Exhibit 23.2
[MITCHELL, WIGGINS & COMPANY LLP LETTERHEAD]
CONSENT OF INDEPENDENT AUDITORS
We consent to the incorporation by reference in Amendment No. 1 to the
Registration Statement on Form S-8 pertaining to the Central Virginia
Bankshares, Inc., 1998 Incentive Plan of our report dated January 20, 2000, with
respect to the consolidated financial statements of Central Virginia Bankshares,
Inc., included in the Annual Report on Form 10-KSB for the year ended December
31, 1999, filed with the Securities and Exchange Commission.
/s/ Mitchell, Wiggins & Company LLP
Richmond, Virginia
October 20, 2000