<PAGE>
THE DIRECTOR VARIABLE ANNUITY
HARTFORD LIFE INSURANCE COMPANY
SUPPLEMENT DATED AUGUST 5, 1999 TO THE PROSPECTUS DATED MAY 3, 1999
FOR THE DIRECTOR VARIABLE ANNUITY
Effective September 1, 1999, New York no longer has a unique DCA Plus Program.
Please delete the last two sentences of the first paragraph entitled, "Dollar
Cost Averaging Plus ("DCA Plus") Program" under the Fixed Accumulation section
of your prospectus.
HV- 2388
33-73570
<PAGE>
THE BB&T DIRECTOR VARIABLE ANNUITY
HARTFORD LIFE INSURANCE COMPANY
SUPPLEMENT DATED AUGUST 5, 1999 TO THE PROSPECTUS DATED MAY 3, 1999
FOR THE BB&T DIRECTOR VARIABLE ANNUITY
Effective September 1, 1999, New York no longer has a unique DCA Plus Program.
Please delete the last two sentences of the first paragraph entitled, "Dollar
Cost Averaging Plus ("DCA Plus") Program" under the Fixed Accumulation section
of your prospectus.
HV- 2391
33-73570
<PAGE>
THE AMSOUTH VARIABLE ANNUITY
HARTFORD LIFE INSURANCE COMPANY
SUPPLEMENT DATED AUGUST 5, 1999 TO THE PROSPECTUS DATED MAY 3, 1999
FOR THE AMSOUTH VARIABLE ANNUITY
Effective September 1, 1999, New York no longer has a unique DCA Plus Program.
Please delete the last two sentences of the first paragraph entitled, "Dollar
Cost Averaging Plus ("DCA Plus") Program" under the Fixed Accumulation section
of your prospectus.
HV- 2398
33-73570
<PAGE>
THE DIRECTOR SELECT VARIABLE ANNUITY
HARTFORD LIFE INSURANCE COMPANY
SUPPLEMENT DATED AUGUST 5, 1999 TO THE PROSPECTUS DATED MAY 3, 1999
FOR THE DIRECTOR SELECT VARIABLE ANNUITY
Effective September 1, 1999, New York no longer has a unique DCA Plus Program.
Please delete the last two sentences of the first paragraph entitled, "Dollar
Cost Averaging Plus ("DCA Plus") Program" under the Fixed Accumulation section
of your prospectus.
HV- 2399
33-73570
<PAGE>
THE DIRECTOR CHOICE VARIABLE ANNUITY
HARTFORD LIFE INSURANCE COMPANY
SUPPLEMENT DATED AUGUST 5, 1999 TO THE PROSPECTUS DATED MAY 3, 1999
FOR THE DIRECTOR CHOICE VARIABLE ANNUITY
Effective September 1, 1999, New York no longer has a unique DCA Plus Program.
Please delete the last two sentences of the first paragraph entitled, "Dollar
Cost Averaging Plus ("DCA Plus") Program" under the Fixed Accumulation section
of your prospectus.
HV- 2400
33-73570
