<PAGE>
As filed with the Securities and Exchange Commission on June 26, 2000.
File No. 333-69489
811-04732
SECURITIES AND EXCHANGE COMMISSION
Washington, D. C. 20549
FORM N-4
REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933
Pre-Effective Amendment No. [ ]
-----
Post-Effective Amendment No. 4 [X]
-----
REGISTRATION STATEMENT UNDER THE INVESTMENT COMPANY ACT OF 1940
Amendment No. 160 [X]
HARTFORD LIFE INSURANCE COMPANY
SEPARATE ACCOUNT TWO
(Exact Name of Registrant)
HARTFORD LIFE INSURANCE COMPANY
(Name of Depositor)
P. O. BOX 2999
HARTFORD, CT 06104-2999
(Address of Depositor's Principal Offices)
(860) 843-6733
(Depositor's Telephone Number, Including Area Code)
Marianne O'Doherty
HARTFORD LIFE
P. O. BOX 2999
HARTFORD, CT 06104-2999
(Name and Address of Agent for Service)
It is proposed that this filing will become effective:
immediately upon filing pursuant to paragraph (b) of Rule 485
-----
X on July 3, 2000 pursuant to paragraph (b) of Rule 485
-----
60 days after filing pursuant to paragraph (a)(1) of Rule 485
-----
on __________, 2000 pursuant to paragraph (a)(1) of Rule 485
-----
this post-effective amendment designates a new effective date
----- for a previously filed post-effective amendment.
<PAGE>
PURSUANT TO RULE 24F-2(a)(1) UNDER THE INVESTMENT COMPANY ACT OF 1940, THE
REGISTRANT HAS REGISTERED AN INDEFINITE AMOUNT OF SECURITIES.
<PAGE>
CROSS REFERENCE SHEET
PURSUANT TO RULE 495(A)
N-4 Item No. Prospectus Heading
------------------------------------------------------------------
1. Cover Page Hartford Life Insurance Company -
Separate Account Two
2. Definitions Glossary of Special Terms
3. Synopsis or Highlights Summary
4. Condensed Financial Yield Information
Information
5. General Description of Hartford Life Insurance Company,
Registrant The Separate Account, The Fixed
Accounts, and The Funds
6. Deductions Contract Charges
7. General Description of The Contract, The Separate
Annuity Contracts Account, The Fixed Accounts, and
Surrenders
8. Annuity Period Settlement Provisions
9. Death Benefit Death Benefits
10. Purchases and Contract Value The Contract, and
Contract Value
11. Redemptions Surrenders
12. Taxes Federal Tax Considerations
13. Legal Proceedings Legal Matters and Experts
14. Table of Contents of the Table of Contents to
Statement of Additional Statement of Additional
Information Information
15. Cover Page Part B; Statement of Additional
Information
<PAGE>
16. Table of Contents Table of Contents
17. General Information and History Summary
18. Services None
19. Purchase of Securities Distribution of Contracts
being Offered
20. Underwriters Distribution of Contracts
21. Calculation of Performance Data Calculation of Yield and Return
22. Annuity Payments Settlement Provisions
23. Financial Statements Financial Statements
24. Financial Statements and Financial Statements and
Exhibits Exhibits
25. Directors and Officers of the Directors and Officers of the
Depositor Depositor
26. Persons Controlled by or Under Persons Controlled by or Under
Common Control with the Common Control with the
Depositor or Registrant Depositor or Registrant
27. Number of Contract Owners Number of Contract Owners
28. Indemnification Indemnification
29. Principal Underwriters Principal Underwriters
30. Location of Accounts and Location of Accounts and Records
Records
31. Management Services Management Services
32. Undertakings Undertakings
<PAGE>
PARTS A AND B
The Prospectus and Statement of Additional Information are incorporated in Parts
A and B, respectively, of this Post-Effective Amendment No. 4, by reference to
Post-Effective Amendment No. 3 to the Registration Statement on Form N-4 (File
No. 333-69489), as filed on April 26, 2000 and declared effective on May 1,
2000.
A Supplement to the Prospectus, dated July 3, 2000 is included in Part A of
this Post-Effective Amendment.
