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<CAPTION>
Effective Annual Yield if
Interest Compounded
Quarterly
Interest Rate and Paid Annually
Note Maturity Per Annum or at Maturity
------------ ------------- -------------------------
<S> <C> <C> <C>.
1 Year 6.10% 6.24%
SUPPLEMENT 2 Years 7.00% 7.19%
Dated 3 Years 7.40% 7.61%
September 29, 1994 4 Years 7.65% 7.87%
5 Years 7.90% 8.14%
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$1,000 MINIMUM PURCHASE
------------------------
The Notes are prepayable at the option of the party
entitled to receive the proceeds of the Note under certain
circumstances. See "Description of Notes -- Prepayment."
FINANCIAL INFORMATION AS OF JUNE 30, 1994
The following summary of certain consolidated financial
information supplements the corresponding information
set forth on Page S-2 and is principally derived from the
Company's Annual Report on Form 10-K for the year ended
December 31, 1993 and its Quarterly Report on Form 10-Q
for the six months ended June 30, 1994 to which reference
should be made for the detailed information and financial
information contained therein (Dollar Amounts in Millions).
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<CAPTION>
Year Ended Six Months Ended
or at or at June 30
December 31, 1993 1994
1993 (Unaudited)
<S> <C> <C> <C>
Revenue $ 3,705.6 $ 1,783.4 $ 2,063.3
Earnings Before Provision for
Income Taxes $ 751.8 $ 350.1 $ 403.4
Net Earnings $ 470.1 $ 221.8 $ 248.9
Finance Receivables (net of
unearned finance income
and allowance for losses) $25,555.9 $ 23,376.5 $27,537.0
Stockholder's Equity $ 2,506.4 $ 2,174.0 $ 2,617.8
Ratio of Earnings to Fixed Charges 1.56 1.53 1.56
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