<PAGE>
<TABLE>
<CAPTION>
Effective Annual Yield if
Interest Compounded
Quarterly
Interest Rate and Paid Annually
Note Maturity Per Annum or at Maturity
------------ ------------- -------------------------
<S> <C> <C> <C>.
1 Year 4.75% 4.84%
SUPPLEMENT 2 Years 5.75% 5.88%
DATED 3 Years 6.25% 6.40%
APRIL 15, 1994 4 Years 6.50% 6.66%
5 Years 6.85% 7.03%
</TABLE>
$1,000 MINIMUM PURCHASE
------------------------
The Notes are prepayable at the option of the party entitled to receive the
proceeds of the Note under certain circumstances. See "Description of
Notes -- Prepayment."
FINANCIAL INFORMATION AS OF DECEMBER 31, 1993
The following summary of certain consolidated financial
information supplements the corresponding information
set forth on Page S-2 and is principally derived from the
Company's Annual Report on Form 10-K for the
year ended December 31, 1993 to which reference should
be made for the detailed information and financial information
contained therein.
<TABLE>
<CAPTION>
Year Ended December 31
1992 1993
(Dollar Amounts in Millions)
<S> <C> <C>
Revenue $ 3,346.6 $ 3,705.6
Earnings Before Provision for
Income Taxes and Cumulative
Effect of Changes
in Accounting Principles $ 606.4 $ 751.8
Net Earnings* <F1> $ 382.8 $ 470.1
Finance Receivables (net of unearned
finance income and allowance for losses) $22,134.4 $25,555.9
Stockholder's Equity $ 2,062.0 $ 2,506.4
Ratio of Earnings to Fixed Charges 1.47 1.56
<FN>
<FN1> * Net Earnings for 1992 included a one-time charge
of $10.4 million resulting from the adoption of Statements of Financial
Accounting Standards Nos. 106 and 109.
</TABLE>
