<TABLE> <S> <C>

<ARTICLE>     5
<LEGEND>
     0 MEANS NOT APPLICABLE OR NOT SEPARATELY DISCLOSED. This schedule
     contains summary financial information extracted from the Company's
     unaudited consolidated financial statements as of June 30, 2000 and the
     six months then ended and is qualified in its entirety by reference to
     such consolidated financial statements.
     </LEGEND>
     <CIK>        0000007974
     <NAME>       ASSOCIATES FIRST CAPITAL CORPORATION
     <MULTIPLIER> 1,000,000

     <S>                             <C>
     <PERIOD-TYPE>                   6-MOS
     <FISCAL-YEAR-END>                            DEC-31-1999
     <PERIOD-END>                                 JUN-30-2000
     <CASH>                                          1,334
     <SECURITIES>                                    8,011
     <RECEIVABLES>                                  68,803
     <ALLOWANCES>                                    2,116
     <INVENTORY>                                         0
     <CURRENT-ASSETS>                                    0
     <PP&E>                                              0
     <DEPRECIATION>                                      0
     <TOTAL-ASSETS>                                 87,701
     <CURRENT-LIABILITIES>                               0
     <BONDS>                                        73,416
     <COMMON>                                            7
                                    0
                                              0
     <OTHER-SE>                                     10,287
     <TOTAL-LIABILITY-AND-EQUITY>                   87,701
     <SALES>                                         6,395
     <TOTAL-REVENUES>                                6,395
     <CGS>                                               0
     <TOTAL-COSTS>                                   5,270
     <OTHER-EXPENSES>                                2,360
     <LOSS-PROVISION>                                  901
     <INTEREST-EXPENSE>                              2,009
     <INCOME-PRETAX>                                 1,125
     <INCOME-TAX>                                      416
     <INCOME-CONTINUING>                               709
     <DISCONTINUED>                                      0
     <EXTRAORDINARY>                                     0
     <CHANGES>                                           0
     <NET-INCOME>                                      709
     <EPS-BASIC>                                    0.97
     <EPS-DILUTED>                                    0.97



</TABLE>



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