WEST SUBURBAN BANCORP INC
10-K/A, 1995-04-26
STATE COMMERCIAL BANKS
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<PAGE>

                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 10-K/A

     /X/        ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(D) OF
               THE SECURITIES EXCHANGE ACT OF 1934 [FEE REQUIRED]
                     For fiscal year ended December 31, 1994
                                       OR
     / /    TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE
                SECURITIES EXCHANGE ACT OF 1934 [NO FEE REQUIRED]
               For transition period from __________ to __________

                         Commission File Number 0 -17609

                           WEST SUBURBAN BANCORP, INC.
             ------------------------------------------------------
             (Exact name of Registrant as specified in its charter)

          ILLINOIS                                        36-3452469
- ---------------------------------        ---------------------------------------
(State or other jurisdiction             (I.R.S. Employer Identification Number)
of incorporation or organization)

711 SOUTH MEYERS ROAD, LOMBARD, ILLINOIS                                  60148
- ----------------------------------------                              ----------
(Address of principal executive offices)                              (Zip Code)

Registrant's telephone number, including area code:  (708) 629-4200
- --------------------------------------------------   --------------

Securities registered pursuant to Section 12(b) of the Act:
- ----------------------------------------------------------

                                                  Name of Each Exchange
     Title of Each Class                          on which Registered
     -------------------                          ---------------------
          None                                          None

Securities registered pursuant to Section 12(g) of the Act:
- ----------------------------------------------------------

                       CLASS A COMMON STOCK, NO PAR VALUE
                       ----------------------------------
                                (Title of Class)


The purpose of this amendment is to properly submit Exhibit 27-Financial
Data Schedule.

<PAGE>

FORM 10-K/A SIGNATURE PAGE

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange
Act of 1934, the Registrant has duly caused this report to be signed on its
behalf by the undersigned, thereunto duly authorized.

                   WEST SUBURBAN BANCORP, INC.
                   (Registrant)

                   By  /s/ John A. Clark
                      ------------------------------
                      John A. Clark
                      Chief Executive Officer

Date: April 26, 1995




<TABLE> <S> <C>

<PAGE>
<ARTICLE> 5
       
<S>                             <C>
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1994
<PERIOD-START>                             JAN-01-1994
<PERIOD-END>                               DEC-31-1994
<CASH>                                          48,134
<SECURITIES>                                   225,879
<RECEIVABLES>                                  725,752
<ALLOWANCES>                                     8,445
<INVENTORY>                                          0
<CURRENT-ASSETS>                               724,781
<PP&E>                                          26,652
<DEPRECIATION>                                   2,426
<TOTAL-ASSETS>                               1,041,495
<CURRENT-LIABILITIES>                          692,198
<BONDS>                                              0
<COMMON>                                         3,457
                                0
                                          0
<OTHER-SE>                                      94,514
<TOTAL-LIABILITY-AND-EQUITY>                 1,041,495
<SALES>                                              0
<TOTAL-REVENUES>                                78,797
<CGS>                                                0
<TOTAL-COSTS>                                        0
<OTHER-EXPENSES>                                     0
<LOSS-PROVISION>                                 2,216
<INTEREST-EXPENSE>                              27,431
<INCOME-PRETAX>                                 21,977
<INCOME-TAX>                                     8,951
<INCOME-CONTINUING>                             13,026
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    13,026
<EPS-PRIMARY>                                    30.12
<EPS-DILUTED>                                    30.12
        

</TABLE>


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