<PAGE> PAGE 1
000 A000000 03/31/98
000 C000000 0000798075
000 D000000 N
000 E000000 NF
000 F000000 Y
000 G000000 N
000 H000000 N
000 I000000 3.0.a
000 J000000 U
001 A000000 HERITAGE INCOME-GROWTH TRUST
001 B000000 811-4767
001 C000000 8135733800
002 A000000 880 CARILLON PARKWAY
002 B000000 ST. PETERSBURG
002 C000000 FL
002 D010000 33716
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004 000000 N
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007 C010700 7
007 C010800 8
007 C010900 9
007 C011000 10
018 000000 Y
019 A000000 Y
019 B000000 12
019 C000000 HERITAGEXX
020 A000001 BEAR STEARNS & COMPANY, INC.
020 B000001 13-3299429
020 C000001 24
020 A000002 MORGAN, J.P., SECURITIES, INC.
020 B000002 13-3224016
020 C000002 13
020 A000003 GOLDMAN SACHS, & CO.
020 B000003 13-5108880
020 C000003 11
020 A000004 RAYMOND JAMES & ASSOCIATES, INC.
020 B000004 59-1237041
020 C000004 9
020 A000005 DONALDSON LUFKIN & JENRETTE
020 B000005 13-2741729
020 C000005 9
<PAGE> PAGE 2
020 A000006 PAINE WEBBER CAPITAL MARKETS
020 B000006 13-2638166
020 C000006 4
020 A000007 BERNSTEIN (SANFORD C.) & CO.
020 B000007 13-2625874
020 C000007 4
020 A000008 BROWN BROTHERS HARRIMAN & CO.
020 B000008 13-4973745
020 C000008 3
020 A000009 CREDIT SUISSE FIRST BOSTON
020 B000009 13-5659485
020 C000009 2
020 A000010 MACDONALD INVESTMENT CO., INC.
020 B000010 13-3488141
020 C000010 2
021 000000 88
022 A000001 STATE STREET BANK AND TRUST CO.
022 B000001 04-1867445
022 C000001 754180
022 D000001 0
022 A000002 LEHMAN BROTHERS, INC.
022 B000002 13-2518466
022 C000002 3844
022 D000002 0
022 A000003 FURMAN SELZ INCORPORATED
022 B000003 13-2753731
022 C000003 3249
022 D000003 0
022 A000004 SALOMON SMITH BARNEY, INC.
022 B000004 13-1910900
022 C000004 1269
022 D000004 1363
022 A000005 GOLDMAN SACHS, & CO.
022 B000005 13-5108880
022 C000005 2034
022 D000005 234
022 A000006 MORGAN STANLEY/DEAN WITTER
022 B000006 13-2655998
022 C000006 1861
022 D000006 0
022 A000007 MORGAN, J.P., SECURITIES, INC.
022 B000007 13-3224016
022 C000007 1083
022 D000007 506
022 A000008 JEFFRIES & CO., INC.
022 B000008 59-2622900
022 C000008 659
022 D000008 846
022 A000009 BEAR STEARNS & COMPANY, INC.
022 B000009 13-3299429
022 C000009 1061
<PAGE> PAGE 3
022 D000009 260
022 A000010 FORUM CAPITAL MARKETS L.P.
022 B000010 06-1351111
022 C000010 0
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<PAGE> PAGE 4
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<PAGE> PAGE 7
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SIGNATURE STEPHEN G. HILL
TITLE PRESIDENT
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 001
<NAME> HERITAGE INCOME GROWTH TRUST CLASS A
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> SEP-30-1998
<PERIOD-START> SEP-30-1997
<PERIOD-END> MAR-31-1998
<INVESTMENTS-AT-COST> 92,395,732
<INVESTMENTS-AT-VALUE> 111,910,103
<RECEIVABLES> 969,264
<ASSETS-OTHER> 33,158
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 112,912,525
<PAYABLE-FOR-SECURITIES> 2,527,498
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 377,061
<TOTAL-LIABILITIES> 2,904,559
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 84,376,630
<SHARES-COMMON-STOCK> 6,514,842
<SHARES-COMMON-PRIOR> 5,123,751
<ACCUMULATED-NII-CURRENT> 401,002
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 5,765,690
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 19,464,644
<NET-ASSETS> 110,007,966
<DIVIDEND-INCOME> 1,301,196
<INTEREST-INCOME> 309,942
<OTHER-INCOME> 0
<EXPENSES-NET> 700,863
<NET-INVESTMENT-INCOME> 910,275
<REALIZED-GAINS-CURRENT> 6,792,356
<APPREC-INCREASE-CURRENT> 3,046,428
<NET-CHANGE-FROM-OPS> 10,749,059
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 745,968
<DISTRIBUTIONS-OF-GAINS> 7,180,737
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 1,324,822
<NUMBER-OF-SHARES-REDEEMED> 418,220
<SHARES-REINVESTED> 484,489
<NET-CHANGE-IN-ASSETS> 22,054,313
<ACCUMULATED-NII-PRIOR> 236,695
<ACCUMULATED-GAINS-PRIOR> 6,154,071
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 351,819
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 432,386
<AVERAGE-NET-ASSETS> 67,881,713
<PER-SHARE-NAV-BEGIN> 16.65
<PER-SHARE-NII> 0.17
<PER-SHARE-GAIN-APPREC> 1.60
<PER-SHARE-DIVIDEND> 0.15
<PER-SHARE-DISTRIBUTIONS> 1.33
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 16.94
