<PAGE>
The Bryn Mawr Trust Company
Bryn Mawr, Pennsylvania 19010 . (610)525-1700
July 26, 1999
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: June 30, 1999
---------------
Check here if Amendment [ ]; Amendment Number:
------
This Amendment (Check only one.): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: The Bryn Mawr Trust Co.
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Address: 10 South Bryn Mawr Ave.
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Bryn Mawr, Pa. 19010
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13F File Number: 28-
----------------
The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Allen W. Doll
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Title: Vice President
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Phone: (610)581-4726
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Signature, Place, and Date of Signing:
/s/ Allen W. Doll Bryn Mawr, Pa.
---------------------------- -------------------------------
(Signature) (City, State)
Report Type (Check only one.):
[X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting
manager are reported in this report.)
[ ] 13F NOTICE. (Check here if no holdings reported are in this report, and
all holdings are reported by other reporting manager(s).)
[ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings for
this reporting manager are reported in this report and a portion are reported by
other reporting manager(s).)
List of Other Managers Reporting for this Manager:
(If there are no entries in this list, omit this section.)
13F File Number Name
28-
----------------------------------------------------------
(Repeat as necessary.)
Report Summary:
Number of Other Included Managers: None
--------------
Form 13F Information Table Entry Total: 393
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Form 13F Information Table Value Total: $ 862,269
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(thousands)
List of Other Included Managers:
Provide a numbered list of the name(s) and 13F file number(s) of all
institutional investment managers with respect to which this report is filed,
other than the manager filing this report.
(If there are no entries in this list, state "NONE" and omit the column headings
and list entries.)
No. 13F File Number Name
28-
----- ------------ --------------------------------
(Repeat as necessary.)
<PAGE>
<TABLE>
<CAPTION>
REPORT PTR289 3P THE BRYN MAWR TRUST COMPANY SECURITIES AND EXCHANGE COMMISSION FORM 13-F 07/23/99 PAGE 1
AS OF 06/30/99
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
<S> <C> <C> <C> <C> <C> <C> <C>
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C]
PRINCETON SHOPPING CENTER LP0000135 295 1 SH X X 1
LIMITED PARTNERSHIP
AFLAC INC 001055102 1,159 24,206 SH X X 900 23,306
ARC INTERNATIONAL CORP 001905108 20 15,000 SH X X 15,000
AT&T CORP 001957109 6,306 112,993 SH X 109,798 450 2,745
AT&T CORP 001957109 3,897 69,829 SH X X 62,089 5,250 2,490
ABBOTT LABS 002824100 1,401 30,867 SH X 27,487 800 2,580
ABBOTT LABS 002824100 1,113 24,530 SH X X 12,100 3,630 8,800
AETNA INC. 008117103 149 1,671 SH X 1,671
AETNA INC. 008117103 416 4,650 SH X X 4,650
AIR PRODUCTS CHEMICAL 009158106 340 8,440 SH X 8,440
AIR PRODUCTS CHEMICAL 009158106 822 20,420 SH X X 19,740 680
AIRGAS INC 009363102 123 10,000 SH X 10,000
COM
AIRTOUCH COMMUNICATIONS, INC. 00949T100 945 8,780 SH X 8,280 500
COM
AIRTOUCH COMMUNICATIONS, INC. 00949T100 781 7,254 SH X X 4,210 1,944 1,100
COM
AIRTOUCH COMMUNICATIONS INC 00949T308 82 558 SH X 558
PFD CL C CONV 4.25%
AIRTOUCH COMMUNICATIONS INC 00949T308 177 1,200 SH X X 600 600
PFD CL C CONV 4.25%
ALBERTSON'S INC. 013104104 34 663 SH X 663
ALBERTSON'S INC. 013104104 629 12,193 SH X X 11,743 450
ALLIED SIGNAL INC 019512102 4,990 79,200 SH X 78,975 100 125
ALLIED SIGNAL INC 019512102 876 13,902 SH X X 12,852 450 600
