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<CAPTION>
Effective Annual Yield if
Interest Compounded
Quarterly
Interest Rate and Paid Annually
Note Maturity Per Annum or at Maturity
------------ ------------- -------------------------
<S> <C> <C> <C>.
1 Year 5.15% 5.25%
SUPPLEMENT 2 Years 6.00% 6.14%
Dated 3 Years 6.50% 6.66%
May 20, 1994 4 Years 6.75% 6.92%
5 Years 7.00% 7.19%
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$1,000 MINIMUM PURCHASE
------------------------
The Notes are prepayable at the option of the party
entitled to receive the proceeds of the Note under certain
circumstances. See "Description of Notes -- Prepayment."
FINANCIAL INFORMATION AS OF MARCH 31, 1994
The following summary of certain consolidated financial
information supplements the corresponding information
set forth on Page S-2 and is principally derived from the
Company's Annual Report on Form 10-K for the year ended
December 31, 1993 and its Quarterly Report on Form 10-Q
for the nine months ended September 30, 1993 to which reference
should be made for the detailed information and financial
information contained therein (Dollar Amounts in Millions).
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<CAPTION>
Year Ended Three Months Ended
or at or at March 31
December 31, 1993 1993 1994
1993 (Unaudited)
<S> <C> <C> <C>
Revenue $ 3,705.6 $ 882.1 $ 1,019.6
Earnings Before Provision for
Income Taxes $ 751.8 $ 173.9 $ 204.9
Net Earnings $ 470.1 $ 110.6 $ 126.5
Finance Receivables (net of
unearned finance income
and allowance for losses) $25,555.9 $22,572.1 $26,320.3
Stockholder's Equity $ 2,506.4 $ 2,119.2 $ 2,562.8
Ratio of Earnings to Fixed Charges 1.56 1.53 1.59
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