HARTFORD LIFE INSURANCE COMPANY SEPARATE ACCOUNT TWO
497J, 1999-05-05
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                                                                  [LOGO]
                                                                  HARTFORD LIFE




May 5, 1999


Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549
Attention: Filing Room

     Re:   Hartford Life Insurance Company
           Separate Account Two
           File No. 33-6952

Ladies and Gentlemen:

Pursuant to Rule 497(j) under the Securities Act of 1933, we hereby certify
that:

   (1)    the form of Prospectus and Statement of Additional Information that
          would have been filed under paragraph (c) of Rule 497 would not have
          differed from that contained in the most recent post-effective
          amendment; and

   (2)    the most recent post-effective amendment has been filed
          electronically with the Securities and Exchange Commission on
          April 15, 1999.

If you should have any questions regarding the foregoing, please feel free to
contact me at (860) 843-4891.


Sincerely,

/s/Brian Lord
Brian Lord

Assistant Counsel

Enclosure:



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