<PAGE>
NATIONS VARIABLE ANNUITY
SERIES II
HARTFORD LIFE INSURANCE COMPANY
SUPPLEMENT DATED JULY 3, 2000 TO THE PROSPECTUS DATED MAY 1, 2000
The following Sub-Accounts and underlying Funds will be added in alphabetical
order to the cover page of the prospectus:
- NATIONS HIGH YIELD BOND PORTFOLIO SUB-ACCOUNT which purchases shares of
the Nations High Yield Bond Portfolio of Nations Annuity Trust
- NATIONS INTERNATIONAL VALUE PORTFOLIO SUB-ACCOUNT which purchases
shares of Nations International Value Portfolio of Nations Annuity Trust
The following will be the Annual Fund Operating Expenses table along with
corresponding footnotes:
ANNUAL FUND OPERATING EXPENSES
(As a percentage of average net assets)
<TABLE>
<CAPTION>
12B-1 TOTAL FUND
DISTRIBUTION OPERATING
MANAGEMENT AND/OR OTHER EXPENSES
FEES SERVICING EXPENSES (INCLUDING ANY
(INCLUDING ANY FEES (INCLUDING ANY WAIVERS AND ANY
WAIVERS) (INCLUDING ANY REIMBURSEMENTS) REIMBURSEMENTS)
WAIVERS)
------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C>
Nations Balanced Assets Portfolio (1) (2) 0.11% 0.00% 0.89% 1.00%
------------------------------------------------------------------------------------------------------------------------------------
Nations Aggressive Growth Portfolio (formerly known as 0.09% 0.00% 0.91% 1.00%
Nations Disciplined Equity Portfolio) (1) (2)
------------------------------------------------------------------------------------------------------------------------------------
Nations International Growth Portfolio (1) (2) 0.00% 0.00% 1.25% 1.25%
------------------------------------------------------------------------------------------------------------------------------------
Nations Managed Index Portfolio (1) (2) 0.08% 0.25% 0.42% 0.75%
------------------------------------------------------------------------------------------------------------------------------------
Nations SmallCap Index Portfolio (formerly known as Nations 0.00% 0.25% 0.40% 0.65%
Managed SmallCap Index Portfolio) (1) (2)
------------------------------------------------------------------------------------------------------------------------------------
Nations Value Portfolio (1) (2) 0.22% 0.00% 0.78% 1.00%
------------------------------------------------------------------------------------------------------------------------------------
Nations Marsico Growth & Income Portfolio (1) (2) 0.69% 0.00% 0.41% 1.10%
------------------------------------------------------------------------------------------------------------------------------------
Nations Marsico Focused Equities Portfolio (1) (2) 0.72% 0.00% 0.38% 1.10%
------------------------------------------------------------------------------------------------------------------------------------
Nations High Yield Bond Portfolio (1) (2) (3) 0.51% 0.00% 0.49% 1.00%
------------------------------------------------------------------------------------------------------------------------------------
Nations International Value Portfolio (1) (2) (3) 0.80% 0.00% 0.45% 1.25%
------------------------------------------------------------------------------------------------------------------------------------
AIM V.I. Capital Appreciation Fund 0.62% N/A 0.11% 0.73%
------------------------------------------------------------------------------------------------------------------------------------
AIM V.I. High Yield Fund (4) 0.63% N/A 0.79% 1.42%
------------------------------------------------------------------------------------------------------------------------------------
AIM V.I. Value Fund 0.61% N/A 0.15% 0.76%
------------------------------------------------------------------------------------------------------------------------------------
Hartford Advisers HLS Fund (5) 0.63% 0.18% 0.02% 0.83%
------------------------------------------------------------------------------------------------------------------------------------
Hartford Bond HLS Fund (5) 0.49% 0.18% 0.03% 0.70%
------------------------------------------------------------------------------------------------------------------------------------
Hartford Capital Appreciation HLS Fund (5) 0.64% 0.18% 0.02% 0.84%
------------------------------------------------------------------------------------------------------------------------------------
Hartford Dividend and Growth HLS Fund (5) 0.65% 0.18% 0.03% 0.86%
------------------------------------------------------------------------------------------------------------------------------------
Hartford International Opportunities HLS Fund (5) 0.69% 0.18% 0.09% 0.96%
------------------------------------------------------------------------------------------------------------------------------------
Hartford Money Market HLS Fund (5) 0.45% 0.18% 0.02% 0.65%
<PAGE>
------------------------------------------------------------------------------------------------------------------------------------
Hartford Small Company HLS Fund (5) 0.75% 0.18% 0.03% 0.96%
------------------------------------------------------------------------------------------------------------------------------------
Hartford Stock HLS Fund (5) 0.46% 0.18% 0.02% 0.66%
------------------------------------------------------------------------------------------------------------------------------------
</TABLE>
(1) The Nations Portfolios are subject to fees up to 0.25% pursuant to a
shareholder servicing and distribution plan. The shareholder servicing and
distribution plan provides that the Portfolios may pay banks,
broker/dealers, insurance companies or other financial institutions that
have entered into sales support agreements with Stephens Inc. or a
shareholder servicing agreement with the Portfolios for certain expenses
that are incurred in connection with sales support and/or shareholder
services.
