<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
QUARTERLY REPORT ON FORM 10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE
TO SUCH FINANCIAL INFORMATION.
</LEGEND>
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<CASH> 4,233
<INT-BEARING-DEPOSITS> 886
<FED-FUNDS-SOLD> 500
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 156,562
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 156,562
<ALLOWANCE> 2,210
<TOTAL-ASSETS> 459,085
<DEPOSITS> 382,057
<SHORT-TERM> 0
<LIABILITIES-OTHER> 10,715
<LONG-TERM> 27,000
0
0
<COMMON> 3,780
<OTHER-SE> 35,534
<TOTAL-LIABILITIES-AND-EQUITY> 459,085
<INTEREST-LOAN> 10,695
<INTEREST-INVEST> 5,131
<INTEREST-OTHER> 138
<INTEREST-TOTAL> 15,964
<INTEREST-DEPOSIT> 6,624
<INTEREST-EXPENSE> 880
<INTEREST-INCOME-NET> 8,459
<LOAN-LOSSES> 150
<SECURITIES-GAINS> (107)
<EXPENSE-OTHER> 5,037
<INCOME-PRETAX> 4,894
<INCOME-PRE-EXTRAORDINARY> 4,894
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 3,308
<EPS-BASIC> 1.10
<EPS-DILUTED> 1.10
<YIELD-ACTUAL> 0
<LOANS-NON> 0
<LOANS-PAST> 1,628
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 2,366
<CHARGE-OFFS> 318
<RECOVERIES> 12
<ALLOWANCE-CLOSE> 2,210
<ALLOWANCE-DOMESTIC> 2,210
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>