Jones & Blouch L.L.P.
Suite 405-West
1025 Thomas Jefferson St., N.W.
Washington, DC 20007
(202) 223-3500
May 6, 1998
VIA EDGAR
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549
Re: Separate Account Three of The Manufacturers Life
Insurance Company of America
File No. 33-52310
Dear Sirs:
I hereby certify pursuant to Rule 497(j) under the Securities Act of
1933 (i) that the form of prospectus dated May 1, 1998 that would have been
filed under paragraph (b) of Rule 497 would not have differed from that
contained in the most recent amendment to the registration statement identified
above and (ii) that the text of the most recent amendment to such registration
statement was filed electronically via EDGAR.
Very truly yours,
/s/J.Sumner Jones
J.Sumner Jones
<PAGE>
