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SUPPLEMENT TO PROSPECTUS
FOR THE MANUFACTURERS LIFE INSURANCE COMPANY OF AMERICA
SEPARATE ACCOUNT THREE
DATED MAY 1, 2000
(FOR USE IN THE STATE OF MARYLAND ONLY)
OTHER PROVISIONS OF THE POLICY - SUPPLEMENTARY BENEFITS
The section of the prospectus entitled "Supplementary Benefits " is amended
to reflect that there is an additional charge of 6 cents per $1,000 of Face
Amount for the Estate Preservation Rider in the state of Maryland.
SUPPLEMENT DATED OCTOBER 10, 2000
SVUL99(10)(20)(MD).SUPP10/2000