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[MONARCH LETTERHEAD]
February 29, 1996
Securities and Exchange Commission
450 Fifth Street, NW
Washington, DC 20549
Re: Rule 24f-2 Notice for The Fidelity Variable Account of Monarch Life
Insurance Company Registration Statement, File No. 811-4758
Gentlemen:
(I) The fiscal year for which this notice is filed is twelve months
ending December 31, 1995.
(ii) There were no securities which had been registered under the
Securities Act of 1933 other than pursuant to this section but which
remained unsold at the beginning of the fiscal year.
(iii) There were no securities registered during such fiscal year other
than pursuant to this section.
(iv) 0 policies were sold during 1995 with aggregate annual premiums
transferred of $28,000*.
(v) 0 policies were sold during 1995 with aggregate annual premiums
transferred of $28,000 in reliance upon registration pursuant to this
section.
* The filing fee is based on $28,000 in total aggregate subscription less
$3,116,382 in total aggregate redemptions. The net total aggregate
subscriptions amount to $(3,088,382).
Attached hereto is an opinion of counsel as required. The $100 minimum filing
fee will be made via electronic funds transfer.
Sincerely,
/s/ Atilla Aritan
Atilla Aritan
Vice President and Assistant Treasurer
One Monarch Place - Springfield, MA 01133 - 413-784-2000
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[MONARCH LETTERHEAD]
February 29, 1996
Securities and Exchange Commission
450 Fifth Street, NW
Washington, DC 20549
Re: Rule 24f-2 Notice for The Fidelity Variable Account of Monarch Life
Insurance Company Registration File No. 811-4758
Gentlemen:
It is my opinion that the securities issued in accordance with the captioned
filing and which this notice makes definite in number were legally issued,
fully paid and are non-assessable.
MONARCH LIFE INSURANCE COMPANY
By /s/ John S. Coulton
Senior Vice President, General Counsel and Secretary
One Monarch Place - Springfield, MA 01133 - 413-784-2000
