SEPARATE ACCOUNT THREE OF THE MANUFACT LIFE INS CO OF AM
497, 2000-06-13
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<PAGE>   1
                            SUPPLEMENT TO PROSPECTUS
             FOR THE MANUFACTURERS LIFE INSURANCE COMPANY OF AMERICA
                             SEPARATE ACCOUNT THREE
                                DATED MAY 1, 2000



         The section of the prospectus entitled "Tax Treatment of Policy
Benefits - Interest on Policy Loans After Year 10" is deleted from the
prospectus.



                         SUPPLEMENT DATED JUNE 13, 2000



SVUL99.SUPP6/2000


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