<TABLE> <S> <C>
<ARTICLE> 5
<LEGEND>
0 MEANS NOT APPLICABLE OR NOT SEPARATELY DISCLOSED. THIS SCHEDULE CONTAINS
SUMMARY FINANCIAL STATEMENTS AS OF DECEMBER 31, 1999 AND THE YEAR THEN ENDED
AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH CONSOLIDATED FINANCIAL
STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000,000
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1999
<PERIOD-END> DEC-31-1999
<CASH> 1,102
<SECURITIES> 6,585
<RECEIVABLES> 65,188
<ALLOWANCES> 2,055
<INVENTORY> 0
<CURRENT-ASSETS> 0
<PP&E> 491
<DEPRECIATION> 0
<TOTAL-ASSETS> 78,183
<CURRENT-LIABILITIES> 0
<BONDS> 57,558
0
0
<COMMON> 147
<OTHER-SE> 13,288
<TOTAL-LIABILITY-AND-EQUITY> 78,183
<SALES> 11,806
<TOTAL-REVENUES> 11,806
<CGS> 0
<TOTAL-COSTS> 8,875
<OTHER-EXPENSES> 4,102
<LOSS-PROVISION> 1,376
<INTEREST-EXPENSE> 3,397
<INCOME-PRETAX> 2,931
<INCOME-TAX> 1,084
<INCOME-CONTINUING> 1,847
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,847
<EPS-BASIC> 0
<EPS-DILUTED> 0
</TABLE>