(2) The investment adviser and other service providers to these Portfolios
have agreed to waive a portion of their fees and/or reimburse expenses,
including distribution fees, until May 1, 2001 in order to maintain
total fund operating expenses at the levels shown. There is no assurance
that these waivers and/or reimbursements will continue after this date.
Absent these waivers and/or reimbursements, total fund operating
expenses would be:
<TABLE>
<CAPTION>
12B-1
DISTRIBUTION TOTAL FUND
MANAGEMENT AND/OR SERVICING OTHER OPERATING
FEES FEES EXPENSES EXPENSES
------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C>
Nations Balanced Assets Portfolio 0.65% 0.25% 0.89% 1.79%
------------------------------------------------------------------------------------------------------------------------------------
Nations Aggressive Growth Portfolio 0.65% 0.25% 0.91% 1.81%
------------------------------------------------------------------------------------------------------------------------------------
Nations International Growth Portfolio 0.80% 0.25% 1.59% 2.64%
------------------------------------------------------------------------------------------------------------------------------------
Nations Managed Index Portfolio 0.40% 0.25% 0.42% 1.07%
------------------------------------------------------------------------------------------------------------------------------------
Nations SmallCap Index Portfolio 0.40% 0.25% 0.56% 1.21%
------------------------------------------------------------------------------------------------------------------------------------
Nations Value Portfolio 0.65% 0.25% 0.78% 1.68%
------------------------------------------------------------------------------------------------------------------------------------
Nations Marsico Growth & Income Portfolio 0.75% 0.25% 0.41% 1.41%
------------------------------------------------------------------------------------------------------------------------------------
Nations Marsico Focused Equities Portfolio 0.75% 0.25% 0.38% 1.38%
------------------------------------------------------------------------------------------------------------------------------------
Nations High Yield Bond Portfolio (3) 0.55% 0.25% 0.49% 1.29%
------------------------------------------------------------------------------------------------------------------------------------
Nations International Value Portfolio (3) 0.90% 0.25% 0.53% 1.68%
------------------------------------------------------------------------------------------------------------------------------------
</TABLE>
(3) Other expenses are based on estimates for the current fiscal year.
(4) Including fee waivers or expense reimbursements, expenses for AIM V.I. High
Yield Fund are:
<TABLE>
<CAPTION>
12B-1 TOTAL FUND
MANAGEMENT DISTRIBUTION OTHER OPERATING
FEES AND/OR SERVICING EXPENSES EXPENSES
FEES
------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C>
AIM V.I. High Yield Fund 0.35% N/A 0.79% 1.14%
------------------------------------------------------------------------------------------------------------------------------------
</TABLE>
(5) The Class IB shares of the Funds sponsored by Hartford are subject to
fees imposed under a distribution plan (herein, the "Distribution Plan")
adopted by the Funds pursuant to Rule 12b-1 of the 1940 Act. The
Distribution Plan provides that the Funds sponsored by Hartford may pay
annually up to 0.25% of the average daily net assets of a Fund attributable
to its Class IB shares to certain distributors with respect to activities
primarily intended to result in the sale of the Class IB shares. Hartford
has voluntarily and temporarily waived 0.07% of the average daily net
assets of the Funds through at least April 30, 2001. Absent such waiver,
the 12b-1 Distribution and/or Servicing Fees would be 0.25% and the Total
Fund Operating Expenses would be as follows: Hartford Advisers HLS Fund -
0.90%; Hartford Bond HLS Fund - 0.77%; Hartford Capital Appreciation HLS
Fund - 0.91%; Hartford Dividend and Growth HLS Fund - 0.93%; Hartford
International Opportunities HLS Fund - 1.03%; Hartford Money Market HLS
Fund - 0.72%; Hartford Small Company HLS Fund - 1.03%; Hartford Stock HLS
Fund - 0.73%.
