HARTFORD LIFE INSURANCE COMPANY SEPARATE ACCOUNT TWO
497J, 1998-10-01
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                                                                    [LOGO]
                                                             HARTFORD LIFE


                                                            SHARON LOGHMANI
                                                            PARALEGAL

October 1, 1998



Securities and Exchange Commission
450 Fifth Street, N. W.
Washington, D.C.  20549
Attention: Filing Room

Re:  Hartford Life Insurance Company Separate Account Two ("Registrant")
     Individual Single Premium Variable Annuity Immediate Annuity Contract
     File No. 333-19605

Ladies and Gentlemen:

Pursuant to Rule 497(j) under the Securities Act of 1933, we hereby certify
that:

     1.   The form of prospectus and Statement of Additional Information
          that would have been filed, on behalf of the Registrant,  under
          paragraph (c) under this section did not differ from that
          contained in the Registrant's most recent post-effective
          amendment; and

     2.   The text of the Registrant's most recent post-effective amendment
          has been filed electronically with the Securites and Exchange
          Commission on September 29, 1998.

If you have any additional questions, please feel free to contact me at (860)
843-3485.

Sincerely yours,

/s/ Sharon Loghmani

Sharon Loghmani
Paralegal


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