SEPARATE ACCOUNT THREE OF THE MANUFACT LIFE INS CO OF AM, 497J, 1997-05-12

SEPARATE ACCOUNT THREE OF THE MANUFACT LIFE INS CO OF AM
497J, 1997-05-12

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                             Jones & Blouch L.L.P.
                                 Suite 405-West
                        1025 Thomas Jefferson St., N.W.
                              Washington, DC  20007
                                 (202) 223-3500


May 9, 1997


VIA EDGAR

Securities and Exchange Commission
450 Fifth Street NW
Washington, DC 20549

        Re:     Registration Statement No. 33-52310

Ladies and Gentlemen:

I hereby certify pursuant to Rule 497(j) under the Securities Act of 1933 that
the form of prospectus dated May 1, 1997 that would have been filed under 
paragraph (b) of Rule 497 would not have differed from that contained in the 
most recent amendment to the registration statement identified above. In 
addition, I certify that the text of the most recent amendment to such 
registration statement was filed electronically via EDGAR.


Very truly yours,


/s/ Brian R. Baysinger

Brian R. Baysinger