTHEW
ADDRESS : 54 BEACH CLUB LANE
MORTGAGE AMT: 254,000.00 CITY WADING RIVE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NY 11792
UNPAID BALANCE: 254,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,754.31 ANNUAL RATE ADJUST: 0.000
LTV : 89.43662 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080060106 MORTGAGORS: TRIPODI, CLINTON
ADDRESS : 1881 ARROYO SECO DRIVE
MORTGAGE AMT: 658,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95125
UNPAID BALANCE: 658,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 4,544.64 ANNUAL RATE ADJUST: 0.000
LTV : 72.99999 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
03
--------------------------------------------------------------------------------
LN # 0080060486 MORTGAGORS: BROwN, KEITH
BROWN, SHIRLEY
ADDRESS : 1334 LINDSAY WAY
MORTGAGE AMT: 320,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95118
UNPAID BALANCE: 320,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,155.90 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080060502 MORTGAGORS: HOWELL, RANDALL
HOWELL, LINDA
ADDRESS : 11572 PETENWELL ROAD
MORTGAGE AMT: 299,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92131
UNPAID BALANCE: 299,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,065.12 ANNUAL RATE ADJUST: 0.000
LTV : 73.82716 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080060643 MORTGAGORS: STOWELL, THOMAS
ADDRESS : 6391 CAMILLE DRIVE
MORTGAGE AMT: 326,250.00 CITY HUNTINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92647
UNPAID BALANCE: 326,250.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,143.23 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080060890 MORTGAGORS: VAN VLEET, WILLIAM
VAN VLEET, CAROLYN
ADDRESS : 240 SOUTH MOHLER DRIVE
MORTGAGE AMT: 460,000.00 CITY ANAHEIM
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92808
UNPAID BALANCE: 460,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,060.39 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080060981 MORTGAGORS: OSORIO, ROXANNE
OSORIO, RICHARD
ADDRESS : 189 SAN ANDREAS DRIVE
MORTGAGE AMT: 268,800.00 CITY NOVATO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94945
UNPAID BALANCE: 268,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,833.69 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080061013 MORTGAGORS: KIM, JULIE
ADDRESS : 748 SOUTH KINGSLEY DRIVE
MORTGAGE AMT: 297,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 90005
UNPAID BALANCE: 297,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,076.67 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080061039 MORTGAGORS: DEUTSCH, PETER
DEUTSCH, KATHARINA
ADDRESS : 11 PIERCE DRIVE
MORTGAGE AMT: 369,000.00 CITY NOVATO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94947
UNPAID BALANCE: 368,697.530 OPTION TO CONVERT : No
MONTHLY P&I: 2,454.97 ANNUAL RATE ADJUST: 0.000
LTV : 75.30612 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080061104 MORTGAGORS: WILLIAMS, BRYAN
WILLIAMS, LINDA
ADDRESS : 30952 COLONIAL PLACE
MORTGAGE AMT: 448,000.00 CITY LAGUNA NIGU
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92677
UNPAID BALANCE: 448,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,094.22 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080061138 MORTGAGORS: STINCELLI, DALE
FONTAINE, MICHAEL
G. FONTAINE, MICHAEL
GARBARINO, JACQUELINE
ADDRESS : 5657 ROSS BRANCH ROAD
MORTGAGE AMT: 350,000.00 CITY SEBASTOPOL
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95472
UNPAID BALANCE: 350,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,328.56 ANNUAL RATE ADJUST: 0.000
LTV : 72.91667 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080061179 MORTGAGORS: SHOAFF, CAROL
ADDRESS : 2401 DOWNING AVENUE
MORTGAGE AMT: 332,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95128
UNPAID BALANCE: 332,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,236.75 ANNUAL RATE ADJUST: 0.000
LTV : 72.17391 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080061211 MORTGAGORS: WINDAWI, LOUIS
WINDAWI, PATRICIA
ADDRESS : 1011 SOUTH PATRICK WAY
MORTGAGE AMT: 310,000.00 CITY ANAHEIM
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92808
UNPAID BALANCE: 310,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,167.57 ANNUAL RATE ADJUST: 0.000
LTV : 71.26437 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080061260 MORTGAGORS: ORTA, OSCAR
ORTA, MARIA
ADDRESS : 11274 CHIMINEAS AVENUE
MORTGAGE AMT: 269,450.00 CITY NORTHRIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91343
UNPAID BALANCE: 269,450.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,815.33 ANNUAL RATE ADJUST: 0.000
LTV : 85.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080061302 MORTGAGORS: BRANNAN, DANIEL
BRANNAN, LISA
ADDRESS : 1610 RAYMOND AVENUE
MORTGAGE AMT: 284,000.00 CITY HERMOSA BEA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90254
UNPAID BALANCE: 284,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,889.46 ANNUAL RATE ADJUST: 0.000
LTV : 64.54545 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080061385 MORTGAGORS: SUN, WEI CHAUN
Sun, Su-Chih
SUN, SU CHIH
ADDRESS : 6 MYRTLE DRIVE
MORTGAGE AMT: 290,000.00 CITY ACTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MA 01720
UNPAID BALANCE: 290,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,002.96 ANNUAL RATE ADJUST: 0.000
LTV : 87.87879 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080061559 MORTGAGORS: STEED, VAN
ADDRESS : 3118 CORINNA DRIVE
MORTGAGE AMT: 343,000.00 CITY RANCHO PALO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90275
UNPAID BALANCE: 343,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,281.99 ANNUAL RATE ADJUST: 0.000
LTV : 67.92079 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080064835 MORTGAGORS: TAMAYO, MODESTO
TAMAYO, MARIETTA
ADDRESS : 34 JACQUELINE COURT
MORTGAGE AMT: 256,000.00 CITY DALY CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94014
UNPAID BALANCE: 256,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,746.37 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080064892 MORTGAGORS: NGUYEN, SI
ADDRESS : 11599 RAINTREE SPRING COU
MORTGAGE AMT: 516,000.00 CITY CUPERTINO
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 95014
UNPAID BALANCE: 515,644.890 OPTION TO CONVERT : No
MONTHLY P&I: 3,741.36 ANNUAL RATE ADJUST: 0.000
LTV : 78.30046 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080064926 MORTGAGORS: PETERSON, KEVIN
PETERSON, JACQUELINE
ADDRESS : 5030 REBECCA DRIVE
MORTGAGE AMT: 427,200.00 CITY PENNGROVE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94951
UNPAID BALANCE: 426,849.820 OPTION TO CONVERT : No
MONTHLY P&I: 2,842.18 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080064991 MORTGAGORS: OTT, DIANA
ADDRESS : 6316 EAST COLORADO STREET
MORTGAGE AMT: 297,000.00 CITY LONG BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90803
UNPAID BALANCE: 296,768.320 OPTION TO CONVERT : No
MONTHLY P&I: 2,026.06 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080065022 MORTGAGORS: WILLIAMSON, REX
WILLIAMSON, THERESA
ADDRESS : 26051 VIA VIENTO
MORTGAGE AMT: 280,000.00 CITY MISSION VIE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92691
UNPAID BALANCE: 280,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,862.85 ANNUAL RATE ADJUST: 0.000
LTV : 74.66667 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080065063 MORTGAGORS: CARSTENSEN, CYNTHIA
VAX, JULIA
ADDRESS : 1919 POPLAR AVENUE
MORTGAGE AMT: 340,000.00 CITY REDWOOD CIT
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94061
UNPAID BALANCE: 340,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,262.03 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080065105 MORTGAGORS: BERLINER, LAURIE
HORN, JOHN
ADDRESS : 75 HILLSIDE DRIVE
MORTGAGE AMT: 385,600.00 CITY FAIRFAX
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94930
UNPAID BALANCE: 385,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,565.41 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080065121 MORTGAGORS: GLASSER, BERNARD
GLASSER, JOAN
ADDRESS : 41755 JONES DRIVE
MORTGAGE AMT: 272,000.00 CITY PALM DESERT
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92211
UNPAID BALANCE: 272,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,878.64 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080065170 MORTGAGORS: SIEMSEN, RONALD
SIEMSEN, JANET
ADDRESS : 58 PORT ROYAL AVENUE
MORTGAGE AMT: 450,000.00 CITY FOSTER CITY
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94404
UNPAID BALANCE: 450,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,956.18 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080065188 MORTGAGORS: GOODWIN, KEVIN
GOODWIN, EILEEN
ADDRESS : 510 FORTY FIRST AVENUE
MORTGAGE AMT: 415,000.00 CITY SANTA CRUZ
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95062
UNPAID BALANCE: 415,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,761.01 ANNUAL RATE ADJUST: 0.000
LTV : 49.70060 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080065329 MORTGAGORS: DICECCO, MARK
DICECCO, KIM
DICECCO, KIM
ADDRESS : 3922 HATFIELD COURT
MORTGAGE AMT: 265,000.00 CITY MOORPARK
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 93021
UNPAID BALANCE: 265,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,763.05 ANNUAL RATE ADJUST: 0.000
LTV : 70.29178 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080065451 MORTGAGORS: SHUNNARAH, DAVID
SHUNNARAH, INEZ
ADDRESS : 1001 LAKE SHADOWS DRIVE
MORTGAGE AMT: 375,000.00 CITY BIRMINGHAM
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 AL 35244
UNPAID BALANCE: 375,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,494.88 ANNUAL RATE ADJUST: 0.000
LTV : 61.47541 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080065527 MORTGAGORS: FISCHER, GUENTER
PALLAVICINI, MARIA
ADDRESS : 2571 WALKER PLACE
MORTGAGE AMT: 305,000.00 CITY LIVERMORE
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 CA 94550
UNPAID BALANCE: 305,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,952.95 ANNUAL RATE ADJUST: 0.000
LTV : 74.39024 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080065592 MORTGAGORS: CASTRUCCIO, ANTHONY
CASTRUCCIO, JANE
ADDRESS : 1754 BEACHWOOD WAY
MORTGAGE AMT: 332,000.00 CITY PLEASANTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94566
UNPAID BALANCE: 332,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,236.75 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080065691 MORTGAGORS: MORENO, GILBERT
FARIAS MOREN, ELIZABETH
ADDRESS : 508 WINCHESTER DRIVE
MORTGAGE AMT: 158,000.00 CITY WATSONVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95076
UNPAID BALANCE: 158,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,077.84 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080065956 MORTGAGORS: HENDRICKS, BARRY
HENDRICKS, SUSAN
ADDRESS : 6718 N. PALM CANYON DRIVE
MORTGAGE AMT: 404,600.00 CITY Phoenix
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 AZ 85018
UNPAID BALANCE: 404,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,760.09 ANNUAL RATE ADJUST: 0.000
LTV : 79.65000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
- -----------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080066103 MORTGAGORS: KRYS, JOSEPH
KRYS, BRIDGID
ADDRESS : 10887 CHAPARRO WAY
MORTGAGE AMT: 257,400.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92121
UNPAID BALANCE: 257,400.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,799.78 ANNUAL RATE ADJUST: 0.000
LTV : 66.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
- -------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080067002 MORTGAGORS: NAVALTA, ERNESTO
NAVALTA, GRACE
ADDRESS : 1133 BORDEAUX STREET
MORTGAGE AMT: 392,000.00 CITY PLEASANTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94566
UNPAID BALANCE: 392,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,707.45 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080067093 MORTGAGORS: MAZUR, KENNETH
MAZUR, CHERYL
ADDRESS : 31812 VIA PATITO
MORTGAGE AMT: 271,950.00 CITY COTO DE CAZ
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92679
UNPAID BALANCE: 271,950.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,809.29 ANNUAL RATE ADJUST: 0.000
LTV : 74.50685 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080067242 MORTGAGORS: FORAN, PATICK
FORAN, JULIE
ADDRESS : 644 BEAVER ROAD
MORTGAGE AMT: 354,000.00 CITY GLENVIEW
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 IL 60025
UNPAID BALANCE: 354,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,325.53 ANNUAL RATE ADJUST: 0.000
LTV : 78.66667 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080067614 MORTGAGORS: MCMICHAEL, JAY
MCMICHAEL, ELLEN
ADDRESS : 0245 NORTH PINE STREET
MORTGAGE AMT: 130,000.00 CITY ALMA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CO 80420
UNPAID BALANCE: 129,701.550 OPTION TO CONVERT : No
MONTHLY P&I: 897.88 ANNUAL RATE ADJUST: 0.000
LTV : 71.82000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080067622 MORTGAGORS: ARRINGTON, THOMAS
ARRINGTON, TAMARA
ADDRESS : 4602 SOUTH ELIZABETH COUR
MORTGAGE AMT: 911,250.00 CITY ENGLEWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CO 80110
UNPAID BALANCE: 909,157.020 OPTION TO CONVERT : No
MONTHLY P&I: 6,293.78 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 02/01/29
RATE:
03
--------------------------------------------------------------------------------
LN # 0080067648 MORTGAGORS: TRAMONTE, JANICE
ADDRESS : 265 stagecoach drive
MORTGAGE AMT: 190,000.00 CITY jacksonville
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 OR 97530
UNPAID BALANCE: 189,717.100 OPTION TO CONVERT : No
MONTHLY P&I: 1,328.51 ANNUAL RATE ADJUST: 0.000
LTV : 60.90000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080067663 MORTGAGORS: REILLY, DANIEL
REILLY, COLLEEN
ADDRESS : 4171 LOS COCHES WAY
MORTGAGE AMT: 400,000.00 CITY SACRAMENTO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95864
UNPAID BALANCE: 399,703.140 OPTION TO CONVERT : No
MONTHLY P&I: 2,796.86 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080067689 MORTGAGORS: GROUX, WILLIAM
GROUX, SUSAN
ADDRESS : 525 ALISO AVENUE
MORTGAGE AMT: 499,950.00 CITY NEWPORT BEA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92663
UNPAID BALANCE: 499,950.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,368.26 ANNUAL RATE ADJUST: 0.000
LTV : 74.06667 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080067713 MORTGAGORS: WALIA, RIJU
WALIA, MANJIT
ADDRESS : 28361 RODGERS DRIVE
MORTGAGE AMT: 245,000.00 CITY SAUGUS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91350
UNPAID BALANCE: 245,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,630.00 ANNUAL RATE ADJUST: 0.000
LTV : 87.50000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080067739 MORTGAGORS: PALLIVATHUCA, BOSE
KALAPURAYIL, CARMEL
ADDRESS : 3622 HAMILTON STREET
MORTGAGE AMT: 258,350.00 CITY IRVINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92614
UNPAID BALANCE: 258,350.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,784.36 ANNUAL RATE ADJUST: 0.000
LTV : 84.70492 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080067747 MORTGAGORS: ZAVIDNIAK, M
ZAVIDNIAK, JULIE
ADDRESS : 7 SPICEWOOD
MORTGAGE AMT: 292,500.00 CITY IRVINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92612
UNPAID BALANCE: 292,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,946.01 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080067762 MORTGAGORS: DOUGHERTY, SHARON
ADDRESS : 47 CALVADOS
MORTGAGE AMT: 341,500.00 CITY NEWPORT COA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92657
UNPAID BALANCE: 341,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,358.66 ANNUAL RATE ADJUST: 0.000
LTV : 76.74157 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080067804 MORTGAGORS: ZHANG, JING
JIANG, FENG
ADDRESS : 22517 KENT AVENUE
MORTGAGE AMT: 255,900.00 CITY TORRANCE
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 90505
UNPAID BALANCE: 255,900.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,659.77 ANNUAL RATE ADJUST: 0.000
LTV : 79.99375 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080067812 MORTGAGORS: TORRES, RONALD
TORRES, ROBIN
ADDRESS : 33175 LARK WAY
MORTGAGE AMT: 292,000.00 CITY FREMONT
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 94555
UNPAID BALANCE: 292,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,893.91 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080067838 MORTGAGORS: IN, STEVE
ADDRESS : 528 SOUTH VAN NESS AVENUE
MORTGAGE AMT: 255,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 CA 90020
UNPAID BALANCE: 255,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,632.80 ANNUAL RATE ADJUST: 0.000
LTV : 53.12500 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080067853 MORTGAGORS: REAMS, DANIEL
REAMS, ANNA
ADDRESS : 352 GENIAL COURT
MORTGAGE AMT: 290,000.00 CITY SIMI VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 93065
UNPAID BALANCE: 290,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,880.94 ANNUAL RATE ADJUST: 0.000
LTV : 76.31579 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080067887 MORTGAGORS: BALADES, DAVID
BALADES, JENNIFER
ADDRESS : 1708 CAPISTRANO CIRCLE
MORTGAGE AMT: 290,000.00 CITY GLENDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91208
UNPAID BALANCE: 290,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,002.96 ANNUAL RATE ADJUST: 0.000
LTV : 72.50000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080067929 MORTGAGORS: OLSON, WAYNE
OLSON, ANITA
ADDRESS : 17401 FORBES LANE