ALLSTATE CORP 020002101 2,809 78,286 SH X 76,930 1,356
ALLSTATE CORP 020002101 613 17,092 SH X X 13,044 1,386 2,662
ALLTEL CORP. 020039103 366 5,125 SH X 5,125
ALLTEL CORP. 020039103 422 5,900 SH X X 5,900
AMERICA ONLINE INC DEL 02364J104 3,427 31,156 SH X 30,856 100 200
COM
----------
PAGE TOTAL 32,192
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
REPORT PTR289 3P THE BRYN MAWR TRUST COMPANY SECURITIES AND EXCHANGE COMMISSION FORM 13-F 07/23/99 PAGE 2
AS OF 06/30/99
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
<S> <C> <C> <C> <C> <C> <C> <C>
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
AMERICA ONLINE INC DEL 02364J104 1,768 16,075 SH X X 12,075 700 3,300
COM
AMERICAN ELEC POWER 025537101 30 800 SH X 800
AMERICAN ELEC POWER 025537101 384 10,229 SH X X 5,725 4,504
AMERICAN EXPRESS 025816109 452 3,477 SH X 3,377 100
AMERICAN EXPRESS 025816109 351 2,700 SH X X 2,300 200 200
AMERICAN HOME PRODS 026609107 6,685 116,516 SH X 114,716 1,800
AMERICAN HOME PRODS 026609107 8,777 152,970 SH X X 141,082 11,888
AMERICAN INTERNATIONAL GROUP INC 026874107 2,856 24,358 SH X 24,108 100 150
AMERICAN INTERNATIONAL GROUP INC 026874107 1,711 14,590 SH X X 12,570 520 1,500
AMERICAN WATER WORKS 030411102 123 4,000 SH X 4,000
AMERICAN WATER WORKS 030411102 111 3,599 SH X X 2,600 999
AMERITECH CORP NEW 030954101 2,616 35,598 SH X 35,598
AMERITECH CORP NEW 030954101 3,188 43,370 SH X X 39,300 2,570 1,500
AMGEN INC 031162100 762 12,510 SH X 12,060 450
AMGEN INC 031162100 554 9,100 SH X X 7,600 300 1,200
ANHEUSER-BUSCH COMPANIES, INC 035229103 998 14,075 SH X 14,075
ANHEUSER-BUSCH COMPANIES, INC 035229103 549 7,742 SH X X 7,242 500
APPLIED MATLS INC 038222105 2,952 39,960 SH X 39,960
APPLIED MATLS INC 038222105 561 7,600 SH X X 7,000 600
ASSOCIATES FIRST CAP CORP 046008108 949 21,498 SH X 21,184 314
CL A
ASSOCIATES FIRST CAP CORP 046008108 142 3,224 SH X X 2,860 364
CL A
ATLANTIC RICHFIELD 048825103 1,857 22,222 SH X 22,122 100
ATLANTIC RICHFIELD 048825103 4,921 58,886 SH X X 55,790 228 2,868
AUTOMATIC DATA PROCESSING INC 053015103 431 9,800 SH X 9,400 400
AUTOMATIC DATA PROCESSING INC 053015103 1,874 42,600 SH X X 42,200 400
----------
PAGE TOTAL 45,602
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
REPORT PTR289 3P THE BRYN MAWR TRUST COMPANY SECURITIES AND EXCHANGE COMMISSION FORM 13-F 07/23/99 PAGE 3
AS OF 06/30/99
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
<S> <C> <C> <C> <C> <C> <C> <C>
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
BALLANTYNE OMAHA INC 058516105 155 20,000 SH X X 20,000
COM
BANK OF AMERICA CORP (NEW) 060505104 5,893 80,387 SH X 78,809 1,578
BANK OF AMERICA CORP (NEW) 060505104 1,560 21,281 SH X X 19,576 500 1,205
BANK OF NEW YORK 064057102 155 4,220 SH X 4,220
BANK OF NEW YORK 064057102 1,996 54,397 SH X X 54,397
BANK ONE CORP 06423A103 112 1,888 SH X 1,888
BANK ONE CORP 06423A103 799 13,421 SH X X 4,673 8,748
BANKBOSTON CORP COM 06605R106 1,757 34,365 SH X 34,165 200
BANKBOSTON CORP COM 06605R106 841 16,450 SH X X 16,450
BAXTER INTERNATIONAL,INC. 071813109 255 4,200 SH X 4,200
BAXTER INTERNATIONAL,INC. 071813109 135 2,225 SH X X 2,225
BECTON DICKINSON 075887109 240 8,000 SH X X 8,000
BELL ATLANTIC 077853109 7,829 119,761 SH X 107,969 800 10,992
BELL ATLANTIC 077853109 14,074 215,277 SH X X 191,096 13,047 11,134
BELLSOUTH CORP 079860102 4,285 92,906 SH X 88,958 3,948
BELLSOUTH CORP 079860102 5,542 120,142 SH X X 99,266 16,476 4,400
BERKSHIRE HATHAWAY INC DEL 084670207 121 54 SH X 54
BERKSHIRE HATHAWAY INC DEL 084670207 143 64 SH X X 64
BESTFOODS 08658U101 4,343 87,734 SH X 84,734 600 2,400
COM
BESTFOODS 08658U101 3,863 78,032 SH X X 72,432 1,200 4,400
COM
BIOGEN INC 090597105 551 8,572 SH X 8,572
BIOGEN INC 090597105 225 3,500 SH X X 2,700 800
BLACKROCK FDS 091928598 194 18,150 SH X X 18,150
PA TF INC INV A
