<TABLE>

<CAPTION>
                                                                           Effective Annual Yield if
                                                                           Interest Compounded 
                                                                           Quarterly
                                                  Interest Rate            and Paid Annually 
                      Note Maturity               Per Annum                or at Maturity
                      ------------         -------------         ----------------------
<S>                   <C>                         <C>                      <C>.
                       1 Year                      6.10%                    6.24%
SUPPLEMENT             2 Years                     6.35%                    6.50%
DATED                  3 Years                     6.40%                    6.56%
AUGUST 24, 1995        4 Years                     6.60%                    6.77%
                       5 Years                     6.65%                    6.82%          
                     

</TABLE>
    

                                          
                                         
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