<PAGE>
The following will be added to the end of the Example that illustrates
situations where the Optional Death Benefit is not selected:
<TABLE>
<CAPTION>
EXAMPLE
-----------------------------------------------------------------------------------------------------------------------------------
If you surrender your Contract at If you annuitize your Contract at If you do not surrender your
the end of the applicable time the end of the applicable time Contract, you would pay the following
period you would pay the following period you would pay the following expenses on a $1,000 investment,
expenses on a $1,000 investment, expenses on a $1,000 investment, assuming a 5% annual return on
assuming a 5% annual return on assuming a 5% annual return on assets:
assets: assets:
-----------------------------------------------------------------------------------------------------------------------------------
1 year 3 years 5 years 10 years 1 year 3 years 5 years 10 years 1 year 3 years 5 years 10 years
Sub-Account
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
-----------------------------------------------------------------------------------------------------------------------------------
Nations High Yield
Bond Portfolio $85 $128 N/A N/A $23 $72 N/A N/A $24 $73 N/A N/A
-----------------------------------------------------------------------------------------------------------------------------------
Nations
International
Value Portfolio $87 $136 N/A N/A $26 $80 N/A N/A $26 $81 N/A N/A
-----------------------------------------------------------------------------------------------------------------------------------
</TABLE>
<PAGE>
The following will be added to the end of the Example that illustrates
situations where the Optional Death Benefit is selected:
<TABLE>
<CAPTION>
EXAMPLE
-----------------------------------------------------------------------------------------------------------------------------------
If you surrender your Contract at If you annuitize your Contract at If you do not surrender your
the end of the applicable time the end of the applicable time Contract, you would pay the following
period you would pay the following period you would pay the following expenses on a $1,000 investment,
expenses on a $1,000 investment, expenses on a $1,000 investment, assuming a 5% annual return on
assuming a 5% annual return on assuming a 5% annual return on assets:
assets: assets:
-----------------------------------------------------------------------------------------------------------------------------------
1 year 3 years 5 years 10 years 1 year 3 years 5 years 10 years 1 year 3 years 5 years 10 years
Sub-Account
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
-----------------------------------------------------------------------------------------------------------------------------------
Nations High Yield
Bond Portfolio $86 $133 N/A N/A $25 $77 N/A N/A $25 $78 N/A N/A
-----------------------------------------------------------------------------------------------------------------------------------
Nations
International
Value Portfolio $89 $140 N/A N/A $27 $85 N/A N/A $28 $85 N/A N/A
-----------------------------------------------------------------------------------------------------------------------------------
</TABLE>
The following will replace the first sentence, in the first paragraph of the
"The Funds" section:
Nations Balanced Assets Portfolio, Nations Aggressive Growth Portfolio,
Nations International Growth Portfolio, Nations Managed Index Portfolio,
Nations SmallCap Index Portfolio, Nations Value Portfolio, Nations Marsico
Growth & Income Portfolio, Nations Marsico Focused Equities Portfolio,
Nations High Yield Bond Portfolio and Nations International Value Portfolio
are sponsored by Stephens Inc. and are investment portfolios of Nations
Annuity Trust, a Delaware business trust which is a registered open-end
management investment company.
The following will be added to the end of the second paragraph of "The Funds"
section:
MacKay Shields LLC is investment sub-adviser to Nations High Yield Bond
Portfolio. Brandes Investment Partners, L.P. is investment sub-adviser to
Nations International Value Portfolio.
The following will be added to the investment goals sub-section of "The Funds"
section in alphabetical order:
NATIONS HIGH YIELD BOND PORTFOLIO - Seeks maximum income by investing in a
diversified portfolio of high yield debt securities.
NATIONS INTERNATIONAL VALUE PORTFOLIO - Seeks long-term capital appreciation by
investing primarily in equity securities of foreign issuers, including emerging
markets countries.
HV-2594
<PAGE>
PART C
<PAGE>
OTHER INFORMATION
Item 24. Financial Statements and Exhibits
(a) All financial statements are incorporated by reference.(1)
(b) (1) Resolution of the Board of Directors of Hartford Life Insurance
Company ("Hartford") authorizing the establishment of the
Separate Account.(2)
(2) Not applicable.