MORTGAGE AMT: 250,500.00 CITY HUNTINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92649
UNPAID BALANCE: 250,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,730.15 ANNUAL RATE ADJUST: 0.000
LTV : 75.90909 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080067994 MORTGAGORS: MATTHEWS, STEVEN
MATTHEWS, CARMEN
ADDRESS : 268 VISTA DEL PARQUE
MORTGAGE AMT: 310,000.00 CITY TORRANCE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90277
UNPAID BALANCE: 310,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,062.44 ANNUAL RATE ADJUST: 0.000
LTV : 69.66292 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080068190 MORTGAGORS: ESCOTO, ADAM
GONZALES ESC, LAURA
ADDRESS : 16208 SAINT LAWRENCE DRIV
MORTGAGE AMT: 292,100.00 CITY MORGAN HILL
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95037
UNPAID BALANCE: 292,100.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,992.64 ANNUAL RATE ADJUST: 0.000
LTV : 79.99956 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080068257 MORTGAGORS: SCHULER, PETER
SHCULER, TERESA
ADDRESS : 2857 COX
MORTGAGE AMT: 282,800.00 CITY TUSTIN
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92782
UNPAID BALANCE: 282,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,857.80 ANNUAL RATE ADJUST: 0.000
LTV : 72.51282 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080068356 MORTGAGORS: BRANDT, ANITA
ADDRESS : 9 OCEAN PLACE
MORTGAGE AMT: 285,000.00 CITY BROOKHAVEN
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NY 11719
UNPAID BALANCE: 285,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,968.42 ANNUAL RATE ADJUST: 0.000
LTV : 71.25000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080068448 MORTGAGORS: SANDEFUR, CRAIG
SANDEFUR, SYLVIA
ADDRESS : 159 W AVENIDA ALESSANDRO
MORTGAGE AMT: 270,400.00 CITY SAN CLEMENT
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92672
UNPAID BALANCE: 270,194.240 OPTION TO CONVERT : No
MONTHLY P&I: 1,867.59 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080068455 MORTGAGORS: WILLIS, ROBERT
ADDRESS : 18850 SW PARRETT MT RD
MORTGAGE AMT: 300,000.00 CITY SHERWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 OR 97140
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000
LTV : 57.14286 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080068471 MORTGAGORS: GOFORTH, DAVID
GOFORTH, WENDY
ADDRESS : 2609 JOSHUA AVENUE
MORTGAGE AMT: 253,200.00 CITY CLOVIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 93611
UNPAID BALANCE: 253,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,684.55 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080068489 MORTGAGORS: HOUSEHOLDER, SANDRA
HOUSEHOLDER, SANDRA
MUNOWITCH, IRENE
ADDRESS : 72 FAIRLAWN AVENUE
MORTGAGE AMT: 275,000.00 CITY DALY CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94015
UNPAID BALANCE: 275,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,922.84 ANNUAL RATE ADJUST: 0.000
LTV : 58.51064 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080068497 MORTGAGORS: R ADCOCK, DAVID
ADCOCK, JANE
ADDRESS : 1203 WEST CLARK AVENUE
MORTGAGE AMT: 294,500.00 CITY SANTA MARIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 93455
UNPAID BALANCE: 294,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,059.19 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080068505 MORTGAGORS: HATCH, RICHARD
HATCH, JULIA
ADDRESS : 6324 SOLANO DRIVE
MORTGAGE AMT: 260,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95119
UNPAID BALANCE: 260,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,729.79 ANNUAL RATE ADJUST: 0.000
LTV : 66.66667 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080068521 MORTGAGORS: SRIKANT, RAMASWAMY
SRIKANT, NABEENA
ADDRESS : 3554 WALTON WAY
MORTGAGE AMT: 304,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95117
UNPAID BALANCE: 303,762.850 OPTION TO CONVERT : No
MONTHLY P&I: 2,073.82 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080068554 MORTGAGORS: MORISHIGE, DAVID
MORISHIGE, LUPE
MORISHIGE, EDWARD
ADDRESS : 46 SOUTH SIXTEENTH ST
MORTGAGE AMT: 287,960.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95112
UNPAID BALANCE: 287,960.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,964.40 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080068570 MORTGAGORS: TAKEUCHI, ROY
TAKEUCHI, ANNE
ADDRESS : 5497 COPELAND CTOURT
MORTGAGE AMT: 260,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95124
UNPAID BALANCE: 259,792.080 OPTION TO CONVERT : No
MONTHLY P&I: 1,751.67 ANNUAL RATE ADJUST: 0.000
LTV : 50.58366 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080068588 MORTGAGORS: KAZAN, MANUEL
ADDRESS : 3543 GARFIELD STREET
MORTGAGE AMT: 315,000.00 CITY CARLSBAD
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92008
UNPAID BALANCE: 315,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,069.33 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080068646 MORTGAGORS: SHAH, AMAR
SHAH, KRUPA
ADDRESS : 11 ANACAPA
MORTGAGE AMT: 760,000.00 CITY ROLLING HIL
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90274
UNPAID BALANCE: 760,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 5,056.30 ANNUAL RATE ADJUST: 0.000
LTV : 63.33333 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
03
--------------------------------------------------------------------------------
LN # 0080068695 MORTGAGORS: KUNG, CHARLES
ADDRESS : 1971 SKYLINE VISTA DRIVE
MORTGAGE AMT: 336,000.00 CITY LA HABRA HE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90631
UNPAID BALANCE: 336,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,292.12 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080068752 MORTGAGORS: WOMER, RANDY
WOMER, EILEEN
ADDRESS : 23731 LA SALLE CANYON ROA
MORTGAGE AMT: 282,000.00 CITY SANTA CLARI
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91321
UNPAID BALANCE: 282,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,993.12 ANNUAL RATE ADJUST: 0.000
LTV : 78.33333 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/24
RATE:
02
--------------------------------------------------------------------------------
LN # 0080068802 MORTGAGORS: GHAFFARI, OMID
GHAFFARI, GLORIA
ADDRESS : 28929 NORTH SECO CANYON R
MORTGAGE AMT: 242,413.00 CITY SAUGUS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91350
UNPAID BALANCE: 242,413.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,674.29 ANNUAL RATE ADJUST: 0.000
LTV : 79.47967 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080068828 MORTGAGORS: CHANG, ANDREW
CHANG, ANGIE
ADDRESS : 4825 ALMONDWOOD WAY
MORTGAGE AMT: 412,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92130
UNPAID BALANCE: 412,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,845.58 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080068844 MORTGAGORS: HUANG, GENE
ADDRESS : 1811 OAKVIEW LANE
MORTGAGE AMT: 280,000.00 CITY ARCADIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91006
UNPAID BALANCE: 280,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,862.85 ANNUAL RATE ADJUST: 0.000
LTV : 76.71233 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080068851 MORTGAGORS: ELDRIDGE, JAMES
ELDRIDGE, NANCY
ADDRESS : 21005 BARCLAY LANE
MORTGAGE AMT: 295,500.00 CITY LAKE FOREST
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92630
UNPAID BALANCE: 295,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,015.84 ANNUAL RATE ADJUST: 0.000
LTV : 75.76923 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080068885 MORTGAGORS: CAVANAGH, PETER
ADDRESS : 605 MARSOLAN AVENUE
MORTGAGE AMT: 300,000.00 CITY SOLANA BEAC
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92075
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,072.03 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080068968 MORTGAGORS: PARROTT, CHARLES
PARROTT, MARIE
ADDRESS : 36506 CHINA PLACE
MORTGAGE AMT: 300,500.00 CITY PALMDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 93551
UNPAID BALANCE: 300,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,049.94 ANNUAL RATE ADJUST: 0.000
LTV : 77.05128 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080069016 MORTGAGORS: THYBERG, GREGORY
THYBERG, KATHLEEN
ADDRESS : 2155 SOUTH EL MOLINO AVEN
MORTGAGE AMT: 500,000.00 CITY SAN MARINO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91108
UNPAID BALANCE: 500,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,410.89 ANNUAL RATE ADJUST: 0.000
LTV : 78.61635 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080069040 MORTGAGORS: SHANE, KEVIN
SHANE, ROMINA
ADDRESS : 1594 SAN JUAN DRIVE
MORTGAGE AMT: 256,000.00 CITY BREA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92821
UNPAID BALANCE: 256,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,746.38 ANNUAL RATE ADJUST: 0.000
LTV : 73.14286 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080069057 MORTGAGORS: MURPHY, LANCE
MURPHY, JANETTE
ADDRESS : 4530 SANTA MONICA AVENUE
MORTGAGE AMT: 400,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92107
UNPAID BALANCE: 400,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,728.71 ANNUAL RATE ADJUST: 0.000
LTV : 68.37607 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080069107 MORTGAGORS: LAMOUREUX, RIC
LAMOUREUX, LORI
ADDRESS : 13765 SW ESSEX DRIVE
MORTGAGE AMT: 259,500.00 CITY TIGARD
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 OR 97223
UNPAID BALANCE: 259,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,683.12 ANNUAL RATE ADJUST: 0.000
LTV : 66.62388 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080069149 MORTGAGORS: CLARK, SUSAN
CLARK, JAMES
ADDRESS : 20 DOLORES COURT
MORTGAGE AMT: 410,000.00 CITY ALAMO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94507
UNPAID BALANCE: 410,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,727.75 ANNUAL RATE ADJUST: 0.000
LTV : 73.21429 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080069214 MORTGAGORS: CARLTON, STEVEN
CARLTON, JILL
ADDRESS : 4265 PALOS VERDES DRIVE S
MORTGAGE AMT: 240,000.00 CITY RANCHO PALO
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 90275
UNPAID BALANCE: 240,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,556.64 ANNUAL RATE ADJUST: 0.000
LTV : 44.44444 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080069263 MORTGAGORS: STETINA, WAYNE
STETINA, BARBARA
ADDRESS : 26572 MASIDE
MORTGAGE AMT: 293,000.00 CITY MISSION VIE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92692
UNPAID BALANCE: 293,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,023.68 ANNUAL RATE ADJUST: 0.000
LTV : 72.34568 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080069305 MORTGAGORS: MAC DONNELL, NEIL
MAC DONNELL, TINA
ADDRESS : 6137 BARRINGTON DRIVE
MORTGAGE AMT: 275,500.00 CITY GOLETA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 93117
UNPAID BALANCE: 275,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,832.91 ANNUAL RATE ADJUST: 0.000
LTV : 65.59524 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080069347 MORTGAGORS: REDDELL, C
ADDRESS : 2020 PROSPECT AVENUE
MORTGAGE AMT: 315,000.00 CITY HERMOSA BEA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90254
UNPAID BALANCE: 315,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,148.86 ANNUAL RATE ADJUST: 0.000
LTV : 75.90361 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080070147 MORTGAGORS: GREENWELL, JAMES
GREENWELL, JANET
ADDRESS : 9117 NORTH UPPER LANDO LA
MORTGAGE AMT: 412,500.00 CITY PARK CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 UT 84098
UNPAID BALANCE: 412,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,744.37 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080070154 MORTGAGORS: GREENFIELD, ALAN
LUO, QIUJU
ADDRESS : 1768 KARAMEOS COURT
MORTGAGE AMT: 470,400.00 CITY SUNNYVALE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94086
UNPAID BALANCE: 470,400.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,090.19 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080070279 MORTGAGORS: PLETT, ERIC
PLETT, HELEN
ADDRESS : 3800 FERNWOOD STREET
MORTGAGE AMT: 396,000.00 CITY SAN MATEO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94403
UNPAID BALANCE: 396,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,667.93 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080070295 MORTGAGORS: REMOLONA, EDNORA
BELTRAN, FRANCISCO
ADDRESS : 2305 BOURBON COURT
MORTGAGE AMT: 328,000.00 CITY SOUTH SAN F
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94080
UNPAID BALANCE: 328,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,237.54 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080070303 MORTGAGORS: FLYNN, ROSALEEN
ADDRESS : 1754 18TH AVENUE
MORTGAGE AMT: 260,000.00 CITY SAN FRANCIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94122
UNPAID BALANCE: 260,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,795.76 ANNUAL RATE ADJUST: 0.000
LTV : 66.66667 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080070485 MORTGAGORS: HSIANG, ALLEN
ADDRESS : 2341 DRIFTWOOD COURT
MORTGAGE AMT: 265,500.00 CITY HOLLISTER
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95023
UNPAID BALANCE: 265,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,766.38 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080071087 MORTGAGORS: HILARIO, ALFONSO
HILARIO, ELEANOR
ADDRESS : 20633 MERRIDY STREET
MORTGAGE AMT: 292,600.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91311
UNPAID BALANCE: 292,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,996.05 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080071186 MORTGAGORS: BLACK, DEWEY
BLACK, FRANCES
ADDRESS : 9879 CURRANT AVENUE
MORTGAGE AMT: 300,000.00 CITY FOUNTAIN VA
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 92708
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,945.79 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080071368 MORTGAGORS: BOWEN, JAMES
ADDRESS : 1014 WOODBOROUGH COURT
MORTGAGE AMT: 302,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95116
UNPAID BALANCE: 302,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,060.17 ANNUAL RATE ADJUST: 0.000
LTV : 77.93548 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080071426 MORTGAGORS: HILTON, WILLIAM
WONG, LILY
ADDRESS : 143 BUCKTHORN WAY
MORTGAGE AMT: 420,000.00 CITY MENLO PARK
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94025
UNPAID BALANCE: 420,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,936.70 ANNUAL RATE ADJUST: 0.000
LTV : 78.50467 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080071608 MORTGAGORS: STELZER, PETER
HADLER, KAREN
ADDRESS : 2201 14TH AVENUE
MORTGAGE AMT: 314,000.00 CITY SAN FRANCIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94116
UNPAID BALANCE: 314,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,168.72 ANNUAL RATE ADJUST: 0.000
LTV : 78.50000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080071830 MORTGAGORS: KELLICK, ANDREA
KELLICK, CHRIS
ADDRESS : 152 WILDWOOD AVENUE
MORTGAGE AMT: 264,000.00 CITY PIEDMONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94610
UNPAID BALANCE: 264,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,823.38 ANNUAL RATE ADJUST: 0.000
LTV : 67.34694 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080072481 MORTGAGORS: DAVIS, GARY
ADDRESS : 20939 HILLSIDE DRIVE
MORTGAGE AMT: 257,500.00 CITY TOPANGA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90290
UNPAID BALANCE: 257,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,756.60 ANNUAL RATE ADJUST: 0.000
LTV : 79.23077 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080072523 MORTGAGORS: VERBEERST, JAMES
VERBEERST, GRETCHEN
ADDRESS : 31496 PASEO CHRISTINA
MORTGAGE AMT: 550,000.00 CITY SAN JUAN CA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92675
UNPAID BALANCE: 550,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,613.11 ANNUAL RATE ADJUST: 0.000
LTV : 47.82609 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080072549 MORTGAGORS: FINN, RICHARD
ADDRESS : 3272 COPA DE ORO DRIVE
MORTGAGE AMT: 290,000.00 CITY LOS ALAMITO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 90720
UNPAID BALANCE: 290,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,953.78 ANNUAL RATE ADJUST: 0.000
LTV : 67.44186 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080072564 MORTGAGORS: LEE, JAMIE
ADDRESS : 41060 VALERO DRIVE
MORTGAGE AMT: 240,000.00 CITY FREMONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94539
UNPAID BALANCE: 240,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,616.92 ANNUAL RATE ADJUST: 0.000
LTV : 71.74888 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080072655 MORTGAGORS: GOODWIN, DONALD
GOODWIN, MICHELE
GOODWIN, L
ADDRESS : 1365 OLDBURY PLACE
MORTGAGE AMT: 311,000.00 CITY THOUSAND OA
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 91361
UNPAID BALANCE: 311,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,017.15 ANNUAL RATE ADJUST: 0.000
LTV : 79.74359 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080072911 MORTGAGORS: ATKINSON, KATHERINE
ADDRESS : 79 WAWONA STREET
MORTGAGE AMT: 330,000.00 CITY SAN FRANCIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94127
UNPAID BALANCE: 330,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,251.19 ANNUAL RATE ADJUST: 0.000
LTV : 70.21277 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080073091 MORTGAGORS: SAVAGE, WILLIAM
SAVAGE, DEANN
SAVAGE, DE ANNA
ADDRESS : 550 EL INVIERNO DRIVE
MORTGAGE AMT: 280,000.00 CITY GILROY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95020