BOEING CO 097023105 1,702 38,691 SH X 38,091 400 200
BOEING CO 097023105 1,220 27,716 SH X X 26,516 400 800
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PAGE TOTAL 57,990
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
REPORT PTR289 3P THE BRYN MAWR TRUST COMPANY SECURITIES AND EXCHANGE COMMISSION FORM 13-F 07/23/99 PAGE 4
AS OF 06/30/99
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
<S> <C> <C> <C> <C> <C> <C> <C>
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
BRADNER CENTRAL COMPANY 10463Q101 964 12,048 SH X X 12,048
CMT-COM
BRISTOL MYERS SQUIBB CO 110122108 14,167 201,122 SH X 200,022 200 900
BRISTOL MYERS SQUIBB CO 110122108 12,520 177,750 SH X X 164,170 5,764 7,816
BRYN MAWR BANK CORP 117665109 685 26,652 SH X 26,652
BRYN MAWR BANK CORP 117665109 1,493 58,132 SH X X 17,452 31,880 8,800
BURLINGTON NORTHN SANTA FE CORP 12189T104 40 1,305 SH X 1,305
COM
BURLINGTON NORTHN SANTA FE CORP 12189T104 163 5,262 SH X X 5,262
COM
CFM TECHNOLOGIES INC 12525K106 188 18,802 SH X X 18,802
COM
CIGNA CORPORATION 125509109 31 351 SH X 351
CIGNA CORPORATION 125509109 1,051 11,811 SH X X 11,811
CSX CORP 126408103 110 2,433 SH X 2,433
CSX CORP 126408103 1,172 25,838 SH X X 25,838
CVS CORP COM 126650100 6,227 122,700 SH X 120,300 1,000 1,400
CVS CORP COM 126650100 1,048 20,650 SH X X 19,200 450 1,000
CADENCE DESIGN SYS INC 127387108 189 15,000 SH X 15,000
COM
CADENCE DESIGN SYS INC 127387108 33 2,650 SH X X 1,650 1,000
COM
CAMPBELL SOUP CO 134429109 210 4,518 SH X 4,518
CAMPBELL SOUP CO 134429109 196 4,220 SH X X 3,970 250
CAROLINA POWER & LIGHT 144141108 26 600 SH X 600
CAROLINA POWER & LIGHT 144141108 557 13,000 SH X X 2,000 11,000
CATERPILLAR TRACTOR 149123101 218 3,636 SH X 3,636
CATERPILLAR TRACTOR 149123101 188 3,138 SH X X 3,138
CHASE MANHATTAN CORP COM 16161A108 7,143 82,573 SH X 80,398 300 1,875
CHASE MANHATTAN CORP COM 16161A108 3,425 39,594 SH X X 34,616 4,364 614
CHEVRON CORP 166751107 2,026 21,314 SH X 20,213 1,101
----------
PAGE TOTAL 54,070
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
REPORT PTR289 3P THE BRYN MAWR TRUST COMPANY SECURITIES AND EXCHANGE COMMISSION FORM 13-F 07/23/99 PAGE 5
AS OF 06/30/99
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
<S> <C> <C> <C> <C> <C> <C> <C>
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
CHEVRON CORP 166751107 2,498 26,278 SH X X 25,838 240 200
CHUBB CORP 171232101 1,262 18,164 SH X 18,164
CHUBB CORP 171232101 480 6,900 SH X X 6,900
CISCO SYSTEMS 17275R102 10,072 156,158 SH X 154,498 1,660
CISCO SYSTEMS 17275R102 6,775 105,036 SH X X 90,606 3,100 11,330
CITIGROUP INC 172967101 2,332 49,090 SH X 48,790 300
CITIGROUP INC 172967101 742 15,625 SH X X 12,325 900 2,400
CITRIX SYSTEMS INC 177376100 328 5,800 SH X X 5,800
COCA COLA CO 191216100 2,868 46,254 SH X 45,954 300
COCA COLA CO 191216100 4,432 71,479 SH X X 58,479 12,600 400
COLGATE PALMOLIVE 194162103 5,383 54,648 SH X 54,198 450
COLGATE PALMOLIVE 194162103 2,844 28,877 SH X X 23,977 4,600 300
COMCAST CORP 200300200 435 11,324 SH X 11,324
CL A SPL
COMCAST CORP 200300200 203 5,272 SH X X 3,230 2,042
CL A SPL
COMPAQ COMPUTER 204493100 597 25,185 SH X 25,185
COMPAQ COMPUTER 204493100 83 3,500 SH X X 3,500
COMPUWARE CORP 205638109 778 24,460 SH X 24,460
COM
CONECTIV INC 206829103 95 3,877 SH X 1,777 2,100
CONECTIV INC 206829103 250 10,247 SH X X 5,747 4,500
CONEXANT SYS INC 207142100 394 6,790 SH X 6,790
CONEXANT SYS INC 207142100 17 300 SH X X 300
CONSTELLATION ENERGY GROUP 210371100 32 1,080 SH X 1,080
CONSTELLATION ENERGY GROUP 210371100 362 12,204 SH X X 12,042 162
CORNING INC 219350105 210 3,000 SH X 3,000
CORNING INC 219350105 136 1,936 SH X X 1,687 249
----------
PAGE TOTAL 43,608
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
REPORT PTR289 3P THE BRYN MAWR TRUST COMPANY SECURITIES AND EXCHANGE COMMISSION FORM 13-F 07/23/99 PAGE 6
AS OF 06/30/99
