<PAGE>
<TABLE>
<CAPTION>
Effective Annual Yield if
Interest Compounded
Quarterly
Interest Rate and Paid Annually
Note Maturity Per Annum or at Maturity
------------ ------------- -------------------------
<S> <C> <C> <C>.
1 Year 4.25% 4.32%
SUPPLEMENT 2 Years 5.00% 5.09%
Dated 3 Years 5.50% 5.61%
February 17, 1994 4 Years 5.80% 5.93%
5 Years 6.10% 6.24%
</TABLE>
$1,000 MINIMUM PURCHASE
------------------------
The Notes are prepayable at the option of the party entitled to receive the
proceeds of the Note under certain circumstances. See 'Description of
Notes -- Prepayment.'
FINANCIAL INFORMATION AS OF SEPTEMBER 30, 1993
The following summary of certain consolidated financial
information supplements the corresponding information
set forth on Page S-2 and is principally derived from the
Company's Quarterly Report on Form 10-Q for the
nine months ended September 30, 1993 to which reference should
be made for the detailed information and financial information
contained therein.
<TABLE>
<CAPTION>
Nine Months Ended
Or At September 30
1992 1993
(Dollar Amounts in Millions)
(Unaudited)
<S> <C> <C>
Revenue $ 2,497.7 $2,736.3
Earnings Before Provision for
Income Taxes and Cumulative
Effect of Changes
in Accounting Principles* <F1> $ 442.3 $ 549.7
Net Earnings* <F1> $ 272.1 $ 342.9
Finance Receivables (net of unearned
finance income and allowance for losses) $20,675.8 $24,816.0
Stockholder's Equity $ 1,997.9 $2,238.6
Ratio of Earnings to Fixed Charges 1.46 1.55
<FN>
<FN1> * Various adjustments resulting from the Company's
adoption of changes in accounting principles had the net effect,
for the nine months ended September 30, 1992, of reducing
Earnings Before Provision for Income Taxes and Cumulative
Effect of Changes in Accounting Principles by $5.1 million
and Net Earnings by $13.7 million.
</TABLE>