UNPAID BALANCE: 280,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,862.85 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080073133 MORTGAGORS: BIRNBAUM, MICHAEL
ADDRESS : 13529 TIVERTON ROAD
MORTGAGE AMT: 116,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92130
UNPAID BALANCE: 116,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 801.18 ANNUAL RATE ADJUST: 0.000
LTV : 61.05263 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080073729 MORTGAGORS: SCHOEN, DOUGLAS
SCHOEN, KELLY
ADDRESS : 1217 PINEHURST ROAD
MORTGAGE AMT: 259,000.00 CITY CHULA VISTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91915
UNPAID BALANCE: 259,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,788.85 ANNUAL RATE ADJUST: 0.000
LTV : 78.48485 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080073893 MORTGAGORS: LEEPER, MARY
ADDRESS : 1202 DURRETT RIDGE ROAD
MORTGAGE AMT: 252,000.00 CITY EARLYSVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 VA 22936
UNPAID BALANCE: 252,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,697.77 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080074651 MORTGAGORS: SCANCARELLA, JOHN
SCANCARELLA, KAROL
ADDRESS : 2191 WASHINGTON VALLEY RD
MORTGAGE AMT: 300,000.00 CITY BRIDGEWATER
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 08836
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000
LTV : 58.25243 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080074750 MORTGAGORS: DELWICHE, DANIEL
ADDRESS : 9100 NEW AVENUE
MORTGAGE AMT: 249,000.00 CITY GILROY
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 95020
UNPAID BALANCE: 249,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,635.75 ANNUAL RATE ADJUST: 0.000
LTV : 68.21918 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080074768 MORTGAGORS: MORGAN, DAVID
BEGELFOR, ELLA
ADDRESS : 21623 ULMUS DRIVE
MORTGAGE AMT: 468,000.00 CITY WOODLAND HI
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91364
UNPAID BALANCE: 468,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,113.62 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080075468 MORTGAGORS: ENG, STEVEN
HUANG, JOYCE
ADDRESS : 1568 GRETEL LANE
MORTGAGE AMT: 430,000.00 CITY MOUNTAIN VI
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94040
UNPAID BALANCE: 430,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,896.99 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080075633 MORTGAGORS: CASSARA, PATRICK
CASSARA, SHERRI
ADDRESS : 1641 NORTH GREENBRIER ROA
MORTGAGE AMT: 300,000.00 CITY LONG BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90815
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080075641 MORTGAGORS: ADAM, BARRY
ADAM, KATHLEEN
ADDRESS : 3084 COLETTE COURT
MORTGAGE AMT: 260,000.00 CITY SIMI VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 93063
UNPAID BALANCE: 260,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,708.02 ANNUAL RATE ADJUST: 0.000
LTV : 77.61194 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080075708 MORTGAGORS: BARTHOLOW, AMY
SWINTH, RICKARD
ADDRESS : 1631 LOS OLIVOS ROAD
MORTGAGE AMT: 266,000.00 CITY SANTA ROSA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95404
UNPAID BALANCE: 266,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,859.92 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080075781 MORTGAGORS: VARGAS, JOSEPH
VARGAS, RENNE
ADDRESS : 3047 SILVER ESTATES
MORTGAGE AMT: 321,500.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95135
UNPAID BALANCE: 321,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,193.20 ANNUAL RATE ADJUST: 0.000
LTV : 78.41463 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080076060 MORTGAGORS: ALEXANDER, PETER
ALEXANDER, CAROLYN
ADDRESS : 4996 KILBURN COURT
MORTGAGE AMT: 450,000.00 CITY Agoura (AREA)
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91301
UNPAID BALANCE: 450,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,993.86 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080076201 MORTGAGORS: HALVERSON, CAROL
ADDRESS : 17991 HARTFIELD CIRCLE
MORTGAGE AMT: 310,000.00 CITY HUNTINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92649
UNPAID BALANCE: 310,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,062.44 ANNUAL RATE ADJUST: 0.000
LTV : 71.26437 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080076490 MORTGAGORS: COOLEY, TODD
COOLEY, LINDA
ADDRESS : 28462 LA PLUMOSA
MORTGAGE AMT: 400,450.00 CITY LAGUNA NIGU
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92677
UNPAID BALANCE: 400,450.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,731.78 ANNUAL RATE ADJUST: 0.000
LTV : 75.55660 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080077027 MORTGAGORS: TEJAVANIJA, ANUPONG
ADDRESS : 862 BREVINS LOOP
MORTGAGE AMT: 373,150.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95125
UNPAID BALANCE: 372,858.900 OPTION TO CONVERT : No
MONTHLY P&I: 2,545.55 ANNUAL RATE ADJUST: 0.000
LTV : 79.99185 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080077878 MORTGAGORS: SQUIRE, STEVEN
SQUIRE, LISA
ADDRESS : 635 MIRAMAR AVENUE
MORTGAGE AMT: 334,000.00 CITY SAN FRANCIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94112
UNPAID BALANCE: 334,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,306.85 ANNUAL RATE ADJUST: 0.000
LTV : 79.90431 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080078090 MORTGAGORS: DE ROUSSE, MICHAEL
DE ROUSSE, SANDRA
ADDRESS : 43 RINCON VISTA ROAD
MORTGAGE AMT: 500,000.00 CITY Santa Barbara
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 93103
UNPAID BALANCE: 500,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,284.64 ANNUAL RATE ADJUST: 0.000
LTV : 52.63000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080078314 MORTGAGORS: GUTHRIE, ROGER
GUTHRIE, LISA
ADDRESS : 21752 DON GEE COURT
MORTGAGE AMT: 260,000.00 CITY SANTA CLARI
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91350
UNPAID BALANCE: 260,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,751.67 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080078496 MORTGAGORS: MAEWAL, AKHILESH
PRASAD, VINEETA
ADDRESS : 13125 SEAGROVE STREET
MORTGAGE AMT: 484,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 92130
UNPAID BALANCE: 484,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,139.22 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080078827 MORTGAGORS: PALM, VINCENT
ADDRESS : 6412 DOVE COURT
MORTGAGE AMT: 267,100.00 CITY LIVERMORE
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 94550
UNPAID BALANCE: 267,100.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,890.52 ANNUAL RATE ADJUST: 0.000
LTV : 78.79056 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080079155 MORTGAGORS: BORREGO, JONATHAN
BORREGO, KAREN
ADDRESS : 8677 E WINDSONG DRIVE
MORTGAGE AMT: 285,550.00 CITY ANAHEIM HIL
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 92808
UNPAID BALANCE: 285,056.900 OPTION TO CONVERT : No
MONTHLY P&I: 1,852.08 ANNUAL RATE ADJUST: 0.000
LTV : 79.98823 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080079171 MORTGAGORS: TOPALIAN, DAVID
ADDRESS : 103 HILLCREST AVENUE
MORTGAGE AMT: 259,000.00 CITY HAWTHORNE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NJ 07506
UNPAID BALANCE: 258,787.690 OPTION TO CONVERT : No
MONTHLY P&I: 1,723.14 ANNUAL RATE ADJUST: 0.000
LTV : 79.69231 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080079577 MORTGAGORS: KIPPS, DAVID
KIPPS, MARGO
ADDRESS : 240 ROSS STREET
MORTGAGE AMT: 300,000.00 CITY SANTA CRUZ
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 95060
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,970.79 ANNUAL RATE ADJUST: 0.000
LTV : 50.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080080005 MORTGAGORS: THEAM, RAVUTH
LIM, PHARINY
ADDRESS : 1314 PINEHURST AVENUE
MORTGAGE AMT: 307,810.00 CITY SANTA ANA
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 92706
UNPAID BALANCE: 307,810.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,996.45 ANNUAL RATE ADJUST: 0.000
LTV : 79.99990 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080080013 MORTGAGORS: HOFFMAN, CHERYL
ADDRESS : 574 30TH STREET
MORTGAGE AMT: 600,000.00 CITY MANHATTAN B
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 90266
UNPAID BALANCE: 600,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,891.59 ANNUAL RATE ADJUST: 0.000
LTV : 67.41573 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080080096 MORTGAGORS: WILSON, ALLAN
WILSON, ISABEL
ADDRESS : 2425 POOLITTLE AVE
MORTGAGE AMT: 232,000.00 CITY ARCADIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 91006
UNPAID BALANCE: 232,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,714.46 ANNUAL RATE ADJUST: 0.000
LTV : 68.23529 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/24
RATE:
02
--------------------------------------------------------------------------------
LN # 0080080708 MORTGAGORS: BARGET, DAVID
BARGET, JENNIFER
ADDRESS : 7419 EAST THUNDERHAWK ROA
MORTGAGE AMT: 268,000.00 CITY SCOTTSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 AZ 85255
UNPAID BALANCE: 268,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,828.23 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080080757 MORTGAGORS: MOY, RAYMOND
MOY, PATRICIA
ADDRESS : 11 BEECHAM COURT
MORTGAGE AMT: 253,750.00 CITY OWINGS MILL
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MD 21117
UNPAID BALANCE: 252,831.330 OPTION TO CONVERT : No
MONTHLY P&I: 1,688.21 ANNUAL RATE ADJUST: 0.000
LTV : 66.77632 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080080781 MORTGAGORS: MAHON, ROBERT
MAHON, EILEEN
ADDRESS : 2129 FIR
MORTGAGE AMT: 416,000.00 CITY GLENVIEW
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60025
UNPAID BALANCE: 415,667.330 OPTION TO CONVERT : No
MONTHLY P&I: 2,802.67 ANNUAL RATE ADJUST: 0.000
LTV : 86.66667 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080080799 MORTGAGORS: MAANUM, GREGORY
MAANUM, JULIE
ADDRESS : 8040 ACORN LANE
MORTGAGE AMT: 270,000.00 CITY CHANHASSEN
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MN 55317
UNPAID BALANCE: 269,587.840 OPTION TO CONVERT : No
MONTHLY P&I: 1,864.82 ANNUAL RATE ADJUST: 0.000
LTV : 71.05263 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
- --------------------------------------------------------------------------------
LN # 0080080815 MORTGAGORS: HUNTER, JAMES
HUNTER, BONNIE
ADDRESS : 3010 FRANKLINS CHANCE DRI
MORTGAGE AMT: 288,450.00 CITY FALLSTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MD 21047
UNPAID BALANCE: 288,450.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,919.07 ANNUAL RATE ADJUST: 0.000
LTV : 73.96154 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
- --------------------------------------------------------------------------------
LN # 0080080831 MORTGAGORS: HERST, BARRY
HERST, WENDY
ADDRESS : 1029 OAK RIDGE
MORTGAGE AMT: 562,500.00 CITY GLENCOE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60022
UNPAID BALANCE: 561,142.490 OPTION TO CONVERT : No
MONTHLY P&I: 3,789.67 ANNUAL RATE ADJUST: 0.000
LTV : 70.75472 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080080849 MORTGAGORS: HARMON, LEO
HARMON, KATHLEEN
ADDRESS : 126 GALE AVE
MORTGAGE AMT: 387,000.00 CITY RIVER FORES
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 60305
UNPAID BALANCE: 386,698.110 OPTION TO CONVERT : No
MONTHLY P&I: 2,640.02 ANNUAL RATE ADJUST: 0.000
LTV : 73.01887 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080080872 MORTGAGORS: WEBER, LUTHER
WEBER, BECKY
ADDRESS : 7603 BENT OAK COURT
MORTGAGE AMT: 340,000.00 CITY FALLS CHURC
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 VA 22043
UNPAID BALANCE: 339,728.110 OPTION TO CONVERT : No
MONTHLY P&I: 2,290.64 ANNUAL RATE ADJUST: 0.000
LTV : 78.52194 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080081169 MORTGAGORS: SMITH, CHRISTOPHE
SMITH, MAGALLY
ADDRESS : 2061 SOUTH SANDERS COURT
MORTGAGE AMT: 352,000.00 CITY LA HABRA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 90631
UNPAID BALANCE: 352,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,312.39 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080081219 MORTGAGORS: SIMON, HARRIS
SIMON, PAMELA
ADDRESS : 13937 DODDER COURT
MORTGAGE AMT: 263,000.00 CITY POWAY
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 92064
UNPAID BALANCE: 262,244.820 OPTION TO CONVERT : No
MONTHLY P&I: 1,705.81 ANNUAL RATE ADJUST: 0.000
LTV : 42.41935 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080081409 MORTGAGORS: SCHICK, ROBERT
SCHICK, EILEEN
ADDRESS : 6769 OLIVE BRANCH COURT
MORTGAGE AMT: 560,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 95120
UNPAID BALANCE: 558,558.610 OPTION TO CONVERT : No
MONTHLY P&I: 3,963.64 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 02/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080081755 MORTGAGORS: HARTLEY, ROGER
YOUNGMAN HAR, ROBIN
ADDRESS : 751 SPRUCE STREET
MORTGAGE AMT: 382,000.00 CITY BERKELEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94707
UNPAID BALANCE: 382,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,573.61 ANNUAL RATE ADJUST: 0.000
LTV : 78.76289 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080082381 MORTGAGORS: KUCZEK, KEVIN
ADDRESS : 7383 SOURDOUGH DR
MORTGAGE AMT: 320,000.00 CITY MORRISON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CO 80465
UNPAID BALANCE: 320,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,128.97 ANNUAL RATE ADJUST: 0.000
LTV : 86.25337 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080082456 MORTGAGORS: FOGEL, LAWRENCE
FOGEL, LOUISE
ADDRESS : 1130 LONG POINT TERRACE
MORTGAGE AMT: 268,000.00 CITY ANNAPOLIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MD 21401
UNPAID BALANCE: 267,559.360 OPTION TO CONVERT : No
MONTHLY P&I: 1,783.01 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080082498 MORTGAGORS: GARTEN, DAVID
GARTEN, MARJORIE
ADDRESS : 6508 ROCK CRYSTAL DRIVE
MORTGAGE AMT: 320,000.00 CITY CLIFTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 VA 20124
UNPAID BALANCE: 319,744.100 OPTION TO CONVERT : No
MONTHLY P&I: 2,155.90 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080082795 MORTGAGORS: FALK, DANN
FALK, SARAH
ADDRESS : 105 SYDNEY LANE
MORTGAGE AMT: 284,000.00 CITY REDWOOD CIT
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94063
UNPAID BALANCE: 283,761.400 OPTION TO CONVERT : No
MONTHLY P&I: 1,865.68 ANNUAL RATE ADJUST: 0.000
LTV : 79.49170 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080082837 MORTGAGORS: FUCCI, JOHN
ADDRESS : 3675 SANTA CLARA
MORTGAGE AMT: 280,000.00 CITY CORONA
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 CA 91720
UNPAID BALANCE: 280,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,769.80 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080082951 MORTGAGORS: LIEWEN, ANTOINETTE
ADDRESS : 2680 CAPELLA WAY
MORTGAGE AMT: 352,000.00 CITY THOUSAND OA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91362
UNPAID BALANCE: 352,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,401.27 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080083009 MORTGAGORS: SCHRANK, JON
SCHRANK, MARGET
ADDRESS : 10503 S MORADA DRIVE
MORTGAGE AMT: 447,000.00 CITY ORANGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92869
UNPAID BALANCE: 447,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,973.90 ANNUAL RATE ADJUST: 0.000
LTV : 77.06897 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080083405 MORTGAGORS: MARSH, STEVEN
MARSH, OLIVIA
ADDRESS : 8840 CRESTVIEW LANE
MORTGAGE AMT: 304,000.00 CITY ANAHEIM
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 92808
UNPAID BALANCE: 304,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,971.74 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080083496 MORTGAGORS: KATCHER, ALLAN
KATCHER, GLORIA
ADDRESS : 18318 SANDRINGHAM COURT
MORTGAGE AMT: 358,650.00 CITY NORTHRIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91326
UNPAID BALANCE: 358,650.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,386.11 ANNUAL RATE ADJUST: 0.000
LTV : 78.30786 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080084031 MORTGAGORS: JOHNSON, DANE
ADDRESS : 662 VIA CARRO
MORTGAGE AMT: 375,000.00 CITY NEWBURY PAR
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91320
UNPAID BALANCE: 375,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,494.89 ANNUAL RATE ADJUST: 0.000
LTV : 88.92894 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080084254 MORTGAGORS: GARCIA, JOSEPH
GARCIA, MARIA
ADDRESS : 1525 HERMOCILLA WAY
MORTGAGE AMT: 241,500.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95116
UNPAID BALANCE: 241,302.040 OPTION TO CONVERT : No
MONTHLY P&I: 1,606.71 ANNUAL RATE ADJUST: 0.000
LTV : 79.99947 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080084379 MORTGAGORS: ALPER, ZAKHARY
ALSHVANG, SVETLANA
ADDRESS : 488 LOWELL PLACE
MORTGAGE AMT: 343,200.00 CITY FREMONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94536
UNPAID BALANCE: 343,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,312.20 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080085418 MORTGAGORS: BERGERUD, MARLYN
ADDRESS : 101 VIA PRESA
MORTGAGE AMT: 244,800.00 CITY SAN CLEMENT
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92672
UNPAID BALANCE: 244,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,690.77 ANNUAL RATE ADJUST: 0.000
LTV : 79.73941 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080085434 MORTGAGORS: FISCHER, DALE
FISCHER, MARLENE
ADDRESS : 2756 UNICORNIO STREET