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
<S> <C> <C> <C> <C> <C> <C> <C>
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
CORPORATE OFFICE PPTYS TR 22002T108 82 10,000 SH X 10,000
DELAWARE GRP TAX-FREE PA FUND 233216100 103 12,841 SH X 12,841
DELAWARE GRP TAX-FREE PA FUND 233216100 11 1,390 SH X X 1,390
DNB FINANCIAL 233237106 282 10,270 SH X X 10,270
DQE INCOME HOLDING COMPANY 23329J104 325 8,100 SH X X 600 7,500
DPL INC 233293109 281 15,187 SH X X 15,187
DAYTON-HUDSON CORP. 239753106 8,747 134,570 SH X 133,070 1,500
DAYTON-HUDSON CORP. 239753106 1,424 21,900 SH X X 20,800 1,100
DEERE & CO 244199105 301 7,675 SH X 7,675
DEERE & CO 244199105 251 6,400 SH X X 6,400
DELPHI AUTOMOTIVE SYSTEMS CORP 247126105 69 3,751 SH X 3,751
DELPHI AUTOMOTIVE SYSTEMS CORP 247126105 191 10,305 SH X X 8,385 1,711 209
DISNEY WALT CO. 254687106 3,481 112,958 SH X 109,908 1,250 1,800
DISNEY WALT CO. 254687106 812 26,354 SH X X 21,279 2,575 2,500
DOVER CORP 260003108 231 6,600 SH X X 6,600
DOW CHEMICAL CO 260543103 235 1,850 SH X 1,850
DOW CHEMICAL CO 260543103 1,111 8,757 SH X X 8,518 239
DREYFUS PREMIER ST MUN BD FD PA SER 26202D649 167 10,387 SH X X 10,387
CL A
DUPONT EI DE NEMOURS & CO 263534109 9,627 140,930 SH X 136,480 500 3,950
DUPONT EI DE NEMOURS & CO 263534109 79,476 1,163,403 SH X X 1,152,973 5,430 5,000
DUKE POWER CO 264399106 114 2,100 SH X 2,100
DUKE POWER CO 264399106 171 3,143 SH X X 3,043 100
DUN & BRADSTREET CORP DEL NEW 26483B106 73 2,050 SH X 2,050
DUN & BRADSTREET CORP DEL NEW 26483B106 253 7,150 SH X X 1,150 6,000
E M C CORP MASS 268648102 51 930 SH X 930
COM
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PAGE TOTAL 107,869
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
REPORT PTR289 3P THE BRYN MAWR TRUST COMPANY SECURITIES AND EXCHANGE COMMISSION FORM 13-F 07/23/99 PAGE 7
AS OF 06/30/99
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
<S> <C> <C> <C> <C> <C> <C> <C>
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
E M C CORP MASS 268648102 198 3,600 SH X X 2,000 400 1,200
COM
EARTHLINK NETWORK INC 270322100 722 11,746 SH X 11,746
EASTMAN KODAK CO 277461109 269 3,972 SH X 1,722 2,250
EASTMAN KODAK CO 277461109 657 9,693 SH X X 9,693
EATON VANCE MUNS TR 27826L108 168 16,568 SH X X 16,568
NATL MUNS FD
EATON VANCE MUNS TR 27826L504 52 4,989 SH X 4,989
PA TAX FREE FD
EATON VANCE MUNS TR 27826L504 181 17,457 SH X X 17,457
PA TAX FREE FD
ELECTRONIC DATA SYS CORP NEW 285661104 182 3,218 SH X 2,514 704
COM
ELECTRONIC DATA SYS CORP NEW 285661104 65 1,142 SH X X 1,142
COM
EMERSON ELECTRIC CO 291011104 2,962 47,068 SH X 46,468 400 200
EMERSON ELECTRIC CO 291011104 2,838 45,096 SH X X 44,496 200 400
ENRON CORP 293561106 493 6,035 SH X 5,635 400
ENRON CORP 293561106 437 5,350 SH X X 5,350
EXXON CORP 302290101 9,469 122,769 SH X 117,549 5,220
EXXON CORP 302290101 17,753 230,188 SH X X 210,038 10,750 9,400
FPL GROUP INC 302571104 242 4,436 SH X 4,436
FPL GROUP INC 302571104 618 11,309 SH X X 8,709 2,600
FDX CORP 31304N107 1,134 20,910 SH X 20,060 850
FDX CORP 31304N107 439 8,100 SH X X 5,700 400 2,000
FEDERAL NATIONAL MORTGAGE ASSN 313586109 3,582 52,485 SH X 51,435 50 1,000
FEDERAL NATIONAL MORTGAGE ASSN 313586109 2,416 35,405 SH X X 32,950 1,655 800
THE FINANCE CO OF PA 317369106 26 25 SH X 25
THE FINANCE CO OF PA 317369106 304 297 SH X X 297
FIRST AMERICAN CORP TENN 318900107 441 10,600 SH X X 10,600
FIRST UNION CORP 337358105 6,297 133,631 SH X 131,883 1,748
----------
PAGE TOTAL 51,945
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
REPORT PTR289 3P THE BRYN MAWR TRUST COMPANY SECURITIES AND EXCHANGE COMMISSION FORM 13-F 07/23/99 PAGE 8
AS OF 06/30/99
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
<S> <C> <C> <C> <C> <C> <C> <C>
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
FIRST UNION CORP 337358105 4,464 94,720 SH X X 86,229 3,163 5,328
