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HERITAGE INCOME-GROWTH TRUST
Supplement dated September 5, 1996 to the
Prospectus dated February 1, 1996
The last two sentences under the "Portfolio Management" section
on page 19 of the prospectus are replaced with the following:
Mr. Kirschbaum is assisted by David M. Blount, a Vice
President of the Subadviser since September 1993.
Mr. Blount was a Senior Associate Investment Analyst in
the high yield bond research and portfolio management
area of Allstate Life Insurance Company from 1991 to
1993. Mr. Blount is a Chartered Financial Analyst.
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