MORTGAGE AMT: 265,000.00 CITY CARLSBAD
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 CA 92009
UNPAID BALANCE: 265,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,696.82 ANNUAL RATE ADJUST: 0.000
LTV : 76.81159 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080085467 MORTGAGORS: GRAHAM, WILLIAM
GRAHAM, KAREN
ADDRESS : 9402 VILLA VISTA WAY
MORTGAGE AMT: 400,000.00 CITY VILLA PARK
:\
STATE/ZIP :\ LIFETIME RATE :
7.25000 CA 92861
UNPAID BALANCE: 400,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,728.71 ANNUAL RATE ADJUST: 0.000
LTV : 74.76636 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080085590 MORTGAGORS: SCHMIDT, STEVEN
SCHMIDT, BARBARA
ADDRESS : 1026 CIMA DRIVE
MORTGAGE AMT: 254,650.00 CITY SAN MARCOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92069
UNPAID BALANCE: 254,261.270 OPTION TO CONVERT : No
MONTHLY P&I: 1,758.81 ANNUAL RATE ADJUST: 0.000
LTV : 94.98357 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080085798 MORTGAGORS: ROUS, ROBERT
ADDRESS : 717 1/2 Fernleaf Avenue
MORTGAGE AMT: 298,000.00 CITY NEWPORT BEA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92625
UNPAID BALANCE: 298,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,982.60 ANNUAL RATE ADJUST: 0.000
LTV : 74.50000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080086473 MORTGAGORS: SOWERS, SCOTT
SOWERS, MARY
ADDRESS : 1093 BROOKVIEW AVENUE
MORTGAGE AMT: 360,000.00 CITY THOUSAND OA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91361
UNPAID BALANCE: 360,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,486.44 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080086556 MORTGAGORS: BAMBICO, MICHAEL
MARSHALL, MARY
ADDRESS : 4177 HIDDEN VALLEY LANE
MORTGAGE AMT: 337,500.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95127
UNPAID BALANCE: 337,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,245.40 ANNUAL RATE ADJUST: 0.000
LTV : 79.41176 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080086572 MORTGAGORS: ADAIR, JOHN
ADAIR, KIMBERLY
ADDRESS : 8443 HUMBOLDT STREET
MORTGAGE AMT: 261,500.00 CITY VENTURA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 93004
UNPAID BALANCE: 261,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,783.89 ANNUAL RATE ADJUST: 0.000
LTV : 67.92208 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080086580 MORTGAGORS: ANDRADE, GREGORY
ANDRADE, KATHRYN
ADDRESS : 3974 WELLINGTON SQUARE
MORTGAGE AMT: 280,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95136
UNPAID BALANCE: 280,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,862.85 ANNUAL RATE ADJUST: 0.000
LTV : 76.71233 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080086614 MORTGAGORS: HOOGENDAM, JOHN
HOOGENDAM, JOANNE
ADDRESS : 2332 PENNERTON DR
MORTGAGE AMT: 312,000.00 CITY GLENDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91206
UNPAID BALANCE: 312,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,075.75 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080086630 MORTGAGORS: WILLHITE, CHARLES
WILLHITE, NANCY
ADDRESS : 691 VIA DE TIERRA
MORTGAGE AMT: 416,000.00 CITY THOUSAND OA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91320
UNPAID BALANCE: 416,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,837.86 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080086838 MORTGAGORS: WINTER, SARAH
ADDRESS : 14288 BERCOW LANE
MORTGAGE AMT: 310,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95124
UNPAID BALANCE: 310,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,062.44 ANNUAL RATE ADJUST: 0.000
LTV : 79.48718 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080086853 MORTGAGORS: THICKSTUN, JOHN
ADDRESS : 6672 MICHAEL JOHN DRIVE
MORTGAGE AMT: 500,000.00 CITY LA JOLLA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92037
UNPAID BALANCE: 500,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,410.89 ANNUAL RATE ADJUST: 0.000
LTV : 76.92308 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080087026 MORTGAGORS: VANDERBILT, PAULA
ADDRESS : 4342 JASMINE AVENUE
MORTGAGE AMT: 281,250.00 CITY CULVER CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 90232
UNPAID BALANCE: 281,250.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,894.83 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080087067 MORTGAGORS: PARK, ROBERT
ADDRESS : 4079 EAST BOULEVARD
MORTGAGE AMT: 260,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90066
UNPAID BALANCE: 260,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,729.79 ANNUAL RATE ADJUST: 0.000
LTV : 65.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080087141 MORTGAGORS: BARTOLI, VICKI
ADDRESS : 6006 BROOKSIDE DRIVE
MORTGAGE AMT: 220,000.00 CITY EXPORT
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 PA 15632
UNPAID BALANCE: 219,824.060 OPTION TO CONVERT : No
MONTHLY P&I: 1,482.19 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
01
--------------------------------------------------------------------------------
LN # 0080087208 MORTGAGORS: PAIZ, MARK
NARASAKI, LYNN
ADDRESS : 2202 VIA IRIS
MORTGAGE AMT: 263,300.00 CITY SAN CLEMENT
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92673
UNPAID BALANCE: 263,300.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,818.55 ANNUAL RATE ADJUST: 0.000
LTV : 65.01235 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080087240 MORTGAGORS: PUTNEY, MICHAEL
ADDRESS : 42 ROSY FINCH LANE
MORTGAGE AMT: 270,000.00 CITY ALISO VIEJO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92656
UNPAID BALANCE: 270,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,796.32 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080087463 MORTGAGORS: POLK, RAYMOND
ADDRESS : 31780 PEARL DRIVE
MORTGAGE AMT: 300,000.00 CITY FORT BRAGG
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95437
UNPAID BALANCE: 299,777.350 OPTION TO CONVERT : No
MONTHLY P&I: 2,097.65 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080087497 MORTGAGORS: GHARACHEDAGH, AFSHIN
AFARY, MONA
ADDRESS : 616 BOULEVARD WAY
MORTGAGE AMT: 270,000.00 CITY OAKLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94610
UNPAID BALANCE: 269,794.550 OPTION TO CONVERT : No
MONTHLY P&I: 1,864.83 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080087547 MORTGAGORS: SHUCK, DAVID
SHUCK, LORI
ADDRESS : 2601 OAK AVENUE
MORTGAGE AMT: 425,000.00 CITY MANHATTAN B
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 90266
UNPAID BALANCE: 424,312.210 OPTION TO CONVERT : No
MONTHLY P&I: 2,756.54 ANNUAL RATE ADJUST: 0.000
LTV : 66.40625 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080087828 MORTGAGORS: HANNUM, WILLIAM
HANNUM, PAMELA
ADDRESS : 412 SHOSHONI TRAIL
MORTGAGE AMT: 352,000.00 CITY LAKE VILLA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 IL 60046
UNPAID BALANCE: 352,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,487.86 ANNUAL RATE ADJUST: 0.000
LTV : 78.22222 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/24
RATE:
02
--------------------------------------------------------------------------------
LN # 0080087836 MORTGAGORS: FOSTER, MAUREEN
FOSTER, FRANK
ADDRESS : 5228 LAWN AVE
MORTGAGE AMT: 276,500.00 CITY WESTERN SPR
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 60558
UNPAID BALANCE: 276,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,886.22 ANNUAL RATE ADJUST: 0.000
LTV : 62.84091 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080089758 MORTGAGORS: CONNOLLY, MARK
CONNOLLY, LINDA
ADDRESS : 3400 MORAGA BOULEVARD
MORTGAGE AMT: 348,500.00 CITY LAFAYETTE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94549
UNPAID BALANCE: 348,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,347.91 ANNUAL RATE ADJUST: 0.000
LTV : 85.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080091028 MORTGAGORS: MALEKI, JAMSHID
MALEKI, MARYAM
ADDRESS : 4002 EAST GREEN CLOVER CI
MORTGAGE AMT: 407,000.00 CITY ORANGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92867
UNPAID BALANCE: 407,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,811.05 ANNUAL RATE ADJUST: 0.000
LTV : 74.67890 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080091085 MORTGAGORS: SUPRA, JOHN
SUPRA, LAURA
ADDRESS : 159 CALLE MAYOR
MORTGAGE AMT: 276,000.00 CITY TORRANCE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90277
UNPAID BALANCE: 276,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,882.81 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080091879 MORTGAGORS: FRIEDL, ANDREW
ADDRESS : 13486 MANGO DRIVE
MORTGAGE AMT: 300,000.00 CITY DEL MAR
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92014
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,970.79 ANNUAL RATE ADJUST: 0.000
LTV : 73.17073 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080093651 MORTGAGORS: TIERNEY, CHARLES
ADDRESS : 471 SELKIRK DRIVE
MORTGAGE AMT: 259,100.00 CITY CORONA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91719
UNPAID BALANCE: 252,974.250 OPTION TO CONVERT : No
MONTHLY P&I: 1,723.80 ANNUAL RATE ADJUST: 0.000
LTV : 94.98358 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
02
--------------------------------------------------------------------------------
LN # 0080093826 MORTGAGORS: CHRISTENSEN, MARK
CHRISTENSEN, LAURA
ADDRESS : 1111 CRESTLINE CIRCLE
MORTGAGE AMT: 265,650.00 CITY EL DORADO H
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95762
UNPAID BALANCE: 265,437.560 OPTION TO CONVERT : No
MONTHLY P&I: 1,789.74 ANNUAL RATE ADJUST: 0.000
LTV : 79.99217 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
02
--------------------------------------------------------------------------------
**** PAGE TOTALS NUM OF LOANS: 2915 LOAN AMT: 956,156,
**** 010.07
P & I AMT: 6,499, UPB AMT: 952,400,
861.13 249.61
**** GRAND TOTALS NUM OF LOANS: 2914 LOAN AMT: 956,156,010.07
****
P & I AMT: 6,499,861.13 UPB AMT: 952,400,249.61
</TABLE>
<PAGE>
EXHIBIT D
FORM OF SERVICER'S CERTIFICATE
----------------, ------
(month) (year)
GE CAPITAL MORTGAGE SERVICES, INC.
REMIC Mortgage Pass-Through Certificates,
Series 1999-11
Pursuant to the Pooling and Servicing Agreement dated as of May 1, 1999
(the "Agreement") between GE Capital Mortgage Services, Inc. (the "Company"),
and State Street Bank and Trust Company (the "Trustee"), governing the
Certificates referred to above, the Company hereby certifies to the Trustee:
With respect to the Agreement and as of the Determination Date for this
month:
<TABLE>
<CAPTION>
A. Mortgage Loan Information:
<S> <C> <C> <C>
(1) Aggregate Scheduled Monthly Payments:
(a) Principal $________
(b) Interest $________
(c) Total $________
(2) Aggregate Monthly Payments received and Monthly
Advances made this Month:
(a) Principal $________
(b) Interest $________
(c) Total $________
(3) Aggregate Principal Prepayments in part received and
applied in the applicable Prepayment Period:
(a) Principal $________
(b) Interest $________
(c) Total $________
(4) Aggregate Principal Prepayments in full received in
the applicable Prepayment Period:
(a) Principal $________
(b) Interest $________
(c) Total $________
(5) Aggregate Insurance Proceeds (including purchases
of Mortgage Loans by primary mortgage insurers) for
prior month:
(a) Principal $________
(b) Interest $________
(c) Total $________
(6) Aggregate Liquidation Proceeds for prior month:
(a) Principal $________
(b) Interest $________
(c) Total $________
(7) Aggregate Purchase Prices for Defaulted Mortgage
Loans:
(a) Principal $________
(b) Interest $________
(c) Total $________
(8) Aggregate Purchase Prices (and substitution
adjustments) for Defective Mortgage Loans:
(a) Principal $________
(b) Interest $________
(c) Total $________
(9) Pool Scheduled Principal Balance: $________
(10) Available Funds: $________
(11) Realized Losses for prior month: $________
(12) Aggregate Realized Losses and Debt Service
Reductions:
(a) Deficient Valuations $________
(b) Special Hazard Losses $________
(c) Fraud Losses $________
(d) Excess Bankruptcy Losses $________
(i) Debt Service Reductions $________
(ii) Deficient Valuations $________
(e) Excess Special Hazard Losses $________
(f) Excess Fraud Losses $________
(g) Debt Service Reductions $________
(13) Compensating Interest Payment: $________
(14) Accrued Certificate Interest, Unpaid Class Interest
Shortfalls and Pay-out Rate:
Class A1 $__________ $__________ ____%
Class A2 $__________ $__________ ____%
Class A3 $__________ $__________ ____%
Class A4 $__________ $__________ ____%
Class A5 $__________ $__________ ____%
Class A6 $__________ $__________ ____%
Class A7 $__________ $__________ ____%
Class A8 $__________ $__________ ____%
Class A9 $__________ $__________ ____%
Class A10 $__________ $__________ ____%
Class A11 $__________ $__________ ____%
Class A12 $__________ $__________ ____%
Class A13 $__________ $__________ ____%
Class A14 $__________ $__________ ____%
Class A15 $__________ $__________ ____%
Class A16 $__________ $__________ ____%
Class A17 $__________ $__________ ____%
Class A18 $__________ $__________ ____%
Class A19 $__________ $__________ ____%
Class A21 $__________ $__________ ____%
Class A22 $__________ $__________ ____%
Class M $__________ $__________ ____%
Class B1 $__________ $__________ ____%
Class B2 $__________ $__________ ____%
Class B3 $__________ $__________ ____%
Class B4 $__________ $__________ ____%
Class B5 $__________ $__________ ____%
Class R $__________ $__________ ____%
Class RL $__________ $__________ ____%
Class S $__________ $__________ ____%
(15) Accrual amount:
Class A9 $__________
Class A15 $__________
Class A16 $__________
Class A17 $__________
Class A21 $__________
(16) Principal distributable:
Class A1 $__________
Class A2 $__________
Class A3 $__________
Class A4 $__________
Class A6 $__________
Class A7 $__________
Class A8 $__________
Class A9 $__________
Class A10 $__________
Class A11 $__________
Class A12 $__________
Class A13 $__________
Class A14 $__________
Class A15 $__________
Class A16 $__________
Class A17 $__________
Class A18 $__________
Class A19 $__________
Class A20 $__________
Class A21 $__________
Class A22 $__________
Class PO $__________
Class M $__________
Class B1 $__________
Class B2 $__________
Class B3 $__________
Class B4 $__________
Class B5 $__________
Class R $__________
Class RL $__________
(17) Additional distributions to the Class RL Certificates
pursuant to Sections 2.05(d) and the Class R
Certificates pursuant to Section 4.01(b):
Class R $__________
Class RL $__________
(18) Certificate Interest Rate of:
Class A4 Certificates __________%
Class A5 Certificates __________%
Class A13 Certificates __________%
Class A14 Certificates __________%
Class S Certificates __________%
(19) Distributions Allocable to Unanticipated Recoveries:
Class A1 $__________
Class A2 $__________
Class A3 $__________
Class A4 $__________
Class A6 $__________
Class A7 $__________
Class A8 $__________
Class A9 $__________
Class A10 $__________
Class A11 $__________
Class A12 $__________
Class A13 $__________
Class A14 $__________
Class A15 $__________
Class A16 $__________
Class A17 $__________
Class A18 $__________
Class A19 $__________
Class A20 $__________
Class A21 $__________
Class A22 $__________
Class PO $__________
Class M $__________
Class B1 $__________
Class B2 $__________
Class B3 $__________
Class B4 $___________
Class B5 $__________
Class R $__________
Class RL $__________
B. Other Amounts:
1. Senior Percentage for such Distribution Date: _____________%
2. Senior Prepayment Percentage for such Distribution
Date: _____________%
3. Junior Percentage for such Distribution Date: _____________%
4. Junior Prepayment Percentage for such Distribution
Date: _____________%
5. Class A22 Percentage for such Distribution Date: _____________%
6. Class A22 Distribution Percentage for such
Distribution Date: _____________%
7. Subordinate Certificate Writedown Amount for such
Distribution Date: $_____________
8. Prepayment Distribution Triggers
satisfied: Yes No
Class B1 _____ _____
Class B2 _____ _____
Class B3 _____ _____
Class B4 _____ _____
Class B5 _____ _____
9. Servicing Fee: $_____________
</TABLE>
Capitalized terms used in this Certificate shall have the same meanings as
in the Agreement.
<PAGE>
EXHIBIT E
FORM OF TRANSFER CERTIFICATE AS TO ERISA MATTERS FOR
DEFINITIVE ERISA-RESTRICTED CERTIFICATES
State Street Bank and Trust Company
Corporate Trust Department
225 Franklin Street
Boston, Massachusetts 02110
[NAME OF OFFICER] ______________________ hereby certifies that:
1. That he [she] is [title of officer] ___________________________________
of [name of Investor] _______________________________________ (the "Investor"),
a ________________________________ [description of type of entity] duly
organized and existing under the laws of the [State of ____________] [United
States], on behalf of which he [she] makes this affidavit.
2. The Investor (i) is not, and on ________________ [insert date of
transfer of Certificate to Investor] will not be, and on such date will not be
investing the funds of, an employee benefit plan subject to the Employee
Retirement Income Security Act of 1974, as amended ("ERISA") or a plan subject
to Section 4975 of the Code or (ii) is an insurance company investing assets of
its general account and the exemptions provided by Section III(a) of Department
of Labor Prohibited Transaction Class Exemption 95-60, 60 Fed. Reg. 35925 (July
12, 1995) (the "Exemptions") apply to the Investor's acquisition and holding or
any ERISA-Restricted Certificate.
