HARTFORD LIFE INSURANCE COMPANY SEPARATE ACCOUNT TWO
497J, 2000-10-02
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                                                                 [LOGO]
                                                                 [HARTFORD LIFE]


October 2, 2000



Securities and Exchange Commission
450 Fifth Street, N. W.
Washington, D.C.  20549
Attention: Filing Room

Re:    Hartford Life Insurance Company
       Separate Account Two-AmSouth Variable Annuity Plus
       File No. 333-91925

Ladies and Gentlemen:

Pursuant to Rule 497(j) under the Securities Act of 1933, we hereby certify
that:

           1.        The form of Prospectus and Statement of Additional
                     Information that would have been filed, on behalf of the
                     Registrant, under paragraph (c) under this section did not
                     differ from that contained in the Registrant's most recent
                     post-effective amendment; and

           2.        The text of the Registrant's most recent post-effective
                     amendment has been filed electronically with the Securities
                     and Exchange Commission on September 15, 2000.

If you have any additional questions, please feel free to contact me at (860)
843-3991

Sincerely yours,

/s/ Lynn Higgins

Lynn Higgins




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