|
|
|
|
|
|
|
|
|
|
|
|
|
<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
(Replace this text with the legend)
</LEGEND>
<CIK> 0000804563
<NAME> Benchmark Bankshares, Inc.
<MULTIPLIER> 1
<CURRENCY> $
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<EXCHANGE-RATE> 1.000
<CASH> 7,111,065
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 13,338,430
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 18,510,464
<INVESTMENTS-CARRYING> 5,245,444
<INVESTMENTS-MARKET> 4,929,049
<LOANS> 158,972,810
<ALLOWANCE> 1,589,752
<TOTAL-ASSETS> 200,839,274
<DEPOSITS> 178,356,473
<SHORT-TERM> 1,703,335
<LIABILITIES-OTHER> 0
<LONG-TERM> 0
0
0
<COMMON> 631,308
<OTHER-SE> 20,148,158
<TOTAL-LIABILITIES-AND-EQUITY> 200,839,274
<INTEREST-LOAN> 7,044,305
<INTEREST-INVEST> 838,547
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 7,882,852
<INTEREST-DEPOSIT> 3,782,003
<INTEREST-EXPENSE> 3,836,688
<INTEREST-INCOME-NET> 4,046,164
<LOAN-LOSSES> 127,266
<SECURITIES-GAINS> (3,308)
<EXPENSE-OTHER> 2,465,252
<INCOME-PRETAX> 1,936,837
<INCOME-PRE-EXTRAORDINARY> 1,335,385
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,335,385
<EPS-BASIC> .44
<EPS-DILUTED> .44
<YIELD-ACTUAL> 4.17
<LOANS-NON> 340,989
<LOANS-PAST> 439,430
<LOANS-TROUBLED> 467,998
<LOANS-PROBLEM> 11,225,401
<ALLOWANCE-OPEN> 1,522,632
<CHARGE-OFFS> 126,591
<RECOVERIES> 66,445
<ALLOWANCE-CLOSE> 1,589,752
<ALLOWANCE-DOMESTIC> 1,589,752
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 1,589,752
</TABLE>
|
|