3. The Investor hereby acknowledges that under the terms of the Pooling and
Servicing Agreement (the "Agreement") between State Street Bank and Trust
Company, as Trustee and GE Capital Mortgage Services, Inc., dated as of May 1,
1999, no transfer of any ERISA-Restricted Certificate shall be permitted to be
made to any person unless the Trustee has received (i) a certificate from such
transferee to the effect that (x) such transferee is not an employee benefit
plan subject to ERISA or a plan subject to Section 4975 of the Code (a "Plan")
or a Person that is not using the assets of a Plan to acquire any such
Certificate or (y) such transferee is an insurance company investing assets of
its general account and the Exemptions apply to such transferee's acquisition
and holding of any such Certificate or (ii) an opinion of counsel satisfactory
to the Trustee and the Company to the effect that the purchase and holding of
any such Certificate will not constitute or result in the assets of the Trust
Fund created by the Agreement being deemed to be "plan assets" subject to the
prohibited transaction provisions of ERISA or Section 4975 of the Code and will
not subject the Trustee or the Company to any obligation in addition to those
undertaken in the Agreement (provided, however, that the Trustee will not
require such certificate or opinion in the event that, as a result of change of
law or otherwise, counsel satisfactory to the Trustee has rendered an opinion to
the effect that the purchase and holding of any such Certificate by a Plan or a
Person that is purchasing or holding any such Certificate with the assets of a
Plan will not constitute or result in a prohibited transaction under ERISA or
Section 4975 of the Code).
[4. The ERISA-Restricted Certificates shall be registered in the name of
______________________________________________ as nominee for the Investor.]
IN WITNESS WHEREOF, the Investor has caused this instrument to be executed on
its behalf, pursuant to authority of its Board of Directors, by its [title of
officer] __________________ and its corporate seal to be hereunder attached,
attested by its [Assistant] Secretary, this ____ day of _________, 199_.
_______________________________________
[name of Investor]
By:____________________________________
Name:
Title:
The undersigned hereby
acknowledges that it is holding
and will hold the ERISA-Restricted
Certificates at the exclusive
direction of and as nominee of
the Investor named above.
_______________________________
[name of nominee]
By:____________________________
Name:
Title:
<PAGE>
EXHIBIT F
FORM OF RESIDUAL CERTIFICATE TRANSFEREE AFFIDAVIT
STATE OF )
) ss.:
COUNTY OF )
[NAME OF OFFICER], _________________ being first duly sworn, deposes and says:
1. That he [she] is [title of officer] ________________________ of [name of
Purchaser] _________________________________________ (the "Purchaser"), a
_________________ ____________________ [description of type of entity] duly
organized and existing under the laws of the [State of __________] [United
States], on behalf of which he [she] makes this affidavit.
2. That the Purchaser's Taxpayer Identification Number is [ ].
3. That the Purchaser is not a "disqualified organization" within the
meaning of Section 860E(e)(5) of the Internal Revenue Code of 1986, as amended
(the "Code") and will not be a "disqualified organization" as of [date of
transfer], and that the Purchaser is not acquiring a Residual Certificate (as
defined below) for the account of, or as agent (including a broker, nominee, or
other middleman) for, any person or entity from which it has not received an
affidavit substantially in the form of this affidavit. For these purposes, a
"disqualified organization" means the United States, any state or political
subdivision thereof, any foreign government, any international organization, any
agency or instrumentality of any of the foregoing (other than an instrumentality
if all of its activities are subject to tax and a majority of its board of
directors is not selected by such governmental entity), any cooperative
organization furnishing electric energy or providing telephone service to
persons in rural areas as described in Code Section 1381(a)(2)(C), or any
organization (other than a farmers' cooperative described in Code Section 521)
that is exempt from federal income tax unless such organization is subject to
the tax on unrelated business income imposed by Code Section 511. As used
herein, "Residual Certificate" means any Certificate designated as a "Class R
Certificate" or "Class RL Certificate" of GE Capital Mortgage Services, Inc.'s
REMIC Mortgage Pass-Through Certificates, Series 1999-11.
4. That the Purchaser is not, and on __________ [insert date of transfer of
Residual Certificate to Purchaser] will not be, and is not and on such date will
not be investing the assets of, an employee benefit plan subject to the Employee
Retirement Income Security Act of 1974, as amended ("ERISA"), or a plan subject
to Code Section 4975 or a person or entity that is using the assets of any
employee benefit plan or other plan to acquire a Residual Certificate.
5. That the Purchaser hereby acknowledges that under the terms of the
Pooling and Servicing Agreement (the "Agreement") between State Street Bank and
Trust Company, as Trustee, and GE Capital Mortgage Services, Inc., dated as of
May 1, 1999, no transfer of the Residual Certificates shall be permitted to be
made to any person unless the Trustee has received a certificate from such
transferee to the effect that such transferee is not an employee benefit plan
subject to ERISA or a plan subject to Section 4975 of the Code and is not using
the assets of any employee benefit plan or other plan to acquire Residual
Certificates.
6. That the Purchaser does not hold REMIC residual securities as nominee to
facilitate the clearance and settlement of such securities through electronic
book-entry changes in accounts of participating organizations (such entity, a
"Book-Entry Nominee").
7. That the Purchaser does not have the intention to impede the assessment
or collection of any federal, state or local taxes legally required to be paid
with respect to such Residual Certificate.
8. That the Purchaser will not transfer a Residual Certificate to any
person or entity (i) as to which the Purchaser has actual knowledge that the
requirements set forth in paragraph 3, paragraph 6 or paragraph 10 hereof are
not satisfied or that the Purchaser has reason to believe does not satisfy the
requirements set forth in paragraph 7 hereof, and (ii) without obtaining from
the prospective Purchaser an affidavit substantially in this form and providing
to the Trustee a written statement substantially in the form of Exhibit G to the
Agreement.
9. That the Purchaser understands that, as the holder of a Residual
Certificate, the Purchaser may incur tax liabilities in excess of any cash flows
generated by the interest and that it intends to pay taxes associated with
holding such Residual Certificate as they become due.
10. That the Purchaser (i) is not a Non-U.S. Person or (ii) is a Non-U.S.
Person that holds a Residual Certificate in connection with the conduct of a
trade or business within the United States and has furnished the transferor and
the Trustee with an effective Internal Revenue Service Form 4224 or successor
form at the time and in the manner required by the Code or (iii) is a Non-U.S.
Person that has delivered to both the transferor and the Trustee an opinion of a
nationally recognized tax counsel to the effect that the transfer of such
Residual Certificate to it is in accordance with the requirements of the Code
and the regulations promulgated thereunder and that such transfer of a Residual
Certificate will not be disregarded for federal income tax purposes. "Non-U.S.
Person" means an individual, corporation, partnership or other person other than
(i) a citizen or resident of the United States; (ii) a corporation (or entity
treated as a corporation for tax purposes) created or organized in the United
States or under the laws of the United States or of any state thereof,
including, for this purpose, the District of Columbia; (iii) a partnership (or
entity treated as a partnership for tax purposes) organized in the United States
or under the laws of the United States or of any state thereof, including, for
this purpose, the District of Columbia (unless provided otherwise by future
Treasury regulations); (iv) an estate whose income is includible in gross income
for United States income tax purposes regardless of its source; or (v) a trust,
if a court within the United States is able to exercise primary supervision over
the administration of the trust and one or more U.S. Persons have authority to
control all substantial decisions of the trust. Notwithstanding the last clause
of the preceding sentence, to the extent provided in Treasury regulations,
certain trusts in existence on August 20, 1996, and treated as U.S. Persons
prior to such date, may elect to continue to be U.S. Persons.
11. That the Purchaser agrees to such amendments of the Pooling and
Servicing Agreement as may be required to further effectuate the restrictions on
transfer of any Residual Certificate to such a "disqualified organization," an
agent thereof, a Book-Entry Nominee, or a person that does not satisfy the
requirements of paragraph 7 and paragraph 10 hereof.
12. That the Purchaser consents to the designation of the Company as its
agent to act as "tax matters person" of the Upper-Tier REMIC or Lower-Tier
REMIC, pursuant to the Pooling and Servicing Agreement.
<PAGE>
IN WITNESS WHEREOF, the Purchaser has caused this instrument to be executed
on its behalf, pursuant to authority of its Board of Directors, by its [title of
officer] this _____ day of __________, 19__.
_________________________________
[name of Purchaser]
By:______________________________
Name:
Title:
Personally appeared before me the above-named [name of officer]
________________, known or proved to me to be the same person who executed the
foregoing instrument and to be the [title of officer] _________________ of the
Purchaser, and acknowledged to me that he [she] executed the same as his [her]
free act and deed and the free act and deed of the Purchaser.
Subscribed and sworn before me this _____ day of __________, 19__.
NOTARY PUBLIC
______________________________
COUNTY OF_____________________
STATE OF______________________
My commission expires the _____ day of __________, 19__.
<PAGE>
EXHIBIT G
[LETTER FROM TRANSFEROR OF RESIDUAL CERTIFICATE]
__________________
Date
State Street Bank and Trust Company
Corporate Trust Department
225 Franklin Street
8th Floor
Boston, Massachusetts 02110
Re: GE Capital Mortgage Services, Inc.
REMIC Mortgage Pass-Through
Certificates, Series 1999-11
----------------------------------
Ladies and Gentlemen:
_______________________ (the "Transferor") has reviewed the attached
affidavit of _____________________________ (the "Transferee"), and has no actual
knowledge that such affidavit is not true and has no reason to believe that the
information contained in paragraph 7 thereof is not true, and has no reason to
believe that the Transferee has the intention to impede the assessment or
collection of any federal, state or local taxes legally required to be paid with
respect to a Residual Certificate. In addition, the Transferor has conducted a
reasonable investigation at the time of the transfer and found that the
Transferee had historically paid its debts as they came due and found no
significant evidence to indicate that the Transferee will not continue to pay
its debts as they become due.
Very truly yours,
___________________________
Name:
Title:
<PAGE>
EXHIBIT H
ADDITIONAL SERVICER COMPENSATION
QUALIFIED ADMINISTRATIVE EXPENSES
(Conventional, Non-Conforming Loans)
Assumption Fees $550 - $800
Late Charges Per Loan Documents
Appraisal/Inspection Fees Reasonable and Customary
Charges
Partial Release Fees $300
Easements $150
Insufficient Funds Charges $15
Document Requests (copies of loan file
documents, additional pay-off quotations,
amortization schedules, payment histories) $0
Modification Fees Reasonable and Customary
Charges
<PAGE>
EXHIBIT I
FORM OF INVESTMENT LETTER FOR
DEFINITIVE RESTRICTED CERTIFICATES
---------------------
Date
State Street Bank and Trust Company
Corporate Trust Department
225 Franklin Street
8th Floor
Boston, Massachusetts 02110
Re: GE Capital Mortgage Services, Inc.
REMIC Mortgage Pass Through
Certificates, Series 1999-11
----------------------------------
Ladies and Gentlemen:
1. The undersigned, a [title of officer] _______________ of [name of
Investor] _________________________________________ (the "Investor"), a
______________ ___________________ [description of type of entity] duly
organized and existing under the laws of the [State of __________________]
[United States], hereby certifies as follows:
2. The Investor hereby acknowledges that under the terms of the Pooling and
Servicing Agreement between State Street Bank and Trust Company, as Trustee, and
GE Capital Mortgage Services, Inc. (the "Company"), dated as of May 1, 1999 (the
"Agreement"), no transfer of a Restricted Certificate may be made unless such
transfer is exempt from the registration requirements of the Securities Act of
1933, as amended (the "Securities Act"), and any applicable state securities
laws, or is made in accordance with the Securities Act and such laws.
3. The Investor understands that (a) the Restricted Certificates have not
been and will not be registered or qualified under the Securities Act, or the
securities laws of any state, (b) neither the Company nor the Trustee is
required, and neither intends, to so register or qualify the Restricted
Certificates, (c) the Restricted Certificates cannot be resold unless (i) they
are registered and qualified under the Securities Act and the applicable state
securities laws or (ii) such sale is exempt from the requirements of the
Securities Act, (d) the Agreement contains restrictions regarding the transfer
of the Restricted Certificates and (e) the Restricted Certificates will bear a
legend to the foregoing effect.
4. The Investor is acquiring the Restricted Certificates for its own
account for investment only and not with a view to or for sale or other transfer
in connection with any distribution of the Restricted Certificates in any manner
that would violate the Securities Act or any applicable state securities laws.
5. The Investor (a) is a substantial, sophisticated institutional investor
having such knowledge and experience in financial and business matters, and in
particular in such matters related to securities similar to the Restricted
Certificates, such that it is capable of evaluating the merits and risks of
investment in the Restricted Certificates, (b) is able to bear the economic
risks of such an investment and (c) is an "accredited investor" within the
meaning of Rule 501(a)(1), (2), (3) or (7) promulgated pursuant to the
Securities Act.
6. The Investor will not authorize nor has it authorized any person to (a)
offer, pledge, sell, dispose of or otherwise transfer any Restricted
Certificate, any interest in any Restricted Certificate or any other similar
security to any person in any manner, (b) solicit any offer to buy or to accept
a pledge, disposition or other transfer of any Restricted Certificate, any
interest in any Restricted Certificate or any other similar security from any
person in any manner, (c) otherwise approach or negotiate with respect to any
Restricted Certificate, any interest in any Restricted Certificate or any other
similar security with any person in any manner, (d) make any general
solicitation by means of general advertising or in any other manner, or (e) take
any other action that would constitute a distribution of any Restricted
Certificate under the Securities Act, that would render the disposition of any
Restricted Certificate a violation of Section 5 of the Securities Act or any
state securities law, or that could require registration or qualification
pursuant thereto. Neither the Investor nor anyone acting on its behalf has
offered the Restricted Certificates for sale or made any general solicitation by
means of general advertising or in any other manner with respect to the
Restricted Certificates. The Investor will not sell or otherwise transfer any of
the Restricted Certificates, except in compliance with the provisions of the
Agreement.
7. If an Investor in a Restricted Certificate sells or otherwise transfers
any such Certificate to a transferee other than a "qualified institutional
buyer" under Rule 144A of the Securities Act, such Investor will obtain (a) from
any subsequent purchaser the same certifications, representations, warranties
and covenants contained in the foregoing paragraphs and in this paragraph or (b)
an opinion of counsel in form and substance satisfactory to the Trustee pursuant
to the Agreement.
8. The Investor hereby indemnifies the Trustee and the Company against any
liability that may result if the Investor's transfer of a Restricted Certificate
(or any portion thereof) is not exempt from the registration requirements of the
Securities Act and any applicable state securities laws or is not made in
accordance with such federal and state laws. Such indemnification of the Trustee
and the Company shall survive the termination of the Agreement.
[9. The Restricted Certificates shall be registered in the name of
_____________________________ as nominee for the Investor.]
IN WITNESS WHEREOF, the Investor has caused this instrument to be executed
on its behalf, pursuant to authority of its Board of Directors, by its [title of
officer] _____________ this _____ day of __________, 19__.
_____________________________
[name of Investor]
By:______________________________
Name:
Title:
The undersigned hereby
acknowledges that it is holding
and will hold the Restricted
Certificates at the exclusive
direction of and as nominee
of the Investor named above.
_____________________________
[name of nominee]
By:__________________________
Name:
Title:
<PAGE>
EXHIBIT J
FORM OF DISTRIBUTION DATE STATEMENT
-----------------, ------
(month) (year)
GE CAPITAL MORTGAGE SERVICES, INC.
