<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the 2000
Harbor Fund Semi-Annual Report to Shareholders on Form N-30D (File No.
811-04676) and is qualified in its entirety by reference to such financial
statements.
</LEGEND>
<SERIES>
<NUMBER> 7
<NAME> HARBOR BOND FUND
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-2000
<PERIOD-START> NOV-01-1999
<PERIOD-END> APR-30-2000
<INVESTMENTS-AT-COST> 791,092
<INVESTMENTS-AT-VALUE> 769,367
<RECEIVABLES> 39,828
<ASSETS-OTHER> 3
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 809,198
<PAYABLE-FOR-SECURITIES> 197,387
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 4,100
<TOTAL-LIABILITIES> 201,487
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 639,202
<SHARES-COMMON-STOCK> 56,699
<SHARES-COMMON-PRIOR> 57,829
<ACCUMULATED-NII-CURRENT> 5,021
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> (13,044)
<ACCUM-APPREC-OR-DEPREC> (23,468)
<NET-ASSETS> 607,711
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 20,958
<OTHER-INCOME> 0
<EXPENSES-NET> 1,878
<NET-INVESTMENT-INCOME> 19,080
<REALIZED-GAINS-CURRENT> 47
<APPREC-INCREASE-CURRENT> (10,047)
<NET-CHANGE-FROM-OPS> 9,080
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (16,344)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 9,811
<NUMBER-OF-SHARES-REDEEMED> (12,244)
<SHARES-REINVESTED> 1,303
<NET-CHANGE-IN-ASSETS> (19,469)
<ACCUMULATED-NII-PRIOR> 30,440
<ACCUMULATED-GAINS-PRIOR> (11,903)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 2,137
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 2,527
<AVERAGE-NET-ASSETS> 613,829
<PER-SHARE-NAV-BEGIN> 10.85
<PER-SHARE-NII> 0.34
<PER-SHARE-GAIN-APPREC> (0.18)
<PER-SHARE-DIVIDEND> (0.29)
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 10.72
<EXPENSE-RATIO> 0.62
</TABLE>