<PAGE> 1
EXHIBIT 23
CONSENT OF INDEPENDENT AUDITORS
We consent to the incorporation by reference in the Registration Statements
(Form S-3 No. 333-62861, Form S-3 No. 333-81579 and Form S-3 No. 333-41872) of
our report dated August 31, 2000, with respect to the consolidated financial
statements of Associates Corporation of North America, included in its Current
Report on Form 8-K dated August 30, 2000, filed with the Securities and Exchange
Commission.
/s/ ERNST & YOUNG LLP
Dallas, Texas
September 6, 2000
