SEPARATE ACCOUNT I OF NATIONAL INTEGRITY LIFE INS CO
N-4, EX-99.9, 2000-08-31
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                                                                    EXHIBIT 99.9
August 31, 2000

Board of Directors
National Integrity Life Insurance Company
515 West Market Street
Louisville, KY 40202

Gentlemen:

This Opinion of Counsel is in connection with the filing with the Securities and
Exchange Commission pursuant to the Securities Act of 1933, as amended, of a
Registration Statement on Form N-4 for the variable annuity contract to be
issued by Integrity Life Insurance Company and its separate account, Separate
Account I of National Integrity Life Insurance Company.

We have made such an examination of the law and have examined such records and
documents as in our judgment are necessary or appropriate to enable us to render
the opinions expressed below.

We are of the following opinions:

     1.  National Integrity Life Insurance Company Separate Account I is a
         Unit Investment Trust as that term is defined in Section 4(2) of the
         Investment Company Act of 1940 (the "Act"), and is currently registered
         with the Securities and Exchange Commission, pursuant to Section 8(a)
         of the Act.

     2.  Upon the acceptance of purchase payments paid by an owner pursuant
         to a policy issued in accordance with the prospectus contained in the
         registration statement and upon compliance with applicable law, such an
         owner will have a legally-issued, fully paid, non-assessable
         contractual interest under such policy.

You may use this opinion letter, or a copy thereof, as an exhibit to the
registration statement.

Sincerely

/s/ G. Stephen Wastek
G. Stephen Wastek
Assistant General Counsel
National Integrity Life Insurance Company


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