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<TABLE> <S> <C>
<ARTICLE> 5
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> APR-30-2000
<PERIOD-END> APR-30-2000
<CASH> 9,843,310
<SECURITIES> 0
<RECEIVABLES> 247,350,152
<ALLOWANCES> (44,326,685)
<INVENTORY> 14,948,365
<CURRENT-ASSETS> 0
<PP&E> 31,685,396
<DEPRECIATION> (3,949,291)
<TOTAL-ASSETS> 290,907,319
<CURRENT-LIABILITIES> 0
<BONDS> 191,051,603
82,478
0
<COMMON> 0
<OTHER-SE> 58,784,737
<TOTAL-LIABILITY-AND-EQUITY> 290,907,319
<SALES> 195,324,265
<TOTAL-REVENUES> 237,640,826
<CGS> 115,803,719
<TOTAL-COSTS> 0
<OTHER-EXPENSES> 57,948,962
<LOSS-PROVISION> 35,756,056
<INTEREST-EXPENSE> 13,879,737
<INCOME-PRETAX> 25,620,227
<INCOME-TAX> 10,105,451
<INCOME-CONTINUING> 14,836,419
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 14,836,419
<EPS-BASIC> 1.61
<EPS-DILUTED> 1.54
</TABLE>
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