WEBSTER FINANCIAL CORP
POS AM, EX-23.1, 2000-09-15
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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                                                                    EXHIBIT 23.1



                         CONSENT OF INDEPENDENT AUDITORS



The Board of Directors
Webster Financial Corporation:

We consent to the  incorporation  by reference  of our report dated  January 28,
2000,  which report  appears in the December 31, 1999 annual report on Form 10-K
of  Webster   Financial   Corporation   incorporated   by   reference   in  this
Post-Effective  Amendment  No.  1  to  the  Registration  Statement  of  Webster
Financial Corporation on Form S-4 on Form S-8 (File No. 333-71983) pertaining to
the Village Bancorp, Inc., 1996 Stock Option Plan.



/s/ KPMG LLP


Hartford, Connecticut
September 15, 2000



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