<EXPENSE-RATIO> 1.28
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 002
<NAME> HERITAGE INCOME GROWTH TRUST CLASS B
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> SEP-30-1998
<PERIOD-START> SEP-30-1997
<PERIOD-END> MAR-31-1998
<INVESTMENTS-AT-COST> 92,395,732
<INVESTMENTS-AT-VALUE> 111,910,103
<RECEIVABLES> 969,264
<ASSETS-OTHER> 33,158
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 112,912,525
<PAYABLE-FOR-SECURITIES> 2,527,498
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 377,061
<TOTAL-LIABILITIES> 2,904,559
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 84,376,630
<SHARES-COMMON-STOCK> 6,514,842
<SHARES-COMMON-PRIOR> 5,123,751
<ACCUMULATED-NII-CURRENT> 401,002
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 5,765,690
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 19,464,644
<NET-ASSETS> 110,007,966
<DIVIDEND-INCOME> 1,301,196
<INTEREST-INCOME> 309,942
<OTHER-INCOME> 0
<EXPENSES-NET> 700,863
<NET-INVESTMENT-INCOME> 910,275
<REALIZED-GAINS-CURRENT> 6,792,356
<APPREC-INCREASE-CURRENT> 3,046,428
<NET-CHANGE-FROM-OPS> 10,749,059
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 745,968
<DISTRIBUTIONS-OF-GAINS> 7,180,737
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 1,324,822
<NUMBER-OF-SHARES-REDEEMED> 418,220
<SHARES-REINVESTED> 484,489
<NET-CHANGE-IN-ASSETS> 22,054,313
<ACCUMULATED-NII-PRIOR> 236,695
<ACCUMULATED-GAINS-PRIOR> 6,154,071
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 351,819
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 3,391
<AVERAGE-NET-ASSETS> 323,819
<PER-SHARE-NAV-BEGIN> 15.62
<PER-SHARE-NII> 0.06
<PER-SHARE-GAIN-APPREC> 1.08
<PER-SHARE-DIVIDEND> 0.00
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 16.76
<EXPENSE-RATIO> 2.10
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 003
<NAME> HERITAGE INCOME GROWTH TRUST CLASS C
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> SEP-30-1998
<PERIOD-START> SEP-30-1997
<PERIOD-END> MAR-31-1998
<INVESTMENTS-AT-COST> 92,395,732
<INVESTMENTS-AT-VALUE> 111,910,103
<RECEIVABLES> 969,264
<ASSETS-OTHER> 33,158
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 112,912,525
<PAYABLE-FOR-SECURITIES> 2,527,498
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 377,061
<TOTAL-LIABILITIES> 2,904,559
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 84,376,630
<SHARES-COMMON-STOCK> 6,514,842
<SHARES-COMMON-PRIOR> 5,123,751
<ACCUMULATED-NII-CURRENT> 401,002
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 5,765,690
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 19,464,644
<NET-ASSETS> 110,007,966
<DIVIDEND-INCOME> 1,301,196
<INTEREST-INCOME> 309,942
<OTHER-INCOME> 0
<EXPENSES-NET> 700,863
<NET-INVESTMENT-INCOME> 910,275
<REALIZED-GAINS-CURRENT> 6,792,356
<APPREC-INCREASE-CURRENT> 3,046,428
<NET-CHANGE-FROM-OPS> 10,749,059
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 745,968
<DISTRIBUTIONS-OF-GAINS> 7,180,737
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 1,324,822
<NUMBER-OF-SHARES-REDEEMED> 418,220
<SHARES-REINVESTED> 484,489
<NET-CHANGE-IN-ASSETS> 22,054,313
<ACCUMULATED-NII-PRIOR> 236,695
<ACCUMULATED-GAINS-PRIOR> 6,154,071
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 351,819
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 265,086
<AVERAGE-NET-ASSETS> 26,145,675
<PER-SHARE-NAV-BEGIN> 16.49
<PER-SHARE-NII> 0.11
<PER-SHARE-GAIN-APPREC> 1.59
<PER-SHARE-DIVIDEND> 0.10
<PER-SHARE-DISTRIBUTIONS> 1.33
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 16.76
<EXPENSE-RATIO> 2.03
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
For period ending 3-31-98
File Number 811-4767
Item 77.O Transactions effected pursuant to Rule 10f-3.
The following Rule 10f-3 transactions were effected by the Heritage
Income-Growth Trust:
<TABLE>
<CAPTION>
Date Securities
Security: Date Of Offering Purchase Acquired Amount Total
Purchase: Commenced: Price: Commission: From: Purchased: Offering:
<S> <C> <C> <C> <C> <C> <C> <C> <C>
1. AMB Property Corporation 11/20/97 11/20/97 21.00 $0.83 Morgan Stanley $ 483,000 $336,000,000
2. United Investors Realty 3/10/98 3/10/98 10.00 $0.40 Morgan Keegan $ 210,000 $ 7,600,000
Trust
3. Grove Property Trust 11/18/97 11/18/97 10.88 $0.42 Smith Barney $1,054,875 $ 48,937,500
</TABLE>
