<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
COMPANY'S QUARTERLY REPORT ON FORM 10-Q FOR THE QUARTER ENDED JUNE 30, 2000 AND
IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 7,168
<INT-BEARING-DEPOSITS> 11,305
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 58,651
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 123,687
<ALLOWANCE> 2,949
<TOTAL-ASSETS> 205,827
<DEPOSITS> 132,927
<SHORT-TERM> 18,672
<LIABILITIES-OTHER> 424
<LONG-TERM> 36,395
0
0
<COMMON> 1,361
<OTHER-SE> 16,048
<TOTAL-LIABILITIES-AND-EQUITY> 205,827
<INTEREST-LOAN> 5,474
<INTEREST-INVEST> 1,911
<INTEREST-OTHER> 173
<INTEREST-TOTAL> 7,558
<INTEREST-DEPOSIT> 2,479
<INTEREST-EXPENSE> 1,177
<INTEREST-INCOME-NET> 3,902
<LOAN-LOSSES> 0
<SECURITIES-GAINS> 8
<EXPENSE-OTHER> 3,341
<INCOME-PRETAX> 924
<INCOME-PRE-EXTRAORDINARY> 924
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 598
<EPS-BASIC> .46
<EPS-DILUTED> .46
<YIELD-ACTUAL> 8.17
<LOANS-NON> 448
<LOANS-PAST> 158
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 1,993
<ALLOWANCE-OPEN> 2,882
<CHARGE-OFFS> 59
<RECOVERIES> 126
<ALLOWANCE-CLOSE> 2,949
<ALLOWANCE-DOMESTIC> 2,949
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>