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020 B000001 59-1237041
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020 A000002 PARALLAX GROUP, INC.
020 B000002 52-1718377
020 C000002 8
020 A000003 COUNTY NATWEST SECURITIES U.S.A.
020 B000003 13-5616116
020 C000003 4
020 A000004 SMITH BARNEY SHEARSON, INC.
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<PAGE>
<PAGE> PAGE 2
020 C000005 3
020 A000006 MCDONALD & COMPANY SECURITIES, INC.
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020 A000007 BEAR, STEARNS SECURITIES CORPORATION
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020 C000008 2
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<PAGE>
<PAGE> PAGE 3
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<PAGE> PAGE 7
086 F020000 0
SIGNATURE STEPHEN G. HILL
TITLE PRESIDENT
<PAGE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
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<PAGE>
For period ending 09-30-95
File Number 811-4767
77.0 Transactions effected pursuant to Rule 10f-3.
The following information relates to the sole transaction
effected by the Fund pursuant to Rule 10f-3 during the fiscal year
ended September 30, 1995:
Security: Patriot American
Hospitality
Date of purchase: 09/27/95
Date offering commenced: 09/27/95
Purchase price: $24.00
Commission: $1.56 (6.5%)
Securities acquired from: Smith Barney
Members of underwriting
syndicate: PaineWebber Incorporated;
Bear, Stearns & Co. Inc.;
Montgomery Securities;
Salomon Brothers Inc.;
and Smith Barney Inc.
Amount purchased: $240,000
Total Offering: $292.8 million<PAGE>
<PAGE>
REPORT OF INDEPENDENT ACCOUNTANTS
To the Shareholders and the Board of Trustees of
Heritage Income-Growth Trust:
In planning and performing our audit of the financial statements
and financial highlights of Heritage Income-Growth Trust for the fiscal
year ended September 30, 1995, we considered its internal control
structure, including procedures for safeguarding securities, in order to
determine our auditing procedures for the purpose of expressing our
opinion on the financial statements and financial highlights and to comply
with the requirements of Form N-SAR, not to provide assurance on the
internal control structure.
The management of Heritage Income-Growth Trust is responsible for
establishing and maintaining an internal control structure. In fulfilling
this responsibility, estimates and judgments by management are required to
assess the expected benefits and related costs of internal control
structure policies and procedures. Two of the objectives of an internal
control structure are to provide management with reasonable, but not
absolute, assurance that assets are safeguarded against loss from
unauthorized use or disposition and that transactions are executed in
accordance with management's authorization and recorded properly to permit
preparation of financial statements in conformity with generally accepted
accounting principles.
Because of inherent limitations in any internal control
structure, errors or irregularities may occur and not be detected. Also,
projection of any evaluation of the structure to future periods is subject
to the risk that it may become inadequate because of changes in conditions
or that the effectiveness of the design and operation may deteriorate.
Our consideration of the internal control structure would not
necessarily disclose all matters in the internal control structure that
might be material weaknesses under standards established by the American
Institute of Certified Public Accountants. A material weakness is a
condition in which the design or operation of the specific internal
control structure elements does not reduce to a relatively low level the
risk that errors or irregularities in amounts that would be material in
relation to the financial statements and financial highlights being
audited may occur and not be detected within a timely period by employees
in the normal course of performing their assigned functions. However, we
noted no matters involving the internal control structure, including
procedures for safeguarding securities, that we consider to be material
weaknesses, as defined above, as of September 30, 1995.
<PAGE>
This report is intended solely for the information and use of
management of Heritage Income-Growth Trust and the Securities and Exchange
Commission.
Boston, Massachusetts COOPERS & LYBRAND L.L.P
November 27, 1995
<PAGE>
