HARTFORD LIFE INSURANCE COMPANY SEPARATE ACCOUNT TWO
497, 1995-10-30
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                         THE DIRECTOR VARIABLE ANNUITY
                        HARTFORD LIFE INSURANCE COMPANY

       SUPPLEMENT DATED OCTOBER 20, 1995 TO THE DIRECTOR VARIABLE ANNUITY
                          PROSPECTUS DATED MAY 1, 1995

The subsection entitled "Hartford Life Insurance Company" should read as
follows:

                        HARTFORD LIFE INSURANCE COMPANY

Hartford Life Insurance Company ("HL") is a Connecticut stock life insurance
Company, originally incorporated under the laws of Massachusetts on June 5,
1902. It is engaged in the business of writing health and life insurance, both
ordinary and group, in all states of the United States and the District of
Columbia. The offices of HL are located in Simsbury, Connecticut; however, its
mailing address is P.O. Box 5085, Hartford, CT 06102-5085. HL is ultimately 100%
owned by Hartford Fire Insurance Company, one of the largest multiple lines
insurance carriers in the United States. Hartford Fire Insurance Company is a
subsidiary of ITT Corporation. Hartford Life Insurance Company has an A+
(superior) rating from A.M. Best and Company, Inc. HL has an AA+ rating from
both Standard & Poor's and Duff and Phelps on the basis of its claims paying
ability.

These ratings do not apply to the performance of the Separate Account. However,
the Contractual obligations under this variable annuity are the general
corporate obligations of HL. These ratings do apply to HL's ability to meet its
insurance obligations under the Contract.

HV-2009

33-73570


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