WEBSTER FINANCIAL CORP
11-K, EX-23, 2000-06-27
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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KPMG LLP
CityPlace II
Hartford, CT 06103-4103




                          INDEPENDENT AUDITORS' CONSENT




The Board of Directors
Webster Bank:


We consent to the incorporation by reference in the registration  statement (No.
33-38286) on Form S-8 of Webster Financial  Corporation of our report dated June
16, 2000, relating to the statements of net assets available for benefits of the
Webster Bank  Employee  Investment  Plan as of December 30 1999 and December 31,
1998 and the related  statements of changes in net assets available for benefits
for each of the years in the  three-year  period ended  December  30, 1999,  and
December 31, 1998 and 1997, which report appears in the December 30, 1999 annual
report on Form 11-K of the Webster Financial Corporation.


/s/ KPMG LLP


Hartford, Connecticut
June 26, 2000






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