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U.S. SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 12b-25
NOTIFICATION OF LATE FILING
(Check One):
[ ] Form 10-K [ ] Form 20-F [X] Form 11-K [ ] Form 10-Q [ ] Form N-SAR
For Period Ended: December 31, 1994
____________________________________________
[ ] Transition Report on Form 10-K
[ ] Transition Report on Form 20-F [ ] Transition Report on
Form 11-K [ ] Transition Report on Form 10-Q [ ] Transition
Report on Form N-SAR
For the Transition Period Ended:..............................
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Read Attached Instruction Sheet Before Preparing Form. Please
Print or Type.
Nothing in this form shall be construed to imply that the
Commission has verified any information contained herein.
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If the notification relates to a portion of the filing checked above,
identify the Item(s) to which the notification relates:.........................
................................................................................
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Part I - Registrant Information
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Full Name of Registrant
Webster Financial Corporation on behalf of the "First Federal
Bank Employee Investment Plan" as the issuer of the securities held pursuant to
the Plan
Former Name if Applicable N/A
145 Bank Street, First Federal Plaza
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Address of Principal Executive Office (Street and Number)
Waterbury, Connecticut 06720
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City, State and Zip Code
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Part II - Rules 12b-25(b) and (c)
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If the subject report could not be filed without unreasonable effort or expense
and the registrant seeks relief pursuant to Rule 12b-25(b), the following
should be completed. (Check box if appropriate.)
|X| (a) The reasons described in reasonable detail in Part III of this form
could not be eliminated without unreasonable effort or expense;
|X| (b) The subject annual report, semi-annual report, transition report on Form
10-K, Form 20-F, 11-K or Form N-SAR, or portion thereof will be filed on or
before the fifteenth calendar day following the prescribed due date; or the
subject quarterly report or transition report on Form 10-Q, or portion thereof
will be filed on or before the fifth calendar day following the prescribed due
date; and
[ ] (c) The accountant's statement or other exhibit required by Rule 12b-25(c)
has been attached if applicable.
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Part III - Narrative
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State below in reasonable detail the reasons why Form 10-K, 20-F, 11-K, 10-Q,
N-SAR or the transition report or portion thereof could not be filed within the
prescribed time period.
The First Federal Employee Investment Plan (the "Plan") experienced an
unanticipated delay in receiving financial data from the custodian of the Plan's
records. The custodian experienced a loss of information on its computer system,
and the custodian's back-up records proved to be unusable. As a result, the Plan
did not receive the data necessary to complete the Plan's financial statements
and to have those statements reviewed by the Plan's independent auditors prior
to the filing deadline.
Part IV - Other Information
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(1) Name and telephone number of person to contact in regard to this
notification
Peter J. Swiatek (203) 578-2259
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(Name) (Area Code)(Telephone Number)
(2) Have all other periodic reports required under section 13 or 15(d)
of the Securities Exchange Act of 1934 or section 30 of the Investment Company
Act of 1940 during the preceding 12 months or for such shorter period that the
registrant was required to file such report(s) been filed? If the answer is no,
identify report(s).
[X] Yes [ ] No
(3) Is it anticipated that any significant change in results of
operations from the corresponding period for the last fiscal year will be
reflected by the earnings statements to be included in the subject report or
portion thereof?
[ ] Yes [X] No
If so: attach an explanation of the anticipated change, both
narratively and quantitatively, and, if appropriate, state the reasons why a
reasonable estimate of the results cannot be made.
Webster Financial Corporation on behalf of the "First Federal Bank
Employee Investment Plan"
as the issuer of the securities held pursuant to the Plan
(Name of Registrant as specified in charter)
has caused this notification to be signed on its behalf by the undersigned
thereunto duly authorized.
Date: June 29, 1995 By /s/ Peter J. Swiatek
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Peter J. Swiatek
Controller
