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EXHIBIT 23
CONSENT OF INDEPENDENT AUDITORS
We consent to the reference to our firm under the caption "Experts" in
the Registration Statement (Form S-3), dated July 20, 2000, and related
Prospectus of Associates Corporation of North America, for the registration of
$15,000,000,000 of debt securities and warrants to purchase debt securities and
to the incorporation by reference therein of our report dated February 4, 2000,
with respect to the consolidated financial statements of Associates Corporation
of North America included in its Annual Report (Form 10-K) for the year ended
December 31, 1999 filed with the Securities and Exchange Commission.
/s/ ERNST & YOUNG LLP
Dallas, Texas
July 20, 2000
