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Previous: SECOND BANCORP INC, 10-Q, 2000-11-14 |
Next: CHOICEONE FINANCIAL SERVICES INC, 10-Q, 2000-11-14 |
<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 34,079
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 8,000
<TRADING-ASSETS> 447
<INVESTMENTS-HELD-FOR-SALE> 400,176
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 1,059,530
<ALLOWANCE> 15,040
<TOTAL-ASSETS> 1,561,617
<DEPOSITS> 1,084,377
<SHORT-TERM> 120,329
<LIABILITIES-OTHER> 6,020
<LONG-TERM> 238,872
0
0
<COMMON> 36,952
<OTHER-SE> 75,067
<TOTAL-LIABILITIES-AND-EQUITY> 1,561,617
<INTEREST-LOAN> 68,528
<INTEREST-INVEST> 17,825
<INTEREST-OTHER> 155
<INTEREST-TOTAL> 86,508
<INTEREST-DEPOSIT> 34,407
<INTEREST-EXPENSE> 49,839
<INTEREST-INCOME-NET> 36,669
<LOAN-LOSSES> 6,226
<SECURITIES-GAINS> (2,497)
<EXPENSE-OTHER> 33,868
<INCOME-PRETAX> 966
<INCOME-PRE-EXTRAORDINARY> 966
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,104
<EPS-BASIC> 0.20
<EPS-DILUTED> 0.20
<YIELD-ACTUAL> 3.47
<LOANS-NON> 3,821
<LOANS-PAST> 3,171
<LOANS-TROUBLED> 45
<LOANS-PROBLEM> 7,037
<ALLOWANCE-OPEN> 11,169
<CHARGE-OFFS> 3,120
<RECOVERIES> 765
<ALLOWANCE-CLOSE> 15,040
<ALLOWANCE-DOMESTIC> 15,040
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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