REMIC Mortgage Pass-Through Certificates,
Series 1999-11
Pursuant to the Pooling and Servicing Agreement dated as of May 1, 1999
(the "Agreement") between GE Capital Mortgage Services, Inc. (the "Company"),
and State Street Bank and Trust Company (the "Trustee"), governing the
Certificates referred to above, the Company hereby certifies to the Trustee:
With respect to the Agreement and as of the Determination Date for this
month:
The amounts below are for a Single Certificate of $1,000:
(1) Amount of distribution allocable to principal:
Class A1 $__________
Class A2 $__________
Class A3 $__________
Class A4 $__________
Class A6 $__________
Class A7 $__________
Class A8 $__________
Class A9 $__________
Class A10 $__________
Class A11 $__________
Class A12 $__________
Class A13 $__________
Class A14 $__________
Class A15 $__________
Class A16 $__________
Class A17 $__________
Class A18 $__________
Class A19 $__________
Class A20 $__________
Class A21 $__________
Class A22 $__________
Class PO $__________
Class M $__________
Class B1 $__________
Class B2 $__________
Class B3 $__________
Class B4 $__________
Class B5 $__________
Class R $__________
Class RL $__________
(2) Aggregate principal prepayments included in distribution:
Class A1 $__________
Class A2 $__________
Class A3 $__________
Class A4 $__________
Class A6 $__________
Class A7 $__________
Class A8 $__________
Class A9 $__________
Class A10 $__________
Class A11 $__________
Class A12 $__________
Class A13 $__________
Class A14 $__________
Class A15 $__________
Class A16 $__________
Class A17 $__________
Class A18 $__________
Class A19 $__________
Class A20 $__________
Class A21 $__________
Class A22 $__________
Class PO $__________
Class M $__________
Class B1 $__________
Class B2 $__________
Class B3 $__________
Class B4 $__________
Class B5 $__________
Class R $__________
Class RL $__________
(3) Amount of distribution allocable to interest; Pay-out Rate:
Class A1 $__________ ____%
Class A2 $__________ ____%
Class A3 $__________ ____%
Class A4 $__________ ____%
Class A5 $__________ ____%
Class A6 $__________ ____%
Class A7 $__________ ____%
Class A8 $__________ ____%
Class A9 $__________ ____%
Class A10 $__________ ____%
Class A11 $__________ ____%
Class A12 $__________ ____%
Class A13 $__________ ____%
Class A14 $__________ ____%
Class A15 $__________ ____%
Class A16 $__________ ____%
Class A17 $__________ ____%
Class A18 $__________ ____%
Class A19 $__________ ____%
Class A21 $__________ ____%
Class A22 $__________ ____%
Class M $__________ ____%
Class B1 $__________ ____%
Class B2 $__________ ____%
Class B3 $__________ ____%
Class B4 $__________ ____%
Class B5 $__________ ____%
Class R $__________ ____%
Class RL $__________ ____%
Class S $__________ ____%
(4) Accrual Amount:
Class A9 $__________
Class A15 $__________
Class A16 $__________
Class A17 $__________
Class A21 $__________
(5) Amount of distribution allocable to Unanticipated Recoveries:
Class A1 $__________ ____%
Class A2 $__________ ____%
Class A3 $__________ ____%
Class A4 $__________ ____%
Class A6 $__________ ____%
Class A7 $__________ ____%
Class A8 $__________ ____%
Class A9 $__________ ____%
Class A10 $__________ ____%
Class A11 $__________ ____%
Class A12 $__________ ____%
Class A13 $__________ ____%
Class A14 $__________ ____%
Class A15 $__________ ____%
Class A16 $__________ ____%
Class A17 $__________ ____%
Class A18 $__________ ____%
Class A19 $__________ ____%
Class A20 $__________ ____%
Class A21 $__________ ____%
Class A22 $__________ ____%
Class PO $__________ ____%
Class M $__________ ____%
Class B1 $__________ ____%
Class B2 $__________ ____%
Class B3 $__________ ____%
Class B4 $__________ ____%
Class B5 $__________ ____%
Class R $__________ ____%
Class RL $__________ ____%
(6) Servicing Compensation: $__________
The amounts below are for the aggregate of all Certificates:
(7) Pool Scheduled Principal Balance;
number of Mortgage Loans: $__________ __________
(8) Class Certificate Principal Balance
(or Notional Principal Balance) of
each Class; Certificate Principal
Balance (or Notional Principal
Balance) of Single Certificate of
each Class:
Single
Certificate
Class Balance Balance
----- ------- -------
Class A1 $__________ $__________
Class A2 $__________ $__________
Class A3 $__________ $__________
Class A4 $__________ $__________
Class A5 $__________ $__________
Class A6 $__________ $__________
Class A7 $__________ $__________
Class A8 $__________ $__________
Class A9 $__________ $__________
Class A10 $__________ $__________
Class A11 $__________ $__________
Class A12 $__________ $__________
Class A13 $__________ $__________
Class A14 $__________ $__________
Class A15 $__________ $__________
Class A16 $__________ $__________
Class A17 $__________ $__________
Class A18 $__________ $__________
Class A19 $__________ $__________
Class A20 $__________ $__________
Class A21 $__________ $__________
Class A22 $__________ $__________
Class PO $__________ $__________
Class M $__________ $__________
Class B1 $__________ $__________
Class B2 $__________ $__________
Class B3 $__________ $__________
Class B4 $__________ $__________
Class B5 $__________ $__________
Class R $__________ $__________
Class RL $__________ $__________
Class S $__________ $__________
(9) Book value of real estate acquired on
behalf of Certificateholders; number
of related Mortgage Loans: $__________ __________
(10) Aggregate Scheduled Principal Balance
and number of delinquent Mortgage Loans:
30-59 days delinquent $__________ __________
60-89 days delinquent $__________ __________
90 or more days delinquent $__________ __________
In foreclosure $__________ __________
(11) Aggregate Scheduled Principal Balance
and number of replaced Mortgage Loans: $__________ __________
(12) Certificate Interest Rate of:
Class A4 Certificate __________%
Class A5 Certificate __________%
Class A13 Certificate __________%
Class A14 Certificate __________%
Class S Certificate: __________%
(13) Senior Percentage for such Distribution
Date: __________%
(14) Senior Prepayment Percentage for such
Distribution Date: __________%
(15) Class A22 Percentage for such Distribution
Date: __________%
(16) Class A22 Distribution Percentage for such
Distribution Date: __________%
(17) Junior Percentage for such Distribution
Date: __________%
(18) Junior Prepayment Percentage for such
Distribution Date: __________%
Capitalized terms used in this Statement shall have the same meanings as in
the Agreement.
<PAGE>
EXHIBIT K
FORM OF SPECIAL SERVICING
AND COLLATERAL FUND AGREEMENT
This SPECIAL SERVICING AND COLLATERAL FUND AGREEMENT (the "Agreement") is
made and entered into as of ____________________, 199_, between GE Capital
Mortgage Services, Inc. (the "Company") and _____________________________ (the
"Purchaser").
PRELIMINARY STATEMENT
___________________________ or an affiliate thereof is the holder of the
entire interest in REMIC Mortgage Pass-Through Certificates, Series 199_-__,
Class B_ (the "Class B_ Certificates"). The Class B_ Certificates were issued
pursuant to a Pooling and Servicing Agreement (the "Pooling and Servicing
Agreement") dated as of ________ 1, 199_ between the Company (in its capacity as
servicer thereunder, the "Servicer") and State Street Bank and Trust Company as
Trustee.
____________________________ or an affiliate thereof intends to resell all
of the Class B_ Certificates directly to the Purchaser on or promptly after the
date hereof.
In connection with such sale, the parties hereto have agreed that the
Company, as Servicer, will engage in certain special servicing procedures
relating to foreclosures for the benefit of the Purchaser, and that the
Purchaser will deposit funds in a collateral fund to cover any losses
attributable to such procedures as well as all advances and costs in connection
therewith, as set forth herein.
[The parties hereto have further agreed that the Purchaser will have no
rights, and the Company will have no obligations under this Agreement until the
Class Certificate Principal Balance of the REMIC Mortgage Pass-Through
Certificates, Series 199_-__, Class B5 (the "Class B5 Certificates") has been
reduced to zero, and any Special Servicing and Collateral Fund Agreement in
respect of such Class between the Company and the Purchaser has been
terminated.]
In consideration of the mutual agreements herein contained, the receipt and
sufficiency of which are hereby acknowledged, the Company and the Purchaser
agree that the following provisions shall become effective and shall be binding
on and enforceable by the Company and the Purchaser upon the acquisition by the
Purchaser of the Class B_ Certificates.
ARTICLE I
DEFINITIONS
Section 1.01. Defined Terms. Whenever used in this Agreement, the following
words and phrases, unless the context otherwise requires, shall have the
following meanings:
Business Day: Any day other than (i) a Saturday or a Sunday of (ii) a day
on which banking institutions in New York City or Boston, Massachusetts are
required or authorized by law or executive order to be closed.
Collateral Fund: The fund established and maintained pursuant to Section
3.01 hereof.
Collateral Fund Permitted Investments: Either (i) obligations of, or
obligations fully guaranteed as to principal and interest by, the United States,
or any agency or instrumentality thereof, provided such obligations are backed
by the full faith and credit of the United States, (ii) repurchase agreements on
obligations specified in clause (i) provided that the unsecured obligations of
the party agreeing to repurchase such obligations are at the time rated by each
Rating Agency in the highest long-term rating category, (iii) federal funds,
certificates of deposit, time deposits and banker's acceptances of any U.S.
depository institution or trust company incorporated under the laws of the
United States or any state provided that the debt obligations of such depository
institution or trust company at the date of acquisition thereof have been rated
by each Rating Agency in the highest long-term rating category, (iv) commercial
paper of any corporation incorporated under the laws of the United States or any
state thereof which on the date of acquisition has the highest short term rating
of each Rating Agency, and (v) other obligations or securities that are
acceptable to each Rating Agency as a Collateral Fund Permitted Investment
hereunder and will not, as evidenced in writing, result in a reduction or
withdrawal in the then current rating of the Certificates and, for each of the
preceding clauses, the maturity thereof shall be not later than the earlier to
occur of (A) 30 days from the date of the related investment and (B) the
Business Day preceding the next succeeding Distribution Date.
Commencement of Foreclosure: The first official action required under local
law in order to commence foreclosure proceedings or to schedule a trustee's sale
under a deed of trust, including (i) in the case of a mortgage, any filing or
service of process necessary to commence an action to foreclose, or (ii) in the
case of a deed of trust, the posting, publishing, filing or delivery of a notice
of sale, but not including in either case (x) any notice of default, notice of
intent to foreclose or sell or any other action prerequisite to the actions
specified in (i) or (ii) above and, upon the consent of the Purchaser which will
be deemed given unless expressly withheld within two Business Days of
notification, (y) the acceptance of a deed-in-lieu of foreclosure (whether in
connection with a sale of the related property or otherwise) or (z) initiation
and completion of a short pay-off.
Current Appraisal: With respect to any Mortgage Loan as to which the
Purchaser has made an Election to Delay Foreclosure, an appraisal of the related
Mortgaged Property obtained by the Purchaser as nearly contemporaneously as
practicable to the time of the Purchaser's election, prepared based on the
Company's customary requirements for such appraisals.
Election to Delay Foreclosure: Any election by the Purchaser to delay the
Commencement of Foreclosure, made in accordance with Section 2.02(b).
Election to Foreclose: Any election by the Purchaser to proceed with the
Commencement of Foreclosure, made in accordance with Section 2.03(a).
Required Collateral Fund Balance: As of any date of determination, an
amount equal to the aggregate of all amounts previously required to be deposited
in the Collateral Fund pursuant to Section 2.02(d) (after adjustments for all
withdrawals and deposits prior to such date pursuant to Section 2.02(e)) and
Section 2.03(b) (after adjustment for all withdrawals and deposits prior to such
date pursuant to Section 2.03(c)) and Section 3.02, reduced by all withdrawals
therefrom prior to such date pursuant to Section 2.02(g) and Section 2.03(d).
Section 1.02. Definitions Incorporated by Reference. All capitalized terms
not otherwise defined in this Agreement shall have the meanings assigned in the
Pooling and Servicing Agreement.
ARTICLE II
SPECIAL SERVICING PROCEDURES
Section 2.01. Reports and Notices.
(a) In connection with the performance of its duties under the Pooling and
Servicing Agreement relating to the realization upon defaulted Mortgage Loans,
the Company as Servicer shall provide to the Purchaser the following notices and
reports:
(i) Within five Business Days after each Distribution Date (or
included in or with the monthly statements to Certificateholders pursuant
to the Pooling and Servicing Agreement), the Company, as Servicer, shall
provide to the Purchaser a report, using the same methodology and
calculations in its standard servicing reports, indicating for the Trust
Fund the number of Mortgage Loans that are (A) thirty days, (B) sixty days,
(C) ninety days or more delinquent or (D) in foreclosure, and indicating
for each such Mortgage Loan the loan number and outstanding principal
balance.
(ii) Prior to the Commencement of Foreclosure in connection with any
Mortgage Loan, the Company shall provide the Purchaser with a notice (sent
by facsimile transmission) of such proposed and imminent foreclosure,
stating the loan number and the aggregate amount owing under the Mortgage
Loan. Such notice may be provided to the Purchaser in the form of a copy of
a referral letter from the Company to an attorney requesting the
institution of foreclosure or a copy of a request to foreclose received by
the Company from the related primary servicer which has been approved by
the Company.
(b) If requested by the Purchaser, the Company shall make its servicing
personnel available (during their normal business hours) to respond to
reasonable inquiries, in writing by facsimile transmission, by the Purchaser in
connection with any Mortgage Loan identified in a report under subsection (a)(i)
or (a)(ii) which has been given to the Purchaser, provided, that (1) the Company
shall only be required to provide information that is readily accessible to its
servicing personnel and is non-confidential and (2) the Company shall respond
within five Business Days orally or in writing by facsimile transmission.
(c) In addition to the foregoing, the Company shall provide to the
Purchaser such information as the Purchaser may reasonably request concerning
each Mortgage Loan that is at least sixty days delinquent and each Mortgage Loan
which has become real estate owned, through the final liquidation thereof,
provided, that the Company shall only be required to provide information that is
readily accessible to its servicing personnel and is non-confidential.
Section 2.02. Purchaser's Election to Delay Foreclosure Proceedings.
(a) The Purchaser shall be deemed to direct the Company that in the event
that the Company does not receive written notice of the Purchaser's election
pursuant to subsection (b) below within 24 hours (exclusive of any intervening
non-Business Days) of transmission of the notice provided by the Company under
Section 2.01(a)(ii) subject to extension as set forth in Section 2.02(b), the
Company may proceed with the Commencement of Foreclosure in respect of such
Mortgage Loan in accordance with its normal foreclosure policies without further
notice to the Purchaser. Any foreclosure that has been initiated may be
discontinued (i) without notice to the Purchaser if the Mortgage Loan has been
brought current or if a refinancing or prepayment occurs with respect to the
Mortgage Loan (including by means of a short payoff approved by the Company) or
(ii) with notice to the Purchaser if the Company has reached the terms of a
forbearance agreement with the borrower. In such latter case the Company may
complete such forbearance agreement unless instructed otherwise by the Purchaser
within two Business Days of notification.
(b) In connection with any Mortgage Loan with respect to which a notice
under Section 2.01(a)(ii) has been given to the Purchaser, the Purchaser may
elect to instruct the Company to delay the Commencement of Foreclosure until
such time as the Purchaser determines that the Company may proceed with the
Commencement of Foreclosure. Such election must be evidenced by written notice
received within 24 hours (exclusive of any intervening non-Business Days) of
transmission of the notice provided by the Company under Section 2.01(a)(ii).
The Purchaser shall send a copy of such notice of election to each Rating Agency
as soon as practicable thereafter. Such 24-hour period shall be extended for no
longer than an additional four Business Days after the receipt of the
information if the Purchaser requests additional information related to such
foreclosure within such 24-hour period; provided, however, that the Purchaser
will have at least one Business Day to make such election following its receipt
of any requested additional information. Any such additional information shall
(i) not be confidential in nature and (ii) be obtainable by the Company from
existing reports, certificates or statements or otherwise be readily accessible
to its servicing personnel. The Purchaser agrees that it has no right to deal
with the mortgagor. However, if the Company's normal foreclosure policies
include acceptance of a deed-in-lieu of foreclosure or short payoff, the
Purchaser will be notified and given two Business Days to respond.
(c) With respect to any Mortgage Loan as to which the Purchaser has made an
Election to Delay Foreclosure, the Purchaser shall obtain a Current Appraisal as
soon as practicable, and shall provide the Company with a copy of such Current
Appraisal.
(d) Within two Business Days of making any Election to Delay Foreclosure,
the Purchaser shall remit by wire transfer to the Trustee, for deposit in the
Collateral Fund, an amount, as calculated by the Company, equal to the sum of
(i) 125% of the greater of the Scheduled Principal Balance of the Mortgage Loan
and the value shown in the Current Appraisal referred to in subsection (c) above
(or, if such Current Appraisal has not yet been obtained, the Company's estimate
thereof, in which case the required deposit under this subsection shall be
adjusted upon obtaining such Current Appraisal), and (ii) three months' interest
on the Mortgage Loan at the applicable Mortgage Rate. If any Election to Delay
Foreclosure extends for a period in excess of three months (such excess period
being referred to herein as the "Excess Period"), the Purchaser shall remit by
wire transfer in advance to the Trustee for deposit in the Collateral Fund the
amount of each additional month's interest, as calculated by the Company, equal
to interest on the Mortgage Loan at the applicable Mortgage Rate for the Excess
Period. The terms of this Agreement will no longer apply to the servicing of any
Mortgage Loan upon the failure of the Purchaser to deposit the above amounts
relating to the Mortgage Loan within two Business Days of (i) the Election to
Delay Foreclosure or (ii) the beginning of the related Excess Period, as the
case may be.
(e) With respect to any Mortgage Loan as to which the Purchaser has made an
Election to Delay Foreclosure, the Company or the Trustee may withdraw from the
Collateral Fund from time to time amounts necessary to reimburse the Company for
all related Monthly Advances and Liquidation Expenses thereafter made by the
Company as Servicer in accordance with the Pooling and Servicing Agreement. To
the extent that the amount of any such Liquidation Expense is determined by the
Company based on estimated costs, and the actual costs are subsequently
determined to be higher, the Company or the Trustee may withdraw the additional
amount from the Collateral Fund to reimburse the Company. In the event that the
Mortgage Loan is brought current by the mortgagor, the amounts so withdrawn from
the Collateral Fund shall be redeposited therein as and to the extent that
reimbursement therefor from amounts paid by the mortgagor is not prohibited
pursuant to the Pooling and Servicing Agreement as of the date hereof. Except as
provided in the preceding sentence, amounts withdrawn from the Collateral Fund
to cover Monthly Advances and Liquidation Expenses shall not be redeposited
therein or otherwise reimbursed to the Purchaser. If and when any such Mortgage
Loan is brought current by the mortgagor, all amounts remaining in the
Collateral Fund in respect of such Mortgage Loan (after adjustment for all
previous withdrawals and deposits pursuant to this subsection and after
reimbursement to the Servicer for all related Monthly Advances) shall be
released to the Purchaser.
