<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
COMPANY'S QUARTERLY REPORT ON FORM 10-Q FOR THE QUARTER ENDED SEPTEMBER 30, 2000
AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 7,833
<INT-BEARING-DEPOSITS> 5,588
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 59,122
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 125,214
<ALLOWANCE> 2,900
<TOTAL-ASSETS> 201,772
<DEPOSITS> 137,791
<SHORT-TERM> 15,472
<LIABILITIES-OTHER> 422
<LONG-TERM> 30,075
0
0
<COMMON> 1,361
<OTHER-SE> 16,651
<TOTAL-LIABILITIES-AND-EQUITY> 201,772
<INTEREST-LOAN> 8,330
<INTEREST-INVEST> 2,857
<INTEREST-OTHER> 390
<INTEREST-TOTAL> 11,577
<INTEREST-DEPOSIT> 3,814
<INTEREST-EXPENSE> 1,864
<INTEREST-INCOME-NET> 5,899
<LOAN-LOSSES> (206)
<SECURITIES-GAINS> 8
<EXPENSE-OTHER> 5,282
<INCOME-PRETAX> 1,391
<INCOME-PRE-EXTRAORDINARY> 1,391
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 896
<EPS-BASIC> .70
<EPS-DILUTED> .70
<YIELD-ACTUAL> 8.17
<LOANS-NON> 353
<LOANS-PAST> 305
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 1,092
<ALLOWANCE-OPEN> 2,882
<CHARGE-OFFS> 127
<RECOVERIES> 350
<ALLOWANCE-CLOSE> 2,900
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>