HARTFORD LIFE INSURANCE COMPANY SEPARATE ACCOUNT TWO
497J, 2000-05-03
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                                                      [LOGO]
                                                      [HARTFORD LIFE]



                                                      JENNIFER L. VITTI
                                                      ATTORNEY


May 3, 2000



Securities and Exchange Commission
450 Fifth Street, N. W.
Washington, D.C.  20549
Attention: Filing Room

Re:  Hartford Life Insurance Company
     Separate Account Two - Variable Annuity
     File No. 33-41213

Ladies and Gentlemen:

Pursuant to Rule 497(j) under the Securities Act of 1933, we hereby certify
that:

      1.   The form of Prospectus and Statement of Additional Information
           that would have been filed, on behalf of the Registrant, under
           paragraph (c) under this section did not differ from that contained
           in the Registrant's most recent post-effective amendment; and

      2.   The text of the Registrant's most recent post-effective amendment
           has been filed electronically with the Securities and Exchange
           Commission on April 13, 2000.

If you have any additional questions, please feel free to contact me at (860)
843-6416.

Sincerely yours,

/s/ Jennifer L. Vitti

Jennifer L. Vitti

Enclosure



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