(3) (a) Principal Underwriter Agreement.(3)
(3) (b) Form of Dealer Agreement.(3)
(4) Form of Variable Annuity Contract.(4)
(5) Form of Application.(4)
(6) (a) Certificate of Incorporation of Hartford.(5)
(6) (b) Bylaws of Hartford.(2)
(7) Not applicable.
(8) Not applicable.
(9) Opinion and Consent of Lynda Godkin, Senior Vice President,
General Counsel, and Corporate Secretary.
---------------------------------
(1) Incorporated by reference to Post-Effective Amendment No. 2, to the
Registration Statement File No. 333-69489, filed on April 7, 2000.
(2) Incorporated by reference to Post-Effective Amendment No. 2, to the
Registration Statement File No. 33-73570, dated May 1, 1995.
(3) Incorporated by reference to Post-Effective Amendment No. 3, to the
Registration Statement File No. 33-73570, dated April 29, 1996.
(4) Incorporated by reference to Pre-Effective Amendment No. 1, to the
Registration Statement File No. 333-69489, filed on April 12, 1999.
(5) Incorporated by reference to Post-Effective Amendment No. 19, to the
Registration Statement File No. 33-73570, filed on April 14, 1997.
<PAGE>
(10) Consent of Arthur Andersen LLP, Independent Public Accountants.
(11) No financial statements are omitted.
(12) Not applicable.
(13) Not applicable.
(14) Not applicable.
(15) Power of Attorney.(1)
(16) Organizational Chart.(1)
Item 25. Directors and Officers of the Depositor
<TABLE>
<CAPTION>
----------------------------------------------------------------------------------------------------------------------
NAME POSITION WITH HARTFORD
----------------------------------------------------------------------------------------------------------------------
<S> <C>
David A. Carlson Vice President
----------------------------------------------------------------------------------------------------------------------
Peter W. Cummins Senior Vice President
----------------------------------------------------------------------------------------------------------------------
Bruce W. Ferris Vice President
----------------------------------------------------------------------------------------------------------------------
Timothy M. Fitch Vice President and Actuary
----------------------------------------------------------------------------------------------------------------------
Mary Jane B. Fortin Vice President & Chief Accounting Officer
----------------------------------------------------------------------------------------------------------------------
David T. Foy Senior Vice President, Chief Financial Officer and Treasurer, Director*
----------------------------------------------------------------------------------------------------------------------
Lynda Godkin Senior Vice President, General Counsel and Corporate Secretary,
Director*
----------------------------------------------------------------------------------------------------------------------
Lois W. Grady Senior Vice President
----------------------------------------------------------------------------------------------------------------------
Stephen T. Joyce Vice President
----------------------------------------------------------------------------------------------------------------------
Michael D. Keeler Vice President
----------------------------------------------------------------------------------------------------------------------
Robert A. Kerzner Senior Vice President
----------------------------------------------------------------------------------------------------------------------
Thomas M. Marra President, Director*
----------------------------------------------------------------------------------------------------------------------
Deanne Osgood Vice President
----------------------------------------------------------------------------------------------------------------------
Craig R. Raymond Senior Vice President and Chief Actuary
----------------------------------------------------------------------------------------------------------------------
Donald A. Salama Vice President
----------------------------------------------------------------------------------------------------------------------
Lowndes A. Smith Chief Executive Officer, Director*
----------------------------------------------------------------------------------------------------------------------
David M. Znamierowski Senior Vice President and Chief Investment Officer, Director*
----------------------------------------------------------------------------------------------------------------------
</TABLE>
<PAGE>
Unless otherwise indicated, the principal business address of each of the above
individuals is P.O. Box 2999, Hartford, CT 06104-2999.
*Denotes Board of Directors.
Item 26. Persons Controlled By or Under Common Control with the Depositor or
Registrant
Filed herewith as Exhibit 16.
Item 27. Number of Contract Owners
As of January 31, 2000, there are 245,333 Contract Owners.