FLEET FINANCIAL GROUP INC 338915101 372 8,384 SH X X 8,384
FORD MOTOR CO 345370100 2,015 35,703 SH X 33,403 2,300
FORD MOTOR CO 345370100 564 10,000 SH X X 8,800 500 700
FORTUNE BRANDS INC 349631101 697 16,840 SH X 13,640 3,200
COM
FORTUNE BRANDS INC 349631101 1,357 32,792 SH X X 32,792
COM
FRANKLIN PENNSYLVANIA TAX FREE 354723801 106 10,395 SH X 10,395
INCOME FUND
GTE CORP 362320103 1,654 21,913 SH X 20,913 1,000
GTE CORP 362320103 1,612 21,353 SH X X 14,997 5,656 700
GANNET CORP 364730101 346 4,850 SH X 4,850
GANNET CORP 364730101 286 4,004 SH X X 4,004
GAP INC 364760108 602 11,949 SH X 11,949
GAP INC 364760108 174 3,450 SH X X 3,000 450
GENERAL ELECTRIC CO 369604103 23,887 211,386 SH X 204,256 450 6,680
GENERAL ELECTRIC CO 369604103 43,291 383,108 SH X X 351,581 21,427 10,100
GENERAL MILLS 370334104 940 11,697 SH X 11,697
GENERAL MILLS 370334104 779 9,686 SH X X 7,286 1,600 800
GENERAL MOTORS CORP 370442105 355 5,382 SH X 5,382
GENERAL MOTORS CORP 370442105 1,028 15,583 SH X X 12,828 2,455 300
GILLETTE CO COM 375766102 2,900 70,720 SH X 68,720 600 1,400
GILLETTE CO COM 375766102 1,954 47,658 SH X X 34,958 9,500 3,200
GLATFELTER PH CO COM 377316104 126 8,632 SH X 8,632
GLATFELTER PH CO COM 377316104 143 9,800 SH X X 9,800
GOVERNMENT SECS INCOME FD 383743499 10 165,550 SH X X 165,550
UNIT GNMA SER K
HALLIBURTON CO 406216101 290 6,400 SH X 6,400
----------
PAGE TOTAL 89,952
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
REPORT PTR289 3P THE BRYN MAWR TRUST COMPANY SECURITIES AND EXCHANGE COMMISSION FORM 13-F 07/23/99 PAGE 9
AS OF 06/30/99
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
<S> <C> <C> <C> <C> <C> <C> <C>
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
HALLIBURTON CO 406216101 710 15,684 SH X X 15,684
HARTFORD FINANCIAL SERVICES 416515104 198 3,400 SH X 2,800 600
GROUP INC COMMON
HARTFORD FINANCIAL SERVICES 416515104 53 912 SH X X 912
GROUP INC COMMON
HJ HEINZ CO 423074103 615 12,275 SH X 11,600 675
HJ HEINZ CO 423074103 3,260 65,041 SH X X 59,716 1,500 3,825
HERCULES INC 427056106 272 6,916 SH X 3,916 3,000
HERCULES INC 427056106 215 5,480 SH X X 5,480
HERSHEY FOODS CORP 427866108 19 325 SH X 325
HERSHEY FOODS CORP 427866108 249 4,200 SH X X 4,200
HEWLETT PACKARD CO 428236103 2,333 23,215 SH X 22,440 400 375
HEWLETT PACKARD CO 428236103 5,350 53,230 SH X X 48,150 2,480 2,600
HOME DEPOT 437076102 6,290 97,615 SH X 94,990 300 2,325
HOME DEPOT 437076102 4,347 67,465 SH X X 53,465 13,100 900
EFH TELEPHONE TAX-FREE 1 - MONTHLY 447900101 106 18,000 SH X 18,000
IMS HEALTH INC 449934108 363 11,600 SH X X 3,600 8,000
IKON OFFICE SOLUTIONS INC. 451713101 23 1,500 SH X 1,500
COMMON
IKON OFFICE SOLUTIONS INC. 451713101 195 13,007 SH X X 13,007
COMMON
ILLINOIS TOOL WORKS 452308109 1,970 24,100 SH X 24,000 100
ILLINOIS TOOL WORKS 452308109 33 400 SH X X 400
INTEL CORP 458140100 14,757 248,020 SH X 243,370 1,150 3,500
INTEL CORP 458140100 7,372 123,894 SH X X 115,374 4,160 4,360
IBM CORP 459200101 14,452 111,818 SH X 103,038 400 8,380
IBM CORP 459200101 8,919 69,004 SH X X 63,454 4,450 1,100
INTERNATIONAL PAPER CO 460146103 1,697 33,780 SH X 33,780
INTERNATIONAL PAPER CO 460146103 221 4,400 SH X X 3,600 800
----------
PAGE TOTAL 74,019
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
REPORT PTR289 3P THE BRYN MAWR TRUST COMPANY SECURITIES AND EXCHANGE COMMISSION FORM 13-F 07/23/99 PAGE 10
AS OF 06/30/99
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
<S> <C> <C> <C> <C> <C> <C> <C>
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
JOHNSON & JOHNSON 478160104 5,195 53,007 SH X 51,782 375 850
JOHNSON & JOHNSON 478160104 5,636 57,512 SH X X 54,522 2,030 960
KELLOGG CO 487836108 845 25,600 SH X 25,600
KELLOGG CO 487836108 247 7,490 SH X X 7,490
KEYCORP 493267108 265 8,240 SH X 8,240
KEYCORP 493267108 142 4,420 SH X X 4,420