(f) With respect to any Mortgage Loan as to which the Purchaser has made an
Election to Delay Foreclosure, the Company shall continue to service the
Mortgage Loan in accordance with its customary procedures (other than the delay
in Commencement of Foreclosure as provided herein). If and when, following such
election, the Purchaser shall notify the Company that it believes that it is
appropriate to do so, the Company shall proceed with the Commencement of
Foreclosure; provided that, in any event, if the Mortgage Loan is not brought
current by the mortgagor by the time the loan becomes 6 months delinquent, the
Purchaser's election shall no longer be effective, unless the Purchaser shall
have purchased the related Mortgage Loan promptly following (and in any event
not later than the third Business Day after) the end of such 6-month period in
the manner provided in the following two sentences, and the Company shall be
entitled to proceed with the Commencement of Foreclosure. Any purchase of such
Mortgage Loan by the Purchaser pursuant to the preceding sentence shall be at a
purchase price equal to the unpaid principal balance of the Mortgage Loan plus
accrued interest at the Mortgage Rate from the date last paid by the mortgagor.
Such purchase price shall be deposited by the Purchaser into the Collateral Fund
in immediately available funds on the Business Day which is the date of purchase
and the Purchaser shall instruct the Trustee (with notice to the Company) to
withdraw such amount therefrom on such Business Day and remit the same to the
Trust Fund for application as Liquidation Proceeds pursuant to the Pooling and
Servicing Agreement. Following such withdrawal, all amounts remaining in the
Collateral Fund in respect of such Mortgage Loan (after adjustment for all
previous withdrawals and deposits pursuant to this Agreement and after
reimbursement to the Servicer for all related Monthly Advances) shall be
released to the Purchaser.
(g) Upon the occurrence of a liquidation with respect to any Mortgage Loan
as to which the Purchaser made an Election to Delay Foreclosure and as to which
the Company proceeded with the Commencement of Foreclosure in accordance with
subsection (f) above, the Company shall calculate the amount, if any, by which
the value shown on the Current Appraisal obtained under subsection (c) exceeds
the actual sales price obtained for the related Mortgaged Property (net of
Liquidation Expenses and unreimbursed Monthly Advances related to the extended
foreclosure period), and the Company or the Trustee shall withdraw the amount of
such excess from the Collateral Fund and shall remit the same to the Trust Fund
for application as additional Liquidation Proceeds pursuant to the Pooling and
Servicing Agreement. After making such withdrawal, all amounts remaining in the
Collateral Fund in respect of such Mortgage Loan (after adjustment for all
withdrawals and deposits pursuant to subsection (e) and after reimbursement to
the Servicer for all related Monthly Advances) shall be released to the
Purchaser.
Section 2.03. Purchaser's Election to Commence Foreclosure Proceedings.
(a) In connection with any Mortgage Loan identified in a report under
Section 2.01(a)(i)(B), the Purchaser may elect to instruct the Company to
proceed with the Commencement of Foreclosure as soon as practicable. Such
election must be evidenced by written notice received by the Company by 5:00
p.m., New York City time, on the third Business Day following the delivery of
such report under Section 2.01(a)(i).
(b) Within two Business Days of making any Election to Foreclose, the
Purchaser shall remit to the Trustee, for deposit in the Collateral Fund, an
amount, as calculated by the Company, equal to 125% of the current Scheduled
Principal Balance of the Mortgage Loan and three months' interest on the
Mortgage Loan at the applicable Mortgage Rate. If and when any such Mortgage
Loan is brought current by the mortgagor, all amounts in the Collateral Fund in
respect of such Mortgage Loan (after adjustment for all withdrawals and deposits
pursuant to subsection (c) below) shall be released to the Purchaser. The terms
of this Agreement will no longer apply to the servicing of any Mortgage Loan
upon the failure of the Purchaser to deposit the above amounts relating to the
Mortgage Loan within two Business Days of the Election to Foreclose.
(c) With respect to any Mortgage Loan as to which the Purchaser has made an
Election to Foreclose, the Company shall continue to service the Mortgage Loan
in accordance with its customary procedures. In connection therewith, the
Company shall have the same rights to make withdrawals for Monthly Advances and
Liquidation Expenses from the Collateral Fund as are provided under Section
2.02(e), and the Company shall make reimbursements thereto to the limited extent
provided under such subsection. The Company shall not be required to proceed
with the Commencement of Foreclosure if (i) the same is stayed as a result of
the mortgagor's bankruptcy or is otherwise barred by applicable law, or to the
extent that all legal conditions precedent thereto have not yet been complied
with, or (ii) the Company believes there is a breach of representations or
warranties by the Company, which may result in a repurchase or substitution of
such Mortgage Loan, or (iii) the Company has or expects to have the right under
the Pooling and Servicing Agreement to purchase the defaulted Mortgage Loan and
intends to exercise such right or (iv) the Company reasonably believes the
Mortgaged Property may be contaminated with or affected by hazardous wastes or
hazardous substances (and the Company supplies the Purchaser with information
supporting such belief) or (v) the same is prohibited by or is otherwise
inconsistent with the provisions of the Pooling and Servicing Agreement. Any
foreclosure that has been initiated may be discontinued (i) without notice to
the Purchaser if the Mortgage Loan has been brought current or if a refinancing
or prepayment occurs with respect to the Mortgage Loan (including by means of a
short payoff approved by the Purchaser) or (ii) with notice to the Purchaser if
the Company has reached the terms of a forbearance agreement unless instructed
otherwise by the Purchaser within two Business Days of notification.
(d) Upon the occurrence of a liquidation with respect to any Mortgage Loan
as to which the Purchaser made an Election to Foreclose and as to which the
Company proceeded with the Commencement of Foreclosure in accordance with
subsection (c) above, the Company shall calculate the amount, if any, by which
the Scheduled Principal Balance of the Mortgage Loan at the time of liquidation
(plus all unreimbursed Monthly Advances and Liquidation Expenses in connection
therewith other than those previously paid from the Collateral Fund) exceeds the
actual sales price obtained for the related Mortgaged Property, and the Company
or the Trustee shall withdraw the amount of such excess from the Collateral Fund
and shall remit the same to the Trust Fund for application as additional
Liquidation Proceeds pursuant to the Pooling and Servicing Agreement. After
making such withdrawal, all amounts remaining in the Collateral Fund (after
adjustment for all withdrawals and deposits pursuant to subsection (c) above and
after reimbursement to the Servicer for all related Monthly Advances) in respect
of such Mortgage Loan shall be released to the Purchaser.
Section 2.04. Termination.
(a) With respect to all Mortgage Loans included in the Trust Fund, the
Purchaser's right to make any Election to Delay Foreclosure or any Election to
Foreclose and the Company's obligations under Section 2.01 shall terminate on
the earliest to occur of the following: (i) at such time as the Class
Certificate Principal Balance of the Class B_ Certificates has been reduced to
zero, (ii) if the greater of (x) 43% (or such lower or higher percentage that
represents the Company's actual loss experience with respect to the Mortgage
Loans in the related pool) of the aggregate principal balance of all Mortgage
Loans that are in foreclosure or are more than 90 days delinquent on a
contractual basis and the aggregate book value of REO properties or (y) the
aggregate amount that the Company estimates through its normal servicing
practices will be required to be withdrawn from the Collateral Fund with respect
to Mortgage Loans as to which the Purchaser has made an Election to Delay
Foreclosure or an Election to Foreclose exceeds (z) the then-current Class
Certificate Principal Balance of the Class B_ Certificates, or (iii) upon any
transfer by the Purchaser of any interest (other than the minority interest
therein, but only if the transferee provides written acknowledgment to the
Company of the Purchaser's right hereunder and that such transferee will have no
rights hereunder) in the Class B_ Certificates [or in the Class B5 Certificates]
(whether or not such transfer is registered under the Pooling and Servicing
Agreement), including any such transfer in connection with a termination of the
Trust Fund. Unless earlier terminated as set forth herein, this Agreement and
the respective rights, obligations and responsibilities of the Purchaser and the
Company hereunder shall terminate immediately upon (x) the later to occur of (i)
the final liquidation of the last Mortgage Loan as to which the Purchaser made
any Election to Delay Foreclosure or any Election to Foreclose and the
withdrawal of all remaining amounts in the Collateral Fund as provided herein
and (ii) ten (10) Business Days' notice or (y) the occurrence of any event that
results in the Purchaser becoming an "affiliate" of the Trustee within the
meaning of the Prohibited Transaction Exemption (as defined in the Pooling and
Servicing Agreement).
(b) The Purchaser's rights pursuant to Section 2.02 or 2.03 of this
Agreement shall terminate with respect to a Mortgage Loan as to which the
Purchaser has exercised its rights under Section 2.02 or 2.03 hereof, upon
Purchaser's failure to deposit any amounts required pursuant to Section 2.02(d)
or 2.03(b) after one Business Day's notice of such failure.
Section 2.05. Notification. The Purchaser shall promptly notify the Trustee
and the Company if such Purchaser becomes aware of any discussions, plans or
events that might lead to such Person's becoming an "affiliate" (within the
meaning of the Prohibited Transaction Exemption) of the Trustee, provided that
the contents of any such notification shall be kept confidential by the parties
to this Agreement.
ARTICLE III
COLLATERAL FUND; SECURITY INTEREST
Section 3.01. Collateral Fund. Upon payment by the Purchaser of the initial
amount required to be deposited in the Collateral Fund pursuant to Article II,
the Company shall request the Trustee to establish and maintain with the Trustee
a segregated account entitled "REMIC Mortgage Pass-Through Certificates 199_-__
Collateral Fund, for the benefit of GE Capital Mortgage Services, Inc. and State
Street Bank and Trust Company on behalf of Certificateholders, as secured
parties" (the "Collateral Fund"). Amounts held in the Collateral Fund shall
continue to be the property of the Purchaser, subject to the first priority
security interest granted hereunder for the benefit of such secured parties,
until withdrawn from the Collateral Fund pursuant to the Section 2.02 or 2.03
hereof.
Upon the termination of this Agreement and the liquidation of all Mortgage
Loans as to which the Purchaser has made any Election to Delay Foreclosure or
any Election to Foreclose pursuant to Section 2.04 hereof, the Company shall
distribute to the Purchaser all amounts remaining in the Collateral Fund
together with any investment earnings thereon (after giving effect to all
withdrawals therefrom permitted under this Agreement).
The Purchaser shall not take or direct the Company or the Trustee to take
any action contrary to any provision of the Pooling and Servicing Agreement. In
no event shall the Purchaser (i) take or cause the Trustee or the Company to
take any action that could cause any REMIC established under the Pooling and
Servicing Agreement to fail to qualify as a REMIC or cause the imposition on any
such REMIC of any "prohibited transaction" or "prohibited contribution" taxes or
(ii) cause the Trustee or the Company to fail to take any action necessary to
maintain the status of any such REMIC as a REMIC.
Section 3.02. Collateral Fund Permitted Investments. The Company shall, at
the written direction of the Purchaser, direct the Trustee to invest the funds
in the Collateral Fund in the name of the Trustee in Collateral Fund Permitted
Investments. Such direction shall not be changed more frequently then quarterly.
In the absence of any direction, the Company shall direct the Trustee select
such investments in accordance with the definition of Collateral Fund Permitted
Investments in its discretion.
All income and gain realized from any investment as well as any interest
earned on deposits in the Collateral Fund (net of any losses on such
investments) and any payments of principal made in respect of any Collateral
Fund Permitted Investment shall be deposited in the Collateral Fund upon
receipt. All costs and realized losses associated with the purchase and sale of
Collateral Fund Permitted Investments shall be borne by the Purchaser and the
amount of net realized losses shall be promptly deposited by the Purchaser in
the Collateral Fund. The Company shall periodically (but not more frequently
than monthly) direct the Trustee to distribute to the Purchaser upon request an
amount of cash, to the extent cash is available therefor in the Collateral Fund,
equal to the amount by which the balance of the Collateral Fund, after giving
effect to all other distributions to be made from the Collateral Fund on such
date, exceeds the Required Collateral Fund Balance. Any amounts so distributed
shall be released from the lien and security interest of this Agreement.
Section 3.03. Grant of Security Interest. In order to secure the
obligations of the Purchaser hereunder to the Company and the Trustee for the
benefit of Certificateholders (other than its obligations under Section 4.10),
the Purchaser hereby grants to the Company and to the Trustee for the benefit of
the Certificateholders a security interest in and lien on all of the Purchaser's
right, title and interest, whether now owned or hereafter acquired, in and to:
(1) the Collateral Fund, (2) all amounts deposited in the Collateral Fund and
Collateral Fund Permitted Investments in which such amounts are invested (and
the distributions and proceeds of such investments) and (3) all cash and
non-cash proceeds of any of the foregoing, including proceeds of the voluntary
or involuntary conversion thereof (all of the foregoing collectively, the
"Collateral").
The Purchaser acknowledges the lien on and security interest in the
Collateral for the benefit of the Company and the Trustee on behalf of the
Certificateholders. The Purchaser shall take all actions requested by the
Company or the Trustee as may be reasonably necessary to perfect the security
interest created under this Agreement in the Collateral and cause it to be prior
to all other security interests and liens, including the execution and delivery
to the Company or at its direction the Trustee for filing of appropriate
financing statements in accordance with applicable law.
Section 3.04. Collateral Shortfalls. In the event that amounts on deposit
in the Collateral Fund at any time are insufficient to cover any withdrawals
therefrom that the Company or the Trustee is then entitled to make hereunder,
the Purchaser shall be obligated to pay such amounts to the Company or the
Trustee immediately upon demand. Such obligation shall constitute a general
corporate obligation of the Purchaser. The failure to pay such amounts within
two Business Days of such demand (except for amounts to cover interest on a
Mortgage Loan pursuant to Sections 2.02(d) and 2.03(b)), shall cause an
immediate termination of the Purchaser's right to make any Election to Delay
Foreclosure or Election to Foreclose and the Company's obligations under this
Agreement with respect to all Mortgage Loans to which such insufficiencies
relate, without the necessity of any further notice or demand on the part of the
Company.
ARTICLE IV
MISCELLANEOUS PROVISIONS
Section 4.01. Amendment. This Agreement may be amended from time to time by
the Company and the Purchaser by written agreement signed by the Company and the
Purchaser provided that no such amendment shall have a material adverse effect
on the holders of other Classes of Certificates.
Section 4.02. Counterparts. This Agreement may be executed simultaneously
in any number of counterparts, each of which counterparts shall be deemed to be
an original, and such counterparts shall constitute but one and the same
instrument.
Section 4.03. Governing Law. This Agreement shall be construed in
accordance with the laws of the State of New York and the obligations, rights
and remedies of the parties hereunder shall be determined in accordance with
such laws.
Section 4.04. Notices. All demands, notices and direction hereunder shall
be in writing or by telecopy and shall be deemed effective upon receipt to:
(a) in the case of the Company, with respect to notices pursuant to
Sections 2.02 and 2.03 hereto,
GE Capital Mortgage Services, Inc.
4680 Hallmark Parkway
San Bernadino, California 92407
Attention: Ken Scheller
Telephone: (909) 880-4608
Facsimile: (909) 473-2273
with respect to all other notices pursuant to this Agreement,
GE Capital Mortgage Services, Inc.
Three Executive Campus
Cherry Hill, New Jersey 08002
Attention: General Counsel
Telephone: (609) 661-6515
Facsimile: (609) 661-6875
or such other address as may hereafter be furnished in writing by the
Company, or
(b) in the case of the Purchaser, with respect to notices pursuant to
Section 2.01,
________________________________
________________________________
Attention:______________________
Telephone:______________________
Facsimile:______________________
with respect to all other notices pursuant to this Agreement,
________________________________
________________________________
Attention:______________________
Telephone:______________________
Facsimile:______________________
or such other address as may hereafter be furnished in writing by the
Purchaser, or
(c) in the case of the Trustee,
State Street Bank and Trust Company
Corporate Trust Department
8th Floor
225 Franklin Street
Boston, Massachusetts 02110
Attention: Karen Beard
Telephone: (617) 664-5465
Facsimile: (617) 664-5167
Section 4.05. Severability of Provisions. If any one or more of the
covenants, agreements, provisions or terms of this Agreement shall be for any
reason whatsoever, including regulatory, held invalid, then such covenants,
agreements, provisions or terms shall be deemed severable from the remaining
covenants, agreements, provisions or terms of this Agreement and shall in no way
affect the validity or enforceability of the other provisions of this Agreement.
Section 4.06. Successor and Assigns. The provisions of this Agreement shall
be binding upon and inure to the benefit of the parties hereto and the
respective successors and assigns of the parties hereto; provided, however, that
the rights under this Agreement cannot be assigned by the Purchaser without the
consent of the Company.