Item 28. Indemnification
Sections 33-770 to 33-778, inclusive, of the Connecticut General Statutes
("CGS") provide that a corporation may provide indemnification of or
advance expenses to a director, officer, employee or agent. Reference is
hereby made to Section 33-771(e) of CGS regarding indemnification of
directors and Section 33-776(d) of CGS regarding indemnification of
officers, employees and agents of Connecticut corporations. These statutes
provide, in general, that Connecticut corporations incorporated prior to
January 1, 1997 shall, except to the extent that their certificate of
incorporation expressly provides otherwise, indemnify their directors,
officers, employees and agents against "liability" (defined as the
obligation to pay a judgment, settlement, penalty, fine, including an
excise tax assessed with respect to an employee benefit plan, or reasonable
expenses incurred with respect to a proceeding) when (1) a determination is
made pursuant to Section 33-775 that the party seeking indemnification has
met the standard of conduct set forth in Section 33-771 or (2) a court has
determined that indemnification is appropriate pursuant to Section 33-774.
Under Section 33-775, the determination of and the authorization for
indemnification are made (a) by the disinterested directors, as defined in
Section 33-770(3); (b) by special counsel; (c) by the shareholders; or (d)
in the case of indemnification of an officer, agent or employee of the
corporation, by the general counsel of the corporation or such other
officer(s) as the board of directors may specify. Also, Section 33-772
provides that a corporation shall indemnify an individual who was wholly
successful on the merits or otherwise against reasonable expenses incurred
by him in connection with a proceeding to which he was a party because he
was a director of the corporation. In the case of a proceeding by or in the
right of the corporation or with respect to conduct for which the director,
officer, agent or employee was adjudged liable on the basis that he
received a financial benefit to which he was not entitled, indemnification
is limited to reasonable
<PAGE>
expenses incurred in connection with the proceeding against the corporation
to which the individual was named a party.
Under the Depositor's bylaws, the Depositor must indemnify both directors
and officers of the Depositor for (1) any claims and liabilities to which
they become subject by reason of being or having been directors or officers
of the Depositor and (2) legal and other expenses incurred in defending
against such claims, in each case, to the extent such is consistent with
statutory provisions.
Section 33-777 of CGS specifically authorizes a corporation to procure
indemnification insurance on behalf of an individual who was a director,
officer, employer or agent of the corporation. Consistent with the statute,
the directors and officers of the Depositor and Hartford Securities
Distribution Company, Inc. ("HSD") are covered under a directors and
officers liability insurance policy issued to The Hartford Financial
Services Group, Inc. and its subsidiaries.
Insofar as indemnification for liabilities arising under the Securities Act
of 1933 may be permitted to directors, officers and controlling persons of
the Registrant pursuant to the foregoing provisions, or otherwise, the
Registrant has been advised that in the opinion of the Securities and
Exchange Commission such indemnification is against public policy as
expressed in the Act and is, therefore, unenforceable. In the event that a
claim for indemnification against such liabilities (other than the payment
by the Registrant of expenses incurred or paid by a director, officer or
controlling person of the Registrant in the successful defense of any
action, suit or proceeding) is asserted by such director, officer or
controlling person in connection with the securities being registered, the
Registrant will, unless in the opinion of its counsel the matter has been
settled by controlling precedent, submit to a court of appropriate
jurisdiction the question whether such indemnification by it is against
public policy as expressed in the Act and will be governed by the final
adjudication of such issue.
Item 29. Principal Underwriters
(a) HSD acts as principal underwriter for the following investment
companies:
Hartford Life Insurance Company - Separate Account One
Hartford Life Insurance Company - Separate Account Two
Hartford Life Insurance Company - Separate Account Two (DC Variable
Account I)
Hartford Life Insurance Company - Separate Account Two (DC Variable
Account II)
Hartford Life Insurance Company - Separate Account Two (QP Variable
Account)
Hartford Life Insurance Company - Separate Account Two (Variable Account
"A")
Hartford Life Insurance Company - Separate Account Two (NQ Variable
Account)
Hartford Life Insurance Company - Putnam Capital Manager Trust Separate
Account
<PAGE>
Hartford Life Insurance Company - Separate Account Three
Hartford Life Insurance Company - Separate Account Five
Hartford Life Insurance Company - Separate Account Seven
Hartford Life and Annuity Insurance Company - Separate Account One
Hartford Life and Annuity Insurance Company - Putnam Capital Manager
Trust Separate Account Two
Hartford Life and Annuity Insurance Company - Separate Account Three
Hartford Life and Annuity Insurance Company - Separate Account Five
Hartford Life and Annuity Insurance Company - Separate Account Six
Hartford Life and Annuity Insurance Company - Separate Account Seven
Hart Life Insurance Company - Separate Account One
Hart Life Insurance Company - Separate Account Two
American Maturity Life Insurance Company - Separate Account AMLVA
Servus Life Insurance Company - Separate Account One
Servus Life Insurance Company - Separate Account Two
(b) Directors and Officers of HSD
Name and Principal Positions and Offices
Business Address With Underwriter
----------------- -------------------
David A. Carlson Vice President
Peter W. Cummins Senior Vice President
David T. Foy Treasurer
Lynda Godkin Senior Vice President, General
Counsel and Corporate Secretary
George R. Jay Controller
Robert A. Kerzner Executive Vice President
Thomas M. Marra Executive Vice President, Director
Paul E. Olson Supervising Registered Principal
Lowndes A. Smith President and Chief Executive
Officer, Director
Unless otherwise indicated, the principal business address of each the
above individuals is P.O. Box 2999, Hartford, CT 06104-2999.