KIMBERLY CLARK 494368103 1,135 19,912 SH X 19,912
KIMBERLY CLARK 494368103 1,118 19,611 SH X X 16,214 1,525 1,872
KROGER CO 501044101 548 19,600 SH X 16,000 3,600
LILLY ELI CO 532457108 4,148 57,910 SH X 52,960 4,950
LILLY ELI CO 532457108 7,369 102,880 SH X X 96,980 1,300 4,600
LINCOLN NATIONAL CORP 534187109 209 4,000 SH X 4,000
LOWES COS INC 548661107 147 2,600 SH X 2,000 600
LOWES COS INC 548661107 57 1,000 SH X X 1,000
LUCENT TECHNOLOGIES INC 549463107 13,838 205,188 SH X 200,367 100 4,721
LUCENT TECHNOLOGIES INC 549463107 8,059 119,502 SH X X 103,624 11,778 4,100
MCI WORLDCOM INC 55268B106 5,897 68,515 SH X 64,815 400 3,300
MCI WORLDCOM INC 55268B106 1,403 16,305 SH X X 11,983 1,847 2,475
MALIBU ENTMT WORLDWIDE INC 561182106 20 14,200 SH X 14,200
MARSH & MCLENNAN CO 571748102 2,691 35,553 SH X X 34,953 600
MARRIOTT INTL INC NEW CL A 571903202 67 1,800 SH X 1,800
MARRIOTT INTL INC NEW CL A 571903202 178 4,766 SH X X 2,100 666 2,000
MAY DEPT STORES CO 577778103 320 7,835 SH X 7,835
MAY DEPT STORES CO 577778103 766 18,744 SH X X 6,803 8,100 3,841
MAYTAG CO 578592107 314 4,500 SH X X 4,500
----------
PAGE TOTAL 60,614
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
1REPORT PTR289 3P THE BRYN MAWR TRUST COMPANY SECURITIES AND EXCHANGE COMMISSION FORM 13-F 07/23/99 PAGE 11
AS OF 06/30/99
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
<S> <C> <C> <C> <C> <C> <C>
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
MCDONALDS CORP 580135101 3,500 85,100 SH X 83,000 200 1,900
MCDONALDS CORP 580135101 857 20,846 SH X X 14,868 5,978
MCGRAW-HILL COS., INC COMMON 580645109 483 8,948 SH X 8,948
MCGRAW-HILL COS., INC COMMON 580645109 1,556 28,840 SH X X 28,600 240
MEDIAONE GROUP INC 58440J104 260 3,497 SH X 3,497
MEDIAONE GROUP INC 58440J104 758 10,197 SH X X 10,057 140
MELLON BANK CORP 585509102 509 14,000 SH X 14,000
MELLON BANK CORP 585509102 1,073 29,504 SH X X 29,504
MERCANTILE BANCORPORATION INC 587342106 1,578 27,627 SH X X 27,627
COM
MERCK & CO INC 589331107 18,287 248,387 SH X 245,279 500 2,608
MERCK & CO INC 589331107 20,274 275,367 SH X X 227,499 38,408 9,460
MERRIMAC INDS INC 590262101 119 14,000 SH X 14,000
COM
MICROSOFT CORP 594918104 14,992 166,234 SH X 163,884 500 1,850
MICROSOFT CORP 594918104 9,530 105,670 SH X X 90,980 5,210 9,480
MINIMED INC 60365K108 554 7,200 SH X 6,950 250
COM
MINIMED INC 60365K108 177 2,300 SH X X 1,400 900
COM
MINNESOTA MNG & MFG CO 604059105 3,320 38,188 SH X 38,088 100
MINNESOTA MNG & MFG CO 604059105 5,445 62,634 SH X X 59,584 1,700 1,350
MOBIL CORP 607059102 6,909 69,966 SH X 69,026 90 850
MOBIL CORP 607059102 9,976 101,019 SH X X 91,708 4,351 4,960
MONSANTO CO 611662107 261 6,605 SH X 6,605
MONSANTO CO 611662107 720 18,200 SH X X 17,900 300
MORGAN JP & CO 616880100 1,123 7,994 SH X 7,894 100
MORGAN JP & CO 616880100 2,105 14,981 SH X X 13,481 1,500
MORGAN STANLEY DEAN WITTER 617446448 9,530 92,864 SH X 90,379 600 1,885
DISCOVER & CO COM
----------
PAGE TOTAL 113,896
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
1REPORT PTR289 3P THE BRYN MAWR TRUST COMPANY SECURITIES AND EXCHANGE COMMISSION FORM 13-F 07/23/99 PAGE 12
AS OF 06/30/99
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
<S> <C> <C> <C> <C> <C> <C>
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
MORGAN STANLEY DEAN WITTER 617446448 2,676 26,074 SH X X 24,979 1,095
DISCOVER & CO COM
MOTOROLA INC 620076109 436 4,600 SH X 4,300 300
MOTOROLA INC 620076109 1,075 11,346 SH X X 10,680 666
NATIONAL CITY CORP 635405103 329 5,024 SH X X 5,024
NORFOLK SOUTHERN CORP 655844108 274 9,096 SH X 9,096
NORFOLK SOUTHERN CORP 655844108 1,008 33,445 SH X X 31,845 1,600
PECO ENERGY COMPANY 693304107 185 4,414 SH X 3,914 500
PECO ENERGY COMPANY 693304107 374 8,926 SH X X 6,326 2,600
PNC BANK CORP 693475105 1,128 19,569 SH X 18,469 1,100
PNC BANK CORP 693475105 3,570 61,949 SH X X 57,961 1,988 2,000
