HERITAGE INCOME-GROWTH TRUST
SUPPLEMENT DATED JANUARY 2, 1997 TO THE
PROSPECTUS DATED FEBRUARY 1, 1996, AS
SUPPLEMENTED PREVIOUSLY ON SEPTEMBER 5, 1996
The following table replaces the table on page 12 of the prospectus in the
section "What Class A Shares Will Cost":
<TABLE>
<CAPTION>
SALES LOAD AS A PERCENTAGE OF
DEALER CONCESSION
NET AMOUNT INVESTED (NET AS A PERCENTAGE OF
AMOUNT OF PURCHASE OFFERING PRICE ASSET VALUE) OFFERING PRICE(1)
- ------------------ -------------- ------------ -----------------
<S> <C> <C> <C>
Less than $25,000 4.75% 4.99% 4.25%
$25,000 to $49,999 4.25% 4.44% 3.75%
$50,000 to $99,999 3.75% 3.90% 3.25%
$100,000 to $249,999 3.25% 3.36% 2.75%
$250,000 to $499,999 2.50% 2.56% 2.00%
$500,000 to $999,999 1.50% 1.52% 1.25%
$1,000,000 and over 0.00% 0.00% 0.00%(2)
- --------------
</TABLE>
(1) During certain periods, the Distributor may pay 100% of the sales load
to participating dealers. Otherwise, it will pay the Dealer Concession
shown above.
(2) The Manager may pay from its own resources up to 1.00% of the purchase
amount to the Distributor for purchases of $1,000,000 or more.