Item 30. Location of Accounts and Records
All of the accounts, books, records or other documents required to
be kept by Section 31(a) of the Investment Company Act of 1940 and
rules thereunder, are maintained by Hartford at 200 Hopmeadow
Street, Simsbury, Connecticut 06089.
<PAGE>
Item 31. Management Services
All management contracts are discussed in Part A and Part B of
Registration Statement.
Item 32. Undertakings
(a) The Registrant hereby undertakes to file a post-effective
amendment to this Registration Statement as frequently as is
necessary to ensure that the audited financial statements in
the Registration Statement are never more than 16 months old
so long as payments under the variable annuity Contracts may
be accepted.
(b) The Registrant hereby undertakes to include either (1) as part
of any application to purchase a Contract offered by the
Prospectus, a space that an applicant can check to request a
Statement of Additional Information, or (2) a post card or
similar written communication affixed to or included in the
Prospectus that the applicant can remove to send for a
Statement of Additional Information.
(c) The Registrant hereby undertakes to deliver any Statement of
Additional Information and any financial statements required
to be made available under this Form promptly upon written or
oral request.
(d) Hartford hereby represents that the aggregate fees and charges
under the Contract are reasonable in relation to the services
rendered, the expenses expected to be incurred, and the risks
assumed by Hartford.
The Registrant is relying on the no-action letter issued by the
Division of Investment Management to American Counsel of Life
Insurance, Ref. No. IP-6-88, November 28, 1988. The Registrant has
complied with conditions one through four of the no-action letter.
<PAGE>
SIGNATURES
As required by the Securities Act of 1933 and the Investment Company Act of
1940, the Registrant certifies that it meets all the requirements for
effectiveness of this Registration Statement pursuant to Rule 485(b) under the
Securities Act of 1933 and has duly caused this Registration Statement to be
signed on its behalf, in the Town of Simsbury, and State of Connecticut on this
26th day of June, 2000.
HARTFORD LIFE INSURANCE COMPANY -
SEPARATE ACCOUNT TWO
(Registrant)
*By: Thomas M. Marra *By: /s/ Marianne O'Doherty
----------------------------------- ----------------------------
Thomas M. Marra, President Marianne O'Doherty
Attorney-in-Fact
HARTFORD LIFE INSURANCE COMPANY
(Depositor)
*By: Thomas M. Marra
-----------------------------------
Thomas M. Marra, Executive Vice President
Pursuant to the requirements of the Securities Act of 1933, as amended, this
Registration Statement has been signed below by the following persons and in the
capacity and on the date indicated.
David T. Foy, Senior Vice President, Chief
Financial Officer and Treasurer, Director*
Lynda Godkin, Senior Vice President, General
Counsel and Corporate Secretary, Director*
Thomas M. Marra, President, Director* *By: /s/ Marianne O'Doherty
---------------------------
Lowndes A. Smith, Chief Executive Officer, Marianne O'Doherty
Director * Attorney-in-Fact
Raymond P. Welnicki, Senior Vice President,
Director* Date: June 26, 2000
Lizabeth H. Zlatkus, Executive Vice President,
Director*
David M. Znamierowski, Senior Vice President and
Chief Investment Officer, Director*
<PAGE>
EXHIBIT INDEX
(9) Opinion and Consent of Lynda Godkin, Senior Vice President, General
Counsel and Corporate Secretary.
(10) Consent of Arthur Andersen LLP, Independent Public Accountants.