PP&L RESOURCES, INC. 693499105 988 32,134 SH X 26,134 6,000
PP&L RESOURCES, INC. 693499105 1,634 53,132 SH X X 49,132 100 3,900
PPG INDUSTRIES INC 693506107 593 10,035 SH X 9,735 300
PPG INDUSTRIES INC 693506107 716 12,130 SH X X 11,230 200 700
PENNEY JC CO 708160106 479 9,860 SH X 8,460 1,400
PENNEY JC CO 708160106 1,658 34,150 SH X X 28,700 5,450
PEPSICO INC 713448108 1,199 31,000 SH X 30,000 700 300
PEPSICO INC 713448108 2,663 68,843 SH X X 65,168 3,375 300
PFIZER INC 717081103 2,523 23,144 SH X 22,544 600
PFIZER INC 717081103 2,917 26,759 SH X X 21,780 4,579 400
PHILADELPHIA SUBURBAN CORP 718009608 343 14,883 SH X 14,274 609
PHILADELPHIA SUBURBAN CORP 718009608 506 21,960 SH X X 16,931 4,729 300
PHILIP MORRIS COMPANIES INC 718154107 1,071 26,661 SH X 25,461 1,200
PHILIP MORRIS COMPANIES INC 718154107 1,639 40,787 SH X X 38,587 2,200
PHILLIPS VAN HEUSEN CORP 718592108 200 20,000 SH X 20,000
COM
----------
PAGE TOTAL 30,184
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
1REPORT PTR289 3P THE BRYN MAWR TRUST COMPANY SECURITIES AND EXCHANGE COMMISSION FORM 13-F 07/23/99 PAGE 13
AS OF 06/30/99
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
<S> <C> <C> <C> <C> <C> <C>
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
PITNEY BOWES INC CO 724479100 1,336 20,790 SH X 20,790
PITNEY BOWES INC CO 724479100 1,960 30,500 SH X X 29,500 1,000
PROCTER & GAMBLE CO 742718109 7,186 80,512 SH X 78,012 100 2,400
PROCTER & GAMBLE CO 742718109 11,956 133,966 SH X X 123,360 8,075 2,531
PROVIDIAN FINANCIAL CORP 74406A102 224 2,400 SH X X 2,400
PUBLIC SERVICE ENTERPRISE GROUP 744573106 353 8,649 SH X 7,649 1,000
PUBLIC SERVICE ENTERPRISE GROUP 744573106 442 10,833 SH X X 8,980 150 1,703
RAMBUS INC 750917106 230 2,500 SH X X 2,500
RAYTHEON CO CLASS B 755111408 802 11,380 SH X 11,380
RAYTHEON CO CLASS B 755111408 881 12,494 SH X X 12,094 400
ROCKWELL INTL CORP NEW 773903109 1,505 24,780 SH X 24,680 100
COM
ROCKWELL INTL CORP NEW 773903109 73 1,200 SH X X 800 400
COM
SBC COMMUNICATIONS, INC. 78387G103 2,355 40,600 SH X 40,450 150
SBC COMMUNICATIONS, INC. 78387G103 3,429 59,114 SH X X 47,927 6,939 4,248
SAFEGUARD SCIENTIFICS INC 786449108 1,128 17,900 SH X 17,050 850
COM
SAFEGUARD SCIENTIFICS INC 786449108 91 1,440 SH X X 1,440
COM
SANCHEZ COMPUTER ASSOCS INC 799702105 208 6,000 SH X 6,000
COM
SANCHEZ COMPUTER ASSOCS INC 799702105 57 1,660 SH X X 1,600 60
COM
SARA LEE CORP 803111103 612 26,980 SH X 25,380 1,100 500
SARA LEE CORP 803111103 1,305 57,510 SH X X 47,310 10,200
SCHERING PLOUGH CORP 806605101 6,550 124,765 SH X 122,165 1,200 1,400
SCHERING PLOUGH CORP 806605101 3,314 63,132 SH X X 44,132 16,500 2,500
SCHLUMBERGER LTD 806857108 2,198 34,510 SH X 33,610 400 500
SCHLUMBERGER LTD 806857108 1,195 18,759 SH X X 16,720 1,099 940
SEARS ROEBUCK & CO 812387108 470 10,545 SH X 10,045 500
----------
PAGE TOTAL 49,860
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
1REPORT PTR289 3P THE BRYN MAWR TRUST COMPANY SECURITIES AND EXCHANGE COMMISSION FORM 13-F 07/23/99 PAGE 14
AS OF 06/30/99
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
<S> <C> <C> <C> <C> <C> <C>
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
SEARS ROEBUCK & CO 812387108 184 4,122 SH X X 3,750 372
SELIGMAN PA TAX EXEMPT FD SER 816342109 78 10,078 SH X 10,078
QUALITY SER CLASS A
SHARED MEDICAL SYSTEMS CORP 819486101 1,606 24,613 SH X X 24,613
SOUTHERN CO 842587107 127 4,800 SH X 2,800 2,000
SOUTHERN CO 842587107 125 4,724 SH X X 4,224 100 400
SOVEREIGN BANCORP 845905108 28 2,289 SH X 2,289
SOVEREIGN BANCORP 845905108 125 10,320 SH X X 10,320
SPRINT CORP. 852061100 1,267 23,900 SH X 23,900
SPRINT CORP. 852061100 676 12,746 SH X X 12,746
SPRINT CORP PCS SOM SER 1 852061506 271 4,750 SH X 4,750
SPRINT CORP PCS SOM SER 1 852061506 153 2,687 SH X X 2,687
STRATEGIC DIAGNOSTICS INC 862700101 38 10,000 SH X 10,000
