Pricing Supplement No. 76 Dated March 7, 1995,
to Prospectus Dated August 25, 1993
as Supplemented by Prospectus Supplement Dated
August 26, 1994
ASSOCIATES CORPORATION OF NORTH AMERICA
MEDIUM TERM SENIOR NOTES, SERIES G
$5,000,000 principal amount of the Series G Notes, bearing
interest at 7.75% per annum and maturing on March 14, 2000, are
offered by the Company through Swiss Bank Corporation Investment
Banking Inc., which, as agent for the Company, has agreed to use
its best efforts to solicit purchasers of the Notes.
The Notes to which this Pricing Supplement relates will be Fixed
Rate Notes and will be initially issued as Book Entry Notes for
settlement on March 14, 1995.
Prior to this Pricing Supplement, $781,575,000 aggregate
principal amount of the Series G Notes offered pursuant to the
Prospectus Supplement dated August 26, 1994 to the Prospectus
dated August 25, 1993 has been sold at the interest rates then in
effect.
Recent Financial Information
The following summary of certain consolidated financial
information of the Company has been derived principally from
information and financial statements contained in the Company's
Annual Report on Form 10-K for the year ended December 31, 1993
and its Quarterly Report on Form 10-Q for the Nine months ended
September 30, 1994 (in millions):
<TABLE>
<CAPTION>
Year Ended or Nine Months Ended
at December 31 or at September 30
1993 1993 1994
(Unaudited)
<S> <C> <C> <C>
Revenue $ 3,689.6 $ 2,722.8 $ 3,176.6
Earnings Before Provision
for Income Taxes $ 834.4 $ 608.6 $ 712.7
Net Earnings $ 523.7 $ 381.3 $ 444.3
Finance Receivables (net of
unearned finance income and
allowance for losses) $25,401.1 $24,669.3 $28,743.9
Stockholders' Equity $ 3,274.2 $ 3,172.2 $ 3,703.0
Recent Developments
On February 1, 1995, the Company announced its results for the year
ended December 31, 1994. Such results, compared to the results of
operations for the prior fiscal year, were as follows: Revenue -
$4.4 billion (1994), $3.7 billion (1993); Earnings before Provision
for Income Taxes - $972.6 million (1994), $834.4 million (1993);
and Net Earnings - $603.5 million (1994), $523.7 million (1993).
</TABLE>
