<PAGE>
<TABLE>
<CAPTION>
Effective Annual Yield if
Interest Compounded
Quarterly
Interest Rate and Paid Annually
Note Maturity Per Annum or at Maturity
------------ ------------- ----------------------
<S> <C> <C> <C>.
1 Year 6.85% 7.03%
SUPPLEMENT 2 Years 7.40% 7.61%
DATED 3 Years 7.60% 7.82%
March 24, 1995 4 Years 8.03% 8.03%
5 Years 8.08% 8.08%
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$1,000 MINIMUM PURCHASE
------------------------
FINANCIAL INFORMATION AS OF DECEMBER 31, 1994
The following summary of certain consolidated financial
information supplements the corresponding information
set forth on Page S-2 and is principally derived from the
Company's Annual Report on Form 10-K for the
year ended December 31, 1994 to which reference should
be made for the detailed information and financial information
contained therein. (Dollar Amounts in Millions)
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<CAPTION>
Year Ended or at December 31
1993 1994
<S> <C> <C>
Revenue $ 3,705.6 $ 4,405.3
Earnings Before Provision for
Income Taxes $ 751.8 $ 888.0
Net Earnings $ 470.1 $ 548.1
Finance Receivables (net of unearned
finance income and allowance for losses) $25,555.9 $30,231.7
Stockholder's Equity $ 2,506.4 $ 2,959.9
Ratio of Earnings to Fixed Charges 1.56 1.57
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