SUMMIT BANCORP COM 866005101 401 9,584 SH X 9,484 100
SUMMIT BANCORP COM 866005101 207 4,950 SH X X 4,950
SUN MICROSYSTEMS INC 866810104 255 3,708 SH X 3,208 100 400
COM
SUN MICROSYSTEMS INC 866810104 193 2,800 SH X X 800 2,000
COM
SUNOCO INC 86764P109 67 2,205 SH X 1,581 624
SUNOCO INC 86764P109 207 6,853 SH X X 4,956 1,897
SUNTRUST BANKS INC 867914103 153 2,200 SH X 2,200
SUNTRUST BANKS INC 867914103 319 4,600 SH X X 4,000 600
TECO ENERGY 872375100 452 19,850 SH X 19,850
TECO ENERGY 872375100 509 22,387 SH X X 21,887 100 400
TRW INC CORP 872649108 296 5,402 SH X 5,402
TRW INC CORP 872649108 288 5,240 SH X X 5,240
TEXACO 881694103 795 12,750 SH X 12,684 66
----------
PAGE TOTAL 8,820
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
1REPORT PTR289 3P THE BRYN MAWR TRUST COMPANY SECURITIES AND EXCHANGE COMMISSION FORM 13-F 07/23/99 PAGE 15
AS OF 06/30/99
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
<S> <C> <C> <C> <C> <C> <C>
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
TEXACO 881694103 620 9,946 SH X X 8,616 1,330
TEXAS INSTRUMENTS 882508104 1,652 11,474 SH X 11,149 325
TEXAS INSTRUMENTS 882508104 1,656 11,500 SH X X 10,500 1,000
TEXTRON INC 883203101 214 2,600 SH X 2,600
TEXTRON INC 883203101 204 2,480 SH X X 2,480
TIME WARNER INC 887315109 153 2,100 SH X 2,000 100
TIME WARNER INC 887315109 73 1,000 SH X X 1,000
TORCHMARK CORP 891027104 3,310 97,000 SH X 97,000
TORCHMARK CORP 891027104 150 4,400 SH X X 4,400
TRIBUNE CO NEW 896047107 275 3,160 SH X X 3,160
COM
TYCO INTL LTD NEW 902124106 987 10,413 SH X 10,213 100 100
COM
TYCO INTL LTD NEW 902124106 2,938 31,012 SH X X 30,412 200 400
COM
UNUM CORP 903192102 43 784 SH X 784
UNUM CORP 903192102 263 4,800 SH X X 4,800
USA TECHNOLOGIES INC. RESTR. 90328S989 17 105,000 SH X X 105,000
UNION PACIFIC CORP 907818108 311 5,340 SH X 4,020 1,320
UNION PACIFIC CORP 907818108 117 2,000 SH X X 2,000
U S WEST INC NEW 91273H101 990 16,851 SH X 16,851
U S WEST INC NEW 91273H101 883 15,028 SH X X 14,286 342 400
UNITED TECHNOLOGIES CORP 913017109 5,693 79,065 SH X 78,940 125
UNITED TECHNOLOGIES CORP 913017109 1,947 27,036 SH X X 26,436 200 400
UNIVEST CORP PA 915271100 1,852 64,984 SH X X 64,984
VANGUARD PA INSURED LONG TERM 92204L104 486 44,251 SH X X 44,251
TAX FREE BOND FUND
VANGUARD MUNI BD FD SHORT TERM 922907100 797 51,371 SH X X 51,371
VANGUARD MUNI INTER TERM BD FD 922907209 101 7,740 SH X 7,740
----------
PAGE TOTAL 25,732
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
1REPORT PTR289 3P THE BRYN MAWR TRUST COMPANY SECURITIES AND EXCHANGE COMMISSION FORM 13-F 07/23/99 PAGE 16
AS OF 06/30/99
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
<S> <C> <C> <C> <C> <C> <C>
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
VANGUARD MUNI INTER TERM BD FD 922907209 100 7,719 SH X X 7,719
VANGUARD MUN BD FD HI YIELD 922907407 519 49,088 SH X X 49,088
VANGUARD MU BD FD LTD TERM PORT 922907704 765 71,790 SH X X 71,790
WACHOVIA CORP NEW 929771103 275 3,210 SH X X 2,960 250
WADDELL & REED FINL INC CL B 930059209 267 9,906 SH X 9,906
WADDELL & REED FINL INC CL B 930059209 29 1,078 SH X X 1,078
WAL-MART STORES 931142103 2,167 44,908 SH X 43,808 200 900
WAL-MART STORES 931142103 1,709 35,414 SH X X 21,964 12,050 1,400
WALGREEN CO 931422109 176 6,000 SH X 6,000
WALGREEN CO 931422109 279 9,500 SH X X 7,600 1,900
WARNER LAMBERT CO 934488107 2,278 32,950 SH X 30,600 900 1,450
WARNER LAMBERT CO 934488107 3,104 44,902 SH X X 41,102 3,600 200
WELLS FARGO COMPANY 949746101 1,762 41,219 SH X 40,419 600 200
WELLS FARGO COMPANY 949746101 976 22,828 SH X X 21,128 1,700
WILLIAMS COMPANIES 969457100 623 14,645 SH X 13,845 800
WILLIAMS COMPANIES 969457100 180 4,224 SH X X 4,224
XEROX CORP 984121103 208 3,520 SH X 3,520
XEROX CORP 984121103 499 8,450 SH X X 7,050 1,400
----------
PAGE TOTAL 15,916
FINAL TOTALS 862,269
</TABLE>