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Previous: ALLIANCE FINANCIAL CORP /NY/, 10-Q, 2000-11-13 |
Next: APA OPTICS INC /MN/, 10-Q, 2000-11-13 |
<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
</LEGEND>
<CIK> 0000796317
<NAME> ALLIANCE FINANCIAL CORPORATION
<MULTIPLIER> 1,000
<CURRENCY> U.S. Dollars
<S> <C>
<PERIOD-TYPE> Year
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JUL-30-2000
<PERIOD-END> SEP-30-2000
<EXCHANGE-RATE> 1.000
<CASH> 18,954
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 203,520
<INVESTMENTS-CARRYING> 10,307
<INVESTMENTS-MARKET> 10,453
<LOANS> 311,410
<ALLOWANCE> 3,522
<TOTAL-ASSETS> 566,533
<DEPOSITS> 464,358
<SHORT-TERM> 30,438
<LIABILITIES-OTHER> 5,640
<LONG-TERM> 15,000
0
0
<COMMON> 10,911
<OTHER-SE> 40,186
<TOTAL-LIABILITIES-AND-EQUITY> 566,533
<INTEREST-LOAN> 19,495
<INTEREST-INVEST> 9,661
<INTEREST-OTHER> 253
<INTEREST-TOTAL> 29,409
<INTEREST-DEPOSIT> 12,147
<INTEREST-EXPENSE> 13,941
<INTEREST-INCOME-NET> 15,468
<LOAN-LOSSES> 850
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 13,738
<INCOME-PRETAX> 5,737
<INCOME-PRE-EXTRAORDINARY> 5,737
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 4,080
<EPS-BASIC> 1.15
<EPS-DILUTED> 1.14
<YIELD-ACTUAL> 4.24
<LOANS-NON> 646
<LOANS-PAST> 568
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 2,191
<ALLOWANCE-OPEN> 3,412
<CHARGE-OFFS> 916
<RECOVERIES> 176
<ALLOWANCE-CLOSE> 3,522
<ALLOWANCE-DOMESTIC> 3,522
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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