HARTFORD LIFE INSURANCE COMPANY SEPARATE ACCOUNT TWO
497J, 2000-01-31
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January 31, 2000



Securities and Exchange Commission
450 Fifth Street, N. W.
Washington, D.C.  20549
Attention: Filing Room

Re:      Hartford Life Insurance Company
         Hartford Life Insurance Company Separate Account Two
         The Director Select Variable Annuity, Series I
         File No. 33-73570

Ladies and Gentlemen:

In accordance with Rule 497(j) under the Securities Act of 1933, this is to
certify that the Prospectus Supplement contained in Post-Effective Amendment No.
30 to the Registration Statement for the above referenced Registrant does not
differ from that which was filed electronically on January 27, 2000. In reliance
upon paragraph (j) of Rule 497, the Prospectus Supplement is not included
herewith.

If you have any questions regarding this submission, please contact the
undersigned at (860) 843-3149.

Sincerely yours,

/s/ Marta A. Czekajewski

Marta A. Czekajewski






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