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THE DIRECTOR
HARTFORD LIFE INSURANCE COMPANY
SUPPLEMENT DATED MARCH 21, 1995 TO THE DIRECTOR PROSPECTUS DATED MAY 1, 1994
The subsection entitled "What is HL?" should read as follows:
What is HL?
Hartford Life Insurance Company ("HL") was originally incorporated under
the laws of Massachusetts on June 5, 1902. It was subsequently
redomiciled to Connecticut. It is a stock life insurance company engaged
in the business of writing health and life insurance, both ordinary and
group, in all states of the United States and the District of Columbia.
The offices of HL are located in Simsbury, Connecticut; however, its
mailing address is P.O. Box 2999, Hartford, CT 06104-2999. Hartford Life
is ultimately 100% owned by Hartford Fire Insurance Company, one of the
largest multiple lines insurance carriers in the United States. Hartford
Fire Insurance Company is a subsidiary of ITT Corporation. HL has an A++
(superior) rating from A.M. Best and Company, Inc. HL has an AA+ rating
from Standard & Poor's and Duff and Phelps highest rating (AAA) on the
basis of its claims paying ability.
These ratings do not apply to the performance of the Separate Account.
However, the Contractual obligations under this variable annuity are the
general corporate obligations of HL. These ratings do apply to HL's
ability to meet its insurance obligations under the Contract.