Section 4.07. Article and Section Headings. The article and section
headings herein are for convenience of reference only and shall not limit or
otherwise affect the meaning hereof.
Section 4.08. Third Party Beneficiaries. The Trustee on behalf of
Certificateholders is the intended third party beneficiary of this Agreement.
Section 4.09. Confidentiality. The Purchaser agrees that all information
supplied by or on behalf of the Company pursuant to Section 2.01 or 2.02,
including individual account information, is the property of the Company and the
Purchaser agrees to use such information solely for the purposes set forth in
this Agreement and to hold such information confidential and not to disclose
such information.
Section 4.10. Indemnification. The Purchaser agrees to indemnify and hold
harmless the Company against any and all losses, claims, damages or liabilities
to which it may be subject, insofar as such losses, claims, damages or
liabilities (or actions in respect thereof) arise out of or are based upon
actions taken by the Company in accordance with the provisions of this Agreement
and which actions conflict or are alleged to conflict with the Company's
obligations under the Pooling and Servicing Agreement. The Purchaser hereby
agrees to reimburse the Company on demand for the reasonable legal or other
expenses incurred by it in connection with investigating or defending any such
loss, claim, damage, liability or action.
[Section 4.11. Delayed Effectiveness. The Purchaser agrees that,
notwithstanding any other provision of this Agreement, the Purchaser shall have
no rights hereunder, and the Company shall have no obligations hereunder, until
the Class Certificate Principal Balance of the Class B5 Certificates has been
reduced to zero and any Special Servicing and Collateral Fund Agreement between
the Company and the Purchaser relating to such Class B5 Certificates has been
terminated.]
<PAGE>
IN WITNESS WHEREOF, the Company and the Purchaser have caused their names
to be signed hereto by their respective officers thereunto duly authorized, all
as of the day and year first above written.
GE CAPITAL MORTGAGE SERVICES, INC.
By:________________________________
Name:
Title:
[PURCHASER]
By:_______________________________
Name:
Title:
Acknowledged and agreed to:
STATE STREET BANK AND TRUST COMPANY
By:___________________________________
Name:
Title:
<PAGE>
EXHIBIT L
FORM OF LOST NOTE AFFIDAVIT AND AGREEMENT
I, _________________________________________, being duly sworn, do hereby
state under oath that:
1. I am a duly elected ______________________ of GE Capital Mortgage
Services, Inc. (the "Company") and am duly authorized to make this affidavit.
2. This affidavit is being delivered in connection with the transfer of the
Mortgage Loan described in Paragraph 3 hereof by the Company pursuant to the
Pooling and Servicing Agreement dated as of [date] between the Company, Seller
and Servicer, and State Street Bank and Trust Company, Trustee, relating to the
Company's REMIC Mortgage Pass-Through Certificates, Series [____] ("Agreement").
Such Mortgage Loan constitutes a Designated Loan.
3. The Company is the payee under the following described Mortgage Note
("Mortgage Note") which evidences the obligation of the borrower(s) to repay the
Mortgage Loan:
Loan Number: ___________________________________
Mortgage Note Date:_____________________________
Borrower(s): ___________________________________
Original Payee (if not the Company): ___________
Original Amount:________________________________
Mortgage Rate: _________________________________
Address of Mortgaged Property: _________________
________________________________________________
4. The Company is the lawful owner of the Mortgage Note and has not
cancelled, altered, assigned or hypothecated the Mortgage Note.
5. A thorough and diligent search for the executed original Mortgage Note
was undertaken and was unsuccessful.
6. Attached hereto is a true and correct copy of the Mortgage Note.
7. The Mortgage Note has not been endorsed by the Company in any manner
inconsistent with its transfer of the Mortgage Loan under the Agreement.
8. Without limiting the generality of the rights and remedies of the
Trustee contained in the Agreement, the Company hereby confirms and agrees that
in the event the inability to produce the executed original Mortgage Note
results in a breach of the representations and warranties appearing in Agreement
subsections 2.03(a)(ii) (the validity and enforceability of the lien created by
the Mortgage Loan) or (x) (no valid offset, defense or counterclaim to any
Mortgage Note or Mortgage), the Company shall repurchase the Mortgage Loan at
the Purchase Price and otherwise in accordance with Section 2.03(b) of the
Agreement. In addition, the Company covenants and agrees to indemnify the
Trustee and the Trust Fund from and hold them harmless against any and all
losses, liabilities, damages, claims or expenses (other than those resulting
from negligence or bad faith of the Trustee) arising from the Company's failure
to have delivered the Mortgage Note to the Trustee, including without limitation
any such losses, liabilities, damages, claims or expenses arising from any
action to enforce the indebtedness evidenced by the Mortgage Note or any claim
by any third party who is the holder of such indebtedness by virtue of
possession of the Mortgage Note.
9. In the event that the Company locates the executed original Mortgage
Note, it shall promptly provide the Mortgage Note to the Trustee.
10. Capitalized terms not otherwise defined herein shall have the meanings
given them in the Agreement.
Date: _______________________
______________________________
(signature)
______________________________
(print name)
______________________________
(print title)
<PAGE>
State of New Jersey )
)ss:
)
On this ____________________day of ___________________, 199__,
before me appeared ____________________________, to me personally known, who
acknowledged the execution of the foregoing and who, having been duly sworn
states that he/she is a/the ______________________________of GE Capital Mortgage
Services, Inc., that any representations therein contained are true, that this
Lost Note Affidavit was signed and sealed on behalf of GE Capital Mortgage
Services, Inc. and that this Lost Note Affidavit is the free act and deed of GE
Capital Mortgage Services, Inc.
___________________________________
(Notary Public)
[Notarial Seal]
<PAGE>
EXHIBIT M
SCHEDULE OF DESIGNATED LOANS
SERIES 1999-11
LOAN NO. ORIGINAL PRINCIPLE BALANCE BORROWER NAME
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31717671 $280,000.00 Millikan
70277553 $294,700.00 Weatherford
70506811 $383,000.00 Brown
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EXHIBIT N
SCHEDULE OF PLEDGED ASSET MORTGAGE LOANS
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EXHIBIT O
SENIOR PRINCIPAL PRIORITIES
third, to the classes of senior certificates entitled to principal
distributions, in reduction of the aggregate Class Certificate Principal
Balances thereof, to the extent of remaining Available Funds, concurrently, as
follows:
(1) to the Class A1 through Class A22 Certificates (other than the
Class A5 Certificates) and the Class R and Class RL Certificates, the
Senior Optimal Principal Distribution Amount for such Distribution Date, in
the following order of priority:
(a) to the Class A22 Certificates, the Class A22 Principal
Distribution Amount (as defined herein) for such Distribution Date,
until the Class Certificate Principal Balance thereof has been reduced
to zero; and
(b) to each of the Class A1 through Class A21 Certificates, other
than the Class A5 Certificates, and the Class R and Class RL
Certificates (together, the "Group I Senior Certificates"), the Senior
Optimal Principal Amount for such Distribution Date, less the Class
A22 Principal Distribution Amount for such Distribution Date, in the
following order of priority:
(I) pro rata, to the Class R and Class RL Certificates,
until the Class Certificate Principal Balances thereof have each
been reduced to zero;
(II) to the Class A1 and Class A4 Certificates until the
Class Certificate Principal Balance of the Class A1 Certificates
has been reduced to its PAC Balance set forth in the PAC Balances
Table attached hereto for such Distribution Date, concurrently,
as follows:
(A) approximately 78.431372946664% of the amount
distributable under clause (1)(b)(II) to the Class A1
Certificates; and
(B) approximately 21.568627053336% of the amount
distributable under clause (1)(b)(II) to the Class A4
Certificates, up to the amount necessary to reduce the Class
Certificate Principal Balance thereof to its PAC Balance set
forth in the PAC Balances Table for such Distribution Date;
(III) to the Class A2 and Class A4 Certificates until the
Class Certificate Principal Balance of the Class A2 Certificates
has been reduced to its PAC Balance set forth in the PAC Balances
Table for such Distribution Date, concurrently, as follows:
(A) approximately 80.00% of the amount distributable
under clause (1) (b) (III) to the Class A2 Certificates; and
(B) approximately 20.00% of the amount distributable
under clause (1) (b) (III) to the Class A4 Certificates, up
to the amount necessary to reduce the Class Certificate
Principal Balance thereof to its PAC Balance set forth in
the PAC Balances Table for such Distribution Date;
(IV) to the Class A3 and Class A4 Certificates,
concurrently, as follows:
(A) approximately 88.888888773626% of the amount
distributable under clause (1) (b) (IV) to the Class A3
Certificates, up to the amount necessary to reduce the Class
Certificate Principal Balance thereof to its PAC Balance set
forth in the PAC Balances Table for such Distribution Date;
and
(B) approximately 11.111111226374% of the amount
distributable under clause (1) (b) (IV) to the Class A4
Certificates, up to the amount necessary to reduce the Class
Certificate Principal Balance thereof to its PAC Balance set
forth in the PAC Balances Table for such Distribution Date;
(V) to the Class A6, Class A7, Class A8, Class A10, Class
A11, Class A12, Class A13, Class A14, Class A18, Class A19 and
Class A20 Certificates until the Class Certificate Principal
Balance of the Class A6 Certificates has been reduced to its TAC
Balance set forth in the TAC Balances Table attached hereto for
such Distribution Date, concurrently, as follows:
(A) approximately 46.5490844608833% of the amount
distributable under clause (1) (b) (V) to the Class A6
Certificates; and
(B) approximately 53.4509155391167% of the amount
distributable under clause (1) (b) (V) to the Class A7,
Class A8, Class A10, Class A11, Class A12, Class A13, Class
A14, Class A18, Class A19 and Class A20 Certificates, in the
following order of priority:
(i) to the Class A7 Certificates, up to the amount
necessary to reduce the Class Certificate Principal
Balance thereof to its TAC Balance set forth in the TAC
Balances Table for such Distribution Date;
(ii) pro rata, to the Class A8, Class A13 and
Class A14 Certificates, up to the amount necessary to
reduce the respective Class Certificate Principal
Balances of such classes to their respective TAC
Balances set forth in the TAC Balances Table for such
Distribution Date; and
(iii) pro rata, to the Class A10, Class A11, Class
A12, Class A18, Class A19 and Class A20 Certificates,
up to the amount necessary to reduce the respective
Class Certificate Principal Balances of such classes to
their respective TAC Balances set forth in the TAC
Balances Table for such Distribution Date;
(VI) to the Class A9 Certificates, up to the amount
necessary to reduce the Class Certificate Principal Balance
thereof to its TAC Balance set forth in the TAC Balances Table
for such Distribution Date;
(VII) to the Class Al5, Class A16, Class A17 and Class A21
Certificates, concurrently, as follows:
(A) approximately 25.00% of the amount distributable
under clause (1) (b) (VII) to the Class A21 Certificates,
until the Class Certificate Principal Balance thereof has
been reduced to zero; and
(B) approximately 75.00% of the amount distributable
under clause (1) (b) (VII), sequentially, to the Class Al5,
Class A16 and Class A17 Certificates, in that order, until
the Class Certificate Principal Balances thereof have each
been reduced to zero;
(VIII) to the Class A6, Class A8, Class A13 and Class A14
Certificates until the Class Certificate Principal Balances of
the Class A8, Class A13 and Class A14 Certificates have been
reduced to their respective TAC Balances set forth in the TAC
Balances Table for such Distribution Date, concurrently, as
follows:
(A) approximately 46.5490844608833% of the amount
distributable under clause (1) (b) (VIII) to the Class A6
Certificates, without regard to its TAC Balance, until the
Class Certificate Principal Balance thereof has been reduced
to zero; and
(B) approximately 53.4509155391167% of the amount
distributable under clause (1) (b) (VIII) to the Class A8,
Class A13 and Class A14 Certificates, pro rata;
(IX) to the Class A6, Class A7, Class A8, Class A10, Class
A11, Class A12, Class A13, Class A14, Class A18, Class A19 and
Class A20 Certificates, concurrently, as follows:
(A) approximately 46.5490844608833% of the amount
distributable under clause (1) (b) (IX) to the Class A6
Certificates, without regard to its TAC Balance, until the
Class Certificate Principal Balance thereof has been reduced
to zero; and
(B) approximately 53.4509155391167% of the amount
distributable under clause (1) (b) (IX) to the Class A7,
Class A8, Class A10, Class A11, Class A12, Class A13, Class
A14, Class A18, Class A19 and Class A20 Certificates, in the
following order of priority:
(i) to the Class A7 Certificates, without regard
to its TAC Balance, until the Class Certificate
Principal Balance thereof has been reduced to zero;
(ii) pro rata, to the Class A8, Class A13 and
Class A14 Certificates, without regard to their
respective TAC Balances, until the respective Class
Certificate Principal Balances thereof have each been
reduced to zero; and
(iii) pro rata, to the Class A10, Class A11, Class
A12, Class A18, Class A19 and Class A20 Certificates,
without regard to their respective TAC Balances, until
the respective Class Certificate Principal Balances
thereof have each been reduced to zero;
(X) to the Class A9 Certificates, without regard to its TAC
Balance, until the Class Certificate Principal Balance thereof
has been reduced to zero;
(XI) to the Class A1 and Class A4 Certificates, until the
Class Certificate Principal Balance of the Class A1 Certificates
has been reduced to zero, concurrently, as follows:
(A) approximately 78.431372946664% of the amount
distributable under clause (1) (b) (XI) to the Class A1
Certificates, without regard to its PAC Balance; and
(B) approximately 21.568627053336% of the amount
distributable under clause (1) (b) (XI) to the Class A4
Certificates, without regard to its PAC Balance;
(XII) to the Class A2 and Class A4 Certificates, until the
Class Certificate Principal Balance of the Class A2 Certificates
has been reduced to zero, concurrently, as follows:
(A) approximately 80.00% of the amount distributable
under clause (1) (b) (XII) to the Class A2 Certificates,
without regard to its PAC Balance; and
(B) approximately 20.00% of the amount distributable
under clause (1) (b) (XII) to the Class A4 Certificates,
without regard to its PAC Balance; and
(XIII) to the Class A3 and Class A4 Certificates,
concurrently, as follows:
(A) approximately 88.888888773626% of the amount
distributable under clause (1) (b) (XIII) to the Class A3
Certificates, without regard to its PAC Balance, until the
Class Certificate Principal Balance thereof has been reduced
to zero; and
(B) approximately 11.111111226374% of the amount
distributable under clause (1) (b) (XIII) to the Class A4
Certificates, without regard to its PAC Balance, until the
Class Certificate Principal Balance thereof has been reduced
to zero; and
(2) to the Class PO Certificates, the Class PO Principal Distribution
Amount for such Distribution Date, until the Class Certificate Principal
Balance thereof has been reduced to zero;
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EXHIBIT P
ACCRETION DIRECTED SCHEDULE
first, to the Class A6, Class A7, Class A8, Class A10, Class A11,
Class A12, Class A13, Class A14, Class A18, Class A19 and Class A20
Certificates until the Class Certificate Principal Balance of the Class A6
Certificates has been reduced to its TAC Balance set forth in the TAC
Balances Table for such Distribution Date, concurrently, as follows:
(1) approximately 46.5490844608833% of the amount distributable
under priority first to the Class A6 Certificates; and
(2) approximately 53.4509155391167% of the amount distributable
under priority first to the Class A7, Class A8, Class A10, Class A11,
Class A12, Class A13, Class A14, Class A18, Class A19 and Class A20
Certificates, in the following order of priority:
(a) to the Class A7 Certificates, up to the amount necessary
to reduce the Class Certificate Principal Balance thereof to its
TAC Balance set forth in the TAC Balances Table for such
Distribution Date;
(b) pro rata, to the Class A8, Class A13 and Class A14
Certificates, up to the amount necessary to reduce the respective
Class Certificate Principal Balances of such classes to their
respective TAC Balances set forth in the TAC Balances Table for
such Distribution Date; and
(c) pro rata, to the Class A10, Class A11, Class A12, Class
A18, Class A19 and Class A20 Certificates, up to the amount
necessary to reduce the respective Class Certificate Principal
Balances of such classes to their respective TAC Balances set
forth in the TAC Balances Table for such Distribution Date;
second, to the Class A9 Certificates, up to the amount necessary to
reduce the Class Certificate Principal Balance thereof to its TAC Balance
set forth in the TAC Balances Table for such Distribution Date;
third, to the Class A15, Class A16, Class A17 and Class A21
Certificates, concurrently, as follows:
(1) approximately 25.00% of the amount distributable under
priority third to the Class A21 Certificates, until the Class
Certificate Principal Balance thereof has been reduced to zero; and
(2) approximately 75.00% of the amount distributable under
priority third, sequentially, to the Class A15, Class A16, and Class
A17 Certificates, in that order, until their respective Class
Certificate Principal Balances thereof have each been reduced to zero;
and
fourth, to make distributions in accordance with subclauses (I), (II),
(III), (IV), (V), (VI), (VII), (VIII), (IX) and (X), in that order, of
clause (1)(b) of priority third as set forth in Exhibit O of this Pooling
and Servicing Agreement.
