SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 12b-25
NOTIFICATION OF LATE FILING
[ ] Form 10-K [ ] Form 20-F [X] Form 11-K [ ] Form 10-Q [ ] Form N-SAR
For the Period Ended: December 31, 1998
[ ] Transition Report on Form 10-K
[ ] Transition Report on Form 20-F
[ ] Transition Report on Form 11-K
[ ] Transition Report on Form 10-Q
[ ] Transition Report on Form N-SAR
For the Transition Period Ended:
If the notification relates to a portion of the filing check above,
identify the Item(s) to which the notification relates:
I. Registrant Information
Associates Savings and
Profit-Sharing Plan
250 Carpenter Freeway, Irving, Texas 75062-2729
II. Rules 12b-25 (b) and (c)
If the subject report could not be filed without unreasonable effort or
expense and the registrant seeks relief pursuant to Rule 12b-25(b), the
following should be completed. (Check box if appropriate).
[X] (a) The reasons described in reasonable detail in Part III of this form
could not be eliminated without unreasonable effort or expense;
[X] (b) The subject annual report, semi-annual report, transition report on
Form 10-K, Form 20-F, 11-K or Form N-SAR, or portion thereof will be filed on
or before the fifteenth calendar day following the prescribed due date;
or the subject quarterly report or transition report on Form 10-Q,
or portion thereof will be filed on or before the fifth calendar day
following the prescribed due date; and
[_] (c) The accountant's statement of other exhibit required by Rule
12b-25(c) has been attached if applicable.
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III. Narrative
State below in reasonable detail the reasons why Form 10-K, 20-F, 11-K, 10-Q,
N-SAR or the transition report or portion thereof could not be filed within
the prescribed time period.
The Registrant has had difficulties obtaining and compiling the
individual fund balance information required to be filed as part of form 11K.
These difficulties are directly related to the integration of the plan
information from the several acquisitions in late 1998 and early 1999.
IV. Other Information
(1) Name and telephone number of person to contact in regard to this
notification
Frederic C. Liskow - 972-652-4519
(2) Have all other periodic reports required under section 13 or 15(d) of
the Securities Exchange Act of 1934 or section 30 of the Investment Company
Act of 1940 during the preceding 12 months or for such shorter period that the
registrant was required to file such report(s) been filed? If the answer is
no, identify report(s)
[X] Yes [_] No
(3) Is it anticipated that any significant change in results of operation
from the corresponding period for the last fiscal year will be reflected by
the earning statements to be included in the subject report or portion
thereof?
[_] Yes [X] No
If so, attach an explanation of the anticipated change, both narratively and
quantitatively and if appropriate, state the reasons why a reasonable estimate
of the results cannot be made.
ASSOCIATES SAVINGS AND PROFIT-SHARING PLAN
has caused this notification to be signed on its behalf by the undersigned
thereunto duly authorized.
Date: JUNE 28, 1999 By: /s/ John W. Lee
---------------------------
John W. Lee
Qualified Plan Committee Member
