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Previous: BENCHMARK BANKSHARES INC, 10-Q, 2000-11-08 |
Next: PATRIOT INVESTMENT CORP, 10QSB, 2000-11-08 |
<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
(Replace this text with the legend)
</LEGEND>
<CIK> 0000804563
<NAME> Benchmark Bankshares, Inc.
<MULTIPLIER> 1
<CURRENCY> $
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<EXCHANGE-RATE> 1
<CASH> 4,744,991
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 9,444,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 18,939,656
<INVESTMENTS-CARRYING> 5,245,081
<INVESTMENTS-MARKET> 5,029,237
<LOANS> 161,067,532
<ALLOWANCE> 1,610,035
<TOTAL-ASSETS> 205,923,640
<DEPOSITS> 182,835,303
<SHORT-TERM> 0
<LIABILITIES-OTHER> 1,374,608
<LONG-TERM> 0
0
0
<COMMON> 631,307
<OTHER-SE> 21,082,422
<TOTAL-LIABILITIES-AND-EQUITY> 205,923,640
<INTEREST-LOAN> 10,722,641
<INTEREST-INVEST> 1,333,740
<INTEREST-OTHER> 10,610
<INTEREST-TOTAL> 12,066,991
<INTEREST-DEPOSIT> 5,860,783
<INTEREST-EXPENSE> 5,915,725
<INTEREST-INCOME-NET> 6,151,266
<LOAN-LOSSES> 183,189
<SECURITIES-GAINS> (3,308)
<EXPENSE-OTHER> 3,725,654
<INCOME-PRETAX> 2,987,180
<INCOME-PRE-EXTRAORDINARY> 2,056,737
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,056,737
<EPS-BASIC> .68
<EPS-DILUTED> .68
<YIELD-ACTUAL> 4.07
<LOANS-NON> 439,816
<LOANS-PAST> 724,832
<LOANS-TROUBLED> 1,631,445
<LOANS-PROBLEM> 10,939,929
<ALLOWANCE-OPEN> 1,522,632
<CHARGE-OFFS> 188,995
<RECOVERIES> 93,209
<ALLOWANCE-CLOSE> 1,610,035
<ALLOWANCE-DOMESTIC> 1,610,035
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 210,000
</TABLE>
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