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<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C> <C>
<PERIOD-TYPE> 9-MOS 3-MOS
<FISCAL-YEAR-END> DEC-31-2000 DEC-31-2000
<PERIOD-START> JAN-01-2000 JAN-01-2000
<PERIOD-END> SEP-30-2000 MAR-30-2000
<CASH> 23,620 0
<INT-BEARING-DEPOSITS> 653 0
<FED-FUNDS-SOLD> 10,816 0
<TRADING-ASSETS> 0 0
<INVESTMENTS-HELD-FOR-SALE> 28,766 0
<INVESTMENTS-CARRYING> 0 0
<INVESTMENTS-MARKET> 0 0
<LOANS> 350,163 0
<ALLOWANCE> 4,317 0
<TOTAL-ASSETS> 434,722 0
<DEPOSITS> 344,363 0
<SHORT-TERM> 35,000 0
<LIABILITIES-OTHER> 6,084 0
<LONG-TERM> 0 0
0 0
0 0
<COMMON> 5,191 0
<OTHER-SE> 44,134 0
<TOTAL-LIABILITIES-AND-EQUITY> 434,772 0
<INTEREST-LOAN> 21,971 7,605
<INTEREST-INVEST> 1,252 416
<INTEREST-OTHER> 377 63
<INTEREST-TOTAL> 23,600 8,084
<INTEREST-DEPOSIT> 5,111 1,835
<INTEREST-EXPENSE> 5,111 1,835
<INTEREST-INCOME-NET> 18,489 6,249
<LOAN-LOSSES> 188 63
<SECURITIES-GAINS> 0 0
<EXPENSE-OTHER> 22,167 7,028
<INCOME-PRETAX> 9,241 3,445
<INCOME-PRE-EXTRAORDINARY> 9,241 3,445
<EXTRAORDINARY> 0 0
<CHANGES> 0 0
<NET-INCOME> 5,970 2,303
<EPS-BASIC> 1.39 .54
<EPS-DILUTED> 1.34 .52
<YIELD-ACTUAL> 6.29 0
<LOANS-NON> 84 0
<LOANS-PAST> 0 0
<LOANS-TROUBLED> 0 0
<LOANS-PROBLEM> 0 0
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<RECOVERIES> 64 0
<ALLOWANCE-CLOSE> 4,318 0
<ALLOWANCE-DOMESTIC> 2,949 0
<ALLOWANCE-FOREIGN> 0 0
<ALLOWANCE-UNALLOCATED> 1,369 0
</TABLE>
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