HARTFORD LIFE INSURANCE COMPANY SEPARATE ACCOUNT TWO
497J, 1998-05-05
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                                                       ALLISON MACINNIS
                                                       Legal Specialist


May 5, 1998



Securities and Exchange Commission
450 Fifth Street, N. W.
Washington, D.C.  20549
Attention: Filing Room

Re:  Hartford Life Insurance Company
     Separate Account Two - The Director Variable Annuity (the "Registrant")
     File No. 33-06952

Ladies and Gentlemen:

Pursuant to Rule 497(j) under the Securities Act of 1933, we hereby certify 
that:

     1.  The form of prospectus that would have been filed, on behalf of the 
     Registrant, under paragraph (c) under this section did not differ from 
     that contained in the Registrant's most recent post-effective amendment; 
     and

     2.  The text of the Registrant's most recent post-effective amendment 
     has been filed electronically with the Securities and Exchange Commission 
     on April 14, 1998.

If you have any additional questions, please feel free to contact me at
(860) 843-8697.

Sincerely yours,

/s/ Allison S. MacInnis

Allison S. MacInnis



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