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<TABLE> <S> <C>
<ARTICLE> 9
<CIK> 000803644
<NAME> FCNB CORP
<MULTIPLIER> 1,000
<CURRENCY> US DOLLARS
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> Dec-31-2000
<PERIOD-START> Jan-01-2000
<PERIOD-END> Jun-30-2000
<EXCHANGE-RATE> 1
<CASH> 37,890
<INT-BEARING-DEPOSITS> 239
<FED-FUNDS-SOLD> 37,803
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 428,915
<INVESTMENTS-CARRYING> 19,624
<INVESTMENTS-MARKET> 19,382
<LOANS> 979,079
<ALLOWANCE> 9,291
<TOTAL-ASSETS> 1,593,067
<DEPOSITS> 1,043,580
<SHORT-TERM> 404,534
<LIABILITIES-OTHER> 15,878
<LONG-TERM> 40,250
0
0
<COMMON> 11,925
<OTHER-SE> 76,900
<TOTAL-LIABILITIES-AND-EQUITY> 1,593,067
<INTEREST-LOAN> 40,783
<INTEREST-INVEST> 14,701
<INTEREST-OTHER> 717
<INTEREST-TOTAL> 56,201
<INTEREST-DEPOSIT> 19,171
<INTEREST-EXPENSE> 30,884
<INTEREST-INCOME-NET> 25,317
<LOAN-LOSSES> 950
<SECURITIES-GAINS> 332
<EXPENSE-OTHER> 23,587
<INCOME-PRETAX> 10,276
<INCOME-PRE-EXTRAORDINARY> 10,276
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 7,013
<EPS-BASIC> 0.59
<EPS-DILUTED> 0.59
<YIELD-ACTUAL> 7.92
<LOANS-NON> 6,721
<LOANS-PAST> 1,169
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 32,700
<ALLOWANCE-OPEN> 10,043
<CHARGE-OFFS> 2,652
<RECOVERIES> 950
<ALLOWANCE-CLOSE> 9,291
<ALLOWANCE-DOMESTIC> 9,291
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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